id	sid	tid	token	lemma	pos
inlawrev-2570	1	1	indiana	indiana	PROPN
inlawrev-2570	1	2	law	law	PROPN
inlawrev-2570	1	3	review	review	PROPN
inlawrev-2570	1	4	viii	viii	VERB
inlawrev-2570	1	5	.	.	PUNCT
inlawrev-2570	2	1	insurance	insurance	PROPN
inlawrev-2570	2	2	stephen	stephen	PROPN
inlawrev-2570	2	3	e.	e.	PROPN
inlawrev-2570	2	4	arthur	arthur	PROPN
inlawrev-2570	2	5	*	*	PROPN
inlawrev-2570	2	6	the	the	DET
inlawrev-2570	2	7	indiana	indiana	PROPN
inlawrev-2570	2	8	courts	court	NOUN
inlawrev-2570	2	9	and	and	CCONJ
inlawrev-2570	2	10	legislature	legislature	NOUN
inlawrev-2570	2	11	addressed	address	VERB
inlawrev-2570	2	12	a	a	DET
inlawrev-2570	2	13	number	number	NOUN
inlawrev-2570	2	14	of	of	ADP
inlawrev-2570	2	15	significant	significant	ADJ
inlawrev-2570	2	16	issues	issue	NOUN
inlawrev-2570	2	17	during	during	ADP
inlawrev-2570	2	18	this	this	DET
inlawrev-2570	2	19	survey	survey	NOUN
inlawrev-2570	2	20	period	period	NOUN
inlawrev-2570	2	21	which	which	PRON
inlawrev-2570	2	22	have	have	AUX
inlawrev-2570	2	23	long	long	ADV
inlawrev-2570	2	24	confused	confused	ADJ
inlawrev-2570	2	25	and	and	CCONJ
inlawrev-2570	2	26	frustrated	frustrate	VERB
inlawrev-2570	2	27	the	the	DET
inlawrev-2570	2	28	processing	processing	NOUN
inlawrev-2570	2	29	and	and	CCONJ
inlawrev-2570	2	30	settlement	settlement	NOUN
inlawrev-2570	2	31	of	of	ADP
inlawrev-2570	2	32	insurance	insurance	NOUN
inlawrev-2570	2	33	claims	claim	NOUN
inlawrev-2570	2	34	.	.	PUNCT
inlawrev-2570	3	1	1	1	NUM
inlawrev-2570	3	2	the	the	DET
inlawrev-2570	3	3	most	most	ADV
inlawrev-2570	3	4	significant	significant	ADJ
inlawrev-2570	3	5	of	of	ADP
inlawrev-2570	3	6	these	these	DET
inlawrev-2570	3	7	cases	case	NOUN
inlawrev-2570	3	8	was	be	AUX
inlawrev-2570	3	9	travelers	traveler	NOUN
inlawrev-2570	3	10	indemnity	indemnity	PROPN
inlawrev-2570	3	11	co.	co.	PROPN
inlawrev-2570	4	1	v.	v.	ADP
inlawrev-2570	4	2	armstrong1	armstrong1	NOUN
inlawrev-2570	5	1	which	which	PRON
inlawrev-2570	5	2	resolved	resolve	VERB
inlawrev-2570	5	3	three	three	NUM
inlawrev-2570	5	4	important	important	ADJ
inlawrev-2570	5	5	questions	question	NOUN
inlawrev-2570	5	6	:	:	PUNCT
inlawrev-2570	5	7	(	(	PUNCT
inlawrev-2570	5	8	1	1	X
inlawrev-2570	5	9	)	)	PUNCT
inlawrev-2570	5	10	the	the	DET
inlawrev-2570	5	11	burden	burden	NOUN
inlawrev-2570	5	12	of	of	ADP
inlawrev-2570	5	13	proof	proof	NOUN
inlawrev-2570	5	14	required	require	VERB
inlawrev-2570	5	15	to	to	PART
inlawrev-2570	5	16	sustain	sustain	VERB
inlawrev-2570	5	17	a	a	DET
inlawrev-2570	5	18	punitive	punitive	ADJ
inlawrev-2570	5	19	damage	damage	NOUN
inlawrev-2570	5	20	award	award	NOUN
inlawrev-2570	5	21	against	against	ADP
inlawrev-2570	5	22	an	an	DET
inlawrev-2570	5	23	insurance	insurance	NOUN
inlawrev-2570	5	24	company	company	NOUN
inlawrev-2570	5	25	,	,	PUNCT
inlawrev-2570	5	26	(	(	PUNCT
inlawrev-2570	5	27	2	2	X
inlawrev-2570	5	28	)	)	PUNCT
inlawrev-2570	5	29	the	the	DET
inlawrev-2570	5	30	interpretation	interpretation	NOUN
inlawrev-2570	5	31	of	of	ADP
inlawrev-2570	5	32	"	"	PUNCT
inlawrev-2570	5	33	actual	actual	ADJ
inlawrev-2570	5	34	cash	cash	NOUN
inlawrev-2570	5	35	value	value	NOUN
inlawrev-2570	5	36	"	"	PUNCT
inlawrev-2570	5	37	(	(	PUNCT
inlawrev-2570	5	38	acv	acv	NOUN
inlawrev-2570	5	39	)	)	PUNCT
inlawrev-2570	5	40	,	,	PUNCT
inlawrev-2570	5	41	and	and	CCONJ
inlawrev-2570	5	42	(	(	PUNCT
inlawrev-2570	5	43	3	3	X
inlawrev-2570	5	44	)	)	PUNCT
inlawrev-2570	5	45	the	the	DET
inlawrev-2570	5	46	evidentiary	evidentiary	ADJ
inlawrev-2570	5	47	vehicle	vehicle	NOUN
inlawrev-2570	5	48	for	for	ADP
inlawrev-2570	5	49	proving	prove	VERB
inlawrev-2570	5	50	acv	acv	NOUN
inlawrev-2570	5	51	.	.	PUNCT
inlawrev-2570	6	1	additionally	additionally	ADV
inlawrev-2570	6	2	,	,	PUNCT
inlawrev-2570	6	3	the	the	DET
inlawrev-2570	6	4	indiana	indiana	PROPN
inlawrev-2570	6	5	legislature	legislature	PROPN
inlawrev-2570	6	6	adopted	adopt	VERB
inlawrev-2570	6	7	a	a	DET
inlawrev-2570	6	8	fourteenpoint	fourteenpoint	NOUN
inlawrev-2570	6	9	plan	plan	NOUN
inlawrev-2570	6	10	designed	design	VERB
inlawrev-2570	6	11	to	to	PART
inlawrev-2570	6	12	define	define	VERB
inlawrev-2570	6	13	and	and	CCONJ
inlawrev-2570	6	14	sanction	sanction	VERB
inlawrev-2570	6	15	an	an	DET
inlawrev-2570	6	16	insurance	insurance	NOUN
inlawrev-2570	6	17	company	company	NOUN
inlawrev-2570	6	18	's	's	PART
inlawrev-2570	6	19	unfair	unfair	ADJ
inlawrev-2570	6	20	claim	claim	NOUN
inlawrev-2570	6	21	settlement	settlement	NOUN
inlawrev-2570	6	22	practices	practice	NOUN
inlawrev-2570	6	23	3	3	NUM
inlawrev-2570	6	24	and	and	CCONJ
inlawrev-2570	6	25	enacted	enact	VERB
inlawrev-2570	6	26	a	a	DET
inlawrev-2570	6	27	comparative	comparative	ADJ
inlawrev-2570	6	28	negligence	negligence	NOUN
inlawrev-2570	6	29	act	act	NOUN
inlawrev-2570	6	30	4	4	NUM
inlawrev-2570	6	31	which	which	PRON
inlawrev-2570	6	32	will	will	AUX
inlawrev-2570	6	33	undoubtedly	undoubtedly	ADV
inlawrev-2570	6	34	alter	alter	VERB
inlawrev-2570	6	35	traditional	traditional	ADJ
inlawrev-2570	6	36	settlement	settlement	NOUN
inlawrev-2570	6	37	mechanisms	mechanism	NOUN
inlawrev-2570	6	38	available	available	ADJ
inlawrev-2570	6	39	to	to	ADP
inlawrev-2570	6	40	a	a	DET
inlawrev-2570	6	41	claimant	claimant	NOUN
inlawrev-2570	6	42	.	.	PUNCT
inlawrev-2570	7	1	member	member	NOUN
inlawrev-2570	7	2	of	of	ADP
inlawrev-2570	7	3	the	the	DET
inlawrev-2570	7	4	indiana	indiana	PROPN
inlawrev-2570	7	5	bar	bar	PROPN
inlawrev-2570	7	6	.	.	PUNCT
inlawrev-2570	8	1	associate	associate	NOUN
inlawrev-2570	8	2	with	with	ADP
inlawrev-2570	8	3	the	the	DET
inlawrev-2570	8	4	law	law	NOUN
inlawrev-2570	8	5	firm	firm	NOUN
inlawrev-2570	8	6	of	of	ADP
inlawrev-2570	8	7	dutton	dutton	PROPN
inlawrev-2570	8	8	,	,	PUNCT
inlawrev-2570	8	9	kappes	kappes	PROPN
inlawrev-2570	8	10	&	&	CCONJ
inlawrev-2570	8	11	overman	overman	PROPN
inlawrev-2570	8	12	—	—	PUNCT
inlawrev-2570	8	13	indianapolis	indianapolis	PROPN
inlawrev-2570	8	14	,	,	PUNCT
inlawrev-2570	8	15	indiana	indiana	PROPN
inlawrev-2570	8	16	.	.	PUNCT
inlawrev-2570	9	1	b.a	b.a	PROPN
inlawrev-2570	9	2	.	.	PROPN
inlawrev-2570	9	3	,	,	PUNCT
inlawrev-2570	9	4	indiana	indiana	PROPN
inlawrev-2570	9	5	central	central	PROPN
inlawrev-2570	9	6	university	university	PROPN
inlawrev-2570	9	7	,	,	PUNCT
inlawrev-2570	9	8	1976	1976	NUM
inlawrev-2570	9	9	;	;	PUNCT
inlawrev-2570	9	10	j.d	j.d	PROPN
inlawrev-2570	9	11	.	.	PROPN
inlawrev-2570	9	12	,	,	PUNCT
inlawrev-2570	9	13	indiana	indiana	PROPN
inlawrev-2570	9	14	university	university	PROPN
inlawrev-2570	9	15	school	school	NOUN
inlawrev-2570	9	16	of	of	ADP
inlawrev-2570	9	17	law	law	NOUN
inlawrev-2570	9	18	—	—	PUNCT
inlawrev-2570	9	19	indianapolis	indianapolis	PROPN
inlawrev-2570	9	20	,	,	PUNCT
inlawrev-2570	9	21	1979	1979	NUM
inlawrev-2570	9	22	.	.	PUNCT
inlawrev-2570	10	1	there	there	PRON
inlawrev-2570	10	2	were	be	VERB
inlawrev-2570	10	3	other	other	ADJ
inlawrev-2570	10	4	insurance	insurance	NOUN
inlawrev-2570	10	5	cases	case	NOUN
inlawrev-2570	10	6	decided	decide	VERB
inlawrev-2570	10	7	during	during	ADP
inlawrev-2570	10	8	this	this	DET
inlawrev-2570	10	9	survey	survey	NOUN
inlawrev-2570	10	10	period	period	NOUN
inlawrev-2570	10	11	which	which	PRON
inlawrev-2570	10	12	are	be	AUX
inlawrev-2570	10	13	not	not	PART
inlawrev-2570	10	14	discussed	discuss	VERB
inlawrev-2570	10	15	in	in	ADP
inlawrev-2570	10	16	this	this	DET
inlawrev-2570	10	17	article	article	NOUN
inlawrev-2570	10	18	.	.	PUNCT
inlawrev-2570	11	1	see	see	VERB
inlawrev-2570	11	2	,	,	PUNCT
inlawrev-2570	11	3	e.g.	e.g.	ADV
inlawrev-2570	11	4	,	,	PUNCT
inlawrev-2570	11	5	metropolitan	metropolitan	ADJ
inlawrev-2570	11	6	life	life	NOUN
inlawrev-2570	11	7	ins	ins	PROPN
inlawrev-2570	11	8	.	.	PUNCT
inlawrev-2570	11	9	co.	co.	PROPN
inlawrev-2570	12	1	v.	v.	CCONJ
inlawrev-2570	12	2	tallent	tallent	NOUN
inlawrev-2570	12	3	,	,	PUNCT
inlawrev-2570	12	4	445	445	NUM
inlawrev-2570	12	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	12	6	990	990	NUM
inlawrev-2570	12	7	(	(	PUNCT
inlawrev-2570	12	8	ind	ind	NOUN
inlawrev-2570	12	9	.	.	PUNCT
inlawrev-2570	12	10	1983	1983	NUM
inlawrev-2570	12	11	)	)	PUNCT
inlawrev-2570	13	1	(	(	PUNCT
inlawrev-2570	13	2	group	group	NOUN
inlawrev-2570	13	3	term	term	NOUN
inlawrev-2570	13	4	life	life	NOUN
inlawrev-2570	13	5	insurance	insurance	NOUN
inlawrev-2570	13	6	policy	policy	NOUN
inlawrev-2570	13	7	with	with	ADP
inlawrev-2570	13	8	no	no	DET
inlawrev-2570	13	9	cash	cash	NOUN
inlawrev-2570	13	10	surrender	surrender	NOUN
inlawrev-2570	13	11	value	value	NOUN
inlawrev-2570	13	12	is	be	AUX
inlawrev-2570	13	13	not	not	PART
inlawrev-2570	13	14	property	property	NOUN
inlawrev-2570	13	15	for	for	ADP
inlawrev-2570	13	16	purposes	purpose	NOUN
inlawrev-2570	13	17	of	of	ADP
inlawrev-2570	13	18	determining	determine	VERB
inlawrev-2570	13	19	marital	marital	ADJ
inlawrev-2570	13	20	assets	asset	NOUN
inlawrev-2570	13	21	;	;	PUNCT
inlawrev-2570	13	22	restraining	restrain	VERB
inlawrev-2570	13	23	order	order	NOUN
inlawrev-2570	13	24	enjoining	enjoin	VERB
inlawrev-2570	13	25	disposition	disposition	NOUN
inlawrev-2570	13	26	of	of	ADP
inlawrev-2570	13	27	property	property	NOUN
inlawrev-2570	13	28	did	do	AUX
inlawrev-2570	13	29	not	not	PART
inlawrev-2570	13	30	prohibit	prohibit	VERB
inlawrev-2570	13	31	changing	change	VERB
inlawrev-2570	13	32	beneficiary	beneficiary	NOUN
inlawrev-2570	13	33	of	of	ADP
inlawrev-2570	13	34	group	group	NOUN
inlawrev-2570	13	35	policy	policy	NOUN
inlawrev-2570	13	36	)	)	PUNCT
inlawrev-2570	13	37	;	;	PUNCT
inlawrev-2570	13	38	indiana	indiana	PROPN
inlawrev-2570	13	39	ins	ins	PROPN
inlawrev-2570	13	40	.	.	PUNCT
inlawrev-2570	13	41	co.	co.	PROPN
inlawrev-2570	14	1	v.	v.	ADP
inlawrev-2570	14	2	ivetich	ivetich	PROPN
inlawrev-2570	14	3	,	,	PUNCT
inlawrev-2570	14	4	445	445	NUM
inlawrev-2570	14	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	14	6	110	110	NUM
inlawrev-2570	14	7	(	(	PUNCT
inlawrev-2570	14	8	ind	ind	NOUN
inlawrev-2570	14	9	.	.	PUNCT
inlawrev-2570	15	1	ct	ct	PROPN
inlawrev-2570	15	2	.	.	PUNCT
inlawrev-2570	16	1	app	app	PROPN
inlawrev-2570	16	2	.	.	PROPN
inlawrev-2570	16	3	1983	1983	NUM
inlawrev-2570	16	4	)	)	PUNCT
inlawrev-2570	17	1	(	(	PUNCT
inlawrev-2570	17	2	insurer	insurer	NOUN
inlawrev-2570	17	3	held	hold	VERB
inlawrev-2570	17	4	liable	liable	ADJ
inlawrev-2570	17	5	to	to	PART
inlawrev-2570	17	6	bailee	bailee	VERB
inlawrev-2570	17	7	for	for	ADP
inlawrev-2570	17	8	loss	loss	NOUN
inlawrev-2570	17	9	to	to	PART
inlawrev-2570	17	10	bailor	bailor	VERB
inlawrev-2570	17	11	's	's	PART
inlawrev-2570	17	12	property	property	NOUN
inlawrev-2570	17	13	)	)	PUNCT
inlawrev-2570	17	14	;	;	PUNCT
inlawrev-2570	18	1	first	first	PROPN
inlawrev-2570	18	2	united	united	PROPN
inlawrev-2570	18	3	life	life	PROPN
inlawrev-2570	18	4	ins	ins	PROPN
inlawrev-2570	18	5	.	.	PUNCT
inlawrev-2570	18	6	co.	co.	PROPN
inlawrev-2570	18	7	v.	v.	ADP
inlawrev-2570	18	8	northern	northern	PROPN
inlawrev-2570	18	9	indiana	indiana	PROPN
inlawrev-2570	18	10	bank	bank	PROPN
inlawrev-2570	18	11	&	&	CCONJ
inlawrev-2570	18	12	trust	trust	PROPN
inlawrev-2570	18	13	co.	co.	PROPN
inlawrev-2570	18	14	,	,	PUNCT
inlawrev-2570	18	15	444	444	NUM
inlawrev-2570	18	16	n.e.2d	n.e.2d	NOUN
inlawrev-2570	18	17	1241	1241	NUM
inlawrev-2570	18	18	(	(	PUNCT
inlawrev-2570	18	19	ind	ind	NOUN
inlawrev-2570	18	20	.	.	PUNCT
inlawrev-2570	19	1	ct	ct	PROPN
inlawrev-2570	19	2	.	.	PUNCT
inlawrev-2570	20	1	app	app	PROPN
inlawrev-2570	20	2	.	.	PROPN
inlawrev-2570	20	3	1983	1983	NUM
inlawrev-2570	20	4	)	)	PUNCT
inlawrev-2570	21	1	(	(	PUNCT
inlawrev-2570	21	2	determining	determine	VERB
inlawrev-2570	21	3	the	the	DET
inlawrev-2570	21	4	duty	duty	NOUN
inlawrev-2570	21	5	of	of	ADP
inlawrev-2570	21	6	an	an	DET
inlawrev-2570	21	7	insurer	insurer	NOUN
inlawrev-2570	21	8	to	to	PART
inlawrev-2570	21	9	notify	notify	VERB
inlawrev-2570	21	10	assignee	assignee	NOUN
inlawrev-2570	21	11	of	of	ADP
inlawrev-2570	21	12	a	a	DET
inlawrev-2570	21	13	life	life	NOUN
inlawrev-2570	21	14	insurance	insurance	NOUN
inlawrev-2570	21	15	policy	policy	NOUN
inlawrev-2570	21	16	of	of	ADP
inlawrev-2570	21	17	the	the	DET
inlawrev-2570	21	18	policy	policy	NOUN
inlawrev-2570	21	19	's	's	PART
inlawrev-2570	21	20	termination	termination	NOUN
inlawrev-2570	21	21	for	for	ADP
inlawrev-2570	21	22	nonpayment	nonpayment	NOUN
inlawrev-2570	21	23	of	of	ADP
inlawrev-2570	21	24	premiums	premium	NOUN
inlawrev-2570	21	25	)	)	PUNCT
inlawrev-2570	21	26	;	;	PUNCT
inlawrev-2570	22	1	integrity	integrity	NOUN
inlawrev-2570	22	2	ins	ins	PROPN
inlawrev-2570	22	3	.	.	PUNCT
inlawrev-2570	22	4	co.	co.	PROPN
inlawrev-2570	22	5	v.	v.	ADP
inlawrev-2570	22	6	lindsey	lindsey	PROPN
inlawrev-2570	22	7	,	,	PUNCT
inlawrev-2570	22	8	444	444	NUM
inlawrev-2570	22	9	n.e.2d	n.e.2d	NOUN
inlawrev-2570	22	10	345	345	NUM
inlawrev-2570	22	11	(	(	PUNCT
inlawrev-2570	22	12	ind	ind	NOUN
inlawrev-2570	22	13	.	.	PUNCT
inlawrev-2570	23	1	ct	ct	PROPN
inlawrev-2570	23	2	.	.	PUNCT
inlawrev-2570	24	1	app	app	PROPN
inlawrev-2570	24	2	.	.	PROPN
inlawrev-2570	24	3	1983	1983	NUM
inlawrev-2570	24	4	)	)	PUNCT
inlawrev-2570	25	1	(	(	PUNCT
inlawrev-2570	25	2	insurer	insurer	NOUN
inlawrev-2570	25	3	's	's	PART
inlawrev-2570	25	4	conduct	conduct	NOUN
inlawrev-2570	25	5	constituted	constitute	VERB
inlawrev-2570	25	6	waiver	waiver	NOUN
inlawrev-2570	25	7	of	of	ADP
inlawrev-2570	25	8	policy	policy	NOUN
inlawrev-2570	25	9	provisions	provision	NOUN
inlawrev-2570	25	10	for	for	ADP
inlawrev-2570	25	11	written	write	VERB
inlawrev-2570	25	12	notice	notice	NOUN
inlawrev-2570	25	13	,	,	PUNCT
inlawrev-2570	25	14	formal	formal	ADJ
inlawrev-2570	25	15	proof	proof	NOUN
inlawrev-2570	25	16	of	of	ADP
inlawrev-2570	25	17	loss	loss	NOUN
inlawrev-2570	25	18	and	and	CCONJ
inlawrev-2570	25	19	right	right	ADJ
inlawrev-2570	25	20	to	to	ADP
inlawrev-2570	25	21	appraisal	appraisal	VERB
inlawrev-2570	25	22	)	)	PUNCT
inlawrev-2570	25	23	;	;	PUNCT
inlawrev-2570	25	24	lee	lee	PROPN
inlawrev-2570	25	25	v.	v.	PROPN
inlawrev-2570	25	26	lincoln	lincoln	PROPN
inlawrev-2570	25	27	nat	nat	PROPN
inlawrev-2570	25	28	.	.	PUNCT
inlawrev-2570	26	1	bank	bank	PROPN
inlawrev-2570	26	2	&	&	CCONJ
inlawrev-2570	26	3	trust	trust	PROPN
inlawrev-2570	26	4	co.	co.	PROPN
inlawrev-2570	26	5	,	,	PUNCT
inlawrev-2570	26	6	442	442	NUM
inlawrev-2570	26	7	n.e.2d	n.e.2d	NOUN
inlawrev-2570	26	8	1147	1147	NUM
inlawrev-2570	26	9	(	(	PUNCT
inlawrev-2570	26	10	ind	ind	NOUN
inlawrev-2570	26	11	.	.	PUNCT
inlawrev-2570	27	1	ct	ct	PROPN
inlawrev-2570	27	2	.	.	PUNCT
inlawrev-2570	28	1	app	app	PROPN
inlawrev-2570	28	2	.	.	PROPN
inlawrev-2570	28	3	1982	1982	NUM
inlawrev-2570	28	4	)	)	PUNCT
inlawrev-2570	28	5	(	(	PUNCT
inlawrev-2570	28	6	michigan	michigan	PROPN
inlawrev-2570	28	7	no	no	NOUN
inlawrev-2570	28	8	-	-	PUNCT
inlawrev-2570	28	9	fault	fault	NOUN
inlawrev-2570	28	10	insurance	insurance	NOUN
inlawrev-2570	28	11	act	act	NOUN
inlawrev-2570	28	12	held	hold	VERB
inlawrev-2570	28	13	extraterritorial	extraterritorial	ADJ
inlawrev-2570	28	14	and	and	CCONJ
inlawrev-2570	28	15	not	not	PART
inlawrev-2570	28	16	a	a	DET
inlawrev-2570	28	17	bar	bar	NOUN
inlawrev-2570	28	18	to	to	ADP
inlawrev-2570	28	19	michigan	michigan	PROPN
inlawrev-2570	28	20	residents	resident	NOUN
inlawrev-2570	28	21	'	'	PART
inlawrev-2570	28	22	action	action	NOUN
inlawrev-2570	28	23	against	against	ADP
inlawrev-2570	28	24	indiana	indiana	PROPN
inlawrev-2570	28	25	residents	resident	NOUN
inlawrev-2570	28	26	for	for	ADP
inlawrev-2570	28	27	automobile	automobile	NOUN
inlawrev-2570	28	28	accident	accident	NOUN
inlawrev-2570	28	29	occurring	occur	VERB
inlawrev-2570	28	30	in	in	ADP
inlawrev-2570	28	31	indiana	indiana	PROPN
inlawrev-2570	28	32	)	)	PUNCT
inlawrev-2570	29	1	;	;	PUNCT
inlawrev-2570	30	1	asbury	asbury	PROPN
inlawrev-2570	30	2	v.	v.	PROPN
inlawrev-2570	30	3	indiana	indiana	PROPN
inlawrev-2570	30	4	union	union	PROPN
inlawrev-2570	30	5	mut	mut	PROPN
inlawrev-2570	30	6	.	.	PUNCT
inlawrev-2570	31	1	ins	ins	PROPN
inlawrev-2570	31	2	.	.	PUNCT
inlawrev-2570	31	3	co.	co.	PROPN
inlawrev-2570	31	4	,	,	PUNCT
inlawrev-2570	31	5	441	441	NUM
inlawrev-2570	31	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	31	7	232	232	NUM
inlawrev-2570	31	8	(	(	PUNCT
inlawrev-2570	31	9	ind	ind	NOUN
inlawrev-2570	31	10	.	.	PUNCT
inlawrev-2570	32	1	ct	ct	PROPN
inlawrev-2570	32	2	.	.	PUNCT
inlawrev-2570	33	1	app	app	PROPN
inlawrev-2570	33	2	.	.	PROPN
inlawrev-2570	33	3	1982	1982	NUM
inlawrev-2570	33	4	)	)	PUNCT
inlawrev-2570	34	1	(	(	PUNCT
inlawrev-2570	34	2	liability	liability	NOUN
inlawrev-2570	34	3	of	of	ADP
inlawrev-2570	34	4	homeowner	homeowner	NOUN
inlawrev-2570	34	5	insurer	insurer	NOUN
inlawrev-2570	34	6	for	for	ADP
inlawrev-2570	34	7	damage	damage	NOUN
inlawrev-2570	34	8	to	to	ADP
inlawrev-2570	34	9	animal	animal	NOUN
inlawrev-2570	34	10	pelts	pelt	NOUN
inlawrev-2570	34	11	collected	collect	VERB
inlawrev-2570	34	12	as	as	ADP
inlawrev-2570	34	13	part	part	NOUN
inlawrev-2570	34	14	of	of	ADP
inlawrev-2570	34	15	insured	insure	VERB
inlawrev-2570	34	16	's	's	PART
inlawrev-2570	34	17	hobby	hobby	NOUN
inlawrev-2570	34	18	of	of	ADP
inlawrev-2570	34	19	hunting	hunt	VERB
inlawrev-2570	34	20	animals	animal	NOUN
inlawrev-2570	34	21	)	)	PUNCT
inlawrev-2570	34	22	;	;	PUNCT
inlawrev-2570	34	23	paul	paul	PROPN
inlawrev-2570	34	24	revere	revere	VERB
inlawrev-2570	34	25	life	life	NOUN
inlawrev-2570	34	26	ins	ins	PROPN
inlawrev-2570	34	27	.	.	PUNCT
inlawrev-2570	34	28	co.	co.	PROPN
inlawrev-2570	35	1	v.	v.	PROPN
inlawrev-2570	35	2	gardner	gardner	PROPN
inlawrev-2570	35	3	,	,	PUNCT
inlawrev-2570	35	4	438	438	NUM
inlawrev-2570	35	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	35	6	317	317	NUM
inlawrev-2570	35	7	(	(	PUNCT
inlawrev-2570	35	8	ind	ind	NOUN
inlawrev-2570	35	9	.	.	PUNCT
inlawrev-2570	36	1	ct	ct	PROPN
inlawrev-2570	36	2	.	.	PUNCT
inlawrev-2570	37	1	app	app	PROPN
inlawrev-2570	37	2	.	.	PROPN
inlawrev-2570	37	3	1982	1982	NUM
inlawrev-2570	37	4	)	)	PUNCT
inlawrev-2570	38	1	(	(	PUNCT
inlawrev-2570	38	2	action	action	NOUN
inlawrev-2570	38	3	under	under	ADP
inlawrev-2570	38	4	massachusetts	massachusetts	PROPN
inlawrev-2570	38	5	law	law	NOUN
inlawrev-2570	38	6	requiring	require	VERB
inlawrev-2570	38	7	insurer	insurer	NOUN
inlawrev-2570	38	8	to	to	PART
inlawrev-2570	38	9	give	give	VERB
inlawrev-2570	38	10	notice	notice	NOUN
inlawrev-2570	38	11	of	of	ADP
inlawrev-2570	38	12	conversion	conversion	NOUN
inlawrev-2570	38	13	rights	right	NOUN
inlawrev-2570	38	14	under	under	ADP
inlawrev-2570	38	15	employer	employer	NOUN
inlawrev-2570	38	16	group	group	NOUN
inlawrev-2570	38	17	life	life	NOUN
inlawrev-2570	38	18	policy	policy	NOUN
inlawrev-2570	38	19	upon	upon	SCONJ
inlawrev-2570	38	20	termination	termination	NOUN
inlawrev-2570	38	21	of	of	ADP
inlawrev-2570	38	22	insured	insure	VERB
inlawrev-2570	38	23	's	's	PART
inlawrev-2570	38	24	employment	employment	NOUN
inlawrev-2570	38	25	)	)	PUNCT
inlawrev-2570	38	26	;	;	PUNCT
inlawrev-2570	38	27	bituminous	bituminous	ADJ
inlawrev-2570	38	28	fire	fire	NOUN
inlawrev-2570	38	29	&	&	CCONJ
inlawrev-2570	38	30	marine	marine	PROPN
inlawrev-2570	38	31	ins	ins	PROPN
inlawrev-2570	38	32	.	.	PUNCT
inlawrev-2570	38	33	co.	co.	PROPN
inlawrev-2570	38	34	v.	v.	ADP
inlawrev-2570	38	35	culligan	culligan	PROPN
inlawrev-2570	38	36	fyrprotexion	fyrprotexion	PROPN
inlawrev-2570	38	37	,	,	PUNCT
inlawrev-2570	38	38	inc	inc	PROPN
inlawrev-2570	38	39	.	.	PROPN
inlawrev-2570	38	40	,	,	PUNCT
inlawrev-2570	38	41	437	437	NUM
inlawrev-2570	38	42	n.e.2d	n.e.2d	NOUN
inlawrev-2570	38	43	1360	1360	NUM
inlawrev-2570	38	44	(	(	PUNCT
inlawrev-2570	38	45	ind	ind	NOUN
inlawrev-2570	38	46	.	.	PUNCT
inlawrev-2570	39	1	ct	ct	PROPN
inlawrev-2570	39	2	.	.	PUNCT
inlawrev-2570	40	1	app	app	PROPN
inlawrev-2570	40	2	.	.	PROPN
inlawrev-2570	40	3	1982	1982	NUM
inlawrev-2570	40	4	)	)	PUNCT
inlawrev-2570	40	5	(	(	PUNCT
inlawrev-2570	40	6	determining	determine	VERB
inlawrev-2570	40	7	the	the	DET
inlawrev-2570	40	8	extent	extent	NOUN
inlawrev-2570	40	9	of	of	ADP
inlawrev-2570	40	10	insurer	insurer	NOUN
inlawrev-2570	40	11	's	's	PART
inlawrev-2570	40	12	subrogation	subrogation	NOUN
inlawrev-2570	40	13	rights	right	NOUN
inlawrev-2570	40	14	in	in	ADP
inlawrev-2570	40	15	action	action	NOUN
inlawrev-2570	40	16	against	against	ADP
inlawrev-2570	40	17	subcontractor	subcontractor	NOUN
inlawrev-2570	40	18	)	)	PUNCT
inlawrev-2570	40	19	;	;	PUNCT
inlawrev-2570	41	1	allstate	allstate	PROPN
inlawrev-2570	41	2	ins	ins	PROPN
inlawrev-2570	41	3	.	.	PUNCT
inlawrev-2570	41	4	co.	co.	PROPN
inlawrev-2570	41	5	v.	v.	ADP
inlawrev-2570	41	6	neumann	neumann	PROPN
inlawrev-2570	41	7	,	,	PUNCT
inlawrev-2570	41	8	435	435	NUM
inlawrev-2570	41	9	n.e.2d	n.e.2d	NOUN
inlawrev-2570	41	10	591	591	NUM
inlawrev-2570	41	11	(	(	PUNCT
inlawrev-2570	41	12	ind	ind	NOUN
inlawrev-2570	41	13	.	.	PUNCT
inlawrev-2570	42	1	ct	ct	PROPN
inlawrev-2570	42	2	.	.	PUNCT
inlawrev-2570	43	1	app	app	PROPN
inlawrev-2570	43	2	.	.	PROPN
inlawrev-2570	43	3	1982	1982	NUM
inlawrev-2570	43	4	)	)	PUNCT
inlawrev-2570	43	5	(	(	PUNCT
inlawrev-2570	43	6	defining	define	VERB
inlawrev-2570	43	7	the	the	DET
inlawrev-2570	43	8	term	term	NOUN
inlawrev-2570	43	9	"	"	PUNCT
inlawrev-2570	43	10	resident	resident	NOUN
inlawrev-2570	43	11	"	"	PUNCT
inlawrev-2570	43	12	within	within	ADP
inlawrev-2570	43	13	the	the	DET
inlawrev-2570	43	14	context	context	NOUN
inlawrev-2570	43	15	of	of	ADP
inlawrev-2570	43	16	an	an	DET
inlawrev-2570	43	17	uninsured	uninsured	ADJ
inlawrev-2570	43	18	motorist	motorist	NOUN
inlawrev-2570	43	19	provision	provision	NOUN
inlawrev-2570	43	20	)	)	PUNCT
inlawrev-2570	43	21	.	.	PUNCT
inlawrev-2570	44	1	2442	2442	NUM
inlawrev-2570	44	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	44	3	349	349	NUM
inlawrev-2570	44	4	(	(	PUNCT
inlawrev-2570	44	5	ind	ind	NOUN
inlawrev-2570	44	6	.	.	PUNCT
inlawrev-2570	44	7	1982	1982	NUM
inlawrev-2570	44	8	)	)	PUNCT
inlawrev-2570	44	9	.	.	PUNCT
inlawrev-2570	45	1	3	3	NUM
inlawrev-2570	45	2	act	act	NOUN
inlawrev-2570	45	3	of	of	ADP
inlawrev-2570	45	4	apr	apr	PROPN
inlawrev-2570	45	5	.	.	PROPN
inlawrev-2570	45	6	19	19	NUM
inlawrev-2570	45	7	,	,	PUNCT
inlawrev-2570	45	8	1983	1983	NUM
inlawrev-2570	45	9	,	,	PUNCT
inlawrev-2570	45	10	pub	pub	NOUN
inlawrev-2570	45	11	.	.	PUNCT
inlawrev-2570	46	1	l.	l.	PROPN
inlawrev-2570	46	2	no	no	INTJ
inlawrev-2570	46	3	.	.	PUNCT
inlawrev-2570	47	1	259	259	NUM
inlawrev-2570	47	2	-	-	SYM
inlawrev-2570	47	3	1983	1983	NUM
inlawrev-2570	47	4	,	,	PUNCT
inlawrev-2570	47	5	§	§	PROPN
inlawrev-2570	47	6	2	2	NUM
inlawrev-2570	47	7	,	,	PUNCT
inlawrev-2570	47	8	1983	1983	NUM
inlawrev-2570	47	9	ind	ind	NOUN
inlawrev-2570	47	10	.	.	PUNCT
inlawrev-2570	48	1	acts	act	VERB
inlawrev-2570	48	2	1669	1669	NUM
inlawrev-2570	48	3	,	,	PUNCT
inlawrev-2570	48	4	1675	1675	NUM
inlawrev-2570	48	5	-	-	SYM
inlawrev-2570	48	6	76	76	NUM
inlawrev-2570	48	7	(	(	PUNCT
inlawrev-2570	48	8	codified	codify	VERB
inlawrev-2570	48	9	at	at	ADP
inlawrev-2570	48	10	ind	ind	PROPN
inlawrev-2570	48	11	.	.	PUNCT
inlawrev-2570	49	1	code	code	PROPN
inlawrev-2570	49	2	§	§	PROPN
inlawrev-2570	49	3	27	27	NUM
inlawrev-2570	49	4	-	-	SYM
inlawrev-2570	49	5	4	4	NUM
inlawrev-2570	49	6	-	-	PUNCT
inlawrev-2570	49	7	1	1	NUM
inlawrev-2570	49	8	-	-	SYM
inlawrev-2570	49	9	4.5	4.5	NUM
inlawrev-2570	49	10	(	(	PUNCT
inlawrev-2570	49	11	supp	supp	PROPN
inlawrev-2570	49	12	.	.	PUNCT
inlawrev-2570	49	13	1983	1983	NUM
inlawrev-2570	49	14	)	)	PUNCT
inlawrev-2570	49	15	)	)	PUNCT
inlawrev-2570	49	16	.	.	PUNCT
inlawrev-2570	50	1	4act	4act	NOUN
inlawrev-2570	50	2	of	of	ADP
inlawrev-2570	50	3	apr	apr	PROPN
inlawrev-2570	50	4	.	.	PROPN
inlawrev-2570	50	5	21	21	NUM
inlawrev-2570	50	6	,	,	PUNCT
inlawrev-2570	50	7	1983	1983	NUM
inlawrev-2570	50	8	,	,	PUNCT
inlawrev-2570	50	9	pub	pub	NOUN
inlawrev-2570	50	10	.	.	PUNCT
inlawrev-2570	51	1	l.	l.	PROPN
inlawrev-2570	51	2	no	no	INTJ
inlawrev-2570	51	3	.	.	PROPN
inlawrev-2570	52	1	317	317	NUM
inlawrev-2570	52	2	-	-	SYM
inlawrev-2570	52	3	1983	1983	NUM
inlawrev-2570	52	4	,	,	PUNCT
inlawrev-2570	52	5	§	§	PROPN
inlawrev-2570	52	6	1	1	NUM
inlawrev-2570	52	7	,	,	PUNCT
inlawrev-2570	52	8	1983	1983	NUM
inlawrev-2570	52	9	ind	ind	NOUN
inlawrev-2570	52	10	.	.	PUNCT
inlawrev-2570	53	1	acts	act	VERB
inlawrev-2570	53	2	1930	1930	NUM
inlawrev-2570	53	3	,	,	PUNCT
inlawrev-2570	53	4	1930	1930	NUM
inlawrev-2570	53	5	-	-	SYM
inlawrev-2570	53	6	33	33	NUM
inlawrev-2570	53	7	(	(	PUNCT
inlawrev-2570	53	8	codifed	codife	VERB
inlawrev-2570	53	9	at	at	ADP
inlawrev-2570	53	10	ind	ind	PROPN
inlawrev-2570	53	11	.	.	PUNCT
inlawrev-2570	54	1	code	code	PROPN
inlawrev-2570	54	2	§	§	PROPN
inlawrev-2570	54	3	§	§	PROPN
inlawrev-2570	54	4	34	34	NUM
inlawrev-2570	54	5	-	-	SYM
inlawrev-2570	54	6	4	4	NUM
inlawrev-2570	54	7	-	-	SYM
inlawrev-2570	54	8	33	33	NUM
inlawrev-2570	54	9	-	-	SYM
inlawrev-2570	54	10	1	1	NUM
inlawrev-2570	54	11	to	to	ADP
inlawrev-2570	54	12	-8	-8	ADJ
inlawrev-2570	54	13	(	(	PUNCT
inlawrev-2570	54	14	supp	supp	PROPN
inlawrev-2570	54	15	.	.	PUNCT
inlawrev-2570	54	16	1983	1983	NUM
inlawrev-2570	54	17	)	)	PUNCT
inlawrev-2570	54	18	)	)	PUNCT
inlawrev-2570	54	19	.	.	PUNCT
inlawrev-2570	55	1	223	223	NUM
inlawrev-2570	55	2	224	224	NUM
inlawrev-2570	55	3	indiana	indiana	PROPN
inlawrev-2570	55	4	law	law	PROPN
inlawrev-2570	55	5	review	review	NOUN
inlawrev-2570	55	6	[	[	X
inlawrev-2570	55	7	vol	vol	NOUN
inlawrev-2570	55	8	.	.	PUNCT
inlawrev-2570	55	9	17:223	17:223	NUM
inlawrev-2570	55	10	a.	a.	PROPN
inlawrev-2570	55	11	general	general	PROPN
inlawrev-2570	55	12	insurance	insurance	NOUN
inlawrev-2570	55	13	principles	principle	NOUN
inlawrev-2570	55	14	1	1	NUM
inlawrev-2570	55	15	.	.	PUNCT
inlawrev-2570	55	16	punitive	punitive	ADJ
inlawrev-2570	55	17	damages	damage	NOUN
inlawrev-2570	55	18	against	against	ADP
inlawrev-2570	55	19	an	an	DET
inlawrev-2570	55	20	insurer.—indiana	insurer.—indiana	ADJ
inlawrev-2570	55	21	courts	court	NOUN
inlawrev-2570	55	22	traditionally	traditionally	ADV
inlawrev-2570	55	23	have	have	AUX
inlawrev-2570	55	24	held	hold	VERB
inlawrev-2570	55	25	that	that	SCONJ
inlawrev-2570	55	26	punitive	punitive	ADJ
inlawrev-2570	55	27	damages	damage	NOUN
inlawrev-2570	55	28	are	be	AUX
inlawrev-2570	55	29	not	not	PART
inlawrev-2570	55	30	permitted	permit	VERB
inlawrev-2570	55	31	in	in	ADP
inlawrev-2570	55	32	contract	contract	NOUN
inlawrev-2570	55	33	cases	case	NOUN
inlawrev-2570	55	34	.	.	PUNCT
inlawrev-2570	56	1	5	5	NUM
inlawrev-2570	56	2	yet	yet	ADV
inlawrev-2570	56	3	,	,	PUNCT
inlawrev-2570	56	4	punitive	punitive	ADJ
inlawrev-2570	56	5	damages	damage	NOUN
inlawrev-2570	56	6	have	have	AUX
inlawrev-2570	56	7	been	be	AUX
inlawrev-2570	56	8	authorized	authorize	VERB
inlawrev-2570	56	9	against	against	ADP
inlawrev-2570	56	10	an	an	DET
inlawrev-2570	56	11	insurer	insurer	NOUN
inlawrev-2570	56	12	when	when	SCONJ
inlawrev-2570	56	13	:	:	PUNCT
inlawrev-2570	56	14	(	(	PUNCT
inlawrev-2570	56	15	1	1	X
inlawrev-2570	56	16	)	)	PUNCT
inlawrev-2570	56	17	the	the	DET
inlawrev-2570	56	18	breach	breach	NOUN
inlawrev-2570	56	19	of	of	ADP
inlawrev-2570	56	20	an	an	DET
inlawrev-2570	56	21	insurance	insurance	NOUN
inlawrev-2570	56	22	contract	contract	NOUN
inlawrev-2570	56	23	is	be	AUX
inlawrev-2570	56	24	accompanied	accompany	VERB
inlawrev-2570	56	25	by	by	ADP
inlawrev-2570	56	26	an	an	DET
inlawrev-2570	56	27	independent	independent	ADJ
inlawrev-2570	56	28	common	common	ADJ
inlawrev-2570	56	29	law	law	NOUN
inlawrev-2570	56	30	tort	tort	NOUN
inlawrev-2570	56	31	such	such	ADJ
inlawrev-2570	56	32	as	as	ADP
inlawrev-2570	56	33	fraud	fraud	NOUN
inlawrev-2570	56	34	or	or	CCONJ
inlawrev-2570	56	35	deceit	deceit	NOUN
inlawrev-2570	56	36	,	,	PUNCT
inlawrev-2570	56	37	or	or	CCONJ
inlawrev-2570	56	38	(	(	PUNCT
inlawrev-2570	56	39	2	2	X
inlawrev-2570	56	40	)	)	PUNCT
inlawrev-2570	56	41	wrongful	wrongful	ADJ
inlawrev-2570	56	42	conduct	conduct	NOUN
inlawrev-2570	56	43	,	,	PUNCT
inlawrev-2570	56	44	not	not	PART
inlawrev-2570	56	45	arising	arise	VERB
inlawrev-2570	56	46	to	to	ADP
inlawrev-2570	56	47	an	an	DET
inlawrev-2570	56	48	independent	independent	ADJ
inlawrev-2570	56	49	tort	tort	NOUN
inlawrev-2570	56	50	,	,	PUNCT
inlawrev-2570	56	51	is	be	AUX
inlawrev-2570	56	52	mingled	mingle	VERB
inlawrev-2570	56	53	with	with	ADP
inlawrev-2570	56	54	elements	element	NOUN
inlawrev-2570	56	55	of	of	ADP
inlawrev-2570	56	56	fraud	fraud	NOUN
inlawrev-2570	56	57	,	,	PUNCT
inlawrev-2570	56	58	malice	malice	NOUN
inlawrev-2570	56	59	,	,	PUNCT
inlawrev-2570	56	60	gross	gross	ADJ
inlawrev-2570	56	61	negligence	negligence	NOUN
inlawrev-2570	56	62	,	,	PUNCT
inlawrev-2570	56	63	bad	bad	ADJ
inlawrev-2570	56	64	faith	faith	NOUN
inlawrev-2570	56	65	or	or	CCONJ
inlawrev-2570	56	66	oppression	oppression	NOUN
inlawrev-2570	56	67	;	;	PUNCT
inlawrev-2570	56	68	and	and	CCONJ
inlawrev-2570	56	69	the	the	DET
inlawrev-2570	56	70	public	public	ADJ
inlawrev-2570	56	71	interest	interest	NOUN
inlawrev-2570	56	72	would	would	AUX
inlawrev-2570	56	73	be	be	AUX
inlawrev-2570	56	74	served	serve	VERB
inlawrev-2570	56	75	by	by	ADP
inlawrev-2570	56	76	the	the	DET
inlawrev-2570	56	77	deterrent	deterrent	NOUN
inlawrev-2570	56	78	effect	effect	NOUN
inlawrev-2570	56	79	of	of	ADP
inlawrev-2570	56	80	punitive	punitive	ADJ
inlawrev-2570	56	81	damages	damage	NOUN
inlawrev-2570	56	82	upon	upon	SCONJ
inlawrev-2570	56	83	future	future	ADJ
inlawrev-2570	56	84	wrongdoers	wrongdoer	NOUN
inlawrev-2570	56	85	.	.	PUNCT
inlawrev-2570	57	1	6	6	NUM
inlawrev-2570	57	2	these	these	DET
inlawrev-2570	57	3	"	"	PUNCT
inlawrev-2570	57	4	tortious	tortious	ADJ
inlawrev-2570	57	5	conduct	conduct	NOUN
inlawrev-2570	57	6	"	"	PUNCT
inlawrev-2570	57	7	exceptions	exception	NOUN
inlawrev-2570	57	8	have	have	AUX
inlawrev-2570	57	9	radically	radically	ADV
inlawrev-2570	57	10	altered	alter	VERB
inlawrev-2570	57	11	adherence	adherence	NOUN
inlawrev-2570	57	12	to	to	ADP
inlawrev-2570	57	13	the	the	DET
inlawrev-2570	57	14	general	general	ADJ
inlawrev-2570	57	15	rule	rule	NOUN
inlawrev-2570	57	16	and	and	CCONJ
inlawrev-2570	57	17	resulted	result	VERB
inlawrev-2570	57	18	in	in	ADP
inlawrev-2570	57	19	frequent	frequent	ADJ
inlawrev-2570	57	20	punitive	punitive	ADJ
inlawrev-2570	57	21	damage	damage	NOUN
inlawrev-2570	57	22	claims	claim	NOUN
inlawrev-2570	57	23	by	by	ADP
inlawrev-2570	57	24	insureds	insured	NOUN
inlawrev-2570	57	25	in	in	ADP
inlawrev-2570	57	26	actions	action	NOUN
inlawrev-2570	57	27	to	to	PART
inlawrev-2570	57	28	enforce	enforce	VERB
inlawrev-2570	57	29	their	their	PRON
inlawrev-2570	57	30	rights	right	NOUN
inlawrev-2570	57	31	under	under	ADP
inlawrev-2570	57	32	insurance	insurance	NOUN
inlawrev-2570	57	33	contracts	contract	NOUN
inlawrev-2570	57	34	.	.	PUNCT
inlawrev-2570	58	1	7	7	NUM
inlawrev-2570	58	2	additionally	additionally	ADV
inlawrev-2570	58	3	,	,	PUNCT
inlawrev-2570	58	4	plaintiffs	plaintiff	NOUN
inlawrev-2570	58	5	'	'	PART
inlawrev-2570	58	6	attorneys	attorney	NOUN
inlawrev-2570	58	7	have	have	AUX
inlawrev-2570	58	8	often	often	ADV
inlawrev-2570	58	9	demonstrated	demonstrate	VERB
inlawrev-2570	58	10	a	a	DET
inlawrev-2570	58	11	propensity	propensity	NOUN
inlawrev-2570	58	12	to	to	PART
inlawrev-2570	58	13	seek	seek	VERB
inlawrev-2570	58	14	large	large	ADJ
inlawrev-2570	58	15	punitive	punitive	ADJ
inlawrev-2570	58	16	damage	damage	NOUN
inlawrev-2570	58	17	awards	award	NOUN
inlawrev-2570	58	18	for	for	ADP
inlawrev-2570	58	19	an	an	DET
inlawrev-2570	58	20	insurer	insurer	NOUN
inlawrev-2570	58	21	's	's	PART
inlawrev-2570	58	22	breach	breach	NOUN
inlawrev-2570	58	23	of	of	ADP
inlawrev-2570	58	24	contract	contract	NOUN
inlawrev-2570	58	25	even	even	ADV
inlawrev-2570	58	26	though	though	SCONJ
inlawrev-2570	58	27	the	the	DET
inlawrev-2570	58	28	breach	breach	NOUN
inlawrev-2570	58	29	arose	arise	VERB
inlawrev-2570	58	30	out	out	ADP
inlawrev-2570	58	31	of	of	ADP
inlawrev-2570	58	32	a	a	DET
inlawrev-2570	58	33	marginal	marginal	ADJ
inlawrev-2570	58	34	good	good	ADJ
inlawrev-2570	58	35	faith	faith	NOUN
inlawrev-2570	58	36	claim	claim	NOUN
inlawrev-2570	58	37	dispute	dispute	NOUN
inlawrev-2570	58	38	or	or	CCONJ
inlawrev-2570	58	39	resulted	result	VERB
inlawrev-2570	58	40	from	from	ADP
inlawrev-2570	58	41	an	an	DET
inlawrev-2570	58	42	insurer	insurer	NOUN
inlawrev-2570	58	43	's	's	PART
inlawrev-2570	58	44	negligent	negligent	ADJ
inlawrev-2570	58	45	preparation	preparation	NOUN
inlawrev-2570	58	46	or	or	CCONJ
inlawrev-2570	58	47	settlement	settlement	NOUN
inlawrev-2570	58	48	of	of	ADP
inlawrev-2570	58	49	the	the	DET
inlawrev-2570	58	50	insured	insure	VERB
inlawrev-2570	58	51	's	's	PART
inlawrev-2570	58	52	claim	claim	NOUN
inlawrev-2570	58	53	.	.	PUNCT
inlawrev-2570	59	1	8	8	NUM
inlawrev-2570	59	2	this	this	DET
inlawrev-2570	59	3	propensity	propensity	NOUN
inlawrev-2570	59	4	has	have	AUX
inlawrev-2570	59	5	been	be	AUX
inlawrev-2570	59	6	reinforced	reinforce	VERB
inlawrev-2570	59	7	by	by	ADP
inlawrev-2570	59	8	the	the	DET
inlawrev-2570	59	9	application	application	NOUN
inlawrev-2570	59	10	of	of	ADP
inlawrev-2570	59	11	a	a	DET
inlawrev-2570	59	12	"	"	PUNCT
inlawrev-2570	59	13	preponderance	preponderance	NOUN
inlawrev-2570	59	14	of	of	ADP
inlawrev-2570	59	15	evidence	evidence	NOUN
inlawrev-2570	59	16	"	"	PUNCT
inlawrev-2570	59	17	standard	standard	NOUN
inlawrev-2570	59	18	in	in	ADP
inlawrev-2570	59	19	proving	prove	VERB
inlawrev-2570	59	20	punitive	punitive	ADJ
inlawrev-2570	59	21	damage	damage	NOUN
inlawrev-2570	59	22	claims	claim	NOUN
inlawrev-2570	59	23	.	.	PUNCT
inlawrev-2570	60	1	the	the	DET
inlawrev-2570	60	2	result	result	NOUN
inlawrev-2570	60	3	of	of	ADP
inlawrev-2570	60	4	these	these	DET
inlawrev-2570	60	5	factors	factor	NOUN
inlawrev-2570	60	6	has	have	AUX
inlawrev-2570	60	7	been	be	AUX
inlawrev-2570	60	8	frequently	frequently	ADV
inlawrev-2570	60	9	to	to	PART
inlawrev-2570	60	10	place	place	VERB
inlawrev-2570	60	11	insurance	insurance	NOUN
inlawrev-2570	60	12	companies	company	NOUN
inlawrev-2570	60	13	in	in	ADP
inlawrev-2570	60	14	the	the	DET
inlawrev-2570	60	15	untenable	untenable	ADJ
inlawrev-2570	60	16	position	position	NOUN
inlawrev-2570	60	17	of	of	ADP
inlawrev-2570	60	18	either	either	CCONJ
inlawrev-2570	60	19	paying	pay	VERB
inlawrev-2570	60	20	questionable	questionable	ADJ
inlawrev-2570	60	21	claims	claim	NOUN
inlawrev-2570	60	22	or	or	CCONJ
inlawrev-2570	60	23	denying	deny	VERB
inlawrev-2570	60	24	such	such	ADJ
inlawrev-2570	60	25	claims	claim	NOUN
inlawrev-2570	60	26	and	and	CCONJ
inlawrev-2570	60	27	,	,	PUNCT
inlawrev-2570	60	28	if	if	SCONJ
inlawrev-2570	60	29	proven	prove	VERB
inlawrev-2570	60	30	wrong	wrong	ADJ
inlawrev-2570	60	31	,	,	PUNCT
inlawrev-2570	60	32	suffering	suffer	VERB
inlawrev-2570	60	33	adverse	adverse	ADJ
inlawrev-2570	60	34	punitive	punitive	ADJ
inlawrev-2570	60	35	damage	damage	NOUN
inlawrev-2570	60	36	awards	award	NOUN
inlawrev-2570	60	37	.	.	PUNCT
inlawrev-2570	61	1	9	9	NUM
inlawrev-2570	61	2	faced	face	VERB
inlawrev-2570	61	3	with	with	ADP
inlawrev-2570	61	4	this	this	DET
inlawrev-2570	61	5	influx	influx	NOUN
inlawrev-2570	61	6	of	of	ADP
inlawrev-2570	61	7	punitive	punitive	ADJ
inlawrev-2570	61	8	damage	damage	NOUN
inlawrev-2570	61	9	claims	claim	NOUN
inlawrev-2570	61	10	,	,	PUNCT
inlawrev-2570	61	11	the	the	DET
inlawrev-2570	61	12	indiana	indiana	PROPN
inlawrev-2570	61	13	courts	court	NOUN
inlawrev-2570	61	14	,	,	PUNCT
inlawrev-2570	61	15	during	during	ADP
inlawrev-2570	61	16	this	this	DET
inlawrev-2570	61	17	survey	survey	NOUN
inlawrev-2570	61	18	period	period	NOUN
inlawrev-2570	61	19	,	,	PUNCT
inlawrev-2570	61	20	substantially	substantially	ADV
inlawrev-2570	61	21	limited	limit	VERB
inlawrev-2570	61	22	the	the	DET
inlawrev-2570	61	23	substantive	substantive	ADJ
inlawrev-2570	61	24	bases	basis	NOUN
inlawrev-2570	61	25	upon	upon	SCONJ
inlawrev-2570	61	26	which	which	PRON
inlawrev-2570	61	27	a	a	DET
inlawrev-2570	61	28	punitive	punitive	ADJ
inlawrev-2570	61	29	damage	damage	NOUN
inlawrev-2570	61	30	award	award	NOUN
inlawrev-2570	61	31	will	will	AUX
inlawrev-2570	61	32	be	be	AUX
inlawrev-2570	61	33	affirmed	affirm	VERB
inlawrev-2570	61	34	.	.	PUNCT
inlawrev-2570	62	1	in	in	ADP
inlawrev-2570	62	2	american	american	PROPN
inlawrev-2570	62	3	family	family	PROPN
inlawrev-2570	62	4	insurance	insurance	NOUN
inlawrev-2570	62	5	group	group	PROPN
inlawrev-2570	62	6	v.	v.	PROPN
inlawrev-2570	62	7	blake	blake	PROPN
inlawrev-2570	62	8	,	,	PUNCT
inlawrev-2570	62	9	10	10	NUM
inlawrev-2570	62	10	an	an	DET
inlawrev-2570	62	11	insured	insure	VERB
inlawrev-2570	62	12	sought	seek	VERB
inlawrev-2570	62	13	payment	payment	NOUN
inlawrev-2570	62	14	of	of	ADP
inlawrev-2570	62	15	certain	certain	ADJ
inlawrev-2570	62	16	medical	medical	ADJ
inlawrev-2570	62	17	benefits	benefit	NOUN
inlawrev-2570	62	18	and	and	CCONJ
inlawrev-2570	62	19	imposition	imposition	NOUN
inlawrev-2570	62	20	of	of	ADP
inlawrev-2570	62	21	punitive	punitive	ADJ
inlawrev-2570	62	22	damages	damage	NOUN
inlawrev-2570	62	23	against	against	ADP
inlawrev-2570	62	24	an	an	DET
inlawrev-2570	62	25	insurer	insurer	NOUN
inlawrev-2570	62	26	alleging	allege	VERB
inlawrev-2570	62	27	-see	-see	PROPN
inlawrev-2570	62	28	vernon	vernon	PROPN
inlawrev-2570	62	29	fire	fire	PROPN
inlawrev-2570	62	30	&	&	CCONJ
inlawrev-2570	62	31	cas	cas	PROPN
inlawrev-2570	62	32	.	.	PROPN
inlawrev-2570	62	33	ins	ins	PROPN
inlawrev-2570	62	34	.	.	PUNCT
inlawrev-2570	62	35	co.	co.	PROPN
inlawrev-2570	63	1	v.	v.	ADP
inlawrev-2570	63	2	sharp	sharp	ADJ
inlawrev-2570	63	3	,	,	PUNCT
inlawrev-2570	63	4	264	264	NUM
inlawrev-2570	63	5	ind	ind	NOUN
inlawrev-2570	63	6	.	.	PUNCT
inlawrev-2570	64	1	599	599	NUM
inlawrev-2570	64	2	,	,	PUNCT
inlawrev-2570	64	3	349	349	NUM
inlawrev-2570	64	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	64	5	173	173	NUM
inlawrev-2570	64	6	(	(	PUNCT
inlawrev-2570	64	7	1976	1976	NUM
inlawrev-2570	64	8	)	)	PUNCT
inlawrev-2570	64	9	.	.	PUNCT
inlawrev-2570	65	1	6vernon	6vernon	NUM
inlawrev-2570	65	2	fire	fire	NOUN
inlawrev-2570	65	3	&	&	CCONJ
inlawrev-2570	65	4	cas	cas	PROPN
inlawrev-2570	65	5	.	.	PROPN
inlawrev-2570	65	6	ins	ins	PROPN
inlawrev-2570	65	7	.	.	PUNCT
inlawrev-2570	65	8	co.	co.	PROPN
inlawrev-2570	65	9	v.	v.	ADP
inlawrev-2570	65	10	sharp	sharp	ADJ
inlawrev-2570	65	11	,	,	PUNCT
inlawrev-2570	65	12	264	264	NUM
inlawrev-2570	65	13	ind	ind	NOUN
inlawrev-2570	65	14	.	.	PUNCT
inlawrev-2570	66	1	599	599	NUM
inlawrev-2570	66	2	,	,	PUNCT
inlawrev-2570	66	3	349	349	NUM
inlawrev-2570	66	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	66	5	173	173	NUM
inlawrev-2570	66	6	(	(	PUNCT
inlawrev-2570	66	7	1976	1976	NUM
inlawrev-2570	66	8	)	)	PUNCT
inlawrev-2570	67	1	;	;	PUNCT
inlawrev-2570	67	2	see	see	VERB
inlawrev-2570	67	3	hoosier	hoosier	PROPN
inlawrev-2570	67	4	ins	ins	PROPN
inlawrev-2570	67	5	.	.	PUNCT
inlawrev-2570	67	6	co.	co.	PROPN
inlawrev-2570	67	7	v.	v.	ADP
inlawrev-2570	67	8	mangino	mangino	PROPN
inlawrev-2570	67	9	,	,	PUNCT
inlawrev-2570	67	10	419	419	NUM
inlawrev-2570	67	11	n.e.2d	n.e.2d	NOUN
inlawrev-2570	67	12	978	978	NUM
inlawrev-2570	67	13	(	(	PUNCT
inlawrev-2570	67	14	ind	ind	NOUN
inlawrev-2570	67	15	.	.	PUNCT
inlawrev-2570	68	1	ct	ct	PROPN
inlawrev-2570	68	2	.	.	PUNCT
inlawrev-2570	69	1	app	app	PROPN
inlawrev-2570	69	2	.	.	PROPN
inlawrev-2570	69	3	1981	1981	NUM
inlawrev-2570	69	4	)	)	PUNCT
inlawrev-2570	69	5	;	;	PUNCT
inlawrev-2570	69	6	travelers	traveler	NOUN
inlawrev-2570	69	7	indem	indem	PROPN
inlawrev-2570	69	8	.	.	PUNCT
inlawrev-2570	69	9	co.	co.	PROPN
inlawrev-2570	70	1	v.	v.	ADP
inlawrev-2570	70	2	armstrong	armstrong	PROPN
inlawrev-2570	70	3	,	,	PUNCT
inlawrev-2570	70	4	384	384	NUM
inlawrev-2570	70	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	70	6	607	607	NUM
inlawrev-2570	70	7	,	,	PUNCT
inlawrev-2570	70	8	618	618	NUM
inlawrev-2570	70	9	(	(	PUNCT
inlawrev-2570	70	10	ind	ind	NOUN
inlawrev-2570	70	11	.	.	PUNCT
inlawrev-2570	71	1	ct	ct	PROPN
inlawrev-2570	71	2	.	.	PUNCT
inlawrev-2570	72	1	app	app	PROPN
inlawrev-2570	72	2	.	.	PROPN
inlawrev-2570	72	3	1979	1979	NUM
inlawrev-2570	72	4	)	)	PUNCT
inlawrev-2570	73	1	(	(	PUNCT
inlawrev-2570	73	2	citing	cite	VERB
inlawrev-2570	73	3	vernon	vernon	PROPN
inlawrev-2570	73	4	fire	fire	PROPN
inlawrev-2570	73	5	&	&	CCONJ
inlawrev-2570	73	6	cas	cas	PROPN
inlawrev-2570	73	7	.	.	PROPN
inlawrev-2570	73	8	ins	ins	PROPN
inlawrev-2570	73	9	.	.	PUNCT
inlawrev-2570	73	10	co.	co.	PROPN
inlawrev-2570	74	1	v.	v.	ADP
inlawrev-2570	74	2	sharp	sharp	ADJ
inlawrev-2570	74	3	,	,	PUNCT
inlawrev-2570	74	4	264	264	NUM
inlawrev-2570	74	5	ind	ind	NOUN
inlawrev-2570	74	6	.	.	PUNCT
inlawrev-2570	75	1	599	599	NUM
inlawrev-2570	75	2	,	,	PUNCT
inlawrev-2570	75	3	349	349	NUM
inlawrev-2570	75	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	75	5	173	173	NUM
inlawrev-2570	75	6	(	(	PUNCT
inlawrev-2570	75	7	1976	1976	NUM
inlawrev-2570	75	8	)	)	PUNCT
inlawrev-2570	75	9	)	)	PUNCT
inlawrev-2570	76	1	,	,	PUNCT
inlawrev-2570	76	2	aff'd	aff'd	VERB
inlawrev-2570	76	3	in	in	ADP
inlawrev-2570	76	4	part	part	NOUN
inlawrev-2570	76	5	,	,	PUNCT
inlawrev-2570	76	6	rev'd	rev'd	VERB
inlawrev-2570	76	7	in	in	ADP
inlawrev-2570	76	8	part	part	NOUN
inlawrev-2570	76	9	,	,	PUNCT
inlawrev-2570	76	10	442	442	NUM
inlawrev-2570	76	11	n.e.2d	n.e.2d	NOUN
inlawrev-2570	76	12	349	349	NUM
inlawrev-2570	76	13	(	(	PUNCT
inlawrev-2570	76	14	ind	ind	NOUN
inlawrev-2570	76	15	.	.	PUNCT
inlawrev-2570	76	16	1982	1982	NUM
inlawrev-2570	76	17	)	)	PUNCT
inlawrev-2570	76	18	;	;	PUNCT
inlawrev-2570	76	19	jos	jos	PROPN
inlawrev-2570	76	20	.	.	PROPN
inlawrev-2570	76	21	schlitz	schlitz	PROPN
inlawrev-2570	76	22	brewing	brewing	PROPN
inlawrev-2570	76	23	co.	co.	PROPN
inlawrev-2570	76	24	v.	v.	ADP
inlawrev-2570	76	25	central	central	PROPN
inlawrev-2570	76	26	beverage	beverage	PROPN
inlawrev-2570	76	27	co.	co.	PROPN
inlawrev-2570	76	28	,	,	PUNCT
inlawrev-2570	76	29	172	172	NUM
inlawrev-2570	76	30	ind	ind	NOUN
inlawrev-2570	76	31	.	.	PUNCT
inlawrev-2570	77	1	app	app	PROPN
inlawrev-2570	77	2	.	.	PROPN
inlawrev-2570	77	3	81	81	NUM
inlawrev-2570	77	4	,	,	PUNCT
inlawrev-2570	77	5	359	359	NUM
inlawrev-2570	77	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	77	7	566	566	NUM
inlawrev-2570	77	8	(	(	PUNCT
inlawrev-2570	77	9	1977	1977	NUM
inlawrev-2570	77	10	)	)	PUNCT
inlawrev-2570	77	11	;	;	PUNCT
inlawrev-2570	78	1	jones	jones	PROPN
inlawrev-2570	78	2	v.	v.	PROPN
inlawrev-2570	78	3	abriani	abriani	PROPN
inlawrev-2570	78	4	,	,	PUNCT
inlawrev-2570	78	5	169	169	NUM
inlawrev-2570	78	6	ind	ind	NOUN
inlawrev-2570	78	7	.	.	PUNCT
inlawrev-2570	79	1	app	app	PROPN
inlawrev-2570	79	2	.	.	PROPN
inlawrev-2570	79	3	556	556	NUM
inlawrev-2570	79	4	,	,	PUNCT
inlawrev-2570	79	5	350	350	NUM
inlawrev-2570	79	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	79	7	635	635	NUM
inlawrev-2570	79	8	(	(	PUNCT
inlawrev-2570	79	9	1976	1976	NUM
inlawrev-2570	79	10	)	)	PUNCT
inlawrev-2570	79	11	;	;	PUNCT
inlawrev-2570	79	12	jerry	jerry	PROPN
inlawrev-2570	79	13	alderman	alderman	PROPN
inlawrev-2570	79	14	ford	ford	PROPN
inlawrev-2570	79	15	sales	sales	PROPN
inlawrev-2570	79	16	,	,	PUNCT
inlawrev-2570	79	17	inc	inc	PROPN
inlawrev-2570	79	18	.	.	PROPN
inlawrev-2570	80	1	v.	v.	ADP
inlawrev-2570	80	2	bailey	bailey	PROPN
inlawrev-2570	80	3	,	,	PUNCT
inlawrev-2570	80	4	154	154	NUM
inlawrev-2570	80	5	ind	ind	NOUN
inlawrev-2570	80	6	.	.	PUNCT
inlawrev-2570	81	1	app	app	PROPN
inlawrev-2570	81	2	.	.	PROPN
inlawrev-2570	82	1	632	632	NUM
inlawrev-2570	82	2	,	,	PUNCT
inlawrev-2570	82	3	291	291	NUM
inlawrev-2570	82	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	82	5	92	92	NUM
inlawrev-2570	82	6	(	(	PUNCT
inlawrev-2570	82	7	1972	1972	NUM
inlawrev-2570	82	8	)	)	PUNCT
inlawrev-2570	82	9	;	;	PUNCT
inlawrev-2570	82	10	see	see	AUX
inlawrev-2570	82	11	also	also	ADV
inlawrev-2570	82	12	note	note	VERB
inlawrev-2570	82	13	,	,	PUNCT
inlawrev-2570	82	14	indiana	indiana	PROPN
inlawrev-2570	82	15	's	's	PART
inlawrev-2570	82	16	allowance	allowance	NOUN
inlawrev-2570	82	17	of	of	ADP
inlawrev-2570	82	18	punitive	punitive	ADJ
inlawrev-2570	82	19	damages	damage	NOUN
inlawrev-2570	82	20	in	in	ADP
inlawrev-2570	82	21	contract	contract	NOUN
inlawrev-2570	82	22	actions	action	NOUN
inlawrev-2570	82	23	against	against	ADP
inlawrev-2570	82	24	insurance	insurance	NOUN
inlawrev-2570	82	25	companies	company	NOUN
inlawrev-2570	82	26	:	:	PUNCT
inlawrev-2570	82	27	how	how	SCONJ
inlawrev-2570	82	28	new	new	ADJ
inlawrev-2570	82	29	is	be	AUX
inlawrev-2570	82	30	it	it	PRON
inlawrev-2570	82	31	?	?	PUNCT
inlawrev-2570	83	1	,	,	PUNCT
inlawrev-2570	83	2	55	55	NUM
inlawrev-2570	83	3	ind	ind	NOUN
inlawrev-2570	83	4	.	.	PUNCT
inlawrev-2570	84	1	l.j	l.j	PROPN
inlawrev-2570	84	2	.	.	PROPN
inlawrev-2570	85	1	563	563	NUM
inlawrev-2570	85	2	(	(	PUNCT
inlawrev-2570	85	3	1980	1980	NUM
inlawrev-2570	85	4	)	)	PUNCT
inlawrev-2570	86	1	;	;	PUNCT
inlawrev-2570	86	2	note	note	VERB
inlawrev-2570	86	3	,	,	PUNCT
inlawrev-2570	86	4	the	the	DET
inlawrev-2570	86	5	expanding	expand	VERB
inlawrev-2570	86	6	availability	availability	NOUN
inlawrev-2570	86	7	of	of	ADP
inlawrev-2570	86	8	punitive	punitive	ADJ
inlawrev-2570	86	9	damages	damage	NOUN
inlawrev-2570	86	10	in	in	ADP
inlawrev-2570	86	11	contract	contract	NOUN
inlawrev-2570	86	12	actions	action	NOUN
inlawrev-2570	86	13	,	,	PUNCT
inlawrev-2570	86	14	8	8	NUM
inlawrev-2570	86	15	ind	ind	NOUN
inlawrev-2570	86	16	.	.	PUNCT
inlawrev-2570	87	1	l.	l.	PROPN
inlawrev-2570	87	2	rev	rev	PROPN
inlawrev-2570	87	3	.	.	PROPN
inlawrev-2570	87	4	668	668	NUM
inlawrev-2570	87	5	(	(	PUNCT
inlawrev-2570	87	6	1975	1975	NUM
inlawrev-2570	87	7	)	)	PUNCT
inlawrev-2570	87	8	.	.	PUNCT
inlawrev-2570	88	1	''	''	PUNCT
inlawrev-2570	88	2	see	see	VERB
inlawrev-2570	88	3	bourhis	bourhis	NOUN
inlawrev-2570	88	4	,	,	PUNCT
inlawrev-2570	88	5	recognition	recognition	NOUN
inlawrev-2570	88	6	and	and	CCONJ
inlawrev-2570	88	7	recovery	recovery	NOUN
inlawrev-2570	88	8	for	for	ADP
inlawrev-2570	88	9	bad	bad	ADJ
inlawrev-2570	88	10	faith	faith	NOUN
inlawrev-2570	88	11	torts	tort	NOUN
inlawrev-2570	88	12	,	,	PUNCT
inlawrev-2570	88	13	18	18	NUM
inlawrev-2570	88	14	trial	trial	NOUN
inlawrev-2570	88	15	47	47	NUM
inlawrev-2570	88	16	(	(	PUNCT
inlawrev-2570	88	17	dec	dec	PROPN
inlawrev-2570	88	18	.	.	PROPN
inlawrev-2570	88	19	1982	1982	NUM
inlawrev-2570	88	20	)	)	PUNCT
inlawrev-2570	88	21	.	.	PUNCT
inlawrev-2570	89	1	*	*	PUNCT
inlawrev-2570	89	2	see	see	VERB
inlawrev-2570	89	3	albright	albright	PROPN
inlawrev-2570	89	4	,	,	PUNCT
inlawrev-2570	89	5	punitive	punitive	ADJ
inlawrev-2570	89	6	damages	damage	NOUN
inlawrev-2570	89	7	litigation	litigation	NOUN
inlawrev-2570	89	8	—	—	PUNCT
inlawrev-2570	89	9	where	where	SCONJ
inlawrev-2570	89	10	is	be	AUX
inlawrev-2570	89	11	indiana	indiana	PROPN
inlawrev-2570	89	12	headed	head	VERB
inlawrev-2570	89	13	?	?	PUNCT
inlawrev-2570	89	14	,	,	PUNCT
inlawrev-2570	89	15	in	in	ADP
inlawrev-2570	89	16	damages	damage	NOUN
inlawrev-2570	89	17	,	,	PUNCT
inlawrev-2570	89	18	their	their	PRON
inlawrev-2570	89	19	nature	nature	NOUN
inlawrev-2570	89	20	and	and	CCONJ
inlawrev-2570	89	21	prevention	prevention	NOUN
inlawrev-2570	89	22	1983	1983	NUM
inlawrev-2570	89	23	vii1	vii1	NOUN
inlawrev-2570	89	24	(	(	PUNCT
inlawrev-2570	89	25	indiana	indiana	PROPN
inlawrev-2570	89	26	continuing	continue	VERB
inlawrev-2570	89	27	legal	legal	ADJ
inlawrev-2570	89	28	education	education	NOUN
inlawrev-2570	89	29	forum	forum	NOUN
inlawrev-2570	89	30	1983	1983	NUM
inlawrev-2570	89	31	)	)	PUNCT
inlawrev-2570	89	32	.	.	PUNCT
inlawrev-2570	90	1	'	'	PUNCT
inlawrev-2570	90	2	travelers	traveler	NOUN
inlawrev-2570	90	3	indem	indem	PROPN
inlawrev-2570	90	4	.	.	PUNCT
inlawrev-2570	91	1	co.	co.	PROPN
inlawrev-2570	91	2	v.	v.	ADP
inlawrev-2570	91	3	armstrong	armstrong	PROPN
inlawrev-2570	91	4	,	,	PUNCT
inlawrev-2570	91	5	442	442	NUM
inlawrev-2570	91	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	91	7	349	349	NUM
inlawrev-2570	91	8	,	,	PUNCT
inlawrev-2570	91	9	363	363	NUM
inlawrev-2570	91	10	(	(	PUNCT
inlawrev-2570	91	11	ind	ind	NOUN
inlawrev-2570	91	12	.	.	PROPN
inlawrev-2570	91	13	1982	1982	NUM
inlawrev-2570	91	14	)	)	PUNCT
inlawrev-2570	92	1	(	(	PUNCT
inlawrev-2570	92	2	citing	cite	VERB
inlawrev-2570	92	3	vernon	vernon	PROPN
inlawrev-2570	92	4	fire	fire	PROPN
inlawrev-2570	92	5	&	&	CCONJ
inlawrev-2570	92	6	cas	cas	PROPN
inlawrev-2570	92	7	.	.	PROPN
inlawrev-2570	92	8	ins	ins	PROPN
inlawrev-2570	92	9	.	.	PUNCT
inlawrev-2570	92	10	co.	co.	PROPN
inlawrev-2570	93	1	v.	v.	ADP
inlawrev-2570	93	2	sharp	sharp	ADJ
inlawrev-2570	93	3	,	,	PUNCT
inlawrev-2570	93	4	264	264	NUM
inlawrev-2570	93	5	ind	ind	NOUN
inlawrev-2570	93	6	.	.	PUNCT
inlawrev-2570	94	1	599	599	NUM
inlawrev-2570	94	2	,	,	PUNCT
inlawrev-2570	94	3	609	609	NUM
inlawrev-2570	94	4	-	-	SYM
inlawrev-2570	94	5	10	10	NUM
inlawrev-2570	94	6	,	,	PUNCT
inlawrev-2570	94	7	349	349	NUM
inlawrev-2570	94	8	n.e.2d	n.e.2d	NOUN
inlawrev-2570	94	9	173	173	NUM
inlawrev-2570	94	10	,	,	PUNCT
inlawrev-2570	94	11	181	181	NUM
inlawrev-2570	94	12	(	(	PUNCT
inlawrev-2570	94	13	1976	1976	NUM
inlawrev-2570	94	14	)	)	PUNCT
inlawrev-2570	94	15	)	)	PUNCT
inlawrev-2570	94	16	.	.	PUNCT
inlawrev-2570	95	1	,	,	PUNCT
inlawrev-2570	95	2	0439	0439	NUM
inlawrev-2570	95	3	n.e.2d	n.e.2d	NOUN
inlawrev-2570	95	4	1170	1170	NUM
inlawrev-2570	95	5	(	(	PUNCT
inlawrev-2570	95	6	ind	ind	NOUN
inlawrev-2570	95	7	.	.	PUNCT
inlawrev-2570	96	1	ct	ct	PROPN
inlawrev-2570	96	2	.	.	PUNCT
inlawrev-2570	97	1	app	app	PROPN
inlawrev-2570	97	2	.	.	PROPN
inlawrev-2570	97	3	1982	1982	NUM
inlawrev-2570	97	4	)	)	PUNCT
inlawrev-2570	97	5	.	.	PUNCT
inlawrev-2570	98	1	1984	1984	NUM
inlawrev-2570	98	2	]	]	PUNCT
inlawrev-2570	98	3	survey	survey	NOUN
inlawrev-2570	98	4	—	—	PUNCT
inlawrev-2570	98	5	insurance	insurance	NOUN
inlawrev-2570	98	6	225	225	NUM
inlawrev-2570	98	7	an	an	DET
inlawrev-2570	98	8	unreasonable	unreasonable	ADJ
inlawrev-2570	98	9	,	,	PUNCT
inlawrev-2570	98	10	willful	willful	ADJ
inlawrev-2570	98	11	and	and	CCONJ
inlawrev-2570	98	12	wanton	wanton	ADJ
inlawrev-2570	98	13	refusal	refusal	NOUN
inlawrev-2570	98	14	to	to	PART
inlawrev-2570	98	15	pay	pay	VERB
inlawrev-2570	98	16	the	the	DET
inlawrev-2570	98	17	claim	claim	NOUN
inlawrev-2570	98	18	.	.	PUNCT
inlawrev-2570	99	1	the	the	DET
inlawrev-2570	99	2	trial	trial	NOUN
inlawrev-2570	99	3	court	court	NOUN
inlawrev-2570	99	4	entered	enter	VERB
inlawrev-2570	99	5	summary	summary	NOUN
inlawrev-2570	99	6	judgment	judgment	NOUN
inlawrev-2570	99	7	upon	upon	SCONJ
inlawrev-2570	99	8	the	the	DET
inlawrev-2570	99	9	medical	medical	ADJ
inlawrev-2570	99	10	benefits	benefit	NOUN
inlawrev-2570	99	11	claim	claim	NOUN
inlawrev-2570	99	12	but	but	CCONJ
inlawrev-2570	99	13	denied	deny	VERB
inlawrev-2570	99	14	the	the	DET
inlawrev-2570	99	15	insured	insure	VERB
inlawrev-2570	99	16	's	's	PART
inlawrev-2570	99	17	claim	claim	NOUN
inlawrev-2570	99	18	for	for	ADP
inlawrev-2570	99	19	punitive	punitive	ADJ
inlawrev-2570	99	20	damages	damage	NOUN
inlawrev-2570	99	21	.	.	PUNCT
inlawrev-2570	100	1	affirming	affirm	VERB
inlawrev-2570	100	2	that	that	DET
inlawrev-2570	100	3	adverse	adverse	ADJ
inlawrev-2570	100	4	judgment	judgment	NOUN
inlawrev-2570	100	5	,	,	PUNCT
inlawrev-2570	100	6	the	the	DET
inlawrev-2570	100	7	indiana	indiana	PROPN
inlawrev-2570	100	8	court	court	PROPN
inlawrev-2570	100	9	of	of	ADP
inlawrev-2570	100	10	appeals	appeals	PROPN
inlawrev-2570	100	11	found	find	VERB
inlawrev-2570	100	12	no	no	DET
inlawrev-2570	100	13	evidence	evidence	NOUN
inlawrev-2570	100	14	of	of	ADP
inlawrev-2570	100	15	tortious	tortious	ADJ
inlawrev-2570	100	16	conduct	conduct	NOUN
inlawrev-2570	100	17	by	by	ADP
inlawrev-2570	100	18	the	the	DET
inlawrev-2570	100	19	insurer	insurer	NOUN
inlawrev-2570	100	20	.	.	PUNCT
inlawrev-2570	101	1	11	11	NUM
inlawrev-2570	101	2	the	the	DET
inlawrev-2570	101	3	court	court	NOUN
inlawrev-2570	101	4	determined	determine	VERB
inlawrev-2570	101	5	that	that	SCONJ
inlawrev-2570	101	6	punitive	punitive	ADJ
inlawrev-2570	101	7	damages	damage	NOUN
inlawrev-2570	101	8	are	be	AUX
inlawrev-2570	101	9	not	not	PART
inlawrev-2570	101	10	appropriate	appropriate	ADJ
inlawrev-2570	101	11	when	when	SCONJ
inlawrev-2570	101	12	there	there	PRON
inlawrev-2570	101	13	is	be	VERB
inlawrev-2570	101	14	an	an	DET
inlawrev-2570	101	15	"	"	PUNCT
inlawrev-2570	101	16	honest	honest	ADJ
inlawrev-2570	101	17	dispute	dispute	NOUN
inlawrev-2570	101	18	,	,	PUNCT
inlawrev-2570	101	19	"	"	PUNCT
inlawrev-2570	101	20	even	even	ADV
inlawrev-2570	101	21	when	when	SCONJ
inlawrev-2570	101	22	the	the	DET
inlawrev-2570	101	23	insurer	insurer	NOUN
inlawrev-2570	101	24	ultimately	ultimately	ADV
inlawrev-2570	101	25	is	be	AUX
inlawrev-2570	101	26	determined	determined	ADJ
inlawrev-2570	101	27	to	to	PART
inlawrev-2570	101	28	be	be	AUX
inlawrev-2570	101	29	in	in	ADP
inlawrev-2570	101	30	breach	breach	NOUN
inlawrev-2570	101	31	of	of	ADP
inlawrev-2570	101	32	the	the	DET
inlawrev-2570	101	33	insurance	insurance	NOUN
inlawrev-2570	101	34	contract	contract	NOUN
inlawrev-2570	101	35	.	.	PUNCT
inlawrev-2570	102	1	12	12	NUM
inlawrev-2570	102	2	similarly	similarly	ADV
inlawrev-2570	102	3	,	,	PUNCT
inlawrev-2570	102	4	nationwide	nationwide	ADJ
inlawrev-2570	102	5	mutual	mutual	ADJ
inlawrev-2570	102	6	insurance	insurance	PROPN
inlawrev-2570	102	7	co.	co.	PROPN
inlawrev-2570	102	8	v.	v.	ADP
inlawrev-2570	102	9	neville	neville	PROPN
inlawrev-2570	102	10	13	13	NUM
inlawrev-2570	102	11	involved	involve	VERB
inlawrev-2570	102	12	an	an	DET
inlawrev-2570	102	13	action	action	NOUN
inlawrev-2570	102	14	arising	arise	VERB
inlawrev-2570	102	15	out	out	ADP
inlawrev-2570	102	16	of	of	ADP
inlawrev-2570	102	17	a	a	DET
inlawrev-2570	102	18	claim	claim	NOUN
inlawrev-2570	102	19	dispute	dispute	NOUN
inlawrev-2570	102	20	under	under	ADP
inlawrev-2570	102	21	a	a	DET
inlawrev-2570	102	22	group	group	NOUN
inlawrev-2570	102	23	insurance	insurance	NOUN
inlawrev-2570	102	24	contract	contract	NOUN
inlawrev-2570	102	25	which	which	PRON
inlawrev-2570	102	26	provided	provide	VERB
inlawrev-2570	102	27	,	,	PUNCT
inlawrev-2570	102	28	in	in	ADP
inlawrev-2570	102	29	part	part	NOUN
inlawrev-2570	102	30	,	,	PUNCT
inlawrev-2570	102	31	for	for	ADP
inlawrev-2570	102	32	accidental	accidental	ADJ
inlawrev-2570	102	33	death	death	NOUN
inlawrev-2570	102	34	benefits	benefit	NOUN
inlawrev-2570	102	35	to	to	ADP
inlawrev-2570	102	36	members	member	NOUN
inlawrev-2570	102	37	of	of	ADP
inlawrev-2570	102	38	a	a	DET
inlawrev-2570	102	39	local	local	ADJ
inlawrev-2570	102	40	volunteer	volunteer	NOUN
inlawrev-2570	102	41	fire	fire	NOUN
inlawrev-2570	102	42	department	department	NOUN
inlawrev-2570	102	43	.	.	PUNCT
inlawrev-2570	103	1	the	the	DET
inlawrev-2570	103	2	policy	policy	NOUN
inlawrev-2570	103	3	also	also	ADV
inlawrev-2570	103	4	provided	provide	VERB
inlawrev-2570	103	5	generally	generally	ADV
inlawrev-2570	103	6	for	for	ADP
inlawrev-2570	103	7	payment	payment	NOUN
inlawrev-2570	103	8	of	of	ADP
inlawrev-2570	103	9	death	death	NOUN
inlawrev-2570	103	10	benefits	benefit	NOUN
inlawrev-2570	103	11	if	if	SCONJ
inlawrev-2570	103	12	the	the	DET
inlawrev-2570	103	13	"	"	PUNCT
inlawrev-2570	103	14	injury	injury	NOUN
inlawrev-2570	103	15	or	or	CCONJ
inlawrev-2570	103	16	a	a	DET
inlawrev-2570	103	17	heart	heart	NOUN
inlawrev-2570	103	18	or	or	CCONJ
inlawrev-2570	103	19	circulatory	circulatory	ADJ
inlawrev-2570	103	20	malfunction	malfunction	NOUN
inlawrev-2570	103	21	"	"	PUNCT
inlawrev-2570	103	22	caused	cause	VERB
inlawrev-2570	103	23	the	the	DET
inlawrev-2570	103	24	insured	insure	VERB
inlawrev-2570	103	25	's	's	PART
inlawrev-2570	103	26	death	death	NOUN
inlawrev-2570	103	27	.	.	PUNCT
inlawrev-2570	104	1	14	14	NUM
inlawrev-2570	104	2	an	an	DET
inlawrev-2570	104	3	exclusion	exclusion	NOUN
inlawrev-2570	104	4	under	under	ADP
inlawrev-2570	104	5	the	the	DET
inlawrev-2570	104	6	policy	policy	NOUN
inlawrev-2570	104	7	,	,	PUNCT
inlawrev-2570	104	8	however	however	ADV
inlawrev-2570	104	9	,	,	PUNCT
inlawrev-2570	104	10	provided	provide	VERB
inlawrev-2570	104	11	for	for	ADP
inlawrev-2570	104	12	denial	denial	NOUN
inlawrev-2570	104	13	of	of	ADP
inlawrev-2570	104	14	benefits	benefit	NOUN
inlawrev-2570	104	15	following	follow	VERB
inlawrev-2570	104	16	death	death	NOUN
inlawrev-2570	104	17	due	due	ADP
inlawrev-2570	104	18	to	to	ADP
inlawrev-2570	104	19	heart	heart	NOUN
inlawrev-2570	104	20	or	or	CCONJ
inlawrev-2570	104	21	circulatory	circulatory	ADJ
inlawrev-2570	104	22	malfunction	malfunction	NOUN
inlawrev-2570	104	23	if	if	SCONJ
inlawrev-2570	104	24	the	the	DET
inlawrev-2570	104	25	insured	insure	VERB
inlawrev-2570	104	26	experienced	experience	VERB
inlawrev-2570	104	27	a	a	DET
inlawrev-2570	104	28	heart	heart	NOUN
inlawrev-2570	104	29	or	or	CCONJ
inlawrev-2570	104	30	circulatory	circulatory	ADJ
inlawrev-2570	104	31	condition	condition	NOUN
inlawrev-2570	104	32	prior	prior	ADV
inlawrev-2570	104	33	to	to	ADP
inlawrev-2570	104	34	accepting	accept	VERB
inlawrev-2570	104	35	coverage	coverage	NOUN
inlawrev-2570	104	36	under	under	ADP
inlawrev-2570	104	37	the	the	DET
inlawrev-2570	104	38	policy	policy	NOUN
inlawrev-2570	104	39	.	.	PUNCT
inlawrev-2570	105	1	the	the	DET
inlawrev-2570	105	2	insured	insure	VERB
inlawrev-2570	105	3	,	,	PUNCT
inlawrev-2570	105	4	a	a	DET
inlawrev-2570	105	5	volunteer	volunteer	NOUN
inlawrev-2570	105	6	fireman	fireman	NOUN
inlawrev-2570	105	7	,	,	PUNCT
inlawrev-2570	105	8	suffered	suffer	VERB
inlawrev-2570	105	9	smoke	smoke	NOUN
inlawrev-2570	105	10	inhalation	inhalation	NOUN
inlawrev-2570	105	11	and	and	CCONJ
inlawrev-2570	105	12	a	a	DET
inlawrev-2570	105	13	heart	heart	NOUN
inlawrev-2570	105	14	attack	attack	NOUN
inlawrev-2570	105	15	during	during	ADP
inlawrev-2570	105	16	his	his	PRON
inlawrev-2570	105	17	performance	performance	NOUN
inlawrev-2570	105	18	of	of	ADP
inlawrev-2570	105	19	firefighting	firefighting	NOUN
inlawrev-2570	105	20	duties	duty	NOUN
inlawrev-2570	105	21	.	.	PUNCT
inlawrev-2570	106	1	approximately	approximately	ADV
inlawrev-2570	106	2	one	one	NUM
inlawrev-2570	106	3	month	month	NOUN
inlawrev-2570	106	4	later	later	ADV
inlawrev-2570	106	5	,	,	PUNCT
inlawrev-2570	106	6	while	while	SCONJ
inlawrev-2570	106	7	still	still	ADV
inlawrev-2570	106	8	being	be	AUX
inlawrev-2570	106	9	treated	treat	VERB
inlawrev-2570	106	10	for	for	ADP
inlawrev-2570	106	11	those	those	DET
inlawrev-2570	106	12	injuries	injury	NOUN
inlawrev-2570	106	13	,	,	PUNCT
inlawrev-2570	106	14	the	the	DET
inlawrev-2570	106	15	insured	insure	VERB
inlawrev-2570	106	16	died	die	VERB
inlawrev-2570	106	17	as	as	ADP
inlawrev-2570	106	18	a	a	DET
inlawrev-2570	106	19	result	result	NOUN
inlawrev-2570	106	20	of	of	ADP
inlawrev-2570	106	21	a	a	DET
inlawrev-2570	106	22	massive	massive	ADJ
inlawrev-2570	106	23	heart	heart	NOUN
inlawrev-2570	106	24	attack	attack	NOUN
inlawrev-2570	106	25	.	.	PUNCT
inlawrev-2570	107	1	the	the	DET
inlawrev-2570	107	2	insured	insure	VERB
inlawrev-2570	107	3	's	's	PART
inlawrev-2570	107	4	surviving	surviving	NOUN
inlawrev-2570	107	5	spouse	spouse	NOUN
inlawrev-2570	107	6	filed	file	VERB
inlawrev-2570	107	7	a	a	DET
inlawrev-2570	107	8	claim	claim	NOUN
inlawrev-2570	107	9	for	for	ADP
inlawrev-2570	107	10	death	death	NOUN
inlawrev-2570	107	11	benefits	benefit	NOUN
inlawrev-2570	107	12	under	under	ADP
inlawrev-2570	107	13	the	the	DET
inlawrev-2570	107	14	group	group	NOUN
inlawrev-2570	107	15	policy	policy	NOUN
inlawrev-2570	107	16	,	,	PUNCT
inlawrev-2570	107	17	but	but	CCONJ
inlawrev-2570	107	18	the	the	DET
inlawrev-2570	107	19	insurer	insurer	NOUN
inlawrev-2570	107	20	denied	deny	VERB
inlawrev-2570	107	21	that	that	DET
inlawrev-2570	107	22	claim	claim	NOUN
inlawrev-2570	107	23	based	base	VERB
inlawrev-2570	107	24	upon	upon	SCONJ
inlawrev-2570	107	25	evidence	evidence	NOUN
inlawrev-2570	107	26	that	that	SCONJ
inlawrev-2570	107	27	the	the	DET
inlawrev-2570	107	28	insured	insure	VERB
inlawrev-2570	107	29	had	have	AUX
inlawrev-2570	107	30	been	be	AUX
inlawrev-2570	107	31	treated	treat	VERB
inlawrev-2570	107	32	for	for	ADP
inlawrev-2570	107	33	hypertension	hypertension	NOUN
inlawrev-2570	107	34	prior	prior	ADV
inlawrev-2570	107	35	to	to	ADP
inlawrev-2570	107	36	coverage	coverage	NOUN
inlawrev-2570	107	37	,	,	PUNCT
inlawrev-2570	107	38	which	which	PRON
inlawrev-2570	107	39	the	the	DET
inlawrev-2570	107	40	insurer	insurer	NOUN
inlawrev-2570	107	41	argued	argue	VERB
inlawrev-2570	107	42	was	be	AUX
inlawrev-2570	107	43	a	a	DET
inlawrev-2570	107	44	circulatory	circulatory	ADJ
inlawrev-2570	107	45	condition	condition	NOUN
inlawrev-2570	107	46	excludable	excludable	ADJ
inlawrev-2570	107	47	under	under	ADP
inlawrev-2570	107	48	the	the	DET
inlawrev-2570	107	49	policy	policy	NOUN
inlawrev-2570	107	50	.	.	PUNCT
inlawrev-2570	108	1	the	the	DET
inlawrev-2570	108	2	surviving	survive	VERB
inlawrev-2570	108	3	widow	widow	NOUN
inlawrev-2570	108	4	then	then	ADV
inlawrev-2570	108	5	filed	file	VERB
inlawrev-2570	108	6	an	an	DET
inlawrev-2570	108	7	action	action	NOUN
inlawrev-2570	108	8	against	against	ADP
inlawrev-2570	108	9	the	the	DET
inlawrev-2570	108	10	insurance	insurance	NOUN
inlawrev-2570	108	11	company	company	NOUN
inlawrev-2570	108	12	seeking	seek	VERB
inlawrev-2570	108	13	compensatory	compensatory	ADJ
inlawrev-2570	108	14	damages	damage	NOUN
inlawrev-2570	108	15	for	for	ADP
inlawrev-2570	108	16	breach	breach	NOUN
inlawrev-2570	108	17	of	of	ADP
inlawrev-2570	108	18	the	the	DET
inlawrev-2570	108	19	insurance	insurance	NOUN
inlawrev-2570	108	20	contract	contract	NOUN
inlawrev-2570	108	21	and	and	CCONJ
inlawrev-2570	108	22	punitive	punitive	ADJ
inlawrev-2570	108	23	damages	damage	NOUN
inlawrev-2570	108	24	.	.	PUNCT
inlawrev-2570	109	1	the	the	DET
inlawrev-2570	109	2	jury	jury	NOUN
inlawrev-2570	109	3	awarded	award	VERB
inlawrev-2570	109	4	compensatory	compensatory	ADJ
inlawrev-2570	109	5	damages	damage	NOUN
inlawrev-2570	109	6	in	in	ADP
inlawrev-2570	109	7	the	the	DET
inlawrev-2570	109	8	amount	amount	NOUN
inlawrev-2570	109	9	of	of	ADP
inlawrev-2570	109	10	$	$	SYM
inlawrev-2570	109	11	30,000	30,000	NUM
inlawrev-2570	109	12	and	and	CCONJ
inlawrev-2570	109	13	punitive	punitive	ADJ
inlawrev-2570	109	14	damages	damage	NOUN
inlawrev-2570	109	15	in	in	ADP
inlawrev-2570	109	16	the	the	DET
inlawrev-2570	109	17	amount	amount	NOUN
inlawrev-2570	109	18	of	of	ADP
inlawrev-2570	109	19	$	$	SYM
inlawrev-2570	109	20	145,000	145,000	NUM
inlawrev-2570	109	21	.	.	PUNCT
inlawrev-2570	109	22	15	15	NUM
inlawrev-2570	110	1	the	the	DET
inlawrev-2570	110	2	indiana	indiana	PROPN
inlawrev-2570	110	3	court	court	PROPN
inlawrev-2570	110	4	of	of	ADP
inlawrev-2570	110	5	appeals	appeals	PROPN
inlawrev-2570	110	6	affirmed	affirm	VERB
inlawrev-2570	110	7	the	the	DET
inlawrev-2570	110	8	compensatory	compensatory	ADJ
inlawrev-2570	110	9	verdict	verdict	NOUN
inlawrev-2570	110	10	based	base	VERB
inlawrev-2570	110	11	on	on	ADP
inlawrev-2570	110	12	breach	breach	NOUN
inlawrev-2570	110	13	of	of	ADP
inlawrev-2570	110	14	contract	contract	NOUN
inlawrev-2570	110	15	but	but	CCONJ
inlawrev-2570	110	16	reversed	reverse	VERB
inlawrev-2570	110	17	the	the	DET
inlawrev-2570	110	18	punitive	punitive	ADJ
inlawrev-2570	110	19	damage	damage	NOUN
inlawrev-2570	110	20	award	award	NOUN
inlawrev-2570	110	21	.	.	PUNCT
inlawrev-2570	111	1	16	16	NUM
inlawrev-2570	112	1	the	the	DET
inlawrev-2570	112	2	court	court	NOUN
inlawrev-2570	112	3	rejected	reject	VERB
inlawrev-2570	112	4	arguments	argument	NOUN
inlawrev-2570	112	5	that	that	SCONJ
inlawrev-2570	112	6	the	the	DET
inlawrev-2570	112	7	insurer	insurer	NOUN
inlawrev-2570	112	8	's	's	PART
inlawrev-2570	112	9	conduct	conduct	NOUN
inlawrev-2570	112	10	constituted	constitute	VERB
inlawrev-2570	112	11	fraud	fraud	NOUN
inlawrev-2570	112	12	,	,	PUNCT
inlawrev-2570	112	13	a	a	DET
inlawrev-2570	112	14	"	"	PUNCT
inlawrev-2570	112	15	heedless	heedless	ADJ
inlawrev-2570	112	16	disregard	disregard	NOUN
inlawrev-2570	112	17	of	of	ADP
inlawrev-2570	112	18	the	the	DET
inlawrev-2570	112	19	consequences	consequence	NOUN
inlawrev-2570	112	20	,	,	PUNCT
inlawrev-2570	112	21	"	"	PUNCT
inlawrev-2570	112	22	or	or	CCONJ
inlawrev-2570	112	23	a	a	DET
inlawrev-2570	112	24	"	"	PUNCT
inlawrev-2570	112	25	bad	bad	ADJ
inlawrev-2570	112	26	faith	faith	NOUN
inlawrev-2570	112	27	"	"	PUNCT
inlawrev-2570	112	28	state	state	NOUN
inlawrev-2570	112	29	of	of	ADP
inlawrev-2570	112	30	mind	mind	NOUN
inlawrev-2570	112	31	.	.	PUNCT
inlawrev-2570	113	1	17	17	NUM
inlawrev-2570	113	2	stating	state	VERB
inlawrev-2570	113	3	that	that	SCONJ
inlawrev-2570	113	4	negligence	negligence	NOUN
inlawrev-2570	113	5	will	will	AUX
inlawrev-2570	113	6	not	not	PART
inlawrev-2570	113	7	support	support	VERB
inlawrev-2570	113	8	a	a	DET
inlawrev-2570	113	9	claim	claim	NOUN
inlawrev-2570	113	10	for	for	ADP
inlawrev-2570	113	11	punitive	punitive	ADJ
inlawrev-2570	113	12	11	11	NUM
inlawrev-2570	113	13	i	i	PROPN
inlawrev-2570	113	14	d.	d.	PROPN
inlawrev-2570	113	15	at	at	ADP
inlawrev-2570	113	16	1175	1175	NUM
inlawrev-2570	113	17	.	.	PUNCT
inlawrev-2570	114	1	12	12	NUM
inlawrev-2570	115	1	i	i	PRON
inlawrev-2570	115	2	d.	d.	PROPN
inlawrev-2570	115	3	the	the	DET
inlawrev-2570	115	4	court	court	NOUN
inlawrev-2570	115	5	stated	state	VERB
inlawrev-2570	115	6	that	that	SCONJ
inlawrev-2570	115	7	punitve	punitve	VERB
inlawrev-2570	115	8	damages	damage	NOUN
inlawrev-2570	115	9	are	be	AUX
inlawrev-2570	115	10	unfounded	unfounded	ADJ
inlawrev-2570	115	11	when	when	SCONJ
inlawrev-2570	115	12	the	the	DET
inlawrev-2570	115	13	insurer	insurer	NOUN
inlawrev-2570	115	14	's	's	PART
inlawrev-2570	115	15	denial	denial	NOUN
inlawrev-2570	115	16	is	be	AUX
inlawrev-2570	115	17	based	base	VERB
inlawrev-2570	115	18	upon	upon	SCONJ
inlawrev-2570	115	19	a	a	DET
inlawrev-2570	115	20	good	good	ADJ
inlawrev-2570	115	21	faith	faith	NOUN
inlawrev-2570	115	22	defense	defense	NOUN
inlawrev-2570	115	23	.	.	PUNCT
inlawrev-2570	116	1	i	i	PRON
inlawrev-2570	116	2	d.	d.	PROPN
inlawrev-2570	116	3	(	(	PUNCT
inlawrev-2570	116	4	citing	cite	VERB
inlawrev-2570	116	5	hoosier	hoosier	NOUN
inlawrev-2570	116	6	ins	ins	PROPN
inlawrev-2570	116	7	.	.	PUNCT
inlawrev-2570	116	8	co.	co.	PROPN
inlawrev-2570	117	1	v.	v.	ADP
inlawrev-2570	117	2	mangino	mangino	PROPN
inlawrev-2570	117	3	,	,	PUNCT
inlawrev-2570	117	4	419	419	NUM
inlawrev-2570	117	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	117	6	978	978	NUM
inlawrev-2570	117	7	(	(	PUNCT
inlawrev-2570	117	8	ind	ind	NOUN
inlawrev-2570	117	9	.	.	PUNCT
inlawrev-2570	118	1	ct	ct	PROPN
inlawrev-2570	118	2	.	.	PUNCT
inlawrev-2570	119	1	app	app	PROPN
inlawrev-2570	119	2	.	.	PROPN
inlawrev-2570	119	3	1981	1981	NUM
inlawrev-2570	119	4	)	)	PUNCT
inlawrev-2570	119	5	)	)	PUNCT
inlawrev-2570	119	6	.	.	PUNCT
inlawrev-2570	120	1	^434	^434	PRON
inlawrev-2570	120	2	n.e.2d	n.e.2d	VERB
inlawrev-2570	120	3	585	585	NUM
inlawrev-2570	120	4	(	(	PUNCT
inlawrev-2570	120	5	ind	ind	NOUN
inlawrev-2570	120	6	.	.	PUNCT
inlawrev-2570	121	1	ct	ct	PROPN
inlawrev-2570	121	2	.	.	PUNCT
inlawrev-2570	122	1	app	app	PROPN
inlawrev-2570	122	2	.	.	PROPN
inlawrev-2570	122	3	1982	1982	NUM
inlawrev-2570	122	4	)	)	PUNCT
inlawrev-2570	122	5	.	.	PUNCT
inlawrev-2570	123	1	"	"	PUNCT
inlawrev-2570	123	2	i	i	PRON
inlawrev-2570	123	3	d.	d.	PROPN
inlawrev-2570	123	4	at	at	ADP
inlawrev-2570	123	5	586	586	NUM
inlawrev-2570	123	6	.	.	PUNCT
inlawrev-2570	124	1	li	li	PROPN
inlawrev-2570	125	1	i	i	PRON
inlawrev-2570	125	2	d.	d.	PROPN
inlawrev-2570	125	3	at	at	ADP
inlawrev-2570	125	4	587	587	NUM
inlawrev-2570	125	5	-	-	SYM
inlawrev-2570	125	6	88	88	NUM
inlawrev-2570	125	7	.	.	PUNCT
inlawrev-2570	126	1	l6	l6	PROPN
inlawrev-2570	126	2	i	i	PRON
inlawrev-2570	126	3	d.	d.	PROPN
inlawrev-2570	126	4	at	at	ADP
inlawrev-2570	126	5	589	589	NUM
inlawrev-2570	126	6	,	,	PUNCT
inlawrev-2570	126	7	596	596	NUM
inlawrev-2570	126	8	.	.	NOUN
inlawrev-2570	126	9	11	11	NUM
inlawrev-2570	127	1	i	i	PRON
inlawrev-2570	127	2	d.	d.	VERB
inlawrev-2570	127	3	at	at	ADP
inlawrev-2570	127	4	595	595	NUM
inlawrev-2570	127	5	.	.	PUNCT
inlawrev-2570	128	1	the	the	DET
inlawrev-2570	128	2	court	court	NOUN
inlawrev-2570	128	3	stated	state	VERB
inlawrev-2570	128	4	that	that	SCONJ
inlawrev-2570	128	5	a	a	DET
inlawrev-2570	128	6	claim	claim	NOUN
inlawrev-2570	128	7	denial	denial	NOUN
inlawrev-2570	128	8	"	"	PUNCT
inlawrev-2570	128	9	so	so	ADV
inlawrev-2570	128	10	ludicrous	ludicrous	ADJ
inlawrev-2570	128	11	and	and	CCONJ
inlawrev-2570	128	12	outside	outside	ADP
inlawrev-2570	128	13	the	the	DET
inlawrev-2570	128	14	bounds	bound	NOUN
inlawrev-2570	128	15	of	of	ADP
inlawrev-2570	128	16	reason	reason	NOUN
inlawrev-2570	128	17	as	as	SCONJ
inlawrev-2570	128	18	to	to	PART
inlawrev-2570	128	19	be	be	AUX
inlawrev-2570	128	20	tainted	taint	VERB
inlawrev-2570	128	21	by	by	ADP
inlawrev-2570	128	22	fraud	fraud	NOUN
inlawrev-2570	128	23	,	,	PUNCT
inlawrev-2570	128	24	oppression	oppression	NOUN
inlawrev-2570	128	25	,	,	PUNCT
inlawrev-2570	128	26	bad	bad	ADJ
inlawrev-2570	128	27	faith	faith	NOUN
inlawrev-2570	128	28	,	,	PUNCT
inlawrev-2570	128	29	or	or	CCONJ
inlawrev-2570	128	30	gross	gross	ADJ
inlawrev-2570	128	31	negligence	negligence	NOUN
inlawrev-2570	128	32	"	"	PUNCT
inlawrev-2570	128	33	would	would	AUX
inlawrev-2570	128	34	constitute	constitute	VERB
inlawrev-2570	128	35	bad	bad	ADJ
inlawrev-2570	128	36	faith	faith	NOUN
inlawrev-2570	128	37	.	.	PUNCT
inlawrev-2570	129	1	i	i	PRON
inlawrev-2570	129	2	d.	d.	PROPN
inlawrev-2570	129	3	the	the	DET
inlawrev-2570	129	4	court	court	NOUN
inlawrev-2570	129	5	further	far	ADV
inlawrev-2570	129	6	stressed	stress	VERB
inlawrev-2570	129	7	that	that	SCONJ
inlawrev-2570	129	8	"	"	PUNCT
inlawrev-2570	129	9	'	'	PUNCT
inlawrev-2570	129	10	even	even	ADV
inlawrev-2570	129	11	a	a	DET
inlawrev-2570	129	12	breach	breach	NOUN
inlawrev-2570	129	13	indicating	indicate	VERB
inlawrev-2570	129	14	substandard	substandard	ADJ
inlawrev-2570	129	15	business	business	NOUN
inlawrev-2570	129	16	conduct	conduct	NOUN
inlawrev-2570	129	17	does	do	AUX
inlawrev-2570	129	18	not	not	PART
inlawrev-2570	129	19	entitle	entitle	VERB
inlawrev-2570	129	20	the	the	DET
inlawrev-2570	129	21	promisee	promisee	NOUN
inlawrev-2570	129	22	to	to	PART
inlawrev-2570	129	23	.	.	PUNCT
inlawrev-2570	129	24	.	.	PUNCT
inlawrev-2570	129	25	.	.	PUNCT
inlawrev-2570	130	1	punitive	punitive	ADJ
inlawrev-2570	130	2	damages	damage	NOUN
inlawrev-2570	130	3	.	.	PUNCT
inlawrev-2570	130	4	'	'	PUNCT
inlawrev-2570	131	1	"	"	PUNCT
inlawrev-2570	132	1	i	i	PRON
inlawrev-2570	132	2	d.	d.	PROPN
inlawrev-2570	132	3	(	(	PUNCT
inlawrev-2570	132	4	quoting	quote	VERB
inlawrev-2570	132	5	peterson	peterson	PROPN
inlawrev-2570	132	6	v.	v.	PROPN
inlawrev-2570	132	7	culver	culver	PROPN
inlawrev-2570	132	8	educ	educ	PROPN
inlawrev-2570	132	9	.	.	PUNCT
inlawrev-2570	133	1	found	find	VERB
inlawrev-2570	133	2	.	.	PUNCT
inlawrev-2570	134	1	,	,	PUNCT
inlawrev-2570	134	2	402	402	NUM
inlawrev-2570	134	3	n.e.2d	n.e.2d	NOUN
inlawrev-2570	134	4	448	448	NUM
inlawrev-2570	134	5	,	,	PUNCT
inlawrev-2570	134	6	457	457	NUM
inlawrev-2570	134	7	(	(	PUNCT
inlawrev-2570	134	8	ind	ind	NOUN
inlawrev-2570	134	9	.	.	PUNCT
inlawrev-2570	135	1	ct	ct	PROPN
inlawrev-2570	135	2	.	.	PUNCT
inlawrev-2570	136	1	app	app	PROPN
inlawrev-2570	136	2	.	.	PROPN
inlawrev-2570	136	3	1980	1980	NUM
inlawrev-2570	136	4	)	)	PUNCT
inlawrev-2570	137	1	(	(	PUNCT
inlawrev-2570	137	2	citing	cite	VERB
inlawrev-2570	137	3	vernon	vernon	PROPN
inlawrev-2570	137	4	226	226	NUM
inlawrev-2570	137	5	indiana	indiana	PROPN
inlawrev-2570	137	6	law	law	PROPN
inlawrev-2570	137	7	review	review	NOUN
inlawrev-2570	138	1	[	[	X
inlawrev-2570	138	2	vol	vol	NOUN
inlawrev-2570	138	3	.	.	NOUN
inlawrev-2570	138	4	17:223	17:223	NUM
inlawrev-2570	138	5	damages	damage	NOUN
inlawrev-2570	138	6	,	,	PUNCT
inlawrev-2570	138	7	the	the	DET
inlawrev-2570	138	8	court	court	NOUN
inlawrev-2570	138	9	gave	give	VERB
inlawrev-2570	138	10	examples	example	NOUN
inlawrev-2570	138	11	of	of	ADP
inlawrev-2570	138	12	conduct	conduct	NOUN
inlawrev-2570	138	13	which	which	PRON
inlawrev-2570	138	14	would	would	AUX
inlawrev-2570	138	15	not	not	PART
inlawrev-2570	138	16	support	support	VERB
inlawrev-2570	138	17	an	an	DET
inlawrev-2570	138	18	award	award	NOUN
inlawrev-2570	138	19	of	of	ADP
inlawrev-2570	138	20	punitive	punitive	ADJ
inlawrev-2570	138	21	damages	damage	NOUN
inlawrev-2570	138	22	:	:	PUNCT
inlawrev-2570	138	23	(	(	PUNCT
inlawrev-2570	138	24	1	1	X
inlawrev-2570	138	25	)	)	PUNCT
inlawrev-2570	138	26	insurer	insurer	NOUN
inlawrev-2570	138	27	's	's	PART
inlawrev-2570	138	28	good	good	ADJ
inlawrev-2570	138	29	faith	faith	NOUN
inlawrev-2570	138	30	and	and	CCONJ
inlawrev-2570	138	31	reasonable	reasonable	ADJ
inlawrev-2570	138	32	dispute	dispute	NOUN
inlawrev-2570	138	33	of	of	ADP
inlawrev-2570	138	34	coverage	coverage	NOUN
inlawrev-2570	138	35	which	which	PRON
inlawrev-2570	138	36	results	result	VERB
inlawrev-2570	138	37	in	in	ADP
inlawrev-2570	138	38	a	a	DET
inlawrev-2570	138	39	breach	breach	NOUN
inlawrev-2570	138	40	of	of	ADP
inlawrev-2570	138	41	contract	contract	NOUN
inlawrev-2570	138	42	;	;	PUNCT
inlawrev-2570	138	43	(	(	PUNCT
inlawrev-2570	138	44	2	2	X
inlawrev-2570	138	45	)	)	PUNCT
inlawrev-2570	138	46	insurer	insurer	NOUN
inlawrev-2570	138	47	's	's	PART
inlawrev-2570	138	48	negligent	negligent	ADJ
inlawrev-2570	138	49	investigation	investigation	NOUN
inlawrev-2570	138	50	of	of	ADP
inlawrev-2570	138	51	a	a	DET
inlawrev-2570	138	52	coverage	coverage	NOUN
inlawrev-2570	138	53	claim	claim	NOUN
inlawrev-2570	138	54	;	;	PUNCT
inlawrev-2570	138	55	or	or	CCONJ
inlawrev-2570	138	56	(	(	PUNCT
inlawrev-2570	138	57	3	3	X
inlawrev-2570	138	58	)	)	PUNCT
inlawrev-2570	138	59	insurer	insurer	NOUN
inlawrev-2570	138	60	's	's	PART
inlawrev-2570	138	61	settlement	settlement	NOUN
inlawrev-2570	138	62	practice	practice	NOUN
inlawrev-2570	138	63	which	which	PRON
inlawrev-2570	138	64	negligently	negligently	ADV
inlawrev-2570	138	65	falls	fall	VERB
inlawrev-2570	138	66	below	below	ADP
inlawrev-2570	138	67	insurance	insurance	NOUN
inlawrev-2570	138	68	industry	industry	NOUN
inlawrev-2570	138	69	standards	standard	NOUN
inlawrev-2570	138	70	.	.	PUNCT
inlawrev-2570	139	1	18	18	NUM
inlawrev-2570	139	2	as	as	ADP
inlawrev-2570	139	3	such	such	ADJ
inlawrev-2570	139	4	,	,	PUNCT
inlawrev-2570	139	5	the	the	DET
inlawrev-2570	139	6	court	court	NOUN
inlawrev-2570	139	7	rejected	reject	VERB
inlawrev-2570	139	8	the	the	DET
inlawrev-2570	139	9	widow	widow	NOUN
inlawrev-2570	139	10	's	's	PART
inlawrev-2570	139	11	attempt	attempt	NOUN
inlawrev-2570	139	12	to	to	PART
inlawrev-2570	139	13	characterize	characterize	VERB
inlawrev-2570	139	14	nationwide	nationwide	ADJ
inlawrev-2570	139	15	's	's	PART
inlawrev-2570	139	16	denial	denial	NOUN
inlawrev-2570	139	17	of	of	ADP
inlawrev-2570	139	18	benefits	benefit	NOUN
inlawrev-2570	139	19	as	as	ADP
inlawrev-2570	139	20	conduct	conduct	NOUN
inlawrev-2570	139	21	so	so	ADV
inlawrev-2570	139	22	unreasonable	unreasonable	ADJ
inlawrev-2570	139	23	as	as	SCONJ
inlawrev-2570	139	24	to	to	PART
inlawrev-2570	139	25	constitute	constitute	VERB
inlawrev-2570	139	26	bad	bad	ADJ
inlawrev-2570	139	27	faith	faith	NOUN
inlawrev-2570	139	28	,	,	PUNCT
inlawrev-2570	139	29	malice	malice	NOUN
inlawrev-2570	139	30	or	or	CCONJ
inlawrev-2570	139	31	oppressive	oppressive	ADJ
inlawrev-2570	139	32	conduct	conduct	NOUN
inlawrev-2570	139	33	.	.	PUNCT
inlawrev-2570	140	1	19	19	NUM
inlawrev-2570	140	2	again	again	ADV
inlawrev-2570	140	3	,	,	PUNCT
inlawrev-2570	140	4	in	in	ADP
inlawrev-2570	140	5	continental	continental	PROPN
inlawrev-2570	140	6	casualty	casualty	PROPN
inlawrev-2570	140	7	corp	corp	PROPN
inlawrev-2570	140	8	.	.	PROPN
inlawrev-2570	141	1	v.	v.	ADP
inlawrev-2570	141	2	novy,20	novy,20	NOUN
inlawrev-2570	141	3	an	an	DET
inlawrev-2570	141	4	action	action	NOUN
inlawrev-2570	141	5	to	to	PART
inlawrev-2570	141	6	enforce	enforce	VERB
inlawrev-2570	141	7	a	a	DET
inlawrev-2570	141	8	physician	physician	NOUN
inlawrev-2570	141	9	's	's	PART
inlawrev-2570	141	10	disability	disability	NOUN
inlawrev-2570	141	11	claim	claim	NOUN
inlawrev-2570	141	12	,	,	PUNCT
inlawrev-2570	141	13	the	the	DET
inlawrev-2570	141	14	trial	trial	NOUN
inlawrev-2570	141	15	court	court	NOUN
inlawrev-2570	141	16	granted	grant	VERB
inlawrev-2570	141	17	the	the	DET
inlawrev-2570	141	18	physician	physician	NOUN
inlawrev-2570	141	19	's	's	PART
inlawrev-2570	141	20	disability	disability	NOUN
inlawrev-2570	141	21	claim	claim	NOUN
inlawrev-2570	141	22	but	but	CCONJ
inlawrev-2570	141	23	rejected	reject	VERB
inlawrev-2570	141	24	the	the	DET
inlawrev-2570	141	25	punitive	punitive	ADJ
inlawrev-2570	141	26	damage	damage	NOUN
inlawrev-2570	141	27	count	count	NOUN
inlawrev-2570	141	28	.	.	PUNCT
inlawrev-2570	142	1	on	on	ADP
inlawrev-2570	142	2	appeal	appeal	NOUN
inlawrev-2570	142	3	,	,	PUNCT
inlawrev-2570	142	4	the	the	DET
inlawrev-2570	142	5	insured	insure	VERB
inlawrev-2570	142	6	contended	contend	VERB
inlawrev-2570	142	7	that	that	SCONJ
inlawrev-2570	142	8	the	the	DET
inlawrev-2570	142	9	claim	claim	NOUN
inlawrev-2570	142	10	was	be	AUX
inlawrev-2570	142	11	denied	deny	VERB
inlawrev-2570	142	12	in	in	ADP
inlawrev-2570	142	13	bad	bad	ADJ
inlawrev-2570	142	14	faith	faith	NOUN
inlawrev-2570	142	15	because	because	SCONJ
inlawrev-2570	142	16	the	the	DET
inlawrev-2570	142	17	insurer	insurer	NOUN
inlawrev-2570	142	18	failed	fail	VERB
inlawrev-2570	142	19	to	to	PART
inlawrev-2570	142	20	physically	physically	ADV
inlawrev-2570	142	21	examine	examine	VERB
inlawrev-2570	142	22	him	he	PRON
inlawrev-2570	142	23	or	or	CCONJ
inlawrev-2570	142	24	ascertain	ascertain	VERB
inlawrev-2570	142	25	the	the	DET
inlawrev-2570	142	26	nature	nature	NOUN
inlawrev-2570	142	27	of	of	ADP
inlawrev-2570	142	28	his	his	PRON
inlawrev-2570	142	29	subsequent	subsequent	ADJ
inlawrev-2570	142	30	employment	employment	NOUN
inlawrev-2570	142	31	.	.	PUNCT
inlawrev-2570	143	1	thus	thus	ADV
inlawrev-2570	143	2	,	,	PUNCT
inlawrev-2570	143	3	the	the	DET
inlawrev-2570	143	4	insured	insure	VERB
inlawrev-2570	143	5	argued	argue	VERB
inlawrev-2570	143	6	,	,	PUNCT
inlawrev-2570	143	7	the	the	DET
inlawrev-2570	143	8	failure	failure	NOUN
inlawrev-2570	143	9	to	to	PART
inlawrev-2570	143	10	diligently	diligently	ADV
inlawrev-2570	143	11	investigate	investigate	VERB
inlawrev-2570	143	12	the	the	DET
inlawrev-2570	143	13	claim	claim	NOUN
inlawrev-2570	143	14	,	,	PUNCT
inlawrev-2570	143	15	when	when	SCONJ
inlawrev-2570	143	16	evidence	evidence	NOUN
inlawrev-2570	143	17	favorable	favorable	ADJ
inlawrev-2570	143	18	to	to	ADP
inlawrev-2570	143	19	that	that	DET
inlawrev-2570	143	20	claim	claim	NOUN
inlawrev-2570	143	21	was	be	AUX
inlawrev-2570	143	22	readily	readily	ADV
inlawrev-2570	143	23	available	available	ADJ
inlawrev-2570	143	24	,	,	PUNCT
inlawrev-2570	143	25	constituted	constitute	VERB
inlawrev-2570	143	26	oppressive	oppressive	ADJ
inlawrev-2570	143	27	and	and	CCONJ
inlawrev-2570	143	28	bad	bad	ADJ
inlawrev-2570	143	29	faith	faith	NOUN
inlawrev-2570	143	30	conduct	conduct	NOUN
inlawrev-2570	143	31	.	.	PUNCT
inlawrev-2570	144	1	21	21	NUM
inlawrev-2570	144	2	the	the	DET
inlawrev-2570	144	3	court	court	NOUN
inlawrev-2570	144	4	rejected	reject	VERB
inlawrev-2570	144	5	this	this	DET
inlawrev-2570	144	6	contention	contention	NOUN
inlawrev-2570	144	7	and	and	CCONJ
inlawrev-2570	144	8	concluded	conclude	VERB
inlawrev-2570	144	9	that	that	SCONJ
inlawrev-2570	144	10	lack	lack	NOUN
inlawrev-2570	144	11	of	of	ADP
inlawrev-2570	144	12	diligent	diligent	ADJ
inlawrev-2570	144	13	investigation	investigation	NOUN
inlawrev-2570	144	14	into	into	ADP
inlawrev-2570	144	15	an	an	DET
inlawrev-2570	144	16	insured	insure	VERB
inlawrev-2570	144	17	's	's	PART
inlawrev-2570	144	18	claim	claim	NOUN
inlawrev-2570	144	19	,	,	PUNCT
inlawrev-2570	144	20	standing	stand	VERB
inlawrev-2570	144	21	alone	alone	ADV
inlawrev-2570	144	22	,	,	PUNCT
inlawrev-2570	144	23	is	be	AUX
inlawrev-2570	144	24	insufficient	insufficient	ADJ
inlawrev-2570	144	25	to	to	PART
inlawrev-2570	144	26	support	support	VERB
inlawrev-2570	144	27	a	a	DET
inlawrev-2570	144	28	punitive	punitive	ADJ
inlawrev-2570	144	29	damage	damage	NOUN
inlawrev-2570	144	30	award	award	NOUN
inlawrev-2570	144	31	.	.	PUNCT
inlawrev-2570	145	1	22	22	NUM
inlawrev-2570	145	2	finally	finally	ADV
inlawrev-2570	145	3	,	,	PUNCT
inlawrev-2570	145	4	in	in	ADP
inlawrev-2570	145	5	d	d	PROPN
inlawrev-2570	145	6	&	&	CCONJ
inlawrev-2570	145	7	t	t	PROPN
inlawrev-2570	145	8	sanitation	sanitation	PROPN
inlawrev-2570	145	9	,	,	PUNCT
inlawrev-2570	145	10	inc	inc	PROPN
inlawrev-2570	145	11	.	.	PROPN
inlawrev-2570	146	1	v.	v.	ADP
inlawrev-2570	146	2	state	state	PROPN
inlawrev-2570	146	3	farm	farm	NOUN
inlawrev-2570	146	4	mutual	mutual	ADJ
inlawrev-2570	146	5	automobile	automobile	NOUN
inlawrev-2570	146	6	insurance	insurance	PROPN
inlawrev-2570	146	7	co.	co.	PROPN
inlawrev-2570	146	8	,	,	PUNCT
inlawrev-2570	146	9	23	23	NUM
inlawrev-2570	146	10	the	the	DET
inlawrev-2570	146	11	insured	insure	VERB
inlawrev-2570	146	12	was	be	AUX
inlawrev-2570	146	13	denied	deny	VERB
inlawrev-2570	146	14	punitive	punitive	ADJ
inlawrev-2570	146	15	damages	damage	NOUN
inlawrev-2570	146	16	and	and	CCONJ
inlawrev-2570	146	17	the	the	DET
inlawrev-2570	146	18	trial	trial	NOUN
inlawrev-2570	146	19	court	court	NOUN
inlawrev-2570	146	20	entered	enter	VERB
inlawrev-2570	146	21	a	a	DET
inlawrev-2570	146	22	specific	specific	ADJ
inlawrev-2570	146	23	finding	finding	NOUN
inlawrev-2570	146	24	that	that	SCONJ
inlawrev-2570	146	25	the	the	DET
inlawrev-2570	146	26	insurer	insurer	NOUN
inlawrev-2570	146	27	's	's	PART
inlawrev-2570	146	28	conduct	conduct	NOUN
inlawrev-2570	146	29	was	be	AUX
inlawrev-2570	146	30	not	not	PART
inlawrev-2570	146	31	"	"	PUNCT
inlawrev-2570	146	32	'	'	PUNCT
inlawrev-2570	146	33	malicious	malicious	ADJ
inlawrev-2570	146	34	or	or	CCONJ
inlawrev-2570	146	35	willful	willful	ADJ
inlawrev-2570	146	36	or	or	CCONJ
inlawrev-2570	146	37	obstreperous	obstreperous	ADJ
inlawrev-2570	146	38	misconduct	misconduct	NOUN
inlawrev-2570	146	39	which	which	PRON
inlawrev-2570	146	40	would	would	AUX
inlawrev-2570	146	41	support	support	VERB
inlawrev-2570	146	42	punitive	punitive	ADJ
inlawrev-2570	146	43	damages	damage	NOUN
inlawrev-2570	146	44	.	.	PUNCT
inlawrev-2570	146	45	'	'	PUNCT
inlawrev-2570	147	1	"	"	PUNCT
inlawrev-2570	147	2	24	24	NUM
inlawrev-2570	147	3	affirming	affirm	VERB
inlawrev-2570	147	4	that	that	SCONJ
inlawrev-2570	147	5	adverse	adverse	ADJ
inlawrev-2570	147	6	judgment	judgment	NOUN
inlawrev-2570	147	7	,	,	PUNCT
inlawrev-2570	147	8	the	the	DET
inlawrev-2570	147	9	indiana	indiana	PROPN
inlawrev-2570	147	10	court	court	PROPN
inlawrev-2570	147	11	of	of	ADP
inlawrev-2570	147	12	appeals	appeals	PROPN
inlawrev-2570	147	13	rejected	reject	VERB
inlawrev-2570	147	14	the	the	DET
inlawrev-2570	147	15	insured	insure	VERB
inlawrev-2570	147	16	's	's	PART
inlawrev-2570	147	17	assertion	assertion	NOUN
inlawrev-2570	147	18	that	that	SCONJ
inlawrev-2570	147	19	an	an	DET
inlawrev-2570	147	20	insurer	insurer	NOUN
inlawrev-2570	147	21	's	's	PART
inlawrev-2570	147	22	negligent	negligent	ADJ
inlawrev-2570	147	23	selection	selection	NOUN
inlawrev-2570	147	24	of	of	ADP
inlawrev-2570	147	25	an	an	DET
inlawrev-2570	147	26	appraiser	appraiser	NOUN
inlawrev-2570	147	27	or	or	CCONJ
inlawrev-2570	147	28	repair	repair	NOUN
inlawrev-2570	147	29	facility	facility	NOUN
inlawrev-2570	147	30	constituted	constitute	VERB
inlawrev-2570	147	31	bad	bad	ADJ
inlawrev-2570	147	32	faith	faith	NOUN
inlawrev-2570	147	33	conduct	conduct	NOUN
inlawrev-2570	147	34	.	.	PUNCT
inlawrev-2570	148	1	25	25	NUM
inlawrev-2570	148	2	the	the	DET
inlawrev-2570	148	3	imposition	imposition	NOUN
inlawrev-2570	148	4	of	of	ADP
inlawrev-2570	148	5	more	more	ADV
inlawrev-2570	148	6	stringent	stringent	ADJ
inlawrev-2570	148	7	substantive	substantive	ADJ
inlawrev-2570	148	8	limitations	limitation	NOUN
inlawrev-2570	148	9	was	be	AUX
inlawrev-2570	148	10	further	far	ADV
inlawrev-2570	148	11	augmented	augment	VERB
inlawrev-2570	148	12	by	by	ADP
inlawrev-2570	148	13	the	the	DET
inlawrev-2570	148	14	adoption	adoption	NOUN
inlawrev-2570	148	15	of	of	ADP
inlawrev-2570	148	16	a	a	DET
inlawrev-2570	148	17	higher	high	ADJ
inlawrev-2570	148	18	evidentiary	evidentiary	ADJ
inlawrev-2570	148	19	standard	standard	NOUN
inlawrev-2570	148	20	in	in	ADP
inlawrev-2570	148	21	travelers	traveler	NOUN
inlawrev-2570	148	22	fire	fire	NOUN
inlawrev-2570	148	23	&	&	CCONJ
inlawrev-2570	148	24	cas	cas	PROPN
inlawrev-2570	148	25	.	.	PROPN
inlawrev-2570	149	1	ins	ins	PROPN
inlawrev-2570	149	2	.	.	PUNCT
inlawrev-2570	149	3	co.	co.	PROPN
inlawrev-2570	149	4	v.	v.	ADP
inlawrev-2570	149	5	sharp	sharp	ADJ
inlawrev-2570	149	6	,	,	PUNCT
inlawrev-2570	149	7	264	264	NUM
inlawrev-2570	149	8	ind	ind	NOUN
inlawrev-2570	149	9	.	.	PUNCT
inlawrev-2570	150	1	599	599	NUM
inlawrev-2570	150	2	,	,	PUNCT
inlawrev-2570	150	3	349	349	NUM
inlawrev-2570	150	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	150	5	173	173	NUM
inlawrev-2570	150	6	(	(	PUNCT
inlawrev-2570	150	7	1976	1976	NUM
inlawrev-2570	150	8	)	)	PUNCT
inlawrev-2570	150	9	)	)	PUNCT
inlawrev-2570	150	10	)	)	PUNCT
inlawrev-2570	150	11	.	.	PUNCT
inlawrev-2570	151	1	finally	finally	ADV
inlawrev-2570	151	2	,	,	PUNCT
inlawrev-2570	151	3	a	a	DET
inlawrev-2570	151	4	"	"	PUNCT
inlawrev-2570	151	5	heedless	heedless	ADJ
inlawrev-2570	151	6	or	or	CCONJ
inlawrev-2570	151	7	reckless	reckless	ADJ
inlawrev-2570	151	8	disregard	disregard	NOUN
inlawrev-2570	151	9	of	of	ADP
inlawrev-2570	151	10	consequences	consequence	NOUN
inlawrev-2570	151	11	"	"	PUNCT
inlawrev-2570	151	12	or	or	CCONJ
inlawrev-2570	151	13	"	"	PUNCT
inlawrev-2570	151	14	tortious	tortious	ADJ
inlawrev-2570	151	15	conduct	conduct	NOUN
inlawrev-2570	151	16	,	,	PUNCT
inlawrev-2570	151	17	"	"	PUNCT
inlawrev-2570	151	18	as	as	SCONJ
inlawrev-2570	151	19	contemplated	contemplate	VERB
inlawrev-2570	151	20	by	by	ADP
inlawrev-2570	151	21	vernon	vernon	PROPN
inlawrev-2570	151	22	fire	fire	PROPN
inlawrev-2570	151	23	&	&	CCONJ
inlawrev-2570	151	24	cas	cas	PROPN
inlawrev-2570	151	25	.	.	PROPN
inlawrev-2570	151	26	ins	ins	PROPN
inlawrev-2570	151	27	.	.	PUNCT
inlawrev-2570	151	28	co.	co.	PROPN
inlawrev-2570	151	29	v.	v.	ADP
inlawrev-2570	151	30	sharp	sharp	ADJ
inlawrev-2570	151	31	,	,	PUNCT
inlawrev-2570	151	32	264	264	NUM
inlawrev-2570	151	33	ind	ind	NOUN
inlawrev-2570	151	34	.	.	PUNCT
inlawrev-2570	152	1	599	599	NUM
inlawrev-2570	152	2	,	,	PUNCT
inlawrev-2570	152	3	349	349	NUM
inlawrev-2570	152	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	152	5	173	173	NUM
inlawrev-2570	152	6	(	(	PUNCT
inlawrev-2570	152	7	1976	1976	NUM
inlawrev-2570	152	8	)	)	PUNCT
inlawrev-2570	153	1	,	,	PUNCT
inlawrev-2570	153	2	involves	involve	VERB
inlawrev-2570	153	3	a	a	DET
inlawrev-2570	153	4	conscious	conscious	ADJ
inlawrev-2570	153	5	and	and	CCONJ
inlawrev-2570	153	6	intentional	intentional	ADJ
inlawrev-2570	153	7	wrongdoing	wrongdoing	NOUN
inlawrev-2570	153	8	which	which	PRON
inlawrev-2570	153	9	by	by	ADP
inlawrev-2570	153	10	nature	nature	NOUN
inlawrev-2570	153	11	is	be	AUX
inlawrev-2570	153	12	oppressive	oppressive	ADJ
inlawrev-2570	153	13	or	or	CCONJ
inlawrev-2570	153	14	malicious	malicious	ADJ
inlawrev-2570	153	15	.	.	PUNCT
inlawrev-2570	153	16	434	434	NUM
inlawrev-2570	153	17	n.e.2d	n.e.2d	NOUN
inlawrev-2570	153	18	at	at	ADP
inlawrev-2570	153	19	594	594	NUM
inlawrev-2570	153	20	;	;	PUNCT
inlawrev-2570	153	21	see	see	VERB
inlawrev-2570	153	22	prudential	prudential	PROPN
inlawrev-2570	153	23	ins	ins	PROPN
inlawrev-2570	153	24	.	.	PUNCT
inlawrev-2570	153	25	co.	co.	PROPN
inlawrev-2570	153	26	v.	v.	ADP
inlawrev-2570	153	27	executive	executive	ADJ
inlawrev-2570	153	28	estates	estates	PROPN
inlawrev-2570	153	29	,	,	PUNCT
inlawrev-2570	153	30	inc	inc	PROPN
inlawrev-2570	153	31	.	.	PROPN
inlawrev-2570	153	32	,	,	PUNCT
inlawrev-2570	153	33	174	174	NUM
inlawrev-2570	153	34	ind	ind	NOUN
inlawrev-2570	153	35	.	.	PUNCT
inlawrev-2570	154	1	app	app	PROPN
inlawrev-2570	154	2	.	.	PROPN
inlawrev-2570	154	3	674	674	NUM
inlawrev-2570	154	4	,	,	PUNCT
inlawrev-2570	155	1	369	369	NUM
inlawrev-2570	155	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	155	3	1117	1117	NUM
inlawrev-2570	155	4	(	(	PUNCT
inlawrev-2570	155	5	1977	1977	NUM
inlawrev-2570	155	6	)	)	PUNCT
inlawrev-2570	155	7	;	;	PUNCT
inlawrev-2570	156	1	bob	bob	PROPN
inlawrev-2570	156	2	anderson	anderson	PROPN
inlawrev-2570	156	3	pontiac	pontiac	PROPN
inlawrev-2570	156	4	,	,	PUNCT
inlawrev-2570	156	5	inc	inc	PROPN
inlawrev-2570	156	6	.	.	PROPN
inlawrev-2570	156	7	v.	v.	PROPN
inlawrev-2570	156	8	davidson	davidson	PROPN
inlawrev-2570	156	9	,	,	PUNCT
inlawrev-2570	156	10	155	155	NUM
inlawrev-2570	156	11	ind	ind	NOUN
inlawrev-2570	156	12	.	.	PUNCT
inlawrev-2570	157	1	app	app	PROPN
inlawrev-2570	157	2	.	.	PROPN
inlawrev-2570	158	1	395	395	NUM
inlawrev-2570	158	2	,	,	PUNCT
inlawrev-2570	158	3	293	293	NUM
inlawrev-2570	158	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	158	5	232	232	NUM
inlawrev-2570	158	6	(	(	PUNCT
inlawrev-2570	158	7	1973	1973	NUM
inlawrev-2570	158	8	)	)	PUNCT
inlawrev-2570	159	1	;	;	PUNCT
inlawrev-2570	159	2	capitol	capitol	NOUN
inlawrev-2570	159	3	dodge	dodge	PROPN
inlawrev-2570	159	4	,	,	PUNCT
inlawrev-2570	159	5	inc	inc	PROPN
inlawrev-2570	159	6	.	.	PROPN
inlawrev-2570	160	1	v.	v.	ADP
inlawrev-2570	160	2	haley	haley	NOUN
inlawrev-2570	160	3	,	,	PUNCT
inlawrev-2570	160	4	154	154	NUM
inlawrev-2570	160	5	ind	ind	NOUN
inlawrev-2570	160	6	.	.	PUNCT
inlawrev-2570	161	1	app	app	PROPN
inlawrev-2570	161	2	.	.	PROPN
inlawrev-2570	161	3	1	1	NUM
inlawrev-2570	161	4	,	,	PUNCT
inlawrev-2570	161	5	288	288	NUM
inlawrev-2570	161	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	161	7	766	766	NUM
inlawrev-2570	161	8	(	(	PUNCT
inlawrev-2570	161	9	1972	1972	NUM
inlawrev-2570	161	10	)	)	PUNCT
inlawrev-2570	161	11	.	.	PUNCT
inlawrev-2570	162	1	"	"	PUNCT
inlawrev-2570	162	2	i	i	PRON
inlawrev-2570	162	3	d.	d.	PROPN
inlawrev-2570	162	4	at	at	ADP
inlawrev-2570	162	5	595	595	NUM
inlawrev-2570	162	6	-	-	SYM
inlawrev-2570	162	7	96	96	NUM
inlawrev-2570	162	8	.	.	NUM
inlawrev-2570	162	9	19	19	NUM
inlawrev-2570	163	1	i	i	PRON
inlawrev-2570	163	2	d.	d.	PROPN
inlawrev-2570	163	3	at	at	ADP
inlawrev-2570	163	4	595	595	NUM
inlawrev-2570	163	5	.	.	PUNCT
inlawrev-2570	164	1	20437	20437	NUM
inlawrev-2570	164	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	164	3	1338	1338	NUM
inlawrev-2570	164	4	(	(	PUNCT
inlawrev-2570	164	5	ind	ind	NOUN
inlawrev-2570	164	6	.	.	PUNCT
inlawrev-2570	165	1	ct	ct	PROPN
inlawrev-2570	165	2	.	.	PUNCT
inlawrev-2570	166	1	app	app	PROPN
inlawrev-2570	166	2	.	.	PROPN
inlawrev-2570	166	3	1982	1982	NUM
inlawrev-2570	166	4	)	)	PUNCT
inlawrev-2570	166	5	.	.	PUNCT
inlawrev-2570	167	1	2	2	NUM
inlawrev-2570	167	2	,	,	PUNCT
inlawrev-2570	167	3	i	i	PRON
inlawrev-2570	167	4	d.	d.	PROPN
inlawrev-2570	167	5	at	at	ADP
inlawrev-2570	167	6	1355	1355	NUM
inlawrev-2570	167	7	.	.	PUNCT
inlawrev-2570	168	1	22	22	NUM
inlawrev-2570	169	1	i	i	PRON
inlawrev-2570	169	2	d.	d.	PROPN
inlawrev-2570	169	3	at	at	ADP
inlawrev-2570	169	4	1356	1356	NUM
inlawrev-2570	169	5	.	.	PUNCT
inlawrev-2570	170	1	the	the	DET
inlawrev-2570	170	2	court	court	NOUN
inlawrev-2570	170	3	concluded	conclude	VERB
inlawrev-2570	170	4	that	that	SCONJ
inlawrev-2570	170	5	a	a	DET
inlawrev-2570	170	6	negligent	negligent	ADJ
inlawrev-2570	170	7	failure	failure	NOUN
inlawrev-2570	170	8	to	to	PART
inlawrev-2570	170	9	investigate	investigate	VERB
inlawrev-2570	170	10	a	a	DET
inlawrev-2570	170	11	claim	claim	NOUN
inlawrev-2570	170	12	can	can	AUX
inlawrev-2570	170	13	not	not	PART
inlawrev-2570	170	14	be	be	AUX
inlawrev-2570	170	15	the	the	DET
inlawrev-2570	170	16	basis	basis	NOUN
inlawrev-2570	170	17	for	for	ADP
inlawrev-2570	170	18	awarding	award	VERB
inlawrev-2570	170	19	punitive	punitive	ADJ
inlawrev-2570	170	20	damages	damage	NOUN
inlawrev-2570	170	21	.	.	PUNCT
inlawrev-2570	171	1	rather	rather	ADV
inlawrev-2570	171	2	,	,	PUNCT
inlawrev-2570	171	3	the	the	DET
inlawrev-2570	171	4	insured	insure	VERB
inlawrev-2570	171	5	has	have	VERB
inlawrev-2570	171	6	the	the	DET
inlawrev-2570	171	7	burden	burden	NOUN
inlawrev-2570	171	8	of	of	ADP
inlawrev-2570	171	9	showing	show	VERB
inlawrev-2570	171	10	that	that	SCONJ
inlawrev-2570	171	11	the	the	DET
inlawrev-2570	171	12	preconditions	precondition	NOUN
inlawrev-2570	171	13	to	to	ADP
inlawrev-2570	171	14	the	the	DET
inlawrev-2570	171	15	insurer	insurer	NOUN
inlawrev-2570	171	16	's	's	PART
inlawrev-2570	171	17	obligation	obligation	NOUN
inlawrev-2570	171	18	to	to	PART
inlawrev-2570	171	19	pay	pay	VERB
inlawrev-2570	171	20	a	a	DET
inlawrev-2570	171	21	claim	claim	NOUN
inlawrev-2570	171	22	have	have	AUX
inlawrev-2570	171	23	been	be	AUX
inlawrev-2570	171	24	met	meet	VERB
inlawrev-2570	171	25	.	.	PUNCT
inlawrev-2570	172	1	i	i	PRON
inlawrev-2570	172	2	d.	d.	PROPN
inlawrev-2570	172	3	(	(	PUNCT
inlawrev-2570	172	4	citing	cite	VERB
inlawrev-2570	172	5	craft	craft	NOUN
inlawrev-2570	172	6	v.	v.	ADP
inlawrev-2570	172	7	economy	economy	NOUN
inlawrev-2570	172	8	fire	fire	NOUN
inlawrev-2570	172	9	&	&	CCONJ
inlawrev-2570	172	10	cas	cas	PROPN
inlawrev-2570	172	11	.	.	PROPN
inlawrev-2570	172	12	co.	co.	PROPN
inlawrev-2570	172	13	,	,	PUNCT
inlawrev-2570	172	14	572	572	NUM
inlawrev-2570	172	15	f.2d	f.2d	NOUN
inlawrev-2570	172	16	565	565	NUM
inlawrev-2570	172	17	,	,	PUNCT
inlawrev-2570	172	18	571	571	NUM
inlawrev-2570	172	19	-	-	SYM
inlawrev-2570	172	20	72	72	NUM
inlawrev-2570	172	21	(	(	PUNCT
inlawrev-2570	172	22	7th	7th	ADJ
inlawrev-2570	172	23	cir	cir	NOUN
inlawrev-2570	172	24	.	.	PROPN
inlawrev-2570	172	25	1978	1978	NUM
inlawrev-2570	172	26	)	)	PUNCT
inlawrev-2570	172	27	)	)	PUNCT
inlawrev-2570	172	28	.	.	PUNCT
inlawrev-2570	173	1	23443	23443	NUM
inlawrev-2570	173	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	173	3	1207	1207	NUM
inlawrev-2570	173	4	(	(	PUNCT
inlawrev-2570	173	5	ind	ind	NOUN
inlawrev-2570	173	6	.	.	PUNCT
inlawrev-2570	174	1	ct	ct	PROPN
inlawrev-2570	174	2	.	.	PUNCT
inlawrev-2570	175	1	app	app	PROPN
inlawrev-2570	175	2	.	.	PROPN
inlawrev-2570	175	3	1983	1983	NUM
inlawrev-2570	175	4	)	)	PUNCT
inlawrev-2570	175	5	.	.	PUNCT
inlawrev-2570	176	1	2	2	NUM
inlawrev-2570	176	2	*	*	PUNCT
inlawrev-2570	176	3	i	i	PRON
inlawrev-2570	176	4	d.	d.	PROPN
inlawrev-2570	176	5	at	at	ADP
inlawrev-2570	176	6	1209	1209	NUM
inlawrev-2570	176	7	(	(	PUNCT
inlawrev-2570	176	8	quoting	quote	VERB
inlawrev-2570	176	9	the	the	DET
inlawrev-2570	176	10	lower	low	ADJ
inlawrev-2570	176	11	court	court	NOUN
inlawrev-2570	176	12	opinion	opinion	NOUN
inlawrev-2570	176	13	of	of	ADP
inlawrev-2570	176	14	judge	judge	PROPN
inlawrev-2570	176	15	dalton	dalton	PROPN
inlawrev-2570	176	16	c.	c.	PROPN
inlawrev-2570	176	17	mcalister	mcalister	PROPN
inlawrev-2570	176	18	of	of	ADP
inlawrev-2570	176	19	the	the	DET
inlawrev-2570	176	20	allen	allen	PROPN
inlawrev-2570	176	21	superior	superior	PROPN
inlawrev-2570	176	22	court	court	NOUN
inlawrev-2570	176	23	in	in	ADP
inlawrev-2570	176	24	this	this	DET
inlawrev-2570	176	25	case	case	NOUN
inlawrev-2570	176	26	)	)	PUNCT
inlawrev-2570	176	27	.	.	PUNCT
inlawrev-2570	177	1	25	25	NUM
inlawrev-2570	177	2	443	443	NUM
inlawrev-2570	177	3	n.e.2d	n.e.2d	NOUN
inlawrev-2570	177	4	at	at	ADP
inlawrev-2570	177	5	1209	1209	NUM
inlawrev-2570	177	6	-	-	SYM
inlawrev-2570	177	7	10	10	NUM
inlawrev-2570	177	8	.	.	PUNCT
inlawrev-2570	177	9	1984	1984	NUM
inlawrev-2570	177	10	]	]	PUNCT
inlawrev-2570	177	11	survey	survey	NOUN
inlawrev-2570	177	12	—	—	PUNCT
inlawrev-2570	177	13	insurance	insurance	NOUN
inlawrev-2570	177	14	227	227	NUM
inlawrev-2570	177	15	indemnity	indemnity	NOUN
inlawrev-2570	177	16	co.	co.	PROPN
inlawrev-2570	177	17	v.	v.	ADP
inlawrev-2570	177	18	armstrong	armstrong	PROPN
inlawrev-2570	177	19	.	.	PROPN
inlawrev-2570	177	20	26	26	NUM
inlawrev-2570	177	21	in	in	ADP
inlawrev-2570	177	22	a	a	DET
inlawrev-2570	177	23	clear	clear	ADJ
inlawrev-2570	177	24	effort	effort	NOUN
inlawrev-2570	177	25	to	to	PART
inlawrev-2570	177	26	limit	limit	VERB
inlawrev-2570	177	27	punitive	punitive	ADJ
inlawrev-2570	177	28	damage	damage	NOUN
inlawrev-2570	177	29	awards	award	NOUN
inlawrev-2570	177	30	in	in	ADP
inlawrev-2570	177	31	insurance	insurance	NOUN
inlawrev-2570	177	32	disputes	dispute	NOUN
inlawrev-2570	177	33	,	,	PUNCT
inlawrev-2570	177	34	the	the	DET
inlawrev-2570	177	35	indiana	indiana	PROPN
inlawrev-2570	177	36	supreme	supreme	PROPN
inlawrev-2570	177	37	court	court	PROPN
inlawrev-2570	177	38	rejected	reject	VERB
inlawrev-2570	177	39	the	the	DET
inlawrev-2570	177	40	"	"	PUNCT
inlawrev-2570	177	41	preponderance	preponderance	NOUN
inlawrev-2570	177	42	"	"	PUNCT
inlawrev-2570	177	43	standard	standard	NOUN
inlawrev-2570	177	44	for	for	ADP
inlawrev-2570	177	45	one	one	NUM
inlawrev-2570	177	46	of	of	ADP
inlawrev-2570	177	47	"	"	PUNCT
inlawrev-2570	177	48	clear	clear	ADJ
inlawrev-2570	177	49	and	and	CCONJ
inlawrev-2570	177	50	convincing	convincing	ADJ
inlawrev-2570	177	51	"	"	PUNCT
inlawrev-2570	177	52	evidence	evidence	NOUN
inlawrev-2570	177	53	.	.	PUNCT
inlawrev-2570	178	1	27	27	NUM
inlawrev-2570	178	2	noting	note	VERB
inlawrev-2570	178	3	that	that	SCONJ
inlawrev-2570	178	4	an	an	DET
inlawrev-2570	178	5	insured	insure	VERB
inlawrev-2570	178	6	has	have	VERB
inlawrev-2570	178	7	no	no	DET
inlawrev-2570	178	8	inherent	inherent	ADJ
inlawrev-2570	178	9	right	right	NOUN
inlawrev-2570	178	10	to	to	ADP
inlawrev-2570	178	11	punitive	punitive	ADJ
inlawrev-2570	178	12	damages	damage	NOUN
inlawrev-2570	178	13	and	and	CCONJ
inlawrev-2570	178	14	that	that	SCONJ
inlawrev-2570	178	15	these	these	DET
inlawrev-2570	178	16	awards	award	NOUN
inlawrev-2570	178	17	are	be	AUX
inlawrev-2570	178	18	merely	merely	ADV
inlawrev-2570	178	19	a	a	DET
inlawrev-2570	178	20	windfall	windfall	NOUN
inlawrev-2570	178	21	to	to	ADP
inlawrev-2570	178	22	the	the	DET
inlawrev-2570	178	23	lucky	lucky	ADJ
inlawrev-2570	178	24	insured	insure	VERB
inlawrev-2570	178	25	,	,	PUNCT
inlawrev-2570	178	26	28	28	NUM
inlawrev-2570	178	27	the	the	DET
inlawrev-2570	178	28	court	court	NOUN
inlawrev-2570	178	29	concluded	conclude	VERB
inlawrev-2570	178	30	that	that	SCONJ
inlawrev-2570	178	31	the	the	DET
inlawrev-2570	178	32	public	public	ADJ
inlawrev-2570	178	33	interest	interest	NOUN
inlawrev-2570	178	34	would	would	AUX
inlawrev-2570	178	35	best	well	ADV
inlawrev-2570	178	36	be	be	AUX
inlawrev-2570	178	37	served	serve	VERB
inlawrev-2570	178	38	by	by	ADP
inlawrev-2570	178	39	encouraging	encourage	VERB
inlawrev-2570	178	40	litigation	litigation	NOUN
inlawrev-2570	178	41	of	of	ADP
inlawrev-2570	178	42	"	"	PUNCT
inlawrev-2570	178	43	good	good	ADJ
inlawrev-2570	178	44	faith	faith	NOUN
inlawrev-2570	178	45	"	"	PUNCT
inlawrev-2570	178	46	claim	claim	NOUN
inlawrev-2570	178	47	disputes	dispute	NOUN
inlawrev-2570	178	48	.	.	PUNCT
inlawrev-2570	179	1	29	29	NUM
inlawrev-2570	180	1	the	the	DET
inlawrev-2570	180	2	court	court	NOUN
inlawrev-2570	180	3	stated	state	VERB
inlawrev-2570	180	4	that	that	SCONJ
inlawrev-2570	180	5	to	to	PART
inlawrev-2570	180	6	allow	allow	VERB
inlawrev-2570	180	7	an	an	DET
inlawrev-2570	180	8	award	award	NOUN
inlawrev-2570	180	9	of	of	ADP
inlawrev-2570	180	10	punitive	punitive	ADJ
inlawrev-2570	180	11	damages	damage	NOUN
inlawrev-2570	180	12	,	,	PUNCT
inlawrev-2570	180	13	upon	upon	SCONJ
inlawrev-2570	180	14	evidence	evidence	NOUN
inlawrev-2570	180	15	of	of	ADP
inlawrev-2570	180	16	no	no	DET
inlawrev-2570	180	17	greater	great	ADJ
inlawrev-2570	180	18	persuasive	persuasive	ADJ
inlawrev-2570	180	19	value	value	NOUN
inlawrev-2570	180	20	than	than	SCONJ
inlawrev-2570	180	21	that	that	PRON
inlawrev-2570	180	22	needed	need	VERB
inlawrev-2570	180	23	to	to	PART
inlawrev-2570	180	24	support	support	VERB
inlawrev-2570	180	25	the	the	DET
inlawrev-2570	180	26	underlying	underlie	VERB
inlawrev-2570	180	27	breach	breach	NOUN
inlawrev-2570	180	28	of	of	ADP
inlawrev-2570	180	29	contract	contract	NOUN
inlawrev-2570	180	30	,	,	PUNCT
inlawrev-2570	180	31	would	would	AUX
inlawrev-2570	180	32	impose	impose	VERB
inlawrev-2570	180	33	such	such	DET
inlawrev-2570	180	34	a	a	DET
inlawrev-2570	180	35	risk	risk	NOUN
inlawrev-2570	180	36	on	on	ADP
inlawrev-2570	180	37	the	the	DET
inlawrev-2570	180	38	insurer	insurer	NOUN
inlawrev-2570	180	39	as	as	ADP
inlawrev-2570	180	40	to	to	PART
inlawrev-2570	180	41	make	make	VERB
inlawrev-2570	180	42	questionable	questionable	ADJ
inlawrev-2570	180	43	claims	claim	NOUN
inlawrev-2570	180	44	"	"	PUNCT
inlawrev-2570	180	45	nondisputable	nondisputable	ADJ
inlawrev-2570	180	46	.	.	PUNCT
inlawrev-2570	180	47	"	"	PUNCT
inlawrev-2570	181	1	30	30	NUM
inlawrev-2570	181	2	thus	thus	ADV
inlawrev-2570	181	3	,	,	PUNCT
inlawrev-2570	181	4	an	an	DET
inlawrev-2570	181	5	insurer	insurer	NOUN
inlawrev-2570	181	6	would	would	AUX
inlawrev-2570	181	7	be	be	AUX
inlawrev-2570	181	8	coerced	coerce	VERB
inlawrev-2570	181	9	into	into	ADP
inlawrev-2570	181	10	paying	pay	VERB
inlawrev-2570	181	11	all	all	DET
inlawrev-2570	181	12	such	such	ADJ
inlawrev-2570	181	13	claims	claim	NOUN
inlawrev-2570	181	14	in	in	ADP
inlawrev-2570	181	15	order	order	NOUN
inlawrev-2570	181	16	to	to	PART
inlawrev-2570	181	17	avoid	avoid	VERB
inlawrev-2570	181	18	the	the	DET
inlawrev-2570	181	19	risk	risk	NOUN
inlawrev-2570	181	20	of	of	ADP
inlawrev-2570	181	21	an	an	DET
inlawrev-2570	181	22	adverse	adverse	ADJ
inlawrev-2570	181	23	punitive	punitive	ADJ
inlawrev-2570	181	24	damage	damage	NOUN
inlawrev-2570	181	25	award	award	NOUN
inlawrev-2570	181	26	.	.	PUNCT
inlawrev-2570	182	1	31	31	NUM
inlawrev-2570	183	1	in	in	ADP
inlawrev-2570	183	2	support	support	NOUN
inlawrev-2570	183	3	of	of	ADP
inlawrev-2570	183	4	the	the	DET
inlawrev-2570	183	5	new	new	ADJ
inlawrev-2570	183	6	evidentiary	evidentiary	NOUN
inlawrev-2570	183	7	standard	standard	NOUN
inlawrev-2570	183	8	,	,	PUNCT
inlawrev-2570	183	9	the	the	DET
inlawrev-2570	183	10	court	court	NOUN
inlawrev-2570	183	11	stated	state	VERB
inlawrev-2570	183	12	:	:	PUNCT
inlawrev-2570	183	13	in	in	ADP
inlawrev-2570	183	14	fact	fact	NOUN
inlawrev-2570	183	15	,	,	PUNCT
inlawrev-2570	183	16	it	it	PRON
inlawrev-2570	183	17	is	be	AUX
inlawrev-2570	183	18	incongruous	incongruous	ADJ
inlawrev-2570	183	19	to	to	PART
inlawrev-2570	183	20	permit	permit	VERB
inlawrev-2570	183	21	a	a	DET
inlawrev-2570	183	22	recovery	recovery	NOUN
inlawrev-2570	183	23	of	of	ADP
inlawrev-2570	183	24	that	that	PRON
inlawrev-2570	183	25	to	to	PART
inlawrev-2570	183	26	which	which	PRON
inlawrev-2570	183	27	there	there	PRON
inlawrev-2570	183	28	is	be	VERB
inlawrev-2570	183	29	no	no	DET
inlawrev-2570	183	30	entitlement	entitlement	NOUN
inlawrev-2570	183	31	upon	upon	SCONJ
inlawrev-2570	183	32	evidence	evidence	NOUN
inlawrev-2570	183	33	that	that	SCONJ
inlawrev-2570	183	34	barely	barely	ADV
inlawrev-2570	183	35	warrants	warrant	VERB
inlawrev-2570	183	36	a	a	DET
inlawrev-2570	183	37	recovery	recovery	NOUN
inlawrev-2570	183	38	of	of	ADP
inlawrev-2570	183	39	that	that	PRON
inlawrev-2570	183	40	which	which	PRON
inlawrev-2570	183	41	is	be	AUX
inlawrev-2570	183	42	the	the	DET
inlawrev-2570	183	43	plaintiff	plaintiff	NOUN
inlawrev-2570	183	44	's	's	PART
inlawrev-2570	183	45	absolute	absolute	ADJ
inlawrev-2570	183	46	right	right	NOUN
inlawrev-2570	183	47	.	.	PUNCT
inlawrev-2570	184	1	yet	yet	ADV
inlawrev-2570	184	2	,	,	PUNCT
inlawrev-2570	184	3	that	that	PRON
inlawrev-2570	184	4	is	be	AUX
inlawrev-2570	184	5	precisely	precisely	ADV
inlawrev-2570	184	6	what	what	PRON
inlawrev-2570	184	7	may	may	AUX
inlawrev-2570	184	8	occur	occur	VERB
inlawrev-2570	184	9	when	when	SCONJ
inlawrev-2570	184	10	the	the	DET
inlawrev-2570	184	11	inference	inference	NOUN
inlawrev-2570	184	12	of	of	ADP
inlawrev-2570	184	13	obduracy	obduracy	NOUN
inlawrev-2570	184	14	,	,	PUNCT
inlawrev-2570	184	15	from	from	ADP
inlawrev-2570	184	16	which	which	PRON
inlawrev-2570	184	17	punitive	punitive	ADJ
inlawrev-2570	184	18	damages	damage	NOUN
inlawrev-2570	184	19	may	may	AUX
inlawrev-2570	184	20	flow	flow	VERB
inlawrev-2570	184	21	,	,	PUNCT
inlawrev-2570	184	22	is	be	AUX
inlawrev-2570	184	23	permissible	permissible	ADJ
inlawrev-2570	184	24	,	,	PUNCT
inlawrev-2570	184	25	but	but	CCONJ
inlawrev-2570	184	26	not	not	PART
inlawrev-2570	184	27	compelled	compel	VERB
inlawrev-2570	184	28	,	,	PUNCT
inlawrev-2570	184	29	from	from	ADP
inlawrev-2570	184	30	the	the	DET
inlawrev-2570	184	31	same	same	ADJ
inlawrev-2570	184	32	conduct	conduct	NOUN
inlawrev-2570	184	33	from	from	ADP
inlawrev-2570	184	34	which	which	PRON
inlawrev-2570	184	35	compensatory	compensatory	ADJ
inlawrev-2570	184	36	damages	damage	NOUN
inlawrev-2570	184	37	flow	flow	NOUN
inlawrev-2570	184	38	,	,	PUNCT
inlawrev-2570	184	39	as	as	ADP
inlawrev-2570	184	40	a	a	DET
inlawrev-2570	184	41	matter	matter	NOUN
inlawrev-2570	184	42	of	of	ADP
inlawrev-2570	184	43	right	right	NOUN
inlawrev-2570	184	44	.	.	PUNCT
inlawrev-2570	185	1	to	to	PART
inlawrev-2570	185	2	avoid	avoid	VERB
inlawrev-2570	185	3	such	such	ADJ
inlawrev-2570	185	4	occurrences	occurrence	NOUN
inlawrev-2570	185	5	,	,	PUNCT
inlawrev-2570	185	6	punitive	punitive	ADJ
inlawrev-2570	185	7	damages	damage	NOUN
inlawrev-2570	185	8	should	should	AUX
inlawrev-2570	185	9	not	not	PART
inlawrev-2570	185	10	be	be	AUX
inlawrev-2570	185	11	allowable	allowable	ADJ
inlawrev-2570	185	12	upon	upon	SCONJ
inlawrev-2570	185	13	evidence	evidence	NOUN
inlawrev-2570	185	14	that	that	PRON
inlawrev-2570	185	15	is	be	AUX
inlawrev-2570	185	16	merely	merely	ADV
inlawrev-2570	185	17	consistent	consistent	ADJ
inlawrev-2570	185	18	with	with	ADP
inlawrev-2570	185	19	the	the	DET
inlawrev-2570	185	20	hypothesis	hypothesis	NOUN
inlawrev-2570	185	21	of	of	ADP
inlawrev-2570	185	22	malice	malice	NOUN
inlawrev-2570	185	23	,	,	PUNCT
inlawrev-2570	185	24	fraud	fraud	NOUN
inlawrev-2570	185	25	,	,	PUNCT
inlawrev-2570	185	26	gross	gross	ADJ
inlawrev-2570	185	27	negligence	negligence	NOUN
inlawrev-2570	185	28	or	or	CCONJ
inlawrev-2570	185	29	oppressiveness	oppressiveness	NOUN
inlawrev-2570	185	30	.	.	PUNCT
inlawrev-2570	186	1	rather	rather	ADV
inlawrev-2570	186	2	some	some	DET
inlawrev-2570	186	3	evidence	evidence	NOUN
inlawrev-2570	186	4	should	should	AUX
inlawrev-2570	186	5	be	be	AUX
inlawrev-2570	186	6	required	require	VERB
inlawrev-2570	186	7	that	that	PRON
inlawrev-2570	186	8	is	be	AUX
inlawrev-2570	186	9	inconsistent	inconsistent	ADJ
inlawrev-2570	186	10	with	with	ADP
inlawrev-2570	186	11	the	the	DET
inlawrev-2570	186	12	hypothesis	hypothesis	NOUN
inlawrev-2570	186	13	that	that	PRON
inlawrev-2570	186	14	the	the	DET
inlawrev-2570	186	15	tortious	tortious	ADJ
inlawrev-2570	186	16	conduct	conduct	NOUN
inlawrev-2570	186	17	was	be	AUX
inlawrev-2570	186	18	the	the	DET
inlawrev-2570	186	19	result	result	NOUN
inlawrev-2570	186	20	of	of	ADP
inlawrev-2570	186	21	a	a	DET
inlawrev-2570	186	22	mistake	mistake	NOUN
inlawrev-2570	186	23	of	of	ADP
inlawrev-2570	186	24	law	law	NOUN
inlawrev-2570	186	25	or	or	CCONJ
inlawrev-2570	186	26	fact	fact	NOUN
inlawrev-2570	186	27	,	,	PUNCT
inlawrev-2570	186	28	honest	honest	ADJ
inlawrev-2570	186	29	error	error	NOUN
inlawrev-2570	186	30	of	of	ADP
inlawrev-2570	186	31	judgment	judgment	NOUN
inlawrev-2570	186	32	,	,	PUNCT
inlawrev-2570	186	33	overzealousness	overzealousness	NOUN
inlawrev-2570	186	34	,	,	PUNCT
inlawrev-2570	186	35	mere	mere	ADJ
inlawrev-2570	186	36	negligence	negligence	NOUN
inlawrev-2570	186	37	or	or	CCONJ
inlawrev-2570	186	38	other	other	ADJ
inlawrev-2570	186	39	such	such	ADJ
inlawrev-2570	186	40	noniniquitous	noniniquitous	ADJ
inlawrev-2570	186	41	human	human	ADJ
inlawrev-2570	186	42	failing	failing	NOUN
inlawrev-2570	186	43	.	.	PUNCT
inlawrev-2570	186	44	.	.	PUNCT
inlawrev-2570	186	45	.	.	PUNCT
inlawrev-2570	187	1	.	.	PUNCT
inlawrev-2570	188	1	and	and	CCONJ
inlawrev-2570	188	2	,	,	PUNCT
inlawrev-2570	188	3	just	just	ADV
inlawrev-2570	188	4	as	as	SCONJ
inlawrev-2570	188	5	the	the	DET
inlawrev-2570	188	6	requirement	requirement	NOUN
inlawrev-2570	188	7	of	of	ADP
inlawrev-2570	188	8	proof	proof	NOUN
inlawrev-2570	188	9	beyond	beyond	ADP
inlawrev-2570	188	10	a	a	DET
inlawrev-2570	188	11	reasonable	reasonable	ADJ
inlawrev-2570	188	12	doubt	doubt	NOUN
inlawrev-2570	188	13	furthers	further	VERB
inlawrev-2570	188	14	the	the	DET
inlawrev-2570	188	15	public	public	ADJ
inlawrev-2570	188	16	interest	interest	NOUN
inlawrev-2570	188	17	with	with	ADP
inlawrev-2570	188	18	respect	respect	NOUN
inlawrev-2570	188	19	to	to	ADP
inlawrev-2570	188	20	criminal	criminal	ADJ
inlawrev-2570	188	21	cases	case	NOUN
inlawrev-2570	188	22	,	,	PUNCT
inlawrev-2570	188	23	a	a	DET
inlawrev-2570	188	24	requirement	requirement	NOUN
inlawrev-2570	188	25	of	of	ADP
inlawrev-2570	188	26	proof	proof	NOUN
inlawrev-2570	188	27	by	by	ADP
inlawrev-2570	188	28	clear	clear	ADJ
inlawrev-2570	188	29	and	and	CCONJ
inlawrev-2570	188	30	convincing	convincing	ADJ
inlawrev-2570	188	31	26442	26442	NUM
inlawrev-2570	188	32	n.e.2d	n.e.2d	NOUN
inlawrev-2570	188	33	349	349	NUM
inlawrev-2570	188	34	(	(	PUNCT
inlawrev-2570	188	35	ind	ind	NOUN
inlawrev-2570	188	36	.	.	PUNCT
inlawrev-2570	188	37	1982	1982	NUM
inlawrev-2570	188	38	)	)	PUNCT
inlawrev-2570	188	39	.	.	PUNCT
inlawrev-2570	189	1	21	21	NUM
inlawrev-2570	190	1	i	i	PRON
inlawrev-2570	190	2	d.	d.	NOUN
inlawrev-2570	190	3	at	at	ADP
inlawrev-2570	190	4	358	358	NUM
inlawrev-2570	190	5	-	-	SYM
inlawrev-2570	190	6	63	63	NUM
inlawrev-2570	190	7	.	.	PUNCT
inlawrev-2570	191	1	2	2	NUM
inlawrev-2570	191	2	*	*	PUNCT
inlawrev-2570	191	3	i	i	PRON
inlawrev-2570	191	4	d.	d.	PROPN
inlawrev-2570	191	5	at	at	ADP
inlawrev-2570	191	6	362	362	NUM
inlawrev-2570	191	7	(	(	PUNCT
inlawrev-2570	191	8	citing	cite	VERB
inlawrev-2570	191	9	indianapolis	indianapolis	PROPN
inlawrev-2570	191	10	bleaching	bleaching	PROPN
inlawrev-2570	191	11	co.	co.	PROPN
inlawrev-2570	191	12	v.	v.	ADP
inlawrev-2570	191	13	mcmillan	mcmillan	PROPN
inlawrev-2570	191	14	,	,	PUNCT
inlawrev-2570	191	15	64	64	NUM
inlawrev-2570	191	16	ind	ind	NOUN
inlawrev-2570	191	17	.	.	PUNCT
inlawrev-2570	192	1	app	app	PROPN
inlawrev-2570	192	2	.	.	PROPN
inlawrev-2570	192	3	268	268	NUM
inlawrev-2570	192	4	,	,	PUNCT
inlawrev-2570	192	5	113	113	NUM
inlawrev-2570	192	6	n.e	n.e	PROPN
inlawrev-2570	192	7	.	.	PROPN
inlawrev-2570	192	8	1019	1019	NUM
inlawrev-2570	192	9	(	(	PUNCT
inlawrev-2570	192	10	1916	1916	NUM
inlawrev-2570	192	11	)	)	PUNCT
inlawrev-2570	192	12	)	)	PUNCT
inlawrev-2570	192	13	.	.	PUNCT
inlawrev-2570	193	1	29442	29442	NUM
inlawrev-2570	193	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	193	3	at	at	ADP
inlawrev-2570	193	4	363	363	NUM
inlawrev-2570	193	5	.	.	PUNCT
inlawrev-2570	194	1	30	30	NUM
inlawrev-2570	195	1	i	i	PRON
inlawrev-2570	195	2	d.	d.	NOUN
inlawrev-2570	195	3	3	3	NUM
inlawrev-2570	195	4	the	the	DET
inlawrev-2570	195	5	court	court	NOUN
inlawrev-2570	195	6	stated	state	VERB
inlawrev-2570	195	7	that	that	SCONJ
inlawrev-2570	195	8	[	[	X
inlawrev-2570	195	9	t]he	t]he	ADV
inlawrev-2570	195	10	public	public	ADJ
inlawrev-2570	195	11	interest	interest	NOUN
inlawrev-2570	195	12	can	can	AUX
inlawrev-2570	195	13	not	not	PART
inlawrev-2570	195	14	be	be	AUX
inlawrev-2570	195	15	served	serve	VERB
inlawrev-2570	195	16	by	by	ADP
inlawrev-2570	195	17	any	any	DET
inlawrev-2570	195	18	policy	policy	NOUN
inlawrev-2570	195	19	that	that	PRON
inlawrev-2570	195	20	deters	deter	VERB
inlawrev-2570	195	21	resort	resort	VERB
inlawrev-2570	195	22	to	to	ADP
inlawrev-2570	195	23	the	the	DET
inlawrev-2570	195	24	courts	court	NOUN
inlawrev-2570	195	25	for	for	ADP
inlawrev-2570	195	26	the	the	DET
inlawrev-2570	195	27	determination	determination	NOUN
inlawrev-2570	195	28	of	of	ADP
inlawrev-2570	195	29	bona	bona	ADJ
inlawrev-2570	195	30	fide	fide	ADJ
inlawrev-2570	195	31	commercial	commercial	ADJ
inlawrev-2570	195	32	disputes	dispute	NOUN
inlawrev-2570	195	33	.	.	PUNCT
inlawrev-2570	196	1	"	"	PUNCT
inlawrev-2570	196	2	the	the	DET
inlawrev-2570	196	3	infliction	infliction	NOUN
inlawrev-2570	196	4	of	of	ADP
inlawrev-2570	196	5	this	this	DET
inlawrev-2570	196	6	damage	damage	NOUN
inlawrev-2570	196	7	has	have	AUX
inlawrev-2570	196	8	generally	generally	ADV
inlawrev-2570	196	9	been	be	AUX
inlawrev-2570	196	10	regarded	regard	VERB
inlawrev-2570	196	11	as	as	ADP
inlawrev-2570	196	12	privileged	privileged	ADJ
inlawrev-2570	196	13	,	,	PUNCT
inlawrev-2570	196	14	and	and	CCONJ
inlawrev-2570	196	15	not	not	PART
inlawrev-2570	196	16	compensable	compensable	ADJ
inlawrev-2570	196	17	,	,	PUNCT
inlawrev-2570	196	18	for	for	ADP
inlawrev-2570	196	19	the	the	DET
inlawrev-2570	196	20	simple	simple	ADJ
inlawrev-2570	196	21	reason	reason	NOUN
inlawrev-2570	196	22	that	that	SCONJ
inlawrev-2570	196	23	it	it	PRON
inlawrev-2570	196	24	is	be	AUX
inlawrev-2570	196	25	worth	worth	ADJ
inlawrev-2570	196	26	more	more	ADV
inlawrev-2570	196	27	to	to	ADP
inlawrev-2570	196	28	society	society	NOUN
inlawrev-2570	196	29	than	than	SCONJ
inlawrev-2570	196	30	it	it	PRON
inlawrev-2570	196	31	costs	cost	VERB
inlawrev-2570	196	32	,	,	PUNCT
inlawrev-2570	196	33	i.e.	i.e.	X
inlawrev-2570	196	34	,	,	PUNCT
inlawrev-2570	196	35	the	the	DET
inlawrev-2570	196	36	insurer	insurer	NOUN
inlawrev-2570	196	37	is	be	AUX
inlawrev-2570	196	38	permitted	permit	VERB
inlawrev-2570	196	39	to	to	PART
inlawrev-2570	196	40	dispute	dispute	VERB
inlawrev-2570	196	41	its	its	PRON
inlawrev-2570	196	42	liability	liability	NOUN
inlawrev-2570	196	43	in	in	ADP
inlawrev-2570	196	44	good	good	ADJ
inlawrev-2570	196	45	faith	faith	NOUN
inlawrev-2570	196	46	because	because	SCONJ
inlawrev-2570	196	47	of	of	ADP
inlawrev-2570	196	48	the	the	DET
inlawrev-2570	196	49	prohibitive	prohibitive	ADJ
inlawrev-2570	196	50	social	social	ADJ
inlawrev-2570	196	51	costs	cost	NOUN
inlawrev-2570	196	52	of	of	ADP
inlawrev-2570	196	53	a	a	DET
inlawrev-2570	196	54	rule	rule	NOUN
inlawrev-2570	196	55	which	which	PRON
inlawrev-2570	196	56	would	would	AUX
inlawrev-2570	196	57	make	make	VERB
inlawrev-2570	196	58	claims	claim	NOUN
inlawrev-2570	196	59	nondisputable	nondisputable	ADJ
inlawrev-2570	196	60	.	.	PUNCT
inlawrev-2570	196	61	"	"	PUNCT
inlawrev-2570	197	1	i	i	PRON
inlawrev-2570	197	2	d.	d.	PROPN
inlawrev-2570	197	3	(	(	PUNCT
inlawrev-2570	197	4	quoting	quote	VERB
inlawrev-2570	197	5	vernon	vernon	PROPN
inlawrev-2570	197	6	fire	fire	PROPN
inlawrev-2570	197	7	&	&	CCONJ
inlawrev-2570	197	8	cas	cas	PROPN
inlawrev-2570	197	9	.	.	PROPN
inlawrev-2570	197	10	ins	ins	PROPN
inlawrev-2570	197	11	.	.	PUNCT
inlawrev-2570	197	12	co.	co.	PROPN
inlawrev-2570	198	1	v.	v.	ADP
inlawrev-2570	198	2	sharp	sharp	ADJ
inlawrev-2570	198	3	,	,	PUNCT
inlawrev-2570	198	4	264	264	NUM
inlawrev-2570	198	5	ind	ind	NOUN
inlawrev-2570	198	6	.	.	PUNCT
inlawrev-2570	199	1	599	599	NUM
inlawrev-2570	199	2	,	,	PUNCT
inlawrev-2570	199	3	609	609	NUM
inlawrev-2570	199	4	-	-	SYM
inlawrev-2570	199	5	10	10	NUM
inlawrev-2570	199	6	,	,	PUNCT
inlawrev-2570	199	7	349	349	NUM
inlawrev-2570	199	8	n.e.2d	n.e.2d	NOUN
inlawrev-2570	199	9	173	173	NUM
inlawrev-2570	199	10	,	,	PUNCT
inlawrev-2570	199	11	181	181	NUM
inlawrev-2570	199	12	(	(	PUNCT
inlawrev-2570	199	13	1976	1976	NUM
inlawrev-2570	199	14	)	)	PUNCT
inlawrev-2570	199	15	)	)	PUNCT
inlawrev-2570	199	16	.	.	PUNCT
inlawrev-2570	200	1	22s	22s	PROPN
inlawrev-2570	200	2	indiana	indiana	PROPN
inlawrev-2570	200	3	law	law	PROPN
inlawrev-2570	200	4	review	review	NOUN
inlawrev-2570	201	1	[	[	X
inlawrev-2570	201	2	vol	vol	NOUN
inlawrev-2570	201	3	.	.	PUNCT
inlawrev-2570	201	4	17:223	17:223	NUM
inlawrev-2570	201	5	evidence	evidence	NOUN
inlawrev-2570	201	6	furthers	further	VERB
inlawrev-2570	201	7	the	the	DET
inlawrev-2570	201	8	public	public	ADJ
inlawrev-2570	201	9	interest	interest	NOUN
inlawrev-2570	201	10	when	when	SCONJ
inlawrev-2570	201	11	punitive	punitive	ADJ
inlawrev-2570	201	12	damages	damage	NOUN
inlawrev-2570	201	13	are	be	AUX
inlawrev-2570	201	14	sought	seek	VERB
inlawrev-2570	201	15	.	.	PUNCT
inlawrev-2570	202	1	32	32	NUM
inlawrev-2570	203	1	thus	thus	ADV
inlawrev-2570	203	2	,	,	PUNCT
inlawrev-2570	203	3	at	at	ADP
inlawrev-2570	203	4	a	a	DET
inlawrev-2570	203	5	minimum	minimum	NOUN
inlawrev-2570	203	6	,	,	PUNCT
inlawrev-2570	203	7	the	the	DET
inlawrev-2570	203	8	court	court	NOUN
inlawrev-2570	203	9	has	have	AUX
inlawrev-2570	203	10	adopted	adopt	VERB
inlawrev-2570	203	11	a	a	DET
inlawrev-2570	203	12	preference	preference	NOUN
inlawrev-2570	203	13	for	for	ADP
inlawrev-2570	203	14	an	an	DET
inlawrev-2570	203	15	evidentiary	evidentiary	ADJ
inlawrev-2570	203	16	standard	standard	NOUN
inlawrev-2570	203	17	which	which	PRON
inlawrev-2570	203	18	will	will	AUX
inlawrev-2570	203	19	not	not	PART
inlawrev-2570	203	20	deter	deter	VERB
inlawrev-2570	203	21	the	the	DET
inlawrev-2570	203	22	judicial	judicial	ADJ
inlawrev-2570	203	23	resolution	resolution	NOUN
inlawrev-2570	203	24	of	of	ADP
inlawrev-2570	203	25	bona	bona	ADJ
inlawrev-2570	203	26	fide	fide	ADJ
inlawrev-2570	203	27	insurance	insurance	NOUN
inlawrev-2570	203	28	claim	claim	NOUN
inlawrev-2570	203	29	disputes	dispute	NOUN
inlawrev-2570	203	30	.	.	PUNCT
inlawrev-2570	204	1	further	far	ADV
inlawrev-2570	204	2	,	,	PUNCT
inlawrev-2570	204	3	the	the	DET
inlawrev-2570	204	4	court	court	NOUN
inlawrev-2570	204	5	has	have	AUX
inlawrev-2570	204	6	left	leave	VERB
inlawrev-2570	204	7	unsettled	unsettle	VERB
inlawrev-2570	204	8	the	the	DET
inlawrev-2570	204	9	scope	scope	NOUN
inlawrev-2570	204	10	of	of	ADP
inlawrev-2570	204	11	its	its	PRON
inlawrev-2570	204	12	holding	holding	NOUN
inlawrev-2570	204	13	and	and	CCONJ
inlawrev-2570	204	14	whether	whether	SCONJ
inlawrev-2570	204	15	the	the	DET
inlawrev-2570	204	16	''	''	PUNCT
inlawrev-2570	204	17	clear	clear	ADJ
inlawrev-2570	204	18	and	and	CCONJ
inlawrev-2570	204	19	convincing	convincing	ADJ
inlawrev-2570	204	20	"	"	PUNCT
inlawrev-2570	204	21	evidentiary	evidentiary	ADJ
inlawrev-2570	204	22	standard	standard	NOUN
inlawrev-2570	204	23	will	will	AUX
inlawrev-2570	204	24	be	be	AUX
inlawrev-2570	204	25	applied	apply	VERB
inlawrev-2570	204	26	to	to	ADP
inlawrev-2570	204	27	all	all	DET
inlawrev-2570	204	28	punitive	punitive	ADJ
inlawrev-2570	204	29	damage	damage	NOUN
inlawrev-2570	204	30	claims	claim	NOUN
inlawrev-2570	204	31	,	,	PUNCT
inlawrev-2570	204	32	whether	whether	SCONJ
inlawrev-2570	204	33	contractual	contractual	ADJ
inlawrev-2570	204	34	or	or	CCONJ
inlawrev-2570	204	35	tortious	tortious	ADJ
inlawrev-2570	204	36	in	in	ADP
inlawrev-2570	204	37	nature	nature	NOUN
inlawrev-2570	204	38	.	.	PUNCT
inlawrev-2570	205	1	2	2	X
inlawrev-2570	205	2	.	.	X
inlawrev-2570	205	3	construction	construction	NOUN
inlawrev-2570	205	4	of	of	ADP
inlawrev-2570	205	5	insurance	insurance	NOUN
inlawrev-2570	205	6	contracts.—aetna	contracts.—aetna	VERB
inlawrev-2570	205	7	insurance	insurance	PROPN
inlawrev-2570	205	8	co.	co.	PROPN
inlawrev-2570	205	9	v.	v.	ADP
inlawrev-2570	205	10	monteith	monteith	PROPN
inlawrev-2570	205	11	tire	tire	PROPN
inlawrev-2570	205	12	co.	co.	PROPN
inlawrev-2570	205	13	33	33	NUM
inlawrev-2570	205	14	involved	involve	VERB
inlawrev-2570	205	15	an	an	DET
inlawrev-2570	205	16	injury	injury	NOUN
inlawrev-2570	205	17	sustained	sustain	VERB
inlawrev-2570	205	18	by	by	ADP
inlawrev-2570	205	19	the	the	DET
inlawrev-2570	205	20	employee	employee	NOUN
inlawrev-2570	205	21	of	of	ADP
inlawrev-2570	205	22	a	a	DET
inlawrev-2570	205	23	truck	truck	NOUN
inlawrev-2570	205	24	owner	owner	NOUN
inlawrev-2570	205	25	when	when	SCONJ
inlawrev-2570	205	26	a	a	DET
inlawrev-2570	205	27	recapped	recapped	ADJ
inlawrev-2570	205	28	tire	tire	NOUN
inlawrev-2570	205	29	,	,	PUNCT
inlawrev-2570	205	30	mounted	mount	VERB
inlawrev-2570	205	31	by	by	ADP
inlawrev-2570	205	32	monteith	monteith	PROPN
inlawrev-2570	205	33	,	,	PUNCT
inlawrev-2570	205	34	exploded	explode	VERB
inlawrev-2570	205	35	causing	cause	VERB
inlawrev-2570	205	36	the	the	DET
inlawrev-2570	205	37	rim	rim	NOUN
inlawrev-2570	205	38	assembly	assembly	NOUN
inlawrev-2570	205	39	to	to	PART
inlawrev-2570	205	40	strike	strike	VERB
inlawrev-2570	205	41	the	the	DET
inlawrev-2570	205	42	employee	employee	NOUN
inlawrev-2570	205	43	.	.	PUNCT
inlawrev-2570	206	1	both	both	PRON
inlawrev-2570	206	2	aetna	aetna	PROPN
inlawrev-2570	206	3	and	and	CCONJ
inlawrev-2570	206	4	midland	midland	PROPN
inlawrev-2570	206	5	insurance	insurance	NOUN
inlawrev-2570	206	6	company	company	NOUN
inlawrev-2570	206	7	tendered	tender	VERB
inlawrev-2570	206	8	a	a	DET
inlawrev-2570	206	9	defense	defense	NOUN
inlawrev-2570	206	10	to	to	ADP
inlawrev-2570	206	11	monteith	monteith	PROPN
inlawrev-2570	206	12	under	under	ADP
inlawrev-2570	206	13	full	full	ADJ
inlawrev-2570	206	14	reservation	reservation	NOUN
inlawrev-2570	206	15	of	of	ADP
inlawrev-2570	206	16	rights	right	NOUN
inlawrev-2570	206	17	letters	letter	NOUN
inlawrev-2570	206	18	.	.	PUNCT
inlawrev-2570	207	1	aetna	aetna	PROPN
inlawrev-2570	207	2	than	than	SCONJ
inlawrev-2570	207	3	instituted	institute	VERB
inlawrev-2570	207	4	an	an	DET
inlawrev-2570	207	5	action	action	NOUN
inlawrev-2570	207	6	against	against	ADP
inlawrev-2570	207	7	midland	midland	NOUN
inlawrev-2570	207	8	seeking	seek	VERB
inlawrev-2570	207	9	a	a	DET
inlawrev-2570	207	10	declaration	declaration	NOUN
inlawrev-2570	207	11	that	that	PRON
inlawrev-2570	207	12	midland	midland	PROPN
inlawrev-2570	207	13	had	have	VERB
inlawrev-2570	207	14	exclusive	exclusive	ADJ
inlawrev-2570	207	15	coverage	coverage	NOUN
inlawrev-2570	207	16	responsibility	responsibility	NOUN
inlawrev-2570	207	17	.	.	PUNCT
inlawrev-2570	208	1	judgment	judgment	NOUN
inlawrev-2570	208	2	was	be	AUX
inlawrev-2570	208	3	entered	enter	VERB
inlawrev-2570	208	4	for	for	ADP
inlawrev-2570	208	5	midland	midland	PROPN
inlawrev-2570	208	6	but	but	CCONJ
inlawrev-2570	208	7	the	the	DET
inlawrev-2570	208	8	appellate	appellate	ADJ
inlawrev-2570	208	9	court	court	NOUN
inlawrev-2570	208	10	reversed	reverse	VERB
inlawrev-2570	208	11	.	.	PUNCT
inlawrev-2570	209	1	the	the	DET
inlawrev-2570	209	2	indiana	indiana	PROPN
inlawrev-2570	209	3	court	court	PROPN
inlawrev-2570	209	4	of	of	ADP
inlawrev-2570	209	5	appeals	appeals	PROPN
inlawrev-2570	209	6	determined	determine	VERB
inlawrev-2570	209	7	that	that	SCONJ
inlawrev-2570	209	8	language	language	NOUN
inlawrev-2570	209	9	in	in	ADP
inlawrev-2570	209	10	the	the	DET
inlawrev-2570	209	11	insurance	insurance	NOUN
inlawrev-2570	209	12	policy34	policy34	NOUN
inlawrev-2570	209	13	must	must	AUX
inlawrev-2570	209	14	be	be	AUX
inlawrev-2570	209	15	given	give	VERB
inlawrev-2570	209	16	its	its	PRON
inlawrev-2570	209	17	plain	plain	ADJ
inlawrev-2570	209	18	meaning	meaning	NOUN
inlawrev-2570	209	19	and	and	CCONJ
inlawrev-2570	209	20	that	that	SCONJ
inlawrev-2570	209	21	aetna	aetna	PROPN
inlawrev-2570	209	22	's	's	PART
inlawrev-2570	209	23	policy	policy	NOUN
inlawrev-2570	209	24	excluded	exclude	VERB
inlawrev-2570	209	25	coverage	coverage	NOUN
inlawrev-2570	209	26	for	for	ADP
inlawrev-2570	209	27	injuries	injury	NOUN
inlawrev-2570	209	28	resulting	result	VERB
inlawrev-2570	209	29	from	from	ADP
inlawrev-2570	209	30	any	any	DET
inlawrev-2570	209	31	recapping	recap	VERB
inlawrev-2570	209	32	service	service	NOUN
inlawrev-2570	209	33	.	.	PUNCT
inlawrev-2570	210	1	35	35	NUM
inlawrev-2570	211	1	in	in	ADP
inlawrev-2570	211	2	fact	fact	NOUN
inlawrev-2570	211	3	,	,	PUNCT
inlawrev-2570	211	4	monteith	monteith	PROPN
inlawrev-2570	211	5	had	have	AUX
inlawrev-2570	211	6	received	receive	VERB
inlawrev-2570	211	7	a	a	DET
inlawrev-2570	211	8	premium	premium	NOUN
inlawrev-2570	211	9	reduction	reduction	NOUN
inlawrev-2570	211	10	for	for	ADP
inlawrev-2570	211	11	an	an	DET
inlawrev-2570	211	12	endorsement	endorsement	NOUN
inlawrev-2570	211	13	containing	contain	VERB
inlawrev-2570	211	14	that	that	DET
inlawrev-2570	211	15	exclusion	exclusion	NOUN
inlawrev-2570	211	16	.	.	PUNCT
inlawrev-2570	212	1	the	the	DET
inlawrev-2570	212	2	court	court	NOUN
inlawrev-2570	212	3	concluded	conclude	VERB
inlawrev-2570	212	4	that	that	SCONJ
inlawrev-2570	212	5	although	although	SCONJ
inlawrev-2570	212	6	"	"	PUNCT
inlawrev-2570	212	7	service	service	NOUN
inlawrev-2570	212	8	"	"	PUNCT
inlawrev-2570	212	9	was	be	AUX
inlawrev-2570	212	10	not	not	PART
inlawrev-2570	212	11	specifically	specifically	ADV
inlawrev-2570	212	12	defined	define	VERB
inlawrev-2570	212	13	in	in	ADP
inlawrev-2570	212	14	the	the	DET
inlawrev-2570	212	15	policy	policy	NOUN
inlawrev-2570	212	16	,	,	PUNCT
inlawrev-2570	212	17	the	the	DET
inlawrev-2570	212	18	mounting	mounting	NOUN
inlawrev-2570	212	19	of	of	ADP
inlawrev-2570	212	20	recapped	recapped	ADJ
inlawrev-2570	212	21	tires	tire	NOUN
inlawrev-2570	212	22	is	be	AUX
inlawrev-2570	212	23	a	a	DET
inlawrev-2570	212	24	"	"	PUNCT
inlawrev-2570	212	25	service	service	NOUN
inlawrev-2570	212	26	"	"	PUNCT
inlawrev-2570	212	27	within	within	ADP
inlawrev-2570	212	28	the	the	DET
inlawrev-2570	212	29	ordinary	ordinary	ADJ
inlawrev-2570	212	30	meaning	meaning	NOUN
inlawrev-2570	212	31	of	of	ADP
inlawrev-2570	212	32	that	that	DET
inlawrev-2570	212	33	word	word	NOUN
inlawrev-2570	212	34	.	.	PUNCT
inlawrev-2570	213	1	36	36	NUM
inlawrev-2570	213	2	therefore	therefore	ADV
inlawrev-2570	213	3	,	,	PUNCT
inlawrev-2570	213	4	the	the	DET
inlawrev-2570	213	5	policy	policy	NOUN
inlawrev-2570	213	6	was	be	AUX
inlawrev-2570	213	7	not	not	PART
inlawrev-2570	213	8	ambiguous	ambiguous	ADJ
inlawrev-2570	213	9	and	and	CCONJ
inlawrev-2570	213	10	aetna	aetna	PROPN
inlawrev-2570	213	11	was	be	AUX
inlawrev-2570	213	12	within	within	ADP
inlawrev-2570	213	13	its	its	PRON
inlawrev-2570	213	14	contractual	contractual	ADJ
inlawrev-2570	213	15	rights	right	NOUN
inlawrev-2570	213	16	to	to	PART
inlawrev-2570	213	17	deny	deny	VERB
inlawrev-2570	213	18	coverage	coverage	NOUN
inlawrev-2570	213	19	.	.	PUNCT
inlawrev-2570	214	1	37	37	NUM
inlawrev-2570	214	2	b.	b.	PROPN
inlawrev-2570	214	3	property	property	NOUN
inlawrev-2570	214	4	insurance	insurance	NOUN
inlawrev-2570	214	5	1	1	NUM
inlawrev-2570	214	6	.	.	PUNCT
inlawrev-2570	214	7	indemnity	indemnity	NOUN
inlawrev-2570	214	8	contracts	contract	NOUN
inlawrev-2570	214	9	—	—	PUNCT
inlawrev-2570	214	10	interpretation	interpretation	NOUN
inlawrev-2570	214	11	of	of	ADP
inlawrev-2570	214	12	actual	actual	ADJ
inlawrev-2570	214	13	cash	cash	NOUN
inlawrev-2570	214	14	value	value	NOUN
inlawrev-2570	214	15	.	.	PUNCT
inlawrev-2570	214	16	—	—	PUNCT
inlawrev-2570	214	17	indemnity	indemnity	NOUN
inlawrev-2570	214	18	contracts	contract	NOUN
inlawrev-2570	214	19	are	be	AUX
inlawrev-2570	214	20	designed	design	VERB
inlawrev-2570	214	21	to	to	PART
inlawrev-2570	214	22	reimburse	reimburse	VERB
inlawrev-2570	214	23	an	an	DET
inlawrev-2570	214	24	insured	insure	VERB
inlawrev-2570	214	25	without	without	ADP
inlawrev-2570	214	26	allowing	allow	VERB
inlawrev-2570	214	27	the	the	DET
inlawrev-2570	214	28	insured	insure	VERB
inlawrev-2570	214	29	to	to	PART
inlawrev-2570	214	30	profit	profit	VERB
inlawrev-2570	214	31	from	from	ADP
inlawrev-2570	214	32	his	his	PRON
inlawrev-2570	214	33	loss	loss	NOUN
inlawrev-2570	214	34	.	.	PUNCT
inlawrev-2570	215	1	38	38	NUM
inlawrev-2570	215	2	as	as	ADP
inlawrev-2570	215	3	such	such	ADJ
inlawrev-2570	215	4	,	,	PUNCT
inlawrev-2570	215	5	these	these	DET
inlawrev-2570	215	6	contracts	contract	NOUN
inlawrev-2570	215	7	are	be	AUX
inlawrev-2570	215	8	generally	generally	ADV
inlawrev-2570	215	9	construed	construe	VERB
inlawrev-2570	215	10	to	to	PART
inlawrev-2570	215	11	avoid	avoid	VERB
inlawrev-2570	215	12	placing	place	VERB
inlawrev-2570	215	13	the	the	DET
inlawrev-2570	215	14	insured	insure	VERB
inlawrev-2570	215	15	in	in	ADP
inlawrev-2570	215	16	a	a	DET
inlawrev-2570	215	17	better	well	ADJ
inlawrev-2570	215	18	position	position	NOUN
inlawrev-2570	215	19	than	than	ADP
inlawrev-2570	215	20	"	"	PUNCT
inlawrev-2570	215	21	i	i	PRON
inlawrev-2570	215	22	d.	d.	PROPN
inlawrev-2570	215	23	at	at	ADP
inlawrev-2570	215	24	362	362	NUM
inlawrev-2570	215	25	-	-	SYM
inlawrev-2570	215	26	63	63	NUM
inlawrev-2570	215	27	.	.	NOUN
inlawrev-2570	216	1	33443	33443	NUM
inlawrev-2570	216	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	216	3	880	880	NUM
inlawrev-2570	216	4	(	(	PUNCT
inlawrev-2570	216	5	ind	ind	NOUN
inlawrev-2570	216	6	.	.	PUNCT
inlawrev-2570	217	1	ct	ct	PROPN
inlawrev-2570	217	2	.	.	PUNCT
inlawrev-2570	218	1	app	app	PROPN
inlawrev-2570	218	2	.	.	PROPN
inlawrev-2570	218	3	1983	1983	NUM
inlawrev-2570	218	4	)	)	PUNCT
inlawrev-2570	218	5	.	.	PUNCT
inlawrev-2570	219	1	'	'	PUNCT
inlawrev-2570	219	2	"	"	PUNCT
inlawrev-2570	219	3	aetna	aetna	PROPN
inlawrev-2570	219	4	's	's	PART
inlawrev-2570	219	5	"	"	PUNCT
inlawrev-2570	219	6	products	product	NOUN
inlawrev-2570	219	7	limitation	limitation	NOUN
inlawrev-2570	219	8	endorsement	endorsement	NOUN
inlawrev-2570	219	9	"	"	PUNCT
inlawrev-2570	219	10	provided	provide	VERB
inlawrev-2570	219	11	:	:	PUNCT
inlawrev-2570	219	12	"	"	PUNCT
inlawrev-2570	219	13	in	in	ADP
inlawrev-2570	219	14	consideration	consideration	NOUN
inlawrev-2570	219	15	of	of	ADP
inlawrev-2570	219	16	a	a	DET
inlawrev-2570	219	17	premium	premium	NOUN
inlawrev-2570	219	18	reduction	reduction	NOUN
inlawrev-2570	219	19	,	,	PUNCT
inlawrev-2570	219	20	it	it	PRON
inlawrev-2570	219	21	is	be	AUX
inlawrev-2570	219	22	agreed	agree	VERB
inlawrev-2570	219	23	that	that	SCONJ
inlawrev-2570	219	24	such	such	ADJ
inlawrev-2570	219	25	insurance	insurance	NOUN
inlawrev-2570	219	26	as	as	SCONJ
inlawrev-2570	219	27	is	be	AUX
inlawrev-2570	219	28	afforded	afford	VERB
inlawrev-2570	219	29	by	by	ADP
inlawrev-2570	219	30	the	the	DET
inlawrev-2570	219	31	bodily	bodily	ADJ
inlawrev-2570	219	32	injury	injury	NOUN
inlawrev-2570	219	33	liability	liability	NOUN
inlawrev-2570	219	34	coverage	coverage	NOUN
inlawrev-2570	219	35	and	and	CCONJ
inlawrev-2570	219	36	property	property	NOUN
inlawrev-2570	219	37	damage	damage	NOUN
inlawrev-2570	219	38	liability	liability	NOUN
inlawrev-2570	219	39	coverage	coverage	NOUN
inlawrev-2570	219	40	does	do	AUX
inlawrev-2570	219	41	not	not	PART
inlawrev-2570	219	42	apply	apply	VERB
inlawrev-2570	219	43	to	to	ADP
inlawrev-2570	219	44	bodily	bodily	ADJ
inlawrev-2570	219	45	injury	injury	NOUN
inlawrev-2570	219	46	or	or	CCONJ
inlawrev-2570	219	47	property	property	NOUN
inlawrev-2570	219	48	damage	damage	NOUN
inlawrev-2570	219	49	included	include	VERB
inlawrev-2570	219	50	within	within	ADP
inlawrev-2570	219	51	the	the	DET
inlawrev-2570	219	52	completed	complete	VERB
inlawrev-2570	219	53	operations	operation	NOUN
inlawrev-2570	219	54	hazard	hazard	NOUN
inlawrev-2570	219	55	or	or	CCONJ
inlawrev-2570	219	56	products	product	NOUN
inlawrev-2570	219	57	hazard	hazard	NOUN
inlawrev-2570	219	58	for	for	ADP
inlawrev-2570	219	59	any	any	DET
inlawrev-2570	219	60	tire	tire	NOUN
inlawrev-2570	219	61	retreading	retreading	NOUN
inlawrev-2570	219	62	,	,	PUNCT
inlawrev-2570	219	63	recapping	recap	VERB
inlawrev-2570	219	64	operations	operation	NOUN
inlawrev-2570	219	65	or	or	CCONJ
inlawrev-2570	219	66	the	the	DET
inlawrev-2570	219	67	sales	sale	NOUN
inlawrev-2570	219	68	or	or	CCONJ
inlawrev-2570	219	69	service	service	NOUN
inlawrev-2570	219	70	of	of	ADP
inlawrev-2570	219	71	same	same	ADJ
inlawrev-2570	219	72	.	.	PUNCT
inlawrev-2570	220	1	accepted	accept	VERB
inlawrev-2570	220	2	/s/	/s/	PUNCT
inlawrev-2570	220	3	ray	ray	PROPN
inlawrev-2570	220	4	w.	w.	PROPN
inlawrev-2570	220	5	monteith	monteith	PROPN
inlawrev-2570	220	6	"	"	PUNCT
inlawrev-2570	221	1	i	i	PROPN
inlawrev-2570	221	2	d.	d.	PROPN
inlawrev-2570	221	3	at	at	ADP
inlawrev-2570	221	4	881	881	NUM
inlawrev-2570	221	5	(	(	PUNCT
inlawrev-2570	221	6	quoting	quote	VERB
inlawrev-2570	221	7	record	record	NOUN
inlawrev-2570	221	8	at	at	ADP
inlawrev-2570	221	9	153	153	NUM
inlawrev-2570	221	10	)	)	PUNCT
inlawrev-2570	221	11	.	.	PUNCT
inlawrev-2570	222	1	55	55	NUM
inlawrev-2570	222	2	443	443	NUM
inlawrev-2570	222	3	n.e.2d	n.e.2d	NOUN
inlawrev-2570	222	4	at	at	ADP
inlawrev-2570	222	5	881	881	NUM
inlawrev-2570	222	6	.	.	PUNCT
inlawrev-2570	223	1	"	"	PUNCT
inlawrev-2570	223	2	i	i	PRON
inlawrev-2570	223	3	d.	d.	PROPN
inlawrev-2570	223	4	"	"	PUNCT
inlawrev-2570	223	5	i	i	PROPN
inlawrev-2570	223	6	d.	d.	PROPN
inlawrev-2570	223	7	"	"	PUNCT
inlawrev-2570	223	8	travelers	travelers	PROPN
inlawrev-2570	223	9	indem	indem	PROPN
inlawrev-2570	223	10	.	.	PUNCT
inlawrev-2570	223	11	co.	co.	PROPN
inlawrev-2570	223	12	v.	v.	ADP
inlawrev-2570	223	13	armstrong	armstrong	PROPN
inlawrev-2570	223	14	,	,	PUNCT
inlawrev-2570	223	15	442	442	NUM
inlawrev-2570	223	16	n.e.2d	n.e.2d	NOUN
inlawrev-2570	223	17	349	349	NUM
inlawrev-2570	223	18	,	,	PUNCT
inlawrev-2570	223	19	352	352	NUM
inlawrev-2570	223	20	(	(	PUNCT
inlawrev-2570	223	21	ind	ind	NOUN
inlawrev-2570	223	22	.	.	PUNCT
inlawrev-2570	223	23	1982	1982	NUM
inlawrev-2570	223	24	)	)	PUNCT
inlawrev-2570	223	25	.	.	PUNCT
inlawrev-2570	224	1	1984	1984	NUM
inlawrev-2570	224	2	]	]	PUNCT
inlawrev-2570	224	3	survey	survey	NOUN
inlawrev-2570	224	4	—	—	PUNCT
inlawrev-2570	224	5	insurance	insurance	NOUN
inlawrev-2570	224	6	229	229	NUM
inlawrev-2570	224	7	if	if	SCONJ
inlawrev-2570	224	8	no	no	DET
inlawrev-2570	224	9	loss	loss	NOUN
inlawrev-2570	224	10	had	have	AUX
inlawrev-2570	224	11	occurred	occur	VERB
inlawrev-2570	224	12	.	.	PUNCT
inlawrev-2570	225	1	39	39	NUM
inlawrev-2570	225	2	this	this	DET
inlawrev-2570	225	3	principle	principle	NOUN
inlawrev-2570	225	4	is	be	AUX
inlawrev-2570	225	5	intended	intend	VERB
inlawrev-2570	225	6	to	to	PART
inlawrev-2570	225	7	discourage	discourage	VERB
inlawrev-2570	225	8	wagering	wagering	NOUN
inlawrev-2570	225	9	or	or	CCONJ
inlawrev-2570	225	10	destruction	destruction	NOUN
inlawrev-2570	225	11	of	of	ADP
inlawrev-2570	225	12	an	an	DET
inlawrev-2570	225	13	insured	insure	VERB
inlawrev-2570	225	14	's	's	PART
inlawrev-2570	225	15	property	property	NOUN
inlawrev-2570	225	16	in	in	ADP
inlawrev-2570	225	17	order	order	NOUN
inlawrev-2570	225	18	to	to	PART
inlawrev-2570	225	19	collect	collect	VERB
inlawrev-2570	225	20	insurance	insurance	NOUN
inlawrev-2570	225	21	proceeds	proceed	NOUN
inlawrev-2570	225	22	.	.	PUNCT
inlawrev-2570	226	1	40	40	NUM
inlawrev-2570	226	2	two	two	NUM
inlawrev-2570	226	3	primary	primary	ADJ
inlawrev-2570	226	4	loss	loss	NOUN
inlawrev-2570	226	5	reimbursement	reimbursement	NOUN
inlawrev-2570	226	6	mechanisms	mechanism	NOUN
inlawrev-2570	226	7	have	have	AUX
inlawrev-2570	226	8	been	be	AUX
inlawrev-2570	226	9	created	create	VERB
inlawrev-2570	226	10	with	with	ADP
inlawrev-2570	226	11	respect	respect	NOUN
inlawrev-2570	226	12	to	to	ADP
inlawrev-2570	226	13	property	property	NOUN
inlawrev-2570	226	14	insurance	insurance	NOUN
inlawrev-2570	226	15	:	:	PUNCT
inlawrev-2570	226	16	(	(	PUNCT
inlawrev-2570	226	17	1	1	X
inlawrev-2570	226	18	)	)	PUNCT
inlawrev-2570	226	19	actual	actual	ADJ
inlawrev-2570	226	20	cash	cash	NOUN
inlawrev-2570	226	21	value	value	NOUN
inlawrev-2570	226	22	coverage	coverage	NOUN
inlawrev-2570	226	23	(	(	PUNCT
inlawrev-2570	226	24	acv	acv	NOUN
inlawrev-2570	226	25	)	)	PUNCT
inlawrev-2570	226	26	and	and	CCONJ
inlawrev-2570	226	27	(	(	PUNCT
inlawrev-2570	226	28	2	2	X
inlawrev-2570	226	29	)	)	PUNCT
inlawrev-2570	226	30	replacement	replacement	NOUN
inlawrev-2570	226	31	cost	cost	NOUN
inlawrev-2570	226	32	coverage	coverage	NOUN
inlawrev-2570	226	33	without	without	ADP
inlawrev-2570	226	34	a	a	DET
inlawrev-2570	226	35	deduction	deduction	NOUN
inlawrev-2570	226	36	for	for	ADP
inlawrev-2570	226	37	depreciation	depreciation	NOUN
inlawrev-2570	226	38	.	.	PUNCT
inlawrev-2570	227	1	41	41	NUM
inlawrev-2570	227	2	acv	acv	NOUN
inlawrev-2570	227	3	is	be	AUX
inlawrev-2570	227	4	a	a	DET
inlawrev-2570	227	5	pure	pure	ADJ
inlawrev-2570	227	6	indemnity	indemnity	NOUN
inlawrev-2570	227	7	contract	contract	NOUN
inlawrev-2570	227	8	designed	design	VERB
inlawrev-2570	227	9	only	only	ADV
inlawrev-2570	227	10	to	to	PART
inlawrev-2570	227	11	put	put	VERB
inlawrev-2570	227	12	the	the	DET
inlawrev-2570	227	13	insured	insure	VERB
inlawrev-2570	227	14	in	in	ADP
inlawrev-2570	227	15	the	the	DET
inlawrev-2570	227	16	same	same	ADJ
inlawrev-2570	227	17	position	position	NOUN
inlawrev-2570	227	18	as	as	ADP
inlawrev-2570	227	19	before	before	ADP
inlawrev-2570	227	20	the	the	DET
inlawrev-2570	227	21	loss	loss	NOUN
inlawrev-2570	227	22	.	.	PUNCT
inlawrev-2570	228	1	42	42	NUM
inlawrev-2570	228	2	although	although	SCONJ
inlawrev-2570	228	3	an	an	DET
inlawrev-2570	228	4	acv	acv	NOUN
inlawrev-2570	228	5	adjustment	adjustment	NOUN
inlawrev-2570	228	6	for	for	ADP
inlawrev-2570	228	7	new	new	ADJ
inlawrev-2570	228	8	property	property	NOUN
inlawrev-2570	228	9	will	will	AUX
inlawrev-2570	228	10	often	often	ADV
inlawrev-2570	228	11	be	be	AUX
inlawrev-2570	228	12	the	the	DET
inlawrev-2570	228	13	cost	cost	NOUN
inlawrev-2570	228	14	of	of	ADP
inlawrev-2570	228	15	repair	repair	NOUN
inlawrev-2570	228	16	,	,	PUNCT
inlawrev-2570	228	17	this	this	DET
inlawrev-2570	228	18	method	method	NOUN
inlawrev-2570	228	19	of	of	ADP
inlawrev-2570	228	20	valuation	valuation	NOUN
inlawrev-2570	228	21	is	be	AUX
inlawrev-2570	228	22	seldom	seldom	ADV
inlawrev-2570	228	23	used	use	VERB
inlawrev-2570	228	24	for	for	ADP
inlawrev-2570	228	25	an	an	DET
inlawrev-2570	228	26	older	old	ADJ
inlawrev-2570	228	27	building	building	NOUN
inlawrev-2570	228	28	unless	unless	SCONJ
inlawrev-2570	228	29	the	the	DET
inlawrev-2570	228	30	damage	damage	NOUN
inlawrev-2570	228	31	is	be	AUX
inlawrev-2570	228	32	very	very	ADV
inlawrev-2570	228	33	minor	minor	ADJ
inlawrev-2570	228	34	.	.	PUNCT
inlawrev-2570	229	1	where	where	SCONJ
inlawrev-2570	229	2	an	an	DET
inlawrev-2570	229	3	older	old	ADJ
inlawrev-2570	229	4	building	building	NOUN
inlawrev-2570	229	5	is	be	AUX
inlawrev-2570	229	6	seriously	seriously	ADV
inlawrev-2570	229	7	damaged	damage	VERB
inlawrev-2570	229	8	but	but	CCONJ
inlawrev-2570	229	9	not	not	PART
inlawrev-2570	229	10	destroyed	destroy	VERB
inlawrev-2570	229	11	,	,	PUNCT
inlawrev-2570	229	12	the	the	DET
inlawrev-2570	229	13	repair	repair	NOUN
inlawrev-2570	229	14	cost	cost	NOUN
inlawrev-2570	229	15	will	will	AUX
inlawrev-2570	229	16	typically	typically	ADV
inlawrev-2570	229	17	be	be	AUX
inlawrev-2570	229	18	discounted	discount	VERB
inlawrev-2570	229	19	to	to	PART
inlawrev-2570	229	20	reflect	reflect	VERB
inlawrev-2570	229	21	depreciation	depreciation	NOUN
inlawrev-2570	229	22	"	"	PUNCT
inlawrev-2570	229	23	so	so	SCONJ
inlawrev-2570	229	24	that	that	SCONJ
inlawrev-2570	229	25	the	the	DET
inlawrev-2570	229	26	insured	insured	NOUN
inlawrev-2570	229	27	will	will	AUX
inlawrev-2570	229	28	not	not	PART
inlawrev-2570	229	29	receive	receive	VERB
inlawrev-2570	229	30	the	the	DET
inlawrev-2570	229	31	equivalent	equivalent	NOUN
inlawrev-2570	229	32	of	of	ADP
inlawrev-2570	229	33	a	a	DET
inlawrev-2570	229	34	new	new	ADJ
inlawrev-2570	229	35	building	building	NOUN
inlawrev-2570	229	36	for	for	ADP
inlawrev-2570	229	37	a	a	DET
inlawrev-2570	229	38	loss	loss	NOUN
inlawrev-2570	229	39	of	of	ADP
inlawrev-2570	229	40	the	the	DET
inlawrev-2570	229	41	old	old	ADJ
inlawrev-2570	229	42	one	one	NUM
inlawrev-2570	229	43	.	.	PUNCT
inlawrev-2570	229	44	"	"	PUNCT
inlawrev-2570	230	1	43	43	NUM
inlawrev-2570	230	2	this	this	DET
inlawrev-2570	230	3	method	method	NOUN
inlawrev-2570	230	4	of	of	ADP
inlawrev-2570	230	5	computation	computation	NOUN
inlawrev-2570	230	6	is	be	AUX
inlawrev-2570	230	7	generally	generally	ADV
inlawrev-2570	230	8	imposed	impose	VERB
inlawrev-2570	230	9	to	to	PART
inlawrev-2570	230	10	deny	deny	VERB
inlawrev-2570	230	11	an	an	DET
inlawrev-2570	230	12	insured	insure	VERB
inlawrev-2570	230	13	the	the	DET
inlawrev-2570	230	14	opportunity	opportunity	NOUN
inlawrev-2570	230	15	to	to	PART
inlawrev-2570	230	16	profit	profit	VERB
inlawrev-2570	230	17	from	from	ADP
inlawrev-2570	230	18	his	his	PRON
inlawrev-2570	230	19	loss	loss	NOUN
inlawrev-2570	230	20	,	,	PUNCT
inlawrev-2570	230	21	a	a	DET
inlawrev-2570	230	22	result	result	NOUN
inlawrev-2570	230	23	inconsistent	inconsistent	ADJ
inlawrev-2570	230	24	with	with	ADP
inlawrev-2570	230	25	an	an	DET
inlawrev-2570	230	26	indemnity	indemnity	NOUN
inlawrev-2570	230	27	contract	contract	NOUN
inlawrev-2570	230	28	.	.	PUNCT
inlawrev-2570	231	1	44	44	NUM
inlawrev-2570	231	2	replacement	replacement	NOUN
inlawrev-2570	231	3	cost	cost	NOUN
inlawrev-2570	231	4	coverage	coverage	NOUN
inlawrev-2570	231	5	,	,	PUNCT
inlawrev-2570	231	6	on	on	ADP
inlawrev-2570	231	7	the	the	DET
inlawrev-2570	231	8	other	other	ADJ
inlawrev-2570	231	9	hand	hand	NOUN
inlawrev-2570	231	10	,	,	PUNCT
inlawrev-2570	231	11	provides	provide	VERB
inlawrev-2570	231	12	greater	great	ADJ
inlawrev-2570	231	13	coverage	coverage	NOUN
inlawrev-2570	231	14	than	than	ADP
inlawrev-2570	231	15	the	the	DET
inlawrev-2570	231	16	standard	standard	ADJ
inlawrev-2570	231	17	acv	acv	ADJ
inlawrev-2570	231	18	policy	policy	NOUN
inlawrev-2570	231	19	and	and	CCONJ
inlawrev-2570	231	20	therefore	therefore	ADV
inlawrev-2570	231	21	is	be	AUX
inlawrev-2570	231	22	not	not	PART
inlawrev-2570	231	23	a	a	DET
inlawrev-2570	231	24	strict	strict	ADJ
inlawrev-2570	231	25	indemnity	indemnity	NOUN
inlawrev-2570	231	26	contract	contract	NOUN
inlawrev-2570	231	27	.	.	PUNCT
inlawrev-2570	232	1	45	45	NUM
inlawrev-2570	233	1	in	in	ADP
inlawrev-2570	233	2	return	return	NOUN
inlawrev-2570	233	3	for	for	ADP
inlawrev-2570	233	4	a	a	DET
inlawrev-2570	233	5	higher	high	ADJ
inlawrev-2570	233	6	premium	premium	NOUN
inlawrev-2570	233	7	,	,	PUNCT
inlawrev-2570	233	8	the	the	DET
inlawrev-2570	233	9	insured	insure	VERB
inlawrev-2570	233	10	will	will	AUX
inlawrev-2570	233	11	receive	receive	VERB
inlawrev-2570	233	12	the	the	DET
inlawrev-2570	233	13	cost	cost	NOUN
inlawrev-2570	233	14	of	of	ADP
inlawrev-2570	233	15	returning	return	VERB
inlawrev-2570	233	16	the	the	DET
inlawrev-2570	233	17	damaged	damage	VERB
inlawrev-2570	233	18	property	property	NOUN
inlawrev-2570	233	19	to	to	ADP
inlawrev-2570	233	20	its	its	PRON
inlawrev-2570	233	21	original	original	ADJ
inlawrev-2570	233	22	condition	condition	NOUN
inlawrev-2570	233	23	even	even	ADV
inlawrev-2570	233	24	if	if	SCONJ
inlawrev-2570	233	25	that	that	DET
inlawrev-2570	233	26	cost	cost	NOUN
inlawrev-2570	233	27	exceeds	exceed	VERB
inlawrev-2570	233	28	the	the	DET
inlawrev-2570	233	29	property	property	NOUN
inlawrev-2570	233	30	's	's	PART
inlawrev-2570	233	31	fair	fair	ADJ
inlawrev-2570	233	32	market	market	NOUN
inlawrev-2570	233	33	value	value	NOUN
inlawrev-2570	233	34	prior	prior	ADV
inlawrev-2570	233	35	to	to	ADP
inlawrev-2570	233	36	the	the	DET
inlawrev-2570	233	37	loss	loss	NOUN
inlawrev-2570	233	38	.	.	PUNCT
inlawrev-2570	234	1	46	46	NUM
inlawrev-2570	235	1	thus	thus	ADV
inlawrev-2570	235	2	,	,	PUNCT
inlawrev-2570	235	3	replacement	replacement	NOUN
inlawrev-2570	235	4	cost	cost	NOUN
inlawrev-2570	235	5	coverage	coverage	NOUN
inlawrev-2570	235	6	will	will	AUX
inlawrev-2570	235	7	often	often	ADV
inlawrev-2570	235	8	result	result	VERB
inlawrev-2570	235	9	in	in	ADP
inlawrev-2570	235	10	an	an	DET
inlawrev-2570	235	11	enhancement	enhancement	NOUN
inlawrev-2570	235	12	of	of	ADP
inlawrev-2570	235	13	the	the	DET
inlawrev-2570	235	14	dwelling	dwelling	NOUN
inlawrev-2570	235	15	's	's	PART
inlawrev-2570	235	16	pre	pre	ADJ
inlawrev-2570	235	17	-	-	ADJ
inlawrev-2570	235	18	loss	loss	ADJ
inlawrev-2570	235	19	value	value	NOUN
inlawrev-2570	235	20	.	.	PUNCT
inlawrev-2570	236	1	47	47	NUM
inlawrev-2570	236	2	travelers	traveler	NOUN
inlawrev-2570	236	3	indemnity	indemnity	PROPN
inlawrev-2570	236	4	co.	co.	PROPN
inlawrev-2570	236	5	v.	v.	CCONJ
inlawrev-2570	236	6	armstrong	armstrong	PROPN
inlawrev-2570	236	7	™	™	PROPN
inlawrev-2570	236	8	compared	compare	VERB
inlawrev-2570	236	9	these	these	DET
inlawrev-2570	236	10	two	two	NUM
inlawrev-2570	236	11	loss	loss	NOUN
inlawrev-2570	236	12	reimbursement	reimbursement	NOUN
inlawrev-2570	236	13	mechanisms	mechanism	NOUN
inlawrev-2570	236	14	and	and	CCONJ
inlawrev-2570	236	15	determined	determine	VERB
inlawrev-2570	236	16	an	an	DET
inlawrev-2570	236	17	insurer	insurer	NOUN
inlawrev-2570	236	18	's	's	PART
inlawrev-2570	236	19	liability	liability	NOUN
inlawrev-2570	236	20	under	under	ADP
inlawrev-2570	236	21	an	an	DET
inlawrev-2570	236	22	acv	acv	NOUN
inlawrev-2570	236	23	policy	policy	NOUN
inlawrev-2570	236	24	.	.	PUNCT
inlawrev-2570	237	1	travelers	traveler	NOUN
inlawrev-2570	237	2	issued	issue	VERB
inlawrev-2570	237	3	a	a	DET
inlawrev-2570	237	4	farmowner	farmowner	NOUN
inlawrev-2570	237	5	's	's	PART
inlawrev-2570	237	6	policy	policy	NOUN
inlawrev-2570	237	7	that	that	PRON
inlawrev-2570	237	8	provided	provide	VERB
inlawrev-2570	237	9	a	a	DET
inlawrev-2570	237	10	$	$	SYM
inlawrev-2570	237	11	15,000	15,000	NUM
inlawrev-2570	237	12	liability	liability	NOUN
inlawrev-2570	237	13	limit	limit	NOUN
inlawrev-2570	237	14	on	on	ADP
inlawrev-2570	237	15	a	a	DET
inlawrev-2570	237	16	dwelling	dwelling	NOUN
inlawrev-2570	237	17	.	.	PUNCT
inlawrev-2570	238	1	that	that	DET
inlawrev-2570	238	2	policy	policy	NOUN
inlawrev-2570	238	3	provided	provide	VERB
inlawrev-2570	238	4	coverage	coverage	NOUN
inlawrev-2570	238	5	:	:	PUNCT
inlawrev-2570	238	6	"	"	PUNCT
inlawrev-2570	238	7	'	'	PUNCT
inlawrev-2570	238	8	to	to	ADP
inlawrev-2570	238	9	the	the	DET
inlawrev-2570	238	10	extent	extent	NOUN
inlawrev-2570	238	11	of	of	ADP
inlawrev-2570	238	12	the	the	DET
inlawrev-2570	238	13	actual	actual	ADJ
inlawrev-2570	238	14	cash	cash	NOUN
inlawrev-2570	238	15	value	value	NOUN
inlawrev-2570	238	16	of	of	ADP
inlawrev-2570	238	17	the	the	DET
inlawrev-2570	238	18	property	property	NOUN
inlawrev-2570	238	19	at	at	ADP
inlawrev-2570	238	20	the	the	DET
inlawrev-2570	238	21	time	time	NOUN
inlawrev-2570	238	22	of	of	ADP
inlawrev-2570	238	23	loss	loss	NOUN
inlawrev-2570	238	24	,	,	PUNCT
inlawrev-2570	238	25	but	but	CCONJ
inlawrev-2570	238	26	not	not	PART
inlawrev-2570	238	27	exceeding	exceed	VERB
inlawrev-2570	238	28	the	the	DET
inlawrev-2570	238	29	amount	amount	NOUN
inlawrev-2570	238	30	which	which	PRON
inlawrev-2570	238	31	it	it	PRON
inlawrev-2570	238	32	would	would	AUX
inlawrev-2570	238	33	cost	cost	VERB
inlawrev-2570	238	34	to	to	PART
inlawrev-2570	238	35	repair	repair	VERB
inlawrev-2570	238	36	or	or	CCONJ
inlawrev-2570	238	37	replace	replace	VERB
inlawrev-2570	238	38	the	the	DET
inlawrev-2570	238	39	property	property	NOUN
inlawrev-2570	238	40	with	with	ADP
inlawrev-2570	238	41	material	material	NOUN
inlawrev-2570	238	42	of	of	ADP
inlawrev-2570	238	43	like	like	INTJ
inlawrev-2570	238	44	kind	kind	NOUN
inlawrev-2570	238	45	and	and	CCONJ
inlawrev-2570	238	46	quality	quality	NOUN
inlawrev-2570	238	47	,	,	PUNCT
inlawrev-2570	238	48	.	.	PUNCT
inlawrev-2570	238	49	.	.	PUNCT
inlawrev-2570	238	50	.	.	PUNCT
inlawrev-2570	239	1	against	against	ADP
inlawrev-2570	239	2	all	all	DET
inlawrev-2570	239	3	direct	direct	ADJ
inlawrev-2570	239	4	loss	loss	NOUN
inlawrev-2570	239	5	by	by	ADP
inlawrev-2570	239	6	fire	fire	NOUN
inlawrev-2570	239	7	.	.	PUNCT
inlawrev-2570	239	8	'	'	PUNCT
inlawrev-2570	240	1	"	"	PUNCT
inlawrev-2570	240	2	49	49	NUM
inlawrev-2570	240	3	the	the	DET
inlawrev-2570	240	4	home	home	NOUN
inlawrev-2570	240	5	was	be	AUX
inlawrev-2570	240	6	substantially	substantially	ADV
inlawrev-2570	240	7	damaged	damage	VERB
inlawrev-2570	240	8	by	by	ADP
inlawrev-2570	240	9	fire	fire	NOUN
inlawrev-2570	240	10	and	and	CCONJ
inlawrev-2570	240	11	travelers	traveler	NOUN
inlawrev-2570	240	12	determined	determine	VERB
inlawrev-2570	240	13	the	the	DET
inlawrev-2570	240	14	cost	cost	NOUN
inlawrev-2570	240	15	of	of	ADP
inlawrev-2570	240	16	repair	repair	NOUN
inlawrev-2570	240	17	to	to	PART
inlawrev-2570	240	18	be	be	AUX
inlawrev-2570	240	19	$	$	SYM
inlawrev-2570	240	20	8,729.62	8,729.62	NUM
inlawrev-2570	240	21	.	.	PUNCT
inlawrev-2570	241	1	travelers	traveler	NOUN
inlawrev-2570	241	2	then	then	ADV
inlawrev-2570	241	3	offered	offer	VERB
inlawrev-2570	241	4	the	the	DET
inlawrev-2570	241	5	39	39	NUM
inlawrev-2570	241	6	i	i	PROPN
inlawrev-2570	241	7	d.	d.	PROPN
inlawrev-2570	241	8	(	(	PUNCT
inlawrev-2570	241	9	citing	cite	VERB
inlawrev-2570	241	10	6	6	NUM
inlawrev-2570	241	11	j.	j.	PROPN
inlawrev-2570	241	12	appleman	appleman	PROPN
inlawrev-2570	241	13	,	,	PUNCT
inlawrev-2570	241	14	insurance	insurance	NOUN
inlawrev-2570	241	15	law	law	NOUN
inlawrev-2570	241	16	and	and	CCONJ
inlawrev-2570	241	17	practice	practice	VERB
inlawrev-2570	241	18	§	§	PROPN
inlawrev-2570	241	19	3823	3823	NUM
inlawrev-2570	241	20	,	,	PUNCT
inlawrev-2570	241	21	at	at	ADP
inlawrev-2570	241	22	218	218	NUM
inlawrev-2570	241	23	-	-	SYM
inlawrev-2570	241	24	19	19	NUM
inlawrev-2570	241	25	(	(	PUNCT
inlawrev-2570	241	26	1972	1972	NUM
inlawrev-2570	241	27	)	)	PUNCT
inlawrev-2570	241	28	)	)	PUNCT
inlawrev-2570	241	29	;	;	PUNCT
inlawrev-2570	241	30	brand	brand	NOUN
inlawrev-2570	241	31	distrib	distrib	PROPN
inlawrev-2570	241	32	.	.	PROPN
inlawrev-2570	241	33	,	,	PUNCT
inlawrev-2570	241	34	inc	inc	PROPN
inlawrev-2570	241	35	.	.	PROPN
inlawrev-2570	241	36	v.	v.	ADP
inlawrev-2570	241	37	insurance	insurance	PROPN
inlawrev-2570	241	38	co.	co.	PROPN
inlawrev-2570	241	39	of	of	ADP
inlawrev-2570	241	40	n.	n.	PROPN
inlawrev-2570	241	41	america	america	PROPN
inlawrev-2570	241	42	,	,	PUNCT
inlawrev-2570	241	43	532	532	NUM
inlawrev-2570	241	44	f.2d	f.2d	ADP
inlawrev-2570	241	45	352	352	NUM
inlawrev-2570	241	46	(	(	PUNCT
inlawrev-2570	241	47	4th	4th	ADJ
inlawrev-2570	241	48	cir	cir	NOUN
inlawrev-2570	241	49	.	.	PUNCT
inlawrev-2570	241	50	1976	1976	NUM
inlawrev-2570	241	51	)	)	PUNCT
inlawrev-2570	241	52	)	)	PUNCT
inlawrev-2570	241	53	.	.	PUNCT
inlawrev-2570	242	1	40see	40see	NOUN
inlawrev-2570	242	2	generally	generally	ADV
inlawrev-2570	242	3	note	note	VERB
inlawrev-2570	242	4	,	,	PUNCT
inlawrev-2570	242	5	valuation	valuation	NOUN
inlawrev-2570	242	6	and	and	CCONJ
inlawrev-2570	242	7	measure	measure	NOUN
inlawrev-2570	242	8	of	of	ADP
inlawrev-2570	242	9	recovery	recovery	NOUN
inlawrev-2570	242	10	under	under	ADP
inlawrev-2570	242	11	eire	eire	NOUN
inlawrev-2570	242	12	insurance	insurance	NOUN
inlawrev-2570	242	13	policies	policy	NOUN
inlawrev-2570	242	14	,	,	PUNCT
inlawrev-2570	242	15	49	49	NUM
inlawrev-2570	242	16	colum	colum	NOUN
inlawrev-2570	242	17	.	.	PUNCT
inlawrev-2570	243	1	l.	l.	PROPN
inlawrev-2570	243	2	rev	rev	PROPN
inlawrev-2570	243	3	.	.	PROPN
inlawrev-2570	243	4	818	818	NUM
inlawrev-2570	243	5	(	(	PUNCT
inlawrev-2570	243	6	1949	1949	NUM
inlawrev-2570	243	7	)	)	PUNCT
inlawrev-2570	243	8	.	.	PUNCT
inlawrev-2570	244	1	'	'	PUNCT
inlawrev-2570	244	2	travelers	traveler	NOUN
inlawrev-2570	244	3	indem	indem	PROPN
inlawrev-2570	244	4	.	.	PUNCT
inlawrev-2570	245	1	co.	co.	PROPN
inlawrev-2570	245	2	v.	v.	ADP
inlawrev-2570	245	3	armstrong	armstrong	PROPN
inlawrev-2570	245	4	,	,	PUNCT
inlawrev-2570	245	5	442	442	NUM
inlawrev-2570	245	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	245	7	349	349	NUM
inlawrev-2570	245	8	,	,	PUNCT
inlawrev-2570	245	9	352	352	NUM
inlawrev-2570	245	10	(	(	PUNCT
inlawrev-2570	245	11	ind	ind	NOUN
inlawrev-2570	245	12	.	.	PUNCT
inlawrev-2570	245	13	1982	1982	NUM
inlawrev-2570	245	14	)	)	PUNCT
inlawrev-2570	245	15	.	.	PUNCT
inlawrev-2570	246	1	*	*	PUNCT
inlawrev-2570	246	2	2	2	NUM
inlawrev-2570	246	3	i	i	PRON
inlawrev-2570	246	4	d.	d.	PROPN
inlawrev-2570	246	5	4i	4i	PROPN
inlawrev-2570	247	1	i	i	PRON
inlawrev-2570	247	2	d.	d.	PROPN
inlawrev-2570	247	3	at	at	ADP
inlawrev-2570	247	4	353	353	NUM
inlawrev-2570	247	5	(	(	PUNCT
inlawrev-2570	247	6	quoting	quote	VERB
inlawrev-2570	247	7	note	note	NOUN
inlawrev-2570	247	8	,	,	PUNCT
inlawrev-2570	247	9	supra	supra	PROPN
inlawrev-2570	247	10	note	note	PROPN
inlawrev-2570	247	11	40	40	NUM
inlawrev-2570	247	12	,	,	PUNCT
inlawrev-2570	247	13	at	at	ADP
inlawrev-2570	247	14	823	823	NUM
inlawrev-2570	247	15	)	)	PUNCT
inlawrev-2570	247	16	.	.	PUNCT
inlawrev-2570	248	1	"	"	PUNCT
inlawrev-2570	248	2	travelers	traveler	NOUN
inlawrev-2570	248	3	indem	indem	PROPN
inlawrev-2570	248	4	.	.	PUNCT
inlawrev-2570	248	5	co.	co.	PROPN
inlawrev-2570	248	6	v.	v.	ADP
inlawrev-2570	248	7	armstrong	armstrong	PROPN
inlawrev-2570	248	8	,	,	PUNCT
inlawrev-2570	248	9	442	442	NUM
inlawrev-2570	248	10	n.e.2d	n.e.2d	NOUN
inlawrev-2570	248	11	349	349	NUM
inlawrev-2570	248	12	,	,	PUNCT
inlawrev-2570	248	13	353	353	NUM
inlawrev-2570	248	14	(	(	PUNCT
inlawrev-2570	248	15	ind	ind	PROPN
inlawrev-2570	248	16	.	.	PUNCT
inlawrev-2570	248	17	1982	1982	NUM
inlawrev-2570	248	18	)	)	PUNCT
inlawrev-2570	248	19	.	.	PUNCT
inlawrev-2570	249	1	ai	ai	VERB
inlawrev-2570	249	2	i	i	PRON
inlawrev-2570	249	3	d.	d.	PROPN
inlawrev-2570	250	1	"	"	PUNCT
inlawrev-2570	250	2	i	i	PROPN
inlawrev-2570	250	3	d.	d.	PROPN
inlawrev-2570	250	4	41	41	NUM
inlawrev-2570	251	1	i	i	PRON
inlawrev-2570	251	2	d.	d.	PROPN
inlawrev-2570	251	3	48442	48442	NUM
inlawrev-2570	251	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	251	5	349	349	NUM
inlawrev-2570	251	6	(	(	PUNCT
inlawrev-2570	251	7	ind	ind	NOUN
inlawrev-2570	251	8	.	.	PUNCT
inlawrev-2570	251	9	1982	1982	NUM
inlawrev-2570	251	10	)	)	PUNCT
inlawrev-2570	251	11	.	.	PUNCT
inlawrev-2570	252	1	*	*	PUNCT
inlawrev-2570	252	2	9	9	NUM
inlawrev-2570	252	3	i	i	PRON
inlawrev-2570	252	4	d.	d.	PROPN
inlawrev-2570	252	5	at	at	ADP
inlawrev-2570	252	6	354	354	NUM
inlawrev-2570	252	7	(	(	PUNCT
inlawrev-2570	252	8	emphasis	emphasis	NOUN
inlawrev-2570	252	9	added	add	VERB
inlawrev-2570	252	10	by	by	ADP
inlawrev-2570	252	11	the	the	DET
inlawrev-2570	252	12	court	court	NOUN
inlawrev-2570	252	13	)	)	PUNCT
inlawrev-2570	252	14	.	.	PUNCT
inlawrev-2570	253	1	travelers	traveler	NOUN
inlawrev-2570	253	2	issued	issue	VERB
inlawrev-2570	253	3	the	the	DET
inlawrev-2570	253	4	"	"	PUNCT
inlawrev-2570	253	5	actual	actual	ADJ
inlawrev-2570	253	6	cash	cash	NOUN
inlawrev-2570	253	7	value	value	NOUN
inlawrev-2570	253	8	form	form	NOUN
inlawrev-2570	253	9	"	"	PUNCT
inlawrev-2570	253	10	approved	approve	VERB
inlawrev-2570	253	11	for	for	ADP
inlawrev-2570	253	12	use	use	NOUN
inlawrev-2570	253	13	in	in	ADP
inlawrev-2570	253	14	indiana	indiana	PROPN
inlawrev-2570	253	15	in	in	ADP
inlawrev-2570	253	16	1955	1955	NUM
inlawrev-2570	253	17	.	.	PUNCT
inlawrev-2570	254	1	i	i	PRON
inlawrev-2570	254	2	d.	d.	PROPN
inlawrev-2570	254	3	at	at	ADP
inlawrev-2570	254	4	351	351	NUM
inlawrev-2570	254	5	.	.	PUNCT
inlawrev-2570	255	1	230	230	NUM
inlawrev-2570	255	2	indiana	indiana	PROPN
inlawrev-2570	255	3	law	law	NOUN
inlawrev-2570	255	4	review	review	NOUN
inlawrev-2570	255	5	[	[	X
inlawrev-2570	255	6	vol	vol	NOUN
inlawrev-2570	255	7	.	.	PUNCT
inlawrev-2570	255	8	17:223	17:223	NUM
inlawrev-2570	255	9	insured	insure	VERB
inlawrev-2570	255	10	$	$	SYM
inlawrev-2570	255	11	6,497.22	6,497.22	NUM
inlawrev-2570	255	12	,	,	PUNCT
inlawrev-2570	255	13	an	an	DET
inlawrev-2570	255	14	amount	amount	NOUN
inlawrev-2570	255	15	representing	represent	VERB
inlawrev-2570	255	16	the	the	DET
inlawrev-2570	255	17	actual	actual	ADJ
inlawrev-2570	255	18	cost	cost	NOUN
inlawrev-2570	255	19	of	of	ADP
inlawrev-2570	255	20	restoration	restoration	NOUN
inlawrev-2570	255	21	depreciated	depreciate	VERB
inlawrev-2570	255	22	by	by	ADP
inlawrev-2570	255	23	twenty	twenty	NUM
inlawrev-2570	255	24	-	-	PUNCT
inlawrev-2570	255	25	five	five	NUM
inlawrev-2570	255	26	percent	percent	NOUN
inlawrev-2570	255	27	.	.	PUNCT
inlawrev-2570	256	1	plaintiff	plaintiff	NOUN
inlawrev-2570	256	2	rejected	reject	VERB
inlawrev-2570	256	3	that	that	DET
inlawrev-2570	256	4	offer	offer	NOUN
inlawrev-2570	256	5	and	and	CCONJ
inlawrev-2570	256	6	sued	sue	VERB
inlawrev-2570	256	7	travelers	traveler	NOUN
inlawrev-2570	256	8	for	for	ADP
inlawrev-2570	256	9	breach	breach	NOUN
inlawrev-2570	256	10	of	of	ADP
inlawrev-2570	256	11	contract	contract	NOUN
inlawrev-2570	256	12	and	and	CCONJ
inlawrev-2570	256	13	tortious	tortious	ADJ
inlawrev-2570	256	14	conduct	conduct	NOUN
inlawrev-2570	256	15	.	.	PUNCT
inlawrev-2570	257	1	the	the	DET
inlawrev-2570	257	2	trial	trial	NOUN
inlawrev-2570	257	3	court	court	NOUN
inlawrev-2570	257	4	instructed	instruct	VERB
inlawrev-2570	257	5	the	the	DET
inlawrev-2570	257	6	jury	jury	NOUN
inlawrev-2570	257	7	that	that	SCONJ
inlawrev-2570	257	8	armstrong	armstrong	PROPN
inlawrev-2570	257	9	should	should	AUX
inlawrev-2570	257	10	receive	receive	VERB
inlawrev-2570	257	11	the	the	DET
inlawrev-2570	257	12	full	full	ADJ
inlawrev-2570	257	13	loss	loss	NOUN
inlawrev-2570	257	14	to	to	ADP
inlawrev-2570	257	15	his	his	PRON
inlawrev-2570	257	16	dwelling	dwelling	NOUN
inlawrev-2570	257	17	,	,	PUNCT
inlawrev-2570	257	18	not	not	PART
inlawrev-2570	257	19	to	to	PART
inlawrev-2570	257	20	exceed	exceed	VERB
inlawrev-2570	257	21	the	the	DET
inlawrev-2570	257	22	policy	policy	NOUN
inlawrev-2570	257	23	limits	limit	NOUN
inlawrev-2570	257	24	.	.	PUNCT
inlawrev-2570	258	1	50	50	NUM
inlawrev-2570	258	2	travelers	traveler	NOUN
inlawrev-2570	258	3	objected	object	VERB
inlawrev-2570	258	4	to	to	ADP
inlawrev-2570	258	5	this	this	DET
inlawrev-2570	258	6	instruction	instruction	NOUN
inlawrev-2570	258	7	alleging	allege	VERB
inlawrev-2570	258	8	that	that	SCONJ
inlawrev-2570	258	9	the	the	DET
inlawrev-2570	258	10	policy	policy	NOUN
inlawrev-2570	258	11	's	's	PART
inlawrev-2570	258	12	language	language	NOUN
inlawrev-2570	258	13	compelled	compel	VERB
inlawrev-2570	258	14	a	a	DET
inlawrev-2570	258	15	depreciation	depreciation	NOUN
inlawrev-2570	258	16	deduction	deduction	NOUN
inlawrev-2570	258	17	so	so	SCONJ
inlawrev-2570	258	18	that	that	SCONJ
inlawrev-2570	258	19	the	the	DET
inlawrev-2570	258	20	insured	insured	NOUN
inlawrev-2570	258	21	would	would	AUX
inlawrev-2570	258	22	not	not	PART
inlawrev-2570	258	23	be	be	AUX
inlawrev-2570	258	24	unjustly	unjustly	ADV
inlawrev-2570	258	25	enriched	enrich	VERB
inlawrev-2570	258	26	.	.	PUNCT
inlawrev-2570	259	1	51	51	NUM
inlawrev-2570	259	2	the	the	DET
inlawrev-2570	259	3	jury	jury	NOUN
inlawrev-2570	259	4	returned	return	VERB
inlawrev-2570	259	5	a	a	DET
inlawrev-2570	259	6	verdict	verdict	NOUN
inlawrev-2570	259	7	of	of	ADP
inlawrev-2570	259	8	$	$	SYM
inlawrev-2570	259	9	8,729.62	8,729.62	NUM
inlawrev-2570	259	10	actual	actual	ADJ
inlawrev-2570	259	11	and	and	CCONJ
inlawrev-2570	259	12	$	$	SYM
inlawrev-2570	259	13	25,000	25,000	NUM
inlawrev-2570	259	14	punitive	punitive	ADJ
inlawrev-2570	259	15	damages	damage	NOUN
inlawrev-2570	259	16	.	.	PUNCT
inlawrev-2570	260	1	the	the	DET
inlawrev-2570	260	2	indiana	indiana	PROPN
inlawrev-2570	260	3	court	court	PROPN
inlawrev-2570	260	4	of	of	ADP
inlawrev-2570	260	5	appeals	appeals	PROPN
inlawrev-2570	260	6	affirmed	affirm	VERB
inlawrev-2570	260	7	that	that	SCONJ
inlawrev-2570	260	8	judgment	judgment	NOUN
inlawrev-2570	260	9	and	and	CCONJ
inlawrev-2570	260	10	concluded	conclude	VERB
inlawrev-2570	260	11	that	that	SCONJ
inlawrev-2570	260	12	so	so	ADV
inlawrev-2570	260	13	long	long	ADV
inlawrev-2570	260	14	as	as	SCONJ
inlawrev-2570	260	15	the	the	DET
inlawrev-2570	260	16	dwelling	dwelling	NOUN
inlawrev-2570	260	17	could	could	AUX
inlawrev-2570	260	18	be	be	AUX
inlawrev-2570	260	19	repaired	repair	VERB
inlawrev-2570	260	20	with	with	ADP
inlawrev-2570	260	21	''	''	PUNCT
inlawrev-2570	260	22	material	material	NOUN
inlawrev-2570	260	23	of	of	ADP
inlawrev-2570	260	24	like	like	INTJ
inlawrev-2570	260	25	kind	kind	NOUN
inlawrev-2570	260	26	and	and	CCONJ
inlawrev-2570	260	27	quality	quality	NOUN
inlawrev-2570	260	28	,	,	PUNCT
inlawrev-2570	260	29	"	"	PUNCT
inlawrev-2570	260	30	travelers	traveler	NOUN
inlawrev-2570	260	31	must	must	AUX
inlawrev-2570	260	32	pay	pay	VERB
inlawrev-2570	260	33	that	that	PRON
inlawrev-2570	260	34	cost	cost	NOUN
inlawrev-2570	260	35	up	up	ADP
inlawrev-2570	260	36	to	to	ADP
inlawrev-2570	260	37	the	the	DET
inlawrev-2570	260	38	policy	policy	NOUN
inlawrev-2570	260	39	limit	limit	NOUN
inlawrev-2570	260	40	.	.	PUNCT
inlawrev-2570	261	1	52	52	NUM
inlawrev-2570	261	2	the	the	DET
inlawrev-2570	261	3	appeals	appeal	NOUN
inlawrev-2570	261	4	court	court	NOUN
inlawrev-2570	261	5	found	find	VERB
inlawrev-2570	261	6	that	that	SCONJ
inlawrev-2570	261	7	a	a	DET
inlawrev-2570	261	8	depreciation	depreciation	NOUN
inlawrev-2570	261	9	deduction	deduction	NOUN
inlawrev-2570	261	10	would	would	AUX
inlawrev-2570	261	11	deny	deny	VERB
inlawrev-2570	261	12	the	the	DET
inlawrev-2570	261	13	insured	insure	VERB
inlawrev-2570	261	14	the	the	DET
inlawrev-2570	261	15	ability	ability	NOUN
inlawrev-2570	261	16	to	to	PART
inlawrev-2570	261	17	restore	restore	VERB
inlawrev-2570	261	18	the	the	DET
inlawrev-2570	261	19	dwelling	dwelling	NOUN
inlawrev-2570	261	20	to	to	ADP
inlawrev-2570	261	21	its	its	PRON
inlawrev-2570	261	22	pre	pre	ADJ
inlawrev-2570	261	23	-	-	ADJ
inlawrev-2570	261	24	loss	loss	ADJ
inlawrev-2570	261	25	functional	functional	ADJ
inlawrev-2570	261	26	efficiency	efficiency	NOUN
inlawrev-2570	261	27	,	,	PUNCT
inlawrev-2570	261	28	a	a	DET
inlawrev-2570	261	29	result	result	NOUN
inlawrev-2570	261	30	which	which	PRON
inlawrev-2570	261	31	did	do	AUX
inlawrev-2570	261	32	not	not	PART
inlawrev-2570	261	33	comport	comport	VERB
inlawrev-2570	261	34	with	with	ADP
inlawrev-2570	261	35	the	the	DET
inlawrev-2570	261	36	underlying	underlying	ADJ
inlawrev-2570	261	37	basis	basis	NOUN
inlawrev-2570	261	38	of	of	ADP
inlawrev-2570	261	39	the	the	DET
inlawrev-2570	261	40	policy	policy	NOUN
inlawrev-2570	261	41	.	.	PUNCT
inlawrev-2570	262	1	53	53	NUM
inlawrev-2570	262	2	that	that	DET
inlawrev-2570	262	3	decision	decision	NOUN
inlawrev-2570	262	4	sent	send	VERB
inlawrev-2570	262	5	immediate	immediate	ADJ
inlawrev-2570	262	6	tremors	tremor	NOUN
inlawrev-2570	262	7	throughout	throughout	ADP
inlawrev-2570	262	8	the	the	DET
inlawrev-2570	262	9	insurance	insurance	NOUN
inlawrev-2570	262	10	industry	industry	NOUN
inlawrev-2570	262	11	as	as	SCONJ
inlawrev-2570	262	12	the	the	DET
inlawrev-2570	262	13	fundamental	fundamental	ADJ
inlawrev-2570	262	14	distinction	distinction	NOUN
inlawrev-2570	262	15	between	between	ADP
inlawrev-2570	262	16	acv	acv	PROPN
inlawrev-2570	262	17	and	and	CCONJ
inlawrev-2570	262	18	replacement	replacement	NOUN
inlawrev-2570	262	19	cost	cost	NOUN
inlawrev-2570	262	20	coverage	coverage	NOUN
inlawrev-2570	262	21	was	be	AUX
inlawrev-2570	262	22	eliminated	eliminate	VERB
inlawrev-2570	262	23	.	.	PUNCT
inlawrev-2570	263	1	thus	thus	ADV
inlawrev-2570	263	2	,	,	PUNCT
inlawrev-2570	263	3	by	by	ADP
inlawrev-2570	263	4	rejecting	reject	VERB
inlawrev-2570	263	5	traditional	traditional	ADJ
inlawrev-2570	263	6	notions	notion	NOUN
inlawrev-2570	263	7	of	of	ADP
inlawrev-2570	263	8	indemnity	indemnity	NOUN
inlawrev-2570	263	9	,	,	PUNCT
inlawrev-2570	263	10	the	the	DET
inlawrev-2570	263	11	court	court	NOUN
inlawrev-2570	263	12	opened	open	VERB
inlawrev-2570	263	13	the	the	DET
inlawrev-2570	263	14	door	door	NOUN
inlawrev-2570	263	15	for	for	SCONJ
inlawrev-2570	263	16	acv	acv	PROPN
inlawrev-2570	263	17	policyholders	policyholder	NOUN
inlawrev-2570	263	18	to	to	PART
inlawrev-2570	263	19	obtain	obtain	VERB
inlawrev-2570	263	20	replacement	replacement	NOUN
inlawrev-2570	263	21	cost	cost	NOUN
inlawrev-2570	263	22	coverage	coverage	NOUN
inlawrev-2570	263	23	without	without	ADP
inlawrev-2570	263	24	paying	pay	VERB
inlawrev-2570	263	25	the	the	DET
inlawrev-2570	263	26	higher	high	ADJ
inlawrev-2570	263	27	premiums	premium	NOUN
inlawrev-2570	263	28	normally	normally	ADV
inlawrev-2570	263	29	associated	associate	VERB
inlawrev-2570	263	30	with	with	ADP
inlawrev-2570	263	31	that	that	DET
inlawrev-2570	263	32	coverage	coverage	NOUN
inlawrev-2570	263	33	.	.	PUNCT
inlawrev-2570	264	1	the	the	DET
inlawrev-2570	264	2	indiana	indiana	PROPN
inlawrev-2570	264	3	supreme	supreme	PROPN
inlawrev-2570	264	4	court	court	PROPN
inlawrev-2570	264	5	reversed	reverse	VERB
inlawrev-2570	264	6	the	the	DET
inlawrev-2570	264	7	court	court	NOUN
inlawrev-2570	264	8	of	of	ADP
inlawrev-2570	264	9	appeals	appeal	NOUN
inlawrev-2570	264	10	and	and	CCONJ
inlawrev-2570	264	11	determined	determine	VERB
inlawrev-2570	264	12	that	that	SCONJ
inlawrev-2570	264	13	acv	acv	PROPN
inlawrev-2570	264	14	is	be	AUX
inlawrev-2570	264	15	limited	limit	VERB
inlawrev-2570	264	16	by	by	ADP
inlawrev-2570	264	17	three	three	NUM
inlawrev-2570	264	18	factors	factor	NOUN
inlawrev-2570	264	19	:	:	PUNCT
inlawrev-2570	264	20	(	(	PUNCT
inlawrev-2570	264	21	1	1	X
inlawrev-2570	264	22	)	)	PUNCT
inlawrev-2570	264	23	the	the	DET
inlawrev-2570	264	24	policy	policy	NOUN
inlawrev-2570	264	25	limit	limit	NOUN
inlawrev-2570	264	26	,	,	PUNCT
inlawrev-2570	264	27	(	(	PUNCT
inlawrev-2570	264	28	2	2	X
inlawrev-2570	264	29	)	)	PUNCT
inlawrev-2570	264	30	the	the	DET
inlawrev-2570	264	31	actual	actual	ADJ
inlawrev-2570	264	32	cash	cash	NOUN
inlawrev-2570	264	33	value	value	NOUN
inlawrev-2570	264	34	of	of	ADP
inlawrev-2570	264	35	the	the	DET
inlawrev-2570	264	36	lost	lost	ADJ
inlawrev-2570	264	37	property	property	NOUN
inlawrev-2570	264	38	,	,	PUNCT
inlawrev-2570	264	39	and	and	CCONJ
inlawrev-2570	264	40	(	(	PUNCT
inlawrev-2570	264	41	3	3	X
inlawrev-2570	264	42	)	)	PUNCT
inlawrev-2570	264	43	the	the	DET
inlawrev-2570	264	44	cost	cost	NOUN
inlawrev-2570	264	45	of	of	ADP
inlawrev-2570	264	46	repair	repair	NOUN
inlawrev-2570	264	47	or	or	CCONJ
inlawrev-2570	264	48	50	50	NUM
inlawrev-2570	264	49	i	i	NOUN
inlawrev-2570	264	50	d.	d.	NOUN
inlawrev-2570	264	51	at	at	ADP
inlawrev-2570	264	52	357	357	NUM
inlawrev-2570	264	53	-	-	SYM
inlawrev-2570	264	54	58	58	NUM
inlawrev-2570	264	55	.	.	PUNCT
inlawrev-2570	265	1	the	the	DET
inlawrev-2570	265	2	trial	trial	NOUN
inlawrev-2570	265	3	court	court	NOUN
inlawrev-2570	265	4	gave	give	VERB
inlawrev-2570	265	5	the	the	DET
inlawrev-2570	265	6	following	follow	VERB
inlawrev-2570	265	7	instruction	instruction	NOUN
inlawrev-2570	265	8	:	:	PUNCT
inlawrev-2570	265	9	you	you	PRON
inlawrev-2570	265	10	are	be	AUX
inlawrev-2570	265	11	instructed	instruct	VERB
inlawrev-2570	265	12	that	that	SCONJ
inlawrev-2570	265	13	insurance	insurance	NOUN
inlawrev-2570	265	14	policy	policy	NOUN
inlawrev-2570	265	15	in	in	ADP
inlawrev-2570	265	16	question	question	NOUN
inlawrev-2570	265	17	bound	bind	VERB
inlawrev-2570	265	18	and	and	CCONJ
inlawrev-2570	265	19	required	require	VERB
inlawrev-2570	265	20	the	the	DET
inlawrev-2570	265	21	defendant	defendant	NOUN
inlawrev-2570	265	22	to	to	PART
inlawrev-2570	265	23	pay	pay	VERB
inlawrev-2570	265	24	the	the	DET
inlawrev-2570	265	25	full	full	ADJ
inlawrev-2570	265	26	direct	direct	ADJ
inlawrev-2570	265	27	loss	loss	NOUN
inlawrev-2570	265	28	resulting	result	VERB
inlawrev-2570	265	29	from	from	ADP
inlawrev-2570	265	30	a	a	DET
inlawrev-2570	265	31	fire	fire	NOUN
inlawrev-2570	265	32	to	to	ADP
inlawrev-2570	265	33	the	the	DET
inlawrev-2570	265	34	house	house	NOUN
inlawrev-2570	265	35	in	in	ADP
inlawrev-2570	265	36	question	question	NOUN
inlawrev-2570	265	37	within	within	ADP
inlawrev-2570	265	38	the	the	DET
inlawrev-2570	265	39	stated	state	VERB
inlawrev-2570	265	40	limits	limit	NOUN
inlawrev-2570	265	41	of	of	ADP
inlawrev-2570	265	42	the	the	DET
inlawrev-2570	265	43	policy	policy	NOUN
inlawrev-2570	265	44	,	,	PUNCT
inlawrev-2570	265	45	namely	namely	ADV
inlawrev-2570	265	46	$	$	SYM
inlawrev-2570	265	47	15,000	15,000	NUM
inlawrev-2570	265	48	.	.	PUNCT
inlawrev-2570	266	1	there	there	PRON
inlawrev-2570	266	2	are	be	VERB
inlawrev-2570	266	3	no	no	DET
inlawrev-2570	266	4	provisions	provision	NOUN
inlawrev-2570	266	5	in	in	ADP
inlawrev-2570	266	6	the	the	DET
inlawrev-2570	266	7	policy	policy	NOUN
inlawrev-2570	266	8	applicable	applicable	ADJ
inlawrev-2570	266	9	to	to	ADP
inlawrev-2570	266	10	the	the	DET
inlawrev-2570	266	11	tenant	tenant	PROPN
inlawrev-2570	266	12	house	house	NOUN
inlawrev-2570	266	13	that	that	PRON
inlawrev-2570	266	14	was	be	AUX
inlawrev-2570	266	15	damaged	damage	VERB
inlawrev-2570	266	16	which	which	PRON
inlawrev-2570	266	17	either	either	CCONJ
inlawrev-2570	266	18	required	require	VERB
inlawrev-2570	266	19	or	or	CCONJ
inlawrev-2570	266	20	authorized	authorize	VERB
inlawrev-2570	266	21	the	the	DET
inlawrev-2570	266	22	insurance	insurance	NOUN
inlawrev-2570	266	23	company	company	NOUN
inlawrev-2570	266	24	to	to	PART
inlawrev-2570	266	25	reduce	reduce	VERB
inlawrev-2570	266	26	the	the	DET
inlawrev-2570	266	27	amount	amount	NOUN
inlawrev-2570	266	28	payable	payable	ADJ
inlawrev-2570	266	29	under	under	ADP
inlawrev-2570	266	30	the	the	DET
inlawrev-2570	266	31	contract	contract	NOUN
inlawrev-2570	266	32	below	below	ADP
inlawrev-2570	266	33	such	such	DET
inlawrev-2570	266	34	an	an	DET
inlawrev-2570	266	35	amount	amount	NOUN
inlawrev-2570	266	36	.	.	PUNCT
inlawrev-2570	267	1	i	i	PRON
inlawrev-2570	267	2	d.	d.	PROPN
inlawrev-2570	267	3	5i	5i	NUM
inlawrev-2570	268	1	i	i	PRON
inlawrev-2570	268	2	d.	d.	PROPN
inlawrev-2570	268	3	at	at	ADP
inlawrev-2570	268	4	358	358	NUM
inlawrev-2570	268	5	.	.	PUNCT
inlawrev-2570	269	1	see	see	VERB
inlawrev-2570	269	2	also	also	ADV
inlawrev-2570	269	3	travelers	traveler	NOUN
inlawrev-2570	269	4	indem	indem	PROPN
inlawrev-2570	269	5	.	.	PUNCT
inlawrev-2570	269	6	co.	co.	PROPN
inlawrev-2570	270	1	v.	v.	ADP
inlawrev-2570	270	2	armstrong	armstrong	PROPN
inlawrev-2570	270	3	,	,	PUNCT
inlawrev-2570	270	4	384	384	NUM
inlawrev-2570	270	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	270	6	607	607	NUM
inlawrev-2570	270	7	,	,	PUNCT
inlawrev-2570	270	8	616	616	NUM
inlawrev-2570	270	9	(	(	PUNCT
inlawrev-2570	270	10	ind	ind	NOUN
inlawrev-2570	270	11	.	.	PUNCT
inlawrev-2570	271	1	ct	ct	PROPN
inlawrev-2570	271	2	.	.	PUNCT
inlawrev-2570	272	1	app	app	PROPN
inlawrev-2570	272	2	.	.	PROPN
inlawrev-2570	272	3	1979	1979	NUM
inlawrev-2570	272	4	)	)	PUNCT
inlawrev-2570	273	1	,	,	PUNCT
inlawrev-2570	273	2	aff'd	aff'd	VERB
inlawrev-2570	273	3	in	in	ADP
inlawrev-2570	273	4	part	part	NOUN
inlawrev-2570	273	5	,	,	PUNCT
inlawrev-2570	273	6	rev'd	rev'd	VERB
inlawrev-2570	273	7	in	in	ADP
inlawrev-2570	273	8	part	part	NOUN
inlawrev-2570	273	9	,	,	PUNCT
inlawrev-2570	273	10	442	442	NUM
inlawrev-2570	273	11	n.e.2d	n.e.2d	NOUN
inlawrev-2570	273	12	349	349	NUM
inlawrev-2570	273	13	(	(	PUNCT
inlawrev-2570	273	14	ind	ind	NOUN
inlawrev-2570	273	15	.	.	PUNCT
inlawrev-2570	273	16	1982	1982	NUM
inlawrev-2570	273	17	)	)	PUNCT
inlawrev-2570	273	18	.	.	PUNCT
inlawrev-2570	274	1	52	52	NUM
inlawrev-2570	274	2	384	384	NUM
inlawrev-2570	274	3	n.e.2d	n.e.2d	NOUN
inlawrev-2570	274	4	607	607	NUM
inlawrev-2570	274	5	,	,	PUNCT
inlawrev-2570	274	6	617	617	NUM
inlawrev-2570	274	7	(	(	PUNCT
inlawrev-2570	274	8	ind	ind	NOUN
inlawrev-2570	274	9	.	.	PUNCT
inlawrev-2570	275	1	ct	ct	PROPN
inlawrev-2570	275	2	.	.	PUNCT
inlawrev-2570	276	1	app	app	PROPN
inlawrev-2570	276	2	.	.	PROPN
inlawrev-2570	276	3	1979	1979	NUM
inlawrev-2570	276	4	)	)	PUNCT
inlawrev-2570	276	5	.	.	PUNCT
inlawrev-2570	277	1	the	the	DET
inlawrev-2570	277	2	court	court	NOUN
inlawrev-2570	277	3	of	of	ADP
inlawrev-2570	277	4	appeals	appeal	NOUN
inlawrev-2570	277	5	posited	posit	VERB
inlawrev-2570	277	6	the	the	DET
inlawrev-2570	277	7	following	follow	VERB
inlawrev-2570	277	8	rationale	rationale	NOUN
inlawrev-2570	277	9	in	in	ADP
inlawrev-2570	277	10	support	support	NOUN
inlawrev-2570	277	11	of	of	ADP
inlawrev-2570	277	12	its	its	PRON
inlawrev-2570	277	13	holding	holding	NOUN
inlawrev-2570	277	14	:	:	PUNCT
inlawrev-2570	277	15	the	the	DET
inlawrev-2570	277	16	insurance	insurance	NOUN
inlawrev-2570	277	17	policy	policy	NOUN
inlawrev-2570	277	18	serves	serve	VERB
inlawrev-2570	277	19	to	to	PART
inlawrev-2570	277	20	insure	insure	VERB
inlawrev-2570	277	21	against	against	ADP
inlawrev-2570	277	22	loss	loss	NOUN
inlawrev-2570	277	23	not	not	PART
inlawrev-2570	277	24	exceeding	exceed	VERB
inlawrev-2570	277	25	the	the	DET
inlawrev-2570	277	26	amount	amount	NOUN
inlawrev-2570	277	27	stated	state	VERB
inlawrev-2570	277	28	in	in	ADP
inlawrev-2570	277	29	the	the	DET
inlawrev-2570	277	30	policy	policy	NOUN
inlawrev-2570	277	31	limit	limit	NOUN
inlawrev-2570	277	32	,	,	PUNCT
inlawrev-2570	277	33	and	and	CCONJ
inlawrev-2570	277	34	the	the	DET
inlawrev-2570	277	35	payment	payment	NOUN
inlawrev-2570	277	36	of	of	ADP
inlawrev-2570	277	37	an	an	DET
inlawrev-2570	277	38	amount	amount	NOUN
inlawrev-2570	277	39	less	less	ADJ
inlawrev-2570	277	40	than	than	ADP
inlawrev-2570	277	41	the	the	DET
inlawrev-2570	277	42	limit	limit	NOUN
inlawrev-2570	277	43	,	,	PUNCT
inlawrev-2570	277	44	which	which	PRON
inlawrev-2570	277	45	is	be	AUX
inlawrev-2570	277	46	not	not	PART
inlawrev-2570	277	47	sufficient	sufficient	ADJ
inlawrev-2570	277	48	to	to	PART
inlawrev-2570	277	49	restore	restore	VERB
inlawrev-2570	277	50	or	or	CCONJ
inlawrev-2570	277	51	replace	replace	VERB
inlawrev-2570	277	52	the	the	DET
inlawrev-2570	277	53	functional	functional	ADJ
inlawrev-2570	277	54	efficiency	efficiency	NOUN
inlawrev-2570	277	55	provided	provide	VERB
inlawrev-2570	277	56	by	by	ADP
inlawrev-2570	277	57	the	the	DET
inlawrev-2570	277	58	property	property	NOUN
inlawrev-2570	277	59	before	before	ADP
inlawrev-2570	277	60	the	the	DET
inlawrev-2570	277	61	loss	loss	NOUN
inlawrev-2570	277	62	,	,	PUNCT
inlawrev-2570	277	63	does	do	AUX
inlawrev-2570	277	64	not	not	PART
inlawrev-2570	277	65	comply	comply	VERB
inlawrev-2570	277	66	with	with	ADP
inlawrev-2570	277	67	the	the	DET
inlawrev-2570	277	68	policy	policy	NOUN
inlawrev-2570	277	69	.	.	PUNCT
inlawrev-2570	277	70	.	.	PUNCT
inlawrev-2570	277	71	.	.	PUNCT
inlawrev-2570	277	72	.	.	PUNCT
inlawrev-2570	278	1	because	because	SCONJ
inlawrev-2570	278	2	it	it	PRON
inlawrev-2570	278	3	is	be	AUX
inlawrev-2570	278	4	the	the	DET
inlawrev-2570	278	5	insurer	insurer	NOUN
inlawrev-2570	278	6	's	's	PART
inlawrev-2570	278	7	undertaking	undertaking	NOUN
inlawrev-2570	278	8	to	to	PART
inlawrev-2570	278	9	make	make	VERB
inlawrev-2570	278	10	the	the	DET
inlawrev-2570	278	11	insured	insure	VERB
inlawrev-2570	278	12	whole	whole	NOUN
inlawrev-2570	278	13	within	within	ADP
inlawrev-2570	278	14	the	the	DET
inlawrev-2570	278	15	policy	policy	NOUN
inlawrev-2570	278	16	limits	limit	NOUN
inlawrev-2570	278	17	,	,	PUNCT
inlawrev-2570	278	18	the	the	DET
inlawrev-2570	278	19	augmented	augment	VERB
inlawrev-2570	278	20	damage	damage	NOUN
inlawrev-2570	278	21	resulting	result	VERB
inlawrev-2570	278	22	from	from	ADP
inlawrev-2570	278	23	increased	increase	VERB
inlawrev-2570	278	24	costs	cost	NOUN
inlawrev-2570	278	25	of	of	ADP
inlawrev-2570	278	26	labor	labor	NOUN
inlawrev-2570	278	27	and	and	CCONJ
inlawrev-2570	278	28	materials	material	NOUN
inlawrev-2570	278	29	is	be	AUX
inlawrev-2570	278	30	the	the	DET
inlawrev-2570	278	31	liability	liability	NOUN
inlawrev-2570	278	32	of	of	ADP
inlawrev-2570	278	33	the	the	DET
inlawrev-2570	278	34	insurer	insurer	NOUN
inlawrev-2570	278	35	up	up	ADP
inlawrev-2570	278	36	to	to	ADP
inlawrev-2570	278	37	the	the	DET
inlawrev-2570	278	38	stated	state	VERB
inlawrev-2570	278	39	limit	limit	NOUN
inlawrev-2570	278	40	of	of	ADP
inlawrev-2570	278	41	the	the	DET
inlawrev-2570	278	42	insurance	insurance	NOUN
inlawrev-2570	278	43	.	.	PUNCT
inlawrev-2570	279	1	i	i	PRON
inlawrev-2570	279	2	d.	d.	PROPN
inlawrev-2570	279	3	at	at	ADP
inlawrev-2570	279	4	615	615	NUM
inlawrev-2570	279	5	(	(	PUNCT
inlawrev-2570	279	6	citations	citation	NOUN
inlawrev-2570	279	7	omitted	omit	VERB
inlawrev-2570	279	8	)	)	PUNCT
inlawrev-2570	279	9	.	.	PUNCT
inlawrev-2570	280	1	5i	5i	NUM
inlawrev-2570	280	2	i	i	PRON
inlawrev-2570	280	3	d.	d.	PROPN
inlawrev-2570	280	4	at	at	ADP
inlawrev-2570	280	5	615	615	NUM
inlawrev-2570	280	6	(	(	PUNCT
inlawrev-2570	280	7	citing	cite	VERB
inlawrev-2570	280	8	fedas	feda	NOUN
inlawrev-2570	280	9	v.	v.	ADP
inlawrev-2570	280	10	insurance	insurance	PROPN
inlawrev-2570	280	11	co.	co.	PROPN
inlawrev-2570	280	12	of	of	ADP
inlawrev-2570	280	13	pennsylvania	pennsylvania	PROPN
inlawrev-2570	280	14	,	,	PUNCT
inlawrev-2570	280	15	300	300	NUM
inlawrev-2570	280	16	pa	pa	PROPN
inlawrev-2570	280	17	.	.	PROPN
inlawrev-2570	280	18	555	555	NUM
inlawrev-2570	280	19	,	,	PUNCT
inlawrev-2570	280	20	151	151	NUM
inlawrev-2570	280	21	a.	a.	NOUN
inlawrev-2570	280	22	285	285	NUM
inlawrev-2570	280	23	(	(	PUNCT
inlawrev-2570	280	24	1930	1930	NUM
inlawrev-2570	280	25	)	)	PUNCT
inlawrev-2570	280	26	)	)	PUNCT
inlawrev-2570	280	27	.	.	PUNCT
inlawrev-2570	281	1	1	1	NUM
inlawrev-2570	281	2	984	984	NUM
inlawrev-2570	281	3	]	]	PUNCT
inlawrev-2570	281	4	sur	sur	PROPN
inlawrev-2570	281	5	vey	vey	NOUN
inlawrev-2570	281	6	—	—	PUNCT
inlawrev-2570	281	7	insurance	insurance	NOUN
inlawrev-2570	281	8	23	23	NUM
inlawrev-2570	281	9	1	1	NUM
inlawrev-2570	281	10	replacement	replacement	NOUN
inlawrev-2570	281	11	.	.	PUNCT
inlawrev-2570	282	1	54	54	NUM
inlawrev-2570	282	2	the	the	DET
inlawrev-2570	282	3	court	court	NOUN
inlawrev-2570	282	4	noted	note	VERB
inlawrev-2570	282	5	that	that	SCONJ
inlawrev-2570	282	6	failure	failure	NOUN
inlawrev-2570	282	7	to	to	PART
inlawrev-2570	282	8	account	account	VERB
inlawrev-2570	282	9	for	for	ADP
inlawrev-2570	282	10	depreciable	depreciable	ADJ
inlawrev-2570	282	11	components	component	NOUN
inlawrev-2570	282	12	would	would	AUX
inlawrev-2570	282	13	result	result	VERB
inlawrev-2570	282	14	in	in	ADP
inlawrev-2570	282	15	the	the	DET
inlawrev-2570	282	16	dwelling	dwelling	NOUN
inlawrev-2570	282	17	being	be	AUX
inlawrev-2570	282	18	restored	restore	VERB
inlawrev-2570	282	19	to	to	ADP
inlawrev-2570	282	20	a	a	DET
inlawrev-2570	282	21	value	value	NOUN
inlawrev-2570	282	22	exceeding	exceed	VERB
inlawrev-2570	282	23	its	its	PRON
inlawrev-2570	282	24	pre	pre	ADJ
inlawrev-2570	282	25	-	-	ADJ
inlawrev-2570	282	26	loss	loss	ADJ
inlawrev-2570	282	27	value	value	NOUN
inlawrev-2570	282	28	,	,	PUNCT
inlawrev-2570	282	29	55	55	NUM
inlawrev-2570	282	30	a	a	DET
inlawrev-2570	282	31	result	result	NOUN
inlawrev-2570	282	32	inconsistent	inconsistent	ADJ
inlawrev-2570	282	33	with	with	ADP
inlawrev-2570	282	34	the	the	DET
inlawrev-2570	282	35	purpose	purpose	NOUN
inlawrev-2570	282	36	of	of	ADP
inlawrev-2570	282	37	an	an	DET
inlawrev-2570	282	38	indemnity	indemnity	NOUN
inlawrev-2570	282	39	contract	contract	NOUN
inlawrev-2570	282	40	.	.	PUNCT
inlawrev-2570	283	1	56	56	NUM
inlawrev-2570	283	2	a	a	DET
inlawrev-2570	283	3	similar	similar	ADJ
inlawrev-2570	283	4	outcome	outcome	NOUN
inlawrev-2570	283	5	was	be	AUX
inlawrev-2570	283	6	reached	reach	VERB
inlawrev-2570	283	7	in	in	ADP
inlawrev-2570	283	8	ohio	ohio	PROPN
inlawrev-2570	283	9	casualty	casualty	PROPN
inlawrev-2570	283	10	insurance	insurance	PROPN
inlawrev-2570	283	11	co.	co.	PROPN
inlawrev-2570	284	1	v.	v.	ADP
inlawrev-2570	284	2	ramsey	ramsey	PROPN
inlawrev-2570	284	3	,	,	PUNCT
inlawrev-2570	284	4	51	51	NUM
inlawrev-2570	284	5	wherein	wherein	ADJ
inlawrev-2570	284	6	insured	insured	ADJ
inlawrev-2570	284	7	property	property	NOUN
inlawrev-2570	284	8	was	be	AUX
inlawrev-2570	284	9	totally	totally	ADV
inlawrev-2570	284	10	destroyed	destroy	VERB
inlawrev-2570	284	11	by	by	ADP
inlawrev-2570	284	12	fire	fire	NOUN
inlawrev-2570	284	13	.	.	PUNCT
inlawrev-2570	285	1	the	the	DET
inlawrev-2570	285	2	trial	trial	NOUN
inlawrev-2570	285	3	court	court	NOUN
inlawrev-2570	285	4	interpreted	interpret	VERB
inlawrev-2570	285	5	an	an	DET
inlawrev-2570	285	6	acv	acv	NOUN
inlawrev-2570	285	7	policy	policy	NOUN
inlawrev-2570	285	8	,	,	PUNCT
inlawrev-2570	285	9	similar	similar	ADJ
inlawrev-2570	285	10	to	to	ADP
inlawrev-2570	285	11	the	the	DET
inlawrev-2570	285	12	one	one	NUM
inlawrev-2570	285	13	analyzed	analyze	VERB
inlawrev-2570	285	14	in	in	ADP
inlawrev-2570	285	15	travelers	traveler	NOUN
inlawrev-2570	285	16	,	,	PUNCT
inlawrev-2570	285	17	to	to	PART
inlawrev-2570	285	18	mean	mean	VERB
inlawrev-2570	285	19	replacement	replacement	NOUN
inlawrev-2570	285	20	cost	cost	NOUN
inlawrev-2570	285	21	without	without	ADP
inlawrev-2570	285	22	a	a	DET
inlawrev-2570	285	23	depreciation	depreciation	NOUN
inlawrev-2570	285	24	deduction	deduction	NOUN
inlawrev-2570	285	25	.	.	PUNCT
inlawrev-2570	286	1	58	58	NUM
inlawrev-2570	287	1	the	the	DET
inlawrev-2570	287	2	appellate	appellate	ADJ
inlawrev-2570	287	3	court	court	NOUN
inlawrev-2570	287	4	rejected	reject	VERB
inlawrev-2570	287	5	that	that	SCONJ
inlawrev-2570	287	6	approach	approach	NOUN
inlawrev-2570	287	7	and	and	CCONJ
inlawrev-2570	287	8	determined	determine	VERB
inlawrev-2570	287	9	that	that	SCONJ
inlawrev-2570	287	10	replacement	replacement	NOUN
inlawrev-2570	287	11	of	of	ADP
inlawrev-2570	287	12	a	a	DET
inlawrev-2570	287	13	dwelling	dwelling	NOUN
inlawrev-2570	287	14	's	's	PART
inlawrev-2570	287	15	functional	functional	ADJ
inlawrev-2570	287	16	efficiency	efficiency	NOUN
inlawrev-2570	287	17	is	be	AUX
inlawrev-2570	287	18	unfounded	unfounded	ADJ
inlawrev-2570	287	19	in	in	ADP
inlawrev-2570	287	20	a	a	DET
inlawrev-2570	287	21	total	total	ADJ
inlawrev-2570	287	22	loss	loss	NOUN
inlawrev-2570	287	23	case	case	NOUN
inlawrev-2570	287	24	because	because	SCONJ
inlawrev-2570	287	25	the	the	DET
inlawrev-2570	287	26	property	property	NOUN
inlawrev-2570	287	27	will	will	AUX
inlawrev-2570	287	28	not	not	PART
inlawrev-2570	287	29	be	be	AUX
inlawrev-2570	287	30	generally	generally	ADV
inlawrev-2570	287	31	subject	subject	ADJ
inlawrev-2570	287	32	to	to	ADP
inlawrev-2570	287	33	restoration	restoration	NOUN
inlawrev-2570	287	34	.	.	PUNCT
inlawrev-2570	288	1	59	59	NUM
inlawrev-2570	288	2	therefore	therefore	ADV
inlawrev-2570	288	3	,	,	PUNCT
inlawrev-2570	288	4	"	"	PUNCT
inlawrev-2570	288	5	pure	pure	ADJ
inlawrev-2570	288	6	replacement	replacement	NOUN
inlawrev-2570	288	7	cost	cost	NOUN
inlawrev-2570	288	8	"	"	PUNCT
inlawrev-2570	288	9	would	would	AUX
inlawrev-2570	288	10	permit	permit	VERB
inlawrev-2570	288	11	an	an	DET
inlawrev-2570	288	12	acv	acv	NOUN
inlawrev-2570	288	13	policyholder	policyholder	NOUN
inlawrev-2570	288	14	,	,	PUNCT
inlawrev-2570	288	15	under	under	ADP
inlawrev-2570	288	16	the	the	DET
inlawrev-2570	288	17	facts	fact	NOUN
inlawrev-2570	288	18	presented	present	VERB
inlawrev-2570	288	19	in	in	ADP
inlawrev-2570	288	20	ramsey	ramsey	NOUN
inlawrev-2570	288	21	,	,	PUNCT
inlawrev-2570	288	22	to	to	PART
inlawrev-2570	288	23	receive	receive	VERB
inlawrev-2570	288	24	a	a	DET
inlawrev-2570	288	25	new	new	ADJ
inlawrev-2570	288	26	home	home	NOUN
inlawrev-2570	288	27	of	of	ADP
inlawrev-2570	288	28	enhanced	enhanced	ADJ
inlawrev-2570	288	29	value	value	NOUN
inlawrev-2570	288	30	,	,	PUNCT
inlawrev-2570	288	31	a	a	DET
inlawrev-2570	288	32	result	result	NOUN
inlawrev-2570	288	33	inconsistent	inconsistent	ADJ
inlawrev-2570	288	34	with	with	ADP
inlawrev-2570	288	35	indemnity	indemnity	NOUN
inlawrev-2570	288	36	principles	principle	NOUN
inlawrev-2570	288	37	normally	normally	ADV
inlawrev-2570	288	38	associated	associate	VERB
inlawrev-2570	288	39	with	with	ADP
inlawrev-2570	288	40	an	an	DET
inlawrev-2570	288	41	acv	acv	PROPN
inlawrev-2570	288	42	insurance	insurance	NOUN
inlawrev-2570	288	43	contract	contract	NOUN
inlawrev-2570	288	44	.	.	PUNCT
inlawrev-2570	289	1	60	60	NUM
inlawrev-2570	290	1	thus	thus	ADV
inlawrev-2570	290	2	,	,	PUNCT
inlawrev-2570	290	3	these	these	DET
inlawrev-2570	290	4	decisions	decision	NOUN
inlawrev-2570	290	5	have	have	AUX
inlawrev-2570	290	6	limited	limit	VERB
inlawrev-2570	290	7	what	what	PRON
inlawrev-2570	290	8	the	the	DET
inlawrev-2570	290	9	insurance	insurance	NOUN
inlawrev-2570	290	10	industry	industry	NOUN
inlawrev-2570	290	11	feared	fear	VERB
inlawrev-2570	290	12	would	would	AUX
inlawrev-2570	290	13	be	be	AUX
inlawrev-2570	290	14	a	a	DET
inlawrev-2570	290	15	blanket	blanket	NOUN
inlawrev-2570	290	16	application	application	NOUN
inlawrev-2570	290	17	of	of	ADP
inlawrev-2570	290	18	"	"	PUNCT
inlawrev-2570	290	19	replacement	replacement	NOUN
inlawrev-2570	290	20	cost	cost	NOUN
inlawrev-2570	290	21	"	"	PUNCT
inlawrev-2570	290	22	in	in	ADP
inlawrev-2570	290	23	acv	acv	PROPN
inlawrev-2570	290	24	determinations	determination	NOUN
inlawrev-2570	290	25	and	and	CCONJ
inlawrev-2570	290	26	have	have	AUX
inlawrev-2570	290	27	preserved	preserve	VERB
inlawrev-2570	290	28	the	the	DET
inlawrev-2570	290	29	fundamental	fundamental	ADJ
inlawrev-2570	290	30	distinction	distinction	NOUN
inlawrev-2570	290	31	between	between	ADP
inlawrev-2570	290	32	acv	acv	PROPN
inlawrev-2570	290	33	and	and	CCONJ
inlawrev-2570	290	34	replacement	replacement	NOUN
inlawrev-2570	290	35	cost	cost	NOUN
inlawrev-2570	290	36	coverage	coverage	NOUN
inlawrev-2570	290	37	.	.	PUNCT
inlawrev-2570	291	1	further	far	ADV
inlawrev-2570	291	2	,	,	PUNCT
inlawrev-2570	291	3	this	this	DET
inlawrev-2570	291	4	distinction	distinction	NOUN
inlawrev-2570	291	5	appears	appear	VERB
inlawrev-2570	291	6	equally	equally	ADV
inlawrev-2570	291	7	applicable	applicable	ADJ
inlawrev-2570	291	8	to	to	ADP
inlawrev-2570	291	9	both	both	CCONJ
inlawrev-2570	291	10	partial	partial	ADJ
inlawrev-2570	291	11	and	and	CCONJ
inlawrev-2570	291	12	total	total	ADJ
inlawrev-2570	291	13	property	property	NOUN
inlawrev-2570	291	14	loss	loss	NOUN
inlawrev-2570	291	15	cases	case	NOUN
inlawrev-2570	291	16	.	.	PUNCT
inlawrev-2570	292	1	as	as	ADP
inlawrev-2570	292	2	such	such	ADJ
inlawrev-2570	292	3	,	,	PUNCT
inlawrev-2570	292	4	policyholders	policyholder	NOUN
inlawrev-2570	292	5	must	must	AUX
inlawrev-2570	292	6	pay	pay	VERB
inlawrev-2570	292	7	the	the	DET
inlawrev-2570	292	8	higher	high	ADJ
inlawrev-2570	292	9	premiums	premium	NOUN
inlawrev-2570	292	10	associated	associate	VERB
inlawrev-2570	292	11	with	with	ADP
inlawrev-2570	292	12	replacement	replacement	NOUN
inlawrev-2570	292	13	cost	cost	NOUN
inlawrev-2570	292	14	coverage	coverage	NOUN
inlawrev-2570	292	15	before	before	SCONJ
inlawrev-2570	292	16	they	they	PRON
inlawrev-2570	292	17	will	will	AUX
inlawrev-2570	292	18	be	be	AUX
inlawrev-2570	292	19	able	able	ADJ
inlawrev-2570	292	20	to	to	PART
inlawrev-2570	292	21	reap	reap	VERB
inlawrev-2570	292	22	the	the	DET
inlawrev-2570	292	23	benefits	benefit	NOUN
inlawrev-2570	292	24	of	of	ADP
inlawrev-2570	292	25	that	that	DET
inlawrev-2570	292	26	type	type	NOUN
inlawrev-2570	292	27	of	of	ADP
inlawrev-2570	292	28	coverage	coverage	NOUN
inlawrev-2570	292	29	.	.	PUNCT
inlawrev-2570	293	1	therefore	therefore	ADV
inlawrev-2570	293	2	,	,	PUNCT
inlawrev-2570	293	3	acv	acv	PROPN
inlawrev-2570	293	4	policyholders	policyholder	NOUN
inlawrev-2570	293	5	should	should	AUX
inlawrev-2570	293	6	carefully	carefully	ADV
inlawrev-2570	293	7	re	re	VERB
inlawrev-2570	293	8	-	-	VERB
inlawrev-2570	293	9	examine	examine	VERB
inlawrev-2570	293	10	their	their	PRON
inlawrev-2570	293	11	policies	policy	NOUN
inlawrev-2570	293	12	54442	54442	NUM
inlawrev-2570	293	13	n.e.2d	n.e.2d	NOUN
inlawrev-2570	293	14	at	at	ADP
inlawrev-2570	293	15	354	354	NUM
inlawrev-2570	293	16	.	.	PUNCT
inlawrev-2570	294	1	the	the	DET
inlawrev-2570	294	2	court	court	NOUN
inlawrev-2570	294	3	stated	state	VERB
inlawrev-2570	294	4	:	:	PUNCT
inlawrev-2570	294	5	the	the	DET
inlawrev-2570	294	6	difference	difference	NOUN
inlawrev-2570	294	7	between	between	ADP
inlawrev-2570	294	8	factors	factor	NOUN
inlawrev-2570	294	9	no	no	INTJ
inlawrev-2570	294	10	.	.	NOUN
inlawrev-2570	294	11	2	2	NUM
inlawrev-2570	294	12	and	and	CCONJ
inlawrev-2570	294	13	no	no	INTJ
inlawrev-2570	294	14	.	.	NOUN
inlawrev-2570	294	15	3	3	NUM
inlawrev-2570	294	16	,	,	PUNCT
inlawrev-2570	294	17	is	be	AUX
inlawrev-2570	294	18	that	that	PRON
inlawrev-2570	294	19	no	no	NOUN
inlawrev-2570	294	20	.	.	NOUN
inlawrev-2570	294	21	2	2	NUM
inlawrev-2570	294	22	,	,	PUNCT
inlawrev-2570	294	23	according	accord	VERB
inlawrev-2570	294	24	to	to	ADP
inlawrev-2570	294	25	the	the	DET
inlawrev-2570	294	26	weight	weight	NOUN
inlawrev-2570	294	27	of	of	ADP
inlawrev-2570	294	28	authority	authority	NOUN
inlawrev-2570	294	29	,	,	PUNCT
inlawrev-2570	294	30	permits	permit	VERB
inlawrev-2570	294	31	a	a	DET
inlawrev-2570	294	32	reduction	reduction	NOUN
inlawrev-2570	294	33	in	in	ADP
inlawrev-2570	294	34	liability	liability	NOUN
inlawrev-2570	294	35	in	in	ADP
inlawrev-2570	294	36	view	view	NOUN
inlawrev-2570	294	37	of	of	ADP
inlawrev-2570	294	38	the	the	DET
inlawrev-2570	294	39	very	very	ADV
inlawrev-2570	294	40	real	real	ADJ
inlawrev-2570	294	41	consideration	consideration	NOUN
inlawrev-2570	294	42	that	that	SCONJ
inlawrev-2570	294	43	following	follow	VERB
inlawrev-2570	294	44	complete	complete	ADJ
inlawrev-2570	294	45	restoration	restoration	NOUN
inlawrev-2570	294	46	of	of	ADP
inlawrev-2570	294	47	an	an	DET
inlawrev-2570	294	48	extensively	extensively	ADV
inlawrev-2570	294	49	damaged	damage	VERB
inlawrev-2570	294	50	building	building	NOUN
inlawrev-2570	294	51	,	,	PUNCT
inlawrev-2570	294	52	the	the	DET
inlawrev-2570	294	53	building	building	NOUN
inlawrev-2570	294	54	will	will	AUX
inlawrev-2570	294	55	often	often	ADV
inlawrev-2570	294	56	be	be	AUX
inlawrev-2570	294	57	worth	worth	ADJ
inlawrev-2570	294	58	more	more	ADJ
inlawrev-2570	294	59	than	than	SCONJ
inlawrev-2570	294	60	it	it	PRON
inlawrev-2570	294	61	was	be	AUX
inlawrev-2570	294	62	before	before	SCONJ
inlawrev-2570	294	63	the	the	DET
inlawrev-2570	294	64	loss	loss	NOUN
inlawrev-2570	294	65	occurred	occur	VERB
inlawrev-2570	294	66	.	.	PUNCT
inlawrev-2570	295	1	the	the	DET
inlawrev-2570	295	2	degree	degree	NOUN
inlawrev-2570	295	3	to	to	PART
inlawrev-2570	295	4	which	which	PRON
inlawrev-2570	295	5	this	this	PRON
inlawrev-2570	295	6	comes	come	VERB
inlawrev-2570	295	7	into	into	ADP
inlawrev-2570	295	8	play	play	NOUN
inlawrev-2570	295	9	obviously	obviously	ADV
inlawrev-2570	295	10	varies	vary	VERB
inlawrev-2570	295	11	with	with	ADP
inlawrev-2570	295	12	the	the	DET
inlawrev-2570	295	13	physical	physical	ADJ
inlawrev-2570	295	14	condition	condition	NOUN
inlawrev-2570	295	15	and	and	CCONJ
inlawrev-2570	295	16	degree	degree	NOUN
inlawrev-2570	295	17	of	of	ADP
inlawrev-2570	295	18	obselescence	obselescence	NOUN
inlawrev-2570	295	19	[	[	X
inlawrev-2570	295	20	sic	sic	ADJ
inlawrev-2570	295	21	]	]	PUNCT
inlawrev-2570	295	22	of	of	ADP
inlawrev-2570	295	23	the	the	DET
inlawrev-2570	295	24	building	building	NOUN
inlawrev-2570	295	25	,	,	PUNCT
inlawrev-2570	295	26	prior	prior	ADV
inlawrev-2570	295	27	to	to	ADP
inlawrev-2570	295	28	the	the	DET
inlawrev-2570	295	29	loss	loss	NOUN
inlawrev-2570	295	30	,	,	PUNCT
inlawrev-2570	295	31	and	and	CCONJ
inlawrev-2570	295	32	the	the	DET
inlawrev-2570	295	33	extent	extent	NOUN
inlawrev-2570	295	34	of	of	ADP
inlawrev-2570	295	35	the	the	DET
inlawrev-2570	295	36	damage	damage	NOUN
inlawrev-2570	295	37	insured	insure	VERB
inlawrev-2570	295	38	against	against	ADP
inlawrev-2570	295	39	.	.	PUNCT
inlawrev-2570	296	1	the	the	DET
inlawrev-2570	296	2	determination	determination	NOUN
inlawrev-2570	296	3	is	be	AUX
inlawrev-2570	296	4	further	far	ADV
inlawrev-2570	296	5	complicated	complicate	VERB
inlawrev-2570	296	6	by	by	ADP
inlawrev-2570	296	7	reasons	reason	NOUN
inlawrev-2570	296	8	of	of	ADP
inlawrev-2570	296	9	factors	factor	NOUN
inlawrev-2570	296	10	,	,	PUNCT
inlawrev-2570	296	11	other	other	ADJ
inlawrev-2570	296	12	than	than	ADP
inlawrev-2570	296	13	mere	mere	ADJ
inlawrev-2570	296	14	age	age	NOUN
inlawrev-2570	296	15	or	or	CCONJ
inlawrev-2570	296	16	physical	physical	ADJ
inlawrev-2570	296	17	deterioration	deterioration	NOUN
inlawrev-2570	296	18	,	,	PUNCT
inlawrev-2570	296	19	that	that	PRON
inlawrev-2570	296	20	also	also	ADV
inlawrev-2570	296	21	affect	affect	VERB
inlawrev-2570	296	22	values	value	NOUN
inlawrev-2570	296	23	.	.	PUNCT
inlawrev-2570	297	1	i	i	PRON
inlawrev-2570	297	2	d.	d.	PROPN
inlawrev-2570	298	1	i	i	PRON
inlawrev-2570	298	2	d.	d.	PROPN
inlawrev-2570	298	3	55	55	NUM
inlawrev-2570	299	1	i	i	PRON
inlawrev-2570	299	2	d.	d.	PROPN
inlawrev-2570	299	3	56	56	NUM
inlawrev-2570	300	1	i	i	PRON
inlawrev-2570	300	2	d.	d.	PROPN
inlawrev-2570	300	3	at	at	ADP
inlawrev-2570	300	4	353	353	NUM
inlawrev-2570	300	5	.	.	PUNCT
inlawrev-2570	300	6	57439	57439	NUM
inlawrev-2570	300	7	n.e.2d	n.e.2d	NOUN
inlawrev-2570	300	8	1162	1162	NUM
inlawrev-2570	300	9	(	(	PUNCT
inlawrev-2570	300	10	ind	ind	NOUN
inlawrev-2570	300	11	.	.	PUNCT
inlawrev-2570	301	1	ct	ct	PROPN
inlawrev-2570	301	2	.	.	PUNCT
inlawrev-2570	302	1	app	app	PROPN
inlawrev-2570	302	2	.	.	PROPN
inlawrev-2570	302	3	1982	1982	NUM
inlawrev-2570	302	4	)	)	PUNCT
inlawrev-2570	302	5	.	.	PUNCT
inlawrev-2570	303	1	si	si	PROPN
inlawrev-2570	304	1	i	i	PRON
inlawrev-2570	304	2	d.	d.	PROPN
inlawrev-2570	304	3	at	at	ADP
inlawrev-2570	304	4	1164	1164	NUM
inlawrev-2570	304	5	.	.	PUNCT
inlawrev-2570	305	1	in	in	ADP
inlawrev-2570	305	2	entering	enter	VERB
inlawrev-2570	305	3	its	its	PRON
inlawrev-2570	305	4	judgment	judgment	NOUN
inlawrev-2570	305	5	,	,	PUNCT
inlawrev-2570	305	6	the	the	DET
inlawrev-2570	305	7	trial	trial	NOUN
inlawrev-2570	305	8	court	court	NOUN
inlawrev-2570	305	9	ruled	rule	VERB
inlawrev-2570	305	10	in	in	ADP
inlawrev-2570	305	11	part	part	NOUN
inlawrev-2570	305	12	:	:	PUNCT
inlawrev-2570	306	1	[	[	X
inlawrev-2570	306	2	t]he	t]he	X
inlawrev-2570	306	3	court	court	NOUN
inlawrev-2570	306	4	.	.	PUNCT
inlawrev-2570	306	5	.	.	PUNCT
inlawrev-2570	306	6	.	.	PUNCT
inlawrev-2570	306	7	finds	find	VERB
inlawrev-2570	306	8	that	that	SCONJ
inlawrev-2570	306	9	the	the	DET
inlawrev-2570	306	10	subject	subject	ADJ
inlawrev-2570	306	11	property	property	NOUN
inlawrev-2570	306	12	herein	herein	NOUN
inlawrev-2570	306	13	was	be	AUX
inlawrev-2570	306	14	destroyed	destroy	VERB
inlawrev-2570	306	15	by	by	ADP
inlawrev-2570	306	16	fire	fire	NOUN
inlawrev-2570	306	17	that	that	SCONJ
inlawrev-2570	306	18	the	the	DET
inlawrev-2570	306	19	evidence	evidence	NOUN
inlawrev-2570	306	20	herein	herein	NOUN
inlawrev-2570	306	21	showed	show	VERB
inlawrev-2570	306	22	that	that	SCONJ
inlawrev-2570	306	23	said	say	VERB
inlawrev-2570	306	24	dwelling	dwelling	NOUN
inlawrev-2570	306	25	can	can	AUX
inlawrev-2570	306	26	not	not	PART
inlawrev-2570	306	27	be	be	AUX
inlawrev-2570	306	28	repaired	repair	VERB
inlawrev-2570	306	29	at	at	ADP
inlawrev-2570	306	30	a	a	DET
inlawrev-2570	306	31	cost	cost	NOUN
inlawrev-2570	306	32	of	of	ADP
inlawrev-2570	306	33	less	less	ADJ
inlawrev-2570	306	34	than	than	ADP
inlawrev-2570	306	35	face	face	NOUN
inlawrev-2570	306	36	value	value	NOUN
inlawrev-2570	306	37	of	of	ADP
inlawrev-2570	306	38	the	the	DET
inlawrev-2570	306	39	insurance	insurance	NOUN
inlawrev-2570	306	40	herein	herein	NOUN
inlawrev-2570	306	41	and	and	CCONJ
inlawrev-2570	306	42	that	that	SCONJ
inlawrev-2570	306	43	the	the	DET
inlawrev-2570	306	44	replacement	replacement	NOUN
inlawrev-2570	306	45	cost	cost	NOUN
inlawrev-2570	306	46	would	would	AUX
inlawrev-2570	306	47	far	far	ADV
inlawrev-2570	306	48	exceed	exceed	VERB
inlawrev-2570	306	49	the	the	DET
inlawrev-2570	306	50	limits	limit	NOUN
inlawrev-2570	306	51	of	of	ADP
inlawrev-2570	306	52	the	the	DET
inlawrev-2570	306	53	policy	policy	NOUN
inlawrev-2570	306	54	herein	herein	NOUN
inlawrev-2570	306	55	and	and	CCONJ
inlawrev-2570	306	56	that	that	SCONJ
inlawrev-2570	306	57	the	the	DET
inlawrev-2570	306	58	plaintiff	plaintiff	NOUN
inlawrev-2570	306	59	is	be	AUX
inlawrev-2570	306	60	entitled	entitle	VERB
inlawrev-2570	306	61	to	to	ADP
inlawrev-2570	306	62	replacement	replacement	NOUN
inlawrev-2570	306	63	of	of	ADP
inlawrev-2570	306	64	said	say	VERB
inlawrev-2570	306	65	property	property	NOUN
inlawrev-2570	306	66	or	or	CCONJ
inlawrev-2570	306	67	in	in	ADP
inlawrev-2570	306	68	the	the	DET
inlawrev-2570	306	69	alternative	alternative	NOUN
inlawrev-2570	306	70	the	the	DET
inlawrev-2570	306	71	limits	limit	NOUN
inlawrev-2570	306	72	of	of	ADP
inlawrev-2570	306	73	the	the	DET
inlawrev-2570	306	74	policy	policy	NOUN
inlawrev-2570	306	75	herein	herein	NOUN
inlawrev-2570	306	76	....	....	PUNCT
inlawrev-2570	307	1	$	$	SYM
inlawrev-2570	307	2	9	9	NUM
inlawrev-2570	307	3	i	i	PRON
inlawrev-2570	307	4	d.	d.	PROPN
inlawrev-2570	307	5	at	at	ADP
inlawrev-2570	307	6	1166	1166	NUM
inlawrev-2570	307	7	.	.	PUNCT
inlawrev-2570	308	1	60	60	NUM
inlawrev-2570	308	2	i	i	PRON
inlawrev-2570	308	3	d.	d.	PROPN
inlawrev-2570	308	4	at	at	ADP
inlawrev-2570	308	5	1169	1169	NUM
inlawrev-2570	308	6	.	.	PUNCT
inlawrev-2570	309	1	232	232	NUM
inlawrev-2570	309	2	indiana	indiana	PROPN
inlawrev-2570	309	3	law	law	PROPN
inlawrev-2570	309	4	review	review	NOUN
inlawrev-2570	309	5	[	[	X
inlawrev-2570	309	6	vol	vol	NOUN
inlawrev-2570	309	7	.	.	PUNCT
inlawrev-2570	309	8	17:223	17:223	NUM
inlawrev-2570	309	9	to	to	PART
inlawrev-2570	309	10	determine	determine	VERB
inlawrev-2570	309	11	if	if	SCONJ
inlawrev-2570	309	12	indemnity	indemnity	NOUN
inlawrev-2570	309	13	coverage	coverage	NOUN
inlawrev-2570	309	14	is	be	AUX
inlawrev-2570	309	15	sufficient	sufficient	ADJ
inlawrev-2570	309	16	to	to	PART
inlawrev-2570	309	17	protect	protect	VERB
inlawrev-2570	309	18	their	their	PRON
inlawrev-2570	309	19	property	property	NOUN
inlawrev-2570	309	20	interests	interest	NOUN
inlawrev-2570	309	21	.	.	PUNCT
inlawrev-2570	310	1	2	2	X
inlawrev-2570	310	2	.	.	X
inlawrev-2570	310	3	broad	broad	ADJ
inlawrev-2570	310	4	evidence	evidence	NOUN
inlawrev-2570	310	5	rule	rule	NOUN
inlawrev-2570	310	6	—	—	PUNCT
inlawrev-2570	310	7	method	method	NOUN
inlawrev-2570	310	8	for	for	ADP
inlawrev-2570	310	9	proving	prove	VERB
inlawrev-2570	310	10	actual	actual	ADJ
inlawrev-2570	310	11	cash	cash	NOUN
inlawrev-2570	310	12	value	value	NOUN
inlawrev-2570	310	13	of	of	ADP
inlawrev-2570	310	14	loss.—travelers	loss.—traveler	NOUN
inlawrev-2570	310	15	further	far	ADV
inlawrev-2570	310	16	analyzed	analyze	VERB
inlawrev-2570	310	17	the	the	DET
inlawrev-2570	310	18	proper	proper	ADJ
inlawrev-2570	310	19	evidentiary	evidentiary	ADJ
inlawrev-2570	310	20	vehicle	vehicle	NOUN
inlawrev-2570	310	21	for	for	ADP
inlawrev-2570	310	22	proving	prove	VERB
inlawrev-2570	310	23	acv	acv	NOUN
inlawrev-2570	310	24	and	and	CCONJ
inlawrev-2570	310	25	adopted	adopt	VERB
inlawrev-2570	310	26	the	the	DET
inlawrev-2570	310	27	broad	broad	ADJ
inlawrev-2570	310	28	evidence	evidence	NOUN
inlawrev-2570	310	29	rule	rule	NOUN
inlawrev-2570	310	30	.	.	PUNCT
inlawrev-2570	311	1	61	61	NUM
inlawrev-2570	311	2	that	that	DET
inlawrev-2570	311	3	rule	rule	NOUN
inlawrev-2570	311	4	,	,	PUNCT
inlawrev-2570	311	5	characterized	characterize	VERB
inlawrev-2570	311	6	by	by	ADP
inlawrev-2570	311	7	the	the	DET
inlawrev-2570	311	8	court	court	NOUN
inlawrev-2570	311	9	as	as	ADP
inlawrev-2570	311	10	the	the	DET
inlawrev-2570	311	11	majority	majority	NOUN
inlawrev-2570	311	12	rule	rule	NOUN
inlawrev-2570	311	13	of	of	ADP
inlawrev-2570	311	14	other	other	ADJ
inlawrev-2570	311	15	jurisdictions	jurisdiction	NOUN
inlawrev-2570	311	16	,	,	PUNCT
inlawrev-2570	311	17	provides	provide	VERB
inlawrev-2570	311	18	flexibility	flexibility	NOUN
inlawrev-2570	311	19	in	in	ADP
inlawrev-2570	311	20	determining	determine	VERB
inlawrev-2570	311	21	the	the	DET
inlawrev-2570	311	22	value	value	NOUN
inlawrev-2570	311	23	of	of	ADP
inlawrev-2570	311	24	a	a	DET
inlawrev-2570	311	25	loss	loss	NOUN
inlawrev-2570	311	26	and	and	CCONJ
inlawrev-2570	311	27	permits	permit	VERB
inlawrev-2570	311	28	the	the	DET
inlawrev-2570	311	29	trier	trier	NOUN
inlawrev-2570	311	30	of	of	ADP
inlawrev-2570	311	31	fact	fact	NOUN
inlawrev-2570	311	32	to	to	PART
inlawrev-2570	311	33	consider	consider	VERB
inlawrev-2570	311	34	every	every	DET
inlawrev-2570	311	35	fact	fact	NOUN
inlawrev-2570	311	36	and	and	CCONJ
inlawrev-2570	311	37	circumstance	circumstance	NOUN
inlawrev-2570	311	38	which	which	PRON
inlawrev-2570	311	39	would	would	AUX
inlawrev-2570	311	40	logically	logically	ADV
inlawrev-2570	311	41	contribute	contribute	VERB
inlawrev-2570	311	42	to	to	ADP
inlawrev-2570	311	43	a	a	DET
inlawrev-2570	311	44	correct	correct	ADJ
inlawrev-2570	311	45	estimate	estimate	NOUN
inlawrev-2570	311	46	,	,	PUNCT
inlawrev-2570	311	47	such	such	ADJ
inlawrev-2570	311	48	as	as	ADP
inlawrev-2570	311	49	depreciation	depreciation	NOUN
inlawrev-2570	311	50	;	;	PUNCT
inlawrev-2570	311	51	replacement	replacement	NOUN
inlawrev-2570	311	52	cost	cost	NOUN
inlawrev-2570	311	53	;	;	PUNCT
inlawrev-2570	311	54	fair	fair	ADJ
inlawrev-2570	311	55	market	market	NOUN
inlawrev-2570	311	56	value	value	NOUN
inlawrev-2570	311	57	;	;	PUNCT
inlawrev-2570	311	58	amount	amount	NOUN
inlawrev-2570	311	59	of	of	ADP
inlawrev-2570	311	60	loss	loss	NOUN
inlawrev-2570	311	61	;	;	PUNCT
inlawrev-2570	311	62	effect	effect	NOUN
inlawrev-2570	311	63	of	of	ADP
inlawrev-2570	311	64	overor	overor	NOUN
inlawrev-2570	311	65	under	under	NOUN
inlawrev-2570	311	66	-	-	PUNCT
inlawrev-2570	311	67	insurance	insurance	NOUN
inlawrev-2570	311	68	;	;	PUNCT
inlawrev-2570	311	69	original	original	ADJ
inlawrev-2570	311	70	cost	cost	NOUN
inlawrev-2570	311	71	versus	versus	ADP
inlawrev-2570	311	72	cost	cost	NOUN
inlawrev-2570	311	73	of	of	ADP
inlawrev-2570	311	74	reproduction	reproduction	NOUN
inlawrev-2570	311	75	;	;	PUNCT
inlawrev-2570	311	76	and	and	CCONJ
inlawrev-2570	311	77	declarations	declaration	NOUN
inlawrev-2570	311	78	against	against	ADP
inlawrev-2570	311	79	interest	interest	NOUN
inlawrev-2570	311	80	made	make	VERB
inlawrev-2570	311	81	by	by	ADP
inlawrev-2570	311	82	the	the	DET
inlawrev-2570	311	83	insured	insure	VERB
inlawrev-2570	311	84	.	.	PUNCT
inlawrev-2570	312	1	62	62	NUM
inlawrev-2570	312	2	the	the	DET
inlawrev-2570	312	3	court	court	NOUN
inlawrev-2570	312	4	noted	note	VERB
inlawrev-2570	312	5	that	that	SCONJ
inlawrev-2570	312	6	the	the	DET
inlawrev-2570	312	7	broad	broad	ADJ
inlawrev-2570	312	8	evidence	evidence	NOUN
inlawrev-2570	312	9	rule	rule	NOUN
inlawrev-2570	312	10	is	be	AUX
inlawrev-2570	312	11	more	more	ADV
inlawrev-2570	312	12	flexible	flexible	ADJ
inlawrev-2570	312	13	than	than	ADP
inlawrev-2570	312	14	other	other	ADJ
inlawrev-2570	312	15	evidentiary	evidentiary	ADJ
inlawrev-2570	312	16	methods	method	NOUN
inlawrev-2570	312	17	of	of	ADP
inlawrev-2570	312	18	computing	compute	VERB
inlawrev-2570	312	19	acv	acv	NOUN
inlawrev-2570	312	20	losses	loss	NOUN
inlawrev-2570	312	21	.	.	PUNCT
inlawrev-2570	313	1	63	63	NUM
inlawrev-2570	313	2	it	it	PRON
inlawrev-2570	313	3	concluded	conclude	VERB
inlawrev-2570	313	4	that	that	SCONJ
inlawrev-2570	313	5	a	a	DET
inlawrev-2570	313	6	consideration	consideration	NOUN
inlawrev-2570	313	7	of	of	ADP
inlawrev-2570	313	8	all	all	DET
inlawrev-2570	313	9	relevant	relevant	ADJ
inlawrev-2570	313	10	factors	factor	NOUN
inlawrev-2570	313	11	would	would	AUX
inlawrev-2570	313	12	foster	foster	VERB
inlawrev-2570	313	13	the	the	DET
inlawrev-2570	313	14	underlying	underlie	VERB
inlawrev-2570	313	15	goal	goal	NOUN
inlawrev-2570	313	16	of	of	ADP
inlawrev-2570	313	17	an	an	DET
inlawrev-2570	313	18	indemnity	indemnity	NOUN
inlawrev-2570	313	19	contract	contract	NOUN
inlawrev-2570	313	20	,	,	PUNCT
inlawrev-2570	313	21	namely	namely	ADV
inlawrev-2570	313	22	,	,	PUNCT
inlawrev-2570	313	23	to	to	PART
inlawrev-2570	313	24	make	make	VERB
inlawrev-2570	313	25	the	the	DET
inlawrev-2570	313	26	measure	measure	NOUN
inlawrev-2570	313	27	of	of	ADP
inlawrev-2570	313	28	recovery	recovery	NOUN
inlawrev-2570	313	29	correspond	correspond	VERB
inlawrev-2570	313	30	to	to	ADP
inlawrev-2570	313	31	the	the	DET
inlawrev-2570	313	32	actual	actual	ADJ
inlawrev-2570	313	33	loss	loss	NOUN
inlawrev-2570	313	34	sustained	sustain	VERB
inlawrev-2570	313	35	by	by	ADP
inlawrev-2570	313	36	the	the	DET
inlawrev-2570	313	37	insured	insure	VERB
inlawrev-2570	313	38	.	.	PUNCT
inlawrev-2570	314	1	64	64	NUM
inlawrev-2570	314	2	3	3	NUM
inlawrev-2570	314	3	.	.	PUNCT
inlawrev-2570	314	4	innocent	innocent	ADJ
inlawrev-2570	314	5	co	co	NOUN
inlawrev-2570	314	6	-	-	NOUN
inlawrev-2570	314	7	owner	owner	NOUN
inlawrev-2570	314	8	's	's	PART
inlawrev-2570	314	9	right	right	NOUN
inlawrev-2570	314	10	to	to	PART
inlawrev-2570	314	11	recover	recover	VERB
inlawrev-2570	314	12	insurance	insurance	NOUN
inlawrev-2570	314	13	proceeds.—the	proceeds.—the	DET
inlawrev-2570	314	14	indiana	indiana	PROPN
inlawrev-2570	314	15	court	court	PROPN
inlawrev-2570	314	16	of	of	ADP
inlawrev-2570	314	17	appeals	appeals	PROPN
inlawrev-2570	314	18	addressed	address	VERB
inlawrev-2570	314	19	the	the	DET
inlawrev-2570	314	20	rights	right	NOUN
inlawrev-2570	314	21	of	of	ADP
inlawrev-2570	314	22	an	an	DET
inlawrev-2570	314	23	innocent	innocent	ADJ
inlawrev-2570	314	24	spouse	spouse	NOUN
inlawrev-2570	314	25	to	to	PART
inlawrev-2570	314	26	receive	receive	VERB
inlawrev-2570	314	27	insurance	insurance	NOUN
inlawrev-2570	314	28	proceeds	proceed	NOUN
inlawrev-2570	314	29	under	under	ADP
inlawrev-2570	314	30	a	a	DET
inlawrev-2570	314	31	homeowner	homeowner	NOUN
inlawrev-2570	314	32	's	's	PART
inlawrev-2570	314	33	policy	policy	NOUN
inlawrev-2570	314	34	for	for	ADP
inlawrev-2570	314	35	loss	loss	NOUN
inlawrev-2570	314	36	to	to	ADP
inlawrev-2570	314	37	a	a	DET
inlawrev-2570	314	38	home	home	NOUN
inlawrev-2570	314	39	which	which	PRON
inlawrev-2570	314	40	had	have	AUX
inlawrev-2570	314	41	been	be	AUX
inlawrev-2570	314	42	deliberately	deliberately	ADV
inlawrev-2570	314	43	destroyed	destroy	VERB
inlawrev-2570	314	44	by	by	ADP
inlawrev-2570	314	45	that	that	DET
inlawrev-2570	314	46	spouse	spouse	NOUN
inlawrev-2570	314	47	's	's	PART
inlawrev-2570	314	48	husband	husband	NOUN
inlawrev-2570	314	49	.	.	PUNCT
inlawrev-2570	315	1	in	in	ADP
inlawrev-2570	315	2	fusion	fusion	NOUN
inlawrev-2570	315	3	v.	v.	ADP
inlawrev-2570	315	4	national	national	ADJ
inlawrev-2570	315	5	mutual	mutual	PROPN
inlawrev-2570	315	6	insurance	insurance	PROPN
inlawrev-2570	315	7	co.	co.	PROPN
inlawrev-2570	315	8	,	,	PUNCT
inlawrev-2570	315	9	65	65	NUM
inlawrev-2570	315	10	the	the	DET
inlawrev-2570	315	11	innocent	innocent	ADJ
inlawrev-2570	315	12	spouse	spouse	NOUN
inlawrev-2570	315	13	was	be	AUX
inlawrev-2570	315	14	denied	deny	VERB
inlawrev-2570	315	15	recovery	recovery	NOUN
inlawrev-2570	315	16	in	in	ADP
inlawrev-2570	315	17	a	a	DET
inlawrev-2570	315	18	jury	jury	NOUN
inlawrev-2570	315	19	trial	trial	NOUN
inlawrev-2570	315	20	following	follow	VERB
inlawrev-2570	315	21	an	an	DET
inlawrev-2570	315	22	instruction	instruction	NOUN
inlawrev-2570	315	23	that	that	SCONJ
inlawrev-2570	315	24	,	,	PUNCT
inlawrev-2570	315	25	because	because	SCONJ
inlawrev-2570	315	26	of	of	ADP
inlawrev-2570	315	27	tenancy	tenancy	NOUN
inlawrev-2570	315	28	by	by	ADP
inlawrev-2570	315	29	the	the	DET
inlawrev-2570	315	30	entirety	entirety	NOUN
inlawrev-2570	315	31	,	,	PUNCT
inlawrev-2570	315	32	one	one	NUM
inlawrev-2570	315	33	spouse	spouse	NOUN
inlawrev-2570	315	34	's	's	PART
inlawrev-2570	315	35	act	act	NOUN
inlawrev-2570	315	36	justifying	justify	VERB
inlawrev-2570	315	37	the	the	DET
inlawrev-2570	315	38	denial	denial	NOUN
inlawrev-2570	315	39	of	of	ADP
inlawrev-2570	315	40	recovery	recovery	NOUN
inlawrev-2570	315	41	barred	bar	VERB
inlawrev-2570	315	42	recovery	recovery	NOUN
inlawrev-2570	315	43	for	for	ADP
inlawrev-2570	315	44	the	the	DET
inlawrev-2570	315	45	innocent	innocent	ADJ
inlawrev-2570	315	46	spouse	spouse	NOUN
inlawrev-2570	315	47	.	.	PUNCT
inlawrev-2570	316	1	66	66	NUM
inlawrev-2570	317	1	the	the	DET
inlawrev-2570	317	2	insurance	insurance	NOUN
inlawrev-2570	317	3	policy	policy	NOUN
inlawrev-2570	317	4	excluded	exclude	VERB
inlawrev-2570	317	5	coverage	coverage	NOUN
inlawrev-2570	317	6	6i	6i	NUM
inlawrev-2570	317	7	442	442	NUM
inlawrev-2570	317	8	n.e.2d	n.e.2d	NOUN
inlawrev-2570	317	9	at	at	ADP
inlawrev-2570	317	10	352	352	NUM
inlawrev-2570	317	11	-	-	SYM
inlawrev-2570	317	12	57	57	NUM
inlawrev-2570	317	13	;	;	PUNCT
inlawrev-2570	317	14	see	see	VERB
inlawrev-2570	317	15	also	also	ADV
inlawrev-2570	317	16	atlas	atlas	PROPN
inlawrev-2570	317	17	constr	constr	PROPN
inlawrev-2570	317	18	.	.	PUNCT
inlawrev-2570	318	1	co.	co.	PROPN
inlawrev-2570	319	1	v.	v.	ADP
inlawrev-2570	319	2	indiana	indiana	PROPN
inlawrev-2570	319	3	ins	ins	PROPN
inlawrev-2570	319	4	.	.	PUNCT
inlawrev-2570	319	5	co.	co.	PROPN
inlawrev-2570	319	6	,	,	PUNCT
inlawrev-2570	319	7	160	160	NUM
inlawrev-2570	319	8	ind	ind	NOUN
inlawrev-2570	319	9	.	.	PUNCT
inlawrev-2570	320	1	app	app	PROPN
inlawrev-2570	320	2	.	.	PROPN
inlawrev-2570	321	1	33	33	NUM
inlawrev-2570	321	2	,	,	PUNCT
inlawrev-2570	321	3	39	39	NUM
inlawrev-2570	321	4	-	-	SYM
inlawrev-2570	321	5	40	40	NUM
inlawrev-2570	321	6	,	,	PUNCT
inlawrev-2570	321	7	309	309	NUM
inlawrev-2570	321	8	n.e.2d	n.e.2d	NOUN
inlawrev-2570	321	9	810	810	NUM
inlawrev-2570	321	10	,	,	PUNCT
inlawrev-2570	321	11	814	814	NUM
inlawrev-2570	321	12	(	(	PUNCT
inlawrev-2570	321	13	1974	1974	NUM
inlawrev-2570	321	14	)	)	PUNCT
inlawrev-2570	321	15	(	(	PUNCT
inlawrev-2570	321	16	giving	give	VERB
inlawrev-2570	321	17	tacit	tacit	ADJ
inlawrev-2570	321	18	approval	approval	NOUN
inlawrev-2570	321	19	to	to	ADP
inlawrev-2570	321	20	the	the	DET
inlawrev-2570	321	21	broad	broad	ADJ
inlawrev-2570	321	22	evidence	evidence	NOUN
inlawrev-2570	321	23	rule	rule	NOUN
inlawrev-2570	321	24	)	)	PUNCT
inlawrev-2570	321	25	;	;	PUNCT
inlawrev-2570	321	26	mcanarney	mcanarney	PROPN
inlawrev-2570	321	27	v.	v.	PROPN
inlawrev-2570	321	28	new	new	PROPN
inlawrev-2570	321	29	york	york	PROPN
inlawrev-2570	321	30	fire	fire	PROPN
inlawrev-2570	321	31	ins	ins	PROPN
inlawrev-2570	321	32	.	.	PUNCT
inlawrev-2570	321	33	co.	co.	PROPN
inlawrev-2570	321	34	,	,	PUNCT
inlawrev-2570	321	35	247	247	NUM
inlawrev-2570	321	36	n.y	n.y	PROPN
inlawrev-2570	321	37	.	.	PROPN
inlawrev-2570	321	38	176	176	NUM
inlawrev-2570	321	39	,	,	PUNCT
inlawrev-2570	321	40	159	159	NUM
inlawrev-2570	321	41	n.e	n.e	PROPN
inlawrev-2570	321	42	.	.	PROPN
inlawrev-2570	321	43	902	902	NUM
inlawrev-2570	321	44	,	,	PUNCT
inlawrev-2570	321	45	905	905	NUM
inlawrev-2570	321	46	(	(	PUNCT
inlawrev-2570	321	47	1928	1928	NUM
inlawrev-2570	321	48	)	)	PUNCT
inlawrev-2570	321	49	(	(	PUNCT
inlawrev-2570	321	50	landmark	landmark	NOUN
inlawrev-2570	321	51	decision	decision	NOUN
inlawrev-2570	321	52	originating	originate	VERB
inlawrev-2570	321	53	the	the	DET
inlawrev-2570	321	54	broad	broad	ADJ
inlawrev-2570	321	55	evidence	evidence	NOUN
inlawrev-2570	321	56	rule	rule	NOUN
inlawrev-2570	321	57	)	)	PUNCT
inlawrev-2570	321	58	.	.	PUNCT
inlawrev-2570	322	1	the	the	DET
inlawrev-2570	322	2	court	court	NOUN
inlawrev-2570	322	3	analyzed	analyze	VERB
inlawrev-2570	322	4	four	four	NUM
inlawrev-2570	322	5	methods	method	NOUN
inlawrev-2570	322	6	utilized	utilize	VERB
inlawrev-2570	322	7	in	in	ADP
inlawrev-2570	322	8	other	other	ADJ
inlawrev-2570	322	9	jurisdictions	jurisdiction	NOUN
inlawrev-2570	322	10	to	to	PART
inlawrev-2570	322	11	make	make	VERB
inlawrev-2570	322	12	acv	acv	ADJ
inlawrev-2570	322	13	determinations	determination	NOUN
inlawrev-2570	322	14	:	:	PUNCT
inlawrev-2570	322	15	(	(	PUNCT
inlawrev-2570	322	16	1	1	X
inlawrev-2570	322	17	)	)	PUNCT
inlawrev-2570	322	18	replacement	replacement	NOUN
inlawrev-2570	322	19	cost	cost	NOUN
inlawrev-2570	322	20	without	without	ADP
inlawrev-2570	322	21	depreciation	depreciation	NOUN
inlawrev-2570	322	22	,	,	PUNCT
inlawrev-2570	322	23	(	(	PUNCT
inlawrev-2570	322	24	2	2	X
inlawrev-2570	322	25	)	)	PUNCT
inlawrev-2570	322	26	market	market	NOUN
inlawrev-2570	322	27	value	value	NOUN
inlawrev-2570	322	28	,	,	PUNCT
inlawrev-2570	322	29	(	(	PUNCT
inlawrev-2570	322	30	3	3	X
inlawrev-2570	322	31	)	)	PUNCT
inlawrev-2570	322	32	replacement	replacement	NOUN
inlawrev-2570	322	33	cost	cost	NOUN
inlawrev-2570	322	34	with	with	ADP
inlawrev-2570	322	35	depreciation	depreciation	NOUN
inlawrev-2570	322	36	deduction	deduction	NOUN
inlawrev-2570	322	37	,	,	PUNCT
inlawrev-2570	322	38	and	and	CCONJ
inlawrev-2570	322	39	(	(	PUNCT
inlawrev-2570	322	40	4	4	X
inlawrev-2570	322	41	)	)	PUNCT
inlawrev-2570	322	42	broad	broad	ADJ
inlawrev-2570	322	43	evidence	evidence	NOUN
inlawrev-2570	322	44	rule	rule	NOUN
inlawrev-2570	322	45	.	.	PUNCT
inlawrev-2570	323	1	442	442	NUM
inlawrev-2570	323	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	323	3	at	at	ADP
inlawrev-2570	323	4	354	354	NUM
inlawrev-2570	323	5	-	-	SYM
inlawrev-2570	323	6	56	56	NUM
inlawrev-2570	323	7	.	.	NOUN
inlawrev-2570	323	8	62442	62442	NUM
inlawrev-2570	323	9	n.e.2d	n.e.2d	NOUN
inlawrev-2570	323	10	at	at	ADP
inlawrev-2570	323	11	356	356	NUM
inlawrev-2570	323	12	.	.	PUNCT
inlawrev-2570	324	1	"	"	PUNCT
inlawrev-2570	324	2	i	i	PRON
inlawrev-2570	324	3	d.	d.	PROPN
inlawrev-2570	324	4	at	at	ADP
inlawrev-2570	324	5	357	357	NUM
inlawrev-2570	324	6	.	.	PUNCT
inlawrev-2570	325	1	64	64	NUM
inlawrev-2570	326	1	i	i	PRON
inlawrev-2570	326	2	d.	d.	NOUN
inlawrev-2570	326	3	at	at	ADP
inlawrev-2570	326	4	356	356	NUM
inlawrev-2570	326	5	-	-	SYM
inlawrev-2570	326	6	57	57	NUM
inlawrev-2570	326	7	.	.	PUNCT
inlawrev-2570	327	1	travelers	traveler	NOUN
inlawrev-2570	327	2	'	'	PART
inlawrev-2570	327	3	language	language	NOUN
inlawrev-2570	327	4	may	may	AUX
inlawrev-2570	327	5	be	be	AUX
inlawrev-2570	327	6	construed	construe	VERB
inlawrev-2570	327	7	as	as	ADP
inlawrev-2570	327	8	adopting	adopt	VERB
inlawrev-2570	327	9	the	the	DET
inlawrev-2570	327	10	broad	broad	ADJ
inlawrev-2570	327	11	evidence	evidence	NOUN
inlawrev-2570	327	12	rule	rule	NOUN
inlawrev-2570	327	13	for	for	ADP
inlawrev-2570	327	14	all	all	DET
inlawrev-2570	327	15	property	property	NOUN
inlawrev-2570	327	16	loss	loss	NOUN
inlawrev-2570	327	17	cases	case	NOUN
inlawrev-2570	327	18	.	.	PUNCT
inlawrev-2570	328	1	when	when	SCONJ
inlawrev-2570	328	2	so	so	ADV
inlawrev-2570	328	3	construed	construe	VERB
inlawrev-2570	328	4	,	,	PUNCT
inlawrev-2570	328	5	it	it	PRON
inlawrev-2570	328	6	is	be	AUX
inlawrev-2570	328	7	consistent	consistent	ADJ
inlawrev-2570	328	8	with	with	ADP
inlawrev-2570	328	9	ohio	ohio	PROPN
inlawrev-2570	328	10	cas	cas	PROPN
inlawrev-2570	328	11	.	.	PROPN
inlawrev-2570	328	12	ins	ins	PROPN
inlawrev-2570	328	13	.	.	PUNCT
inlawrev-2570	328	14	co.	co.	PROPN
inlawrev-2570	329	1	v.	v.	ADP
inlawrev-2570	329	2	ramsey	ramsey	PROPN
inlawrev-2570	329	3	,	,	PUNCT
inlawrev-2570	329	4	439	439	NUM
inlawrev-2570	329	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	329	6	1162	1162	NUM
inlawrev-2570	329	7	(	(	PUNCT
inlawrev-2570	329	8	ind	ind	NOUN
inlawrev-2570	329	9	.	.	PUNCT
inlawrev-2570	330	1	ct	ct	PROPN
inlawrev-2570	330	2	.	.	PUNCT
inlawrev-2570	331	1	app	app	PROPN
inlawrev-2570	331	2	.	.	PROPN
inlawrev-2570	331	3	1982	1982	NUM
inlawrev-2570	331	4	)	)	PUNCT
inlawrev-2570	331	5	,	,	PUNCT
inlawrev-2570	331	6	which	which	PRON
inlawrev-2570	331	7	applied	apply	VERB
inlawrev-2570	331	8	the	the	DET
inlawrev-2570	331	9	rule	rule	NOUN
inlawrev-2570	331	10	in	in	ADP
inlawrev-2570	331	11	a	a	DET
inlawrev-2570	331	12	total	total	ADJ
inlawrev-2570	331	13	loss	loss	NOUN
inlawrev-2570	331	14	property	property	NOUN
inlawrev-2570	331	15	case	case	NOUN
inlawrev-2570	331	16	.	.	PUNCT
inlawrev-2570	332	1	the	the	DET
inlawrev-2570	332	2	court	court	NOUN
inlawrev-2570	332	3	of	of	ADP
inlawrev-2570	332	4	appeals	appeals	PROPN
inlawrev-2570	332	5	in	in	ADP
inlawrev-2570	332	6	ohio	ohio	PROPN
inlawrev-2570	332	7	casualty	casualty	PROPN
inlawrev-2570	332	8	,	,	PUNCT
inlawrev-2570	332	9	however	however	ADV
inlawrev-2570	332	10	,	,	PUNCT
inlawrev-2570	332	11	referred	refer	VERB
inlawrev-2570	332	12	by	by	ADP
inlawrev-2570	332	13	footnote	footnote	NOUN
inlawrev-2570	332	14	to	to	ADP
inlawrev-2570	332	15	a	a	DET
inlawrev-2570	332	16	suggestion	suggestion	NOUN
inlawrev-2570	332	17	that	that	SCONJ
inlawrev-2570	332	18	"	"	PUNCT
inlawrev-2570	332	19	replacement	replacement	NOUN
inlawrev-2570	332	20	cost	cost	VERB
inlawrev-2570	332	21	less	less	ADJ
inlawrev-2570	332	22	depreciation	depreciation	NOUN
inlawrev-2570	332	23	"	"	PUNCT
inlawrev-2570	332	24	should	should	AUX
inlawrev-2570	332	25	be	be	AUX
inlawrev-2570	332	26	the	the	DET
inlawrev-2570	332	27	touchstone	touchstone	NOUN
inlawrev-2570	332	28	in	in	ADP
inlawrev-2570	332	29	the	the	DET
inlawrev-2570	332	30	ordinary	ordinary	ADJ
inlawrev-2570	332	31	property	property	NOUN
inlawrev-2570	332	32	loss	loss	NOUN
inlawrev-2570	332	33	case	case	NOUN
inlawrev-2570	332	34	,	,	PUNCT
inlawrev-2570	332	35	thus	thus	ADV
inlawrev-2570	332	36	limiting	limit	VERB
inlawrev-2570	332	37	the	the	DET
inlawrev-2570	332	38	broad	broad	ADJ
inlawrev-2570	332	39	evidence	evidence	NOUN
inlawrev-2570	332	40	rule	rule	VERB
inlawrev-2570	332	41	to	to	ADP
inlawrev-2570	332	42	those	those	DET
inlawrev-2570	332	43	unusual	unusual	ADJ
inlawrev-2570	332	44	fact	fact	NOUN
inlawrev-2570	332	45	situations	situation	NOUN
inlawrev-2570	332	46	wherein	wherein	SCONJ
inlawrev-2570	332	47	greater	great	ADJ
inlawrev-2570	332	48	flexibility	flexibility	NOUN
inlawrev-2570	332	49	is	be	AUX
inlawrev-2570	332	50	needed	need	VERB
inlawrev-2570	332	51	to	to	PART
inlawrev-2570	332	52	make	make	VERB
inlawrev-2570	332	53	an	an	DET
inlawrev-2570	332	54	acv	acv	ADJ
inlawrev-2570	332	55	determination	determination	NOUN
inlawrev-2570	332	56	.	.	PUNCT
inlawrev-2570	333	1	439	439	NUM
inlawrev-2570	333	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	333	3	at	at	ADP
inlawrev-2570	333	4	1169	1169	NUM
inlawrev-2570	333	5	n.4	n.4	NOUN
inlawrev-2570	333	6	.	.	PUNCT
inlawrev-2570	334	1	65440	65440	NUM
inlawrev-2570	334	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	334	3	751	751	NUM
inlawrev-2570	334	4	(	(	PUNCT
inlawrev-2570	334	5	ind	ind	NOUN
inlawrev-2570	334	6	.	.	PUNCT
inlawrev-2570	335	1	ct	ct	PROPN
inlawrev-2570	335	2	.	.	PUNCT
inlawrev-2570	336	1	app	app	PROPN
inlawrev-2570	336	2	.	.	PROPN
inlawrev-2570	336	3	1982	1982	NUM
inlawrev-2570	336	4	)	)	PUNCT
inlawrev-2570	336	5	.	.	PUNCT
inlawrev-2570	337	1	66the	66the	ADJ
inlawrev-2570	337	2	trial	trial	NOUN
inlawrev-2570	337	3	court	court	NOUN
inlawrev-2570	337	4	rejected	reject	VERB
inlawrev-2570	337	5	fuston	fuston	PROPN
inlawrev-2570	337	6	's	's	PART
inlawrev-2570	337	7	tendered	tender	VERB
inlawrev-2570	337	8	instruction	instruction	NOUN
inlawrev-2570	337	9	which	which	PRON
inlawrev-2570	337	10	stated	state	VERB
inlawrev-2570	337	11	:	:	PUNCT
inlawrev-2570	337	12	if	if	SCONJ
inlawrev-2570	337	13	you	you	PRON
inlawrev-2570	337	14	find	find	VERB
inlawrev-2570	337	15	that	that	SCONJ
inlawrev-2570	337	16	one	one	NUM
inlawrev-2570	337	17	of	of	ADP
inlawrev-2570	337	18	the	the	DET
inlawrev-2570	337	19	defendants	defendant	NOUN
inlawrev-2570	337	20	committed	commit	VERB
inlawrev-2570	337	21	an	an	DET
inlawrev-2570	337	22	act	act	NOUN
inlawrev-2570	337	23	which	which	PRON
inlawrev-2570	337	24	would	would	AUX
inlawrev-2570	337	25	void	void	VERB
inlawrev-2570	337	26	the	the	DET
inlawrev-2570	337	27	terms	term	NOUN
inlawrev-2570	337	28	of	of	ADP
inlawrev-2570	337	29	the	the	DET
inlawrev-2570	337	30	insurance	insurance	NOUN
inlawrev-2570	337	31	policy	policy	NOUN
inlawrev-2570	337	32	but	but	CCONJ
inlawrev-2570	337	33	that	that	SCONJ
inlawrev-2570	337	34	the	the	DET
inlawrev-2570	337	35	other	other	ADJ
inlawrev-2570	337	36	defendant	defendant	NOUN
inlawrev-2570	337	37	was	be	AUX
inlawrev-2570	337	38	innocent	innocent	ADJ
inlawrev-2570	337	39	of	of	ADP
inlawrev-2570	337	40	any	any	DET
inlawrev-2570	337	41	such	such	ADJ
inlawrev-2570	337	42	act	act	NOUN
inlawrev-2570	337	43	,	,	PUNCT
inlawrev-2570	337	44	you	you	PRON
inlawrev-2570	337	45	should	should	AUX
inlawrev-2570	337	46	return	return	VERB
inlawrev-2570	337	47	a	a	DET
inlawrev-2570	337	48	verdict	verdict	NOUN
inlawrev-2570	337	49	against	against	ADP
inlawrev-2570	337	50	the	the	DET
inlawrev-2570	337	51	one	one	NUM
inlawrev-2570	337	52	defendant	defendant	NOUN
inlawrev-2570	337	53	and	and	CCONJ
inlawrev-2570	337	54	a	a	DET
inlawrev-2570	337	55	verdict	verdict	NOUN
inlawrev-2570	337	56	for	for	ADP
inlawrev-2570	337	57	the	the	DET
inlawrev-2570	337	58	other	other	ADJ
inlawrev-2570	337	59	defendant	defendant	NOUN
inlawrev-2570	337	60	.	.	PUNCT
inlawrev-2570	338	1	i	i	PRON
inlawrev-2570	338	2	d.	d.	PROPN
inlawrev-2570	338	3	at	at	ADP
inlawrev-2570	338	4	752	752	NUM
inlawrev-2570	338	5	.	.	PUNCT
inlawrev-2570	339	1	1984	1984	NUM
inlawrev-2570	339	2	]	]	PUNCT
inlawrev-2570	339	3	survey	survey	NOUN
inlawrev-2570	339	4	—	—	PUNCT
inlawrev-2570	339	5	insurance	insurance	NOUN
inlawrev-2570	339	6	233	233	NUM
inlawrev-2570	339	7	with	with	ADP
inlawrev-2570	339	8	respect	respect	NOUN
inlawrev-2570	339	9	to	to	ADP
inlawrev-2570	339	10	"	"	PUNCT
inlawrev-2570	339	11	an	an	DET
inlawrev-2570	339	12	insured	insure	VERB
inlawrev-2570	339	13	"	"	PUNCT
inlawrev-2570	339	14	who	who	PRON
inlawrev-2570	339	15	was	be	AUX
inlawrev-2570	339	16	guilty	guilty	ADJ
inlawrev-2570	339	17	of	of	ADP
inlawrev-2570	339	18	failure	failure	NOUN
inlawrev-2570	339	19	to	to	PART
inlawrev-2570	339	20	protect	protect	VERB
inlawrev-2570	339	21	the	the	DET
inlawrev-2570	339	22	property	property	NOUN
inlawrev-2570	339	23	.	.	PUNCT
inlawrev-2570	340	1	67	67	NUM
inlawrev-2570	340	2	the	the	DET
inlawrev-2570	340	3	indiana	indiana	PROPN
inlawrev-2570	340	4	court	court	PROPN
inlawrev-2570	340	5	of	of	ADP
inlawrev-2570	340	6	appeals	appeal	NOUN
inlawrev-2570	340	7	,	,	PUNCT
inlawrev-2570	340	8	citing	cite	VERB
inlawrev-2570	340	9	the	the	DET
inlawrev-2570	340	10	equitable	equitable	ADJ
inlawrev-2570	340	11	principle	principle	NOUN
inlawrev-2570	340	12	that	that	SCONJ
inlawrev-2570	340	13	a	a	DET
inlawrev-2570	340	14	party	party	NOUN
inlawrev-2570	340	15	will	will	AUX
inlawrev-2570	340	16	not	not	PART
inlawrev-2570	340	17	be	be	AUX
inlawrev-2570	340	18	permitted	permit	VERB
inlawrev-2570	340	19	to	to	PART
inlawrev-2570	340	20	profit	profit	VERB
inlawrev-2570	340	21	from	from	ADP
inlawrev-2570	340	22	his	his	PRON
inlawrev-2570	340	23	wrongdoing	wrongdoing	NOUN
inlawrev-2570	340	24	,	,	PUNCT
inlawrev-2570	340	25	concluded	conclude	VERB
inlawrev-2570	340	26	that	that	SCONJ
inlawrev-2570	340	27	a	a	DET
inlawrev-2570	340	28	culpable	culpable	ADJ
inlawrev-2570	340	29	spouse	spouse	NOUN
inlawrev-2570	340	30	's	's	PART
inlawrev-2570	340	31	conduct	conduct	NOUN
inlawrev-2570	340	32	dissolves	dissolve	VERB
inlawrev-2570	340	33	the	the	DET
inlawrev-2570	340	34	tenancy	tenancy	NOUN
inlawrev-2570	340	35	by	by	ADP
inlawrev-2570	340	36	the	the	DET
inlawrev-2570	340	37	entirety	entirety	NOUN
inlawrev-2570	340	38	and	and	CCONJ
inlawrev-2570	340	39	permits	permit	VERB
inlawrev-2570	340	40	an	an	DET
inlawrev-2570	340	41	innocent	innocent	ADJ
inlawrev-2570	340	42	spouse	spouse	NOUN
inlawrev-2570	340	43	to	to	PART
inlawrev-2570	340	44	recover	recover	VERB
inlawrev-2570	340	45	one	one	NUM
inlawrev-2570	340	46	-	-	PUNCT
inlawrev-2570	340	47	half	half	NOUN
inlawrev-2570	340	48	of	of	ADP
inlawrev-2570	340	49	the	the	DET
inlawrev-2570	340	50	insurance	insurance	NOUN
inlawrev-2570	340	51	proceeds	proceed	NOUN
inlawrev-2570	340	52	.	.	PUNCT
inlawrev-2570	341	1	68	68	NUM
inlawrev-2570	341	2	the	the	DET
inlawrev-2570	341	3	court	court	NOUN
inlawrev-2570	341	4	acknowledged	acknowledge	VERB
inlawrev-2570	341	5	that	that	SCONJ
inlawrev-2570	341	6	in	in	ADP
inlawrev-2570	341	7	some	some	DET
inlawrev-2570	341	8	cases	case	NOUN
inlawrev-2570	341	9	such	such	DET
inlawrev-2570	341	10	a	a	DET
inlawrev-2570	341	11	division	division	NOUN
inlawrev-2570	341	12	of	of	ADP
inlawrev-2570	341	13	benefits	benefit	NOUN
inlawrev-2570	341	14	might	might	AUX
inlawrev-2570	341	15	permit	permit	VERB
inlawrev-2570	341	16	the	the	DET
inlawrev-2570	341	17	wrongful	wrongful	PROPN
inlawrev-2570	341	18	spouse	spouse	NOUN
inlawrev-2570	341	19	to	to	PART
inlawrev-2570	341	20	enjoy	enjoy	VERB
inlawrev-2570	341	21	part	part	NOUN
inlawrev-2570	341	22	of	of	ADP
inlawrev-2570	341	23	the	the	DET
inlawrev-2570	341	24	proceeds	proceed	NOUN
inlawrev-2570	341	25	but	but	CCONJ
inlawrev-2570	341	26	stated	state	VERB
inlawrev-2570	341	27	that	that	SCONJ
inlawrev-2570	341	28	trial	trial	NOUN
inlawrev-2570	341	29	courts	court	NOUN
inlawrev-2570	341	30	are	be	AUX
inlawrev-2570	341	31	competent	competent	ADJ
inlawrev-2570	341	32	to	to	ADP
inlawrev-2570	341	33	fashion	fashion	NOUN
inlawrev-2570	341	34	remedies	remedy	NOUN
inlawrev-2570	341	35	that	that	PRON
inlawrev-2570	341	36	would	would	AUX
inlawrev-2570	341	37	avoid	avoid	VERB
inlawrev-2570	341	38	that	that	DET
inlawrev-2570	341	39	result	result	NOUN
inlawrev-2570	341	40	.	.	PUNCT
inlawrev-2570	342	1	69	69	NUM
inlawrev-2570	342	2	fuston	fuston	NOUN
inlawrev-2570	342	3	clearly	clearly	ADV
inlawrev-2570	342	4	expanded	expand	VERB
inlawrev-2570	342	5	the	the	DET
inlawrev-2570	342	6	holding	holding	NOUN
inlawrev-2570	342	7	of	of	ADP
inlawrev-2570	342	8	american	american	ADJ
inlawrev-2570	342	9	economy	economy	PROPN
inlawrev-2570	342	10	insurance	insurance	PROPN
inlawrev-2570	342	11	co.	co.	PROPN
inlawrev-2570	342	12	v.	v.	ADP
inlawrev-2570	342	13	liggett	liggett	PROPN
inlawrev-2570	342	14	,	,	PUNCT
inlawrev-2570	342	15	10	10	NUM
inlawrev-2570	342	16	which	which	PRON
inlawrev-2570	342	17	permitted	permit	VERB
inlawrev-2570	342	18	full	full	ADJ
inlawrev-2570	342	19	recovery	recovery	NOUN
inlawrev-2570	342	20	of	of	ADP
inlawrev-2570	342	21	the	the	DET
inlawrev-2570	342	22	insurance	insurance	NOUN
inlawrev-2570	342	23	proceeds	proceed	NOUN
inlawrev-2570	342	24	by	by	ADP
inlawrev-2570	342	25	an	an	DET
inlawrev-2570	342	26	innocent	innocent	ADJ
inlawrev-2570	342	27	spouse	spouse	NOUN
inlawrev-2570	342	28	where	where	SCONJ
inlawrev-2570	342	29	the	the	DET
inlawrev-2570	342	30	wrongful	wrongful	PROPN
inlawrev-2570	342	31	spouse	spouse	NOUN
inlawrev-2570	342	32	had	have	AUX
inlawrev-2570	342	33	perished	perish	VERB
inlawrev-2570	342	34	during	during	ADP
inlawrev-2570	342	35	the	the	DET
inlawrev-2570	342	36	destruction	destruction	NOUN
inlawrev-2570	342	37	of	of	ADP
inlawrev-2570	342	38	the	the	DET
inlawrev-2570	342	39	insured	insure	VERB
inlawrev-2570	342	40	property	property	NOUN
inlawrev-2570	342	41	.	.	PUNCT
inlawrev-2570	343	1	yet	yet	ADV
inlawrev-2570	343	2	,	,	PUNCT
inlawrev-2570	343	3	fuston	fuston	PROPN
inlawrev-2570	343	4	left	leave	VERB
inlawrev-2570	343	5	unanswered	unanswere	VERB
inlawrev-2570	343	6	what	what	PRON
inlawrev-2570	343	7	"	"	PUNCT
inlawrev-2570	343	8	other	other	ADJ
inlawrev-2570	343	9	remedies	remedy	NOUN
inlawrev-2570	343	10	"	"	PUNCT
inlawrev-2570	343	11	are	be	AUX
inlawrev-2570	343	12	authorized	authorize	VERB
inlawrev-2570	343	13	to	to	PART
inlawrev-2570	343	14	limit	limit	VERB
inlawrev-2570	343	15	the	the	DET
inlawrev-2570	343	16	culpable	culpable	ADJ
inlawrev-2570	343	17	surviving	surviving	NOUN
inlawrev-2570	343	18	spouse	spouse	NOUN
inlawrev-2570	343	19	from	from	ADP
inlawrev-2570	343	20	receiving	receive	VERB
inlawrev-2570	343	21	part	part	NOUN
inlawrev-2570	343	22	of	of	ADP
inlawrev-2570	343	23	the	the	DET
inlawrev-2570	343	24	insurance	insurance	NOUN
inlawrev-2570	343	25	proceeds	proceed	NOUN
inlawrev-2570	343	26	.	.	PUNCT
inlawrev-2570	344	1	the	the	DET
inlawrev-2570	344	2	court	court	NOUN
inlawrev-2570	344	3	did	do	AUX
inlawrev-2570	344	4	not	not	PART
inlawrev-2570	344	5	directly	directly	ADV
inlawrev-2570	344	6	address	address	VERB
inlawrev-2570	344	7	whether	whether	SCONJ
inlawrev-2570	344	8	its	its	PRON
inlawrev-2570	344	9	holding	holding	NOUN
inlawrev-2570	344	10	will	will	AUX
inlawrev-2570	344	11	affirm	affirm	VERB
inlawrev-2570	344	12	the	the	DET
inlawrev-2570	344	13	right	right	NOUN
inlawrev-2570	344	14	of	of	ADP
inlawrev-2570	344	15	an	an	DET
inlawrev-2570	344	16	innocent	innocent	ADJ
inlawrev-2570	344	17	non	non	ADJ
inlawrev-2570	344	18	-	-	ADJ
inlawrev-2570	344	19	related	related	ADJ
inlawrev-2570	344	20	co	co	NOUN
inlawrev-2570	344	21	-	-	VERB
inlawrev-2570	344	22	insured	insure	VERB
inlawrev-2570	344	23	to	to	ADP
inlawrev-2570	344	24	insurance	insurance	NOUN
inlawrev-2570	344	25	proceeds	proceed	NOUN
inlawrev-2570	344	26	on	on	ADP
inlawrev-2570	344	27	property	property	NOUN
inlawrev-2570	344	28	destroyed	destroy	VERB
inlawrev-2570	344	29	by	by	ADP
inlawrev-2570	344	30	a	a	DET
inlawrev-2570	344	31	culpable	culpable	ADJ
inlawrev-2570	344	32	coinsured	coinsure	VERB
inlawrev-2570	344	33	,	,	PUNCT
inlawrev-2570	344	34	but	but	CCONJ
inlawrev-2570	344	35	it	it	PRON
inlawrev-2570	344	36	noted	note	VERB
inlawrev-2570	344	37	the	the	DET
inlawrev-2570	344	38	delaware	delaware	PROPN
inlawrev-2570	344	39	supreme	supreme	PROPN
inlawrev-2570	344	40	court	court	PROPN
inlawrev-2570	344	41	's	's	PART
inlawrev-2570	344	42	dictum	dictum	NOUN
inlawrev-2570	344	43	that	that	SCONJ
inlawrev-2570	344	44	in	in	ADP
inlawrev-2570	344	45	such	such	ADJ
inlawrev-2570	344	46	circumstances	circumstance	NOUN
inlawrev-2570	344	47	recovery	recovery	NOUN
inlawrev-2570	344	48	would	would	AUX
inlawrev-2570	344	49	be	be	AUX
inlawrev-2570	344	50	allowed	allow	VERB
inlawrev-2570	344	51	.	.	PUNCT
inlawrev-2570	345	1	71	71	NUM
inlawrev-2570	345	2	fuston	fuston	NOUN
inlawrev-2570	345	3	did	do	AUX
inlawrev-2570	345	4	,	,	PUNCT
inlawrev-2570	345	5	however	however	ADV
inlawrev-2570	345	6	,	,	PUNCT
inlawrev-2570	345	7	send	send	VERB
inlawrev-2570	345	8	a	a	DET
inlawrev-2570	345	9	significant	significant	ADJ
inlawrev-2570	345	10	signal	signal	NOUN
inlawrev-2570	345	11	to	to	ADP
inlawrev-2570	345	12	the	the	DET
inlawrev-2570	345	13	insurance	insurance	NOUN
inlawrev-2570	345	14	industry	industry	NOUN
inlawrev-2570	345	15	that	that	SCONJ
inlawrev-2570	345	16	policy	policy	NOUN
inlawrev-2570	345	17	modifications	modification	NOUN
inlawrev-2570	345	18	which	which	PRON
inlawrev-2570	345	19	explicitly	explicitly	ADV
inlawrev-2570	345	20	exclude	exclude	VERB
inlawrev-2570	345	21	an	an	DET
inlawrev-2570	345	22	innocent	innocent	ADJ
inlawrev-2570	345	23	co	co	NOUN
inlawrev-2570	345	24	-	-	VERB
inlawrev-2570	345	25	insured	insure	VERB
inlawrev-2570	345	26	from	from	ADP
inlawrev-2570	345	27	any	any	DET
inlawrev-2570	345	28	recovery	recovery	NOUN
inlawrev-2570	345	29	under	under	ADP
inlawrev-2570	345	30	a	a	DET
inlawrev-2570	345	31	homeowner	homeowner	NOUN
inlawrev-2570	345	32	's	's	PART
inlawrev-2570	345	33	policy	policy	NOUN
inlawrev-2570	345	34	might	might	AUX
inlawrev-2570	345	35	be	be	AUX
inlawrev-2570	345	36	upheld	uphold	VERB
inlawrev-2570	345	37	under	under	ADP
inlawrev-2570	345	38	court	court	NOUN
inlawrev-2570	345	39	challenge	challenge	NOUN
inlawrev-2570	345	40	.	.	PUNCT
inlawrev-2570	346	1	72	72	NUM
inlawrev-2570	346	2	finally	finally	ADV
inlawrev-2570	346	3	,	,	PUNCT
inlawrev-2570	346	4	the	the	DET
inlawrev-2570	346	5	court	court	NOUN
inlawrev-2570	346	6	in	in	ADP
inlawrev-2570	346	7	fuston	fuston	PROPN
inlawrev-2570	346	8	stated	state	VERB
inlawrev-2570	346	9	that	that	SCONJ
inlawrev-2570	346	10	the	the	DET
inlawrev-2570	346	11	innocent	innocent	ADJ
inlawrev-2570	346	12	co	co	VERB
inlawrev-2570	346	13	-	-	VERB
inlawrev-2570	346	14	insured	insured	ADJ
inlawrev-2570	346	15	must	must	AUX
inlawrev-2570	346	16	be	be	AUX
inlawrev-2570	346	17	totally	totally	ADV
inlawrev-2570	346	18	free	free	ADJ
inlawrev-2570	346	19	of	of	ADP
inlawrev-2570	346	20	collusion	collusion	NOUN
inlawrev-2570	346	21	with	with	ADP
inlawrev-2570	346	22	the	the	DET
inlawrev-2570	346	23	guilty	guilty	ADJ
inlawrev-2570	346	24	spouse	spouse	NOUN
inlawrev-2570	346	25	or	or	CCONJ
inlawrev-2570	346	26	be	be	AUX
inlawrev-2570	346	27	precluded	preclude	VERB
inlawrev-2570	346	28	from	from	ADP
inlawrev-2570	346	29	recovering	recover	VERB
inlawrev-2570	346	30	any	any	DET
inlawrev-2570	346	31	part	part	NOUN
inlawrev-2570	346	32	of	of	ADP
inlawrev-2570	346	33	the	the	DET
inlawrev-2570	346	34	insurance	insurance	NOUN
inlawrev-2570	346	35	proceeds	proceed	NOUN
inlawrev-2570	346	36	.	.	PUNCT
inlawrev-2570	347	1	73	73	NUM
inlawrev-2570	347	2	4	4	NUM
inlawrev-2570	347	3	.	.	PUNCT
inlawrev-2570	347	4	pro	pro	ADJ
inlawrev-2570	347	5	rata	rata	ADJ
inlawrev-2570	347	6	contributions	contribution	NOUN
inlawrev-2570	347	7	between	between	ADP
inlawrev-2570	347	8	property	property	NOUN
inlawrev-2570	347	9	insurers.—in	insurers.—in	PROPN
inlawrev-2570	347	10	indiana	indiana	PROPN
inlawrev-2570	347	11	insurance	insurance	PROPN
inlawrev-2570	347	12	co.	co.	PROPN
inlawrev-2570	347	13	v.	v.	ADP
inlawrev-2570	347	14	sentry	sentry	PROPN
inlawrev-2570	347	15	insurance	insurance	PROPN
inlawrev-2570	347	16	co.	co.	PROPN
inlawrev-2570	347	17	,	,	PUNCT
inlawrev-2570	347	18	14	14	NUM
inlawrev-2570	347	19	both	both	DET
inlawrev-2570	347	20	insurers	insurer	NOUN
inlawrev-2570	347	21	issued	issue	VERB
inlawrev-2570	347	22	policies	policy	NOUN
inlawrev-2570	347	23	on	on	ADP
inlawrev-2570	347	24	property	property	NOUN
inlawrev-2570	347	25	that	that	PRON
inlawrev-2570	347	26	had	have	AUX
inlawrev-2570	347	27	been	be	AUX
inlawrev-2570	347	28	sold	sell	VERB
inlawrev-2570	347	29	on	on	ADP
inlawrev-2570	347	30	contract	contract	NOUN
inlawrev-2570	347	31	.	.	PUNCT
inlawrev-2570	348	1	sentry	sentry	NOUN
inlawrev-2570	348	2	insured	insure	VERB
inlawrev-2570	348	3	the	the	DET
inlawrev-2570	348	4	vendee	vendee	NOUN
inlawrev-2570	348	5	and	and	CCONJ
inlawrev-2570	348	6	indiana	indiana	PROPN
inlawrev-2570	348	7	insured	insure	VERB
inlawrev-2570	348	8	the	the	DET
inlawrev-2570	348	9	vendor	vendor	NOUN
inlawrev-2570	348	10	to	to	ADP
inlawrev-2570	348	11	that	that	DET
inlawrev-2570	348	12	contract	contract	NOUN
inlawrev-2570	348	13	.	.	PUNCT
inlawrev-2570	349	1	each	each	DET
inlawrev-2570	349	2	policy	policy	NOUN
inlawrev-2570	349	3	provided	provide	VERB
inlawrev-2570	349	4	that	that	SCONJ
inlawrev-2570	349	5	its	its	PRON
inlawrev-2570	349	6	insurer	insurer	NOUN
inlawrev-2570	349	7	would	would	AUX
inlawrev-2570	349	8	be	be	AUX
inlawrev-2570	349	9	pro	pro	ADJ
inlawrev-2570	349	10	rata	rata	ADJ
inlawrev-2570	349	11	liable	liable	ADJ
inlawrev-2570	349	12	with	with	ADP
inlawrev-2570	349	13	all	all	DET
inlawrev-2570	349	14	other	other	ADJ
inlawrev-2570	349	15	insurers	insurer	NOUN
inlawrev-2570	349	16	of	of	ADP
inlawrev-2570	349	17	the	the	DET
inlawrev-2570	349	18	property	property	NOUN
inlawrev-2570	349	19	.	.	PUNCT
inlawrev-2570	350	1	after	after	SCONJ
inlawrev-2570	350	2	the	the	DET
inlawrev-2570	350	3	property	property	NOUN
inlawrev-2570	350	4	was	be	AUX
inlawrev-2570	350	5	destroyed	destroy	VERB
inlawrev-2570	350	6	by	by	ADP
inlawrev-2570	350	7	fire	fire	NOUN
inlawrev-2570	350	8	,	,	PUNCT
inlawrev-2570	350	9	indiana	indiana	PROPN
inlawrev-2570	350	10	denied	deny	VERB
inlawrev-2570	350	11	coverage	coverage	NOUN
inlawrev-2570	350	12	liability	liability	NOUN
inlawrev-2570	350	13	and	and	CCONJ
inlawrev-2570	350	14	refused	refuse	VERB
inlawrev-2570	350	15	to	to	PART
inlawrev-2570	350	16	pay	pay	VERB
inlawrev-2570	350	17	its	its	PRON
inlawrev-2570	350	18	pro	pro	ADJ
inlawrev-2570	350	19	rata	rata	ADJ
inlawrev-2570	350	20	share	share	NOUN
inlawrev-2570	350	21	of	of	ADP
inlawrev-2570	350	22	the	the	DET
inlawrev-2570	350	23	loss	loss	NOUN
inlawrev-2570	350	24	.	.	PUNCT
inlawrev-2570	351	1	affirming	affirm	VERB
inlawrev-2570	351	2	an	an	DET
inlawrev-2570	351	3	adverse	adverse	ADJ
inlawrev-2570	351	4	judgment	judgment	NOUN
inlawrev-2570	351	5	for	for	ADP
inlawrev-2570	351	6	indiana	indiana	PROPN
inlawrev-2570	351	7	insurance	insurance	PROPN
inlawrev-2570	351	8	,	,	PUNCT
inlawrev-2570	351	9	the	the	DET
inlawrev-2570	351	10	indiana	indiana	PROPN
inlawrev-2570	351	11	court	court	PROPN
inlawrev-2570	351	12	of	of	ADP
inlawrev-2570	351	13	appeals	appeals	PROPN
inlawrev-2570	351	14	stated	state	VERB
inlawrev-2570	351	15	that	that	SCONJ
inlawrev-2570	351	16	before	before	SCONJ
inlawrev-2570	351	17	a	a	DET
inlawrev-2570	351	18	pro	pro	ADJ
inlawrev-2570	351	19	rata	rata	ADJ
inlawrev-2570	351	20	contribution	contribution	NOUN
inlawrev-2570	351	21	will	will	AUX
inlawrev-2570	351	22	be	be	AUX
inlawrev-2570	351	23	required	require	VERB
inlawrev-2570	351	24	,	,	PUNCT
inlawrev-2570	351	25	each	each	DET
inlawrev-2570	351	26	policy	policy	NOUN
inlawrev-2570	351	27	must	must	AUX
inlawrev-2570	351	28	insure	insure	VERB
inlawrev-2570	351	29	(	(	PUNCT
inlawrev-2570	351	30	1	1	X
inlawrev-2570	351	31	)	)	PUNCT
inlawrev-2570	351	32	the	the	DET
inlawrev-2570	351	33	same	same	ADJ
inlawrev-2570	351	34	parties	party	NOUN
inlawrev-2570	351	35	,	,	PUNCT
inlawrev-2570	351	36	(	(	PUNCT
inlawrev-2570	351	37	2	2	X
inlawrev-2570	351	38	)	)	PUNCT
inlawrev-2570	351	39	the	the	DET
inlawrev-2570	351	40	same	same	ADJ
inlawrev-2570	351	41	casualty	casualty	NOUN
inlawrev-2570	351	42	,	,	PUNCT
inlawrev-2570	351	43	(	(	PUNCT
inlawrev-2570	351	44	3	3	X
inlawrev-2570	351	45	)	)	PUNCT
inlawrev-2570	351	46	the	the	DET
inlawrev-2570	351	47	same	same	ADJ
inlawrev-2570	351	48	property	property	NOUN
inlawrev-2570	351	49	,	,	PUNCT
inlawrev-2570	351	50	and	and	CCONJ
inlawrev-2570	351	51	(	(	PUNCT
inlawrev-2570	351	52	4	4	X
inlawrev-2570	351	53	)	)	PUNCT
inlawrev-2570	351	54	the	the	DET
inlawrev-2570	351	55	same	same	ADJ
inlawrev-2570	351	56	insured	insure	VERB
inlawrev-2570	351	57	interest	interest	NOUN
inlawrev-2570	351	58	.	.	PUNCT
inlawrev-2570	352	1	75	75	NUM
inlawrev-2570	352	2	concluding	conclude	VERB
inlawrev-2570	352	3	that	that	SCONJ
inlawrev-2570	352	4	the	the	DET
inlawrev-2570	352	5	61	61	NUM
inlawrev-2570	352	6	i	i	PRON
inlawrev-2570	352	7	d.	d.	NOUN
inlawrev-2570	352	8	at	at	ADP
inlawrev-2570	352	9	751	751	NUM
inlawrev-2570	352	10	-	-	SYM
inlawrev-2570	352	11	52	52	NUM
inlawrev-2570	352	12	n.l	n.l	NOUN
inlawrev-2570	352	13	.	.	PROPN
inlawrev-2570	352	14	s«id	s«id	PROPN
inlawrev-2570	352	15	.	.	PUNCT
inlawrev-2570	353	1	at	at	ADP
inlawrev-2570	353	2	753	753	NUM
inlawrev-2570	353	3	-	-	SYM
inlawrev-2570	353	4	54	54	NUM
inlawrev-2570	353	5	.	.	NUM
inlawrev-2570	353	6	69	69	NUM
inlawrev-2570	354	1	i	i	PRON
inlawrev-2570	354	2	d.	d.	PROPN
inlawrev-2570	354	3	at	at	ADP
inlawrev-2570	354	4	754	754	NUM
inlawrev-2570	354	5	.	.	PUNCT
inlawrev-2570	355	1	70426	70426	NUM
inlawrev-2570	355	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	355	3	136	136	NUM
inlawrev-2570	355	4	(	(	PUNCT
inlawrev-2570	355	5	ind	ind	NOUN
inlawrev-2570	355	6	.	.	PUNCT
inlawrev-2570	356	1	ct	ct	PROPN
inlawrev-2570	356	2	.	.	PUNCT
inlawrev-2570	357	1	app	app	PROPN
inlawrev-2570	357	2	.	.	PROPN
inlawrev-2570	357	3	1981	1981	NUM
inlawrev-2570	357	4	)	)	PUNCT
inlawrev-2570	357	5	.	.	PUNCT
inlawrev-2570	358	1	7	7	NUM
inlawrev-2570	358	2	'	'	NUM
inlawrev-2570	358	3	440	440	NUM
inlawrev-2570	358	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	358	5	at	at	ADP
inlawrev-2570	358	6	754	754	NUM
inlawrev-2570	358	7	(	(	PUNCT
inlawrev-2570	358	8	citing	cite	VERB
inlawrev-2570	358	9	steigler	steigler	NOUN
inlawrev-2570	358	10	v.	v.	ADP
inlawrev-2570	358	11	insurance	insurance	PROPN
inlawrev-2570	358	12	co.	co.	PROPN
inlawrev-2570	358	13	of	of	ADP
inlawrev-2570	358	14	n.	n.	PROPN
inlawrev-2570	358	15	america	america	PROPN
inlawrev-2570	358	16	,	,	PUNCT
inlawrev-2570	358	17	384	384	NUM
inlawrev-2570	358	18	a.2d	a.2d	SYM
inlawrev-2570	358	19	398	398	NUM
inlawrev-2570	358	20	(	(	PUNCT
inlawrev-2570	358	21	del	del	PROPN
inlawrev-2570	358	22	.	.	PROPN
inlawrev-2570	358	23	1978	1978	NUM
inlawrev-2570	358	24	)	)	PUNCT
inlawrev-2570	358	25	)	)	PUNCT
inlawrev-2570	358	26	.	.	PUNCT
inlawrev-2570	359	1	72440	72440	NUM
inlawrev-2570	359	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	359	3	at	at	ADP
inlawrev-2570	359	4	754	754	NUM
inlawrev-2570	359	5	.	.	PUNCT
inlawrev-2570	360	1	7i	7i	NOUN
inlawrev-2570	361	1	i	i	PRON
inlawrev-2570	361	2	d.	d.	PROPN
inlawrev-2570	361	3	74437	74437	NUM
inlawrev-2570	361	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	361	5	1381	1381	NUM
inlawrev-2570	361	6	(	(	PUNCT
inlawrev-2570	361	7	ind	ind	NOUN
inlawrev-2570	361	8	.	.	PUNCT
inlawrev-2570	362	1	ct	ct	PROPN
inlawrev-2570	362	2	.	.	PUNCT
inlawrev-2570	363	1	app	app	PROPN
inlawrev-2570	363	2	.	.	PROPN
inlawrev-2570	363	3	1982	1982	NUM
inlawrev-2570	363	4	)	)	PUNCT
inlawrev-2570	363	5	.	.	PUNCT
inlawrev-2570	364	1	15	15	NUM
inlawrev-2570	365	1	i	i	PRON
inlawrev-2570	365	2	d.	d.	NOUN
inlawrev-2570	365	3	at	at	ADP
inlawrev-2570	365	4	1388	1388	NUM
inlawrev-2570	365	5	(	(	PUNCT
inlawrev-2570	365	6	citing	cite	VERB
inlawrev-2570	365	7	granite	granite	NOUN
inlawrev-2570	365	8	state	state	NOUN
inlawrev-2570	365	9	ins	ins	PROPN
inlawrev-2570	365	10	.	.	PUNCT
inlawrev-2570	365	11	co.	co.	PROPN
inlawrev-2570	365	12	v.	v.	ADP
inlawrev-2570	365	13	employers	employers	PROPN
inlawrev-2570	365	14	mut	mut	PROPN
inlawrev-2570	365	15	.	.	PUNCT
inlawrev-2570	366	1	ins	ins	PROPN
inlawrev-2570	366	2	.	.	PUNCT
inlawrev-2570	366	3	co.	co.	PROPN
inlawrev-2570	366	4	,	,	PUNCT
inlawrev-2570	366	5	125	125	NUM
inlawrev-2570	366	6	ariz	ariz	NOUN
inlawrev-2570	366	7	.	.	PUNCT
inlawrev-2570	367	1	234	234	NUM
inlawrev-2570	367	2	indiana	indiana	PROPN
inlawrev-2570	367	3	law	law	NOUN
inlawrev-2570	367	4	review	review	NOUN
inlawrev-2570	367	5	[	[	X
inlawrev-2570	367	6	vol	vol	NOUN
inlawrev-2570	367	7	.	.	PUNCT
inlawrev-2570	367	8	17:223	17:223	NUM
inlawrev-2570	367	9	first	first	ADJ
inlawrev-2570	367	10	three	three	NUM
inlawrev-2570	367	11	elements	element	NOUN
inlawrev-2570	367	12	could	could	AUX
inlawrev-2570	367	13	not	not	PART
inlawrev-2570	367	14	be	be	AUX
inlawrev-2570	367	15	disputed	dispute	VERB
inlawrev-2570	367	16	,	,	PUNCT
inlawrev-2570	367	17	the	the	DET
inlawrev-2570	367	18	court	court	NOUN
inlawrev-2570	367	19	addressed	address	VERB
inlawrev-2570	367	20	indiana	indiana	PROPN
inlawrev-2570	367	21	's	's	PART
inlawrev-2570	367	22	argument	argument	NOUN
inlawrev-2570	367	23	that	that	SCONJ
inlawrev-2570	367	24	only	only	ADV
inlawrev-2570	367	25	the	the	DET
inlawrev-2570	367	26	vendee	vendee	NOUN
inlawrev-2570	367	27	's	's	PART
inlawrev-2570	367	28	interest	interest	NOUN
inlawrev-2570	367	29	had	have	AUX
inlawrev-2570	367	30	been	be	AUX
inlawrev-2570	367	31	destroyed	destroy	VERB
inlawrev-2570	367	32	and	and	CCONJ
inlawrev-2570	367	33	therefore	therefore	ADV
inlawrev-2570	367	34	the	the	DET
inlawrev-2570	367	35	risk	risk	NOUN
inlawrev-2570	367	36	of	of	ADP
inlawrev-2570	367	37	loss	loss	NOUN
inlawrev-2570	367	38	must	must	AUX
inlawrev-2570	367	39	be	be	AUX
inlawrev-2570	367	40	borne	bear	VERB
inlawrev-2570	367	41	solely	solely	ADV
inlawrev-2570	367	42	by	by	ADP
inlawrev-2570	367	43	the	the	DET
inlawrev-2570	367	44	vendee	vendee	NOUN
inlawrev-2570	367	45	in	in	ADP
inlawrev-2570	367	46	possession	possession	NOUN
inlawrev-2570	367	47	.	.	PUNCT
inlawrev-2570	368	1	76	76	NUM
inlawrev-2570	369	1	rejecting	reject	VERB
inlawrev-2570	369	2	this	this	DET
inlawrev-2570	369	3	position	position	NOUN
inlawrev-2570	369	4	,	,	PUNCT
inlawrev-2570	369	5	the	the	DET
inlawrev-2570	369	6	court	court	NOUN
inlawrev-2570	369	7	stated	state	VERB
inlawrev-2570	369	8	:	:	PUNCT
inlawrev-2570	369	9	although	although	SCONJ
inlawrev-2570	369	10	it	it	PRON
inlawrev-2570	369	11	is	be	AUX
inlawrev-2570	369	12	true	true	ADJ
inlawrev-2570	369	13	that	that	SCONJ
inlawrev-2570	369	14	in	in	ADP
inlawrev-2570	369	15	an	an	DET
inlawrev-2570	369	16	action	action	NOUN
inlawrev-2570	369	17	between	between	ADP
inlawrev-2570	369	18	the	the	DET
inlawrev-2570	369	19	vendee	vendee	NOUN
inlawrev-2570	369	20	and	and	CCONJ
inlawrev-2570	369	21	the	the	DET
inlawrev-2570	369	22	vendor	vendor	NOUN
inlawrev-2570	369	23	the	the	DET
inlawrev-2570	369	24	vendee	vendee	NOUN
inlawrev-2570	369	25	would	would	AUX
inlawrev-2570	369	26	usually	usually	ADV
inlawrev-2570	369	27	bear	bear	VERB
inlawrev-2570	369	28	the	the	DET
inlawrev-2570	369	29	risk	risk	NOUN
inlawrev-2570	369	30	of	of	ADP
inlawrev-2570	369	31	loss	loss	NOUN
inlawrev-2570	369	32	,	,	PUNCT
inlawrev-2570	369	33	this	this	DET
inlawrev-2570	369	34	legal	legal	ADJ
inlawrev-2570	369	35	principle	principle	NOUN
inlawrev-2570	369	36	is	be	AUX
inlawrev-2570	369	37	irrelevant	irrelevant	ADJ
inlawrev-2570	369	38	in	in	ADP
inlawrev-2570	369	39	the	the	DET
inlawrev-2570	369	40	instant	instant	ADJ
inlawrev-2570	369	41	case	case	NOUN
inlawrev-2570	369	42	.	.	PUNCT
inlawrev-2570	370	1	to	to	PART
inlawrev-2570	370	2	hold	hold	VERB
inlawrev-2570	370	3	otherwise	otherwise	ADV
inlawrev-2570	370	4	would	would	AUX
inlawrev-2570	370	5	state	state	VERB
inlawrev-2570	370	6	that	that	SCONJ
inlawrev-2570	370	7	when	when	SCONJ
inlawrev-2570	370	8	the	the	DET
inlawrev-2570	370	9	vendee	vendee	NOUN
inlawrev-2570	370	10	bears	bear	VERB
inlawrev-2570	370	11	the	the	DET
inlawrev-2570	370	12	risk	risk	NOUN
inlawrev-2570	370	13	of	of	ADP
inlawrev-2570	370	14	loss	loss	NOUN
inlawrev-2570	370	15	(	(	PUNCT
inlawrev-2570	370	16	which	which	PRON
inlawrev-2570	370	17	is	be	AUX
inlawrev-2570	370	18	usually	usually	ADV
inlawrev-2570	370	19	the	the	DET
inlawrev-2570	370	20	case	case	NOUN
inlawrev-2570	370	21	)	)	PUNCT
inlawrev-2570	370	22	,	,	PUNCT
inlawrev-2570	370	23	the	the	DET
inlawrev-2570	370	24	insurer	insurer	NOUN
inlawrev-2570	370	25	of	of	ADP
inlawrev-2570	370	26	the	the	DET
inlawrev-2570	370	27	vendor	vendor	NOUN
inlawrev-2570	370	28	's	's	PART
inlawrev-2570	370	29	interest	interest	NOUN
inlawrev-2570	370	30	would	would	AUX
inlawrev-2570	370	31	never	never	ADV
inlawrev-2570	370	32	pay	pay	VERB
inlawrev-2570	370	33	for	for	ADP
inlawrev-2570	370	34	a	a	DET
inlawrev-2570	370	35	loss	loss	NOUN
inlawrev-2570	370	36	even	even	ADV
inlawrev-2570	370	37	though	though	SCONJ
inlawrev-2570	370	38	it	it	PRON
inlawrev-2570	370	39	accepted	accept	VERB
inlawrev-2570	370	40	the	the	DET
inlawrev-2570	370	41	premiums	premium	NOUN
inlawrev-2570	370	42	from	from	ADP
inlawrev-2570	370	43	the	the	DET
inlawrev-2570	370	44	vendor	vendor	NOUN
inlawrev-2570	370	45	;	;	PUNCT
inlawrev-2570	370	46	the	the	DET
inlawrev-2570	370	47	vendee	vendee	NOUN
inlawrev-2570	370	48	would	would	AUX
inlawrev-2570	370	49	then	then	ADV
inlawrev-2570	370	50	become	become	VERB
inlawrev-2570	370	51	the	the	DET
inlawrev-2570	370	52	insurer	insurer	NOUN
inlawrev-2570	370	53	and	and	CCONJ
inlawrev-2570	370	54	the	the	DET
inlawrev-2570	370	55	insurance	insurance	NOUN
inlawrev-2570	370	56	company	company	NOUN
inlawrev-2570	370	57	would	would	AUX
inlawrev-2570	370	58	be	be	AUX
inlawrev-2570	370	59	relieved	relieve	VERB
inlawrev-2570	370	60	of	of	ADP
inlawrev-2570	370	61	its	its	PRON
inlawrev-2570	370	62	role	role	NOUN
inlawrev-2570	370	63	as	as	ADP
inlawrev-2570	370	64	insurer	insurer	NOUN
inlawrev-2570	370	65	and	and	CCONJ
inlawrev-2570	370	66	allowed	allow	VERB
inlawrev-2570	370	67	to	to	PART
inlawrev-2570	370	68	reap	reap	VERB
inlawrev-2570	370	69	the	the	DET
inlawrev-2570	370	70	windfall	windfall	NOUN
inlawrev-2570	370	71	of	of	ADP
inlawrev-2570	370	72	the	the	DET
inlawrev-2570	370	73	premiums	premium	NOUN
inlawrev-2570	370	74	it	it	PRON
inlawrev-2570	370	75	collected	collect	VERB
inlawrev-2570	370	76	from	from	ADP
inlawrev-2570	370	77	the	the	DET
inlawrev-2570	370	78	vendor	vendor	NOUN
inlawrev-2570	370	79	.	.	PUNCT
inlawrev-2570	371	1	77	77	NUM
inlawrev-2570	372	1	additionally	additionally	ADV
inlawrev-2570	372	2	,	,	PUNCT
inlawrev-2570	372	3	the	the	DET
inlawrev-2570	372	4	court	court	NOUN
inlawrev-2570	372	5	acknowledged	acknowledge	VERB
inlawrev-2570	372	6	the	the	DET
inlawrev-2570	372	7	right	right	NOUN
inlawrev-2570	372	8	of	of	ADP
inlawrev-2570	372	9	a	a	DET
inlawrev-2570	372	10	co	co	NOUN
inlawrev-2570	372	11	-	-	NOUN
inlawrev-2570	372	12	insurer	insurer	NOUN
inlawrev-2570	372	13	to	to	PART
inlawrev-2570	372	14	bring	bring	VERB
inlawrev-2570	372	15	an	an	DET
inlawrev-2570	372	16	action	action	NOUN
inlawrev-2570	372	17	to	to	PART
inlawrev-2570	372	18	enforce	enforce	VERB
inlawrev-2570	372	19	a	a	DET
inlawrev-2570	372	20	pro	pro	ADJ
inlawrev-2570	372	21	rata	rata	ADJ
inlawrev-2570	372	22	contribution	contribution	NOUN
inlawrev-2570	372	23	.	.	PUNCT
inlawrev-2570	373	1	78	78	NUM
inlawrev-2570	374	1	the	the	DET
inlawrev-2570	374	2	court	court	NOUN
inlawrev-2570	374	3	stated	state	VERB
inlawrev-2570	374	4	that	that	SCONJ
inlawrev-2570	374	5	the	the	DET
inlawrev-2570	374	6	non	non	ADJ
inlawrev-2570	374	7	-	-	ADJ
inlawrev-2570	374	8	participating	participate	VERB
inlawrev-2570	374	9	insurer	insurer	NOUN
inlawrev-2570	374	10	would	would	AUX
inlawrev-2570	374	11	be	be	AUX
inlawrev-2570	374	12	required	require	VERB
inlawrev-2570	374	13	to	to	PART
inlawrev-2570	374	14	pay	pay	VERB
inlawrev-2570	374	15	its	its	PRON
inlawrev-2570	374	16	pro	pro	ADJ
inlawrev-2570	374	17	rata	rata	ADJ
inlawrev-2570	374	18	share	share	NOUN
inlawrev-2570	374	19	even	even	ADV
inlawrev-2570	374	20	though	though	SCONJ
inlawrev-2570	374	21	it	it	PRON
inlawrev-2570	374	22	did	do	AUX
inlawrev-2570	374	23	not	not	PART
inlawrev-2570	374	24	participate	participate	VERB
inlawrev-2570	374	25	in	in	ADP
inlawrev-2570	374	26	the	the	DET
inlawrev-2570	374	27	claim	claim	NOUN
inlawrev-2570	374	28	adjustment79	adjustment79	NOUN
inlawrev-2570	374	29	and	and	CCONJ
inlawrev-2570	374	30	would	would	AUX
inlawrev-2570	374	31	further	far	ADV
inlawrev-2570	374	32	be	be	AUX
inlawrev-2570	374	33	barred	bar	VERB
inlawrev-2570	374	34	from	from	ADP
inlawrev-2570	374	35	challenging	challenge	VERB
inlawrev-2570	374	36	the	the	DET
inlawrev-2570	374	37	adjustment	adjustment	NOUN
inlawrev-2570	374	38	.	.	PUNCT
inlawrev-2570	375	1	80	80	NUM
inlawrev-2570	375	2	5	5	NUM
inlawrev-2570	375	3	.	.	PUNCT
inlawrev-2570	375	4	mortgagor	mortgagor	ADJ
inlawrev-2570	375	5	-	-	PUNCT
inlawrev-2570	375	6	mortgagee	mortgagee	NOUN
inlawrev-2570	375	7	rights	right	NOUN
inlawrev-2570	375	8	to	to	PART
inlawrev-2570	375	9	proceeds	proceeds	VERB
inlawrev-2570	375	10	resulting	result	VERB
inlawrev-2570	375	11	from	from	ADP
inlawrev-2570	375	12	losses	loss	NOUN
inlawrev-2570	375	13	to	to	ADP
inlawrev-2570	375	14	mortgaged	mortgaged	ADJ
inlawrev-2570	375	15	premises.—two	premises.—two	NUM
inlawrev-2570	375	16	cases	case	NOUN
inlawrev-2570	375	17	addressed	address	VERB
inlawrev-2570	375	18	the	the	DET
inlawrev-2570	375	19	right	right	NOUN
inlawrev-2570	375	20	of	of	ADP
inlawrev-2570	375	21	a	a	DET
inlawrev-2570	375	22	mortgagor	mortgagor	NOUN
inlawrev-2570	375	23	to	to	PART
inlawrev-2570	375	24	have	have	AUX
inlawrev-2570	375	25	insurance	insurance	NOUN
inlawrev-2570	375	26	proceeds	proceed	NOUN
inlawrev-2570	375	27	applied	apply	VERB
inlawrev-2570	375	28	to	to	ADP
inlawrev-2570	375	29	restoration	restoration	NOUN
inlawrev-2570	375	30	and	and	CCONJ
inlawrev-2570	375	31	repair	repair	NOUN
inlawrev-2570	375	32	of	of	ADP
inlawrev-2570	375	33	the	the	DET
inlawrev-2570	375	34	mortgaged	mortgage	VERB
inlawrev-2570	375	35	premises	premise	NOUN
inlawrev-2570	375	36	as	as	SCONJ
inlawrev-2570	375	37	opposed	oppose	VERB
inlawrev-2570	375	38	to	to	ADP
inlawrev-2570	375	39	the	the	DET
inlawrev-2570	375	40	morgage	morgage	NOUN
inlawrev-2570	375	41	debt	debt	NOUN
inlawrev-2570	375	42	.	.	PUNCT
inlawrev-2570	376	1	in	in	ADP
inlawrev-2570	376	2	hoosier	hoosier	NOUN
inlawrev-2570	376	3	plastics	plastic	NOUN
inlawrev-2570	376	4	v.	v.	ADP
inlawrev-2570	376	5	westfield	westfield	PROPN
inlawrev-2570	376	6	savings	savings	PROPN
inlawrev-2570	376	7	&	&	CCONJ
inlawrev-2570	376	8	loan	loan	PROPN
inlawrev-2570	376	9	association	association	PROPN
inlawrev-2570	376	10	,	,	PUNCT
inlawrev-2570	376	11	*	*	PUNCT
inlawrev-2570	376	12	*	*	PUNCT
inlawrev-2570	376	13	american	american	ADJ
inlawrev-2570	376	14	color	color	NOUN
inlawrev-2570	376	15	(	(	PUNCT
inlawrev-2570	376	16	mortgagor	mortgagor	NOUN
inlawrev-2570	376	17	)	)	PUNCT
inlawrev-2570	376	18	275	275	NUM
inlawrev-2570	376	19	,	,	PUNCT
inlawrev-2570	376	20	609	609	NUM
inlawrev-2570	376	21	p.2d	p.2d	SYM
inlawrev-2570	376	22	90	90	NUM
inlawrev-2570	376	23	(	(	PUNCT
inlawrev-2570	376	24	ariz	ariz	PROPN
inlawrev-2570	376	25	.	.	PUNCT
inlawrev-2570	377	1	ct	ct	PROPN
inlawrev-2570	377	2	.	.	PUNCT
inlawrev-2570	378	1	app	app	PROPN
inlawrev-2570	378	2	.	.	PROPN
inlawrev-2570	378	3	1980	1980	NUM
inlawrev-2570	378	4	)	)	PUNCT
inlawrev-2570	378	5	;	;	PUNCT
inlawrev-2570	378	6	emmco	emmco	PROPN
inlawrev-2570	378	7	ins	ins	PROPN
inlawrev-2570	378	8	.	.	PUNCT
inlawrev-2570	378	9	co.	co.	PROPN
inlawrev-2570	378	10	v.	v.	ADP
inlawrev-2570	378	11	indiana	indiana	PROPN
inlawrev-2570	378	12	farmers	farmers	PROPN
inlawrev-2570	378	13	mut	mut	PROPN
inlawrev-2570	378	14	.	.	PUNCT
inlawrev-2570	379	1	ins	ins	PROPN
inlawrev-2570	379	2	.	.	PUNCT
inlawrev-2570	379	3	co.	co.	PROPN
inlawrev-2570	379	4	,	,	PUNCT
inlawrev-2570	379	5	152	152	NUM
inlawrev-2570	379	6	ind	ind	NOUN
inlawrev-2570	379	7	.	.	PUNCT
inlawrev-2570	380	1	app	app	PROPN
inlawrev-2570	380	2	.	.	PROPN
inlawrev-2570	380	3	212	212	NUM
inlawrev-2570	380	4	,	,	PUNCT
inlawrev-2570	380	5	283	283	NUM
inlawrev-2570	380	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	380	7	404	404	NUM
inlawrev-2570	380	8	(	(	PUNCT
inlawrev-2570	380	9	1972	1972	NUM
inlawrev-2570	380	10	)	)	PUNCT
inlawrev-2570	380	11	)	)	PUNCT
inlawrev-2570	380	12	.	.	PUNCT
inlawrev-2570	381	1	76437	76437	NUM
inlawrev-2570	381	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	381	3	at	at	ADP
inlawrev-2570	381	4	1388	1388	NUM
inlawrev-2570	381	5	.	.	PUNCT
inlawrev-2570	382	1	77	77	NUM
inlawrev-2570	383	1	i	i	PRON
inlawrev-2570	383	2	d.	d.	PROPN
inlawrev-2570	383	3	(	(	PUNCT
inlawrev-2570	383	4	footnote	footnote	VERB
inlawrev-2570	383	5	omitted	omit	VERB
inlawrev-2570	383	6	)	)	PUNCT
inlawrev-2570	383	7	.	.	PUNCT
inlawrev-2570	384	1	7	7	NUM
inlawrev-2570	384	2	%	%	NOUN
inlawrev-2570	384	3	i	i	PROPN
inlawrev-2570	384	4	d.	d.	PROPN
inlawrev-2570	384	5	at	at	ADP
inlawrev-2570	384	6	1390	1390	NUM
inlawrev-2570	384	7	(	(	PUNCT
inlawrev-2570	384	8	citing	cite	VERB
inlawrev-2570	384	9	ohio	ohio	PROPN
inlawrev-2570	384	10	cas	cas	PROPN
inlawrev-2570	384	11	.	.	PROPN
inlawrev-2570	384	12	group	group	PROPN
inlawrev-2570	384	13	of	of	ADP
inlawrev-2570	384	14	ins	ins	PROPN
inlawrev-2570	384	15	.	.	PUNCT
inlawrev-2570	385	1	cos	cos	PROPN
inlawrev-2570	385	2	.	.	PROPN
inlawrev-2570	386	1	v.	v.	ADP
inlawrev-2570	386	2	royal	royal	NOUN
inlawrev-2570	386	3	-	-	PUNCT
inlawrev-2570	386	4	globe	globe	NOUN
inlawrev-2570	386	5	ins	in	NOUN
inlawrev-2570	386	6	.	.	PUNCT
inlawrev-2570	386	7	cos	cos	PROPN
inlawrev-2570	386	8	.	.	PROPN
inlawrev-2570	386	9	,	,	PUNCT
inlawrev-2570	386	10	413	413	NUM
inlawrev-2570	386	11	n.e.2d	n.e.2d	NOUN
inlawrev-2570	386	12	678	678	NUM
inlawrev-2570	386	13	(	(	PUNCT
inlawrev-2570	386	14	ind	ind	NOUN
inlawrev-2570	386	15	.	.	PUNCT
inlawrev-2570	387	1	ct	ct	PROPN
inlawrev-2570	387	2	.	.	PUNCT
inlawrev-2570	388	1	app	app	PROPN
inlawrev-2570	388	2	.	.	PROPN
inlawrev-2570	388	3	1980	1980	NUM
inlawrev-2570	388	4	)	)	PUNCT
inlawrev-2570	388	5	)	)	PUNCT
inlawrev-2570	388	6	.	.	PUNCT
inlawrev-2570	389	1	79437	79437	NUM
inlawrev-2570	389	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	389	3	at	at	ADP
inlawrev-2570	389	4	1390	1390	NUM
inlawrev-2570	389	5	.	.	PUNCT
inlawrev-2570	390	1	i0	i0	PROPN
inlawrev-2570	390	2	i	i	PROPN
inlawrev-2570	390	3	d.	d.	PROPN
inlawrev-2570	390	4	the	the	DET
inlawrev-2570	390	5	court	court	NOUN
inlawrev-2570	390	6	cited	cite	VERB
inlawrev-2570	390	7	with	with	ADP
inlawrev-2570	390	8	approval	approval	NOUN
inlawrev-2570	390	9	the	the	DET
inlawrev-2570	390	10	language	language	NOUN
inlawrev-2570	390	11	of	of	ADP
inlawrev-2570	390	12	massachusetts	massachusetts	PROPN
inlawrev-2570	390	13	bonding	bonding	PROPN
inlawrev-2570	390	14	&	&	CCONJ
inlawrev-2570	390	15	ins	ins	PROPN
inlawrev-2570	390	16	.	.	PUNCT
inlawrev-2570	390	17	co.	co.	PROPN
inlawrev-2570	390	18	v.	v.	ADP
inlawrev-2570	390	19	car	car	PROPN
inlawrev-2570	390	20	&	&	CCONJ
inlawrev-2570	390	21	gen	gen	PROPN
inlawrev-2570	390	22	.	.	PROPN
inlawrev-2570	390	23	ins	ins	PROPN
inlawrev-2570	390	24	.	.	PUNCT
inlawrev-2570	390	25	corp	corp	PROPN
inlawrev-2570	390	26	.	.	PROPN
inlawrev-2570	390	27	,	,	PUNCT
inlawrev-2570	390	28	152	152	NUM
inlawrev-2570	390	29	f.	f.	PROPN
inlawrev-2570	390	30	supp	supp	PROPN
inlawrev-2570	390	31	.	.	PUNCT
inlawrev-2570	391	1	477	477	NUM
inlawrev-2570	391	2	(	(	PUNCT
inlawrev-2570	391	3	e.d	e.d	PROPN
inlawrev-2570	391	4	.	.	PROPN
inlawrev-2570	391	5	pa	pa	PROPN
inlawrev-2570	391	6	.	.	PROPN
inlawrev-2570	391	7	1957	1957	NUM
inlawrev-2570	391	8	)	)	PUNCT
inlawrev-2570	391	9	which	which	PRON
inlawrev-2570	391	10	stated	state	VERB
inlawrev-2570	391	11	:	:	PUNCT
inlawrev-2570	391	12	"	"	PUNCT
inlawrev-2570	391	13	the	the	DET
inlawrev-2570	391	14	protection	protection	NOUN
inlawrev-2570	391	15	which	which	PRON
inlawrev-2570	391	16	law	law	NOUN
inlawrev-2570	391	17	and	and	CCONJ
inlawrev-2570	391	18	equity	equity	NOUN
inlawrev-2570	391	19	afford	afford	VERB
inlawrev-2570	391	20	a	a	DET
inlawrev-2570	391	21	co	co	NOUN
inlawrev-2570	391	22	-	-	NOUN
inlawrev-2570	391	23	insurer	insurer	NOUN
inlawrev-2570	391	24	is	be	AUX
inlawrev-2570	391	25	available	available	ADJ
inlawrev-2570	391	26	only	only	ADV
inlawrev-2570	391	27	to	to	ADP
inlawrev-2570	391	28	a	a	DET
inlawrev-2570	391	29	co	co	NOUN
inlawrev-2570	391	30	-	-	NOUN
inlawrev-2570	391	31	insurer	insurer	NOUN
inlawrev-2570	391	32	which	which	PRON
inlawrev-2570	391	33	recognizes	recognize	VERB
inlawrev-2570	391	34	its	its	PRON
inlawrev-2570	391	35	liability	liability	NOUN
inlawrev-2570	391	36	and	and	CCONJ
inlawrev-2570	391	37	participates	participate	VERB
inlawrev-2570	391	38	in	in	ADP
inlawrev-2570	391	39	assuming	assume	VERB
inlawrev-2570	391	40	charge	charge	NOUN
inlawrev-2570	391	41	of	of	ADP
inlawrev-2570	391	42	the	the	DET
inlawrev-2570	391	43	matters	matter	NOUN
inlawrev-2570	391	44	relating	relate	VERB
inlawrev-2570	391	45	to	to	ADP
inlawrev-2570	391	46	the	the	DET
inlawrev-2570	391	47	claim	claim	NOUN
inlawrev-2570	391	48	involving	involve	VERB
inlawrev-2570	391	49	its	its	PRON
inlawrev-2570	391	50	insured	insure	VERB
inlawrev-2570	391	51	and	and	CCONJ
inlawrev-2570	391	52	its	its	PRON
inlawrev-2570	391	53	co	co	NOUN
inlawrev-2570	391	54	-	-	NOUN
inlawrev-2570	391	55	insurer	insurer	NOUN
inlawrev-2570	391	56	.	.	PUNCT
inlawrev-2570	392	1	if	if	SCONJ
inlawrev-2570	392	2	the	the	DET
inlawrev-2570	392	3	defendant	defendant	NOUN
inlawrev-2570	392	4	had	have	AUX
inlawrev-2570	392	5	performed	perform	VERB
inlawrev-2570	392	6	its	its	PRON
inlawrev-2570	392	7	obligation	obligation	NOUN
inlawrev-2570	392	8	,	,	PUNCT
inlawrev-2570	392	9	it	it	PRON
inlawrev-2570	392	10	would	would	AUX
inlawrev-2570	392	11	have	have	AUX
inlawrev-2570	392	12	joined	join	VERB
inlawrev-2570	392	13	in	in	ADP
inlawrev-2570	392	14	the	the	DET
inlawrev-2570	392	15	negotiations	negotiation	NOUN
inlawrev-2570	392	16	for	for	ADP
inlawrev-2570	392	17	settlement	settlement	NOUN
inlawrev-2570	392	18	or	or	CCONJ
inlawrev-2570	392	19	,	,	PUNCT
inlawrev-2570	392	20	disapproving	disapproving	ADJ
inlawrev-2570	392	21	settlement	settlement	NOUN
inlawrev-2570	392	22	,	,	PUNCT
inlawrev-2570	392	23	would	would	AUX
inlawrev-2570	392	24	have	have	AUX
inlawrev-2570	392	25	joined	join	VERB
inlawrev-2570	392	26	in	in	ADP
inlawrev-2570	392	27	the	the	DET
inlawrev-2570	392	28	defense	defense	NOUN
inlawrev-2570	392	29	of	of	ADP
inlawrev-2570	392	30	any	any	DET
inlawrev-2570	392	31	suit	suit	NOUN
inlawrev-2570	392	32	against	against	ADP
inlawrev-2570	392	33	johnson	johnson	PROPN
inlawrev-2570	392	34	;	;	PUNCT
inlawrev-2570	392	35	it	it	PRON
inlawrev-2570	392	36	would	would	AUX
inlawrev-2570	392	37	not	not	PART
inlawrev-2570	392	38	have	have	AUX
inlawrev-2570	392	39	thrust	thrust	VERB
inlawrev-2570	392	40	sole	sole	ADJ
inlawrev-2570	392	41	responsibility	responsibility	NOUN
inlawrev-2570	392	42	upon	upon	SCONJ
inlawrev-2570	392	43	the	the	DET
inlawrev-2570	392	44	plaintiff	plaintiff	NOUN
inlawrev-2570	392	45	.	.	PUNCT
inlawrev-2570	393	1	when	when	SCONJ
inlawrev-2570	393	2	the	the	DET
inlawrev-2570	393	3	defendant	defendant	NOUN
inlawrev-2570	393	4	falsely	falsely	ADV
inlawrev-2570	393	5	disclaimed	disclaim	VERB
inlawrev-2570	393	6	,	,	PUNCT
inlawrev-2570	393	7	and	and	CCONJ
inlawrev-2570	393	8	refused	refuse	VERB
inlawrev-2570	393	9	to	to	PART
inlawrev-2570	393	10	undertake	undertake	VERB
inlawrev-2570	393	11	or	or	CCONJ
inlawrev-2570	393	12	perform	perform	VERB
inlawrev-2570	393	13	its	its	PRON
inlawrev-2570	393	14	obligations	obligation	NOUN
inlawrev-2570	393	15	it	it	PRON
inlawrev-2570	393	16	lost	lose	VERB
inlawrev-2570	393	17	its	its	PRON
inlawrev-2570	393	18	rights	right	NOUN
inlawrev-2570	393	19	to	to	PART
inlawrev-2570	393	20	complain	complain	VERB
inlawrev-2570	393	21	that	that	SCONJ
inlawrev-2570	393	22	the	the	DET
inlawrev-2570	393	23	plaintiff	plaintiff	NOUN
inlawrev-2570	393	24	[	[	X
inlawrev-2570	393	25	the	the	DET
inlawrev-2570	393	26	other	other	ADJ
inlawrev-2570	393	27	insurer	insurer	NOUN
inlawrev-2570	393	28	]	]	PUNCT
inlawrev-2570	393	29	undertook	undertake	VERB
inlawrev-2570	393	30	the	the	DET
inlawrev-2570	393	31	obligations	obligation	NOUN
inlawrev-2570	393	32	of	of	ADP
inlawrev-2570	393	33	both	both	PRON
inlawrev-2570	393	34	in	in	ADP
inlawrev-2570	393	35	the	the	DET
inlawrev-2570	393	36	common	common	ADJ
inlawrev-2570	393	37	,	,	PUNCT
inlawrev-2570	393	38	as	as	ADV
inlawrev-2570	393	39	well	well	ADV
inlawrev-2570	393	40	as	as	ADP
inlawrev-2570	393	41	its	its	PRON
inlawrev-2570	393	42	own	own	ADJ
inlawrev-2570	393	43	,	,	PUNCT
inlawrev-2570	393	44	interest	interest	NOUN
inlawrev-2570	393	45	.	.	PUNCT
inlawrev-2570	393	46	"	"	PUNCT
inlawrev-2570	394	1	437	437	NUM
inlawrev-2570	394	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	394	3	at	at	ADP
inlawrev-2570	394	4	1390	1390	NUM
inlawrev-2570	394	5	(	(	PUNCT
inlawrev-2570	394	6	quoting	quote	VERB
inlawrev-2570	394	7	massachusetts	massachusetts	PROPN
inlawrev-2570	394	8	bonding	bonding	PROPN
inlawrev-2570	394	9	&	&	CCONJ
inlawrev-2570	394	10	ins	ins	PROPN
inlawrev-2570	394	11	.	.	PUNCT
inlawrev-2570	394	12	co.	co.	PROPN
inlawrev-2570	394	13	v.	v.	ADP
inlawrev-2570	394	14	car	car	PROPN
inlawrev-2570	394	15	&	&	CCONJ
inlawrev-2570	394	16	gen	gen	PROPN
inlawrev-2570	394	17	.	.	PROPN
inlawrev-2570	394	18	ins	ins	PROPN
inlawrev-2570	394	19	.	.	PUNCT
inlawrev-2570	394	20	corp	corp	PROPN
inlawrev-2570	394	21	.	.	PROPN
inlawrev-2570	394	22	,	,	PUNCT
inlawrev-2570	394	23	152	152	NUM
inlawrev-2570	394	24	f.	f.	PROPN
inlawrev-2570	394	25	supp	supp	PROPN
inlawrev-2570	394	26	.	.	PUNCT
inlawrev-2570	395	1	477	477	NUM
inlawrev-2570	395	2	,	,	PUNCT
inlawrev-2570	395	3	480	480	NUM
inlawrev-2570	395	4	-	-	SYM
inlawrev-2570	395	5	81	81	NUM
inlawrev-2570	395	6	(	(	PUNCT
inlawrev-2570	395	7	e.d	e.d	PROPN
inlawrev-2570	395	8	.	.	PROPN
inlawrev-2570	395	9	pa	pa	PROPN
inlawrev-2570	395	10	.	.	PROPN
inlawrev-2570	395	11	1957	1957	NUM
inlawrev-2570	395	12	)	)	PUNCT
inlawrev-2570	395	13	)	)	PUNCT
inlawrev-2570	395	14	.	.	PUNCT
inlawrev-2570	396	1	8i	8i	NUM
inlawrev-2570	396	2	433	433	NUM
inlawrev-2570	396	3	n.e.2d	n.e.2d	NOUN
inlawrev-2570	396	4	24	24	NUM
inlawrev-2570	396	5	(	(	PUNCT
inlawrev-2570	396	6	ind	ind	NOUN
inlawrev-2570	396	7	.	.	PUNCT
inlawrev-2570	397	1	ct	ct	PROPN
inlawrev-2570	397	2	.	.	PUNCT
inlawrev-2570	398	1	app	app	PROPN
inlawrev-2570	398	2	.	.	PROPN
inlawrev-2570	398	3	1982	1982	NUM
inlawrev-2570	398	4	)	)	PUNCT
inlawrev-2570	398	5	.	.	PUNCT
inlawrev-2570	399	1	1984	1984	NUM
inlawrev-2570	399	2	]	]	PUNCT
inlawrev-2570	399	3	survey	survey	NOUN
inlawrev-2570	399	4	—	—	PUNCT
inlawrev-2570	399	5	insurance	insurance	NOUN
inlawrev-2570	399	6	235	235	NUM
inlawrev-2570	399	7	mortgaged	mortgaged	ADJ
inlawrev-2570	399	8	property	property	NOUN
inlawrev-2570	399	9	to	to	PART
inlawrev-2570	399	10	westfield	westfield	PROPN
inlawrev-2570	399	11	(	(	PUNCT
inlawrev-2570	399	12	mortgagee	mortgagee	PROPN
inlawrev-2570	399	13	)	)	PUNCT
inlawrev-2570	399	14	.	.	PUNCT
inlawrev-2570	400	1	a	a	DET
inlawrev-2570	400	2	building	building	NOUN
inlawrev-2570	400	3	on	on	ADP
inlawrev-2570	400	4	the	the	DET
inlawrev-2570	400	5	mortgaged	mortgage	VERB
inlawrev-2570	400	6	premises	premise	NOUN
inlawrev-2570	400	7	was	be	AUX
inlawrev-2570	400	8	destroyed	destroy	VERB
inlawrev-2570	400	9	by	by	ADP
inlawrev-2570	400	10	fire	fire	NOUN
inlawrev-2570	400	11	and	and	CCONJ
inlawrev-2570	400	12	a	a	DET
inlawrev-2570	400	13	dispute	dispute	NOUN
inlawrev-2570	400	14	arose	arise	VERB
inlawrev-2570	400	15	as	as	ADP
inlawrev-2570	400	16	to	to	ADP
inlawrev-2570	400	17	the	the	DET
inlawrev-2570	400	18	proper	proper	ADJ
inlawrev-2570	400	19	application	application	NOUN
inlawrev-2570	400	20	of	of	ADP
inlawrev-2570	400	21	insurance	insurance	NOUN
inlawrev-2570	400	22	proceeds	proceed	NOUN
inlawrev-2570	400	23	payable	payable	ADJ
inlawrev-2570	400	24	under	under	ADP
inlawrev-2570	400	25	a	a	DET
inlawrev-2570	400	26	policy	policy	NOUN
inlawrev-2570	400	27	obtained	obtain	VERB
inlawrev-2570	400	28	by	by	ADP
inlawrev-2570	400	29	the	the	DET
inlawrev-2570	400	30	mortgagee	mortgagee	PROPN
inlawrev-2570	400	31	pursuant	pursuant	NOUN
inlawrev-2570	400	32	to	to	ADP
inlawrev-2570	400	33	the	the	DET
inlawrev-2570	400	34	mortgage	mortgage	NOUN
inlawrev-2570	400	35	agreement	agreement	NOUN
inlawrev-2570	400	36	.	.	PUNCT
inlawrev-2570	401	1	the	the	DET
inlawrev-2570	401	2	mortgage	mortgage	NOUN
inlawrev-2570	401	3	agreement	agreement	NOUN
inlawrev-2570	401	4	required	require	VERB
inlawrev-2570	401	5	that	that	SCONJ
inlawrev-2570	401	6	the	the	DET
inlawrev-2570	401	7	mortgagor	mortgagor	NOUN
inlawrev-2570	401	8	obtain	obtain	VERB
inlawrev-2570	401	9	an	an	DET
inlawrev-2570	401	10	insurance	insurance	NOUN
inlawrev-2570	401	11	policy	policy	NOUN
inlawrev-2570	401	12	on	on	ADP
inlawrev-2570	401	13	the	the	DET
inlawrev-2570	401	14	mortgaged	mortgaged	ADJ
inlawrev-2570	401	15	property	property	NOUN
inlawrev-2570	401	16	which	which	PRON
inlawrev-2570	401	17	contained	contain	VERB
inlawrev-2570	401	18	a	a	DET
inlawrev-2570	401	19	clause	clause	NOUN
inlawrev-2570	401	20	making	make	VERB
inlawrev-2570	401	21	any	any	DET
inlawrev-2570	401	22	loss	loss	NOUN
inlawrev-2570	401	23	payable	payable	ADJ
inlawrev-2570	401	24	to	to	ADP
inlawrev-2570	401	25	the	the	DET
inlawrev-2570	401	26	mortgagee	mortgagee	NOUN
inlawrev-2570	401	27	as	as	SCONJ
inlawrev-2570	401	28	its	its	PRON
inlawrev-2570	401	29	"	"	PUNCT
inlawrev-2570	401	30	interest	interest	NOUN
inlawrev-2570	401	31	may	may	AUX
inlawrev-2570	401	32	appear	appear	VERB
inlawrev-2570	401	33	.	.	PUNCT
inlawrev-2570	401	34	"	"	PUNCT
inlawrev-2570	402	1	the	the	DET
inlawrev-2570	402	2	agreement	agreement	NOUN
inlawrev-2570	402	3	further	far	ADV
inlawrev-2570	402	4	provided	provide	VERB
inlawrev-2570	402	5	that	that	SCONJ
inlawrev-2570	402	6	insurance	insurance	NOUN
inlawrev-2570	402	7	proceeds	proceed	NOUN
inlawrev-2570	402	8	should	should	AUX
inlawrev-2570	402	9	first	first	ADV
inlawrev-2570	402	10	be	be	AUX
inlawrev-2570	402	11	applied	apply	VERB
inlawrev-2570	402	12	to	to	ADP
inlawrev-2570	402	13	restoration	restoration	NOUN
inlawrev-2570	402	14	or	or	CCONJ
inlawrev-2570	402	15	repair	repair	NOUN
inlawrev-2570	402	16	of	of	ADP
inlawrev-2570	402	17	the	the	DET
inlawrev-2570	402	18	premises	premise	NOUN
inlawrev-2570	402	19	so	so	ADV
inlawrev-2570	402	20	long	long	ADV
inlawrev-2570	402	21	as	as	SCONJ
inlawrev-2570	402	22	such	such	ADJ
inlawrev-2570	402	23	repair	repair	NOUN
inlawrev-2570	402	24	was	be	AUX
inlawrev-2570	402	25	economically	economically	ADV
inlawrev-2570	402	26	feasible	feasible	ADJ
inlawrev-2570	402	27	and	and	CCONJ
inlawrev-2570	402	28	the	the	DET
inlawrev-2570	402	29	mortgagee	mortgagee	NOUN
inlawrev-2570	402	30	's	's	PART
inlawrev-2570	402	31	security	security	NOUN
inlawrev-2570	402	32	interest	interest	NOUN
inlawrev-2570	402	33	was	be	AUX
inlawrev-2570	402	34	not	not	PART
inlawrev-2570	402	35	impaired	impaired	ADJ
inlawrev-2570	402	36	.	.	PUNCT
inlawrev-2570	403	1	82	82	NUM
inlawrev-2570	404	1	the	the	DET
inlawrev-2570	404	2	court	court	NOUN
inlawrev-2570	404	3	stated	state	VERB
inlawrev-2570	404	4	that	that	SCONJ
inlawrev-2570	404	5	the	the	DET
inlawrev-2570	404	6	policy	policy	NOUN
inlawrev-2570	404	7	language	language	NOUN
inlawrev-2570	404	8	,	,	PUNCT
inlawrev-2570	404	9	as	as	SCONJ
inlawrev-2570	404	10	its	its	PRON
inlawrev-2570	404	11	"	"	PUNCT
inlawrev-2570	404	12	interest	interest	NOUN
inlawrev-2570	404	13	may	may	AUX
inlawrev-2570	404	14	appear	appear	VERB
inlawrev-2570	404	15	,	,	PUNCT
inlawrev-2570	404	16	"	"	PUNCT
inlawrev-2570	404	17	generally	generally	ADV
inlawrev-2570	404	18	entitles	entitle	VERB
inlawrev-2570	404	19	the	the	DET
inlawrev-2570	404	20	mortgagee	mortgagee	NOUN
inlawrev-2570	404	21	to	to	PART
inlawrev-2570	404	22	apply	apply	VERB
inlawrev-2570	404	23	policy	policy	NOUN
inlawrev-2570	404	24	proceeds	proceed	NOUN
inlawrev-2570	404	25	to	to	ADP
inlawrev-2570	404	26	the	the	DET
inlawrev-2570	404	27	mortgage	mortgage	NOUN
inlawrev-2570	404	28	debt	debt	NOUN
inlawrev-2570	404	29	.	.	PUNCT
inlawrev-2570	405	1	83	83	NUM
inlawrev-2570	406	1	the	the	DET
inlawrev-2570	406	2	insurance	insurance	NOUN
inlawrev-2570	406	3	proceeds	proceed	NOUN
inlawrev-2570	406	4	therefore	therefore	ADV
inlawrev-2570	406	5	substitute	substitute	VERB
inlawrev-2570	406	6	for	for	ADP
inlawrev-2570	406	7	the	the	DET
inlawrev-2570	406	8	property	property	NOUN
inlawrev-2570	406	9	as	as	ADP
inlawrev-2570	406	10	security	security	NOUN
inlawrev-2570	406	11	and	and	CCONJ
inlawrev-2570	406	12	act	act	NOUN
inlawrev-2570	406	13	as	as	ADP
inlawrev-2570	406	14	an	an	DET
inlawrev-2570	406	15	equitable	equitable	ADJ
inlawrev-2570	406	16	conversion	conversion	NOUN
inlawrev-2570	406	17	of	of	ADP
inlawrev-2570	406	18	the	the	DET
inlawrev-2570	406	19	property	property	NOUN
inlawrev-2570	406	20	.	.	PUNCT
inlawrev-2570	407	1	84	84	NUM
inlawrev-2570	407	2	thus	thus	ADV
inlawrev-2570	407	3	,	,	PUNCT
inlawrev-2570	407	4	the	the	DET
inlawrev-2570	407	5	mortgagee	mortgagee	NOUN
inlawrev-2570	407	6	will	will	AUX
inlawrev-2570	407	7	normally	normally	ADV
inlawrev-2570	407	8	prevail	prevail	VERB
inlawrev-2570	407	9	over	over	ADP
inlawrev-2570	407	10	a	a	DET
inlawrev-2570	407	11	mortgagor	mortgagor	NOUN
inlawrev-2570	407	12	who	who	PRON
inlawrev-2570	407	13	desires	desire	VERB
inlawrev-2570	407	14	to	to	PART
inlawrev-2570	407	15	apply	apply	VERB
inlawrev-2570	407	16	the	the	DET
inlawrev-2570	407	17	proceeds	proceed	NOUN
inlawrev-2570	407	18	to	to	PART
inlawrev-2570	407	19	repair	repair	VERB
inlawrev-2570	407	20	and	and	CCONJ
inlawrev-2570	407	21	restoration	restoration	NOUN
inlawrev-2570	407	22	of	of	ADP
inlawrev-2570	407	23	the	the	DET
inlawrev-2570	407	24	property	property	NOUN
inlawrev-2570	407	25	.	.	PUNCT
inlawrev-2570	408	1	85	85	NUM
inlawrev-2570	408	2	the	the	DET
inlawrev-2570	408	3	parties	party	NOUN
inlawrev-2570	408	4	to	to	ADP
inlawrev-2570	408	5	a	a	DET
inlawrev-2570	408	6	mortgage	mortgage	NOUN
inlawrev-2570	408	7	agreement	agreement	NOUN
inlawrev-2570	408	8	however	however	ADV
inlawrev-2570	408	9	can	can	AUX
inlawrev-2570	408	10	change	change	VERB
inlawrev-2570	408	11	that	that	DET
inlawrev-2570	408	12	result	result	NOUN
inlawrev-2570	408	13	by	by	ADP
inlawrev-2570	408	14	contracting	contract	VERB
inlawrev-2570	408	15	to	to	PART
inlawrev-2570	408	16	apply	apply	VERB
inlawrev-2570	408	17	the	the	DET
inlawrev-2570	408	18	proceeds	proceed	NOUN
inlawrev-2570	408	19	to	to	ADP
inlawrev-2570	408	20	restoration	restoration	NOUN
inlawrev-2570	408	21	rather	rather	ADV
inlawrev-2570	408	22	than	than	ADP
inlawrev-2570	408	23	the	the	DET
inlawrev-2570	408	24	mortgage	mortgage	NOUN
inlawrev-2570	408	25	debt	debt	NOUN
inlawrev-2570	408	26	.	.	PUNCT
inlawrev-2570	409	1	86	86	NUM
inlawrev-2570	410	1	thus	thus	ADV
inlawrev-2570	410	2	,	,	PUNCT
inlawrev-2570	410	3	the	the	DET
inlawrev-2570	410	4	court	court	NOUN
inlawrev-2570	410	5	upheld	uphold	VERB
inlawrev-2570	410	6	the	the	DET
inlawrev-2570	410	7	right	right	NOUN
inlawrev-2570	410	8	of	of	ADP
inlawrev-2570	410	9	the	the	DET
inlawrev-2570	410	10	mortgagor	mortgagor	NOUN
inlawrev-2570	410	11	to	to	PART
inlawrev-2570	410	12	apply	apply	VERB
inlawrev-2570	410	13	the	the	DET
inlawrev-2570	410	14	proceeds	proceed	NOUN
inlawrev-2570	410	15	towards	towards	ADP
inlawrev-2570	410	16	restoration	restoration	NOUN
inlawrev-2570	410	17	where	where	SCONJ
inlawrev-2570	410	18	the	the	DET
inlawrev-2570	410	19	mortgage	mortgage	NOUN
inlawrev-2570	410	20	provides	provide	VERB
inlawrev-2570	410	21	for	for	ADP
inlawrev-2570	410	22	such	such	ADJ
inlawrev-2570	410	23	application	application	NOUN
inlawrev-2570	410	24	.	.	PUNCT
inlawrev-2570	411	1	87	87	NUM
inlawrev-2570	412	1	the	the	DET
inlawrev-2570	412	2	indiana	indiana	PROPN
inlawrev-2570	412	3	courts	court	NOUN
inlawrev-2570	412	4	also	also	ADV
inlawrev-2570	412	5	addressed	address	VERB
inlawrev-2570	412	6	this	this	DET
inlawrev-2570	412	7	issue	issue	NOUN
inlawrev-2570	412	8	in	in	ADP
inlawrev-2570	412	9	loving	love	VERB
inlawrev-2570	412	10	v.	v.	PROPN
inlawrev-2570	412	11	ponderosa	ponderosa	PROPN
inlawrev-2570	412	12	systems	systems	PROPN
inlawrev-2570	412	13	,	,	PUNCT
inlawrev-2570	412	14	inc	inc	PROPN
inlawrev-2570	412	15	.	.	PROPN
inlawrev-2570	412	16	*	*	PUNCT
inlawrev-2570	413	1	*	*	PUNCT
inlawrev-2570	413	2	in	in	ADP
inlawrev-2570	413	3	that	that	DET
inlawrev-2570	413	4	case	case	NOUN
inlawrev-2570	413	5	,	,	PUNCT
inlawrev-2570	413	6	the	the	DET
inlawrev-2570	413	7	mortgage	mortgage	NOUN
inlawrev-2570	413	8	agreement	agreement	NOUN
inlawrev-2570	413	9	provided	provide	VERB
inlawrev-2570	413	10	that	that	SCONJ
inlawrev-2570	413	11	insurance	insurance	NOUN
inlawrev-2570	413	12	proceeds	proceed	NOUN
inlawrev-2570	413	13	be	be	AUX
inlawrev-2570	413	14	applied	apply	VERB
inlawrev-2570	413	15	to	to	ADP
inlawrev-2570	413	16	the	the	DET
inlawrev-2570	413	17	mortgage	mortgage	NOUN
inlawrev-2570	413	18	debt	debt	NOUN
inlawrev-2570	413	19	or	or	CCONJ
inlawrev-2570	413	20	alternatively	alternatively	ADV
inlawrev-2570	413	21	,	,	PUNCT
inlawrev-2570	413	22	at	at	ADP
inlawrev-2570	413	23	the	the	DET
inlawrev-2570	413	24	mortgagee	mortgagee	NOUN
inlawrev-2570	413	25	's	's	PART
inlawrev-2570	413	26	election	election	NOUN
inlawrev-2570	413	27	,	,	PUNCT
inlawrev-2570	413	28	to	to	ADP
inlawrev-2570	413	29	restoration	restoration	NOUN
inlawrev-2570	413	30	of	of	ADP
inlawrev-2570	413	31	the	the	DET
inlawrev-2570	413	32	damaged	damage	VERB
inlawrev-2570	413	33	premises	premise	NOUN
inlawrev-2570	413	34	.	.	PUNCT
inlawrev-2570	414	1	the	the	DET
inlawrev-2570	414	2	court	court	NOUN
inlawrev-2570	414	3	stated	state	VERB
inlawrev-2570	414	4	that	that	SCONJ
inlawrev-2570	414	5	the	the	DET
inlawrev-2570	414	6	mortgagee	mortgagee	PROPN
inlawrev-2570	414	7	's	's	PART
inlawrev-2570	414	8	interest	interest	NOUN
inlawrev-2570	414	9	is	be	AUX
inlawrev-2570	414	10	in	in	ADP
inlawrev-2570	414	11	the	the	DET
inlawrev-2570	414	12	debt	debt	NOUN
inlawrev-2570	414	13	only	only	ADV
inlawrev-2570	414	14	.	.	PUNCT
inlawrev-2570	415	1	89	89	NUM
inlawrev-2570	415	2	further	far	ADV
inlawrev-2570	415	3	,	,	PUNCT
inlawrev-2570	415	4	although	although	SCONJ
inlawrev-2570	415	5	the	the	DET
inlawrev-2570	415	6	court	court	NOUN
inlawrev-2570	415	7	agreed	agree	VERB
inlawrev-2570	415	8	with	with	ADP
inlawrev-2570	415	9	hoosier	hoosier	NOUN
inlawrev-2570	415	10	plastics	plastic	NOUN
inlawrev-2570	415	11	that	that	PRON
inlawrev-2570	415	12	the	the	DET
inlawrev-2570	415	13	mortgagee	mortgagee	NOUN
inlawrev-2570	415	14	may	may	AUX
inlawrev-2570	415	15	,	,	PUNCT
inlawrev-2570	415	16	by	by	ADP
inlawrev-2570	415	17	agreement	agreement	NOUN
inlawrev-2570	415	18	,	,	PUNCT
inlawrev-2570	415	19	require	require	VERB
inlawrev-2570	415	20	the	the	DET
inlawrev-2570	415	21	application	application	NOUN
inlawrev-2570	415	22	of	of	ADP
inlawrev-2570	415	23	the	the	DET
inlawrev-2570	415	24	proceeds	proceed	NOUN
inlawrev-2570	415	25	to	to	ADP
inlawrev-2570	415	26	restoration	restoration	NOUN
inlawrev-2570	415	27	,	,	PUNCT
inlawrev-2570	415	28	the	the	DET
inlawrev-2570	415	29	court	court	NOUN
inlawrev-2570	415	30	found	find	VERB
inlawrev-2570	415	31	no	no	DET
inlawrev-2570	415	32	language	language	NOUN
inlawrev-2570	415	33	in	in	ADP
inlawrev-2570	415	34	the	the	DET
inlawrev-2570	415	35	agreement	agreement	NOUN
inlawrev-2570	415	36	mandating	mandate	VERB
inlawrev-2570	415	37	such	such	ADJ
inlawrev-2570	415	38	application	application	NOUN
inlawrev-2570	415	39	.	.	PUNCT
inlawrev-2570	416	1	90	90	NUM
inlawrev-2570	416	2	thus	thus	ADV
inlawrev-2570	416	3	,	,	PUNCT
inlawrev-2570	416	4	the	the	DET
inlawrev-2570	416	5	mortgagor	mortgagor	NOUN
inlawrev-2570	416	6	's	's	PART
inlawrev-2570	416	7	lessee	lessee	NOUN
inlawrev-2570	416	8	was	be	AUX
inlawrev-2570	416	9	held	hold	VERB
inlawrev-2570	416	10	responsible	responsible	ADJ
inlawrev-2570	416	11	for	for	ADP
inlawrev-2570	416	12	the	the	DET
inlawrev-2570	416	13	full	full	ADJ
inlawrev-2570	416	14	cost	cost	NOUN
inlawrev-2570	416	15	of	of	ADP
inlawrev-2570	416	16	repair	repair	NOUN
inlawrev-2570	416	17	to	to	ADP
inlawrev-2570	416	18	the	the	DET
inlawrev-2570	416	19	extent	extent	NOUN
inlawrev-2570	416	20	insurance	insurance	NOUN
inlawrev-2570	416	21	proceeds	proceed	NOUN
inlawrev-2570	416	22	were	be	AUX
inlawrev-2570	416	23	not	not	PART
inlawrev-2570	416	24	made	make	VERB
inlawrev-2570	416	25	available	available	ADJ
inlawrev-2570	416	26	by	by	ADP
inlawrev-2570	416	27	the	the	DET
inlawrev-2570	416	28	mortgagee	mortgagee	PROPN
inlawrev-2570	416	29	.	.	PUNCT
inlawrev-2570	417	1	91	91	NUM
inlawrev-2570	417	2	these	these	DET
inlawrev-2570	417	3	cases	case	NOUN
inlawrev-2570	417	4	therefore	therefore	ADV
inlawrev-2570	417	5	illustrate	illustrate	VERB
inlawrev-2570	417	6	the	the	DET
inlawrev-2570	417	7	flexibility	flexibility	NOUN
inlawrev-2570	417	8	the	the	DET
inlawrev-2570	417	9	parties	party	NOUN
inlawrev-2570	417	10	have	have	VERB
inlawrev-2570	417	11	to	to	PART
inlawrev-2570	417	12	alter	alter	VERB
inlawrev-2570	417	13	traditional	traditional	ADJ
inlawrev-2570	417	14	risk	risk	NOUN
inlawrev-2570	417	15	of	of	ADP
inlawrev-2570	417	16	loss	loss	NOUN
inlawrev-2570	417	17	principles	principle	NOUN
inlawrev-2570	417	18	with	with	ADP
inlawrev-2570	417	19	respect	respect	NOUN
inlawrev-2570	417	20	to	to	ADP
inlawrev-2570	417	21	mortgaged	mortgage	VERB
inlawrev-2570	417	22	properties	property	NOUN
inlawrev-2570	417	23	and	and	CCONJ
inlawrev-2570	417	24	the	the	DET
inlawrev-2570	417	25	importance	importance	NOUN
inlawrev-2570	417	26	of	of	ADP
inlawrev-2570	417	27	specifying	specify	VERB
inlawrev-2570	417	28	the	the	DET
inlawrev-2570	417	29	manner	manner	NOUN
inlawrev-2570	417	30	of	of	ADP
inlawrev-2570	417	31	insurance	insurance	NOUN
inlawrev-2570	417	32	proceed	proceed	VERB
inlawrev-2570	417	33	disbursement	disbursement	NOUN
inlawrev-2570	417	34	in	in	ADP
inlawrev-2570	417	35	the	the	DET
inlawrev-2570	417	36	event	event	NOUN
inlawrev-2570	417	37	that	that	SCONJ
inlawrev-2570	417	38	property	property	NOUN
inlawrev-2570	417	39	is	be	AUX
inlawrev-2570	417	40	destroyed	destroy	VERB
inlawrev-2570	417	41	.	.	PUNCT
inlawrev-2570	418	1	i2	i2	PROPN
inlawrev-2570	418	2	i	i	PRON
inlawrev-2570	418	3	d.	d.	PROPN
inlawrev-2570	418	4	at	at	ADP
inlawrev-2570	418	5	26	26	NUM
inlawrev-2570	418	6	-	-	SYM
inlawrev-2570	418	7	27	27	NUM
inlawrev-2570	418	8	%	%	NOUN
inlawrev-2570	418	9	ud	ud	INTJ
inlawrev-2570	418	10	.	.	PUNCT
inlawrev-2570	419	1	at	at	ADP
inlawrev-2570	419	2	27	27	NUM
inlawrev-2570	419	3	.	.	PUNCT
inlawrev-2570	420	1	"	"	PUNCT
inlawrev-2570	420	2	i	i	PRON
inlawrev-2570	420	3	d.	d.	PROPN
inlawrev-2570	420	4	*	*	PUNCT
inlawrev-2570	420	5	5	5	NUM
inlawrev-2570	420	6	i	i	PRON
inlawrev-2570	420	7	d.	d.	PROPN
inlawrev-2570	420	8	*	*	PUNCT
inlawrev-2570	420	9	6	6	NUM
inlawrev-2570	420	10	i	i	PROPN
inlawrev-2570	420	11	d.	d.	PROPN
inlawrev-2570	420	12	°	°	VERB
inlawrev-2570	420	13	7	7	NUM
inlawrev-2570	421	1	i	i	PRON
inlawrev-2570	421	2	d.	d.	PROPN
inlawrev-2570	421	3	at	at	ADP
inlawrev-2570	421	4	28	28	NUM
inlawrev-2570	421	5	.	.	PUNCT
inlawrev-2570	421	6	88444	88444	NUM
inlawrev-2570	421	7	n.e.2d	n.e.2d	NOUN
inlawrev-2570	421	8	896	896	NUM
inlawrev-2570	421	9	(	(	PUNCT
inlawrev-2570	421	10	ind	ind	NOUN
inlawrev-2570	421	11	.	.	PUNCT
inlawrev-2570	422	1	ct	ct	PROPN
inlawrev-2570	422	2	.	.	PUNCT
inlawrev-2570	423	1	app	app	PROPN
inlawrev-2570	423	2	.	.	PROPN
inlawrev-2570	423	3	1983	1983	NUM
inlawrev-2570	423	4	)	)	PUNCT
inlawrev-2570	423	5	.	.	PUNCT
inlawrev-2570	424	1	"	"	PUNCT
inlawrev-2570	424	2	i	i	PRON
inlawrev-2570	424	3	d.	d.	PROPN
inlawrev-2570	424	4	at	at	ADP
inlawrev-2570	424	5	906	906	NUM
inlawrev-2570	424	6	(	(	PUNCT
inlawrev-2570	424	7	citing	cite	VERB
inlawrev-2570	424	8	pearson	pearson	PROPN
inlawrev-2570	424	9	v	v	PROPN
inlawrev-2570	424	10	.	.	PUNCT
inlawrev-2570	425	1	first	first	PROPN
inlawrev-2570	425	2	nat'l	nat'l	PROPN
inlawrev-2570	425	3	bank	bank	NOUN
inlawrev-2570	425	4	,	,	PUNCT
inlawrev-2570	425	5	408	408	NUM
inlawrev-2570	425	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	425	7	166	166	NUM
inlawrev-2570	425	8	(	(	PUNCT
inlawrev-2570	425	9	ind	ind	NOUN
inlawrev-2570	425	10	.	.	PUNCT
inlawrev-2570	426	1	ct	ct	PROPN
inlawrev-2570	426	2	.	.	PUNCT
inlawrev-2570	427	1	app	app	PROPN
inlawrev-2570	427	2	.	.	PROPN
inlawrev-2570	427	3	1980	1980	NUM
inlawrev-2570	427	4	)	)	PUNCT
inlawrev-2570	427	5	)	)	PUNCT
inlawrev-2570	427	6	.	.	PUNCT
inlawrev-2570	428	1	90444	90444	NUM
inlawrev-2570	428	2	n.e.2d	n.e.2d	NOUN
inlawrev-2570	428	3	at	at	ADP
inlawrev-2570	428	4	907	907	NUM
inlawrev-2570	428	5	.	.	PUNCT
inlawrev-2570	429	1	"	"	PUNCT
inlawrev-2570	429	2	i	i	PRON
inlawrev-2570	429	3	d.	d.	PROPN
inlawrev-2570	429	4	236	236	NUM
inlawrev-2570	429	5	indiana	indiana	PROPN
inlawrev-2570	429	6	law	law	PROPN
inlawrev-2570	429	7	review	review	NOUN
inlawrev-2570	429	8	[	[	X
inlawrev-2570	429	9	vol	vol	NOUN
inlawrev-2570	429	10	.	.	PROPN
inlawrev-2570	429	11	17:223	17:223	PROPN
inlawrev-2570	429	12	c.	c.	PROPN
inlawrev-2570	429	13	life	life	NOUN
inlawrev-2570	429	14	,	,	PUNCT
inlawrev-2570	429	15	accident	accident	NOUN
inlawrev-2570	429	16	and	and	CCONJ
inlawrev-2570	429	17	health	health	NOUN
inlawrev-2570	429	18	insurance	insurance	NOUN
inlawrev-2570	429	19	1	1	NUM
inlawrev-2570	429	20	.	.	PUNCT
inlawrev-2570	429	21	rights	right	NOUN
inlawrev-2570	429	22	of	of	ADP
inlawrev-2570	429	23	an	an	DET
inlawrev-2570	429	24	insured	insure	VERB
inlawrev-2570	429	25	under	under	ADP
inlawrev-2570	429	26	a	a	DET
inlawrev-2570	429	27	conversion	conversion	NOUN
inlawrev-2570	429	28	policy.—in	policy.—in	PROPN
inlawrev-2570	429	29	sur	sur	PROPN
inlawrev-2570	429	30	v.	v.	ADP
inlawrev-2570	429	31	glidden	glidden	PROPN
inlawrev-2570	429	32	-	-	PUNCT
inlawrev-2570	429	33	durkee	durkee	PROPN
inlawrev-2570	429	34	,	,	PUNCT
inlawrev-2570	429	35	92	92	NUM
inlawrev-2570	429	36	a	a	DET
inlawrev-2570	429	37	former	former	ADJ
inlawrev-2570	429	38	employee	employee	NOUN
inlawrev-2570	429	39	of	of	ADP
inlawrev-2570	429	40	glidden	glidden	PROPN
inlawrev-2570	429	41	-	-	PUNCT
inlawrev-2570	429	42	durkee	durkee	PROPN
inlawrev-2570	429	43	was	be	AUX
inlawrev-2570	429	44	covered	cover	VERB
inlawrev-2570	429	45	by	by	ADP
inlawrev-2570	429	46	a	a	DET
inlawrev-2570	429	47	group	group	NOUN
inlawrev-2570	429	48	health	health	NOUN
inlawrev-2570	429	49	insurance	insurance	NOUN
inlawrev-2570	429	50	policy	policy	NOUN
inlawrev-2570	429	51	provided	provide	VERB
inlawrev-2570	429	52	by	by	ADP
inlawrev-2570	429	53	prudential	prudential	PROPN
inlawrev-2570	429	54	during	during	ADP
inlawrev-2570	429	55	the	the	DET
inlawrev-2570	429	56	term	term	NOUN
inlawrev-2570	429	57	of	of	ADP
inlawrev-2570	429	58	his	his	PRON
inlawrev-2570	429	59	employment	employment	NOUN
inlawrev-2570	429	60	.	.	PUNCT
inlawrev-2570	430	1	prior	prior	ADV
inlawrev-2570	430	2	to	to	ADP
inlawrev-2570	430	3	sur	sur	PROPN
inlawrev-2570	430	4	's	's	PART
inlawrev-2570	430	5	voluntary	voluntary	ADJ
inlawrev-2570	430	6	termination	termination	NOUN
inlawrev-2570	430	7	of	of	ADP
inlawrev-2570	430	8	employment	employment	NOUN
inlawrev-2570	430	9	,	,	PUNCT
inlawrev-2570	430	10	he	he	PRON
inlawrev-2570	430	11	discussed	discuss	VERB
inlawrev-2570	430	12	with	with	ADP
inlawrev-2570	430	13	an	an	DET
inlawrev-2570	430	14	employer	employer	NOUN
inlawrev-2570	430	15	representative	representative	NOUN
inlawrev-2570	430	16	his	his	PRON
inlawrev-2570	430	17	right	right	NOUN
inlawrev-2570	430	18	to	to	PART
inlawrev-2570	430	19	convert	convert	VERB
inlawrev-2570	430	20	the	the	DET
inlawrev-2570	430	21	group	group	NOUN
inlawrev-2570	430	22	policy	policy	NOUN
inlawrev-2570	430	23	to	to	ADP
inlawrev-2570	430	24	an	an	DET
inlawrev-2570	430	25	individual	individual	ADJ
inlawrev-2570	430	26	policy	policy	NOUN
inlawrev-2570	430	27	,	,	PUNCT
inlawrev-2570	430	28	as	as	SCONJ
inlawrev-2570	430	29	permitted	permit	VERB
inlawrev-2570	430	30	by	by	ADP
inlawrev-2570	430	31	prudential	prudential	PROPN
inlawrev-2570	430	32	's	's	PART
inlawrev-2570	430	33	employee	employee	NOUN
inlawrev-2570	430	34	benefit	benefit	NOUN
inlawrev-2570	430	35	booklet	booklet	NOUN
inlawrev-2570	430	36	.	.	PUNCT
inlawrev-2570	431	1	sur	sur	PROPN
inlawrev-2570	431	2	was	be	AUX
inlawrev-2570	431	3	informed	inform	VERB
inlawrev-2570	431	4	that	that	SCONJ
inlawrev-2570	431	5	he	he	PRON
inlawrev-2570	431	6	could	could	AUX
inlawrev-2570	431	7	convert	convert	VERB
inlawrev-2570	431	8	to	to	ADP
inlawrev-2570	431	9	an	an	DET
inlawrev-2570	431	10	individual	individual	ADJ
inlawrev-2570	431	11	health	health	NOUN
inlawrev-2570	431	12	plan	plan	NOUN
inlawrev-2570	431	13	within	within	ADP
inlawrev-2570	431	14	a	a	DET
inlawrev-2570	431	15	specified	specified	ADJ
inlawrev-2570	431	16	number	number	NOUN
inlawrev-2570	431	17	of	of	ADP
inlawrev-2570	431	18	days	day	NOUN
inlawrev-2570	431	19	following	follow	VERB
inlawrev-2570	431	20	the	the	DET
inlawrev-2570	431	21	termination	termination	NOUN
inlawrev-2570	431	22	of	of	ADP
inlawrev-2570	431	23	his	his	PRON
inlawrev-2570	431	24	employment	employment	NOUN
inlawrev-2570	431	25	.	.	PUNCT
inlawrev-2570	432	1	subsequent	subsequent	ADJ
inlawrev-2570	432	2	to	to	ADP
inlawrev-2570	432	3	terminating	terminate	VERB
inlawrev-2570	432	4	that	that	DET
inlawrev-2570	432	5	employment	employment	NOUN
inlawrev-2570	432	6	,	,	PUNCT
inlawrev-2570	432	7	sur	sur	PROPN
inlawrev-2570	432	8	's	's	PART
inlawrev-2570	432	9	wife	wife	NOUN
inlawrev-2570	432	10	gave	give	VERB
inlawrev-2570	432	11	birth	birth	NOUN
inlawrev-2570	432	12	to	to	ADP
inlawrev-2570	432	13	a	a	DET
inlawrev-2570	432	14	severely	severely	ADV
inlawrev-2570	432	15	deformed	deform	VERB
inlawrev-2570	432	16	child	child	NOUN
inlawrev-2570	432	17	who	who	PRON
inlawrev-2570	432	18	required	require	VERB
inlawrev-2570	432	19	extensive	extensive	ADJ
inlawrev-2570	432	20	surgery	surgery	NOUN
inlawrev-2570	432	21	and	and	CCONJ
inlawrev-2570	432	22	medical	medical	ADJ
inlawrev-2570	432	23	care	care	NOUN
inlawrev-2570	432	24	.	.	PUNCT
inlawrev-2570	433	1	upon	upon	SCONJ
inlawrev-2570	433	2	examining	examine	VERB
inlawrev-2570	433	3	the	the	DET
inlawrev-2570	433	4	conversion	conversion	NOUN
inlawrev-2570	433	5	policies	policy	NOUN
inlawrev-2570	433	6	available	available	ADJ
inlawrev-2570	433	7	,	,	PUNCT
inlawrev-2570	433	8	sur	sur	PROPN
inlawrev-2570	433	9	discovered	discover	VERB
inlawrev-2570	433	10	that	that	SCONJ
inlawrev-2570	433	11	none	none	NOUN
inlawrev-2570	433	12	provided	provide	VERB
inlawrev-2570	433	13	for	for	ADP
inlawrev-2570	433	14	major	major	ADJ
inlawrev-2570	433	15	medical	medical	ADJ
inlawrev-2570	433	16	coverage	coverage	NOUN
inlawrev-2570	433	17	as	as	SCONJ
inlawrev-2570	433	18	he	he	PRON
inlawrev-2570	433	19	had	have	AUX
inlawrev-2570	433	20	been	be	AUX
inlawrev-2570	433	21	provided	provide	VERB
inlawrev-2570	433	22	under	under	ADP
inlawrev-2570	433	23	the	the	DET
inlawrev-2570	433	24	group	group	NOUN
inlawrev-2570	433	25	policy	policy	NOUN
inlawrev-2570	433	26	.	.	PUNCT
inlawrev-2570	434	1	faced	face	VERB
inlawrev-2570	434	2	with	with	ADP
inlawrev-2570	434	3	assuming	assume	VERB
inlawrev-2570	434	4	the	the	DET
inlawrev-2570	434	5	great	great	ADJ
inlawrev-2570	434	6	bulk	bulk	NOUN
inlawrev-2570	434	7	of	of	ADP
inlawrev-2570	434	8	his	his	PRON
inlawrev-2570	434	9	son	son	NOUN
inlawrev-2570	434	10	's	's	PART
inlawrev-2570	434	11	medical	medical	ADJ
inlawrev-2570	434	12	expenses	expense	NOUN
inlawrev-2570	434	13	,	,	PUNCT
inlawrev-2570	434	14	sur	sur	PROPN
inlawrev-2570	434	15	brought	bring	VERB
inlawrev-2570	434	16	an	an	DET
inlawrev-2570	434	17	action	action	NOUN
inlawrev-2570	434	18	against	against	ADP
inlawrev-2570	434	19	his	his	PRON
inlawrev-2570	434	20	employer	employer	NOUN
inlawrev-2570	434	21	and	and	CCONJ
inlawrev-2570	434	22	prudential	prudential	PROPN
inlawrev-2570	434	23	for	for	ADP
inlawrev-2570	434	24	benefits	benefit	NOUN
inlawrev-2570	434	25	available	available	ADJ
inlawrev-2570	434	26	under	under	ADP
inlawrev-2570	434	27	the	the	DET
inlawrev-2570	434	28	major	major	ADJ
inlawrev-2570	434	29	medical	medical	ADJ
inlawrev-2570	434	30	plan	plan	NOUN
inlawrev-2570	434	31	.	.	PUNCT
inlawrev-2570	435	1	he	he	PRON
inlawrev-2570	435	2	alleged	allege	VERB
inlawrev-2570	435	3	that	that	SCONJ
inlawrev-2570	435	4	he	he	PRON
inlawrev-2570	435	5	had	have	AUX
inlawrev-2570	435	6	been	be	AUX
inlawrev-2570	435	7	misled	mislead	VERB
inlawrev-2570	435	8	into	into	ADP
inlawrev-2570	435	9	believing	believe	VERB
inlawrev-2570	435	10	major	major	ADJ
inlawrev-2570	435	11	medical	medical	NOUN
inlawrev-2570	435	12	would	would	AUX
inlawrev-2570	435	13	be	be	AUX
inlawrev-2570	435	14	provided	provide	VERB
inlawrev-2570	435	15	in	in	ADP
inlawrev-2570	435	16	one	one	NUM
inlawrev-2570	435	17	of	of	ADP
inlawrev-2570	435	18	the	the	DET
inlawrev-2570	435	19	conversion	conversion	NOUN
inlawrev-2570	435	20	policies	policy	NOUN
inlawrev-2570	435	21	primarily	primarily	ADV
inlawrev-2570	435	22	because	because	SCONJ
inlawrev-2570	435	23	he	he	PRON
inlawrev-2570	435	24	had	have	AUX
inlawrev-2570	435	25	not	not	PART
inlawrev-2570	435	26	been	be	AUX
inlawrev-2570	435	27	informed	inform	VERB
inlawrev-2570	435	28	that	that	SCONJ
inlawrev-2570	435	29	such	such	ADJ
inlawrev-2570	435	30	coverage	coverage	NOUN
inlawrev-2570	435	31	was	be	AUX
inlawrev-2570	435	32	not	not	PART
inlawrev-2570	435	33	available	available	ADJ
inlawrev-2570	435	34	under	under	ADP
inlawrev-2570	435	35	the	the	DET
inlawrev-2570	435	36	conversion	conversion	NOUN
inlawrev-2570	435	37	plans	plan	NOUN
inlawrev-2570	435	38	.	.	PUNCT
inlawrev-2570	436	1	sur	sur	PROPN
inlawrev-2570	436	2	admitted	admit	VERB
inlawrev-2570	436	3	that	that	SCONJ
inlawrev-2570	436	4	he	he	PRON
inlawrev-2570	436	5	had	have	AUX
inlawrev-2570	436	6	failed	fail	VERB
inlawrev-2570	436	7	to	to	PART
inlawrev-2570	436	8	inquire	inquire	VERB
inlawrev-2570	436	9	about	about	ADP
inlawrev-2570	436	10	major	major	ADJ
inlawrev-2570	436	11	medical	medical	ADJ
inlawrev-2570	436	12	benefits	benefit	NOUN
inlawrev-2570	436	13	and	and	CCONJ
inlawrev-2570	436	14	that	that	SCONJ
inlawrev-2570	436	15	the	the	DET
inlawrev-2570	436	16	defendants	defendant	NOUN
inlawrev-2570	436	17	had	have	AUX
inlawrev-2570	436	18	not	not	PART
inlawrev-2570	436	19	affirmatively	affirmatively	ADV
inlawrev-2570	436	20	misrepresented	misrepresent	VERB
inlawrev-2570	436	21	that	that	SCONJ
inlawrev-2570	436	22	major	major	ADJ
inlawrev-2570	436	23	medical	medical	NOUN
inlawrev-2570	436	24	could	could	AUX
inlawrev-2570	436	25	be	be	AUX
inlawrev-2570	436	26	obtained	obtain	VERB
inlawrev-2570	436	27	upon	upon	SCONJ
inlawrev-2570	436	28	conversion	conversion	NOUN
inlawrev-2570	436	29	.	.	PUNCT
inlawrev-2570	437	1	the	the	DET
inlawrev-2570	437	2	district	district	NOUN
inlawrev-2570	437	3	court	court	NOUN
inlawrev-2570	437	4	granted	grant	VERB
inlawrev-2570	437	5	summary	summary	NOUN
inlawrev-2570	437	6	judgment	judgment	NOUN
inlawrev-2570	437	7	for	for	ADP
inlawrev-2570	437	8	both	both	CCONJ
inlawrev-2570	437	9	glidden	glidden	PROPN
inlawrev-2570	437	10	-	-	PUNCT
inlawrev-2570	437	11	durkee	durkee	PROPN
inlawrev-2570	437	12	and	and	CCONJ
inlawrev-2570	437	13	prudential	prudential	PROPN
inlawrev-2570	437	14	.	.	PUNCT
inlawrev-2570	438	1	the	the	DET
inlawrev-2570	438	2	seventh	seventh	ADJ
inlawrev-2570	438	3	circuit	circuit	NOUN
inlawrev-2570	438	4	court	court	NOUN
inlawrev-2570	438	5	of	of	ADP
inlawrev-2570	438	6	appeals	appeal	NOUN
inlawrev-2570	438	7	reversed	reverse	VERB
inlawrev-2570	438	8	,	,	PUNCT
inlawrev-2570	438	9	holding	hold	VERB
inlawrev-2570	438	10	that	that	SCONJ
inlawrev-2570	438	11	a	a	DET
inlawrev-2570	438	12	material	material	NOUN
inlawrev-2570	438	13	issue	issue	NOUN
inlawrev-2570	438	14	of	of	ADP
inlawrev-2570	438	15	fact	fact	NOUN
inlawrev-2570	438	16	existed	exist	VERB
inlawrev-2570	438	17	as	as	ADP
inlawrev-2570	438	18	to	to	ADP
inlawrev-2570	438	19	whether	whether	SCONJ
inlawrev-2570	438	20	sur	sur	PROPN
inlawrev-2570	438	21	had	have	AUX
inlawrev-2570	438	22	been	be	AUX
inlawrev-2570	438	23	misled	mislead	VERB
inlawrev-2570	438	24	by	by	ADP
inlawrev-2570	438	25	glidden	glidden	PROPN
inlawrev-2570	438	26	-	-	PUNCT
inlawrev-2570	438	27	durkee	durkee	PROPN
inlawrev-2570	438	28	's	's	PART
inlawrev-2570	438	29	agent	agent	NOUN
inlawrev-2570	438	30	or	or	CCONJ
inlawrev-2570	438	31	prudential	prudential	PROPN
inlawrev-2570	438	32	's	's	PART
inlawrev-2570	438	33	booklet	booklet	NOUN
inlawrev-2570	438	34	.	.	PUNCT
inlawrev-2570	439	1	the	the	DET
inlawrev-2570	439	2	seventh	seventh	ADJ
inlawrev-2570	439	3	circuit	circuit	NOUN
inlawrev-2570	439	4	stated	state	VERB
inlawrev-2570	439	5	that	that	SCONJ
inlawrev-2570	439	6	an	an	DET
inlawrev-2570	439	7	employer	employer	NOUN
inlawrev-2570	439	8	is	be	AUX
inlawrev-2570	439	9	not	not	PART
inlawrev-2570	439	10	an	an	DET
inlawrev-2570	439	11	agent	agent	NOUN
inlawrev-2570	439	12	for	for	ADP
inlawrev-2570	439	13	an	an	DET
inlawrev-2570	439	14	insurer	insurer	NOUN
inlawrev-2570	439	15	and	and	CCONJ
inlawrev-2570	439	16	representations	representation	NOUN
inlawrev-2570	439	17	made	make	VERB
inlawrev-2570	439	18	by	by	ADP
inlawrev-2570	439	19	that	that	DET
inlawrev-2570	439	20	employer	employer	NOUN
inlawrev-2570	439	21	will	will	AUX
inlawrev-2570	439	22	not	not	PART
inlawrev-2570	439	23	be	be	AUX
inlawrev-2570	439	24	imputed	impute	VERB
inlawrev-2570	439	25	to	to	ADP
inlawrev-2570	439	26	the	the	DET
inlawrev-2570	439	27	insurer	insurer	NOUN
inlawrev-2570	439	28	.	.	PUNCT
inlawrev-2570	440	1	93	93	NUM
inlawrev-2570	440	2	rather	rather	ADV
inlawrev-2570	440	3	,	,	PUNCT
inlawrev-2570	440	4	the	the	DET
inlawrev-2570	440	5	employer	employer	NOUN
inlawrev-2570	440	6	who	who	PRON
inlawrev-2570	440	7	negotiates	negotiate	VERB
inlawrev-2570	440	8	a	a	DET
inlawrev-2570	440	9	group	group	NOUN
inlawrev-2570	440	10	insurance	insurance	NOUN
inlawrev-2570	440	11	contract	contract	NOUN
inlawrev-2570	440	12	acts	act	VERB
inlawrev-2570	440	13	as	as	ADP
inlawrev-2570	440	14	the	the	DET
inlawrev-2570	440	15	employees	employee	NOUN
inlawrev-2570	440	16	'	'	PART
inlawrev-2570	440	17	agent	agent	NOUN
inlawrev-2570	440	18	94	94	NUM
inlawrev-2570	440	19	and	and	CCONJ
inlawrev-2570	440	20	therefore	therefore	ADV
inlawrev-2570	440	21	owes	owe	VERB
inlawrev-2570	440	22	a	a	DET
inlawrev-2570	440	23	duty	duty	NOUN
inlawrev-2570	440	24	of	of	ADP
inlawrev-2570	440	25	good	good	ADJ
inlawrev-2570	440	26	faith	faith	NOUN
inlawrev-2570	440	27	and	and	CCONJ
inlawrev-2570	440	28	diligence	diligence	NOUN
inlawrev-2570	440	29	in	in	ADP
inlawrev-2570	440	30	both	both	PRON
inlawrev-2570	440	31	obtaining	obtain	VERB
inlawrev-2570	440	32	adequate	adequate	ADJ
inlawrev-2570	440	33	insurance	insurance	NOUN
inlawrev-2570	440	34	for	for	ADP
inlawrev-2570	440	35	its	its	PRON
inlawrev-2570	440	36	employees	employee	NOUN
inlawrev-2570	440	37	and	and	CCONJ
inlawrev-2570	440	38	informing	inform	VERB
inlawrev-2570	440	39	those	those	DET
inlawrev-2570	440	40	employees	employee	NOUN
inlawrev-2570	440	41	of	of	ADP
inlawrev-2570	440	42	conversion	conversion	NOUN
inlawrev-2570	440	43	rights	right	NOUN
inlawrev-2570	440	44	under	under	ADP
inlawrev-2570	440	45	the	the	DET
inlawrev-2570	440	46	group	group	NOUN
inlawrev-2570	440	47	policy	policy	NOUN
inlawrev-2570	440	48	.	.	PUNCT
inlawrev-2570	441	1	95	95	NUM
inlawrev-2570	441	2	this	this	DET
inlawrev-2570	441	3	duty	duty	NOUN
inlawrev-2570	441	4	to	to	PART
inlawrev-2570	441	5	inform	inform	VERB
inlawrev-2570	441	6	includes	include	VERB
inlawrev-2570	441	7	a	a	DET
inlawrev-2570	441	8	duty	duty	NOUN
inlawrev-2570	441	9	to	to	PART
inlawrev-2570	441	10	avoid	avoid	VERB
inlawrev-2570	441	11	misleading	mislead	VERB
inlawrev-2570	441	12	an	an	DET
inlawrev-2570	441	13	employee	employee	NOUN
inlawrev-2570	441	14	with	with	ADP
inlawrev-2570	441	15	respect	respect	NOUN
inlawrev-2570	441	16	to	to	ADP
inlawrev-2570	441	17	his	his	PRON
inlawrev-2570	441	18	conversion	conversion	NOUN
inlawrev-2570	441	19	rights	right	NOUN
inlawrev-2570	441	20	.	.	PUNCT
inlawrev-2570	442	1	96	96	NUM
inlawrev-2570	443	1	the	the	DET
inlawrev-2570	443	2	court	court	NOUN
inlawrev-2570	443	3	concluded	conclude	VERB
inlawrev-2570	443	4	that	that	SCONJ
inlawrev-2570	443	5	failure	failure	NOUN
inlawrev-2570	443	6	to	to	PART
inlawrev-2570	443	7	notify	notify	VERB
inlawrev-2570	443	8	an	an	DET
inlawrev-2570	443	9	employee	employee	NOUN
inlawrev-2570	443	10	of	of	ADP
inlawrev-2570	443	11	substantial	substantial	ADJ
inlawrev-2570	443	12	dissimilarities	dissimilarity	NOUN
inlawrev-2570	443	13	between	between	ADP
inlawrev-2570	443	14	the	the	DET
inlawrev-2570	443	15	group	group	NOUN
inlawrev-2570	443	16	plan	plan	NOUN
inlawrev-2570	443	17	and	and	CCONJ
inlawrev-2570	443	18	the	the	DET
inlawrev-2570	443	19	conversion	conversion	NOUN
inlawrev-2570	443	20	policy	policy	NOUN
inlawrev-2570	443	21	might	might	AUX
inlawrev-2570	443	22	result	result	VERB
inlawrev-2570	443	23	in	in	ADP
inlawrev-2570	443	24	a	a	DET
inlawrev-2570	443	25	breach	breach	NOUN
inlawrev-2570	443	26	of	of	ADP
inlawrev-2570	443	27	the	the	DET
inlawrev-2570	443	28	duty	duty	NOUN
inlawrev-2570	443	29	to	to	PART
inlawrev-2570	443	30	inform	inform	VERB
inlawrev-2570	443	31	.	.	PUNCT
inlawrev-2570	443	32	97	97	NUM
inlawrev-2570	443	33	noting	note	VERB
inlawrev-2570	443	34	that	that	SCONJ
inlawrev-2570	443	35	major	major	ADJ
inlawrev-2570	443	36	medical	medical	NOUN
inlawrev-2570	443	37	constituted	constitute	VERB
inlawrev-2570	443	38	approximately	approximately	ADV
inlawrev-2570	443	39	ninety	ninety	NUM
inlawrev-2570	443	40	percent	percent	NOUN
inlawrev-2570	443	41	of	of	ADP
inlawrev-2570	443	42	the	the	DET
inlawrev-2570	443	43	benefits	benefit	NOUN
inlawrev-2570	443	44	paid	pay	VERB
inlawrev-2570	443	45	under	under	ADP
inlawrev-2570	443	46	the	the	DET
inlawrev-2570	443	47	group	group	NOUN
inlawrev-2570	443	48	plan	plan	NOUN
inlawrev-2570	443	49	,	,	PUNCT
inlawrev-2570	443	50	98	98	NUM
inlawrev-2570	443	51	the	the	DET
inlawrev-2570	443	52	court	court	NOUN
inlawrev-2570	443	53	determined	determine	VERB
inlawrev-2570	443	54	92	92	NUM
inlawrev-2570	443	55	681	681	NUM
inlawrev-2570	443	56	f.2d	f.2d	NUM
inlawrev-2570	443	57	490	490	NUM
inlawrev-2570	443	58	(	(	PUNCT
inlawrev-2570	443	59	7th	7th	ADJ
inlawrev-2570	443	60	cir	cir	NOUN
inlawrev-2570	443	61	.	.	PROPN
inlawrev-2570	443	62	1982	1982	NUM
inlawrev-2570	443	63	)	)	PUNCT
inlawrev-2570	443	64	.	.	PUNCT
inlawrev-2570	444	1	"	"	PUNCT
inlawrev-2570	444	2	i	i	PRON
inlawrev-2570	444	3	d.	d.	PROPN
inlawrev-2570	444	4	at	at	ADP
inlawrev-2570	444	5	493	493	NUM
inlawrev-2570	444	6	.	.	PUNCT
inlawrev-2570	445	1	a	a	DET
inlawrev-2570	445	2	(	(	PUNCT
inlawrev-2570	445	3	'	'	PUNCT
inlawrev-2570	445	4	9i	9i	NOUN
inlawrev-2570	445	5	i	i	PROPN
inlawrev-2570	445	6	d.	d.	PROPN
inlawrev-2570	445	7	jtf	jtf	PROPN
inlawrev-2570	445	8	'	'	PROPN
inlawrev-2570	445	9	"	"	PUNCT
inlawrev-2570	445	10	i	i	PRON
inlawrev-2570	445	11	d.	d.	PROPN
inlawrev-2570	445	12	at	at	ADP
inlawrev-2570	445	13	494	494	NUM
inlawrev-2570	445	14	(	(	PUNCT
inlawrev-2570	445	15	citing	cite	VERB
inlawrev-2570	445	16	sheller	sheller	NOUN
inlawrev-2570	445	17	-	-	PUNCT
inlawrev-2570	445	18	glob	glob	PROPN
inlawrev-2570	445	19	/	/	SYM
inlawrev-2570	445	20	corp	corp	PROPN
inlawrev-2570	445	21	.	.	PROPN
inlawrev-2570	445	22	v.	v.	ADP
inlawrev-2570	445	23	sheller	sheller	NOUN
inlawrev-2570	445	24	,	,	PUNCT
inlawrev-2570	445	25	413	413	NUM
inlawrev-2570	445	26	n.e.2d	n.e.2d	NOUN
inlawrev-2570	445	27	318	318	NUM
inlawrev-2570	445	28	(	(	PUNCT
inlawrev-2570	445	29	ind	ind	NOUN
inlawrev-2570	445	30	.	.	PUNCT
inlawrev-2570	446	1	ct	ct	PROPN
inlawrev-2570	446	2	.	.	PUNCT
inlawrev-2570	447	1	app	app	PROPN
inlawrev-2570	447	2	.	.	PROPN
inlawrev-2570	447	3	1980	1980	NUM
inlawrev-2570	447	4	)	)	PUNCT
inlawrev-2570	447	5	)	)	PUNCT
inlawrev-2570	447	6	.	.	PUNCT
inlawrev-2570	448	1	96681	96681	NUM
inlawrev-2570	448	2	f.2d	f.2d	PUNCT
inlawrev-2570	448	3	at	at	ADP
inlawrev-2570	448	4	494	494	NUM
inlawrev-2570	448	5	.	.	PUNCT
inlawrev-2570	449	1	"	"	PUNCT
inlawrev-2570	449	2	'	'	PUNCT
inlawrev-2570	449	3	i	i	PRON
inlawrev-2570	449	4	d.	d.	VERB
inlawrev-2570	449	5	at	at	ADP
inlawrev-2570	449	6	495	495	NUM
inlawrev-2570	449	7	.	.	PUNCT
inlawrev-2570	450	1	™	™	PROPN
inlawrev-2570	450	2	i	i	PRON
inlawrev-2570	450	3	d.	d.	NOUN
inlawrev-2570	450	4	at	at	ADP
inlawrev-2570	450	5	499	499	NUM
inlawrev-2570	450	6	.	.	PUNCT
inlawrev-2570	450	7	1984	1984	NUM
inlawrev-2570	450	8	]	]	PUNCT
inlawrev-2570	450	9	survey	survey	NOUN
inlawrev-2570	450	10	—	—	PUNCT
inlawrev-2570	450	11	insurance	insurance	NOUN
inlawrev-2570	450	12	237	237	NUM
inlawrev-2570	450	13	that	that	PRON
inlawrev-2570	450	14	a	a	DET
inlawrev-2570	450	15	trier	trier	NOUN
inlawrev-2570	450	16	of	of	ADP
inlawrev-2570	450	17	fact	fact	NOUN
inlawrev-2570	450	18	might	might	AUX
inlawrev-2570	450	19	find	find	VERB
inlawrev-2570	450	20	a	a	DET
inlawrev-2570	450	21	breach	breach	NOUN
inlawrev-2570	450	22	of	of	ADP
inlawrev-2570	450	23	the	the	DET
inlawrev-2570	450	24	employer	employer	NOUN
inlawrev-2570	450	25	's	's	PART
inlawrev-2570	450	26	fiduciary	fiduciary	ADJ
inlawrev-2570	450	27	duties	duty	NOUN
inlawrev-2570	450	28	as	as	ADP
inlawrev-2570	450	29	agent	agent	NOUN
inlawrev-2570	450	30	for	for	ADP
inlawrev-2570	450	31	the	the	DET
inlawrev-2570	450	32	insured	insure	VERB
inlawrev-2570	450	33	.	.	PUNCT
inlawrev-2570	450	34	"	"	PUNCT
inlawrev-2570	451	1	therefore	therefore	ADV
inlawrev-2570	451	2	,	,	PUNCT
inlawrev-2570	451	3	summary	summary	NOUN
inlawrev-2570	451	4	judgment	judgment	NOUN
inlawrev-2570	451	5	was	be	AUX
inlawrev-2570	451	6	improper	improper	ADJ
inlawrev-2570	451	7	as	as	ADP
inlawrev-2570	451	8	to	to	ADP
inlawrev-2570	451	9	glidden	glidden	NOUN
inlawrev-2570	451	10	-	-	PUNCT
inlawrev-2570	451	11	durkee	durkee	PROPN
inlawrev-2570	451	12	.	.	PUNCT
inlawrev-2570	452	1	the	the	DET
inlawrev-2570	452	2	court	court	NOUN
inlawrev-2570	452	3	next	next	ADV
inlawrev-2570	452	4	stated	state	VERB
inlawrev-2570	452	5	that	that	SCONJ
inlawrev-2570	452	6	an	an	DET
inlawrev-2570	452	7	insurer	insurer	NOUN
inlawrev-2570	452	8	will	will	AUX
inlawrev-2570	452	9	be	be	AUX
inlawrev-2570	452	10	estopped	estop	VERB
inlawrev-2570	452	11	to	to	PART
inlawrev-2570	452	12	deny	deny	VERB
inlawrev-2570	452	13	coverage	coverage	NOUN
inlawrev-2570	452	14	when	when	SCONJ
inlawrev-2570	452	15	the	the	DET
inlawrev-2570	452	16	employee	employee	NOUN
inlawrev-2570	452	17	has	have	AUX
inlawrev-2570	452	18	reasonably	reasonably	ADV
inlawrev-2570	452	19	relied	rely	VERB
inlawrev-2570	452	20	upon	upon	SCONJ
inlawrev-2570	452	21	the	the	DET
inlawrev-2570	452	22	insurer	insurer	NOUN
inlawrev-2570	452	23	's	's	PART
inlawrev-2570	452	24	act	act	NOUN
inlawrev-2570	452	25	or	or	CCONJ
inlawrev-2570	452	26	omission	omission	NOUN
inlawrev-2570	452	27	.	.	PUNCT
inlawrev-2570	453	1	100	100	NUM
inlawrev-2570	453	2	the	the	DET
inlawrev-2570	453	3	court	court	NOUN
inlawrev-2570	453	4	determined	determine	VERB
inlawrev-2570	453	5	that	that	SCONJ
inlawrev-2570	453	6	prudential	prudential	PROPN
inlawrev-2570	453	7	's	's	PART
inlawrev-2570	453	8	benefit	benefit	NOUN
inlawrev-2570	453	9	booklet	booklet	NOUN
inlawrev-2570	453	10	failed	fail	VERB
inlawrev-2570	453	11	to	to	PART
inlawrev-2570	453	12	state	state	VERB
inlawrev-2570	453	13	affirmatively	affirmatively	ADV
inlawrev-2570	453	14	that	that	SCONJ
inlawrev-2570	453	15	major	major	ADJ
inlawrev-2570	453	16	medical	medical	NOUN
inlawrev-2570	453	17	would	would	AUX
inlawrev-2570	453	18	not	not	PART
inlawrev-2570	453	19	be	be	AUX
inlawrev-2570	453	20	provided	provide	VERB
inlawrev-2570	453	21	with	with	ADP
inlawrev-2570	453	22	the	the	DET
inlawrev-2570	453	23	conversion	conversion	NOUN
inlawrev-2570	453	24	policies	policy	NOUN
inlawrev-2570	453	25	.	.	PUNCT
inlawrev-2570	454	1	101	101	NUM
inlawrev-2570	454	2	therefore	therefore	ADV
inlawrev-2570	454	3	,	,	PUNCT
inlawrev-2570	454	4	it	it	PRON
inlawrev-2570	454	5	reversed	reverse	VERB
inlawrev-2570	454	6	the	the	DET
inlawrev-2570	454	7	award	award	NOUN
inlawrev-2570	454	8	of	of	ADP
inlawrev-2570	454	9	summary	summary	NOUN
inlawrev-2570	454	10	judgment	judgment	NOUN
inlawrev-2570	454	11	concluding	conclude	VERB
inlawrev-2570	454	12	that	that	SCONJ
inlawrev-2570	454	13	reasonable	reasonable	ADJ
inlawrev-2570	454	14	men	man	NOUN
inlawrev-2570	454	15	might	might	AUX
inlawrev-2570	454	16	differ	differ	VERB
inlawrev-2570	454	17	on	on	ADP
inlawrev-2570	454	18	whether	whether	SCONJ
inlawrev-2570	454	19	the	the	DET
inlawrev-2570	454	20	booklet	booklet	NOUN
inlawrev-2570	454	21	misled	mislead	VERB
inlawrev-2570	454	22	sur	sur	PROPN
inlawrev-2570	454	23	and	and	CCONJ
inlawrev-2570	454	24	thus	thus	ADV
inlawrev-2570	454	25	,	,	PUNCT
inlawrev-2570	454	26	whether	whether	SCONJ
inlawrev-2570	454	27	prudential	prudential	PROPN
inlawrev-2570	454	28	should	should	AUX
inlawrev-2570	454	29	be	be	AUX
inlawrev-2570	454	30	estopped	estop	VERB
inlawrev-2570	454	31	to	to	PART
inlawrev-2570	454	32	deny	deny	VERB
inlawrev-2570	454	33	major	major	ADJ
inlawrev-2570	454	34	medical	medical	ADJ
inlawrev-2570	454	35	benefits	benefit	NOUN
inlawrev-2570	454	36	.	.	PUNCT
inlawrev-2570	455	1	102	102	NUM
inlawrev-2570	455	2	in	in	ADP
inlawrev-2570	455	3	commonwealth	commonwealth	PROPN
inlawrev-2570	455	4	life	life	PROPN
inlawrev-2570	455	5	insurance	insurance	PROPN
inlawrev-2570	455	6	co.	co.	PROPN
inlawrev-2570	455	7	v.	v.	PROPN
inlawrev-2570	455	8	jackson	jackson	PROPN
inlawrev-2570	455	9	,	,	PUNCT
inlawrev-2570	455	10	102	102	NUM
inlawrev-2570	455	11	a	a	DET
inlawrev-2570	455	12	family	family	NOUN
inlawrev-2570	455	13	protection	protection	NOUN
inlawrev-2570	455	14	rider	rider	NOUN
inlawrev-2570	455	15	was	be	AUX
inlawrev-2570	455	16	added	add	VERB
inlawrev-2570	455	17	to	to	ADP
inlawrev-2570	455	18	a	a	DET
inlawrev-2570	455	19	life	life	NOUN
inlawrev-2570	455	20	insurance	insurance	NOUN
inlawrev-2570	455	21	policy	policy	NOUN
inlawrev-2570	455	22	which	which	PRON
inlawrev-2570	455	23	insured	insure	VERB
inlawrev-2570	455	24	the	the	DET
inlawrev-2570	455	25	wife	wife	NOUN
inlawrev-2570	455	26	and	and	CCONJ
inlawrev-2570	455	27	children	child	NOUN
inlawrev-2570	455	28	for	for	ADP
inlawrev-2570	455	29	$	$	SYM
inlawrev-2570	455	30	1,000	1,000	NUM
inlawrev-2570	455	31	each	each	PRON
inlawrev-2570	455	32	and	and	CCONJ
inlawrev-2570	455	33	permitted	permit	VERB
inlawrev-2570	455	34	the	the	DET
inlawrev-2570	455	35	children	child	NOUN
inlawrev-2570	455	36	to	to	PART
inlawrev-2570	455	37	convert	convert	VERB
inlawrev-2570	455	38	that	that	DET
inlawrev-2570	455	39	policy	policy	NOUN
inlawrev-2570	455	40	into	into	ADP
inlawrev-2570	455	41	individual	individual	ADJ
inlawrev-2570	455	42	policies	policy	NOUN
inlawrev-2570	455	43	at	at	ADP
inlawrev-2570	455	44	age	age	NOUN
inlawrev-2570	455	45	twenty	twenty	NUM
inlawrev-2570	455	46	-	-	PUNCT
inlawrev-2570	455	47	five	five	NUM
inlawrev-2570	455	48	with	with	ADP
inlawrev-2570	455	49	additional	additional	ADJ
inlawrev-2570	455	50	evidence	evidence	NOUN
inlawrev-2570	455	51	of	of	ADP
inlawrev-2570	455	52	insurability	insurability	NOUN
inlawrev-2570	455	53	.	.	PUNCT
inlawrev-2570	456	1	the	the	DET
inlawrev-2570	456	2	family	family	NOUN
inlawrev-2570	456	3	protection	protection	NOUN
inlawrev-2570	456	4	policy	policy	NOUN
inlawrev-2570	456	5	contained	contain	VERB
inlawrev-2570	456	6	a	a	DET
inlawrev-2570	456	7	suicide	suicide	NOUN
inlawrev-2570	456	8	clause	clause	NOUN
inlawrev-2570	456	9	denying	deny	VERB
inlawrev-2570	456	10	death	death	NOUN
inlawrev-2570	456	11	benefits	benefit	NOUN
inlawrev-2570	456	12	for	for	ADP
inlawrev-2570	456	13	suicides	suicide	NOUN
inlawrev-2570	456	14	committed	commit	VERB
inlawrev-2570	456	15	within	within	ADP
inlawrev-2570	456	16	two	two	NUM
inlawrev-2570	456	17	years	year	NOUN
inlawrev-2570	456	18	from	from	ADP
inlawrev-2570	456	19	the	the	DET
inlawrev-2570	456	20	date	date	NOUN
inlawrev-2570	456	21	of	of	ADP
inlawrev-2570	456	22	issue	issue	NOUN
inlawrev-2570	456	23	.	.	PUNCT
inlawrev-2570	457	1	one	one	NUM
inlawrev-2570	457	2	of	of	ADP
inlawrev-2570	457	3	the	the	DET
inlawrev-2570	457	4	children	child	NOUN
inlawrev-2570	457	5	exercised	exercise	VERB
inlawrev-2570	457	6	the	the	DET
inlawrev-2570	457	7	conversion	conversion	NOUN
inlawrev-2570	457	8	privilege	privilege	NOUN
inlawrev-2570	457	9	and	and	CCONJ
inlawrev-2570	457	10	a	a	DET
inlawrev-2570	457	11	converted	converted	ADJ
inlawrev-2570	457	12	policy	policy	NOUN
inlawrev-2570	457	13	was	be	AUX
inlawrev-2570	457	14	issued	issue	VERB
inlawrev-2570	457	15	.	.	PUNCT
inlawrev-2570	458	1	the	the	DET
inlawrev-2570	458	2	converted	converted	ADJ
inlawrev-2570	458	3	policy	policy	NOUN
inlawrev-2570	458	4	also	also	ADV
inlawrev-2570	458	5	contained	contain	VERB
inlawrev-2570	458	6	a	a	DET
inlawrev-2570	458	7	clause	clause	NOUN
inlawrev-2570	458	8	denying	deny	VERB
inlawrev-2570	458	9	benefits	benefit	NOUN
inlawrev-2570	458	10	for	for	ADP
inlawrev-2570	458	11	suicides	suicide	NOUN
inlawrev-2570	458	12	committed	commit	VERB
inlawrev-2570	458	13	within	within	ADP
inlawrev-2570	458	14	two	two	NUM
inlawrev-2570	458	15	years	year	NOUN
inlawrev-2570	458	16	from	from	ADP
inlawrev-2570	458	17	the	the	DET
inlawrev-2570	458	18	"	"	PUNCT
inlawrev-2570	458	19	date	date	NOUN
inlawrev-2570	458	20	of	of	ADP
inlawrev-2570	458	21	issue	issue	NOUN
inlawrev-2570	458	22	.	.	PUNCT
inlawrev-2570	458	23	"	"	PUNCT
inlawrev-2570	459	1	104	104	NUM
inlawrev-2570	459	2	the	the	DET
inlawrev-2570	459	3	insured	insure	VERB
inlawrev-2570	459	4	child	child	NOUN
inlawrev-2570	459	5	committed	commit	VERB
inlawrev-2570	459	6	suicide	suicide	NOUN
inlawrev-2570	459	7	more	more	ADJ
inlawrev-2570	459	8	than	than	ADP
inlawrev-2570	459	9	two	two	NUM
inlawrev-2570	459	10	years	year	NOUN
inlawrev-2570	459	11	after	after	SCONJ
inlawrev-2570	459	12	the	the	DET
inlawrev-2570	459	13	original	original	ADJ
inlawrev-2570	459	14	family	family	NOUN
inlawrev-2570	459	15	protection	protection	NOUN
inlawrev-2570	459	16	policy	policy	NOUN
inlawrev-2570	459	17	was	be	AUX
inlawrev-2570	459	18	issued	issue	VERB
inlawrev-2570	459	19	but	but	CCONJ
inlawrev-2570	459	20	less	less	ADJ
inlawrev-2570	459	21	than	than	ADP
inlawrev-2570	459	22	two	two	NUM
inlawrev-2570	459	23	years	year	NOUN
inlawrev-2570	459	24	from	from	ADP
inlawrev-2570	459	25	the	the	DET
inlawrev-2570	459	26	time	time	NOUN
inlawrev-2570	459	27	of	of	ADP
inlawrev-2570	459	28	conversion	conversion	NOUN
inlawrev-2570	459	29	.	.	PUNCT
inlawrev-2570	460	1	benefits	benefit	NOUN
inlawrev-2570	460	2	were	be	AUX
inlawrev-2570	460	3	denied	deny	VERB
inlawrev-2570	460	4	because	because	SCONJ
inlawrev-2570	460	5	of	of	ADP
inlawrev-2570	460	6	the	the	DET
inlawrev-2570	460	7	suicide	suicide	NOUN
inlawrev-2570	460	8	clause	clause	NOUN
inlawrev-2570	460	9	.	.	PUNCT
inlawrev-2570	461	1	the	the	DET
inlawrev-2570	461	2	insured	insure	VERB
inlawrev-2570	461	3	claimed	claim	VERB
inlawrev-2570	461	4	the	the	DET
inlawrev-2570	461	5	two	two	NUM
inlawrev-2570	461	6	-	-	PUNCT
inlawrev-2570	461	7	year	year	NOUN
inlawrev-2570	461	8	time	time	NOUN
inlawrev-2570	461	9	period	period	NOUN
inlawrev-2570	461	10	mentioned	mention	VERB
inlawrev-2570	461	11	in	in	ADP
inlawrev-2570	461	12	the	the	DET
inlawrev-2570	461	13	converted	convert	VERB
inlawrev-2570	461	14	policy	policy	NOUN
inlawrev-2570	461	15	should	should	AUX
inlawrev-2570	461	16	be	be	AUX
inlawrev-2570	461	17	computed	compute	VERB
inlawrev-2570	461	18	from	from	ADP
inlawrev-2570	461	19	the	the	DET
inlawrev-2570	461	20	time	time	NOUN
inlawrev-2570	461	21	when	when	SCONJ
inlawrev-2570	461	22	the	the	DET
inlawrev-2570	461	23	family	family	NOUN
inlawrev-2570	461	24	protection	protection	NOUN
inlawrev-2570	461	25	rider	rider	NOUN
inlawrev-2570	461	26	was	be	AUX
inlawrev-2570	461	27	issued	issue	VERB
inlawrev-2570	461	28	,	,	PUNCT
inlawrev-2570	461	29	not	not	PART
inlawrev-2570	461	30	from	from	ADP
inlawrev-2570	461	31	the	the	DET
inlawrev-2570	461	32	date	date	NOUN
inlawrev-2570	461	33	the	the	DET
inlawrev-2570	461	34	converted	converted	ADJ
inlawrev-2570	461	35	policy	policy	NOUN
inlawrev-2570	461	36	was	be	AUX
inlawrev-2570	461	37	issued	issue	VERB
inlawrev-2570	461	38	.	.	PUNCT
inlawrev-2570	462	1	an	an	DET
inlawrev-2570	462	2	action	action	NOUN
inlawrev-2570	462	3	was	be	AUX
inlawrev-2570	462	4	initiated	initiate	VERB
inlawrev-2570	462	5	to	to	PART
inlawrev-2570	462	6	enforce	enforce	VERB
inlawrev-2570	462	7	payment	payment	NOUN
inlawrev-2570	462	8	of	of	ADP
inlawrev-2570	462	9	the	the	DET
inlawrev-2570	462	10	death	death	NOUN
inlawrev-2570	462	11	benefit	benefit	NOUN
inlawrev-2570	462	12	.	.	PUNCT
inlawrev-2570	463	1	the	the	DET
inlawrev-2570	463	2	trial	trial	NOUN
inlawrev-2570	463	3	court	court	NOUN
inlawrev-2570	463	4	granted	grant	VERB
inlawrev-2570	463	5	summary	summary	NOUN
inlawrev-2570	463	6	judgment	judgment	NOUN
inlawrev-2570	463	7	for	for	ADP
inlawrev-2570	463	8	the	the	DET
inlawrev-2570	463	9	insured	insure	VERB
inlawrev-2570	463	10	and	and	CCONJ
inlawrev-2570	463	11	the	the	DET
inlawrev-2570	463	12	judgment	judgment	NOUN
inlawrev-2570	463	13	was	be	AUX
inlawrev-2570	463	14	affirmed	affirm	VERB
inlawrev-2570	463	15	on	on	ADP
inlawrev-2570	463	16	appeal	appeal	NOUN
inlawrev-2570	463	17	.	.	PUNCT
inlawrev-2570	464	1	"	"	PUNCT
inlawrev-2570	464	2	i	i	PRON
inlawrev-2570	464	3	d.	d.	PROPN
inlawrev-2570	464	4	at	at	ADP
inlawrev-2570	464	5	495	495	NUM
inlawrev-2570	464	6	.	.	PUNCT
inlawrev-2570	464	7	100	100	NUM
inlawrev-2570	465	1	i	i	PRON
inlawrev-2570	465	2	d.	d.	PROPN
inlawrev-2570	465	3	the	the	DET
inlawrev-2570	465	4	court	court	NOUN
inlawrev-2570	465	5	stated	state	VERB
inlawrev-2570	465	6	that	that	SCONJ
inlawrev-2570	465	7	detrimental	detrimental	ADJ
inlawrev-2570	465	8	reliance	reliance	NOUN
inlawrev-2570	465	9	could	could	AUX
inlawrev-2570	465	10	be	be	AUX
inlawrev-2570	465	11	supported	support	VERB
inlawrev-2570	465	12	by	by	ADP
inlawrev-2570	465	13	sur	sur	PROPN
inlawrev-2570	465	14	's	's	PART
inlawrev-2570	465	15	failure	failure	NOUN
inlawrev-2570	465	16	to	to	PART
inlawrev-2570	465	17	seek	seek	VERB
inlawrev-2570	465	18	health	health	NOUN
inlawrev-2570	465	19	insurance	insurance	NOUN
inlawrev-2570	465	20	elsewhere	elsewhere	ADV
inlawrev-2570	465	21	.	.	PUNCT
inlawrev-2570	466	1	i	i	PRON
inlawrev-2570	466	2	d.	d.	VERB
inlawrev-2570	466	3	at	at	ADP
inlawrev-2570	466	4	495	495	NUM
inlawrev-2570	466	5	n.12	n.12	NOUN
inlawrev-2570	466	6	.	.	NOUN
inlawrev-2570	466	7	10	10	NUM
inlawrev-2570	466	8	'	'	VERB
inlawrev-2570	466	9	i	i	PRON
inlawrev-2570	466	10	d.	d.	PROPN
inlawrev-2570	466	11	at	at	ADP
inlawrev-2570	466	12	499	499	NUM
inlawrev-2570	466	13	.	.	PUNCT
inlawrev-2570	467	1	the	the	DET
inlawrev-2570	467	2	court	court	NOUN
inlawrev-2570	467	3	further	far	ADV
inlawrev-2570	467	4	stated	state	VERB
inlawrev-2570	467	5	:	:	PUNCT
inlawrev-2570	467	6	the	the	DET
inlawrev-2570	467	7	most	most	ADV
inlawrev-2570	467	8	significant	significant	ADJ
inlawrev-2570	467	9	feature	feature	NOUN
inlawrev-2570	467	10	of	of	ADP
inlawrev-2570	467	11	the	the	DET
inlawrev-2570	467	12	conversion	conversion	NOUN
inlawrev-2570	467	13	provision	provision	NOUN
inlawrev-2570	467	14	,	,	PUNCT
inlawrev-2570	467	15	however	however	ADV
inlawrev-2570	467	16	,	,	PUNCT
inlawrev-2570	467	17	is	be	AUX
inlawrev-2570	467	18	that	that	SCONJ
inlawrev-2570	467	19	nowhere	nowhere	ADV
inlawrev-2570	467	20	does	do	VERB
inlawrev-2570	467	21	its	its	PRON
inlawrev-2570	467	22	state	state	NOUN
inlawrev-2570	467	23	that	that	SCONJ
inlawrev-2570	467	24	major	major	ADJ
inlawrev-2570	467	25	medical	medical	ADJ
inlawrev-2570	467	26	coverage	coverage	NOUN
inlawrev-2570	467	27	is	be	AUX
inlawrev-2570	467	28	not	not	PART
inlawrev-2570	467	29	available	available	ADJ
inlawrev-2570	467	30	upon	upon	SCONJ
inlawrev-2570	467	31	conversion	conversion	NOUN
inlawrev-2570	467	32	.	.	PUNCT
inlawrev-2570	467	33	.	.	PUNCT
inlawrev-2570	467	34	.	.	PUNCT
inlawrev-2570	467	35	.	.	PUNCT
inlawrev-2570	468	1	[	[	X
inlawrev-2570	468	2	w]e	w]e	NOUN
inlawrev-2570	468	3	think	think	VERB
inlawrev-2570	468	4	a	a	DET
inlawrev-2570	468	5	rational	rational	ADJ
inlawrev-2570	468	6	jury	jury	NOUN
inlawrev-2570	468	7	could	could	AUX
inlawrev-2570	468	8	readily	readily	ADV
inlawrev-2570	468	9	conclude	conclude	VERB
inlawrev-2570	468	10	that	that	SCONJ
inlawrev-2570	468	11	,	,	PUNCT
inlawrev-2570	468	12	in	in	ADP
inlawrev-2570	468	13	informing	inform	VERB
inlawrev-2570	468	14	employees	employee	NOUN
inlawrev-2570	468	15	that	that	SCONJ
inlawrev-2570	468	16	a	a	DET
inlawrev-2570	468	17	conversion	conversion	NOUN
inlawrev-2570	468	18	policy	policy	NOUN
inlawrev-2570	468	19	is	be	AUX
inlawrev-2570	468	20	"	"	PUNCT
inlawrev-2570	468	21	available	available	ADJ
inlawrev-2570	468	22	,	,	PUNCT
inlawrev-2570	468	23	"	"	PUNCT
inlawrev-2570	468	24	while	while	SCONJ
inlawrev-2570	468	25	neglecting	neglect	VERB
inlawrev-2570	468	26	to	to	PART
inlawrev-2570	468	27	inform	inform	VERB
inlawrev-2570	468	28	them	they	PRON
inlawrev-2570	468	29	that	that	SCONJ
inlawrev-2570	468	30	the	the	DET
inlawrev-2570	468	31	conversion	conversion	NOUN
inlawrev-2570	468	32	policy	policy	NOUN
inlawrev-2570	468	33	covers	cover	VERB
inlawrev-2570	468	34	only	only	ADV
inlawrev-2570	468	35	a	a	DET
inlawrev-2570	468	36	small	small	ADJ
inlawrev-2570	468	37	percentage	percentage	NOUN
inlawrev-2570	468	38	of	of	ADP
inlawrev-2570	468	39	the	the	DET
inlawrev-2570	468	40	group	group	NOUN
inlawrev-2570	468	41	policy	policy	NOUN
inlawrev-2570	468	42	's	's	PART
inlawrev-2570	468	43	maximum	maximum	ADJ
inlawrev-2570	468	44	coverage	coverage	NOUN
inlawrev-2570	468	45	,	,	PUNCT
inlawrev-2570	468	46	the	the	DET
inlawrev-2570	468	47	booklet	booklet	NOUN
inlawrev-2570	468	48	is	be	AUX
inlawrev-2570	468	49	materially	materially	ADV
inlawrev-2570	468	50	misleading	misleading	ADJ
inlawrev-2570	468	51	.	.	PUNCT
inlawrev-2570	469	1	this	this	PRON
inlawrev-2570	469	2	is	be	AUX
inlawrev-2570	469	3	particularly	particularly	ADV
inlawrev-2570	469	4	true	true	ADJ
inlawrev-2570	469	5	in	in	ADP
inlawrev-2570	469	6	light	light	NOUN
inlawrev-2570	469	7	of	of	ADP
inlawrev-2570	469	8	the	the	DET
inlawrev-2570	469	9	indiana	indiana	PROPN
inlawrev-2570	469	10	courts	court	NOUN
inlawrev-2570	469	11	'	'	PART
inlawrev-2570	469	12	insistence	insistence	NOUN
inlawrev-2570	469	13	that	that	SCONJ
inlawrev-2570	469	14	an	an	DET
inlawrev-2570	469	15	insurance	insurance	NOUN
inlawrev-2570	469	16	company	company	NOUN
inlawrev-2570	469	17	articulate	articulate	VERB
inlawrev-2570	469	18	with	with	ADP
inlawrev-2570	469	19	utmost	utmost	ADJ
inlawrev-2570	469	20	clarity	clarity	NOUN
inlawrev-2570	469	21	those	those	DET
inlawrev-2570	469	22	risks	risk	NOUN
inlawrev-2570	469	23	that	that	SCONJ
inlawrev-2570	469	24	it	it	PRON
inlawrev-2570	469	25	does	do	AUX
inlawrev-2570	469	26	not	not	PART
inlawrev-2570	469	27	intend	intend	VERB
inlawrev-2570	469	28	to	to	PART
inlawrev-2570	469	29	insure	insure	VERB
inlawrev-2570	469	30	against	against	ADP
inlawrev-2570	469	31	in	in	ADP
inlawrev-2570	469	32	the	the	DET
inlawrev-2570	469	33	policies	policy	NOUN
inlawrev-2570	469	34	it	it	PRON
inlawrev-2570	469	35	holds	hold	VERB
inlawrev-2570	469	36	out	out	ADP
inlawrev-2570	469	37	for	for	ADP
inlawrev-2570	469	38	sale	sale	NOUN
inlawrev-2570	469	39	.	.	PUNCT
inlawrev-2570	470	1	i	i	PRON
inlawrev-2570	470	2	d.	d.	PROPN
inlawrev-2570	470	3	(	(	PUNCT
inlawrev-2570	470	4	citations	citation	NOUN
inlawrev-2570	470	5	omitted	omit	VERB
inlawrev-2570	470	6	)	)	PUNCT
inlawrev-2570	470	7	.	.	PUNCT
inlawrev-2570	471	1	102	102	NUM
inlawrev-2570	472	1	i	i	PRON
inlawrev-2570	472	2	d.	d.	PROPN
inlawrev-2570	472	3	103432	103432	NUM
inlawrev-2570	472	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	472	5	1382	1382	NUM
inlawrev-2570	472	6	(	(	PUNCT
inlawrev-2570	472	7	ind	ind	NOUN
inlawrev-2570	472	8	.	.	PUNCT
inlawrev-2570	473	1	ct	ct	PROPN
inlawrev-2570	473	2	.	.	PUNCT
inlawrev-2570	474	1	app	app	PROPN
inlawrev-2570	474	2	.	.	PROPN
inlawrev-2570	474	3	1982	1982	NUM
inlawrev-2570	474	4	)	)	PUNCT
inlawrev-2570	474	5	.	.	PUNCT
inlawrev-2570	475	1	104	104	NUM
inlawrev-2570	476	1	i	i	PRON
inlawrev-2570	476	2	d.	d.	PROPN
inlawrev-2570	476	3	at	at	ADP
inlawrev-2570	476	4	1384	1384	NUM
inlawrev-2570	476	5	.	.	PUNCT
inlawrev-2570	477	1	238	238	NUM
inlawrev-2570	477	2	indiana	indiana	PROPN
inlawrev-2570	477	3	law	law	NOUN
inlawrev-2570	477	4	review	review	NOUN
inlawrev-2570	477	5	[	[	X
inlawrev-2570	477	6	vol	vol	NOUN
inlawrev-2570	477	7	.	.	PUNCT
inlawrev-2570	477	8	17:223	17:223	NUM
inlawrev-2570	478	1	the	the	DET
inlawrev-2570	478	2	issue	issue	NOUN
inlawrev-2570	478	3	before	before	SCONJ
inlawrev-2570	478	4	the	the	DET
inlawrev-2570	478	5	appellate	appellate	ADJ
inlawrev-2570	478	6	court	court	NOUN
inlawrev-2570	478	7	was	be	AUX
inlawrev-2570	478	8	whether	whether	SCONJ
inlawrev-2570	478	9	the	the	DET
inlawrev-2570	478	10	subsequent	subsequent	ADJ
inlawrev-2570	478	11	conversion	conversion	NOUN
inlawrev-2570	478	12	policy	policy	NOUN
inlawrev-2570	478	13	was	be	AUX
inlawrev-2570	478	14	a	a	DET
inlawrev-2570	478	15	separate	separate	ADJ
inlawrev-2570	478	16	and	and	CCONJ
inlawrev-2570	478	17	independent	independent	ADJ
inlawrev-2570	478	18	contract	contract	NOUN
inlawrev-2570	478	19	or	or	CCONJ
inlawrev-2570	478	20	a	a	DET
inlawrev-2570	478	21	continuation	continuation	NOUN
inlawrev-2570	478	22	of	of	ADP
inlawrev-2570	478	23	the	the	DET
inlawrev-2570	478	24	original	original	ADJ
inlawrev-2570	478	25	policy	policy	NOUN
inlawrev-2570	478	26	.	.	PUNCT
inlawrev-2570	479	1	the	the	DET
inlawrev-2570	479	2	court	court	NOUN
inlawrev-2570	479	3	quoted	quote	VERB
inlawrev-2570	479	4	a	a	DET
inlawrev-2570	479	5	georgia	georgia	PROPN
inlawrev-2570	479	6	case	case	NOUN
inlawrev-2570	479	7	for	for	ADP
inlawrev-2570	479	8	the	the	DET
inlawrev-2570	479	9	general	general	ADJ
inlawrev-2570	479	10	rule	rule	NOUN
inlawrev-2570	479	11	:	:	PUNCT
inlawrev-2570	479	12	"	"	PUNCT
inlawrev-2570	479	13	it	it	PRON
inlawrev-2570	479	14	is	be	AUX
inlawrev-2570	479	15	generally	generally	ADV
inlawrev-2570	479	16	held	hold	VERB
inlawrev-2570	479	17	that	that	SCONJ
inlawrev-2570	479	18	when	when	SCONJ
inlawrev-2570	479	19	a	a	DET
inlawrev-2570	479	20	policy	policy	NOUN
inlawrev-2570	479	21	of	of	ADP
inlawrev-2570	479	22	life	life	NOUN
inlawrev-2570	479	23	insurance	insurance	NOUN
inlawrev-2570	479	24	is	be	AUX
inlawrev-2570	479	25	canceled	cancel	VERB
inlawrev-2570	479	26	or	or	CCONJ
inlawrev-2570	479	27	surrendered	surrender	VERB
inlawrev-2570	479	28	and	and	CCONJ
inlawrev-2570	479	29	replaced	replace	VERB
inlawrev-2570	479	30	by	by	ADP
inlawrev-2570	479	31	a	a	DET
inlawrev-2570	479	32	new	new	ADJ
inlawrev-2570	479	33	agreement	agreement	NOUN
inlawrev-2570	479	34	,	,	PUNCT
inlawrev-2570	479	35	the	the	DET
inlawrev-2570	479	36	new	new	ADJ
inlawrev-2570	479	37	policy	policy	NOUN
inlawrev-2570	479	38	does	do	AUX
inlawrev-2570	479	39	not	not	PART
inlawrev-2570	479	40	create	create	VERB
inlawrev-2570	479	41	a	a	DET
inlawrev-2570	479	42	new	new	ADJ
inlawrev-2570	479	43	contract	contract	NOUN
inlawrev-2570	479	44	of	of	ADP
inlawrev-2570	479	45	insurance	insurance	NOUN
inlawrev-2570	479	46	,	,	PUNCT
inlawrev-2570	479	47	but	but	CCONJ
inlawrev-2570	479	48	effects	effect	VERB
inlawrev-2570	479	49	a	a	DET
inlawrev-2570	479	50	continuance	continuance	NOUN
inlawrev-2570	479	51	of	of	ADP
inlawrev-2570	479	52	the	the	DET
inlawrev-2570	479	53	original	original	ADJ
inlawrev-2570	479	54	contract	contract	NOUN
inlawrev-2570	479	55	so	so	SCONJ
inlawrev-2570	479	56	that	that	SCONJ
inlawrev-2570	479	57	the	the	DET
inlawrev-2570	479	58	liability	liability	NOUN
inlawrev-2570	479	59	of	of	ADP
inlawrev-2570	479	60	the	the	DET
inlawrev-2570	479	61	insurer	insurer	NOUN
inlawrev-2570	479	62	for	for	ADP
inlawrev-2570	479	63	death	death	NOUN
inlawrev-2570	479	64	by	by	ADP
inlawrev-2570	479	65	suicide	suicide	NOUN
inlawrev-2570	479	66	is	be	AUX
inlawrev-2570	479	67	not	not	PART
inlawrev-2570	479	68	affected	affect	VERB
inlawrev-2570	479	69	by	by	ADP
inlawrev-2570	479	70	the	the	DET
inlawrev-2570	479	71	fact	fact	NOUN
inlawrev-2570	479	72	that	that	SCONJ
inlawrev-2570	479	73	death	death	NOUN
inlawrev-2570	479	74	occurred	occur	VERB
inlawrev-2570	479	75	within	within	ADP
inlawrev-2570	479	76	the	the	DET
inlawrev-2570	479	77	period	period	NOUN
inlawrev-2570	479	78	specified	specify	VERB
inlawrev-2570	479	79	in	in	ADP
inlawrev-2570	479	80	the	the	DET
inlawrev-2570	479	81	new	new	ADJ
inlawrev-2570	479	82	policy	policy	NOUN
inlawrev-2570	479	83	's	's	PART
inlawrev-2570	479	84	suicide	suicide	NOUN
inlawrev-2570	479	85	clause	clause	NOUN
inlawrev-2570	479	86	.	.	PUNCT
inlawrev-2570	480	1	if	if	SCONJ
inlawrev-2570	480	2	the	the	DET
inlawrev-2570	480	3	new	new	ADJ
inlawrev-2570	480	4	policy	policy	NOUN
inlawrev-2570	480	5	is	be	AUX
inlawrev-2570	480	6	so	so	ADV
inlawrev-2570	480	7	different	different	ADJ
inlawrev-2570	480	8	as	as	SCONJ
inlawrev-2570	480	9	to	to	PART
inlawrev-2570	480	10	constitute	constitute	VERB
inlawrev-2570	480	11	an	an	DET
inlawrev-2570	480	12	entirely	entirely	ADV
inlawrev-2570	480	13	new	new	ADJ
inlawrev-2570	480	14	agreement	agreement	NOUN
inlawrev-2570	480	15	the	the	DET
inlawrev-2570	480	16	original	original	ADJ
inlawrev-2570	480	17	suicide	suicide	NOUN
inlawrev-2570	480	18	clause	clause	NOUN
inlawrev-2570	480	19	is	be	AUX
inlawrev-2570	480	20	inapplicable	inapplicable	ADJ
inlawrev-2570	480	21	;	;	PUNCT
inlawrev-2570	480	22	but	but	CCONJ
inlawrev-2570	480	23	where	where	SCONJ
inlawrev-2570	480	24	the	the	DET
inlawrev-2570	480	25	latter	latter	ADJ
inlawrev-2570	480	26	is	be	AUX
inlawrev-2570	480	27	identical	identical	ADJ
inlawrev-2570	480	28	or	or	CCONJ
inlawrev-2570	480	29	at	at	ADP
inlawrev-2570	480	30	least	least	ADJ
inlawrev-2570	480	31	substantially	substantially	ADV
inlawrev-2570	480	32	similar	similar	ADJ
inlawrev-2570	480	33	to	to	ADP
inlawrev-2570	480	34	the	the	DET
inlawrev-2570	480	35	old	old	ADJ
inlawrev-2570	480	36	policy	policy	NOUN
inlawrev-2570	480	37	,	,	PUNCT
inlawrev-2570	480	38	it	it	PRON
inlawrev-2570	480	39	is	be	AUX
inlawrev-2570	480	40	usually	usually	ADV
inlawrev-2570	480	41	held	hold	VERB
inlawrev-2570	480	42	that	that	SCONJ
inlawrev-2570	480	43	the	the	DET
inlawrev-2570	480	44	policies	policy	NOUN
inlawrev-2570	480	45	should	should	AUX
inlawrev-2570	480	46	be	be	AUX
inlawrev-2570	480	47	considered	consider	VERB
inlawrev-2570	480	48	as	as	ADP
inlawrev-2570	480	49	one	one	NUM
inlawrev-2570	480	50	agreement	agreement	NOUN
inlawrev-2570	480	51	.	.	PUNCT
inlawrev-2570	480	52	"	"	PUNCT
inlawrev-2570	481	1	105	105	NUM
inlawrev-2570	481	2	the	the	DET
inlawrev-2570	481	3	court	court	NOUN
inlawrev-2570	481	4	noted	note	VERB
inlawrev-2570	481	5	that	that	SCONJ
inlawrev-2570	481	6	the	the	DET
inlawrev-2570	481	7	conversion	conversion	NOUN
inlawrev-2570	481	8	policy	policy	NOUN
inlawrev-2570	481	9	depended	depend	VERB
inlawrev-2570	481	10	strictly	strictly	ADV
inlawrev-2570	481	11	upon	upon	SCONJ
inlawrev-2570	481	12	the	the	DET
inlawrev-2570	481	13	original	original	ADJ
inlawrev-2570	481	14	policy	policy	NOUN
inlawrev-2570	481	15	for	for	ADP
inlawrev-2570	481	16	its	its	PRON
inlawrev-2570	481	17	existence	existence	NOUN
inlawrev-2570	481	18	and	and	CCONJ
inlawrev-2570	481	19	that	that	SCONJ
inlawrev-2570	481	20	the	the	DET
inlawrev-2570	481	21	insured	insure	VERB
inlawrev-2570	481	22	applied	apply	VERB
inlawrev-2570	481	23	for	for	ADP
inlawrev-2570	481	24	the	the	DET
inlawrev-2570	481	25	conversion	conversion	NOUN
inlawrev-2570	481	26	policy	policy	NOUN
inlawrev-2570	481	27	on	on	ADP
inlawrev-2570	481	28	a	a	DET
inlawrev-2570	481	29	form	form	NOUN
inlawrev-2570	481	30	provided	provide	VERB
inlawrev-2570	481	31	for	for	ADP
inlawrev-2570	481	32	that	that	DET
inlawrev-2570	481	33	purpose	purpose	NOUN
inlawrev-2570	481	34	.	.	PUNCT
inlawrev-2570	482	1	106	106	NUM
inlawrev-2570	482	2	further	far	ADV
inlawrev-2570	482	3	,	,	PUNCT
inlawrev-2570	482	4	the	the	DET
inlawrev-2570	482	5	court	court	NOUN
inlawrev-2570	482	6	stated	state	VERB
inlawrev-2570	482	7	that	that	SCONJ
inlawrev-2570	482	8	enforcement	enforcement	NOUN
inlawrev-2570	482	9	of	of	ADP
inlawrev-2570	482	10	a	a	DET
inlawrev-2570	482	11	two	two	NUM
inlawrev-2570	482	12	-	-	PUNCT
inlawrev-2570	482	13	year	year	NOUN
inlawrev-2570	482	14	suicide	suicide	NOUN
inlawrev-2570	482	15	clause	clause	NOUN
inlawrev-2570	482	16	in	in	ADP
inlawrev-2570	482	17	a	a	DET
inlawrev-2570	482	18	converted	convert	VERB
inlawrev-2570	482	19	policy	policy	NOUN
inlawrev-2570	482	20	would	would	AUX
inlawrev-2570	482	21	not	not	PART
inlawrev-2570	482	22	foster	foster	VERB
inlawrev-2570	482	23	the	the	DET
inlawrev-2570	482	24	anti	anti	ADJ
inlawrev-2570	482	25	-	-	ADJ
inlawrev-2570	482	26	fraud	fraud	ADJ
inlawrev-2570	482	27	bases	basis	NOUN
inlawrev-2570	482	28	for	for	ADP
inlawrev-2570	482	29	suicide	suicide	NOUN
inlawrev-2570	482	30	clauses	clause	NOUN
inlawrev-2570	482	31	.	.	PUNCT
inlawrev-2570	483	1	107	107	NUM
inlawrev-2570	483	2	since	since	SCONJ
inlawrev-2570	483	3	the	the	DET
inlawrev-2570	483	4	benefits	benefit	NOUN
inlawrev-2570	483	5	accruing	accrue	VERB
inlawrev-2570	483	6	under	under	ADP
inlawrev-2570	483	7	the	the	DET
inlawrev-2570	483	8	conversion	conversion	NOUN
inlawrev-2570	483	9	policy	policy	NOUN
inlawrev-2570	483	10	were	be	AUX
inlawrev-2570	483	11	clearly	clearly	ADV
inlawrev-2570	483	12	fixed	fix	VERB
inlawrev-2570	483	13	by	by	ADP
inlawrev-2570	483	14	the	the	DET
inlawrev-2570	483	15	original	original	ADJ
inlawrev-2570	483	16	policy	policy	NOUN
inlawrev-2570	483	17	,	,	PUNCT
inlawrev-2570	483	18	the	the	DET
inlawrev-2570	483	19	court	court	NOUN
inlawrev-2570	483	20	concluded	conclude	VERB
inlawrev-2570	483	21	that	that	SCONJ
inlawrev-2570	483	22	both	both	DET
inlawrev-2570	483	23	policies	policy	NOUN
inlawrev-2570	483	24	must	must	AUX
inlawrev-2570	483	25	be	be	AUX
inlawrev-2570	483	26	construed	construe	VERB
inlawrev-2570	483	27	as	as	ADP
inlawrev-2570	483	28	one	one	NUM
inlawrev-2570	483	29	agreement	agreement	NOUN
inlawrev-2570	483	30	and	and	CCONJ
inlawrev-2570	483	31	the	the	DET
inlawrev-2570	483	32	suicide	suicide	NOUN
inlawrev-2570	483	33	clause	clause	NOUN
inlawrev-2570	483	34	must	must	AUX
inlawrev-2570	483	35	fail	fail	VERB
inlawrev-2570	483	36	.	.	PUNCT
inlawrev-2570	484	1	108	108	NUM
inlawrev-2570	484	2	2	2	NUM
inlawrev-2570	484	3	.	.	PUNCT
inlawrev-2570	484	4	definition	definition	NOUN
inlawrev-2570	484	5	of	of	ADP
inlawrev-2570	484	6	"	"	PUNCT
inlawrev-2570	484	7	child	child	NOUN
inlawrev-2570	484	8	"	"	PUNCT
inlawrev-2570	484	9	as	as	ADP
inlawrev-2570	484	10	beneficiary	beneficiary	NOUN
inlawrev-2570	484	11	under	under	ADP
inlawrev-2570	484	12	a	a	DET
inlawrev-2570	484	13	life	life	NOUN
inlawrev-2570	484	14	insurance	insurance	NOUN
inlawrev-2570	484	15	policy.—in	policy.—in	PROPN
inlawrev-2570	484	16	aetna	aetna	PROPN
inlawrev-2570	484	17	life	life	PROPN
inlawrev-2570	484	18	&	&	CCONJ
inlawrev-2570	484	19	casualty	casualty	PROPN
inlawrev-2570	484	20	insurance	insurance	PROPN
inlawrev-2570	484	21	co.	co.	PROPN
inlawrev-2570	484	22	v.	v.	ADP
inlawrev-2570	484	23	stapleton	stapleton	PROPN
inlawrev-2570	484	24	.	.	PUNCT
inlawrev-2570	485	1	109	109	NUM
inlawrev-2570	485	2	a	a	DET
inlawrev-2570	485	3	decedent	decedent	NOUN
inlawrev-2570	485	4	had	have	AUX
inlawrev-2570	485	5	designated	designate	VERB
inlawrev-2570	485	6	his	his	PRON
inlawrev-2570	485	7	surviving	survive	VERB
inlawrev-2570	485	8	"	"	PUNCT
inlawrev-2570	485	9	children	child	NOUN
inlawrev-2570	485	10	"	"	PUNCT
inlawrev-2570	485	11	as	as	SCONJ
inlawrev-2570	485	12	beneficiaries	beneficiary	NOUN
inlawrev-2570	485	13	under	under	ADP
inlawrev-2570	485	14	a	a	DET
inlawrev-2570	485	15	group	group	NOUN
inlawrev-2570	485	16	life	life	NOUN
inlawrev-2570	485	17	insurance	insurance	NOUN
inlawrev-2570	485	18	policy	policy	NOUN
inlawrev-2570	485	19	and	and	CCONJ
inlawrev-2570	485	20	several	several	ADJ
inlawrev-2570	485	21	illegitimate	illegitimate	ADJ
inlawrev-2570	485	22	children	child	NOUN
inlawrev-2570	485	23	claimed	claim	VERB
inlawrev-2570	485	24	a	a	DET
inlawrev-2570	485	25	right	right	NOUN
inlawrev-2570	485	26	to	to	ADP
inlawrev-2570	485	27	the	the	DET
inlawrev-2570	485	28	proceeds	proceed	NOUN
inlawrev-2570	485	29	.	.	PUNCT
inlawrev-2570	486	1	because	because	SCONJ
inlawrev-2570	486	2	an	an	DET
inlawrev-2570	486	3	insurance	insurance	NOUN
inlawrev-2570	486	4	policy	policy	NOUN
inlawrev-2570	486	5	is	be	AUX
inlawrev-2570	486	6	a	a	DET
inlawrev-2570	486	7	contract	contract	NOUN
inlawrev-2570	486	8	,	,	PUNCT
inlawrev-2570	486	9	the	the	DET
inlawrev-2570	486	10	court	court	NOUN
inlawrev-2570	486	11	determined	determine	VERB
inlawrev-2570	486	12	that	that	SCONJ
inlawrev-2570	486	13	contract	contract	NOUN
inlawrev-2570	486	14	and	and	CCONJ
inlawrev-2570	486	15	not	not	PART
inlawrev-2570	486	16	probate	probate	NOUN
inlawrev-2570	486	17	principles	principle	NOUN
inlawrev-2570	486	18	should	should	AUX
inlawrev-2570	486	19	govern	govern	VERB
inlawrev-2570	486	20	the	the	DET
inlawrev-2570	486	21	interpretation	interpretation	NOUN
inlawrev-2570	486	22	of	of	ADP
inlawrev-2570	486	23	"	"	PUNCT
inlawrev-2570	486	24	child	child	NOUN
inlawrev-2570	486	25	"	"	PUNCT
inlawrev-2570	486	26	under	under	ADP
inlawrev-2570	486	27	the	the	DET
inlawrev-2570	486	28	policy	policy	NOUN
inlawrev-2570	486	29	.	.	PUNCT
inlawrev-2570	487	1	110	110	NUM
inlawrev-2570	487	2	the	the	DET
inlawrev-2570	487	3	court	court	NOUN
inlawrev-2570	487	4	concluded	conclude	VERB
inlawrev-2570	487	5	that	that	SCONJ
inlawrev-2570	487	6	the	the	DET
inlawrev-2570	487	7	105	105	NUM
inlawrev-2570	487	8	/tf	/tf	PUNCT
inlawrev-2570	487	9	.	.	PUNCT
inlawrev-2570	488	1	at	at	ADP
inlawrev-2570	488	2	1388	1388	NUM
inlawrev-2570	488	3	(	(	PUNCT
inlawrev-2570	488	4	citations	citation	NOUN
inlawrev-2570	488	5	omitted	omit	VERB
inlawrev-2570	488	6	)	)	PUNCT
inlawrev-2570	488	7	(	(	PUNCT
inlawrev-2570	488	8	quoting	quote	VERB
inlawrev-2570	488	9	founders	founder	NOUN
inlawrev-2570	488	10	life	life	NOUN
inlawrev-2570	488	11	assurance	assurance	PROPN
inlawrev-2570	488	12	co.	co.	PROPN
inlawrev-2570	488	13	v.	v.	ADP
inlawrev-2570	488	14	poe	poe	PROPN
inlawrev-2570	488	15	,	,	PUNCT
inlawrev-2570	488	16	242	242	NUM
inlawrev-2570	488	17	ga	ga	NOUN
inlawrev-2570	488	18	.	.	PROPN
inlawrev-2570	488	19	748	748	NUM
inlawrev-2570	488	20	,	,	PUNCT
inlawrev-2570	488	21	750	750	NUM
inlawrev-2570	488	22	,	,	PUNCT
inlawrev-2570	488	23	251	251	NUM
inlawrev-2570	488	24	s.e.2d	s.e.2d	NUM
inlawrev-2570	488	25	247	247	NUM
inlawrev-2570	488	26	,	,	PUNCT
inlawrev-2570	488	27	249	249	NUM
inlawrev-2570	488	28	(	(	PUNCT
inlawrev-2570	488	29	1978	1978	NUM
inlawrev-2570	488	30	)	)	PUNCT
inlawrev-2570	488	31	)	)	PUNCT
inlawrev-2570	488	32	.	.	PUNCT
inlawrev-2570	489	1	106	106	NUM
inlawrev-2570	490	1	i	i	PRON
inlawrev-2570	490	2	d.	d.	NOUN
inlawrev-2570	490	3	at	at	ADP
inlawrev-2570	490	4	1391	1391	NUM
inlawrev-2570	490	5	.	.	PUNCT
inlawrev-2570	491	1	the	the	DET
inlawrev-2570	491	2	court	court	NOUN
inlawrev-2570	491	3	additionally	additionally	ADV
inlawrev-2570	491	4	noted	note	VERB
inlawrev-2570	491	5	that	that	SCONJ
inlawrev-2570	491	6	the	the	DET
inlawrev-2570	491	7	application	application	NOUN
inlawrev-2570	491	8	contained	contain	VERB
inlawrev-2570	491	9	no	no	DET
inlawrev-2570	491	10	questions	question	NOUN
inlawrev-2570	491	11	relating	relate	VERB
inlawrev-2570	491	12	to	to	ADP
inlawrev-2570	491	13	insurability	insurability	NOUN
inlawrev-2570	491	14	or	or	CCONJ
inlawrev-2570	491	15	physical	physical	ADJ
inlawrev-2570	491	16	examination	examination	NOUN
inlawrev-2570	491	17	and	and	CCONJ
inlawrev-2570	491	18	that	that	SCONJ
inlawrev-2570	491	19	commonwealth	commonwealth	NOUN
inlawrev-2570	491	20	backdated	backdate	VERB
inlawrev-2570	491	21	the	the	DET
inlawrev-2570	491	22	date	date	NOUN
inlawrev-2570	491	23	of	of	ADP
inlawrev-2570	491	24	issue	issue	NOUN
inlawrev-2570	491	25	in	in	ADP
inlawrev-2570	491	26	order	order	NOUN
inlawrev-2570	491	27	to	to	PART
inlawrev-2570	491	28	provide	provide	VERB
inlawrev-2570	491	29	continuous	continuous	ADJ
inlawrev-2570	491	30	coverage	coverage	NOUN
inlawrev-2570	491	31	under	under	ADP
inlawrev-2570	491	32	the	the	DET
inlawrev-2570	491	33	old	old	ADJ
inlawrev-2570	491	34	policy	policy	NOUN
inlawrev-2570	491	35	.	.	PUNCT
inlawrev-2570	492	1	i	i	PRON
inlawrev-2570	492	2	d.	d.	PROPN
inlawrev-2570	492	3	l0the	l0the	DET
inlawrev-2570	492	4	court	court	PROPN
inlawrev-2570	492	5	stated	state	VERB
inlawrev-2570	492	6	that	that	SCONJ
inlawrev-2570	492	7	[	[	X
inlawrev-2570	492	8	i]f	i]f	ADP
inlawrev-2570	492	9	the	the	DET
inlawrev-2570	492	10	function	function	NOUN
inlawrev-2570	492	11	of	of	ADP
inlawrev-2570	492	12	the	the	DET
inlawrev-2570	492	13	short	short	ADJ
inlawrev-2570	492	14	term	term	NOUN
inlawrev-2570	492	15	suicide	suicide	NOUN
inlawrev-2570	492	16	clause	clause	NOUN
inlawrev-2570	492	17	is	be	AUX
inlawrev-2570	492	18	merely	merely	ADV
inlawrev-2570	492	19	to	to	PART
inlawrev-2570	492	20	serve	serve	VERB
inlawrev-2570	492	21	as	as	ADP
inlawrev-2570	492	22	an	an	DET
inlawrev-2570	492	23	antifraud	antifraud	NOUN
inlawrev-2570	492	24	provision	provision	NOUN
inlawrev-2570	492	25	.	.	PUNCT
inlawrev-2570	492	26	.	.	PUNCT
inlawrev-2570	492	27	.	.	PUNCT
inlawrev-2570	493	1	where	where	SCONJ
inlawrev-2570	493	2	evidence	evidence	NOUN
inlawrev-2570	493	3	of	of	ADP
inlawrev-2570	493	4	insurability	insurability	NOUN
inlawrev-2570	493	5	is	be	AUX
inlawrev-2570	493	6	waived	waive	VERB
inlawrev-2570	493	7	and	and	CCONJ
inlawrev-2570	493	8	where	where	SCONJ
inlawrev-2570	493	9	a	a	DET
inlawrev-2570	493	10	party	party	NOUN
inlawrev-2570	493	11	is	be	AUX
inlawrev-2570	493	12	led	lead	VERB
inlawrev-2570	493	13	to	to	PART
inlawrev-2570	493	14	believe	believe	VERB
inlawrev-2570	493	15	he	he	PRON
inlawrev-2570	493	16	is	be	AUX
inlawrev-2570	493	17	effecting	effect	VERB
inlawrev-2570	493	18	a	a	DET
inlawrev-2570	493	19	conversion	conversion	NOUN
inlawrev-2570	493	20	.	.	PUNCT
inlawrev-2570	493	21	.	.	PUNCT
inlawrev-2570	494	1	.	.	PUNCT
inlawrev-2570	495	1	rather	rather	ADV
inlawrev-2570	495	2	than	than	ADP
inlawrev-2570	495	3	purchasing	purchase	VERB
inlawrev-2570	495	4	an	an	DET
inlawrev-2570	495	5	entirely	entirely	ADV
inlawrev-2570	495	6	new	new	ADJ
inlawrev-2570	495	7	policy	policy	NOUN
inlawrev-2570	495	8	the	the	DET
inlawrev-2570	495	9	suicide	suicide	NOUN
inlawrev-2570	495	10	clause	clause	NOUN
inlawrev-2570	495	11	of	of	ADP
inlawrev-2570	495	12	the	the	DET
inlawrev-2570	495	13	second	second	ADJ
inlawrev-2570	495	14	policy	policy	NOUN
inlawrev-2570	495	15	would	would	AUX
inlawrev-2570	495	16	not	not	PART
inlawrev-2570	495	17	be	be	AUX
inlawrev-2570	495	18	given	give	VERB
inlawrev-2570	495	19	effect	effect	NOUN
inlawrev-2570	495	20	.	.	PUNCT
inlawrev-2570	496	1	i	i	PRON
inlawrev-2570	496	2	d.	d.	PROPN
inlawrev-2570	496	3	,	,	PUNCT
inlawrev-2570	496	4	08432	08432	NUM
inlawrev-2570	496	5	n.e.2d	n.e.2d	NOUN
inlawrev-2570	496	6	1382	1382	NUM
inlawrev-2570	496	7	.	.	PUNCT
inlawrev-2570	497	1	see	see	VERB
inlawrev-2570	497	2	occidental	occidental	PROPN
inlawrev-2570	497	3	life	life	NOUN
inlawrev-2570	497	4	ins	ins	PROPN
inlawrev-2570	497	5	.	.	PUNCT
inlawrev-2570	497	6	co.	co.	PROPN
inlawrev-2570	498	1	v.	v.	CCONJ
inlawrev-2570	498	2	hurley	hurley	PROPN
inlawrev-2570	498	3	,	,	PUNCT
inlawrev-2570	498	4	513	513	NUM
inlawrev-2570	498	5	s.w.2d	s.w.2d	NUM
inlawrev-2570	498	6	897	897	NUM
inlawrev-2570	498	7	(	(	PUNCT
inlawrev-2570	498	8	tex	tex	PROPN
inlawrev-2570	498	9	.	.	PROPN
inlawrev-2570	498	10	civ	civ	PROPN
inlawrev-2570	498	11	.	.	PUNCT
inlawrev-2570	499	1	app	app	PROPN
inlawrev-2570	499	2	.	.	PROPN
inlawrev-2570	499	3	1974	1974	NUM
inlawrev-2570	499	4	)	)	PUNCT
inlawrev-2570	499	5	;	;	PUNCT
inlawrev-2570	499	6	western	western	PROPN
inlawrev-2570	499	7	&	&	CCONJ
inlawrev-2570	499	8	s.	s.	PROPN
inlawrev-2570	499	9	life	life	PROPN
inlawrev-2570	499	10	ins	ins	PROPN
inlawrev-2570	499	11	.	.	PUNCT
inlawrev-2570	499	12	co.	co.	PROPN
inlawrev-2570	499	13	v.	v.	PROPN
inlawrev-2570	499	14	shelby	shelby	PROPN
inlawrev-2570	499	15	,	,	PUNCT
inlawrev-2570	499	16	101	101	NUM
inlawrev-2570	499	17	ind	ind	NOUN
inlawrev-2570	499	18	.	.	PUNCT
inlawrev-2570	500	1	app	app	PROPN
inlawrev-2570	500	2	.	.	PROPN
inlawrev-2570	501	1	1	1	NUM
inlawrev-2570	501	2	,	,	PUNCT
inlawrev-2570	501	3	194	194	NUM
inlawrev-2570	501	4	n.e	n.e	PROPN
inlawrev-2570	501	5	.	.	PROPN
inlawrev-2570	501	6	197	197	NUM
inlawrev-2570	501	7	(	(	PUNCT
inlawrev-2570	501	8	1935	1935	NUM
inlawrev-2570	501	9	)	)	PUNCT
inlawrev-2570	501	10	.	.	PUNCT
inlawrev-2570	502	1	,	,	PUNCT
inlawrev-2570	502	2	09	09	NUM
inlawrev-2570	502	3	556	556	NUM
inlawrev-2570	502	4	f.	f.	PROPN
inlawrev-2570	502	5	supp	supp	PROPN
inlawrev-2570	502	6	228	228	NUM
inlawrev-2570	502	7	(	(	PUNCT
inlawrev-2570	502	8	s.d	s.d	PROPN
inlawrev-2570	502	9	.	.	PROPN
inlawrev-2570	502	10	ind	ind	PROPN
inlawrev-2570	502	11	.	.	PUNCT
inlawrev-2570	502	12	1982	1982	NUM
inlawrev-2570	502	13	)	)	PUNCT
inlawrev-2570	502	14	.	.	PUNCT
inlawrev-2570	503	1	]	]	X
inlawrev-2570	503	2	]	]	X
inlawrev-2570	503	3	0	0	PUNCT
inlawrev-2570	503	4	i	i	PRON
inlawrev-2570	503	5	d.	d.	PROPN
inlawrev-2570	503	6	at	at	ADP
inlawrev-2570	503	7	230	230	NUM
inlawrev-2570	503	8	.	.	PUNCT
inlawrev-2570	503	9	1984	1984	NUM
inlawrev-2570	503	10	]	]	PUNCT
inlawrev-2570	503	11	survey	survey	NOUN
inlawrev-2570	503	12	—	—	PUNCT
inlawrev-2570	503	13	insurance	insurance	NOUN
inlawrev-2570	503	14	239	239	NUM
inlawrev-2570	503	15	plain	plain	ADJ
inlawrev-2570	503	16	meaning	meaning	NOUN
inlawrev-2570	503	17	of	of	ADP
inlawrev-2570	503	18	"	"	PUNCT
inlawrev-2570	503	19	child	child	NOUN
inlawrev-2570	503	20	"	"	PUNCT
inlawrev-2570	503	21	includes	include	VERB
inlawrev-2570	503	22	all	all	DET
inlawrev-2570	503	23	offspring	offspring	NOUN
inlawrev-2570	503	24	,	,	PUNCT
inlawrev-2570	503	25	both	both	CCONJ
inlawrev-2570	503	26	legitimate	legitimate	ADJ
inlawrev-2570	503	27	and	and	CCONJ
inlawrev-2570	503	28	illegitimate	illegitimate	ADJ
inlawrev-2570	503	29	.	.	PUNCT
inlawrev-2570	504	1	11	11	NUM
inlawrev-2570	504	2	'	'	PUNCT
inlawrev-2570	504	3	therefore	therefore	ADV
inlawrev-2570	504	4	,	,	PUNCT
inlawrev-2570	504	5	the	the	DET
inlawrev-2570	504	6	illegitimate	illegitimate	ADJ
inlawrev-2570	504	7	children	child	NOUN
inlawrev-2570	504	8	were	be	AUX
inlawrev-2570	504	9	held	hold	VERB
inlawrev-2570	504	10	to	to	PART
inlawrev-2570	504	11	fall	fall	VERB
inlawrev-2570	504	12	within	within	ADP
inlawrev-2570	504	13	the	the	DET
inlawrev-2570	504	14	class	class	NOUN
inlawrev-2570	504	15	of	of	ADP
inlawrev-2570	504	16	beneficiaries	beneficiary	NOUN
inlawrev-2570	504	17	contemplated	contemplate	VERB
inlawrev-2570	504	18	by	by	ADP
inlawrev-2570	504	19	the	the	DET
inlawrev-2570	504	20	insured	insure	VERB
inlawrev-2570	504	21	decedent	decedent	NOUN
inlawrev-2570	504	22	when	when	SCONJ
inlawrev-2570	504	23	he	he	PRON
inlawrev-2570	504	24	contracted	contract	VERB
inlawrev-2570	504	25	for	for	ADP
inlawrev-2570	504	26	the	the	DET
inlawrev-2570	504	27	life	life	NOUN
inlawrev-2570	504	28	insurance	insurance	NOUN
inlawrev-2570	504	29	.	.	PUNCT
inlawrev-2570	505	1	112	112	NUM
inlawrev-2570	505	2	d.	d.	PROPN
inlawrev-2570	505	3	casualty	casualty	PROPN
inlawrev-2570	505	4	insurance	insurance	PROPN
inlawrev-2570	505	5	:	:	PUNCT
inlawrev-2570	505	6	statute	statute	NOUN
inlawrev-2570	505	7	of	of	ADP
inlawrev-2570	505	8	limitations	limitation	NOUN
inlawrev-2570	505	9	in	in	ADP
inlawrev-2570	505	10	uninsured	uninsured	ADJ
inlawrev-2570	505	11	motorist	motorist	NOUN
inlawrev-2570	505	12	cases	case	NOUN
inlawrev-2570	505	13	in	in	ADP
inlawrev-2570	505	14	this	this	DET
inlawrev-2570	505	15	survey	survey	NOUN
inlawrev-2570	505	16	period	period	NOUN
inlawrev-2570	505	17	,	,	PUNCT
inlawrev-2570	505	18	the	the	DET
inlawrev-2570	505	19	indiana	indiana	PROPN
inlawrev-2570	505	20	courts	court	NOUN
inlawrev-2570	505	21	finally	finally	ADV
inlawrev-2570	505	22	addressed	address	VERB
inlawrev-2570	505	23	the	the	DET
inlawrev-2570	505	24	issue	issue	NOUN
inlawrev-2570	505	25	of	of	ADP
inlawrev-2570	505	26	whether	whether	SCONJ
inlawrev-2570	505	27	the	the	DET
inlawrev-2570	505	28	two	two	NUM
inlawrev-2570	505	29	-	-	PUNCT
inlawrev-2570	505	30	year	year	NOUN
inlawrev-2570	505	31	statute	statute	NOUN
inlawrev-2570	505	32	of	of	ADP
inlawrev-2570	505	33	limitations	limitation	NOUN
inlawrev-2570	505	34	for	for	ADP
inlawrev-2570	505	35	tort	tort	NOUN
inlawrev-2570	505	36	actions	action	NOUN
inlawrev-2570	505	37	or	or	CCONJ
inlawrev-2570	505	38	a	a	DET
inlawrev-2570	505	39	shorter	short	ADJ
inlawrev-2570	505	40	limitation	limitation	NOUN
inlawrev-2570	505	41	period	period	NOUN
inlawrev-2570	505	42	specified	specify	VERB
inlawrev-2570	505	43	in	in	ADP
inlawrev-2570	505	44	an	an	DET
inlawrev-2570	505	45	insurance	insurance	NOUN
inlawrev-2570	505	46	contract	contract	NOUN
inlawrev-2570	505	47	is	be	AUX
inlawrev-2570	505	48	applicable	applicable	ADJ
inlawrev-2570	505	49	in	in	ADP
inlawrev-2570	505	50	uninsured	uninsured	ADJ
inlawrev-2570	505	51	motorist	motorist	NOUN
inlawrev-2570	505	52	cases	case	NOUN
inlawrev-2570	505	53	.	.	PUNCT
inlawrev-2570	506	1	in	in	ADP
inlawrev-2570	506	2	scalf	scalf	PROPN
inlawrev-2570	506	3	v.	v.	ADP
inlawrev-2570	506	4	globe	globe	PROPN
inlawrev-2570	506	5	american	american	PROPN
inlawrev-2570	506	6	casualty	casualty	PROPN
inlawrev-2570	506	7	co.	co.	PROPN
inlawrev-2570	506	8	,	,	PUNCT
inlawrev-2570	506	9	"	"	PUNCT
inlawrev-2570	506	10	3	3	NUM
inlawrev-2570	506	11	the	the	DET
inlawrev-2570	506	12	insured	insure	VERB
inlawrev-2570	506	13	failed	fail	VERB
inlawrev-2570	506	14	to	to	PART
inlawrev-2570	506	15	file	file	VERB
inlawrev-2570	506	16	his	his	PRON
inlawrev-2570	506	17	claim	claim	NOUN
inlawrev-2570	506	18	within	within	ADP
inlawrev-2570	506	19	one	one	NUM
inlawrev-2570	506	20	year	year	NOUN
inlawrev-2570	506	21	of	of	ADP
inlawrev-2570	506	22	loss	loss	NOUN
inlawrev-2570	506	23	as	as	SCONJ
inlawrev-2570	506	24	required	require	VERB
inlawrev-2570	506	25	by	by	ADP
inlawrev-2570	506	26	the	the	DET
inlawrev-2570	506	27	uninsured	uninsured	ADJ
inlawrev-2570	506	28	motorist	motorist	NOUN
inlawrev-2570	506	29	portion	portion	NOUN
inlawrev-2570	506	30	of	of	ADP
inlawrev-2570	506	31	his	his	PRON
inlawrev-2570	506	32	policy	policy	NOUN
inlawrev-2570	506	33	.	.	PUNCT
inlawrev-2570	507	1	114	114	NUM
inlawrev-2570	507	2	the	the	DET
inlawrev-2570	507	3	insured	insure	VERB
inlawrev-2570	507	4	's	's	PART
inlawrev-2570	507	5	claim	claim	NOUN
inlawrev-2570	507	6	was	be	AUX
inlawrev-2570	507	7	denied	deny	VERB
inlawrev-2570	507	8	and	and	CCONJ
inlawrev-2570	507	9	judgment	judgment	NOUN
inlawrev-2570	507	10	was	be	AUX
inlawrev-2570	507	11	entered	enter	VERB
inlawrev-2570	507	12	for	for	ADP
inlawrev-2570	507	13	the	the	DET
inlawrev-2570	507	14	insurer	insurer	NOUN
inlawrev-2570	507	15	on	on	ADP
inlawrev-2570	507	16	the	the	DET
inlawrev-2570	507	17	insured	insure	VERB
inlawrev-2570	507	18	's	's	PART
inlawrev-2570	507	19	action	action	NOUN
inlawrev-2570	507	20	to	to	PART
inlawrev-2570	507	21	enforce	enforce	VERB
inlawrev-2570	507	22	that	that	DET
inlawrev-2570	507	23	claim	claim	NOUN
inlawrev-2570	507	24	.	.	PUNCT
inlawrev-2570	508	1	reversing	reverse	VERB
inlawrev-2570	508	2	that	that	DET
inlawrev-2570	508	3	judgment	judgment	NOUN
inlawrev-2570	508	4	,	,	PUNCT
inlawrev-2570	508	5	the	the	DET
inlawrev-2570	508	6	appellate	appellate	ADJ
inlawrev-2570	508	7	court	court	NOUN
inlawrev-2570	508	8	determined	determine	VERB
inlawrev-2570	508	9	that	that	SCONJ
inlawrev-2570	508	10	the	the	DET
inlawrev-2570	508	11	legislature	legislature	NOUN
inlawrev-2570	508	12	intended	intend	VERB
inlawrev-2570	508	13	the	the	DET
inlawrev-2570	508	14	uninsured	uninsured	ADJ
inlawrev-2570	508	15	motorist	motorist	NOUN
inlawrev-2570	508	16	statute	statute	NOUN
inlawrev-2570	508	17	to	to	PART
inlawrev-2570	508	18	afford	afford	VERB
inlawrev-2570	508	19	an	an	DET
inlawrev-2570	508	20	insured	insure	VERB
inlawrev-2570	508	21	the	the	DET
inlawrev-2570	508	22	same	same	ADJ
inlawrev-2570	508	23	protection	protection	NOUN
inlawrev-2570	508	24	against	against	ADP
inlawrev-2570	508	25	loss	loss	NOUN
inlawrev-2570	508	26	as	as	SCONJ
inlawrev-2570	508	27	he	he	PRON
inlawrev-2570	508	28	would	would	AUX
inlawrev-2570	508	29	have	have	AUX
inlawrev-2570	508	30	enjoyed	enjoy	VERB
inlawrev-2570	508	31	had	have	VERB
inlawrev-2570	508	32	the	the	DET
inlawrev-2570	508	33	offending	offend	VERB
inlawrev-2570	508	34	motorist	motorist	NOUN
inlawrev-2570	508	35	been	be	AUX
inlawrev-2570	508	36	insured	insure	VERB
inlawrev-2570	508	37	.	.	PUNCT
inlawrev-2570	509	1	115	115	NUM
inlawrev-2570	509	2	since	since	SCONJ
inlawrev-2570	509	3	an	an	DET
inlawrev-2570	509	4	insured	insure	VERB
inlawrev-2570	509	5	has	have	VERB
inlawrev-2570	509	6	two	two	NUM
inlawrev-2570	509	7	years	year	NOUN
inlawrev-2570	509	8	to	to	PART
inlawrev-2570	509	9	bring	bring	VERB
inlawrev-2570	509	10	an	an	DET
inlawrev-2570	509	11	action	action	NOUN
inlawrev-2570	509	12	against	against	ADP
inlawrev-2570	509	13	an	an	DET
inlawrev-2570	509	14	insured	insure	VERB
inlawrev-2570	509	15	offender	offender	NOUN
inlawrev-2570	509	16	,	,	PUNCT
inlawrev-2570	509	17	the	the	DET
inlawrev-2570	509	18	one	one	NUM
inlawrev-2570	509	19	-	-	PUNCT
inlawrev-2570	509	20	year	year	NOUN
inlawrev-2570	509	21	contractual	contractual	ADJ
inlawrev-2570	509	22	limitation	limitation	NOUN
inlawrev-2570	509	23	diminished	diminish	VERB
inlawrev-2570	509	24	the	the	DET
inlawrev-2570	509	25	rights	right	NOUN
inlawrev-2570	509	26	intended	intend	VERB
inlawrev-2570	509	27	by	by	ADP
inlawrev-2570	509	28	statute	statute	NOUN
inlawrev-2570	509	29	and	and	CCONJ
inlawrev-2570	509	30	therefore	therefore	ADV
inlawrev-2570	509	31	was	be	AUX
inlawrev-2570	509	32	contrary	contrary	ADJ
inlawrev-2570	509	33	to	to	ADP
inlawrev-2570	509	34	public	public	ADJ
inlawrev-2570	509	35	policy	policy	NOUN
inlawrev-2570	509	36	.	.	PUNCT
inlawrev-2570	510	1	116	116	NUM
inlawrev-2570	510	2	the	the	DET
inlawrev-2570	510	3	court	court	NOUN
inlawrev-2570	510	4	in	in	ADP
inlawrev-2570	510	5	scalf	scalf	NOUN
inlawrev-2570	510	6	clearly	clearly	ADV
inlawrev-2570	510	7	endorsed	endorse	VERB
inlawrev-2570	510	8	the	the	DET
inlawrev-2570	510	9	two	two	NUM
inlawrev-2570	510	10	-	-	PUNCT
inlawrev-2570	510	11	year	year	NOUN
inlawrev-2570	510	12	tort	tort	NOUN
inlawrev-2570	510	13	statute	statute	NOUN
inlawrev-2570	510	14	of	of	ADP
inlawrev-2570	510	15	limitations	limitation	NOUN
inlawrev-2570	510	16	as	as	ADP
inlawrev-2570	510	17	a	a	DET
inlawrev-2570	510	18	minimum	minimum	ADJ
inlawrev-2570	510	19	coverage	coverage	NOUN
inlawrev-2570	510	20	period	period	NOUN
inlawrev-2570	510	21	in	in	ADP
inlawrev-2570	510	22	uninsured	uninsured	ADJ
inlawrev-2570	510	23	motorist	motorist	NOUN
inlawrev-2570	510	24	cases	case	NOUN
inlawrev-2570	510	25	.	.	PUNCT
inlawrev-2570	511	1	117	117	NUM
inlawrev-2570	511	2	1	1	NUM
inlawrev-2570	511	3	'	'	PUNCT
inlawrev-2570	511	4	'	'	PUNCT
inlawrev-2570	511	5	i	i	PROPN
inlawrev-2570	511	6	d.	d.	PROPN
inlawrev-2570	511	7	112	112	NUM
inlawrev-2570	512	1	i	i	PROPN
inlawrev-2570	512	2	d.	d.	PROPN
inlawrev-2570	512	3	"	"	PUNCT
inlawrev-2570	512	4	3	3	NUM
inlawrev-2570	512	5	442	442	NUM
inlawrev-2570	512	6	n.e.2d	n.e.2d	NOUN
inlawrev-2570	512	7	8	8	NUM
inlawrev-2570	512	8	(	(	PUNCT
inlawrev-2570	512	9	ind	ind	NOUN
inlawrev-2570	512	10	.	.	PUNCT
inlawrev-2570	513	1	ct	ct	PROPN
inlawrev-2570	513	2	.	.	PUNCT
inlawrev-2570	514	1	app	app	PROPN
inlawrev-2570	514	2	.	.	PROPN
inlawrev-2570	514	3	1982	1982	NUM
inlawrev-2570	514	4	)	)	PUNCT
inlawrev-2570	514	5	.	.	PUNCT
inlawrev-2570	515	1	"	"	PUNCT
inlawrev-2570	515	2	the	the	DET
inlawrev-2570	515	3	policy	policy	NOUN
inlawrev-2570	515	4	provided	provide	VERB
inlawrev-2570	515	5	:	:	PUNCT
inlawrev-2570	515	6	action	action	NOUN
inlawrev-2570	515	7	against	against	ADP
inlawrev-2570	515	8	the	the	DET
inlawrev-2570	515	9	company	company	NOUN
inlawrev-2570	515	10	:	:	PUNCT
inlawrev-2570	515	11	no	no	DET
inlawrev-2570	515	12	suit	suit	NOUN
inlawrev-2570	515	13	or	or	CCONJ
inlawrev-2570	515	14	action	action	NOUN
inlawrev-2570	515	15	whatsoever	whatsoever	ADV
inlawrev-2570	515	16	or	or	CCONJ
inlawrev-2570	515	17	any	any	DET
inlawrev-2570	515	18	proceeding	proceeding	NOUN
inlawrev-2570	515	19	instituted	institute	VERB
inlawrev-2570	515	20	or	or	CCONJ
inlawrev-2570	515	21	processed	process	VERB
inlawrev-2570	515	22	in	in	ADP
inlawrev-2570	515	23	arbitration	arbitration	NOUN
inlawrev-2570	515	24	shall	shall	AUX
inlawrev-2570	515	25	be	be	AUX
inlawrev-2570	515	26	brought	bring	VERB
inlawrev-2570	515	27	against	against	ADP
inlawrev-2570	515	28	the	the	DET
inlawrev-2570	515	29	company	company	NOUN
inlawrev-2570	515	30	for	for	ADP
inlawrev-2570	515	31	the	the	DET
inlawrev-2570	515	32	recovery	recovery	NOUN
inlawrev-2570	515	33	of	of	ADP
inlawrev-2570	515	34	any	any	DET
inlawrev-2570	515	35	claim	claim	NOUN
inlawrev-2570	515	36	under	under	ADP
inlawrev-2570	515	37	this	this	DET
inlawrev-2570	515	38	coverage	coverage	NOUN
inlawrev-2570	515	39	unless	unless	SCONJ
inlawrev-2570	515	40	as	as	SCONJ
inlawrev-2570	515	41	a	a	DET
inlawrev-2570	515	42	condition	condition	NOUN
inlawrev-2570	515	43	precedent	precedent	NOUN
inlawrev-2570	515	44	thereto	thereto	VERB
inlawrev-2570	515	45	,	,	PUNCT
inlawrev-2570	515	46	the	the	DET
inlawrev-2570	515	47	insured	insure	VERB
inlawrev-2570	515	48	or	or	CCONJ
inlawrev-2570	515	49	his	his	PRON
inlawrev-2570	515	50	legal	legal	ADJ
inlawrev-2570	515	51	representative	representative	NOUN
inlawrev-2570	515	52	has	have	AUX
inlawrev-2570	515	53	fully	fully	ADV
inlawrev-2570	515	54	complied	comply	VERB
inlawrev-2570	515	55	with	with	ADP
inlawrev-2570	515	56	all	all	PRON
inlawrev-2570	515	57	of	of	ADP
inlawrev-2570	515	58	the	the	DET
inlawrev-2570	515	59	terms	term	NOUN
inlawrev-2570	515	60	of	of	ADP
inlawrev-2570	515	61	the	the	DET
inlawrev-2570	515	62	policy	policy	NOUN
inlawrev-2570	515	63	and	and	CCONJ
inlawrev-2570	515	64	unless	unless	SCONJ
inlawrev-2570	515	65	same	same	ADJ
inlawrev-2570	515	66	is	be	AUX
inlawrev-2570	515	67	commenced	commence	VERB
inlawrev-2570	515	68	within	within	ADP
inlawrev-2570	515	69	twelve	twelve	NUM
inlawrev-2570	515	70	months	month	NOUN
inlawrev-2570	515	71	next	next	ADV
inlawrev-2570	515	72	after	after	ADP
inlawrev-2570	515	73	the	the	DET
inlawrev-2570	515	74	date	date	NOUN
inlawrev-2570	515	75	of	of	ADP
inlawrev-2570	515	76	the	the	DET
inlawrev-2570	515	77	accident	accident	NOUN
inlawrev-2570	515	78	.	.	PUNCT
inlawrev-2570	516	1	i	i	PRON
inlawrev-2570	516	2	d.	d.	PROPN
inlawrev-2570	516	3	at	at	ADP
inlawrev-2570	516	4	9	9	NUM
inlawrev-2570	516	5	n.3	n.3	NOUN
inlawrev-2570	516	6	.	.	PUNCT
inlawrev-2570	517	1	11	11	NUM
inlawrev-2570	518	1	'	'	VERB
inlawrev-2570	518	2	i	i	PRON
inlawrev-2570	518	3	d.	d.	PROPN
inlawrev-2570	518	4	at	at	ADP
inlawrev-2570	518	5	10	10	NUM
inlawrev-2570	518	6	.	.	PUNCT
inlawrev-2570	519	1	n6	n6	PROPN
inlawrev-2570	519	2	i	i	PROPN
inlawrev-2570	519	3	d.	d.	PROPN
inlawrev-2570	519	4	"	"	PUNCT
inlawrev-2570	519	5	the	the	DET
inlawrev-2570	519	6	court	court	NOUN
inlawrev-2570	519	7	stated	state	VERB
inlawrev-2570	519	8	:	:	PUNCT
inlawrev-2570	519	9	thus	thus	ADV
inlawrev-2570	519	10	to	to	PART
inlawrev-2570	519	11	provide	provide	VERB
inlawrev-2570	519	12	scalf	scalf	NOUN
inlawrev-2570	519	13	with	with	ADP
inlawrev-2570	519	14	the	the	DET
inlawrev-2570	519	15	same	same	ADJ
inlawrev-2570	519	16	financial	financial	ADJ
inlawrev-2570	519	17	protection	protection	NOUN
inlawrev-2570	519	18	he	he	PRON
inlawrev-2570	519	19	would	would	AUX
inlawrev-2570	519	20	have	have	AUX
inlawrev-2570	519	21	had	have	VERB
inlawrev-2570	519	22	if	if	SCONJ
inlawrev-2570	519	23	he	he	PRON
inlawrev-2570	519	24	were	be	AUX
inlawrev-2570	519	25	injured	injure	VERB
inlawrev-2570	519	26	by	by	ADP
inlawrev-2570	519	27	an	an	DET
inlawrev-2570	519	28	insured	insured	ADJ
inlawrev-2570	519	29	motorist	motorist	NOUN
inlawrev-2570	519	30	,	,	PUNCT
inlawrev-2570	519	31	he	he	PRON
inlawrev-2570	519	32	must	must	AUX
inlawrev-2570	519	33	be	be	AUX
inlawrev-2570	519	34	able	able	ADJ
inlawrev-2570	519	35	to	to	PART
inlawrev-2570	519	36	pursue	pursue	VERB
inlawrev-2570	519	37	his	his	PRON
inlawrev-2570	519	38	remedy	remedy	NOUN
inlawrev-2570	519	39	against	against	ADP
inlawrev-2570	519	40	his	his	PRON
inlawrev-2570	519	41	insurance	insurance	NOUN
inlawrev-2570	519	42	carrier	carrier	NOUN
inlawrev-2570	519	43	for	for	ADP
inlawrev-2570	519	44	the	the	DET
inlawrev-2570	519	45	same	same	ADJ
inlawrev-2570	519	46	time	time	NOUN
inlawrev-2570	519	47	period	period	NOUN
inlawrev-2570	519	48	he	he	PRON
inlawrev-2570	519	49	would	would	AUX
inlawrev-2570	519	50	be	be	AUX
inlawrev-2570	519	51	able	able	ADJ
inlawrev-2570	519	52	to	to	PART
inlawrev-2570	519	53	pursue	pursue	VERB
inlawrev-2570	519	54	his	his	PRON
inlawrev-2570	519	55	claim	claim	NOUN
inlawrev-2570	519	56	against	against	ADP
inlawrev-2570	519	57	an	an	DET
inlawrev-2570	519	58	insured	insure	VERB
inlawrev-2570	519	59	tortfeasor	tortfeasor	NOUN
inlawrev-2570	519	60	's	's	PART
inlawrev-2570	519	61	insurance	insurance	NOUN
inlawrev-2570	519	62	carrier	carrier	NOUN
inlawrev-2570	519	63	.	.	PUNCT
inlawrev-2570	520	1	enforcement	enforcement	NOUN
inlawrev-2570	520	2	of	of	ADP
inlawrev-2570	520	3	the	the	DET
inlawrev-2570	520	4	contractual	contractual	ADJ
inlawrev-2570	520	5	one	one	NUM
inlawrev-2570	520	6	-	-	PUNCT
inlawrev-2570	520	7	year	year	NOUN
inlawrev-2570	520	8	limit	limit	NOUN
inlawrev-2570	520	9	in	in	ADP
inlawrev-2570	520	10	the	the	DET
inlawrev-2570	520	11	uninsured	uninsured	ADJ
inlawrev-2570	520	12	motorist	motorist	NOUN
inlawrev-2570	520	13	provision	provision	NOUN
inlawrev-2570	520	14	would	would	AUX
inlawrev-2570	520	15	place	place	VERB
inlawrev-2570	520	16	scalf	scalf	VERB
inlawrev-2570	520	17	in	in	ADP
inlawrev-2570	520	18	a	a	DET
inlawrev-2570	520	19	substantially	substantially	ADV
inlawrev-2570	520	20	different	different	ADJ
inlawrev-2570	520	21	position	position	NOUN
inlawrev-2570	520	22	than	than	SCONJ
inlawrev-2570	520	23	he	he	PRON
inlawrev-2570	520	24	would	would	AUX
inlawrev-2570	520	25	have	have	AUX
inlawrev-2570	520	26	been	be	AUX
inlawrev-2570	520	27	if	if	SCONJ
inlawrev-2570	520	28	the	the	DET
inlawrev-2570	520	29	tortfeasor	tortfeasor	NOUN
inlawrev-2570	520	30	had	have	AUX
inlawrev-2570	520	31	carried	carry	VERB
inlawrev-2570	520	32	the	the	DET
inlawrev-2570	520	33	required	require	VERB
inlawrev-2570	520	34	coverage	coverage	NOUN
inlawrev-2570	520	35	.	.	PUNCT
inlawrev-2570	521	1	i	i	PRON
inlawrev-2570	521	2	d.	d.	PROPN
inlawrev-2570	521	3	at	at	ADP
inlawrev-2570	521	4	11	11	NUM
inlawrev-2570	521	5	.	.	PUNCT
inlawrev-2570	522	1	see	see	VERB
inlawrev-2570	522	2	bocek	bocek	NOUN
inlawrev-2570	522	3	v.	v.	ADP
inlawrev-2570	522	4	inter	inter	ADJ
inlawrev-2570	522	5	-	-	ADJ
inlawrev-2570	522	6	insurance	insurance	ADJ
inlawrev-2570	522	7	exch	exch	NOUN
inlawrev-2570	522	8	.	.	PUNCT
inlawrev-2570	523	1	of	of	ADP
inlawrev-2570	523	2	chicago	chicago	PROPN
inlawrev-2570	523	3	motor	motor	NOUN
inlawrev-2570	523	4	club	club	NOUN
inlawrev-2570	523	5	,	,	PUNCT
inlawrev-2570	523	6	175	175	NUM
inlawrev-2570	523	7	ind	ind	NOUN
inlawrev-2570	523	8	.	.	PUNCT
inlawrev-2570	524	1	app	app	PROPN
inlawrev-2570	524	2	.	.	PROPN
inlawrev-2570	525	1	69	69	NUM
inlawrev-2570	525	2	,	,	PUNCT
inlawrev-2570	525	3	369	369	NUM
inlawrev-2570	525	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	525	5	1093	1093	NUM
inlawrev-2570	525	6	(	(	PUNCT
inlawrev-2570	525	7	1977	1977	NUM
inlawrev-2570	525	8	)	)	PUNCT
inlawrev-2570	525	9	.	.	PUNCT
inlawrev-2570	526	1	240	240	NUM
inlawrev-2570	526	2	indiana	indiana	PROPN
inlawrev-2570	526	3	law	law	NOUN
inlawrev-2570	526	4	review	review	NOUN
inlawrev-2570	526	5	[	[	X
inlawrev-2570	526	6	vol	vol	NOUN
inlawrev-2570	526	7	.	.	PUNCT
inlawrev-2570	526	8	17:223	17:223	PROPN
inlawrev-2570	527	1	e.	e.	PROPN
inlawrev-2570	527	2	statutory	statutory	PROPN
inlawrev-2570	527	3	developments	development	NOUN
inlawrev-2570	527	4	the	the	DET
inlawrev-2570	527	5	general	general	ADJ
inlawrev-2570	527	6	assembly	assembly	NOUN
inlawrev-2570	527	7	passed	pass	VERB
inlawrev-2570	527	8	a	a	DET
inlawrev-2570	527	9	number	number	NOUN
inlawrev-2570	527	10	of	of	ADP
inlawrev-2570	527	11	laws	law	NOUN
inlawrev-2570	527	12	impacting	impact	VERB
inlawrev-2570	527	13	on	on	ADP
inlawrev-2570	527	14	the	the	DET
inlawrev-2570	527	15	insurance	insurance	NOUN
inlawrev-2570	527	16	industry	industry	NOUN
inlawrev-2570	527	17	during	during	ADP
inlawrev-2570	527	18	the	the	DET
inlawrev-2570	527	19	survey	survey	NOUN
inlawrev-2570	527	20	period	period	NOUN
inlawrev-2570	527	21	.	.	PUNCT
inlawrev-2570	527	22	"	"	PUNCT
inlawrev-2570	528	1	8	8	NUM
inlawrev-2570	528	2	/.	/.	PUNCT
inlawrev-2570	528	3	indiana	indiana	PROPN
inlawrev-2570	528	4	public	public	ADJ
inlawrev-2570	528	5	adjuster	adjuster	NOUN
inlawrev-2570	528	6	statute.—a	statute.—a	PROPN
inlawrev-2570	528	7	new	new	PROPN
inlawrev-2570	528	8	indiana	indiana	PROPN
inlawrev-2570	528	9	public	public	PROPN
inlawrev-2570	528	10	adjuster	adjuster	NOUN
inlawrev-2570	528	11	statute	statute	NOUN
inlawrev-2570	528	12	119	119	NUM
inlawrev-2570	528	13	was	be	AUX
inlawrev-2570	528	14	enacted	enact	VERB
inlawrev-2570	528	15	to	to	PART
inlawrev-2570	528	16	address	address	VERB
inlawrev-2570	528	17	the	the	DET
inlawrev-2570	528	18	constitutional	constitutional	ADJ
inlawrev-2570	528	19	infirmities	infirmity	NOUN
inlawrev-2570	528	20	cited	cite	VERB
inlawrev-2570	528	21	by	by	ADP
inlawrev-2570	528	22	the	the	DET
inlawrev-2570	528	23	indiana	indiana	PROPN
inlawrev-2570	528	24	supreme	supreme	PROPN
inlawrev-2570	528	25	court	court	PROPN
inlawrev-2570	528	26	in	in	ADP
inlawrev-2570	528	27	professional	professional	ADJ
inlawrev-2570	528	28	adjusters	adjuster	NOUN
inlawrev-2570	528	29	,	,	PUNCT
inlawrev-2570	528	30	inc	inc	PROPN
inlawrev-2570	528	31	.	.	PROPN
inlawrev-2570	529	1	v.	v.	PROPN
inlawrev-2570	529	2	tandon	tandon	PROPN
inlawrev-2570	529	3	.	.	PUNCT
inlawrev-2570	530	1	120	120	NUM
inlawrev-2570	530	2	under	under	ADP
inlawrev-2570	530	3	the	the	DET
inlawrev-2570	530	4	old	old	ADJ
inlawrev-2570	530	5	legislation	legislation	NOUN
inlawrev-2570	530	6	,	,	PUNCT
inlawrev-2570	530	7	the	the	DET
inlawrev-2570	530	8	public	public	ADJ
inlawrev-2570	530	9	adjuster	adjuster	NOUN
inlawrev-2570	530	10	was	be	AUX
inlawrev-2570	530	11	authorized	authorize	VERB
inlawrev-2570	530	12	to	to	PART
inlawrev-2570	530	13	represent	represent	VERB
inlawrev-2570	530	14	an	an	DET
inlawrev-2570	530	15	insured	insure	VERB
inlawrev-2570	530	16	in	in	ADP
inlawrev-2570	530	17	the	the	DET
inlawrev-2570	530	18	adjustment	adjustment	NOUN
inlawrev-2570	530	19	of	of	ADP
inlawrev-2570	530	20	claims	claim	NOUN
inlawrev-2570	530	21	for	for	ADP
inlawrev-2570	530	22	loss	loss	NOUN
inlawrev-2570	530	23	under	under	ADP
inlawrev-2570	530	24	any	any	DET
inlawrev-2570	530	25	policy	policy	NOUN
inlawrev-2570	530	26	of	of	ADP
inlawrev-2570	530	27	insurance	insurance	NOUN
inlawrev-2570	530	28	covering	cover	VERB
inlawrev-2570	530	29	real	real	ADJ
inlawrev-2570	530	30	or	or	CCONJ
inlawrev-2570	530	31	personal	personal	ADJ
inlawrev-2570	530	32	property	property	NOUN
inlawrev-2570	530	33	except	except	SCONJ
inlawrev-2570	530	34	an	an	DET
inlawrev-2570	530	35	auto	auto	NOUN
inlawrev-2570	530	36	policy	policy	NOUN
inlawrev-2570	530	37	.	.	PUNCT
inlawrev-2570	531	1	121	121	NUM
inlawrev-2570	531	2	this	this	DET
inlawrev-2570	531	3	authorization	authorization	NOUN
inlawrev-2570	531	4	included	include	VERB
inlawrev-2570	531	5	the	the	DET
inlawrev-2570	531	6	power	power	NOUN
inlawrev-2570	531	7	to	to	PART
inlawrev-2570	531	8	negotiate	negotiate	VERB
inlawrev-2570	531	9	and	and	CCONJ
inlawrev-2570	531	10	effect	effect	VERB
inlawrev-2570	531	11	settlement	settlement	NOUN
inlawrev-2570	531	12	of	of	ADP
inlawrev-2570	531	13	the	the	DET
inlawrev-2570	531	14	insured	insure	VERB
inlawrev-2570	531	15	's	's	PART
inlawrev-2570	531	16	claim	claim	NOUN
inlawrev-2570	531	17	.	.	PUNCT
inlawrev-2570	532	1	122	122	NUM
inlawrev-2570	532	2	the	the	DET
inlawrev-2570	532	3	court	court	NOUN
inlawrev-2570	532	4	concluded	conclude	VERB
inlawrev-2570	532	5	that	that	SCONJ
inlawrev-2570	532	6	the	the	DET
inlawrev-2570	532	7	public	public	ADJ
inlawrev-2570	532	8	adjuster	adjuster	NOUN
inlawrev-2570	532	9	's	's	PART
inlawrev-2570	532	10	conduct	conduct	NOUN
inlawrev-2570	532	11	of	of	ADP
inlawrev-2570	532	12	interpreting	interpret	VERB
inlawrev-2570	532	13	contracts	contract	NOUN
inlawrev-2570	532	14	,	,	PUNCT
inlawrev-2570	532	15	assessing	assess	VERB
inlawrev-2570	532	16	damage	damage	NOUN
inlawrev-2570	532	17	,	,	PUNCT
inlawrev-2570	532	18	and	and	CCONJ
inlawrev-2570	532	19	assisting	assist	VERB
inlawrev-2570	532	20	the	the	DET
inlawrev-2570	532	21	insured	insure	VERB
inlawrev-2570	532	22	in	in	ADP
inlawrev-2570	532	23	negotiation	negotiation	NOUN
inlawrev-2570	532	24	and	and	CCONJ
inlawrev-2570	532	25	settlement	settlement	NOUN
inlawrev-2570	532	26	of	of	ADP
inlawrev-2570	532	27	claims	claim	NOUN
inlawrev-2570	532	28	,	,	PUNCT
inlawrev-2570	532	29	constituted	constitute	VERB
inlawrev-2570	532	30	the	the	DET
inlawrev-2570	532	31	unauthorized	unauthorized	ADJ
inlawrev-2570	532	32	practice	practice	NOUN
inlawrev-2570	532	33	of	of	ADP
inlawrev-2570	532	34	law	law	NOUN
inlawrev-2570	532	35	.	.	PUNCT
inlawrev-2570	533	1	123	123	NUM
inlawrev-2570	533	2	11	11	NUM
inlawrev-2570	533	3	"	"	PUNCT
inlawrev-2570	533	4	legislation	legislation	NOUN
inlawrev-2570	533	5	enacted	enact	VERB
inlawrev-2570	533	6	which	which	PRON
inlawrev-2570	533	7	impacted	impact	VERB
inlawrev-2570	533	8	upon	upon	SCONJ
inlawrev-2570	533	9	the	the	DET
inlawrev-2570	533	10	insurance	insurance	NOUN
inlawrev-2570	533	11	industry	industry	NOUN
inlawrev-2570	533	12	included	include	VERB
inlawrev-2570	533	13	the	the	DET
inlawrev-2570	533	14	following	following	NOUN
inlawrev-2570	533	15	:	:	PUNCT
inlawrev-2570	533	16	act	act	NOUN
inlawrev-2570	533	17	of	of	ADP
inlawrev-2570	533	18	apr	apr	PROPN
inlawrev-2570	533	19	.	.	PROPN
inlawrev-2570	533	20	4	4	NUM
inlawrev-2570	533	21	,	,	PUNCT
inlawrev-2570	533	22	1983	1983	NUM
inlawrev-2570	533	23	,	,	PUNCT
inlawrev-2570	533	24	pub	pub	NOUN
inlawrev-2570	533	25	.	.	PUNCT
inlawrev-2570	534	1	l.	l.	PROPN
inlawrev-2570	534	2	no	no	INTJ
inlawrev-2570	534	3	.	.	PROPN
inlawrev-2570	535	1	261	261	NUM
inlawrev-2570	535	2	-	-	SYM
inlawrev-2570	535	3	1983	1983	NUM
inlawrev-2570	535	4	,	,	PUNCT
inlawrev-2570	535	5	§	§	PROPN
inlawrev-2570	535	6	§	§	PROPN
inlawrev-2570	535	7	1	1	NUM
inlawrev-2570	535	8	-	-	SYM
inlawrev-2570	535	9	5	5	NUM
inlawrev-2570	535	10	,	,	PUNCT
inlawrev-2570	535	11	1983	1983	NUM
inlawrev-2570	535	12	ind	ind	NOUN
inlawrev-2570	535	13	.	.	PUNCT
inlawrev-2570	536	1	acts	act	VERB
inlawrev-2570	536	2	1695	1695	NUM
inlawrev-2570	536	3	,	,	PUNCT
inlawrev-2570	536	4	1695	1695	NUM
inlawrev-2570	536	5	-	-	SYM
inlawrev-2570	536	6	96	96	NUM
inlawrev-2570	536	7	(	(	PUNCT
inlawrev-2570	536	8	codified	codify	VERB
inlawrev-2570	536	9	at	at	ADP
inlawrev-2570	536	10	ind	ind	PROPN
inlawrev-2570	536	11	.	.	PUNCT
inlawrev-2570	537	1	code	code	PROPN
inlawrev-2570	537	2	§	§	PROPN
inlawrev-2570	537	3	§	§	PROPN
inlawrev-2570	537	4	27	27	NUM
inlawrev-2570	537	5	-	-	SYM
inlawrev-2570	537	6	8	8	NUM
inlawrev-2570	537	7	-	-	PUNCT
inlawrev-2570	537	8	9	9	NUM
inlawrev-2570	537	9	-	-	SYM
inlawrev-2570	537	10	5	5	NUM
inlawrev-2570	537	11	to	to	ADP
inlawrev-2570	537	12	-9	-9	PROPN
inlawrev-2570	537	13	(	(	PUNCT
inlawrev-2570	537	14	supp	supp	PROPN
inlawrev-2570	537	15	.	.	PUNCT
inlawrev-2570	537	16	1983	1983	NUM
inlawrev-2570	537	17	)	)	PUNCT
inlawrev-2570	537	18	)	)	PUNCT
inlawrev-2570	538	1	(	(	PUNCT
inlawrev-2570	538	2	repealing	repeal	VERB
inlawrev-2570	538	3	ind	ind	NOUN
inlawrev-2570	538	4	.	.	PUNCT
inlawrev-2570	539	1	code	code	PROPN
inlawrev-2570	539	2	§	§	PROPN
inlawrev-2570	539	3	§	§	PROPN
inlawrev-2570	539	4	27	27	NUM
inlawrev-2570	539	5	-	-	SYM
inlawrev-2570	539	6	8	8	NUM
inlawrev-2570	539	7	-	-	PUNCT
inlawrev-2570	539	8	9	9	NUM
inlawrev-2570	539	9	-	-	SYM
inlawrev-2570	539	10	1	1	NUM
inlawrev-2570	539	11	to	to	PART
inlawrev-2570	539	12	-4	-4	INTJ
inlawrev-2570	539	13	(	(	PUNCT
inlawrev-2570	539	14	1982	1982	NUM
inlawrev-2570	539	15	)	)	PUNCT
inlawrev-2570	539	16	)	)	PUNCT
inlawrev-2570	540	1	(	(	PUNCT
inlawrev-2570	540	2	owner	owner	NOUN
inlawrev-2570	540	3	's	's	PART
inlawrev-2570	540	4	policy	policy	NOUN
inlawrev-2570	540	5	will	will	AUX
inlawrev-2570	540	6	be	be	AUX
inlawrev-2570	540	7	considered	consider	VERB
inlawrev-2570	540	8	primary	primary	ADJ
inlawrev-2570	540	9	,	,	PUNCT
inlawrev-2570	540	10	unless	unless	SCONJ
inlawrev-2570	540	11	damage	damage	NOUN
inlawrev-2570	540	12	occurs	occur	VERB
inlawrev-2570	540	13	when	when	SCONJ
inlawrev-2570	540	14	the	the	DET
inlawrev-2570	540	15	vehicle	vehicle	NOUN
inlawrev-2570	540	16	is	be	AUX
inlawrev-2570	540	17	left	leave	VERB
inlawrev-2570	540	18	with	with	ADP
inlawrev-2570	540	19	a	a	DET
inlawrev-2570	540	20	business	business	NOUN
inlawrev-2570	540	21	that	that	SCONJ
inlawrev-2570	540	22	stores	store	NOUN
inlawrev-2570	540	23	,	,	PUNCT
inlawrev-2570	540	24	repairs	repair	NOUN
inlawrev-2570	540	25	,	,	PUNCT
inlawrev-2570	540	26	tests	test	NOUN
inlawrev-2570	540	27	,	,	PUNCT
inlawrev-2570	540	28	sells	sell	VERB
inlawrev-2570	540	29	or	or	CCONJ
inlawrev-2570	540	30	parks	park	NOUN
inlawrev-2570	540	31	automobiles	automobile	NOUN
inlawrev-2570	540	32	,	,	PUNCT
inlawrev-2570	540	33	or	or	CCONJ
inlawrev-2570	540	34	under	under	ADP
inlawrev-2570	540	35	a	a	DET
inlawrev-2570	540	36	car	car	NOUN
inlawrev-2570	540	37	rental	rental	NOUN
inlawrev-2570	540	38	agreement	agreement	NOUN
inlawrev-2570	540	39	,	,	PUNCT
inlawrev-2570	540	40	the	the	DET
inlawrev-2570	540	41	lessee	lessee	NOUN
inlawrev-2570	540	42	agrees	agree	VERB
inlawrev-2570	540	43	to	to	PART
inlawrev-2570	540	44	insure	insure	VERB
inlawrev-2570	540	45	his	his	PRON
inlawrev-2570	540	46	liability	liability	NOUN
inlawrev-2570	540	47	while	while	SCONJ
inlawrev-2570	540	48	operating	operate	VERB
inlawrev-2570	540	49	the	the	DET
inlawrev-2570	540	50	vehicle	vehicle	NOUN
inlawrev-2570	540	51	in	in	ADP
inlawrev-2570	540	52	determining	determine	VERB
inlawrev-2570	540	53	which	which	DET
inlawrev-2570	540	54	motor	motor	NOUN
inlawrev-2570	540	55	vehicle	vehicle	NOUN
inlawrev-2570	540	56	liability	liability	NOUN
inlawrev-2570	540	57	policy	policy	NOUN
inlawrev-2570	540	58	must	must	AUX
inlawrev-2570	540	59	be	be	AUX
inlawrev-2570	540	60	exhausted	exhaust	VERB
inlawrev-2570	540	61	first	first	ADV
inlawrev-2570	540	62	when	when	SCONJ
inlawrev-2570	540	63	two	two	NUM
inlawrev-2570	540	64	or	or	CCONJ
inlawrev-2570	540	65	more	more	ADV
inlawrev-2570	540	66	collectible	collectible	ADJ
inlawrev-2570	540	67	policies	policy	NOUN
inlawrev-2570	540	68	apply	apply	VERB
inlawrev-2570	540	69	to	to	ADP
inlawrev-2570	540	70	the	the	DET
inlawrev-2570	540	71	insured	insure	VERB
inlawrev-2570	540	72	loss	loss	NOUN
inlawrev-2570	540	73	)	)	PUNCT
inlawrev-2570	540	74	;	;	PUNCT
inlawrev-2570	540	75	act	act	NOUN
inlawrev-2570	540	76	of	of	ADP
inlawrev-2570	540	77	apr	apr	PROPN
inlawrev-2570	540	78	.	.	PROPN
inlawrev-2570	540	79	11	11	NUM
inlawrev-2570	540	80	,	,	PUNCT
inlawrev-2570	540	81	1983	1983	NUM
inlawrev-2570	540	82	,	,	PUNCT
inlawrev-2570	540	83	pub	pub	NOUN
inlawrev-2570	540	84	.	.	PUNCT
inlawrev-2570	541	1	l.	l.	PROPN
inlawrev-2570	541	2	no	no	INTJ
inlawrev-2570	541	3	.	.	PROPN
inlawrev-2570	542	1	256	256	NUM
inlawrev-2570	542	2	-	-	SYM
inlawrev-2570	542	3	1983	1983	NUM
inlawrev-2570	542	4	,	,	PUNCT
inlawrev-2570	542	5	§	§	PROPN
inlawrev-2570	542	6	1	1	NUM
inlawrev-2570	542	7	,	,	PUNCT
inlawrev-2570	542	8	1983	1983	NUM
inlawrev-2570	542	9	ind	ind	NOUN
inlawrev-2570	542	10	.	.	PUNCT
inlawrev-2570	543	1	acts	act	VERB
inlawrev-2570	543	2	1656	1656	NUM
inlawrev-2570	543	3	,	,	PUNCT
inlawrev-2570	543	4	1656	1656	NUM
inlawrev-2570	543	5	(	(	PUNCT
inlawrev-2570	543	6	codified	codify	VERB
inlawrev-2570	543	7	at	at	ADP
inlawrev-2570	543	8	ind	ind	PROPN
inlawrev-2570	543	9	.	.	PUNCT
inlawrev-2570	544	1	code	code	PROPN
inlawrev-2570	544	2	§	§	PROPN
inlawrev-2570	544	3	27	27	NUM
inlawrev-2570	544	4	-	-	SYM
inlawrev-2570	544	5	1	1	NUM
inlawrev-2570	544	6	-	-	PUNCT
inlawrev-2570	544	7	13	13	NUM
inlawrev-2570	544	8	-	-	SYM
inlawrev-2570	544	9	14	14	NUM
inlawrev-2570	544	10	(	(	PUNCT
inlawrev-2570	544	11	supp	supp	PROPN
inlawrev-2570	544	12	.	.	PUNCT
inlawrev-2570	544	13	1983	1983	NUM
inlawrev-2570	544	14	)	)	PUNCT
inlawrev-2570	544	15	)	)	PUNCT
inlawrev-2570	545	1	(	(	PUNCT
inlawrev-2570	545	2	permitting	permit	VERB
inlawrev-2570	545	3	insurer	insurer	NOUN
inlawrev-2570	545	4	to	to	PART
inlawrev-2570	545	5	sell	sell	VERB
inlawrev-2570	545	6	group	group	NOUN
inlawrev-2570	545	7	casualty	casualty	NOUN
inlawrev-2570	545	8	and	and	CCONJ
inlawrev-2570	545	9	liability	liability	NOUN
inlawrev-2570	545	10	insurance	insurance	NOUN
inlawrev-2570	545	11	to	to	ADP
inlawrev-2570	545	12	two	two	NUM
inlawrev-2570	545	13	or	or	CCONJ
inlawrev-2570	545	14	more	more	ADV
inlawrev-2570	545	15	qualified	qualified	ADJ
inlawrev-2570	545	16	public	public	ADJ
inlawrev-2570	545	17	transportation	transportation	NOUN
inlawrev-2570	545	18	agencies	agency	NOUN
inlawrev-2570	545	19	for	for	ADP
inlawrev-2570	545	20	the	the	DET
inlawrev-2570	545	21	purpose	purpose	NOUN
inlawrev-2570	545	22	of	of	ADP
inlawrev-2570	545	23	insuring	insure	VERB
inlawrev-2570	545	24	their	their	PRON
inlawrev-2570	545	25	public	public	ADJ
inlawrev-2570	545	26	transportation	transportation	NOUN
inlawrev-2570	545	27	functions	function	NOUN
inlawrev-2570	545	28	)	)	PUNCT
inlawrev-2570	545	29	;	;	PUNCT
inlawrev-2570	545	30	act	act	NOUN
inlawrev-2570	545	31	of	of	ADP
inlawrev-2570	545	32	apr	apr	PROPN
inlawrev-2570	545	33	.	.	PROPN
inlawrev-2570	545	34	13	13	NUM
inlawrev-2570	545	35	,	,	PUNCT
inlawrev-2570	545	36	1983	1983	NUM
inlawrev-2570	545	37	,	,	PUNCT
inlawrev-2570	545	38	pub	pub	NOUN
inlawrev-2570	545	39	.	.	PUNCT
inlawrev-2570	546	1	l.	l.	PROPN
inlawrev-2570	546	2	no	no	INTJ
inlawrev-2570	546	3	.	.	PROPN
inlawrev-2570	547	1	260	260	NUM
inlawrev-2570	547	2	-	-	SYM
inlawrev-2570	547	3	1983	1983	NUM
inlawrev-2570	547	4	,	,	PUNCT
inlawrev-2570	547	5	§	§	PROPN
inlawrev-2570	547	6	§	§	PROPN
inlawrev-2570	547	7	1	1	NUM
inlawrev-2570	547	8	,	,	PUNCT
inlawrev-2570	547	9	3	3	NUM
inlawrev-2570	547	10	,	,	PUNCT
inlawrev-2570	547	11	1983	1983	NUM
inlawrev-2570	547	12	ind	ind	NOUN
inlawrev-2570	547	13	.	.	PUNCT
inlawrev-2570	548	1	acts	act	VERB
inlawrev-2570	548	2	1679	1679	NUM
inlawrev-2570	548	3	,	,	PUNCT
inlawrev-2570	548	4	1679	1679	NUM
inlawrev-2570	548	5	-	-	SYM
inlawrev-2570	548	6	83	83	NUM
inlawrev-2570	548	7	(	(	PUNCT
inlawrev-2570	548	8	codified	codify	VERB
inlawrev-2570	548	9	in	in	ADP
inlawrev-2570	548	10	part	part	NOUN
inlawrev-2570	548	11	at	at	ADP
inlawrev-2570	548	12	ind	ind	PROPN
inlawrev-2570	548	13	.	.	PUNCT
inlawrev-2570	549	1	code	code	PROPN
inlawrev-2570	549	2	§	§	PROPN
inlawrev-2570	549	3	§	§	PROPN
inlawrev-2570	549	4	27	27	NUM
inlawrev-2570	549	5	-	-	SYM
inlawrev-2570	549	6	1	1	NUM
inlawrev-2570	549	7	-	-	PUNCT
inlawrev-2570	549	8	9	9	NUM
inlawrev-2570	549	9	-	-	SYM
inlawrev-2570	549	10	12	12	NUM
inlawrev-2570	549	11	,	,	PUNCT
inlawrev-2570	549	12	27	27	NUM
inlawrev-2570	549	13	-	-	SYM
inlawrev-2570	549	14	6	6	NUM
inlawrev-2570	549	15	-	-	PUNCT
inlawrev-2570	549	16	1.1	1.1	NUM
inlawrev-2570	549	17	-	-	SYM
inlawrev-2570	549	18	1	1	NUM
inlawrev-2570	549	19	to	to	ADP
inlawrev-2570	549	20	-6	-6	PROPN
inlawrev-2570	549	21	(	(	PUNCT
inlawrev-2570	549	22	supp	supp	PROPN
inlawrev-2570	549	23	.	.	PUNCT
inlawrev-2570	549	24	1983	1983	NUM
inlawrev-2570	549	25	)	)	PUNCT
inlawrev-2570	549	26	)	)	PUNCT
inlawrev-2570	550	1	(	(	PUNCT
inlawrev-2570	550	2	repealing	repeal	VERB
inlawrev-2570	550	3	ind	ind	NOUN
inlawrev-2570	550	4	.	.	PUNCT
inlawrev-2570	551	1	code	code	PROPN
inlawrev-2570	551	2	§	§	PROPN
inlawrev-2570	551	3	§	§	PROPN
inlawrev-2570	551	4	27	27	NUM
inlawrev-2570	551	5	-	-	SYM
inlawrev-2570	551	6	1	1	NUM
inlawrev-2570	551	7	-	-	PUNCT
inlawrev-2570	551	8	7	7	NUM
inlawrev-2570	551	9	-	-	SYM
inlawrev-2570	551	10	18	18	NUM
inlawrev-2570	551	11	,	,	PUNCT
inlawrev-2570	551	12	27	27	NUM
inlawrev-2570	551	13	-	-	SYM
inlawrev-2570	551	14	1	1	NUM
inlawrev-2570	551	15	-	-	PUNCT
inlawrev-2570	551	16	9	9	NUM
inlawrev-2570	551	17	-	-	SYM
inlawrev-2570	551	18	7	7	NUM
inlawrev-2570	551	19	,	,	PUNCT
inlawrev-2570	551	20	27	27	NUM
inlawrev-2570	551	21	-	-	SYM
inlawrev-2570	551	22	6	6	NUM
inlawrev-2570	551	23	-	-	SYM
inlawrev-2570	551	24	1	1	NUM
inlawrev-2570	551	25	(	(	PUNCT
inlawrev-2570	551	26	1982	1982	NUM
inlawrev-2570	551	27	)	)	PUNCT
inlawrev-2570	551	28	)	)	PUNCT
inlawrev-2570	552	1	(	(	PUNCT
inlawrev-2570	552	2	addressing	address	VERB
inlawrev-2570	552	3	regulation	regulation	NOUN
inlawrev-2570	552	4	of	of	ADP
inlawrev-2570	552	5	reinsurance	reinsurance	NOUN
inlawrev-2570	552	6	risks	risk	NOUN
inlawrev-2570	552	7	by	by	ADP
inlawrev-2570	552	8	domestic	domestic	ADJ
inlawrev-2570	552	9	insurance	insurance	NOUN
inlawrev-2570	552	10	companies	company	NOUN
inlawrev-2570	552	11	and	and	CCONJ
inlawrev-2570	552	12	revises	revise	VERB
inlawrev-2570	552	13	references	reference	NOUN
inlawrev-2570	552	14	to	to	ADP
inlawrev-2570	552	15	reinsurance	reinsurance	NOUN
inlawrev-2570	552	16	)	)	PUNCT
inlawrev-2570	552	17	;	;	PUNCT
inlawrev-2570	552	18	act	act	NOUN
inlawrev-2570	552	19	of	of	ADP
inlawrev-2570	552	20	apr	apr	PROPN
inlawrev-2570	552	21	.	.	PROPN
inlawrev-2570	552	22	5	5	NUM
inlawrev-2570	552	23	,	,	PUNCT
inlawrev-2570	552	24	1983	1983	NUM
inlawrev-2570	552	25	,	,	PUNCT
inlawrev-2570	552	26	pub	pub	NOUN
inlawrev-2570	552	27	.	.	PUNCT
inlawrev-2570	553	1	l.	l.	PROPN
inlawrev-2570	553	2	no	no	INTJ
inlawrev-2570	553	3	.	.	PROPN
inlawrev-2570	554	1	258	258	NUM
inlawrev-2570	554	2	-	-	SYM
inlawrev-2570	554	3	1983	1983	NUM
inlawrev-2570	554	4	,	,	PUNCT
inlawrev-2570	554	5	§	§	PROPN
inlawrev-2570	554	6	1	1	NUM
inlawrev-2570	554	7	,	,	PUNCT
inlawrev-2570	554	8	1983	1983	NUM
inlawrev-2570	554	9	ind	ind	NOUN
inlawrev-2570	554	10	.	.	PUNCT
inlawrev-2570	555	1	acts	act	VERB
inlawrev-2570	555	2	1665	1665	NUM
inlawrev-2570	555	3	,	,	PUNCT
inlawrev-2570	555	4	1665	1665	NUM
inlawrev-2570	555	5	-	-	SYM
inlawrev-2570	555	6	69	69	NUM
inlawrev-2570	555	7	(	(	PUNCT
inlawrev-2570	555	8	codified	codify	VERB
inlawrev-2570	555	9	at	at	ADP
inlawrev-2570	555	10	ind	ind	PROPN
inlawrev-2570	555	11	.	.	PUNCT
inlawrev-2570	556	1	code	code	PROPN
inlawrev-2570	556	2	§	§	PROPN
inlawrev-2570	556	3	27	27	NUM
inlawrev-2570	556	4	-	-	SYM
inlawrev-2570	556	5	2	2	NUM
inlawrev-2570	556	6	-	-	PUNCT
inlawrev-2570	556	7	9	9	NUM
inlawrev-2570	556	8	-	-	SYM
inlawrev-2570	556	9	3	3	NUM
inlawrev-2570	556	10	(	(	PUNCT
inlawrev-2570	556	11	supp	supp	PROPN
inlawrev-2570	556	12	.	.	PUNCT
inlawrev-2570	556	13	1983	1983	NUM
inlawrev-2570	556	14	)	)	PUNCT
inlawrev-2570	556	15	)	)	PUNCT
inlawrev-2570	557	1	(	(	PUNCT
inlawrev-2570	557	2	explanding	explande	VERB
inlawrev-2570	557	3	power	power	NOUN
inlawrev-2570	557	4	of	of	ADP
inlawrev-2570	557	5	indiana	indiana	PROPN
inlawrev-2570	557	6	domestic	domestic	ADJ
inlawrev-2570	557	7	insurance	insurance	NOUN
inlawrev-2570	557	8	companies	company	NOUN
inlawrev-2570	557	9	to	to	PART
inlawrev-2570	557	10	form	form	VERB
inlawrev-2570	557	11	subsidiaries	subsidiary	NOUN
inlawrev-2570	557	12	and	and	CCONJ
inlawrev-2570	557	13	giving	give	VERB
inlawrev-2570	557	14	the	the	DET
inlawrev-2570	557	15	insurance	insurance	NOUN
inlawrev-2570	557	16	commissioner	commissioner	NOUN
inlawrev-2570	557	17	additional	additional	ADJ
inlawrev-2570	557	18	regulatory	regulatory	ADJ
inlawrev-2570	557	19	power	power	NOUN
inlawrev-2570	557	20	over	over	ADP
inlawrev-2570	557	21	these	these	DET
inlawrev-2570	557	22	subsidiaries	subsidiary	NOUN
inlawrev-2570	557	23	)	)	PUNCT
inlawrev-2570	557	24	.	.	PUNCT
inlawrev-2570	557	25	"	"	PUNCT
inlawrev-2570	558	1	9act	9act	NUM
inlawrev-2570	558	2	of	of	ADP
inlawrev-2570	558	3	apr	apr	PROPN
inlawrev-2570	558	4	.	.	PROPN
inlawrev-2570	558	5	4	4	NUM
inlawrev-2570	558	6	,	,	PUNCT
inlawrev-2570	558	7	1983	1983	NUM
inlawrev-2570	558	8	,	,	PUNCT
inlawrev-2570	558	9	pub	pub	NOUN
inlawrev-2570	558	10	.	.	PUNCT
inlawrev-2570	559	1	l.	l.	PROPN
inlawrev-2570	559	2	no	no	INTJ
inlawrev-2570	559	3	.	.	PROPN
inlawrev-2570	560	1	257	257	NUM
inlawrev-2570	560	2	-	-	SYM
inlawrev-2570	560	3	1983	1983	NUM
inlawrev-2570	560	4	,	,	PUNCT
inlawrev-2570	560	5	§	§	PROPN
inlawrev-2570	560	6	1	1	NUM
inlawrev-2570	560	7	,	,	PUNCT
inlawrev-2570	560	8	1983	1983	NUM
inlawrev-2570	560	9	ind	ind	NOUN
inlawrev-2570	560	10	.	.	PUNCT
inlawrev-2570	561	1	acts	act	VERB
inlawrev-2570	561	2	1657	1657	NUM
inlawrev-2570	561	3	,	,	PUNCT
inlawrev-2570	561	4	1657	1657	NUM
inlawrev-2570	561	5	-	-	SYM
inlawrev-2570	561	6	64	64	NUM
inlawrev-2570	561	7	(	(	PUNCT
inlawrev-2570	561	8	codified	codify	VERB
inlawrev-2570	561	9	at	at	ADP
inlawrev-2570	561	10	ind	ind	PROPN
inlawrev-2570	561	11	.	.	PUNCT
inlawrev-2570	562	1	code	code	PROPN
inlawrev-2570	562	2	§	§	PROPN
inlawrev-2570	562	3	§	§	PROPN
inlawrev-2570	562	4	27	27	NUM
inlawrev-2570	562	5	-	-	SYM
inlawrev-2570	562	6	1	1	NUM
inlawrev-2570	562	7	-	-	NUM
inlawrev-2570	562	8	27	27	NUM
inlawrev-2570	562	9	-	-	SYM
inlawrev-2570	562	10	1	1	NUM
inlawrev-2570	562	11	to	to	ADP
inlawrev-2570	562	12	-11	-11	PUNCT
inlawrev-2570	562	13	(	(	PUNCT
inlawrev-2570	562	14	supp	supp	PROPN
inlawrev-2570	562	15	.	.	PUNCT
inlawrev-2570	562	16	1983	1983	NUM
inlawrev-2570	562	17	)	)	PUNCT
inlawrev-2570	562	18	)	)	PUNCT
inlawrev-2570	562	19	.	.	PUNCT
inlawrev-2570	563	1	(	(	PUNCT
inlawrev-2570	563	2	repealing	repeal	VERB
inlawrev-2570	563	3	ind	ind	NOUN
inlawrev-2570	563	4	.	.	PUNCT
inlawrev-2570	564	1	code	code	PROPN
inlawrev-2570	564	2	§	§	PROPN
inlawrev-2570	564	3	§	§	PROPN
inlawrev-2570	564	4	27	27	NUM
inlawrev-2570	564	5	-	-	SYM
inlawrev-2570	564	6	1	1	NUM
inlawrev-2570	564	7	-	-	PUNCT
inlawrev-2570	564	8	24	24	NUM
inlawrev-2570	564	9	-	-	PUNCT
inlawrev-2570	564	10	1	1	NUM
inlawrev-2570	564	11	to	to	ADP
inlawrev-2570	564	12	-9	-9	PROPN
inlawrev-2570	564	13	(	(	PUNCT
inlawrev-2570	564	14	1982	1982	NUM
inlawrev-2570	564	15	)	)	PUNCT
inlawrev-2570	564	16	)	)	PUNCT
inlawrev-2570	564	17	.	.	PUNCT
inlawrev-2570	565	1	,	,	PUNCT
inlawrev-2570	565	2	20433	20433	NUM
inlawrev-2570	565	3	n.e.2d	n.e.2d	NOUN
inlawrev-2570	565	4	779	779	NUM
inlawrev-2570	565	5	(	(	PUNCT
inlawrev-2570	565	6	ind	ind	NOUN
inlawrev-2570	565	7	.	.	PUNCT
inlawrev-2570	565	8	1982	1982	NUM
inlawrev-2570	565	9	)	)	PUNCT
inlawrev-2570	565	10	.	.	PUNCT
inlawrev-2570	566	1	121	121	NUM
inlawrev-2570	566	2	see	see	VERB
inlawrev-2570	566	3	i	i	PRON
inlawrev-2570	566	4	d.	d.	PROPN
inlawrev-2570	566	5	at	at	ADP
inlawrev-2570	566	6	782	782	NUM
inlawrev-2570	566	7	(	(	PUNCT
inlawrev-2570	566	8	interpreting	interpret	VERB
inlawrev-2570	566	9	ind	ind	NOUN
inlawrev-2570	566	10	.	.	PUNCT
inlawrev-2570	567	1	code	code	PROPN
inlawrev-2570	567	2	§	§	PROPN
inlawrev-2570	567	3	§	§	PROPN
inlawrev-2570	567	4	27	27	NUM
inlawrev-2570	567	5	-	-	SYM
inlawrev-2570	567	6	1	1	NUM
inlawrev-2570	567	7	-	-	PUNCT
inlawrev-2570	567	8	24	24	NUM
inlawrev-2570	567	9	-	-	PUNCT
inlawrev-2570	567	10	1	1	NUM
inlawrev-2570	567	11	to	to	ADP
inlawrev-2570	567	12	-9	-9	PROPN
inlawrev-2570	567	13	(	(	PUNCT
inlawrev-2570	567	14	1982	1982	NUM
inlawrev-2570	567	15	)	)	PUNCT
inlawrev-2570	567	16	)	)	PUNCT
inlawrev-2570	567	17	.	.	PUNCT
inlawrev-2570	568	1	,	,	PUNCT
inlawrev-2570	568	2	22	22	NUM
inlawrev-2570	568	3	ind	ind	NOUN
inlawrev-2570	568	4	.	.	PUNCT
inlawrev-2570	569	1	code	code	PROPN
inlawrev-2570	569	2	§	§	PROPN
inlawrev-2570	569	3	271	271	NUM
inlawrev-2570	569	4	-	-	SYM
inlawrev-2570	569	5	241(a	241(a	NUM
inlawrev-2570	569	6	)	)	PUNCT
inlawrev-2570	569	7	(	(	PUNCT
inlawrev-2570	569	8	1982	1982	NUM
inlawrev-2570	569	9	)	)	PUNCT
inlawrev-2570	569	10	.	.	PUNCT
inlawrev-2570	570	1	the	the	DET
inlawrev-2570	570	2	statute	statute	NOUN
inlawrev-2570	570	3	authorized	authorize	VERB
inlawrev-2570	570	4	the	the	DET
inlawrev-2570	570	5	public	public	ADJ
inlawrev-2570	570	6	adjuster	adjuster	NOUN
inlawrev-2570	570	7	to	to	PART
inlawrev-2570	570	8	act	act	VERB
inlawrev-2570	570	9	"	"	PUNCT
inlawrev-2570	570	10	on	on	ADP
inlawrev-2570	570	11	behalf	behalf	NOUN
inlawrev-2570	570	12	of	of	ADP
inlawrev-2570	570	13	or	or	CCONJ
inlawrev-2570	570	14	aid	aid	VERB
inlawrev-2570	570	15	"	"	PUNCT
inlawrev-2570	570	16	in	in	ADP
inlawrev-2570	570	17	any	any	DET
inlawrev-2570	570	18	manner	manner	NOUN
inlawrev-2570	570	19	"	"	PUNCT
inlawrev-2570	570	20	an	an	DET
inlawrev-2570	570	21	insured	insure	VERB
inlawrev-2570	570	22	in	in	ADP
inlawrev-2570	570	23	negotiating	negotiate	VERB
inlawrev-2570	570	24	or	or	CCONJ
inlawrev-2570	570	25	settling	settle	VERB
inlawrev-2570	570	26	a	a	DET
inlawrev-2570	570	27	claim	claim	NOUN
inlawrev-2570	570	28	.	.	PUNCT
inlawrev-2570	571	1	i	i	PRON
inlawrev-2570	571	2	d.	d.	PROPN
inlawrev-2570	571	3	i23433	i23433	PRON
inlawrev-2570	571	4	n.e.2d	n.e.2d	NOUN
inlawrev-2570	571	5	at	at	ADP
inlawrev-2570	571	6	783	783	NUM
inlawrev-2570	571	7	.	.	PUNCT
inlawrev-2570	572	1	the	the	DET
inlawrev-2570	572	2	court	court	NOUN
inlawrev-2570	572	3	implied	imply	VERB
inlawrev-2570	572	4	that	that	SCONJ
inlawrev-2570	572	5	the	the	DET
inlawrev-2570	572	6	statute	statute	NOUN
inlawrev-2570	572	7	might	might	AUX
inlawrev-2570	572	8	withstand	withstand	VERB
inlawrev-2570	572	9	a	a	DET
inlawrev-2570	572	10	constitutional	constitutional	ADJ
inlawrev-2570	572	11	attack	attack	NOUN
inlawrev-2570	572	12	if	if	SCONJ
inlawrev-2570	572	13	it	it	PRON
inlawrev-2570	572	14	limited	limit	VERB
inlawrev-2570	572	15	an	an	DET
inlawrev-2570	572	16	adjuster	adjuster	NOUN
inlawrev-2570	572	17	's	's	PART
inlawrev-2570	572	18	authority	authority	NOUN
inlawrev-2570	572	19	to	to	PART
inlawrev-2570	572	20	appraise	appraise	VERB
inlawrev-2570	572	21	the	the	DET
inlawrev-2570	572	22	loss	loss	NOUN
inlawrev-2570	572	23	and	and	CCONJ
inlawrev-2570	572	24	report	report	NOUN
inlawrev-2570	572	25	back	back	ADV
inlawrev-2570	572	26	to	to	ADP
inlawrev-2570	572	27	the	the	DET
inlawrev-2570	572	28	insured	insure	VERB
inlawrev-2570	572	29	the	the	DET
inlawrev-2570	572	30	fair	fair	ADJ
inlawrev-2570	572	31	value	value	NOUN
inlawrev-2570	572	32	of	of	ADP
inlawrev-2570	572	33	the	the	DET
inlawrev-2570	572	34	claim	claim	NOUN
inlawrev-2570	572	35	,	,	PUNCT
inlawrev-2570	572	36	provided	provide	VERB
inlawrev-2570	572	37	that	that	SCONJ
inlawrev-2570	572	38	the	the	DET
inlawrev-2570	572	39	adjuster	adjuster	NOUN
inlawrev-2570	572	40	refrained	refrain	VERB
inlawrev-2570	572	41	from	from	ADP
inlawrev-2570	572	42	negotiating	negotiate	VERB
inlawrev-2570	572	43	or	or	CCONJ
inlawrev-2570	572	44	settling	settle	VERB
inlawrev-2570	572	45	the	the	DET
inlawrev-2570	572	46	insured	insure	VERB
inlawrev-2570	572	47	's	's	PART
inlawrev-2570	572	48	claim	claim	NOUN
inlawrev-2570	572	49	.	.	PUNCT
inlawrev-2570	573	1	i	i	PRON
inlawrev-2570	573	2	d.	d.	PROPN
inlawrev-2570	573	3	at	at	ADP
inlawrev-2570	573	4	782	782	NUM
inlawrev-2570	573	5	.	.	PUNCT
inlawrev-2570	574	1	a	a	DET
inlawrev-2570	574	2	strong	strong	ADJ
inlawrev-2570	574	3	dissent	dissent	NOUN
inlawrev-2570	574	4	,	,	PUNCT
inlawrev-2570	574	5	written	write	VERB
inlawrev-2570	574	6	by	by	ADP
inlawrev-2570	574	7	justice	justice	NOUN
inlawrev-2570	574	8	hunter	hunter	NOUN
inlawrev-2570	574	9	,	,	PUNCT
inlawrev-2570	574	10	challenged	challenge	VERB
inlawrev-2570	574	11	the	the	DET
inlawrev-2570	574	12	majority	majority	NOUN
inlawrev-2570	574	13	's	's	PART
inlawrev-2570	574	14	distinction	distinction	NOUN
inlawrev-2570	574	15	between	between	ADP
inlawrev-2570	574	16	private	private	ADJ
inlawrev-2570	574	17	and	and	CCONJ
inlawrev-2570	574	18	public	public	ADJ
inlawrev-2570	574	19	adjusters	adjuster	NOUN
inlawrev-2570	574	20	.	.	PUNCT
inlawrev-2570	575	1	i	i	PRON
inlawrev-2570	575	2	d.	d.	PROPN
inlawrev-2570	575	3	at	at	ADP
inlawrev-2570	575	4	784	784	NUM
inlawrev-2570	575	5	(	(	PUNCT
inlawrev-2570	575	6	hunter	hunter	NOUN
inlawrev-2570	575	7	,	,	PUNCT
inlawrev-2570	575	8	j.	j.	PROPN
inlawrev-2570	575	9	,	,	PUNCT
inlawrev-2570	575	10	dissenting	dissent	VERB
inlawrev-2570	575	11	)	)	PUNCT
inlawrev-2570	575	12	.	.	PUNCT
inlawrev-2570	576	1	the	the	DET
inlawrev-2570	576	2	dissent	dissent	NOUN
inlawrev-2570	576	3	noted	note	VERB
inlawrev-2570	576	4	that	that	SCONJ
inlawrev-2570	576	5	public	public	ADJ
inlawrev-2570	576	6	adjusters	adjuster	NOUN
inlawrev-2570	576	7	perform	perform	VERB
inlawrev-2570	576	8	identical	identical	ADJ
inlawrev-2570	576	9	functions	function	NOUN
inlawrev-2570	576	10	to	to	ADP
inlawrev-2570	576	11	those	those	PRON
inlawrev-2570	576	12	performed	perform	VERB
inlawrev-2570	576	13	by	by	ADP
inlawrev-2570	576	14	insurance	insurance	NOUN
inlawrev-2570	576	15	adjusters	adjuster	NOUN
inlawrev-2570	576	16	and	and	CCONJ
inlawrev-2570	576	17	as	as	ADP
inlawrev-2570	576	18	such	such	ADJ
inlawrev-2570	576	19	,	,	PUNCT
inlawrev-2570	576	20	if	if	SCONJ
inlawrev-2570	576	21	public	public	ADJ
inlawrev-2570	576	22	adjusters	adjuster	NOUN
inlawrev-2570	576	23	engage	engage	VERB
inlawrev-2570	576	24	in	in	ADP
inlawrev-2570	576	25	the	the	DET
inlawrev-2570	576	26	unauthorized	unauthorized	ADJ
inlawrev-2570	576	27	practice	practice	NOUN
inlawrev-2570	576	28	of	of	ADP
inlawrev-2570	576	29	law	law	NOUN
inlawrev-2570	576	30	,	,	PUNCT
inlawrev-2570	576	31	so	so	ADV
inlawrev-2570	576	32	do	do	VERB
inlawrev-2570	576	33	private	private	ADJ
inlawrev-2570	576	34	insurance	insurance	NOUN
inlawrev-2570	576	35	adjusters	adjuster	NOUN
inlawrev-2570	576	36	.	.	PUNCT
inlawrev-2570	577	1	i	i	PRON
inlawrev-2570	577	2	d.	d.	PROPN
inlawrev-2570	577	3	at	at	ADP
inlawrev-2570	577	4	784	784	NUM
inlawrev-2570	577	5	-	-	SYM
inlawrev-2570	577	6	85	85	NUM
inlawrev-2570	577	7	.	.	PUNCT
inlawrev-2570	578	1	it	it	PRON
inlawrev-2570	578	2	further	far	ADV
inlawrev-2570	578	3	cited	cite	VERB
inlawrev-2570	578	4	statutory	statutory	ADJ
inlawrev-2570	578	5	language	language	NOUN
inlawrev-2570	578	6	limiting	limit	VERB
inlawrev-2570	578	7	the	the	DET
inlawrev-2570	578	8	conduct	conduct	NOUN
inlawrev-2570	578	9	of	of	ADP
inlawrev-2570	578	10	an	an	DET
inlawrev-2570	578	11	adjuster	adjuster	NOUN
inlawrev-2570	578	12	in	in	ADP
inlawrev-2570	578	13	recommending	recommend	VERB
inlawrev-2570	578	14	legal	legal	ADJ
inlawrev-2570	578	15	courses	course	NOUN
inlawrev-2570	578	16	of	of	ADP
inlawrev-2570	578	17	action	action	NOUN
inlawrev-2570	578	18	to	to	ADP
inlawrev-2570	578	19	an	an	DET
inlawrev-2570	578	20	insured	insure	VERB
inlawrev-2570	578	21	,	,	PUNCT
inlawrev-2570	578	22	representing	represent	VERB
inlawrev-2570	578	23	an	an	DET
inlawrev-2570	578	24	insured	insure	VERB
inlawrev-2570	578	25	who	who	PRON
inlawrev-2570	578	26	is	be	AUX
inlawrev-2570	578	27	represented	represent	VERB
inlawrev-2570	578	28	by	by	ADP
inlawrev-2570	578	29	an	an	DET
inlawrev-2570	578	30	attorney	attorney	NOUN
inlawrev-2570	578	31	,	,	PUNCT
inlawrev-2570	578	32	or	or	CCONJ
inlawrev-2570	578	33	referring	refer	VERB
inlawrev-2570	578	34	an	an	DET
inlawrev-2570	578	35	insured	insure	VERB
inlawrev-2570	578	36	to	to	ADP
inlawrev-2570	578	37	a	a	DET
inlawrev-2570	578	38	particular	particular	ADJ
inlawrev-2570	578	39	legal	legal	ADJ
inlawrev-2570	578	40	counsel	counsel	NOUN
inlawrev-2570	578	41	.	.	PUNCT
inlawrev-2570	579	1	i	i	PRON
inlawrev-2570	579	2	d.	d.	PROPN
inlawrev-2570	579	3	at	at	ADP
inlawrev-2570	579	4	786	786	NUM
inlawrev-2570	579	5	.	.	PUNCT
inlawrev-2570	580	1	finally	finally	ADV
inlawrev-2570	580	2	,	,	PUNCT
inlawrev-2570	580	3	the	the	DET
inlawrev-2570	580	4	dissent	dissent	NOUN
inlawrev-2570	580	5	concluded	conclude	VERB
inlawrev-2570	580	6	that	that	SCONJ
inlawrev-2570	580	7	public	public	ADJ
inlawrev-2570	580	8	policy	policy	NOUN
inlawrev-2570	580	9	favors	favor	VERB
inlawrev-2570	580	10	giving	give	VERB
inlawrev-2570	580	11	an	an	DET
inlawrev-2570	580	12	insured	insure	VERB
inlawrev-2570	580	13	the	the	DET
inlawrev-2570	580	14	1984	1984	NUM
inlawrev-2570	580	15	]	]	PUNCT
inlawrev-2570	580	16	survey	survey	NOUN
inlawrev-2570	580	17	—	—	PUNCT
inlawrev-2570	580	18	insurance	insurance	NOUN
inlawrev-2570	580	19	241	241	NUM
inlawrev-2570	580	20	the	the	DET
inlawrev-2570	580	21	new	new	ADJ
inlawrev-2570	580	22	legislation	legislation	NOUN
inlawrev-2570	580	23	is	be	AUX
inlawrev-2570	580	24	thus	thus	ADV
inlawrev-2570	580	25	an	an	DET
inlawrev-2570	580	26	obvious	obvious	ADJ
inlawrev-2570	580	27	legislative	legislative	ADJ
inlawrev-2570	580	28	attempt	attempt	NOUN
inlawrev-2570	580	29	to	to	PART
inlawrev-2570	580	30	salvage	salvage	VERB
inlawrev-2570	580	31	the	the	DET
inlawrev-2570	580	32	remnants	remnant	NOUN
inlawrev-2570	580	33	of	of	ADP
inlawrev-2570	580	34	the	the	DET
inlawrev-2570	580	35	public	public	ADJ
inlawrev-2570	580	36	adjuster	adjuster	NOUN
inlawrev-2570	580	37	concept	concept	NOUN
inlawrev-2570	580	38	.	.	PUNCT
inlawrev-2570	581	1	it	it	PRON
inlawrev-2570	581	2	only	only	ADV
inlawrev-2570	581	3	authorizes	authorize	VERB
inlawrev-2570	581	4	the	the	DET
inlawrev-2570	581	5	public	public	ADJ
inlawrev-2570	581	6	adjuster	adjuster	NOUN
inlawrev-2570	581	7	to	to	PART
inlawrev-2570	581	8	render	render	VERB
inlawrev-2570	581	9	advice	advice	NOUN
inlawrev-2570	581	10	or	or	CCONJ
inlawrev-2570	581	11	assistance	assistance	NOUN
inlawrev-2570	581	12	in	in	ADP
inlawrev-2570	581	13	the	the	DET
inlawrev-2570	581	14	adjustment	adjustment	NOUN
inlawrev-2570	581	15	of	of	ADP
inlawrev-2570	581	16	claims	claim	NOUN
inlawrev-2570	581	17	.	.	PUNCT
inlawrev-2570	582	1	124	124	NUM
inlawrev-2570	582	2	further	far	ADV
inlawrev-2570	582	3	,	,	PUNCT
inlawrev-2570	582	4	it	it	PRON
inlawrev-2570	582	5	specifically	specifically	ADV
inlawrev-2570	582	6	prohibits	prohibit	VERB
inlawrev-2570	582	7	a	a	DET
inlawrev-2570	582	8	public	public	ADJ
inlawrev-2570	582	9	adjuster	adjuster	NOUN
inlawrev-2570	582	10	from	from	ADP
inlawrev-2570	582	11	engaging	engage	VERB
inlawrev-2570	582	12	in	in	ADP
inlawrev-2570	582	13	the	the	DET
inlawrev-2570	582	14	"	"	PUNCT
inlawrev-2570	582	15	practice	practice	NOUN
inlawrev-2570	582	16	of	of	ADP
inlawrev-2570	582	17	law	law	NOUN
inlawrev-2570	582	18	.	.	PUNCT
inlawrev-2570	582	19	"	"	PUNCT
inlawrev-2570	583	1	125	125	NUM
inlawrev-2570	583	2	finally	finally	ADV
inlawrev-2570	583	3	,	,	PUNCT
inlawrev-2570	583	4	the	the	DET
inlawrev-2570	583	5	statute	statute	NOUN
inlawrev-2570	583	6	expands	expand	VERB
inlawrev-2570	583	7	the	the	DET
inlawrev-2570	583	8	powers	power	NOUN
inlawrev-2570	583	9	of	of	ADP
inlawrev-2570	583	10	the	the	DET
inlawrev-2570	583	11	insurance	insurance	NOUN
inlawrev-2570	583	12	commissioner	commissioner	NOUN
inlawrev-2570	583	13	to	to	PART
inlawrev-2570	583	14	monitor	monitor	VERB
inlawrev-2570	583	15	and	and	CCONJ
inlawrev-2570	583	16	punish	punish	VERB
inlawrev-2570	583	17	wrongful	wrongful	ADJ
inlawrev-2570	583	18	conduct	conduct	NOUN
inlawrev-2570	583	19	by	by	ADP
inlawrev-2570	583	20	a	a	DET
inlawrev-2570	583	21	public	public	ADJ
inlawrev-2570	583	22	adjuster	adjuster	NOUN
inlawrev-2570	583	23	.	.	PUNCT
inlawrev-2570	584	1	126	126	NUM
inlawrev-2570	584	2	the	the	DET
inlawrev-2570	584	3	amended	amend	VERB
inlawrev-2570	584	4	legislation	legislation	NOUN
inlawrev-2570	584	5	therefore	therefore	ADV
inlawrev-2570	584	6	significantly	significantly	ADV
inlawrev-2570	584	7	limits	limit	VERB
inlawrev-2570	584	8	the	the	DET
inlawrev-2570	584	9	public	public	ADJ
inlawrev-2570	584	10	adjuster	adjuster	NOUN
inlawrev-2570	584	11	's	's	PART
inlawrev-2570	584	12	authority	authority	NOUN
inlawrev-2570	584	13	to	to	PART
inlawrev-2570	584	14	assist	assist	VERB
inlawrev-2570	584	15	in	in	ADP
inlawrev-2570	584	16	any	any	DET
inlawrev-2570	584	17	negotiation	negotiation	NOUN
inlawrev-2570	584	18	or	or	CCONJ
inlawrev-2570	584	19	claim	claim	VERB
inlawrev-2570	584	20	settlement	settlement	NOUN
inlawrev-2570	584	21	on	on	ADP
inlawrev-2570	584	22	behalf	behalf	NOUN
inlawrev-2570	584	23	of	of	ADP
inlawrev-2570	584	24	an	an	DET
inlawrev-2570	584	25	insured	insure	VERB
inlawrev-2570	584	26	.	.	PUNCT
inlawrev-2570	585	1	whether	whether	SCONJ
inlawrev-2570	585	2	these	these	DET
inlawrev-2570	585	3	limitations	limitation	NOUN
inlawrev-2570	585	4	will	will	AUX
inlawrev-2570	585	5	be	be	AUX
inlawrev-2570	585	6	sufficient	sufficient	ADJ
inlawrev-2570	585	7	to	to	PART
inlawrev-2570	585	8	withstand	withstand	VERB
inlawrev-2570	585	9	further	further	ADJ
inlawrev-2570	585	10	constitutional	constitutional	ADJ
inlawrev-2570	585	11	attack	attack	NOUN
inlawrev-2570	585	12	is	be	AUX
inlawrev-2570	585	13	uncertain	uncertain	ADJ
inlawrev-2570	585	14	for	for	SCONJ
inlawrev-2570	585	15	the	the	DET
inlawrev-2570	585	16	act	act	NOUN
inlawrev-2570	585	17	still	still	ADV
inlawrev-2570	585	18	fails	fail	VERB
inlawrev-2570	585	19	to	to	PART
inlawrev-2570	585	20	define	define	VERB
inlawrev-2570	585	21	what	what	PRON
inlawrev-2570	585	22	actions	action	NOUN
inlawrev-2570	585	23	constitute	constitute	VERB
inlawrev-2570	585	24	the	the	DET
inlawrev-2570	585	25	"	"	PUNCT
inlawrev-2570	585	26	practice	practice	NOUN
inlawrev-2570	585	27	of	of	ADP
inlawrev-2570	585	28	law	law	NOUN
inlawrev-2570	585	29	"	"	PUNCT
inlawrev-2570	585	30	or	or	CCONJ
inlawrev-2570	585	31	the	the	DET
inlawrev-2570	585	32	scope	scope	NOUN
inlawrev-2570	585	33	of	of	ADP
inlawrev-2570	585	34	the	the	DET
inlawrev-2570	585	35	adjuster	adjuster	NOUN
inlawrev-2570	585	36	's	's	PART
inlawrev-2570	585	37	authority	authority	NOUN
inlawrev-2570	585	38	to	to	PART
inlawrev-2570	585	39	"	"	PUNCT
inlawrev-2570	585	40	advise	advise	VERB
inlawrev-2570	585	41	or	or	CCONJ
inlawrev-2570	585	42	assist	assist	VERB
inlawrev-2570	585	43	"	"	PUNCT
inlawrev-2570	585	44	in	in	ADP
inlawrev-2570	585	45	the	the	DET
inlawrev-2570	585	46	adjustment	adjustment	NOUN
inlawrev-2570	585	47	of	of	ADP
inlawrev-2570	585	48	claims	claim	NOUN
inlawrev-2570	585	49	.	.	PUNCT
inlawrev-2570	586	1	2	2	X
inlawrev-2570	586	2	.	.	X
inlawrev-2570	586	3	unfair	unfair	ADJ
inlawrev-2570	586	4	claim	claim	NOUN
inlawrev-2570	586	5	settlement	settlement	NOUN
inlawrev-2570	586	6	practices.—the	practices.—the	DET
inlawrev-2570	586	7	legislature	legislature	NOUN
inlawrev-2570	586	8	further	far	ADV
inlawrev-2570	586	9	added	add	VERB
inlawrev-2570	586	10	a	a	DET
inlawrev-2570	586	11	new	new	ADJ
inlawrev-2570	586	12	fourteen	fourteen	NUM
inlawrev-2570	586	13	-	-	PUNCT
inlawrev-2570	586	14	point	point	NOUN
inlawrev-2570	586	15	section	section	NOUN
inlawrev-2570	586	16	to	to	ADP
inlawrev-2570	586	17	the	the	DET
inlawrev-2570	586	18	insurance	insurance	NOUN
inlawrev-2570	586	19	code	code	NOUN
inlawrev-2570	586	20	dealing	deal	VERB
inlawrev-2570	586	21	with	with	ADP
inlawrev-2570	586	22	unfair	unfair	ADJ
inlawrev-2570	586	23	claim	claim	NOUN
inlawrev-2570	586	24	settlement	settlement	NOUN
inlawrev-2570	586	25	practices	practice	NOUN
inlawrev-2570	586	26	.	.	PUNCT
inlawrev-2570	587	1	127	127	NUM
inlawrev-2570	587	2	that	that	DET
inlawrev-2570	587	3	section	section	NOUN
inlawrev-2570	587	4	enumerates	enumerate	VERB
inlawrev-2570	587	5	numerous	numerous	ADJ
inlawrev-2570	587	6	unauthorized	unauthorized	ADJ
inlawrev-2570	587	7	practices	practice	NOUN
inlawrev-2570	587	8	which	which	PRON
inlawrev-2570	587	9	might	might	AUX
inlawrev-2570	587	10	result	result	VERB
inlawrev-2570	587	11	in	in	ADP
inlawrev-2570	587	12	penalties	penalty	NOUN
inlawrev-2570	587	13	against	against	ADP
inlawrev-2570	587	14	an	an	DET
inlawrev-2570	587	15	insurance	insurance	NOUN
inlawrev-2570	587	16	company	company	NOUN
inlawrev-2570	587	17	.	.	PUNCT
inlawrev-2570	588	1	it	it	PRON
inlawrev-2570	588	2	provides	provide	VERB
inlawrev-2570	588	3	minimum	minimum	ADJ
inlawrev-2570	588	4	standards	standard	NOUN
inlawrev-2570	588	5	for	for	ADP
inlawrev-2570	588	6	the	the	DET
inlawrev-2570	588	7	insurance	insurance	NOUN
inlawrev-2570	588	8	industry	industry	NOUN
inlawrev-2570	588	9	in	in	ADP
inlawrev-2570	588	10	its	its	PRON
inlawrev-2570	588	11	dealings	dealing	NOUN
inlawrev-2570	588	12	with	with	ADP
inlawrev-2570	588	13	an	an	DET
inlawrev-2570	588	14	insured	insure	VERB
inlawrev-2570	588	15	to	to	PART
inlawrev-2570	588	16	include	include	VERB
inlawrev-2570	588	17	standards	standard	NOUN
inlawrev-2570	588	18	for	for	ADP
inlawrev-2570	588	19	disclosure	disclosure	NOUN
inlawrev-2570	588	20	of	of	ADP
inlawrev-2570	588	21	coverage	coverage	NOUN
inlawrev-2570	588	22	provisions	provision	NOUN
inlawrev-2570	588	23	,	,	PUNCT
inlawrev-2570	588	24	the	the	DET
inlawrev-2570	588	25	appropriate	appropriate	ADJ
inlawrev-2570	588	26	procedure	procedure	NOUN
inlawrev-2570	588	27	for	for	ADP
inlawrev-2570	588	28	responding	respond	VERB
inlawrev-2570	588	29	to	to	ADP
inlawrev-2570	588	30	an	an	DET
inlawrev-2570	588	31	insured	insure	VERB
inlawrev-2570	588	32	's	's	PART
inlawrev-2570	588	33	claim	claim	NOUN
inlawrev-2570	588	34	,	,	PUNCT
inlawrev-2570	588	35	and	and	CCONJ
inlawrev-2570	588	36	the	the	DET
inlawrev-2570	588	37	proper	proper	ADJ
inlawrev-2570	588	38	standard	standard	NOUN
inlawrev-2570	588	39	for	for	ADP
inlawrev-2570	588	40	investigation	investigation	NOUN
inlawrev-2570	588	41	,	,	PUNCT
inlawrev-2570	588	42	evaluation	evaluation	NOUN
inlawrev-2570	588	43	,	,	PUNCT
inlawrev-2570	588	44	and	and	CCONJ
inlawrev-2570	588	45	settlement	settlement	NOUN
inlawrev-2570	588	46	of	of	ADP
inlawrev-2570	588	47	an	an	DET
inlawrev-2570	588	48	insured	insure	VERB
inlawrev-2570	588	49	's	's	PART
inlawrev-2570	588	50	claim	claim	NOUN
inlawrev-2570	588	51	.	.	PUNCT
inlawrev-2570	589	1	128	128	NUM
inlawrev-2570	589	2	same	same	ADJ
inlawrev-2570	589	3	right	right	NOUN
inlawrev-2570	589	4	to	to	ADP
inlawrev-2570	589	5	non	non	ADJ
inlawrev-2570	589	6	-	-	ADJ
inlawrev-2570	589	7	legal	legal	ADJ
inlawrev-2570	589	8	assistance	assistance	NOUN
inlawrev-2570	589	9	in	in	ADP
inlawrev-2570	589	10	the	the	DET
inlawrev-2570	589	11	settlement	settlement	NOUN
inlawrev-2570	589	12	of	of	ADP
inlawrev-2570	589	13	insurance	insurance	NOUN
inlawrev-2570	589	14	claims	claim	NOUN
inlawrev-2570	589	15	as	as	ADP
inlawrev-2570	589	16	presently	presently	ADV
inlawrev-2570	589	17	enjoyed	enjoy	VERB
inlawrev-2570	589	18	by	by	ADP
inlawrev-2570	589	19	the	the	DET
inlawrev-2570	589	20	insurance	insurance	NOUN
inlawrev-2570	589	21	industry	industry	NOUN
inlawrev-2570	589	22	.	.	PUNCT
inlawrev-2570	590	1	i	i	PRON
inlawrev-2570	590	2	d.	d.	PROPN
inlawrev-2570	590	3	at	at	ADP
inlawrev-2570	590	4	787	787	NUM
inlawrev-2570	590	5	.	.	PUNCT
inlawrev-2570	591	1	124	124	NUM
inlawrev-2570	591	2	ind	ind	NOUN
inlawrev-2570	591	3	.	.	PUNCT
inlawrev-2570	592	1	code	code	PROPN
inlawrev-2570	592	2	§	§	PROPN
inlawrev-2570	592	3	27	27	NUM
inlawrev-2570	592	4	-	-	PUNCT
inlawrev-2570	592	5	l-27	l-27	NOUN
inlawrev-2570	592	6	-	-	PUNCT
inlawrev-2570	592	7	l(a	l(a	PROPN
inlawrev-2570	592	8	)	)	PUNCT
inlawrev-2570	592	9	(	(	PUNCT
inlawrev-2570	592	10	supp	supp	PROPN
inlawrev-2570	592	11	.	.	PUNCT
inlawrev-2570	592	12	1983	1983	NUM
inlawrev-2570	592	13	)	)	PUNCT
inlawrev-2570	592	14	.	.	PUNCT
inlawrev-2570	593	1	125	125	NUM
inlawrev-2570	594	1	i	i	PRON
inlawrev-2570	594	2	d.	d.	PROPN
inlawrev-2570	594	3	§	§	PROPN
inlawrev-2570	594	4	27	27	NUM
inlawrev-2570	594	5	-	-	SYM
inlawrev-2570	594	6	1	1	NUM
inlawrev-2570	594	7	-	-	NUM
inlawrev-2570	594	8	27	27	NUM
inlawrev-2570	594	9	-	-	SYM
inlawrev-2570	594	10	9	9	NUM
inlawrev-2570	594	11	.	.	NUM
inlawrev-2570	594	12	126	126	NUM
inlawrev-2570	595	1	i	i	PRON
inlawrev-2570	595	2	d.	d.	PROPN
inlawrev-2570	595	3	§	§	PROPN
inlawrev-2570	595	4	27	27	NUM
inlawrev-2570	595	5	-	-	SYM
inlawrev-2570	595	6	1	1	NUM
inlawrev-2570	595	7	-	-	NUM
inlawrev-2570	595	8	27	27	NUM
inlawrev-2570	595	9	-	-	SYM
inlawrev-2570	595	10	7	7	NUM
inlawrev-2570	595	11	.	.	NUM
inlawrev-2570	595	12	127act	127act	NUM
inlawrev-2570	595	13	of	of	ADP
inlawrev-2570	595	14	apr	apr	PROPN
inlawrev-2570	595	15	.	.	PROPN
inlawrev-2570	595	16	19	19	NUM
inlawrev-2570	595	17	,	,	PUNCT
inlawrev-2570	595	18	1983	1983	NUM
inlawrev-2570	595	19	,	,	PUNCT
inlawrev-2570	595	20	pub	pub	NOUN
inlawrev-2570	595	21	.	.	PUNCT
inlawrev-2570	595	22	l.	l.	PROPN
inlawrev-2570	596	1	no	no	INTJ
inlawrev-2570	596	2	.	.	PUNCT
inlawrev-2570	597	1	259	259	NUM
inlawrev-2570	597	2	-	-	SYM
inlawrev-2570	597	3	1983	1983	NUM
inlawrev-2570	597	4	,	,	PUNCT
inlawrev-2570	597	5	§	§	PROPN
inlawrev-2570	597	6	2	2	NUM
inlawrev-2570	597	7	,	,	PUNCT
inlawrev-2570	597	8	1983	1983	NUM
inlawrev-2570	597	9	ind	ind	NOUN
inlawrev-2570	597	10	.	.	PUNCT
inlawrev-2570	598	1	acts	act	VERB
inlawrev-2570	598	2	1669	1669	NUM
inlawrev-2570	598	3	,	,	PUNCT
inlawrev-2570	598	4	1675	1675	NUM
inlawrev-2570	598	5	-	-	SYM
inlawrev-2570	598	6	76	76	NUM
inlawrev-2570	598	7	(	(	PUNCT
inlawrev-2570	598	8	codified	codify	VERB
inlawrev-2570	598	9	at	at	ADP
inlawrev-2570	598	10	ind	ind	PROPN
inlawrev-2570	598	11	.	.	PUNCT
inlawrev-2570	599	1	code	code	PROPN
inlawrev-2570	599	2	§	§	PROPN
inlawrev-2570	599	3	27	27	NUM
inlawrev-2570	599	4	-	-	SYM
inlawrev-2570	599	5	4	4	NUM
inlawrev-2570	599	6	-	-	PUNCT
inlawrev-2570	599	7	1	1	NUM
inlawrev-2570	599	8	-	-	SYM
inlawrev-2570	599	9	4.5	4.5	NUM
inlawrev-2570	599	10	(	(	PUNCT
inlawrev-2570	599	11	supp	supp	PROPN
inlawrev-2570	599	12	.	.	PUNCT
inlawrev-2570	599	13	1983	1983	NUM
inlawrev-2570	599	14	)	)	PUNCT
inlawrev-2570	599	15	)	)	PUNCT
inlawrev-2570	599	16	.	.	PUNCT
inlawrev-2570	600	1	128those	128those	NUM
inlawrev-2570	600	2	unauthorized	unauthorized	ADJ
inlawrev-2570	600	3	practices	practice	NOUN
inlawrev-2570	600	4	are	be	AUX
inlawrev-2570	600	5	as	as	SCONJ
inlawrev-2570	600	6	follows	follow	VERB
inlawrev-2570	600	7	:	:	PUNCT
inlawrev-2570	600	8	(	(	PUNCT
inlawrev-2570	600	9	1	1	X
inlawrev-2570	600	10	)	)	PUNCT
inlawrev-2570	600	11	misrepresenting	misrepresent	VERB
inlawrev-2570	600	12	pertinent	pertinent	ADJ
inlawrev-2570	600	13	facts	fact	NOUN
inlawrev-2570	600	14	or	or	CCONJ
inlawrev-2570	600	15	insurance	insurance	NOUN
inlawrev-2570	600	16	policy	policy	NOUN
inlawrev-2570	600	17	provisions	provision	NOUN
inlawrev-2570	600	18	relating	relate	VERB
inlawrev-2570	600	19	to	to	ADP
inlawrev-2570	600	20	coverages	coverage	NOUN
inlawrev-2570	600	21	at	at	ADP
inlawrev-2570	600	22	issue	issue	NOUN
inlawrev-2570	600	23	.	.	PUNCT
inlawrev-2570	601	1	(	(	PUNCT
inlawrev-2570	601	2	2	2	X
inlawrev-2570	601	3	)	)	PUNCT
inlawrev-2570	601	4	failing	fail	VERB
inlawrev-2570	601	5	to	to	PART
inlawrev-2570	601	6	acknowledge	acknowledge	VERB
inlawrev-2570	601	7	and	and	CCONJ
inlawrev-2570	601	8	act	act	VERB
inlawrev-2570	601	9	reasonably	reasonably	ADV
inlawrev-2570	601	10	promptly	promptly	ADV
inlawrev-2570	601	11	upon	upon	SCONJ
inlawrev-2570	601	12	communications	communication	NOUN
inlawrev-2570	601	13	with	with	ADP
inlawrev-2570	601	14	respect	respect	NOUN
inlawrev-2570	601	15	to	to	ADP
inlawrev-2570	601	16	claims	claim	NOUN
inlawrev-2570	601	17	arising	arise	VERB
inlawrev-2570	601	18	under	under	ADP
inlawrev-2570	601	19	insurance	insurance	NOUN
inlawrev-2570	601	20	policies	policy	NOUN
inlawrev-2570	601	21	.	.	PUNCT
inlawrev-2570	602	1	(	(	PUNCT
inlawrev-2570	602	2	3	3	X
inlawrev-2570	602	3	)	)	PUNCT
inlawrev-2570	602	4	failing	fail	VERB
inlawrev-2570	602	5	to	to	PART
inlawrev-2570	602	6	adopt	adopt	VERB
inlawrev-2570	602	7	and	and	CCONJ
inlawrev-2570	602	8	implement	implement	VERB
inlawrev-2570	602	9	reasonable	reasonable	ADJ
inlawrev-2570	602	10	standards	standard	NOUN
inlawrev-2570	602	11	for	for	ADP
inlawrev-2570	602	12	the	the	DET
inlawrev-2570	602	13	prompt	prompt	ADJ
inlawrev-2570	602	14	investigation	investigation	NOUN
inlawrev-2570	602	15	of	of	ADP
inlawrev-2570	602	16	claims	claim	NOUN
inlawrev-2570	602	17	arising	arise	VERB
inlawrev-2570	602	18	under	under	ADP
inlawrev-2570	602	19	insurance	insurance	NOUN
inlawrev-2570	602	20	policies	policy	NOUN
inlawrev-2570	602	21	.	.	PUNCT
inlawrev-2570	603	1	(	(	PUNCT
inlawrev-2570	603	2	4	4	X
inlawrev-2570	603	3	)	)	PUNCT
inlawrev-2570	603	4	refusing	refuse	VERB
inlawrev-2570	603	5	to	to	PART
inlawrev-2570	603	6	pay	pay	VERB
inlawrev-2570	603	7	claims	claim	NOUN
inlawrev-2570	603	8	without	without	ADP
inlawrev-2570	603	9	conducting	conduct	VERB
inlawrev-2570	603	10	a	a	DET
inlawrev-2570	603	11	reasonable	reasonable	ADJ
inlawrev-2570	603	12	investigation	investigation	NOUN
inlawrev-2570	603	13	based	base	VERB
inlawrev-2570	603	14	upon	upon	SCONJ
inlawrev-2570	603	15	all	all	DET
inlawrev-2570	603	16	available	available	ADJ
inlawrev-2570	603	17	information	information	NOUN
inlawrev-2570	603	18	.	.	PUNCT
inlawrev-2570	604	1	(	(	PUNCT
inlawrev-2570	604	2	5	5	X
inlawrev-2570	604	3	)	)	PUNCT
inlawrev-2570	604	4	failing	fail	VERB
inlawrev-2570	604	5	to	to	PART
inlawrev-2570	604	6	affirm	affirm	VERB
inlawrev-2570	604	7	or	or	CCONJ
inlawrev-2570	604	8	deny	deny	VERB
inlawrev-2570	604	9	coverage	coverage	NOUN
inlawrev-2570	604	10	of	of	ADP
inlawrev-2570	604	11	claims	claim	NOUN
inlawrev-2570	604	12	within	within	ADP
inlawrev-2570	604	13	a	a	DET
inlawrev-2570	604	14	reasonable	reasonable	ADJ
inlawrev-2570	604	15	time	time	NOUN
inlawrev-2570	604	16	after	after	SCONJ
inlawrev-2570	604	17	proof	proof	NOUN
inlawrev-2570	604	18	of	of	ADP
inlawrev-2570	604	19	loss	loss	NOUN
inlawrev-2570	604	20	statements	statement	NOUN
inlawrev-2570	604	21	have	have	AUX
inlawrev-2570	604	22	been	be	AUX
inlawrev-2570	604	23	completed	complete	VERB
inlawrev-2570	604	24	.	.	PUNCT
inlawrev-2570	605	1	(	(	PUNCT
inlawrev-2570	605	2	6	6	X
inlawrev-2570	605	3	)	)	PUNCT
inlawrev-2570	605	4	not	not	PART
inlawrev-2570	605	5	attempting	attempt	VERB
inlawrev-2570	605	6	in	in	ADP
inlawrev-2570	605	7	good	good	ADJ
inlawrev-2570	605	8	faith	faith	NOUN
inlawrev-2570	605	9	to	to	PART
inlawrev-2570	605	10	effectuate	effectuate	VERB
inlawrev-2570	605	11	prompt	prompt	ADJ
inlawrev-2570	605	12	,	,	PUNCT
inlawrev-2570	605	13	fair	fair	ADJ
inlawrev-2570	605	14	and	and	CCONJ
inlawrev-2570	605	15	equitable	equitable	ADJ
inlawrev-2570	605	16	settlements	settlement	NOUN
inlawrev-2570	605	17	of	of	ADP
inlawrev-2570	605	18	claims	claim	NOUN
inlawrev-2570	605	19	in	in	ADP
inlawrev-2570	605	20	which	which	PRON
inlawrev-2570	605	21	liability	liability	NOUN
inlawrev-2570	605	22	has	have	AUX
inlawrev-2570	605	23	become	become	VERB
inlawrev-2570	605	24	reasonably	reasonably	ADV
inlawrev-2570	605	25	clear	clear	ADJ
inlawrev-2570	605	26	.	.	PUNCT
inlawrev-2570	606	1	(	(	PUNCT
inlawrev-2570	606	2	7	7	X
inlawrev-2570	606	3	)	)	PUNCT
inlawrev-2570	606	4	compelling	compelling	ADJ
inlawrev-2570	606	5	insureds	insured	NOUN
inlawrev-2570	606	6	to	to	PART
inlawrev-2570	606	7	institute	institute	VERB
inlawrev-2570	606	8	litigation	litigation	NOUN
inlawrev-2570	606	9	to	to	PART
inlawrev-2570	606	10	recover	recover	VERB
inlawrev-2570	606	11	amounts	amount	NOUN
inlawrev-2570	606	12	due	due	ADJ
inlawrev-2570	606	13	under	under	ADP
inlawrev-2570	606	14	an	an	DET
inlawrev-2570	606	15	insurance	insurance	NOUN
inlawrev-2570	606	16	policy	policy	NOUN
inlawrev-2570	606	17	by	by	ADP
inlawrev-2570	606	18	offering	offer	VERB
inlawrev-2570	606	19	substantially	substantially	ADV
inlawrev-2570	606	20	less	less	ADJ
inlawrev-2570	606	21	than	than	ADP
inlawrev-2570	606	22	the	the	DET
inlawrev-2570	606	23	amounts	amount	NOUN
inlawrev-2570	606	24	ultimately	ultimately	ADV
inlawrev-2570	606	25	recovered	recover	VERB
inlawrev-2570	606	26	in	in	ADP
inlawrev-2570	606	27	actions	action	NOUN
inlawrev-2570	606	28	brought	bring	VERB
inlawrev-2570	606	29	by	by	ADP
inlawrev-2570	606	30	such	such	ADJ
inlawrev-2570	606	31	insureds	insured	NOUN
inlawrev-2570	606	32	.	.	PUNCT
inlawrev-2570	607	1	(	(	PUNCT
inlawrev-2570	607	2	8)	8)	NUM
inlawrev-2570	607	3	attempting	attempt	VERB
inlawrev-2570	607	4	to	to	PART
inlawrev-2570	607	5	settle	settle	VERB
inlawrev-2570	607	6	a	a	DET
inlawrev-2570	607	7	claim	claim	NOUN
inlawrev-2570	607	8	for	for	ADP
inlawrev-2570	607	9	less	less	ADJ
inlawrev-2570	607	10	than	than	ADP
inlawrev-2570	607	11	the	the	DET
inlawrev-2570	607	12	amount	amount	NOUN
inlawrev-2570	607	13	to	to	PART
inlawrev-2570	607	14	which	which	PRON
inlawrev-2570	607	15	a	a	DET
inlawrev-2570	607	16	reasonable	reasonable	ADJ
inlawrev-2570	607	17	man	man	NOUN
inlawrev-2570	607	18	would	would	AUX
inlawrev-2570	607	19	have	have	AUX
inlawrev-2570	607	20	believed	believe	VERB
inlawrev-2570	607	21	he	he	PRON
inlawrev-2570	607	22	was	be	AUX
inlawrev-2570	607	23	entitled	entitle	VERB
inlawrev-2570	607	24	by	by	ADP
inlawrev-2570	607	25	reference	reference	NOUN
inlawrev-2570	607	26	to	to	ADP
inlawrev-2570	607	27	written	write	VERB
inlawrev-2570	607	28	or	or	CCONJ
inlawrev-2570	607	29	printed	print	VERB
inlawrev-2570	607	30	advertising	advertising	NOUN
inlawrev-2570	607	31	material	material	NOUN
inlawrev-2570	607	32	accompanying	accompany	VERB
inlawrev-2570	607	33	or	or	CCONJ
inlawrev-2570	607	34	made	make	VERB
inlawrev-2570	607	35	part	part	NOUN
inlawrev-2570	607	36	of	of	ADP
inlawrev-2570	607	37	an	an	DET
inlawrev-2570	607	38	application	application	NOUN
inlawrev-2570	607	39	.	.	PUNCT
inlawrev-2570	608	1	(	(	PUNCT
inlawrev-2570	608	2	9	9	X
inlawrev-2570	608	3	)	)	PUNCT
inlawrev-2570	608	4	attempting	attempt	VERB
inlawrev-2570	608	5	to	to	PART
inlawrev-2570	608	6	settle	settle	VERB
inlawrev-2570	608	7	claims	claim	NOUN
inlawrev-2570	608	8	on	on	ADP
inlawrev-2570	608	9	the	the	DET
inlawrev-2570	608	10	basis	basis	NOUN
inlawrev-2570	608	11	of	of	ADP
inlawrev-2570	608	12	an	an	DET
inlawrev-2570	608	13	application	application	NOUN
inlawrev-2570	608	14	which	which	PRON
inlawrev-2570	608	15	was	be	AUX
inlawrev-2570	608	16	altered	alter	VERB
inlawrev-2570	608	17	242	242	NUM
inlawrev-2570	608	18	indiana	indiana	PROPN
inlawrev-2570	608	19	law	law	PROPN
inlawrev-2570	608	20	review	review	NOUN
inlawrev-2570	608	21	[	[	X
inlawrev-2570	608	22	vol	vol	NOUN
inlawrev-2570	608	23	.	.	PUNCT
inlawrev-2570	608	24	17:223	17:223	NUM
inlawrev-2570	608	25	significantly	significantly	ADV
inlawrev-2570	608	26	,	,	PUNCT
inlawrev-2570	608	27	the	the	DET
inlawrev-2570	608	28	legislation	legislation	NOUN
inlawrev-2570	608	29	crosses	crosse	NOUN
inlawrev-2570	608	30	over	over	ADP
inlawrev-2570	608	31	all	all	DET
inlawrev-2570	608	32	areas	area	NOUN
inlawrev-2570	608	33	of	of	ADP
inlawrev-2570	608	34	insurance	insurance	NOUN
inlawrev-2570	608	35	law	law	NOUN
inlawrev-2570	608	36	.	.	PUNCT
inlawrev-2570	609	1	129	129	NUM
inlawrev-2570	609	2	it	it	PRON
inlawrev-2570	609	3	vests	vest	VERB
inlawrev-2570	609	4	the	the	DET
inlawrev-2570	609	5	insurance	insurance	NOUN
inlawrev-2570	609	6	commissioner	commissioner	NOUN
inlawrev-2570	609	7	with	with	ADP
inlawrev-2570	609	8	new	new	ADJ
inlawrev-2570	609	9	authority	authority	NOUN
inlawrev-2570	609	10	for	for	ADP
inlawrev-2570	609	11	enforcement	enforcement	NOUN
inlawrev-2570	609	12	of	of	ADP
inlawrev-2570	609	13	the	the	DET
inlawrev-2570	609	14	code	code	NOUN
inlawrev-2570	609	15	and	and	CCONJ
inlawrev-2570	609	16	establishes	establish	VERB
inlawrev-2570	609	17	stringent	stringent	ADJ
inlawrev-2570	609	18	monetary	monetary	ADJ
inlawrev-2570	609	19	penalties	penalty	NOUN
inlawrev-2570	609	20	for	for	ADP
inlawrev-2570	609	21	unfair	unfair	ADJ
inlawrev-2570	609	22	claim	claim	NOUN
inlawrev-2570	609	23	settlement	settlement	NOUN
inlawrev-2570	609	24	practices	practice	NOUN
inlawrev-2570	609	25	.	.	PUNCT
inlawrev-2570	610	1	130	130	NUM
inlawrev-2570	610	2	unfortunately	unfortunately	ADV
inlawrev-2570	610	3	,	,	PUNCT
inlawrev-2570	610	4	the	the	DET
inlawrev-2570	610	5	act	act	NOUN
inlawrev-2570	610	6	is	be	AUX
inlawrev-2570	610	7	vague	vague	ADJ
inlawrev-2570	610	8	,	,	PUNCT
inlawrev-2570	610	9	ambiguous	ambiguous	ADJ
inlawrev-2570	610	10	and	and	CCONJ
inlawrev-2570	610	11	lacks	lack	VERB
inlawrev-2570	610	12	sufficient	sufficient	ADJ
inlawrev-2570	610	13	specificity	specificity	NOUN
inlawrev-2570	610	14	to	to	PART
inlawrev-2570	610	15	put	put	VERB
inlawrev-2570	610	16	an	an	DET
inlawrev-2570	610	17	insurer	insurer	NOUN
inlawrev-2570	610	18	on	on	ADP
inlawrev-2570	610	19	notice	notice	NOUN
inlawrev-2570	610	20	of	of	ADP
inlawrev-2570	610	21	the	the	DET
inlawrev-2570	610	22	exact	exact	ADJ
inlawrev-2570	610	23	conduct	conduct	NOUN
inlawrev-2570	610	24	prohibited	prohibit	VERB
inlawrev-2570	610	25	.	.	PUNCT
inlawrev-2570	611	1	terms	term	NOUN
inlawrev-2570	611	2	such	such	ADJ
inlawrev-2570	611	3	as	as	ADP
inlawrev-2570	611	4	*	*	PUNCT
inlawrev-2570	611	5	'	'	PUNCT
inlawrev-2570	611	6	promptly	promptly	ADV
inlawrev-2570	611	7	settle	settle	VERB
inlawrev-2570	611	8	,	,	PUNCT
inlawrev-2570	611	9	"	"	PUNCT
inlawrev-2570	611	10	'	'	PUNCT
inlawrev-2570	611	11	'	'	PUNCT
inlawrev-2570	611	12	provide	provide	VERB
inlawrev-2570	611	13	reasonable	reasonable	ADJ
inlawrev-2570	611	14	explanation	explanation	NOUN
inlawrev-2570	611	15	,	,	PUNCT
inlawrev-2570	611	16	"	"	PUNCT
inlawrev-2570	611	17	and	and	CCONJ
inlawrev-2570	611	18	"	"	PUNCT
inlawrev-2570	611	19	reasonable	reasonable	ADJ
inlawrev-2570	611	20	standards	standard	NOUN
inlawrev-2570	611	21	"	"	PUNCT
inlawrev-2570	611	22	provide	provide	VERB
inlawrev-2570	611	23	little	little	ADJ
inlawrev-2570	611	24	if	if	SCONJ
inlawrev-2570	611	25	any	any	DET
inlawrev-2570	611	26	standard	standard	NOUN
inlawrev-2570	611	27	upon	upon	SCONJ
inlawrev-2570	611	28	which	which	PRON
inlawrev-2570	611	29	the	the	DET
inlawrev-2570	611	30	insurance	insurance	NOUN
inlawrev-2570	611	31	industry	industry	NOUN
inlawrev-2570	611	32	can	can	AUX
inlawrev-2570	611	33	structure	structure	VERB
inlawrev-2570	611	34	its	its	PRON
inlawrev-2570	611	35	course	course	NOUN
inlawrev-2570	611	36	of	of	ADP
inlawrev-2570	611	37	dealings	dealing	NOUN
inlawrev-2570	611	38	with	with	ADP
inlawrev-2570	611	39	an	an	DET
inlawrev-2570	611	40	insured	insure	VERB
inlawrev-2570	611	41	.	.	PUNCT
inlawrev-2570	612	1	further	far	ADV
inlawrev-2570	612	2	,	,	PUNCT
inlawrev-2570	612	3	the	the	DET
inlawrev-2570	612	4	act	act	NOUN
inlawrev-2570	612	5	opens	open	VERB
inlawrev-2570	612	6	the	the	DET
inlawrev-2570	612	7	door	door	NOUN
inlawrev-2570	612	8	for	for	ADP
inlawrev-2570	612	9	new	new	ADJ
inlawrev-2570	612	10	challenges	challenge	NOUN
inlawrev-2570	612	11	to	to	ADP
inlawrev-2570	612	12	the	the	DET
inlawrev-2570	612	13	substantive	substantive	ADJ
inlawrev-2570	612	14	and	and	CCONJ
inlawrev-2570	612	15	evidentiary	evidentiary	ADJ
inlawrev-2570	612	16	restrictions	restriction	NOUN
inlawrev-2570	612	17	imposed	impose	VERB
inlawrev-2570	612	18	by	by	ADP
inlawrev-2570	612	19	the	the	DET
inlawrev-2570	612	20	indiana	indiana	PROPN
inlawrev-2570	612	21	courts	court	NOUN
inlawrev-2570	612	22	for	for	ADP
inlawrev-2570	612	23	punitive	punitive	ADJ
inlawrev-2570	612	24	damage	damage	NOUN
inlawrev-2570	612	25	awards	award	NOUN
inlawrev-2570	612	26	.	.	PUNCT
inlawrev-2570	613	1	the	the	DET
inlawrev-2570	613	2	new	new	ADJ
inlawrev-2570	613	3	section	section	NOUN
inlawrev-2570	613	4	provides	provide	VERB
inlawrev-2570	613	5	that	that	SCONJ
inlawrev-2570	613	6	a	a	DET
inlawrev-2570	613	7	failure	failure	NOUN
inlawrev-2570	613	8	to	to	PART
inlawrev-2570	613	9	properly	properly	ADV
inlawrev-2570	613	10	communicate	communicate	VERB
inlawrev-2570	613	11	,	,	PUNCT
inlawrev-2570	613	12	investigate	investigate	VERB
inlawrev-2570	613	13	,	,	PUNCT
inlawrev-2570	613	14	or	or	CCONJ
inlawrev-2570	613	15	settle	settle	VERB
inlawrev-2570	613	16	claims	claim	NOUN
inlawrev-2570	613	17	constitutes	constitute	VERB
inlawrev-2570	613	18	an	an	DET
inlawrev-2570	613	19	unfair	unfair	ADJ
inlawrev-2570	613	20	settlement	settlement	NOUN
inlawrev-2570	613	21	practice	practice	NOUN
inlawrev-2570	613	22	.	.	PUNCT
inlawrev-2570	614	1	this	this	DET
inlawrev-2570	614	2	language	language	NOUN
inlawrev-2570	614	3	will	will	AUX
inlawrev-2570	614	4	undoubtedly	undoubtedly	ADV
inlawrev-2570	614	5	result	result	VERB
inlawrev-2570	614	6	in	in	ADP
inlawrev-2570	614	7	a	a	DET
inlawrev-2570	614	8	re	re	NOUN
inlawrev-2570	614	9	-	-	NOUN
inlawrev-2570	614	10	examination	examination	NOUN
inlawrev-2570	614	11	of	of	ADP
inlawrev-2570	614	12	recent	recent	ADJ
inlawrev-2570	614	13	court	court	NOUN
inlawrev-2570	614	14	decisions	decision	NOUN
inlawrev-2570	614	15	reversing	reverse	VERB
inlawrev-2570	614	16	punitive	punitive	ADJ
inlawrev-2570	614	17	damage	damage	NOUN
inlawrev-2570	614	18	awards	award	NOUN
inlawrev-2570	614	19	for	for	ADP
inlawrev-2570	614	20	similar	similar	ADJ
inlawrev-2570	614	21	"	"	PUNCT
inlawrev-2570	614	22	unintentional	unintentional	ADJ
inlawrev-2570	614	23	"	"	PUNCT
inlawrev-2570	614	24	conduct	conduct	NOUN
inlawrev-2570	614	25	by	by	ADP
inlawrev-2570	614	26	the	the	DET
inlawrev-2570	614	27	insurer	insurer	NOUN
inlawrev-2570	614	28	.	.	PUNCT
inlawrev-2570	615	1	on	on	ADP
inlawrev-2570	615	2	the	the	DET
inlawrev-2570	615	3	other	other	ADJ
inlawrev-2570	615	4	hand	hand	NOUN
inlawrev-2570	615	5	,	,	PUNCT
inlawrev-2570	615	6	the	the	DET
inlawrev-2570	615	7	commissioner	commissioner	NOUN
inlawrev-2570	615	8	's	's	PART
inlawrev-2570	615	9	authority	authority	NOUN
inlawrev-2570	615	10	to	to	PART
inlawrev-2570	615	11	impose	impose	VERB
inlawrev-2570	615	12	monetary	monetary	ADJ
inlawrev-2570	615	13	penalties	penalty	NOUN
inlawrev-2570	615	14	upon	upon	SCONJ
inlawrev-2570	615	15	carriers	carrier	NOUN
inlawrev-2570	615	16	who	who	PRON
inlawrev-2570	615	17	violate	violate	VERB
inlawrev-2570	615	18	the	the	DET
inlawrev-2570	615	19	unfair	unfair	ADJ
inlawrev-2570	615	20	settlement	settlement	NOUN
inlawrev-2570	615	21	practices	practice	NOUN
inlawrev-2570	615	22	prohibitions	prohibition	NOUN
inlawrev-2570	615	23	might	might	AUX
inlawrev-2570	615	24	operate	operate	VERB
inlawrev-2570	615	25	to	to	PART
inlawrev-2570	615	26	bar	bar	VERB
inlawrev-2570	615	27	punitive	punitive	ADJ
inlawrev-2570	615	28	damages	damage	NOUN
inlawrev-2570	615	29	entirely	entirely	ADV
inlawrev-2570	615	30	if	if	SCONJ
inlawrev-2570	615	31	the	the	DET
inlawrev-2570	615	32	courts	court	NOUN
inlawrev-2570	615	33	apply	apply	VERB
inlawrev-2570	615	34	the	the	DET
inlawrev-2570	615	35	general	general	ADJ
inlawrev-2570	615	36	rule	rule	NOUN
inlawrev-2570	615	37	that	that	SCONJ
inlawrev-2570	615	38	punitive	punitive	ADJ
inlawrev-2570	615	39	damages	damage	NOUN
inlawrev-2570	615	40	are	be	AUX
inlawrev-2570	615	41	improper	improper	ADJ
inlawrev-2570	615	42	when	when	SCONJ
inlawrev-2570	615	43	other	other	ADJ
inlawrev-2570	615	44	monetary	monetary	ADJ
inlawrev-2570	615	45	sanctions	sanction	NOUN
inlawrev-2570	615	46	might	might	AUX
inlawrev-2570	615	47	be	be	AUX
inlawrev-2570	615	48	imposed	impose	VERB
inlawrev-2570	615	49	.	.	PUNCT
inlawrev-2570	616	1	3	3	X
inlawrev-2570	616	2	.	.	X
inlawrev-2570	616	3	comparative	comparative	ADJ
inlawrev-2570	616	4	fault	fault	NOUN
inlawrev-2570	616	5	act.—finally	act.—finally	ADV
inlawrev-2570	616	6	,	,	PUNCT
inlawrev-2570	616	7	the	the	DET
inlawrev-2570	616	8	legislature	legislature	NOUN
inlawrev-2570	616	9	enacted	enact	VERB
inlawrev-2570	616	10	a	a	DET
inlawrev-2570	616	11	comparative	comparative	ADJ
inlawrev-2570	616	12	fault	fault	NOUN
inlawrev-2570	616	13	act	act	NOUN
inlawrev-2570	616	14	131	131	NUM
inlawrev-2570	616	15	during	during	ADP
inlawrev-2570	616	16	this	this	DET
inlawrev-2570	616	17	survey	survey	NOUN
inlawrev-2570	616	18	period	period	NOUN
inlawrev-2570	616	19	.	.	PUNCT
inlawrev-2570	617	1	the	the	DET
inlawrev-2570	617	2	act	act	NOUN
inlawrev-2570	617	3	provides	provide	VERB
inlawrev-2570	617	4	,	,	PUNCT
inlawrev-2570	617	5	in	in	ADP
inlawrev-2570	617	6	part	part	NOUN
inlawrev-2570	617	7	,	,	PUNCT
inlawrev-2570	617	8	that	that	SCONJ
inlawrev-2570	617	9	a	a	DET
inlawrev-2570	617	10	percentage	percentage	NOUN
inlawrev-2570	617	11	of	of	ADP
inlawrev-2570	617	12	fault	fault	NOUN
inlawrev-2570	617	13	must	must	AUX
inlawrev-2570	617	14	be	be	AUX
inlawrev-2570	617	15	assigned	assign	VERB
inlawrev-2570	617	16	to	to	ADP
inlawrev-2570	617	17	the	the	DET
inlawrev-2570	617	18	plaintiff	plaintiff	NOUN
inlawrev-2570	617	19	when	when	SCONJ
inlawrev-2570	617	20	comparative	comparative	ADJ
inlawrev-2570	617	21	fault	fault	NOUN
inlawrev-2570	617	22	is	be	AUX
inlawrev-2570	617	23	at	at	ADP
inlawrev-2570	617	24	issue	issue	NOUN
inlawrev-2570	617	25	.	.	PUNCT
inlawrev-2570	618	1	132	132	NUM
inlawrev-2570	618	2	fault	fault	NOUN
inlawrev-2570	618	3	greater	great	ADJ
inlawrev-2570	618	4	than	than	ADP
inlawrev-2570	618	5	fifty	fifty	NUM
inlawrev-2570	618	6	percent	percent	NOUN
inlawrev-2570	618	7	will	will	AUX
inlawrev-2570	618	8	bar	bar	VERB
inlawrev-2570	618	9	the	the	DET
inlawrev-2570	618	10	plaintiff	plaintiff	NOUN
inlawrev-2570	618	11	's	's	PART
inlawrev-2570	618	12	recovery	recovery	NOUN
inlawrev-2570	618	13	as	as	SCONJ
inlawrev-2570	618	14	did	do	VERB
inlawrev-2570	618	15	the	the	DET
inlawrev-2570	618	16	defense	defense	NOUN
inlawrev-2570	618	17	of	of	ADP
inlawrev-2570	618	18	contributory	contributory	NOUN
inlawrev-2570	618	19	negligence	negligence	NOUN
inlawrev-2570	618	20	.	.	PUNCT
inlawrev-2570	619	1	133	133	NUM
inlawrev-2570	619	2	without	without	ADP
inlawrev-2570	619	3	notice	notice	NOUN
inlawrev-2570	619	4	to	to	ADP
inlawrev-2570	619	5	,	,	PUNCT
inlawrev-2570	619	6	or	or	CCONJ
inlawrev-2570	619	7	knowledge	knowledge	NOUN
inlawrev-2570	619	8	or	or	CCONJ
inlawrev-2570	619	9	consent	consent	NOUN
inlawrev-2570	619	10	of	of	ADP
inlawrev-2570	619	11	,	,	PUNCT
inlawrev-2570	619	12	the	the	DET
inlawrev-2570	619	13	insured	insure	VERB
inlawrev-2570	619	14	.	.	PUNCT
inlawrev-2570	620	1	(	(	PUNCT
inlawrev-2570	620	2	10	10	X
inlawrev-2570	620	3	)	)	PUNCT
inlawrev-2570	620	4	making	make	VERB
inlawrev-2570	620	5	claims	claim	NOUN
inlawrev-2570	620	6	payments	payment	NOUN
inlawrev-2570	620	7	to	to	ADP
inlawrev-2570	620	8	insureds	insured	NOUN
inlawrev-2570	620	9	or	or	CCONJ
inlawrev-2570	620	10	beneficiaries	beneficiary	NOUN
inlawrev-2570	620	11	not	not	PART
inlawrev-2570	620	12	accompanied	accompany	VERB
inlawrev-2570	620	13	by	by	ADP
inlawrev-2570	620	14	a	a	DET
inlawrev-2570	620	15	statement	statement	NOUN
inlawrev-2570	620	16	setting	set	VERB
inlawrev-2570	620	17	forth	forth	ADP
inlawrev-2570	620	18	the	the	DET
inlawrev-2570	620	19	coverage	coverage	NOUN
inlawrev-2570	620	20	under	under	ADP
inlawrev-2570	620	21	which	which	PRON
inlawrev-2570	620	22	the	the	DET
inlawrev-2570	620	23	payments	payment	NOUN
inlawrev-2570	620	24	are	be	AUX
inlawrev-2570	620	25	being	be	AUX
inlawrev-2570	620	26	made	make	VERB
inlawrev-2570	620	27	.	.	PUNCT
inlawrev-2570	621	1	(	(	PUNCT
inlawrev-2570	621	2	11	11	X
inlawrev-2570	621	3	)	)	PUNCT
inlawrev-2570	621	4	making	make	VERB
inlawrev-2570	621	5	known	know	VERB
inlawrev-2570	621	6	to	to	ADP
inlawrev-2570	621	7	insureds	insured	NOUN
inlawrev-2570	621	8	or	or	CCONJ
inlawrev-2570	621	9	claimants	claimant	NOUN
inlawrev-2570	621	10	a	a	DET
inlawrev-2570	621	11	policy	policy	NOUN
inlawrev-2570	621	12	of	of	ADP
inlawrev-2570	621	13	appealing	appeal	VERB
inlawrev-2570	621	14	from	from	ADP
inlawrev-2570	621	15	arbitration	arbitration	NOUN
inlawrev-2570	621	16	awards	award	NOUN
inlawrev-2570	621	17	in	in	ADP
inlawrev-2570	621	18	favor	favor	NOUN
inlawrev-2570	621	19	of	of	ADP
inlawrev-2570	621	20	insureds	insured	NOUN
inlawrev-2570	621	21	or	or	CCONJ
inlawrev-2570	621	22	claimants	claimant	NOUN
inlawrev-2570	621	23	for	for	ADP
inlawrev-2570	621	24	the	the	DET
inlawrev-2570	621	25	purpose	purpose	NOUN
inlawrev-2570	621	26	of	of	ADP
inlawrev-2570	621	27	compelling	compel	VERB
inlawrev-2570	621	28	them	they	PRON
inlawrev-2570	621	29	to	to	PART
inlawrev-2570	621	30	accept	accept	VERB
inlawrev-2570	621	31	settlements	settlement	NOUN
inlawrev-2570	621	32	or	or	CCONJ
inlawrev-2570	621	33	compromises	compromise	VERB
inlawrev-2570	621	34	less	less	ADJ
inlawrev-2570	621	35	than	than	ADP
inlawrev-2570	621	36	the	the	DET
inlawrev-2570	621	37	amount	amount	NOUN
inlawrev-2570	621	38	awarded	award	VERB
inlawrev-2570	621	39	in	in	ADP
inlawrev-2570	621	40	arbitration	arbitration	NOUN
inlawrev-2570	621	41	.	.	PUNCT
inlawrev-2570	622	1	(	(	PUNCT
inlawrev-2570	622	2	12	12	X
inlawrev-2570	622	3	)	)	PUNCT
inlawrev-2570	622	4	delaying	delay	VERB
inlawrev-2570	622	5	the	the	DET
inlawrev-2570	622	6	investigation	investigation	NOUN
inlawrev-2570	622	7	or	or	CCONJ
inlawrev-2570	622	8	payment	payment	NOUN
inlawrev-2570	622	9	of	of	ADP
inlawrev-2570	622	10	claims	claim	NOUN
inlawrev-2570	622	11	by	by	ADP
inlawrev-2570	622	12	requiring	require	VERB
inlawrev-2570	622	13	an	an	DET
inlawrev-2570	622	14	insured	insure	VERB
inlawrev-2570	622	15	,	,	PUNCT
inlawrev-2570	622	16	claimant	claimant	NOUN
inlawrev-2570	622	17	,	,	PUNCT
inlawrev-2570	622	18	or	or	CCONJ
inlawrev-2570	622	19	the	the	DET
inlawrev-2570	622	20	physician	physician	NOUN
inlawrev-2570	622	21	of	of	ADP
inlawrev-2570	622	22	eitherto	eitherto	PROPN
inlawrev-2570	622	23	submit	submit	VERB
inlawrev-2570	622	24	a	a	DET
inlawrev-2570	622	25	preliminary	preliminary	ADJ
inlawrev-2570	622	26	claim	claim	NOUN
inlawrev-2570	622	27	report	report	NOUN
inlawrev-2570	622	28	and	and	CCONJ
inlawrev-2570	622	29	then	then	ADV
inlawrev-2570	622	30	requiring	require	VERB
inlawrev-2570	622	31	the	the	DET
inlawrev-2570	622	32	subsequent	subsequent	ADJ
inlawrev-2570	622	33	submission	submission	NOUN
inlawrev-2570	622	34	of	of	ADP
inlawrev-2570	622	35	formal	formal	ADJ
inlawrev-2570	622	36	proof	proof	NOUN
inlawrev-2570	622	37	of	of	ADP
inlawrev-2570	622	38	loss	loss	NOUN
inlawrev-2570	622	39	forms	form	NOUN
inlawrev-2570	622	40	,	,	PUNCT
inlawrev-2570	622	41	both	both	DET
inlawrev-2570	622	42	of	of	ADP
inlawrev-2570	622	43	which	which	PRON
inlawrev-2570	622	44	submissions	submission	NOUN
inlawrev-2570	622	45	contain	contain	VERB
inlawrev-2570	622	46	substantially	substantially	ADV
inlawrev-2570	622	47	the	the	DET
inlawrev-2570	622	48	same	same	ADJ
inlawrev-2570	622	49	information	information	NOUN
inlawrev-2570	622	50	.	.	PUNCT
inlawrev-2570	623	1	(	(	PUNCT
inlawrev-2570	623	2	13	13	X
inlawrev-2570	623	3	)	)	PUNCT
inlawrev-2570	623	4	failing	fail	VERB
inlawrev-2570	623	5	to	to	PART
inlawrev-2570	623	6	promptly	promptly	ADV
inlawrev-2570	623	7	settle	settle	VERB
inlawrev-2570	623	8	claims	claim	NOUN
inlawrev-2570	623	9	,	,	PUNCT
inlawrev-2570	623	10	where	where	SCONJ
inlawrev-2570	623	11	liability	liability	NOUN
inlawrev-2570	623	12	has	have	AUX
inlawrev-2570	623	13	become	become	VERB
inlawrev-2570	623	14	reasonably	reasonably	ADV
inlawrev-2570	623	15	clear	clear	ADJ
inlawrev-2570	623	16	,	,	PUNCT
inlawrev-2570	623	17	under	under	ADP
inlawrev-2570	623	18	one	one	NUM
inlawrev-2570	623	19	(	(	PUNCT
inlawrev-2570	623	20	1	1	NUM
inlawrev-2570	623	21	)	)	PUNCT
inlawrev-2570	623	22	portion	portion	NOUN
inlawrev-2570	623	23	of	of	ADP
inlawrev-2570	623	24	the	the	DET
inlawrev-2570	623	25	insurance	insurance	NOUN
inlawrev-2570	623	26	policy	policy	NOUN
inlawrev-2570	623	27	coverage	coverage	NOUN
inlawrev-2570	623	28	in	in	ADP
inlawrev-2570	623	29	order	order	NOUN
inlawrev-2570	623	30	to	to	PART
inlawrev-2570	623	31	influence	influence	VERB
inlawrev-2570	623	32	settlements	settlement	NOUN
inlawrev-2570	623	33	under	under	ADP
inlawrev-2570	623	34	other	other	ADJ
inlawrev-2570	623	35	portions	portion	NOUN
inlawrev-2570	623	36	of	of	ADP
inlawrev-2570	623	37	the	the	DET
inlawrev-2570	623	38	insurance	insurance	NOUN
inlawrev-2570	623	39	policy	policy	NOUN
inlawrev-2570	623	40	coverage	coverage	NOUN
inlawrev-2570	623	41	.	.	PUNCT
inlawrev-2570	624	1	(	(	PUNCT
inlawrev-2570	624	2	14	14	X
inlawrev-2570	624	3	)	)	PUNCT
inlawrev-2570	624	4	failing	fail	VERB
inlawrev-2570	624	5	to	to	PART
inlawrev-2570	624	6	promptly	promptly	ADV
inlawrev-2570	624	7	provide	provide	VERB
inlawrev-2570	624	8	a	a	DET
inlawrev-2570	624	9	reasonable	reasonable	ADJ
inlawrev-2570	624	10	explanation	explanation	NOUN
inlawrev-2570	624	11	of	of	ADP
inlawrev-2570	624	12	the	the	DET
inlawrev-2570	624	13	basis	basis	NOUN
inlawrev-2570	624	14	in	in	ADP
inlawrev-2570	624	15	the	the	DET
inlawrev-2570	624	16	insurance	insurance	NOUN
inlawrev-2570	624	17	policy	policy	NOUN
inlawrev-2570	624	18	in	in	ADP
inlawrev-2570	624	19	relation	relation	NOUN
inlawrev-2570	624	20	to	to	ADP
inlawrev-2570	624	21	the	the	DET
inlawrev-2570	624	22	facts	fact	NOUN
inlawrev-2570	624	23	or	or	CCONJ
inlawrev-2570	624	24	applicable	applicable	ADJ
inlawrev-2570	624	25	law	law	NOUN
inlawrev-2570	624	26	for	for	ADP
inlawrev-2570	624	27	denial	denial	NOUN
inlawrev-2570	624	28	of	of	ADP
inlawrev-2570	624	29	a	a	DET
inlawrev-2570	624	30	claim	claim	NOUN
inlawrev-2570	624	31	or	or	CCONJ
inlawrev-2570	624	32	for	for	ADP
inlawrev-2570	624	33	the	the	DET
inlawrev-2570	624	34	offer	offer	NOUN
inlawrev-2570	624	35	of	of	ADP
inlawrev-2570	624	36	a	a	DET
inlawrev-2570	624	37	compromise	compromise	NOUN
inlawrev-2570	624	38	settlement	settlement	NOUN
inlawrev-2570	624	39	.	.	PUNCT
inlawrev-2570	625	1	ind	ind	PROPN
inlawrev-2570	625	2	.	.	PUNCT
inlawrev-2570	626	1	code	code	PROPN
inlawrev-2570	626	2	§	§	PROPN
inlawrev-2570	626	3	27	27	NUM
inlawrev-2570	626	4	-	-	SYM
inlawrev-2570	626	5	4	4	NUM
inlawrev-2570	626	6	-	-	PUNCT
inlawrev-2570	626	7	1	1	NUM
inlawrev-2570	626	8	-	-	SYM
inlawrev-2570	626	9	4.5	4.5	NUM
inlawrev-2570	626	10	(	(	PUNCT
inlawrev-2570	626	11	supp	supp	PROPN
inlawrev-2570	626	12	.	.	PUNCT
inlawrev-2570	626	13	1983	1983	NUM
inlawrev-2570	626	14	)	)	PUNCT
inlawrev-2570	626	15	.	.	PUNCT
inlawrev-2570	627	1	]	]	X
inlawrev-2570	627	2	29	29	NUM
inlawrev-2570	628	1	i	i	PRON
inlawrev-2570	628	2	d.	d.	PROPN
inlawrev-2570	628	3	§	§	PROPN
inlawrev-2570	628	4	27	27	NUM
inlawrev-2570	628	5	-	-	SYM
inlawrev-2570	628	6	4	4	NUM
inlawrev-2570	628	7	-	-	PUNCT
inlawrev-2570	628	8	1	1	NUM
inlawrev-2570	628	9	-	-	SYM
inlawrev-2570	628	10	4	4	NUM
inlawrev-2570	628	11	.	.	PUNCT
inlawrev-2570	629	1	n	n	CCONJ
inlawrev-2570	629	2	"	"	PUNCT
inlawrev-2570	629	3	i	i	PROPN
inlawrev-2570	629	4	d.	d.	PROPN
inlawrev-2570	629	5	§	§	PROPN
inlawrev-2570	629	6	§	§	PROPN
inlawrev-2570	629	7	27	27	NUM
inlawrev-2570	629	8	-	-	SYM
inlawrev-2570	629	9	4	4	NUM
inlawrev-2570	629	10	-	-	PUNCT
inlawrev-2570	629	11	1	1	NUM
inlawrev-2570	629	12	-	-	SYM
inlawrev-2570	629	13	6	6	NUM
inlawrev-2570	629	14	,	,	PUNCT
inlawrev-2570	629	15	-12	-12	PROPN
inlawrev-2570	629	16	.	.	PUNCT
inlawrev-2570	630	1	mact	mact	PROPN
inlawrev-2570	630	2	of	of	ADP
inlawrev-2570	630	3	apr	apr	PROPN
inlawrev-2570	630	4	.	.	PROPN
inlawrev-2570	630	5	21	21	NUM
inlawrev-2570	630	6	,	,	PUNCT
inlawrev-2570	630	7	1983	1983	NUM
inlawrev-2570	630	8	,	,	PUNCT
inlawrev-2570	630	9	pub	pub	NOUN
inlawrev-2570	630	10	.	.	PUNCT
inlawrev-2570	631	1	l.	l.	PROPN
inlawrev-2570	631	2	no	no	INTJ
inlawrev-2570	631	3	.	.	PROPN
inlawrev-2570	632	1	317	317	NUM
inlawrev-2570	632	2	-	-	SYM
inlawrev-2570	632	3	1983	1983	NUM
inlawrev-2570	632	4	,	,	PUNCT
inlawrev-2570	632	5	§	§	PROPN
inlawrev-2570	632	6	1	1	NUM
inlawrev-2570	632	7	,	,	PUNCT
inlawrev-2570	632	8	1983	1983	NUM
inlawrev-2570	632	9	ind	ind	NOUN
inlawrev-2570	632	10	.	.	PUNCT
inlawrev-2570	633	1	acts	act	VERB
inlawrev-2570	633	2	1930	1930	NUM
inlawrev-2570	633	3	,	,	PUNCT
inlawrev-2570	633	4	1930	1930	NUM
inlawrev-2570	633	5	-	-	SYM
inlawrev-2570	633	6	33	33	NUM
inlawrev-2570	633	7	(	(	PUNCT
inlawrev-2570	633	8	codified	codify	VERB
inlawrev-2570	633	9	at	at	ADP
inlawrev-2570	633	10	ind	ind	PROPN
inlawrev-2570	633	11	.	.	PUNCT
inlawrev-2570	634	1	code	code	PROPN
inlawrev-2570	634	2	§	§	PROPN
inlawrev-2570	634	3	34	34	NUM
inlawrev-2570	634	4	-	-	SYM
inlawrev-2570	634	5	4	4	NUM
inlawrev-2570	634	6	-	-	SYM
inlawrev-2570	634	7	33	33	NUM
inlawrev-2570	634	8	-	-	SYM
inlawrev-2570	634	9	1	1	NUM
inlawrev-2570	634	10	to	to	ADP
inlawrev-2570	634	11	-8	-8	ADJ
inlawrev-2570	634	12	(	(	PUNCT
inlawrev-2570	634	13	supp	supp	PROPN
inlawrev-2570	634	14	.	.	PUNCT
inlawrev-2570	634	15	1983	1983	NUM
inlawrev-2570	634	16	)	)	PUNCT
inlawrev-2570	634	17	)	)	PUNCT
inlawrev-2570	634	18	.	.	PUNCT
inlawrev-2570	635	1	,	,	PUNCT
inlawrev-2570	635	2	32	32	NUM
inlawrev-2570	635	3	ind	ind	NOUN
inlawrev-2570	635	4	.	.	PUNCT
inlawrev-2570	636	1	code	code	PROPN
inlawrev-2570	636	2	§	§	PROPN
inlawrev-2570	636	3	34	34	NUM
inlawrev-2570	636	4	-	-	SYM
inlawrev-2570	636	5	4	4	NUM
inlawrev-2570	636	6	-	-	SYM
inlawrev-2570	636	7	33	33	NUM
inlawrev-2570	636	8	-	-	PUNCT
inlawrev-2570	636	9	5(1	5(1	NUM
inlawrev-2570	636	10	)	)	PUNCT
inlawrev-2570	636	11	(	(	PUNCT
inlawrev-2570	636	12	supp	supp	PROPN
inlawrev-2570	636	13	.	.	PUNCT
inlawrev-2570	636	14	1983	1983	NUM
inlawrev-2570	636	15	)	)	PUNCT
inlawrev-2570	636	16	.	.	PUNCT
inlawrev-2570	637	1	m	m	VERB
inlawrev-2570	637	2	/tf	/tf	PROPN
inlawrev-2570	637	3	.	.	PUNCT
inlawrev-2570	638	1	§	§	PROPN
inlawrev-2570	638	2	34	34	NUM
inlawrev-2570	638	3	-	-	SYM
inlawrev-2570	638	4	4	4	NUM
inlawrev-2570	638	5	-	-	SYM
inlawrev-2570	638	6	33	33	NUM
inlawrev-2570	638	7	-	-	PUNCT
inlawrev-2570	638	8	5(2	5(2	NUM
inlawrev-2570	638	9	)	)	PUNCT
inlawrev-2570	638	10	.	.	PUNCT
inlawrev-2570	639	1	1	1	NUM
inlawrev-2570	639	2	984	984	NUM
inlawrev-2570	639	3	]	]	PUNCT
inlawrev-2570	639	4	sur	sur	PROPN
inlawrev-2570	639	5	vey	vey	NOUN
inlawrev-2570	639	6	—	—	PUNCT
inlawrev-2570	639	7	insurance	insurance	NOUN
inlawrev-2570	639	8	243	243	NUM
inlawrev-2570	639	9	the	the	DET
inlawrev-2570	639	10	act	act	NOUN
inlawrev-2570	639	11	is	be	AUX
inlawrev-2570	639	12	mentioned	mention	VERB
inlawrev-2570	639	13	here	here	ADV
inlawrev-2570	639	14	because	because	SCONJ
inlawrev-2570	639	15	of	of	ADP
inlawrev-2570	639	16	the	the	DET
inlawrev-2570	639	17	tremendous	tremendous	ADJ
inlawrev-2570	639	18	impact	impact	NOUN
inlawrev-2570	639	19	it	it	PRON
inlawrev-2570	639	20	will	will	AUX
inlawrev-2570	639	21	ultimately	ultimately	ADV
inlawrev-2570	639	22	have	have	VERB
inlawrev-2570	639	23	on	on	ADP
inlawrev-2570	639	24	the	the	DET
inlawrev-2570	639	25	adjustment	adjustment	NOUN
inlawrev-2570	639	26	and	and	CCONJ
inlawrev-2570	639	27	settlement	settlement	NOUN
inlawrev-2570	639	28	of	of	ADP
inlawrev-2570	639	29	insurance	insurance	NOUN
inlawrev-2570	639	30	claims	claim	NOUN
inlawrev-2570	639	31	.	.	PUNCT
inlawrev-2570	640	1	134	134	NUM
inlawrev-2570	640	2	no	no	ADV
inlawrev-2570	640	3	longer	long	ADV
inlawrev-2570	640	4	faced	face	VERB
inlawrev-2570	640	5	with	with	ADP
inlawrev-2570	640	6	the	the	DET
inlawrev-2570	640	7	devastating	devastating	ADJ
inlawrev-2570	640	8	contributory	contributory	NOUN
inlawrev-2570	640	9	negligence	negligence	NOUN
inlawrev-2570	640	10	defense	defense	NOUN
inlawrev-2570	640	11	,	,	PUNCT
inlawrev-2570	640	12	settlement	settlement	NOUN
inlawrev-2570	640	13	opportunities	opportunity	NOUN
inlawrev-2570	640	14	for	for	ADP
inlawrev-2570	640	15	plaintiffs	plaintiff	NOUN
inlawrev-2570	640	16	should	should	AUX
inlawrev-2570	640	17	increase	increase	VERB
inlawrev-2570	640	18	since	since	SCONJ
inlawrev-2570	640	19	the	the	DET
inlawrev-2570	640	20	likelihood	likelihood	NOUN
inlawrev-2570	640	21	of	of	ADP
inlawrev-2570	640	22	plaintiffs	plaintiff	NOUN
inlawrev-2570	640	23	recovering	recover	VERB
inlawrev-2570	640	24	some	some	DET
inlawrev-2570	640	25	part	part	NOUN
inlawrev-2570	640	26	of	of	ADP
inlawrev-2570	640	27	their	their	PRON
inlawrev-2570	640	28	claim	claim	NOUN
inlawrev-2570	640	29	at	at	ADP
inlawrev-2570	640	30	trial	trial	NOUN
inlawrev-2570	640	31	will	will	AUX
inlawrev-2570	640	32	be	be	AUX
inlawrev-2570	640	33	substantially	substantially	ADV
inlawrev-2570	640	34	greater	great	ADJ
inlawrev-2570	640	35	.	.	PUNCT
inlawrev-2570	641	1	l34	l34	VERB
inlawrev-2570	641	2	for	for	ADP
inlawrev-2570	641	3	a	a	DET
inlawrev-2570	641	4	more	more	ADJ
inlawrev-2570	641	5	in	in	ADP
inlawrev-2570	641	6	depth	depth	NOUN
inlawrev-2570	641	7	discussion	discussion	NOUN
inlawrev-2570	641	8	of	of	ADP
inlawrev-2570	641	9	the	the	DET
inlawrev-2570	641	10	comparative	comparative	ADJ
inlawrev-2570	641	11	fault	fault	NOUN
inlawrev-2570	641	12	act	act	NOUN
inlawrev-2570	641	13	,	,	PUNCT
inlawrev-2570	641	14	see	see	VERB
inlawrev-2570	641	15	symposium	symposium	NOUN
inlawrev-2570	641	16	on	on	ADP
inlawrev-2570	641	17	indiana	indiana	PROPN
inlawrev-2570	641	18	's	's	PART
inlawrev-2570	641	19	comparative	comparative	ADJ
inlawrev-2570	641	20	fault	fault	NOUN
inlawrev-2570	641	21	act	act	NOUN
inlawrev-2570	641	22	,	,	PUNCT
inlawrev-2570	641	23	17	17	NUM
inlawrev-2570	641	24	ind	ind	NOUN
inlawrev-2570	641	25	.	.	PUNCT
inlawrev-2570	642	1	l.	l.	PROPN
inlawrev-2570	642	2	rev	rev	PROPN
inlawrev-2570	642	3	.	.	PUNCT
inlawrev-2570	643	1	no	no	INTJ
inlawrev-2570	643	2	.	.	NOUN
inlawrev-2570	643	3	3	3	NUM
inlawrev-2570	643	4	(	(	PUNCT
inlawrev-2570	643	5	1984	1984	NUM
inlawrev-2570	643	6	)	)	PUNCT
inlawrev-2570	643	7	.	.	PUNCT