id	sid	tid	token	lemma	pos
inlawrev-2632	1	1	indiana	indiana	PROPN
inlawrev-2632	1	2	law	law	PROPN
inlawrev-2632	1	3	review	review	NOUN
inlawrev-2632	1	4	solving	solve	VERB
inlawrev-2632	1	5	statute	statute	NOUN
inlawrev-2632	1	6	of	of	ADP
inlawrev-2632	1	7	limitations	limitation	NOUN
inlawrev-2632	1	8	problems	problem	NOUN
inlawrev-2632	1	9	under	under	ADP
inlawrev-2632	1	10	the	the	DET
inlawrev-2632	1	11	fair	fair	ADJ
inlawrev-2632	1	12	credit	credit	NOUN
inlawrev-2632	1	13	reporting	reporting	NOUN
inlawrev-2632	1	14	act	act	NOUN
inlawrev-2632	1	15	martha	martha	PROPN
inlawrev-2632	1	16	f.	f.	PROPN
inlawrev-2632	1	17	davis	davis	PROPN
inlawrev-2632	1	18	*	*	X
inlawrev-2632	1	19	in	in	ADP
inlawrev-2632	1	20	1981	1981	NUM
inlawrev-2632	1	21	,	,	PUNCT
inlawrev-2632	1	22	mr	mr	PROPN
inlawrev-2632	1	23	.	.	PROPN
inlawrev-2632	1	24	smith	smith	PROPN
inlawrev-2632	1	25	decided	decide	VERB
inlawrev-2632	1	26	to	to	PART
inlawrev-2632	1	27	buy	buy	VERB
inlawrev-2632	1	28	a	a	DET
inlawrev-2632	1	29	house	house	NOUN
inlawrev-2632	1	30	and	and	CCONJ
inlawrev-2632	1	31	proceeded	proceed	VERB
inlawrev-2632	1	32	to	to	PART
inlawrev-2632	1	33	seek	seek	VERB
inlawrev-2632	1	34	a	a	DET
inlawrev-2632	1	35	loan	loan	NOUN
inlawrev-2632	1	36	for	for	ADP
inlawrev-2632	1	37	the	the	DET
inlawrev-2632	1	38	purchase	purchase	NOUN
inlawrev-2632	1	39	.	.	PUNCT
inlawrev-2632	2	1	upon	upon	SCONJ
inlawrev-2632	2	2	submitting	submit	VERB
inlawrev-2632	2	3	a	a	DET
inlawrev-2632	2	4	loan	loan	NOUN
inlawrev-2632	2	5	application	application	NOUN
inlawrev-2632	2	6	to	to	ADP
inlawrev-2632	2	7	the	the	DET
inlawrev-2632	2	8	home	home	NOUN
inlawrev-2632	2	9	loan	loan	NOUN
inlawrev-2632	2	10	division	division	NOUN
inlawrev-2632	2	11	of	of	ADP
inlawrev-2632	2	12	his	his	PRON
inlawrev-2632	2	13	bank	bank	NOUN
inlawrev-2632	2	14	,	,	PUNCT
inlawrev-2632	2	15	mr	mr	PROPN
inlawrev-2632	2	16	.	.	PROPN
inlawrev-2632	2	17	smith	smith	PROPN
inlawrev-2632	2	18	's	's	PART
inlawrev-2632	2	19	credit	credit	NOUN
inlawrev-2632	2	20	was	be	AUX
inlawrev-2632	2	21	investigated	investigate	VERB
inlawrev-2632	2	22	by	by	ADP
inlawrev-2632	2	23	a	a	DET
inlawrev-2632	2	24	bank	bank	NOUN
inlawrev-2632	2	25	loan	loan	NOUN
inlawrev-2632	2	26	officer	officer	NOUN
inlawrev-2632	2	27	—	—	PUNCT
inlawrev-2632	2	28	a	a	DET
inlawrev-2632	2	29	routine	routine	ADJ
inlawrev-2632	2	30	procedure	procedure	NOUN
inlawrev-2632	2	31	in	in	ADP
inlawrev-2632	2	32	such	such	ADJ
inlawrev-2632	2	33	transactions	transaction	NOUN
inlawrev-2632	2	34	.	.	PUNCT
inlawrev-2632	3	1	however	however	ADV
inlawrev-2632	3	2	,	,	PUNCT
inlawrev-2632	3	3	mr	mr	PROPN
inlawrev-2632	3	4	.	.	PROPN
inlawrev-2632	3	5	smith	smith	PROPN
inlawrev-2632	3	6	's	's	PART
inlawrev-2632	3	7	application	application	NOUN
inlawrev-2632	3	8	was	be	AUX
inlawrev-2632	3	9	rejected	reject	VERB
inlawrev-2632	3	10	.	.	PUNCT
inlawrev-2632	4	1	when	when	SCONJ
inlawrev-2632	4	2	mr	mr	PROPN
inlawrev-2632	4	3	.	.	PROPN
inlawrev-2632	4	4	smith	smith	PROPN
inlawrev-2632	4	5	obtained	obtain	VERB
inlawrev-2632	4	6	a	a	DET
inlawrev-2632	4	7	copy	copy	NOUN
inlawrev-2632	4	8	of	of	ADP
inlawrev-2632	4	9	his	his	PRON
inlawrev-2632	4	10	credit	credit	NOUN
inlawrev-2632	4	11	report	report	NOUN
inlawrev-2632	4	12	,	,	PUNCT
inlawrev-2632	4	13	he	he	PRON
inlawrev-2632	4	14	discovered	discover	VERB
inlawrev-2632	4	15	an	an	DET
inlawrev-2632	4	16	error	error	NOUN
inlawrev-2632	4	17	that	that	PRON
inlawrev-2632	4	18	had	have	AUX
inlawrev-2632	4	19	affected	affect	VERB
inlawrev-2632	4	20	his	his	PRON
inlawrev-2632	4	21	credit	credit	NOUN
inlawrev-2632	4	22	rating	rating	NOUN
inlawrev-2632	4	23	and	and	CCONJ
inlawrev-2632	4	24	had	have	AUX
inlawrev-2632	4	25	caused	cause	VERB
inlawrev-2632	4	26	the	the	DET
inlawrev-2632	4	27	bank	bank	NOUN
inlawrev-2632	4	28	to	to	PART
inlawrev-2632	4	29	reject	reject	VERB
inlawrev-2632	4	30	his	his	PRON
inlawrev-2632	4	31	loan	loan	NOUN
inlawrev-2632	4	32	application	application	NOUN
inlawrev-2632	4	33	.	.	PUNCT
inlawrev-2632	5	1	he	he	PRON
inlawrev-2632	5	2	informed	inform	VERB
inlawrev-2632	5	3	the	the	DET
inlawrev-2632	5	4	credit	credit	NOUN
inlawrev-2632	5	5	agency	agency	NOUN
inlawrev-2632	5	6	of	of	ADP
inlawrev-2632	5	7	the	the	DET
inlawrev-2632	5	8	problem	problem	NOUN
inlawrev-2632	5	9	and	and	CCONJ
inlawrev-2632	5	10	was	be	AUX
inlawrev-2632	5	11	told	tell	VERB
inlawrev-2632	5	12	that	that	SCONJ
inlawrev-2632	5	13	the	the	DET
inlawrev-2632	5	14	error	error	NOUN
inlawrev-2632	5	15	would	would	AUX
inlawrev-2632	5	16	be	be	AUX
inlawrev-2632	5	17	erased	erase	VERB
inlawrev-2632	5	18	from	from	ADP
inlawrev-2632	5	19	the	the	DET
inlawrev-2632	5	20	agency	agency	NOUN
inlawrev-2632	5	21	's	's	PART
inlawrev-2632	5	22	computer	computer	NOUN
inlawrev-2632	5	23	record	record	NOUN
inlawrev-2632	5	24	.	.	PUNCT
inlawrev-2632	6	1	in	in	ADP
inlawrev-2632	6	2	1982	1982	NUM
inlawrev-2632	6	3	,	,	PUNCT
inlawrev-2632	6	4	mr	mr	PROPN
inlawrev-2632	6	5	.	.	PROPN
inlawrev-2632	6	6	smith	smith	PROPN
inlawrev-2632	6	7	decided	decide	VERB
inlawrev-2632	6	8	to	to	PART
inlawrev-2632	6	9	buy	buy	VERB
inlawrev-2632	6	10	a	a	DET
inlawrev-2632	6	11	car	car	NOUN
inlawrev-2632	6	12	.	.	PUNCT
inlawrev-2632	7	1	again	again	ADV
inlawrev-2632	7	2	,	,	PUNCT
inlawrev-2632	7	3	his	his	PRON
inlawrev-2632	7	4	apphcation	apphcation	NOUN
inlawrev-2632	7	5	for	for	ADP
inlawrev-2632	7	6	a	a	DET
inlawrev-2632	7	7	loan	loan	NOUN
inlawrev-2632	7	8	was	be	AUX
inlawrev-2632	7	9	refused	refuse	VERB
inlawrev-2632	7	10	on	on	ADP
inlawrev-2632	7	11	the	the	DET
inlawrev-2632	7	12	basis	basis	NOUN
inlawrev-2632	7	13	of	of	ADP
inlawrev-2632	7	14	the	the	DET
inlawrev-2632	7	15	same	same	ADJ
inlawrev-2632	7	16	erroneous	erroneous	ADJ
inlawrev-2632	7	17	credit	credit	NOUN
inlawrev-2632	7	18	report	report	NOUN
inlawrev-2632	7	19	.	.	PUNCT
inlawrev-2632	8	1	smith	smith	PROPN
inlawrev-2632	8	2	contacted	contact	VERB
inlawrev-2632	8	3	the	the	DET
inlawrev-2632	8	4	agency	agency	NOUN
inlawrev-2632	8	5	again	again	ADV
inlawrev-2632	8	6	and	and	CCONJ
inlawrev-2632	8	7	was	be	AUX
inlawrev-2632	8	8	assured	assure	VERB
inlawrev-2632	8	9	that	that	SCONJ
inlawrev-2632	8	10	the	the	DET
inlawrev-2632	8	11	error	error	NOUN
inlawrev-2632	8	12	would	would	AUX
inlawrev-2632	8	13	be	be	AUX
inlawrev-2632	8	14	erased	erase	VERB
inlawrev-2632	8	15	.	.	PUNCT
inlawrev-2632	9	1	more	more	ADJ
inlawrev-2632	9	2	than	than	ADP
inlawrev-2632	9	3	two	two	NUM
inlawrev-2632	9	4	years	year	NOUN
inlawrev-2632	9	5	later	later	ADV
inlawrev-2632	9	6	,	,	PUNCT
inlawrev-2632	9	7	in	in	ADP
inlawrev-2632	9	8	1985	1985	NUM
inlawrev-2632	9	9	,	,	PUNCT
inlawrev-2632	9	10	mr	mr	PROPN
inlawrev-2632	9	11	.	.	PROPN
inlawrev-2632	9	12	smith	smith	PROPN
inlawrev-2632	9	13	applied	apply	VERB
inlawrev-2632	9	14	for	for	ADP
inlawrev-2632	9	15	a	a	DET
inlawrev-2632	9	16	credit	credit	NOUN
inlawrev-2632	9	17	card	card	NOUN
inlawrev-2632	9	18	.	.	PUNCT
inlawrev-2632	10	1	when	when	SCONJ
inlawrev-2632	10	2	his	his	PRON
inlawrev-2632	10	3	application	application	NOUN
inlawrev-2632	10	4	was	be	AUX
inlawrev-2632	10	5	refused	refuse	VERB
inlawrev-2632	10	6	because	because	SCONJ
inlawrev-2632	10	7	of	of	ADP
inlawrev-2632	10	8	the	the	DET
inlawrev-2632	10	9	same	same	ADJ
inlawrev-2632	10	10	uncorrected	uncorrecte	VERB
inlawrev-2632	10	11	error	error	NOUN
inlawrev-2632	10	12	,	,	PUNCT
inlawrev-2632	10	13	mr	mr	PROPN
inlawrev-2632	10	14	.	.	PROPN
inlawrev-2632	10	15	smith	smith	PROPN
inlawrev-2632	10	16	filed	file	VERB
inlawrev-2632	10	17	for	for	ADP
inlawrev-2632	10	18	relief	relief	NOUN
inlawrev-2632	10	19	in	in	ADP
inlawrev-2632	10	20	federal	federal	ADJ
inlawrev-2632	10	21	court	court	NOUN
inlawrev-2632	10	22	,	,	PUNCT
inlawrev-2632	10	23	claiming	claim	VERB
inlawrev-2632	10	24	that	that	SCONJ
inlawrev-2632	10	25	the	the	DET
inlawrev-2632	10	26	credit	credit	NOUN
inlawrev-2632	10	27	reporting	reporting	NOUN
inlawrev-2632	10	28	agency	agency	NOUN
inlawrev-2632	10	29	had	have	AUX
inlawrev-2632	10	30	violated	violate	VERB
inlawrev-2632	10	31	the	the	DET
inlawrev-2632	10	32	provisions	provision	NOUN
inlawrev-2632	10	33	of	of	ADP
inlawrev-2632	10	34	the	the	DET
inlawrev-2632	10	35	fair	fair	ADJ
inlawrev-2632	10	36	credit	credit	NOUN
inlawrev-2632	10	37	reporting	reporting	NOUN
inlawrev-2632	10	38	act	act	NOUN
inlawrev-2632	10	39	(	(	PUNCT
inlawrev-2632	10	40	fcra	fcra	NOUN
inlawrev-2632	10	41	)	)	PUNCT
inlawrev-2632	10	42	.	.	PUNCT
inlawrev-2632	10	43	'	'	PUNCT
inlawrev-2632	11	1	the	the	DET
inlawrev-2632	11	2	fcra	fcra	NOUN
inlawrev-2632	11	3	requires	require	VERB
inlawrev-2632	11	4	that	that	SCONJ
inlawrev-2632	11	5	credit	credit	NOUN
inlawrev-2632	11	6	reporting	reporting	NOUN
inlawrev-2632	11	7	agencies	agency	NOUN
inlawrev-2632	11	8	adopt	adopt	VERB
inlawrev-2632	11	9	"	"	PUNCT
inlawrev-2632	11	10	reasonable	reasonable	ADJ
inlawrev-2632	11	11	procedures"^	procedures"^	NOUN
inlawrev-2632	11	12	to	to	PART
inlawrev-2632	11	13	ensure	ensure	VERB
inlawrev-2632	11	14	the	the	DET
inlawrev-2632	11	15	"	"	PUNCT
inlawrev-2632	11	16	confidentiality	confidentiality	NOUN
inlawrev-2632	11	17	,	,	PUNCT
inlawrev-2632	11	18	accuracy	accuracy	NOUN
inlawrev-2632	11	19	,	,	PUNCT
inlawrev-2632	11	20	relevancy	relevancy	NOUN
inlawrev-2632	11	21	,	,	PUNCT
inlawrev-2632	11	22	and	and	CCONJ
inlawrev-2632	11	23	proper	proper	ADJ
inlawrev-2632	11	24	utilization"^	utilization"^	NOUN
inlawrev-2632	11	25	of	of	ADP
inlawrev-2632	11	26	the	the	DET
inlawrev-2632	11	27	information	information	NOUN
inlawrev-2632	11	28	which	which	PRON
inlawrev-2632	11	29	they	they	PRON
inlawrev-2632	11	30	gather	gather	VERB
inlawrev-2632	11	31	and	and	CCONJ
inlawrev-2632	11	32	provide	provide	VERB
inlawrev-2632	11	33	to	to	ADP
inlawrev-2632	11	34	*	*	PUNCT
inlawrev-2632	11	35	a.b	a.b	PROPN
inlawrev-2632	11	36	.	.	PROPN
inlawrev-2632	11	37	,	,	PUNCT
inlawrev-2632	11	38	harvard	harvard	PROPN
inlawrev-2632	11	39	college	college	PROPN
inlawrev-2632	11	40	;	;	PUNCT
inlawrev-2632	11	41	b.a	b.a	PROPN
inlawrev-2632	11	42	.	.	PROPN
inlawrev-2632	11	43	,	,	PUNCT
inlawrev-2632	11	44	trinity	trinity	PROPN
inlawrev-2632	11	45	college	college	PROPN
inlawrev-2632	11	46	,	,	PUNCT
inlawrev-2632	11	47	oxford	oxford	PROPN
inlawrev-2632	11	48	university	university	PROPN
inlawrev-2632	11	49	;	;	PUNCT
inlawrev-2632	11	50	j.d	j.d	PROPN
inlawrev-2632	11	51	.	.	PROPN
inlawrev-2632	11	52	,	,	PUNCT
inlawrev-2632	11	53	university	university	PROPN
inlawrev-2632	11	54	of	of	ADP
inlawrev-2632	11	55	chicago	chicago	PROPN
inlawrev-2632	11	56	.	.	PUNCT
inlawrev-2632	12	1	i	i	PRON
inlawrev-2632	12	2	am	be	AUX
inlawrev-2632	12	3	indebted	indebted	ADJ
inlawrev-2632	12	4	to	to	ADP
inlawrev-2632	12	5	david	david	PROPN
inlawrev-2632	12	6	pellman	pellman	PROPN
inlawrev-2632	12	7	for	for	ADP
inlawrev-2632	12	8	his	his	PRON
inlawrev-2632	12	9	assistance	assistance	NOUN
inlawrev-2632	12	10	in	in	ADP
inlawrev-2632	12	11	the	the	DET
inlawrev-2632	12	12	preparation	preparation	NOUN
inlawrev-2632	12	13	of	of	ADP
inlawrev-2632	12	14	this	this	DET
inlawrev-2632	12	15	article	article	NOUN
inlawrev-2632	12	16	.	.	PUNCT
inlawrev-2632	13	1	james	james	PROPN
inlawrev-2632	13	2	t.	t.	PROPN
inlawrev-2632	13	3	moody	moody	PROPN
inlawrev-2632	13	4	also	also	ADV
inlawrev-2632	13	5	provided	provide	VERB
inlawrev-2632	13	6	helpful	helpful	ADJ
inlawrev-2632	13	7	comments	comment	NOUN
inlawrev-2632	13	8	on	on	ADP
inlawrev-2632	13	9	an	an	DET
inlawrev-2632	13	10	earlier	early	ADJ
inlawrev-2632	13	11	draft	draft	NOUN
inlawrev-2632	13	12	.	.	PUNCT
inlawrev-2632	14	1	'	'	PUNCT
inlawrev-2632	14	2	fair	fair	ADJ
inlawrev-2632	14	3	credit	credit	NOUN
inlawrev-2632	14	4	reporting	reporting	NOUN
inlawrev-2632	14	5	act	act	NOUN
inlawrev-2632	14	6	§	§	PROPN
inlawrev-2632	14	7	601	601	NUM
inlawrev-2632	14	8	,	,	PUNCT
inlawrev-2632	14	9	15	15	NUM
inlawrev-2632	14	10	u.s.c	u.s.c	NOUN
inlawrev-2632	14	11	.	.	PUNCT
inlawrev-2632	15	1	§	§	PROPN
inlawrev-2632	15	2	1681	1681	NUM
inlawrev-2632	15	3	(	(	PUNCT
inlawrev-2632	15	4	1982	1982	NUM
inlawrev-2632	15	5	)	)	PUNCT
inlawrev-2632	16	1	[	[	X
inlawrev-2632	16	2	hereinafter	hereinafter	NOUN
inlawrev-2632	16	3	cited	cite	VERB
inlawrev-2632	16	4	as	as	ADP
inlawrev-2632	16	5	fcra	fcra	NOUN
inlawrev-2632	16	6	]	]	PUNCT
inlawrev-2632	16	7	.	.	PUNCT
inlawrev-2632	17	1	this	this	DET
inlawrev-2632	17	2	act	act	NOUN
inlawrev-2632	17	3	is	be	AUX
inlawrev-2632	17	4	an	an	DET
inlawrev-2632	17	5	amendment	amendment	NOUN
inlawrev-2632	17	6	to	to	ADP
inlawrev-2632	17	7	the	the	DET
inlawrev-2632	17	8	consumer	consumer	NOUN
inlawrev-2632	17	9	credit	credit	NOUN
inlawrev-2632	17	10	protection	protection	PROPN
inlawrev-2632	17	11	act	act	PROPN
inlawrev-2632	17	12	,	,	PUNCT
inlawrev-2632	17	13	15	15	NUM
inlawrev-2632	17	14	u.s.c	u.s.c	ADJ
inlawrev-2632	17	15	.	.	PUNCT
inlawrev-2632	18	1	§	§	PROPN
inlawrev-2632	18	2	1601	1601	NUM
inlawrev-2632	18	3	(	(	PUNCT
inlawrev-2632	18	4	1982	1982	NUM
inlawrev-2632	18	5	)	)	PUNCT
inlawrev-2632	18	6	.	.	PUNCT
inlawrev-2632	19	1	for	for	ADP
inlawrev-2632	19	2	a	a	DET
inlawrev-2632	19	3	general	general	ADJ
inlawrev-2632	19	4	review	review	NOUN
inlawrev-2632	19	5	of	of	ADP
inlawrev-2632	19	6	the	the	DET
inlawrev-2632	19	7	fcra	fcra	NOUN
inlawrev-2632	19	8	see	see	VERB
inlawrev-2632	19	9	annot	annot	ADV
inlawrev-2632	19	10	.	.	PUNCT
inlawrev-2632	20	1	,	,	PUNCT
inlawrev-2632	20	2	17	17	NUM
inlawrev-2632	20	3	a.l.r	a.l.r	NOUN
inlawrev-2632	20	4	.	.	PUNCT
inlawrev-2632	21	1	fed	fed	PROPN
inlawrev-2632	21	2	.	.	PUNCT
inlawrev-2632	22	1	675	675	NUM
inlawrev-2632	22	2	(	(	PUNCT
inlawrev-2632	22	3	1973	1973	NUM
inlawrev-2632	22	4	)	)	PUNCT
inlawrev-2632	22	5	.	.	PUNCT
inlawrev-2632	23	1	see	see	VERB
inlawrev-2632	23	2	also	also	ADV
inlawrev-2632	23	3	kaswell	kaswell	PROPN
inlawrev-2632	23	4	&	&	CCONJ
inlawrev-2632	23	5	sullivan	sullivan	PROPN
inlawrev-2632	23	6	,	,	PUNCT
inlawrev-2632	23	7	credit	credit	NOUN
inlawrev-2632	23	8	reporting	reporting	NOUN
inlawrev-2632	23	9	and	and	CCONJ
inlawrev-2632	23	10	collection	collection	NOUN
inlawrev-2632	23	11	practices	practice	NOUN
inlawrev-2632	23	12	,	,	PUNCT
inlawrev-2632	23	13	38	38	NUM
inlawrev-2632	23	14	bus	bus	NOUN
inlawrev-2632	23	15	.	.	PUNCT
inlawrev-2632	24	1	law	law	NOUN
inlawrev-2632	24	2	.	.	PUNCT
inlawrev-2632	25	1	1371	1371	NUM
inlawrev-2632	25	2	(	(	PUNCT
inlawrev-2632	25	3	1983	1983	NUM
inlawrev-2632	25	4	)	)	PUNCT
inlawrev-2632	25	5	.	.	PUNCT
inlawrev-2632	26	1	^5	^5	PROPN
inlawrev-2632	26	2	u.s.c	u.s.c	ADJ
inlawrev-2632	26	3	.	.	PUNCT
inlawrev-2632	27	1	§	§	NOUN
inlawrev-2632	27	2	1681b	1681b	NUM
inlawrev-2632	27	3	.	.	PUNCT
inlawrev-2632	28	1	section	section	NOUN
inlawrev-2632	28	2	1681e	1681e	PROPN
inlawrev-2632	28	3	explains	explain	VERB
inlawrev-2632	28	4	that	that	SCONJ
inlawrev-2632	28	5	a	a	DET
inlawrev-2632	28	6	credit	credit	NOUN
inlawrev-2632	28	7	bureau	bureau	NOUN
inlawrev-2632	28	8	discharges	discharge	VERB
inlawrev-2632	28	9	its	its	PRON
inlawrev-2632	28	10	obligation	obligation	NOUN
inlawrev-2632	28	11	to	to	PART
inlawrev-2632	28	12	maintain	maintain	VERB
inlawrev-2632	28	13	reasonable	reasonable	ADJ
inlawrev-2632	28	14	procedures	procedure	NOUN
inlawrev-2632	28	15	by	by	ADP
inlawrev-2632	28	16	making	make	VERB
inlawrev-2632	28	17	certain	certain	ADJ
inlawrev-2632	28	18	that	that	SCONJ
inlawrev-2632	28	19	reports	report	NOUN
inlawrev-2632	28	20	are	be	AUX
inlawrev-2632	28	21	accurate	accurate	ADJ
inlawrev-2632	28	22	and	and	CCONJ
inlawrev-2632	28	23	by	by	ADP
inlawrev-2632	28	24	divulging	divulge	VERB
inlawrev-2632	28	25	the	the	DET
inlawrev-2632	28	26	contents	content	NOUN
inlawrev-2632	28	27	of	of	ADP
inlawrev-2632	28	28	a	a	DET
inlawrev-2632	28	29	subject	subject	NOUN
inlawrev-2632	28	30	's	's	PART
inlawrev-2632	28	31	file	file	NOUN
inlawrev-2632	28	32	only	only	ADV
inlawrev-2632	28	33	upon	upon	SCONJ
inlawrev-2632	28	34	a	a	DET
inlawrev-2632	28	35	proper	proper	ADJ
inlawrev-2632	28	36	request	request	NOUN
inlawrev-2632	28	37	.	.	PUNCT
inlawrev-2632	29	1	15	15	NUM
inlawrev-2632	29	2	u.s.c	u.s.c	ADJ
inlawrev-2632	29	3	.	.	PUNCT
inlawrev-2632	30	1	§	§	PROPN
inlawrev-2632	30	2	1681e	1681e	NUM
inlawrev-2632	30	3	.	.	PUNCT
inlawrev-2632	31	1	see	see	VERB
inlawrev-2632	31	2	note	note	NOUN
inlawrev-2632	31	3	,	,	PUNCT
inlawrev-2632	31	4	protecting	protect	VERB
inlawrev-2632	31	5	the	the	DET
inlawrev-2632	31	6	subjects	subject	NOUN
inlawrev-2632	31	7	of	of	ADP
inlawrev-2632	31	8	credit	credit	NOUN
inlawrev-2632	31	9	reports	report	NOUN
inlawrev-2632	31	10	,	,	PUNCT
inlawrev-2632	31	11	80	80	NUM
inlawrev-2632	31	12	yale	yale	PROPN
inlawrev-2632	31	13	l.j	l.j	PROPN
inlawrev-2632	31	14	.	.	PROPN
inlawrev-2632	31	15	1035	1035	NUM
inlawrev-2632	31	16	,	,	PUNCT
inlawrev-2632	31	17	1066	1066	NUM
inlawrev-2632	31	18	-	-	SYM
inlawrev-2632	31	19	67	67	NUM
inlawrev-2632	31	20	(	(	PUNCT
inlawrev-2632	31	21	1971	1971	NUM
inlawrev-2632	31	22	)	)	PUNCT
inlawrev-2632	31	23	.	.	PUNCT
inlawrev-2632	32	1	judicial	judicial	ADJ
inlawrev-2632	32	2	definitions	definition	NOUN
inlawrev-2632	32	3	of	of	ADP
inlawrev-2632	32	4	"	"	PUNCT
inlawrev-2632	32	5	reasonable	reasonable	ADJ
inlawrev-2632	32	6	procedures	procedure	NOUN
inlawrev-2632	32	7	"	"	PUNCT
inlawrev-2632	32	8	are	be	AUX
inlawrev-2632	32	9	discussed	discuss	VERB
inlawrev-2632	32	10	infra	infra	NOUN
inlawrev-2632	32	11	at	at	ADP
inlawrev-2632	32	12	notes	note	NOUN
inlawrev-2632	32	13	26	26	NUM
inlawrev-2632	32	14	-	-	SYM
inlawrev-2632	32	15	30	30	NUM
inlawrev-2632	32	16	.	.	PUNCT
inlawrev-2632	33	1	according	accord	VERB
inlawrev-2632	33	2	to	to	ADP
inlawrev-2632	33	3	one	one	NUM
inlawrev-2632	33	4	commentator	commentator	NOUN
inlawrev-2632	33	5	,	,	PUNCT
inlawrev-2632	33	6	"	"	PUNCT
inlawrev-2632	33	7	[	[	X
inlawrev-2632	33	8	this	this	PRON
inlawrev-2632	33	9	]	]	PUNCT
inlawrev-2632	33	10	agreement	agreement	NOUN
inlawrev-2632	33	11	stands	stand	VERB
inlawrev-2632	33	12	for	for	ADP
inlawrev-2632	33	13	the	the	DET
inlawrev-2632	33	14	proposition	proposition	NOUN
inlawrev-2632	33	15	that	that	SCONJ
inlawrev-2632	33	16	whenever	whenever	SCONJ
inlawrev-2632	33	17	credit	credit	NOUN
inlawrev-2632	33	18	bureaus	bureau	NOUN
inlawrev-2632	33	19	reasonably	reasonably	ADV
inlawrev-2632	33	20	should	should	AUX
inlawrev-2632	33	21	know	know	VERB
inlawrev-2632	33	22	of	of	ADP
inlawrev-2632	33	23	systematic	systematic	ADJ
inlawrev-2632	33	24	errors	error	NOUN
inlawrev-2632	33	25	in	in	ADP
inlawrev-2632	33	26	their	their	PRON
inlawrev-2632	33	27	reporting	reporting	NOUN
inlawrev-2632	33	28	systems	system	NOUN
inlawrev-2632	33	29	,	,	PUNCT
inlawrev-2632	33	30	then	then	ADV
inlawrev-2632	33	31	they	they	PRON
inlawrev-2632	33	32	must	must	AUX
inlawrev-2632	33	33	evaluate	evaluate	VERB
inlawrev-2632	33	34	and	and	CCONJ
inlawrev-2632	33	35	implement	implement	VERB
inlawrev-2632	33	36	system	system	NOUN
inlawrev-2632	33	37	adjustments	adjustment	NOUN
inlawrev-2632	33	38	that	that	PRON
inlawrev-2632	33	39	could	could	AUX
inlawrev-2632	33	40	reduce	reduce	VERB
inlawrev-2632	33	41	the	the	DET
inlawrev-2632	33	42	inaccuracies	inaccuracy	NOUN
inlawrev-2632	33	43	in	in	ADP
inlawrev-2632	33	44	a	a	DET
inlawrev-2632	33	45	cost	cost	NOUN
inlawrev-2632	33	46	-	-	PUNCT
inlawrev-2632	33	47	effective	effective	ADJ
inlawrev-2632	33	48	manner	manner	NOUN
inlawrev-2632	33	49	.	.	PUNCT
inlawrev-2632	33	50	"	"	PUNCT
inlawrev-2632	34	1	fortney	fortney	NOUN
inlawrev-2632	34	2	,	,	PUNCT
inlawrev-2632	34	3	consumer	consumer	NOUN
inlawrev-2632	34	4	credit	credit	NOUN
inlawrev-2632	34	5	compliance	compliance	NOUN
inlawrev-2632	34	6	and	and	CCONJ
inlawrev-2632	34	7	the	the	DET
inlawrev-2632	34	8	federal	federal	PROPN
inlawrev-2632	34	9	trade	trade	PROPN
inlawrev-2632	34	10	commission	commission	PROPN
inlawrev-2632	34	11	:	:	PUNCT
inlawrev-2632	34	12	sketching	sketch	VERB
inlawrev-2632	34	13	the	the	DET
inlawrev-2632	34	14	new	new	ADJ
inlawrev-2632	34	15	directions	direction	NOUN
inlawrev-2632	34	16	,	,	PUNCT
inlawrev-2632	34	17	39	39	NUM
inlawrev-2632	34	18	bus	bus	NOUN
inlawrev-2632	34	19	.	.	PUNCT
inlawrev-2632	35	1	law	law	NOUN
inlawrev-2632	35	2	.	.	PUNCT
inlawrev-2632	36	1	1305	1305	NUM
inlawrev-2632	36	2	,	,	PUNCT
inlawrev-2632	36	3	1313	1313	NUM
inlawrev-2632	36	4	(	(	PUNCT
inlawrev-2632	36	5	1984	1984	NUM
inlawrev-2632	36	6	)	)	PUNCT
inlawrev-2632	36	7	(	(	PUNCT
inlawrev-2632	36	8	footnote	footnote	VERB
inlawrev-2632	36	9	omitted	omit	VERB
inlawrev-2632	36	10	)	)	PUNCT
inlawrev-2632	36	11	.	.	PUNCT
inlawrev-2632	37	1	"	"	PUNCT
inlawrev-2632	37	2	[	[	X
inlawrev-2632	37	3	this	this	DET
inlawrev-2632	37	4	calling	calling	NOUN
inlawrev-2632	37	5	]	]	PUNCT
inlawrev-2632	37	6	for	for	ADP
inlawrev-2632	37	7	incremental	incremental	ADJ
inlawrev-2632	37	8	increases	increase	NOUN
inlawrev-2632	37	9	in	in	ADP
inlawrev-2632	37	10	the	the	DET
inlawrev-2632	37	11	accuracy	accuracy	NOUN
inlawrev-2632	37	12	of	of	ADP
inlawrev-2632	37	13	the	the	DET
inlawrev-2632	37	14	credit	credit	NOUN
inlawrev-2632	37	15	information	information	NOUN
inlawrev-2632	37	16	system	system	NOUN
inlawrev-2632	37	17	"	"	PUNCT
inlawrev-2632	37	18	takes	take	VERB
inlawrev-2632	37	19	account	account	NOUN
inlawrev-2632	37	20	of	of	ADP
inlawrev-2632	37	21	the	the	DET
inlawrev-2632	37	22	fact	fact	NOUN
inlawrev-2632	37	23	that	that	SCONJ
inlawrev-2632	37	24	one	one	NUM
inlawrev-2632	37	25	hundred	hundred	NUM
inlawrev-2632	37	26	percent	percent	NOUN
inlawrev-2632	37	27	accuracy	accuracy	NOUN
inlawrev-2632	37	28	is	be	AUX
inlawrev-2632	37	29	probably	probably	ADV
inlawrev-2632	37	30	unattainable	unattainable	ADJ
inlawrev-2632	37	31	at	at	ADP
inlawrev-2632	37	32	any	any	DET
inlawrev-2632	37	33	cost	cost	NOUN
inlawrev-2632	37	34	.	.	PUNCT
inlawrev-2632	38	1	i	i	PRON
inlawrev-2632	38	2	d.	d.	PROPN
inlawrev-2632	38	3	m5	m5	PROPN
inlawrev-2632	38	4	u.s.c	u.s.c	ADJ
inlawrev-2632	38	5	.	.	PUNCT
inlawrev-2632	39	1	§	§	NOUN
inlawrev-2632	39	2	1681b	1681b	NUM
inlawrev-2632	39	3	.	.	PUNCT
inlawrev-2632	40	1	see	see	VERB
inlawrev-2632	40	2	,	,	PUNCT
inlawrev-2632	40	3	e.g	e.g	PROPN
inlawrev-2632	40	4	..	..	PROPN
inlawrev-2632	40	5	heath	heath	PROPN
inlawrev-2632	40	6	v.	v.	ADP
inlawrev-2632	40	7	credit	credit	PROPN
inlawrev-2632	40	8	bureau	bureau	PROPN
inlawrev-2632	40	9	of	of	ADP
inlawrev-2632	40	10	sheridan	sheridan	PROPN
inlawrev-2632	40	11	,	,	PUNCT
inlawrev-2632	40	12	inc	inc	PROPN
inlawrev-2632	40	13	.	.	PROPN
inlawrev-2632	40	14	,	,	PUNCT
inlawrev-2632	40	15	618	618	NUM
inlawrev-2632	40	16	f.	f.	NOUN
inlawrev-2632	40	17	2d	2d	PROPN
inlawrev-2632	40	18	693	693	NUM
inlawrev-2632	40	19	(	(	PUNCT
inlawrev-2632	40	20	10th	10th	ADJ
inlawrev-2632	40	21	cir	cir	NOUN
inlawrev-2632	40	22	.	.	PUNCT
inlawrev-2632	40	23	1980	1980	NUM
inlawrev-2632	40	24	)	)	PUNCT
inlawrev-2632	40	25	(	(	PUNCT
inlawrev-2632	40	26	plaintiff	plaintiff	NOUN
inlawrev-2632	40	27	properly	properly	ADV
inlawrev-2632	40	28	stated	state	VERB
inlawrev-2632	40	29	a	a	DET
inlawrev-2632	40	30	claim	claim	NOUN
inlawrev-2632	40	31	against	against	ADP
inlawrev-2632	40	32	the	the	DET
inlawrev-2632	40	33	credit	credit	NOUN
inlawrev-2632	40	34	agency	agency	NOUN
inlawrev-2632	40	35	for	for	ADP
inlawrev-2632	40	36	transmitting	transmit	VERB
inlawrev-2632	40	37	a	a	DET
inlawrev-2632	40	38	credit	credit	NOUN
inlawrev-2632	40	39	report	report	NOUN
inlawrev-2632	40	40	for	for	ADP
inlawrev-2632	40	41	an	an	DET
inlawrev-2632	40	42	impermissible	impermissible	ADJ
inlawrev-2632	40	43	purpose	purpose	NOUN
inlawrev-2632	40	44	)	)	PUNCT
inlawrev-2632	40	45	.	.	PUNCT
inlawrev-2632	41	1	507	507	NUM
inlawrev-2632	41	2	508	508	NUM
inlawrev-2632	41	3	indiana	indiana	NOUN
inlawrev-2632	41	4	law	law	NOUN
inlawrev-2632	41	5	review	review	NOUN
inlawrev-2632	42	1	[	[	X
inlawrev-2632	42	2	vol	vol	NOUN
inlawrev-2632	42	3	.	.	PUNCT
inlawrev-2632	42	4	18:507	18:507	NUM
inlawrev-2632	42	5	potential	potential	ADJ
inlawrev-2632	42	6	lenders	lender	NOUN
inlawrev-2632	42	7	.	.	PUNCT
inlawrev-2632	42	8	'	'	PUNCT
inlawrev-2632	43	1	*	*	PUNCT
inlawrev-2632	43	2	the	the	DET
inlawrev-2632	43	3	fcra	fcra	NOUN
inlawrev-2632	43	4	also	also	ADV
inlawrev-2632	43	5	provides	provide	VERB
inlawrev-2632	43	6	for	for	ADP
inlawrev-2632	43	7	a	a	DET
inlawrev-2632	43	8	two	two	NUM
inlawrev-2632	43	9	-	-	PUNCT
inlawrev-2632	43	10	year	year	NOUN
inlawrev-2632	43	11	statute	statute	NOUN
inlawrev-2632	43	12	of	of	ADP
inlawrev-2632	43	13	limitations	limitation	NOUN
inlawrev-2632	43	14	for	for	ADP
inlawrev-2632	43	15	suits	suit	NOUN
inlawrev-2632	43	16	arising	arise	VERB
inlawrev-2632	43	17	from	from	ADP
inlawrev-2632	43	18	negligent	negligent	ADJ
inlawrev-2632	43	19	error	error	NOUN
inlawrev-2632	43	20	in	in	ADP
inlawrev-2632	43	21	credit	credit	NOUN
inlawrev-2632	43	22	reports.^	reports.^	NOUN
inlawrev-2632	43	23	unfortunately	unfortunately	ADV
inlawrev-2632	43	24	,	,	PUNCT
inlawrev-2632	43	25	however	however	ADV
inlawrev-2632	43	26	,	,	PUNCT
inlawrev-2632	43	27	the	the	DET
inlawrev-2632	43	28	section	section	NOUN
inlawrev-2632	43	29	outlining	outline	VERB
inlawrev-2632	43	30	the	the	DET
inlawrev-2632	43	31	time	time	NOUN
inlawrev-2632	43	32	limitations	limitation	NOUN
inlawrev-2632	43	33	is	be	AUX
inlawrev-2632	43	34	poorly	poorly	ADV
inlawrev-2632	43	35	drafted	draft	VERB
inlawrev-2632	43	36	.	.	PUNCT
inlawrev-2632	44	1	as	as	ADP
inlawrev-2632	44	2	a	a	DET
inlawrev-2632	44	3	result	result	NOUN
inlawrev-2632	44	4	,	,	PUNCT
inlawrev-2632	44	5	the	the	DET
inlawrev-2632	44	6	statute	statute	NOUN
inlawrev-2632	44	7	of	of	ADP
inlawrev-2632	44	8	limitations	limitation	NOUN
inlawrev-2632	44	9	found	find	VERB
inlawrev-2632	44	10	in	in	ADP
inlawrev-2632	44	11	the	the	DET
inlawrev-2632	44	12	fcra	fcra	NOUN
inlawrev-2632	44	13	creates	create	VERB
inlawrev-2632	44	14	a	a	DET
inlawrev-2632	44	15	problem	problem	NOUN
inlawrev-2632	44	16	for	for	ADP
inlawrev-2632	44	17	those	those	PRON
inlawrev-2632	44	18	attempting	attempt	VERB
inlawrev-2632	44	19	to	to	PART
inlawrev-2632	44	20	interpret	interpret	VERB
inlawrev-2632	44	21	it.^	it.^	ADP
inlawrev-2632	44	22	for	for	ADP
inlawrev-2632	44	23	example	example	NOUN
inlawrev-2632	44	24	,	,	PUNCT
inlawrev-2632	44	25	in	in	ADP
inlawrev-2632	44	26	smith	smith	PROPN
inlawrev-2632	44	27	's	's	PART
inlawrev-2632	44	28	case	case	NOUN
inlawrev-2632	44	29	,	,	PUNCT
inlawrev-2632	44	30	the	the	DET
inlawrev-2632	44	31	inaccurate	inaccurate	ADJ
inlawrev-2632	44	32	report	report	NOUN
inlawrev-2632	44	33	raises	raise	VERB
inlawrev-2632	44	34	a	a	DET
inlawrev-2632	44	35	question	question	NOUN
inlawrev-2632	44	36	regarding	regard	VERB
inlawrev-2632	44	37	the	the	DET
inlawrev-2632	44	38	agency	agency	NOUN
inlawrev-2632	44	39	's	's	PART
inlawrev-2632	44	40	procedures,^	procedures,^	NOUN
inlawrev-2632	44	41	and	and	CCONJ
inlawrev-2632	44	42	mr	mr	PROPN
inlawrev-2632	44	43	.	.	PROPN
inlawrev-2632	44	44	smith	smith	PROPN
inlawrev-2632	44	45	's	's	PART
inlawrev-2632	44	46	claim	claim	NOUN
inlawrev-2632	44	47	for	for	ADP
inlawrev-2632	44	48	the	the	DET
inlawrev-2632	44	49	1985	1985	NUM
inlawrev-2632	44	50	incident	incident	NOUN
inlawrev-2632	44	51	appears	appear	VERB
inlawrev-2632	44	52	to	to	PART
inlawrev-2632	44	53	be	be	AUX
inlawrev-2632	44	54	well	well	ADV
inlawrev-2632	44	55	-	-	PUNCT
inlawrev-2632	44	56	founded	found	VERB
inlawrev-2632	44	57	.	.	PUNCT
inlawrev-2632	45	1	but	but	CCONJ
inlawrev-2632	45	2	whether	whether	SCONJ
inlawrev-2632	45	3	mr	mr	PROPN
inlawrev-2632	45	4	.	.	PROPN
inlawrev-2632	45	5	smith	smith	PROPN
inlawrev-2632	45	6	can	can	AUX
inlawrev-2632	45	7	sue	sue	VERB
inlawrev-2632	45	8	the	the	DET
inlawrev-2632	45	9	agency	agency	NOUN
inlawrev-2632	45	10	for	for	ADP
inlawrev-2632	45	11	losses	loss	NOUN
inlawrev-2632	45	12	he	he	PRON
inlawrev-2632	45	13	previously	previously	ADV
inlawrev-2632	45	14	incurred	incur	VERB
inlawrev-2632	45	15	as	as	ADP
inlawrev-2632	45	16	a	a	DET
inlawrev-2632	45	17	result	result	NOUN
inlawrev-2632	45	18	of	of	ADP
inlawrev-2632	45	19	the	the	DET
inlawrev-2632	45	20	identical	identical	ADJ
inlawrev-2632	45	21	error	error	NOUN
inlawrev-2632	45	22	appearing	appear	VERB
inlawrev-2632	45	23	in	in	ADP
inlawrev-2632	45	24	the	the	DET
inlawrev-2632	45	25	1981	1981	NUM
inlawrev-2632	45	26	and	and	CCONJ
inlawrev-2632	45	27	1982	1982	NUM
inlawrev-2632	45	28	reports	report	NOUN
inlawrev-2632	45	29	is	be	AUX
inlawrev-2632	45	30	a	a	DET
inlawrev-2632	45	31	question	question	NOUN
inlawrev-2632	45	32	of	of	ADP
inlawrev-2632	45	33	first	first	ADJ
inlawrev-2632	45	34	impression	impression	NOUN
inlawrev-2632	45	35	the	the	DET
inlawrev-2632	45	36	courts	court	NOUN
inlawrev-2632	45	37	have	have	VERB
inlawrev-2632	45	38	yet	yet	ADV
inlawrev-2632	45	39	to	to	PART
inlawrev-2632	45	40	answer	answer	VERB
inlawrev-2632	45	41	.	.	PUNCT
inlawrev-2632	46	1	this	this	DET
inlawrev-2632	46	2	article	article	NOUN
inlawrev-2632	46	3	addresses	address	VERB
inlawrev-2632	46	4	two	two	NUM
inlawrev-2632	46	5	related	related	ADJ
inlawrev-2632	46	6	questions	question	NOUN
inlawrev-2632	46	7	posed	pose	VERB
inlawrev-2632	46	8	by	by	ADP
inlawrev-2632	46	9	mr	mr	PROPN
inlawrev-2632	46	10	.	.	PROPN
inlawrev-2632	46	11	smith	smith	PROPN
inlawrev-2632	46	12	's	's	PART
inlawrev-2632	46	13	fcra	fcra	NOUN
inlawrev-2632	46	14	claim	claim	NOUN
inlawrev-2632	46	15	:	:	PUNCT
inlawrev-2632	46	16	(	(	PUNCT
inlawrev-2632	46	17	1	1	X
inlawrev-2632	46	18	)	)	PUNCT
inlawrev-2632	46	19	when	when	SCONJ
inlawrev-2632	46	20	does	do	AUX
inlawrev-2632	46	21	the	the	DET
inlawrev-2632	46	22	two	two	NUM
inlawrev-2632	46	23	-	-	PUNCT
inlawrev-2632	46	24	year	year	NOUN
inlawrev-2632	46	25	statute	statute	NOUN
inlawrev-2632	46	26	of	of	ADP
inlawrev-2632	46	27	limitations	limitation	NOUN
inlawrev-2632	46	28	for	for	ADP
inlawrev-2632	46	29	negligent	negligent	ADJ
inlawrev-2632	46	30	error	error	NOUN
inlawrev-2632	46	31	begin	begin	VERB
inlawrev-2632	46	32	to	to	ADP
inlawrev-2632	46	33	run;^	run;^	PROPN
inlawrev-2632	46	34	and	and	CCONJ
inlawrev-2632	46	35	,	,	PUNCT
inlawrev-2632	46	36	(	(	PUNCT
inlawrev-2632	46	37	2	2	X
inlawrev-2632	46	38	)	)	PUNCT
inlawrev-2632	46	39	can	can	AUX
inlawrev-2632	46	40	consumers	consumer	NOUN
inlawrev-2632	46	41	recover	recover	VERB
inlawrev-2632	46	42	for	for	ADP
inlawrev-2632	46	43	a	a	DET
inlawrev-2632	46	44	"	"	PUNCT
inlawrev-2632	46	45	continuing	continue	VERB
inlawrev-2632	46	46	error	error	NOUN
inlawrev-2632	46	47	,	,	PUNCT
inlawrev-2632	46	48	"	"	PUNCT
inlawrev-2632	46	49	^	^	PUNCT
inlawrev-2632	46	50	one	one	NUM
inlawrev-2632	46	51	which	which	PRON
inlawrev-2632	46	52	began	begin	VERB
inlawrev-2632	46	53	outside	outside	ADP
inlawrev-2632	46	54	the	the	DET
inlawrev-2632	46	55	two	two	NUM
inlawrev-2632	46	56	-	-	PUNCT
inlawrev-2632	46	57	year	year	NOUN
inlawrev-2632	46	58	period	period	NOUN
inlawrev-2632	46	59	,	,	PUNCT
inlawrev-2632	46	60	but	but	CCONJ
inlawrev-2632	46	61	persisted	persist	VERB
inlawrev-2632	46	62	within	within	ADP
inlawrev-2632	46	63	two	two	NUM
inlawrev-2632	46	64	years	year	NOUN
inlawrev-2632	46	65	of	of	ADP
inlawrev-2632	46	66	the	the	DET
inlawrev-2632	46	67	suit	suit	NOUN
inlawrev-2632	46	68	?	?	PUNCT
inlawrev-2632	46	69	'	'	PUNCT
inlawrev-2632	46	70	°	°	NOUN
inlawrev-2632	47	1	the	the	DET
inlawrev-2632	47	2	statute	statute	NOUN
inlawrev-2632	47	3	is	be	AUX
inlawrev-2632	47	4	ambiguous	ambiguous	ADJ
inlawrev-2632	47	5	.	.	PUNCT
inlawrev-2632	48	1	recent	recent	ADJ
inlawrev-2632	48	2	cases	case	NOUN
inlawrev-2632	48	3	illuminate	illuminate	VERB
inlawrev-2632	48	4	the	the	DET
inlawrev-2632	48	5	first	first	ADJ
inlawrev-2632	48	6	question	question	NOUN
inlawrev-2632	48	7	,	,	PUNCT
inlawrev-2632	48	8	but	but	CCONJ
inlawrev-2632	48	9	do	do	AUX
inlawrev-2632	48	10	not	not	PART
inlawrev-2632	48	11	set	set	VERB
inlawrev-2632	48	12	out	out	ADP
inlawrev-2632	48	13	a	a	DET
inlawrev-2632	48	14	formula	formula	NOUN
inlawrev-2632	48	15	that	that	PRON
inlawrev-2632	48	16	can	can	AUX
inlawrev-2632	48	17	be	be	AUX
inlawrev-2632	48	18	used	use	VERB
inlawrev-2632	48	19	by	by	ADP
inlawrev-2632	48	20	trial	trial	NOUN
inlawrev-2632	48	21	courts	court	NOUN
inlawrev-2632	48	22	confronted	confront	VERB
inlawrev-2632	48	23	with	with	ADP
inlawrev-2632	48	24	the	the	DET
inlawrev-2632	48	25	issue	issue	NOUN
inlawrev-2632	48	26	.	.	PUNCT
inlawrev-2632	49	1	the	the	DET
inlawrev-2632	49	2	second	second	ADJ
inlawrev-2632	49	3	question	question	NOUN
inlawrev-2632	49	4	of	of	ADP
inlawrev-2632	49	5	"	"	PUNCT
inlawrev-2632	49	6	continuing	continue	VERB
inlawrev-2632	49	7	error	error	NOUN
inlawrev-2632	49	8	"	"	PUNCT
inlawrev-2632	49	9	has	have	AUX
inlawrev-2632	49	10	been	be	AUX
inlawrev-2632	49	11	raised	raise	VERB
inlawrev-2632	49	12	by	by	ADP
inlawrev-2632	49	13	parties	party	NOUN
inlawrev-2632	49	14	to	to	ADP
inlawrev-2632	49	15	fcra	fcra	NOUN
inlawrev-2632	49	16	suits	suit	NOUN
inlawrev-2632	49	17	,	,	PUNCT
inlawrev-2632	49	18	"	"	PUNCT
inlawrev-2632	49	19	but	but	CCONJ
inlawrev-2632	49	20	never	never	ADV
inlawrev-2632	49	21	directly	directly	ADV
inlawrev-2632	49	22	addressed	address	VERB
inlawrev-2632	49	23	by	by	ADP
inlawrev-2632	49	24	the	the	DET
inlawrev-2632	49	25	courts	court	NOUN
inlawrev-2632	49	26	.	.	PUNCT
inlawrev-2632	50	1	this	this	DET
inlawrev-2632	50	2	article	article	NOUN
inlawrev-2632	50	3	argues	argue	VERB
inlawrev-2632	50	4	that	that	SCONJ
inlawrev-2632	50	5	both	both	DET
inlawrev-2632	50	6	questions	question	NOUN
inlawrev-2632	50	7	can	can	AUX
inlawrev-2632	50	8	be	be	AUX
inlawrev-2632	50	9	answered	answer	VERB
inlawrev-2632	50	10	with	with	ADP
inlawrev-2632	50	11	reference	reference	NOUN
inlawrev-2632	50	12	to	to	ADP
inlawrev-2632	50	13	the	the	DET
inlawrev-2632	50	14	law	law	NOUN
inlawrev-2632	50	15	"	"	PUNCT
inlawrev-2632	50	16	the	the	DET
inlawrev-2632	50	17	fcra	fcra	NOUN
inlawrev-2632	50	18	governs	govern	VERB
inlawrev-2632	50	19	two	two	NUM
inlawrev-2632	50	20	types	type	NOUN
inlawrev-2632	50	21	of	of	ADP
inlawrev-2632	50	22	consumer	consumer	NOUN
inlawrev-2632	50	23	reports	report	NOUN
inlawrev-2632	50	24	:	:	PUNCT
inlawrev-2632	50	25	investigative	investigative	ADJ
inlawrev-2632	50	26	consumer	consumer	NOUN
inlawrev-2632	50	27	reports	report	NOUN
inlawrev-2632	50	28	and	and	CCONJ
inlawrev-2632	50	29	economic	economic	ADJ
inlawrev-2632	50	30	consumer	consumer	NOUN
inlawrev-2632	50	31	reports	report	NOUN
inlawrev-2632	50	32	.	.	PUNCT
inlawrev-2632	51	1	an	an	DET
inlawrev-2632	51	2	investigative	investigative	ADJ
inlawrev-2632	51	3	report	report	NOUN
inlawrev-2632	51	4	,	,	PUNCT
inlawrev-2632	51	5	which	which	PRON
inlawrev-2632	51	6	might	might	AUX
inlawrev-2632	51	7	be	be	AUX
inlawrev-2632	51	8	requested	request	VERB
inlawrev-2632	51	9	by	by	ADP
inlawrev-2632	51	10	a	a	DET
inlawrev-2632	51	11	potential	potential	ADJ
inlawrev-2632	51	12	employer	employer	NOUN
inlawrev-2632	51	13	or	or	CCONJ
inlawrev-2632	51	14	insurance	insurance	NOUN
inlawrev-2632	51	15	company	company	NOUN
inlawrev-2632	51	16	,	,	PUNCT
inlawrev-2632	51	17	includes	include	VERB
inlawrev-2632	51	18	personal	personal	ADJ
inlawrev-2632	51	19	or	or	CCONJ
inlawrev-2632	51	20	subjective	subjective	ADJ
inlawrev-2632	51	21	information	information	NOUN
inlawrev-2632	51	22	on	on	ADP
inlawrev-2632	51	23	a	a	DET
inlawrev-2632	51	24	person	person	NOUN
inlawrev-2632	51	25	's	's	PART
inlawrev-2632	51	26	character	character	NOUN
inlawrev-2632	51	27	and	and	CCONJ
inlawrev-2632	51	28	general	general	ADJ
inlawrev-2632	51	29	reputation	reputation	NOUN
inlawrev-2632	51	30	.	.	PUNCT
inlawrev-2632	52	1	such	such	ADJ
inlawrev-2632	52	2	information	information	NOUN
inlawrev-2632	52	3	is	be	AUX
inlawrev-2632	52	4	often	often	ADV
inlawrev-2632	52	5	gathered	gather	VERB
inlawrev-2632	52	6	through	through	ADP
inlawrev-2632	52	7	personal	personal	ADJ
inlawrev-2632	52	8	interviews	interview	NOUN
inlawrev-2632	52	9	with	with	ADP
inlawrev-2632	52	10	friends	friend	NOUN
inlawrev-2632	52	11	or	or	CCONJ
inlawrev-2632	52	12	associates	associate	NOUN
inlawrev-2632	52	13	of	of	ADP
inlawrev-2632	52	14	the	the	DET
inlawrev-2632	52	15	consumer	consumer	NOUN
inlawrev-2632	52	16	.	.	PUNCT
inlawrev-2632	53	1	15	15	NUM
inlawrev-2632	53	2	u.s.c	u.s.c	NOUN
inlawrev-2632	53	3	.	.	PUNCT
inlawrev-2632	54	1	§	§	PROPN
inlawrev-2632	54	2	1681a(e	1681a(e	NUM
inlawrev-2632	54	3	)	)	PUNCT
inlawrev-2632	54	4	.	.	PUNCT
inlawrev-2632	55	1	an	an	DET
inlawrev-2632	55	2	economic	economic	ADJ
inlawrev-2632	55	3	report	report	NOUN
inlawrev-2632	55	4	contains	contain	VERB
inlawrev-2632	55	5	information	information	NOUN
inlawrev-2632	55	6	bearing	bear	VERB
inlawrev-2632	55	7	more	more	ADV
inlawrev-2632	55	8	directly	directly	ADV
inlawrev-2632	55	9	on	on	ADP
inlawrev-2632	55	10	an	an	DET
inlawrev-2632	55	11	individual	individual	NOUN
inlawrev-2632	55	12	's	's	PART
inlawrev-2632	55	13	credit	credit	NOUN
inlawrev-2632	55	14	worthiness	worthiness	NOUN
inlawrev-2632	55	15	,	,	PUNCT
inlawrev-2632	55	16	i.e.	i.e.	X
inlawrev-2632	55	17	,	,	PUNCT
inlawrev-2632	55	18	a	a	DET
inlawrev-2632	55	19	credit	credit	NOUN
inlawrev-2632	55	20	history	history	NOUN
inlawrev-2632	55	21	.	.	PUNCT
inlawrev-2632	56	1	15	15	NUM
inlawrev-2632	56	2	u.s.c	u.s.c	ADJ
inlawrev-2632	56	3	.	.	PUNCT
inlawrev-2632	57	1	§	§	PROPN
inlawrev-2632	57	2	1681a(d	1681a(d	NUM
inlawrev-2632	57	3	)	)	PUNCT
inlawrev-2632	57	4	.	.	PUNCT
inlawrev-2632	58	1	for	for	ADP
inlawrev-2632	58	2	a	a	DET
inlawrev-2632	58	3	general	general	ADJ
inlawrev-2632	58	4	discussion	discussion	NOUN
inlawrev-2632	58	5	of	of	ADP
inlawrev-2632	58	6	both	both	DET
inlawrev-2632	58	7	types	type	NOUN
inlawrev-2632	58	8	of	of	ADP
inlawrev-2632	58	9	reports	report	NOUN
inlawrev-2632	58	10	,	,	PUNCT
inlawrev-2632	58	11	see	see	VERB
inlawrev-2632	58	12	note	note	NOUN
inlawrev-2632	58	13	,	,	PUNCT
inlawrev-2632	58	14	credit	credit	NOUN
inlawrev-2632	58	15	investigations	investigation	NOUN
inlawrev-2632	58	16	and	and	CCONJ
inlawrev-2632	58	17	the	the	DET
inlawrev-2632	58	18	right	right	NOUN
inlawrev-2632	58	19	to	to	ADP
inlawrev-2632	58	20	privacy	privacy	NOUN
inlawrev-2632	58	21	:	:	PUNCT
inlawrev-2632	58	22	quest	quest	NOUN
inlawrev-2632	58	23	for	for	ADP
inlawrev-2632	58	24	a	a	DET
inlawrev-2632	58	25	remedy	remedy	NOUN
inlawrev-2632	58	26	,	,	PUNCT
inlawrev-2632	59	1	57	57	NUM
inlawrev-2632	59	2	geo	geo	PROPN
inlawrev-2632	59	3	.	.	PUNCT
inlawrev-2632	59	4	l.j	l.j	PROPN
inlawrev-2632	59	5	.	.	PROPN
inlawrev-2632	59	6	509	509	NUM
inlawrev-2632	59	7	(	(	PUNCT
inlawrev-2632	59	8	1969	1969	NUM
inlawrev-2632	59	9	)	)	PUNCT
inlawrev-2632	59	10	;	;	PUNCT
inlawrev-2632	59	11	note	note	VERB
inlawrev-2632	59	12	,	,	PUNCT
inlawrev-2632	59	13	consumer	consumer	NOUN
inlawrev-2632	59	14	protection	protection	NOUN
inlawrev-2632	59	15	:	:	PUNCT
inlawrev-2632	59	16	regulation	regulation	NOUN
inlawrev-2632	59	17	and	and	CCONJ
inlawrev-2632	59	18	liability	liability	NOUN
inlawrev-2632	59	19	of	of	ADP
inlawrev-2632	59	20	the	the	DET
inlawrev-2632	59	21	credit	credit	NOUN
inlawrev-2632	59	22	reporting	reporting	NOUN
inlawrev-2632	59	23	industry	industry	NOUN
inlawrev-2632	59	24	,	,	PUNCT
inlawrev-2632	59	25	47	47	NUM
inlawrev-2632	59	26	notre	notre	PROPN
inlawrev-2632	59	27	dame	dame	PROPN
inlawrev-2632	59	28	law^.	law^.	PROPN
inlawrev-2632	59	29	1291	1291	NUM
inlawrev-2632	59	30	,	,	PUNCT
inlawrev-2632	59	31	1292	1292	NUM
inlawrev-2632	59	32	-	-	SYM
inlawrev-2632	59	33	95	95	NUM
inlawrev-2632	59	34	(	(	PUNCT
inlawrev-2632	59	35	1972	1972	NUM
inlawrev-2632	59	36	)	)	PUNCT
inlawrev-2632	59	37	.	.	PUNCT
inlawrev-2632	60	1	m5	m5	NOUN
inlawrev-2632	60	2	u.s.c	u.s.c	ADJ
inlawrev-2632	60	3	.	.	PUNCT
inlawrev-2632	61	1	§	§	PROPN
inlawrev-2632	61	2	1681p	1681p	NUM
inlawrev-2632	61	3	.	.	PUNCT
inlawrev-2632	62	1	see	see	VERB
inlawrev-2632	62	2	infra	infra	NOUN
inlawrev-2632	62	3	text	text	NOUN
inlawrev-2632	62	4	accompanying	accompany	VERB
inlawrev-2632	62	5	note	note	NOUN
inlawrev-2632	62	6	20	20	NUM
inlawrev-2632	62	7	.	.	PUNCT
inlawrev-2632	63	1	for	for	ADP
inlawrev-2632	63	2	analysis	analysis	NOUN
inlawrev-2632	63	3	and	and	CCONJ
inlawrev-2632	63	4	discussion	discussion	NOUN
inlawrev-2632	63	5	of	of	ADP
inlawrev-2632	63	6	fcra	fcra	NOUN
inlawrev-2632	63	7	provisions	provision	NOUN
inlawrev-2632	63	8	,	,	PUNCT
inlawrev-2632	63	9	see	see	AUX
inlawrev-2632	63	10	generally	generally	ADV
inlawrev-2632	63	11	note	note	VERB
inlawrev-2632	63	12	,	,	PUNCT
inlawrev-2632	63	13	judicial	judicial	ADJ
inlawrev-2632	63	14	construction	construction	NOUN
inlawrev-2632	63	15	of	of	ADP
inlawrev-2632	63	16	the	the	DET
inlawrev-2632	63	17	fair	fair	ADJ
inlawrev-2632	63	18	credit	credit	NOUN
inlawrev-2632	63	19	reporting	reporting	NOUN
inlawrev-2632	63	20	act	act	NOUN
inlawrev-2632	63	21	:	:	PUNCT
inlawrev-2632	63	22	scope	scope	NOUN
inlawrev-2632	63	23	and	and	CCONJ
inlawrev-2632	63	24	civil	civil	ADJ
inlawrev-2632	63	25	liability	liability	NOUN
inlawrev-2632	63	26	,	,	PUNCT
inlawrev-2632	63	27	76	76	NUM
inlawrev-2632	63	28	colum	colum	NOUN
inlawrev-2632	63	29	.	.	PUNCT
inlawrev-2632	64	1	l.	l.	PROPN
inlawrev-2632	64	2	rev	rev	PROPN
inlawrev-2632	64	3	.	.	PROPN
inlawrev-2632	65	1	458	458	NUM
inlawrev-2632	65	2	(	(	PUNCT
inlawrev-2632	65	3	1976	1976	NUM
inlawrev-2632	65	4	)	)	PUNCT
inlawrev-2632	66	1	[	[	X
inlawrev-2632	66	2	hereinafter	hereinafter	NOUN
inlawrev-2632	66	3	cited	cite	VERB
inlawrev-2632	66	4	as	as	ADP
inlawrev-2632	66	5	judicial	judicial	ADJ
inlawrev-2632	66	6	construction	construction	NOUN
inlawrev-2632	66	7	]	]	PUNCT
inlawrev-2632	66	8	;	;	PUNCT
inlawrev-2632	66	9	note	note	VERB
inlawrev-2632	66	10	,	,	PUNCT
inlawrev-2632	66	11	the	the	DET
inlawrev-2632	66	12	fair	fair	ADJ
inlawrev-2632	66	13	credit	credit	NOUN
inlawrev-2632	66	14	reporting	reporting	NOUN
inlawrev-2632	66	15	act	act	NOUN
inlawrev-2632	66	16	,	,	PUNCT
inlawrev-2632	66	17	56	56	NUM
inlawrev-2632	66	18	minn	minn	NOUN
inlawrev-2632	66	19	,	,	PUNCT
inlawrev-2632	66	20	l.	l.	PROPN
inlawrev-2632	66	21	rev	rev	PROPN
inlawrev-2632	66	22	.	.	PROPN
inlawrev-2632	66	23	819	819	NUM
inlawrev-2632	66	24	(	(	PUNCT
inlawrev-2632	66	25	1972	1972	NUM
inlawrev-2632	66	26	)	)	PUNCT
inlawrev-2632	66	27	;	;	PUNCT
inlawrev-2632	66	28	comment	comment	NOUN
inlawrev-2632	66	29	,	,	PUNCT
inlawrev-2632	66	30	the	the	DET
inlawrev-2632	66	31	impact	impact	NOUN
inlawrev-2632	66	32	of	of	ADP
inlawrev-2632	66	33	the	the	DET
inlawrev-2632	66	34	fair	fair	ADJ
inlawrev-2632	66	35	credit	credit	NOUN
inlawrev-2632	66	36	reporting	reporting	NOUN
inlawrev-2632	66	37	act	act	NOUN
inlawrev-2632	66	38	,	,	PUNCT
inlawrev-2632	66	39	50	50	NUM
inlawrev-2632	66	40	n.c.l	n.c.l	NOUN
inlawrev-2632	66	41	.	.	PUNCT
inlawrev-2632	67	1	rev	rev	PROPN
inlawrev-2632	67	2	.	.	PROPN
inlawrev-2632	67	3	852	852	NUM
inlawrev-2632	67	4	(	(	PUNCT
inlawrev-2632	67	5	1972	1972	NUM
inlawrev-2632	67	6	)	)	PUNCT
inlawrev-2632	67	7	.	.	PUNCT
inlawrev-2632	68	1	"	"	PUNCT
inlawrev-2632	68	2	see	see	VERB
inlawrev-2632	68	3	15	15	NUM
inlawrev-2632	68	4	u.s.c	u.s.c	ADJ
inlawrev-2632	68	5	.	.	PUNCT
inlawrev-2632	69	1	§	§	PROPN
inlawrev-2632	69	2	1681p	1681p	NUM
inlawrev-2632	69	3	.	.	PUNCT
inlawrev-2632	70	1	'	'	PUNCT
inlawrev-2632	70	2	see	see	VERB
inlawrev-2632	70	3	bryant	bryant	PROPN
inlawrev-2632	70	4	v.	v.	ADP
inlawrev-2632	70	5	trw	trw	PROPN
inlawrev-2632	70	6	,	,	PUNCT
inlawrev-2632	70	7	inc	inc	PROPN
inlawrev-2632	70	8	.	.	PROPN
inlawrev-2632	70	9	,	,	PUNCT
inlawrev-2632	70	10	487	487	NUM
inlawrev-2632	70	11	f.	f.	PROPN
inlawrev-2632	70	12	supp	supp	PROPN
inlawrev-2632	70	13	.	.	PUNCT
inlawrev-2632	71	1	1234	1234	NUM
inlawrev-2632	71	2	,	,	PUNCT
inlawrev-2632	71	3	1240	1240	NUM
inlawrev-2632	71	4	,	,	PUNCT
inlawrev-2632	71	5	1242	1242	NUM
inlawrev-2632	71	6	(	(	PUNCT
inlawrev-2632	71	7	e.d	e.d	PROPN
inlawrev-2632	71	8	.	.	PROPN
inlawrev-2632	71	9	mich	mich	PROPN
inlawrev-2632	71	10	.	.	PROPN
inlawrev-2632	71	11	1980	1980	NUM
inlawrev-2632	71	12	)	)	PUNCT
inlawrev-2632	71	13	,	,	PUNCT
inlawrev-2632	71	14	affd	affd	PROPN
inlawrev-2632	71	15	,	,	PUNCT
inlawrev-2632	71	16	689	689	NUM
inlawrev-2632	71	17	f.2d	f.2d	SYM
inlawrev-2632	71	18	72	72	NUM
inlawrev-2632	71	19	(	(	PUNCT
inlawrev-2632	71	20	6th	6th	ADJ
inlawrev-2632	71	21	cir	cir	NOUN
inlawrev-2632	71	22	.	.	PROPN
inlawrev-2632	71	23	1982	1982	NUM
inlawrev-2632	71	24	)	)	PUNCT
inlawrev-2632	71	25	(	(	PUNCT
inlawrev-2632	71	26	once	once	SCONJ
inlawrev-2632	71	27	report	report	NOUN
inlawrev-2632	71	28	is	be	AUX
inlawrev-2632	71	29	found	find	VERB
inlawrev-2632	71	30	to	to	PART
inlawrev-2632	71	31	be	be	AUX
inlawrev-2632	71	32	inaccurate	inaccurate	ADJ
inlawrev-2632	71	33	in	in	ADP
inlawrev-2632	71	34	fact	fact	NOUN
inlawrev-2632	71	35	,	,	PUNCT
inlawrev-2632	71	36	jury	jury	NOUN
inlawrev-2632	71	37	must	must	AUX
inlawrev-2632	71	38	determine	determine	VERB
inlawrev-2632	71	39	whether	whether	SCONJ
inlawrev-2632	71	40	consumer	consumer	NOUN
inlawrev-2632	71	41	reporting	reporting	NOUN
inlawrev-2632	71	42	agency	agency	NOUN
inlawrev-2632	71	43	followed	follow	VERB
inlawrev-2632	71	44	reasonable	reasonable	ADJ
inlawrev-2632	71	45	procedures	procedure	NOUN
inlawrev-2632	71	46	to	to	PART
inlawrev-2632	71	47	ensure	ensure	VERB
inlawrev-2632	71	48	reasonable	reasonable	ADJ
inlawrev-2632	71	49	accuracy	accuracy	NOUN
inlawrev-2632	71	50	)	)	PUNCT
inlawrev-2632	71	51	.	.	PUNCT
inlawrev-2632	72	1	see	see	VERB
inlawrev-2632	72	2	also	also	ADV
inlawrev-2632	72	3	hauser	hauser	PROPN
inlawrev-2632	72	4	v.	v.	PROPN
inlawrev-2632	72	5	equifax	equifax	PROPN
inlawrev-2632	72	6	,	,	PUNCT
inlawrev-2632	72	7	inc	inc	PROPN
inlawrev-2632	72	8	.	.	PROPN
inlawrev-2632	72	9	,	,	PUNCT
inlawrev-2632	72	10	602	602	NUM
inlawrev-2632	72	11	f.2d	f.2d	ADP
inlawrev-2632	72	12	811	811	NUM
inlawrev-2632	72	13	,	,	PUNCT
inlawrev-2632	72	14	814	814	NUM
inlawrev-2632	72	15	-	-	SYM
inlawrev-2632	72	16	15	15	NUM
inlawrev-2632	72	17	(	(	PUNCT
inlawrev-2632	72	18	8th	8th	ADJ
inlawrev-2632	72	19	cir	cir	NOUN
inlawrev-2632	72	20	.	.	PUNCT
inlawrev-2632	72	21	1979	1979	NUM
inlawrev-2632	72	22	)	)	PUNCT
inlawrev-2632	72	23	(	(	PUNCT
inlawrev-2632	72	24	the	the	DET
inlawrev-2632	72	25	inaccuracy	inaccuracy	NOUN
inlawrev-2632	72	26	itself	itself	PRON
inlawrev-2632	72	27	is	be	AUX
inlawrev-2632	72	28	not	not	PART
inlawrev-2632	72	29	a	a	DET
inlawrev-2632	72	30	touchstone	touchstone	NOUN
inlawrev-2632	72	31	)	)	PUNCT
inlawrev-2632	72	32	.	.	PUNCT
inlawrev-2632	73	1	^see	^see	NUM
inlawrev-2632	73	2	infra	infra	NOUN
inlawrev-2632	73	3	notes	note	VERB
inlawrev-2632	73	4	24	24	NUM
inlawrev-2632	73	5	-	-	SYM
inlawrev-2632	73	6	59	59	NUM
inlawrev-2632	73	7	and	and	CCONJ
inlawrev-2632	73	8	accompanying	accompany	VERB
inlawrev-2632	73	9	text	text	NOUN
inlawrev-2632	73	10	.	.	PUNCT
inlawrev-2632	74	1	"	"	PUNCT
inlawrev-2632	74	2	^a	^a	NOUN
inlawrev-2632	74	3	"	"	PUNCT
inlawrev-2632	74	4	continuing	continue	VERB
inlawrev-2632	74	5	error	error	NOUN
inlawrev-2632	74	6	,	,	PUNCT
inlawrev-2632	74	7	"	"	PUNCT
inlawrev-2632	74	8	like	like	ADP
inlawrev-2632	74	9	a	a	DET
inlawrev-2632	74	10	continuing	continue	VERB
inlawrev-2632	74	11	violation	violation	NOUN
inlawrev-2632	74	12	,	,	PUNCT
inlawrev-2632	74	13	is	be	AUX
inlawrev-2632	74	14	an	an	DET
inlawrev-2632	74	15	error	error	NOUN
inlawrev-2632	74	16	which	which	PRON
inlawrev-2632	74	17	gives	give	VERB
inlawrev-2632	74	18	present	present	ADJ
inlawrev-2632	74	19	effect	effect	NOUN
inlawrev-2632	74	20	to	to	ADP
inlawrev-2632	74	21	a	a	DET
inlawrev-2632	74	22	past	past	ADJ
inlawrev-2632	74	23	negligent	negligent	ADJ
inlawrev-2632	74	24	act	act	NOUN
inlawrev-2632	74	25	—	—	PUNCT
inlawrev-2632	74	26	the	the	DET
inlawrev-2632	74	27	unreasonable	unreasonable	ADJ
inlawrev-2632	74	28	credit	credit	NOUN
inlawrev-2632	74	29	agency	agency	NOUN
inlawrev-2632	74	30	procedure	procedure	NOUN
inlawrev-2632	74	31	.	.	PUNCT
inlawrev-2632	75	1	see	see	VERB
inlawrev-2632	75	2	,	,	PUNCT
inlawrev-2632	75	3	e.g	e.g	PROPN
inlawrev-2632	75	4	..	..	PROPN
inlawrev-2632	75	5	united	united	PROPN
inlawrev-2632	75	6	air	air	PROPN
inlawrev-2632	75	7	lines	lines	PROPN
inlawrev-2632	75	8	,	,	PUNCT
inlawrev-2632	75	9	inc	inc	PROPN
inlawrev-2632	75	10	.	.	PROPN
inlawrev-2632	76	1	v.	v.	PROPN
inlawrev-2632	76	2	evans	evans	PROPN
inlawrev-2632	76	3	,	,	PUNCT
inlawrev-2632	76	4	431	431	NUM
inlawrev-2632	76	5	u.s	u.s	PROPN
inlawrev-2632	76	6	.	.	PROPN
inlawrev-2632	76	7	553	553	NUM
inlawrev-2632	76	8	(	(	PUNCT
inlawrev-2632	76	9	1977	1977	NUM
inlawrev-2632	76	10	)	)	PUNCT
inlawrev-2632	76	11	.	.	PUNCT
inlawrev-2632	77	1	'	'	PUNCT
inlawrev-2632	77	2	"	"	PUNCT
inlawrev-2632	77	3	see	see	VERB
inlawrev-2632	77	4	infra	infra	NOUN
inlawrev-2632	77	5	notes	note	VERB
inlawrev-2632	77	6	59	59	NUM
inlawrev-2632	77	7	-	-	SYM
inlawrev-2632	77	8	82	82	NUM
inlawrev-2632	77	9	and	and	CCONJ
inlawrev-2632	77	10	accompanying	accompany	VERB
inlawrev-2632	77	11	text	text	NOUN
inlawrev-2632	77	12	.	.	PUNCT
inlawrev-2632	78	1	"	"	PUNCT
inlawrev-2632	78	2	lawhorn	lawhorn	ADJ
inlawrev-2632	78	3	v.	v.	ADP
inlawrev-2632	78	4	trans	trans	PROPN
inlawrev-2632	78	5	union	union	PROPN
inlawrev-2632	78	6	credit	credit	PROPN
inlawrev-2632	78	7	information	information	PROPN
inlawrev-2632	78	8	corp	corp	PROPN
inlawrev-2632	78	9	.	.	PROPN
inlawrev-2632	78	10	,	,	PUNCT
inlawrev-2632	78	11	515	515	NUM
inlawrev-2632	78	12	f.	f.	PROPN
inlawrev-2632	78	13	supp	supp	PROPN
inlawrev-2632	78	14	.	.	PUNCT
inlawrev-2632	79	1	19	19	NUM
inlawrev-2632	79	2	(	(	PUNCT
inlawrev-2632	79	3	e.d	e.d	PROPN
inlawrev-2632	79	4	.	.	PROPN
inlawrev-2632	79	5	mo	mo	PROPN
inlawrev-2632	79	6	.	.	PROPN
inlawrev-2632	79	7	1981	1981	NUM
inlawrev-2632	79	8	)	)	PUNCT
inlawrev-2632	79	9	.	.	PUNCT
inlawrev-2632	80	1	1985	1985	NUM
inlawrev-2632	80	2	]	]	X
inlawrev-2632	80	3	statute	statute	NOUN
inlawrev-2632	80	4	of	of	ADP
inlawrev-2632	80	5	limitations	limitation	NOUN
inlawrev-2632	80	6	509	509	NUM
inlawrev-2632	80	7	of	of	ADP
inlawrev-2632	80	8	defamation	defamation	NOUN
inlawrev-2632	80	9	,	,	PUNCT
inlawrev-2632	80	10	which	which	PRON
inlawrev-2632	80	11	underlies	underlie	VERB
inlawrev-2632	80	12	the	the	DET
inlawrev-2632	80	13	fcra	fcra	NOUN
inlawrev-2632	80	14	legislation	legislation	NOUN
inlawrev-2632	80	15	,	,	PUNCT
inlawrev-2632	80	16	tempered	temper	VERB
inlawrev-2632	80	17	by	by	ADP
inlawrev-2632	80	18	recognition	recognition	NOUN
inlawrev-2632	80	19	of	of	ADP
inlawrev-2632	80	20	the	the	DET
inlawrev-2632	80	21	fcra	fcra	NOUN
inlawrev-2632	80	22	's	's	PART
inlawrev-2632	80	23	consumer	consumer	NOUN
inlawrev-2632	80	24	-	-	PUNCT
inlawrev-2632	80	25	oriented	orient	VERB
inlawrev-2632	80	26	purpose	purpose	NOUN
inlawrev-2632	80	27	.	.	PUNCT
inlawrev-2632	81	1	i.	i.	PROPN
inlawrev-2632	81	2	the	the	DET
inlawrev-2632	81	3	statute	statute	NOUN
inlawrev-2632	81	4	in	in	ADP
inlawrev-2632	81	5	1970	1970	NUM
inlawrev-2632	81	6	,	,	PUNCT
inlawrev-2632	81	7	congress	congress	PROPN
inlawrev-2632	81	8	attempted	attempt	VERB
inlawrev-2632	81	9	to	to	PART
inlawrev-2632	81	10	curb	curb	VERB
inlawrev-2632	81	11	the	the	DET
inlawrev-2632	81	12	growing	grow	VERB
inlawrev-2632	81	13	power	power	NOUN
inlawrev-2632	81	14	of	of	ADP
inlawrev-2632	81	15	credit	credit	NOUN
inlawrev-2632	81	16	reporting	reporting	NOUN
inlawrev-2632	81	17	agencies	agency	NOUN
inlawrev-2632	81	18	with	with	ADP
inlawrev-2632	81	19	passage	passage	NOUN
inlawrev-2632	81	20	of	of	ADP
inlawrev-2632	81	21	the	the	DET
inlawrev-2632	81	22	fcra	fcra	NOUN
inlawrev-2632	81	23	.	.	PUNCT
inlawrev-2632	82	1	the	the	DET
inlawrev-2632	82	2	stated	stated	ADJ
inlawrev-2632	82	3	purpose	purpose	NOUN
inlawrev-2632	82	4	of	of	ADP
inlawrev-2632	82	5	the	the	DET
inlawrev-2632	82	6	fcra	fcra	NOUN
inlawrev-2632	82	7	is	be	AUX
inlawrev-2632	82	8	to	to	PART
inlawrev-2632	82	9	"	"	PUNCT
inlawrev-2632	82	10	require	require	VERB
inlawrev-2632	82	11	that	that	SCONJ
inlawrev-2632	82	12	consumer	consumer	NOUN
inlawrev-2632	82	13	reporting	reporting	NOUN
inlawrev-2632	82	14	agencies	agency	NOUN
inlawrev-2632	82	15	adopt	adopt	VERB
inlawrev-2632	82	16	reasonable	reasonable	ADJ
inlawrev-2632	82	17	procedures	procedure	NOUN
inlawrev-2632	82	18	for	for	ADP
inlawrev-2632	82	19	meeting	meet	VERB
inlawrev-2632	82	20	the	the	DET
inlawrev-2632	82	21	needs	need	NOUN
inlawrev-2632	82	22	of	of	ADP
inlawrev-2632	82	23	commerce	commerce	NOUN
inlawrev-2632	82	24	for	for	ADP
inlawrev-2632	82	25	consumer	consumer	NOUN
inlawrev-2632	82	26	credit	credit	NOUN
inlawrev-2632	82	27	,	,	PUNCT
inlawrev-2632	82	28	personnel	personnel	NOUN
inlawrev-2632	82	29	,	,	PUNCT
inlawrev-2632	82	30	insurance	insurance	NOUN
inlawrev-2632	82	31	,	,	PUNCT
inlawrev-2632	82	32	and	and	CCONJ
inlawrev-2632	82	33	other	other	ADJ
inlawrev-2632	82	34	information	information	NOUN
inlawrev-2632	82	35	in	in	ADP
inlawrev-2632	82	36	a	a	DET
inlawrev-2632	82	37	manner	manner	NOUN
inlawrev-2632	82	38	which	which	PRON
inlawrev-2632	82	39	is	be	AUX
inlawrev-2632	82	40	fair	fair	ADJ
inlawrev-2632	82	41	and	and	CCONJ
inlawrev-2632	82	42	equitable	equitable	ADJ
inlawrev-2632	82	43	to	to	ADP
inlawrev-2632	82	44	the	the	DET
inlawrev-2632	82	45	consumer	consumer	NOUN
inlawrev-2632	82	46	,	,	PUNCT
inlawrev-2632	82	47	with	with	ADP
inlawrev-2632	82	48	regard	regard	NOUN
inlawrev-2632	82	49	to	to	ADP
inlawrev-2632	82	50	the	the	DET
inlawrev-2632	82	51	confidentiality	confidentiality	NOUN
inlawrev-2632	82	52	,	,	PUNCT
inlawrev-2632	82	53	accuracy	accuracy	NOUN
inlawrev-2632	82	54	,	,	PUNCT
inlawrev-2632	82	55	relevancy	relevancy	NOUN
inlawrev-2632	82	56	,	,	PUNCT
inlawrev-2632	82	57	and	and	CCONJ
inlawrev-2632	82	58	proper	proper	ADJ
inlawrev-2632	82	59	utilization	utilization	NOUN
inlawrev-2632	82	60	of	of	ADP
inlawrev-2632	82	61	such	such	ADJ
inlawrev-2632	82	62	information	information	NOUN
inlawrev-2632	82	63	.	.	PUNCT
inlawrev-2632	82	64	.	.	PUNCT
inlawrev-2632	82	65	.	.	PUNCT
inlawrev-2632	83	1	.'"^	.'"^	PUNCT
inlawrev-2632	84	1	the	the	DET
inlawrev-2632	84	2	statute	statute	NOUN
inlawrev-2632	84	3	imposes	impose	VERB
inlawrev-2632	84	4	significant	significant	ADJ
inlawrev-2632	84	5	responsibilities	responsibility	NOUN
inlawrev-2632	84	6	on	on	ADP
inlawrev-2632	84	7	credit	credit	NOUN
inlawrev-2632	84	8	reporting	reporting	NOUN
inlawrev-2632	84	9	agencies	agency	NOUN
inlawrev-2632	84	10	.	.	PUNCT
inlawrev-2632	85	1	among	among	ADP
inlawrev-2632	85	2	other	other	ADJ
inlawrev-2632	85	3	things	thing	NOUN
inlawrev-2632	85	4	,	,	PUNCT
inlawrev-2632	85	5	the	the	DET
inlawrev-2632	85	6	fcra	fcra	NOUN
inlawrev-2632	85	7	limits	limit	VERB
inlawrev-2632	85	8	the	the	DET
inlawrev-2632	85	9	uses	use	NOUN
inlawrev-2632	85	10	for	for	ADP
inlawrev-2632	85	11	which	which	PRON
inlawrev-2632	85	12	a	a	DET
inlawrev-2632	85	13	consumer	consumer	NOUN
inlawrev-2632	85	14	credit	credit	NOUN
inlawrev-2632	85	15	report	report	NOUN
inlawrev-2632	85	16	can	can	AUX
inlawrev-2632	85	17	be	be	AUX
inlawrev-2632	85	18	released,'^	released,'^	ADJ
inlawrev-2632	85	19	and	and	CCONJ
inlawrev-2632	85	20	provides	provide	VERB
inlawrev-2632	85	21	a	a	DET
inlawrev-2632	85	22	flow	flow	NOUN
inlawrev-2632	85	23	chart	chart	NOUN
inlawrev-2632	85	24	for	for	ADP
inlawrev-2632	85	25	challenging	challenge	VERB
inlawrev-2632	85	26	a	a	DET
inlawrev-2632	85	27	report	report	NOUN
inlawrev-2632	85	28	's	's	PART
inlawrev-2632	85	29	accuracy	accuracy	NOUN
inlawrev-2632	85	30	.	.	PUNCT
inlawrev-2632	85	31	'	'	PUNCT
inlawrev-2632	86	1	"	"	PUNCT
inlawrev-2632	86	2	*	*	PUNCT
inlawrev-2632	86	3	if	if	SCONJ
inlawrev-2632	86	4	a	a	DET
inlawrev-2632	86	5	consumer	consumer	NOUN
inlawrev-2632	86	6	challenges	challenge	VERB
inlawrev-2632	86	7	any	any	DET
inlawrev-2632	86	8	information	information	NOUN
inlawrev-2632	86	9	contained	contain	VERB
inlawrev-2632	86	10	in	in	ADP
inlawrev-2632	86	11	his	his	PRON
inlawrev-2632	86	12	file	file	NOUN
inlawrev-2632	86	13	,	,	PUNCT
inlawrev-2632	86	14	the	the	DET
inlawrev-2632	86	15	agency	agency	NOUN
inlawrev-2632	86	16	must	must	AUX
inlawrev-2632	86	17	reinvestigate	reinvestigate	VERB
inlawrev-2632	86	18	.	.	PUNCT
inlawrev-2632	87	1	'	'	PUNCT
inlawrev-2632	87	2	^	^	PUNCT
inlawrev-2632	87	3	if	if	SCONJ
inlawrev-2632	87	4	the	the	DET
inlawrev-2632	87	5	information	information	NOUN
inlawrev-2632	87	6	is	be	AUX
inlawrev-2632	87	7	confirmed	confirm	VERB
inlawrev-2632	87	8	upon	upon	SCONJ
inlawrev-2632	87	9	reinvestigation	reinvestigation	NOUN
inlawrev-2632	87	10	,	,	PUNCT
inlawrev-2632	87	11	the	the	DET
inlawrev-2632	87	12	consumer	consumer	NOUN
inlawrev-2632	87	13	may	may	AUX
inlawrev-2632	87	14	file	file	VERB
inlawrev-2632	87	15	a	a	DET
inlawrev-2632	87	16	statement	statement	NOUN
inlawrev-2632	87	17	of	of	ADP
inlawrev-2632	87	18	the	the	DET
inlawrev-2632	87	19	dispute	dispute	NOUN
inlawrev-2632	87	20	,	,	PUNCT
inlawrev-2632	87	21	and	and	CCONJ
inlawrev-2632	87	22	any	any	DET
inlawrev-2632	87	23	disputed	dispute	VERB
inlawrev-2632	87	24	information	information	NOUN
inlawrev-2632	87	25	will	will	AUX
inlawrev-2632	87	26	be	be	AUX
inlawrev-2632	87	27	noted	note	VERB
inlawrev-2632	87	28	as	as	ADP
inlawrev-2632	87	29	such	such	ADJ
inlawrev-2632	87	30	in	in	ADP
inlawrev-2632	87	31	forthcoming	forthcoming	ADJ
inlawrev-2632	87	32	reports	report	NOUN
inlawrev-2632	87	33	.	.	PUNCT
inlawrev-2632	88	1	'^	'^	NOUN
inlawrev-2632	88	2	furthermore	furthermore	ADV
inlawrev-2632	88	3	,	,	PUNCT
inlawrev-2632	88	4	the	the	DET
inlawrev-2632	88	5	agency	agency	NOUN
inlawrev-2632	88	6	is	be	AUX
inlawrev-2632	88	7	to	to	PART
inlawrev-2632	88	8	inform	inform	VERB
inlawrev-2632	88	9	the	the	DET
inlawrev-2632	88	10	consumer	consumer	NOUN
inlawrev-2632	88	11	of	of	ADP
inlawrev-2632	88	12	any	any	DET
inlawrev-2632	88	13	information	information	NOUN
inlawrev-2632	88	14	deleted	delete	VERB
inlawrev-2632	88	15	from	from	ADP
inlawrev-2632	88	16	his	his	PRON
inlawrev-2632	88	17	report	report	NOUN
inlawrev-2632	88	18	.	.	PUNCT
inlawrev-2632	89	1	'^	'^	NOUN
inlawrev-2632	89	2	as	as	ADP
inlawrev-2632	89	3	a	a	DET
inlawrev-2632	89	4	general	general	ADJ
inlawrev-2632	89	5	matter	matter	NOUN
inlawrev-2632	89	6	,	,	PUNCT
inlawrev-2632	89	7	the	the	DET
inlawrev-2632	89	8	fcra	fcra	NOUN
inlawrev-2632	89	9	requires	require	VERB
inlawrev-2632	89	10	that	that	SCONJ
inlawrev-2632	89	11	a	a	DET
inlawrev-2632	89	12	credit	credit	NOUN
inlawrev-2632	89	13	reporting	reporting	NOUN
inlawrev-2632	89	14	agency	agency	NOUN
inlawrev-2632	89	15	maintain	maintain	VERB
inlawrev-2632	89	16	"	"	PUNCT
inlawrev-2632	89	17	reasonable	reasonable	ADJ
inlawrev-2632	89	18	procedures	procedure	NOUN
inlawrev-2632	89	19	,	,	PUNCT
inlawrev-2632	89	20	"	"	PUNCT
inlawrev-2632	89	21	and	and	CCONJ
inlawrev-2632	89	22	exert	exert	VERB
inlawrev-2632	89	23	a	a	DET
inlawrev-2632	89	24	"	"	PUNCT
inlawrev-2632	89	25	reasonable	reasonable	ADJ
inlawrev-2632	89	26	effort	effort	NOUN
inlawrev-2632	89	27	"	"	PUNCT
inlawrev-2632	89	28	in	in	ADP
inlawrev-2632	89	29	reporting	reporting	NOUN
inlawrev-2632	89	30	and	and	CCONJ
inlawrev-2632	89	31	verifying	verify	VERB
inlawrev-2632	89	32	consumer	consumer	NOUN
inlawrev-2632	89	33	information.^^	information.^^	NOUN
inlawrev-2632	89	34	an	an	DET
inlawrev-2632	89	35	agency	agency	NOUN
inlawrev-2632	89	36	which	which	PRON
inlawrev-2632	89	37	fails	fail	VERB
inlawrev-2632	89	38	to	to	PART
inlawrev-2632	89	39	conform	conform	VERB
inlawrev-2632	89	40	to	to	ADP
inlawrev-2632	89	41	these	these	DET
inlawrev-2632	89	42	standards	standard	NOUN
inlawrev-2632	89	43	is	be	AUX
inlawrev-2632	89	44	exposed	expose	VERB
inlawrev-2632	89	45	to	to	ADP
inlawrev-2632	89	46	civil	civil	ADJ
inlawrev-2632	89	47	liability	liability	NOUN
inlawrev-2632	89	48	.	.	PUNCT
inlawrev-2632	90	1	federal	federal	ADJ
inlawrev-2632	90	2	jurisdiction	jurisdiction	NOUN
inlawrev-2632	90	3	is	be	AUX
inlawrev-2632	90	4	granted	grant	VERB
inlawrev-2632	90	5	in	in	ADP
inlawrev-2632	90	6	section	section	NOUN
inlawrev-2632	90	7	1681p	1681p	NUM
inlawrev-2632	90	8	of	of	ADP
inlawrev-2632	90	9	the	the	DET
inlawrev-2632	90	10	fcra	fcra	NOUN
inlawrev-2632	90	11	.	.	PUNCT
inlawrev-2632	91	1	'^	'^	NOUN
inlawrev-2632	91	2	that	that	DET
inlawrev-2632	91	3	section	section	NOUN
inlawrev-2632	91	4	also	also	ADV
inlawrev-2632	91	5	sets	set	VERB
inlawrev-2632	91	6	out	out	ADP
inlawrev-2632	91	7	the	the	DET
inlawrev-2632	91	8	applicable	applicable	ADJ
inlawrev-2632	91	9	statute	statute	NOUN
inlawrev-2632	91	10	of	of	ADP
inlawrev-2632	91	11	limitations	limitation	NOUN
inlawrev-2632	91	12	for	for	ADP
inlawrev-2632	91	13	actions	action	NOUN
inlawrev-2632	91	14	brought	bring	VERB
inlawrev-2632	91	15	in	in	ADP
inlawrev-2632	91	16	federal	federal	ADJ
inlawrev-2632	91	17	court	court	NOUN
inlawrev-2632	91	18	.	.	PUNCT
inlawrev-2632	92	1	suits	suit	NOUN
inlawrev-2632	92	2	may	may	AUX
inlawrev-2632	92	3	be	be	AUX
inlawrev-2632	92	4	brought	bring	VERB
inlawrev-2632	92	5	:	:	PUNCT
inlawrev-2632	92	6	.	.	PUNCT
inlawrev-2632	92	7	.	.	PUNCT
inlawrev-2632	92	8	.	.	PUNCT
inlawrev-2632	93	1	within	within	ADP
inlawrev-2632	93	2	two	two	NUM
inlawrev-2632	93	3	years	year	NOUN
inlawrev-2632	93	4	from	from	ADP
inlawrev-2632	93	5	the	the	DET
inlawrev-2632	93	6	date	date	NOUN
inlawrev-2632	93	7	on	on	ADP
inlawrev-2632	93	8	which	which	PRON
inlawrev-2632	93	9	the	the	DET
inlawrev-2632	93	10	liability	liability	NOUN
inlawrev-2632	93	11	arises	arise	VERB
inlawrev-2632	93	12	,	,	PUNCT
inlawrev-2632	93	13	except	except	SCONJ
inlawrev-2632	93	14	that	that	SCONJ
inlawrev-2632	93	15	where	where	SCONJ
inlawrev-2632	93	16	a	a	DET
inlawrev-2632	93	17	defendant	defendant	NOUN
inlawrev-2632	93	18	has	have	AUX
inlawrev-2632	93	19	materially	materially	ADV
inlawrev-2632	93	20	and	and	CCONJ
inlawrev-2632	93	21	willfully	willfully	ADV
inlawrev-2632	93	22	misrepresented	misrepresent	VERB
inlawrev-2632	93	23	any	any	DET
inlawrev-2632	93	24	information	information	NOUN
inlawrev-2632	93	25	required	require	VERB
inlawrev-2632	93	26	under	under	ADP
inlawrev-2632	93	27	this	this	DET
inlawrev-2632	93	28	subchapter	subchapter	NOUN
inlawrev-2632	93	29	to	to	PART
inlawrev-2632	93	30	be	be	AUX
inlawrev-2632	93	31	disclosed	disclose	VERB
inlawrev-2632	93	32	to	to	ADP
inlawrev-2632	93	33	an	an	DET
inlawrev-2632	93	34	individual	individual	NOUN
inlawrev-2632	93	35	and	and	CCONJ
inlawrev-2632	93	36	the	the	DET
inlawrev-2632	93	37	information	information	NOUN
inlawrev-2632	93	38	so	so	ADV
inlawrev-2632	93	39	misrepresented	misrepresent	VERB
inlawrev-2632	93	40	is	be	AUX
inlawrev-2632	93	41	material	material	NOUN
inlawrev-2632	93	42	to	to	ADP
inlawrev-2632	93	43	the	the	DET
inlawrev-2632	93	44	establishment	establishment	NOUN
inlawrev-2632	93	45	of	of	ADP
inlawrev-2632	93	46	the	the	DET
inlawrev-2632	93	47	defendant	defendant	NOUN
inlawrev-2632	93	48	's	's	PART
inlawrev-2632	93	49	hability	hability	NOUN
inlawrev-2632	93	50	to	to	ADP
inlawrev-2632	93	51	that	that	DET
inlawrev-2632	93	52	individual	individual	NOUN
inlawrev-2632	93	53	under	under	ADP
inlawrev-2632	93	54	this	this	DET
inlawrev-2632	93	55	subchapter	subchapter	NOUN
inlawrev-2632	93	56	,	,	PUNCT
inlawrev-2632	93	57	the	the	DET
inlawrev-2632	93	58	action	action	NOUN
inlawrev-2632	93	59	may	may	AUX
inlawrev-2632	93	60	be	be	AUX
inlawrev-2632	93	61	brought	bring	VERB
inlawrev-2632	93	62	at	at	ADP
inlawrev-2632	93	63	any	any	DET
inlawrev-2632	93	64	time	time	NOUN
inlawrev-2632	93	65	within	within	ADP
inlawrev-2632	93	66	two	two	NUM
inlawrev-2632	93	67	years	year	NOUN
inlawrev-2632	93	68	after	after	ADP
inlawrev-2632	93	69	discovery	discovery	NOUN
inlawrev-2632	93	70	by	by	ADP
inlawrev-2632	93	71	the	the	DET
inlawrev-2632	93	72	individual	individual	NOUN
inlawrev-2632	93	73	of	of	ADP
inlawrev-2632	93	74	the	the	DET
inlawrev-2632	93	75	misrepresentation	misrepresentation	NOUN
inlawrev-2632	93	76	.	.	PUNCT
inlawrev-2632	93	77	^^	^^	PUNCT
inlawrev-2632	93	78	'	'	X
inlawrev-2632	93	79	45	45	NUM
inlawrev-2632	93	80	u.s.c	u.s.c	ADJ
inlawrev-2632	93	81	.	.	PUNCT
inlawrev-2632	94	1	§	§	PROPN
inlawrev-2632	94	2	1681b	1681b	NOUN
inlawrev-2632	94	3	(	(	PUNCT
inlawrev-2632	94	4	1982	1982	NUM
inlawrev-2632	94	5	)	)	PUNCT
inlawrev-2632	94	6	.	.	PUNCT
inlawrev-2632	95	1	''	''	PUNCT
inlawrev-2632	95	2	i	i	PRON
inlawrev-2632	95	3	d.	d.	PROPN
inlawrev-2632	95	4	at	at	ADP
inlawrev-2632	95	5	§	§	PROPN
inlawrev-2632	95	6	1681b	1681b	NUM
inlawrev-2632	95	7	.	.	PUNCT
inlawrev-2632	95	8	''	''	PUNCT
inlawrev-2632	96	1	i	i	PRON
inlawrev-2632	96	2	d.	d.	PROPN
inlawrev-2632	96	3	at	at	ADP
inlawrev-2632	96	4	§	§	PROPN
inlawrev-2632	96	5	1681i	1681i	NUM
inlawrev-2632	96	6	.	.	PUNCT
inlawrev-2632	97	1	see	see	VERB
inlawrev-2632	97	2	stewart	stewart	PROPN
inlawrev-2632	97	3	v.	v.	PROPN
inlawrev-2632	97	4	credit	credit	PROPN
inlawrev-2632	97	5	bureau	bureau	PROPN
inlawrev-2632	97	6	inc	inc	PROPN
inlawrev-2632	97	7	.	.	PROPN
inlawrev-2632	97	8	,	,	PUNCT
inlawrev-2632	97	9	734	734	NUM
inlawrev-2632	97	10	f.2d	f.2d	NUM
inlawrev-2632	97	11	47	47	NUM
inlawrev-2632	97	12	,	,	PUNCT
inlawrev-2632	97	13	49	49	NUM
inlawrev-2632	97	14	n.2	n.2	SYM
inlawrev-2632	97	15	(	(	PUNCT
inlawrev-2632	97	16	d.c	d.c	PROPN
inlawrev-2632	97	17	.	.	PROPN
inlawrev-2632	97	18	cir	cir	PROPN
inlawrev-2632	97	19	.	.	PUNCT
inlawrev-2632	97	20	1984	1984	NUM
inlawrev-2632	97	21	)	)	PUNCT
inlawrev-2632	97	22	.	.	PUNCT
inlawrev-2632	98	1	'	'	PUNCT
inlawrev-2632	98	2	m5	m5	NOUN
inlawrev-2632	98	3	u.s.c	u.s.c	ADJ
inlawrev-2632	98	4	.	.	PUNCT
inlawrev-2632	99	1	§	§	PROPN
inlawrev-2632	99	2	1681i(a	1681i(a	NUM
inlawrev-2632	99	3	)	)	PUNCT
inlawrev-2632	99	4	(	(	PUNCT
inlawrev-2632	99	5	1982	1982	NUM
inlawrev-2632	99	6	)	)	PUNCT
inlawrev-2632	99	7	.	.	PUNCT
inlawrev-2632	100	1	'	'	PUNCT
inlawrev-2632	100	2	"	"	PUNCT
inlawrev-2632	100	3	•id	•id	X
inlawrev-2632	100	4	.	.	PUNCT
inlawrev-2632	100	5	at	at	ADP
inlawrev-2632	100	6	§	§	PROPN
inlawrev-2632	100	7	1681i(b)-(c	1681i(b)-(c	NUM
inlawrev-2632	100	8	)	)	PUNCT
inlawrev-2632	100	9	.	.	PUNCT
inlawrev-2632	100	10	''	''	PUNCT
inlawrev-2632	101	1	i	i	PRON
inlawrev-2632	101	2	d.	d.	PROPN
inlawrev-2632	101	3	at	at	ADP
inlawrev-2632	101	4	§	§	PROPN
inlawrev-2632	101	5	1681i(d	1681i(d	NUM
inlawrev-2632	101	6	)	)	PUNCT
inlawrev-2632	101	7	.	.	PUNCT
inlawrev-2632	101	8	'	'	PUNCT
inlawrev-2632	102	1	«	«	PUNCT
inlawrev-2632	102	2	m	m	VERB
inlawrev-2632	102	3	at	at	ADP
inlawrev-2632	102	4	§	§	PROPN
inlawrev-2632	102	5	1681b	1681b	NOUN
inlawrev-2632	102	6	&	&	CCONJ
inlawrev-2632	102	7	§	§	PROPN
inlawrev-2632	102	8	1681e	1681e	NUM
inlawrev-2632	102	9	.	.	PUNCT
inlawrev-2632	103	1	'	'	PUNCT
inlawrev-2632	103	2	^m	^m	PRON
inlawrev-2632	103	3	at	at	ADP
inlawrev-2632	103	4	§	§	PROPN
inlawrev-2632	103	5	1681	1681	NUM
inlawrev-2632	103	6	p.	p.	NOUN
inlawrev-2632	103	7	civil	civil	ADJ
inlawrev-2632	103	8	liability	liability	NOUN
inlawrev-2632	103	9	for	for	ADP
inlawrev-2632	103	10	willful	willful	ADJ
inlawrev-2632	103	11	and	and	CCONJ
inlawrev-2632	103	12	negligent	negligent	ADJ
inlawrev-2632	103	13	noncompliance	noncompliance	NOUN
inlawrev-2632	103	14	with	with	ADP
inlawrev-2632	103	15	the	the	DET
inlawrev-2632	103	16	fcra	fcra	NOUN
inlawrev-2632	103	17	arises	arise	VERB
inlawrev-2632	103	18	under	under	ADP
inlawrev-2632	103	19	sections	section	NOUN
inlawrev-2632	103	20	168	168	NUM
inlawrev-2632	103	21	in	in	ADP
inlawrev-2632	103	22	and	and	CCONJ
inlawrev-2632	103	23	i68i0	i68i0	NOUN
inlawrev-2632	103	24	,	,	PUNCT
inlawrev-2632	103	25	respectively	respectively	ADV
inlawrev-2632	103	26	.	.	PUNCT
inlawrev-2632	104	1	^"id	^"id	PROPN
inlawrev-2632	104	2	.	.	PUNCT
inlawrev-2632	105	1	at	at	ADP
inlawrev-2632	105	2	§	§	PROPN
inlawrev-2632	105	3	1681n	1681n	NUM
inlawrev-2632	105	4	,	,	PUNCT
inlawrev-2632	105	5	§	§	PROPN
inlawrev-2632	105	6	i68i0	i68i0	NOUN
inlawrev-2632	105	7	,	,	PUNCT
inlawrev-2632	105	8	§	§	PROPN
inlawrev-2632	105	9	1681p	1681p	NUM
inlawrev-2632	105	10	.	.	PUNCT
inlawrev-2632	106	1	510	510	NUM
inlawrev-2632	106	2	indiana	indiana	NOUN
inlawrev-2632	106	3	la	la	PROPN
inlawrev-2632	106	4	]	]	PUNCT
inlawrev-2632	106	5	v	v	ADP
inlawrev-2632	106	6	review	review	NOUN
inlawrev-2632	106	7	[	[	X
inlawrev-2632	106	8	vol	vol	NOUN
inlawrev-2632	106	9	.	.	PUNCT
inlawrev-2632	107	1	18:507	18:507	NOUN
inlawrev-2632	107	2	the	the	DET
inlawrev-2632	107	3	fcra	fcra	NOUN
inlawrev-2632	107	4	explicitly	explicitly	ADV
inlawrev-2632	107	5	states	state	VERB
inlawrev-2632	107	6	that	that	SCONJ
inlawrev-2632	107	7	this	this	DET
inlawrev-2632	107	8	grant	grant	NOUN
inlawrev-2632	107	9	of	of	ADP
inlawrev-2632	107	10	federal	federal	ADJ
inlawrev-2632	107	11	jurisdiction	jurisdiction	NOUN
inlawrev-2632	107	12	does	do	AUX
inlawrev-2632	107	13	not	not	PART
inlawrev-2632	107	14	preclude	preclude	VERB
inlawrev-2632	107	15	the	the	DET
inlawrev-2632	107	16	effect	effect	NOUN
inlawrev-2632	107	17	of	of	ADP
inlawrev-2632	107	18	state	state	NOUN
inlawrev-2632	107	19	law	law	NOUN
inlawrev-2632	107	20	.	.	PUNCT
inlawrev-2632	108	1	2	2	NUM
inlawrev-2632	108	2	'	'	PUNCT
inlawrev-2632	108	3	to	to	ADP
inlawrev-2632	108	4	date	date	NOUN
inlawrev-2632	108	5	,	,	PUNCT
inlawrev-2632	108	6	fourteen	fourteen	NUM
inlawrev-2632	108	7	states	state	NOUN
inlawrev-2632	108	8	have	have	AUX
inlawrev-2632	108	9	enacted	enact	VERB
inlawrev-2632	108	10	laws	law	NOUN
inlawrev-2632	108	11	which	which	PRON
inlawrev-2632	108	12	regulate	regulate	VERB
inlawrev-2632	108	13	consumer	consumer	NOUN
inlawrev-2632	108	14	reporting	reporting	NOUN
inlawrev-2632	108	15	agencies	agency	NOUN
inlawrev-2632	108	16	.	.	PUNCT
inlawrev-2632	109	1	^^	^^	PUNCT
inlawrev-2632	109	2	under	under	ADP
inlawrev-2632	109	3	certain	certain	ADJ
inlawrev-2632	109	4	circumstances	circumstance	NOUN
inlawrev-2632	109	5	,	,	PUNCT
inlawrev-2632	109	6	an	an	DET
inlawrev-2632	109	7	fcra	fcra	NOUN
inlawrev-2632	109	8	claim	claim	NOUN
inlawrev-2632	109	9	may	may	AUX
inlawrev-2632	109	10	also	also	ADV
inlawrev-2632	109	11	be	be	AUX
inlawrev-2632	109	12	joined	join	VERB
inlawrev-2632	109	13	with	with	ADP
inlawrev-2632	109	14	the	the	DET
inlawrev-2632	109	15	common	common	ADJ
inlawrev-2632	109	16	law	law	NOUN
inlawrev-2632	109	17	claims	claim	NOUN
inlawrev-2632	109	18	of	of	ADP
inlawrev-2632	109	19	negligence	negligence	NOUN
inlawrev-2632	109	20	,	,	PUNCT
inlawrev-2632	109	21	invasion	invasion	NOUN
inlawrev-2632	109	22	of	of	ADP
inlawrev-2632	109	23	privacy	privacy	NOUN
inlawrev-2632	109	24	,	,	PUNCT
inlawrev-2632	109	25	and	and	CCONJ
inlawrev-2632	109	26	commercial	commercial	ADJ
inlawrev-2632	109	27	defamation	defamation	NOUN
inlawrev-2632	109	28	,	,	PUNCT
inlawrev-2632	109	29	which	which	PRON
inlawrev-2632	109	30	are	be	AUX
inlawrev-2632	109	31	somewhat	somewhat	ADV
inlawrev-2632	109	32	limited	limited	ADJ
inlawrev-2632	109	33	by	by	ADP
inlawrev-2632	109	34	the	the	DET
inlawrev-2632	109	35	fcra.^^	fcra.^^	X
inlawrev-2632	109	36	ii	ii	PROPN
inlawrev-2632	109	37	.	.	PUNCT
inlawrev-2632	110	1	when	when	SCONJ
inlawrev-2632	110	2	does	do	AUX
inlawrev-2632	110	3	the	the	DET
inlawrev-2632	110	4	two	two	NUM
inlawrev-2632	110	5	-	-	PUNCT
inlawrev-2632	110	6	year	year	NOUN
inlawrev-2632	110	7	statute	statute	NOUN
inlawrev-2632	110	8	of	of	ADP
inlawrev-2632	110	9	limitations	limitation	NOUN
inlawrev-2632	110	10	begin	begin	VERB
inlawrev-2632	110	11	to	to	PART
inlawrev-2632	110	12	run	run	VERB
inlawrev-2632	110	13	?	?	PUNCT
inlawrev-2632	111	1	the	the	DET
inlawrev-2632	111	2	fcra	fcra	NOUN
inlawrev-2632	111	3	's	's	PART
inlawrev-2632	111	4	limitations	limitation	NOUN
inlawrev-2632	111	5	provision	provision	NOUN
inlawrev-2632	111	6	contemplates	contemplate	VERB
inlawrev-2632	111	7	two	two	NUM
inlawrev-2632	111	8	possible	possible	ADJ
inlawrev-2632	111	9	dates	date	NOUN
inlawrev-2632	111	10	for	for	ADP
inlawrev-2632	111	11	triggering	trigger	VERB
inlawrev-2632	111	12	the	the	DET
inlawrev-2632	111	13	statute	statute	NOUN
inlawrev-2632	111	14	of	of	ADP
inlawrev-2632	111	15	limitations	limitation	NOUN
inlawrev-2632	111	16	—	—	PUNCT
inlawrev-2632	111	17	either	either	CCONJ
inlawrev-2632	111	18	"	"	PUNCT
inlawrev-2632	111	19	two	two	NUM
inlawrev-2632	111	20	years	year	NOUN
inlawrev-2632	111	21	from	from	ADP
inlawrev-2632	111	22	the	the	DET
inlawrev-2632	111	23	date	date	NOUN
inlawrev-2632	111	24	on	on	ADP
inlawrev-2632	111	25	which	which	PRON
inlawrev-2632	111	26	the	the	DET
inlawrev-2632	111	27	liability	liability	NOUN
inlawrev-2632	111	28	arises	arise	VERB
inlawrev-2632	111	29	"	"	PUNCT
inlawrev-2632	111	30	if	if	SCONJ
inlawrev-2632	111	31	the	the	DET
inlawrev-2632	111	32	actionable	actionable	ADJ
inlawrev-2632	111	33	error	error	NOUN
inlawrev-2632	111	34	was	be	AUX
inlawrev-2632	111	35	negligent	negligent	ADJ
inlawrev-2632	111	36	,	,	PUNCT
inlawrev-2632	111	37	or	or	CCONJ
inlawrev-2632	111	38	"	"	PUNCT
inlawrev-2632	111	39	within	within	ADP
inlawrev-2632	111	40	two	two	NUM
inlawrev-2632	111	41	years	year	NOUN
inlawrev-2632	111	42	after	after	ADP
inlawrev-2632	111	43	discovery	discovery	NOUN
inlawrev-2632	111	44	by	by	ADP
inlawrev-2632	111	45	the	the	DET
inlawrev-2632	111	46	individual	individual	NOUN
inlawrev-2632	111	47	of	of	ADP
inlawrev-2632	111	48	the	the	DET
inlawrev-2632	111	49	[	[	X
inlawrev-2632	111	50	material	material	NOUN
inlawrev-2632	111	51	]	]	X
inlawrev-2632	111	52	misrepresentation	misrepresentation	NOUN
inlawrev-2632	111	53	"	"	PUNCT
inlawrev-2632	111	54	if	if	SCONJ
inlawrev-2632	111	55	the	the	DET
inlawrev-2632	111	56	information	information	NOUN
inlawrev-2632	111	57	was	be	AUX
inlawrev-2632	111	58	"	"	PUNCT
inlawrev-2632	111	59	materially	materially	ADV
inlawrev-2632	111	60	and	and	CCONJ
inlawrev-2632	111	61	willfully	willfully	ADV
inlawrev-2632	111	62	"	"	PUNCT
inlawrev-2632	111	63	withheld	withhold	VERB
inlawrev-2632	111	64	.	.	PUNCT
inlawrev-2632	112	1	24	24	NUM
inlawrev-2632	112	2	the	the	DET
inlawrev-2632	112	3	latter	latter	ADJ
inlawrev-2632	112	4	rule	rule	NOUN
inlawrev-2632	112	5	for	for	ADP
inlawrev-2632	112	6	willful	willful	ADJ
inlawrev-2632	112	7	misrepresentation	misrepresentation	NOUN
inlawrev-2632	112	8	is	be	AUX
inlawrev-2632	112	9	considered	consider	VERB
inlawrev-2632	112	10	a	a	DET
inlawrev-2632	112	11	"	"	PUNCT
inlawrev-2632	112	12	discovery	discovery	NOUN
inlawrev-2632	112	13	"	"	PUNCT
inlawrev-2632	112	14	rule	rule	NOUN
inlawrev-2632	112	15	,	,	PUNCT
inlawrev-2632	112	16	and	and	CCONJ
inlawrev-2632	112	17	thus	thus	ADV
inlawrev-2632	112	18	poses	pose	VERB
inlawrev-2632	112	19	a	a	DET
inlawrev-2632	112	20	threshold	threshold	NOUN
inlawrev-2632	112	21	question	question	NOUN
inlawrev-2632	112	22	of	of	ADP
inlawrev-2632	112	23	fact	fact	NOUN
inlawrev-2632	112	24	whenever	whenever	SCONJ
inlawrev-2632	112	25	the	the	DET
inlawrev-2632	112	26	''	''	PUNCT
inlawrev-2632	112	27	i	i	PRON
inlawrev-2632	112	28	d.	d.	PROPN
inlawrev-2632	112	29	at	at	ADP
inlawrev-2632	112	30	§	§	PROPN
inlawrev-2632	112	31	168	168	NUM
inlawrev-2632	112	32	it	it	PRON
inlawrev-2632	112	33	.	.	PUNCT
inlawrev-2632	113	1	the	the	DET
inlawrev-2632	113	2	statute	statute	NOUN
inlawrev-2632	113	3	reads	read	VERB
inlawrev-2632	113	4	:	:	PUNCT
inlawrev-2632	113	5	this	this	DET
inlawrev-2632	113	6	subchapter	subchapter	NOUN
inlawrev-2632	113	7	does	do	AUX
inlawrev-2632	113	8	not	not	PART
inlawrev-2632	113	9	annul	annul	VERB
inlawrev-2632	113	10	,	,	PUNCT
inlawrev-2632	113	11	alter	alter	NOUN
inlawrev-2632	113	12	,	,	PUNCT
inlawrev-2632	113	13	affect	affect	VERB
inlawrev-2632	113	14	,	,	PUNCT
inlawrev-2632	113	15	or	or	CCONJ
inlawrev-2632	113	16	exempt	exempt	VERB
inlawrev-2632	113	17	any	any	DET
inlawrev-2632	113	18	person	person	NOUN
inlawrev-2632	113	19	subject	subject	ADJ
inlawrev-2632	113	20	to	to	ADP
inlawrev-2632	113	21	the	the	DET
inlawrev-2632	113	22	provisions	provision	NOUN
inlawrev-2632	113	23	of	of	ADP
inlawrev-2632	113	24	this	this	DET
inlawrev-2632	113	25	subchapter	subchapter	NOUN
inlawrev-2632	113	26	from	from	ADP
inlawrev-2632	113	27	complying	comply	VERB
inlawrev-2632	113	28	with	with	ADP
inlawrev-2632	113	29	the	the	DET
inlawrev-2632	113	30	laws	law	NOUN
inlawrev-2632	113	31	of	of	ADP
inlawrev-2632	113	32	any	any	DET
inlawrev-2632	113	33	state	state	NOUN
inlawrev-2632	113	34	with	with	ADP
inlawrev-2632	113	35	respect	respect	NOUN
inlawrev-2632	113	36	to	to	ADP
inlawrev-2632	113	37	the	the	DET
inlawrev-2632	113	38	collection	collection	NOUN
inlawrev-2632	113	39	,	,	PUNCT
inlawrev-2632	113	40	distribution	distribution	NOUN
inlawrev-2632	113	41	,	,	PUNCT
inlawrev-2632	113	42	or	or	CCONJ
inlawrev-2632	113	43	use	use	NOUN
inlawrev-2632	113	44	of	of	ADP
inlawrev-2632	113	45	any	any	DET
inlawrev-2632	113	46	information	information	NOUN
inlawrev-2632	113	47	on	on	ADP
inlawrev-2632	113	48	consumers	consumer	NOUN
inlawrev-2632	113	49	,	,	PUNCT
inlawrev-2632	113	50	except	except	SCONJ
inlawrev-2632	113	51	to	to	ADP
inlawrev-2632	113	52	the	the	DET
inlawrev-2632	113	53	extent	extent	NOUN
inlawrev-2632	113	54	that	that	SCONJ
inlawrev-2632	113	55	those	those	DET
inlawrev-2632	113	56	laws	law	NOUN
inlawrev-2632	113	57	are	be	AUX
inlawrev-2632	113	58	inconsistent	inconsistent	ADJ
inlawrev-2632	113	59	with	with	ADP
inlawrev-2632	113	60	any	any	DET
inlawrev-2632	113	61	provision	provision	NOUN
inlawrev-2632	113	62	of	of	ADP
inlawrev-2632	113	63	this	this	DET
inlawrev-2632	113	64	subchapter	subchapter	NOUN
inlawrev-2632	113	65	,	,	PUNCT
inlawrev-2632	113	66	and	and	CCONJ
inlawrev-2632	113	67	then	then	ADV
inlawrev-2632	113	68	only	only	ADV
inlawrev-2632	113	69	to	to	ADP
inlawrev-2632	113	70	the	the	DET
inlawrev-2632	113	71	extent	extent	NOUN
inlawrev-2632	113	72	of	of	ADP
inlawrev-2632	113	73	the	the	DET
inlawrev-2632	113	74	inconsistency	inconsistency	NOUN
inlawrev-2632	113	75	.	.	PUNCT
inlawrev-2632	114	1	i	i	PRON
inlawrev-2632	114	2	d.	d.	PROPN
inlawrev-2632	114	3	see	see	VERB
inlawrev-2632	114	4	leonard	leonard	PROPN
inlawrev-2632	114	5	&	&	CCONJ
inlawrev-2632	114	6	tidwell	tidwell	PROPN
inlawrev-2632	114	7	,	,	PUNCT
inlawrev-2632	114	8	consumer	consumer	NOUN
inlawrev-2632	114	9	credit	credit	NOUN
inlawrev-2632	114	10	regulation	regulation	NOUN
inlawrev-2632	114	11	:	:	PUNCT
inlawrev-2632	114	12	is	be	AUX
inlawrev-2632	114	13	federal	federal	ADJ
inlawrev-2632	114	14	preemption	preemption	NOUN
inlawrev-2632	114	15	necessary	necessary	ADJ
inlawrev-2632	114	16	?	?	PUNCT
inlawrev-2632	115	1	35	35	NUM
inlawrev-2632	115	2	bus	bus	NOUN
inlawrev-2632	115	3	.	.	PUNCT
inlawrev-2632	115	4	law	law	NOUN
inlawrev-2632	115	5	.	.	PUNCT
inlawrev-2632	116	1	1291	1291	NUM
inlawrev-2632	116	2	(	(	PUNCT
inlawrev-2632	116	3	1980	1980	NUM
inlawrev-2632	116	4	)	)	PUNCT
inlawrev-2632	116	5	.	.	PUNCT
inlawrev-2632	117	1	^^state	^^state	PROPN
inlawrev-2632	117	2	credit	credit	NOUN
inlawrev-2632	117	3	reporting	reporting	NOUN
inlawrev-2632	117	4	laws	law	NOUN
inlawrev-2632	117	5	are	be	AUX
inlawrev-2632	117	6	discussed	discuss	VERB
inlawrev-2632	117	7	in	in	ADP
inlawrev-2632	117	8	annot	annot	ADV
inlawrev-2632	117	9	.	.	PROPN
inlawrev-2632	118	1	,	,	PUNCT
inlawrev-2632	118	2	12	12	NUM
inlawrev-2632	118	3	a.l.r	a.l.r	NOUN
inlawrev-2632	118	4	.	.	PUNCT
inlawrev-2632	119	1	4th	4th	ADJ
inlawrev-2632	119	2	294	294	NUM
inlawrev-2632	119	3	(	(	PUNCT
inlawrev-2632	119	4	1982	1982	NUM
inlawrev-2632	119	5	)	)	PUNCT
inlawrev-2632	119	6	.	.	PUNCT
inlawrev-2632	120	1	see	see	VERB
inlawrev-2632	120	2	also	also	ADV
inlawrev-2632	120	3	leonard	leonard	PROPN
inlawrev-2632	120	4	&	&	CCONJ
inlawrev-2632	120	5	tidwell	tidwell	PROPN
inlawrev-2632	120	6	,	,	PUNCT
inlawrev-2632	120	7	supra	supra	PROPN
inlawrev-2632	120	8	note	note	PROPN
inlawrev-2632	120	9	21	21	NUM
inlawrev-2632	120	10	,	,	PUNCT
inlawrev-2632	120	11	at	at	ADP
inlawrev-2632	120	12	1295	1295	NUM
inlawrev-2632	120	13	-	-	SYM
inlawrev-2632	120	14	1309	1309	NUM
inlawrev-2632	120	15	(	(	PUNCT
inlawrev-2632	120	16	concerning	concern	VERB
inlawrev-2632	120	17	the	the	DET
inlawrev-2632	120	18	problems	problem	NOUN
inlawrev-2632	120	19	created	create	VERB
inlawrev-2632	120	20	by	by	ADP
inlawrev-2632	120	21	dual	dual	ADJ
inlawrev-2632	120	22	legislation	legislation	NOUN
inlawrev-2632	120	23	)	)	PUNCT
inlawrev-2632	120	24	;	;	PUNCT
inlawrev-2632	120	25	comment	comment	NOUN
inlawrev-2632	120	26	,	,	PUNCT
inlawrev-2632	120	27	the	the	DET
inlawrev-2632	120	28	new	new	ADJ
inlawrev-2632	120	29	commercial	commercial	ADJ
inlawrev-2632	120	30	speech	speech	NOUN
inlawrev-2632	120	31	and	and	CCONJ
inlawrev-2632	120	32	the	the	DET
inlawrev-2632	120	33	fair	fair	ADJ
inlawrev-2632	120	34	credit	credit	NOUN
inlawrev-2632	120	35	reporting	reporting	NOUN
inlawrev-2632	120	36	act	act	NOUN
inlawrev-2632	120	37	,	,	PUNCT
inlawrev-2632	120	38	130	130	NUM
inlawrev-2632	120	39	u.	u.	NOUN
inlawrev-2632	120	40	pa	pa	PROPN
inlawrev-2632	120	41	.	.	PUNCT
inlawrev-2632	120	42	l.	l.	PROPN
inlawrev-2632	120	43	rev	rev	PROPN
inlawrev-2632	120	44	.	.	PROPN
inlawrev-2632	120	45	131	131	NUM
inlawrev-2632	120	46	,	,	PUNCT
inlawrev-2632	120	47	133	133	NUM
inlawrev-2632	120	48	n.lo	n.lo	PROPN
inlawrev-2632	120	49	(	(	PUNCT
inlawrev-2632	120	50	1981	1981	NUM
inlawrev-2632	120	51	)	)	PUNCT
inlawrev-2632	120	52	(	(	PUNCT
inlawrev-2632	120	53	listing	list	VERB
inlawrev-2632	120	54	several	several	ADJ
inlawrev-2632	120	55	states	state	NOUN
inlawrev-2632	120	56	which	which	PRON
inlawrev-2632	120	57	regulate	regulate	VERB
inlawrev-2632	120	58	consumer	consumer	NOUN
inlawrev-2632	120	59	credit	credit	NOUN
inlawrev-2632	120	60	reporting	reporting	NOUN
inlawrev-2632	120	61	)	)	PUNCT
inlawrev-2632	120	62	.	.	PUNCT
inlawrev-2632	121	1	'	'	PUNCT
inlawrev-2632	121	2	m5	m5	NOUN
inlawrev-2632	121	3	u.s.c	u.s.c	ADJ
inlawrev-2632	121	4	.	.	PUNCT
inlawrev-2632	122	1	§	§	PROPN
inlawrev-2632	122	2	1681h(e	1681h(e	NUM
inlawrev-2632	122	3	)	)	PUNCT
inlawrev-2632	122	4	(	(	PUNCT
inlawrev-2632	122	5	1982	1982	NUM
inlawrev-2632	122	6	)	)	PUNCT
inlawrev-2632	122	7	.	.	PUNCT
inlawrev-2632	123	1	the	the	DET
inlawrev-2632	123	2	statute	statute	NOUN
inlawrev-2632	123	3	reads	read	VERB
inlawrev-2632	123	4	:	:	PUNCT
inlawrev-2632	123	5	...	...	PUNCT
inlawrev-2632	124	1	no	no	DET
inlawrev-2632	124	2	consumer	consumer	NOUN
inlawrev-2632	124	3	may	may	AUX
inlawrev-2632	124	4	bring	bring	VERB
inlawrev-2632	124	5	any	any	DET
inlawrev-2632	124	6	action	action	NOUN
inlawrev-2632	124	7	or	or	CCONJ
inlawrev-2632	124	8	proceeding	proceeding	NOUN
inlawrev-2632	124	9	in	in	ADP
inlawrev-2632	124	10	the	the	DET
inlawrev-2632	124	11	nature	nature	NOUN
inlawrev-2632	124	12	of	of	ADP
inlawrev-2632	124	13	defamation	defamation	NOUN
inlawrev-2632	124	14	,	,	PUNCT
inlawrev-2632	124	15	invasion	invasion	NOUN
inlawrev-2632	124	16	of	of	ADP
inlawrev-2632	124	17	privacy	privacy	NOUN
inlawrev-2632	124	18	or	or	CCONJ
inlawrev-2632	124	19	negligence	negligence	NOUN
inlawrev-2632	124	20	with	with	ADP
inlawrev-2632	124	21	respect	respect	NOUN
inlawrev-2632	124	22	to	to	ADP
inlawrev-2632	124	23	the	the	DET
inlawrev-2632	124	24	reporting	reporting	NOUN
inlawrev-2632	124	25	of	of	ADP
inlawrev-2632	124	26	information	information	NOUN
inlawrev-2632	124	27	against	against	ADP
inlawrev-2632	124	28	any	any	DET
inlawrev-2632	124	29	consumer	consumer	NOUN
inlawrev-2632	124	30	reporting	reporting	NOUN
inlawrev-2632	124	31	agency	agency	NOUN
inlawrev-2632	124	32	(	(	PUNCT
inlawrev-2632	124	33	or	or	CCONJ
inlawrev-2632	124	34	)	)	PUNCT
inlawrev-2632	124	35	any	any	DET
inlawrev-2632	124	36	user	user	NOUN
inlawrev-2632	124	37	of	of	ADP
inlawrev-2632	124	38	information	information	NOUN
inlawrev-2632	124	39	.	.	PUNCT
inlawrev-2632	124	40	.	.	PUNCT
inlawrev-2632	125	1	.	.	PUNCT
inlawrev-2632	126	1	based	base	VERB
inlawrev-2632	126	2	on	on	ADP
inlawrev-2632	126	3	information	information	NOUN
inlawrev-2632	126	4	disclosed	disclose	VERB
inlawrev-2632	126	5	pursuant	pursuant	NOUN
inlawrev-2632	126	6	(	(	PUNCT
inlawrev-2632	126	7	to	to	ADP
inlawrev-2632	126	8	the	the	DET
inlawrev-2632	126	9	act	act	NOUN
inlawrev-2632	126	10	)	)	PUNCT
inlawrev-2632	126	11	except	except	SCONJ
inlawrev-2632	126	12	as	as	ADP
inlawrev-2632	126	13	to	to	PART
inlawrev-2632	126	14	false	false	ADJ
inlawrev-2632	126	15	information	information	NOUN
inlawrev-2632	126	16	furnished	furnish	VERB
inlawrev-2632	126	17	with	with	ADP
inlawrev-2632	126	18	malice	malice	NOUN
inlawrev-2632	126	19	or	or	CCONJ
inlawrev-2632	126	20	willful	willful	ADJ
inlawrev-2632	126	21	intent	intent	NOUN
inlawrev-2632	126	22	to	to	PART
inlawrev-2632	126	23	injure	injure	VERB
inlawrev-2632	126	24	such	such	ADJ
inlawrev-2632	126	25	consumer	consumer	NOUN
inlawrev-2632	126	26	.	.	PUNCT
inlawrev-2632	127	1	i	i	PRON
inlawrev-2632	127	2	d.	d.	PROPN
inlawrev-2632	127	3	section	section	PROPN
inlawrev-2632	127	4	1681h(e	1681h(e	NUM
inlawrev-2632	127	5	)	)	PUNCT
inlawrev-2632	127	6	,	,	PUNCT
inlawrev-2632	127	7	however	however	ADV
inlawrev-2632	127	8	,	,	PUNCT
inlawrev-2632	127	9	limits	limit	VERB
inlawrev-2632	127	10	state	state	NOUN
inlawrev-2632	127	11	law	law	NOUN
inlawrev-2632	127	12	negligence	negligence	NOUN
inlawrev-2632	127	13	,	,	PUNCT
inlawrev-2632	127	14	privacy	privacy	NOUN
inlawrev-2632	127	15	,	,	PUNCT
inlawrev-2632	127	16	and	and	CCONJ
inlawrev-2632	127	17	defamation	defamation	NOUN
inlawrev-2632	127	18	actions	action	NOUN
inlawrev-2632	127	19	based	base	VERB
inlawrev-2632	127	20	on	on	ADP
inlawrev-2632	127	21	reports	report	NOUN
inlawrev-2632	127	22	disclosed	disclose	VERB
inlawrev-2632	127	23	under	under	ADP
inlawrev-2632	127	24	the	the	DET
inlawrev-2632	127	25	fcra	fcra	NOUN
inlawrev-2632	127	26	to	to	ADP
inlawrev-2632	127	27	instances	instance	NOUN
inlawrev-2632	127	28	where	where	SCONJ
inlawrev-2632	127	29	false	false	ADJ
inlawrev-2632	127	30	information	information	NOUN
inlawrev-2632	127	31	is	be	AUX
inlawrev-2632	127	32	furnished	furnish	VERB
inlawrev-2632	127	33	with	with	ADP
inlawrev-2632	127	34	malice	malice	NOUN
inlawrev-2632	127	35	or	or	CCONJ
inlawrev-2632	127	36	willful	willful	ADJ
inlawrev-2632	127	37	intent	intent	NOUN
inlawrev-2632	127	38	to	to	PART
inlawrev-2632	127	39	injure	injure	VERB
inlawrev-2632	127	40	the	the	DET
inlawrev-2632	127	41	consumer	consumer	NOUN
inlawrev-2632	127	42	.	.	PUNCT
inlawrev-2632	128	1	15	15	NUM
inlawrev-2632	128	2	u.s.c	u.s.c	NOUN
inlawrev-2632	128	3	.	.	PUNCT
inlawrev-2632	129	1	§	§	PROPN
inlawrev-2632	129	2	1681h(e	1681h(e	NUM
inlawrev-2632	129	3	)	)	PUNCT
inlawrev-2632	129	4	.	.	PUNCT
inlawrev-2632	130	1	see	see	VERB
inlawrev-2632	130	2	thorton	thorton	PROPN
inlawrev-2632	130	3	v.	v.	ADP
inlawrev-2632	130	4	equifax	equifax	PROPN
inlawrev-2632	130	5	,	,	PUNCT
inlawrev-2632	130	6	inc	inc	PROPN
inlawrev-2632	130	7	.	.	PROPN
inlawrev-2632	130	8	,	,	PUNCT
inlawrev-2632	130	9	619	619	NUM
inlawrev-2632	130	10	f.2d	f.2d	ADP
inlawrev-2632	130	11	700	700	NUM
inlawrev-2632	130	12	(	(	PUNCT
inlawrev-2632	130	13	8th	8th	ADJ
inlawrev-2632	130	14	cir	cir	NOUN
inlawrev-2632	130	15	.	.	PUNCT
inlawrev-2632	130	16	1980	1980	NUM
inlawrev-2632	130	17	)	)	PUNCT
inlawrev-2632	130	18	;	;	PUNCT
inlawrev-2632	130	19	peller	peller	PROPN
inlawrev-2632	130	20	v.	v.	ADP
inlawrev-2632	130	21	retail	retail	PROPN
inlawrev-2632	130	22	credit	credit	PROPN
inlawrev-2632	130	23	co.	co.	PROPN
inlawrev-2632	130	24	,	,	PUNCT
inlawrev-2632	130	25	359	359	NUM
inlawrev-2632	130	26	f.	f.	PROPN
inlawrev-2632	130	27	supp	supp	PROPN
inlawrev-2632	130	28	.	.	PUNCT
inlawrev-2632	131	1	1235	1235	NUM
inlawrev-2632	131	2	(	(	PUNCT
inlawrev-2632	131	3	n.d	n.d	PROPN
inlawrev-2632	131	4	.	.	PROPN
inlawrev-2632	131	5	ga	ga	PROPN
inlawrev-2632	131	6	.	.	PROPN
inlawrev-2632	131	7	1973	1973	NUM
inlawrev-2632	131	8	)	)	PUNCT
inlawrev-2632	131	9	.	.	PUNCT
inlawrev-2632	132	1	the	the	DET
inlawrev-2632	132	2	section	section	NOUN
inlawrev-2632	132	3	does	do	AUX
inlawrev-2632	132	4	not	not	PART
inlawrev-2632	132	5	apply	apply	VERB
inlawrev-2632	132	6	when	when	SCONJ
inlawrev-2632	132	7	the	the	DET
inlawrev-2632	132	8	consumer	consumer	NOUN
inlawrev-2632	132	9	has	have	AUX
inlawrev-2632	132	10	not	not	PART
inlawrev-2632	132	11	requested	request	VERB
inlawrev-2632	132	12	information	information	NOUN
inlawrev-2632	132	13	through	through	ADP
inlawrev-2632	132	14	the	the	DET
inlawrev-2632	132	15	fcra	fcra	NOUN
inlawrev-2632	132	16	.	.	PUNCT
inlawrev-2632	133	1	two	two	NUM
inlawrev-2632	133	2	scholars	scholar	NOUN
inlawrev-2632	133	3	nevertheless	nevertheless	ADV
inlawrev-2632	133	4	assert	assert	VERB
inlawrev-2632	133	5	that	that	SCONJ
inlawrev-2632	133	6	"	"	PUNCT
inlawrev-2632	133	7	the	the	DET
inlawrev-2632	133	8	act	act	NOUN
inlawrev-2632	133	9	effectively	effectively	ADV
inlawrev-2632	133	10	bars	bar	VERB
inlawrev-2632	133	11	state	state	NOUN
inlawrev-2632	133	12	actions	action	NOUN
inlawrev-2632	133	13	in	in	ADP
inlawrev-2632	133	14	defamation	defamation	NOUN
inlawrev-2632	133	15	and	and	CCONJ
inlawrev-2632	133	16	substitutes	substitute	VERB
inlawrev-2632	133	17	a	a	DET
inlawrev-2632	133	18	statutory	statutory	ADJ
inlawrev-2632	133	19	negligence	negligence	NOUN
inlawrev-2632	133	20	action	action	NOUN
inlawrev-2632	133	21	.	.	PUNCT
inlawrev-2632	133	22	"	"	PUNCT
inlawrev-2632	134	1	blair	blair	PROPN
inlawrev-2632	134	2	&	&	CCONJ
inlawrev-2632	134	3	maurer	maurer	PROPN
inlawrev-2632	134	4	,	,	PUNCT
inlawrev-2632	134	5	statute	statute	PROPN
inlawrev-2632	134	6	law	law	NOUN
inlawrev-2632	134	7	and	and	CCONJ
inlawrev-2632	134	8	common	common	ADJ
inlawrev-2632	134	9	law	law	NOUN
inlawrev-2632	134	10	,	,	PUNCT
inlawrev-2632	134	11	49	49	NUM
inlawrev-2632	134	12	mo	mo	PROPN
inlawrev-2632	134	13	.	.	PROPN
inlawrev-2632	134	14	l.	l.	PROPN
inlawrev-2632	134	15	rev	rev	PROPN
inlawrev-2632	134	16	.	.	PROPN
inlawrev-2632	134	17	289	289	NUM
inlawrev-2632	134	18	,	,	PUNCT
inlawrev-2632	134	19	306	306	NUM
inlawrev-2632	134	20	(	(	PUNCT
inlawrev-2632	134	21	1984	1984	NUM
inlawrev-2632	134	22	)	)	PUNCT
inlawrev-2632	134	23	.	.	PUNCT
inlawrev-2632	135	1	see	see	AUX
inlawrev-2632	135	2	also	also	ADV
inlawrev-2632	135	3	note	note	VERB
inlawrev-2632	135	4	,	,	PUNCT
inlawrev-2632	135	5	supra	supra	PROPN
inlawrev-2632	135	6	note	note	NOUN
inlawrev-2632	135	7	2	2	NUM
inlawrev-2632	135	8	,	,	PUNCT
inlawrev-2632	135	9	at	at	ADP
inlawrev-2632	135	10	1068	1068	NUM
inlawrev-2632	135	11	(	(	PUNCT
inlawrev-2632	135	12	§	§	NOUN
inlawrev-2632	135	13	1681h(e	1681h(e	NUM
inlawrev-2632	135	14	)	)	PUNCT
inlawrev-2632	135	15	interferes	interfere	VERB
inlawrev-2632	135	16	with	with	ADP
inlawrev-2632	135	17	common	common	ADJ
inlawrev-2632	135	18	law	law	NOUN
inlawrev-2632	135	19	remedies	remedy	NOUN
inlawrev-2632	135	20	)	)	PUNCT
inlawrev-2632	135	21	.	.	PUNCT
inlawrev-2632	136	1	see	see	VERB
inlawrev-2632	136	2	generally	generally	ADV
inlawrev-2632	136	3	maurer	maurer	NOUN
inlawrev-2632	136	4	,	,	PUNCT
inlawrev-2632	136	5	common	common	ADJ
inlawrev-2632	136	6	law	law	NOUN
inlawrev-2632	136	7	defamation	defamation	NOUN
inlawrev-2632	136	8	and	and	CCONJ
inlawrev-2632	136	9	the	the	DET
inlawrev-2632	136	10	fair	fair	ADJ
inlawrev-2632	136	11	credit	credit	NOUN
inlawrev-2632	136	12	reporting	reporting	NOUN
inlawrev-2632	136	13	act	act	NOUN
inlawrev-2632	136	14	,	,	PUNCT
inlawrev-2632	137	1	72	72	NUM
inlawrev-2632	137	2	geo	geo	PROPN
inlawrev-2632	137	3	.	.	PUNCT
inlawrev-2632	137	4	l.j	l.j	PROPN
inlawrev-2632	137	5	.	.	PROPN
inlawrev-2632	137	6	95	95	NUM
inlawrev-2632	137	7	(	(	PUNCT
inlawrev-2632	137	8	1983	1983	NUM
inlawrev-2632	137	9	)	)	PUNCT
inlawrev-2632	137	10	.	.	PUNCT
inlawrev-2632	138	1	'	'	PUNCT
inlawrev-2632	138	2	ns	ns	NUM
inlawrev-2632	138	3	u.s.c	u.s.c	ADJ
inlawrev-2632	138	4	.	.	PUNCT
inlawrev-2632	139	1	§	§	PROPN
inlawrev-2632	139	2	1681p	1681p	NUM
inlawrev-2632	139	3	.	.	PUNCT
inlawrev-2632	140	1	see	see	VERB
inlawrev-2632	140	2	conf	conf	NOUN
inlawrev-2632	140	3	.	.	PUNCT
inlawrev-2632	141	1	rep	rep	PROPN
inlawrev-2632	141	2	.	.	PROPN
inlawrev-2632	142	1	no	no	PROPN
inlawrev-2632	142	2	.	.	NOUN
inlawrev-2632	142	3	1587	1587	NUM
inlawrev-2632	142	4	,	,	PUNCT
inlawrev-2632	142	5	91st	91st	ADJ
inlawrev-2632	142	6	cong	cong	NOUN
inlawrev-2632	142	7	.	.	PROPN
inlawrev-2632	142	8	,	,	PUNCT
inlawrev-2632	142	9	2d	2d	PROPN
inlawrev-2632	142	10	sess	sess	NOUN
inlawrev-2632	142	11	.	.	PUNCT
inlawrev-2632	143	1	reprinted	reprint	VERB
inlawrev-2632	143	2	in	in	ADP
inlawrev-2632	143	3	1970	1970	NUM
inlawrev-2632	143	4	u.s	u.s	PROPN
inlawrev-2632	143	5	.	.	PROPN
inlawrev-2632	143	6	code	code	PROPN
inlawrev-2632	143	7	cong	cong	PROPN
inlawrev-2632	143	8	.	.	PUNCT
inlawrev-2632	144	1	&	&	CCONJ
inlawrev-2632	144	2	ad	ad	NOUN
inlawrev-2632	144	3	.	.	PUNCT
inlawrev-2632	145	1	news	news	NOUN
inlawrev-2632	145	2	4411	4411	NUM
inlawrev-2632	145	3	,	,	PUNCT
inlawrev-2632	145	4	4416	4416	NUM
inlawrev-2632	145	5	.	.	PUNCT
inlawrev-2632	146	1	1	1	NUM
inlawrev-2632	146	2	985	985	NUM
inlawrev-2632	146	3	]	]	X
inlawrev-2632	146	4	sta	sta	X
inlawrev-2632	146	5	tute	tute	NOUN
inlawrev-2632	146	6	of	of	ADP
inlawrev-2632	146	7	limita	limita	PROPN
inlawrev-2632	146	8	tions	tion	NOUN
inlawrev-2632	146	9	5	5	NUM
inlawrev-2632	146	10	1	1	NUM
inlawrev-2632	146	11	1	1	NUM
inlawrev-2632	146	12	statute	statute	NOUN
inlawrev-2632	146	13	of	of	ADP
inlawrev-2632	146	14	limitations	limitation	NOUN
inlawrev-2632	146	15	defense	defense	NOUN
inlawrev-2632	146	16	is	be	AUX
inlawrev-2632	146	17	raised	raise	VERB
inlawrev-2632	146	18	.	.	PUNCT
inlawrev-2632	147	1	that	that	PRON
inlawrev-2632	147	2	is	be	AUX
inlawrev-2632	147	3	,	,	PUNCT
inlawrev-2632	147	4	when	when	SCONJ
inlawrev-2632	147	5	did	do	AUX
inlawrev-2632	147	6	discovery	discovery	NOUN
inlawrev-2632	147	7	occur	occur	VERB
inlawrev-2632	147	8	?	?	PUNCT
inlawrev-2632	148	1	such	such	DET
inlawrev-2632	148	2	a	a	DET
inlawrev-2632	148	3	rule	rule	NOUN
inlawrev-2632	148	4	is	be	AUX
inlawrev-2632	148	5	no	no	PRON
inlawrev-2632	148	6	more	more	ADV
inlawrev-2632	148	7	problematic	problematic	ADJ
inlawrev-2632	148	8	in	in	ADP
inlawrev-2632	148	9	the	the	DET
inlawrev-2632	148	10	fcra	fcra	NOUN
inlawrev-2632	148	11	context	context	NOUN
inlawrev-2632	148	12	than	than	ADP
inlawrev-2632	148	13	in	in	ADP
inlawrev-2632	148	14	the	the	DET
inlawrev-2632	148	15	common	common	ADJ
inlawrev-2632	148	16	law	law	NOUN
inlawrev-2632	148	17	of	of	ADP
inlawrev-2632	148	18	tort,^^	tort,^^	NOUN
inlawrev-2632	148	19	for	for	ADP
inlawrev-2632	148	20	discovery	discovery	NOUN
inlawrev-2632	148	21	is	be	AUX
inlawrev-2632	148	22	essentially	essentially	ADV
inlawrev-2632	148	23	a	a	DET
inlawrev-2632	148	24	clear	clear	ADJ
inlawrev-2632	148	25	factual	factual	ADJ
inlawrev-2632	148	26	issue	issue	NOUN
inlawrev-2632	148	27	.	.	PUNCT
inlawrev-2632	149	1	the	the	DET
inlawrev-2632	149	2	real	real	ADJ
inlawrev-2632	149	3	problem	problem	NOUN
inlawrev-2632	149	4	for	for	ADP
inlawrev-2632	149	5	the	the	DET
inlawrev-2632	149	6	fcra	fcra	NOUN
inlawrev-2632	149	7	plaintiff	plaintiff	NOUN
inlawrev-2632	149	8	is	be	AUX
inlawrev-2632	149	9	bringing	bring	VERB
inlawrev-2632	149	10	suit	suit	NOUN
inlawrev-2632	149	11	within	within	ADP
inlawrev-2632	149	12	the	the	DET
inlawrev-2632	149	13	time	time	NOUN
inlawrev-2632	149	14	provided	provide	VERB
inlawrev-2632	149	15	by	by	ADP
inlawrev-2632	149	16	the	the	DET
inlawrev-2632	149	17	first	first	ADJ
inlawrev-2632	149	18	statute	statute	NOUN
inlawrev-2632	149	19	of	of	ADP
inlawrev-2632	149	20	limitations	limitation	NOUN
inlawrev-2632	149	21	,	,	PUNCT
inlawrev-2632	149	22	which	which	PRON
inlawrev-2632	149	23	is	be	AUX
inlawrev-2632	149	24	triggered	trigger	VERB
inlawrev-2632	149	25	by	by	ADP
inlawrev-2632	149	26	the	the	DET
inlawrev-2632	149	27	act	act	NOUN
inlawrev-2632	149	28	of	of	ADP
inlawrev-2632	149	29	negligence	negligence	NOUN
inlawrev-2632	149	30	.	.	PUNCT
inlawrev-2632	150	1	liability	liability	NOUN
inlawrev-2632	150	2	for	for	ADP
inlawrev-2632	150	3	neghgence	neghgence	NOUN
inlawrev-2632	150	4	arises	arise	VERB
inlawrev-2632	150	5	upon	upon	SCONJ
inlawrev-2632	150	6	the	the	DET
inlawrev-2632	150	7	credit	credit	NOUN
inlawrev-2632	150	8	agency	agency	NOUN
inlawrev-2632	150	9	's	's	PART
inlawrev-2632	150	10	use	use	NOUN
inlawrev-2632	150	11	of	of	ADP
inlawrev-2632	150	12	"	"	PUNCT
inlawrev-2632	150	13	unreasonable	unreasonable	ADJ
inlawrev-2632	150	14	procedures	procedure	NOUN
inlawrev-2632	150	15	,	,	PUNCT
inlawrev-2632	150	16	"	"	PUNCT
inlawrev-2632	150	17	but	but	CCONJ
inlawrev-2632	150	18	from	from	ADP
inlawrev-2632	150	19	a	a	DET
inlawrev-2632	150	20	consumer	consumer	NOUN
inlawrev-2632	150	21	's	's	PART
inlawrev-2632	150	22	perspective	perspective	NOUN
inlawrev-2632	150	23	,	,	PUNCT
inlawrev-2632	150	24	unreasonable	unreasonable	ADJ
inlawrev-2632	150	25	procedures	procedure	NOUN
inlawrev-2632	150	26	can	can	AUX
inlawrev-2632	150	27	be	be	AUX
inlawrev-2632	150	28	virtually	virtually	ADV
inlawrev-2632	150	29	impossible	impossible	ADJ
inlawrev-2632	150	30	to	to	PART
inlawrev-2632	150	31	prove	prove	VERB
inlawrev-2632	150	32	.	.	PUNCT
inlawrev-2632	151	1	an	an	DET
inlawrev-2632	151	2	inaccurate	inaccurate	ADJ
inlawrev-2632	151	3	report	report	NOUN
inlawrev-2632	151	4	,	,	PUNCT
inlawrev-2632	151	5	for	for	ADP
inlawrev-2632	151	6	example	example	NOUN
inlawrev-2632	151	7	,	,	PUNCT
inlawrev-2632	151	8	is	be	AUX
inlawrev-2632	151	9	not	not	PART
inlawrev-2632	151	10	a	a	DET
inlawrev-2632	151	11	per	per	X
inlawrev-2632	151	12	se	se	X
inlawrev-2632	151	13	violation	violation	NOUN
inlawrev-2632	151	14	of	of	ADP
inlawrev-2632	151	15	the	the	DET
inlawrev-2632	151	16	act.^^	act.^^	PROPN
inlawrev-2632	151	17	in	in	ADP
inlawrev-2632	151	18	order	order	NOUN
inlawrev-2632	151	19	to	to	PART
inlawrev-2632	151	20	show	show	VERB
inlawrev-2632	151	21	negligence	negligence	NOUN
inlawrev-2632	151	22	,	,	PUNCT
inlawrev-2632	151	23	the	the	DET
inlawrev-2632	151	24	consumer	consumer	NOUN
inlawrev-2632	151	25	must	must	AUX
inlawrev-2632	151	26	not	not	PART
inlawrev-2632	151	27	only	only	ADV
inlawrev-2632	151	28	prove	prove	VERB
inlawrev-2632	151	29	the	the	DET
inlawrev-2632	151	30	inaccuracy	inaccuracy	NOUN
inlawrev-2632	151	31	of	of	ADP
inlawrev-2632	151	32	the	the	DET
inlawrev-2632	151	33	report	report	NOUN
inlawrev-2632	151	34	,	,	PUNCT
inlawrev-2632	151	35	but	but	CCONJ
inlawrev-2632	151	36	also	also	ADV
inlawrev-2632	151	37	that	that	SCONJ
inlawrev-2632	151	38	the	the	DET
inlawrev-2632	151	39	error	error	NOUN
inlawrev-2632	151	40	resulted	result	VERB
inlawrev-2632	151	41	from	from	ADP
inlawrev-2632	151	42	the	the	DET
inlawrev-2632	151	43	agency	agency	NOUN
inlawrev-2632	151	44	's	's	PART
inlawrev-2632	151	45	inadequate	inadequate	ADJ
inlawrev-2632	151	46	procedures	procedure	NOUN
inlawrev-2632	151	47	.	.	PUNCT
inlawrev-2632	151	48	^^	^^	PUNCT
inlawrev-2632	151	49	furthermore	furthermore	ADV
inlawrev-2632	151	50	,	,	PUNCT
inlawrev-2632	151	51	procedures	procedure	NOUN
inlawrev-2632	151	52	resulting	result	VERB
inlawrev-2632	151	53	in	in	ADP
inlawrev-2632	151	54	error	error	NOUN
inlawrev-2632	151	55	are	be	AUX
inlawrev-2632	151	56	not	not	PART
inlawrev-2632	151	57	necessarily	necessarily	ADV
inlawrev-2632	151	58	inadequate	inadequate	ADJ
inlawrev-2632	151	59	.	.	PUNCT
inlawrev-2632	151	60	^^	^^	PUNCT
inlawrev-2632	151	61	instead	instead	ADV
inlawrev-2632	151	62	,	,	PUNCT
inlawrev-2632	151	63	"	"	PUNCT
inlawrev-2632	151	64	[	[	X
inlawrev-2632	151	65	t]he	t]he	X
inlawrev-2632	151	66	standard	standard	NOUN
inlawrev-2632	151	67	of	of	ADP
inlawrev-2632	151	68	conduct	conduct	NOUN
inlawrev-2632	151	69	by	by	ADP
inlawrev-2632	151	70	which	which	PRON
inlawrev-2632	151	71	the	the	DET
inlawrev-2632	151	72	trier	trier	NOUN
inlawrev-2632	151	73	of	of	ADP
inlawrev-2632	151	74	fact	fact	NOUN
inlawrev-2632	151	75	must	must	AUX
inlawrev-2632	151	76	judge	judge	VERB
inlawrev-2632	151	77	the	the	DET
inlawrev-2632	151	78	adequacy	adequacy	NOUN
inlawrev-2632	151	79	of	of	ADP
inlawrev-2632	151	80	agency	agency	NOUN
inlawrev-2632	151	81	procedures	procedure	NOUN
inlawrev-2632	151	82	is	be	AUX
inlawrev-2632	151	83	what	what	PRON
inlawrev-2632	151	84	a	a	DET
inlawrev-2632	151	85	reasonably	reasonably	ADV
inlawrev-2632	151	86	prudent	prudent	ADJ
inlawrev-2632	151	87	person	person	NOUN
inlawrev-2632	151	88	would	would	AUX
inlawrev-2632	151	89	do	do	VERB
inlawrev-2632	151	90	under	under	ADP
inlawrev-2632	151	91	the	the	DET
inlawrev-2632	151	92	circumstances	circumstance	NOUN
inlawrev-2632	151	93	.	.	PUNCT
inlawrev-2632	152	1	"^^	"^^	VERB
inlawrev-2632	152	2	a	a	DET
inlawrev-2632	152	3	credit	credit	NOUN
inlawrev-2632	152	4	reporting	reporting	NOUN
inlawrev-2632	152	5	agency	agency	NOUN
inlawrev-2632	152	6	must	must	AUX
inlawrev-2632	152	7	simply	simply	ADV
inlawrev-2632	152	8	follow	follow	VERB
inlawrev-2632	152	9	"	"	PUNCT
inlawrev-2632	152	10	reasonable	reasonable	ADJ
inlawrev-2632	152	11	procedures	procedure	NOUN
inlawrev-2632	152	12	to	to	PART
inlawrev-2632	152	13	assure	assure	VERB
inlawrev-2632	152	14	maximum	maximum	ADJ
inlawrev-2632	152	15	possible	possible	ADJ
inlawrev-2632	152	16	accuracy	accuracy	NOUN
inlawrev-2632	152	17	of	of	ADP
inlawrev-2632	152	18	the	the	DET
inlawrev-2632	152	19	information	information	NOUN
inlawrev-2632	152	20	concerning	concern	VERB
inlawrev-2632	152	21	the	the	DET
inlawrev-2632	152	22	individual	individual	NOUN
inlawrev-2632	152	23	about	about	ADP
inlawrev-2632	152	24	whom	whom	PRON
inlawrev-2632	152	25	the	the	DET
inlawrev-2632	152	26	information	information	NOUN
inlawrev-2632	152	27	relates	relate	VERB
inlawrev-2632	152	28	.	.	PUNCT
inlawrev-2632	153	1	"	"	PUNCT
inlawrev-2632	153	2	^	^	NOUN
inlawrev-2632	153	3	°	°	PRON
inlawrev-2632	153	4	given	give	VERB
inlawrev-2632	153	5	the	the	DET
inlawrev-2632	153	6	difficulty	difficulty	NOUN
inlawrev-2632	153	7	of	of	ADP
inlawrev-2632	153	8	determining	determine	VERB
inlawrev-2632	153	9	when	when	SCONJ
inlawrev-2632	153	10	liability	liability	NOUN
inlawrev-2632	153	11	for	for	ADP
inlawrev-2632	153	12	negligence	negligence	NOUN
inlawrev-2632	153	13	arises	arise	VERB
inlawrev-2632	153	14	,	,	PUNCT
inlawrev-2632	153	15	it	it	PRON
inlawrev-2632	153	16	becomes	become	VERB
inlawrev-2632	153	17	even	even	ADV
inlawrev-2632	153	18	more	more	ADV
inlawrev-2632	153	19	important	important	ADJ
inlawrev-2632	153	20	to	to	PART
inlawrev-2632	153	21	determine	determine	VERB
inlawrev-2632	153	22	what	what	PRON
inlawrev-2632	153	23	date	date	NOUN
inlawrev-2632	153	24	triggers	trigger	VERB
inlawrev-2632	153	25	the	the	DET
inlawrev-2632	153	26	fcra	fcra	NOUN
inlawrev-2632	153	27	hmitations	hmitation	NOUN
inlawrev-2632	153	28	period	period	NOUN
inlawrev-2632	153	29	.	.	PUNCT
inlawrev-2632	154	1	according	accord	VERB
inlawrev-2632	154	2	to	to	ADP
inlawrev-2632	154	3	the	the	DET
inlawrev-2632	154	4	wording	wording	NOUN
inlawrev-2632	154	5	of	of	ADP
inlawrev-2632	154	6	the	the	DET
inlawrev-2632	154	7	statute	statute	NOUN
inlawrev-2632	154	8	,	,	PUNCT
inlawrev-2632	154	9	the	the	DET
inlawrev-2632	154	10	two	two	NUM
inlawrev-2632	154	11	-	-	PUNCT
inlawrev-2632	154	12	year	year	NOUN
inlawrev-2632	154	13	period	period	NOUN
inlawrev-2632	154	14	arguably	arguably	ADV
inlawrev-2632	154	15	runs	run	VERB
inlawrev-2632	154	16	from	from	ADP
inlawrev-2632	154	17	(	(	PUNCT
inlawrev-2632	154	18	1	1	X
inlawrev-2632	154	19	)	)	PUNCT
inlawrev-2632	154	20	the	the	DET
inlawrev-2632	154	21	date	date	NOUN
inlawrev-2632	154	22	of	of	ADP
inlawrev-2632	154	23	"	"	PUNCT
inlawrev-2632	154	24	actual	actual	ADJ
inlawrev-2632	154	25	unreasonableness	unreasonableness	NOUN
inlawrev-2632	154	26	"	"	PUNCT
inlawrev-2632	154	27	by	by	ADP
inlawrev-2632	154	28	the	the	DET
inlawrev-2632	154	29	agency	agency	NOUN
inlawrev-2632	154	30	,	,	PUNCT
inlawrev-2632	154	31	(	(	PUNCT
inlawrev-2632	154	32	2	2	NUM
inlawrev-2632	154	33	)	)	PUNCT
inlawrev-2632	154	34	issuance	issuance	NOUN
inlawrev-2632	154	35	of	of	ADP
inlawrev-2632	154	36	an	an	DET
inlawrev-2632	154	37	erroneous	erroneous	ADJ
inlawrev-2632	154	38	report	report	NOUN
inlawrev-2632	154	39	,	,	PUNCT
inlawrev-2632	154	40	(	(	PUNCT
inlawrev-2632	154	41	3	3	X
inlawrev-2632	154	42	)	)	PUNCT
inlawrev-2632	154	43	the	the	DET
inlawrev-2632	154	44	date	date	NOUN
inlawrev-2632	154	45	of	of	ADP
inlawrev-2632	154	46	whatever	whatever	DET
inlawrev-2632	154	47	event	event	NOUN
inlawrev-2632	154	48	might	might	AUX
inlawrev-2632	154	49	trigger	trigger	VERB
inlawrev-2632	154	50	the	the	DET
inlawrev-2632	154	51	limitations	limitation	NOUN
inlawrev-2632	154	52	period	period	NOUN
inlawrev-2632	154	53	under	under	ADP
inlawrev-2632	154	54	state	state	NOUN
inlawrev-2632	154	55	law	law	NOUN
inlawrev-2632	154	56	,	,	PUNCT
inlawrev-2632	154	57	or	or	CCONJ
inlawrev-2632	154	58	(	(	PUNCT
inlawrev-2632	154	59	4	4	X
inlawrev-2632	154	60	)	)	PUNCT
inlawrev-2632	154	61	receipt	receipt	NOUN
inlawrev-2632	154	62	of	of	ADP
inlawrev-2632	154	63	the	the	DET
inlawrev-2632	154	64	credit	credit	NOUN
inlawrev-2632	154	65	agency	agency	NOUN
inlawrev-2632	154	66	's	's	PART
inlawrev-2632	154	67	report.^	report.^	NOUN
inlawrev-2632	154	68	'	'	PUNCT
inlawrev-2632	154	69	^^see	^^see	NOUN
inlawrev-2632	154	70	restatement	restatement	NOUN
inlawrev-2632	154	71	(	(	PUNCT
inlawrev-2632	154	72	second	second	ADJ
inlawrev-2632	154	73	)	)	PUNCT
inlawrev-2632	154	74	of	of	ADP
inlawrev-2632	154	75	torts	tort	NOUN
inlawrev-2632	154	76	§	§	PROPN
inlawrev-2632	154	77	899	899	NUM
inlawrev-2632	154	78	comment	comment	NOUN
inlawrev-2632	154	79	e	e	NOUN
inlawrev-2632	154	80	(	(	PUNCT
inlawrev-2632	154	81	1977	1977	NUM
inlawrev-2632	154	82	)	)	PUNCT
inlawrev-2632	154	83	.	.	PUNCT
inlawrev-2632	155	1	^^bryant	^^bryant	PROPN
inlawrev-2632	155	2	v.	v.	ADP
inlawrev-2632	155	3	trw	trw	PROPN
inlawrev-2632	155	4	,	,	PUNCT
inlawrev-2632	155	5	inc	inc	PROPN
inlawrev-2632	155	6	.	.	PROPN
inlawrev-2632	155	7	,	,	PUNCT
inlawrev-2632	155	8	487	487	NUM
inlawrev-2632	155	9	f.	f.	PROPN
inlawrev-2632	155	10	supp	supp	PROPN
inlawrev-2632	155	11	.	.	PUNCT
inlawrev-2632	156	1	1234	1234	NUM
inlawrev-2632	156	2	(	(	PUNCT
inlawrev-2632	156	3	e.d	e.d	PROPN
inlawrev-2632	156	4	.	.	PROPN
inlawrev-2632	156	5	mich	mich	PROPN
inlawrev-2632	156	6	.	.	PROPN
inlawrev-2632	156	7	1980	1980	NUM
inlawrev-2632	156	8	)	)	PUNCT
inlawrev-2632	156	9	,	,	PUNCT
inlawrev-2632	156	10	aff'd	aff'd	NOUN
inlawrev-2632	156	11	,	,	PUNCT
inlawrev-2632	156	12	689	689	NUM
inlawrev-2632	156	13	f.2d	f.2d	SYM
inlawrev-2632	156	14	72	72	NUM
inlawrev-2632	156	15	,	,	PUNCT
inlawrev-2632	156	16	78	78	NUM
inlawrev-2632	156	17	(	(	PUNCT
inlawrev-2632	156	18	6th	6th	ADJ
inlawrev-2632	156	19	cir	cir	NOUN
inlawrev-2632	156	20	.	.	PROPN
inlawrev-2632	156	21	1982	1982	NUM
inlawrev-2632	156	22	)	)	PUNCT
inlawrev-2632	156	23	;	;	PUNCT
inlawrev-2632	156	24	hauser	hauser	PROPN
inlawrev-2632	156	25	v.	v.	PROPN
inlawrev-2632	156	26	equifax	equifax	PROPN
inlawrev-2632	156	27	,	,	PUNCT
inlawrev-2632	156	28	inc	inc	PROPN
inlawrev-2632	156	29	.	.	PROPN
inlawrev-2632	156	30	,	,	PUNCT
inlawrev-2632	156	31	602	602	NUM
inlawrev-2632	156	32	f.2d	f.2d	ADP
inlawrev-2632	156	33	811	811	NUM
inlawrev-2632	156	34	,	,	PUNCT
inlawrev-2632	156	35	814	814	NUM
inlawrev-2632	156	36	-	-	SYM
inlawrev-2632	156	37	15	15	NUM
inlawrev-2632	156	38	(	(	PUNCT
inlawrev-2632	156	39	8th	8th	ADJ
inlawrev-2632	156	40	cir	cir	NOUN
inlawrev-2632	156	41	.	.	PUNCT
inlawrev-2632	156	42	1979	1979	NUM
inlawrev-2632	156	43	)	)	PUNCT
inlawrev-2632	156	44	.	.	PUNCT
inlawrev-2632	157	1	see	see	VERB
inlawrev-2632	157	2	note	note	NOUN
inlawrev-2632	157	3	,	,	PUNCT
inlawrev-2632	157	4	fair	fair	ADJ
inlawrev-2632	157	5	credit	credit	NOUN
inlawrev-2632	157	6	reporting	reporting	NOUN
inlawrev-2632	157	7	,	,	PUNCT
inlawrev-2632	157	8	55	55	NUM
inlawrev-2632	157	9	n.y.u.l	n.y.u.l	PROPN
inlawrev-2632	157	10	.	.	PROPN
inlawrev-2632	157	11	rev	rev	PROPN
inlawrev-2632	157	12	.	.	PROPN
inlawrev-2632	157	13	ill	ill	PROPN
inlawrev-2632	157	14	(	(	PUNCT
inlawrev-2632	157	15	1980	1980	NUM
inlawrev-2632	157	16	)	)	PUNCT
inlawrev-2632	157	17	.	.	PUNCT
inlawrev-2632	158	1	"	"	PUNCT
inlawrev-2632	158	2	see	see	VERB
inlawrev-2632	158	3	koropoulos	koropoulos	PROPN
inlawrev-2632	158	4	v.	v.	ADP
inlawrev-2632	158	5	credit	credit	PROPN
inlawrev-2632	158	6	bureau	bureau	PROPN
inlawrev-2632	158	7	,	,	PUNCT
inlawrev-2632	158	8	inc	inc	PROPN
inlawrev-2632	158	9	.	.	PROPN
inlawrev-2632	158	10	,	,	PUNCT
inlawrev-2632	158	11	734	734	NUM
inlawrev-2632	158	12	f.2d	f.2d	NOUN
inlawrev-2632	158	13	37	37	NUM
inlawrev-2632	158	14	,	,	PUNCT
inlawrev-2632	158	15	41	41	NUM
inlawrev-2632	158	16	-	-	SYM
inlawrev-2632	158	17	42	42	NUM
inlawrev-2632	158	18	(	(	PUNCT
inlawrev-2632	158	19	d.c	d.c	PROPN
inlawrev-2632	158	20	.	.	PROPN
inlawrev-2632	158	21	cir	cir	PROPN
inlawrev-2632	158	22	.	.	PUNCT
inlawrev-2632	158	23	1984	1984	NUM
inlawrev-2632	158	24	)	)	PUNCT
inlawrev-2632	158	25	.	.	PUNCT
inlawrev-2632	159	1	^^in	^^in	PUNCT
inlawrev-2632	159	2	fact	fact	NOUN
inlawrev-2632	159	3	,	,	PUNCT
inlawrev-2632	159	4	blair	blair	PROPN
inlawrev-2632	159	5	&	&	CCONJ
inlawrev-2632	159	6	maurer	maurer	PROPN
inlawrev-2632	159	7	assert	assert	VERB
inlawrev-2632	159	8	that	that	SCONJ
inlawrev-2632	159	9	"	"	PUNCT
inlawrev-2632	159	10	agencies	agency	NOUN
inlawrev-2632	159	11	produce	produce	VERB
inlawrev-2632	159	12	a	a	DET
inlawrev-2632	159	13	set	set	ADJ
inlawrev-2632	159	14	level	level	NOUN
inlawrev-2632	159	15	of	of	ADP
inlawrev-2632	159	16	negative	negative	ADJ
inlawrev-2632	159	17	information	information	NOUN
inlawrev-2632	159	18	as	as	ADP
inlawrev-2632	159	19	a	a	DET
inlawrev-2632	159	20	structural	structural	ADJ
inlawrev-2632	159	21	feature	feature	NOUN
inlawrev-2632	159	22	of	of	ADP
inlawrev-2632	159	23	their	their	PRON
inlawrev-2632	159	24	service	service	NOUN
inlawrev-2632	159	25	,	,	PUNCT
inlawrev-2632	159	26	even	even	ADV
inlawrev-2632	159	27	though	though	SCONJ
inlawrev-2632	159	28	that	that	PRON
inlawrev-2632	159	29	tends	tend	VERB
inlawrev-2632	159	30	to	to	PART
inlawrev-2632	159	31	increase	increase	VERB
inlawrev-2632	159	32	the	the	DET
inlawrev-2632	159	33	incidence	incidence	NOUN
inlawrev-2632	159	34	of	of	ADP
inlawrev-2632	159	35	false	false	ADJ
inlawrev-2632	159	36	negative	negative	ADJ
inlawrev-2632	159	37	reports	report	NOUN
inlawrev-2632	159	38	.	.	PUNCT
inlawrev-2632	159	39	"	"	PUNCT
inlawrev-2632	160	1	blair	blair	PROPN
inlawrev-2632	160	2	&	&	CCONJ
inlawrev-2632	160	3	maurer	maurer	PROPN
inlawrev-2632	160	4	supra	supra	PROPN
inlawrev-2632	160	5	note	note	PROPN
inlawrev-2632	160	6	23	23	NUM
inlawrev-2632	160	7	,	,	PUNCT
inlawrev-2632	160	8	at	at	ADP
inlawrev-2632	160	9	294	294	NUM
inlawrev-2632	160	10	-	-	SYM
inlawrev-2632	160	11	95	95	NUM
inlawrev-2632	160	12	.	.	PUNCT
inlawrev-2632	161	1	they	they	PRON
inlawrev-2632	161	2	believe	believe	VERB
inlawrev-2632	161	3	that	that	SCONJ
inlawrev-2632	161	4	this	this	PRON
inlawrev-2632	161	5	occurs	occur	VERB
inlawrev-2632	161	6	in	in	ADP
inlawrev-2632	161	7	response	response	NOUN
inlawrev-2632	161	8	to	to	ADP
inlawrev-2632	161	9	market	market	NOUN
inlawrev-2632	161	10	pressure	pressure	NOUN
inlawrev-2632	161	11	from	from	ADP
inlawrev-2632	161	12	the	the	DET
inlawrev-2632	161	13	users	user	NOUN
inlawrev-2632	161	14	of	of	ADP
inlawrev-2632	161	15	reports	report	NOUN
inlawrev-2632	161	16	who	who	PRON
inlawrev-2632	161	17	wish	wish	VERB
inlawrev-2632	161	18	to	to	PART
inlawrev-2632	161	19	avoid	avoid	VERB
inlawrev-2632	161	20	false	false	ADJ
inlawrev-2632	161	21	positive	positive	ADJ
inlawrev-2632	161	22	information	information	NOUN
inlawrev-2632	161	23	,	,	PUNCT
inlawrev-2632	161	24	i.e.	i.e.	X
inlawrev-2632	161	25	,	,	PUNCT
inlawrev-2632	161	26	false	false	ADJ
inlawrev-2632	161	27	information	information	NOUN
inlawrev-2632	161	28	which	which	PRON
inlawrev-2632	161	29	understates	understate	VERB
inlawrev-2632	161	30	the	the	DET
inlawrev-2632	161	31	risk	risk	NOUN
inlawrev-2632	161	32	of	of	ADP
inlawrev-2632	161	33	making	make	VERB
inlawrev-2632	161	34	a	a	DET
inlawrev-2632	161	35	loan	loan	NOUN
inlawrev-2632	161	36	.	.	PUNCT
inlawrev-2632	162	1	nevertheless	nevertheless	ADV
inlawrev-2632	162	2	,	,	PUNCT
inlawrev-2632	162	3	the	the	DET
inlawrev-2632	162	4	district	district	NOUN
inlawrev-2632	162	5	of	of	ADP
inlawrev-2632	162	6	columbia	columbia	PROPN
inlawrev-2632	162	7	circuit	circuit	PROPN
inlawrev-2632	162	8	court	court	NOUN
inlawrev-2632	162	9	recently	recently	ADV
inlawrev-2632	162	10	held	hold	VERB
inlawrev-2632	162	11	that	that	SCONJ
inlawrev-2632	162	12	"	"	PUNCT
inlawrev-2632	162	13	[	[	X
inlawrev-2632	162	14	i]n	i]n	VERB
inlawrev-2632	162	15	certain	certain	ADJ
inlawrev-2632	162	16	instances	instance	NOUN
inlawrev-2632	162	17	,	,	PUNCT
inlawrev-2632	162	18	inaccurate	inaccurate	ADJ
inlawrev-2632	162	19	credit	credit	NOUN
inlawrev-2632	162	20	reports	report	NOUN
inlawrev-2632	162	21	by	by	ADP
inlawrev-2632	162	22	themselves	themselves	PRON
inlawrev-2632	162	23	can	can	AUX
inlawrev-2632	162	24	fairly	fairly	ADV
inlawrev-2632	162	25	be	be	AUX
inlawrev-2632	162	26	read	read	VERB
inlawrev-2632	162	27	as	as	ADP
inlawrev-2632	162	28	evidencing	evidence	VERB
inlawrev-2632	162	29	unreasonable	unreasonable	ADJ
inlawrev-2632	162	30	procedures	procedure	NOUN
inlawrev-2632	162	31	,	,	PUNCT
inlawrev-2632	162	32	and	and	CCONJ
inlawrev-2632	162	33	we	we	PRON
inlawrev-2632	162	34	hold	hold	VERB
inlawrev-2632	162	35	that	that	SCONJ
inlawrev-2632	162	36	in	in	ADP
inlawrev-2632	162	37	such	such	ADJ
inlawrev-2632	162	38	instances	instance	NOUN
inlawrev-2632	162	39	plaintiff	plaintiff	VERB
inlawrev-2632	162	40	's	's	PART
inlawrev-2632	162	41	failure	failure	NOUN
inlawrev-2632	162	42	to	to	PART
inlawrev-2632	162	43	present	present	VERB
inlawrev-2632	162	44	direct	direct	ADJ
inlawrev-2632	162	45	evidence	evidence	NOUN
inlawrev-2632	162	46	will	will	AUX
inlawrev-2632	162	47	not	not	PART
inlawrev-2632	162	48	be	be	AUX
inlawrev-2632	162	49	fatal	fatal	ADJ
inlawrev-2632	162	50	to	to	ADP
inlawrev-2632	162	51	his	his	PRON
inlawrev-2632	162	52	claim	claim	NOUN
inlawrev-2632	162	53	.	.	PUNCT
inlawrev-2632	162	54	"	"	PUNCT
inlawrev-2632	163	1	stewart	stewart	PROPN
inlawrev-2632	163	2	v.	v.	PROPN
inlawrev-2632	163	3	credit	credit	PROPN
inlawrev-2632	163	4	bureau	bureau	PROPN
inlawrev-2632	163	5	,	,	PUNCT
inlawrev-2632	163	6	inc	inc	PROPN
inlawrev-2632	163	7	.	.	PROPN
inlawrev-2632	163	8	,	,	PUNCT
inlawrev-2632	163	9	734	734	NUM
inlawrev-2632	163	10	f.2d	f.2d	NUM
inlawrev-2632	163	11	47	47	NUM
inlawrev-2632	163	12	,	,	PUNCT
inlawrev-2632	163	13	52	52	NUM
inlawrev-2632	163	14	(	(	PUNCT
inlawrev-2632	163	15	d.c	d.c	PROPN
inlawrev-2632	163	16	.	.	PROPN
inlawrev-2632	163	17	cir	cir	PROPN
inlawrev-2632	163	18	.	.	PUNCT
inlawrev-2632	163	19	1984	1984	NUM
inlawrev-2632	163	20	)	)	PUNCT
inlawrev-2632	163	21	.	.	PUNCT
inlawrev-2632	164	1	^^thompson	^^thompson	PROPN
inlawrev-2632	165	1	v.	v.	ADP
inlawrev-2632	165	2	san	san	PROPN
inlawrev-2632	165	3	antonio	antonio	PROPN
inlawrev-2632	165	4	retail	retail	PROPN
inlawrev-2632	165	5	merchant	merchant	NOUN
inlawrev-2632	165	6	ass'n	ass'n	NOUN
inlawrev-2632	165	7	,	,	PUNCT
inlawrev-2632	165	8	682	682	NUM
inlawrev-2632	165	9	f.2d	f.2d	NOUN
inlawrev-2632	165	10	509	509	NUM
inlawrev-2632	165	11	,	,	PUNCT
inlawrev-2632	165	12	513	513	NUM
inlawrev-2632	165	13	(	(	PUNCT
inlawrev-2632	165	14	5th	5th	ADJ
inlawrev-2632	165	15	cir	cir	NOUN
inlawrev-2632	165	16	.	.	PROPN
inlawrev-2632	165	17	1982	1982	NUM
inlawrev-2632	165	18	)	)	PUNCT
inlawrev-2632	165	19	,	,	PUNCT
inlawrev-2632	165	20	quoted	quote	VERB
inlawrev-2632	165	21	in	in	ADP
inlawrev-2632	165	22	bryant	bryant	PROPN
inlawrev-2632	165	23	v.	v.	ADP
inlawrev-2632	165	24	trw	trw	PROPN
inlawrev-2632	165	25	,	,	PUNCT
inlawrev-2632	165	26	689	689	NUM
inlawrev-2632	165	27	f.2d	f.2d	SYM
inlawrev-2632	165	28	72	72	NUM
inlawrev-2632	165	29	,	,	PUNCT
inlawrev-2632	165	30	78	78	NUM
inlawrev-2632	165	31	(	(	PUNCT
inlawrev-2632	165	32	6th	6th	ADJ
inlawrev-2632	165	33	cir	cir	NOUN
inlawrev-2632	165	34	.	.	PROPN
inlawrev-2632	165	35	1982	1982	NUM
inlawrev-2632	165	36	)	)	PUNCT
inlawrev-2632	165	37	.	.	PUNCT
inlawrev-2632	166	1	'	'	PUNCT
inlawrev-2632	166	2	"	"	PUNCT
inlawrev-2632	166	3	15	15	NUM
inlawrev-2632	166	4	u.s.c	u.s.c	NOUN
inlawrev-2632	166	5	.	.	PUNCT
inlawrev-2632	167	1	§	§	PROPN
inlawrev-2632	167	2	1681e(b	1681e(b	NUM
inlawrev-2632	167	3	)	)	PUNCT
inlawrev-2632	167	4	(	(	PUNCT
inlawrev-2632	167	5	1982)(emphasis	1982)(emphasis	NOUN
inlawrev-2632	167	6	added	add	VERB
inlawrev-2632	167	7	)	)	PUNCT
inlawrev-2632	167	8	.	.	PUNCT
inlawrev-2632	168	1	see	see	AUX
inlawrev-2632	168	2	also	also	ADV
inlawrev-2632	168	3	689	689	NUM
inlawrev-2632	168	4	f.2d	f.2d	NOUN
inlawrev-2632	168	5	at	at	ADP
inlawrev-2632	168	6	78	78	NUM
inlawrev-2632	168	7	.	.	PUNCT
inlawrev-2632	169	1	^'a	^'a	NOUN
inlawrev-2632	169	2	fifth	fifth	ADJ
inlawrev-2632	169	3	possibility	possibility	NOUN
inlawrev-2632	169	4	—	—	PUNCT
inlawrev-2632	169	5	that	that	DET
inlawrev-2632	169	6	discovery	discovery	NOUN
inlawrev-2632	169	7	of	of	ADP
inlawrev-2632	169	8	the	the	DET
inlawrev-2632	169	9	negligent	negligent	ADJ
inlawrev-2632	169	10	error	error	NOUN
inlawrev-2632	169	11	might	might	AUX
inlawrev-2632	169	12	trigger	trigger	VERB
inlawrev-2632	169	13	the	the	DET
inlawrev-2632	169	14	time	time	NOUN
inlawrev-2632	169	15	period	period	NOUN
inlawrev-2632	169	16	—	—	PUNCT
inlawrev-2632	169	17	is	be	AUX
inlawrev-2632	169	18	excluded	exclude	VERB
inlawrev-2632	169	19	,	,	PUNCT
inlawrev-2632	169	20	because	because	SCONJ
inlawrev-2632	169	21	section	section	NOUN
inlawrev-2632	169	22	1681p	1681p	NUM
inlawrev-2632	169	23	does	do	AUX
inlawrev-2632	169	24	explicitly	explicitly	ADV
inlawrev-2632	169	25	set	set	VERB
inlawrev-2632	169	26	out	out	ADP
inlawrev-2632	169	27	a	a	DET
inlawrev-2632	169	28	discovery	discovery	NOUN
inlawrev-2632	169	29	rule	rule	NOUN
inlawrev-2632	169	30	for	for	ADP
inlawrev-2632	169	31	willful	willful	ADJ
inlawrev-2632	169	32	acts	act	NOUN
inlawrev-2632	169	33	.	.	PUNCT
inlawrev-2632	170	1	15	15	NUM
inlawrev-2632	170	2	u.s.c	u.s.c	NOUN
inlawrev-2632	170	3	.	.	PUNCT
inlawrev-2632	171	1	§	§	PROPN
inlawrev-2632	171	2	168	168	NUM
inlawrev-2632	171	3	ip	ip	NOUN
inlawrev-2632	171	4	(	(	PUNCT
inlawrev-2632	171	5	1982	1982	NUM
inlawrev-2632	171	6	)	)	PUNCT
inlawrev-2632	171	7	.	.	PUNCT
inlawrev-2632	172	1	some	some	DET
inlawrev-2632	172	2	other	other	ADJ
inlawrev-2632	172	3	occurrence	occurrence	NOUN
inlawrev-2632	172	4	must	must	AUX
inlawrev-2632	172	5	trigger	trigger	VERB
inlawrev-2632	172	6	the	the	DET
inlawrev-2632	172	7	limitations	limitation	NOUN
inlawrev-2632	172	8	period	period	NOUN
inlawrev-2632	172	9	for	for	ADP
inlawrev-2632	172	10	negligent	negligent	ADJ
inlawrev-2632	172	11	violations	violation	NOUN
inlawrev-2632	172	12	of	of	ADP
inlawrev-2632	172	13	the	the	DET
inlawrev-2632	172	14	fcra	fcra	NOUN
inlawrev-2632	172	15	,	,	PUNCT
inlawrev-2632	172	16	512	512	NUM
inlawrev-2632	172	17	indiana	indiana	PROPN
inlawrev-2632	172	18	law	law	NOUN
inlawrev-2632	172	19	review	review	NOUN
inlawrev-2632	173	1	[	[	X
inlawrev-2632	173	2	vol	vol	NOUN
inlawrev-2632	173	3	.	.	PUNCT
inlawrev-2632	173	4	18:507	18:507	NOUN
inlawrev-2632	173	5	the	the	DET
inlawrev-2632	173	6	first	first	ADJ
inlawrev-2632	173	7	possibility	possibility	NOUN
inlawrev-2632	173	8	,	,	PUNCT
inlawrev-2632	173	9	an	an	DET
inlawrev-2632	173	10	actual	actual	ADJ
inlawrev-2632	173	11	unreasonableness	unreasonableness	NOUN
inlawrev-2632	173	12	test	test	NOUN
inlawrev-2632	173	13	,	,	PUNCT
inlawrev-2632	173	14	would	would	AUX
inlawrev-2632	173	15	link	link	VERB
inlawrev-2632	173	16	liability	liability	NOUN
inlawrev-2632	173	17	to	to	ADP
inlawrev-2632	173	18	the	the	DET
inlawrev-2632	173	19	unreasonable	unreasonable	ADJ
inlawrev-2632	173	20	practices	practice	NOUN
inlawrev-2632	173	21	of	of	ADP
inlawrev-2632	173	22	the	the	DET
inlawrev-2632	173	23	agency	agency	NOUN
inlawrev-2632	173	24	,	,	PUNCT
inlawrev-2632	173	25	regardless	regardless	ADV
inlawrev-2632	173	26	of	of	ADP
inlawrev-2632	173	27	the	the	DET
inlawrev-2632	173	28	date	date	NOUN
inlawrev-2632	173	29	of	of	ADP
inlawrev-2632	173	30	discovery	discovery	NOUN
inlawrev-2632	173	31	or	or	CCONJ
inlawrev-2632	173	32	damage	damage	NOUN
inlawrev-2632	173	33	to	to	ADP
inlawrev-2632	173	34	the	the	DET
inlawrev-2632	173	35	consumer	consumer	NOUN
inlawrev-2632	173	36	.	.	PUNCT
inlawrev-2632	174	1	a	a	DET
inlawrev-2632	174	2	slight	slight	ADJ
inlawrev-2632	174	3	modification	modification	NOUN
inlawrev-2632	174	4	of	of	ADP
inlawrev-2632	174	5	this	this	DET
inlawrev-2632	174	6	approach	approach	NOUN
inlawrev-2632	174	7	was	be	AUX
inlawrev-2632	174	8	considered	consider	VERB
inlawrev-2632	174	9	and	and	CCONJ
inlawrev-2632	174	10	rejected	reject	VERB
inlawrev-2632	174	11	by	by	ADP
inlawrev-2632	174	12	a	a	DET
inlawrev-2632	174	13	federal	federal	ADJ
inlawrev-2632	174	14	district	district	NOUN
inlawrev-2632	174	15	court	court	NOUN
inlawrev-2632	174	16	in	in	ADP
inlawrev-2632	174	17	lawhorn	lawhorn	ADJ
inlawrev-2632	174	18	v.	v.	ADP
inlawrev-2632	174	19	trans	trans	PROPN
inlawrev-2632	174	20	union	union	PROPN
inlawrev-2632	174	21	credit	credit	NOUN
inlawrev-2632	174	22	information	information	NOUN
inlawrev-2632	174	23	corp?^	corp?^	VERB
inlawrev-2632	174	24	there	there	ADV
inlawrev-2632	174	25	,	,	PUNCT
inlawrev-2632	174	26	the	the	DET
inlawrev-2632	174	27	plantiff	plantiff	NOUN
inlawrev-2632	174	28	complained	complain	VERB
inlawrev-2632	174	29	of	of	ADP
inlawrev-2632	174	30	a	a	DET
inlawrev-2632	174	31	series	series	NOUN
inlawrev-2632	174	32	of	of	ADP
inlawrev-2632	174	33	violations	violation	NOUN
inlawrev-2632	174	34	which	which	PRON
inlawrev-2632	174	35	occurred	occur	VERB
inlawrev-2632	174	36	more	more	ADJ
inlawrev-2632	174	37	than	than	ADP
inlawrev-2632	174	38	three	three	NUM
inlawrev-2632	174	39	years	year	NOUN
inlawrev-2632	174	40	prior	prior	ADV
inlawrev-2632	174	41	to	to	ADP
inlawrev-2632	174	42	the	the	DET
inlawrev-2632	174	43	time	time	NOUN
inlawrev-2632	174	44	the	the	DET
inlawrev-2632	174	45	suit	suit	NOUN
inlawrev-2632	174	46	was	be	AUX
inlawrev-2632	174	47	filed	file	VERB
inlawrev-2632	174	48	.	.	PUNCT
inlawrev-2632	175	1	noting	note	VERB
inlawrev-2632	175	2	that	that	SCONJ
inlawrev-2632	175	3	the	the	DET
inlawrev-2632	175	4	action	action	NOUN
inlawrev-2632	175	5	had	have	VERB
inlawrev-2632	175	6	to	to	PART
inlawrev-2632	175	7	be	be	AUX
inlawrev-2632	175	8	brought	bring	VERB
inlawrev-2632	175	9	within	within	ADP
inlawrev-2632	175	10	two	two	NUM
inlawrev-2632	175	11	years	year	NOUN
inlawrev-2632	175	12	from	from	ADP
inlawrev-2632	175	13	the	the	DET
inlawrev-2632	175	14	date	date	NOUN
inlawrev-2632	175	15	on	on	ADP
inlawrev-2632	175	16	which	which	PRON
inlawrev-2632	175	17	liability	liability	NOUN
inlawrev-2632	175	18	arose	arise	VERB
inlawrev-2632	175	19	,	,	PUNCT
inlawrev-2632	175	20	the	the	DET
inlawrev-2632	175	21	plaintiff	plaintiff	NOUN
inlawrev-2632	175	22	argued	argue	VERB
inlawrev-2632	175	23	that	that	SCONJ
inlawrev-2632	175	24	"	"	PUNCT
inlawrev-2632	175	25	liability	liability	NOUN
inlawrev-2632	175	26	allegedly	allegedly	ADV
inlawrev-2632	175	27	arises	arise	VERB
inlawrev-2632	175	28	from	from	ADP
inlawrev-2632	175	29	[	[	X
inlawrev-2632	175	30	the	the	DET
inlawrev-2632	175	31	]	]	X
inlawrev-2632	175	32	defendant	defendant	NOUN
inlawrev-2632	175	33	's	's	PART
inlawrev-2632	175	34	system	system	NOUN
inlawrev-2632	175	35	of	of	ADP
inlawrev-2632	175	36	reporting	report	VERB
inlawrev-2632	175	37	itself	itself	PRON
inlawrev-2632	175	38	,	,	PUNCT
inlawrev-2632	175	39	rather	rather	ADV
inlawrev-2632	175	40	than	than	ADP
inlawrev-2632	175	41	from	from	ADP
inlawrev-2632	175	42	individual	individual	ADJ
inlawrev-2632	175	43	instances	instance	NOUN
inlawrev-2632	175	44	of	of	ADP
inlawrev-2632	175	45	inaccurate	inaccurate	ADJ
inlawrev-2632	175	46	information	information	NOUN
inlawrev-2632	175	47	reported	report	VERB
inlawrev-2632	175	48	about	about	ADP
inlawrev-2632	175	49	plaintiff	plaintiff	NOUN
inlawrev-2632	175	50	.	.	PUNCT
inlawrev-2632	176	1	"	"	PUNCT
inlawrev-2632	176	2	"	"	PUNCT
inlawrev-2632	176	3	in	in	ADP
inlawrev-2632	176	4	essence	essence	NOUN
inlawrev-2632	176	5	,	,	PUNCT
inlawrev-2632	176	6	the	the	DET
inlawrev-2632	176	7	plaintiff	plaintiff	NOUN
inlawrev-2632	176	8	argued	argue	VERB
inlawrev-2632	176	9	that	that	SCONJ
inlawrev-2632	176	10	the	the	DET
inlawrev-2632	176	11	system	system	NOUN
inlawrev-2632	176	12	of	of	ADP
inlawrev-2632	176	13	reporting	reporting	NOUN
inlawrev-2632	176	14	employed	employ	VERB
inlawrev-2632	176	15	by	by	ADP
inlawrev-2632	176	16	defendant	defendant	NOUN
inlawrev-2632	176	17	constituted	constitute	VERB
inlawrev-2632	176	18	the	the	DET
inlawrev-2632	176	19	"	"	PUNCT
inlawrev-2632	176	20	actual	actual	ADJ
inlawrev-2632	176	21	unreasonableness	unreasonableness	NOUN
inlawrev-2632	176	22	"	"	PUNCT
inlawrev-2632	176	23	of	of	ADP
inlawrev-2632	176	24	the	the	DET
inlawrev-2632	176	25	agency	agency	NOUN
inlawrev-2632	176	26	,	,	PUNCT
inlawrev-2632	176	27	or	or	CCONJ
inlawrev-2632	176	28	the	the	DET
inlawrev-2632	176	29	violation	violation	NOUN
inlawrev-2632	176	30	of	of	ADP
inlawrev-2632	176	31	the	the	DET
inlawrev-2632	176	32	fcra	fcra	NOUN
inlawrev-2632	176	33	.	.	PUNCT
inlawrev-2632	177	1	the	the	DET
inlawrev-2632	177	2	court	court	NOUN
inlawrev-2632	177	3	disagreed	disagree	VERB
inlawrev-2632	177	4	,	,	PUNCT
inlawrev-2632	177	5	finding	find	VERB
inlawrev-2632	177	6	that	that	SCONJ
inlawrev-2632	177	7	liability	liability	NOUN
inlawrev-2632	177	8	only	only	ADV
inlawrev-2632	177	9	arose	arise	VERB
inlawrev-2632	177	10	when	when	SCONJ
inlawrev-2632	177	11	the	the	DET
inlawrev-2632	177	12	defendant	defendant	NOUN
inlawrev-2632	177	13	failed	fail	VERB
inlawrev-2632	177	14	to	to	PART
inlawrev-2632	177	15	comply	comply	VERB
inlawrev-2632	177	16	with	with	ADP
inlawrev-2632	177	17	the	the	DET
inlawrev-2632	177	18	statute	statute	NOUN
inlawrev-2632	177	19	,	,	PUNCT
inlawrev-2632	177	20	and	and	CCONJ
inlawrev-2632	177	21	that	that	SCONJ
inlawrev-2632	177	22	the	the	DET
inlawrev-2632	177	23	obligations	obligation	NOUN
inlawrev-2632	177	24	imposed	impose	VERB
inlawrev-2632	177	25	by	by	ADP
inlawrev-2632	177	26	the	the	DET
inlawrev-2632	177	27	statute	statute	NOUN
inlawrev-2632	177	28	were	be	AUX
inlawrev-2632	177	29	"	"	PUNCT
inlawrev-2632	177	30	only	only	ADV
inlawrev-2632	177	31	in	in	ADP
inlawrev-2632	177	32	the	the	DET
inlawrev-2632	177	33	context	context	NOUN
inlawrev-2632	177	34	of	of	ADP
inlawrev-2632	177	35	the	the	DET
inlawrev-2632	177	36	preparation	preparation	NOUN
inlawrev-2632	177	37	of	of	ADP
inlawrev-2632	177	38	a	a	DET
inlawrev-2632	177	39	consumer	consumer	NOUN
inlawrev-2632	177	40	report	report	NOUN
inlawrev-2632	177	41	.	.	PUNCT
inlawrev-2632	178	1	"^	"^	X
inlawrev-2632	178	2	"	"	PUNCT
inlawrev-2632	178	3	*	*	PUNCT
inlawrev-2632	178	4	thus	thus	ADV
inlawrev-2632	178	5	,	,	PUNCT
inlawrev-2632	178	6	the	the	DET
inlawrev-2632	178	7	court	court	NOUN
inlawrev-2632	178	8	concluded	conclude	VERB
inlawrev-2632	178	9	,	,	PUNCT
inlawrev-2632	178	10	the	the	DET
inlawrev-2632	178	11	preparation	preparation	NOUN
inlawrev-2632	178	12	of	of	ADP
inlawrev-2632	178	13	an	an	DET
inlawrev-2632	178	14	erroneous	erroneous	ADJ
inlawrev-2632	178	15	or	or	CCONJ
inlawrev-2632	178	16	incomplete	incomplete	ADJ
inlawrev-2632	178	17	consumer	consumer	NOUN
inlawrev-2632	178	18	report	report	NOUN
inlawrev-2632	178	19	was	be	AUX
inlawrev-2632	178	20	a	a	DET
inlawrev-2632	178	21	prerequisite	prerequisite	NOUN
inlawrev-2632	178	22	to	to	ADP
inlawrev-2632	178	23	an	an	DET
inlawrev-2632	178	24	agency	agency	NOUN
inlawrev-2632	178	25	's	's	PART
inlawrev-2632	178	26	liability	liability	NOUN
inlawrev-2632	178	27	under	under	ADP
inlawrev-2632	178	28	the	the	DET
inlawrev-2632	178	29	fcra	fcra	NOUN
inlawrev-2632	178	30	and	and	CCONJ
inlawrev-2632	178	31	that	that	SCONJ
inlawrev-2632	178	32	the	the	DET
inlawrev-2632	178	33	date	date	NOUN
inlawrev-2632	178	34	the	the	DET
inlawrev-2632	178	35	statute	statute	NOUN
inlawrev-2632	178	36	of	of	ADP
inlawrev-2632	178	37	limitations	limitation	NOUN
inlawrev-2632	178	38	begins	begin	VERB
inlawrev-2632	178	39	to	to	PART
inlawrev-2632	178	40	run	run	VERB
inlawrev-2632	178	41	is	be	AUX
inlawrev-2632	178	42	the	the	DET
inlawrev-2632	178	43	date	date	NOUN
inlawrev-2632	178	44	a	a	DET
inlawrev-2632	178	45	report	report	NOUN
inlawrev-2632	178	46	is	be	AUX
inlawrev-2632	178	47	issued	issue	VERB
inlawrev-2632	178	48	,	,	PUNCT
inlawrev-2632	178	49	not	not	PART
inlawrev-2632	178	50	the	the	DET
inlawrev-2632	178	51	date	date	NOUN
inlawrev-2632	178	52	the	the	DET
inlawrev-2632	178	53	agency	agency	NOUN
inlawrev-2632	178	54	actually	actually	ADV
inlawrev-2632	178	55	employs	employ	VERB
inlawrev-2632	178	56	any	any	DET
inlawrev-2632	178	57	unreasonable	unreasonable	ADJ
inlawrev-2632	178	58	procedures	procedure	NOUN
inlawrev-2632	178	59	.	.	PUNCT
inlawrev-2632	179	1	^^	^^	PUNCT
inlawrev-2632	179	2	if	if	SCONJ
inlawrev-2632	179	3	the	the	DET
inlawrev-2632	179	4	unreasonable	unreasonable	ADJ
inlawrev-2632	179	5	system	system	NOUN
inlawrev-2632	179	6	of	of	ADP
inlawrev-2632	179	7	reporting	reporting	NOUN
inlawrev-2632	179	8	or	or	CCONJ
inlawrev-2632	179	9	procedures	procedure	NOUN
inlawrev-2632	179	10	had	have	AUX
inlawrev-2632	179	11	been	be	AUX
inlawrev-2632	179	12	the	the	DET
inlawrev-2632	179	13	test	test	NOUN
inlawrev-2632	179	14	,	,	PUNCT
inlawrev-2632	179	15	a	a	DET
inlawrev-2632	179	16	plaintiff	plaintiff	NOUN
inlawrev-2632	179	17	's	's	PART
inlawrev-2632	179	18	actionable	actionable	ADJ
inlawrev-2632	179	19	claim	claim	NOUN
inlawrev-2632	179	20	might	might	AUX
inlawrev-2632	179	21	begin	begin	VERB
inlawrev-2632	179	22	and	and	CCONJ
inlawrev-2632	179	23	lapse	lapse	NOUN
inlawrev-2632	179	24	without	without	ADP
inlawrev-2632	179	25	her	her	PRON
inlawrev-2632	179	26	knowledge	knowledge	NOUN
inlawrev-2632	179	27	.	.	PUNCT
inlawrev-2632	180	1	^^	^^	PUNCT
inlawrev-2632	180	2	moreover	moreover	ADV
inlawrev-2632	180	3	,	,	PUNCT
inlawrev-2632	180	4	because	because	SCONJ
inlawrev-2632	180	5	the	the	DET
inlawrev-2632	180	6	actual	actual	ADJ
inlawrev-2632	180	7	unreasonableness	unreasonableness	NOUN
inlawrev-2632	180	8	test	test	NOUN
inlawrev-2632	180	9	would	would	AUX
inlawrev-2632	180	10	trigger	trigger	VERB
inlawrev-2632	180	11	questions	question	NOUN
inlawrev-2632	180	12	regarding	regard	VERB
inlawrev-2632	180	13	both	both	CCONJ
inlawrev-2632	180	14	the	the	DET
inlawrev-2632	180	15	statute	statute	NOUN
inlawrev-2632	180	16	of	of	ADP
inlawrev-2632	180	17	limitations	limitation	NOUN
inlawrev-2632	180	18	and	and	CCONJ
inlawrev-2632	180	19	the	the	DET
inlawrev-2632	180	20	defendant	defendant	NOUN
inlawrev-2632	180	21	's	's	PART
inlawrev-2632	180	22	liability	liability	NOUN
inlawrev-2632	180	23	,	,	PUNCT
inlawrev-2632	180	24	the	the	DET
inlawrev-2632	180	25	proposed	propose	VERB
inlawrev-2632	180	26	test	test	NOUN
inlawrev-2632	180	27	would	would	AUX
inlawrev-2632	180	28	mandate	mandate	VERB
inlawrev-2632	180	29	a	a	DET
inlawrev-2632	180	30	hearing	hearing	NOUN
inlawrev-2632	180	31	on	on	ADP
inlawrev-2632	180	32	the	the	DET
inlawrev-2632	180	33	merits	merit	NOUN
inlawrev-2632	180	34	of	of	ADP
inlawrev-2632	180	35	plaintiff	plaintiff	NOUN
inlawrev-2632	180	36	's	's	PART
inlawrev-2632	180	37	claim	claim	NOUN
inlawrev-2632	180	38	each	each	DET
inlawrev-2632	180	39	time	time	NOUN
inlawrev-2632	180	40	a	a	DET
inlawrev-2632	180	41	statute	statute	NOUN
inlawrev-2632	180	42	of	of	ADP
inlawrev-2632	180	43	limitations	limitation	NOUN
inlawrev-2632	180	44	defense	defense	NOUN
inlawrev-2632	180	45	was	be	AUX
inlawrev-2632	180	46	asserted	assert	VERB
inlawrev-2632	180	47	.	.	PUNCT
inlawrev-2632	181	1	arguably	arguably	ADV
inlawrev-2632	181	2	then	then	ADV
inlawrev-2632	181	3	,	,	PUNCT
inlawrev-2632	181	4	the	the	DET
inlawrev-2632	181	5	lawhorn	lawhorn	ADJ
inlawrev-2632	181	6	court	court	NOUN
inlawrev-2632	181	7	rejected	reject	VERB
inlawrev-2632	181	8	the	the	DET
inlawrev-2632	181	9	actual	actual	ADJ
inlawrev-2632	181	10	unreasonableness	unreasonableness	NOUN
inlawrev-2632	181	11	test	test	NOUN
inlawrev-2632	181	12	on	on	ADP
inlawrev-2632	181	13	grounds	ground	NOUN
inlawrev-2632	181	14	of	of	ADP
inlawrev-2632	181	15	fairness	fairness	NOUN
inlawrev-2632	181	16	and	and	CCONJ
inlawrev-2632	181	17	practicality	practicality	NOUN
inlawrev-2632	181	18	.	.	PUNCT
inlawrev-2632	182	1	it	it	PRON
inlawrev-2632	182	2	appears	appear	VERB
inlawrev-2632	182	3	that	that	SCONJ
inlawrev-2632	182	4	the	the	DET
inlawrev-2632	182	5	lawhorn	lawhorn	ADJ
inlawrev-2632	182	6	court	court	NOUN
inlawrev-2632	182	7	employed	employ	VERB
inlawrev-2632	182	8	the	the	DET
inlawrev-2632	182	9	second	second	ADJ
inlawrev-2632	182	10	possible	possible	ADJ
inlawrev-2632	182	11	test	test	NOUN
inlawrev-2632	182	12	—	—	PUNCT
inlawrev-2632	182	13	issuance	issuance	NOUN
inlawrev-2632	182	14	of	of	ADP
inlawrev-2632	182	15	an	an	DET
inlawrev-2632	182	16	erroneous	erroneous	ADJ
inlawrev-2632	182	17	credit	credit	NOUN
inlawrev-2632	182	18	report	report	NOUN
inlawrev-2632	182	19	.	.	PUNCT
inlawrev-2632	183	1	after	after	ADP
inlawrev-2632	183	2	noting	note	VERB
inlawrev-2632	183	3	that	that	SCONJ
inlawrev-2632	183	4	the	the	DET
inlawrev-2632	183	5	fcra	fcra	NOUN
inlawrev-2632	183	6	imposes	impose	VERB
inlawrev-2632	183	7	"	"	PUNCT
inlawrev-2632	183	8	obhgations	obhgation	NOUN
inlawrev-2632	183	9	only	only	ADV
inlawrev-2632	183	10	in	in	ADP
inlawrev-2632	183	11	the	the	DET
inlawrev-2632	183	12	context	context	NOUN
inlawrev-2632	183	13	of	of	ADP
inlawrev-2632	183	14	the	the	DET
inlawrev-2632	183	15	preparation	preparation	NOUN
inlawrev-2632	183	16	of	of	ADP
inlawrev-2632	183	17	a	a	DET
inlawrev-2632	183	18	consumer	consumer	NOUN
inlawrev-2632	183	19	report	report	NOUN
inlawrev-2632	183	20	,	,	PUNCT
inlawrev-2632	183	21	"	"	PUNCT
inlawrev-2632	183	22	^^	^^	CCONJ
inlawrev-2632	183	23	the	the	DET
inlawrev-2632	183	24	court	court	NOUN
inlawrev-2632	183	25	relied	rely	VERB
inlawrev-2632	183	26	on	on	ADP
inlawrev-2632	183	27	the	the	DET
inlawrev-2632	183	28	unpubhshed	unpubhshed	ADJ
inlawrev-2632	183	29	opinion	opinion	NOUN
inlawrev-2632	183	30	of	of	ADP
inlawrev-2632	183	31	kaufman	kaufman	PROPN
inlawrev-2632	183	32	v.	v.	PROPN
inlawrev-2632	183	33	trans	trans	PROPN
inlawrev-2632	183	34	union	union	PROPN
inlawrev-2632	183	35	systems	system	NOUN
inlawrev-2632	183	36	corpj^	corpj^	VERB
inlawrev-2632	183	37	to	to	PART
inlawrev-2632	183	38	rule	rule	VERB
inlawrev-2632	183	39	that	that	SCONJ
inlawrev-2632	183	40	"	"	PUNCT
inlawrev-2632	183	41	the	the	DET
inlawrev-2632	183	42	date	date	NOUN
inlawrev-2632	183	43	of	of	ADP
inlawrev-2632	183	44	the	the	DET
inlawrev-2632	183	45	report	report	NOUN
inlawrev-2632	183	46	would	would	AUX
inlawrev-2632	183	47	signal	signal	VERB
inlawrev-2632	183	48	the	the	DET
inlawrev-2632	183	49	beginning	beginning	NOUN
inlawrev-2632	183	50	of	of	ADP
inlawrev-2632	183	51	the	the	DET
inlawrev-2632	183	52	running	running	NOUN
inlawrev-2632	183	53	of	of	ADP
inlawrev-2632	183	54	the	the	DET
inlawrev-2632	183	55	statute	statute	NOUN
inlawrev-2632	183	56	of	of	ADP
inlawrev-2632	183	57	limitations	limitation	NOUN
inlawrev-2632	183	58	.	.	PUNCT
inlawrev-2632	184	1	"^^	"^^	VERB
inlawrev-2632	184	2	the	the	DET
inlawrev-2632	184	3	"	"	PUNCT
inlawrev-2632	184	4	515	515	NUM
inlawrev-2632	184	5	f.	f.	PROPN
inlawrev-2632	184	6	supp	supp	PROPN
inlawrev-2632	184	7	.	.	PUNCT
inlawrev-2632	185	1	19	19	NUM
inlawrev-2632	185	2	(	(	PUNCT
inlawrev-2632	185	3	e.d	e.d	PROPN
inlawrev-2632	185	4	.	.	PROPN
inlawrev-2632	185	5	mo	mo	PROPN
inlawrev-2632	185	6	.	.	PROPN
inlawrev-2632	185	7	1981)(mem	1981)(mem	PROPN
inlawrev-2632	185	8	.	.	PUNCT
inlawrev-2632	185	9	)	)	PUNCT
inlawrev-2632	185	10	.	.	PUNCT
inlawrev-2632	186	1	''	''	PUNCT
inlawrev-2632	186	2	i	i	PRON
inlawrev-2632	186	3	d.	d.	PROPN
inlawrev-2632	186	4	at	at	ADP
inlawrev-2632	186	5	20	20	NUM
inlawrev-2632	186	6	.	.	PUNCT
inlawrev-2632	187	1	"	"	PUNCT
inlawrev-2632	187	2	*	*	PUNCT
inlawrev-2632	187	3	i	i	PRON
inlawrev-2632	187	4	d.	d.	PROPN
inlawrev-2632	187	5	(	(	PUNCT
inlawrev-2632	187	6	emphasis	emphasis	NOUN
inlawrev-2632	187	7	added	add	VERB
inlawrev-2632	187	8	)	)	PUNCT
inlawrev-2632	187	9	.	.	PUNCT
inlawrev-2632	187	10	'	'	PUNCT
inlawrev-2632	187	11	^id	^id	NUM
inlawrev-2632	187	12	.	.	PUNCT
inlawrev-2632	188	1	(	(	PUNCT
inlawrev-2632	188	2	quoting	quote	VERB
inlawrev-2632	188	3	kaufman	kaufman	PROPN
inlawrev-2632	188	4	v.	v.	PROPN
inlawrev-2632	188	5	trans	trans	PROPN
inlawrev-2632	188	6	union	union	PROPN
inlawrev-2632	188	7	sys	sys	PROPN
inlawrev-2632	188	8	.	.	PROPN
inlawrev-2632	188	9	corp	corp	PROPN
inlawrev-2632	188	10	.	.	PROPN
inlawrev-2632	188	11	,	,	PUNCT
inlawrev-2632	188	12	no	no	INTJ
inlawrev-2632	188	13	.	.	NOUN
inlawrev-2632	188	14	80	80	NUM
inlawrev-2632	188	15	-	-	PUNCT
inlawrev-2632	188	16	1218c(3	1218c(3	NUM
inlawrev-2632	188	17	)	)	PUNCT
inlawrev-2632	188	18	,	,	PUNCT
inlawrev-2632	188	19	slip	slip	VERB
inlawrev-2632	188	20	op	op	NOUN
inlawrev-2632	188	21	.	.	PUNCT
inlawrev-2632	189	1	at	at	ADP
inlawrev-2632	189	2	4	4	NUM
inlawrev-2632	189	3	(	(	PUNCT
inlawrev-2632	189	4	e.d	e.d	PROPN
inlawrev-2632	189	5	.	.	PROPN
inlawrev-2632	189	6	mo	mo	PROPN
inlawrev-2632	189	7	.	.	PROPN
inlawrev-2632	189	8	1981	1981	NUM
inlawrev-2632	189	9	)	)	PUNCT
inlawrev-2632	189	10	)	)	PUNCT
inlawrev-2632	189	11	.	.	PUNCT
inlawrev-2632	190	1	'	'	PUNCT
inlawrev-2632	190	2	^in	^in	NOUN
inlawrev-2632	190	3	this	this	DET
inlawrev-2632	190	4	case	case	NOUN
inlawrev-2632	190	5	plaintiff	plaintiff	NOUN
inlawrev-2632	190	6	had	have	AUX
inlawrev-2632	190	7	alleged	allege	VERB
inlawrev-2632	190	8	a	a	DET
inlawrev-2632	190	9	continuing	continue	VERB
inlawrev-2632	190	10	violation	violation	NOUN
inlawrev-2632	190	11	by	by	ADP
inlawrev-2632	190	12	the	the	DET
inlawrev-2632	190	13	defendent	defendent	NOUN
inlawrev-2632	190	14	and	and	CCONJ
inlawrev-2632	190	15	thus	thus	ADV
inlawrev-2632	190	16	sought	seek	VERB
inlawrev-2632	190	17	to	to	PART
inlawrev-2632	190	18	recover	recover	VERB
inlawrev-2632	190	19	for	for	ADP
inlawrev-2632	190	20	violations	violation	NOUN
inlawrev-2632	190	21	allegedly	allegedly	ADV
inlawrev-2632	190	22	occurring	occur	VERB
inlawrev-2632	190	23	outside	outside	ADP
inlawrev-2632	190	24	of	of	ADP
inlawrev-2632	190	25	the	the	DET
inlawrev-2632	190	26	two	two	NUM
inlawrev-2632	190	27	-	-	PUNCT
inlawrev-2632	190	28	year	year	NOUN
inlawrev-2632	190	29	limitations	limitation	NOUN
inlawrev-2632	190	30	period	period	NOUN
inlawrev-2632	190	31	.	.	PUNCT
inlawrev-2632	191	1	"	"	PUNCT
inlawrev-2632	191	2	515	515	NUM
inlawrev-2632	191	3	f.	f.	PROPN
inlawrev-2632	191	4	supp	supp	PROPN
inlawrev-2632	191	5	.	.	PUNCT
inlawrev-2632	192	1	at	at	ADP
inlawrev-2632	192	2	20	20	NUM
inlawrev-2632	192	3	.	.	PUNCT
inlawrev-2632	192	4	'	'	PUNCT
inlawrev-2632	192	5	*	*	PUNCT
inlawrev-2632	192	6	no	no	INTJ
inlawrev-2632	192	7	.	.	NOUN
inlawrev-2632	192	8	80	80	NUM
inlawrev-2632	192	9	-	-	PUNCT
inlawrev-2632	192	10	1218c(3	1218c(3	NUM
inlawrev-2632	192	11	)	)	PUNCT
inlawrev-2632	192	12	,	,	PUNCT
inlawrev-2632	192	13	slip	slip	VERB
inlawrev-2632	192	14	op	op	NOUN
inlawrev-2632	192	15	.	.	PUNCT
inlawrev-2632	193	1	(	(	PUNCT
inlawrev-2632	193	2	e.d	e.d	PROPN
inlawrev-2632	193	3	.	.	PROPN
inlawrev-2632	193	4	mo	mo	PROPN
inlawrev-2632	193	5	.	.	PROPN
inlawrev-2632	193	6	1981	1981	NUM
inlawrev-2632	193	7	)	)	PUNCT
inlawrev-2632	193	8	.	.	PUNCT
inlawrev-2632	194	1	"	"	PUNCT
inlawrev-2632	194	2	515	515	NUM
inlawrev-2632	194	3	f.	f.	PROPN
inlawrev-2632	194	4	supp	supp	PROPN
inlawrev-2632	194	5	.	.	PUNCT
inlawrev-2632	195	1	at	at	ADP
inlawrev-2632	195	2	20	20	NUM
inlawrev-2632	195	3	(	(	PUNCT
inlawrev-2632	195	4	quoting	quote	VERB
inlawrev-2632	195	5	kaufman	kaufman	NOUN
inlawrev-2632	195	6	,	,	PUNCT
inlawrev-2632	195	7	slip	slip	VERB
inlawrev-2632	195	8	op	op	NOUN
inlawrev-2632	195	9	.	.	PUNCT
inlawrev-2632	196	1	at	at	ADP
inlawrev-2632	196	2	4	4	NUM
inlawrev-2632	196	3	)	)	PUNCT
inlawrev-2632	196	4	.	.	PUNCT
inlawrev-2632	197	1	1985	1985	NUM
inlawrev-2632	197	2	]	]	X
inlawrev-2632	197	3	statute	statute	NOUN
inlawrev-2632	197	4	of	of	ADP
inlawrev-2632	197	5	limitations	limitation	NOUN
inlawrev-2632	197	6	513	513	NUM
inlawrev-2632	197	7	opinion	opinion	NOUN
inlawrev-2632	197	8	presents	present	VERB
inlawrev-2632	197	9	no	no	DET
inlawrev-2632	197	10	more	more	ADJ
inlawrev-2632	197	11	than	than	ADP
inlawrev-2632	197	12	a	a	DET
inlawrev-2632	197	13	bare	bare	ADJ
inlawrev-2632	197	14	conclusion	conclusion	NOUN
inlawrev-2632	197	15	,	,	PUNCT
inlawrev-2632	197	16	but	but	CCONJ
inlawrev-2632	197	17	the	the	DET
inlawrev-2632	197	18	conclusion	conclusion	NOUN
inlawrev-2632	197	19	could	could	AUX
inlawrev-2632	197	20	be	be	AUX
inlawrev-2632	197	21	supported	support	VERB
inlawrev-2632	197	22	by	by	ADP
inlawrev-2632	197	23	factors	factor	NOUN
inlawrev-2632	197	24	which	which	PRON
inlawrev-2632	197	25	the	the	DET
inlawrev-2632	197	26	lawhorn	lawhorn	ADJ
inlawrev-2632	197	27	court	court	NOUN
inlawrev-2632	197	28	failed	fail	VERB
inlawrev-2632	197	29	to	to	PART
inlawrev-2632	197	30	identify	identify	VERB
inlawrev-2632	197	31	.	.	PUNCT
inlawrev-2632	198	1	for	for	ADP
inlawrev-2632	198	2	example	example	NOUN
inlawrev-2632	198	3	,	,	PUNCT
inlawrev-2632	198	4	the	the	DET
inlawrev-2632	198	5	date	date	NOUN
inlawrev-2632	198	6	a	a	DET
inlawrev-2632	198	7	credit	credit	NOUN
inlawrev-2632	198	8	report	report	NOUN
inlawrev-2632	198	9	is	be	AUX
inlawrev-2632	198	10	issued	issue	VERB
inlawrev-2632	198	11	is	be	AUX
inlawrev-2632	198	12	easily	easily	ADV
inlawrev-2632	198	13	ascertainable	ascertainable	ADJ
inlawrev-2632	198	14	and	and	CCONJ
inlawrev-2632	198	15	thus	thus	ADV
inlawrev-2632	198	16	has	have	VERB
inlawrev-2632	198	17	at	at	ADP
inlawrev-2632	198	18	least	least	ADJ
inlawrev-2632	198	19	some	some	PRON
inlawrev-2632	198	20	relevance	relevance	NOUN
inlawrev-2632	198	21	to	to	ADP
inlawrev-2632	198	22	the	the	DET
inlawrev-2632	198	23	plaintiff	plaintiff	NOUN
inlawrev-2632	198	24	's	's	PART
inlawrev-2632	198	25	damages	damage	NOUN
inlawrev-2632	198	26	.	.	PUNCT
inlawrev-2632	199	1	this	this	DET
inlawrev-2632	199	2	approach	approach	NOUN
inlawrev-2632	199	3	also	also	ADV
inlawrev-2632	199	4	comports	comport	VERB
inlawrev-2632	199	5	with	with	ADP
inlawrev-2632	199	6	the	the	DET
inlawrev-2632	199	7	remedial	remedial	ADJ
inlawrev-2632	199	8	purpose	purpose	NOUN
inlawrev-2632	199	9	of	of	ADP
inlawrev-2632	199	10	the	the	DET
inlawrev-2632	199	11	fcra	fcra	NOUN
inlawrev-2632	199	12	in	in	SCONJ
inlawrev-2632	199	13	that	that	SCONJ
inlawrev-2632	199	14	it	it	PRON
inlawrev-2632	199	15	does	do	AUX
inlawrev-2632	199	16	not	not	PART
inlawrev-2632	199	17	foreclose	foreclose	VERB
inlawrev-2632	199	18	a	a	DET
inlawrev-2632	199	19	party	party	NOUN
inlawrev-2632	199	20	's	's	PART
inlawrev-2632	199	21	rights	right	NOUN
inlawrev-2632	199	22	before	before	SCONJ
inlawrev-2632	199	23	he	he	PRON
inlawrev-2632	199	24	or	or	CCONJ
inlawrev-2632	199	25	she	she	PRON
inlawrev-2632	199	26	has	have	AUX
inlawrev-2632	199	27	had	have	VERB
inlawrev-2632	199	28	an	an	DET
inlawrev-2632	199	29	opportunity	opportunity	NOUN
inlawrev-2632	199	30	to	to	PART
inlawrev-2632	199	31	detect	detect	VERB
inlawrev-2632	199	32	a	a	DET
inlawrev-2632	199	33	violation	violation	NOUN
inlawrev-2632	199	34	,	,	PUNCT
inlawrev-2632	199	35	because	because	SCONJ
inlawrev-2632	199	36	at	at	ADP
inlawrev-2632	199	37	the	the	DET
inlawrev-2632	199	38	time	time	NOUN
inlawrev-2632	199	39	of	of	ADP
inlawrev-2632	199	40	issuance	issuance	NOUN
inlawrev-2632	199	41	,	,	PUNCT
inlawrev-2632	199	42	any	any	DET
inlawrev-2632	199	43	error	error	NOUN
inlawrev-2632	199	44	or	or	CCONJ
inlawrev-2632	199	45	negligence	negligence	NOUN
inlawrev-2632	199	46	is	be	AUX
inlawrev-2632	199	47	at	at	ADV
inlawrev-2632	199	48	least	least	ADJ
inlawrev-2632	199	49	susceptible	susceptible	ADJ
inlawrev-2632	199	50	of	of	ADP
inlawrev-2632	199	51	discovery	discovery	NOUN
inlawrev-2632	199	52	.	.	PUNCT
inlawrev-2632	200	1	a	a	DET
inlawrev-2632	200	2	closer	close	ADJ
inlawrev-2632	200	3	examination	examination	NOUN
inlawrev-2632	200	4	reveals	reveal	VERB
inlawrev-2632	200	5	that	that	SCONJ
inlawrev-2632	200	6	another	another	DET
inlawrev-2632	200	7	explanation	explanation	NOUN
inlawrev-2632	200	8	for	for	ADP
inlawrev-2632	200	9	the	the	DET
inlawrev-2632	200	10	lawhorn	lawhorn	ADJ
inlawrev-2632	200	11	decision	decision	NOUN
inlawrev-2632	200	12	can	can	AUX
inlawrev-2632	200	13	be	be	AUX
inlawrev-2632	200	14	drawn	draw	VERB
inlawrev-2632	200	15	from	from	ADP
inlawrev-2632	200	16	the	the	DET
inlawrev-2632	200	17	circumstances	circumstance	NOUN
inlawrev-2632	200	18	.	.	PUNCT
inlawrev-2632	201	1	it	it	PRON
inlawrev-2632	201	2	appears	appear	VERB
inlawrev-2632	201	3	the	the	DET
inlawrev-2632	201	4	lawhorn	lawhorn	ADJ
inlawrev-2632	201	5	court	court	NOUN
inlawrev-2632	201	6	may	may	AUX
inlawrev-2632	201	7	not	not	PART
inlawrev-2632	201	8	have	have	AUX
inlawrev-2632	201	9	actually	actually	ADV
inlawrev-2632	201	10	adopted	adopt	VERB
inlawrev-2632	201	11	the	the	DET
inlawrev-2632	201	12	issuance	issuance	NOUN
inlawrev-2632	201	13	test	test	NOUN
inlawrev-2632	201	14	.	.	PUNCT
inlawrev-2632	202	1	rather	rather	ADV
inlawrev-2632	202	2	,	,	PUNCT
inlawrev-2632	202	3	the	the	DET
inlawrev-2632	202	4	court	court	NOUN
inlawrev-2632	202	5	could	could	AUX
inlawrev-2632	202	6	just	just	ADV
inlawrev-2632	202	7	as	as	ADV
inlawrev-2632	202	8	easily	easily	ADV
inlawrev-2632	202	9	have	have	AUX
inlawrev-2632	202	10	been	be	AUX
inlawrev-2632	202	11	relying	rely	VERB
inlawrev-2632	202	12	on	on	ADP
inlawrev-2632	202	13	the	the	DET
inlawrev-2632	202	14	third	third	ADJ
inlawrev-2632	202	15	approach	approach	NOUN
inlawrev-2632	202	16	enunciated	enunciate	VERB
inlawrev-2632	202	17	above	above	ADV
inlawrev-2632	202	18	—	—	PUNCT
inlawrev-2632	202	19	using	use	VERB
inlawrev-2632	202	20	the	the	DET
inlawrev-2632	202	21	event	event	NOUN
inlawrev-2632	202	22	that	that	PRON
inlawrev-2632	202	23	triggers	trigger	VERB
inlawrev-2632	202	24	the	the	DET
inlawrev-2632	202	25	statute	statute	NOUN
inlawrev-2632	202	26	of	of	ADP
inlawrev-2632	202	27	hmitations	hmitation	NOUN
inlawrev-2632	202	28	under	under	ADP
inlawrev-2632	202	29	state	state	NOUN
inlawrev-2632	202	30	law	law	NOUN
inlawrev-2632	202	31	.	.	PUNCT
inlawrev-2632	203	1	under	under	ADP
inlawrev-2632	203	2	missouri	missouri	PROPN
inlawrev-2632	203	3	law	law	PROPN
inlawrev-2632	203	4	,	,	PUNCT
inlawrev-2632	203	5	for	for	ADP
inlawrev-2632	203	6	example	example	NOUN
inlawrev-2632	203	7	,	,	PUNCT
inlawrev-2632	203	8	the	the	DET
inlawrev-2632	203	9	applicable	applicable	ADJ
inlawrev-2632	203	10	statute	statute	NOUN
inlawrev-2632	203	11	of	of	ADP
inlawrev-2632	203	12	limitations	limitation	NOUN
inlawrev-2632	203	13	for	for	ADP
inlawrev-2632	203	14	hbel	hbel	NOUN
inlawrev-2632	203	15	begins	begin	VERB
inlawrev-2632	203	16	to	to	PART
inlawrev-2632	203	17	run	run	VERB
inlawrev-2632	203	18	upon	upon	SCONJ
inlawrev-2632	203	19	issuance	issuance	NOUN
inlawrev-2632	203	20	of	of	ADP
inlawrev-2632	203	21	the	the	DET
inlawrev-2632	203	22	defamatory	defamatory	ADJ
inlawrev-2632	203	23	statement	statement	NOUN
inlawrev-2632	203	24	.	.	PUNCT
inlawrev-2632	204	1	"	"	PUNCT
inlawrev-2632	204	2	^^	^^	CCONJ
inlawrev-2632	204	3	a	a	DET
inlawrev-2632	204	4	state	state	NOUN
inlawrev-2632	204	5	-	-	PUNCT
inlawrev-2632	204	6	by	by	ADP
inlawrev-2632	204	7	-	-	PUNCT
inlawrev-2632	204	8	state	state	NOUN
inlawrev-2632	204	9	approach	approach	NOUN
inlawrev-2632	204	10	,	,	PUNCT
inlawrev-2632	204	11	however	however	ADV
inlawrev-2632	204	12	,	,	PUNCT
inlawrev-2632	204	13	could	could	AUX
inlawrev-2632	204	14	have	have	VERB
inlawrev-2632	204	15	chaotic	chaotic	ADJ
inlawrev-2632	204	16	results	result	NOUN
inlawrev-2632	204	17	.	.	PUNCT
inlawrev-2632	205	1	in	in	ADP
inlawrev-2632	205	2	wilson	wilson	PROPN
inlawrev-2632	205	3	v.	v.	ADP
inlawrev-2632	205	4	retail	retail	PROPN
inlawrev-2632	205	5	credit	credit	PROPN
inlawrev-2632	205	6	co.	co.	PROPN
inlawrev-2632	205	7	,"^	,"^	PUNCT
inlawrev-2632	205	8	'	'	PUNCT
inlawrev-2632	205	9	for	for	ADP
inlawrev-2632	205	10	example	example	NOUN
inlawrev-2632	205	11	,	,	PUNCT
inlawrev-2632	205	12	the	the	DET
inlawrev-2632	205	13	fifth	fifth	ADJ
inlawrev-2632	205	14	circuit	circuit	NOUN
inlawrev-2632	205	15	court	court	NOUN
inlawrev-2632	205	16	of	of	ADP
inlawrev-2632	205	17	appeals	appeal	NOUN
inlawrev-2632	205	18	considered	consider	VERB
inlawrev-2632	205	19	an	an	DET
inlawrev-2632	205	20	action	action	NOUN
inlawrev-2632	205	21	for	for	ADP
inlawrev-2632	205	22	libel	libel	NOUN
inlawrev-2632	205	23	arising	arise	VERB
inlawrev-2632	205	24	from	from	ADP
inlawrev-2632	205	25	information	information	NOUN
inlawrev-2632	205	26	in	in	ADP
inlawrev-2632	205	27	a	a	DET
inlawrev-2632	205	28	mississippi	mississippi	NOUN
inlawrev-2632	205	29	credit	credit	NOUN
inlawrev-2632	205	30	report	report	NOUN
inlawrev-2632	205	31	.	.	PUNCT
inlawrev-2632	206	1	a	a	DET
inlawrev-2632	206	2	one	one	NUM
inlawrev-2632	206	3	-	-	PUNCT
inlawrev-2632	206	4	year	year	NOUN
inlawrev-2632	206	5	statute	statute	NOUN
inlawrev-2632	206	6	of	of	ADP
inlawrev-2632	206	7	limitations	limitation	NOUN
inlawrev-2632	206	8	governs	govern	VERB
inlawrev-2632	206	9	libel	libel	NOUN
inlawrev-2632	206	10	suits	suit	NOUN
inlawrev-2632	206	11	in	in	ADP
inlawrev-2632	206	12	mississippi	mississippi	PROPN
inlawrev-2632	206	13	.	.	PUNCT
inlawrev-2632	207	1	the	the	DET
inlawrev-2632	207	2	plaintiff	plaintiff	NOUN
inlawrev-2632	207	3	filed	file	VERB
inlawrev-2632	207	4	suit	suit	NOUN
inlawrev-2632	207	5	on	on	ADP
inlawrev-2632	207	6	november	november	PROPN
inlawrev-2632	207	7	25	25	NUM
inlawrev-2632	207	8	,	,	PUNCT
inlawrev-2632	207	9	1969	1969	NUM
inlawrev-2632	207	10	,	,	PUNCT
inlawrev-2632	207	11	for	for	ADP
inlawrev-2632	207	12	a	a	DET
inlawrev-2632	207	13	credit	credit	NOUN
inlawrev-2632	207	14	report	report	NOUN
inlawrev-2632	207	15	issued	issue	VERB
inlawrev-2632	207	16	in	in	ADP
inlawrev-2632	207	17	september	september	PROPN
inlawrev-2632	207	18	,	,	PUNCT
inlawrev-2632	207	19	1963	1963	NUM
inlawrev-2632	207	20	.	.	PUNCT
inlawrev-2632	208	1	relying	rely	VERB
inlawrev-2632	208	2	on	on	ADP
inlawrev-2632	208	3	mississippi	mississippi	PROPN
inlawrev-2632	208	4	libel	libel	NOUN
inlawrev-2632	208	5	law	law	NOUN
inlawrev-2632	208	6	,	,	PUNCT
inlawrev-2632	208	7	the	the	DET
inlawrev-2632	208	8	court	court	NOUN
inlawrev-2632	208	9	stated	state	VERB
inlawrev-2632	208	10	that	that	SCONJ
inlawrev-2632	208	11	"	"	PUNCT
inlawrev-2632	208	12	[	[	X
inlawrev-2632	208	13	i]f	i]f	NOUN
inlawrev-2632	208	14	any	any	DET
inlawrev-2632	208	15	claim	claim	NOUN
inlawrev-2632	208	16	arose	arise	VERB
inlawrev-2632	208	17	or	or	CCONJ
inlawrev-2632	208	18	accrued	accrue	VERB
inlawrev-2632	208	19	on	on	ADP
inlawrev-2632	208	20	this	this	DET
inlawrev-2632	208	21	report	report	NOUN
inlawrev-2632	208	22	,	,	PUNCT
inlawrev-2632	208	23	it	it	PRON
inlawrev-2632	208	24	did	do	VERB
inlawrev-2632	208	25	so	so	ADV
inlawrev-2632	208	26	when	when	SCONJ
inlawrev-2632	208	27	the	the	DET
inlawrev-2632	208	28	report	report	NOUN
inlawrev-2632	208	29	was	be	AUX
inlawrev-2632	208	30	received	receive	VERB
inlawrev-2632	208	31	by	by	ADP
inlawrev-2632	208	32	defendant	defendant	NOUN
inlawrev-2632	208	33	's	's	PART
inlawrev-2632	208	34	customer	customer	NOUN
inlawrev-2632	208	35	.	.	PUNCT
inlawrev-2632	208	36	.	.	PUNCT
inlawrev-2632	208	37	.	.	PUNCT
inlawrev-2632	209	1	.'"^^	.'"^^	PUNCT
inlawrev-2632	210	1	the	the	DET
inlawrev-2632	210	2	plaintiff	plaintiff	NOUN
inlawrev-2632	210	3	's	's	PART
inlawrev-2632	210	4	suit	suit	NOUN
inlawrev-2632	210	5	was	be	AUX
inlawrev-2632	210	6	barred	bar	VERB
inlawrev-2632	210	7	,	,	PUNCT
inlawrev-2632	210	8	as	as	SCONJ
inlawrev-2632	210	9	the	the	DET
inlawrev-2632	210	10	report	report	NOUN
inlawrev-2632	210	11	had	have	AUX
inlawrev-2632	210	12	been	be	AUX
inlawrev-2632	210	13	received	receive	VERB
inlawrev-2632	210	14	many	many	ADJ
inlawrev-2632	210	15	years	year	NOUN
inlawrev-2632	210	16	before	before	ADV
inlawrev-2632	210	17	.	.	PUNCT
inlawrev-2632	211	1	the	the	DET
inlawrev-2632	211	2	claim	claim	NOUN
inlawrev-2632	211	3	brought	bring	VERB
inlawrev-2632	211	4	before	before	ADP
inlawrev-2632	211	5	the	the	DET
inlawrev-2632	211	6	wilson	wilson	PROPN
inlawrev-2632	211	7	court	court	NOUN
inlawrev-2632	211	8	was	be	AUX
inlawrev-2632	211	9	for	for	ADP
inlawrev-2632	211	10	libel	libel	NOUN
inlawrev-2632	211	11	and	and	CCONJ
inlawrev-2632	211	12	resulted	result	VERB
inlawrev-2632	211	13	from	from	ADP
inlawrev-2632	211	14	the	the	DET
inlawrev-2632	211	15	allegedly	allegedly	ADV
inlawrev-2632	211	16	defamatory	defamatory	ADJ
inlawrev-2632	211	17	content	content	NOUN
inlawrev-2632	211	18	of	of	ADP
inlawrev-2632	211	19	the	the	DET
inlawrev-2632	211	20	credit	credit	NOUN
inlawrev-2632	211	21	report	report	NOUN
inlawrev-2632	211	22	.	.	PUNCT
inlawrev-2632	212	1	if	if	SCONJ
inlawrev-2632	212	2	the	the	DET
inlawrev-2632	212	3	plaintiff	plaintiff	NOUN
inlawrev-2632	212	4	had	have	AUX
inlawrev-2632	212	5	sued	sue	VERB
inlawrev-2632	212	6	for	for	ADP
inlawrev-2632	212	7	an	an	DET
inlawrev-2632	212	8	invasion	invasion	NOUN
inlawrev-2632	212	9	of	of	ADP
inlawrev-2632	212	10	privacy	privacy	NOUN
inlawrev-2632	212	11	,	,	PUNCT
inlawrev-2632	212	12	the	the	DET
inlawrev-2632	212	13	limitations	limitation	NOUN
inlawrev-2632	212	14	period	period	NOUN
inlawrev-2632	212	15	might	might	AUX
inlawrev-2632	212	16	have	have	AUX
inlawrev-2632	212	17	differed	differ	VERB
inlawrev-2632	212	18	.	.	PUNCT
inlawrev-2632	213	1	if	if	SCONJ
inlawrev-2632	213	2	courts	court	NOUN
inlawrev-2632	213	3	apply	apply	VERB
inlawrev-2632	213	4	state	state	NOUN
inlawrev-2632	213	5	law	law	NOUN
inlawrev-2632	213	6	,	,	PUNCT
inlawrev-2632	213	7	each	each	DET
inlawrev-2632	213	8	fcra	fcra	NOUN
inlawrev-2632	213	9	suit	suit	NOUN
inlawrev-2632	213	10	in	in	ADP
inlawrev-2632	213	11	every	every	DET
inlawrev-2632	213	12	state	state	NOUN
inlawrev-2632	213	13	will	will	AUX
inlawrev-2632	213	14	be	be	AUX
inlawrev-2632	213	15	governed	govern	VERB
inlawrev-2632	213	16	by	by	ADP
inlawrev-2632	213	17	a	a	DET
inlawrev-2632	213	18	different	different	ADJ
inlawrev-2632	213	19	statute	statute	NOUN
inlawrev-2632	213	20	of	of	ADP
inlawrev-2632	213	21	limitations	limitation	NOUN
inlawrev-2632	213	22	,	,	PUNCT
inlawrev-2632	213	23	depending	depend	VERB
inlawrev-2632	213	24	on	on	ADP
inlawrev-2632	213	25	the	the	DET
inlawrev-2632	213	26	underlying	underlie	VERB
inlawrev-2632	213	27	common	common	ADJ
inlawrev-2632	213	28	law	law	NOUN
inlawrev-2632	213	29	claim	claim	NOUN
inlawrev-2632	213	30	and	and	CCONJ
inlawrev-2632	213	31	the	the	DET
inlawrev-2632	213	32	individual	individual	ADJ
inlawrev-2632	213	33	state	state	NOUN
inlawrev-2632	213	34	's	's	PART
inlawrev-2632	213	35	apphcable	apphcable	ADJ
inlawrev-2632	213	36	limitations	limitation	NOUN
inlawrev-2632	213	37	period	period	NOUN
inlawrev-2632	213	38	.	.	PUNCT
inlawrev-2632	214	1	this	this	DET
inlawrev-2632	214	2	result	result	NOUN
inlawrev-2632	214	3	is	be	AUX
inlawrev-2632	214	4	in	in	ADP
inlawrev-2632	214	5	conflict	conflict	NOUN
inlawrev-2632	214	6	with	with	ADP
inlawrev-2632	214	7	the	the	DET
inlawrev-2632	214	8	federal	federal	ADJ
inlawrev-2632	214	9	statutory	statutory	ADJ
inlawrev-2632	214	10	scheme	scheme	NOUN
inlawrev-2632	214	11	,	,	PUNCT
inlawrev-2632	214	12	for	for	SCONJ
inlawrev-2632	214	13	the	the	DET
inlawrev-2632	214	14	fcra	fcra	NOUN
inlawrev-2632	214	15	provides	provide	VERB
inlawrev-2632	214	16	its	its	PRON
inlawrev-2632	214	17	own	own	ADJ
inlawrev-2632	214	18	statute	statute	NOUN
inlawrev-2632	214	19	of	of	ADP
inlawrev-2632	214	20	limitations	limitation	NOUN
inlawrev-2632	214	21	period"^^	period"^^	NOUN
inlawrev-2632	214	22	and	and	CCONJ
inlawrev-2632	214	23	anticipates	anticipate	VERB
inlawrev-2632	214	24	that	that	SCONJ
inlawrev-2632	214	25	all	all	DET
inlawrev-2632	214	26	fcra	fcra	NOUN
inlawrev-2632	214	27	claims	claim	NOUN
inlawrev-2632	214	28	will	will	AUX
inlawrev-2632	214	29	be	be	AUX
inlawrev-2632	214	30	governed	govern	VERB
inlawrev-2632	214	31	by	by	ADP
inlawrev-2632	214	32	its	its	PRON
inlawrev-2632	214	33	provision	provision	NOUN
inlawrev-2632	214	34	.	.	PUNCT
inlawrev-2632	215	1	arguably	arguably	ADV
inlawrev-2632	215	2	,	,	PUNCT
inlawrev-2632	215	3	congress	congress	PROPN
inlawrev-2632	215	4	intended	intend	VERB
inlawrev-2632	215	5	to	to	PART
inlawrev-2632	215	6	consolidate	consolidate	VERB
inlawrev-2632	215	7	those	those	DET
inlawrev-2632	215	8	suits	suit	NOUN
inlawrev-2632	215	9	which	which	PRON
inlawrev-2632	215	10	arise	arise	VERB
inlawrev-2632	215	11	from	from	ADP
inlawrev-2632	215	12	credit	credit	NOUN
inlawrev-2632	215	13	reports	report	NOUN
inlawrev-2632	215	14	,	,	PUNCT
inlawrev-2632	215	15	regardless	regardless	ADV
inlawrev-2632	215	16	of	of	ADP
inlawrev-2632	215	17	the	the	DET
inlawrev-2632	215	18	underlying	underlie	VERB
inlawrev-2632	215	19	claim	claim	NOUN
inlawrev-2632	215	20	,	,	PUNCT
inlawrev-2632	215	21	and	and	CCONJ
inlawrev-2632	215	22	provide	provide	VERB
inlawrev-2632	215	23	consumers	consumer	NOUN
inlawrev-2632	215	24	with	with	ADP
inlawrev-2632	215	25	the	the	DET
inlawrev-2632	215	26	right	right	NOUN
inlawrev-2632	215	27	to	to	PART
inlawrev-2632	215	28	sue	sue	VERB
inlawrev-2632	215	29	under	under	ADP
inlawrev-2632	215	30	the	the	DET
inlawrev-2632	215	31	fcra	fcra	NOUN
inlawrev-2632	215	32	in	in	ADP
inlawrev-2632	215	33	addition	addition	NOUN
inlawrev-2632	215	34	to	to	ADP
inlawrev-2632	215	35	pursuing	pursue	VERB
inlawrev-2632	215	36	any	any	DET
inlawrev-2632	215	37	state	state	NOUN
inlawrev-2632	215	38	law	law	NOUN
inlawrev-2632	215	39	^	^	PUNCT
inlawrev-2632	215	40	°	°	ADP
inlawrev-2632	215	41	white	white	ADJ
inlawrev-2632	215	42	v.	v.	ADP
inlawrev-2632	215	43	fawcett	fawcett	PROPN
inlawrev-2632	215	44	publications	publication	NOUN
inlawrev-2632	215	45	,	,	PUNCT
inlawrev-2632	215	46	324	324	NUM
inlawrev-2632	215	47	f.	f.	PROPN
inlawrev-2632	215	48	supp	supp	PROPN
inlawrev-2632	215	49	.	.	PUNCT
inlawrev-2632	216	1	403	403	NUM
inlawrev-2632	216	2	,	,	PUNCT
inlawrev-2632	216	3	404	404	NUM
inlawrev-2632	216	4	-	-	SYM
inlawrev-2632	216	5	05	05	NUM
inlawrev-2632	216	6	(	(	PUNCT
inlawrev-2632	216	7	w.d	w.d	PROPN
inlawrev-2632	216	8	.	.	PROPN
inlawrev-2632	216	9	mo	mo	PROPN
inlawrev-2632	216	10	.	.	PROPN
inlawrev-2632	216	11	1971	1971	NUM
inlawrev-2632	216	12	)	)	PUNCT
inlawrev-2632	216	13	.	.	PUNCT
inlawrev-2632	217	1	see	see	VERB
inlawrev-2632	217	2	also	also	ADV
inlawrev-2632	217	3	mo	mo	PROPN
inlawrev-2632	217	4	.	.	PROPN
inlawrev-2632	217	5	ann	ann	PROPN
inlawrev-2632	217	6	.	.	PUNCT
inlawrev-2632	217	7	stat	stat	PROPN
inlawrev-2632	217	8	.	.	PUNCT
inlawrev-2632	218	1	§	§	PROPN
inlawrev-2632	218	2	516.140	516.140	NUM
inlawrev-2632	218	3	(	(	PUNCT
inlawrev-2632	218	4	vernon	vernon	PROPN
inlawrev-2632	218	5	supp	supp	PROPN
inlawrev-2632	218	6	.	.	PUNCT
inlawrev-2632	219	1	1985	1985	NUM
inlawrev-2632	219	2	)	)	PUNCT
inlawrev-2632	219	3	.	.	PUNCT
inlawrev-2632	220	1	often	often	ADV
inlawrev-2632	220	2	in	in	ADP
inlawrev-2632	220	3	states	state	NOUN
inlawrev-2632	220	4	where	where	SCONJ
inlawrev-2632	220	5	the	the	DET
inlawrev-2632	220	6	statute	statute	NOUN
inlawrev-2632	220	7	of	of	ADP
inlawrev-2632	220	8	limitations	limitation	NOUN
inlawrev-2632	220	9	is	be	AUX
inlawrev-2632	220	10	triggered	trigger	VERB
inlawrev-2632	220	11	by	by	ADP
inlawrev-2632	220	12	receipt	receipt	NOUN
inlawrev-2632	220	13	of	of	ADP
inlawrev-2632	220	14	the	the	DET
inlawrev-2632	220	15	libelous	libelous	ADJ
inlawrev-2632	220	16	or	or	CCONJ
inlawrev-2632	220	17	defamatory	defamatory	ADJ
inlawrev-2632	220	18	material	material	NOUN
inlawrev-2632	220	19	,	,	PUNCT
inlawrev-2632	220	20	the	the	DET
inlawrev-2632	220	21	receipt	receipt	NOUN
inlawrev-2632	220	22	test	test	NOUN
inlawrev-2632	220	23	has	have	AUX
inlawrev-2632	220	24	been	be	AUX
inlawrev-2632	220	25	utilized	utilize	VERB
inlawrev-2632	220	26	by	by	ADP
inlawrev-2632	220	27	federal	federal	ADJ
inlawrev-2632	220	28	courts	court	NOUN
inlawrev-2632	220	29	.	.	PUNCT
inlawrev-2632	221	1	see	see	VERB
inlawrev-2632	221	2	,	,	PUNCT
inlawrev-2632	221	3	e.g.	e.g.	ADV
inlawrev-2632	221	4	,	,	PUNCT
inlawrev-2632	221	5	wilson	wilson	PROPN
inlawrev-2632	221	6	v.	v.	ADP
inlawrev-2632	221	7	retail	retail	PROPN
inlawrev-2632	221	8	credit	credit	PROPN
inlawrev-2632	221	9	co.	co.	PROPN
inlawrev-2632	221	10	,	,	PUNCT
inlawrev-2632	221	11	438	438	NUM
inlawrev-2632	221	12	f.2d	f.2d	NOUN
inlawrev-2632	221	13	1043	1043	NUM
inlawrev-2632	221	14	,	,	PUNCT
inlawrev-2632	221	15	1045	1045	NUM
inlawrev-2632	221	16	(	(	PUNCT
inlawrev-2632	221	17	5th	5th	ADJ
inlawrev-2632	221	18	cir	cir	NOUN
inlawrev-2632	221	19	.	.	PROPN
inlawrev-2632	221	20	1971	1971	NUM
inlawrev-2632	221	21	)	)	PUNCT
inlawrev-2632	221	22	(	(	PUNCT
inlawrev-2632	221	23	relying	rely	VERB
inlawrev-2632	221	24	on	on	ADP
inlawrev-2632	221	25	mississippi	mississippi	PROPN
inlawrev-2632	221	26	law	law	NOUN
inlawrev-2632	221	27	,	,	PUNCT
inlawrev-2632	221	28	the	the	DET
inlawrev-2632	221	29	court	court	NOUN
inlawrev-2632	221	30	held	hold	VERB
inlawrev-2632	221	31	that	that	SCONJ
inlawrev-2632	221	32	the	the	DET
inlawrev-2632	221	33	statue	statue	NOUN
inlawrev-2632	221	34	of	of	ADP
inlawrev-2632	221	35	limitations	limitation	NOUN
inlawrev-2632	221	36	did	do	AUX
inlawrev-2632	221	37	not	not	PART
inlawrev-2632	221	38	begin	begin	VERB
inlawrev-2632	221	39	to	to	PART
inlawrev-2632	221	40	run	run	VERB
inlawrev-2632	221	41	until	until	SCONJ
inlawrev-2632	221	42	the	the	DET
inlawrev-2632	221	43	credit	credit	NOUN
inlawrev-2632	221	44	report	report	NOUN
inlawrev-2632	221	45	was	be	AUX
inlawrev-2632	221	46	received	receive	VERB
inlawrev-2632	221	47	by	by	ADP
inlawrev-2632	221	48	the	the	DET
inlawrev-2632	221	49	consumer	consumer	NOUN
inlawrev-2632	221	50	.	.	PUNCT
inlawrev-2632	221	51	)	)	PUNCT
inlawrev-2632	221	52	.	.	PUNCT
inlawrev-2632	222	1	^'438	^'438	NUM
inlawrev-2632	223	1	f.2d	f.2d	X
inlawrev-2632	223	2	1043	1043	NUM
inlawrev-2632	223	3	(	(	PUNCT
inlawrev-2632	223	4	1971	1971	NUM
inlawrev-2632	223	5	)	)	PUNCT
inlawrev-2632	223	6	.	.	PUNCT
inlawrev-2632	224	1	«	«	PUNCT
inlawrev-2632	224	2	m.	m.	NOUN
inlawrev-2632	224	3	at	at	ADP
inlawrev-2632	224	4	1045	1045	NUM
inlawrev-2632	224	5	.	.	PUNCT
inlawrev-2632	224	6	''	''	PUNCT
inlawrev-2632	225	1	\5	\5	PRON
inlawrev-2632	225	2	u.s.c	u.s.c	ADJ
inlawrev-2632	225	3	.	.	PUNCT
inlawrev-2632	226	1	§	§	PROPN
inlawrev-2632	226	2	1681p	1681p	NUM
inlawrev-2632	226	3	.	.	PUNCT
inlawrev-2632	227	1	514	514	NUM
inlawrev-2632	227	2	indiana	indiana	PROPN
inlawrev-2632	227	3	law	law	PROPN
inlawrev-2632	227	4	review	review	NOUN
inlawrev-2632	227	5	[	[	X
inlawrev-2632	227	6	vol	vol	NOUN
inlawrev-2632	227	7	.	.	PUNCT
inlawrev-2632	227	8	18:507	18:507	NUM
inlawrev-2632	227	9	claims/	claims/	NUM
inlawrev-2632	227	10	'	'	NOUN
inlawrev-2632	227	11	*	*	PUNCT
inlawrev-2632	228	1	the	the	DET
inlawrev-2632	228	2	fact	fact	NOUN
inlawrev-2632	228	3	that	that	SCONJ
inlawrev-2632	228	4	pubhcation	pubhcation	NOUN
inlawrev-2632	228	5	or	or	CCONJ
inlawrev-2632	228	6	receipt	receipt	NOUN
inlawrev-2632	228	7	is	be	AUX
inlawrev-2632	228	8	the	the	DET
inlawrev-2632	228	9	law	law	NOUN
inlawrev-2632	228	10	in	in	ADP
inlawrev-2632	228	11	the	the	DET
inlawrev-2632	228	12	forum	forum	NOUN
inlawrev-2632	228	13	state	state	NOUN
inlawrev-2632	228	14	should	should	AUX
inlawrev-2632	228	15	not	not	PART
inlawrev-2632	228	16	be	be	AUX
inlawrev-2632	228	17	determinative	determinative	ADJ
inlawrev-2632	228	18	of	of	ADP
inlawrev-2632	228	19	the	the	DET
inlawrev-2632	228	20	federal	federal	ADJ
inlawrev-2632	228	21	claim	claim	NOUN
inlawrev-2632	228	22	.	.	PUNCT
inlawrev-2632	229	1	as	as	ADP
inlawrev-2632	229	2	section	section	NOUN
inlawrev-2632	229	3	168	168	NUM
inlawrev-2632	229	4	it	it	PRON
inlawrev-2632	229	5	intimates	intimate	NOUN
inlawrev-2632	229	6	,	,	PUNCT
inlawrev-2632	229	7	the	the	DET
inlawrev-2632	229	8	fcra	fcra	NOUN
inlawrev-2632	229	9	does	do	AUX
inlawrev-2632	229	10	not	not	PART
inlawrev-2632	229	11	duplicate	duplicate	VERB
inlawrev-2632	229	12	or	or	CCONJ
inlawrev-2632	229	13	preempt	preempt	VERB
inlawrev-2632	229	14	state	state	NOUN
inlawrev-2632	229	15	law	law	NOUN
inlawrev-2632	229	16	,	,	PUNCT
inlawrev-2632	229	17	but	but	CCONJ
inlawrev-2632	229	18	rather	rather	ADV
inlawrev-2632	229	19	provides	provide	VERB
inlawrev-2632	229	20	an	an	DET
inlawrev-2632	229	21	alternative	alternative	ADJ
inlawrev-2632	229	22	method	method	NOUN
inlawrev-2632	229	23	of	of	ADP
inlawrev-2632	229	24	regulation	regulation	NOUN
inlawrev-2632	229	25	and	and	CCONJ
inlawrev-2632	229	26	enforcement/^	enforcement/^	PROPN
inlawrev-2632	229	27	if	if	SCONJ
inlawrev-2632	229	28	state	state	NOUN
inlawrev-2632	229	29	law	law	NOUN
inlawrev-2632	229	30	is	be	AUX
inlawrev-2632	229	31	not	not	PART
inlawrev-2632	229	32	determinative	determinative	ADJ
inlawrev-2632	229	33	,	,	PUNCT
inlawrev-2632	229	34	the	the	DET
inlawrev-2632	229	35	problem	problem	NOUN
inlawrev-2632	229	36	of	of	ADP
inlawrev-2632	229	37	what	what	DET
inlawrev-2632	229	38	event	event	NOUN
inlawrev-2632	229	39	should	should	AUX
inlawrev-2632	229	40	trigger	trigger	VERB
inlawrev-2632	229	41	the	the	DET
inlawrev-2632	229	42	fcra	fcra	NOUN
inlawrev-2632	229	43	's	's	PART
inlawrev-2632	229	44	statute	statute	NOUN
inlawrev-2632	229	45	of	of	ADP
inlawrev-2632	229	46	limitations	limitation	NOUN
inlawrev-2632	229	47	remains	remain	VERB
inlawrev-2632	229	48	.	.	PUNCT
inlawrev-2632	230	1	the	the	DET
inlawrev-2632	230	2	common	common	ADJ
inlawrev-2632	230	3	law	law	NOUN
inlawrev-2632	230	4	of	of	ADP
inlawrev-2632	230	5	commercial	commercial	ADJ
inlawrev-2632	230	6	defamation	defamation	NOUN
inlawrev-2632	230	7	,	,	PUNCT
inlawrev-2632	230	8	an	an	DET
inlawrev-2632	230	9	analogue	analogue	NOUN
inlawrev-2632	230	10	of	of	ADP
inlawrev-2632	230	11	the	the	DET
inlawrev-2632	230	12	fcra,''^	fcra,''^	NUM
inlawrev-2632	230	13	is	be	AUX
inlawrev-2632	230	14	a	a	DET
inlawrev-2632	230	15	persuasive	persuasive	ADJ
inlawrev-2632	230	16	source	source	NOUN
inlawrev-2632	230	17	of	of	ADP
inlawrev-2632	230	18	rules	rule	NOUN
inlawrev-2632	230	19	to	to	PART
inlawrev-2632	230	20	fill	fill	VERB
inlawrev-2632	230	21	the	the	DET
inlawrev-2632	230	22	gaps	gap	NOUN
inlawrev-2632	230	23	in	in	ADP
inlawrev-2632	230	24	the	the	DET
inlawrev-2632	230	25	ill	ill	ADV
inlawrev-2632	230	26	-	-	PUNCT
inlawrev-2632	230	27	designed	design	VERB
inlawrev-2632	230	28	federal	federal	ADJ
inlawrev-2632	230	29	statute	statute	NOUN
inlawrev-2632	230	30	.	.	PUNCT
inlawrev-2632	231	1	such	such	DET
inlawrev-2632	231	2	an	an	DET
inlawrev-2632	231	3	analogy	analogy	NOUN
inlawrev-2632	231	4	suggests	suggest	VERB
inlawrev-2632	231	5	that	that	SCONJ
inlawrev-2632	231	6	the	the	DET
inlawrev-2632	231	7	fourth	fourth	ADJ
inlawrev-2632	231	8	interpretation	interpretation	NOUN
inlawrev-2632	231	9	enumerated	enumerate	VERB
inlawrev-2632	231	10	above	above	ADV
inlawrev-2632	231	11	—	—	PUNCT
inlawrev-2632	231	12	receipt	receipt	NOUN
inlawrev-2632	231	13	of	of	ADP
inlawrev-2632	231	14	the	the	DET
inlawrev-2632	231	15	credit	credit	NOUN
inlawrev-2632	231	16	report	report	NOUN
inlawrev-2632	231	17	—	—	PUNCT
inlawrev-2632	231	18	should	should	AUX
inlawrev-2632	231	19	trigger	trigger	VERB
inlawrev-2632	231	20	the	the	DET
inlawrev-2632	231	21	fcra	fcra	NOUN
inlawrev-2632	231	22	limitations	limitation	NOUN
inlawrev-2632	231	23	period	period	NOUN
inlawrev-2632	231	24	.	.	PUNCT
inlawrev-2632	232	1	in	in	ADP
inlawrev-2632	232	2	general	general	ADJ
inlawrev-2632	232	3	,	,	PUNCT
inlawrev-2632	232	4	defamation	defamation	NOUN
inlawrev-2632	232	5	is	be	AUX
inlawrev-2632	232	6	the	the	DET
inlawrev-2632	232	7	publication	publication	NOUN
inlawrev-2632	232	8	of	of	ADP
inlawrev-2632	232	9	anything	anything	PRON
inlawrev-2632	232	10	injurious	injurious	ADJ
inlawrev-2632	232	11	to	to	ADP
inlawrev-2632	232	12	the	the	DET
inlawrev-2632	232	13	good	good	ADJ
inlawrev-2632	232	14	name	name	NOUN
inlawrev-2632	232	15	or	or	CCONJ
inlawrev-2632	232	16	reputation	reputation	NOUN
inlawrev-2632	232	17	of	of	ADP
inlawrev-2632	232	18	another	another	PRON
inlawrev-2632	232	19	,	,	PUNCT
inlawrev-2632	232	20	or	or	CCONJ
inlawrev-2632	232	21	which	which	PRON
inlawrev-2632	232	22	tends	tend	VERB
inlawrev-2632	232	23	to	to	PART
inlawrev-2632	232	24	bring	bring	VERB
inlawrev-2632	232	25	him	he	PRON
inlawrev-2632	232	26	into	into	ADP
inlawrev-2632	232	27	disrepute	disrepute	NOUN
inlawrev-2632	232	28	.	.	PUNCT
inlawrev-2632	233	1	'*^	'*^	NOUN
inlawrev-2632	233	2	in	in	ADP
inlawrev-2632	233	3	a	a	DET
inlawrev-2632	233	4	typical	typical	ADJ
inlawrev-2632	233	5	defamation	defamation	NOUN
inlawrev-2632	233	6	suit	suit	NOUN
inlawrev-2632	233	7	,	,	PUNCT
inlawrev-2632	233	8	the	the	DET
inlawrev-2632	233	9	statute	statute	NOUN
inlawrev-2632	233	10	of	of	ADP
inlawrev-2632	233	11	limitations	limitation	NOUN
inlawrev-2632	233	12	runs	run	VERB
inlawrev-2632	233	13	from	from	ADP
inlawrev-2632	233	14	the	the	DET
inlawrev-2632	233	15	time	time	NOUN
inlawrev-2632	233	16	of	of	ADP
inlawrev-2632	233	17	publication	publication	NOUN
inlawrev-2632	233	18	.	.	PUNCT
inlawrev-2632	234	1	"	"	PUNCT
inlawrev-2632	234	2	^^	^^	PUNCT
inlawrev-2632	234	3	before	before	ADP
inlawrev-2632	234	4	publication	publication	NOUN
inlawrev-2632	234	5	,	,	PUNCT
inlawrev-2632	234	6	the	the	DET
inlawrev-2632	234	7	defamation	defamation	NOUN
inlawrev-2632	234	8	is	be	AUX
inlawrev-2632	234	9	not	not	PART
inlawrev-2632	234	10	complete	complete	ADJ
inlawrev-2632	234	11	because	because	SCONJ
inlawrev-2632	234	12	the	the	DET
inlawrev-2632	234	13	matter	matter	NOUN
inlawrev-2632	234	14	has	have	AUX
inlawrev-2632	234	15	not	not	PART
inlawrev-2632	234	16	been	be	AUX
inlawrev-2632	234	17	made	make	VERB
inlawrev-2632	234	18	public	public	ADJ
inlawrev-2632	234	19	or	or	CCONJ
inlawrev-2632	234	20	been	be	AUX
inlawrev-2632	234	21	disseminated	disseminate	VERB
inlawrev-2632	234	22	in	in	ADP
inlawrev-2632	234	23	some	some	DET
inlawrev-2632	234	24	way	way	NOUN
inlawrev-2632	234	25	.	.	PUNCT
inlawrev-2632	235	1	given	give	VERB
inlawrev-2632	235	2	this	this	DET
inlawrev-2632	235	3	analogy	analogy	NOUN
inlawrev-2632	235	4	,	,	PUNCT
inlawrev-2632	235	5	a	a	DET
inlawrev-2632	235	6	credit	credit	NOUN
inlawrev-2632	235	7	report	report	NOUN
inlawrev-2632	235	8	is	be	AUX
inlawrev-2632	235	9	not	not	PART
inlawrev-2632	235	10	complete	complete	ADJ
inlawrev-2632	235	11	until	until	SCONJ
inlawrev-2632	235	12	it	it	PRON
inlawrev-2632	235	13	is	be	AUX
inlawrev-2632	235	14	published	publish	VERB
inlawrev-2632	235	15	and	and	CCONJ
inlawrev-2632	235	16	disseminated	disseminate	VERB
inlawrev-2632	235	17	to	to	ADP
inlawrev-2632	235	18	a	a	DET
inlawrev-2632	235	19	lending	lending	NOUN
inlawrev-2632	235	20	institution	institution	NOUN
inlawrev-2632	235	21	.	.	PUNCT
inlawrev-2632	236	1	"*^	"*^	NOUN
inlawrev-2632	236	2	information	information	NOUN
inlawrev-2632	236	3	stored	store	VERB
inlawrev-2632	236	4	on	on	ADP
inlawrev-2632	236	5	computer	computer	NOUN
inlawrev-2632	236	6	software	software	NOUN
inlawrev-2632	236	7	does	do	AUX
inlawrev-2632	236	8	not	not	PART
inlawrev-2632	236	9	constitute	constitute	VERB
inlawrev-2632	236	10	a	a	DET
inlawrev-2632	236	11	report	report	NOUN
inlawrev-2632	236	12	until	until	SCONJ
inlawrev-2632	236	13	someone	someone	PRON
inlawrev-2632	236	14	asks	ask	VERB
inlawrev-2632	236	15	for	for	ADP
inlawrev-2632	236	16	a	a	DET
inlawrev-2632	236	17	readout	readout	NOUN
inlawrev-2632	236	18	,	,	PUNCT
inlawrev-2632	236	19	for	for	SCONJ
inlawrev-2632	236	20	the	the	DET
inlawrev-2632	236	21	contents	content	NOUN
inlawrev-2632	236	22	of	of	ADP
inlawrev-2632	236	23	the	the	DET
inlawrev-2632	236	24	report	report	NOUN
inlawrev-2632	236	25	will	will	AUX
inlawrev-2632	236	26	not	not	PART
inlawrev-2632	236	27	be	be	AUX
inlawrev-2632	236	28	discovered	discover	VERB
inlawrev-2632	236	29	absent	absent	ADJ
inlawrev-2632	236	30	some	some	DET
inlawrev-2632	236	31	communication	communication	NOUN
inlawrev-2632	236	32	.	.	PUNCT
inlawrev-2632	237	1	therefore	therefore	ADV
inlawrev-2632	237	2	,	,	PUNCT
inlawrev-2632	237	3	damages	damage	NOUN
inlawrev-2632	237	4	do	do	AUX
inlawrev-2632	237	5	not	not	PART
inlawrev-2632	237	6	arise	arise	VERB
inlawrev-2632	237	7	until	until	SCONJ
inlawrev-2632	237	8	the	the	DET
inlawrev-2632	237	9	report	report	NOUN
inlawrev-2632	237	10	is	be	AUX
inlawrev-2632	237	11	communicated	communicate	VERB
inlawrev-2632	237	12	to	to	ADP
inlawrev-2632	237	13	a	a	DET
inlawrev-2632	237	14	potential	potential	ADJ
inlawrev-2632	237	15	lender	lender	NOUN
inlawrev-2632	237	16	,	,	PUNCT
inlawrev-2632	237	17	affecting	affect	VERB
inlawrev-2632	237	18	the	the	DET
inlawrev-2632	237	19	borrower	borrower	NOUN
inlawrev-2632	237	20	's	's	PART
inlawrev-2632	237	21	finances	finance	NOUN
inlawrev-2632	237	22	,	,	PUNCT
inlawrev-2632	237	23	reputation	reputation	NOUN
inlawrev-2632	237	24	,	,	PUNCT
inlawrev-2632	237	25	or	or	CCONJ
inlawrev-2632	237	26	peace	peace	NOUN
inlawrev-2632	237	27	of	of	ADP
inlawrev-2632	237	28	mind	mind	NOUN
inlawrev-2632	237	29	.	.	PUNCT
inlawrev-2632	238	1	congressional	congressional	ADJ
inlawrev-2632	238	2	debates	debate	NOUN
inlawrev-2632	238	3	surrounding	surround	VERB
inlawrev-2632	238	4	the	the	DET
inlawrev-2632	238	5	fcra	fcra	NOUN
inlawrev-2632	238	6	emphasize	emphasize	VERB
inlawrev-2632	238	7	the	the	DET
inlawrev-2632	238	8	link	link	NOUN
inlawrev-2632	238	9	between	between	ADP
inlawrev-2632	238	10	adverse	adverse	ADJ
inlawrev-2632	238	11	publication	publication	NOUN
inlawrev-2632	238	12	and	and	CCONJ
inlawrev-2632	238	13	harm	harm	NOUN
inlawrev-2632	238	14	to	to	ADP
inlawrev-2632	238	15	consumers	consumer	NOUN
inlawrev-2632	238	16	.	.	PUNCT
inlawrev-2632	239	1	representative	representative	PROPN
inlawrev-2632	239	2	sullivan	sullivan	PROPN
inlawrev-2632	239	3	,	,	PUNCT
inlawrev-2632	239	4	the	the	DET
inlawrev-2632	239	5	house	house	NOUN
inlawrev-2632	239	6	sponsor	sponsor	NOUN
inlawrev-2632	239	7	of	of	ADP
inlawrev-2632	239	8	the	the	DET
inlawrev-2632	239	9	bill	bill	NOUN
inlawrev-2632	239	10	,	,	PUNCT
inlawrev-2632	239	11	expressly	expressly	ADV
inlawrev-2632	239	12	considered	consider	VERB
inlawrev-2632	239	13	in	in	ADP
inlawrev-2632	239	14	her	her	PRON
inlawrev-2632	239	15	remarks	remark	NOUN
inlawrev-2632	239	16	to	to	ADP
inlawrev-2632	239	17	congress	congress	PROPN
inlawrev-2632	239	18	that	that	SCONJ
inlawrev-2632	239	19	the	the	DET
inlawrev-2632	239	20	fcra	fcra	NOUN
inlawrev-2632	239	21	would	would	AUX
inlawrev-2632	239	22	provide	provide	VERB
inlawrev-2632	239	23	a	a	DET
inlawrev-2632	239	24	federal	federal	ADJ
inlawrev-2632	239	25	remedy	remedy	NOUN
inlawrev-2632	239	26	for	for	ADP
inlawrev-2632	239	27	commercial	commercial	ADJ
inlawrev-2632	239	28	defamation	defamation	NOUN
inlawrev-2632	239	29	.	.	PUNCT
inlawrev-2632	240	1	"	"	PUNCT
inlawrev-2632	240	2	the	the	DET
inlawrev-2632	240	3	loss	loss	NOUN
inlawrev-2632	240	4	of	of	ADP
inlawrev-2632	240	5	a	a	DET
inlawrev-2632	240	6	credit	credit	NOUN
inlawrev-2632	240	7	card	card	NOUN
inlawrev-2632	240	8	can	can	AUX
inlawrev-2632	240	9	,	,	PUNCT
inlawrev-2632	240	10	of	of	ADP
inlawrev-2632	240	11	course	course	NOUN
inlawrev-2632	240	12	,	,	PUNCT
inlawrev-2632	240	13	be	be	AUX
inlawrev-2632	240	14	expensive	expensive	ADJ
inlawrev-2632	240	15	,	,	PUNCT
inlawrev-2632	240	16	but	but	CCONJ
inlawrev-2632	240	17	,	,	PUNCT
inlawrev-2632	240	18	as	as	SCONJ
inlawrev-2632	240	19	shakespeare	shakespeare	PROPN
inlawrev-2632	240	20	said	say	VERB
inlawrev-2632	240	21	,	,	PUNCT
inlawrev-2632	240	22	the	the	DET
inlawrev-2632	240	23	loss	loss	NOUN
inlawrev-2632	240	24	of	of	ADP
inlawrev-2632	240	25	one	one	NUM
inlawrev-2632	240	26	's	's	PART
inlawrev-2632	240	27	good	good	ADJ
inlawrev-2632	240	28	name	name	NOUN
inlawrev-2632	240	29	is	be	AUX
inlawrev-2632	240	30	beyond	beyond	ADP
inlawrev-2632	240	31	price	price	NOUN
inlawrev-2632	240	32	and	and	CCONJ
inlawrev-2632	240	33	makes	make	VERB
inlawrev-2632	240	34	one	one	PRON
inlawrev-2632	240	35	poor	poor	ADJ
inlawrev-2632	240	36	indeed	indeed	ADV
inlawrev-2632	240	37	.	.	PUNCT
inlawrev-2632	241	1	this	this	DET
inlawrev-2632	241	2	bill	bill	NOUN
inlawrev-2632	241	3	's	's	PART
inlawrev-2632	241	4	title	title	NOUN
inlawrev-2632	241	5	vi	vi	NOUN
inlawrev-2632	241	6	deals	deal	NOUN
inlawrev-2632	241	7	with	with	ADP
inlawrev-2632	241	8	"	"	PUNCT
inlawrev-2632	241	9	"	"	PUNCT
inlawrev-2632	241	10	i	i	PRON
inlawrev-2632	241	11	d.	d.	PROPN
inlawrev-2632	241	12	at	at	ADP
inlawrev-2632	241	13	§	§	PROPN
inlawrev-2632	241	14	1681	1681	NUM
inlawrev-2632	241	15	t.	t.	NOUN
inlawrev-2632	241	16	"	"	PUNCT
inlawrev-2632	241	17	vof	vof	NOUN
inlawrev-2632	241	18	.	.	PUNCT
inlawrev-2632	242	1	see	see	VERB
inlawrev-2632	242	2	generally	generally	ADV
inlawrev-2632	242	3	blair	blair	PROPN
inlawrev-2632	242	4	&	&	CCONJ
inlawrev-2632	242	5	maurer	maurer	PROPN
inlawrev-2632	242	6	,	,	PUNCT
inlawrev-2632	242	7	supra	supra	PROPN
inlawrev-2632	242	8	note	note	NOUN
inlawrev-2632	242	9	23	23	NUM
inlawrev-2632	242	10	at	at	ADP
inlawrev-2632	242	11	301	301	NUM
inlawrev-2632	242	12	-	-	SYM
inlawrev-2632	242	13	06	06	NUM
inlawrev-2632	242	14	.	.	PUNCT
inlawrev-2632	243	1	'	'	PUNCT
inlawrev-2632	243	2	^^see	^^see	PUNCT
inlawrev-2632	243	3	maurer	maurer	PROPN
inlawrev-2632	243	4	,	,	PUNCT
inlawrev-2632	243	5	supra	supra	PROPN
inlawrev-2632	243	6	note	note	PROPN
inlawrev-2632	243	7	23	23	NUM
inlawrev-2632	243	8	,	,	PUNCT
inlawrev-2632	243	9	at	at	ADP
inlawrev-2632	243	10	97	97	NUM
inlawrev-2632	243	11	.	.	PUNCT
inlawrev-2632	244	1	often	often	ADV
inlawrev-2632	244	2	,	,	PUNCT
inlawrev-2632	244	3	both	both	DET
inlawrev-2632	244	4	common	common	ADJ
inlawrev-2632	244	5	law	law	NOUN
inlawrev-2632	244	6	defamation	defamation	NOUN
inlawrev-2632	244	7	and	and	CCONJ
inlawrev-2632	244	8	violation	violation	NOUN
inlawrev-2632	244	9	of	of	ADP
inlawrev-2632	244	10	the	the	DET
inlawrev-2632	244	11	fcra	fcra	NOUN
inlawrev-2632	244	12	are	be	AUX
inlawrev-2632	244	13	combined	combine	VERB
inlawrev-2632	244	14	in	in	ADP
inlawrev-2632	244	15	one	one	NUM
inlawrev-2632	244	16	suit	suit	NOUN
inlawrev-2632	244	17	.	.	PUNCT
inlawrev-2632	245	1	in	in	ADP
inlawrev-2632	245	2	wright	wright	PROPN
inlawrev-2632	245	3	v.	v.	PROPN
inlawrev-2632	245	4	trw	trw	PROPN
inlawrev-2632	245	5	credit	credit	NOUN
inlawrev-2632	245	6	data	datum	NOUN
inlawrev-2632	245	7	,	,	PUNCT
inlawrev-2632	245	8	588	588	NUM
inlawrev-2632	245	9	f.	f.	NOUN
inlawrev-2632	245	10	supp	supp	PROPN
inlawrev-2632	245	11	.	.	PUNCT
inlawrev-2632	246	1	112	112	NUM
inlawrev-2632	246	2	(	(	PUNCT
inlawrev-2632	246	3	s.d	s.d	PROPN
inlawrev-2632	246	4	.	.	PROPN
inlawrev-2632	246	5	fla	fla	PROPN
inlawrev-2632	246	6	.	.	PUNCT
inlawrev-2632	246	7	1984	1984	NUM
inlawrev-2632	246	8	)	)	PUNCT
inlawrev-2632	246	9	,	,	PUNCT
inlawrev-2632	246	10	the	the	DET
inlawrev-2632	246	11	plaintiff	plaintiff	NOUN
inlawrev-2632	246	12	charged	charge	VERB
inlawrev-2632	246	13	that	that	SCONJ
inlawrev-2632	246	14	"	"	PUNCT
inlawrev-2632	246	15	as	as	ADP
inlawrev-2632	246	16	a	a	DET
inlawrev-2632	246	17	result	result	NOUN
inlawrev-2632	246	18	of	of	ADP
inlawrev-2632	246	19	the	the	DET
inlawrev-2632	246	20	credit	credit	NOUN
inlawrev-2632	246	21	bureaus	bureaus	NOUN
inlawrev-2632	246	22	'	'	PART
inlawrev-2632	246	23	poor	poor	ADJ
inlawrev-2632	246	24	reports	report	NOUN
inlawrev-2632	246	25	the	the	DET
inlawrev-2632	246	26	plaintiff	plaintiff	NOUN
inlawrev-2632	246	27	has	have	AUX
inlawrev-2632	246	28	been	be	AUX
inlawrev-2632	246	29	defamed	defame	VERB
inlawrev-2632	246	30	.	.	PUNCT
inlawrev-2632	246	31	.	.	PUNCT
inlawrev-2632	246	32	.	.	PUNCT
inlawrev-2632	246	33	.	.	PUNCT
inlawrev-2632	246	34	"	"	PUNCT
inlawrev-2632	247	1	i	i	PRON
inlawrev-2632	247	2	d.	d.	PROPN
inlawrev-2632	247	3	at	at	ADP
inlawrev-2632	247	4	113	113	NUM
inlawrev-2632	247	5	.	.	PUNCT
inlawrev-2632	248	1	but	but	CCONJ
inlawrev-2632	248	2	cf	cf	X
inlawrev-2632	248	3	.	.	PUNCT
inlawrev-2632	249	1	note	note	NOUN
inlawrev-2632	249	2	,	,	PUNCT
inlawrev-2632	249	3	supra	supra	PROPN
inlawrev-2632	249	4	note	note	NOUN
inlawrev-2632	249	5	2	2	NUM
inlawrev-2632	249	6	,	,	PUNCT
inlawrev-2632	249	7	at	at	ADP
inlawrev-2632	249	8	1035	1035	NUM
inlawrev-2632	249	9	(	(	PUNCT
inlawrev-2632	249	10	"	"	PUNCT
inlawrev-2632	249	11	attempts	attempt	VERB
inlawrev-2632	249	12	to	to	PART
inlawrev-2632	249	13	gain	gain	VERB
inlawrev-2632	249	14	judicial	judicial	ADJ
inlawrev-2632	249	15	relief	relief	NOUN
inlawrev-2632	249	16	[	[	X
inlawrev-2632	249	17	from	from	ADP
inlawrev-2632	249	18	credit	credit	NOUN
inlawrev-2632	249	19	reports	report	NOUN
inlawrev-2632	249	20	]	]	PUNCT
inlawrev-2632	249	21	have	have	AUX
inlawrev-2632	249	22	been	be	AUX
inlawrev-2632	249	23	stymied	stymie	VERB
inlawrev-2632	249	24	by	by	ADP
inlawrev-2632	249	25	an	an	DET
inlawrev-2632	249	26	inappropriate	inappropriate	ADJ
inlawrev-2632	249	27	application	application	NOUN
inlawrev-2632	249	28	of	of	ADP
inlawrev-2632	249	29	the	the	DET
inlawrev-2632	249	30	defamation	defamation	NOUN
inlawrev-2632	249	31	doctrine	doctrine	NOUN
inlawrev-2632	249	32	"	"	PUNCT
inlawrev-2632	249	33	)	)	PUNCT
inlawrev-2632	249	34	.	.	PUNCT
inlawrev-2632	250	1	^^see	^^see	PUNCT
inlawrev-2632	250	2	black	black	PROPN
inlawrev-2632	250	3	's	's	PART
inlawrev-2632	250	4	law	law	NOUN
inlawrev-2632	250	5	dictionary	dictionary	NOUN
inlawrev-2632	250	6	375	375	NUM
inlawrev-2632	250	7	-	-	SYM
inlawrev-2632	250	8	76	76	NUM
inlawrev-2632	250	9	(	(	PUNCT
inlawrev-2632	250	10	5th	5th	ADJ
inlawrev-2632	250	11	ed	ed	NOUN
inlawrev-2632	250	12	.	.	PROPN
inlawrev-2632	250	13	1979	1979	NUM
inlawrev-2632	250	14	)	)	PUNCT
inlawrev-2632	250	15	.	.	PUNCT
inlawrev-2632	251	1	see	see	VERB
inlawrev-2632	251	2	generally	generally	ADV
inlawrev-2632	251	3	.	.	PUNCT
inlawrev-2632	252	1	note	note	VERB
inlawrev-2632	252	2	,	,	PUNCT
inlawrev-2632	252	3	supra	supra	PROPN
inlawrev-2632	252	4	note	note	NOUN
inlawrev-2632	252	5	2	2	NUM
inlawrev-2632	252	6	at	at	ADP
inlawrev-2632	252	7	1049	1049	NUM
inlawrev-2632	252	8	-	-	SYM
inlawrev-2632	252	9	54	54	NUM
inlawrev-2632	252	10	.	.	PUNCT
inlawrev-2632	252	11	'	'	PUNCT
inlawrev-2632	252	12	"	"	PUNCT
inlawrev-2632	252	13	see	see	VERB
inlawrev-2632	252	14	lashlee	lashlee	PROPN
inlawrev-2632	252	15	v.	v.	ADP
inlawrev-2632	252	16	sumner	sumner	PROPN
inlawrev-2632	252	17	,	,	PUNCT
inlawrev-2632	252	18	570	570	NUM
inlawrev-2632	252	19	f.2d	f.2d	NOUN
inlawrev-2632	252	20	107	107	NUM
inlawrev-2632	252	21	,	,	PUNCT
inlawrev-2632	252	22	109	109	NUM
inlawrev-2632	252	23	(	(	PUNCT
inlawrev-2632	252	24	6th	6th	ADJ
inlawrev-2632	252	25	cir	cir	NOUN
inlawrev-2632	252	26	.	.	PROPN
inlawrev-2632	252	27	1978	1978	NUM
inlawrev-2632	252	28	)	)	PUNCT
inlawrev-2632	252	29	;	;	PUNCT
inlawrev-2632	252	30	new	new	PROPN
inlawrev-2632	252	31	york	york	PROPN
inlawrev-2632	252	32	times	times	PROPN
inlawrev-2632	252	33	co.	co.	PROPN
inlawrev-2632	252	34	v.	v.	ADP
inlawrev-2632	252	35	conner	conner	PROPN
inlawrev-2632	252	36	,	,	PUNCT
inlawrev-2632	252	37	291	291	NUM
inlawrev-2632	252	38	f.2d	f.2d	NOUN
inlawrev-2632	252	39	492	492	NUM
inlawrev-2632	252	40	,	,	PUNCT
inlawrev-2632	252	41	494	494	NUM
inlawrev-2632	252	42	(	(	PUNCT
inlawrev-2632	252	43	5th	5th	ADJ
inlawrev-2632	252	44	cir	cir	NOUN
inlawrev-2632	252	45	.	.	PUNCT
inlawrev-2632	252	46	1961	1961	NUM
inlawrev-2632	252	47	)	)	PUNCT
inlawrev-2632	252	48	;	;	PUNCT
inlawrev-2632	253	1	annot	annot	ADV
inlawrev-2632	253	2	.	.	PUNCT
inlawrev-2632	253	3	,	,	PUNCT
inlawrev-2632	253	4	42	42	NUM
inlawrev-2632	253	5	a.l.r	a.l.r	NOUN
inlawrev-2632	253	6	.	.	PUNCT
inlawrev-2632	254	1	3d	3d	NOUN
inlawrev-2632	254	2	807	807	NUM
inlawrev-2632	254	3	(	(	PUNCT
inlawrev-2632	254	4	1972	1972	NUM
inlawrev-2632	254	5	)	)	PUNCT
inlawrev-2632	254	6	.	.	PUNCT
inlawrev-2632	255	1	(	(	PUNCT
inlawrev-2632	255	2	there	there	PRON
inlawrev-2632	255	3	is	be	VERB
inlawrev-2632	255	4	no	no	DET
inlawrev-2632	255	5	controversy	controversy	NOUN
inlawrev-2632	255	6	at	at	ADP
inlawrev-2632	255	7	all	all	ADV
inlawrev-2632	255	8	that	that	PRON
inlawrev-2632	255	9	the	the	DET
inlawrev-2632	255	10	statute	statute	NOUN
inlawrev-2632	255	11	of	of	ADP
inlawrev-2632	255	12	limitations	limitation	NOUN
inlawrev-2632	255	13	commences	commence	VERB
inlawrev-2632	255	14	to	to	PART
inlawrev-2632	255	15	run	run	VERB
inlawrev-2632	255	16	from	from	ADP
inlawrev-2632	255	17	the	the	DET
inlawrev-2632	255	18	time	time	NOUN
inlawrev-2632	255	19	of	of	ADP
inlawrev-2632	255	20	publication	publication	NOUN
inlawrev-2632	255	21	of	of	ADP
inlawrev-2632	255	22	a	a	DET
inlawrev-2632	255	23	libel	libel	NOUN
inlawrev-2632	255	24	.	.	PUNCT
inlawrev-2632	255	25	)	)	PUNCT
inlawrev-2632	256	1	'	'	NUM
inlawrev-2632	256	2	^see	^see	NUM
inlawrev-2632	256	3	koropoulos	koropoulos	PROPN
inlawrev-2632	256	4	v.	v.	ADP
inlawrev-2632	256	5	credit	credit	PROPN
inlawrev-2632	256	6	bureau	bureau	PROPN
inlawrev-2632	256	7	,	,	PUNCT
inlawrev-2632	256	8	inc	inc	PROPN
inlawrev-2632	256	9	.	.	PROPN
inlawrev-2632	256	10	,	,	PUNCT
inlawrev-2632	256	11	734	734	NUM
inlawrev-2632	256	12	f.2d	f.2d	SYM
inlawrev-2632	256	13	37	37	NUM
inlawrev-2632	256	14	(	(	PUNCT
inlawrev-2632	256	15	d.c	d.c	PROPN
inlawrev-2632	256	16	.	.	PROPN
inlawrev-2632	256	17	cir	cir	PROPN
inlawrev-2632	256	18	.	.	PUNCT
inlawrev-2632	256	19	1984	1984	NUM
inlawrev-2632	256	20	)	)	PUNCT
inlawrev-2632	256	21	.	.	PUNCT
inlawrev-2632	257	1	the	the	DET
inlawrev-2632	257	2	court	court	NOUN
inlawrev-2632	257	3	found	find	VERB
inlawrev-2632	257	4	that	that	SCONJ
inlawrev-2632	257	5	"	"	PUNCT
inlawrev-2632	257	6	these	these	DET
inlawrev-2632	257	7	provisions	provision	NOUN
inlawrev-2632	257	8	[	[	X
inlawrev-2632	257	9	of	of	ADP
inlawrev-2632	257	10	the	the	DET
inlawrev-2632	257	11	fcra	fcra	NOUN
inlawrev-2632	257	12	]	]	PUNCT
inlawrev-2632	257	13	allow	allow	VERB
inlawrev-2632	257	14	consumers	consumer	NOUN
inlawrev-2632	257	15	to	to	PART
inlawrev-2632	257	16	bring	bring	VERB
inlawrev-2632	257	17	suit	suit	NOUN
inlawrev-2632	257	18	for	for	ADP
inlawrev-2632	257	19	a	a	DET
inlawrev-2632	257	20	violation	violation	NOUN
inlawrev-2632	257	21	of	of	ADP
inlawrev-2632	257	22	section	section	NOUN
inlawrev-2632	257	23	1681e(b	1681e(b	NUM
inlawrev-2632	257	24	)	)	PUNCT
inlawrev-2632	257	25	only	only	ADV
inlawrev-2632	257	26	if	if	SCONJ
inlawrev-2632	257	27	a	a	DET
inlawrev-2632	257	28	credit	credit	NOUN
inlawrev-2632	257	29	reporting	reporting	NOUN
inlawrev-2632	257	30	agency	agency	NOUN
inlawrev-2632	257	31	issues	issue	NOUN
inlawrev-2632	257	32	an	an	DET
inlawrev-2632	257	33	inaccurate	inaccurate	ADJ
inlawrev-2632	257	34	report	report	NOUN
inlawrev-2632	257	35	on	on	ADP
inlawrev-2632	257	36	the	the	DET
inlawrev-2632	257	37	consumer	consumer	NOUN
inlawrev-2632	257	38	,	,	PUNCT
inlawrev-2632	257	39	since	since	SCONJ
inlawrev-2632	257	40	only	only	ADV
inlawrev-2632	257	41	then	then	ADV
inlawrev-2632	257	42	does	do	AUX
inlawrev-2632	257	43	harm	harm	NOUN
inlawrev-2632	257	44	flow	flow	NOUN
inlawrev-2632	257	45	from	from	ADP
inlawrev-2632	257	46	the	the	DET
inlawrev-2632	257	47	agency	agency	NOUN
inlawrev-2632	257	48	's	's	PART
inlawrev-2632	257	49	violation	violation	NOUN
inlawrev-2632	257	50	.	.	PUNCT
inlawrev-2632	257	51	"	"	PUNCT
inlawrev-2632	258	1	i	i	PRON
inlawrev-2632	258	2	d.	d.	PROPN
inlawrev-2632	258	3	at	at	ADP
inlawrev-2632	258	4	39	39	NUM
inlawrev-2632	258	5	(	(	PUNCT
inlawrev-2632	258	6	footnote	footnote	NOUN
inlawrev-2632	258	7	omitted	omit	VERB
inlawrev-2632	258	8	)	)	PUNCT
inlawrev-2632	258	9	.	.	PUNCT
inlawrev-2632	259	1	1	1	NUM
inlawrev-2632	259	2	985	985	NUM
inlawrev-2632	259	3	]	]	X
inlawrev-2632	259	4	sta	sta	X
inlawrev-2632	259	5	tute	tute	NOUN
inlawrev-2632	259	6	of	of	ADP
inlawrev-2632	259	7	limita	limita	PROPN
inlawrev-2632	259	8	tions	tion	NOUN
inlawrev-2632	259	9	5	5	NUM
inlawrev-2632	259	10	1	1	NUM
inlawrev-2632	259	11	5	5	NUM
inlawrev-2632	259	12	that	that	DET
inlawrev-2632	259	13	problem	problem	NOUN
inlawrev-2632	259	14	.	.	PUNCT
inlawrev-2632	260	1	"	"	PUNCT
inlawrev-2632	260	2	^^	^^	SYM
inlawrev-2632	260	3	representative	representative	ADJ
inlawrev-2632	260	4	wylie	wylie	PROPN
inlawrev-2632	260	5	of	of	ADP
inlawrev-2632	260	6	ohio	ohio	PROPN
inlawrev-2632	260	7	added	add	VERB
inlawrev-2632	260	8	that	that	SCONJ
inlawrev-2632	260	9	"	"	PUNCT
inlawrev-2632	260	10	many	many	ADJ
inlawrev-2632	260	11	people	people	NOUN
inlawrev-2632	260	12	who	who	PRON
inlawrev-2632	260	13	are	be	AUX
inlawrev-2632	260	14	[	[	X
inlawrev-2632	260	15	harmed	harm	VERB
inlawrev-2632	260	16	by	by	ADP
inlawrev-2632	260	17	credit	credit	NOUN
inlawrev-2632	260	18	reporting	reporting	NOUN
inlawrev-2632	260	19	errors	error	NOUN
inlawrev-2632	260	20	]	]	PUNCT
inlawrev-2632	260	21	are	be	AUX
inlawrev-2632	260	22	unaware	unaware	ADJ
inlawrev-2632	260	23	of	of	ADP
inlawrev-2632	260	24	the	the	DET
inlawrev-2632	260	25	fact	fact	NOUN
inlawrev-2632	260	26	that	that	SCONJ
inlawrev-2632	260	27	misinformation	misinformation	NOUN
inlawrev-2632	260	28	in	in	ADP
inlawrev-2632	260	29	a	a	DET
inlawrev-2632	260	30	credit	credit	NOUN
inlawrev-2632	260	31	report	report	NOUN
inlawrev-2632	260	32	has	have	AUX
inlawrev-2632	260	33	harmed	harm	VERB
inlawrev-2632	260	34	them	they	PRON
inlawrev-2632	260	35	.	.	PUNCT
inlawrev-2632	261	1	"^	"^	X
inlawrev-2632	261	2	'	'	PUNCT
inlawrev-2632	261	3	the	the	DET
inlawrev-2632	261	4	reported	reported	ADJ
inlawrev-2632	261	5	debates	debate	NOUN
inlawrev-2632	261	6	indicate	indicate	VERB
inlawrev-2632	261	7	that	that	SCONJ
inlawrev-2632	261	8	congressional	congressional	ADJ
inlawrev-2632	261	9	supporters	supporter	NOUN
inlawrev-2632	261	10	of	of	ADP
inlawrev-2632	261	11	the	the	DET
inlawrev-2632	261	12	fcra	fcra	NOUN
inlawrev-2632	261	13	were	be	AUX
inlawrev-2632	261	14	aware	aware	ADJ
inlawrev-2632	261	15	of	of	ADP
inlawrev-2632	261	16	,	,	PUNCT
inlawrev-2632	261	17	and	and	CCONJ
inlawrev-2632	261	18	concerned	concern	VERB
inlawrev-2632	261	19	with	with	ADP
inlawrev-2632	261	20	,	,	PUNCT
inlawrev-2632	261	21	the	the	DET
inlawrev-2632	261	22	actual	actual	ADJ
inlawrev-2632	261	23	circulation	circulation	NOUN
inlawrev-2632	261	24	of	of	ADP
inlawrev-2632	261	25	harmful	harmful	ADJ
inlawrev-2632	261	26	credit	credit	NOUN
inlawrev-2632	261	27	information	information	NOUN
inlawrev-2632	261	28	.	.	PUNCT
inlawrev-2632	261	29	"	"	PUNCT
inlawrev-2632	262	1	"	"	PUNCT
inlawrev-2632	262	2	[	[	X
inlawrev-2632	262	3	t]ime	t]ime	NOUN
inlawrev-2632	262	4	limitations	limitation	NOUN
inlawrev-2632	262	5	.	.	PUNCT
inlawrev-2632	262	6	.	.	PUNCT
inlawrev-2632	262	7	.	.	PUNCT
inlawrev-2632	263	1	themselves	themselves	PRON
inlawrev-2632	263	2	promote	promote	VERB
inlawrev-2632	263	3	important	important	ADJ
inlawrev-2632	263	4	interests	interest	NOUN
inlawrev-2632	263	5	.	.	PUNCT
inlawrev-2632	263	6	.	.	PUNCT
inlawrev-2632	263	7	.	.	PUNCT
inlawrev-2632	264	1	."^^	."^^	PUNCT
inlawrev-2632	265	1	according	accord	VERB
inlawrev-2632	265	2	to	to	ADP
inlawrev-2632	265	3	the	the	DET
inlawrev-2632	265	4	united	united	PROPN
inlawrev-2632	265	5	states	states	PROPN
inlawrev-2632	265	6	supreme	supreme	PROPN
inlawrev-2632	265	7	court	court	PROPN
inlawrev-2632	265	8	,	,	PUNCT
inlawrev-2632	265	9	"	"	PUNCT
inlawrev-2632	265	10	the	the	DET
inlawrev-2632	265	11	period	period	NOUN
inlawrev-2632	265	12	allowed	allow	VERB
inlawrev-2632	265	13	for	for	ADP
inlawrev-2632	265	14	instituting	institute	VERB
inlawrev-2632	265	15	suit	suit	NOUN
inlawrev-2632	265	16	inevitably	inevitably	ADV
inlawrev-2632	265	17	reflects	reflect	VERB
inlawrev-2632	265	18	a	a	DET
inlawrev-2632	265	19	value	value	NOUN
inlawrev-2632	265	20	judgment	judgment	NOUN
inlawrev-2632	265	21	concerning	concern	VERB
inlawrev-2632	265	22	the	the	DET
inlawrev-2632	265	23	point	point	NOUN
inlawrev-2632	265	24	at	at	ADP
inlawrev-2632	265	25	which	which	PRON
inlawrev-2632	265	26	the	the	DET
inlawrev-2632	265	27	interests	interest	NOUN
inlawrev-2632	265	28	in	in	ADP
inlawrev-2632	265	29	favor	favor	NOUN
inlawrev-2632	265	30	of	of	ADP
inlawrev-2632	265	31	protecting	protect	VERB
inlawrev-2632	265	32	valid	valid	ADJ
inlawrev-2632	265	33	claims	claim	NOUN
inlawrev-2632	265	34	are	be	AUX
inlawrev-2632	265	35	outweighed	outweigh	VERB
inlawrev-2632	265	36	by	by	ADP
inlawrev-2632	265	37	the	the	DET
inlawrev-2632	265	38	interests	interest	NOUN
inlawrev-2632	265	39	in	in	ADP
inlawrev-2632	265	40	prohibiting	prohibit	VERB
inlawrev-2632	265	41	the	the	DET
inlawrev-2632	265	42	prosecution	prosecution	NOUN
inlawrev-2632	265	43	of	of	ADP
inlawrev-2632	265	44	stale	stale	ADJ
inlawrev-2632	265	45	ones	one	NOUN
inlawrev-2632	265	46	.	.	PUNCT
inlawrev-2632	266	1	''^	''^	PART
inlawrev-2632	267	1	"	"	PUNCT
inlawrev-2632	267	2	*	*	PUNCT
inlawrev-2632	267	3	in	in	ADP
inlawrev-2632	267	4	the	the	DET
inlawrev-2632	267	5	consumer	consumer	NOUN
inlawrev-2632	267	6	-	-	PUNCT
inlawrev-2632	267	7	oriented	orient	VERB
inlawrev-2632	267	8	fcra	fcra	NOUN
inlawrev-2632	267	9	context	context	NOUN
inlawrev-2632	267	10	,	,	PUNCT
inlawrev-2632	267	11	the	the	DET
inlawrev-2632	267	12	interest	interest	NOUN
inlawrev-2632	267	13	in	in	ADP
inlawrev-2632	267	14	protecting	protect	VERB
inlawrev-2632	267	15	valid	valid	ADJ
inlawrev-2632	267	16	claims	claim	NOUN
inlawrev-2632	267	17	,	,	PUNCT
inlawrev-2632	267	18	and	and	CCONJ
inlawrev-2632	267	19	thereby	thereby	ADV
inlawrev-2632	267	20	checking	check	VERB
inlawrev-2632	267	21	the	the	DET
inlawrev-2632	267	22	power	power	NOUN
inlawrev-2632	267	23	of	of	ADP
inlawrev-2632	267	24	credit	credit	NOUN
inlawrev-2632	267	25	agencies	agency	NOUN
inlawrev-2632	267	26	,	,	PUNCT
inlawrev-2632	267	27	is	be	AUX
inlawrev-2632	267	28	great	great	ADJ
inlawrev-2632	267	29	.	.	PUNCT
inlawrev-2632	267	30	^^	^^	PUNCT
inlawrev-2632	268	1	the	the	DET
inlawrev-2632	268	2	receipt	receipt	NOUN
inlawrev-2632	268	3	test	test	NOUN
inlawrev-2632	268	4	maximizes	maximize	VERB
inlawrev-2632	268	5	the	the	DET
inlawrev-2632	268	6	number	number	NOUN
inlawrev-2632	268	7	of	of	ADP
inlawrev-2632	268	8	claims	claim	NOUN
inlawrev-2632	268	9	which	which	PRON
inlawrev-2632	268	10	fall	fall	VERB
inlawrev-2632	268	11	within	within	ADP
inlawrev-2632	268	12	the	the	DET
inlawrev-2632	268	13	language	language	NOUN
inlawrev-2632	268	14	of	of	ADP
inlawrev-2632	268	15	the	the	DET
inlawrev-2632	268	16	fcra	fcra	NOUN
inlawrev-2632	268	17	limitations	limitation	NOUN
inlawrev-2632	268	18	provision	provision	NOUN
inlawrev-2632	268	19	without	without	ADP
inlawrev-2632	268	20	significantly	significantly	ADV
inlawrev-2632	268	21	increasing	increase	VERB
inlawrev-2632	268	22	the	the	DET
inlawrev-2632	268	23	danger	danger	NOUN
inlawrev-2632	268	24	of	of	ADP
inlawrev-2632	268	25	stale	stale	ADJ
inlawrev-2632	268	26	claims	claim	NOUN
inlawrev-2632	268	27	.	.	PUNCT
inlawrev-2632	269	1	in	in	ADP
inlawrev-2632	269	2	addition	addition	NOUN
inlawrev-2632	269	3	,	,	PUNCT
inlawrev-2632	269	4	this	this	DET
inlawrev-2632	269	5	approach	approach	NOUN
inlawrev-2632	269	6	draws	draw	VERB
inlawrev-2632	269	7	support	support	NOUN
inlawrev-2632	269	8	from	from	ADP
inlawrev-2632	269	9	the	the	DET
inlawrev-2632	269	10	legislative	legislative	ADJ
inlawrev-2632	269	11	record^^	record^^	VERB
inlawrev-2632	269	12	and	and	CCONJ
inlawrev-2632	269	13	the	the	DET
inlawrev-2632	269	14	commercial	commercial	ADJ
inlawrev-2632	269	15	defamation	defamation	NOUN
inlawrev-2632	269	16	analogy	analogy	NOUN
inlawrev-2632	269	17	earlier	early	ADV
inlawrev-2632	269	18	drawn	draw	VERB
inlawrev-2632	269	19	,	,	PUNCT
inlawrev-2632	269	20	^^	^^	PUNCT
inlawrev-2632	269	21	which	which	PRON
inlawrev-2632	269	22	stipulates	stipulate	VERB
inlawrev-2632	269	23	that	that	SCONJ
inlawrev-2632	269	24	publication	publication	NOUN
inlawrev-2632	269	25	is	be	AUX
inlawrev-2632	269	26	complete	complete	ADJ
inlawrev-2632	269	27	upon	upon	SCONJ
inlawrev-2632	269	28	receipt	receipt	NOUN
inlawrev-2632	269	29	of	of	ADP
inlawrev-2632	269	30	the	the	DET
inlawrev-2632	269	31	credit	credit	NOUN
inlawrev-2632	269	32	report	report	NOUN
inlawrev-2632	269	33	.	.	PUNCT
inlawrev-2632	270	1	the	the	DET
inlawrev-2632	270	2	cause	cause	NOUN
inlawrev-2632	270	3	of	of	ADP
inlawrev-2632	270	4	action	action	NOUN
inlawrev-2632	270	5	should	should	AUX
inlawrev-2632	270	6	therefore	therefore	ADV
inlawrev-2632	270	7	^	^	PUNCT
inlawrev-2632	270	8	°	°	PROPN
inlawrev-2632	270	9	116	116	NUM
inlawrev-2632	270	10	cong	cong	NOUN
inlawrev-2632	270	11	.	.	PUNCT
inlawrev-2632	271	1	rec	rec	PROPN
inlawrev-2632	271	2	.	.	PROPN
inlawrev-2632	271	3	36,570	36,570	NUM
inlawrev-2632	271	4	(	(	PUNCT
inlawrev-2632	271	5	1970	1970	NUM
inlawrev-2632	271	6	)	)	PUNCT
inlawrev-2632	271	7	.	.	PUNCT
inlawrev-2632	272	1	the	the	DET
inlawrev-2632	272	2	court	court	NOUN
inlawrev-2632	272	3	in	in	ADP
inlawrev-2632	272	4	partida	partida	PROPN
inlawrev-2632	272	5	v.	v.	PROPN
inlawrev-2632	272	6	warren	warren	PROPN
inlawrev-2632	272	7	buick	buick	PROPN
inlawrev-2632	272	8	,	,	PUNCT
inlawrev-2632	272	9	inc	inc	PROPN
inlawrev-2632	272	10	.	.	PROPN
inlawrev-2632	272	11	,	,	PUNCT
inlawrev-2632	272	12	454	454	NUM
inlawrev-2632	272	13	f.	f.	PROPN
inlawrev-2632	272	14	supp	supp	PROPN
inlawrev-2632	272	15	.	.	PUNCT
inlawrev-2632	273	1	1366	1366	NUM
inlawrev-2632	273	2	(	(	PUNCT
inlawrev-2632	273	3	n.d	n.d	PROPN
inlawrev-2632	273	4	.	.	PROPN
inlawrev-2632	273	5	111	111	NUM
inlawrev-2632	273	6	.	.	PUNCT
inlawrev-2632	273	7	1978	1978	NUM
inlawrev-2632	273	8	)	)	PUNCT
inlawrev-2632	273	9	,	,	PUNCT
inlawrev-2632	273	10	reached	reach	VERB
inlawrev-2632	273	11	a	a	DET
inlawrev-2632	273	12	similar	similar	ADJ
inlawrev-2632	273	13	conclusion	conclusion	NOUN
inlawrev-2632	273	14	when	when	SCONJ
inlawrev-2632	273	15	considering	consider	VERB
inlawrev-2632	273	16	the	the	DET
inlawrev-2632	273	17	statute	statute	NOUN
inlawrev-2632	273	18	of	of	ADP
inlawrev-2632	273	19	limitations	limitation	NOUN
inlawrev-2632	273	20	governing	govern	VERB
inlawrev-2632	273	21	a	a	DET
inlawrev-2632	273	22	closed	closed	ADJ
inlawrev-2632	273	23	end	end	NOUN
inlawrev-2632	273	24	credit	credit	NOUN
inlawrev-2632	273	25	transaction	transaction	NOUN
inlawrev-2632	273	26	.	.	PUNCT
inlawrev-2632	274	1	in	in	ADP
inlawrev-2632	274	2	a	a	DET
inlawrev-2632	274	3	case	case	NOUN
inlawrev-2632	274	4	arising	arise	VERB
inlawrev-2632	274	5	under	under	ADP
inlawrev-2632	274	6	the	the	DET
inlawrev-2632	274	7	trust	trust	NOUN
inlawrev-2632	274	8	in	in	ADP
inlawrev-2632	274	9	lending	lending	PROPN
inlawrev-2632	274	10	act	act	PROPN
inlawrev-2632	274	11	,	,	PUNCT
inlawrev-2632	274	12	15	15	NUM
inlawrev-2632	274	13	u.s.c	u.s.c	NOUN
inlawrev-2632	274	14	.	.	PUNCT
inlawrev-2632	275	1	§	§	PROPN
inlawrev-2632	275	2	§	§	PROPN
inlawrev-2632	275	3	1601	1601	NUM
inlawrev-2632	275	4	-	-	SYM
inlawrev-2632	275	5	64	64	NUM
inlawrev-2632	275	6	,	,	PUNCT
inlawrev-2632	275	7	1661	1661	NUM
inlawrev-2632	275	8	-	-	SYM
inlawrev-2632	275	9	65	65	NUM
inlawrev-2632	275	10	,	,	PUNCT
inlawrev-2632	275	11	the	the	DET
inlawrev-2632	275	12	court	court	NOUN
inlawrev-2632	275	13	ruled	rule	VERB
inlawrev-2632	275	14	that	that	SCONJ
inlawrev-2632	275	15	the	the	DET
inlawrev-2632	275	16	hmitations	hmitation	NOUN
inlawrev-2632	275	17	period	period	NOUN
inlawrev-2632	275	18	ran	run	VERB
inlawrev-2632	275	19	from	from	ADP
inlawrev-2632	275	20	the	the	DET
inlawrev-2632	275	21	date	date	NOUN
inlawrev-2632	275	22	defendant	defendant	NOUN
inlawrev-2632	275	23	violated	violate	VERB
inlawrev-2632	275	24	the	the	DET
inlawrev-2632	275	25	act	act	NOUN
inlawrev-2632	275	26	's	's	PART
inlawrev-2632	275	27	disclosure	disclosure	NOUN
inlawrev-2632	275	28	requirements	requirement	NOUN
inlawrev-2632	275	29	rather	rather	ADV
inlawrev-2632	275	30	than	than	ADP
inlawrev-2632	275	31	the	the	DET
inlawrev-2632	275	32	date	date	NOUN
inlawrev-2632	275	33	that	that	PRON
inlawrev-2632	275	34	the	the	DET
inlawrev-2632	275	35	credit	credit	NOUN
inlawrev-2632	275	36	contract	contract	NOUN
inlawrev-2632	275	37	was	be	AUX
inlawrev-2632	275	38	consummated	consummate	VERB
inlawrev-2632	275	39	.	.	PUNCT
inlawrev-2632	276	1	i	i	PRON
inlawrev-2632	276	2	d.	d.	PROPN
inlawrev-2632	276	3	at	at	ADP
inlawrev-2632	276	4	1370	1370	NUM
inlawrev-2632	276	5	-	-	SYM
inlawrev-2632	276	6	71	71	NUM
inlawrev-2632	276	7	.	.	PUNCT
inlawrev-2632	277	1	see	see	VERB
inlawrev-2632	277	2	also	also	ADV
inlawrev-2632	277	3	davis	davis	PROPN
inlawrev-2632	277	4	v.	v.	PROPN
inlawrev-2632	277	5	edgemere	edgemere	PROPN
inlawrev-2632	277	6	finance	finance	PROPN
inlawrev-2632	277	7	co.	co.	PROPN
inlawrev-2632	277	8	,	,	PUNCT
inlawrev-2632	277	9	523	523	NUM
inlawrev-2632	277	10	f.	f.	PROPN
inlawrev-2632	277	11	supp	supp	PROPN
inlawrev-2632	277	12	.	.	PUNCT
inlawrev-2632	278	1	1121	1121	NUM
inlawrev-2632	278	2	,	,	PUNCT
inlawrev-2632	278	3	1123	1123	NUM
inlawrev-2632	278	4	(	(	PUNCT
inlawrev-2632	278	5	d.	d.	PROPN
inlawrev-2632	278	6	md	md	PROPN
inlawrev-2632	278	7	.	.	PROPN
inlawrev-2632	278	8	1981	1981	NUM
inlawrev-2632	278	9	)	)	PUNCT
inlawrev-2632	278	10	.	.	PUNCT
inlawrev-2632	279	1	a	a	DET
inlawrev-2632	279	2	closed	closed	ADJ
inlawrev-2632	279	3	end	end	NOUN
inlawrev-2632	279	4	credit	credit	NOUN
inlawrev-2632	279	5	plan	plan	NOUN
inlawrev-2632	279	6	is	be	AUX
inlawrev-2632	279	7	one	one	NUM
inlawrev-2632	279	8	where	where	SCONJ
inlawrev-2632	279	9	the	the	DET
inlawrev-2632	279	10	full	full	ADJ
inlawrev-2632	279	11	amount	amount	NOUN
inlawrev-2632	279	12	of	of	ADP
inlawrev-2632	279	13	indebtedness	indebtedness	NOUN
inlawrev-2632	279	14	is	be	AUX
inlawrev-2632	279	15	set	set	VERB
inlawrev-2632	279	16	at	at	ADP
inlawrev-2632	279	17	the	the	DET
inlawrev-2632	279	18	time	time	NOUN
inlawrev-2632	279	19	of	of	ADP
inlawrev-2632	279	20	contracting	contracting	NOUN
inlawrev-2632	279	21	.	.	PUNCT
inlawrev-2632	280	1	partida	partida	PROPN
inlawrev-2632	280	2	,	,	PUNCT
inlawrev-2632	280	3	454	454	NUM
inlawrev-2632	280	4	f.	f.	PROPN
inlawrev-2632	280	5	supp	supp	PROPN
inlawrev-2632	280	6	.	.	PUNCT
inlawrev-2632	281	1	at	at	ADP
inlawrev-2632	281	2	1370	1370	NUM
inlawrev-2632	281	3	n.3	n.3	NOUN
inlawrev-2632	281	4	.	.	PUNCT
inlawrev-2632	282	1	an	an	DET
inlawrev-2632	282	2	open	open	ADJ
inlawrev-2632	282	3	end	end	NOUN
inlawrev-2632	282	4	credit	credit	NOUN
inlawrev-2632	282	5	plan	plan	NOUN
inlawrev-2632	282	6	has	have	AUX
inlawrev-2632	282	7	been	be	AUX
inlawrev-2632	282	8	defined	define	VERB
inlawrev-2632	282	9	as	as	ADP
inlawrev-2632	282	10	[	[	X
inlawrev-2632	282	11	o]ne	o]ne	NOUN
inlawrev-2632	282	12	in	in	ADP
inlawrev-2632	282	13	which	which	PRON
inlawrev-2632	282	14	credit	credit	NOUN
inlawrev-2632	282	15	terms	term	NOUN
inlawrev-2632	282	16	are	be	AUX
inlawrev-2632	282	17	initially	initially	ADV
inlawrev-2632	282	18	established	establish	VERB
inlawrev-2632	282	19	with	with	ADP
inlawrev-2632	282	20	the	the	DET
inlawrev-2632	282	21	opening	opening	NOUN
inlawrev-2632	282	22	of	of	ADP
inlawrev-2632	282	23	the	the	DET
inlawrev-2632	282	24	account	account	NOUN
inlawrev-2632	282	25	,	,	PUNCT
inlawrev-2632	282	26	but	but	CCONJ
inlawrev-2632	282	27	no	no	DET
inlawrev-2632	282	28	fixed	fix	VERB
inlawrev-2632	282	29	amount	amount	NOUN
inlawrev-2632	282	30	of	of	ADP
inlawrev-2632	282	31	debt	debt	NOUN
inlawrev-2632	282	32	is	be	AUX
inlawrev-2632	282	33	incurred	incur	VERB
inlawrev-2632	282	34	at	at	ADP
inlawrev-2632	282	35	the	the	DET
inlawrev-2632	282	36	time	time	NOUN
inlawrev-2632	282	37	.	.	PUNCT
inlawrev-2632	283	1	purchases	purchase	NOUN
inlawrev-2632	283	2	made	make	VERB
inlawrev-2632	283	3	from	from	ADP
inlawrev-2632	283	4	time	time	NOUN
inlawrev-2632	283	5	to	to	ADP
inlawrev-2632	283	6	time	time	NOUN
inlawrev-2632	283	7	are	be	AUX
inlawrev-2632	283	8	added	add	VERB
inlawrev-2632	283	9	to	to	ADP
inlawrev-2632	283	10	the	the	DET
inlawrev-2632	283	11	outstanding	outstanding	ADJ
inlawrev-2632	283	12	balance	balance	NOUN
inlawrev-2632	283	13	in	in	ADP
inlawrev-2632	283	14	the	the	DET
inlawrev-2632	283	15	account	account	NOUN
inlawrev-2632	283	16	and	and	CCONJ
inlawrev-2632	283	17	each	each	DET
inlawrev-2632	283	18	new	new	ADJ
inlawrev-2632	283	19	purchase	purchase	NOUN
inlawrev-2632	283	20	represents	represent	VERB
inlawrev-2632	283	21	an	an	DET
inlawrev-2632	283	22	additional	additional	ADJ
inlawrev-2632	283	23	extension	extension	NOUN
inlawrev-2632	283	24	of	of	ADP
inlawrev-2632	283	25	credit	credit	NOUN
inlawrev-2632	283	26	under	under	ADP
inlawrev-2632	283	27	the	the	DET
inlawrev-2632	283	28	terms	term	NOUN
inlawrev-2632	283	29	as	as	SCONJ
inlawrev-2632	283	30	originally	originally	ADV
inlawrev-2632	283	31	defined	define	VERB
inlawrev-2632	283	32	in	in	ADP
inlawrev-2632	283	33	the	the	DET
inlawrev-2632	283	34	credit	credit	NOUN
inlawrev-2632	283	35	agreement	agreement	NOUN
inlawrev-2632	283	36	.	.	PUNCT
inlawrev-2632	284	1	goldman	goldman	PROPN
inlawrev-2632	284	2	v.	v.	PROPN
inlawrev-2632	284	3	first	first	PROPN
inlawrev-2632	284	4	national	national	PROPN
inlawrev-2632	284	5	bank	bank	PROPN
inlawrev-2632	284	6	,	,	PUNCT
inlawrev-2632	284	7	532	532	NUM
inlawrev-2632	284	8	f.2d	f.2d	ADP
inlawrev-2632	284	9	10	10	NUM
inlawrev-2632	284	10	,	,	PUNCT
inlawrev-2632	284	11	17	17	NUM
inlawrev-2632	284	12	n.ll	n.ll	ADJ
inlawrev-2632	284	13	(	(	PUNCT
inlawrev-2632	284	14	7th	7th	ADJ
inlawrev-2632	284	15	cir	cir	NOUN
inlawrev-2632	284	16	.	.	PUNCT
inlawrev-2632	284	17	1976	1976	NUM
inlawrev-2632	284	18	)	)	PUNCT
inlawrev-2632	284	19	,	,	PUNCT
inlawrev-2632	284	20	quoted	quote	VERB
inlawrev-2632	284	21	in	in	ADP
inlawrev-2632	284	22	partida	partida	PROPN
inlawrev-2632	284	23	,	,	PUNCT
inlawrev-2632	284	24	454	454	NUM
inlawrev-2632	284	25	f.	f.	PROPN
inlawrev-2632	284	26	supp	supp	PROPN
inlawrev-2632	284	27	.	.	PUNCT
inlawrev-2632	285	1	at	at	ADP
inlawrev-2632	285	2	1370	1370	NUM
inlawrev-2632	285	3	n.3	n.3	NOUN
inlawrev-2632	285	4	.	.	PUNCT
inlawrev-2632	285	5	5	5	NUM
inlawrev-2632	285	6	'	'	PART
inlawrev-2632	285	7	116	116	NUM
inlawrev-2632	285	8	cong	cong	NOUN
inlawrev-2632	285	9	.	.	PUNCT
inlawrev-2632	286	1	rec	rec	PROPN
inlawrev-2632	286	2	.	.	PROPN
inlawrev-2632	286	3	36,574	36,574	NUM
inlawrev-2632	286	4	(	(	PUNCT
inlawrev-2632	286	5	1970	1970	NUM
inlawrev-2632	286	6	)	)	PUNCT
inlawrev-2632	286	7	.	.	PUNCT
inlawrev-2632	286	8	^^16	^^16	PUNCT
inlawrev-2632	287	1	cong	cong	PROPN
inlawrev-2632	287	2	.	.	PUNCT
inlawrev-2632	288	1	rec	rec	PROPN
inlawrev-2632	288	2	.	.	PROPN
inlawrev-2632	288	3	35,575	35,575	NUM
inlawrev-2632	288	4	-	-	SYM
inlawrev-2632	288	5	76	76	NUM
inlawrev-2632	288	6	(	(	PUNCT
inlawrev-2632	288	7	1970	1970	NUM
inlawrev-2632	288	8	)	)	PUNCT
inlawrev-2632	288	9	.	.	PUNCT
inlawrev-2632	289	1	"	"	PUNCT
inlawrev-2632	289	2	delaware	delaware	PROPN
inlawrev-2632	289	3	state	state	PROPN
inlawrev-2632	289	4	college	college	PROPN
inlawrev-2632	289	5	v.	v.	PROPN
inlawrev-2632	289	6	ricks	rick	NOUN
inlawrev-2632	289	7	,	,	PUNCT
inlawrev-2632	289	8	449	449	NUM
inlawrev-2632	289	9	u.s	u.s	PROPN
inlawrev-2632	289	10	.	.	PROPN
inlawrev-2632	289	11	250	250	NUM
inlawrev-2632	289	12	,	,	PUNCT
inlawrev-2632	289	13	259	259	NUM
inlawrev-2632	289	14	(	(	PUNCT
inlawrev-2632	289	15	1980	1980	NUM
inlawrev-2632	289	16	)	)	PUNCT
inlawrev-2632	289	17	.	.	PUNCT
inlawrev-2632	289	18	'	'	PUNCT
inlawrev-2632	290	1	"	"	PUNCT
inlawrev-2632	290	2	johnson	johnson	PROPN
inlawrev-2632	290	3	v.	v.	ADP
inlawrev-2632	290	4	railway	railway	PROPN
inlawrev-2632	290	5	express	express	PROPN
inlawrev-2632	290	6	agency	agency	NOUN
inlawrev-2632	290	7	,	,	PUNCT
inlawrev-2632	290	8	421	421	NUM
inlawrev-2632	290	9	u.s	u.s	PROPN
inlawrev-2632	290	10	.	.	PROPN
inlawrev-2632	290	11	454	454	NUM
inlawrev-2632	290	12	,	,	PUNCT
inlawrev-2632	290	13	463	463	NUM
inlawrev-2632	290	14	-	-	SYM
inlawrev-2632	290	15	64	64	NUM
inlawrev-2632	290	16	(	(	PUNCT
inlawrev-2632	290	17	1975	1975	NUM
inlawrev-2632	290	18	)	)	PUNCT
inlawrev-2632	290	19	,	,	PUNCT
inlawrev-2632	290	20	quoted	quote	VERB
inlawrev-2632	290	21	in	in	ADP
inlawrev-2632	290	22	delaware	delaware	PROPN
inlawrev-2632	290	23	state	state	PROPN
inlawrev-2632	290	24	college	college	PROPN
inlawrev-2632	290	25	v.	v.	PROPN
inlawrev-2632	290	26	ricks	rick	NOUN
inlawrev-2632	290	27	,	,	PUNCT
inlawrev-2632	290	28	449	449	NUM
inlawrev-2632	290	29	u.s	u.s	PROPN
inlawrev-2632	290	30	.	.	PROPN
inlawrev-2632	290	31	at	at	ADP
inlawrev-2632	290	32	259	259	NUM
inlawrev-2632	290	33	-	-	SYM
inlawrev-2632	290	34	60	60	NUM
inlawrev-2632	290	35	(	(	PUNCT
inlawrev-2632	290	36	an	an	DET
inlawrev-2632	290	37	employment	employment	NOUN
inlawrev-2632	290	38	discrimination	discrimination	NOUN
inlawrev-2632	290	39	case	case	NOUN
inlawrev-2632	290	40	)	)	PUNCT
inlawrev-2632	290	41	.	.	PUNCT
inlawrev-2632	291	1	"	"	PUNCT
inlawrev-2632	291	2	blair	blair	PROPN
inlawrev-2632	291	3	and	and	CCONJ
inlawrev-2632	291	4	maurer	maurer	PROPN
inlawrev-2632	291	5	argue	argue	VERB
inlawrev-2632	291	6	that	that	SCONJ
inlawrev-2632	291	7	in	in	ADP
inlawrev-2632	291	8	the	the	DET
inlawrev-2632	291	9	courts	court	NOUN
inlawrev-2632	291	10	,	,	PUNCT
inlawrev-2632	291	11	the	the	DET
inlawrev-2632	291	12	respective	respective	ADJ
inlawrev-2632	291	13	interests	interest	NOUN
inlawrev-2632	291	14	of	of	ADP
inlawrev-2632	291	15	consumers	consumer	NOUN
inlawrev-2632	291	16	and	and	CCONJ
inlawrev-2632	291	17	the	the	DET
inlawrev-2632	291	18	credit	credit	NOUN
inlawrev-2632	291	19	industry	industry	NOUN
inlawrev-2632	291	20	are	be	AUX
inlawrev-2632	291	21	asymmetric	asymmetric	ADJ
inlawrev-2632	291	22	and	and	CCONJ
inlawrev-2632	291	23	that	that	SCONJ
inlawrev-2632	291	24	over	over	ADP
inlawrev-2632	291	25	time	time	NOUN
inlawrev-2632	291	26	"	"	PUNCT
inlawrev-2632	291	27	the	the	DET
inlawrev-2632	291	28	rules	rule	NOUN
inlawrev-2632	291	29	will	will	AUX
inlawrev-2632	291	30	develop	develop	VERB
inlawrev-2632	291	31	so	so	SCONJ
inlawrev-2632	291	32	as	as	SCONJ
inlawrev-2632	291	33	to	to	PART
inlawrev-2632	291	34	favor	favor	VERB
inlawrev-2632	291	35	the	the	DET
inlawrev-2632	291	36	industry	industry	NOUN
inlawrev-2632	291	37	,	,	PUNCT
inlawrev-2632	291	38	the	the	DET
inlawrev-2632	291	39	party	party	NOUN
inlawrev-2632	291	40	with	with	ADP
inlawrev-2632	291	41	the	the	DET
inlawrev-2632	291	42	ongoing	ongoing	ADJ
inlawrev-2632	291	43	interest	interest	NOUN
inlawrev-2632	291	44	.	.	PUNCT
inlawrev-2632	291	45	"	"	PUNCT
inlawrev-2632	292	1	blair	blair	PROPN
inlawrev-2632	292	2	&	&	CCONJ
inlawrev-2632	292	3	maurer	maurer	PROPN
inlawrev-2632	292	4	,	,	PUNCT
inlawrev-2632	292	5	supra	supra	PROPN
inlawrev-2632	292	6	note	note	PROPN
inlawrev-2632	292	7	23	23	NUM
inlawrev-2632	292	8	,	,	PUNCT
inlawrev-2632	292	9	at	at	ADP
inlawrev-2632	292	10	306	306	NUM
inlawrev-2632	292	11	.	.	PUNCT
inlawrev-2632	293	1	they	they	PRON
inlawrev-2632	293	2	further	far	ADV
inlawrev-2632	293	3	conclude	conclude	VERB
inlawrev-2632	293	4	that	that	SCONJ
inlawrev-2632	293	5	the	the	DET
inlawrev-2632	293	6	requirements	requirement	NOUN
inlawrev-2632	293	7	of	of	ADP
inlawrev-2632	293	8	the	the	DET
inlawrev-2632	293	9	fcra	fcra	NOUN
inlawrev-2632	293	10	have	have	AUX
inlawrev-2632	293	11	constrained	constrain	VERB
inlawrev-2632	293	12	industry	industry	NOUN
inlawrev-2632	293	13	attempts	attempt	NOUN
inlawrev-2632	293	14	to	to	PART
inlawrev-2632	293	15	return	return	VERB
inlawrev-2632	293	16	to	to	ADP
inlawrev-2632	293	17	the	the	DET
inlawrev-2632	293	18	inefficient	inefficient	ADJ
inlawrev-2632	293	19	common	common	ADJ
inlawrev-2632	293	20	law	law	NOUN
inlawrev-2632	293	21	standards	standard	NOUN
inlawrev-2632	293	22	which	which	PRON
inlawrev-2632	293	23	protected	protect	VERB
inlawrev-2632	293	24	credit	credit	NOUN
inlawrev-2632	293	25	agencies	agency	NOUN
inlawrev-2632	293	26	from	from	ADP
inlawrev-2632	293	27	liability	liability	NOUN
inlawrev-2632	293	28	through	through	ADP
inlawrev-2632	293	29	the	the	DET
inlawrev-2632	293	30	doctrine	doctrine	NOUN
inlawrev-2632	293	31	of	of	ADP
inlawrev-2632	293	32	"	"	PUNCT
inlawrev-2632	293	33	qualified	qualified	ADJ
inlawrev-2632	293	34	privilege	privilege	NOUN
inlawrev-2632	293	35	.	.	PUNCT
inlawrev-2632	293	36	"	"	PUNCT
inlawrev-2632	294	1	i	i	PRON
inlawrev-2632	294	2	d.	d.	VERB
inlawrev-2632	294	3	at	at	ADP
inlawrev-2632	294	4	306	306	NUM
inlawrev-2632	294	5	-	-	SYM
inlawrev-2632	294	6	08	08	NUM
inlawrev-2632	294	7	.	.	PUNCT
inlawrev-2632	295	1	see	see	VERB
inlawrev-2632	295	2	infra	infra	NOUN
inlawrev-2632	295	3	note	note	VERB
inlawrev-2632	295	4	79	79	NUM
inlawrev-2632	295	5	(	(	PUNCT
inlawrev-2632	295	6	qualified	qualified	ADJ
inlawrev-2632	295	7	privilege	privilege	NOUN
inlawrev-2632	295	8	defined	define	VERB
inlawrev-2632	295	9	)	)	PUNCT
inlawrev-2632	295	10	.	.	PUNCT
inlawrev-2632	296	1	^^see	^^see	PUNCT
inlawrev-2632	296	2	supra	supra	PROPN
inlawrev-2632	296	3	notes	note	VERB
inlawrev-2632	296	4	50	50	NUM
inlawrev-2632	296	5	-	-	SYM
inlawrev-2632	296	6	52	52	NUM
inlawrev-2632	296	7	.	.	PUNCT
inlawrev-2632	297	1	"	"	PUNCT
inlawrev-2632	297	2	see	see	VERB
inlawrev-2632	297	3	supra	supra	PROPN
inlawrev-2632	297	4	notes	note	VERB
inlawrev-2632	297	5	47	47	NUM
inlawrev-2632	297	6	-	-	SYM
inlawrev-2632	297	7	50	50	NUM
inlawrev-2632	297	8	and	and	CCONJ
inlawrev-2632	297	9	accompanying	accompany	VERB
inlawrev-2632	297	10	text	text	NOUN
inlawrev-2632	297	11	.	.	PUNCT
inlawrev-2632	298	1	516	516	NUM
inlawrev-2632	298	2	indiana	indiana	PROPN
inlawrev-2632	298	3	law	law	NOUN
inlawrev-2632	298	4	review	review	NOUN
inlawrev-2632	298	5	[	[	X
inlawrev-2632	298	6	vol	vol	NOUN
inlawrev-2632	298	7	.	.	PUNCT
inlawrev-2632	298	8	18:507	18:507	NUM
inlawrev-2632	298	9	accrue	accrue	NOUN
inlawrev-2632	298	10	,	,	PUNCT
inlawrev-2632	298	11	and	and	CCONJ
inlawrev-2632	298	12	the	the	DET
inlawrev-2632	298	13	statute	statute	NOUN
inlawrev-2632	298	14	of	of	ADP
inlawrev-2632	298	15	limitations	limitation	NOUN
inlawrev-2632	298	16	begin	begin	VERB
inlawrev-2632	298	17	to	to	PART
inlawrev-2632	298	18	run	run	VERB
inlawrev-2632	298	19	,	,	PUNCT
inlawrev-2632	298	20	the	the	DET
inlawrev-2632	298	21	moment	moment	NOUN
inlawrev-2632	298	22	the	the	DET
inlawrev-2632	298	23	potential	potential	ADJ
inlawrev-2632	298	24	lender	lender	NOUN
inlawrev-2632	298	25	receives	receive	VERB
inlawrev-2632	298	26	the	the	DET
inlawrev-2632	298	27	credit	credit	NOUN
inlawrev-2632	298	28	agency	agency	NOUN
inlawrev-2632	298	29	report	report	NOUN
inlawrev-2632	298	30	.	.	PUNCT
inlawrev-2632	299	1	^^	^^	PUNCT
inlawrev-2632	299	2	iii	iii	X
inlawrev-2632	299	3	.	.	PUNCT
inlawrev-2632	299	4	can	can	AUX
inlawrev-2632	299	5	consumers	consumer	NOUN
inlawrev-2632	299	6	recover	recover	VERB
inlawrev-2632	299	7	from	from	ADP
inlawrev-2632	299	8	a	a	DET
inlawrev-2632	299	9	continuing	continue	VERB
inlawrev-2632	299	10	violation	violation	NOUN
inlawrev-2632	299	11	?	?	PUNCT
inlawrev-2632	300	1	mr	mr	PROPN
inlawrev-2632	300	2	.	.	PROPN
inlawrev-2632	300	3	smith	smith	PROPN
inlawrev-2632	300	4	's	's	PART
inlawrev-2632	300	5	problem	problem	NOUN
inlawrev-2632	300	6	is	be	AUX
inlawrev-2632	300	7	not	not	PART
inlawrev-2632	300	8	entirely	entirely	ADV
inlawrev-2632	300	9	resolved	resolve	VERB
inlawrev-2632	300	10	by	by	ADP
inlawrev-2632	300	11	the	the	DET
inlawrev-2632	300	12	adoption	adoption	NOUN
inlawrev-2632	300	13	of	of	ADP
inlawrev-2632	300	14	the	the	DET
inlawrev-2632	300	15	receipt	receipt	NOUN
inlawrev-2632	300	16	test	test	NOUN
inlawrev-2632	300	17	.	.	PUNCT
inlawrev-2632	301	1	smith	smith	PROPN
inlawrev-2632	301	2	's	's	PART
inlawrev-2632	301	3	lenders	lender	NOUN
inlawrev-2632	301	4	received	receive	VERB
inlawrev-2632	301	5	his	his	PRON
inlawrev-2632	301	6	credit	credit	NOUN
inlawrev-2632	301	7	report	report	NOUN
inlawrev-2632	301	8	in	in	ADP
inlawrev-2632	301	9	1981	1981	NUM
inlawrev-2632	301	10	,	,	PUNCT
inlawrev-2632	301	11	1982	1982	NUM
inlawrev-2632	301	12	,	,	PUNCT
inlawrev-2632	301	13	and	and	CCONJ
inlawrev-2632	301	14	1984	1984	NUM
inlawrev-2632	301	15	.	.	PUNCT
inlawrev-2632	302	1	the	the	DET
inlawrev-2632	302	2	suit	suit	NOUN
inlawrev-2632	302	3	was	be	AUX
inlawrev-2632	302	4	filed	file	VERB
inlawrev-2632	302	5	in	in	ADP
inlawrev-2632	302	6	1985	1985	NUM
inlawrev-2632	302	7	.	.	PUNCT
inlawrev-2632	303	1	the	the	DET
inlawrev-2632	303	2	1984	1984	NUM
inlawrev-2632	303	3	incident	incident	NOUN
inlawrev-2632	303	4	is	be	AUX
inlawrev-2632	303	5	well	well	ADV
inlawrev-2632	303	6	within	within	ADP
inlawrev-2632	303	7	the	the	DET
inlawrev-2632	303	8	hmitations	hmitation	NOUN
inlawrev-2632	303	9	period	period	NOUN
inlawrev-2632	303	10	,	,	PUNCT
inlawrev-2632	303	11	but	but	CCONJ
inlawrev-2632	303	12	claims	claim	NOUN
inlawrev-2632	303	13	on	on	ADP
inlawrev-2632	303	14	the	the	DET
inlawrev-2632	303	15	earlier	early	ADJ
inlawrev-2632	303	16	reports	report	NOUN
inlawrev-2632	303	17	appear	appear	VERB
inlawrev-2632	303	18	to	to	PART
inlawrev-2632	303	19	be	be	AUX
inlawrev-2632	303	20	barred	bar	VERB
inlawrev-2632	303	21	.	.	PUNCT
inlawrev-2632	304	1	suppose	suppose	VERB
inlawrev-2632	304	2	,	,	PUNCT
inlawrev-2632	304	3	however	however	ADV
inlawrev-2632	304	4	,	,	PUNCT
inlawrev-2632	304	5	that	that	SCONJ
inlawrev-2632	304	6	mr	mr	PROPN
inlawrev-2632	304	7	.	.	PROPN
inlawrev-2632	304	8	smith	smith	PROPN
inlawrev-2632	304	9	argues	argue	VERB
inlawrev-2632	304	10	that	that	SCONJ
inlawrev-2632	304	11	the	the	DET
inlawrev-2632	304	12	error	error	NOUN
inlawrev-2632	304	13	appearing	appear	VERB
inlawrev-2632	304	14	in	in	ADP
inlawrev-2632	304	15	the	the	DET
inlawrev-2632	304	16	1984	1984	NUM
inlawrev-2632	304	17	report	report	NOUN
inlawrev-2632	304	18	was	be	AUX
inlawrev-2632	304	19	a	a	DET
inlawrev-2632	304	20	continuing	continue	VERB
inlawrev-2632	304	21	error	error	NOUN
inlawrev-2632	304	22	which	which	PRON
inlawrev-2632	304	23	originated	originate	VERB
inlawrev-2632	304	24	in	in	ADP
inlawrev-2632	304	25	1981	1981	NUM
inlawrev-2632	304	26	.	.	PUNCT
inlawrev-2632	305	1	in	in	ADP
inlawrev-2632	305	2	some	some	DET
inlawrev-2632	305	3	instances	instance	NOUN
inlawrev-2632	305	4	,	,	PUNCT
inlawrev-2632	305	5	courts	court	NOUN
inlawrev-2632	305	6	have	have	AUX
inlawrev-2632	305	7	allowed	allow	VERB
inlawrev-2632	305	8	recovery	recovery	NOUN
inlawrev-2632	305	9	for	for	ADP
inlawrev-2632	305	10	actionable	actionable	ADJ
inlawrev-2632	305	11	failures	failure	NOUN
inlawrev-2632	305	12	occurring	occur	VERB
inlawrev-2632	305	13	outside	outside	ADP
inlawrev-2632	305	14	the	the	DET
inlawrev-2632	305	15	applicable	applicable	ADJ
inlawrev-2632	305	16	limitations	limitation	NOUN
inlawrev-2632	305	17	period	period	NOUN
inlawrev-2632	305	18	if	if	SCONJ
inlawrev-2632	305	19	there	there	PRON
inlawrev-2632	305	20	is	be	VERB
inlawrev-2632	305	21	continuity	continuity	NOUN
inlawrev-2632	305	22	between	between	ADP
inlawrev-2632	305	23	the	the	DET
inlawrev-2632	305	24	past	past	NOUN
inlawrev-2632	305	25	and	and	CCONJ
inlawrev-2632	305	26	present	present	ADJ
inlawrev-2632	305	27	illegal	illegal	ADJ
inlawrev-2632	305	28	acts.^^	acts.^^	PUNCT
inlawrev-2632	305	29	when	when	SCONJ
inlawrev-2632	305	30	a	a	DET
inlawrev-2632	305	31	continuing	continue	VERB
inlawrev-2632	305	32	violation	violation	NOUN
inlawrev-2632	305	33	is	be	AUX
inlawrev-2632	305	34	established	establish	VERB
inlawrev-2632	305	35	,	,	PUNCT
inlawrev-2632	305	36	the	the	DET
inlawrev-2632	305	37	filing	filing	NOUN
inlawrev-2632	305	38	period	period	NOUN
inlawrev-2632	305	39	would	would	AUX
inlawrev-2632	305	40	be	be	AUX
inlawrev-2632	305	41	measured	measure	VERB
inlawrev-2632	305	42	from	from	ADP
inlawrev-2632	305	43	the	the	DET
inlawrev-2632	305	44	date	date	NOUN
inlawrev-2632	305	45	of	of	ADP
inlawrev-2632	305	46	the	the	DET
inlawrev-2632	305	47	last	last	ADJ
inlawrev-2632	305	48	violation	violation	NOUN
inlawrev-2632	305	49	,	,	PUNCT
inlawrev-2632	305	50	not	not	PART
inlawrev-2632	305	51	the	the	DET
inlawrev-2632	305	52	first	first	ADJ
inlawrev-2632	305	53	.	.	PUNCT
inlawrev-2632	306	1	^	^	NOUN
inlawrev-2632	306	2	°	°	ADP
inlawrev-2632	306	3	the	the	DET
inlawrev-2632	306	4	fcra	fcra	NOUN
inlawrev-2632	306	5	is	be	AUX
inlawrev-2632	306	6	itself	itself	PRON
inlawrev-2632	306	7	silent	silent	ADJ
inlawrev-2632	306	8	on	on	ADP
inlawrev-2632	306	9	the	the	DET
inlawrev-2632	306	10	applicability	applicability	NOUN
inlawrev-2632	306	11	of	of	ADP
inlawrev-2632	306	12	a	a	DET
inlawrev-2632	306	13	continuing	continue	VERB
inlawrev-2632	306	14	violation	violation	NOUN
inlawrev-2632	306	15	theory	theory	NOUN
inlawrev-2632	306	16	to	to	ADP
inlawrev-2632	306	17	fcra	fcra	NOUN
inlawrev-2632	306	18	suits	suit	NOUN
inlawrev-2632	306	19	.	.	PUNCT
inlawrev-2632	307	1	in	in	ADP
inlawrev-2632	307	2	the	the	DET
inlawrev-2632	307	3	only	only	ADJ
inlawrev-2632	307	4	reported	report	VERB
inlawrev-2632	307	5	opinion	opinion	NOUN
inlawrev-2632	307	6	to	to	PART
inlawrev-2632	307	7	consider	consider	VERB
inlawrev-2632	307	8	the	the	DET
inlawrev-2632	307	9	issue	issue	NOUN
inlawrev-2632	307	10	in	in	ADP
inlawrev-2632	307	11	the	the	DET
inlawrev-2632	307	12	fcra	fcra	NOUN
inlawrev-2632	307	13	context	context	NOUN
inlawrev-2632	307	14	,	,	PUNCT
inlawrev-2632	307	15	the	the	DET
inlawrev-2632	307	16	court	court	NOUN
inlawrev-2632	307	17	found	find	VERB
inlawrev-2632	307	18	that	that	SCONJ
inlawrev-2632	307	19	the	the	DET
inlawrev-2632	307	20	continuing	continue	VERB
inlawrev-2632	307	21	violation	violation	NOUN
inlawrev-2632	307	22	theory	theory	NOUN
inlawrev-2632	307	23	was	be	AUX
inlawrev-2632	307	24	not	not	PART
inlawrev-2632	307	25	applicable.^	applicable.^	NOUN
inlawrev-2632	307	26	'	'	PUNCT
inlawrev-2632	307	27	in	in	ADP
inlawrev-2632	307	28	lawhorn	lawhorn	ADJ
inlawrev-2632	307	29	v.	v.	ADP
inlawrev-2632	307	30	trans	trans	PROPN
inlawrev-2632	307	31	union	union	PROPN
inlawrev-2632	307	32	credit	credit	PROPN
inlawrev-2632	307	33	information	information	PROPN
inlawrev-2632	307	34	corp	corp	PROPN
inlawrev-2632	307	35	.	.	PROPN
inlawrev-2632	307	36	,^^	,^^	PUNCT
inlawrev-2632	307	37	the	the	DET
inlawrev-2632	307	38	court	court	NOUN
inlawrev-2632	307	39	was	be	AUX
inlawrev-2632	307	40	asked	ask	VERB
inlawrev-2632	307	41	to	to	PART
inlawrev-2632	307	42	determine	determine	VERB
inlawrev-2632	307	43	when	when	SCONJ
inlawrev-2632	307	44	the	the	DET
inlawrev-2632	307	45	date	date	NOUN
inlawrev-2632	307	46	of	of	ADP
inlawrev-2632	307	47	liability	liability	NOUN
inlawrev-2632	307	48	arose	arise	VERB
inlawrev-2632	307	49	for	for	ADP
inlawrev-2632	307	50	the	the	DET
inlawrev-2632	307	51	purposes	purpose	NOUN
inlawrev-2632	307	52	of	of	ADP
inlawrev-2632	307	53	the	the	DET
inlawrev-2632	307	54	statute	statute	NOUN
inlawrev-2632	307	55	of	of	ADP
inlawrev-2632	307	56	hmitation.^^	hmitation.^^	NOUN
inlawrev-2632	307	57	the	the	DET
inlawrev-2632	307	58	court	court	NOUN
inlawrev-2632	307	59	rejected	reject	VERB
inlawrev-2632	307	60	the	the	DET
inlawrev-2632	307	61	plaintiff	plaintiff	NOUN
inlawrev-2632	307	62	's	's	PART
inlawrev-2632	307	63	argument	argument	NOUN
inlawrev-2632	307	64	that	that	SCONJ
inlawrev-2632	307	65	the	the	DET
inlawrev-2632	307	66	liability	liability	NOUN
inlawrev-2632	307	67	arose	arise	VERB
inlawrev-2632	307	68	as	as	ADP
inlawrev-2632	307	69	a	a	DET
inlawrev-2632	307	70	result	result	NOUN
inlawrev-2632	307	71	of	of	ADP
inlawrev-2632	307	72	defendant	defendant	NOUN
inlawrev-2632	307	73	's	's	PART
inlawrev-2632	307	74	system	system	NOUN
inlawrev-2632	307	75	,	,	PUNCT
inlawrev-2632	307	76	and	and	CCONJ
inlawrev-2632	307	77	determined	determined	ADJ
inlawrev-2632	307	78	(	(	PUNCT
inlawrev-2632	307	79	arguably	arguably	ADV
inlawrev-2632	307	80	)	)	PUNCT
inlawrev-2632	307	81	that	that	SCONJ
inlawrev-2632	307	82	hability	hability	NOUN
inlawrev-2632	307	83	arises	arise	VERB
inlawrev-2632	307	84	upon	upon	SCONJ
inlawrev-2632	307	85	the	the	DET
inlawrev-2632	307	86	publication	publication	NOUN
inlawrev-2632	307	87	of	of	ADP
inlawrev-2632	307	88	an	an	DET
inlawrev-2632	307	89	erroneous	erroneous	ADJ
inlawrev-2632	307	90	report	report	NOUN
inlawrev-2632	307	91	.	.	PUNCT
inlawrev-2632	308	1	however	however	ADV
inlawrev-2632	308	2	,	,	PUNCT
inlawrev-2632	308	3	the	the	DET
inlawrev-2632	308	4	lawhorn	lawhorn	ADJ
inlawrev-2632	308	5	court	court	NOUN
inlawrev-2632	308	6	construed	construe	VERB
inlawrev-2632	308	7	(	(	PUNCT
inlawrev-2632	308	8	and	and	CCONJ
inlawrev-2632	308	9	then	then	ADV
inlawrev-2632	308	10	rejected	reject	VERB
inlawrev-2632	308	11	)	)	PUNCT
inlawrev-2632	308	12	the	the	DET
inlawrev-2632	308	13	plaintiff	plaintiff	NOUN
inlawrev-2632	308	14	's	's	PART
inlawrev-2632	308	15	contention	contention	NOUN
inlawrev-2632	308	16	as	as	ADP
inlawrev-2632	308	17	a	a	DET
inlawrev-2632	308	18	continuing	continue	VERB
inlawrev-2632	308	19	violation	violation	NOUN
inlawrev-2632	308	20	argument	argument	NOUN
inlawrev-2632	308	21	.	.	PUNCT
inlawrev-2632	309	1	the	the	DET
inlawrev-2632	309	2	plaintiff	plaintiff	NOUN
inlawrev-2632	309	3	,	,	PUNCT
inlawrev-2632	309	4	rather	rather	ADV
inlawrev-2632	309	5	,	,	PUNCT
inlawrev-2632	309	6	was	be	AUX
inlawrev-2632	309	7	simply	simply	ADV
inlawrev-2632	309	8	arguing	argue	VERB
inlawrev-2632	309	9	that	that	SCONJ
inlawrev-2632	309	10	hability	hability	NOUN
inlawrev-2632	309	11	arose	arise	VERB
inlawrev-2632	309	12	as	as	ADP
inlawrev-2632	309	13	the	the	DET
inlawrev-2632	309	14	result	result	NOUN
inlawrev-2632	309	15	of	of	ADP
inlawrev-2632	309	16	a	a	DET
inlawrev-2632	309	17	defective	defective	ADJ
inlawrev-2632	309	18	system	system	NOUN
inlawrev-2632	309	19	,	,	PUNCT
inlawrev-2632	309	20	not	not	PART
inlawrev-2632	309	21	any	any	DET
inlawrev-2632	309	22	individual	individual	ADJ
inlawrev-2632	309	23	actions	action	NOUN
inlawrev-2632	309	24	.	.	PUNCT
inlawrev-2632	310	1	thus	thus	ADV
inlawrev-2632	310	2	,	,	PUNCT
inlawrev-2632	310	3	the	the	DET
inlawrev-2632	310	4	question	question	NOUN
inlawrev-2632	310	5	of	of	ADP
inlawrev-2632	310	6	continuing	continue	VERB
inlawrev-2632	310	7	violation	violation	NOUN
inlawrev-2632	310	8	when	when	SCONJ
inlawrev-2632	310	9	the	the	DET
inlawrev-2632	310	10	error	error	NOUN
inlawrev-2632	310	11	is	be	AUX
inlawrev-2632	310	12	identical	identical	ADJ
inlawrev-2632	310	13	year	year	NOUN
inlawrev-2632	310	14	after	after	ADP
inlawrev-2632	310	15	year	year	NOUN
inlawrev-2632	310	16	remains	remain	VERB
inlawrev-2632	310	17	open	open	ADJ
inlawrev-2632	310	18	.	.	PUNCT
inlawrev-2632	311	1	5*according	5*accorde	VERB
inlawrev-2632	311	2	to	to	ADP
inlawrev-2632	311	3	the	the	DET
inlawrev-2632	311	4	restatement	restatement	NOUN
inlawrev-2632	311	5	(	(	PUNCT
inlawrev-2632	311	6	second	second	ADJ
inlawrev-2632	311	7	)	)	PUNCT
inlawrev-2632	311	8	of	of	ADP
inlawrev-2632	311	9	torts	tort	NOUN
inlawrev-2632	311	10	,	,	PUNCT
inlawrev-2632	311	11	"	"	PUNCT
inlawrev-2632	311	12	[	[	X
inlawrev-2632	311	13	a	a	X
inlawrev-2632	311	14	]	]	X
inlawrev-2632	311	15	cause	cause	NOUN
inlawrev-2632	311	16	of	of	ADP
inlawrev-2632	311	17	action	action	NOUN
inlawrev-2632	311	18	for	for	ADP
inlawrev-2632	311	19	misrepresentation	misrepresentation	NOUN
inlawrev-2632	311	20	in	in	ADP
inlawrev-2632	311	21	a	a	DET
inlawrev-2632	311	22	business	business	NOUN
inlawrev-2632	311	23	transaction	transaction	NOUN
inlawrev-2632	311	24	is	be	AUX
inlawrev-2632	311	25	complete	complete	ADJ
inlawrev-2632	311	26	when	when	SCONJ
inlawrev-2632	311	27	the	the	DET
inlawrev-2632	311	28	injured	injured	ADJ
inlawrev-2632	311	29	person	person	NOUN
inlawrev-2632	311	30	has	have	AUX
inlawrev-2632	311	31	been	be	AUX
inlawrev-2632	311	32	deprived	deprive	VERB
inlawrev-2632	311	33	of	of	ADP
inlawrev-2632	311	34	his	his	PRON
inlawrev-2632	311	35	property	property	NOUN
inlawrev-2632	311	36	or	or	CCONJ
inlawrev-2632	311	37	otherwise	otherwise	ADV
inlawrev-2632	311	38	has	have	AUX
inlawrev-2632	311	39	suffered	suffer	VERB
inlawrev-2632	311	40	pecuniary	pecuniary	ADJ
inlawrev-2632	311	41	loss	loss	NOUN
inlawrev-2632	311	42	or	or	CCONJ
inlawrev-2632	311	43	has	have	AUX
inlawrev-2632	311	44	incurred	incur	VERB
inlawrev-2632	311	45	liability	liability	NOUN
inlawrev-2632	311	46	as	as	ADP
inlawrev-2632	311	47	a	a	DET
inlawrev-2632	311	48	result	result	NOUN
inlawrev-2632	311	49	of	of	ADP
inlawrev-2632	311	50	the	the	DET
inlawrev-2632	311	51	misrepresentation	misrepresentation	NOUN
inlawrev-2632	311	52	.	.	PUNCT
inlawrev-2632	311	53	"	"	PUNCT
inlawrev-2632	312	1	restatement	restatement	NOUN
inlawrev-2632	312	2	(	(	PUNCT
inlawrev-2632	312	3	second	second	ADJ
inlawrev-2632	312	4	)	)	PUNCT
inlawrev-2632	312	5	of	of	ADP
inlawrev-2632	312	6	torts	tort	NOUN
inlawrev-2632	312	7	§	§	PROPN
inlawrev-2632	312	8	899	899	NUM
inlawrev-2632	312	9	comment	comment	NOUN
inlawrev-2632	312	10	c	c	NOUN
inlawrev-2632	312	11	(	(	PUNCT
inlawrev-2632	312	12	1979	1979	NUM
inlawrev-2632	312	13	)	)	PUNCT
inlawrev-2632	312	14	.	.	PUNCT
inlawrev-2632	313	1	placed	place	VERB
inlawrev-2632	313	2	in	in	ADP
inlawrev-2632	313	3	the	the	DET
inlawrev-2632	313	4	context	context	NOUN
inlawrev-2632	313	5	of	of	ADP
inlawrev-2632	313	6	credit	credit	NOUN
inlawrev-2632	313	7	reports	report	NOUN
inlawrev-2632	313	8	,	,	PUNCT
inlawrev-2632	313	9	this	this	PRON
inlawrev-2632	313	10	should	should	AUX
inlawrev-2632	313	11	be	be	AUX
inlawrev-2632	313	12	when	when	SCONJ
inlawrev-2632	313	13	the	the	DET
inlawrev-2632	313	14	potential	potential	ADJ
inlawrev-2632	313	15	lender	lender	NOUN
inlawrev-2632	313	16	receives	receive	VERB
inlawrev-2632	313	17	the	the	DET
inlawrev-2632	313	18	inaccurate	inaccurate	ADJ
inlawrev-2632	313	19	credit	credit	NOUN
inlawrev-2632	313	20	report	report	NOUN
inlawrev-2632	313	21	.	.	PUNCT
inlawrev-2632	314	1	the	the	DET
inlawrev-2632	314	2	fcra	fcra	NOUN
inlawrev-2632	314	3	,	,	PUNCT
inlawrev-2632	314	4	on	on	ADP
inlawrev-2632	314	5	the	the	DET
inlawrev-2632	314	6	other	other	ADJ
inlawrev-2632	314	7	hand	hand	NOUN
inlawrev-2632	314	8	,	,	PUNCT
inlawrev-2632	314	9	provides	provide	VERB
inlawrev-2632	314	10	that	that	SCONJ
inlawrev-2632	314	11	the	the	DET
inlawrev-2632	314	12	cause	cause	NOUN
inlawrev-2632	314	13	of	of	ADP
inlawrev-2632	314	14	action	action	NOUN
inlawrev-2632	314	15	accrues	accrue	VERB
inlawrev-2632	314	16	at	at	ADP
inlawrev-2632	314	17	the	the	DET
inlawrev-2632	314	18	time	time	NOUN
inlawrev-2632	314	19	"	"	PUNCT
inlawrev-2632	314	20	hability	hability	NOUN
inlawrev-2632	314	21	arises	arise	VERB
inlawrev-2632	314	22	,	,	PUNCT
inlawrev-2632	314	23	"	"	PUNCT
inlawrev-2632	314	24	15	15	NUM
inlawrev-2632	314	25	u.s.c	u.s.c	NOUN
inlawrev-2632	314	26	.	.	PUNCT
inlawrev-2632	315	1	§	§	PROPN
inlawrev-2632	315	2	1681p	1681p	NUM
inlawrev-2632	315	3	,	,	PUNCT
inlawrev-2632	315	4	and	and	CCONJ
inlawrev-2632	315	5	that	that	DET
inlawrev-2632	315	6	liability	liability	NOUN
inlawrev-2632	315	7	arises	arise	VERB
inlawrev-2632	315	8	when	when	SCONJ
inlawrev-2632	315	9	the	the	DET
inlawrev-2632	315	10	agency	agency	NOUN
inlawrev-2632	315	11	employs	employ	VERB
inlawrev-2632	315	12	unreasonable	unreasonable	ADJ
inlawrev-2632	315	13	procedures	procedure	NOUN
inlawrev-2632	315	14	.	.	PUNCT
inlawrev-2632	316	1	see	see	VERB
inlawrev-2632	316	2	15	15	NUM
inlawrev-2632	316	3	u.s.c	u.s.c	ADJ
inlawrev-2632	316	4	.	.	PUNCT
inlawrev-2632	317	1	§	§	PROPN
inlawrev-2632	317	2	i68i0	i68i0	PROPN
inlawrev-2632	317	3	.	.	PUNCT
inlawrev-2632	317	4	''	''	PUNCT
inlawrev-2632	317	5	'	'	PUNCT
inlawrev-2632	317	6	see	see	VERB
inlawrev-2632	317	7	shehadeh	shehadeh	NOUN
inlawrev-2632	317	8	v.	v.	ADP
inlawrev-2632	317	9	chesapeake	chesapeake	PROPN
inlawrev-2632	317	10	&	&	CCONJ
inlawrev-2632	317	11	potomac	potomac	PROPN
inlawrev-2632	317	12	tel	tel	PROPN
inlawrev-2632	317	13	.	.	PROPN
inlawrev-2632	317	14	595	595	NUM
inlawrev-2632	317	15	f.2d	f.2d	ADP
inlawrev-2632	317	16	711	711	NUM
inlawrev-2632	317	17	,	,	PUNCT
inlawrev-2632	317	18	724	724	NUM
inlawrev-2632	317	19	(	(	PUNCT
inlawrev-2632	317	20	d.c	d.c	PROPN
inlawrev-2632	317	21	.	.	PROPN
inlawrev-2632	317	22	cir	cir	PROPN
inlawrev-2632	317	23	.	.	PROPN
inlawrev-2632	317	24	1978	1978	NUM
inlawrev-2632	317	25	)	)	PUNCT
inlawrev-2632	317	26	.	.	PUNCT
inlawrev-2632	318	1	when	when	SCONJ
inlawrev-2632	318	2	"	"	PUNCT
inlawrev-2632	318	3	the	the	DET
inlawrev-2632	318	4	ongoing	ongoing	ADJ
inlawrev-2632	318	5	program	program	NOUN
inlawrev-2632	318	6	of	of	ADP
inlawrev-2632	318	7	discrimination	discrimination	NOUN
inlawrev-2632	318	8	,	,	PUNCT
inlawrev-2632	318	9	rather	rather	ADV
inlawrev-2632	318	10	than	than	ADP
inlawrev-2632	318	11	any	any	PRON
inlawrev-2632	318	12	of	of	ADP
inlawrev-2632	318	13	its	its	PRON
inlawrev-2632	318	14	particular	particular	ADJ
inlawrev-2632	318	15	manifestations	manifestation	NOUN
inlawrev-2632	318	16	,	,	PUNCT
inlawrev-2632	318	17	...	...	PUNCT
inlawrev-2632	318	18	is	be	AUX
inlawrev-2632	318	19	the	the	DET
inlawrev-2632	318	20	subject	subject	NOUN
inlawrev-2632	318	21	of	of	ADP
inlawrev-2632	318	22	attack	attack	NOUN
inlawrev-2632	318	23	,	,	PUNCT
inlawrev-2632	318	24	a	a	DET
inlawrev-2632	318	25	complaint	complaint	NOUN
inlawrev-2632	318	26	may	may	AUX
inlawrev-2632	318	27	be	be	AUX
inlawrev-2632	318	28	timely	timely	ADV
inlawrev-2632	318	29	filed	file	VERB
inlawrev-2632	318	30	,	,	PUNCT
inlawrev-2632	318	31	even	even	ADV
inlawrev-2632	318	32	if	if	SCONJ
inlawrev-2632	318	33	acts	act	NOUN
inlawrev-2632	318	34	occurring	occur	VERB
inlawrev-2632	318	35	outside	outside	ADP
inlawrev-2632	318	36	the	the	DET
inlawrev-2632	318	37	limits	limit	NOUN
inlawrev-2632	318	38	are	be	AUX
inlawrev-2632	318	39	included	include	VERB
inlawrev-2632	318	40	.	.	PUNCT
inlawrev-2632	319	1	rinkel	rinkel	NOUN
inlawrev-2632	319	2	v.	v.	ADP
inlawrev-2632	319	3	associated	associated	ADJ
inlawrev-2632	319	4	pipeline	pipeline	NOUN
inlawrev-2632	319	5	contractors	contractor	NOUN
inlawrev-2632	319	6	,	,	PUNCT
inlawrev-2632	319	7	17	17	NUM
inlawrev-2632	319	8	f.e.p	f.e.p	NOUN
inlawrev-2632	319	9	.	.	PROPN
inlawrev-2632	320	1	224	224	NUM
inlawrev-2632	320	2	(	(	PUNCT
inlawrev-2632	320	3	d.c	d.c	PROPN
inlawrev-2632	320	4	.	.	PROPN
inlawrev-2632	320	5	alaska	alaska	PROPN
inlawrev-2632	320	6	1978	1978	NUM
inlawrev-2632	320	7	)	)	PUNCT
inlawrev-2632	320	8	(	(	PUNCT
inlawrev-2632	320	9	each	each	DET
inlawrev-2632	320	10	discriminatory	discriminatory	ADJ
inlawrev-2632	320	11	paycheck	paycheck	NOUN
inlawrev-2632	320	12	renews	renew	VERB
inlawrev-2632	320	13	statute	statute	NOUN
inlawrev-2632	320	14	of	of	ADP
inlawrev-2632	320	15	limitations	limitation	NOUN
inlawrev-2632	320	16	)	)	PUNCT
inlawrev-2632	320	17	.	.	PUNCT
inlawrev-2632	321	1	^shehadeh	^shehadeh	X
inlawrev-2632	321	2	v.	v.	ADP
inlawrev-2632	321	3	chesapeake	chesapeake	PROPN
inlawrev-2632	321	4	&	&	CCONJ
inlawrev-2632	321	5	potomac	potomac	PROPN
inlawrev-2632	321	6	tel	tel	PROPN
inlawrev-2632	321	7	.	.	PROPN
inlawrev-2632	321	8	co.	co.	PROPN
inlawrev-2632	321	9	,	,	PUNCT
inlawrev-2632	321	10	595	595	NUM
inlawrev-2632	321	11	f.2d	f.2d	NOUN
inlawrev-2632	321	12	at	at	ADP
inlawrev-2632	321	13	724	724	NUM
inlawrev-2632	321	14	(	(	PUNCT
inlawrev-2632	321	15	footnote	footnote	NOUN
inlawrev-2632	321	16	omitted	omit	VERB
inlawrev-2632	321	17	)	)	PUNCT
inlawrev-2632	321	18	.	.	PUNCT
inlawrev-2632	322	1	^'lawhorn	^'lawhorn	PROPN
inlawrev-2632	322	2	v.	v.	ADP
inlawrev-2632	322	3	trans	trans	PROPN
inlawrev-2632	322	4	union	union	PROPN
inlawrev-2632	322	5	credit	credit	PROPN
inlawrev-2632	322	6	information	information	PROPN
inlawrev-2632	322	7	corp	corp	PROPN
inlawrev-2632	322	8	.	.	PROPN
inlawrev-2632	322	9	,	,	PUNCT
inlawrev-2632	322	10	515	515	NUM
inlawrev-2632	322	11	f.	f.	PROPN
inlawrev-2632	322	12	supp	supp	PROPN
inlawrev-2632	322	13	.	.	PUNCT
inlawrev-2632	323	1	19	19	NUM
inlawrev-2632	323	2	,	,	PUNCT
inlawrev-2632	323	3	20	20	NUM
inlawrev-2632	323	4	(	(	PUNCT
inlawrev-2632	323	5	e.d	e.d	PROPN
inlawrev-2632	323	6	.	.	PROPN
inlawrev-2632	323	7	mo	mo	PROPN
inlawrev-2632	323	8	.	.	PROPN
inlawrev-2632	323	9	1981	1981	NUM
inlawrev-2632	323	10	)	)	PUNCT
inlawrev-2632	323	11	.	.	PUNCT
inlawrev-2632	324	1	"	"	PUNCT
inlawrev-2632	324	2	515	515	NUM
inlawrev-2632	324	3	f.	f.	PROPN
inlawrev-2632	324	4	supp	supp	PROPN
inlawrev-2632	324	5	.	.	PUNCT
inlawrev-2632	325	1	19	19	NUM
inlawrev-2632	325	2	.	.	X
inlawrev-2632	325	3	^^see	^^see	PRON
inlawrev-2632	325	4	text	text	NOUN
inlawrev-2632	325	5	accompanying	accompany	VERB
inlawrev-2632	325	6	notes	note	NOUN
inlawrev-2632	325	7	32	32	NUM
inlawrev-2632	325	8	-	-	SYM
inlawrev-2632	325	9	36	36	NUM
inlawrev-2632	325	10	.	.	NOUN
inlawrev-2632	325	11	1	1	NUM
inlawrev-2632	325	12	985	985	NUM
inlawrev-2632	325	13	]	]	X
inlawrev-2632	325	14	sta	sta	X
inlawrev-2632	325	15	tute	tute	NOUN
inlawrev-2632	325	16	of	of	ADP
inlawrev-2632	325	17	limita	limita	PROPN
inlawrev-2632	325	18	tions	tion	NOUN
inlawrev-2632	325	19	5	5	NUM
inlawrev-2632	325	20	1	1	NUM
inlawrev-2632	325	21	7	7	NUM
inlawrev-2632	325	22	at	at	ADV
inlawrev-2632	325	23	least	least	ADV
inlawrev-2632	325	24	one	one	NUM
inlawrev-2632	325	25	court	court	NOUN
inlawrev-2632	325	26	has	have	AUX
inlawrev-2632	325	27	seemingly	seemingly	ADV
inlawrev-2632	325	28	recognized	recognize	VERB
inlawrev-2632	325	29	a	a	DET
inlawrev-2632	325	30	continuing	continue	VERB
inlawrev-2632	325	31	violation	violation	NOUN
inlawrev-2632	325	32	theory	theory	NOUN
inlawrev-2632	325	33	.	.	PUNCT
inlawrev-2632	326	1	in	in	ADP
inlawrev-2632	326	2	polin	polin	PROPN
inlawrev-2632	326	3	v.	v.	PROPN
inlawrev-2632	326	4	dun	dun	PROPN
inlawrev-2632	326	5	&	&	CCONJ
inlawrev-2632	326	6	bradstreet	bradstreet	PROPN
inlawrev-2632	326	7	,	,	PUNCT
inlawrev-2632	326	8	inc	inc	PROPN
inlawrev-2632	326	9	.	.	PROPN
inlawrev-2632	326	10	,^"^	,^"^	PUNCT
inlawrev-2632	326	11	a	a	DET
inlawrev-2632	326	12	credit	credit	NOUN
inlawrev-2632	326	13	reporting	reporting	NOUN
inlawrev-2632	326	14	suit	suit	NOUN
inlawrev-2632	326	15	alleging	allege	VERB
inlawrev-2632	326	16	violations	violation	NOUN
inlawrev-2632	326	17	of	of	ADP
inlawrev-2632	326	18	the	the	DET
inlawrev-2632	326	19	fcra	fcra	NOUN
inlawrev-2632	326	20	by	by	ADP
inlawrev-2632	326	21	a	a	DET
inlawrev-2632	326	22	state	state	NOUN
inlawrev-2632	326	23	credit	credit	NOUN
inlawrev-2632	326	24	regulatory	regulatory	ADJ
inlawrev-2632	326	25	scheme	scheme	NOUN
inlawrev-2632	326	26	,	,	PUNCT
inlawrev-2632	326	27	the	the	DET
inlawrev-2632	326	28	tenth	tenth	ADJ
inlawrev-2632	326	29	circuit	circuit	NOUN
inlawrev-2632	326	30	court	court	NOUN
inlawrev-2632	326	31	of	of	ADP
inlawrev-2632	326	32	appeals	appeals	PROPN
inlawrev-2632	326	33	recognized	recognize	VERB
inlawrev-2632	326	34	that	that	SCONJ
inlawrev-2632	326	35	the	the	DET
inlawrev-2632	326	36	"	"	PUNCT
inlawrev-2632	326	37	defendant	defendant	NOUN
inlawrev-2632	326	38	's	's	PART
inlawrev-2632	326	39	conduct	conduct	NOUN
inlawrev-2632	326	40	was	be	AUX
inlawrev-2632	326	41	.	.	PUNCT
inlawrev-2632	326	42	.	.	PUNCT
inlawrev-2632	326	43	.	.	PUNCT
inlawrev-2632	327	1	continuing	continue	VERB
inlawrev-2632	327	2	in	in	ADP
inlawrev-2632	327	3	its	its	PRON
inlawrev-2632	327	4	nature	nature	NOUN
inlawrev-2632	327	5	and	and	CCONJ
inlawrev-2632	327	6	character	character	NOUN
inlawrev-2632	327	7	.	.	PUNCT
inlawrev-2632	328	1	hence	hence	ADV
inlawrev-2632	328	2	,	,	PUNCT
inlawrev-2632	328	3	the	the	DET
inlawrev-2632	328	4	damages	damage	NOUN
inlawrev-2632	328	5	flowing	flow	VERB
inlawrev-2632	328	6	from	from	ADP
inlawrev-2632	328	7	the	the	DET
inlawrev-2632	328	8	defendant	defendant	NOUN
inlawrev-2632	328	9	's	's	PART
inlawrev-2632	328	10	conduct	conduct	NOUN
inlawrev-2632	328	11	would	would	AUX
inlawrev-2632	328	12	,	,	PUNCT
inlawrev-2632	328	13	under	under	ADP
inlawrev-2632	328	14	such	such	DET
inlawrev-2632	328	15	a	a	DET
inlawrev-2632	328	16	theory	theory	NOUN
inlawrev-2632	328	17	,	,	PUNCT
inlawrev-2632	328	18	not	not	PART
inlawrev-2632	328	19	fully	fully	ADV
inlawrev-2632	328	20	accrue	accrue	ADJ
inlawrev-2632	328	21	until	until	ADP
inlawrev-2632	328	22	the	the	DET
inlawrev-2632	328	23	final	final	ADJ
inlawrev-2632	328	24	publication	publication	NOUN
inlawrev-2632	328	25	.	.	PUNCT
inlawrev-2632	329	1	"^^	"^^	PROPN
inlawrev-2632	330	1	in	in	ADP
inlawrev-2632	330	2	polin	polin	PROPN
inlawrev-2632	330	3	,	,	PUNCT
inlawrev-2632	330	4	misleading	mislead	VERB
inlawrev-2632	330	5	information	information	NOUN
inlawrev-2632	330	6	was	be	AUX
inlawrev-2632	330	7	published	publish	VERB
inlawrev-2632	330	8	initially	initially	ADV
inlawrev-2632	330	9	and	and	CCONJ
inlawrev-2632	330	10	then	then	ADV
inlawrev-2632	330	11	republished	republish	VERB
inlawrev-2632	330	12	on	on	ADP
inlawrev-2632	330	13	two	two	NUM
inlawrev-2632	330	14	later	late	ADJ
inlawrev-2632	330	15	occasions	occasion	NOUN
inlawrev-2632	330	16	.	.	PUNCT
inlawrev-2632	331	1	the	the	DET
inlawrev-2632	331	2	court	court	NOUN
inlawrev-2632	331	3	of	of	ADP
inlawrev-2632	331	4	appeals	appeal	NOUN
inlawrev-2632	331	5	,	,	PUNCT
inlawrev-2632	331	6	in	in	ADP
inlawrev-2632	331	7	remanding	remand	VERB
inlawrev-2632	331	8	the	the	DET
inlawrev-2632	331	9	case	case	NOUN
inlawrev-2632	331	10	,	,	PUNCT
inlawrev-2632	331	11	indicated	indicate	VERB
inlawrev-2632	331	12	that	that	SCONJ
inlawrev-2632	331	13	the	the	DET
inlawrev-2632	331	14	lower	low	ADJ
inlawrev-2632	331	15	court	court	NOUN
inlawrev-2632	331	16	should	should	AUX
inlawrev-2632	331	17	not	not	PART
inlawrev-2632	331	18	wholly	wholly	ADV
inlawrev-2632	331	19	disregard	disregard	VERB
inlawrev-2632	331	20	the	the	DET
inlawrev-2632	331	21	first	first	ADJ
inlawrev-2632	331	22	two	two	NUM
inlawrev-2632	331	23	publications.^^	publications.^^	NOUN
inlawrev-2632	331	24	the	the	DET
inlawrev-2632	331	25	continuing	continue	VERB
inlawrev-2632	331	26	violations	violation	NOUN
inlawrev-2632	331	27	theory	theory	NOUN
inlawrev-2632	331	28	is	be	AUX
inlawrev-2632	331	29	not	not	PART
inlawrev-2632	331	30	the	the	DET
inlawrev-2632	331	31	norm	norm	NOUN
inlawrev-2632	331	32	in	in	ADP
inlawrev-2632	331	33	tort	tort	NOUN
inlawrev-2632	331	34	law	law	NOUN
inlawrev-2632	331	35	,	,	PUNCT
inlawrev-2632	331	36	which	which	PRON
inlawrev-2632	331	37	generally	generally	ADV
inlawrev-2632	331	38	limits	limit	VERB
inlawrev-2632	331	39	the	the	DET
inlawrev-2632	331	40	recovery	recovery	NOUN
inlawrev-2632	331	41	period	period	NOUN
inlawrev-2632	331	42	as	as	ADP
inlawrev-2632	331	43	a	a	DET
inlawrev-2632	331	44	matter	matter	NOUN
inlawrev-2632	331	45	of	of	ADP
inlawrev-2632	331	46	fairness	fairness	NOUN
inlawrev-2632	331	47	to	to	ADP
inlawrev-2632	331	48	potential	potential	ADJ
inlawrev-2632	331	49	defendants	defendant	NOUN
inlawrev-2632	331	50	.	.	PUNCT
inlawrev-2632	332	1	a	a	DET
inlawrev-2632	332	2	form	form	NOUN
inlawrev-2632	332	3	of	of	ADP
inlawrev-2632	332	4	the	the	DET
inlawrev-2632	332	5	theory	theory	NOUN
inlawrev-2632	332	6	is	be	AUX
inlawrev-2632	332	7	,	,	PUNCT
inlawrev-2632	332	8	however	however	ADV
inlawrev-2632	332	9	,	,	PUNCT
inlawrev-2632	332	10	a	a	DET
inlawrev-2632	332	11	minority	minority	NOUN
inlawrev-2632	332	12	position	position	NOUN
inlawrev-2632	332	13	in	in	ADP
inlawrev-2632	332	14	the	the	DET
inlawrev-2632	332	15	common	common	ADJ
inlawrev-2632	332	16	law	law	NOUN
inlawrev-2632	332	17	of	of	ADP
inlawrev-2632	332	18	hbel	hbel	NOUN
inlawrev-2632	332	19	,	,	PUNCT
inlawrev-2632	332	20	and	and	CCONJ
inlawrev-2632	332	21	thus	thus	ADV
inlawrev-2632	332	22	retains	retain	VERB
inlawrev-2632	332	23	some	some	DET
inlawrev-2632	332	24	vitality	vitality	NOUN
inlawrev-2632	332	25	in	in	ADP
inlawrev-2632	332	26	state	state	NOUN
inlawrev-2632	332	27	law.^^	law.^^	PROPN
inlawrev-2632	332	28	furthermore	furthermore	ADV
inlawrev-2632	332	29	,	,	PUNCT
inlawrev-2632	332	30	a	a	DET
inlawrev-2632	332	31	similar	similar	ADJ
inlawrev-2632	332	32	application	application	NOUN
inlawrev-2632	332	33	of	of	ADP
inlawrev-2632	332	34	the	the	DET
inlawrev-2632	332	35	continuing	continue	VERB
inlawrev-2632	332	36	violations	violation	NOUN
inlawrev-2632	332	37	doctrine	doctrine	NOUN
inlawrev-2632	332	38	has	have	AUX
inlawrev-2632	332	39	been	be	AUX
inlawrev-2632	332	40	entertained	entertain	VERB
inlawrev-2632	332	41	in	in	ADP
inlawrev-2632	332	42	the	the	DET
inlawrev-2632	332	43	context	context	NOUN
inlawrev-2632	332	44	of	of	ADP
inlawrev-2632	332	45	the	the	DET
inlawrev-2632	332	46	truth	truth	NOUN
inlawrev-2632	332	47	in	in	ADP
inlawrev-2632	332	48	lending	lending	NOUN
inlawrev-2632	332	49	act	act	NOUN
inlawrev-2632	332	50	(	(	PUNCT
inlawrev-2632	332	51	tila).^^	tila).^^	ADP
inlawrev-2632	332	52	the	the	DET
inlawrev-2632	332	53	general	general	ADJ
inlawrev-2632	332	54	rule	rule	NOUN
inlawrev-2632	332	55	is	be	AUX
inlawrev-2632	332	56	that	that	SCONJ
inlawrev-2632	332	57	in	in	ADP
inlawrev-2632	332	58	cases	case	NOUN
inlawrev-2632	332	59	involving	involve	VERB
inlawrev-2632	332	60	closed	close	VERB
inlawrev-2632	332	61	end	end	NOUN
inlawrev-2632	332	62	consumer	consumer	NOUN
inlawrev-2632	332	63	credit	credit	NOUN
inlawrev-2632	332	64	transactions	transaction	NOUN
inlawrev-2632	332	65	,	,	PUNCT
inlawrev-2632	332	66	the	the	DET
inlawrev-2632	332	67	limitation	limitation	NOUN
inlawrev-2632	332	68	period	period	NOUN
inlawrev-2632	332	69	begins	begin	VERB
inlawrev-2632	332	70	to	to	PART
inlawrev-2632	332	71	run	run	VERB
inlawrev-2632	332	72	at	at	ADP
inlawrev-2632	332	73	a	a	DET
inlawrev-2632	332	74	specific	specific	ADJ
inlawrev-2632	332	75	time	time	NOUN
inlawrev-2632	332	76	—	—	PUNCT
inlawrev-2632	332	77	either	either	CCONJ
inlawrev-2632	332	78	at	at	ADP
inlawrev-2632	332	79	the	the	DET
inlawrev-2632	332	80	time	time	NOUN
inlawrev-2632	332	81	of	of	ADP
inlawrev-2632	332	82	execution	execution	NOUN
inlawrev-2632	332	83	of	of	ADP
inlawrev-2632	332	84	the	the	DET
inlawrev-2632	332	85	credit	credit	NOUN
inlawrev-2632	332	86	contract	contract	NOUN
inlawrev-2632	332	87	or	or	CCONJ
inlawrev-2632	332	88	at	at	ADP
inlawrev-2632	332	89	the	the	DET
inlawrev-2632	332	90	time	time	NOUN
inlawrev-2632	332	91	the	the	DET
inlawrev-2632	332	92	contract	contract	NOUN
inlawrev-2632	332	93	is	be	AUX
inlawrev-2632	332	94	performed	perform	VERB
inlawrev-2632	332	95	.	.	PUNCT
inlawrev-2632	333	1	however	however	ADV
inlawrev-2632	333	2	,	,	PUNCT
inlawrev-2632	333	3	when	when	SCONJ
inlawrev-2632	333	4	the	the	DET
inlawrev-2632	333	5	action	action	NOUN
inlawrev-2632	333	6	is	be	AUX
inlawrev-2632	333	7	instituted	institute	VERB
inlawrev-2632	333	8	more	more	ADJ
inlawrev-2632	333	9	than	than	ADP
inlawrev-2632	333	10	one	one	NUM
inlawrev-2632	333	11	year	year	NOUN
inlawrev-2632	333	12	after	after	ADP
inlawrev-2632	333	13	execution	execution	NOUN
inlawrev-2632	333	14	of	of	ADP
inlawrev-2632	333	15	the	the	DET
inlawrev-2632	333	16	loan	loan	NOUN
inlawrev-2632	333	17	contract	contract	NOUN
inlawrev-2632	333	18	but	but	CCONJ
inlawrev-2632	333	19	less	less	ADJ
inlawrev-2632	333	20	than	than	ADP
inlawrev-2632	333	21	one	one	NUM
inlawrev-2632	333	22	year	year	NOUN
inlawrev-2632	333	23	after	after	ADP
inlawrev-2632	333	24	the	the	DET
inlawrev-2632	333	25	actual	actual	ADJ
inlawrev-2632	333	26	extension	extension	NOUN
inlawrev-2632	333	27	of	of	ADP
inlawrev-2632	333	28	credit	credit	NOUN
inlawrev-2632	333	29	,	,	PUNCT
inlawrev-2632	333	30	some	some	DET
inlawrev-2632	333	31	courts	court	NOUN
inlawrev-2632	333	32	have	have	AUX
inlawrev-2632	333	33	found	find	VERB
inlawrev-2632	333	34	that	that	SCONJ
inlawrev-2632	333	35	the	the	DET
inlawrev-2632	333	36	creditor	creditor	NOUN
inlawrev-2632	333	37	's	's	PART
inlawrev-2632	333	38	nondisclosure	nondisclosure	NOUN
inlawrev-2632	333	39	constitutes	constitute	VERB
inlawrev-2632	333	40	a	a	DET
inlawrev-2632	333	41	continuing	continue	VERB
inlawrev-2632	333	42	violation	violation	NOUN
inlawrev-2632	333	43	until	until	ADP
inlawrev-2632	333	44	the	the	DET
inlawrev-2632	333	45	date	date	NOUN
inlawrev-2632	333	46	when	when	SCONJ
inlawrev-2632	333	47	credit	credit	NOUN
inlawrev-2632	333	48	is	be	AUX
inlawrev-2632	333	49	extended	extend	VERB
inlawrev-2632	333	50	.	.	PUNCT
inlawrev-2632	333	51	^^	^^	PUNCT
inlawrev-2632	333	52	in	in	ADP
inlawrev-2632	333	53	one	one	NUM
inlawrev-2632	333	54	such	such	ADJ
inlawrev-2632	333	55	case	case	NOUN
inlawrev-2632	333	56	,	,	PUNCT
inlawrev-2632	333	57	the	the	DET
inlawrev-2632	333	58	district	district	NOUN
inlawrev-2632	333	59	of	of	ADP
inlawrev-2632	333	60	columbia	columbia	PROPN
inlawrev-2632	333	61	district	district	PROPN
inlawrev-2632	333	62	court	court	NOUN
inlawrev-2632	333	63	concluded	conclude	VERB
inlawrev-2632	333	64	that	that	SCONJ
inlawrev-2632	333	65	the	the	DET
inlawrev-2632	333	66	continuing	continue	VERB
inlawrev-2632	333	67	violations	violation	NOUN
inlawrev-2632	333	68	theory	theory	NOUN
inlawrev-2632	333	69	was	be	AUX
inlawrev-2632	333	70	applicable	applicable	ADJ
inlawrev-2632	333	71	because	because	SCONJ
inlawrev-2632	333	72	the	the	DET
inlawrev-2632	333	73	act	act	NOUN
inlawrev-2632	333	74	was	be	AUX
inlawrev-2632	333	75	intended	intend	VERB
inlawrev-2632	333	76	to	to	PART
inlawrev-2632	333	77	assist	assist	VERB
inlawrev-2632	333	78	and	and	CCONJ
inlawrev-2632	333	79	inform	inform	VERB
inlawrev-2632	333	80	the	the	DET
inlawrev-2632	333	81	consumer	consumer	NOUN
inlawrev-2632	333	82	,	,	PUNCT
inlawrev-2632	333	83	^	^	PROPN
inlawrev-2632	333	84	°	°	SCONJ
inlawrev-2632	333	85	the	the	DET
inlawrev-2632	333	86	defendant	defendant	NOUN
inlawrev-2632	333	87	's	's	PART
inlawrev-2632	333	88	misconduct	misconduct	NOUN
inlawrev-2632	333	89	could	could	AUX
inlawrev-2632	333	90	best	well	ADV
inlawrev-2632	333	91	be	be	AUX
inlawrev-2632	333	92	characterized	characterize	VERB
inlawrev-2632	333	93	as	as	ADP
inlawrev-2632	333	94	"	"	PUNCT
inlawrev-2632	333	95	511	511	NUM
inlawrev-2632	333	96	f.2d	f.2d	ADP
inlawrev-2632	333	97	875	875	NUM
inlawrev-2632	333	98	(	(	PUNCT
inlawrev-2632	333	99	10th	10th	ADJ
inlawrev-2632	333	100	cir	cir	NOUN
inlawrev-2632	333	101	.	.	PROPN
inlawrev-2632	333	102	1975	1975	NUM
inlawrev-2632	333	103	)	)	PUNCT
inlawrev-2632	333	104	.	.	PUNCT
inlawrev-2632	334	1	"	"	PUNCT
inlawrev-2632	334	2	'	'	PUNCT
inlawrev-2632	334	3	i	i	PRON
inlawrev-2632	334	4	d.	d.	PROPN
inlawrev-2632	334	5	at	at	ADP
inlawrev-2632	334	6	878	878	NUM
inlawrev-2632	334	7	.	.	PUNCT
inlawrev-2632	335	1	"	"	PUNCT
inlawrev-2632	335	2	"	"	PUNCT
inlawrev-2632	335	3	•id	•id	X
inlawrev-2632	335	4	.	.	PUNCT
inlawrev-2632	335	5	^^the	^^the	DET
inlawrev-2632	335	6	so	so	ADV
inlawrev-2632	335	7	-	-	PUNCT
inlawrev-2632	335	8	called	call	VERB
inlawrev-2632	335	9	"	"	PUNCT
inlawrev-2632	335	10	multiple	multiple	ADJ
inlawrev-2632	335	11	publication	publication	NOUN
inlawrev-2632	335	12	"	"	PUNCT
inlawrev-2632	335	13	rule	rule	NOUN
inlawrev-2632	335	14	is	be	AUX
inlawrev-2632	335	15	that	that	SCONJ
inlawrev-2632	335	16	each	each	DET
inlawrev-2632	335	17	repetition	repetition	NOUN
inlawrev-2632	335	18	of	of	ADP
inlawrev-2632	335	19	a	a	DET
inlawrev-2632	335	20	libel	libel	NOUN
inlawrev-2632	335	21	constitutes	constitute	VERB
inlawrev-2632	335	22	a	a	DET
inlawrev-2632	335	23	separate	separate	ADJ
inlawrev-2632	335	24	and	and	CCONJ
inlawrev-2632	335	25	distinct	distinct	ADJ
inlawrev-2632	335	26	publication	publication	NOUN
inlawrev-2632	335	27	giving	give	VERB
inlawrev-2632	335	28	rise	rise	NOUN
inlawrev-2632	335	29	to	to	ADP
inlawrev-2632	335	30	a	a	DET
inlawrev-2632	335	31	cause	cause	NOUN
inlawrev-2632	335	32	of	of	ADP
inlawrev-2632	335	33	action	action	NOUN
inlawrev-2632	335	34	.	.	PUNCT
inlawrev-2632	336	1	it	it	PRON
inlawrev-2632	336	2	has	have	AUX
inlawrev-2632	336	3	been	be	AUX
inlawrev-2632	336	4	abandoned	abandon	VERB
inlawrev-2632	336	5	in	in	ADP
inlawrev-2632	336	6	many	many	ADJ
inlawrev-2632	336	7	jurisdictions	jurisdiction	NOUN
inlawrev-2632	336	8	in	in	ADP
inlawrev-2632	336	9	favor	favor	NOUN
inlawrev-2632	336	10	of	of	ADP
inlawrev-2632	336	11	the	the	DET
inlawrev-2632	336	12	"	"	PUNCT
inlawrev-2632	336	13	single	single	ADJ
inlawrev-2632	336	14	-	-	PUNCT
inlawrev-2632	336	15	publication	publication	NOUN
inlawrev-2632	336	16	"	"	PUNCT
inlawrev-2632	336	17	rule	rule	NOUN
inlawrev-2632	336	18	,	,	PUNCT
inlawrev-2632	336	19	but	but	CCONJ
inlawrev-2632	336	20	is	be	AUX
inlawrev-2632	336	21	still	still	ADV
inlawrev-2632	336	22	followed	follow	VERB
inlawrev-2632	336	23	by	by	ADP
inlawrev-2632	336	24	courts	court	NOUN
inlawrev-2632	336	25	in	in	ADP
inlawrev-2632	336	26	wisconsin	wisconsin	PROPN
inlawrev-2632	336	27	and	and	CCONJ
inlawrev-2632	336	28	montana	montana	PROPN
inlawrev-2632	336	29	.	.	PUNCT
inlawrev-2632	337	1	see	see	VERB
inlawrev-2632	337	2	hartmann	hartmann	PROPN
inlawrev-2632	337	3	v.	v.	PROPN
inlawrev-2632	337	4	american	american	PROPN
inlawrev-2632	337	5	news	news	PROPN
inlawrev-2632	337	6	co.	co.	PROPN
inlawrev-2632	337	7	,	,	PUNCT
inlawrev-2632	337	8	69	69	NUM
inlawrev-2632	337	9	f.	f.	PROPN
inlawrev-2632	337	10	supp	supp	PROPN
inlawrev-2632	337	11	.	.	PUNCT
inlawrev-2632	338	1	736	736	NUM
inlawrev-2632	338	2	,	,	PUNCT
inlawrev-2632	338	3	738	738	NUM
inlawrev-2632	338	4	(	(	PUNCT
inlawrev-2632	338	5	d.c	d.c	PROPN
inlawrev-2632	338	6	.	.	PROPN
inlawrev-2632	338	7	wis	wis	PROPN
inlawrev-2632	338	8	.	.	PROPN
inlawrev-2632	338	9	1947	1947	NUM
inlawrev-2632	338	10	)	)	PUNCT
inlawrev-2632	339	1	;	;	PUNCT
inlawrev-2632	339	2	lewis	lewis	PROPN
inlawrev-2632	339	3	v.	v.	PROPN
inlawrev-2632	339	4	reader	reader	PROPN
inlawrev-2632	339	5	's	's	PART
inlawrev-2632	339	6	digest	dig	ADJ
inlawrev-2632	339	7	ass'n	ass'n	PROPN
inlawrev-2632	339	8	,	,	PUNCT
inlawrev-2632	339	9	inc	inc	PROPN
inlawrev-2632	339	10	.	.	PROPN
inlawrev-2632	339	11	,	,	PUNCT
inlawrev-2632	339	12	512	512	NUM
inlawrev-2632	339	13	p.2d	p.2d	SYM
inlawrev-2632	339	14	702	702	NUM
inlawrev-2632	339	15	,	,	PUNCT
inlawrev-2632	339	16	703	703	NUM
inlawrev-2632	339	17	(	(	PUNCT
inlawrev-2632	339	18	mont	mont	NOUN
inlawrev-2632	339	19	.	.	PUNCT
inlawrev-2632	339	20	1973	1973	NUM
inlawrev-2632	339	21	)	)	PUNCT
inlawrev-2632	339	22	.	.	PUNCT
inlawrev-2632	340	1	^"15	^"15	PUNCT
inlawrev-2632	340	2	u.s.c	u.s.c	ADJ
inlawrev-2632	340	3	.	.	PUNCT
inlawrev-2632	341	1	§	§	PROPN
inlawrev-2632	341	2	§	§	PROPN
inlawrev-2632	341	3	1601	1601	NUM
inlawrev-2632	341	4	-	-	SYM
inlawrev-2632	341	5	44	44	NUM
inlawrev-2632	341	6	,	,	PUNCT
inlawrev-2632	341	7	1661	1661	NUM
inlawrev-2632	341	8	-	-	SYM
inlawrev-2632	341	9	65	65	NUM
inlawrev-2632	341	10	.	.	PUNCT
inlawrev-2632	342	1	the	the	DET
inlawrev-2632	342	2	statutory	statutory	ADJ
inlawrev-2632	342	3	limitations	limitation	NOUN
inlawrev-2632	342	4	period	period	NOUN
inlawrev-2632	342	5	provides	provide	VERB
inlawrev-2632	342	6	,	,	PUNCT
inlawrev-2632	342	7	"	"	PUNCT
inlawrev-2632	342	8	any	any	DET
inlawrev-2632	342	9	action	action	NOUN
inlawrev-2632	342	10	under	under	ADP
inlawrev-2632	342	11	this	this	DET
inlawrev-2632	342	12	section	section	NOUN
inlawrev-2632	342	13	may	may	AUX
inlawrev-2632	342	14	be	be	AUX
inlawrev-2632	342	15	brought	bring	VERB
inlawrev-2632	342	16	in	in	ADP
inlawrev-2632	342	17	any	any	DET
inlawrev-2632	342	18	united	united	PROPN
inlawrev-2632	342	19	states	states	PROPN
inlawrev-2632	342	20	district	district	PROPN
inlawrev-2632	342	21	court	court	NOUN
inlawrev-2632	342	22	,	,	PUNCT
inlawrev-2632	342	23	or	or	CCONJ
inlawrev-2632	342	24	in	in	ADP
inlawrev-2632	342	25	any	any	DET
inlawrev-2632	342	26	other	other	ADJ
inlawrev-2632	342	27	court	court	NOUN
inlawrev-2632	342	28	of	of	ADP
inlawrev-2632	342	29	competent	competent	ADJ
inlawrev-2632	342	30	jurisdiction	jurisdiction	NOUN
inlawrev-2632	342	31	,	,	PUNCT
inlawrev-2632	342	32	within	within	ADP
inlawrev-2632	342	33	one	one	NUM
inlawrev-2632	342	34	year	year	NOUN
inlawrev-2632	342	35	from	from	ADP
inlawrev-2632	342	36	the	the	DET
inlawrev-2632	342	37	date	date	NOUN
inlawrev-2632	342	38	of	of	ADP
inlawrev-2632	342	39	the	the	DET
inlawrev-2632	342	40	occurrence	occurrence	NOUN
inlawrev-2632	342	41	of	of	ADP
inlawrev-2632	342	42	the	the	DET
inlawrev-2632	342	43	violation	violation	NOUN
inlawrev-2632	342	44	.	.	PUNCT
inlawrev-2632	342	45	"	"	PUNCT
inlawrev-2632	343	1	15	15	NUM
inlawrev-2632	343	2	u.s.c	u.s.c	NOUN
inlawrev-2632	343	3	.	.	PUNCT
inlawrev-2632	344	1	§	§	PROPN
inlawrev-2632	344	2	1640e	1640e	NUM
inlawrev-2632	344	3	.	.	PUNCT
inlawrev-2632	345	1	closed	close	VERB
inlawrev-2632	345	2	end	end	NOUN
inlawrev-2632	345	3	and	and	CCONJ
inlawrev-2632	345	4	open	open	ADJ
inlawrev-2632	345	5	end	end	NOUN
inlawrev-2632	345	6	credit	credit	NOUN
inlawrev-2632	345	7	transactions	transaction	NOUN
inlawrev-2632	345	8	are	be	AUX
inlawrev-2632	345	9	defined	define	VERB
inlawrev-2632	345	10	supra	supra	ADJ
inlawrev-2632	345	11	note	note	NOUN
inlawrev-2632	345	12	50	50	NUM
inlawrev-2632	345	13	.	.	PUNCT
inlawrev-2632	346	1	see	see	VERB
inlawrev-2632	346	2	generally	generally	ADV
inlawrev-2632	346	3	annot	annot	ADV
inlawrev-2632	346	4	.	.	PUNCT
inlawrev-2632	346	5	,	,	PUNCT
inlawrev-2632	346	6	36	36	NUM
inlawrev-2632	346	7	a.l.r	a.l.r	NOUN
inlawrev-2632	346	8	.	.	PUNCT
inlawrev-2632	347	1	fed	fed	PROPN
inlawrev-2632	347	2	.	.	PUNCT
inlawrev-2632	348	1	657	657	NUM
inlawrev-2632	348	2	(	(	PUNCT
inlawrev-2632	348	3	1978	1978	NUM
inlawrev-2632	348	4	)	)	PUNCT
inlawrev-2632	348	5	(	(	PUNCT
inlawrev-2632	348	6	time	time	NOUN
inlawrev-2632	348	7	limitations	limitation	NOUN
inlawrev-2632	348	8	under	under	ADP
inlawrev-2632	348	9	the	the	DET
inlawrev-2632	348	10	tila	tila	NOUN
inlawrev-2632	348	11	)	)	PUNCT
inlawrev-2632	348	12	.	.	PUNCT
inlawrev-2632	349	1	•^^postow	•^^postow	ADV
inlawrev-2632	349	2	v.	v.	ADP
inlawrev-2632	349	3	oriental	oriental	ADJ
inlawrev-2632	349	4	bldg	bldg	PROPN
inlawrev-2632	349	5	.	.	PUNCT
inlawrev-2632	350	1	ass'n	ass'n	PROPN
inlawrev-2632	350	2	,	,	PUNCT
inlawrev-2632	350	3	390	390	NUM
inlawrev-2632	350	4	f.	f.	PROPN
inlawrev-2632	350	5	supp	supp	PROPN
inlawrev-2632	350	6	.	.	PUNCT
inlawrev-2632	351	1	1130	1130	NUM
inlawrev-2632	351	2	,	,	PUNCT
inlawrev-2632	351	3	1137	1137	NUM
inlawrev-2632	351	4	-	-	SYM
inlawrev-2632	351	5	39	39	NUM
inlawrev-2632	351	6	(	(	PUNCT
inlawrev-2632	351	7	d.d.c	d.d.c	PROPN
inlawrev-2632	351	8	.	.	PROPN
inlawrev-2632	351	9	1975	1975	NUM
inlawrev-2632	351	10	)	)	PUNCT
inlawrev-2632	351	11	,	,	PUNCT
inlawrev-2632	351	12	aff'd	aff'd	VERB
inlawrev-2632	351	13	in	in	ADP
inlawrev-2632	351	14	part	part	NOUN
inlawrev-2632	351	15	,	,	PUNCT
inlawrev-2632	351	16	627	627	NUM
inlawrev-2632	351	17	f.2d	f.2d	NOUN
inlawrev-2632	351	18	1370	1370	NUM
inlawrev-2632	351	19	,	,	PUNCT
inlawrev-2632	351	20	1379	1379	NUM
inlawrev-2632	351	21	-	-	SYM
inlawrev-2632	351	22	80	80	NUM
inlawrev-2632	351	23	(	(	PUNCT
inlawrev-2632	351	24	d.c	d.c	PROPN
inlawrev-2632	351	25	.	.	PROPN
inlawrev-2632	351	26	cir	cir	PROPN
inlawrev-2632	351	27	.	.	PUNCT
inlawrev-2632	351	28	1980	1980	NUM
inlawrev-2632	351	29	)	)	PUNCT
inlawrev-2632	351	30	;	;	PUNCT
inlawrev-2632	351	31	baker	baker	PROPN
inlawrev-2632	351	32	v.	v.	PROPN
inlawrev-2632	351	33	shaker	shaker	PROPN
inlawrev-2632	351	34	savings	saving	NOUN
inlawrev-2632	351	35	ass'n	ass'n	PROPN
inlawrev-2632	351	36	,	,	PUNCT
inlawrev-2632	351	37	consumer	consumer	NOUN
inlawrev-2632	351	38	credit	credit	NOUN
inlawrev-2632	351	39	guide	guide	NOUN
inlawrev-2632	351	40	(	(	PUNCT
inlawrev-2632	351	41	cch	cch	NOUN
inlawrev-2632	351	42	)	)	PUNCT
inlawrev-2632	351	43	1	1	NUM
inlawrev-2632	351	44	98794	98794	NUM
inlawrev-2632	351	45	(	(	PUNCT
inlawrev-2632	351	46	d.c	d.c	PROPN
inlawrev-2632	351	47	.	.	PROPN
inlawrev-2632	351	48	ohio	ohio	PROPN
inlawrev-2632	351	49	1974	1974	NUM
inlawrev-2632	351	50	)	)	PUNCT
inlawrev-2632	351	51	.	.	PUNCT
inlawrev-2632	352	1	compare	compare	VERB
inlawrev-2632	352	2	goldman	goldman	PROPN
inlawrev-2632	352	3	v.	v.	PROPN
inlawrev-2632	352	4	first	first	PROPN
inlawrev-2632	352	5	national	national	PROPN
inlawrev-2632	352	6	bank	bank	PROPN
inlawrev-2632	352	7	,	,	PUNCT
inlawrev-2632	352	8	532	532	NUM
inlawrev-2632	352	9	f.2d	f.2d	NUM
inlawrev-2632	352	10	10	10	NUM
inlawrev-2632	352	11	(	(	PUNCT
inlawrev-2632	352	12	7th	7th	ADJ
inlawrev-2632	352	13	cir	cir	NOUN
inlawrev-2632	352	14	.	.	PUNCT
inlawrev-2632	352	15	1976	1976	NUM
inlawrev-2632	352	16	)	)	PUNCT
inlawrev-2632	353	1	(	(	PUNCT
inlawrev-2632	353	2	continuing	continue	VERB
inlawrev-2632	353	3	violation	violation	NOUN
inlawrev-2632	353	4	not	not	PART
inlawrev-2632	353	5	applicable	applicable	ADJ
inlawrev-2632	353	6	to	to	PART
inlawrev-2632	353	7	open	open	VERB
inlawrev-2632	353	8	end	end	NOUN
inlawrev-2632	353	9	credit	credit	NOUN
inlawrev-2632	353	10	transactions	transaction	NOUN
inlawrev-2632	353	11	)	)	PUNCT
inlawrev-2632	353	12	.	.	PUNCT
inlawrev-2632	354	1	^0390	^0390	PROPN
inlawrev-2632	354	2	f.	f.	PROPN
inlawrev-2632	354	3	supp	supp	PROPN
inlawrev-2632	354	4	.	.	PUNCT
inlawrev-2632	355	1	at	at	ADP
inlawrev-2632	355	2	1139	1139	NUM
inlawrev-2632	355	3	,	,	PUNCT
inlawrev-2632	355	4	627	627	NUM
inlawrev-2632	355	5	f.2d	f.2d	X
inlawrev-2632	355	6	at	at	ADP
inlawrev-2632	355	7	1378	1378	NUM
inlawrev-2632	355	8	-	-	SYM
inlawrev-2632	355	9	79	79	NUM
inlawrev-2632	355	10	.	.	PUNCT
inlawrev-2632	355	11	518	518	NUM
inlawrev-2632	355	12	indiana	indiana	PROPN
inlawrev-2632	355	13	la	la	PROPN
inlawrev-2632	355	14	iv	iv	NUM
inlawrev-2632	355	15	review	review	NOUN
inlawrev-2632	355	16	[	[	X
inlawrev-2632	355	17	vol	vol	NOUN
inlawrev-2632	355	18	.	.	PUNCT
inlawrev-2632	355	19	18:507	18:507	NOUN
inlawrev-2632	355	20	a	a	DET
inlawrev-2632	355	21	continual	continual	ADJ
inlawrev-2632	355	22	deprivation	deprivation	NOUN
inlawrev-2632	355	23	of	of	ADP
inlawrev-2632	355	24	the	the	DET
inlawrev-2632	355	25	plaintiffs	plaintiff	NOUN
inlawrev-2632	355	26	'	'	PART
inlawrev-2632	355	27	statutory	statutory	PROPN
inlawrev-2632	355	28	rights^	rights^	ADJ
inlawrev-2632	355	29	'	'	PUNCT
inlawrev-2632	355	30	and	and	CCONJ
inlawrev-2632	355	31	the	the	DET
inlawrev-2632	355	32	harm	harm	NOUN
inlawrev-2632	355	33	to	to	ADP
inlawrev-2632	355	34	the	the	DET
inlawrev-2632	355	35	plaintiffs	plaintiff	NOUN
inlawrev-2632	355	36	continued	continue	VERB
inlawrev-2632	355	37	through	through	ADP
inlawrev-2632	355	38	the	the	DET
inlawrev-2632	355	39	duration	duration	NOUN
inlawrev-2632	355	40	of	of	ADP
inlawrev-2632	355	41	the	the	DET
inlawrev-2632	355	42	defendant	defendant	NOUN
inlawrev-2632	355	43	's	's	PART
inlawrev-2632	355	44	violation	violation	NOUN
inlawrev-2632	355	45	.	.	PUNCT
inlawrev-2632	356	1	^2	^2	PUNCT
inlawrev-2632	356	2	the	the	DET
inlawrev-2632	356	3	rationale	rationale	NOUN
inlawrev-2632	356	4	for	for	ADP
inlawrev-2632	356	5	continuing	continue	VERB
inlawrev-2632	356	6	violations	violation	NOUN
inlawrev-2632	356	7	in	in	ADP
inlawrev-2632	356	8	the	the	DET
inlawrev-2632	356	9	civil	civil	ADJ
inlawrev-2632	356	10	rights	right	NOUN
inlawrev-2632	356	11	and	and	CCONJ
inlawrev-2632	356	12	tila	tila	NOUN
inlawrev-2632	356	13	closed	close	VERB
inlawrev-2632	356	14	credit	credit	NOUN
inlawrev-2632	356	15	cases	case	NOUN
inlawrev-2632	356	16	leads	lead	VERB
inlawrev-2632	356	17	to	to	ADP
inlawrev-2632	356	18	the	the	DET
inlawrev-2632	356	19	same	same	ADJ
inlawrev-2632	356	20	result	result	NOUN
inlawrev-2632	356	21	in	in	ADP
inlawrev-2632	356	22	the	the	DET
inlawrev-2632	356	23	fcra	fcra	NOUN
inlawrev-2632	356	24	context	context	NOUN
inlawrev-2632	356	25	.	.	PUNCT
inlawrev-2632	357	1	like	like	ADP
inlawrev-2632	357	2	title	title	NOUN
inlawrev-2632	357	3	vii	vii	PROPN
inlawrev-2632	357	4	and	and	CCONJ
inlawrev-2632	357	5	the	the	DET
inlawrev-2632	357	6	tila	tila	NOUN
inlawrev-2632	357	7	,	,	PUNCT
inlawrev-2632	357	8	the	the	DET
inlawrev-2632	357	9	fcra	fcra	NOUN
inlawrev-2632	357	10	provides	provide	VERB
inlawrev-2632	357	11	a	a	DET
inlawrev-2632	357	12	framework	framework	NOUN
inlawrev-2632	357	13	parallel	parallel	ADJ
inlawrev-2632	357	14	to	to	ADP
inlawrev-2632	357	15	but	but	CCONJ
inlawrev-2632	357	16	separate	separate	ADJ
inlawrev-2632	357	17	from	from	ADP
inlawrev-2632	357	18	common	common	ADJ
inlawrev-2632	357	19	law	law	NOUN
inlawrev-2632	357	20	tort	tort	NOUN
inlawrev-2632	357	21	,	,	PUNCT
inlawrev-2632	357	22	and	and	CCONJ
inlawrev-2632	357	23	gives	give	VERB
inlawrev-2632	357	24	rise	rise	NOUN
inlawrev-2632	357	25	to	to	ADP
inlawrev-2632	357	26	different	different	ADJ
inlawrev-2632	357	27	limitations	limitation	NOUN
inlawrev-2632	357	28	considerations	consideration	NOUN
inlawrev-2632	357	29	.	.	PUNCT
inlawrev-2632	358	1	first	first	ADV
inlawrev-2632	358	2	,	,	PUNCT
inlawrev-2632	358	3	the	the	DET
inlawrev-2632	358	4	fcra	fcra	NOUN
inlawrev-2632	358	5	is	be	AUX
inlawrev-2632	358	6	admittedly	admittedly	ADV
inlawrev-2632	358	7	consumer	consumer	NOUN
inlawrev-2632	358	8	-	-	PUNCT
inlawrev-2632	358	9	oriented,^^	oriented,^^	NOUN
inlawrev-2632	358	10	yet	yet	ADV
inlawrev-2632	358	11	was	be	AUX
inlawrev-2632	358	12	drafted	draft	VERB
inlawrev-2632	358	13	to	to	PART
inlawrev-2632	358	14	promote	promote	VERB
inlawrev-2632	358	15	out	out	ADP
inlawrev-2632	358	16	-	-	PUNCT
inlawrev-2632	358	17	of	of	ADP
inlawrev-2632	358	18	-	-	PUNCT
inlawrev-2632	358	19	court	court	NOUN
inlawrev-2632	358	20	settlement	settlement	NOUN
inlawrev-2632	358	21	of	of	ADP
inlawrev-2632	358	22	credit	credit	NOUN
inlawrev-2632	358	23	disputes	dispute	NOUN
inlawrev-2632	358	24	.	.	PUNCT
inlawrev-2632	359	1	^"^	^"^	X
inlawrev-2632	359	2	the	the	DET
inlawrev-2632	359	3	purposes	purpose	NOUN
inlawrev-2632	359	4	of	of	ADP
inlawrev-2632	359	5	the	the	DET
inlawrev-2632	359	6	fcra	fcra	NOUN
inlawrev-2632	359	7	are	be	AUX
inlawrev-2632	359	8	thwarted	thwart	VERB
inlawrev-2632	359	9	when	when	SCONJ
inlawrev-2632	359	10	the	the	DET
inlawrev-2632	359	11	consumer	consumer	NOUN
inlawrev-2632	359	12	,	,	PUNCT
inlawrev-2632	359	13	who	who	PRON
inlawrev-2632	359	14	has	have	AUX
inlawrev-2632	359	15	jumped	jump	VERB
inlawrev-2632	359	16	over	over	ADP
inlawrev-2632	359	17	all	all	PRON
inlawrev-2632	359	18	of	of	ADP
inlawrev-2632	359	19	the	the	DET
inlawrev-2632	359	20	procedural	procedural	ADJ
inlawrev-2632	359	21	hurdles	hurdle	NOUN
inlawrev-2632	359	22	of	of	ADP
inlawrev-2632	359	23	sections	section	NOUN
inlawrev-2632	359	24	1681g-1681f^	1681g-1681f^	NUM
inlawrev-2632	359	25	and	and	CCONJ
inlawrev-2632	359	26	has	have	AUX
inlawrev-2632	359	27	still	still	ADV
inlawrev-2632	359	28	failed	fail	VERB
inlawrev-2632	359	29	to	to	PART
inlawrev-2632	359	30	correct	correct	VERB
inlawrev-2632	359	31	the	the	DET
inlawrev-2632	359	32	error	error	NOUN
inlawrev-2632	359	33	being	be	AUX
inlawrev-2632	359	34	reported	report	VERB
inlawrev-2632	359	35	,	,	PUNCT
inlawrev-2632	359	36	is	be	AUX
inlawrev-2632	359	37	barred	bar	VERB
inlawrev-2632	359	38	from	from	ADP
inlawrev-2632	359	39	a	a	DET
inlawrev-2632	359	40	civil	civil	ADJ
inlawrev-2632	359	41	suit	suit	NOUN
inlawrev-2632	359	42	simply	simply	ADV
inlawrev-2632	359	43	because	because	SCONJ
inlawrev-2632	359	44	his	his	PRON
inlawrev-2632	359	45	conciliatory	conciliatory	ADJ
inlawrev-2632	359	46	efforts	effort	NOUN
inlawrev-2632	359	47	took	take	VERB
inlawrev-2632	359	48	too	too	ADV
inlawrev-2632	359	49	long	long	ADV
inlawrev-2632	359	50	.	.	PUNCT
inlawrev-2632	360	1	failure	failure	NOUN
inlawrev-2632	360	2	neither	neither	CCONJ
inlawrev-2632	360	3	to	to	PART
inlawrev-2632	360	4	toll	toll	VERB
inlawrev-2632	360	5	the	the	DET
inlawrev-2632	360	6	statute	statute	NOUN
inlawrev-2632	360	7	of	of	ADP
inlawrev-2632	360	8	limitations	limitation	NOUN
inlawrev-2632	360	9	during	during	ADP
inlawrev-2632	360	10	the	the	DET
inlawrev-2632	360	11	negotiation	negotiation	NOUN
inlawrev-2632	360	12	period^^	period^^	VERB
inlawrev-2632	360	13	nor	nor	CCONJ
inlawrev-2632	360	14	to	to	PART
inlawrev-2632	360	15	allow	allow	VERB
inlawrev-2632	360	16	recovery	recovery	NOUN
inlawrev-2632	360	17	for	for	ADP
inlawrev-2632	360	18	continuing	continue	VERB
inlawrev-2632	360	19	violations	violation	NOUN
inlawrev-2632	360	20	rewards	reward	VERB
inlawrev-2632	360	21	the	the	DET
inlawrev-2632	360	22	credit	credit	NOUN
inlawrev-2632	360	23	reporting	reporting	NOUN
inlawrev-2632	360	24	agency	agency	NOUN
inlawrev-2632	360	25	for	for	ADP
inlawrev-2632	360	26	ignoring	ignore	VERB
inlawrev-2632	360	27	the	the	DET
inlawrev-2632	360	28	consumer	consumer	NOUN
inlawrev-2632	360	29	's	's	PART
inlawrev-2632	360	30	efforts	effort	NOUN
inlawrev-2632	360	31	until	until	SCONJ
inlawrev-2632	360	32	after	after	SCONJ
inlawrev-2632	360	33	the	the	DET
inlawrev-2632	360	34	statute	statute	NOUN
inlawrev-2632	360	35	of	of	ADP
inlawrev-2632	360	36	limitations	limitation	NOUN
inlawrev-2632	360	37	period	period	NOUN
inlawrev-2632	360	38	has	have	AUX
inlawrev-2632	360	39	expired	expire	VERB
inlawrev-2632	360	40	.	.	PUNCT
inlawrev-2632	361	1	ideally	ideally	ADV
inlawrev-2632	361	2	,	,	PUNCT
inlawrev-2632	361	3	liabihty	liabihty	VERB
inlawrev-2632	361	4	for	for	ADP
inlawrev-2632	361	5	these	these	DET
inlawrev-2632	361	6	recurring	recur	VERB
inlawrev-2632	361	7	inaccuracies	inaccuracy	NOUN
inlawrev-2632	361	8	will	will	AUX
inlawrev-2632	361	9	increase	increase	VERB
inlawrev-2632	361	10	the	the	DET
inlawrev-2632	361	11	credit	credit	NOUN
inlawrev-2632	361	12	industry	industry	NOUN
inlawrev-2632	361	13	's	's	PART
inlawrev-2632	361	14	costs	cost	NOUN
inlawrev-2632	361	15	for	for	ADP
inlawrev-2632	361	16	such	such	ADJ
inlawrev-2632	361	17	inaccuracies	inaccuracy	NOUN
inlawrev-2632	361	18	.	.	PUNCT
inlawrev-2632	362	1	these	these	DET
inlawrev-2632	362	2	high	high	ADJ
inlawrev-2632	362	3	costs	cost	NOUN
inlawrev-2632	362	4	may	may	AUX
inlawrev-2632	362	5	then	then	ADV
inlawrev-2632	362	6	encourage	encourage	VERB
inlawrev-2632	362	7	the	the	DET
inlawrev-2632	362	8	implementation	implementation	NOUN
inlawrev-2632	362	9	of	of	ADP
inlawrev-2632	362	10	reasonable	reasonable	ADJ
inlawrev-2632	362	11	procedures	procedure	NOUN
inlawrev-2632	362	12	to	to	PART
inlawrev-2632	362	13	eliminate	eliminate	VERB
inlawrev-2632	362	14	^'390	^'390	NUM
inlawrev-2632	362	15	f.	f.	PROPN
inlawrev-2632	362	16	supp	supp	PROPN
inlawrev-2632	362	17	.	.	PUNCT
inlawrev-2632	363	1	at	at	ADP
inlawrev-2632	363	2	1139	1139	NUM
inlawrev-2632	363	3	.	.	PUNCT
inlawrev-2632	363	4	^^id	^^id	NUM
inlawrev-2632	363	5	.	.	PUNCT
inlawrev-2632	364	1	the	the	DET
inlawrev-2632	364	2	postow	postow	PROPN
inlawrev-2632	364	3	court	court	NOUN
inlawrev-2632	364	4	found	find	VERB
inlawrev-2632	364	5	cases	case	NOUN
inlawrev-2632	364	6	dealing	deal	VERB
inlawrev-2632	364	7	with	with	ADP
inlawrev-2632	364	8	continuing	continue	VERB
inlawrev-2632	364	9	violations	violation	NOUN
inlawrev-2632	364	10	in	in	ADP
inlawrev-2632	364	11	other	other	ADJ
inlawrev-2632	364	12	areas	area	NOUN
inlawrev-2632	364	13	of	of	ADP
inlawrev-2632	364	14	the	the	DET
inlawrev-2632	364	15	law	law	NOUN
inlawrev-2632	364	16	to	to	PART
inlawrev-2632	364	17	be	be	AUX
inlawrev-2632	364	18	particularly	particularly	ADV
inlawrev-2632	364	19	persuasive	persuasive	ADJ
inlawrev-2632	364	20	evidence	evidence	NOUN
inlawrev-2632	364	21	of	of	ADP
inlawrev-2632	364	22	the	the	DET
inlawrev-2632	364	23	theory	theory	NOUN
inlawrev-2632	364	24	's	's	PART
inlawrev-2632	364	25	validity	validity	NOUN
inlawrev-2632	364	26	in	in	ADP
inlawrev-2632	364	27	the	the	DET
inlawrev-2632	364	28	tila	tila	NOUN
inlawrev-2632	364	29	context	context	NOUN
inlawrev-2632	364	30	,	,	PUNCT
inlawrev-2632	364	31	and	and	CCONJ
inlawrev-2632	364	32	cited	cite	VERB
inlawrev-2632	364	33	the	the	DET
inlawrev-2632	364	34	following	follow	VERB
inlawrev-2632	364	35	analogies	analogy	NOUN
inlawrev-2632	364	36	:	:	PUNCT
inlawrev-2632	364	37	hanover	hanover	PROPN
inlawrev-2632	364	38	shoe	shoe	PROPN
inlawrev-2632	364	39	v.	v.	PROPN
inlawrev-2632	364	40	united	united	PROPN
inlawrev-2632	364	41	shoe	shoe	PROPN
inlawrev-2632	364	42	machinery	machinery	PROPN
inlawrev-2632	364	43	corp	corp	PROPN
inlawrev-2632	364	44	.	.	PROPN
inlawrev-2632	364	45	,	,	PUNCT
inlawrev-2632	364	46	392	392	NUM
inlawrev-2632	364	47	u.s	u.s	PROPN
inlawrev-2632	364	48	.	.	PROPN
inlawrev-2632	364	49	481	481	NUM
inlawrev-2632	364	50	,	,	PUNCT
inlawrev-2632	364	51	502	502	NUM
inlawrev-2632	364	52	n.l5	n.l5	X
inlawrev-2632	364	53	(	(	PUNCT
inlawrev-2632	364	54	1968	1968	NUM
inlawrev-2632	364	55	)	)	PUNCT
inlawrev-2632	364	56	(	(	PUNCT
inlawrev-2632	364	57	continuing	continue	VERB
inlawrev-2632	364	58	violation	violation	NOUN
inlawrev-2632	364	59	in	in	ADP
inlawrev-2632	364	60	private	private	ADJ
inlawrev-2632	364	61	antitrust	antitrust	ADJ
inlawrev-2632	364	62	suit	suit	NOUN
inlawrev-2632	364	63	)	)	PUNCT
inlawrev-2632	364	64	;	;	PUNCT
inlawrev-2632	364	65	katz	katz	PROPN
inlawrev-2632	364	66	v.	v.	PROPN
inlawrev-2632	364	67	nlrb	nlrb	ADV
inlawrev-2632	364	68	,	,	PUNCT
inlawrev-2632	364	69	196	196	NUM
inlawrev-2632	364	70	f.2d	f.2d	SYM
inlawrev-2632	364	71	411	411	NUM
inlawrev-2632	364	72	,	,	PUNCT
inlawrev-2632	364	73	415	415	NUM
inlawrev-2632	364	74	(	(	PUNCT
inlawrev-2632	364	75	9th	9th	ADJ
inlawrev-2632	364	76	cir	cir	NOUN
inlawrev-2632	364	77	.	.	PROPN
inlawrev-2632	364	78	1952	1952	NUM
inlawrev-2632	364	79	)	)	PUNCT
inlawrev-2632	365	1	(	(	PUNCT
inlawrev-2632	365	2	continuing	continue	VERB
inlawrev-2632	365	3	unfair	unfair	ADJ
inlawrev-2632	365	4	labor	labor	NOUN
inlawrev-2632	365	5	practice	practice	NOUN
inlawrev-2632	365	6	)	)	PUNCT
inlawrev-2632	365	7	;	;	PUNCT
inlawrev-2632	365	8	schokbeton	schokbeton	PROPN
inlawrev-2632	365	9	products	products	PROPN
inlawrev-2632	365	10	corp	corp	PROPN
inlawrev-2632	365	11	.	.	PROPN
inlawrev-2632	365	12	v.	v.	PROPN
inlawrev-2632	365	13	exposiac	exposiac	PROPN
inlawrev-2632	365	14	industries	industry	NOUN
inlawrev-2632	365	15	,	,	PUNCT
inlawrev-2632	365	16	inc	inc	PROPN
inlawrev-2632	365	17	.	.	PROPN
inlawrev-2632	365	18	,	,	PUNCT
inlawrev-2632	365	19	308	308	NUM
inlawrev-2632	365	20	f.	f.	PROPN
inlawrev-2632	365	21	supp	supp	PROPN
inlawrev-2632	365	22	.	.	PUNCT
inlawrev-2632	366	1	1366	1366	NUM
inlawrev-2632	366	2	,	,	PUNCT
inlawrev-2632	366	3	1367	1367	NUM
inlawrev-2632	366	4	-	-	SYM
inlawrev-2632	366	5	68	68	NUM
inlawrev-2632	366	6	(	(	PUNCT
inlawrev-2632	366	7	n.d	n.d	PROPN
inlawrev-2632	366	8	.	.	PROPN
inlawrev-2632	366	9	ga	ga	PROPN
inlawrev-2632	366	10	.	.	PROPN
inlawrev-2632	366	11	1969	1969	NUM
inlawrev-2632	366	12	)	)	PUNCT
inlawrev-2632	366	13	(	(	PUNCT
inlawrev-2632	366	14	continuing	continue	VERB
inlawrev-2632	366	15	antitrust	antitrust	ADJ
inlawrev-2632	366	16	violation	violation	NOUN
inlawrev-2632	366	17	)	)	PUNCT
inlawrev-2632	366	18	.	.	PUNCT
inlawrev-2632	367	1	see	see	VERB
inlawrev-2632	367	2	postow	postow	NOUN
inlawrev-2632	367	3	,	,	PUNCT
inlawrev-2632	367	4	627	627	NUM
inlawrev-2632	367	5	f.2d	f.2d	X
inlawrev-2632	367	6	at	at	ADP
inlawrev-2632	367	7	1379	1379	NUM
inlawrev-2632	367	8	-	-	SYM
inlawrev-2632	367	9	80	80	NUM
inlawrev-2632	367	10	.	.	PUNCT
inlawrev-2632	368	1	^^when	^^when	ADP
inlawrev-2632	368	2	speaking	speak	VERB
inlawrev-2632	368	3	to	to	ADP
inlawrev-2632	368	4	the	the	DET
inlawrev-2632	368	5	house	house	NOUN
inlawrev-2632	368	6	of	of	ADP
inlawrev-2632	368	7	representatives	representative	NOUN
inlawrev-2632	368	8	in	in	ADP
inlawrev-2632	368	9	support	support	NOUN
inlawrev-2632	368	10	of	of	ADP
inlawrev-2632	368	11	the	the	DET
inlawrev-2632	368	12	conference	conference	NOUN
inlawrev-2632	368	13	report	report	NOUN
inlawrev-2632	368	14	on	on	ADP
inlawrev-2632	368	15	h.r	h.r	PROPN
inlawrev-2632	368	16	.	.	PROPN
inlawrev-2632	368	17	15,073	15,073	NUM
inlawrev-2632	368	18	containing	contain	VERB
inlawrev-2632	368	19	the	the	DET
inlawrev-2632	368	20	fcra	fcra	NOUN
inlawrev-2632	368	21	,	,	PUNCT
inlawrev-2632	368	22	representative	representative	ADJ
inlawrev-2632	368	23	sullivan	sullivan	PROPN
inlawrev-2632	368	24	stated	state	VERB
inlawrev-2632	368	25	,	,	PUNCT
inlawrev-2632	368	26	"	"	PUNCT
inlawrev-2632	368	27	.	.	PUNCT
inlawrev-2632	368	28	.	.	PUNCT
inlawrev-2632	369	1	.we	.we	PUNCT
inlawrev-2632	369	2	assured	assure	VERB
inlawrev-2632	369	3	the	the	DET
inlawrev-2632	369	4	individual	individual	NOUN
inlawrev-2632	369	5	a	a	DET
inlawrev-2632	369	6	means	means	NOUN
inlawrev-2632	369	7	through	through	ADP
inlawrev-2632	369	8	court	court	NOUN
inlawrev-2632	369	9	action	action	NOUN
inlawrev-2632	369	10	to	to	PART
inlawrev-2632	369	11	get	get	VERB
inlawrev-2632	369	12	to	to	ADP
inlawrev-2632	369	13	the	the	DET
inlawrev-2632	369	14	bottom	bottom	NOUN
inlawrev-2632	369	15	of	of	ADP
inlawrev-2632	369	16	any	any	DET
inlawrev-2632	369	17	charge	charge	NOUN
inlawrev-2632	369	18	against	against	ADP
inlawrev-2632	369	19	him	he	PRON
inlawrev-2632	369	20	which	which	PRON
inlawrev-2632	369	21	he	he	PRON
inlawrev-2632	369	22	can	can	AUX
inlawrev-2632	369	23	not	not	PART
inlawrev-2632	369	24	refute	refute	VERB
inlawrev-2632	369	25	without	without	ADP
inlawrev-2632	369	26	knowing	know	VERB
inlawrev-2632	369	27	where	where	SCONJ
inlawrev-2632	369	28	it	it	PRON
inlawrev-2632	369	29	came	come	VERB
inlawrev-2632	369	30	from	from	ADP
inlawrev-2632	369	31	.	.	PUNCT
inlawrev-2632	370	1	and	and	CCONJ
inlawrev-2632	370	2	we	we	PRON
inlawrev-2632	370	3	succeeded	succeed	VERB
inlawrev-2632	370	4	in	in	ADP
inlawrev-2632	370	5	making	make	VERB
inlawrev-2632	370	6	the	the	DET
inlawrev-2632	370	7	reporting	reporting	NOUN
inlawrev-2632	370	8	firms	firm	NOUN
inlawrev-2632	370	9	liable	liable	ADJ
inlawrev-2632	370	10	for	for	ADP
inlawrev-2632	370	11	damages	damage	NOUN
inlawrev-2632	370	12	for	for	ADP
inlawrev-2632	370	13	harm	harm	NOUN
inlawrev-2632	370	14	done	do	VERB
inlawrev-2632	370	15	by	by	ADP
inlawrev-2632	370	16	the	the	DET
inlawrev-2632	370	17	firm	firm	NOUN
inlawrev-2632	370	18	's	's	PART
inlawrev-2632	370	19	own	own	ADJ
inlawrev-2632	370	20	negligence	negligence	NOUN
inlawrev-2632	370	21	.	.	PUNCT
inlawrev-2632	370	22	"	"	PUNCT
inlawrev-2632	371	1	116	116	NUM
inlawrev-2632	371	2	cong	cong	NOUN
inlawrev-2632	371	3	.	.	PUNCT
inlawrev-2632	372	1	rec	rec	PROPN
inlawrev-2632	372	2	.	.	PUNCT
inlawrev-2632	373	1	h10,049	h10,049	PROPN
inlawrev-2632	373	2	(	(	PUNCT
inlawrev-2632	373	3	1970	1970	NUM
inlawrev-2632	373	4	)	)	PUNCT
inlawrev-2632	373	5	.	.	PUNCT
inlawrev-2632	374	1	see	see	VERB
inlawrev-2632	374	2	,	,	PUNCT
inlawrev-2632	374	3	e.g.	e.g.	ADV
inlawrev-2632	374	4	,	,	PUNCT
inlawrev-2632	374	5	15	15	NUM
inlawrev-2632	374	6	u.s.c	u.s.c	NOUN
inlawrev-2632	374	7	.	.	PUNCT
inlawrev-2632	375	1	§	§	PROPN
inlawrev-2632	375	2	1681(a)(4	1681(a)(4	NUM
inlawrev-2632	375	3	)	)	PUNCT
inlawrev-2632	375	4	.	.	PUNCT
inlawrev-2632	376	1	one	one	NUM
inlawrev-2632	376	2	commentator	commentator	NOUN
inlawrev-2632	376	3	writes	write	VERB
inlawrev-2632	376	4	that	that	SCONJ
inlawrev-2632	376	5	the	the	DET
inlawrev-2632	376	6	act	act	NOUN
inlawrev-2632	376	7	...	...	PUNCT
inlawrev-2632	376	8	is	be	AUX
inlawrev-2632	376	9	a	a	DET
inlawrev-2632	376	10	remedial	remedial	ADJ
inlawrev-2632	376	11	statute	statute	NOUN
inlawrev-2632	376	12	whose	whose	DET
inlawrev-2632	376	13	purpose	purpose	NOUN
inlawrev-2632	376	14	is	be	AUX
inlawrev-2632	376	15	to	to	PART
inlawrev-2632	376	16	break	break	VERB
inlawrev-2632	376	17	through	through	ADP
inlawrev-2632	376	18	a	a	DET
inlawrev-2632	376	19	mist	mist	NOUN
inlawrev-2632	376	20	of	of	ADP
inlawrev-2632	376	21	secrecy	secrecy	NOUN
inlawrev-2632	376	22	which	which	PRON
inlawrev-2632	376	23	surrounded	surround	VERB
inlawrev-2632	376	24	many	many	ADJ
inlawrev-2632	376	25	of	of	ADP
inlawrev-2632	376	26	the	the	DET
inlawrev-2632	376	27	reports	report	NOUN
inlawrev-2632	376	28	which	which	PRON
inlawrev-2632	376	29	determine	determine	VERB
inlawrev-2632	376	30	whether	whether	SCONJ
inlawrev-2632	376	31	an	an	DET
inlawrev-2632	376	32	individual	individual	NOUN
inlawrev-2632	376	33	will	will	AUX
inlawrev-2632	376	34	attain	attain	VERB
inlawrev-2632	376	35	sought	seek	VERB
inlawrev-2632	376	36	-	-	PUNCT
inlawrev-2632	376	37	after	after	ADP
inlawrev-2632	376	38	benefits	benefit	NOUN
inlawrev-2632	376	39	,	,	PUNCT
inlawrev-2632	376	40	and	and	CCONJ
inlawrev-2632	376	41	to	to	PART
inlawrev-2632	376	42	provide	provide	VERB
inlawrev-2632	376	43	effective	effective	ADJ
inlawrev-2632	376	44	recourse	recourse	NOUN
inlawrev-2632	376	45	against	against	ADP
inlawrev-2632	376	46	errors	error	NOUN
inlawrev-2632	376	47	in	in	ADP
inlawrev-2632	376	48	those	those	DET
inlawrev-2632	376	49	reports	report	NOUN
inlawrev-2632	376	50	.	.	PUNCT
inlawrev-2632	377	1	such	such	DET
inlawrev-2632	377	2	a	a	DET
inlawrev-2632	377	3	remedial	remedial	ADJ
inlawrev-2632	377	4	statute	statute	NOUN
inlawrev-2632	377	5	,	,	PUNCT
inlawrev-2632	377	6	in	in	ADP
inlawrev-2632	377	7	the	the	DET
inlawrev-2632	377	8	absence	absence	NOUN
inlawrev-2632	377	9	of	of	ADP
inlawrev-2632	377	10	clear	clear	ADJ
inlawrev-2632	377	11	conflict	conflict	NOUN
inlawrev-2632	377	12	with	with	ADP
inlawrev-2632	377	13	congressional	congressional	ADJ
inlawrev-2632	377	14	intent	intent	NOUN
inlawrev-2632	377	15	,	,	PUNCT
inlawrev-2632	377	16	merits	merit	VERB
inlawrev-2632	377	17	a	a	DET
inlawrev-2632	377	18	liberal	liberal	ADJ
inlawrev-2632	377	19	,	,	PUNCT
inlawrev-2632	377	20	rather	rather	ADV
inlawrev-2632	377	21	than	than	ADP
inlawrev-2632	377	22	a	a	DET
inlawrev-2632	377	23	painfully	painfully	ADV
inlawrev-2632	377	24	strict	strict	ADJ
inlawrev-2632	377	25	,	,	PUNCT
inlawrev-2632	377	26	construction	construction	NOUN
inlawrev-2632	377	27	.	.	PUNCT
inlawrev-2632	377	28	.	.	PUNCT
inlawrev-2632	377	29	.	.	PUNCT
inlawrev-2632	377	30	.	.	PUNCT
inlawrev-2632	378	1	note	note	VERB
inlawrev-2632	378	2	,	,	PUNCT
inlawrev-2632	378	3	judicial	judicial	ADJ
inlawrev-2632	378	4	construction	construction	NOUN
inlawrev-2632	378	5	,	,	PUNCT
inlawrev-2632	378	6	supra	supra	PROPN
inlawrev-2632	378	7	note	note	NOUN
inlawrev-2632	378	8	5	5	NUM
inlawrev-2632	378	9	,	,	PUNCT
inlawrev-2632	378	10	at	at	ADP
inlawrev-2632	378	11	485	485	NUM
inlawrev-2632	378	12	.	.	PUNCT
inlawrev-2632	379	1	^'15	^'15	PROPN
inlawrev-2632	379	2	u.s.c	u.s.c	NOUN
inlawrev-2632	379	3	.	.	PUNCT
inlawrev-2632	380	1	§	§	PROPN
inlawrev-2632	380	2	§	§	PROPN
inlawrev-2632	380	3	1681	1681	NUM
inlawrev-2632	380	4	g	g	NOUN
inlawrev-2632	380	5	,	,	PUNCT
inlawrev-2632	380	6	1681h	1681h	NUM
inlawrev-2632	380	7	,	,	PUNCT
inlawrev-2632	380	8	and	and	CCONJ
inlawrev-2632	380	9	1681i	1681i	NUM
inlawrev-2632	380	10	,	,	PUNCT
inlawrev-2632	380	11	state	state	VERB
inlawrev-2632	380	12	the	the	DET
inlawrev-2632	380	13	rules	rule	NOUN
inlawrev-2632	380	14	for	for	ADP
inlawrev-2632	380	15	disclosure	disclosure	NOUN
inlawrev-2632	380	16	of	of	ADP
inlawrev-2632	380	17	information	information	NOUN
inlawrev-2632	380	18	to	to	ADP
inlawrev-2632	380	19	consumers	consumer	NOUN
inlawrev-2632	380	20	and	and	CCONJ
inlawrev-2632	380	21	create	create	VERB
inlawrev-2632	380	22	a	a	DET
inlawrev-2632	380	23	procedure	procedure	NOUN
inlawrev-2632	380	24	through	through	ADP
inlawrev-2632	380	25	which	which	PRON
inlawrev-2632	380	26	the	the	DET
inlawrev-2632	380	27	consumer	consumer	NOUN
inlawrev-2632	380	28	can	can	AUX
inlawrev-2632	380	29	dispute	dispute	VERB
inlawrev-2632	380	30	a	a	DET
inlawrev-2632	380	31	report	report	NOUN
inlawrev-2632	380	32	's	's	PART
inlawrev-2632	380	33	accuracy	accuracy	NOUN
inlawrev-2632	380	34	.	.	PUNCT
inlawrev-2632	381	1	''	''	PUNCT
inlawrev-2632	381	2	i	i	PROPN
inlawrev-2632	381	3	d.	d.	PROPN
inlawrev-2632	381	4	^^blair	^^blair	PROPN
inlawrev-2632	381	5	&	&	CCONJ
inlawrev-2632	381	6	maurer	maurer	PROPN
inlawrev-2632	381	7	's	's	PART
inlawrev-2632	381	8	work	work	NOUN
inlawrev-2632	381	9	suggests	suggest	VERB
inlawrev-2632	381	10	that	that	SCONJ
inlawrev-2632	381	11	such	such	ADJ
inlawrev-2632	381	12	tactics	tactic	NOUN
inlawrev-2632	381	13	would	would	AUX
inlawrev-2632	381	14	likely	likely	ADV
inlawrev-2632	381	15	result	result	VERB
inlawrev-2632	381	16	from	from	ADP
inlawrev-2632	381	17	credit	credit	NOUN
inlawrev-2632	381	18	reporting	reporting	NOUN
inlawrev-2632	381	19	industry	industry	NOUN
inlawrev-2632	381	20	attempts	attempt	VERB
inlawrev-2632	381	21	to	to	PART
inlawrev-2632	381	22	circumvent	circumvent	VERB
inlawrev-2632	381	23	the	the	DET
inlawrev-2632	381	24	symmetrical	symmetrical	ADJ
inlawrev-2632	381	25	responsibilities	responsibility	NOUN
inlawrev-2632	381	26	imposed	impose	VERB
inlawrev-2632	381	27	by	by	ADP
inlawrev-2632	381	28	the	the	DET
inlawrev-2632	381	29	fcra	fcra	NOUN
inlawrev-2632	381	30	on	on	ADP
inlawrev-2632	381	31	consumer	consumer	NOUN
inlawrev-2632	381	32	and	and	CCONJ
inlawrev-2632	381	33	reporting	report	VERB
inlawrev-2632	381	34	agency	agency	NOUN
inlawrev-2632	381	35	alike	alike	ADV
inlawrev-2632	381	36	.	.	PUNCT
inlawrev-2632	382	1	blair	blair	PROPN
inlawrev-2632	382	2	&	&	CCONJ
inlawrev-2632	382	3	maurer	maurer	PROPN
inlawrev-2632	382	4	,	,	PUNCT
inlawrev-2632	382	5	supra	supra	PROPN
inlawrev-2632	382	6	note	note	PROPN
inlawrev-2632	382	7	23	23	NUM
inlawrev-2632	382	8	,	,	PUNCT
inlawrev-2632	382	9	at	at	ADP
inlawrev-2632	382	10	29596	29596	NUM
inlawrev-2632	382	11	.	.	PUNCT
inlawrev-2632	383	1	1	1	NUM
inlawrev-2632	383	2	985	985	NUM
inlawrev-2632	383	3	]	]	X
inlawrev-2632	383	4	sta	sta	X
inlawrev-2632	383	5	tute	tute	NOUN
inlawrev-2632	383	6	of	of	ADP
inlawrev-2632	383	7	limita	limita	PROPN
inlawrev-2632	383	8	tions	tion	NOUN
inlawrev-2632	383	9	5	5	NUM
inlawrev-2632	383	10	1	1	NUM
inlawrev-2632	383	11	9	9	NUM
inlawrev-2632	383	12	these	these	DET
inlawrev-2632	383	13	reporting	report	VERB
inlawrev-2632	383	14	errors	error	NOUN
inlawrev-2632	383	15	in	in	ADP
inlawrev-2632	383	16	the	the	DET
inlawrev-2632	383	17	first	first	ADJ
inlawrev-2632	383	18	instance,^	instance,^	ADJ
inlawrev-2632	383	19	''	''	PUNCT
inlawrev-2632	383	20	realizing	realize	VERB
inlawrev-2632	383	21	the	the	DET
inlawrev-2632	383	22	objectives	objective	NOUN
inlawrev-2632	383	23	of	of	ADP
inlawrev-2632	383	24	the	the	DET
inlawrev-2632	383	25	fcra	fcra	NOUN
inlawrev-2632	383	26	.	.	PUNCT
inlawrev-2632	384	1	second	second	ADJ
inlawrev-2632	384	2	,	,	PUNCT
inlawrev-2632	384	3	a	a	DET
inlawrev-2632	384	4	continuing	continue	VERB
inlawrev-2632	384	5	violation	violation	NOUN
inlawrev-2632	384	6	in	in	ADP
inlawrev-2632	384	7	a	a	DET
inlawrev-2632	384	8	credit	credit	NOUN
inlawrev-2632	384	9	report	report	NOUN
inlawrev-2632	384	10	is	be	AUX
inlawrev-2632	384	11	literally	literally	ADV
inlawrev-2632	384	12	the	the	DET
inlawrev-2632	384	13	present	present	ADJ
inlawrev-2632	384	14	manifestation	manifestation	NOUN
inlawrev-2632	384	15	of	of	ADP
inlawrev-2632	384	16	a	a	DET
inlawrev-2632	384	17	past	past	ADJ
inlawrev-2632	384	18	wrong	wrong	NOUN
inlawrev-2632	384	19	.	.	PUNCT
inlawrev-2632	385	1	^^	^^	PUNCT
inlawrev-2632	385	2	for	for	ADP
inlawrev-2632	385	3	example	example	NOUN
inlawrev-2632	385	4	,	,	PUNCT
inlawrev-2632	385	5	if	if	SCONJ
inlawrev-2632	385	6	a	a	DET
inlawrev-2632	385	7	credit	credit	NOUN
inlawrev-2632	385	8	reporting	reporting	NOUN
inlawrev-2632	385	9	agency	agency	NOUN
inlawrev-2632	385	10	is	be	AUX
inlawrev-2632	385	11	shorthanded	shorthande	VERB
inlawrev-2632	385	12	and	and	CCONJ
inlawrev-2632	385	13	has	have	VERB
inlawrev-2632	385	14	to	to	PART
inlawrev-2632	385	15	forego	forego	ADV
inlawrev-2632	385	16	checking	check	VERB
inlawrev-2632	385	17	the	the	DET
inlawrev-2632	385	18	accuracy	accuracy	NOUN
inlawrev-2632	385	19	of	of	ADP
inlawrev-2632	385	20	its	its	PRON
inlawrev-2632	385	21	information	information	NOUN
inlawrev-2632	385	22	,	,	PUNCT
inlawrev-2632	385	23	false	false	ADJ
inlawrev-2632	385	24	,	,	PUNCT
inlawrev-2632	385	25	unverified	unverified	ADJ
inlawrev-2632	385	26	reports	report	NOUN
inlawrev-2632	385	27	might	might	AUX
inlawrev-2632	385	28	be	be	AUX
inlawrev-2632	385	29	typed	type	VERB
inlawrev-2632	385	30	onto	onto	ADP
inlawrev-2632	385	31	a	a	DET
inlawrev-2632	385	32	computer	computer	NOUN
inlawrev-2632	385	33	and	and	CCONJ
inlawrev-2632	385	34	issued	issue	VERB
inlawrev-2632	385	35	to	to	ADP
inlawrev-2632	385	36	potential	potential	ADJ
inlawrev-2632	385	37	lenders	lender	NOUN
inlawrev-2632	385	38	.	.	PUNCT
inlawrev-2632	386	1	in	in	ADP
inlawrev-2632	386	2	the	the	DET
inlawrev-2632	386	3	time	time	NOUN
inlawrev-2632	386	4	between	between	ADP
inlawrev-2632	386	5	each	each	DET
inlawrev-2632	386	6	issuance	issuance	NOUN
inlawrev-2632	386	7	,	,	PUNCT
inlawrev-2632	386	8	the	the	DET
inlawrev-2632	386	9	information	information	NOUN
inlawrev-2632	386	10	would	would	AUX
inlawrev-2632	386	11	lie	lie	VERB
inlawrev-2632	386	12	dormant	dormant	ADJ
inlawrev-2632	386	13	in	in	ADP
inlawrev-2632	386	14	a	a	DET
inlawrev-2632	386	15	computer	computer	NOUN
inlawrev-2632	386	16	bank	bank	NOUN
inlawrev-2632	386	17	.	.	PUNCT
inlawrev-2632	387	1	here	here	ADV
inlawrev-2632	387	2	,	,	PUNCT
inlawrev-2632	387	3	the	the	DET
inlawrev-2632	387	4	past	past	ADJ
inlawrev-2632	387	5	wrong	wrong	NOUN
inlawrev-2632	387	6	or	or	CCONJ
inlawrev-2632	387	7	violation	violation	NOUN
inlawrev-2632	387	8	is	be	AUX
inlawrev-2632	387	9	the	the	DET
inlawrev-2632	387	10	"	"	PUNCT
inlawrev-2632	387	11	unreasonable	unreasonable	ADJ
inlawrev-2632	387	12	procedure	procedure	NOUN
inlawrev-2632	387	13	"	"	PUNCT
inlawrev-2632	387	14	of	of	ADP
inlawrev-2632	387	15	failing	fail	VERB
inlawrev-2632	387	16	to	to	PART
inlawrev-2632	387	17	verify	verify	VERB
inlawrev-2632	387	18	reports	report	NOUN
inlawrev-2632	387	19	,	,	PUNCT
inlawrev-2632	387	20	and	and	CCONJ
inlawrev-2632	387	21	this	this	DET
inlawrev-2632	387	22	past	past	ADJ
inlawrev-2632	387	23	wrong	wrong	NOUN
inlawrev-2632	387	24	is	be	AUX
inlawrev-2632	387	25	manifested	manifest	VERB
inlawrev-2632	387	26	in	in	ADP
inlawrev-2632	387	27	the	the	DET
inlawrev-2632	387	28	present	present	NOUN
inlawrev-2632	387	29	each	each	DET
inlawrev-2632	387	30	time	time	NOUN
inlawrev-2632	387	31	the	the	DET
inlawrev-2632	387	32	same	same	ADJ
inlawrev-2632	387	33	erroneous	erroneous	ADJ
inlawrev-2632	387	34	information	information	NOUN
inlawrev-2632	387	35	is	be	AUX
inlawrev-2632	387	36	reissued	reissue	VERB
inlawrev-2632	387	37	in	in	ADP
inlawrev-2632	387	38	a	a	DET
inlawrev-2632	387	39	credit	credit	NOUN
inlawrev-2632	387	40	report	report	NOUN
inlawrev-2632	387	41	.	.	PUNCT
inlawrev-2632	388	1	finally	finally	ADV
inlawrev-2632	388	2	,	,	PUNCT
inlawrev-2632	388	3	enabling	enable	VERB
inlawrev-2632	388	4	a	a	DET
inlawrev-2632	388	5	consumer	consumer	NOUN
inlawrev-2632	388	6	to	to	PART
inlawrev-2632	388	7	sue	sue	VERB
inlawrev-2632	388	8	for	for	ADP
inlawrev-2632	388	9	continuing	continue	VERB
inlawrev-2632	388	10	violations	violation	NOUN
inlawrev-2632	388	11	does	do	AUX
inlawrev-2632	388	12	not	not	PART
inlawrev-2632	388	13	alter	alter	VERB
inlawrev-2632	388	14	the	the	DET
inlawrev-2632	388	15	rules	rule	NOUN
inlawrev-2632	388	16	of	of	ADP
inlawrev-2632	388	17	quahfied	quahfie	VERB
inlawrev-2632	388	18	privilege^^	privilege^^	NOUN
inlawrev-2632	388	19	nor	nor	CCONJ
inlawrev-2632	388	20	skew	skew	VERB
inlawrev-2632	388	21	the	the	DET
inlawrev-2632	388	22	burdens	burden	NOUN
inlawrev-2632	388	23	set	set	VERB
inlawrev-2632	388	24	out	out	ADP
inlawrev-2632	388	25	in	in	ADP
inlawrev-2632	388	26	the	the	DET
inlawrev-2632	388	27	fcra.^	fcra.^	NOUN
inlawrev-2632	388	28	°	°	PROPN
inlawrev-2632	388	29	the	the	DET
inlawrev-2632	388	30	standard	standard	NOUN
inlawrev-2632	388	31	of	of	ADP
inlawrev-2632	388	32	proof	proof	NOUN
inlawrev-2632	388	33	for	for	ADP
inlawrev-2632	388	34	unreasonable	unreasonable	ADJ
inlawrev-2632	388	35	procedures	procedure	NOUN
inlawrev-2632	388	36	under	under	ADP
inlawrev-2632	388	37	"	"	PUNCT
inlawrev-2632	388	38	the	the	DET
inlawrev-2632	388	39	cost	cost	NOUN
inlawrev-2632	388	40	of	of	ADP
inlawrev-2632	388	41	erroneous	erroneous	ADJ
inlawrev-2632	388	42	reports	report	NOUN
inlawrev-2632	388	43	,	,	PUNCT
inlawrev-2632	388	44	and	and	CCONJ
inlawrev-2632	388	45	the	the	DET
inlawrev-2632	388	46	expense	expense	NOUN
inlawrev-2632	388	47	of	of	ADP
inlawrev-2632	388	48	avoiding	avoid	VERB
inlawrev-2632	388	49	error	error	NOUN
inlawrev-2632	388	50	,	,	PUNCT
inlawrev-2632	388	51	are	be	AUX
inlawrev-2632	388	52	termed	term	VERB
inlawrev-2632	388	53	"	"	PUNCT
inlawrev-2632	388	54	primary	primary	ADJ
inlawrev-2632	388	55	accident	accident	NOUN
inlawrev-2632	388	56	costs	cost	NOUN
inlawrev-2632	388	57	"	"	PUNCT
inlawrev-2632	388	58	by	by	ADP
inlawrev-2632	388	59	g.	g.	PROPN
inlawrev-2632	388	60	calabresi	calabresi	PROPN
inlawrev-2632	388	61	,	,	PUNCT
inlawrev-2632	388	62	in	in	ADP
inlawrev-2632	388	63	the	the	DET
inlawrev-2632	388	64	costs	cost	NOUN
inlawrev-2632	388	65	of	of	ADP
inlawrev-2632	388	66	accidents	accident	NOUN
inlawrev-2632	388	67	:	:	PUNCT
inlawrev-2632	388	68	a	a	DET
inlawrev-2632	388	69	legal	legal	ADJ
inlawrev-2632	388	70	and	and	CCONJ
inlawrev-2632	388	71	economic	economic	ADJ
inlawrev-2632	388	72	analysis	analysis	NOUN
inlawrev-2632	388	73	(	(	PUNCT
inlawrev-2632	388	74	1970	1970	NUM
inlawrev-2632	388	75	)	)	PUNCT
inlawrev-2632	388	76	.	.	PUNCT
inlawrev-2632	389	1	primary	primary	ADJ
inlawrev-2632	389	2	costs	cost	NOUN
inlawrev-2632	389	3	should	should	AUX
inlawrev-2632	389	4	be	be	AUX
inlawrev-2632	389	5	borne	bear	VERB
inlawrev-2632	389	6	by	by	ADP
inlawrev-2632	389	7	the	the	DET
inlawrev-2632	389	8	"	"	PUNCT
inlawrev-2632	389	9	cheapest	cheap	ADJ
inlawrev-2632	389	10	cost	cost	NOUN
inlawrev-2632	389	11	avoider	avoider	NOUN
inlawrev-2632	389	12	,	,	PUNCT
inlawrev-2632	389	13	"	"	PUNCT
inlawrev-2632	389	14	i	i	PROPN
inlawrev-2632	389	15	d.	d.	PROPN
inlawrev-2632	389	16	at143	at143	PROPN
inlawrev-2632	389	17	-	-	PUNCT
inlawrev-2632	389	18	73	73	NUM
inlawrev-2632	389	19	,	,	PUNCT
inlawrev-2632	389	20	the	the	DET
inlawrev-2632	389	21	party	party	NOUN
inlawrev-2632	389	22	which	which	PRON
inlawrev-2632	389	23	can	can	AUX
inlawrev-2632	389	24	best	well	ADV
inlawrev-2632	389	25	assign	assign	VERB
inlawrev-2632	389	26	the	the	DET
inlawrev-2632	389	27	costs	cost	NOUN
inlawrev-2632	389	28	to	to	ADP
inlawrev-2632	389	29	the	the	DET
inlawrev-2632	389	30	harm	harm	NOUN
inlawrev-2632	389	31	-	-	PUNCT
inlawrev-2632	389	32	causing	cause	VERB
inlawrev-2632	389	33	activity	activity	NOUN
inlawrev-2632	389	34	,	,	PUNCT
inlawrev-2632	389	35	predict	predict	VERB
inlawrev-2632	389	36	the	the	DET
inlawrev-2632	389	37	costs	cost	NOUN
inlawrev-2632	389	38	most	most	ADV
inlawrev-2632	389	39	accurately	accurately	ADV
inlawrev-2632	389	40	,	,	PUNCT
inlawrev-2632	389	41	and	and	CCONJ
inlawrev-2632	389	42	insure	insure	VERB
inlawrev-2632	389	43	against	against	ADP
inlawrev-2632	389	44	them	they	PRON
inlawrev-2632	389	45	most	most	ADV
inlawrev-2632	389	46	cheaply	cheaply	ADV
inlawrev-2632	389	47	.	.	PUNCT
inlawrev-2632	390	1	i	i	PRON
inlawrev-2632	390	2	d.	d.	PROPN
inlawrev-2632	390	3	concluding	conclude	VERB
inlawrev-2632	390	4	that	that	SCONJ
inlawrev-2632	390	5	in	in	ADP
inlawrev-2632	390	6	the	the	DET
inlawrev-2632	390	7	credit	credit	NOUN
inlawrev-2632	390	8	reporting	reporting	NOUN
inlawrev-2632	390	9	context	context	NOUN
inlawrev-2632	390	10	,	,	PUNCT
inlawrev-2632	390	11	the	the	DET
inlawrev-2632	390	12	reporting	reporting	NOUN
inlawrev-2632	390	13	agency	agency	NOUN
inlawrev-2632	390	14	can	can	AUX
inlawrev-2632	390	15	best	well	ADV
inlawrev-2632	390	16	assume	assume	VERB
inlawrev-2632	390	17	primary	primary	ADJ
inlawrev-2632	390	18	costs	cost	NOUN
inlawrev-2632	390	19	,	,	PUNCT
inlawrev-2632	390	20	one	one	NUM
inlawrev-2632	390	21	author	author	NOUN
inlawrev-2632	390	22	writes	write	VERB
inlawrev-2632	390	23	.	.	PUNCT
inlawrev-2632	390	24	.	.	PUNCT
inlawrev-2632	390	25	.	.	PUNCT
inlawrev-2632	391	1	[	[	X
inlawrev-2632	391	2	t]he	t]he	ADV
inlawrev-2632	391	3	credit	credit	NOUN
inlawrev-2632	391	4	reporting	reporting	NOUN
inlawrev-2632	391	5	bureau	bureau	NOUN
inlawrev-2632	391	6	is	be	AUX
inlawrev-2632	391	7	thus	thus	ADV
inlawrev-2632	391	8	able	able	ADJ
inlawrev-2632	391	9	to	to	PART
inlawrev-2632	391	10	assign	assign	VERB
inlawrev-2632	391	11	the	the	DET
inlawrev-2632	391	12	cost	cost	NOUN
inlawrev-2632	391	13	which	which	PRON
inlawrev-2632	391	14	the	the	DET
inlawrev-2632	391	15	subject	subject	NOUN
inlawrev-2632	391	16	can	can	AUX
inlawrev-2632	391	17	not	not	PART
inlawrev-2632	391	18	,	,	PUNCT
inlawrev-2632	391	19	to	to	PART
inlawrev-2632	391	20	evaluate	evaluate	VERB
inlawrev-2632	391	21	the	the	DET
inlawrev-2632	391	22	costs	cost	NOUN
inlawrev-2632	391	23	more	more	ADV
inlawrev-2632	391	24	accurately	accurately	ADV
inlawrev-2632	391	25	than	than	ADP
inlawrev-2632	391	26	the	the	DET
inlawrev-2632	391	27	subject	subject	NOUN
inlawrev-2632	391	28	can	can	NOUN
inlawrev-2632	391	29	,	,	PUNCT
inlawrev-2632	391	30	and	and	CCONJ
inlawrev-2632	391	31	to	to	PART
inlawrev-2632	391	32	insure	insure	VERB
inlawrev-2632	391	33	against	against	ADP
inlawrev-2632	391	34	them	they	PRON
inlawrev-2632	391	35	at	at	ADP
inlawrev-2632	391	36	lower	low	ADJ
inlawrev-2632	391	37	cost	cost	NOUN
inlawrev-2632	391	38	.	.	PUNCT
inlawrev-2632	392	1	the	the	DET
inlawrev-2632	392	2	bureau	bureau	NOUN
inlawrev-2632	392	3	would	would	AUX
inlawrev-2632	392	4	be	be	AUX
inlawrev-2632	392	5	the	the	DET
inlawrev-2632	392	6	cheapest	cheap	ADJ
inlawrev-2632	392	7	avoider	avoider	NOUN
inlawrev-2632	392	8	of	of	ADP
inlawrev-2632	392	9	primary	primary	ADJ
inlawrev-2632	392	10	costs	cost	NOUN
inlawrev-2632	392	11	,	,	PUNCT
inlawrev-2632	392	12	and	and	CCONJ
inlawrev-2632	392	13	imposing	impose	VERB
inlawrev-2632	392	14	the	the	DET
inlawrev-2632	392	15	cost	cost	NOUN
inlawrev-2632	392	16	on	on	ADP
inlawrev-2632	392	17	it	it	PRON
inlawrev-2632	392	18	would	would	AUX
inlawrev-2632	392	19	achieve	achieve	VERB
inlawrev-2632	392	20	the	the	DET
inlawrev-2632	392	21	best	good	ADJ
inlawrev-2632	392	22	general	general	ADJ
inlawrev-2632	392	23	deterrence	deterrence	NOUN
inlawrev-2632	392	24	.	.	PUNCT
inlawrev-2632	393	1	note	note	NOUN
inlawrev-2632	393	2	,	,	PUNCT
inlawrev-2632	393	3	supra	supra	PROPN
inlawrev-2632	393	4	note	note	NOUN
inlawrev-2632	393	5	2	2	NUM
inlawrev-2632	393	6	,	,	PUNCT
inlawrev-2632	393	7	at	at	ADP
inlawrev-2632	393	8	1044	1044	NUM
inlawrev-2632	393	9	-	-	SYM
inlawrev-2632	393	10	45	45	NUM
inlawrev-2632	393	11	.	.	PUNCT
inlawrev-2632	393	12	'	'	PUNCT
inlawrev-2632	394	1	*	*	NOUN
inlawrev-2632	394	2	this	this	PRON
inlawrev-2632	394	3	is	be	AUX
inlawrev-2632	394	4	the	the	DET
inlawrev-2632	394	5	argument	argument	NOUN
inlawrev-2632	394	6	the	the	DET
inlawrev-2632	394	7	respondent	respondent	NOUN
inlawrev-2632	394	8	made	make	VERB
inlawrev-2632	394	9	in	in	ADP
inlawrev-2632	394	10	united	united	PROPN
inlawrev-2632	394	11	air	air	PROPN
inlawrev-2632	394	12	lines	lines	PROPN
inlawrev-2632	394	13	v.	v.	ADP
inlawrev-2632	394	14	evans	evans	PROPN
inlawrev-2632	394	15	,	,	PUNCT
inlawrev-2632	394	16	431	431	NUM
inlawrev-2632	394	17	u.s	u.s	PROPN
inlawrev-2632	394	18	.	.	PROPN
inlawrev-2632	394	19	553	553	NUM
inlawrev-2632	394	20	(	(	PUNCT
inlawrev-2632	394	21	1977	1977	NUM
inlawrev-2632	394	22	)	)	PUNCT
inlawrev-2632	394	23	.	.	PUNCT
inlawrev-2632	395	1	there	there	ADV
inlawrev-2632	395	2	,	,	PUNCT
inlawrev-2632	395	3	the	the	DET
inlawrev-2632	395	4	plaintiff	plaintiff	NOUN
inlawrev-2632	395	5	argued	argue	VERB
inlawrev-2632	395	6	in	in	ADP
inlawrev-2632	395	7	favor	favor	NOUN
inlawrev-2632	395	8	of	of	ADP
inlawrev-2632	395	9	adopting	adopt	VERB
inlawrev-2632	395	10	a	a	DET
inlawrev-2632	395	11	continuing	continue	VERB
inlawrev-2632	395	12	violation	violation	NOUN
inlawrev-2632	395	13	theory	theory	NOUN
inlawrev-2632	395	14	,	,	PUNCT
inlawrev-2632	395	15	but	but	CCONJ
inlawrev-2632	395	16	the	the	DET
inlawrev-2632	395	17	united	united	PROPN
inlawrev-2632	395	18	states	states	PROPN
inlawrev-2632	395	19	supreme	supreme	PROPN
inlawrev-2632	395	20	court	court	PROPN
inlawrev-2632	395	21	stated	state	VERB
inlawrev-2632	395	22	that	that	SCONJ
inlawrev-2632	395	23	"	"	PUNCT
inlawrev-2632	395	24	the	the	DET
inlawrev-2632	395	25	emphasis	emphasis	NOUN
inlawrev-2632	395	26	should	should	AUX
inlawrev-2632	395	27	not	not	PART
inlawrev-2632	395	28	be	be	AUX
inlawrev-2632	395	29	placed	place	VERB
inlawrev-2632	395	30	on	on	ADP
inlawrev-2632	395	31	mere	mere	ADJ
inlawrev-2632	395	32	continuity	continuity	NOUN
inlawrev-2632	395	33	;	;	PUNCT
inlawrev-2632	395	34	the	the	DET
inlawrev-2632	395	35	critical	critical	ADJ
inlawrev-2632	395	36	question	question	NOUN
inlawrev-2632	395	37	is	be	AUX
inlawrev-2632	395	38	whether	whether	SCONJ
inlawrev-2632	395	39	any	any	DET
inlawrev-2632	395	40	present	present	ADJ
inlawrev-2632	395	41	violation	violation	NOUN
inlawrev-2632	395	42	exists	exist	VERB
inlawrev-2632	395	43	.	.	PUNCT
inlawrev-2632	395	44	"	"	PUNCT
inlawrev-2632	396	1	431	431	NUM
inlawrev-2632	396	2	u.s	u.s	PROPN
inlawrev-2632	396	3	.	.	PROPN
inlawrev-2632	396	4	at	at	ADP
inlawrev-2632	396	5	558	558	NUM
inlawrev-2632	396	6	(	(	PUNCT
inlawrev-2632	396	7	emphasis	emphasis	NOUN
inlawrev-2632	396	8	in	in	ADP
inlawrev-2632	396	9	original	original	ADJ
inlawrev-2632	396	10	)	)	PUNCT
inlawrev-2632	396	11	.	.	PUNCT
inlawrev-2632	397	1	^^traditionally	^^traditionally	PROPN
inlawrev-2632	397	2	,	,	PUNCT
inlawrev-2632	397	3	under	under	ADP
inlawrev-2632	397	4	defamation	defamation	NOUN
inlawrev-2632	397	5	principles	principle	NOUN
inlawrev-2632	397	6	,	,	PUNCT
inlawrev-2632	397	7	plaintiffs	plaintiff	NOUN
inlawrev-2632	397	8	had	have	VERB
inlawrev-2632	397	9	to	to	PART
inlawrev-2632	397	10	prove	prove	VERB
inlawrev-2632	397	11	actual	actual	ADJ
inlawrev-2632	397	12	malice	malice	NOUN
inlawrev-2632	397	13	to	to	PART
inlawrev-2632	397	14	recover	recover	VERB
inlawrev-2632	397	15	from	from	ADP
inlawrev-2632	397	16	consumer	consumer	NOUN
inlawrev-2632	397	17	reporting	reporting	NOUN
inlawrev-2632	397	18	agencies	agency	NOUN
inlawrev-2632	397	19	.	.	PUNCT
inlawrev-2632	398	1	under	under	ADP
inlawrev-2632	398	2	this	this	DET
inlawrev-2632	398	3	doctrine	doctrine	NOUN
inlawrev-2632	398	4	,	,	PUNCT
inlawrev-2632	398	5	agencies	agency	NOUN
inlawrev-2632	398	6	are	be	AUX
inlawrev-2632	398	7	given	give	VERB
inlawrev-2632	398	8	a	a	DET
inlawrev-2632	398	9	"	"	PUNCT
inlawrev-2632	398	10	qualified	qualified	ADJ
inlawrev-2632	398	11	privilege	privilege	NOUN
inlawrev-2632	398	12	"	"	PUNCT
inlawrev-2632	398	13	from	from	ADP
inlawrev-2632	398	14	liability	liability	NOUN
inlawrev-2632	398	15	for	for	ADP
inlawrev-2632	398	16	reports	report	NOUN
inlawrev-2632	398	17	which	which	PRON
inlawrev-2632	398	18	would	would	AUX
inlawrev-2632	398	19	otherwise	otherwise	ADV
inlawrev-2632	398	20	be	be	AUX
inlawrev-2632	398	21	defamatory	defamatory	ADJ
inlawrev-2632	398	22	.	.	PUNCT
inlawrev-2632	399	1	see	see	VERB
inlawrev-2632	399	2	smith	smith	PROPN
inlawrev-2632	399	3	,	,	PUNCT
inlawrev-2632	399	4	conditional	conditional	ADJ
inlawrev-2632	399	5	privilege	privilege	NOUN
inlawrev-2632	399	6	for	for	ADP
inlawrev-2632	399	7	mercantile	mercantile	ADJ
inlawrev-2632	399	8	agencies	agency	NOUN
inlawrev-2632	399	9	—	—	PUNCT
inlawrev-2632	399	10	macintosh	macintosh	PROPN
inlawrev-2632	399	11	v.	v.	PROPN
inlawrev-2632	399	12	dun	dun	PROPN
inlawrev-2632	399	13	,	,	PUNCT
inlawrev-2632	399	14	14	14	NUM
inlawrev-2632	399	15	colum	colum	NOUN
inlawrev-2632	399	16	.	.	PUNCT
inlawrev-2632	400	1	l.	l.	PROPN
inlawrev-2632	400	2	rev	rev	PROPN
inlawrev-2632	400	3	.	.	PROPN
inlawrev-2632	400	4	187	187	NUM
inlawrev-2632	400	5	(	(	PUNCT
inlawrev-2632	400	6	1914	1914	NUM
inlawrev-2632	400	7	)	)	PUNCT
inlawrev-2632	400	8	;	;	PUNCT
inlawrev-2632	401	1	harper	harper	NOUN
inlawrev-2632	401	2	,	,	PUNCT
inlawrev-2632	401	3	privileged	privileged	ADJ
inlawrev-2632	401	4	defamation	defamation	NOUN
inlawrev-2632	401	5	,	,	PUNCT
inlawrev-2632	401	6	22	22	NUM
inlawrev-2632	401	7	va	va	NOUN
inlawrev-2632	401	8	.	.	PUNCT
inlawrev-2632	402	1	l.	l.	PROPN
inlawrev-2632	402	2	rev	rev	PROPN
inlawrev-2632	402	3	.	.	PROPN
inlawrev-2632	403	1	642	642	NUM
inlawrev-2632	403	2	(	(	PUNCT
inlawrev-2632	403	3	1936	1936	NUM
inlawrev-2632	403	4	)	)	PUNCT
inlawrev-2632	403	5	;	;	PUNCT
inlawrev-2632	403	6	note	note	VERB
inlawrev-2632	403	7	,	,	PUNCT
inlawrev-2632	403	8	supra	supra	PROPN
inlawrev-2632	403	9	note	note	NOUN
inlawrev-2632	403	10	2	2	NUM
inlawrev-2632	403	11	,	,	PUNCT
inlawrev-2632	403	12	at	at	ADP
inlawrev-2632	403	13	1049	1049	NUM
inlawrev-2632	403	14	-	-	SYM
inlawrev-2632	403	15	54	54	NUM
inlawrev-2632	403	16	.	.	PUNCT
inlawrev-2632	404	1	quahfied	quahfie	VERB
inlawrev-2632	404	2	privilege	privilege	NOUN
inlawrev-2632	404	3	is	be	AUX
inlawrev-2632	404	4	a	a	DET
inlawrev-2632	404	5	"	"	PUNCT
inlawrev-2632	404	6	conditional	conditional	ADJ
inlawrev-2632	404	7	privilege	privilege	NOUN
inlawrev-2632	404	8	.	.	PUNCT
inlawrev-2632	404	9	.	.	PUNCT
inlawrev-2632	405	1	.	.	PUNCT
inlawrev-2632	406	1	recognized	recognize	VERB
inlawrev-2632	406	2	in	in	ADP
inlawrev-2632	406	3	many	many	ADJ
inlawrev-2632	406	4	cases	case	NOUN
inlawrev-2632	406	5	where	where	SCONJ
inlawrev-2632	406	6	the	the	DET
inlawrev-2632	406	7	publisher	publisher	NOUN
inlawrev-2632	406	8	and	and	CCONJ
inlawrev-2632	406	9	the	the	DET
inlawrev-2632	406	10	recipient	recipient	NOUN
inlawrev-2632	406	11	have	have	VERB
inlawrev-2632	406	12	a	a	DET
inlawrev-2632	406	13	common	common	ADJ
inlawrev-2632	406	14	interest	interest	NOUN
inlawrev-2632	406	15	,	,	PUNCT
inlawrev-2632	406	16	and	and	CCONJ
inlawrev-2632	406	17	the	the	DET
inlawrev-2632	406	18	communication	communication	NOUN
inlawrev-2632	406	19	is	be	AUX
inlawrev-2632	406	20	of	of	ADP
inlawrev-2632	406	21	a	a	DET
inlawrev-2632	406	22	kind	kind	NOUN
inlawrev-2632	406	23	reasonably	reasonably	ADV
inlawrev-2632	406	24	calculated	calculate	VERB
inlawrev-2632	406	25	to	to	PART
inlawrev-2632	406	26	protect	protect	VERB
inlawrev-2632	406	27	or	or	CCONJ
inlawrev-2632	406	28	further	far	ADV
inlawrev-2632	406	29	it	it	PRON
inlawrev-2632	406	30	.	.	PUNCT
inlawrev-2632	406	31	"	"	PUNCT
inlawrev-2632	407	1	w.	w.	PROPN
inlawrev-2632	407	2	prosser	prosser	PROPN
inlawrev-2632	407	3	,	,	PUNCT
inlawrev-2632	407	4	the	the	DET
inlawrev-2632	407	5	lavv^	lavv^	NOUN
inlawrev-2632	407	6	of	of	ADP
inlawrev-2632	407	7	torts	torts	PROPN
inlawrev-2632	407	8	,	,	PUNCT
inlawrev-2632	407	9	at	at	ADP
inlawrev-2632	407	10	789	789	NUM
inlawrev-2632	407	11	(	(	PUNCT
inlawrev-2632	407	12	4th	4th	ADJ
inlawrev-2632	407	13	ed	ed	NOUN
inlawrev-2632	407	14	.	.	PROPN
inlawrev-2632	407	15	1971	1971	NUM
inlawrev-2632	407	16	)	)	PUNCT
inlawrev-2632	407	17	.	.	PUNCT
inlawrev-2632	408	1	a	a	DET
inlawrev-2632	408	2	publication	publication	NOUN
inlawrev-2632	408	3	is	be	AUX
inlawrev-2632	408	4	considered	consider	VERB
inlawrev-2632	408	5	privileged	privileged	ADJ
inlawrev-2632	408	6	"	"	PUNCT
inlawrev-2632	408	7	when	when	SCONJ
inlawrev-2632	408	8	it	it	PRON
inlawrev-2632	408	9	is	be	AUX
inlawrev-2632	408	10	'	'	AUX
inlawrev-2632	408	11	fairly	fairly	ADV
inlawrev-2632	408	12	made	make	VERB
inlawrev-2632	408	13	by	by	ADP
inlawrev-2632	408	14	a	a	DET
inlawrev-2632	408	15	person	person	NOUN
inlawrev-2632	408	16	in	in	ADP
inlawrev-2632	408	17	the	the	DET
inlawrev-2632	408	18	discharge	discharge	NOUN
inlawrev-2632	408	19	of	of	ADP
inlawrev-2632	408	20	some	some	DET
inlawrev-2632	408	21	public	public	ADJ
inlawrev-2632	408	22	or	or	CCONJ
inlawrev-2632	408	23	private	private	ADJ
inlawrev-2632	408	24	duty	duty	NOUN
inlawrev-2632	408	25	,	,	PUNCT
inlawrev-2632	408	26	whether	whether	SCONJ
inlawrev-2632	408	27	legal	legal	ADJ
inlawrev-2632	408	28	or	or	CCONJ
inlawrev-2632	408	29	moral	moral	ADJ
inlawrev-2632	408	30	....	....	PUNCT
inlawrev-2632	408	31	'	'	PUNCT
inlawrev-2632	409	1	"	"	PUNCT
inlawrev-2632	409	2	/<i	/<i	PUNCT
inlawrev-2632	409	3	.	.	PUNCT
inlawrev-2632	410	1	at	at	ADP
inlawrev-2632	410	2	786	786	NUM
inlawrev-2632	410	3	(	(	PUNCT
inlawrev-2632	410	4	footnote	footnote	NOUN
inlawrev-2632	410	5	omitted	omit	VERB
inlawrev-2632	410	6	)	)	PUNCT
inlawrev-2632	410	7	.	.	PUNCT
inlawrev-2632	411	1	the	the	DET
inlawrev-2632	411	2	privilege	privilege	NOUN
inlawrev-2632	411	3	is	be	AUX
inlawrev-2632	411	4	generally	generally	ADV
inlawrev-2632	411	5	accorded	accord	VERB
inlawrev-2632	411	6	to	to	ADP
inlawrev-2632	411	7	mutual	mutual	ADJ
inlawrev-2632	411	8	credit	credit	NOUN
inlawrev-2632	411	9	rating	rating	NOUN
inlawrev-2632	411	10	organizations	organization	NOUN
inlawrev-2632	411	11	because	because	SCONJ
inlawrev-2632	411	12	"	"	PUNCT
inlawrev-2632	411	13	such	such	ADJ
inlawrev-2632	411	14	agencies	agency	NOUN
inlawrev-2632	411	15	perform	perform	VERB
inlawrev-2632	411	16	a	a	DET
inlawrev-2632	411	17	useful	useful	ADJ
inlawrev-2632	411	18	business	business	NOUN
inlawrev-2632	411	19	service	service	NOUN
inlawrev-2632	411	20	for	for	ADP
inlawrev-2632	411	21	the	the	DET
inlawrev-2632	411	22	benefit	benefit	NOUN
inlawrev-2632	411	23	of	of	ADP
inlawrev-2632	411	24	those	those	PRON
inlawrev-2632	411	25	who	who	PRON
inlawrev-2632	411	26	have	have	VERB
inlawrev-2632	411	27	a	a	DET
inlawrev-2632	411	28	legitimate	legitimate	ADJ
inlawrev-2632	411	29	interest	interest	NOUN
inlawrev-2632	411	30	in	in	ADP
inlawrev-2632	411	31	obtaining	obtain	VERB
inlawrev-2632	411	32	the	the	DET
inlawrev-2632	411	33	information	information	NOUN
inlawrev-2632	411	34	,	,	PUNCT
inlawrev-2632	411	35	and	and	CCONJ
inlawrev-2632	411	36	who	who	PRON
inlawrev-2632	411	37	request	request	VERB
inlawrev-2632	411	38	the	the	DET
inlawrev-2632	411	39	agency	agency	NOUN
inlawrev-2632	411	40	to	to	PART
inlawrev-2632	411	41	obtain	obtain	VERB
inlawrev-2632	411	42	it	it	PRON
inlawrev-2632	411	43	for	for	ADP
inlawrev-2632	411	44	them	they	PRON
inlawrev-2632	411	45	.	.	PUNCT
inlawrev-2632	411	46	"	"	PUNCT
inlawrev-2632	412	1	i	i	PRON
inlawrev-2632	412	2	d.	d.	VERB
inlawrev-2632	412	3	at	at	ADP
inlawrev-2632	412	4	790	790	NUM
inlawrev-2632	412	5	(	(	PUNCT
inlawrev-2632	412	6	citations	citation	NOUN
inlawrev-2632	412	7	omitted	omit	VERB
inlawrev-2632	412	8	)	)	PUNCT
inlawrev-2632	412	9	.	.	PUNCT
inlawrev-2632	413	1	the	the	DET
inlawrev-2632	413	2	privilege	privilege	NOUN
inlawrev-2632	413	3	currently	currently	ADV
inlawrev-2632	413	4	persists	persist	VERB
inlawrev-2632	413	5	only	only	ADV
inlawrev-2632	413	6	to	to	ADP
inlawrev-2632	413	7	the	the	DET
inlawrev-2632	413	8	extent	extent	NOUN
inlawrev-2632	413	9	that	that	SCONJ
inlawrev-2632	413	10	individual	individual	ADJ
inlawrev-2632	413	11	states	state	NOUN
inlawrev-2632	413	12	still	still	ADV
inlawrev-2632	413	13	follow	follow	VERB
inlawrev-2632	413	14	the	the	DET
inlawrev-2632	413	15	rule	rule	NOUN
inlawrev-2632	413	16	.	.	PUNCT
inlawrev-2632	414	1	maurer	maurer	PROPN
inlawrev-2632	414	2	,	,	PUNCT
inlawrev-2632	414	3	supra	supra	PROPN
inlawrev-2632	414	4	note	note	PROPN
inlawrev-2632	414	5	23	23	NUM
inlawrev-2632	414	6	,	,	PUNCT
inlawrev-2632	414	7	at	at	ADP
inlawrev-2632	414	8	101	101	NUM
inlawrev-2632	414	9	-	-	SYM
inlawrev-2632	414	10	05	05	NUM
inlawrev-2632	414	11	.	.	PUNCT
inlawrev-2632	415	1	see	see	VERB
inlawrev-2632	415	2	,	,	PUNCT
inlawrev-2632	415	3	e.g.	e.g.	ADV
inlawrev-2632	415	4	,	,	PUNCT
inlawrev-2632	415	5	tom	tom	PROPN
inlawrev-2632	415	6	oleskeer	oleskeer	PROPN
inlawrev-2632	415	7	's	's	PART
inlawrev-2632	415	8	exciting	exciting	ADJ
inlawrev-2632	415	9	world	world	NOUN
inlawrev-2632	415	10	of	of	ADP
inlawrev-2632	415	11	fashion	fashion	NOUN
inlawrev-2632	415	12	,	,	PUNCT
inlawrev-2632	415	13	inc	inc	PROPN
inlawrev-2632	415	14	.	.	PROPN
inlawrev-2632	416	1	v.	v.	PROPN
inlawrev-2632	416	2	dun	dun	PROPN
inlawrev-2632	416	3	&	&	CCONJ
inlawrev-2632	416	4	bradstreet	bradstreet	PROPN
inlawrev-2632	416	5	,	,	PUNCT
inlawrev-2632	416	6	inc	inc	PROPN
inlawrev-2632	416	7	.	.	PROPN
inlawrev-2632	416	8	,	,	PUNCT
inlawrev-2632	416	9	61	61	NUM
inlawrev-2632	416	10	i11.2d	i11.2d	NOUN
inlawrev-2632	416	11	129	129	NUM
inlawrev-2632	416	12	,	,	PUNCT
inlawrev-2632	416	13	137	137	NUM
inlawrev-2632	416	14	,	,	PUNCT
inlawrev-2632	416	15	334	334	NUM
inlawrev-2632	416	16	n.e.2d	n.e.2d	NOUN
inlawrev-2632	416	17	160	160	NUM
inlawrev-2632	416	18	,	,	PUNCT
inlawrev-2632	416	19	164	164	NUM
inlawrev-2632	416	20	(	(	PUNCT
inlawrev-2632	416	21	1975	1975	NUM
inlawrev-2632	416	22	)	)	PUNCT
inlawrev-2632	416	23	.	.	PUNCT
inlawrev-2632	417	1	*	*	PUNCT
inlawrev-2632	417	2	°	°	ADP
inlawrev-2632	417	3	courts	court	NOUN
inlawrev-2632	417	4	generally	generally	ADV
inlawrev-2632	417	5	assume	assume	VERB
inlawrev-2632	417	6	that	that	SCONJ
inlawrev-2632	417	7	the	the	DET
inlawrev-2632	417	8	burden	burden	NOUN
inlawrev-2632	417	9	of	of	ADP
inlawrev-2632	417	10	proving	prove	VERB
inlawrev-2632	417	11	reasonableness	reasonableness	NOUN
inlawrev-2632	417	12	of	of	ADP
inlawrev-2632	417	13	procedures	procedure	NOUN
inlawrev-2632	417	14	followed	follow	VERB
inlawrev-2632	417	15	falls	fall	VERB
inlawrev-2632	417	16	on	on	ADP
inlawrev-2632	417	17	the	the	DET
inlawrev-2632	417	18	plaintiff	plaintiff	NOUN
inlawrev-2632	417	19	.	.	PUNCT
inlawrev-2632	418	1	see	see	VERB
inlawrev-2632	418	2	hauser	hauser	PROPN
inlawrev-2632	418	3	v.	v.	PROPN
inlawrev-2632	418	4	equifax	equifax	PROPN
inlawrev-2632	418	5	,	,	PUNCT
inlawrev-2632	418	6	602	602	NUM
inlawrev-2632	418	7	f.2d	f.2d	ADP
inlawrev-2632	418	8	811	811	NUM
inlawrev-2632	418	9	,	,	PUNCT
inlawrev-2632	418	10	814	814	NUM
inlawrev-2632	418	11	-	-	SYM
inlawrev-2632	418	12	15	15	NUM
inlawrev-2632	418	13	(	(	PUNCT
inlawrev-2632	418	14	8th	8th	ADJ
inlawrev-2632	418	15	cir	cir	NOUN
inlawrev-2632	418	16	.	.	PUNCT
inlawrev-2632	418	17	1979	1979	NUM
inlawrev-2632	418	18	)	)	PUNCT
inlawrev-2632	418	19	;	;	PUNCT
inlawrev-2632	418	20	morris	morris	PROPN
inlawrev-2632	418	21	v.	v.	PROPN
inlawrev-2632	418	22	credit	credit	PROPN
inlawrev-2632	418	23	bureau	bureau	NOUN
inlawrev-2632	418	24	,	,	PUNCT
inlawrev-2632	418	25	563	563	NUM
inlawrev-2632	418	26	f.	f.	PROPN
inlawrev-2632	418	27	supp	supp	PROPN
inlawrev-2632	418	28	.	.	PUNCT
inlawrev-2632	419	1	962	962	NUM
inlawrev-2632	419	2	,	,	PUNCT
inlawrev-2632	419	3	968	968	NUM
inlawrev-2632	419	4	(	(	PUNCT
inlawrev-2632	419	5	s.d	s.d	PROPN
inlawrev-2632	419	6	.	.	PROPN
inlawrev-2632	419	7	ohio	ohio	PROPN
inlawrev-2632	419	8	1983	1983	NUM
inlawrev-2632	419	9	)	)	PUNCT
inlawrev-2632	419	10	;	;	PUNCT
inlawrev-2632	419	11	alexander	alexander	PROPN
inlawrev-2632	419	12	v.	v.	PROPN
inlawrev-2632	419	13	moore	moore	PROPN
inlawrev-2632	419	14	&	&	CCONJ
inlawrev-2632	419	15	assoc	assoc	PROPN
inlawrev-2632	419	16	,	,	PUNCT
inlawrev-2632	419	17	inc	inc	PROPN
inlawrev-2632	419	18	.	.	PROPN
inlawrev-2632	419	19	,	,	PUNCT
inlawrev-2632	419	20	553	553	NUM
inlawrev-2632	419	21	f.	f.	PROPN
inlawrev-2632	419	22	supp	supp	PROPN
inlawrev-2632	419	23	.	.	PUNCT
inlawrev-2632	420	1	948	948	NUM
inlawrev-2632	420	2	,	,	PUNCT
inlawrev-2632	420	3	954	954	NUM
inlawrev-2632	420	4	(	(	PUNCT
inlawrev-2632	420	5	d.	d.	PROPN
inlawrev-2632	420	6	haw	haw	PROPN
inlawrev-2632	420	7	.	.	PROPN
inlawrev-2632	420	8	1982	1982	NUM
inlawrev-2632	420	9	)	)	PUNCT
inlawrev-2632	420	10	.	.	PUNCT
inlawrev-2632	421	1	see	see	AUX
inlawrev-2632	421	2	also	also	ADV
inlawrev-2632	421	3	note	note	VERB
inlawrev-2632	421	4	,	,	PUNCT
inlawrev-2632	421	5	panacea	panacea	NOUN
inlawrev-2632	421	6	or	or	CCONJ
inlawrev-2632	421	7	placebo	placebo	NOUN
inlawrev-2632	421	8	?	?	PUNCT
inlawrev-2632	422	1	actions	action	NOUN
inlawrev-2632	422	2	for	for	ADP
inlawrev-2632	422	3	negligent	negligent	ADJ
inlawrev-2632	422	4	noncompliance	noncompliance	NOUN
inlawrev-2632	422	5	under	under	ADP
inlawrev-2632	422	6	the	the	DET
inlawrev-2632	422	7	federal	federal	ADJ
inlawrev-2632	422	8	fair	fair	ADJ
inlawrev-2632	422	9	credit	credit	NOUN
inlawrev-2632	422	10	reporting	reporting	NOUN
inlawrev-2632	422	11	act	act	NOUN
inlawrev-2632	422	12	,	,	PUNCT
inlawrev-2632	422	13	47	47	NUM
inlawrev-2632	422	14	s.	s.	PROPN
inlawrev-2632	422	15	cal	cal	PROPN
inlawrev-2632	422	16	.	.	PUNCT
inlawrev-2632	423	1	l.	l.	PROPN
inlawrev-2632	423	2	rev	rev	PROPN
inlawrev-2632	423	3	.	.	PROPN
inlawrev-2632	423	4	1070	1070	NUM
inlawrev-2632	423	5	,	,	PUNCT
inlawrev-2632	423	6	1105	1105	NUM
inlawrev-2632	423	7	-	-	SYM
inlawrev-2632	423	8	09	09	NUM
inlawrev-2632	423	9	(	(	PUNCT
inlawrev-2632	423	10	1974	1974	NUM
inlawrev-2632	423	11	)	)	PUNCT
inlawrev-2632	423	12	.	.	PUNCT
inlawrev-2632	424	1	520	520	NUM
inlawrev-2632	424	2	indiana	indiana	PROPN
inlawrev-2632	424	3	law	law	PROPN
inlawrev-2632	424	4	review	review	NOUN
inlawrev-2632	424	5	[	[	X
inlawrev-2632	424	6	vol	vol	NOUN
inlawrev-2632	424	7	.	.	PUNCT
inlawrev-2632	424	8	18:507	18:507	NOUN
inlawrev-2632	424	9	the	the	DET
inlawrev-2632	424	10	fcra	fcra	NOUN
inlawrev-2632	424	11	involves	involve	VERB
inlawrev-2632	424	12	a	a	DET
inlawrev-2632	424	13	balancing	balance	VERB
inlawrev-2632	424	14	test	test	NOUN
inlawrev-2632	424	15	.	.	PUNCT
inlawrev-2632	425	1	"	"	PUNCT
inlawrev-2632	425	2	[	[	X
inlawrev-2632	425	3	tjhe	tjhe	ADJ
inlawrev-2632	425	4	court	court	NOUN
inlawrev-2632	425	5	,	,	PUNCT
inlawrev-2632	425	6	in	in	ADP
inlawrev-2632	425	7	determining	determine	VERB
inlawrev-2632	425	8	whether	whether	SCONJ
inlawrev-2632	425	9	a	a	DET
inlawrev-2632	425	10	violation	violation	NOUN
inlawrev-2632	425	11	of	of	ADP
inlawrev-2632	425	12	§	§	PROPN
inlawrev-2632	425	13	1681e(b	1681e(b	NUM
inlawrev-2632	425	14	)	)	PUNCT
inlawrev-2632	425	15	has	have	AUX
inlawrev-2632	425	16	occurred	occur	VERB
inlawrev-2632	425	17	,	,	PUNCT
inlawrev-2632	425	18	would	would	AUX
inlawrev-2632	425	19	weigh	weigh	VERB
inlawrev-2632	425	20	the	the	DET
inlawrev-2632	425	21	potential	potential	NOUN
inlawrev-2632	425	22	that	that	SCONJ
inlawrev-2632	425	23	the	the	DET
inlawrev-2632	425	24	information	information	NOUN
inlawrev-2632	425	25	will	will	AUX
inlawrev-2632	425	26	create	create	VERB
inlawrev-2632	425	27	a	a	DET
inlawrev-2632	425	28	misleading	misleading	ADJ
inlawrev-2632	425	29	impression	impression	NOUN
inlawrev-2632	425	30	against	against	ADP
inlawrev-2632	425	31	the	the	DET
inlawrev-2632	425	32	availability	availability	NOUN
inlawrev-2632	425	33	of	of	ADP
inlawrev-2632	425	34	more	more	ADV
inlawrev-2632	425	35	accurate	accurate	ADJ
inlawrev-2632	425	36	[	[	X
inlawrev-2632	425	37	or	or	CCONJ
inlawrev-2632	425	38	complete	complete	ADJ
inlawrev-2632	425	39	]	]	PUNCT
inlawrev-2632	425	40	information	information	NOUN
inlawrev-2632	425	41	and	and	CCONJ
inlawrev-2632	425	42	the	the	DET
inlawrev-2632	425	43	burden	burden	NOUN
inlawrev-2632	425	44	of	of	ADP
inlawrev-2632	425	45	providing	provide	VERB
inlawrev-2632	425	46	such	such	ADJ
inlawrev-2632	425	47	information	information	NOUN
inlawrev-2632	425	48	.	.	PUNCT
inlawrev-2632	426	1	"^	"^	PUNCT
inlawrev-2632	426	2	'	'	PUNCT
inlawrev-2632	426	3	this	this	DET
inlawrev-2632	426	4	standard	standard	NOUN
inlawrev-2632	426	5	must	must	AUX
inlawrev-2632	426	6	be	be	AUX
inlawrev-2632	426	7	met	meet	VERB
inlawrev-2632	426	8	,	,	PUNCT
inlawrev-2632	426	9	and	and	CCONJ
inlawrev-2632	426	10	the	the	DET
inlawrev-2632	426	11	failure	failure	NOUN
inlawrev-2632	426	12	must	must	AUX
inlawrev-2632	426	13	be	be	AUX
inlawrev-2632	426	14	fairly	fairly	ADV
inlawrev-2632	426	15	attributable	attributable	ADJ
inlawrev-2632	426	16	to	to	ADP
inlawrev-2632	426	17	negligence	negligence	NOUN
inlawrev-2632	426	18	or	or	CCONJ
inlawrev-2632	426	19	malice	malice	NOUN
inlawrev-2632	426	20	before	before	SCONJ
inlawrev-2632	426	21	the	the	DET
inlawrev-2632	426	22	plaintiff	plaintiff	NOUN
inlawrev-2632	426	23	can	can	AUX
inlawrev-2632	426	24	recover	recover	VERB
inlawrev-2632	426	25	for	for	ADP
inlawrev-2632	426	26	erroneous	erroneous	ADJ
inlawrev-2632	426	27	credit	credit	NOUN
inlawrev-2632	426	28	reports	report	NOUN
inlawrev-2632	426	29	.	.	PUNCT
inlawrev-2632	426	30	^^	^^	PUNCT
inlawrev-2632	426	31	allowing	allow	VERB
inlawrev-2632	426	32	claims	claim	NOUN
inlawrev-2632	426	33	for	for	ADP
inlawrev-2632	426	34	continuing	continue	VERB
inlawrev-2632	426	35	violations	violation	NOUN
inlawrev-2632	426	36	does	do	AUX
inlawrev-2632	426	37	not	not	PART
inlawrev-2632	426	38	alter	alter	VERB
inlawrev-2632	426	39	this	this	DET
inlawrev-2632	426	40	standard	standard	NOUN
inlawrev-2632	426	41	but	but	CCONJ
inlawrev-2632	426	42	enables	enable	VERB
inlawrev-2632	426	43	a	a	DET
inlawrev-2632	426	44	consumer	consumer	NOUN
inlawrev-2632	426	45	to	to	PART
inlawrev-2632	426	46	pursue	pursue	VERB
inlawrev-2632	426	47	out	out	ADP
inlawrev-2632	426	48	-	-	PUNCT
inlawrev-2632	426	49	of	of	ADP
inlawrev-2632	426	50	-	-	PUNCT
inlawrev-2632	426	51	court	court	NOUN
inlawrev-2632	426	52	remedies	remedy	NOUN
inlawrev-2632	426	53	without	without	ADP
inlawrev-2632	426	54	forfeiting	forfeit	VERB
inlawrev-2632	426	55	his	his	PRON
inlawrev-2632	426	56	or	or	CCONJ
inlawrev-2632	426	57	her	her	PRON
inlawrev-2632	426	58	right	right	NOUN
inlawrev-2632	426	59	to	to	PART
inlawrev-2632	426	60	relief	relief	NOUN
inlawrev-2632	426	61	under	under	ADP
inlawrev-2632	426	62	the	the	DET
inlawrev-2632	426	63	fcra	fcra	NOUN
inlawrev-2632	426	64	.	.	PUNCT
inlawrev-2632	427	1	iv	iv	X
inlawrev-2632	427	2	.	.	PUNCT
inlawrev-2632	427	3	conclusion	conclusion	NOUN
inlawrev-2632	427	4	with	with	ADP
inlawrev-2632	427	5	the	the	DET
inlawrev-2632	427	6	fcra	fcra	NOUN
inlawrev-2632	427	7	,	,	PUNCT
inlawrev-2632	427	8	congress	congress	PROPN
inlawrev-2632	427	9	has	have	AUX
inlawrev-2632	427	10	attempted	attempt	VERB
inlawrev-2632	427	11	to	to	PART
inlawrev-2632	427	12	balance	balance	VERB
inlawrev-2632	427	13	the	the	DET
inlawrev-2632	427	14	interests	interest	NOUN
inlawrev-2632	427	15	of	of	ADP
inlawrev-2632	427	16	consumers	consumer	NOUN
inlawrev-2632	427	17	and	and	CCONJ
inlawrev-2632	427	18	consumer	consumer	NOUN
inlawrev-2632	427	19	reporting	reporting	NOUN
inlawrev-2632	427	20	agencies	agency	NOUN
inlawrev-2632	427	21	.	.	PUNCT
inlawrev-2632	428	1	the	the	DET
inlawrev-2632	428	2	fcra	fcra	NOUN
inlawrev-2632	428	3	requires	require	VERB
inlawrev-2632	428	4	that	that	SCONJ
inlawrev-2632	428	5	specific	specific	ADJ
inlawrev-2632	428	6	information	information	NOUN
inlawrev-2632	428	7	be	be	AUX
inlawrev-2632	428	8	made	make	VERB
inlawrev-2632	428	9	available	available	ADJ
inlawrev-2632	428	10	to	to	ADP
inlawrev-2632	428	11	the	the	DET
inlawrev-2632	428	12	subjects	subject	NOUN
inlawrev-2632	428	13	of	of	ADP
inlawrev-2632	428	14	credit	credit	NOUN
inlawrev-2632	428	15	reports	report	NOUN
inlawrev-2632	428	16	and	and	CCONJ
inlawrev-2632	428	17	that	that	SCONJ
inlawrev-2632	428	18	agencies	agency	NOUN
inlawrev-2632	428	19	implement	implement	VERB
inlawrev-2632	428	20	procedures	procedure	NOUN
inlawrev-2632	428	21	for	for	ADP
inlawrev-2632	428	22	a	a	DET
inlawrev-2632	428	23	consumer	consumer	NOUN
inlawrev-2632	428	24	to	to	PART
inlawrev-2632	428	25	dispute	dispute	VERB
inlawrev-2632	428	26	a	a	DET
inlawrev-2632	428	27	report	report	NOUN
inlawrev-2632	428	28	's	's	PART
inlawrev-2632	428	29	accuracy	accuracy	NOUN
inlawrev-2632	428	30	.	.	PUNCT
inlawrev-2632	429	1	furthermore	furthermore	ADV
inlawrev-2632	429	2	,	,	PUNCT
inlawrev-2632	429	3	consumers	consumer	NOUN
inlawrev-2632	429	4	have	have	VERB
inlawrev-2632	429	5	the	the	DET
inlawrev-2632	429	6	opportunity	opportunity	NOUN
inlawrev-2632	429	7	to	to	PART
inlawrev-2632	429	8	recover	recover	VERB
inlawrev-2632	429	9	report	report	NOUN
inlawrev-2632	429	10	-	-	PUNCT
inlawrev-2632	429	11	related	relate	VERB
inlawrev-2632	429	12	damages	damage	NOUN
inlawrev-2632	429	13	by	by	ADP
inlawrev-2632	429	14	filing	file	VERB
inlawrev-2632	429	15	suit	suit	NOUN
inlawrev-2632	429	16	.	.	PUNCT
inlawrev-2632	430	1	as	as	ADP
inlawrev-2632	430	2	a	a	DET
inlawrev-2632	430	3	result	result	NOUN
inlawrev-2632	430	4	of	of	ADP
inlawrev-2632	430	5	poor	poor	ADJ
inlawrev-2632	430	6	drafting	drafting	NOUN
inlawrev-2632	430	7	,	,	PUNCT
inlawrev-2632	430	8	courts	court	NOUN
inlawrev-2632	430	9	hearing	hear	VERB
inlawrev-2632	430	10	complaints	complaint	NOUN
inlawrev-2632	430	11	that	that	PRON
inlawrev-2632	430	12	involve	involve	VERB
inlawrev-2632	430	13	the	the	DET
inlawrev-2632	430	14	fcra	fcra	NOUN
inlawrev-2632	430	15	's	's	PART
inlawrev-2632	430	16	statute	statute	NOUN
inlawrev-2632	430	17	of	of	ADP
inlawrev-2632	430	18	limitations	limitation	NOUN
inlawrev-2632	430	19	must	must	AUX
inlawrev-2632	430	20	consider	consider	VERB
inlawrev-2632	430	21	two	two	NUM
inlawrev-2632	430	22	important	important	ADJ
inlawrev-2632	430	23	questions	question	NOUN
inlawrev-2632	430	24	before	before	ADP
inlawrev-2632	430	25	arriving	arrive	VERB
inlawrev-2632	430	26	at	at	ADP
inlawrev-2632	430	27	a	a	DET
inlawrev-2632	430	28	decision	decision	NOUN
inlawrev-2632	430	29	:	:	PUNCT
inlawrev-2632	430	30	(	(	PUNCT
inlawrev-2632	430	31	1	1	X
inlawrev-2632	430	32	)	)	PUNCT
inlawrev-2632	430	33	what	what	DET
inlawrev-2632	430	34	event	event	NOUN
inlawrev-2632	430	35	triggers	trigger	VERB
inlawrev-2632	430	36	the	the	DET
inlawrev-2632	430	37	limitations	limitation	NOUN
inlawrev-2632	430	38	period	period	NOUN
inlawrev-2632	430	39	for	for	ADP
inlawrev-2632	430	40	negligent	negligent	ADJ
inlawrev-2632	430	41	error	error	NOUN
inlawrev-2632	430	42	;	;	PUNCT
inlawrev-2632	430	43	and	and	CCONJ
inlawrev-2632	430	44	(	(	PUNCT
inlawrev-2632	430	45	2	2	X
inlawrev-2632	430	46	)	)	PUNCT
inlawrev-2632	430	47	does	do	AUX
inlawrev-2632	430	48	the	the	DET
inlawrev-2632	430	49	fcra	fcra	NOUN
inlawrev-2632	430	50	allow	allow	VERB
inlawrev-2632	430	51	recovery	recovery	NOUN
inlawrev-2632	430	52	for	for	ADP
inlawrev-2632	430	53	damages	damage	NOUN
inlawrev-2632	430	54	from	from	ADP
inlawrev-2632	430	55	a	a	DET
inlawrev-2632	430	56	"	"	PUNCT
inlawrev-2632	430	57	continuing	continue	VERB
inlawrev-2632	430	58	error	error	NOUN
inlawrev-2632	430	59	?	?	PUNCT
inlawrev-2632	430	60	"	"	PUNCT
inlawrev-2632	430	61	courts	court	NOUN
inlawrev-2632	430	62	should	should	AUX
inlawrev-2632	430	63	attempt	attempt	VERB
inlawrev-2632	430	64	to	to	PART
inlawrev-2632	430	65	resolve	resolve	VERB
inlawrev-2632	430	66	these	these	DET
inlawrev-2632	430	67	questions	question	NOUN
inlawrev-2632	430	68	by	by	ADP
inlawrev-2632	430	69	referring	refer	VERB
inlawrev-2632	430	70	to	to	ADP
inlawrev-2632	430	71	the	the	DET
inlawrev-2632	430	72	purposes	purpose	NOUN
inlawrev-2632	430	73	of	of	ADP
inlawrev-2632	430	74	the	the	DET
inlawrev-2632	430	75	fcra	fcra	NOUN
inlawrev-2632	430	76	and	and	CCONJ
inlawrev-2632	430	77	the	the	DET
inlawrev-2632	430	78	common	common	ADJ
inlawrev-2632	430	79	law	law	NOUN
inlawrev-2632	430	80	underlying	underlie	VERB
inlawrev-2632	430	81	its	its	PRON
inlawrev-2632	430	82	provisions	provision	NOUN
inlawrev-2632	430	83	.	.	PUNCT
inlawrev-2632	431	1	the	the	DET
inlawrev-2632	431	2	law	law	NOUN
inlawrev-2632	431	3	of	of	ADP
inlawrev-2632	431	4	defamation	defamation	NOUN
inlawrev-2632	431	5	,	,	PUNCT
inlawrev-2632	431	6	which	which	PRON
inlawrev-2632	431	7	is	be	AUX
inlawrev-2632	431	8	analogous	analogous	ADJ
inlawrev-2632	431	9	to	to	ADP
inlawrev-2632	431	10	the	the	DET
inlawrev-2632	431	11	theory	theory	NOUN
inlawrev-2632	431	12	of	of	ADP
inlawrev-2632	431	13	the	the	DET
inlawrev-2632	431	14	fcra	fcra	NOUN
inlawrev-2632	431	15	,	,	PUNCT
inlawrev-2632	431	16	suggests	suggest	VERB
inlawrev-2632	431	17	that	that	SCONJ
inlawrev-2632	431	18	receipt	receipt	NOUN
inlawrev-2632	431	19	of	of	ADP
inlawrev-2632	431	20	the	the	DET
inlawrev-2632	431	21	consumer	consumer	NOUN
inlawrev-2632	431	22	report	report	NOUN
inlawrev-2632	431	23	triggers	trigger	VERB
inlawrev-2632	431	24	the	the	DET
inlawrev-2632	431	25	statute	statute	NOUN
inlawrev-2632	431	26	of	of	ADP
inlawrev-2632	431	27	limitations	limitation	NOUN
inlawrev-2632	431	28	for	for	ADP
inlawrev-2632	431	29	negligent	negligent	ADJ
inlawrev-2632	431	30	error	error	NOUN
inlawrev-2632	431	31	.	.	PUNCT
inlawrev-2632	431	32	^^	^^	PUNCT
inlawrev-2632	431	33	discovery	discovery	NOUN
inlawrev-2632	431	34	of	of	ADP
inlawrev-2632	431	35	the	the	DET
inlawrev-2632	431	36	error	error	NOUN
inlawrev-2632	431	37	,	,	PUNCT
inlawrev-2632	431	38	or	or	CCONJ
inlawrev-2632	431	39	the	the	DET
inlawrev-2632	431	40	date	date	NOUN
inlawrev-2632	431	41	that	that	PRON
inlawrev-2632	431	42	damage	damage	NOUN
inlawrev-2632	431	43	arises	arise	VERB
inlawrev-2632	431	44	,	,	PUNCT
inlawrev-2632	431	45	is	be	AUX
inlawrev-2632	431	46	unavailable	unavailable	ADJ
inlawrev-2632	431	47	as	as	ADP
inlawrev-2632	431	48	an	an	DET
inlawrev-2632	431	49	accrual	accrual	ADJ
inlawrev-2632	431	50	date	date	NOUN
inlawrev-2632	431	51	under	under	ADP
inlawrev-2632	431	52	the	the	DET
inlawrev-2632	431	53	terms	term	NOUN
inlawrev-2632	431	54	of	of	ADP
inlawrev-2632	431	55	the	the	DET
inlawrev-2632	431	56	act	act	NOUN
inlawrev-2632	431	57	.	.	PUNCT
inlawrev-2632	432	1	other	other	ADJ
inlawrev-2632	432	2	possibilities	possibility	NOUN
inlawrev-2632	432	3	,	,	PUNCT
inlawrev-2632	432	4	such	such	ADJ
inlawrev-2632	432	5	as	as	ADP
inlawrev-2632	432	6	the	the	DET
inlawrev-2632	432	7	date	date	NOUN
inlawrev-2632	432	8	of	of	ADP
inlawrev-2632	432	9	the	the	DET
inlawrev-2632	432	10	report	report	NOUN
inlawrev-2632	432	11	's	's	PART
inlawrev-2632	432	12	issuance	issuance	NOUN
inlawrev-2632	432	13	,	,	PUNCT
inlawrev-2632	432	14	or	or	CCONJ
inlawrev-2632	432	15	the	the	DET
inlawrev-2632	432	16	time	time	NOUN
inlawrev-2632	432	17	that	that	PRON
inlawrev-2632	432	18	unreasonable	unreasonable	ADJ
inlawrev-2632	432	19	procedures	procedure	NOUN
inlawrev-2632	432	20	were	be	AUX
inlawrev-2632	432	21	employed	employ	VERB
inlawrev-2632	432	22	,	,	PUNCT
inlawrev-2632	432	23	are	be	AUX
inlawrev-2632	432	24	impractical	impractical	ADJ
inlawrev-2632	432	25	and	and	CCONJ
inlawrev-2632	432	26	do	do	AUX
inlawrev-2632	432	27	not	not	PART
inlawrev-2632	432	28	comport	comport	VERB
inlawrev-2632	432	29	with	with	ADP
inlawrev-2632	432	30	the	the	DET
inlawrev-2632	432	31	accepted	accept	VERB
inlawrev-2632	432	32	legal	legal	ADJ
inlawrev-2632	432	33	doctrine	doctrine	NOUN
inlawrev-2632	432	34	governing	govern	VERB
inlawrev-2632	432	35	defamatory	defamatory	ADJ
inlawrev-2632	432	36	publications	publication	NOUN
inlawrev-2632	432	37	.	.	PUNCT
inlawrev-2632	433	1	there	there	PRON
inlawrev-2632	433	2	is	be	VERB
inlawrev-2632	433	3	room	room	NOUN
inlawrev-2632	433	4	under	under	ADP
inlawrev-2632	433	5	the	the	DET
inlawrev-2632	433	6	fcra	fcra	NOUN
inlawrev-2632	433	7	for	for	ADP
inlawrev-2632	433	8	the	the	DET
inlawrev-2632	433	9	continuing	continue	VERB
inlawrev-2632	433	10	violation	violation	NOUN
inlawrev-2632	433	11	theory	theory	NOUN
inlawrev-2632	433	12	.	.	PUNCT
inlawrev-2632	434	1	the	the	DET
inlawrev-2632	434	2	continuing	continue	VERB
inlawrev-2632	434	3	violations	violation	NOUN
inlawrev-2632	434	4	theory	theory	NOUN
inlawrev-2632	434	5	is	be	AUX
inlawrev-2632	434	6	not	not	PART
inlawrev-2632	434	7	new	new	ADJ
inlawrev-2632	434	8	to	to	PART
inlawrev-2632	434	9	tort	tort	VERB
inlawrev-2632	434	10	law	law	NOUN
inlawrev-2632	434	11	,	,	PUNCT
inlawrev-2632	434	12	and	and	CCONJ
inlawrev-2632	434	13	the	the	DET
inlawrev-2632	434	14	"	"	PUNCT
inlawrev-2632	434	15	multiple	multiple	ADJ
inlawrev-2632	434	16	publication	publication	NOUN
inlawrev-2632	434	17	"	"	PUNCT
inlawrev-2632	434	18	theory	theory	NOUN
inlawrev-2632	434	19	used	use	VERB
inlawrev-2632	434	20	in	in	ADP
inlawrev-2632	434	21	defamation	defamation	NOUN
inlawrev-2632	434	22	cases	case	NOUN
inlawrev-2632	434	23	is	be	AUX
inlawrev-2632	434	24	a	a	DET
inlawrev-2632	434	25	position	position	NOUN
inlawrev-2632	434	26	to	to	PART
inlawrev-2632	434	27	which	which	PRON
inlawrev-2632	434	28	many	many	ADJ
inlawrev-2632	434	29	states	state	NOUN
inlawrev-2632	434	30	subscribe	subscribe	VERB
inlawrev-2632	434	31	.	.	PUNCT
inlawrev-2632	435	1	lifting	lift	VERB
inlawrev-2632	435	2	the	the	DET
inlawrev-2632	435	3	continuing	continue	VERB
inlawrev-2632	435	4	violations	violation	NOUN
inlawrev-2632	435	5	theory	theory	NOUN
inlawrev-2632	435	6	from	from	ADP
inlawrev-2632	435	7	other	other	ADJ
inlawrev-2632	435	8	more	more	ADV
inlawrev-2632	435	9	popular	popular	ADJ
inlawrev-2632	435	10	contexts	context	NOUN
inlawrev-2632	435	11	does	do	VERB
inlawrev-2632	435	12	no	no	DET
inlawrev-2632	435	13	damage	damage	NOUN
inlawrev-2632	435	14	to	to	ADP
inlawrev-2632	435	15	the	the	DET
inlawrev-2632	435	16	concept	concept	NOUN
inlawrev-2632	435	17	itself	itself	PRON
inlawrev-2632	435	18	,	,	PUNCT
inlawrev-2632	435	19	nor	nor	CCONJ
inlawrev-2632	435	20	does	do	AUX
inlawrev-2632	435	21	it	it	PRON
inlawrev-2632	435	22	skew	skew	VERB
inlawrev-2632	435	23	the	the	DET
inlawrev-2632	435	24	burdens	burden	NOUN
inlawrev-2632	435	25	set	set	VERB
inlawrev-2632	435	26	out	out	ADP
inlawrev-2632	435	27	in	in	ADP
inlawrev-2632	435	28	the	the	DET
inlawrev-2632	435	29	fcra	fcra	NOUN
inlawrev-2632	435	30	.	.	PUNCT
inlawrev-2632	436	1	the	the	DET
inlawrev-2632	436	2	fcra	fcra	NOUN
inlawrev-2632	436	3	shares	share	VERB
inlawrev-2632	436	4	a	a	DET
inlawrev-2632	436	5	consumer	consumer	NOUN
inlawrev-2632	436	6	orientation	orientation	NOUN
inlawrev-2632	436	7	with	with	ADP
inlawrev-2632	436	8	other	other	ADJ
inlawrev-2632	436	9	laws	law	NOUN
inlawrev-2632	436	10	,	,	PUNCT
inlawrev-2632	436	11	and	and	CCONJ
inlawrev-2632	436	12	agency	agency	NOUN
inlawrev-2632	436	13	liability	liability	NOUN
inlawrev-2632	436	14	for	for	ADP
inlawrev-2632	436	15	continuing	continue	VERB
inlawrev-2632	436	16	violations	violation	NOUN
inlawrev-2632	436	17	would	would	AUX
inlawrev-2632	436	18	probably	probably	ADV
inlawrev-2632	436	19	minimize	minimize	VERB
inlawrev-2632	436	20	such	such	ADJ
inlawrev-2632	436	21	violations	violation	NOUN
inlawrev-2632	436	22	.	.	PUNCT
inlawrev-2632	437	1	'	'	PUNCT
inlawrev-2632	438	1	*	*	PUNCT
inlawrev-2632	438	2	'	'	NUM
inlawrev-2632	438	3	553	553	NUM
inlawrev-2632	438	4	f.supp	f.supp	NOUN
inlawrev-2632	438	5	.	.	PUNCT
inlawrev-2632	439	1	at	at	ADP
inlawrev-2632	439	2	952	952	NUM
inlawrev-2632	439	3	.	.	PUNCT
inlawrev-2632	440	1	this	this	DET
inlawrev-2632	440	2	standard	standard	NOUN
inlawrev-2632	440	3	was	be	AUX
inlawrev-2632	440	4	adopted	adopt	VERB
inlawrev-2632	440	5	by	by	ADP
inlawrev-2632	440	6	the	the	DET
inlawrev-2632	440	7	circuit	circuit	NOUN
inlawrev-2632	440	8	court	court	NOUN
inlawrev-2632	440	9	of	of	ADP
inlawrev-2632	440	10	appeals	appeal	NOUN
inlawrev-2632	440	11	for	for	ADP
inlawrev-2632	440	12	the	the	DET
inlawrev-2632	440	13	district	district	PROPN
inlawrev-2632	440	14	of	of	ADP
inlawrev-2632	440	15	columbia	columbia	PROPN
inlawrev-2632	440	16	in	in	ADP
inlawrev-2632	440	17	koropoulos	koropoulos	PROPN
inlawrev-2632	440	18	v.	v.	ADP
inlawrev-2632	440	19	credit	credit	PROPN
inlawrev-2632	440	20	bureau	bureau	PROPN
inlawrev-2632	440	21	,	,	PUNCT
inlawrev-2632	440	22	inc	inc	PROPN
inlawrev-2632	440	23	.	.	PROPN
inlawrev-2632	440	24	,	,	PUNCT
inlawrev-2632	440	25	734	734	NUM
inlawrev-2632	440	26	f.2d	f.2d	X
inlawrev-2632	440	27	37	37	NUM
inlawrev-2632	440	28	,	,	PUNCT
inlawrev-2632	440	29	42	42	NUM
inlawrev-2632	440	30	(	(	PUNCT
inlawrev-2632	440	31	d.c	d.c	PROPN
inlawrev-2632	440	32	.	.	PROPN
inlawrev-2632	440	33	cir	cir	PROPN
inlawrev-2632	440	34	.	.	PUNCT
inlawrev-2632	440	35	1984	1984	NUM
inlawrev-2632	440	36	)	)	PUNCT
inlawrev-2632	440	37	.	.	PUNCT
inlawrev-2632	441	1	'	'	PUNCT
inlawrev-2632	441	2	hs	hs	X
inlawrev-2632	441	3	u.s.c	u.s.c	ADJ
inlawrev-2632	441	4	.	.	PUNCT
inlawrev-2632	442	1	§	§	PROPN
inlawrev-2632	442	2	1681p	1681p	NUM
inlawrev-2632	442	3	.	.	PUNCT
inlawrev-2632	443	1	"	"	PUNCT
inlawrev-2632	443	2	see	see	VERB
inlawrev-2632	443	3	supra	supra	ADJ
inlawrev-2632	443	4	text	text	NOUN
inlawrev-2632	443	5	accompanying	accompanying	ADJ
inlawrev-2632	443	6	notes	note	NOUN
inlawrev-2632	443	7	46	46	NUM
inlawrev-2632	443	8	-	-	SYM
inlawrev-2632	443	9	49	49	NUM
inlawrev-2632	443	10	.	.	PUNCT