id	sid	tid	token	lemma	pos
inlawrev-2697	1	1	indiana	indiana	PROPN
inlawrev-2697	1	2	law	law	PROPN
inlawrev-2697	1	3	review	review	NOUN
inlawrev-2697	1	4	prepayment	prepayment	NOUN
inlawrev-2697	1	5	penalties	penalty	NOUN
inlawrev-2697	1	6	and	and	CCONJ
inlawrev-2697	1	7	due	due	ADJ
inlawrev-2697	1	8	-	-	PUNCT
inlawrev-2697	1	9	on	on	ADP
inlawrev-2697	1	10	-	-	PUNCT
inlawrev-2697	1	11	sale	sale	NOUN
inlawrev-2697	1	12	clauses	clause	NOUN
inlawrev-2697	1	13	in	in	ADP
inlawrev-2697	1	14	commercial	commercial	ADJ
inlawrev-2697	1	15	mortgages	mortgage	NOUN
inlawrev-2697	1	16	:	:	PUNCT
inlawrev-2697	1	17	what	what	PRON
inlawrev-2697	1	18	next	next	ADV
inlawrev-2697	1	19	?	?	PUNCT
inlawrev-2697	1	20	*	*	PUNCT
inlawrev-2697	1	21	i.	i.	NOUN
inlawrev-2697	1	22	introduction	introduction	NOUN
inlawrev-2697	1	23	in	in	ADP
inlawrev-2697	1	24	1981	1981	NUM
inlawrev-2697	1	25	,	,	PUNCT
inlawrev-2697	1	26	new	new	ADJ
inlawrev-2697	1	27	-	-	PUNCT
inlawrev-2697	1	28	home	home	NOUN
inlawrev-2697	1	29	mortgage	mortgage	NOUN
inlawrev-2697	1	30	yields	yield	NOUN
inlawrev-2697	1	31	climbed	climb	VERB
inlawrev-2697	1	32	as	as	ADV
inlawrev-2697	1	33	high	high	ADJ
inlawrev-2697	1	34	as	as	ADP
inlawrev-2697	1	35	16.38	16.38	NUM
inlawrev-2697	1	36	%	%	NOUN
inlawrev-2697	1	37	,	,	PUNCT
inlawrev-2697	1	38	while	while	SCONJ
inlawrev-2697	1	39	the	the	DET
inlawrev-2697	1	40	prime	prime	ADJ
inlawrev-2697	1	41	rate	rate	NOUN
inlawrev-2697	1	42	charged	charge	VERB
inlawrev-2697	1	43	by	by	ADP
inlawrev-2697	1	44	banks	bank	NOUN
inlawrev-2697	1	45	stood	stand	VERB
inlawrev-2697	1	46	at	at	ADP
inlawrev-2697	1	47	20.50	20.50	NUM
inlawrev-2697	1	48	%	%	NOUN
inlawrev-2697	1	49	.	.	PUNCT
inlawrev-2697	1	50	'	'	PUNCT
inlawrev-2697	2	1	at	at	ADP
inlawrev-2697	2	2	the	the	DET
inlawrev-2697	2	3	same	same	ADJ
inlawrev-2697	2	4	time	time	NOUN
inlawrev-2697	2	5	,	,	PUNCT
inlawrev-2697	2	6	outstanding	outstanding	ADJ
inlawrev-2697	2	7	commercial	commercial	ADJ
inlawrev-2697	2	8	mortgage	mortgage	NOUN
inlawrev-2697	2	9	debts	debt	NOUN
inlawrev-2697	2	10	totaled	total	VERB
inlawrev-2697	2	11	approximately	approximately	ADV
inlawrev-2697	2	12	277.5	277.5	NUM
inlawrev-2697	2	13	billion	billion	NUM
inlawrev-2697	2	14	dollars	dollar	NOUN
inlawrev-2697	2	15	.	.	PUNCT
inlawrev-2697	3	1	2	2	NUM
inlawrev-2697	3	2	by	by	ADP
inlawrev-2697	3	3	the	the	DET
inlawrev-2697	3	4	close	close	NOUN
inlawrev-2697	3	5	of	of	ADP
inlawrev-2697	3	6	1986	1986	NUM
inlawrev-2697	3	7	,	,	PUNCT
inlawrev-2697	3	8	new	new	ADJ
inlawrev-2697	3	9	home	home	NOUN
inlawrev-2697	3	10	mortgage	mortgage	NOUN
inlawrev-2697	3	11	yields	yield	NOUN
inlawrev-2697	3	12	dropped	drop	VERB
inlawrev-2697	3	13	to	to	ADP
inlawrev-2697	3	14	9.69	9.69	NUM
inlawrev-2697	3	15	%	%	NOUN
inlawrev-2697	3	16	,	,	PUNCT
inlawrev-2697	3	17	while	while	SCONJ
inlawrev-2697	3	18	the	the	DET
inlawrev-2697	3	19	prime	prime	ADJ
inlawrev-2697	3	20	rate	rate	NOUN
inlawrev-2697	3	21	plummeted	plummet	VERB
inlawrev-2697	3	22	to	to	ADP
inlawrev-2697	3	23	7.50	7.50	NUM
inlawrev-2697	3	24	%	%	NOUN
inlawrev-2697	3	25	.	.	PUNCT
inlawrev-2697	4	1	3	3	NUM
inlawrev-2697	4	2	this	this	DET
inlawrev-2697	4	3	significant	significant	ADJ
inlawrev-2697	4	4	decline	decline	NOUN
inlawrev-2697	4	5	in	in	ADP
inlawrev-2697	4	6	interest	interest	NOUN
inlawrev-2697	4	7	rates	rate	NOUN
inlawrev-2697	4	8	marked	mark	VERB
inlawrev-2697	4	9	a	a	DET
inlawrev-2697	4	10	coterminous	coterminous	ADJ
inlawrev-2697	4	11	increase	increase	NOUN
inlawrev-2697	4	12	in	in	ADP
inlawrev-2697	4	13	commercial	commercial	ADJ
inlawrev-2697	4	14	lending	lending	NOUN
inlawrev-2697	4	15	.	.	PUNCT
inlawrev-2697	5	1	the	the	DET
inlawrev-2697	5	2	outstanding	outstanding	ADJ
inlawrev-2697	5	3	commercial	commercial	ADJ
inlawrev-2697	5	4	mortgage	mortgage	NOUN
inlawrev-2697	5	5	debt	debt	NOUN
inlawrev-2697	5	6	at	at	ADP
inlawrev-2697	5	7	the	the	DET
inlawrev-2697	5	8	close	close	NOUN
inlawrev-2697	5	9	of	of	ADP
inlawrev-2697	5	10	1986	1986	NUM
inlawrev-2697	5	11	was	be	AUX
inlawrev-2697	5	12	nearly	nearly	ADV
inlawrev-2697	5	13	525	525	NUM
inlawrev-2697	5	14	billion	billion	NUM
inlawrev-2697	5	15	dollars	dollar	NOUN
inlawrev-2697	5	16	.	.	PUNCT
inlawrev-2697	6	1	4	4	NUM
inlawrev-2697	6	2	two	two	NUM
inlawrev-2697	6	3	common	common	ADJ
inlawrev-2697	6	4	provisions	provision	NOUN
inlawrev-2697	6	5	in	in	ADP
inlawrev-2697	6	6	mortgage	mortgage	NOUN
inlawrev-2697	6	7	documents	document	NOUN
inlawrev-2697	6	8	in	in	ADP
inlawrev-2697	6	9	the	the	DET
inlawrev-2697	6	10	commercial	commercial	ADJ
inlawrev-2697	6	11	mortgage	mortgage	NOUN
inlawrev-2697	6	12	industry	industry	NOUN
inlawrev-2697	6	13	are	be	AUX
inlawrev-2697	6	14	due	due	ADJ
inlawrev-2697	6	15	-	-	PUNCT
inlawrev-2697	6	16	on	on	ADP
inlawrev-2697	6	17	-	-	PUNCT
inlawrev-2697	6	18	sale	sale	NOUN
inlawrev-2697	6	19	clauses	clause	NOUN
inlawrev-2697	6	20	and	and	CCONJ
inlawrev-2697	6	21	prepayment	prepayment	NOUN
inlawrev-2697	6	22	penalties	penalty	NOUN
inlawrev-2697	6	23	.	.	PUNCT
inlawrev-2697	7	1	5	5	NUM
inlawrev-2697	7	2	the	the	DET
inlawrev-2697	7	3	due	due	ADJ
inlawrev-2697	7	4	-	-	PUNCT
inlawrev-2697	7	5	on	on	ADP
inlawrev-2697	7	6	-	-	PUNCT
inlawrev-2697	7	7	sale	sale	NOUN
inlawrev-2697	7	8	clause	clause	NOUN
inlawrev-2697	7	9	is	be	AUX
inlawrev-2697	7	10	a	a	DET
inlawrev-2697	7	11	contractual	contractual	ADJ
inlawrev-2697	7	12	provision	provision	NOUN
inlawrev-2697	7	13	that	that	PRON
inlawrev-2697	7	14	permits	permit	VERB
inlawrev-2697	7	15	a	a	DET
inlawrev-2697	7	16	lender	lender	NOUN
inlawrev-2697	7	17	to	to	PART
inlawrev-2697	7	18	declare	declare	VERB
inlawrev-2697	7	19	the	the	DET
inlawrev-2697	7	20	entire	entire	ADJ
inlawrev-2697	7	21	balance	balance	NOUN
inlawrev-2697	7	22	of	of	ADP
inlawrev-2697	7	23	a	a	DET
inlawrev-2697	7	24	loan	loan	NOUN
inlawrev-2697	7	25	immediately	immediately	ADV
inlawrev-2697	7	26	due	due	ADJ
inlawrev-2697	7	27	and	and	CCONJ
inlawrev-2697	7	28	payable	payable	ADJ
inlawrev-2697	7	29	if	if	SCONJ
inlawrev-2697	7	30	the	the	DET
inlawrev-2697	7	31	mortgaged	mortgaged	ADJ
inlawrev-2697	7	32	real	real	ADJ
inlawrev-2697	7	33	estate	estate	NOUN
inlawrev-2697	7	34	is	be	AUX
inlawrev-2697	7	35	transferred	transfer	VERB
inlawrev-2697	7	36	without	without	ADP
inlawrev-2697	7	37	the	the	DET
inlawrev-2697	7	38	lender	lender	NOUN
inlawrev-2697	7	39	's	's	PART
inlawrev-2697	7	40	consent	consent	NOUN
inlawrev-2697	7	41	.	.	PUNCT
inlawrev-2697	8	1	6	6	NUM
inlawrev-2697	8	2	a	a	DET
inlawrev-2697	8	3	prepayment	prepayment	NOUN
inlawrev-2697	8	4	penalty	penalty	NOUN
inlawrev-2697	8	5	is	be	AUX
inlawrev-2697	8	6	a	a	DET
inlawrev-2697	8	7	penalty	penalty	NOUN
inlawrev-2697	8	8	imposed	impose	VERB
inlawrev-2697	8	9	upon	upon	SCONJ
inlawrev-2697	8	10	the	the	DET
inlawrev-2697	8	11	borrower	borrower	NOUN
inlawrev-2697	8	12	for	for	ADP
inlawrev-2697	8	13	his	his	PRON
inlawrev-2697	8	14	exercise	exercise	NOUN
inlawrev-2697	8	15	of	of	ADP
inlawrev-2697	8	16	the	the	DET
inlawrev-2697	8	17	privilege	privilege	NOUN
inlawrev-2697	8	18	of	of	ADP
inlawrev-2697	8	19	paying	pay	VERB
inlawrev-2697	8	20	a	a	DET
inlawrev-2697	8	21	loan	loan	NOUN
inlawrev-2697	8	22	before	before	ADP
inlawrev-2697	8	23	the	the	DET
inlawrev-2697	8	24	loan	loan	NOUN
inlawrev-2697	8	25	's	's	PART
inlawrev-2697	8	26	scheduled	schedule	VERB
inlawrev-2697	8	27	date	date	NOUN
inlawrev-2697	8	28	of	of	ADP
inlawrev-2697	8	29	maturity.7	maturity.7	NOUN
inlawrev-2697	8	30	the	the	DET
inlawrev-2697	8	31	use	use	NOUN
inlawrev-2697	8	32	of	of	ADP
inlawrev-2697	8	33	these	these	DET
inlawrev-2697	8	34	two	two	NUM
inlawrev-2697	8	35	clauses	clause	NOUN
inlawrev-2697	8	36	in	in	ADP
inlawrev-2697	8	37	tandem	tandem	NOUN
inlawrev-2697	8	38	has	have	AUX
inlawrev-2697	8	39	generated	generate	VERB
inlawrev-2697	8	40	much	much	ADJ
inlawrev-2697	8	41	of	of	ADP
inlawrev-2697	8	42	the	the	DET
inlawrev-2697	8	43	interest	interest	NOUN
inlawrev-2697	8	44	prompting	prompt	VERB
inlawrev-2697	8	45	the	the	DET
inlawrev-2697	8	46	writing	writing	NOUN
inlawrev-2697	8	47	of	of	ADP
inlawrev-2697	8	48	this	this	DET
inlawrev-2697	8	49	note	note	NOUN
inlawrev-2697	8	50	.	.	PUNCT
inlawrev-2697	9	1	the	the	DET
inlawrev-2697	9	2	lender	lender	NOUN
inlawrev-2697	9	3	's	's	PART
inlawrev-2697	9	4	imposition	imposition	NOUN
inlawrev-2697	9	5	of	of	ADP
inlawrev-2697	9	6	a	a	DET
inlawrev-2697	9	7	prepayment	prepayment	NOUN
inlawrev-2697	9	8	penalty	penalty	NOUN
inlawrev-2697	9	9	pursuant	pursuant	ADJ
inlawrev-2697	9	10	to	to	ADP
inlawrev-2697	9	11	the	the	DET
inlawrev-2697	9	12	exercise	exercise	NOUN
inlawrev-2697	9	13	of	of	ADP
inlawrev-2697	9	14	a	a	DET
inlawrev-2697	9	15	valid	valid	ADJ
inlawrev-2697	9	16	due	due	ADJ
inlawrev-2697	9	17	-	-	PUNCT
inlawrev-2697	9	18	on	on	ADP
inlawrev-2697	9	19	-	-	PUNCT
inlawrev-2697	9	20	sale	sale	NOUN
inlawrev-2697	9	21	clause	clause	NOUN
inlawrev-2697	9	22	in	in	ADP
inlawrev-2697	9	23	the	the	DET
inlawrev-2697	9	24	commercial	commercial	ADJ
inlawrev-2697	9	25	mortgage	mortgage	NOUN
inlawrev-2697	9	26	context	context	NOUN
inlawrev-2697	9	27	can	can	AUX
inlawrev-2697	9	28	be	be	AUX
inlawrev-2697	9	29	seen	see	VERB
inlawrev-2697	9	30	as	as	ADP
inlawrev-2697	9	31	a	a	DET
inlawrev-2697	9	32	bargained	bargain	VERB
inlawrev-2697	9	33	for	for	ADP
inlawrev-2697	9	34	commercial	commercial	ADJ
inlawrev-2697	9	35	cost	cost	NOUN
inlawrev-2697	9	36	of	of	ADP
inlawrev-2697	9	37	doing	do	VERB
inlawrev-2697	9	38	business	business	NOUN
inlawrev-2697	9	39	.	.	PUNCT
inlawrev-2697	10	1	8	8	NUM
inlawrev-2697	10	2	however	however	ADV
inlawrev-2697	10	3	,	,	PUNCT
inlawrev-2697	10	4	when	when	SCONJ
inlawrev-2697	10	5	present	present	ADJ
inlawrev-2697	10	6	interest	interest	NOUN
inlawrev-2697	10	7	rates	rate	NOUN
inlawrev-2697	10	8	are	be	AUX
inlawrev-2697	10	9	higher	high	ADJ
inlawrev-2697	10	10	than	than	ADP
inlawrev-2697	10	11	interest	interest	NOUN
inlawrev-2697	10	12	rates	rate	NOUN
inlawrev-2697	10	13	at	at	ADP
inlawrev-2697	10	14	the	the	DET
inlawrev-2697	10	15	date	date	NOUN
inlawrev-2697	10	16	of	of	ADP
inlawrev-2697	10	17	the	the	DET
inlawrev-2697	10	18	loan	loan	NOUN
inlawrev-2697	10	19	's	's	PART
inlawrev-2697	10	20	inception	inception	NOUN
inlawrev-2697	10	21	,	,	PUNCT
inlawrev-2697	10	22	the	the	DET
inlawrev-2697	10	23	use	use	NOUN
inlawrev-2697	10	24	of	of	ADP
inlawrev-2697	10	25	these	these	DET
inlawrev-2697	10	26	two	two	NUM
inlawrev-2697	10	27	clauses	clause	NOUN
inlawrev-2697	10	28	together	together	ADV
inlawrev-2697	10	29	*	*	PUNCT
inlawrev-2697	10	30	the	the	DET
inlawrev-2697	10	31	author	author	NOUN
inlawrev-2697	10	32	of	of	ADP
inlawrev-2697	10	33	this	this	DET
inlawrev-2697	10	34	note	note	NOUN
inlawrev-2697	10	35	assisted	assist	VERB
inlawrev-2697	10	36	in	in	ADP
inlawrev-2697	10	37	the	the	DET
inlawrev-2697	10	38	preparation	preparation	NOUN
inlawrev-2697	10	39	of	of	ADP
inlawrev-2697	10	40	appellee	appellee	PROPN
inlawrev-2697	10	41	's	's	PART
inlawrev-2697	10	42	brief	brief	NOUN
inlawrev-2697	10	43	in	in	ADP
inlawrev-2697	10	44	first	first	PROPN
inlawrev-2697	10	45	indiana	indiana	PROPN
inlawrev-2697	10	46	federal	federal	PROPN
inlawrev-2697	10	47	savings	savings	PROPN
inlawrev-2697	10	48	bank	bank	PROPN
inlawrev-2697	10	49	v.	v.	PROPN
inlawrev-2697	10	50	maryland	maryland	PROPN
inlawrev-2697	10	51	development	development	PROPN
inlawrev-2697	10	52	co.	co.	PROPN
inlawrev-2697	10	53	,	,	PUNCT
inlawrev-2697	10	54	inc	inc	PROPN
inlawrev-2697	10	55	.	.	PROPN
inlawrev-2697	10	56	,	,	PUNCT
inlawrev-2697	10	57	509	509	NUM
inlawrev-2697	10	58	n.e.2d	n.e.2d	NOUN
inlawrev-2697	10	59	253	253	NUM
inlawrev-2697	10	60	(	(	PUNCT
inlawrev-2697	10	61	ind	ind	PROPN
inlawrev-2697	10	62	.	.	PUNCT
inlawrev-2697	11	1	app	app	PROPN
inlawrev-2697	11	2	.	.	PROPN
inlawrev-2697	11	3	1987	1987	NUM
inlawrev-2697	11	4	)	)	PUNCT
inlawrev-2697	11	5	.	.	PUNCT
inlawrev-2697	12	1	the	the	DET
inlawrev-2697	12	2	case	case	NOUN
inlawrev-2697	12	3	involves	involve	VERB
inlawrev-2697	12	4	several	several	ADJ
inlawrev-2697	12	5	of	of	ADP
inlawrev-2697	12	6	the	the	DET
inlawrev-2697	12	7	issues	issue	NOUN
inlawrev-2697	12	8	addressed	address	VERB
inlawrev-2697	12	9	in	in	ADP
inlawrev-2697	12	10	this	this	DET
inlawrev-2697	12	11	note	note	NOUN
inlawrev-2697	12	12	.	.	PUNCT
inlawrev-2697	13	1	'	'	PUNCT
inlawrev-2697	13	2	council	council	NOUN
inlawrev-2697	13	3	of	of	ADP
inlawrev-2697	13	4	economic	economic	ADJ
inlawrev-2697	13	5	advisors	advisor	NOUN
inlawrev-2697	13	6	,	,	PUNCT
inlawrev-2697	13	7	economic	economic	ADJ
inlawrev-2697	13	8	report	report	NOUN
inlawrev-2697	13	9	of	of	ADP
inlawrev-2697	13	10	the	the	DET
inlawrev-2697	13	11	president	president	NOUN
inlawrev-2697	13	12	together	together	ADV
inlawrev-2697	13	13	with	with	ADP
inlawrev-2697	13	14	the	the	DET
inlawrev-2697	13	15	annual	annual	ADJ
inlawrev-2697	13	16	report	report	NOUN
inlawrev-2697	13	17	of	of	ADP
inlawrev-2697	13	18	the	the	DET
inlawrev-2697	13	19	council	council	NOUN
inlawrev-2697	13	20	of	of	ADP
inlawrev-2697	13	21	economic	economic	ADJ
inlawrev-2697	13	22	advisors	advisor	NOUN
inlawrev-2697	13	23	324	324	NUM
inlawrev-2697	13	24	(	(	PUNCT
inlawrev-2697	13	25	1987	1987	NUM
inlawrev-2697	13	26	)	)	PUNCT
inlawrev-2697	13	27	.	.	PUNCT
inlawrev-2697	14	1	2	2	NUM
inlawrev-2697	15	1	i	i	PRON
inlawrev-2697	15	2	d.	d.	PROPN
inlawrev-2697	15	3	at	at	ADP
inlawrev-2697	15	4	328	328	NUM
inlawrev-2697	15	5	.	.	PUNCT
inlawrev-2697	16	1	'	'	PUNCT
inlawrev-2697	16	2	i	i	PRON
inlawrev-2697	16	3	d.	d.	PROPN
inlawrev-2697	16	4	at	at	ADP
inlawrev-2697	16	5	325	325	NUM
inlawrev-2697	16	6	.	.	PUNCT
inlawrev-2697	17	1	'	'	PUNCT
inlawrev-2697	17	2	i	i	PRON
inlawrev-2697	17	3	d.	d.	PROPN
inlawrev-2697	17	4	at	at	ADP
inlawrev-2697	17	5	328	328	NUM
inlawrev-2697	17	6	.	.	PUNCT
inlawrev-2697	18	1	5see	5see	NUM
inlawrev-2697	18	2	comment	comment	NOUN
inlawrev-2697	18	3	,	,	PUNCT
inlawrev-2697	18	4	prepayment	prepayment	NOUN
inlawrev-2697	18	5	penalties	penalty	NOUN
inlawrev-2697	18	6	after	after	ADP
inlawrev-2697	18	7	garn	garn	PROPN
inlawrev-2697	18	8	-	-	PUNCT
inlawrev-2697	18	9	st	st	PROPN
inlawrev-2697	18	10	.	.	PROPN
inlawrev-2697	18	11	germain	germain	PROPN
inlawrev-2697	18	12	:	:	PUNCT
inlawrev-2697	18	13	a	a	DET
inlawrev-2697	18	14	minor	minor	ADJ
inlawrev-2697	18	15	coup	coup	NOUN
inlawrev-2697	18	16	for	for	ADP
inlawrev-2697	18	17	consumers	consumer	NOUN
inlawrev-2697	18	18	,	,	PUNCT
inlawrev-2697	18	19	1985	1985	NUM
inlawrev-2697	18	20	det	det	PROPN
inlawrev-2697	18	21	.	.	PUNCT
inlawrev-2697	19	1	c.	c.	PROPN
inlawrev-2697	19	2	l.	l.	PROPN
inlawrev-2697	19	3	rev	rev	PROPN
inlawrev-2697	19	4	.	.	PROPN
inlawrev-2697	19	5	835	835	NUM
inlawrev-2697	20	1	[	[	X
inlawrev-2697	20	2	hereinafter	hereinafter	NOUN
inlawrev-2697	20	3	prepayment	prepayment	NOUN
inlawrev-2697	20	4	penalties	penalty	NOUN
inlawrev-2697	20	5	]	]	PUNCT
inlawrev-2697	20	6	.	.	PUNCT
inlawrev-2697	21	1	fidelity	fidelity	PROPN
inlawrev-2697	21	2	fed	fed	PROPN
inlawrev-2697	21	3	.	.	PUNCT
inlawrev-2697	22	1	sav	sav	PROPN
inlawrev-2697	22	2	.	.	PROPN
inlawrev-2697	22	3	&	&	CCONJ
inlawrev-2697	22	4	loan	loan	VERB
inlawrev-2697	22	5	ass'n	ass'n	PROPN
inlawrev-2697	22	6	v.	v.	PROPN
inlawrev-2697	22	7	de	de	X
inlawrev-2697	22	8	la	la	X
inlawrev-2697	22	9	cuesta	cuesta	PROPN
inlawrev-2697	22	10	,	,	PUNCT
inlawrev-2697	22	11	458	458	NUM
inlawrev-2697	22	12	u.s	u.s	PROPN
inlawrev-2697	22	13	.	.	PROPN
inlawrev-2697	22	14	141	141	NUM
inlawrev-2697	22	15	,	,	PUNCT
inlawrev-2697	22	16	145	145	NUM
inlawrev-2697	22	17	(	(	PUNCT
inlawrev-2697	22	18	1982	1982	NUM
inlawrev-2697	22	19	)	)	PUNCT
inlawrev-2697	22	20	.	.	PUNCT
inlawrev-2697	23	1	7	7	NUM
inlawrev-2697	23	2	g.	g.	PROPN
inlawrev-2697	23	3	nelson	nelson	PROPN
inlawrev-2697	23	4	&	&	CCONJ
inlawrev-2697	23	5	d.	d.	PROPN
inlawrev-2697	23	6	whitman	whitman	PROPN
inlawrev-2697	23	7	,	,	PUNCT
inlawrev-2697	23	8	real	real	ADJ
inlawrev-2697	23	9	estate	estate	NOUN
inlawrev-2697	23	10	finance	finance	NOUN
inlawrev-2697	23	11	law	law	NOUN
inlawrev-2697	23	12	§	§	PROPN
inlawrev-2697	23	13	6.1	6.1	NUM
inlawrev-2697	23	14	(	(	PUNCT
inlawrev-2697	23	15	2d	2d	NUM
inlawrev-2697	23	16	ed	ed	NOUN
inlawrev-2697	23	17	.	.	PROPN
inlawrev-2697	23	18	1985	1985	NUM
inlawrev-2697	23	19	)	)	PUNCT
inlawrev-2697	24	1	[	[	X
inlawrev-2697	24	2	hereinafter	hereinafter	NOUN
inlawrev-2697	24	3	real	real	ADJ
inlawrev-2697	24	4	estate	estate	NOUN
inlawrev-2697	24	5	finance	finance	NOUN
inlawrev-2697	24	6	]	]	PUNCT
inlawrev-2697	24	7	.	.	PUNCT
inlawrev-2697	25	1	8see	8see	NUM
inlawrev-2697	25	2	lazzareschi	lazzareschi	NOUN
inlawrev-2697	25	3	inv	inv	NOUN
inlawrev-2697	25	4	.	.	PUNCT
inlawrev-2697	26	1	co.	co.	PROPN
inlawrev-2697	26	2	v.	v.	ADP
inlawrev-2697	26	3	san	san	PROPN
inlawrev-2697	26	4	francisco	francisco	PROPN
inlawrev-2697	26	5	fed	fed	PROPN
inlawrev-2697	26	6	.	.	PUNCT
inlawrev-2697	27	1	sav	sav	PROPN
inlawrev-2697	27	2	.	.	PROPN
inlawrev-2697	27	3	&	&	CCONJ
inlawrev-2697	27	4	loan	loan	PROPN
inlawrev-2697	27	5	ass'n	ass'n	PROPN
inlawrev-2697	27	6	,	,	PUNCT
inlawrev-2697	27	7	22	22	NUM
inlawrev-2697	27	8	cal	cal	NOUN
inlawrev-2697	27	9	.	.	PUNCT
inlawrev-2697	28	1	app	app	PROPN
inlawrev-2697	28	2	.	.	PUNCT
inlawrev-2697	29	1	3d	3d	NUM
inlawrev-2697	29	2	303	303	NUM
inlawrev-2697	29	3	,	,	PUNCT
inlawrev-2697	29	4	99	99	NUM
inlawrev-2697	29	5	cal	cal	NOUN
inlawrev-2697	29	6	.	.	PUNCT
inlawrev-2697	30	1	rptr	rptr	PROPN
inlawrev-2697	30	2	.	.	PUNCT
inlawrev-2697	31	1	417	417	NUM
inlawrev-2697	31	2	(	(	PUNCT
inlawrev-2697	31	3	1971	1971	NUM
inlawrev-2697	31	4	)	)	PUNCT
inlawrev-2697	31	5	.	.	PUNCT
inlawrev-2697	32	1	735	735	NUM
inlawrev-2697	32	2	736	736	NUM
inlawrev-2697	32	3	indiana	indiana	PROPN
inlawrev-2697	32	4	law	law	PROPN
inlawrev-2697	32	5	review	review	NOUN
inlawrev-2697	32	6	[	[	X
inlawrev-2697	32	7	vol	vol	NOUN
inlawrev-2697	32	8	.	.	PUNCT
inlawrev-2697	32	9	20:735	20:735	NUM
inlawrev-2697	32	10	results	result	NOUN
inlawrev-2697	32	11	in	in	ADP
inlawrev-2697	32	12	"	"	PUNCT
inlawrev-2697	32	13	double	double	ADJ
inlawrev-2697	32	14	-	-	PUNCT
inlawrev-2697	32	15	dipping"9	dipping"9	VERB
inlawrev-2697	32	16	by	by	ADP
inlawrev-2697	32	17	the	the	DET
inlawrev-2697	32	18	lender	lender	NOUN
inlawrev-2697	32	19	and	and	CCONJ
inlawrev-2697	32	20	inequitable	inequitable	ADJ
inlawrev-2697	32	21	circumstances	circumstance	NOUN
inlawrev-2697	32	22	can	can	AUX
inlawrev-2697	32	23	result	result	VERB
inlawrev-2697	32	24	.	.	PUNCT
inlawrev-2697	33	1	10	10	NUM
inlawrev-2697	33	2	the	the	DET
inlawrev-2697	33	3	issue	issue	NOUN
inlawrev-2697	33	4	faced	face	VERB
inlawrev-2697	33	5	by	by	ADP
inlawrev-2697	33	6	both	both	DET
inlawrev-2697	33	7	state	state	NOUN
inlawrev-2697	33	8	and	and	CCONJ
inlawrev-2697	33	9	federal	federal	ADJ
inlawrev-2697	33	10	courts	court	NOUN
inlawrev-2697	33	11	and	and	CCONJ
inlawrev-2697	33	12	legislatures	legislature	NOUN
inlawrev-2697	33	13	today	today	NOUN
inlawrev-2697	33	14	is	be	AUX
inlawrev-2697	33	15	the	the	DET
inlawrev-2697	33	16	propriety	propriety	NOUN
inlawrev-2697	33	17	of	of	ADP
inlawrev-2697	33	18	allowing	allow	VERB
inlawrev-2697	33	19	these	these	DET
inlawrev-2697	33	20	clauses	clause	NOUN
inlawrev-2697	33	21	to	to	PART
inlawrev-2697	33	22	be	be	AUX
inlawrev-2697	33	23	exercised	exercise	VERB
inlawrev-2697	33	24	in	in	ADP
inlawrev-2697	33	25	tandem	tandem	NOUN
inlawrev-2697	33	26	in	in	ADP
inlawrev-2697	33	27	the	the	DET
inlawrev-2697	33	28	commercial	commercial	ADJ
inlawrev-2697	33	29	mortgage	mortgage	NOUN
inlawrev-2697	33	30	context	context	NOUN
inlawrev-2697	33	31	.	.	PUNCT
inlawrev-2697	34	1	the	the	DET
inlawrev-2697	34	2	united	united	PROPN
inlawrev-2697	34	3	states	states	PROPN
inlawrev-2697	34	4	supreme	supreme	PROPN
inlawrev-2697	34	5	court	court	PROPN
inlawrev-2697	34	6	's	's	PART
inlawrev-2697	34	7	decision	decision	NOUN
inlawrev-2697	34	8	in	in	ADP
inlawrev-2697	34	9	fidelity	fidelity	PROPN
inlawrev-2697	34	10	federal	federal	PROPN
inlawrev-2697	34	11	savings	savings	PROPN
inlawrev-2697	34	12	&	&	CCONJ
inlawrev-2697	34	13	loan	loan	PROPN
inlawrev-2697	34	14	association	association	PROPN
inlawrev-2697	34	15	v.	v.	ADP
inlawrev-2697	34	16	de	de	X
inlawrev-2697	34	17	la	la	X
inlawrev-2697	34	18	custa11	custa11	NOUN
inlawrev-2697	34	19	providing	provide	VERB
inlawrev-2697	34	20	for	for	ADP
inlawrev-2697	34	21	the	the	DET
inlawrev-2697	34	22	enforceability	enforceability	NOUN
inlawrev-2697	34	23	of	of	ADP
inlawrev-2697	34	24	due	due	ADJ
inlawrev-2697	34	25	-	-	PUNCT
inlawrev-2697	34	26	on	on	ADP
inlawrev-2697	34	27	-	-	PUNCT
inlawrev-2697	34	28	sale	sale	NOUN
inlawrev-2697	34	29	clauses	clause	NOUN
inlawrev-2697	34	30	in	in	ADP
inlawrev-2697	34	31	mortgages	mortgage	NOUN
inlawrev-2697	34	32	held	hold	VERB
inlawrev-2697	34	33	by	by	ADP
inlawrev-2697	34	34	federal	federal	ADJ
inlawrev-2697	34	35	lending	lending	NOUN
inlawrev-2697	34	36	associations	association	NOUN
inlawrev-2697	34	37	,	,	PUNCT
inlawrev-2697	34	38	12	12	NUM
inlawrev-2697	34	39	along	along	ADP
inlawrev-2697	34	40	with	with	ADP
inlawrev-2697	34	41	congress	congress	PROPN
inlawrev-2697	34	42	'	'	PART
inlawrev-2697	34	43	passage	passage	NOUN
inlawrev-2697	34	44	of	of	ADP
inlawrev-2697	34	45	section	section	NOUN
inlawrev-2697	34	46	341	341	NUM
inlawrev-2697	34	47	of	of	ADP
inlawrev-2697	34	48	the	the	DET
inlawrev-2697	34	49	garn	garn	PROPN
inlawrev-2697	34	50	-	-	PUNCT
inlawrev-2697	34	51	st	st	PROPN
inlawrev-2697	34	52	.	.	PROPN
inlawrev-2697	34	53	germain	germain	PROPN
inlawrev-2697	34	54	depository	depository	NOUN
inlawrev-2697	34	55	institutions	institution	NOUN
inlawrev-2697	34	56	act	act	VERB
inlawrev-2697	34	57	13	13	NUM
inlawrev-2697	34	58	(	(	PUNCT
inlawrev-2697	34	59	act	act	PROPN
inlawrev-2697	34	60	)	)	PUNCT
inlawrev-2697	34	61	,	,	PUNCT
inlawrev-2697	34	62	extending	extend	VERB
inlawrev-2697	34	63	the	the	DET
inlawrev-2697	34	64	ability	ability	NOUN
inlawrev-2697	34	65	to	to	PART
inlawrev-2697	34	66	enforce	enforce	VERB
inlawrev-2697	34	67	due	due	ADJ
inlawrev-2697	34	68	-	-	PUNCT
inlawrev-2697	34	69	on	on	ADP
inlawrev-2697	34	70	-	-	PUNCT
inlawrev-2697	34	71	sale	sale	NOUN
inlawrev-2697	34	72	clauses	clause	NOUN
inlawrev-2697	34	73	to	to	ADP
inlawrev-2697	34	74	both	both	CCONJ
inlawrev-2697	34	75	state	state	NOUN
inlawrev-2697	34	76	and	and	CCONJ
inlawrev-2697	34	77	federal	federal	ADJ
inlawrev-2697	34	78	lenders	lender	NOUN
inlawrev-2697	34	79	,	,	PUNCT
inlawrev-2697	34	80	14	14	NUM
inlawrev-2697	34	81	have	have	AUX
inlawrev-2697	34	82	greatly	greatly	ADV
inlawrev-2697	34	83	settled	settle	VERB
inlawrev-2697	34	84	questions	question	NOUN
inlawrev-2697	34	85	concerning	concern	VERB
inlawrev-2697	34	86	the	the	DET
inlawrev-2697	34	87	validity	validity	NOUN
inlawrev-2697	34	88	and	and	CCONJ
inlawrev-2697	34	89	enforceability	enforceability	NOUN
inlawrev-2697	34	90	of	of	ADP
inlawrev-2697	34	91	due	due	ADJ
inlawrev-2697	34	92	-	-	PUNCT
inlawrev-2697	34	93	on	on	ADP
inlawrev-2697	34	94	-	-	PUNCT
inlawrev-2697	34	95	sale	sale	NOUN
inlawrev-2697	34	96	clauses	clause	NOUN
inlawrev-2697	34	97	.	.	PUNCT
inlawrev-2697	35	1	the	the	DET
inlawrev-2697	35	2	enforceability	enforceability	NOUN
inlawrev-2697	35	3	of	of	ADP
inlawrev-2697	35	4	prepayment	prepayment	NOUN
inlawrev-2697	35	5	penalties	penalty	NOUN
inlawrev-2697	35	6	by	by	ADP
inlawrev-2697	35	7	commercial	commercial	ADJ
inlawrev-2697	35	8	lenders	lender	NOUN
inlawrev-2697	35	9	is	be	AUX
inlawrev-2697	35	10	not	not	PART
inlawrev-2697	35	11	quite	quite	ADV
inlawrev-2697	35	12	so	so	ADV
inlawrev-2697	35	13	settled	settle	VERB
inlawrev-2697	35	14	.	.	PUNCT
inlawrev-2697	36	1	presently	presently	ADV
inlawrev-2697	36	2	there	there	PRON
inlawrev-2697	36	3	are	be	VERB
inlawrev-2697	36	4	no	no	DET
inlawrev-2697	36	5	real	real	ADJ
inlawrev-2697	36	6	"	"	PUNCT
inlawrev-2697	36	7	rules	rule	NOUN
inlawrev-2697	36	8	"	"	PUNCT
inlawrev-2697	36	9	concerning	concern	VERB
inlawrev-2697	36	10	a	a	DET
inlawrev-2697	36	11	commercial	commercial	ADJ
inlawrev-2697	36	12	lender	lender	NOUN
inlawrev-2697	36	13	's	's	PART
inlawrev-2697	36	14	ability	ability	NOUN
inlawrev-2697	36	15	to	to	PART
inlawrev-2697	36	16	exercise	exercise	VERB
inlawrev-2697	36	17	a	a	DET
inlawrev-2697	36	18	prepayment	prepayment	NOUN
inlawrev-2697	36	19	penalty	penalty	NOUN
inlawrev-2697	36	20	provision	provision	NOUN
inlawrev-2697	36	21	.	.	PUNCT
inlawrev-2697	37	1	15	15	NUM
inlawrev-2697	37	2	however	however	ADV
inlawrev-2697	37	3	,	,	PUNCT
inlawrev-2697	37	4	under	under	ADP
inlawrev-2697	37	5	the	the	DET
inlawrev-2697	37	6	power	power	NOUN
inlawrev-2697	37	7	of	of	ADP
inlawrev-2697	37	8	the	the	DET
inlawrev-2697	37	9	home	home	NOUN
inlawrev-2697	37	10	owners	owner	NOUN
inlawrev-2697	37	11	'	'	PART
inlawrev-2697	37	12	loan	loan	NOUN
inlawrev-2697	37	13	act	act	NOUN
inlawrev-2697	37	14	16	16	NUM
inlawrev-2697	37	15	(	(	PUNCT
inlawrev-2697	37	16	hola	hola	PROPN
inlawrev-2697	37	17	)	)	PUNCT
inlawrev-2697	37	18	,	,	PUNCT
inlawrev-2697	37	19	the	the	DET
inlawrev-2697	37	20	federal	federal	PROPN
inlawrev-2697	37	21	home	home	PROPN
inlawrev-2697	37	22	loan	loan	PROPN
inlawrev-2697	37	23	bank	bank	PROPN
inlawrev-2697	37	24	board	board	PROPN
inlawrev-2697	37	25	17	17	NUM
inlawrev-2697	37	26	(	(	PUNCT
inlawrev-2697	37	27	board	board	NOUN
inlawrev-2697	37	28	)	)	PUNCT
inlawrev-2697	37	29	has	have	AUX
inlawrev-2697	37	30	passed	pass	VERB
inlawrev-2697	37	31	regulations	regulation	NOUN
inlawrev-2697	37	32	9	9	NUM
inlawrev-2697	37	33	"	"	PUNCT
inlawrev-2697	37	34	double	double	ADJ
inlawrev-2697	37	35	-	-	PUNCT
inlawrev-2697	37	36	dipping	dipping	NOUN
inlawrev-2697	37	37	"	"	PUNCT
inlawrev-2697	37	38	occurs	occur	VERB
inlawrev-2697	37	39	when	when	SCONJ
inlawrev-2697	37	40	the	the	DET
inlawrev-2697	37	41	lender	lender	NOUN
inlawrev-2697	37	42	exercises	exercise	VERB
inlawrev-2697	37	43	a	a	DET
inlawrev-2697	37	44	due	due	ADJ
inlawrev-2697	37	45	-	-	PUNCT
inlawrev-2697	37	46	on	on	ADP
inlawrev-2697	37	47	-	-	PUNCT
inlawrev-2697	37	48	sale	sale	NOUN
inlawrev-2697	37	49	clause	clause	NOUN
inlawrev-2697	37	50	,	,	PUNCT
inlawrev-2697	37	51	receiving	receive	VERB
inlawrev-2697	37	52	the	the	DET
inlawrev-2697	37	53	entire	entire	ADJ
inlawrev-2697	37	54	balance	balance	NOUN
inlawrev-2697	37	55	of	of	ADP
inlawrev-2697	37	56	the	the	DET
inlawrev-2697	37	57	loan	loan	NOUN
inlawrev-2697	37	58	debt	debt	NOUN
inlawrev-2697	37	59	immediately	immediately	ADV
inlawrev-2697	37	60	,	,	PUNCT
inlawrev-2697	37	61	while	while	SCONJ
inlawrev-2697	37	62	also	also	ADV
inlawrev-2697	37	63	collecting	collect	VERB
inlawrev-2697	37	64	a	a	DET
inlawrev-2697	37	65	prepayment	prepayment	NOUN
inlawrev-2697	37	66	penalty	penalty	NOUN
inlawrev-2697	37	67	because	because	SCONJ
inlawrev-2697	37	68	of	of	ADP
inlawrev-2697	37	69	the	the	DET
inlawrev-2697	37	70	borrower	borrower	NOUN
inlawrev-2697	37	71	's	's	PART
inlawrev-2697	37	72	early	early	ADJ
inlawrev-2697	37	73	payment	payment	NOUN
inlawrev-2697	37	74	of	of	ADP
inlawrev-2697	37	75	the	the	DET
inlawrev-2697	37	76	loan	loan	NOUN
inlawrev-2697	37	77	.	.	PUNCT
inlawrev-2697	38	1	10see	10see	PROPN
inlawrev-2697	38	2	george	george	PROPN
inlawrev-2697	38	3	h.	h.	PROPN
inlawrev-2697	38	4	hutman	hutman	PROPN
inlawrev-2697	38	5	,	,	PUNCT
inlawrev-2697	38	6	inc	inc	PROPN
inlawrev-2697	38	7	.	.	PROPN
inlawrev-2697	38	8	v.	v.	PROPN
inlawrev-2697	38	9	aetna	aetna	PROPN
inlawrev-2697	38	10	business	business	PROPN
inlawrev-2697	38	11	credit	credit	PROPN
inlawrev-2697	38	12	,	,	PUNCT
inlawrev-2697	38	13	inc	inc	PROPN
inlawrev-2697	38	14	.	.	PROPN
inlawrev-2697	38	15	,	,	PUNCT
inlawrev-2697	38	16	115	115	NUM
inlawrev-2697	38	17	misc	misc	NOUN
inlawrev-2697	38	18	.	.	PUNCT
inlawrev-2697	39	1	2d	2d	PROPN
inlawrev-2697	39	2	168	168	NUM
inlawrev-2697	39	3	,	,	PUNCT
inlawrev-2697	39	4	453	453	NUM
inlawrev-2697	39	5	n.y.s.2d	n.y.s.2d	NUM
inlawrev-2697	39	6	586	586	NUM
inlawrev-2697	39	7	(	(	PUNCT
inlawrev-2697	39	8	1982	1982	NUM
inlawrev-2697	39	9	)	)	PUNCT
inlawrev-2697	39	10	.	.	PUNCT
inlawrev-2697	40	1	the	the	DET
inlawrev-2697	40	2	inequity	inequity	NOUN
inlawrev-2697	40	3	of	of	ADP
inlawrev-2697	40	4	"	"	PUNCT
inlawrev-2697	40	5	double	double	ADJ
inlawrev-2697	40	6	-	-	PUNCT
inlawrev-2697	40	7	dipping	dipping	NOUN
inlawrev-2697	40	8	"	"	PUNCT
inlawrev-2697	40	9	results	result	NOUN
inlawrev-2697	40	10	from	from	ADP
inlawrev-2697	40	11	the	the	DET
inlawrev-2697	40	12	lender	lender	NOUN
inlawrev-2697	40	13	's	's	PART
inlawrev-2697	40	14	ability	ability	NOUN
inlawrev-2697	40	15	to	to	PART
inlawrev-2697	40	16	reinvest	reinvest	VERB
inlawrev-2697	40	17	loan	loan	NOUN
inlawrev-2697	40	18	proceeds	proceed	NOUN
inlawrev-2697	40	19	collected	collect	VERB
inlawrev-2697	40	20	by	by	ADP
inlawrev-2697	40	21	the	the	DET
inlawrev-2697	40	22	exercise	exercise	NOUN
inlawrev-2697	40	23	of	of	ADP
inlawrev-2697	40	24	a	a	DET
inlawrev-2697	40	25	due	due	ADJ
inlawrev-2697	40	26	-	-	PUNCT
inlawrev-2697	40	27	on	on	ADP
inlawrev-2697	40	28	-	-	PUNCT
inlawrev-2697	40	29	sale	sale	NOUN
inlawrev-2697	40	30	clause	clause	NOUN
inlawrev-2697	40	31	at	at	ADP
inlawrev-2697	40	32	presently	presently	ADV
inlawrev-2697	40	33	higher	high	ADJ
inlawrev-2697	40	34	rates	rate	NOUN
inlawrev-2697	40	35	of	of	ADP
inlawrev-2697	40	36	interest	interest	NOUN
inlawrev-2697	40	37	,	,	PUNCT
inlawrev-2697	40	38	while	while	SCONJ
inlawrev-2697	40	39	also	also	ADV
inlawrev-2697	40	40	collecting	collect	VERB
inlawrev-2697	40	41	a	a	DET
inlawrev-2697	40	42	prepayment	prepayment	NOUN
inlawrev-2697	40	43	penalty	penalty	NOUN
inlawrev-2697	40	44	from	from	ADP
inlawrev-2697	40	45	the	the	DET
inlawrev-2697	40	46	borrower	borrower	NOUN
inlawrev-2697	40	47	.	.	PUNCT
inlawrev-2697	41	1	"	"	PUNCT
inlawrev-2697	41	2	458	458	NUM
inlawrev-2697	41	3	u.s	u.s	PROPN
inlawrev-2697	41	4	.	.	PROPN
inlawrev-2697	41	5	141	141	NUM
inlawrev-2697	41	6	(	(	PUNCT
inlawrev-2697	41	7	1982	1982	NUM
inlawrev-2697	41	8	)	)	PUNCT
inlawrev-2697	41	9	.	.	PUNCT
inlawrev-2697	42	1	12	12	NUM
inlawrev-2697	42	2	"	"	PUNCT
inlawrev-2697	42	3	federal	federal	ADJ
inlawrev-2697	42	4	association	association	NOUN
inlawrev-2697	42	5	"	"	PUNCT
inlawrev-2697	42	6	is	be	AUX
inlawrev-2697	42	7	defined	define	VERB
inlawrev-2697	42	8	as	as	ADP
inlawrev-2697	42	9	"	"	PUNCT
inlawrev-2697	42	10	[	[	X
inlawrev-2697	42	11	a	a	X
inlawrev-2697	42	12	]	]	X
inlawrev-2697	42	13	savings	saving	NOUN
inlawrev-2697	42	14	and	and	CCONJ
inlawrev-2697	42	15	loan	loan	NOUN
inlawrev-2697	42	16	association	association	PROPN
inlawrev-2697	42	17	or	or	CCONJ
inlawrev-2697	42	18	savings	savings	PROPN
inlawrev-2697	42	19	bank	bank	NOUN
inlawrev-2697	42	20	chartered	charter	VERB
inlawrev-2697	42	21	by	by	ADP
inlawrev-2697	42	22	the	the	DET
inlawrev-2697	42	23	board	board	NOUN
inlawrev-2697	42	24	under	under	ADP
inlawrev-2697	42	25	section	section	NOUN
inlawrev-2697	42	26	5	5	NUM
inlawrev-2697	42	27	of	of	ADP
inlawrev-2697	42	28	the	the	DET
inlawrev-2697	42	29	[	[	X
inlawrev-2697	42	30	garn	garn	PROPN
inlawrev-2697	42	31	-	-	PUNCT
inlawrev-2697	42	32	st	st	PROPN
inlawrev-2697	42	33	.	.	PROPN
inlawrev-2697	42	34	germain	germain	PROPN
inlawrev-2697	42	35	depository	depository	NOUN
inlawrev-2697	42	36	institutions	institution	NOUN
inlawrev-2697	42	37	]	]	PUNCT
inlawrev-2697	42	38	act	act	NOUN
inlawrev-2697	42	39	and	and	CCONJ
inlawrev-2697	42	40	,	,	PUNCT
inlawrev-2697	42	41	except	except	SCONJ
inlawrev-2697	42	42	as	as	SCONJ
inlawrev-2697	42	43	the	the	DET
inlawrev-2697	42	44	board	board	NOUN
inlawrev-2697	42	45	may	may	AUX
inlawrev-2697	42	46	otherwise	otherwise	ADV
inlawrev-2697	42	47	provide	provide	VERB
inlawrev-2697	42	48	,	,	PUNCT
inlawrev-2697	42	49	any	any	DET
inlawrev-2697	42	50	building	building	NOUN
inlawrev-2697	42	51	and	and	CCONJ
inlawrev-2697	42	52	loan	loan	NOUN
inlawrev-2697	42	53	,	,	PUNCT
inlawrev-2697	42	54	savings	saving	NOUN
inlawrev-2697	42	55	and	and	CCONJ
inlawrev-2697	42	56	loan	loan	NOUN
inlawrev-2697	42	57	,	,	PUNCT
inlawrev-2697	42	58	building	building	NOUN
inlawrev-2697	42	59	or	or	CCONJ
inlawrev-2697	42	60	homestead	homestead	PROPN
inlawrev-2697	42	61	association	association	PROPN
inlawrev-2697	42	62	,	,	PUNCT
inlawrev-2697	42	63	organized	organize	VERB
inlawrev-2697	42	64	or	or	CCONJ
inlawrev-2697	42	65	incorporated	incorporate	VERB
inlawrev-2697	42	66	under	under	ADP
inlawrev-2697	42	67	the	the	DET
inlawrev-2697	42	68	laws	law	NOUN
inlawrev-2697	42	69	of	of	ADP
inlawrev-2697	42	70	the	the	DET
inlawrev-2697	42	71	district	district	NOUN
inlawrev-2697	42	72	of	of	ADP
inlawrev-2697	42	73	columbia	columbia	PROPN
inlawrev-2697	42	74	.	.	PUNCT
inlawrev-2697	42	75	"	"	PUNCT
inlawrev-2697	43	1	12	12	NUM
inlawrev-2697	43	2	c.f.r	c.f.r	NOUN
inlawrev-2697	43	3	.	.	PUNCT
inlawrev-2697	44	1	§	§	PROPN
inlawrev-2697	44	2	541.8	541.8	NUM
inlawrev-2697	44	3	(	(	PUNCT
inlawrev-2697	44	4	1986	1986	NUM
inlawrev-2697	44	5	)	)	PUNCT
inlawrev-2697	44	6	.	.	PUNCT
inlawrev-2697	45	1	13pub	13pub	NOUN
inlawrev-2697	45	2	.	.	PUNCT
inlawrev-2697	46	1	l.	l.	PROPN
inlawrev-2697	46	2	no	no	INTJ
inlawrev-2697	46	3	.	.	PROPN
inlawrev-2697	47	1	97	97	NUM
inlawrev-2697	47	2	-	-	SYM
inlawrev-2697	47	3	320	320	NUM
inlawrev-2697	47	4	,	,	PUNCT
inlawrev-2697	47	5	title	title	NOUN
inlawrev-2697	47	6	iii	iii	PROPN
inlawrev-2697	47	7	,	,	PUNCT
inlawrev-2697	47	8	§	§	PROPN
inlawrev-2697	47	9	341	341	NUM
inlawrev-2697	47	10	,	,	PUNCT
inlawrev-2697	47	11	96	96	NUM
inlawrev-2697	47	12	stat	stat	NOUN
inlawrev-2697	47	13	.	.	PUNCT
inlawrev-2697	48	1	1505	1505	NUM
inlawrev-2697	48	2	(	(	PUNCT
inlawrev-2697	48	3	1982	1982	NUM
inlawrev-2697	48	4	)	)	PUNCT
inlawrev-2697	48	5	(	(	PUNCT
inlawrev-2697	48	6	codified	codify	VERB
inlawrev-2697	48	7	as	as	SCONJ
inlawrev-2697	48	8	amended	amend	VERB
inlawrev-2697	48	9	at	at	ADP
inlawrev-2697	48	10	12	12	NUM
inlawrev-2697	48	11	u.s.c	u.s.c	ADJ
inlawrev-2697	48	12	.	.	PUNCT
inlawrev-2697	49	1	§	§	PROPN
inlawrev-2697	49	2	1701j-3	1701j-3	NUM
inlawrev-2697	49	3	(	(	PUNCT
inlawrev-2697	49	4	1982	1982	NUM
inlawrev-2697	49	5	&	&	CCONJ
inlawrev-2697	49	6	supp	supp	PROPN
inlawrev-2697	49	7	.	.	PUNCT
inlawrev-2697	49	8	1985	1985	NUM
inlawrev-2697	49	9	)	)	PUNCT
inlawrev-2697	49	10	)	)	PUNCT
inlawrev-2697	49	11	.	.	PUNCT
inlawrev-2697	50	1	14under	14under	NUM
inlawrev-2697	51	1	the	the	DET
inlawrev-2697	51	2	act	act	NOUN
inlawrev-2697	51	3	,	,	PUNCT
inlawrev-2697	51	4	a	a	DET
inlawrev-2697	51	5	"	"	PUNCT
inlawrev-2697	51	6	lender	lender	NOUN
inlawrev-2697	51	7	"	"	PUNCT
inlawrev-2697	51	8	is	be	AUX
inlawrev-2697	51	9	defined	define	VERB
inlawrev-2697	51	10	as	as	ADP
inlawrev-2697	51	11	"	"	PUNCT
inlawrev-2697	51	12	a	a	DET
inlawrev-2697	51	13	person	person	NOUN
inlawrev-2697	51	14	or	or	CCONJ
inlawrev-2697	51	15	government	government	NOUN
inlawrev-2697	51	16	agency	agency	NOUN
inlawrev-2697	51	17	making	make	VERB
inlawrev-2697	51	18	a	a	DET
inlawrev-2697	51	19	real	real	ADJ
inlawrev-2697	51	20	property	property	NOUN
inlawrev-2697	51	21	loan	loan	NOUN
inlawrev-2697	51	22	or	or	CCONJ
inlawrev-2697	51	23	any	any	DET
inlawrev-2697	51	24	assignee	assignee	NOUN
inlawrev-2697	51	25	or	or	CCONJ
inlawrev-2697	51	26	transferee	transferee	NOUN
inlawrev-2697	51	27	,	,	PUNCT
inlawrev-2697	51	28	in	in	ADP
inlawrev-2697	51	29	whole	whole	ADJ
inlawrev-2697	51	30	or	or	CCONJ
inlawrev-2697	51	31	in	in	ADP
inlawrev-2697	51	32	part	part	NOUN
inlawrev-2697	51	33	,	,	PUNCT
inlawrev-2697	51	34	of	of	ADP
inlawrev-2697	51	35	such	such	DET
inlawrev-2697	51	36	a	a	DET
inlawrev-2697	51	37	person	person	NOUN
inlawrev-2697	51	38	or	or	CCONJ
inlawrev-2697	51	39	agency	agency	NOUN
inlawrev-2697	51	40	.	.	PUNCT
inlawrev-2697	51	41	"	"	PUNCT
inlawrev-2697	52	1	12	12	NUM
inlawrev-2697	52	2	u.s.c	u.s.c	ADJ
inlawrev-2697	52	3	.	.	PUNCT
inlawrev-2697	53	1	§	§	PROPN
inlawrev-2697	53	2	1701j-3(a)(2	1701j-3(a)(2	NUM
inlawrev-2697	53	3	)	)	PUNCT
inlawrev-2697	53	4	(	(	PUNCT
inlawrev-2697	53	5	1982	1982	NUM
inlawrev-2697	53	6	)	)	PUNCT
inlawrev-2697	53	7	.	.	PUNCT
inlawrev-2697	54	1	15see	15see	NOUN
inlawrev-2697	54	2	infra	infra	NOUN
inlawrev-2697	54	3	notes	note	VERB
inlawrev-2697	54	4	170	170	NUM
inlawrev-2697	54	5	-	-	SYM
inlawrev-2697	54	6	210	210	NUM
inlawrev-2697	54	7	and	and	CCONJ
inlawrev-2697	54	8	accompanying	accompany	VERB
inlawrev-2697	54	9	text	text	NOUN
inlawrev-2697	54	10	.	.	PUNCT
inlawrev-2697	55	1	,	,	PUNCT
inlawrev-2697	55	2	6home	6home	NUM
inlawrev-2697	55	3	owners	owner	NOUN
inlawrev-2697	55	4	'	'	PART
inlawrev-2697	55	5	loan	loan	NOUN
inlawrev-2697	55	6	act	act	NOUN
inlawrev-2697	55	7	,	,	PUNCT
inlawrev-2697	55	8	12	12	NUM
inlawrev-2697	55	9	u.s.c	u.s.c	ADJ
inlawrev-2697	55	10	.	.	PUNCT
inlawrev-2697	56	1	§	§	PROPN
inlawrev-2697	56	2	§	§	PROPN
inlawrev-2697	56	3	1461	1461	NUM
inlawrev-2697	56	4	-	-	SYM
inlawrev-2697	56	5	1470	1470	NUM
inlawrev-2697	56	6	(	(	PUNCT
inlawrev-2697	56	7	1982	1982	NUM
inlawrev-2697	56	8	&	&	CCONJ
inlawrev-2697	56	9	supp	supp	PROPN
inlawrev-2697	56	10	.	.	PUNCT
inlawrev-2697	57	1	1985	1985	NUM
inlawrev-2697	57	2	)	)	PUNCT
inlawrev-2697	57	3	.	.	PUNCT
inlawrev-2697	58	1	17the	17the	DET
inlawrev-2697	58	2	federal	federal	PROPN
inlawrev-2697	58	3	home	home	PROPN
inlawrev-2697	58	4	loan	loan	PROPN
inlawrev-2697	58	5	bank	bank	PROPN
inlawrev-2697	58	6	board	board	NOUN
inlawrev-2697	58	7	is	be	AUX
inlawrev-2697	58	8	an	an	DET
inlawrev-2697	58	9	independent	independent	ADJ
inlawrev-2697	58	10	federal	federal	ADJ
inlawrev-2697	58	11	regulatory	regulatory	ADJ
inlawrev-2697	58	12	agency	agency	NOUN
inlawrev-2697	58	13	founded	found	VERB
inlawrev-2697	58	14	in	in	ADP
inlawrev-2697	58	15	1932	1932	NUM
inlawrev-2697	58	16	and	and	CCONJ
inlawrev-2697	58	17	is	be	AUX
inlawrev-2697	58	18	vested	vest	VERB
inlawrev-2697	58	19	with	with	ADP
inlawrev-2697	58	20	authority	authority	NOUN
inlawrev-2697	58	21	to	to	PART
inlawrev-2697	58	22	administer	administer	VERB
inlawrev-2697	58	23	hola	hola	PROPN
inlawrev-2697	58	24	.	.	PROPN
inlawrev-2697	59	1	12	12	NUM
inlawrev-2697	59	2	u.s.c	u.s.c	NOUN
inlawrev-2697	59	3	.	.	PUNCT
inlawrev-2697	60	1	§	§	PROPN
inlawrev-2697	60	2	§	§	PROPN
inlawrev-2697	60	3	14211449	14211449	NUM
inlawrev-2697	60	4	(	(	PUNCT
inlawrev-2697	60	5	1982	1982	NUM
inlawrev-2697	60	6	&	&	CCONJ
inlawrev-2697	60	7	supp	supp	PROPN
inlawrev-2697	60	8	.	.	PUNCT
inlawrev-2697	61	1	1985	1985	NUM
inlawrev-2697	61	2	)	)	PUNCT
inlawrev-2697	61	3	.	.	PUNCT
inlawrev-2697	62	1	the	the	DET
inlawrev-2697	62	2	role	role	NOUN
inlawrev-2697	62	3	of	of	ADP
inlawrev-2697	62	4	the	the	DET
inlawrev-2697	62	5	board	board	NOUN
inlawrev-2697	62	6	is	be	AUX
inlawrev-2697	62	7	stated	state	VERB
inlawrev-2697	62	8	explicitly	explicitly	ADV
inlawrev-2697	62	9	in	in	ADP
inlawrev-2697	62	10	hola	hola	PROPN
inlawrev-2697	62	11	:	:	PUNCT
inlawrev-2697	62	12	in	in	ADP
inlawrev-2697	62	13	order	order	NOUN
inlawrev-2697	62	14	to	to	PART
inlawrev-2697	62	15	provide	provide	VERB
inlawrev-2697	62	16	thrift	thrift	NOUN
inlawrev-2697	62	17	institutions	institution	NOUN
inlawrev-2697	62	18	for	for	ADP
inlawrev-2697	62	19	the	the	DET
inlawrev-2697	62	20	deposit	deposit	NOUN
inlawrev-2697	62	21	or	or	CCONJ
inlawrev-2697	62	22	investment	investment	NOUN
inlawrev-2697	62	23	of	of	ADP
inlawrev-2697	62	24	funds	fund	NOUN
inlawrev-2697	62	25	and	and	CCONJ
inlawrev-2697	62	26	for	for	ADP
inlawrev-2697	62	27	the	the	DET
inlawrev-2697	62	28	extension	extension	NOUN
inlawrev-2697	62	29	of	of	ADP
inlawrev-2697	62	30	credit	credit	NOUN
inlawrev-2697	62	31	for	for	ADP
inlawrev-2697	62	32	homes	home	NOUN
inlawrev-2697	62	33	and	and	CCONJ
inlawrev-2697	62	34	other	other	ADJ
inlawrev-2697	62	35	goods	good	NOUN
inlawrev-2697	62	36	and	and	CCONJ
inlawrev-2697	62	37	services	service	NOUN
inlawrev-2697	62	38	,	,	PUNCT
inlawrev-2697	62	39	the	the	DET
inlawrev-2697	62	40	board	board	NOUN
inlawrev-2697	62	41	is	be	AUX
inlawrev-2697	62	42	authorized	authorize	VERB
inlawrev-2697	62	43	,	,	PUNCT
inlawrev-2697	62	44	under	under	ADP
inlawrev-2697	62	45	such	such	ADJ
inlawrev-2697	62	46	rules	rule	NOUN
inlawrev-2697	62	47	and	and	CCONJ
inlawrev-2697	62	48	regulations	regulation	NOUN
inlawrev-2697	62	49	as	as	SCONJ
inlawrev-2697	62	50	it	it	PRON
inlawrev-2697	62	51	may	may	AUX
inlawrev-2697	62	52	prescribe	prescribe	VERB
inlawrev-2697	62	53	,	,	PUNCT
inlawrev-2697	62	54	to	to	PART
inlawrev-2697	62	55	provide	provide	VERB
inlawrev-2697	62	56	for	for	ADP
inlawrev-2697	62	57	the	the	DET
inlawrev-2697	62	58	organization	organization	NOUN
inlawrev-2697	62	59	,	,	PUNCT
inlawrev-2697	62	60	incorporation	incorporation	NOUN
inlawrev-2697	62	61	,	,	PUNCT
inlawrev-2697	62	62	examination	examination	NOUN
inlawrev-2697	62	63	,	,	PUNCT
inlawrev-2697	62	64	operation	operation	NOUN
inlawrev-2697	62	65	,	,	PUNCT
inlawrev-2697	62	66	and	and	CCONJ
inlawrev-2697	62	67	regulation	regulation	NOUN
inlawrev-2697	62	68	of	of	ADP
inlawrev-2697	62	69	associations	association	NOUN
inlawrev-2697	62	70	to	to	PART
inlawrev-2697	62	71	be	be	AUX
inlawrev-2697	62	72	known	know	VERB
inlawrev-2697	62	73	as	as	ADP
inlawrev-2697	62	74	federal	federal	ADJ
inlawrev-2697	62	75	savings	saving	NOUN
inlawrev-2697	62	76	and	and	CCONJ
inlawrev-2697	62	77	loan	loan	NOUN
inlawrev-2697	62	78	associations	association	NOUN
inlawrev-2697	62	79	,	,	PUNCT
inlawrev-2697	62	80	or	or	CCONJ
inlawrev-2697	62	81	federal	federal	ADJ
inlawrev-2697	62	82	savings	saving	NOUN
inlawrev-2697	62	83	banks	bank	NOUN
inlawrev-2697	62	84	,	,	PUNCT
inlawrev-2697	62	85	and	and	CCONJ
inlawrev-2697	62	86	to	to	PART
inlawrev-2697	62	87	issue	issue	VERB
inlawrev-2697	62	88	charters	charter	NOUN
inlawrev-2697	62	89	therefor	therefor	ADP
inlawrev-2697	62	90	,	,	PUNCT
inlawrev-2697	62	91	giving	give	VERB
inlawrev-2697	62	92	primary	primary	ADJ
inlawrev-2697	62	93	consideration	consideration	NOUN
inlawrev-2697	62	94	to	to	ADP
inlawrev-2697	62	95	the	the	DET
inlawrev-2697	62	96	best	good	ADJ
inlawrev-2697	62	97	practices	practice	NOUN
inlawrev-2697	62	98	of	of	ADP
inlawrev-2697	62	99	thrift	thrift	NOUN
inlawrev-2697	62	100	institutions	institution	NOUN
inlawrev-2697	62	101	in	in	ADP
inlawrev-2697	62	102	the	the	DET
inlawrev-2697	62	103	united	united	PROPN
inlawrev-2697	62	104	states	states	PROPN
inlawrev-2697	62	105	.	.	PUNCT
inlawrev-2697	63	1	the	the	DET
inlawrev-2697	63	2	lending	lending	NOUN
inlawrev-2697	63	3	and	and	CCONJ
inlawrev-2697	63	4	investment	investment	NOUN
inlawrev-2697	63	5	authorities	authority	NOUN
inlawrev-2697	63	6	are	be	AUX
inlawrev-2697	63	7	conferred	confer	VERB
inlawrev-2697	63	8	by	by	ADP
inlawrev-2697	63	9	this	this	DET
inlawrev-2697	63	10	section	section	NOUN
inlawrev-2697	63	11	to	to	PART
inlawrev-2697	63	12	provide	provide	VERB
inlawrev-2697	63	13	such	such	ADJ
inlawrev-2697	63	14	1987	1987	NUM
inlawrev-2697	63	15	]	]	PUNCT
inlawrev-2697	63	16	commercial	commercial	ADJ
inlawrev-2697	63	17	mortgages	mortgage	NOUN
inlawrev-2697	63	18	737	737	NUM
inlawrev-2697	63	19	limiting	limit	VERB
inlawrev-2697	63	20	a	a	DET
inlawrev-2697	63	21	lender	lender	NOUN
inlawrev-2697	63	22	's	's	PART
inlawrev-2697	63	23	right	right	NOUN
inlawrev-2697	63	24	to	to	PART
inlawrev-2697	63	25	collect	collect	VERB
inlawrev-2697	63	26	a	a	DET
inlawrev-2697	63	27	prepayment	prepayment	NOUN
inlawrev-2697	63	28	penalty	penalty	NOUN
inlawrev-2697	63	29	in	in	ADP
inlawrev-2697	63	30	residential	residential	ADJ
inlawrev-2697	63	31	mortgages	mortgage	NOUN
inlawrev-2697	63	32	under	under	ADP
inlawrev-2697	63	33	certain	certain	ADJ
inlawrev-2697	63	34	circumstances	circumstance	NOUN
inlawrev-2697	63	35	,	,	PUNCT
inlawrev-2697	63	36	including	include	VERB
inlawrev-2697	63	37	the	the	DET
inlawrev-2697	63	38	lender	lender	NOUN
inlawrev-2697	63	39	's	's	PART
inlawrev-2697	63	40	election	election	NOUN
inlawrev-2697	63	41	to	to	PART
inlawrev-2697	63	42	accelerate	accelerate	VERB
inlawrev-2697	63	43	the	the	DET
inlawrev-2697	63	44	balance	balance	NOUN
inlawrev-2697	63	45	of	of	ADP
inlawrev-2697	63	46	the	the	DET
inlawrev-2697	63	47	mortgage	mortgage	NOUN
inlawrev-2697	63	48	debt	debt	NOUN
inlawrev-2697	63	49	pursuant	pursuant	ADJ
inlawrev-2697	63	50	to	to	ADP
inlawrev-2697	63	51	the	the	DET
inlawrev-2697	63	52	exercise	exercise	NOUN
inlawrev-2697	63	53	of	of	ADP
inlawrev-2697	63	54	a	a	DET
inlawrev-2697	63	55	due	due	ADJ
inlawrev-2697	63	56	-	-	PUNCT
inlawrev-2697	63	57	on	on	ADP
inlawrev-2697	63	58	-	-	PUNCT
inlawrev-2697	63	59	sale	sale	NOUN
inlawrev-2697	63	60	clause	clause	NOUN
inlawrev-2697	63	61	.	.	PUNCT
inlawrev-2697	64	1	18	18	NUM
inlawrev-2697	64	2	some	some	DET
inlawrev-2697	64	3	states	state	NOUN
inlawrev-2697	64	4	have	have	AUX
inlawrev-2697	64	5	also	also	ADV
inlawrev-2697	64	6	imposed	impose	VERB
inlawrev-2697	64	7	limitations	limitation	NOUN
inlawrev-2697	64	8	upon	upon	SCONJ
inlawrev-2697	64	9	a	a	DET
inlawrev-2697	64	10	lender	lender	NOUN
inlawrev-2697	64	11	's	's	PART
inlawrev-2697	64	12	ability	ability	NOUN
inlawrev-2697	64	13	to	to	PART
inlawrev-2697	64	14	collect	collect	VERB
inlawrev-2697	64	15	a	a	DET
inlawrev-2697	64	16	prepayment	prepayment	NOUN
inlawrev-2697	64	17	penalty	penalty	NOUN
inlawrev-2697	64	18	;	;	PUNCT
inlawrev-2697	64	19	19	19	NUM
inlawrev-2697	64	20	however	however	ADV
inlawrev-2697	64	21	,	,	PUNCT
inlawrev-2697	64	22	the	the	DET
inlawrev-2697	64	23	effect	effect	NOUN
inlawrev-2697	64	24	of	of	ADP
inlawrev-2697	64	25	these	these	DET
inlawrev-2697	64	26	state	state	NOUN
inlawrev-2697	64	27	law	law	NOUN
inlawrev-2697	64	28	limitations	limitation	NOUN
inlawrev-2697	64	29	upon	upon	SCONJ
inlawrev-2697	64	30	federal	federal	ADJ
inlawrev-2697	64	31	lenders	lender	NOUN
inlawrev-2697	64	32	is	be	AUX
inlawrev-2697	64	33	unclear	unclear	ADJ
inlawrev-2697	64	34	.	.	PUNCT
inlawrev-2697	65	1	the	the	DET
inlawrev-2697	65	2	board	board	NOUN
inlawrev-2697	65	3	has	have	AUX
inlawrev-2697	65	4	passed	pass	VERB
inlawrev-2697	65	5	regulations	regulation	NOUN
inlawrev-2697	65	6	purportedly	purportedly	ADV
inlawrev-2697	65	7	preempting	preempt	VERB
inlawrev-2697	65	8	all	all	DET
inlawrev-2697	65	9	state	state	NOUN
inlawrev-2697	65	10	law	law	NOUN
inlawrev-2697	65	11	addressing	address	VERB
inlawrev-2697	65	12	"	"	PUNCT
inlawrev-2697	65	13	the	the	DET
inlawrev-2697	65	14	subject	subject	NOUN
inlawrev-2697	65	15	of	of	ADP
inlawrev-2697	65	16	the	the	DET
inlawrev-2697	65	17	operations	operation	NOUN
inlawrev-2697	65	18	of	of	ADP
inlawrev-2697	65	19	a	a	DET
inlawrev-2697	65	20	federal	federal	ADJ
inlawrev-2697	65	21	association	association	NOUN
inlawrev-2697	65	22	.	.	PUNCT
inlawrev-2697	66	1	"20	"20	PUNCT
inlawrev-2697	66	2	however	however	ADV
inlawrev-2697	66	3	,	,	PUNCT
inlawrev-2697	66	4	the	the	DET
inlawrev-2697	66	5	court	court	NOUN
inlawrev-2697	66	6	in	in	ADP
inlawrev-2697	66	7	de	de	X
inlawrev-2697	66	8	la	la	PROPN
inlawrev-2697	66	9	cuesta	cuesta	PROPN
inlawrev-2697	66	10	refused	refuse	VERB
inlawrev-2697	66	11	to	to	PART
inlawrev-2697	66	12	decide	decide	VERB
inlawrev-2697	66	13	whether	whether	SCONJ
inlawrev-2697	66	14	the	the	DET
inlawrev-2697	66	15	preemption	preemption	NOUN
inlawrev-2697	66	16	of	of	ADP
inlawrev-2697	66	17	contradictory	contradictory	ADJ
inlawrev-2697	66	18	state	state	NOUN
inlawrev-2697	66	19	law	law	NOUN
inlawrev-2697	66	20	governing	govern	VERB
inlawrev-2697	66	21	the	the	DET
inlawrev-2697	66	22	validity	validity	NOUN
inlawrev-2697	66	23	and	and	CCONJ
inlawrev-2697	66	24	enforceability	enforceability	NOUN
inlawrev-2697	66	25	of	of	ADP
inlawrev-2697	66	26	due	due	ADJ
inlawrev-2697	66	27	-	-	PUNCT
inlawrev-2697	66	28	on	on	ADP
inlawrev-2697	66	29	-	-	PUNCT
inlawrev-2697	66	30	sale	sale	NOUN
inlawrev-2697	66	31	clauses	clause	NOUN
inlawrev-2697	66	32	also	also	ADV
inlawrev-2697	66	33	included	include	VERB
inlawrev-2697	66	34	preemption	preemption	NOUN
inlawrev-2697	66	35	of	of	ADP
inlawrev-2697	66	36	state	state	NOUN
inlawrev-2697	66	37	law	law	NOUN
inlawrev-2697	66	38	regarding	regard	VERB
inlawrev-2697	66	39	the	the	DET
inlawrev-2697	66	40	enforcement	enforcement	NOUN
inlawrev-2697	66	41	of	of	ADP
inlawrev-2697	66	42	prepayment	prepayment	NOUN
inlawrev-2697	66	43	penalties	penalty	NOUN
inlawrev-2697	66	44	.	.	PUNCT
inlawrev-2697	67	1	21	21	NUM
inlawrev-2697	67	2	even	even	ADV
inlawrev-2697	67	3	if	if	SCONJ
inlawrev-2697	67	4	the	the	DET
inlawrev-2697	67	5	board	board	NOUN
inlawrev-2697	67	6	's	's	PART
inlawrev-2697	67	7	regulations	regulation	NOUN
inlawrev-2697	67	8	do	do	AUX
inlawrev-2697	67	9	preempt	preempt	VERB
inlawrev-2697	67	10	state	state	NOUN
inlawrev-2697	67	11	laws	law	NOUN
inlawrev-2697	67	12	restricting	restrict	VERB
inlawrev-2697	67	13	a	a	DET
inlawrev-2697	67	14	federally	federally	ADV
inlawrev-2697	67	15	-	-	PUNCT
inlawrev-2697	67	16	chartered	charter	VERB
inlawrev-2697	67	17	lender	lender	NOUN
inlawrev-2697	67	18	's	's	PART
inlawrev-2697	67	19	ability	ability	NOUN
inlawrev-2697	67	20	to	to	PART
inlawrev-2697	67	21	enforce	enforce	VERB
inlawrev-2697	67	22	a	a	DET
inlawrev-2697	67	23	prepayment	prepayment	NOUN
inlawrev-2697	67	24	penalty	penalty	NOUN
inlawrev-2697	67	25	,	,	PUNCT
inlawrev-2697	67	26	it	it	PRON
inlawrev-2697	67	27	is	be	AUX
inlawrev-2697	67	28	unclear	unclear	ADJ
inlawrev-2697	67	29	whether	whether	SCONJ
inlawrev-2697	67	30	a	a	DET
inlawrev-2697	67	31	federally	federally	ADV
inlawrev-2697	67	32	-	-	PUNCT
inlawrev-2697	67	33	chartered	charter	VERB
inlawrev-2697	67	34	lender	lender	NOUN
inlawrev-2697	67	35	may	may	AUX
inlawrev-2697	67	36	enforce	enforce	VERB
inlawrev-2697	67	37	a	a	DET
inlawrev-2697	67	38	prepayment	prepayment	NOUN
inlawrev-2697	67	39	penalty	penalty	NOUN
inlawrev-2697	67	40	upon	upon	SCONJ
inlawrev-2697	67	41	acceleration	acceleration	NOUN
inlawrev-2697	67	42	of	of	ADP
inlawrev-2697	67	43	the	the	DET
inlawrev-2697	67	44	mortgage	mortgage	NOUN
inlawrev-2697	67	45	debt	debt	NOUN
inlawrev-2697	67	46	pursuant	pursuant	ADJ
inlawrev-2697	67	47	to	to	ADP
inlawrev-2697	67	48	the	the	DET
inlawrev-2697	67	49	exercise	exercise	NOUN
inlawrev-2697	67	50	of	of	ADP
inlawrev-2697	67	51	a	a	DET
inlawrev-2697	67	52	due	due	ADJ
inlawrev-2697	67	53	-	-	PUNCT
inlawrev-2697	67	54	on	on	ADP
inlawrev-2697	67	55	-	-	PUNCT
inlawrev-2697	67	56	sale	sale	NOUN
inlawrev-2697	67	57	clause	clause	NOUN
inlawrev-2697	67	58	.	.	PUNCT
inlawrev-2697	68	1	22	22	NUM
inlawrev-2697	68	2	this	this	DET
inlawrev-2697	68	3	note	note	NOUN
inlawrev-2697	68	4	will	will	AUX
inlawrev-2697	68	5	analyze	analyze	VERB
inlawrev-2697	68	6	,	,	PUNCT
inlawrev-2697	68	7	by	by	ADP
inlawrev-2697	68	8	analogy	analogy	NOUN
inlawrev-2697	68	9	to	to	ADP
inlawrev-2697	68	10	residential	residential	ADJ
inlawrev-2697	68	11	loan	loan	NOUN
inlawrev-2697	68	12	rules	rule	NOUN
inlawrev-2697	68	13	,	,	PUNCT
inlawrev-2697	68	14	the	the	DET
inlawrev-2697	68	15	propriety	propriety	NOUN
inlawrev-2697	68	16	of	of	ADP
inlawrev-2697	68	17	commercial	commercial	ADJ
inlawrev-2697	68	18	"	"	PUNCT
inlawrev-2697	68	19	double	double	ADJ
inlawrev-2697	68	20	-	-	PUNCT
inlawrev-2697	68	21	dipping	dipping	NOUN
inlawrev-2697	68	22	.	.	PUNCT
inlawrev-2697	68	23	"	"	PUNCT
inlawrev-2697	69	1	it	it	PRON
inlawrev-2697	69	2	will	will	AUX
inlawrev-2697	69	3	propose	propose	VERB
inlawrev-2697	69	4	that	that	DET
inlawrev-2697	69	5	action	action	NOUN
inlawrev-2697	69	6	by	by	ADP
inlawrev-2697	69	7	congress	congress	PROPN
inlawrev-2697	69	8	,	,	PUNCT
inlawrev-2697	69	9	the	the	DET
inlawrev-2697	69	10	board	board	NOUN
inlawrev-2697	69	11	,	,	PUNCT
inlawrev-2697	69	12	or	or	CCONJ
inlawrev-2697	69	13	both	both	PRON
inlawrev-2697	69	14	is	be	AUX
inlawrev-2697	69	15	warranted	warrant	VERB
inlawrev-2697	69	16	to	to	PART
inlawrev-2697	69	17	clear	clear	VERB
inlawrev-2697	69	18	the	the	DET
inlawrev-2697	69	19	confusion	confusion	NOUN
inlawrev-2697	69	20	surrounding	surround	VERB
inlawrev-2697	69	21	the	the	DET
inlawrev-2697	69	22	collection	collection	NOUN
inlawrev-2697	69	23	of	of	ADP
inlawrev-2697	69	24	prepayment	prepayment	NOUN
inlawrev-2697	69	25	penalties	penalty	NOUN
inlawrev-2697	69	26	in	in	ADP
inlawrev-2697	69	27	the	the	DET
inlawrev-2697	69	28	commercial	commercial	ADJ
inlawrev-2697	69	29	mortgage	mortgage	NOUN
inlawrev-2697	69	30	context	context	NOUN
inlawrev-2697	69	31	.	.	PUNCT
inlawrev-2697	70	1	finally	finally	ADV
inlawrev-2697	70	2	this	this	DET
inlawrev-2697	70	3	note	note	NOUN
inlawrev-2697	70	4	will	will	AUX
inlawrev-2697	70	5	show	show	VERB
inlawrev-2697	70	6	that	that	SCONJ
inlawrev-2697	70	7	while	while	SCONJ
inlawrev-2697	70	8	commercial	commercial	ADJ
inlawrev-2697	70	9	lenders	lender	NOUN
inlawrev-2697	70	10	may	may	AUX
inlawrev-2697	70	11	easily	easily	ADV
inlawrev-2697	70	12	protect	protect	VERB
inlawrev-2697	70	13	themselves	themselves	PRON
inlawrev-2697	70	14	under	under	ADP
inlawrev-2697	70	15	present	present	ADJ
inlawrev-2697	70	16	law	law	NOUN
inlawrev-2697	70	17	,	,	PUNCT
inlawrev-2697	70	18	policy	policy	NOUN
inlawrev-2697	70	19	considerations	consideration	NOUN
inlawrev-2697	70	20	compel	compel	VERB
inlawrev-2697	70	21	the	the	DET
inlawrev-2697	70	22	conclusion	conclusion	NOUN
inlawrev-2697	70	23	that	that	SCONJ
inlawrev-2697	70	24	commercial	commercial	ADJ
inlawrev-2697	70	25	borrowers	borrower	NOUN
inlawrev-2697	70	26	should	should	AUX
inlawrev-2697	70	27	be	be	AUX
inlawrev-2697	70	28	afforded	afford	VERB
inlawrev-2697	70	29	the	the	DET
inlawrev-2697	70	30	same	same	ADJ
inlawrev-2697	70	31	protections	protection	NOUN
inlawrev-2697	70	32	as	as	ADP
inlawrev-2697	70	33	residential	residential	ADJ
inlawrev-2697	70	34	borrowers	borrower	NOUN
inlawrev-2697	70	35	through	through	ADP
inlawrev-2697	70	36	statutory	statutory	ADJ
inlawrev-2697	70	37	and/or	and/or	CCONJ
inlawrev-2697	70	38	regulatory	regulatory	ADJ
inlawrev-2697	70	39	action	action	NOUN
inlawrev-2697	70	40	by	by	ADP
inlawrev-2697	70	41	congress	congress	PROPN
inlawrev-2697	70	42	or	or	CCONJ
inlawrev-2697	70	43	the	the	DET
inlawrev-2697	70	44	board	board	NOUN
inlawrev-2697	70	45	.	.	PUNCT
inlawrev-2697	71	1	ii	ii	PROPN
inlawrev-2697	71	2	.	.	PUNCT
inlawrev-2697	72	1	due	due	ADJ
inlawrev-2697	72	2	-	-	PUNCT
inlawrev-2697	72	3	on	on	ADP
inlawrev-2697	72	4	-	-	PUNCT
inlawrev-2697	72	5	sale	sale	NOUN
inlawrev-2697	72	6	clauses	clause	NOUN
inlawrev-2697	72	7	a.	a.	NOUN
inlawrev-2697	72	8	background	background	NOUN
inlawrev-2697	72	9	in	in	ADP
inlawrev-2697	72	10	order	order	NOUN
inlawrev-2697	72	11	to	to	PART
inlawrev-2697	72	12	understand	understand	VERB
inlawrev-2697	72	13	fully	fully	ADV
inlawrev-2697	72	14	the	the	DET
inlawrev-2697	72	15	result	result	NOUN
inlawrev-2697	72	16	of	of	ADP
inlawrev-2697	72	17	allowing	allow	VERB
inlawrev-2697	72	18	lenders	lender	NOUN
inlawrev-2697	72	19	to	to	PART
inlawrev-2697	72	20	utilize	utilize	VERB
inlawrev-2697	72	21	both	both	DET
inlawrev-2697	72	22	acceleration	acceleration	NOUN
inlawrev-2697	72	23	and	and	CCONJ
inlawrev-2697	72	24	prepayment	prepayment	NOUN
inlawrev-2697	72	25	penalty	penalty	NOUN
inlawrev-2697	72	26	clauses	clause	NOUN
inlawrev-2697	72	27	,	,	PUNCT
inlawrev-2697	72	28	it	it	PRON
inlawrev-2697	72	29	is	be	AUX
inlawrev-2697	72	30	necessary	necessary	ADJ
inlawrev-2697	72	31	to	to	PART
inlawrev-2697	72	32	examine	examine	VERB
inlawrev-2697	72	33	the	the	DET
inlawrev-2697	72	34	judicial	judicial	ADJ
inlawrev-2697	72	35	treatment	treatment	NOUN
inlawrev-2697	72	36	of	of	ADP
inlawrev-2697	72	37	such	such	ADJ
inlawrev-2697	72	38	clauses	clause	NOUN
inlawrev-2697	72	39	in	in	ADP
inlawrev-2697	72	40	the	the	DET
inlawrev-2697	72	41	residential	residential	ADJ
inlawrev-2697	72	42	context	context	NOUN
inlawrev-2697	72	43	.	.	PUNCT
inlawrev-2697	73	1	as	as	SCONJ
inlawrev-2697	73	2	mentioned	mention	VERB
inlawrev-2697	73	3	,	,	PUNCT
inlawrev-2697	73	4	the	the	DET
inlawrev-2697	73	5	due	due	ADJ
inlawrev-2697	73	6	-	-	PUNCT
inlawrev-2697	73	7	on	on	ADP
inlawrev-2697	73	8	-	-	PUNCT
inlawrev-2697	73	9	sale	sale	NOUN
inlawrev-2697	73	10	clause23	clause23	NOUN
inlawrev-2697	73	11	is	be	AUX
inlawrev-2697	73	12	a	a	DET
inlawrev-2697	73	13	contractual	contractual	ADJ
inlawrev-2697	73	14	provision	provision	NOUN
inlawrev-2697	73	15	that	that	PRON
inlawrev-2697	73	16	institutions	institution	VERB
inlawrev-2697	73	17	the	the	DET
inlawrev-2697	73	18	flexibility	flexibility	NOUN
inlawrev-2697	73	19	necessary	necessary	ADJ
inlawrev-2697	73	20	to	to	PART
inlawrev-2697	73	21	maintain	maintain	VERB
inlawrev-2697	73	22	their	their	PRON
inlawrev-2697	73	23	role	role	NOUN
inlawrev-2697	73	24	of	of	ADP
inlawrev-2697	73	25	providing	provide	VERB
inlawrev-2697	73	26	credit	credit	NOUN
inlawrev-2697	73	27	for	for	ADP
inlawrev-2697	73	28	housing	housing	NOUN
inlawrev-2697	73	29	.	.	PUNCT
inlawrev-2697	74	1	12	12	NUM
inlawrev-2697	74	2	u.s.c	u.s.c	ADJ
inlawrev-2697	74	3	.	.	PUNCT
inlawrev-2697	75	1	§	§	PROPN
inlawrev-2697	75	2	1464(a	1464(a	PROPN
inlawrev-2697	75	3	)	)	PUNCT
inlawrev-2697	75	4	(	(	PUNCT
inlawrev-2697	75	5	1982	1982	NUM
inlawrev-2697	75	6	)	)	PUNCT
inlawrev-2697	75	7	.	.	PUNCT
inlawrev-2697	76	1	,	,	PUNCT
inlawrev-2697	76	2	8	8	NUM
inlawrev-2697	76	3	12	12	NUM
inlawrev-2697	76	4	c.f.r	c.f.r	NOUN
inlawrev-2697	76	5	.	.	PUNCT
inlawrev-2697	77	1	§	§	PROPN
inlawrev-2697	77	2	591.5(b)(2	591.5(b)(2	NUM
inlawrev-2697	77	3	)	)	PUNCT
inlawrev-2697	77	4	,	,	PUNCT
inlawrev-2697	77	5	(	(	PUNCT
inlawrev-2697	77	6	3	3	X
inlawrev-2697	77	7	)	)	PUNCT
inlawrev-2697	77	8	(	(	PUNCT
inlawrev-2697	77	9	1986	1986	NUM
inlawrev-2697	77	10	)	)	PUNCT
inlawrev-2697	77	11	.	.	PUNCT
inlawrev-2697	78	1	see	see	VERB
inlawrev-2697	78	2	also	also	ADV
inlawrev-2697	78	3	infra	infra	VERB
inlawrev-2697	78	4	notes	note	VERB
inlawrev-2697	78	5	162	162	NUM
inlawrev-2697	78	6	-	-	SYM
inlawrev-2697	78	7	64	64	NUM
inlawrev-2697	78	8	and	and	CCONJ
inlawrev-2697	78	9	accompanying	accompany	VERB
inlawrev-2697	78	10	text	text	NOUN
inlawrev-2697	78	11	.	.	PUNCT
inlawrev-2697	79	1	19see	19see	ADJ
inlawrev-2697	79	2	infra	infra	NOUN
inlawrev-2697	79	3	notes	note	VERB
inlawrev-2697	79	4	145	145	NUM
inlawrev-2697	79	5	-	-	SYM
inlawrev-2697	79	6	61	61	NUM
inlawrev-2697	79	7	and	and	CCONJ
inlawrev-2697	79	8	accompanying	accompany	VERB
inlawrev-2697	79	9	text	text	NOUN
inlawrev-2697	79	10	.	.	PUNCT
inlawrev-2697	80	1	20	20	NUM
inlawrev-2697	80	2	12	12	NUM
inlawrev-2697	80	3	c.f.r	c.f.r	NOUN
inlawrev-2697	80	4	.	.	PUNCT
inlawrev-2697	81	1	§	§	PROPN
inlawrev-2697	81	2	545.2	545.2	NUM
inlawrev-2697	81	3	(	(	PUNCT
inlawrev-2697	81	4	1986	1986	NUM
inlawrev-2697	81	5	)	)	PUNCT
inlawrev-2697	81	6	.	.	PUNCT
inlawrev-2697	82	1	21	21	NUM
inlawrev-2697	82	2	458	458	NUM
inlawrev-2697	82	3	u.s	u.s	PROPN
inlawrev-2697	82	4	.	.	PROPN
inlawrev-2697	82	5	at	at	ADP
inlawrev-2697	82	6	159	159	NUM
inlawrev-2697	82	7	n.14	n.14	NOUN
inlawrev-2697	82	8	.	.	PROPN
inlawrev-2697	82	9	see	see	VERB
inlawrev-2697	82	10	also	also	ADV
inlawrev-2697	82	11	infra	infra	VERB
inlawrev-2697	82	12	notes	note	VERB
inlawrev-2697	82	13	174	174	NUM
inlawrev-2697	82	14	-	-	SYM
inlawrev-2697	82	15	75	75	NUM
inlawrev-2697	82	16	and	and	CCONJ
inlawrev-2697	82	17	accompanying	accompany	VERB
inlawrev-2697	82	18	text	text	NOUN
inlawrev-2697	82	19	.	.	PUNCT
inlawrev-2697	83	1	12see	12see	PROPN
inlawrev-2697	83	2	infra	infra	NOUN
inlawrev-2697	83	3	notes	note	VERB
inlawrev-2697	83	4	203	203	NUM
inlawrev-2697	83	5	-	-	SYM
inlawrev-2697	83	6	10	10	NUM
inlawrev-2697	83	7	and	and	CCONJ
inlawrev-2697	83	8	accompanying	accompany	VERB
inlawrev-2697	83	9	text	text	NOUN
inlawrev-2697	83	10	.	.	PUNCT
inlawrev-2697	84	1	23a	23a	NOUN
inlawrev-2697	84	2	commonly	commonly	ADV
inlawrev-2697	84	3	used	use	VERB
inlawrev-2697	84	4	due	due	ADJ
inlawrev-2697	84	5	-	-	PUNCT
inlawrev-2697	84	6	on	on	ADP
inlawrev-2697	84	7	-	-	PUNCT
inlawrev-2697	84	8	sale	sale	NOUN
inlawrev-2697	84	9	clause	clause	NOUN
inlawrev-2697	84	10	is	be	AUX
inlawrev-2697	84	11	found	find	VERB
inlawrev-2697	84	12	in	in	ADP
inlawrev-2697	84	13	%	%	NOUN
inlawrev-2697	84	14	17	17	NUM
inlawrev-2697	84	15	of	of	ADP
inlawrev-2697	84	16	the	the	DET
inlawrev-2697	84	17	uniform	uniform	ADJ
inlawrev-2697	84	18	mortgage	mortgage	NOUN
inlawrev-2697	84	19	738	738	NUM
inlawrev-2697	84	20	indiana	indiana	PROPN
inlawrev-2697	84	21	law	law	NOUN
inlawrev-2697	84	22	review	review	NOUN
inlawrev-2697	84	23	[	[	X
inlawrev-2697	84	24	vol	vol	NOUN
inlawrev-2697	84	25	.	.	PUNCT
inlawrev-2697	84	26	20:735	20:735	NUM
inlawrev-2697	84	27	permits	permit	VERB
inlawrev-2697	84	28	a	a	DET
inlawrev-2697	84	29	lender	lender	NOUN
inlawrev-2697	84	30	to	to	PART
inlawrev-2697	84	31	declare	declare	VERB
inlawrev-2697	84	32	the	the	DET
inlawrev-2697	84	33	entire	entire	ADJ
inlawrev-2697	84	34	balance	balance	NOUN
inlawrev-2697	84	35	of	of	ADP
inlawrev-2697	84	36	a	a	DET
inlawrev-2697	84	37	loan	loan	NOUN
inlawrev-2697	84	38	immediately	immediately	ADV
inlawrev-2697	84	39	due	due	ADJ
inlawrev-2697	84	40	and	and	CCONJ
inlawrev-2697	84	41	payable	payable	ADJ
inlawrev-2697	84	42	if	if	SCONJ
inlawrev-2697	84	43	the	the	DET
inlawrev-2697	84	44	mortgaged	mortgaged	ADJ
inlawrev-2697	84	45	real	real	ADJ
inlawrev-2697	84	46	estate	estate	NOUN
inlawrev-2697	84	47	is	be	AUX
inlawrev-2697	84	48	transferred	transfer	VERB
inlawrev-2697	84	49	without	without	ADP
inlawrev-2697	84	50	the	the	DET
inlawrev-2697	84	51	lender	lender	NOUN
inlawrev-2697	84	52	's	's	PART
inlawrev-2697	84	53	consent.24	consent.24	NOUN
inlawrev-2697	84	54	the	the	DET
inlawrev-2697	84	55	major	major	ADJ
inlawrev-2697	84	56	purpose	purpose	NOUN
inlawrev-2697	84	57	of	of	ADP
inlawrev-2697	84	58	the	the	DET
inlawrev-2697	84	59	clause	clause	NOUN
inlawrev-2697	84	60	is	be	AUX
inlawrev-2697	84	61	to	to	PART
inlawrev-2697	84	62	enable	enable	VERB
inlawrev-2697	84	63	lenders	lender	NOUN
inlawrev-2697	84	64	to	to	PART
inlawrev-2697	84	65	recall	recall	VERB
inlawrev-2697	84	66	lower	low	ADJ
inlawrev-2697	84	67	than	than	ADP
inlawrev-2697	84	68	market	market	NOUN
inlawrev-2697	84	69	interest	interest	NOUN
inlawrev-2697	84	70	rate	rate	NOUN
inlawrev-2697	84	71	loans	loan	NOUN
inlawrev-2697	84	72	during	during	ADP
inlawrev-2697	84	73	periods	period	NOUN
inlawrev-2697	84	74	of	of	ADP
inlawrev-2697	84	75	rising	rise	VERB
inlawrev-2697	84	76	interest	interest	NOUN
inlawrev-2697	84	77	rates	rate	NOUN
inlawrev-2697	84	78	,	,	PUNCT
inlawrev-2697	84	79	25	25	NUM
inlawrev-2697	84	80	although	although	SCONJ
inlawrev-2697	84	81	the	the	DET
inlawrev-2697	84	82	clause	clause	NOUN
inlawrev-2697	84	83	has	have	AUX
inlawrev-2697	84	84	been	be	AUX
inlawrev-2697	84	85	used	use	VERB
inlawrev-2697	84	86	to	to	PART
inlawrev-2697	84	87	protect	protect	VERB
inlawrev-2697	84	88	lenders	lender	NOUN
inlawrev-2697	84	89	against	against	ADP
inlawrev-2697	84	90	transfers	transfer	NOUN
inlawrev-2697	84	91	that	that	PRON
inlawrev-2697	84	92	threaten	threaten	VERB
inlawrev-2697	84	93	mortgage	mortgage	NOUN
inlawrev-2697	84	94	security	security	NOUN
inlawrev-2697	84	95	or	or	CCONJ
inlawrev-2697	84	96	increase	increase	VERB
inlawrev-2697	84	97	the	the	DET
inlawrev-2697	84	98	risk	risk	NOUN
inlawrev-2697	84	99	of	of	ADP
inlawrev-2697	84	100	default	default	NOUN
inlawrev-2697	84	101	.	.	PUNCT
inlawrev-2697	85	1	26	26	NUM
inlawrev-2697	85	2	prior	prior	ADV
inlawrev-2697	85	3	to	to	ADP
inlawrev-2697	85	4	1930	1930	NUM
inlawrev-2697	85	5	,	,	PUNCT
inlawrev-2697	85	6	due	due	ADJ
inlawrev-2697	85	7	-	-	PUNCT
inlawrev-2697	85	8	on	on	ADP
inlawrev-2697	85	9	-	-	PUNCT
inlawrev-2697	85	10	sale	sale	NOUN
inlawrev-2697	85	11	clauses	clause	NOUN
inlawrev-2697	85	12	were	be	AUX
inlawrev-2697	85	13	not	not	PART
inlawrev-2697	85	14	common	common	ADJ
inlawrev-2697	85	15	in	in	ADP
inlawrev-2697	85	16	mortgages	mortgage	NOUN
inlawrev-2697	85	17	or	or	CCONJ
inlawrev-2697	85	18	deeds	deed	NOUN
inlawrev-2697	85	19	of	of	ADP
inlawrev-2697	85	20	trust	trust	NOUN
inlawrev-2697	85	21	,	,	PUNCT
inlawrev-2697	85	22	27	27	NUM
inlawrev-2697	85	23	although	although	SCONJ
inlawrev-2697	85	24	clauses	clause	NOUN
inlawrev-2697	85	25	of	of	ADP
inlawrev-2697	85	26	a	a	DET
inlawrev-2697	85	27	similar	similar	ADJ
inlawrev-2697	85	28	nature	nature	NOUN
inlawrev-2697	85	29	were	be	AUX
inlawrev-2697	85	30	often	often	ADV
inlawrev-2697	85	31	instrument	instrument	NOUN
inlawrev-2697	85	32	developed	develop	VERB
inlawrev-2697	85	33	by	by	ADP
inlawrev-2697	85	34	the	the	DET
inlawrev-2697	85	35	federal	federal	PROPN
inlawrev-2697	85	36	home	home	PROPN
inlawrev-2697	85	37	loan	loan	NOUN
inlawrev-2697	85	38	mortgage	mortgage	NOUN
inlawrev-2697	85	39	corporation	corporation	NOUN
inlawrev-2697	85	40	and	and	CCONJ
inlawrev-2697	85	41	the	the	DET
inlawrev-2697	85	42	federal	federal	ADJ
inlawrev-2697	85	43	national	national	PROPN
inlawrev-2697	85	44	mortgage	mortgage	PROPN
inlawrev-2697	85	45	association	association	PROPN
inlawrev-2697	85	46	.	.	PUNCT
inlawrev-2697	86	1	this	this	DET
inlawrev-2697	86	2	clause	clause	NOUN
inlawrev-2697	86	3	provides	provide	VERB
inlawrev-2697	86	4	:	:	PUNCT
inlawrev-2697	86	5	17	17	NUM
inlawrev-2697	86	6	.	.	PUNCT
inlawrev-2697	87	1	transfer	transfer	NOUN
inlawrev-2697	87	2	of	of	ADP
inlawrev-2697	87	3	the	the	DET
inlawrev-2697	87	4	property	property	NOUN
inlawrev-2697	87	5	;	;	PUNCT
inlawrev-2697	87	6	assumption	assumption	NOUN
inlawrev-2697	87	7	.	.	PUNCT
inlawrev-2697	88	1	if	if	SCONJ
inlawrev-2697	88	2	all	all	PRON
inlawrev-2697	88	3	or	or	CCONJ
inlawrev-2697	88	4	any	any	DET
inlawrev-2697	88	5	part	part	NOUN
inlawrev-2697	88	6	of	of	ADP
inlawrev-2697	88	7	the	the	DET
inlawrev-2697	88	8	property	property	NOUN
inlawrev-2697	88	9	or	or	CCONJ
inlawrev-2697	88	10	an	an	DET
inlawrev-2697	88	11	interest	interest	NOUN
inlawrev-2697	88	12	therein	therein	ADV
inlawrev-2697	88	13	is	be	AUX
inlawrev-2697	88	14	sold	sell	VERB
inlawrev-2697	88	15	or	or	CCONJ
inlawrev-2697	88	16	transferred	transfer	VERB
inlawrev-2697	88	17	by	by	ADP
inlawrev-2697	88	18	borrower	borrower	NOUN
inlawrev-2697	88	19	without	without	ADP
inlawrev-2697	88	20	lender	lender	NOUN
inlawrev-2697	88	21	's	's	PART
inlawrev-2697	88	22	prior	prior	ADJ
inlawrev-2697	88	23	written	write	VERB
inlawrev-2697	88	24	consent	consent	NOUN
inlawrev-2697	88	25	,	,	PUNCT
inlawrev-2697	88	26	excluding	exclude	VERB
inlawrev-2697	88	27	(	(	PUNCT
inlawrev-2697	88	28	a	a	X
inlawrev-2697	88	29	)	)	PUNCT
inlawrev-2697	88	30	the	the	DET
inlawrev-2697	88	31	creation	creation	NOUN
inlawrev-2697	88	32	of	of	ADP
inlawrev-2697	88	33	a	a	DET
inlawrev-2697	88	34	lien	lien	NOUN
inlawrev-2697	88	35	or	or	CCONJ
inlawrev-2697	88	36	encumbrance	encumbrance	NOUN
inlawrev-2697	88	37	subordinate	subordinate	NOUN
inlawrev-2697	88	38	to	to	ADP
inlawrev-2697	88	39	this	this	DET
inlawrev-2697	88	40	deed	deed	NOUN
inlawrev-2697	88	41	of	of	ADP
inlawrev-2697	88	42	trust	trust	NOUN
inlawrev-2697	88	43	,	,	PUNCT
inlawrev-2697	88	44	(	(	PUNCT
inlawrev-2697	88	45	b	b	X
inlawrev-2697	88	46	)	)	PUNCT
inlawrev-2697	88	47	the	the	DET
inlawrev-2697	88	48	creation	creation	NOUN
inlawrev-2697	88	49	of	of	ADP
inlawrev-2697	88	50	a	a	DET
inlawrev-2697	88	51	purchase	purchase	NOUN
inlawrev-2697	88	52	money	money	NOUN
inlawrev-2697	88	53	security	security	NOUN
inlawrev-2697	88	54	interest	interest	NOUN
inlawrev-2697	88	55	for	for	ADP
inlawrev-2697	88	56	household	household	NOUN
inlawrev-2697	88	57	appliances	appliance	NOUN
inlawrev-2697	88	58	,	,	PUNCT
inlawrev-2697	88	59	(	(	PUNCT
inlawrev-2697	88	60	c	c	X
inlawrev-2697	88	61	)	)	PUNCT
inlawrev-2697	88	62	a	a	DET
inlawrev-2697	88	63	transfer	transfer	NOUN
inlawrev-2697	88	64	by	by	ADP
inlawrev-2697	88	65	devise	devise	NOUN
inlawrev-2697	88	66	,	,	PUNCT
inlawrev-2697	88	67	descent	descent	NOUN
inlawrev-2697	88	68	or	or	CCONJ
inlawrev-2697	88	69	by	by	ADP
inlawrev-2697	88	70	operation	operation	NOUN
inlawrev-2697	88	71	of	of	ADP
inlawrev-2697	88	72	law	law	NOUN
inlawrev-2697	88	73	upon	upon	SCONJ
inlawrev-2697	88	74	the	the	DET
inlawrev-2697	88	75	death	death	NOUN
inlawrev-2697	88	76	of	of	ADP
inlawrev-2697	88	77	a	a	DET
inlawrev-2697	88	78	joint	joint	ADJ
inlawrev-2697	88	79	tenant	tenant	NOUN
inlawrev-2697	88	80	,	,	PUNCT
inlawrev-2697	88	81	or	or	CCONJ
inlawrev-2697	88	82	(	(	PUNCT
inlawrev-2697	88	83	d	d	X
inlawrev-2697	88	84	)	)	PUNCT
inlawrev-2697	88	85	the	the	DET
inlawrev-2697	88	86	grant	grant	NOUN
inlawrev-2697	88	87	of	of	ADP
inlawrev-2697	88	88	a	a	DET
inlawrev-2697	88	89	leasehold	leasehold	NOUN
inlawrev-2697	88	90	interest	interest	NOUN
inlawrev-2697	88	91	of	of	ADP
inlawrev-2697	88	92	three	three	NUM
inlawrev-2697	88	93	years	year	NOUN
inlawrev-2697	88	94	or	or	CCONJ
inlawrev-2697	88	95	less	less	ADJ
inlawrev-2697	88	96	not	not	PART
inlawrev-2697	88	97	containing	contain	VERB
inlawrev-2697	88	98	an	an	DET
inlawrev-2697	88	99	option	option	NOUN
inlawrev-2697	88	100	to	to	PART
inlawrev-2697	88	101	purchase	purchase	VERB
inlawrev-2697	88	102	,	,	PUNCT
inlawrev-2697	88	103	lender	lender	NOUN
inlawrev-2697	88	104	may	may	AUX
inlawrev-2697	88	105	,	,	PUNCT
inlawrev-2697	88	106	at	at	ADP
inlawrev-2697	88	107	lender	lender	NOUN
inlawrev-2697	88	108	's	's	PART
inlawrev-2697	88	109	option	option	NOUN
inlawrev-2697	88	110	,	,	PUNCT
inlawrev-2697	88	111	declare	declare	VERB
inlawrev-2697	88	112	all	all	DET
inlawrev-2697	88	113	the	the	DET
inlawrev-2697	88	114	sums	sum	NOUN
inlawrev-2697	88	115	secured	secure	VERB
inlawrev-2697	88	116	by	by	ADP
inlawrev-2697	88	117	this	this	DET
inlawrev-2697	88	118	deed	deed	NOUN
inlawrev-2697	88	119	of	of	ADP
inlawrev-2697	88	120	trust	trust	NOUN
inlawrev-2697	88	121	to	to	PART
inlawrev-2697	88	122	be	be	AUX
inlawrev-2697	88	123	immediately	immediately	ADV
inlawrev-2697	88	124	due	due	ADJ
inlawrev-2697	88	125	and	and	CCONJ
inlawrev-2697	88	126	payable	payable	ADJ
inlawrev-2697	88	127	.	.	PUNCT
inlawrev-2697	89	1	lender	lender	NOUN
inlawrev-2697	89	2	shall	shall	AUX
inlawrev-2697	89	3	have	have	AUX
inlawrev-2697	89	4	waived	waive	VERB
inlawrev-2697	89	5	such	such	ADJ
inlawrev-2697	89	6	option	option	NOUN
inlawrev-2697	89	7	to	to	PART
inlawrev-2697	89	8	accelerate	accelerate	VERB
inlawrev-2697	89	9	if	if	SCONJ
inlawrev-2697	89	10	,	,	PUNCT
inlawrev-2697	89	11	prior	prior	ADV
inlawrev-2697	89	12	to	to	ADP
inlawrev-2697	89	13	the	the	DET
inlawrev-2697	89	14	sale	sale	NOUN
inlawrev-2697	89	15	or	or	CCONJ
inlawrev-2697	89	16	transfer	transfer	NOUN
inlawrev-2697	89	17	,	,	PUNCT
inlawrev-2697	89	18	lender	lender	NOUN
inlawrev-2697	89	19	and	and	CCONJ
inlawrev-2697	89	20	the	the	DET
inlawrev-2697	89	21	person	person	NOUN
inlawrev-2697	89	22	to	to	PART
inlawrev-2697	89	23	whom	whom	PRON
inlawrev-2697	89	24	the	the	DET
inlawrev-2697	89	25	property	property	NOUN
inlawrev-2697	89	26	is	be	AUX
inlawrev-2697	89	27	to	to	PART
inlawrev-2697	89	28	be	be	AUX
inlawrev-2697	89	29	sold	sell	VERB
inlawrev-2697	89	30	or	or	CCONJ
inlawrev-2697	89	31	transferred	transfer	VERB
inlawrev-2697	89	32	reach	reach	NOUN
inlawrev-2697	89	33	agreement	agreement	NOUN
inlawrev-2697	89	34	in	in	ADP
inlawrev-2697	89	35	writing	write	VERB
inlawrev-2697	89	36	that	that	SCONJ
inlawrev-2697	89	37	the	the	DET
inlawrev-2697	89	38	credit	credit	NOUN
inlawrev-2697	89	39	of	of	ADP
inlawrev-2697	89	40	such	such	ADJ
inlawrev-2697	89	41	person	person	NOUN
inlawrev-2697	89	42	is	be	AUX
inlawrev-2697	89	43	satisfactory	satisfactory	ADJ
inlawrev-2697	89	44	to	to	ADP
inlawrev-2697	89	45	lender	lender	NOUN
inlawrev-2697	89	46	and	and	CCONJ
inlawrev-2697	89	47	that	that	SCONJ
inlawrev-2697	89	48	the	the	DET
inlawrev-2697	89	49	interest	interest	NOUN
inlawrev-2697	89	50	payable	payable	ADJ
inlawrev-2697	89	51	on	on	ADP
inlawrev-2697	89	52	the	the	DET
inlawrev-2697	89	53	sums	sum	NOUN
inlawrev-2697	89	54	secured	secure	VERB
inlawrev-2697	89	55	by	by	ADP
inlawrev-2697	89	56	this	this	DET
inlawrev-2697	89	57	deed	deed	NOUN
inlawrev-2697	89	58	of	of	ADP
inlawrev-2697	89	59	trust	trust	NOUN
inlawrev-2697	89	60	shall	shall	AUX
inlawrev-2697	89	61	be	be	AUX
inlawrev-2697	89	62	at	at	ADP
inlawrev-2697	89	63	such	such	ADJ
inlawrev-2697	89	64	rate	rate	NOUN
inlawrev-2697	89	65	as	as	SCONJ
inlawrev-2697	89	66	lender	lender	NOUN
inlawrev-2697	89	67	shall	shall	AUX
inlawrev-2697	89	68	request	request	VERB
inlawrev-2697	89	69	.	.	PUNCT
inlawrev-2697	90	1	if	if	SCONJ
inlawrev-2697	90	2	lender	lender	NOUN
inlawrev-2697	90	3	has	have	AUX
inlawrev-2697	90	4	waived	waive	VERB
inlawrev-2697	90	5	the	the	DET
inlawrev-2697	90	6	option	option	NOUN
inlawrev-2697	90	7	to	to	PART
inlawrev-2697	90	8	accelerate	accelerate	VERB
inlawrev-2697	90	9	provided	provide	VERB
inlawrev-2697	90	10	in	in	ADP
inlawrev-2697	90	11	this	this	DET
inlawrev-2697	90	12	paragraph	paragraph	NOUN
inlawrev-2697	90	13	17	17	NUM
inlawrev-2697	90	14	and	and	CCONJ
inlawrev-2697	90	15	if	if	SCONJ
inlawrev-2697	90	16	borrower	borrower	NOUN
inlawrev-2697	90	17	's	's	PART
inlawrev-2697	90	18	successor	successor	NOUN
inlawrev-2697	90	19	in	in	ADP
inlawrev-2697	90	20	interest	interest	NOUN
inlawrev-2697	90	21	has	have	AUX
inlawrev-2697	90	22	executed	execute	VERB
inlawrev-2697	90	23	a	a	DET
inlawrev-2697	90	24	written	write	VERB
inlawrev-2697	90	25	assumption	assumption	NOUN
inlawrev-2697	90	26	agreement	agreement	NOUN
inlawrev-2697	90	27	accepted	accept	VERB
inlawrev-2697	90	28	in	in	ADP
inlawrev-2697	90	29	writing	writing	NOUN
inlawrev-2697	90	30	by	by	ADP
inlawrev-2697	90	31	lender	lender	NOUN
inlawrev-2697	90	32	,	,	PUNCT
inlawrev-2697	90	33	lender	lender	NOUN
inlawrev-2697	90	34	shall	shall	AUX
inlawrev-2697	90	35	release	release	VERB
inlawrev-2697	90	36	borrower	borrower	NOUN
inlawrev-2697	90	37	from	from	ADP
inlawrev-2697	90	38	all	all	DET
inlawrev-2697	90	39	obligations	obligation	NOUN
inlawrev-2697	90	40	under	under	ADP
inlawrev-2697	90	41	this	this	DET
inlawrev-2697	90	42	deed	deed	NOUN
inlawrev-2697	90	43	of	of	ADP
inlawrev-2697	90	44	trust	trust	NOUN
inlawrev-2697	90	45	and	and	CCONJ
inlawrev-2697	90	46	the	the	DET
inlawrev-2697	90	47	note	note	NOUN
inlawrev-2697	90	48	.	.	PUNCT
inlawrev-2697	91	1	if	if	SCONJ
inlawrev-2697	91	2	lender	lender	NOUN
inlawrev-2697	91	3	exercises	exercise	VERB
inlawrev-2697	91	4	such	such	ADJ
inlawrev-2697	91	5	option	option	NOUN
inlawrev-2697	91	6	to	to	PART
inlawrev-2697	91	7	accelerate	accelerate	VERB
inlawrev-2697	91	8	,	,	PUNCT
inlawrev-2697	91	9	lender	lender	NOUN
inlawrev-2697	91	10	shall	shall	AUX
inlawrev-2697	91	11	mail	mail	VERB
inlawrev-2697	91	12	borrower	borrower	NOUN
inlawrev-2697	91	13	notice	notice	NOUN
inlawrev-2697	91	14	of	of	ADP
inlawrev-2697	91	15	acceleration	acceleration	NOUN
inlawrev-2697	91	16	in	in	ADP
inlawrev-2697	91	17	accordance	accordance	NOUN
inlawrev-2697	91	18	with	with	ADP
inlawrev-2697	91	19	paragraph	paragraph	NOUN
inlawrev-2697	91	20	14	14	NUM
inlawrev-2697	91	21	hereof	hereof	NOUN
inlawrev-2697	91	22	.	.	PUNCT
inlawrev-2697	92	1	such	such	ADJ
inlawrev-2697	92	2	notice	notice	NOUN
inlawrev-2697	92	3	shall	shall	AUX
inlawrev-2697	92	4	provide	provide	VERB
inlawrev-2697	92	5	a	a	DET
inlawrev-2697	92	6	period	period	NOUN
inlawrev-2697	92	7	of	of	ADP
inlawrev-2697	92	8	not	not	PART
inlawrev-2697	92	9	less	less	ADJ
inlawrev-2697	92	10	than	than	ADP
inlawrev-2697	92	11	30	30	NUM
inlawrev-2697	92	12	days	day	NOUN
inlawrev-2697	92	13	from	from	ADP
inlawrev-2697	92	14	the	the	DET
inlawrev-2697	92	15	date	date	NOUN
inlawrev-2697	92	16	the	the	DET
inlawrev-2697	92	17	notice	notice	NOUN
inlawrev-2697	92	18	is	be	AUX
inlawrev-2697	92	19	mailed	mail	VERB
inlawrev-2697	92	20	within	within	ADP
inlawrev-2697	92	21	which	which	DET
inlawrev-2697	92	22	borrower	borrower	NOUN
inlawrev-2697	92	23	may	may	AUX
inlawrev-2697	92	24	pay	pay	VERB
inlawrev-2697	92	25	the	the	DET
inlawrev-2697	92	26	sums	sum	NOUN
inlawrev-2697	92	27	declared	declare	VERB
inlawrev-2697	92	28	due	due	ADJ
inlawrev-2697	92	29	.	.	PUNCT
inlawrev-2697	93	1	if	if	SCONJ
inlawrev-2697	93	2	borrower	borrower	NOUN
inlawrev-2697	93	3	fails	fail	VERB
inlawrev-2697	93	4	to	to	PART
inlawrev-2697	93	5	pay	pay	VERB
inlawrev-2697	93	6	such	such	ADJ
inlawrev-2697	93	7	sums	sum	NOUN
inlawrev-2697	93	8	prior	prior	ADV
inlawrev-2697	93	9	to	to	ADP
inlawrev-2697	93	10	the	the	DET
inlawrev-2697	93	11	execution	execution	NOUN
inlawrev-2697	93	12	of	of	ADP
inlawrev-2697	93	13	such	such	ADJ
inlawrev-2697	93	14	period	period	NOUN
inlawrev-2697	93	15	,	,	PUNCT
inlawrev-2697	93	16	lender	lender	NOUN
inlawrev-2697	93	17	may	may	AUX
inlawrev-2697	93	18	,	,	PUNCT
inlawrev-2697	93	19	without	without	ADP
inlawrev-2697	93	20	further	further	ADJ
inlawrev-2697	93	21	notice	notice	NOUN
inlawrev-2697	93	22	or	or	CCONJ
inlawrev-2697	93	23	demand	demand	NOUN
inlawrev-2697	93	24	on	on	ADP
inlawrev-2697	93	25	borrower	borrower	NOUN
inlawrev-2697	93	26	,	,	PUNCT
inlawrev-2697	93	27	invoke	invoke	VERB
inlawrev-2697	93	28	any	any	DET
inlawrev-2697	93	29	remedies	remedy	NOUN
inlawrev-2697	93	30	permitted	permit	VERB
inlawrev-2697	93	31	by	by	ADP
inlawrev-2697	93	32	paragraph	paragraph	NOUN
inlawrev-2697	93	33	18	18	NUM
inlawrev-2697	93	34	hereof	hereof	NOUN
inlawrev-2697	93	35	.	.	PUNCT
inlawrev-2697	94	1	fidelity	fidelity	PROPN
inlawrev-2697	94	2	fed	fed	PROPN
inlawrev-2697	94	3	.	.	PUNCT
inlawrev-2697	95	1	sav	sav	PROPN
inlawrev-2697	95	2	.	.	PROPN
inlawrev-2697	95	3	&	&	CCONJ
inlawrev-2697	95	4	loan	loan	PROPN
inlawrev-2697	95	5	ass'n	ass'n	PROPN
inlawrev-2697	95	6	.	.	PUNCT
inlawrev-2697	96	1	v.	v.	ADP
inlawrev-2697	96	2	de	de	PROPN
inlawrev-2697	96	3	la	la	X
inlawrev-2697	96	4	cuesta	cuesta	PROPN
inlawrev-2697	96	5	,	,	PUNCT
inlawrev-2697	96	6	458	458	NUM
inlawrev-2697	96	7	u.s	u.s	PROPN
inlawrev-2697	96	8	.	.	PROPN
inlawrev-2697	96	9	at	at	ADP
inlawrev-2697	96	10	145	145	NUM
inlawrev-2697	96	11	-	-	SYM
inlawrev-2697	96	12	46	46	NUM
inlawrev-2697	96	13	n.2	n.2	NOUN
inlawrev-2697	96	14	(	(	PUNCT
inlawrev-2697	96	15	emphasis	emphasis	NOUN
inlawrev-2697	96	16	supplied	supply	VERB
inlawrev-2697	96	17	)	)	PUNCT
inlawrev-2697	96	18	.	.	PUNCT
inlawrev-2697	97	1	this	this	DET
inlawrev-2697	97	2	clause	clause	NOUN
inlawrev-2697	97	3	has	have	AUX
inlawrev-2697	97	4	been	be	AUX
inlawrev-2697	97	5	criticized	criticize	VERB
inlawrev-2697	97	6	as	as	ADP
inlawrev-2697	97	7	incomprehensible	incomprehensible	ADJ
inlawrev-2697	97	8	to	to	ADP
inlawrev-2697	97	9	all	all	DET
inlawrev-2697	97	10	but	but	ADV
inlawrev-2697	97	11	trained	train	VERB
inlawrev-2697	97	12	lawyers	lawyer	NOUN
inlawrev-2697	97	13	.	.	PUNCT
inlawrev-2697	98	1	many	many	ADJ
inlawrev-2697	98	2	residential	residential	ADJ
inlawrev-2697	98	3	borrowers	borrower	NOUN
inlawrev-2697	98	4	may	may	AUX
inlawrev-2697	98	5	be	be	AUX
inlawrev-2697	98	6	unaware	unaware	ADJ
inlawrev-2697	98	7	of	of	ADP
inlawrev-2697	98	8	its	its	PRON
inlawrev-2697	98	9	import	import	NOUN
inlawrev-2697	98	10	.	.	PUNCT
inlawrev-2697	99	1	see	see	VERB
inlawrev-2697	99	2	squires	squire	NOUN
inlawrev-2697	99	3	,	,	PUNCT
inlawrev-2697	99	4	a	a	DET
inlawrev-2697	99	5	comprehensible	comprehensible	ADJ
inlawrev-2697	99	6	due	due	ADJ
inlawrev-2697	99	7	on	on	ADP
inlawrev-2697	99	8	sale	sale	NOUN
inlawrev-2697	99	9	clause	clause	NOUN
inlawrev-2697	99	10	,	,	PUNCT
inlawrev-2697	99	11	27	27	NUM
inlawrev-2697	99	12	prac	prac	NOUN
inlawrev-2697	99	13	.	.	PUNCT
inlawrev-2697	100	1	law	law	NOUN
inlawrev-2697	100	2	.	.	PUNCT
inlawrev-2697	101	1	67	67	NUM
inlawrev-2697	101	2	(	(	PUNCT
inlawrev-2697	101	3	1981	1981	NUM
inlawrev-2697	101	4	)	)	PUNCT
inlawrev-2697	101	5	.	.	PUNCT
inlawrev-2697	102	1	one	one	NUM
inlawrev-2697	102	2	court	court	NOUN
inlawrev-2697	102	3	has	have	AUX
inlawrev-2697	102	4	implied	imply	VERB
inlawrev-2697	102	5	that	that	SCONJ
inlawrev-2697	102	6	this	this	DET
inlawrev-2697	102	7	clause	clause	NOUN
inlawrev-2697	102	8	may	may	AUX
inlawrev-2697	102	9	be	be	AUX
inlawrev-2697	102	10	inadequate	inadequate	ADJ
inlawrev-2697	102	11	to	to	PART
inlawrev-2697	102	12	permit	permit	VERB
inlawrev-2697	102	13	due	due	ADJ
inlawrev-2697	102	14	on	on	ADP
inlawrev-2697	102	15	sale	sale	NOUN
inlawrev-2697	102	16	clause	clause	NOUN
inlawrev-2697	102	17	enforcement	enforcement	NOUN
inlawrev-2697	102	18	in	in	ADP
inlawrev-2697	102	19	the	the	DET
inlawrev-2697	102	20	installment	installment	NOUN
inlawrev-2697	102	21	land	land	NOUN
inlawrev-2697	102	22	sale	sale	NOUN
inlawrev-2697	102	23	contract	contract	NOUN
inlawrev-2697	102	24	situation	situation	NOUN
inlawrev-2697	102	25	.	.	PUNCT
inlawrev-2697	103	1	see	see	VERB
inlawrev-2697	103	2	boyes	boyes	PROPN
inlawrev-2697	103	3	v.	v.	ADP
inlawrev-2697	103	4	valley	valley	PROPN
inlawrev-2697	103	5	bank	bank	PROPN
inlawrev-2697	103	6	of	of	ADP
inlawrev-2697	103	7	nevada	nevada	PROPN
inlawrev-2697	103	8	,	,	PUNCT
inlawrev-2697	103	9	101	101	NUM
inlawrev-2697	103	10	nev	nev	PROPN
inlawrev-2697	103	11	.	.	PROPN
inlawrev-2697	103	12	287	287	NUM
inlawrev-2697	103	13	,	,	PUNCT
inlawrev-2697	103	14	292	292	NUM
inlawrev-2697	103	15	n.4	n.4	NOUN
inlawrev-2697	103	16	,	,	PUNCT
inlawrev-2697	103	17	701	701	NUM
inlawrev-2697	103	18	p.2d	p.2d	SYM
inlawrev-2697	103	19	1008	1008	NUM
inlawrev-2697	103	20	,	,	PUNCT
inlawrev-2697	103	21	1012	1012	NUM
inlawrev-2697	103	22	n.4	n.4	NOUN
inlawrev-2697	103	23	(	(	PUNCT
inlawrev-2697	103	24	1985	1985	NUM
inlawrev-2697	103	25	)	)	PUNCT
inlawrev-2697	103	26	.	.	PUNCT
inlawrev-2697	104	1	^fidelity	^fidelity	PRON
inlawrev-2697	104	2	fed	feed	VERB
inlawrev-2697	104	3	.	.	PUNCT
inlawrev-2697	105	1	sav	sav	PROPN
inlawrev-2697	105	2	.	.	PROPN
inlawrev-2697	105	3	&	&	CCONJ
inlawrev-2697	105	4	loan	loan	VERB
inlawrev-2697	105	5	ass'n	ass'n	PROPN
inlawrev-2697	105	6	v.	v.	PROPN
inlawrev-2697	105	7	de	de	X
inlawrev-2697	105	8	la	la	X
inlawrev-2697	105	9	cuesta	cuesta	PROPN
inlawrev-2697	105	10	,	,	PUNCT
inlawrev-2697	105	11	458	458	NUM
inlawrev-2697	105	12	u.s	u.s	PROPN
inlawrev-2697	105	13	.	.	PROPN
inlawrev-2697	105	14	at	at	ADP
inlawrev-2697	105	15	145	145	NUM
inlawrev-2697	105	16	.	.	PUNCT
inlawrev-2697	106	1	25volkmer	25volkmer	NUM
inlawrev-2697	106	2	,	,	PUNCT
inlawrev-2697	106	3	the	the	DET
inlawrev-2697	106	4	application	application	NOUN
inlawrev-2697	106	5	of	of	ADP
inlawrev-2697	106	6	restraints	restraint	NOUN
inlawrev-2697	106	7	on	on	ADP
inlawrev-2697	106	8	alienation	alienation	ADJ
inlawrev-2697	106	9	doctrine	doctrine	NOUN
inlawrev-2697	106	10	to	to	ADP
inlawrev-2697	106	11	real	real	ADJ
inlawrev-2697	106	12	property	property	NOUN
inlawrev-2697	106	13	security	security	NOUN
inlawrev-2697	106	14	interest	interest	NOUN
inlawrev-2697	106	15	,	,	PUNCT
inlawrev-2697	106	16	58	58	NUM
inlawrev-2697	106	17	iowa	iowa	PROPN
inlawrev-2697	106	18	l.	l.	PROPN
inlawrev-2697	106	19	rev	rev	PROPN
inlawrev-2697	106	20	.	.	PROPN
inlawrev-2697	106	21	747	747	NUM
inlawrev-2697	106	22	,	,	PUNCT
inlawrev-2697	106	23	769	769	NUM
inlawrev-2697	106	24	(	(	PUNCT
inlawrev-2697	106	25	1973	1973	NUM
inlawrev-2697	106	26	)	)	PUNCT
inlawrev-2697	106	27	.	.	PUNCT
inlawrev-2697	107	1	26see	26see	ADJ
inlawrev-2697	107	2	real	real	ADJ
inlawrev-2697	107	3	estate	estate	NOUN
inlawrev-2697	107	4	finance	finance	NOUN
inlawrev-2697	107	5	,	,	PUNCT
inlawrev-2697	107	6	supra	supra	PROPN
inlawrev-2697	107	7	note	note	NOUN
inlawrev-2697	107	8	7	7	NUM
inlawrev-2697	107	9	,	,	PUNCT
inlawrev-2697	107	10	§	§	PROPN
inlawrev-2697	107	11	5.21	5.21	NUM
inlawrev-2697	107	12	.	.	NOUN
inlawrev-2697	107	13	27a	27a	NOUN
inlawrev-2697	107	14	deed	deed	NOUN
inlawrev-2697	107	15	of	of	ADP
inlawrev-2697	107	16	trust	trust	NOUN
inlawrev-2697	107	17	is	be	AUX
inlawrev-2697	107	18	a	a	DET
inlawrev-2697	107	19	device	device	NOUN
inlawrev-2697	107	20	normally	normally	ADV
inlawrev-2697	107	21	involving	involve	VERB
inlawrev-2697	107	22	a	a	DET
inlawrev-2697	107	23	conveyance	conveyance	NOUN
inlawrev-2697	107	24	of	of	ADP
inlawrev-2697	107	25	realty	realty	NOUN
inlawrev-2697	107	26	to	to	ADP
inlawrev-2697	107	27	a	a	DET
inlawrev-2697	107	28	third	third	ADJ
inlawrev-2697	107	29	person	person	NOUN
inlawrev-2697	107	30	in	in	ADP
inlawrev-2697	107	31	trust	trust	NOUN
inlawrev-2697	107	32	to	to	PART
inlawrev-2697	107	33	hold	hold	VERB
inlawrev-2697	107	34	as	as	ADP
inlawrev-2697	107	35	security	security	NOUN
inlawrev-2697	107	36	for	for	ADP
inlawrev-2697	107	37	the	the	DET
inlawrev-2697	107	38	payment	payment	NOUN
inlawrev-2697	107	39	of	of	ADP
inlawrev-2697	107	40	a	a	DET
inlawrev-2697	107	41	debt	debt	NOUN
inlawrev-2697	107	42	to	to	ADP
inlawrev-2697	107	43	a	a	DET
inlawrev-2697	107	44	lender	lender	NOUN
inlawrev-2697	107	45	.	.	PUNCT
inlawrev-2697	108	1	deeds	deed	NOUN
inlawrev-2697	108	2	of	of	ADP
inlawrev-2697	108	3	trust	trust	NOUN
inlawrev-2697	108	4	often	often	ADV
inlawrev-2697	108	5	contain	contain	VERB
inlawrev-2697	108	6	a	a	DET
inlawrev-2697	108	7	power	power	NOUN
inlawrev-2697	108	8	of	of	ADP
inlawrev-2697	108	9	sale	sale	NOUN
inlawrev-2697	108	10	in	in	ADP
inlawrev-2697	108	11	the	the	DET
inlawrev-2697	108	12	trustee	trustee	NOUN
inlawrev-2697	108	13	and	and	CCONJ
inlawrev-2697	108	14	are	be	AUX
inlawrev-2697	108	15	thus	thus	ADV
inlawrev-2697	108	16	similar	similar	ADJ
inlawrev-2697	108	17	to	to	ADP
inlawrev-2697	108	18	mortgages	mortgage	NOUN
inlawrev-2697	108	19	with	with	ADP
inlawrev-2697	108	20	a	a	DET
inlawrev-2697	108	21	power	power	NOUN
inlawrev-2697	108	22	of	of	ADP
inlawrev-2697	108	23	sale	sale	NOUN
inlawrev-2697	108	24	.	.	PUNCT
inlawrev-2697	109	1	see	see	VERB
inlawrev-2697	109	2	i	i	PRON
inlawrev-2697	109	3	d.	d.	PROPN
inlawrev-2697	109	4	1987	1987	NUM
inlawrev-2697	109	5	]	]	PUNCT
inlawrev-2697	109	6	commercial	commercial	ADJ
inlawrev-2697	109	7	mortgages	mortgage	NOUN
inlawrev-2697	109	8	739	739	NUM
inlawrev-2697	109	9	included	include	VERB
inlawrev-2697	109	10	in	in	ADP
inlawrev-2697	109	11	land	land	NOUN
inlawrev-2697	109	12	sales	sale	NOUN
inlawrev-2697	109	13	contracts	contract	NOUN
inlawrev-2697	109	14	.	.	PUNCT
inlawrev-2697	110	1	28	28	NUM
inlawrev-2697	111	1	in	in	ADP
inlawrev-2697	111	2	recent	recent	ADJ
inlawrev-2697	111	3	years	year	NOUN
inlawrev-2697	111	4	,	,	PUNCT
inlawrev-2697	111	5	the	the	DET
inlawrev-2697	111	6	clause	clause	NOUN
inlawrev-2697	111	7	has	have	AUX
inlawrev-2697	111	8	been	be	AUX
inlawrev-2697	111	9	the	the	DET
inlawrev-2697	111	10	subject	subject	NOUN
inlawrev-2697	111	11	of	of	ADP
inlawrev-2697	111	12	a	a	DET
inlawrev-2697	111	13	great	great	ADJ
inlawrev-2697	111	14	deal	deal	NOUN
inlawrev-2697	111	15	of	of	ADP
inlawrev-2697	111	16	scholarly	scholarly	ADJ
inlawrev-2697	111	17	commentary29	commentary29	NOUN
inlawrev-2697	111	18	and	and	CCONJ
inlawrev-2697	111	19	has	have	AUX
inlawrev-2697	111	20	become	become	VERB
inlawrev-2697	111	21	a	a	DET
inlawrev-2697	111	22	great	great	ADJ
inlawrev-2697	111	23	source	source	NOUN
inlawrev-2697	111	24	of	of	ADP
inlawrev-2697	111	25	controversy	controversy	NOUN
inlawrev-2697	111	26	as	as	ADP
inlawrev-2697	111	27	a	a	DET
inlawrev-2697	111	28	result	result	NOUN
inlawrev-2697	111	29	of	of	ADP
inlawrev-2697	111	30	the	the	DET
inlawrev-2697	111	31	inflationary	inflationary	ADJ
inlawrev-2697	111	32	economic	economic	ADJ
inlawrev-2697	111	33	climate	climate	NOUN
inlawrev-2697	111	34	of	of	ADP
inlawrev-2697	111	35	the	the	DET
inlawrev-2697	111	36	1970	1970	NUM
inlawrev-2697	111	37	's	's	PART
inlawrev-2697	111	38	and	and	CCONJ
inlawrev-2697	111	39	early	early	ADJ
inlawrev-2697	111	40	1980	1980	NUM
inlawrev-2697	111	41	's	's	PART
inlawrev-2697	111	42	.	.	PUNCT
inlawrev-2697	112	1	30	30	NUM
inlawrev-2697	113	1	the	the	DET
inlawrev-2697	113	2	adverse	adverse	ADJ
inlawrev-2697	113	3	economic	economic	ADJ
inlawrev-2697	113	4	conditions	condition	NOUN
inlawrev-2697	113	5	,	,	PUNCT
inlawrev-2697	113	6	including	include	VERB
inlawrev-2697	113	7	periods	period	NOUN
inlawrev-2697	113	8	of	of	ADP
inlawrev-2697	113	9	rising	rise	VERB
inlawrev-2697	113	10	interest	interest	NOUN
inlawrev-2697	113	11	rates	rate	NOUN
inlawrev-2697	113	12	,	,	PUNCT
inlawrev-2697	113	13	have	have	AUX
inlawrev-2697	113	14	tended	tend	VERB
inlawrev-2697	113	15	to	to	PART
inlawrev-2697	113	16	pit	pit	VERB
inlawrev-2697	113	17	lenders	lender	NOUN
inlawrev-2697	113	18	against	against	ADP
inlawrev-2697	113	19	borrowers	borrower	NOUN
inlawrev-2697	113	20	and	and	CCONJ
inlawrev-2697	113	21	real	real	ADJ
inlawrev-2697	113	22	estate	estate	NOUN
inlawrev-2697	113	23	buyers	buyer	NOUN
inlawrev-2697	113	24	thereby	thereby	ADV
inlawrev-2697	113	25	intensifying	intensify	VERB
inlawrev-2697	113	26	the	the	DET
inlawrev-2697	113	27	economic	economic	ADJ
inlawrev-2697	113	28	,	,	PUNCT
inlawrev-2697	113	29	political	political	ADJ
inlawrev-2697	113	30	,	,	PUNCT
inlawrev-2697	113	31	and	and	CCONJ
inlawrev-2697	113	32	legal	legal	ADJ
inlawrev-2697	113	33	aspects	aspect	NOUN
inlawrev-2697	113	34	of	of	ADP
inlawrev-2697	113	35	the	the	DET
inlawrev-2697	113	36	issues	issue	NOUN
inlawrev-2697	113	37	.	.	PUNCT
inlawrev-2697	114	1	31	31	NUM
inlawrev-2697	114	2	traditionally	traditionally	ADV
inlawrev-2697	114	3	,	,	PUNCT
inlawrev-2697	114	4	due	due	ADJ
inlawrev-2697	114	5	-	-	PUNCT
inlawrev-2697	114	6	on	on	ADP
inlawrev-2697	114	7	-	-	PUNCT
inlawrev-2697	114	8	sale	sale	NOUN
inlawrev-2697	114	9	clauses	clause	NOUN
inlawrev-2697	114	10	have	have	AUX
inlawrev-2697	114	11	been	be	AUX
inlawrev-2697	114	12	attacked	attack	VERB
inlawrev-2697	114	13	as	as	ADP
inlawrev-2697	114	14	unreasonable	unreasonable	ADJ
inlawrev-2697	114	15	restraints	restraint	NOUN
inlawrev-2697	114	16	upon	upon	SCONJ
inlawrev-2697	114	17	alienation	alienation	NOUN
inlawrev-2697	114	18	.	.	PUNCT
inlawrev-2697	115	1	32	32	NUM
inlawrev-2697	116	1	these	these	DET
inlawrev-2697	116	2	attacks	attack	NOUN
inlawrev-2697	116	3	have	have	AUX
inlawrev-2697	116	4	taken	take	VERB
inlawrev-2697	116	5	different	different	ADJ
inlawrev-2697	116	6	approaches	approach	NOUN
inlawrev-2697	116	7	.	.	PUNCT
inlawrev-2697	117	1	under	under	ADP
inlawrev-2697	117	2	one	one	NUM
inlawrev-2697	117	3	approach	approach	NOUN
inlawrev-2697	117	4	,	,	PUNCT
inlawrev-2697	117	5	the	the	DET
inlawrev-2697	117	6	clause	clause	NOUN
inlawrev-2697	117	7	is	be	AUX
inlawrev-2697	117	8	deemed	deem	VERB
inlawrev-2697	117	9	reasonable	reasonable	ADJ
inlawrev-2697	117	10	per	per	X
inlawrev-2697	117	11	se	se	X
inlawrev-2697	117	12	absent	absent	ADJ
inlawrev-2697	117	13	a	a	DET
inlawrev-2697	117	14	showing	showing	NOUN
inlawrev-2697	117	15	of	of	ADP
inlawrev-2697	117	16	duress	duress	NOUN
inlawrev-2697	117	17	,	,	PUNCT
inlawrev-2697	117	18	fraud	fraud	NOUN
inlawrev-2697	117	19	,	,	PUNCT
inlawrev-2697	117	20	or	or	CCONJ
inlawrev-2697	117	21	unconscionable	unconscionable	ADJ
inlawrev-2697	117	22	or	or	CCONJ
inlawrev-2697	117	23	inequitable	inequitable	ADJ
inlawrev-2697	117	24	conduct	conduct	NOUN
inlawrev-2697	117	25	on	on	ADP
inlawrev-2697	117	26	the	the	DET
inlawrev-2697	117	27	part	part	NOUN
inlawrev-2697	117	28	of	of	ADP
inlawrev-2697	117	29	the	the	DET
inlawrev-2697	117	30	lender	lender	NOUN
inlawrev-2697	117	31	.	.	PUNCT
inlawrev-2697	118	1	33	33	NUM
inlawrev-2697	118	2	the	the	DET
inlawrev-2697	118	3	lender	lender	NOUN
inlawrev-2697	118	4	need	need	AUX
inlawrev-2697	118	5	not	not	PART
inlawrev-2697	118	6	establish	establish	VERB
inlawrev-2697	118	7	that	that	SCONJ
inlawrev-2697	118	8	a	a	DET
inlawrev-2697	118	9	proposed	propose	VERB
inlawrev-2697	118	10	sale	sale	NOUN
inlawrev-2697	118	11	would	would	AUX
inlawrev-2697	118	12	endanger	endanger	VERB
inlawrev-2697	118	13	security	security	NOUN
inlawrev-2697	118	14	under	under	ADP
inlawrev-2697	118	15	this	this	DET
inlawrev-2697	118	16	approach	approach	NOUN
inlawrev-2697	118	17	.	.	PUNCT
inlawrev-2697	119	1	34	34	NUM
inlawrev-2697	119	2	another	another	DET
inlawrev-2697	119	3	approach	approach	NOUN
inlawrev-2697	119	4	maintains	maintain	VERB
inlawrev-2697	119	5	that	that	SCONJ
inlawrev-2697	119	6	enforcement	enforcement	NOUN
inlawrev-2697	119	7	of	of	ADP
inlawrev-2697	119	8	due	due	ADJ
inlawrev-2697	119	9	-	-	PUNCT
inlawrev-2697	119	10	on	on	ADP
inlawrev-2697	119	11	-	-	PUNCT
inlawrev-2697	119	12	sale	sale	NOUN
inlawrev-2697	119	13	clauses	clause	NOUN
inlawrev-2697	119	14	must	must	AUX
inlawrev-2697	119	15	be	be	AUX
inlawrev-2697	119	16	reasonable	reasonable	ADJ
inlawrev-2697	119	17	under	under	ADP
inlawrev-2697	119	18	the	the	DET
inlawrev-2697	119	19	circumstances	circumstance	NOUN
inlawrev-2697	119	20	,	,	PUNCT
inlawrev-2697	119	21	necessitating	necessitate	VERB
inlawrev-2697	119	22	a	a	DET
inlawrev-2697	119	23	case	case	NOUN
inlawrev-2697	119	24	by	by	ADP
inlawrev-2697	119	25	case	case	NOUN
inlawrev-2697	119	26	deter28bonanno	deter28bonanno	NOUN
inlawrev-2697	119	27	,	,	PUNCT
inlawrev-2697	119	28	due	due	ADJ
inlawrev-2697	119	29	on	on	ADP
inlawrev-2697	119	30	sale	sale	NOUN
inlawrev-2697	119	31	and	and	CCONJ
inlawrev-2697	119	32	prepayment	prepayment	NOUN
inlawrev-2697	119	33	clauses	clause	NOUN
inlawrev-2697	119	34	in	in	ADP
inlawrev-2697	119	35	real	real	ADJ
inlawrev-2697	119	36	estate	estate	NOUN
inlawrev-2697	119	37	financing	financing	NOUN
inlawrev-2697	119	38	in	in	ADP
inlawrev-2697	119	39	california	california	PROPN
inlawrev-2697	119	40	in	in	ADP
inlawrev-2697	119	41	times	time	NOUN
inlawrev-2697	119	42	of	of	ADP
inlawrev-2697	119	43	fluctuating	fluctuate	VERB
inlawrev-2697	119	44	interest	interest	NOUN
inlawrev-2697	119	45	rates	rate	NOUN
inlawrev-2697	119	46	—	—	PUNCT
inlawrev-2697	119	47	legal	legal	ADJ
inlawrev-2697	119	48	issues	issue	NOUN
inlawrev-2697	119	49	and	and	CCONJ
inlawrev-2697	119	50	alternatives	alternative	NOUN
inlawrev-2697	119	51	,	,	PUNCT
inlawrev-2697	119	52	6	6	NUM
inlawrev-2697	119	53	u.s.f.l	u.s.f.l	PROPN
inlawrev-2697	119	54	.	.	PUNCT
inlawrev-2697	119	55	rev	rev	PROPN
inlawrev-2697	119	56	.	.	PROPN
inlawrev-2697	119	57	267	267	NUM
inlawrev-2697	119	58	,	,	PUNCT
inlawrev-2697	119	59	271	271	NUM
inlawrev-2697	119	60	(	(	PUNCT
inlawrev-2697	119	61	1972	1972	NUM
inlawrev-2697	119	62	)	)	PUNCT
inlawrev-2697	119	63	.	.	PUNCT
inlawrev-2697	120	1	29see	29see	PROPN
inlawrev-2697	120	2	generally	generally	ADV
inlawrev-2697	120	3	ashley	ashley	PROPN
inlawrev-2697	120	4	,	,	PUNCT
inlawrev-2697	120	5	use	use	NOUN
inlawrev-2697	120	6	of	of	ADP
inlawrev-2697	120	7	"	"	PUNCT
inlawrev-2697	120	8	due	due	ADJ
inlawrev-2697	120	9	-	-	PUNCT
inlawrev-2697	120	10	on	on	ADP
inlawrev-2697	120	11	"	"	PUNCT
inlawrev-2697	120	12	clauses	clause	NOUN
inlawrev-2697	120	13	to	to	PART
inlawrev-2697	120	14	gain	gain	VERB
inlawrev-2697	120	15	collateral	collateral	ADJ
inlawrev-2697	120	16	benefits	benefit	NOUN
inlawrev-2697	120	17	:	:	PUNCT
inlawrev-2697	120	18	a	a	DET
inlawrev-2697	120	19	common	common	ADJ
inlawrev-2697	120	20	sense	sense	NOUN
inlawrev-2697	120	21	defense	defense	NOUN
inlawrev-2697	120	22	,	,	PUNCT
inlawrev-2697	120	23	10	10	NUM
inlawrev-2697	120	24	tulsa	tulsa	PROPN
inlawrev-2697	120	25	l.j	l.j	PROPN
inlawrev-2697	120	26	.	.	PROPN
inlawrev-2697	120	27	590	590	NUM
inlawrev-2697	120	28	(	(	PUNCT
inlawrev-2697	120	29	1975	1975	NUM
inlawrev-2697	120	30	)	)	PUNCT
inlawrev-2697	120	31	;	;	PUNCT
inlawrev-2697	120	32	gorinson	gorinson	NOUN
inlawrev-2697	120	33	&	&	CCONJ
inlawrev-2697	120	34	manishin	manishin	PROPN
inlawrev-2697	120	35	,	,	PUNCT
inlawrev-2697	120	36	garn	garn	PROPN
inlawrev-2697	120	37	-	-	PUNCT
inlawrev-2697	120	38	st	st	PROPN
inlawrev-2697	120	39	.	.	PROPN
inlawrev-2697	120	40	germain	germain	PROPN
inlawrev-2697	120	41	:	:	PUNCT
inlawrev-2697	120	42	a	a	DET
inlawrev-2697	120	43	harbinger	harbinger	NOUN
inlawrev-2697	120	44	of	of	ADP
inlawrev-2697	120	45	change	change	NOUN
inlawrev-2697	120	46	,	,	PUNCT
inlawrev-2697	120	47	40	40	NUM
inlawrev-2697	120	48	wash	wash	NOUN
inlawrev-2697	120	49	.	.	PUNCT
inlawrev-2697	120	50	&	&	CCONJ
inlawrev-2697	120	51	lee	lee	PROPN
inlawrev-2697	120	52	l.	l.	PROPN
inlawrev-2697	120	53	rev	rev	PROPN
inlawrev-2697	120	54	.	.	PROPN
inlawrev-2697	120	55	1313	1313	NUM
inlawrev-2697	120	56	(	(	PUNCT
inlawrev-2697	120	57	1983	1983	NUM
inlawrev-2697	120	58	)	)	PUNCT
inlawrev-2697	120	59	;	;	PUNCT
inlawrev-2697	120	60	maxwell	maxwell	PROPN
inlawrev-2697	120	61	,	,	PUNCT
inlawrev-2697	120	62	the	the	DET
inlawrev-2697	120	63	due	due	ADJ
inlawrev-2697	120	64	-	-	PUNCT
inlawrev-2697	120	65	on	on	ADP
inlawrev-2697	120	66	-	-	PUNCT
inlawrev-2697	120	67	sale	sale	NOUN
inlawrev-2697	120	68	clause	clause	NOUN
inlawrev-2697	120	69	:	:	PUNCT
inlawrev-2697	120	70	restraints	restraint	NOUN
inlawrev-2697	120	71	on	on	ADP
inlawrev-2697	120	72	alienation	alienation	NOUN
inlawrev-2697	120	73	and	and	CCONJ
inlawrev-2697	120	74	adhesion	adhesion	NOUN
inlawrev-2697	120	75	theory	theory	NOUN
inlawrev-2697	120	76	in	in	ADP
inlawrev-2697	120	77	california	california	PROPN
inlawrev-2697	120	78	,	,	PUNCT
inlawrev-2697	120	79	28	28	NUM
inlawrev-2697	120	80	ucla	ucla	PROPN
inlawrev-2697	120	81	l.	l.	PROPN
inlawrev-2697	120	82	rev	rev	PROPN
inlawrev-2697	120	83	.	.	PROPN
inlawrev-2697	120	84	197	197	NUM
inlawrev-2697	120	85	(	(	PUNCT
inlawrev-2697	120	86	1980	1980	NUM
inlawrev-2697	120	87	)	)	PUNCT
inlawrev-2697	120	88	;	;	PUNCT
inlawrev-2697	120	89	nelson	nelson	PROPN
inlawrev-2697	120	90	&	&	CCONJ
inlawrev-2697	120	91	whitman	whitman	PROPN
inlawrev-2697	120	92	,	,	PUNCT
inlawrev-2697	120	93	congressional	congressional	ADJ
inlawrev-2697	120	94	preemption	preemption	NOUN
inlawrev-2697	120	95	of	of	ADP
inlawrev-2697	120	96	mortgage	mortgage	NOUN
inlawrev-2697	120	97	due	due	ADJ
inlawrev-2697	120	98	-	-	PUNCT
inlawrev-2697	120	99	onsale	onsale	ADJ
inlawrev-2697	120	100	law	law	NOUN
inlawrev-2697	120	101	:	:	PUNCT
inlawrev-2697	120	102	an	an	DET
inlawrev-2697	120	103	analysis	analysis	NOUN
inlawrev-2697	120	104	of	of	ADP
inlawrev-2697	120	105	the	the	DET
inlawrev-2697	120	106	garn	garn	PROPN
inlawrev-2697	120	107	-	-	PUNCT
inlawrev-2697	120	108	st	st	PROPN
inlawrev-2697	120	109	.	.	PROPN
inlawrev-2697	120	110	germain	germain	PROPN
inlawrev-2697	120	111	act	act	PROPN
inlawrev-2697	120	112	,	,	PUNCT
inlawrev-2697	120	113	35	35	NUM
inlawrev-2697	120	114	hast	hast	NOUN
inlawrev-2697	120	115	.	.	PUNCT
inlawrev-2697	121	1	l.j	l.j	PROPN
inlawrev-2697	121	2	.	.	PROPN
inlawrev-2697	121	3	241	241	NUM
inlawrev-2697	121	4	(	(	PUNCT
inlawrev-2697	121	5	1983	1983	NUM
inlawrev-2697	121	6	)	)	PUNCT
inlawrev-2697	121	7	;	;	PUNCT
inlawrev-2697	122	1	segreti	segreti	X
inlawrev-2697	122	2	,	,	PUNCT
inlawrev-2697	122	3	the	the	DET
inlawrev-2697	122	4	borrower	borrower	NOUN
inlawrev-2697	122	5	as	as	ADP
inlawrev-2697	122	6	servant	servant	NOUN
inlawrev-2697	122	7	to	to	ADP
inlawrev-2697	122	8	the	the	DET
inlawrev-2697	122	9	lender	lender	NOUN
inlawrev-2697	122	10	:	:	PUNCT
inlawrev-2697	122	11	enforcement	enforcement	NOUN
inlawrev-2697	122	12	of	of	ADP
inlawrev-2697	122	13	mortgage	mortgage	NOUN
inlawrev-2697	122	14	due	due	ADJ
inlawrev-2697	122	15	-	-	PUNCT
inlawrev-2697	122	16	on	on	ADP
inlawrev-2697	122	17	-	-	PUNCT
inlawrev-2697	122	18	sale	sale	NOUN
inlawrev-2697	122	19	clauses	clause	NOUN
inlawrev-2697	122	20	,	,	PUNCT
inlawrev-2697	122	21	51	51	NUM
inlawrev-2697	122	22	u.	u.	NOUN
inlawrev-2697	122	23	cin	cin	PROPN
inlawrev-2697	122	24	.	.	PUNCT
inlawrev-2697	123	1	l.	l.	PROPN
inlawrev-2697	123	2	rev	rev	PROPN
inlawrev-2697	123	3	.	.	PROPN
inlawrev-2697	124	1	779	779	NUM
inlawrev-2697	124	2	(	(	PUNCT
inlawrev-2697	124	3	1982	1982	NUM
inlawrev-2697	124	4	)	)	PUNCT
inlawrev-2697	124	5	.	.	PUNCT
inlawrev-2697	125	1	30the	30the	DET
inlawrev-2697	125	2	economic	economic	ADJ
inlawrev-2697	125	3	climate	climate	NOUN
inlawrev-2697	125	4	of	of	ADP
inlawrev-2697	125	5	the	the	DET
inlawrev-2697	125	6	1970	1970	NUM
inlawrev-2697	125	7	's	's	PART
inlawrev-2697	125	8	and	and	CCONJ
inlawrev-2697	125	9	early	early	ADJ
inlawrev-2697	125	10	1980	1980	NUM
inlawrev-2697	125	11	's	's	PART
inlawrev-2697	125	12	was	be	AUX
inlawrev-2697	125	13	characterized	characterize	VERB
inlawrev-2697	125	14	by	by	ADP
inlawrev-2697	125	15	doubledigit	doubledigit	ADJ
inlawrev-2697	125	16	inflation	inflation	NOUN
inlawrev-2697	125	17	,	,	PUNCT
inlawrev-2697	125	18	rising	rise	VERB
inlawrev-2697	125	19	prices	price	NOUN
inlawrev-2697	125	20	and	and	CCONJ
inlawrev-2697	125	21	wages	wage	NOUN
inlawrev-2697	125	22	,	,	PUNCT
inlawrev-2697	125	23	dollar	dollar	NOUN
inlawrev-2697	125	24	devaluation	devaluation	NOUN
inlawrev-2697	125	25	,	,	PUNCT
inlawrev-2697	125	26	long	long	ADJ
inlawrev-2697	125	27	term	term	NOUN
inlawrev-2697	125	28	unfavorable	unfavorable	ADJ
inlawrev-2697	125	29	balances	balance	NOUN
inlawrev-2697	125	30	of	of	ADP
inlawrev-2697	125	31	trade	trade	NOUN
inlawrev-2697	125	32	,	,	PUNCT
inlawrev-2697	125	33	high	high	ADJ
inlawrev-2697	125	34	unemployment	unemployment	NOUN
inlawrev-2697	125	35	,	,	PUNCT
inlawrev-2697	125	36	and	and	CCONJ
inlawrev-2697	125	37	large	large	ADJ
inlawrev-2697	125	38	federal	federal	ADJ
inlawrev-2697	125	39	budget	budget	NOUN
inlawrev-2697	125	40	deficits	deficit	NOUN
inlawrev-2697	125	41	.	.	PUNCT
inlawrev-2697	126	1	see	see	VERB
inlawrev-2697	126	2	comment	comment	NOUN
inlawrev-2697	126	3	,	,	PUNCT
inlawrev-2697	126	4	an	an	DET
inlawrev-2697	126	5	update	update	NOUN
inlawrev-2697	126	6	of	of	ADP
inlawrev-2697	126	7	the	the	DET
inlawrev-2697	126	8	law	law	NOUN
inlawrev-2697	126	9	governing	govern	VERB
inlawrev-2697	126	10	prepayment	prepayment	NOUN
inlawrev-2697	126	11	clauses	clause	NOUN
inlawrev-2697	126	12	,	,	PUNCT
inlawrev-2697	126	13	17	17	NUM
inlawrev-2697	126	14	san	san	PROPN
inlawrev-2697	126	15	diego	diego	PROPN
inlawrev-2697	126	16	l.	l.	PROPN
inlawrev-2697	126	17	rev	rev	PROPN
inlawrev-2697	126	18	.	.	PROPN
inlawrev-2697	126	19	1047	1047	NUM
inlawrev-2697	126	20	(	(	PUNCT
inlawrev-2697	126	21	1980	1980	NUM
inlawrev-2697	126	22	)	)	PUNCT
inlawrev-2697	127	1	[	[	X
inlawrev-2697	127	2	hereinafter	hereinafter	NOUN
inlawrev-2697	127	3	update	update	NOUN
inlawrev-2697	127	4	]	]	X
inlawrev-2697	127	5	.	.	PUNCT
inlawrev-2697	128	1	il	il	PROPN
inlawrev-2697	128	2	see	see	VERB
inlawrev-2697	128	3	real	real	ADJ
inlawrev-2697	128	4	estate	estate	NOUN
inlawrev-2697	128	5	finance	finance	NOUN
inlawrev-2697	128	6	,	,	PUNCT
inlawrev-2697	128	7	supra	supra	PROPN
inlawrev-2697	128	8	note	note	NOUN
inlawrev-2697	128	9	7	7	NUM
inlawrev-2697	128	10	,	,	PUNCT
inlawrev-2697	128	11	§	§	PROPN
inlawrev-2697	128	12	5.21	5.21	NUM
inlawrev-2697	128	13	.	.	PUNCT
inlawrev-2697	129	1	"	"	PUNCT
inlawrev-2697	129	2	restatement	restatement	NOUN
inlawrev-2697	129	3	of	of	ADP
inlawrev-2697	129	4	property	property	NOUN
inlawrev-2697	129	5	§	§	PROPN
inlawrev-2697	129	6	404	404	NUM
inlawrev-2697	129	7	(	(	PUNCT
inlawrev-2697	129	8	1944	1944	NUM
inlawrev-2697	129	9	)	)	PUNCT
inlawrev-2697	129	10	defines	define	VERB
inlawrev-2697	129	11	restraints	restraint	NOUN
inlawrev-2697	129	12	on	on	ADP
inlawrev-2697	129	13	alienation	alienation	NOUN
inlawrev-2697	129	14	as	as	ADP
inlawrev-2697	129	15	an	an	DET
inlawrev-2697	129	16	attempt	attempt	NOUN
inlawrev-2697	129	17	by	by	ADP
inlawrev-2697	129	18	an	an	DET
inlawrev-2697	129	19	otherwise	otherwise	ADV
inlawrev-2697	129	20	effective	effective	ADJ
inlawrev-2697	129	21	conveyance	conveyance	NOUN
inlawrev-2697	129	22	or	or	CCONJ
inlawrev-2697	129	23	contract	contract	NOUN
inlawrev-2697	129	24	to	to	PART
inlawrev-2697	129	25	cause	cause	VERB
inlawrev-2697	129	26	a	a	DET
inlawrev-2697	129	27	later	later	ADJ
inlawrev-2697	129	28	conveyance	conveyance	NOUN
inlawrev-2697	129	29	(	(	PUNCT
inlawrev-2697	129	30	a	a	NOUN
inlawrev-2697	129	31	)	)	PUNCT
inlawrev-2697	129	32	to	to	PART
inlawrev-2697	129	33	be	be	AUX
inlawrev-2697	129	34	void	void	ADJ
inlawrev-2697	129	35	[	[	X
inlawrev-2697	129	36	disabling	disable	VERB
inlawrev-2697	129	37	restraint	restraint	NOUN
inlawrev-2697	129	38	]	]	PUNCT
inlawrev-2697	129	39	;	;	PUNCT
inlawrev-2697	129	40	or	or	CCONJ
inlawrev-2697	129	41	(	(	PUNCT
inlawrev-2697	129	42	b	b	NOUN
inlawrev-2697	129	43	)	)	PUNCT
inlawrev-2697	129	44	to	to	PART
inlawrev-2697	129	45	impose	impose	VERB
inlawrev-2697	129	46	contractual	contractual	ADJ
inlawrev-2697	129	47	liability	liability	NOUN
inlawrev-2697	129	48	on	on	ADP
inlawrev-2697	129	49	the	the	DET
inlawrev-2697	129	50	one	one	NOUN
inlawrev-2697	129	51	who	who	PRON
inlawrev-2697	129	52	makes	make	VERB
inlawrev-2697	129	53	the	the	DET
inlawrev-2697	129	54	later	later	ADJ
inlawrev-2697	129	55	conveyance	conveyance	NOUN
inlawrev-2697	129	56	when	when	SCONJ
inlawrev-2697	129	57	such	such	ADJ
inlawrev-2697	129	58	liability	liability	NOUN
inlawrev-2697	129	59	results	result	VERB
inlawrev-2697	129	60	from	from	ADP
inlawrev-2697	129	61	a	a	DET
inlawrev-2697	129	62	breach	breach	NOUN
inlawrev-2697	129	63	of	of	ADP
inlawrev-2697	129	64	an	an	DET
inlawrev-2697	129	65	agreement	agreement	NOUN
inlawrev-2697	129	66	not	not	PART
inlawrev-2697	129	67	to	to	PART
inlawrev-2697	129	68	convey	convey	VERB
inlawrev-2697	129	69	[	[	PUNCT
inlawrev-2697	129	70	promissory	promissory	NOUN
inlawrev-2697	129	71	restraint	restraint	NOUN
inlawrev-2697	129	72	]	]	X
inlawrev-2697	129	73	;	;	PUNCT
inlawrev-2697	129	74	or	or	CCONJ
inlawrev-2697	129	75	(	(	PUNCT
inlawrev-2697	129	76	c	c	X
inlawrev-2697	129	77	)	)	PUNCT
inlawrev-2697	129	78	to	to	PART
inlawrev-2697	129	79	terminate	terminate	VERB
inlawrev-2697	129	80	or	or	CCONJ
inlawrev-2697	129	81	subject	subject	VERB
inlawrev-2697	129	82	to	to	ADP
inlawrev-2697	129	83	termination	termination	NOUN
inlawrev-2697	129	84	all	all	PRON
inlawrev-2697	129	85	or	or	CCONJ
inlawrev-2697	129	86	a	a	DET
inlawrev-2697	129	87	part	part	NOUN
inlawrev-2697	129	88	of	of	ADP
inlawrev-2697	129	89	the	the	DET
inlawrev-2697	129	90	property	property	NOUN
inlawrev-2697	129	91	interest	interest	NOUN
inlawrev-2697	129	92	conveyed	convey	VERB
inlawrev-2697	129	93	[	[	PUNCT
inlawrev-2697	129	94	forfeiture	forfeiture	NOUN
inlawrev-2697	129	95	restraint	restraint	NOUN
inlawrev-2697	129	96	]	]	PUNCT
inlawrev-2697	129	97	.	.	PUNCT
inlawrev-2697	130	1	"	"	PUNCT
inlawrev-2697	130	2	see	see	VERB
inlawrev-2697	130	3	baker	baker	PROPN
inlawrev-2697	130	4	v.	v.	PROPN
inlawrev-2697	130	5	loves	love	VERB
inlawrev-2697	130	6	park	park	PROPN
inlawrev-2697	130	7	sav	sav	PROPN
inlawrev-2697	130	8	.	.	PROPN
inlawrev-2697	130	9	&	&	CCONJ
inlawrev-2697	130	10	loan	loan	PROPN
inlawrev-2697	130	11	ass'n	ass'n	PROPN
inlawrev-2697	130	12	,	,	PUNCT
inlawrev-2697	130	13	61	61	NUM
inlawrev-2697	130	14	111	111	NUM
inlawrev-2697	130	15	.	.	PUNCT
inlawrev-2697	131	1	2d	2d	PROPN
inlawrev-2697	131	2	119	119	NUM
inlawrev-2697	131	3	,	,	PUNCT
inlawrev-2697	131	4	333	333	NUM
inlawrev-2697	131	5	n.e.2d	n.e.2d	NOUN
inlawrev-2697	131	6	1	1	NUM
inlawrev-2697	131	7	(	(	PUNCT
inlawrev-2697	131	8	1975	1975	NUM
inlawrev-2697	131	9	)	)	PUNCT
inlawrev-2697	131	10	(	(	PUNCT
inlawrev-2697	131	11	exercise	exercise	NOUN
inlawrev-2697	131	12	of	of	ADP
inlawrev-2697	131	13	due	due	ADJ
inlawrev-2697	131	14	-	-	PUNCT
inlawrev-2697	131	15	on	on	ADP
inlawrev-2697	131	16	-	-	PUNCT
inlawrev-2697	131	17	sale	sale	NOUN
inlawrev-2697	131	18	clause	clause	NOUN
inlawrev-2697	131	19	reasonable	reasonable	ADJ
inlawrev-2697	131	20	and	and	CCONJ
inlawrev-2697	131	21	not	not	PART
inlawrev-2697	131	22	an	an	DET
inlawrev-2697	131	23	invalid	invalid	ADJ
inlawrev-2697	131	24	restraint	restraint	NOUN
inlawrev-2697	131	25	on	on	ADP
inlawrev-2697	131	26	alienation	alienation	NOUN
inlawrev-2697	131	27	absent	absent	ADJ
inlawrev-2697	131	28	proof	proof	NOUN
inlawrev-2697	131	29	the	the	DET
inlawrev-2697	131	30	lender	lender	NOUN
inlawrev-2697	131	31	acted	act	VERB
inlawrev-2697	131	32	fraudulently	fraudulently	ADV
inlawrev-2697	131	33	,	,	PUNCT
inlawrev-2697	131	34	inequitably	inequitably	ADV
inlawrev-2697	131	35	,	,	PUNCT
inlawrev-2697	131	36	or	or	CCONJ
inlawrev-2697	131	37	unconscionably	unconscionably	ADV
inlawrev-2697	131	38	)	)	PUNCT
inlawrev-2697	131	39	.	.	PUNCT
inlawrev-2697	132	1	accord	accord	PROPN
inlawrev-2697	132	2	martin	martin	PROPN
inlawrev-2697	132	3	v.	v.	ADP
inlawrev-2697	132	4	peoples	peoples	PROPN
inlawrev-2697	132	5	mut	mut	PROPN
inlawrev-2697	132	6	.	.	PUNCT
inlawrev-2697	132	7	sav	sav	PROPN
inlawrev-2697	132	8	.	.	PROPN
inlawrev-2697	132	9	&	&	CCONJ
inlawrev-2697	132	10	loan	loan	PROPN
inlawrev-2697	132	11	ass'n	ass'n	PROPN
inlawrev-2697	132	12	,	,	PUNCT
inlawrev-2697	132	13	319	319	NUM
inlawrev-2697	132	14	n.w.2d	n.w.2d	ADP
inlawrev-2697	132	15	220	220	NUM
inlawrev-2697	132	16	(	(	PUNCT
inlawrev-2697	132	17	iowa	iowa	PROPN
inlawrev-2697	132	18	1982	1982	NUM
inlawrev-2697	132	19	)	)	PUNCT
inlawrev-2697	132	20	;	;	PUNCT
inlawrev-2697	132	21	dunham	dunham	PROPN
inlawrev-2697	132	22	v.	v.	ADP
inlawrev-2697	132	23	ware	ware	PROPN
inlawrev-2697	132	24	sav	sav	PROPN
inlawrev-2697	132	25	.	.	PROPN
inlawrev-2697	132	26	bank	bank	PROPN
inlawrev-2697	132	27	,	,	PUNCT
inlawrev-2697	132	28	394	394	NUM
inlawrev-2697	132	29	mass	mass	NOUN
inlawrev-2697	132	30	.	.	PROPN
inlawrev-2697	132	31	63	63	NUM
inlawrev-2697	132	32	,	,	PUNCT
inlawrev-2697	132	33	423	423	NUM
inlawrev-2697	132	34	n.e.2d	n.e.2d	NOUN
inlawrev-2697	132	35	998	998	NUM
inlawrev-2697	132	36	(	(	PUNCT
inlawrev-2697	132	37	1981	1981	NUM
inlawrev-2697	132	38	)	)	PUNCT
inlawrev-2697	133	1	;	;	PUNCT
inlawrev-2697	134	1	crockett	crockett	PROPN
inlawrev-2697	134	2	v.	v.	ADP
inlawrev-2697	134	3	first	first	PROPN
inlawrev-2697	134	4	fed	fed	PROPN
inlawrev-2697	134	5	.	.	PUNCT
inlawrev-2697	135	1	sav	sav	PROPN
inlawrev-2697	135	2	.	.	PROPN
inlawrev-2697	135	3	&	&	CCONJ
inlawrev-2697	135	4	loan	loan	PROPN
inlawrev-2697	135	5	ass'n	ass'n	PROPN
inlawrev-2697	135	6	,	,	PUNCT
inlawrev-2697	135	7	289	289	NUM
inlawrev-2697	135	8	n.c	n.c	PROPN
inlawrev-2697	135	9	.	.	PROPN
inlawrev-2697	135	10	620	620	NUM
inlawrev-2697	135	11	,	,	PUNCT
inlawrev-2697	135	12	224	224	NUM
inlawrev-2697	135	13	s.e.2d	s.e.2d	NOUN
inlawrev-2697	135	14	580	580	NUM
inlawrev-2697	135	15	(	(	PUNCT
inlawrev-2697	135	16	1976	1976	NUM
inlawrev-2697	135	17	)	)	PUNCT
inlawrev-2697	135	18	;	;	PUNCT
inlawrev-2697	135	19	sonny	sonny	PROPN
inlawrev-2697	135	20	arnold	arnold	PROPN
inlawrev-2697	135	21	,	,	PUNCT
inlawrev-2697	135	22	inc	inc	PROPN
inlawrev-2697	135	23	.	.	PROPN
inlawrev-2697	135	24	v.	v.	PROPN
inlawrev-2697	135	25	sentry	sentry	PROPN
inlawrev-2697	135	26	sav	sav	PROPN
inlawrev-2697	135	27	.	.	PUNCT
inlawrev-2697	136	1	ass'n	ass'n	PROPN
inlawrev-2697	136	2	,	,	PUNCT
inlawrev-2697	136	3	633	633	NUM
inlawrev-2697	136	4	s.w.2d	s.w.2d	NUM
inlawrev-2697	136	5	811	811	NUM
inlawrev-2697	136	6	(	(	PUNCT
inlawrev-2697	136	7	tex	tex	PROPN
inlawrev-2697	136	8	.	.	PROPN
inlawrev-2697	136	9	1982	1982	NUM
inlawrev-2697	136	10	)	)	PUNCT
inlawrev-2697	136	11	.	.	PUNCT
inlawrev-2697	137	1	34baker	34baker	NUM
inlawrev-2697	138	1	v.	v.	ADP
inlawrev-2697	138	2	loves	love	VERB
inlawrev-2697	138	3	park	park	NOUN
inlawrev-2697	138	4	,	,	PUNCT
inlawrev-2697	138	5	61	61	NUM
inlawrev-2697	138	6	111	111	NUM
inlawrev-2697	138	7	.	.	PUNCT
inlawrev-2697	139	1	2d	2d	NOUN
inlawrev-2697	139	2	at	at	ADP
inlawrev-2697	139	3	124	124	NUM
inlawrev-2697	139	4	,	,	PUNCT
inlawrev-2697	139	5	333	333	NUM
inlawrev-2697	139	6	n.e.2d	n.e.2d	NOUN
inlawrev-2697	139	7	at	at	ADP
inlawrev-2697	139	8	5	5	NUM
inlawrev-2697	139	9	.	.	X
inlawrev-2697	139	10	740	740	NUM
inlawrev-2697	139	11	indiana	indiana	PROPN
inlawrev-2697	139	12	law	law	PROPN
inlawrev-2697	139	13	review	review	NOUN
inlawrev-2697	140	1	[	[	X
inlawrev-2697	140	2	vol	vol	NOUN
inlawrev-2697	140	3	.	.	PUNCT
inlawrev-2697	140	4	20:735	20:735	NUM
inlawrev-2697	140	5	mination	mination	NOUN
inlawrev-2697	140	6	.	.	PUNCT
inlawrev-2697	140	7	35	35	NUM
inlawrev-2697	141	1	the	the	DET
inlawrev-2697	141	2	burden	burden	NOUN
inlawrev-2697	141	3	of	of	ADP
inlawrev-2697	141	4	establishing	establish	VERB
inlawrev-2697	141	5	reasonableness	reasonableness	NOUN
inlawrev-2697	141	6	is	be	AUX
inlawrev-2697	141	7	imposed	impose	VERB
inlawrev-2697	141	8	upon	upon	SCONJ
inlawrev-2697	141	9	the	the	DET
inlawrev-2697	141	10	lender	lender	NOUN
inlawrev-2697	141	11	under	under	ADP
inlawrev-2697	141	12	this	this	DET
inlawrev-2697	141	13	approach	approach	NOUN
inlawrev-2697	141	14	,	,	PUNCT
inlawrev-2697	141	15	and	and	CCONJ
inlawrev-2697	141	16	he	he	PRON
inlawrev-2697	141	17	usually	usually	ADV
inlawrev-2697	141	18	must	must	AUX
inlawrev-2697	141	19	show	show	VERB
inlawrev-2697	141	20	that	that	SCONJ
inlawrev-2697	141	21	the	the	DET
inlawrev-2697	141	22	sale	sale	NOUN
inlawrev-2697	141	23	or	or	CCONJ
inlawrev-2697	141	24	transfer	transfer	NOUN
inlawrev-2697	141	25	would	would	AUX
inlawrev-2697	141	26	result	result	VERB
inlawrev-2697	141	27	in	in	ADP
inlawrev-2697	141	28	a	a	DET
inlawrev-2697	141	29	threat	threat	NOUN
inlawrev-2697	141	30	to	to	ADP
inlawrev-2697	141	31	security	security	NOUN
inlawrev-2697	141	32	or	or	CCONJ
inlawrev-2697	141	33	an	an	DET
inlawrev-2697	141	34	increased	increase	VERB
inlawrev-2697	141	35	danger	danger	NOUN
inlawrev-2697	141	36	of	of	ADP
inlawrev-2697	141	37	default	default	NOUN
inlawrev-2697	141	38	.	.	PUNCT
inlawrev-2697	142	1	36	36	NUM
inlawrev-2697	142	2	in	in	ADP
inlawrev-2697	142	3	several	several	ADJ
inlawrev-2697	142	4	cases	case	NOUN
inlawrev-2697	142	5	where	where	SCONJ
inlawrev-2697	142	6	courts	court	NOUN
inlawrev-2697	142	7	upheld	uphold	VERB
inlawrev-2697	142	8	a	a	DET
inlawrev-2697	142	9	due	due	ADJ
inlawrev-2697	142	10	-	-	PUNCT
inlawrev-2697	142	11	on	on	ADP
inlawrev-2697	142	12	-	-	PUNCT
inlawrev-2697	142	13	sale	sale	NOUN
inlawrev-2697	142	14	clause	clause	NOUN
inlawrev-2697	142	15	,	,	PUNCT
inlawrev-2697	142	16	the	the	DET
inlawrev-2697	142	17	absence	absence	NOUN
inlawrev-2697	142	18	of	of	ADP
inlawrev-2697	142	19	a	a	DET
inlawrev-2697	142	20	prepayment	prepayment	NOUN
inlawrev-2697	142	21	penalty	penalty	NOUN
inlawrev-2697	142	22	was	be	AUX
inlawrev-2697	142	23	held	hold	VERB
inlawrev-2697	142	24	to	to	PART
inlawrev-2697	142	25	be	be	AUX
inlawrev-2697	142	26	dispositive	dispositive	ADJ
inlawrev-2697	142	27	.	.	PUNCT
inlawrev-2697	143	1	thus	thus	ADV
inlawrev-2697	143	2	,	,	PUNCT
inlawrev-2697	143	3	in	in	ADP
inlawrev-2697	143	4	century	century	NOUN
inlawrev-2697	143	5	federal	federal	ADJ
inlawrev-2697	143	6	savings	saving	NOUN
inlawrev-2697	143	7	&	&	CCONJ
inlawrev-2697	143	8	loan	loan	PROPN
inlawrev-2697	143	9	association	association	PROPN
inlawrev-2697	143	10	v.	v.	ADP
inlawrev-2697	143	11	van	van	PROPN
inlawrev-2697	143	12	glahn	glahn	PROPN
inlawrev-2697	143	13	31	31	NUM
inlawrev-2697	143	14	the	the	DET
inlawrev-2697	143	15	court	court	NOUN
inlawrev-2697	143	16	enforced	enforce	VERB
inlawrev-2697	143	17	a	a	DET
inlawrev-2697	143	18	contractual	contractual	ADJ
inlawrev-2697	143	19	acceleration	acceleration	NOUN
inlawrev-2697	143	20	clause	clause	NOUN
inlawrev-2697	143	21	where	where	SCONJ
inlawrev-2697	143	22	the	the	DET
inlawrev-2697	143	23	borrower	borrower	NOUN
inlawrev-2697	143	24	enjoyed	enjoy	VERB
inlawrev-2697	143	25	a	a	DET
inlawrev-2697	143	26	statutory	statutory	ADJ
inlawrev-2697	143	27	privilege	privilege	NOUN
inlawrev-2697	143	28	of	of	ADP
inlawrev-2697	143	29	prepayment	prepayment	NOUN
inlawrev-2697	143	30	with	with	ADP
inlawrev-2697	143	31	only	only	ADV
inlawrev-2697	143	32	a	a	DET
inlawrev-2697	143	33	slight	slight	ADJ
inlawrev-2697	143	34	penalty	penalty	NOUN
inlawrev-2697	143	35	.	.	PUNCT
inlawrev-2697	144	1	38	38	NUM
inlawrev-2697	144	2	the	the	DET
inlawrev-2697	144	3	court	court	NOUN
inlawrev-2697	144	4	reasoned	reason	VERB
inlawrev-2697	144	5	that	that	SCONJ
inlawrev-2697	144	6	the	the	DET
inlawrev-2697	144	7	only	only	ADJ
inlawrev-2697	144	8	way	way	NOUN
inlawrev-2697	144	9	to	to	PART
inlawrev-2697	144	10	give	give	VERB
inlawrev-2697	144	11	the	the	DET
inlawrev-2697	144	12	lender	lender	NOUN
inlawrev-2697	144	13	the	the	DET
inlawrev-2697	144	14	benefit	benefit	NOUN
inlawrev-2697	144	15	of	of	ADP
inlawrev-2697	144	16	the	the	DET
inlawrev-2697	144	17	bargain	bargain	NOUN
inlawrev-2697	144	18	was	be	AUX
inlawrev-2697	144	19	to	to	PART
inlawrev-2697	144	20	allow	allow	VERB
inlawrev-2697	144	21	acceleration	acceleration	NOUN
inlawrev-2697	144	22	of	of	ADP
inlawrev-2697	144	23	the	the	DET
inlawrev-2697	144	24	loan	loan	NOUN
inlawrev-2697	144	25	upon	upon	SCONJ
inlawrev-2697	144	26	transfer	transfer	NOUN
inlawrev-2697	144	27	.	.	PUNCT
inlawrev-2697	145	1	39	39	NUM
inlawrev-2697	145	2	the	the	DET
inlawrev-2697	145	3	north	north	PROPN
inlawrev-2697	145	4	carolina	carolina	PROPN
inlawrev-2697	145	5	supreme	supreme	PROPN
inlawrev-2697	145	6	court	court	PROPN
inlawrev-2697	145	7	,	,	PUNCT
inlawrev-2697	145	8	in	in	ADP
inlawrev-2697	145	9	crockett	crockett	PROPN
inlawrev-2697	145	10	v.	v.	ADP
inlawrev-2697	145	11	first	first	PROPN
inlawrev-2697	145	12	federal	federal	ADJ
inlawrev-2697	145	13	savings	saving	NOUN
inlawrev-2697	145	14	&	&	CCONJ
inlawrev-2697	145	15	loan	loan	PROPN
inlawrev-2697	145	16	association,40	association,40	PROPN
inlawrev-2697	145	17	employed	employ	VERB
inlawrev-2697	145	18	similar	similar	ADJ
inlawrev-2697	145	19	reasoning	reasoning	NOUN
inlawrev-2697	145	20	when	when	SCONJ
inlawrev-2697	145	21	it	it	PRON
inlawrev-2697	145	22	found	find	VERB
inlawrev-2697	145	23	"	"	PUNCT
inlawrev-2697	145	24	noteworthy	noteworthy	ADJ
inlawrev-2697	145	25	[	[	PRON
inlawrev-2697	145	26	the	the	DET
inlawrev-2697	145	27	fact	fact	NOUN
inlawrev-2697	145	28	that	that	SCONJ
inlawrev-2697	145	29	]	]	X
inlawrev-2697	145	30	.	.	PUNCT
inlawrev-2697	145	31	.	.	PUNCT
inlawrev-2697	146	1	.	.	PUNCT
inlawrev-2697	147	1	under	under	ADP
inlawrev-2697	147	2	the	the	DET
inlawrev-2697	147	3	loan	loan	NOUN
inlawrev-2697	147	4	agreement	agreement	NOUN
inlawrev-2697	147	5	entered	enter	VERB
inlawrev-2697	147	6	into	into	ADP
inlawrev-2697	147	7	in	in	ADP
inlawrev-2697	147	8	this	this	DET
inlawrev-2697	147	9	case	case	NOUN
inlawrev-2697	147	10	,	,	PUNCT
inlawrev-2697	147	11	[	[	X
inlawrev-2697	147	12	the	the	DET
inlawrev-2697	147	13	borrower	borrower	NOUN
inlawrev-2697	147	14	]	]	PUNCT
inlawrev-2697	147	15	could	could	AUX
inlawrev-2697	147	16	prepay	prepay	VERB
inlawrev-2697	147	17	at	at	ADP
inlawrev-2697	147	18	any	any	DET
inlawrev-2697	147	19	time	time	NOUN
inlawrev-2697	147	20	without	without	ADP
inlawrev-2697	147	21	penalty	penalty	NOUN
inlawrev-2697	147	22	.	.	PUNCT
inlawrev-2697	148	1	"41	"41	PUNCT
inlawrev-2697	148	2	the	the	DET
inlawrev-2697	148	3	court	court	NOUN
inlawrev-2697	148	4	concluded	conclude	VERB
inlawrev-2697	148	5	that	that	SCONJ
inlawrev-2697	148	6	"	"	PUNCT
inlawrev-2697	148	7	in	in	ADP
inlawrev-2697	148	8	order	order	NOUN
inlawrev-2697	148	9	to	to	PART
inlawrev-2697	148	10	balance	balance	VERB
inlawrev-2697	148	11	the	the	DET
inlawrev-2697	148	12	ability	ability	NOUN
inlawrev-2697	148	13	of	of	ADP
inlawrev-2697	148	14	lender	lender	NOUN
inlawrev-2697	148	15	and	and	CCONJ
inlawrev-2697	148	16	borrower	borrower	NOUN
inlawrev-2697	148	17	to	to	PART
inlawrev-2697	148	18	take	take	VERB
inlawrev-2697	148	19	advantage	advantage	NOUN
inlawrev-2697	148	20	of	of	ADP
inlawrev-2697	148	21	fluctuations	fluctuation	NOUN
inlawrev-2697	148	22	in	in	ADP
inlawrev-2697	148	23	interest	interest	NOUN
inlawrev-2697	148	24	rates	rate	NOUN
inlawrev-2697	148	25	,	,	PUNCT
inlawrev-2697	148	26	equities	equity	NOUN
inlawrev-2697	148	27	favor	favor	VERB
inlawrev-2697	148	28	the	the	DET
inlawrev-2697	148	29	limited	limited	ADJ
inlawrev-2697	148	30	adjustment	adjustment	NOUN
inlawrev-2697	148	31	permissible	permissible	ADJ
inlawrev-2697	148	32	by	by	ADP
inlawrev-2697	148	33	the	the	DET
inlawrev-2697	148	34	due	due	ADJ
inlawrev-2697	148	35	-	-	PUNCT
inlawrev-2697	148	36	on	on	ADP
inlawrev-2697	148	37	-	-	PUNCT
inlawrev-2697	148	38	sale	sale	NOUN
inlawrev-2697	148	39	clause	clause	NOUN
inlawrev-2697	148	40	.	.	PUNCT
inlawrev-2697	148	41	"	"	PUNCT
inlawrev-2697	149	1	42	42	NUM
inlawrev-2697	149	2	in	in	ADP
inlawrev-2697	149	3	dunham	dunham	PROPN
inlawrev-2697	149	4	v.	v.	ADP
inlawrev-2697	149	5	ware	ware	PROPN
inlawrev-2697	149	6	savings	saving	NOUN
inlawrev-2697	149	7	bank,43	bank,43	VERB
inlawrev-2697	149	8	the	the	DET
inlawrev-2697	149	9	supreme	supreme	ADJ
inlawrev-2697	149	10	judicial	judicial	PROPN
inlawrev-2697	149	11	court	court	PROPN
inlawrev-2697	149	12	of	of	ADP
inlawrev-2697	149	13	massachusetts	massachusetts	PROPN
inlawrev-2697	149	14	recognized	recognize	VERB
inlawrev-2697	149	15	that	that	SCONJ
inlawrev-2697	149	16	the	the	DET
inlawrev-2697	149	17	borrower	borrower	NOUN
inlawrev-2697	149	18	's	's	PART
inlawrev-2697	149	19	ability	ability	NOUN
inlawrev-2697	149	20	to	to	PART
inlawrev-2697	149	21	benefit	benefit	VERB
inlawrev-2697	149	22	through	through	ADP
inlawrev-2697	149	23	early	early	ADJ
inlawrev-2697	149	24	payment	payment	NOUN
inlawrev-2697	149	25	of	of	ADP
inlawrev-2697	149	26	the	the	DET
inlawrev-2697	149	27	loan	loan	NOUN
inlawrev-2697	149	28	during	during	ADP
inlawrev-2697	149	29	periods	period	NOUN
inlawrev-2697	149	30	of	of	ADP
inlawrev-2697	149	31	falling	fall	VERB
inlawrev-2697	149	32	interest	interest	NOUN
inlawrev-2697	149	33	rates	rate	NOUN
inlawrev-2697	149	34	was	be	AUX
inlawrev-2697	149	35	not	not	PART
inlawrev-2697	149	36	equal	equal	ADJ
inlawrev-2697	149	37	in	in	ADP
inlawrev-2697	149	38	value	value	NOUN
inlawrev-2697	149	39	to	to	ADP
inlawrev-2697	149	40	the	the	DET
inlawrev-2697	149	41	lender	lender	NOUN
inlawrev-2697	149	42	's	's	PART
inlawrev-2697	149	43	ability	ability	NOUN
inlawrev-2697	149	44	to	to	PART
inlawrev-2697	149	45	benefit	benefit	VERB
inlawrev-2697	149	46	through	through	ADP
inlawrev-2697	149	47	acceleration	acceleration	NOUN
inlawrev-2697	149	48	of	of	ADP
inlawrev-2697	149	49	the	the	DET
inlawrev-2697	149	50	loan	loan	NOUN
inlawrev-2697	149	51	during	during	ADP
inlawrev-2697	149	52	periods	period	NOUN
inlawrev-2697	149	53	of	of	ADP
inlawrev-2697	149	54	rising	rise	VERB
inlawrev-2697	149	55	interest	interest	NOUN
inlawrev-2697	149	56	rates	rate	NOUN
inlawrev-2697	149	57	.	.	PUNCT
inlawrev-2697	150	1	44	44	NUM
inlawrev-2697	150	2	however	however	ADV
inlawrev-2697	150	3	,	,	PUNCT
inlawrev-2697	150	4	the	the	DET
inlawrev-2697	150	5	court	court	NOUN
inlawrev-2697	150	6	held	hold	VERB
inlawrev-2697	150	7	that	that	SCONJ
inlawrev-2697	150	8	equity	equity	NOUN
inlawrev-2697	150	9	favored	favor	VERB
inlawrev-2697	150	10	enforcing	enforce	VERB
inlawrev-2697	150	11	the	the	DET
inlawrev-2697	150	12	lender	lender	NOUN
inlawrev-2697	150	13	's	's	PART
inlawrev-2697	150	14	rights	right	NOUN
inlawrev-2697	150	15	where	where	SCONJ
inlawrev-2697	150	16	a	a	DET
inlawrev-2697	150	17	massachusetts	massachusetts	PROPN
inlawrev-2697	150	18	statute	statute	NOUN
inlawrev-2697	150	19	permitted	permit	VERB
inlawrev-2697	150	20	the	the	DET
inlawrev-2697	150	21	borrower	borrower	NOUN
inlawrev-2697	150	22	to	to	PART
inlawrev-2697	150	23	prepay	prepay	VERB
inlawrev-2697	150	24	with	with	ADP
inlawrev-2697	150	25	little	little	ADJ
inlawrev-2697	150	26	or	or	CCONJ
inlawrev-2697	150	27	no	no	PRON
inlawrev-2697	150	28	penalty.45	penalty.45	ADJ
inlawrev-2697	150	29	a	a	DET
inlawrev-2697	150	30	different	different	ADJ
inlawrev-2697	150	31	analysis	analysis	NOUN
inlawrev-2697	150	32	was	be	AUX
inlawrev-2697	150	33	used	use	VERB
inlawrev-2697	150	34	in	in	ADP
inlawrev-2697	150	35	baltimore	baltimore	PROPN
inlawrev-2697	150	36	life	life	PROPN
inlawrev-2697	150	37	insurance	insurance	PROPN
inlawrev-2697	150	38	co.	co.	PROPN
inlawrev-2697	151	1	v.	v.	ADP
inlawrev-2697	151	2	ham,46	ham,46	PROPN
inlawrev-2697	151	3	where	where	SCONJ
inlawrev-2697	151	4	an	an	DET
inlawrev-2697	151	5	arizona	arizona	PROPN
inlawrev-2697	151	6	35see	35see	PROPN
inlawrev-2697	151	7	baltimore	baltimore	PROPN
inlawrev-2697	151	8	life	life	PROPN
inlawrev-2697	151	9	ins	ins	PROPN
inlawrev-2697	151	10	.	.	PUNCT
inlawrev-2697	151	11	co.	co.	PROPN
inlawrev-2697	151	12	v.	v.	ADP
inlawrev-2697	151	13	harn	harn	PROPN
inlawrev-2697	151	14	,	,	PUNCT
inlawrev-2697	151	15	15	15	NUM
inlawrev-2697	151	16	ariz	ariz	NOUN
inlawrev-2697	151	17	.	.	PUNCT
inlawrev-2697	152	1	app	app	PROPN
inlawrev-2697	152	2	.	.	PROPN
inlawrev-2697	153	1	78	78	NUM
inlawrev-2697	153	2	,	,	PUNCT
inlawrev-2697	153	3	486	486	NUM
inlawrev-2697	153	4	p.2d	p.2d	SYM
inlawrev-2697	153	5	190	190	NUM
inlawrev-2697	153	6	(	(	PUNCT
inlawrev-2697	153	7	1971	1971	NUM
inlawrev-2697	153	8	)	)	PUNCT
inlawrev-2697	153	9	(	(	PUNCT
inlawrev-2697	153	10	exercise	exercise	NOUN
inlawrev-2697	153	11	of	of	ADP
inlawrev-2697	153	12	due	due	ADJ
inlawrev-2697	153	13	-	-	PUNCT
inlawrev-2697	153	14	on	on	ADP
inlawrev-2697	153	15	-	-	PUNCT
inlawrev-2697	153	16	sale	sale	NOUN
inlawrev-2697	153	17	clause	clause	NOUN
inlawrev-2697	153	18	reasonable	reasonable	ADJ
inlawrev-2697	153	19	since	since	SCONJ
inlawrev-2697	153	20	it	it	PRON
inlawrev-2697	153	21	did	do	AUX
inlawrev-2697	153	22	not	not	PART
inlawrev-2697	153	23	"	"	PUNCT
inlawrev-2697	153	24	absolutely	absolutely	ADV
inlawrev-2697	153	25	"	"	PUNCT
inlawrev-2697	153	26	restrict	restrict	VERB
inlawrev-2697	153	27	the	the	DET
inlawrev-2697	153	28	mortgagors	mortgagor	NOUN
inlawrev-2697	153	29	'	'	PART
inlawrev-2697	153	30	ability	ability	NOUN
inlawrev-2697	153	31	to	to	PART
inlawrev-2697	153	32	dispose	dispose	VERB
inlawrev-2697	153	33	of	of	ADP
inlawrev-2697	153	34	their	their	PRON
inlawrev-2697	153	35	property	property	NOUN
inlawrev-2697	153	36	)	)	PUNCT
inlawrev-2697	153	37	;	;	PUNCT
inlawrev-2697	153	38	wellenkamp	wellenkamp	PROPN
inlawrev-2697	153	39	v.	v.	ADP
inlawrev-2697	153	40	bank	bank	PROPN
inlawrev-2697	153	41	of	of	ADP
inlawrev-2697	153	42	am	am	PROPN
inlawrev-2697	153	43	.	.	PROPN
inlawrev-2697	153	44	,	,	PUNCT
inlawrev-2697	153	45	21	21	NUM
inlawrev-2697	153	46	cal	cal	NOUN
inlawrev-2697	153	47	.	.	PUNCT
inlawrev-2697	154	1	3d	3d	NUM
inlawrev-2697	154	2	943	943	NUM
inlawrev-2697	154	3	,	,	PUNCT
inlawrev-2697	154	4	582	582	NUM
inlawrev-2697	154	5	p.2d	p.2d	SYM
inlawrev-2697	154	6	970	970	NUM
inlawrev-2697	154	7	,	,	PUNCT
inlawrev-2697	154	8	148	148	NUM
inlawrev-2697	154	9	cal	cal	NOUN
inlawrev-2697	154	10	.	.	PUNCT
inlawrev-2697	155	1	rptr	rptr	PROPN
inlawrev-2697	155	2	.	.	PUNCT
inlawrev-2697	156	1	379	379	NUM
inlawrev-2697	156	2	(	(	PUNCT
inlawrev-2697	156	3	1978	1978	NUM
inlawrev-2697	156	4	)	)	PUNCT
inlawrev-2697	156	5	(	(	PUNCT
inlawrev-2697	156	6	enforcement	enforcement	NOUN
inlawrev-2697	156	7	of	of	ADP
inlawrev-2697	156	8	due	due	ADJ
inlawrev-2697	156	9	-	-	PUNCT
inlawrev-2697	156	10	on	on	ADP
inlawrev-2697	156	11	-	-	PUNCT
inlawrev-2697	156	12	sale	sale	NOUN
inlawrev-2697	156	13	clause	clause	NOUN
inlawrev-2697	156	14	improper	improper	ADJ
inlawrev-2697	156	15	absent	absent	ADJ
inlawrev-2697	156	16	lender	lender	NOUN
inlawrev-2697	156	17	's	's	PART
inlawrev-2697	156	18	showing	showing	NOUN
inlawrev-2697	156	19	that	that	SCONJ
inlawrev-2697	156	20	"	"	PUNCT
inlawrev-2697	156	21	enforcement	enforcement	NOUN
inlawrev-2697	156	22	is	be	AUX
inlawrev-2697	156	23	reasonably	reasonably	ADV
inlawrev-2697	156	24	necessary	necessary	ADJ
inlawrev-2697	156	25	to	to	PART
inlawrev-2697	156	26	protect	protect	VERB
inlawrev-2697	156	27	against	against	ADP
inlawrev-2697	156	28	impairment	impairment	NOUN
inlawrev-2697	156	29	to	to	ADP
inlawrev-2697	156	30	its	its	PRON
inlawrev-2697	156	31	security	security	NOUN
inlawrev-2697	156	32	or	or	CCONJ
inlawrev-2697	156	33	the	the	DET
inlawrev-2697	156	34	risk	risk	NOUN
inlawrev-2697	156	35	of	of	ADP
inlawrev-2697	156	36	default	default	NOUN
inlawrev-2697	156	37	"	"	PUNCT
inlawrev-2697	156	38	)	)	PUNCT
inlawrev-2697	156	39	;	;	PUNCT
inlawrev-2697	156	40	nichols	nichols	PROPN
inlawrev-2697	156	41	v.	v.	PROPN
inlawrev-2697	156	42	ann	ann	PROPN
inlawrev-2697	156	43	arbor	arbor	PROPN
inlawrev-2697	156	44	fed	fed	PROPN
inlawrev-2697	156	45	.	.	PUNCT
inlawrev-2697	157	1	sav	sav	PROPN
inlawrev-2697	157	2	.	.	PROPN
inlawrev-2697	157	3	&	&	CCONJ
inlawrev-2697	157	4	loan	loan	PROPN
inlawrev-2697	157	5	ass'n	ass'n	PROPN
inlawrev-2697	157	6	,	,	PUNCT
inlawrev-2697	157	7	73	73	NUM
inlawrev-2697	157	8	mich	mich	PROPN
inlawrev-2697	157	9	.	.	PUNCT
inlawrev-2697	158	1	app	app	PROPN
inlawrev-2697	158	2	.	.	PROPN
inlawrev-2697	158	3	163	163	NUM
inlawrev-2697	158	4	,	,	PUNCT
inlawrev-2697	158	5	250	250	NUM
inlawrev-2697	158	6	n.w.2d	n.w.2d	ADP
inlawrev-2697	158	7	804	804	NUM
inlawrev-2697	158	8	(	(	PUNCT
inlawrev-2697	158	9	1977	1977	NUM
inlawrev-2697	158	10	)	)	PUNCT
inlawrev-2697	158	11	(	(	PUNCT
inlawrev-2697	158	12	due	due	ADJ
inlawrev-2697	158	13	-	-	PUNCT
inlawrev-2697	158	14	on	on	ADP
inlawrev-2697	158	15	-	-	PUNCT
inlawrev-2697	158	16	sale	sale	NOUN
inlawrev-2697	158	17	clause	clause	NOUN
inlawrev-2697	158	18	not	not	PART
inlawrev-2697	158	19	enforced	enforce	VERB
inlawrev-2697	158	20	absent	absent	ADJ
inlawrev-2697	158	21	lender	lender	NOUN
inlawrev-2697	158	22	's	's	PART
inlawrev-2697	158	23	showing	showing	NOUN
inlawrev-2697	158	24	that	that	SCONJ
inlawrev-2697	158	25	the	the	DET
inlawrev-2697	158	26	clause	clause	NOUN
inlawrev-2697	158	27	was	be	AUX
inlawrev-2697	158	28	reasonable	reasonable	ADJ
inlawrev-2697	158	29	in	in	ADP
inlawrev-2697	158	30	the	the	DET
inlawrev-2697	158	31	particular	particular	ADJ
inlawrev-2697	158	32	case	case	NOUN
inlawrev-2697	158	33	)	)	PUNCT
inlawrev-2697	158	34	.	.	PUNCT
inlawrev-2697	159	1	36wellenkamp	36wellenkamp	NUM
inlawrev-2697	159	2	v.	v.	ADP
inlawrev-2697	159	3	bank	bank	PROPN
inlawrev-2697	159	4	of	of	ADP
inlawrev-2697	159	5	am	am	PROPN
inlawrev-2697	159	6	.	.	PROPN
inlawrev-2697	159	7	,	,	PUNCT
inlawrev-2697	159	8	21	21	NUM
inlawrev-2697	159	9	cal	cal	NOUN
inlawrev-2697	159	10	.	.	PUNCT
inlawrev-2697	160	1	3d	3d	NOUN
inlawrev-2697	160	2	at	at	ADP
inlawrev-2697	160	3	952	952	NUM
inlawrev-2697	160	4	,	,	PUNCT
inlawrev-2697	160	5	582	582	NUM
inlawrev-2697	160	6	p.2d	p.2d	PUNCT
inlawrev-2697	160	7	at	at	ADP
inlawrev-2697	160	8	976	976	NUM
inlawrev-2697	160	9	,	,	PUNCT
inlawrev-2697	160	10	148	148	NUM
inlawrev-2697	160	11	cal	cal	NOUN
inlawrev-2697	160	12	.	.	PUNCT
inlawrev-2697	161	1	rptr	rptr	PROPN
inlawrev-2697	161	2	.	.	PUNCT
inlawrev-2697	162	1	at	at	ADP
inlawrev-2697	162	2	385	385	NUM
inlawrev-2697	162	3	.	.	PUNCT
inlawrev-2697	163	1	37	37	NUM
inlawrev-2697	163	2	144	144	NUM
inlawrev-2697	163	3	n.j	n.j	PROPN
inlawrev-2697	163	4	.	.	PUNCT
inlawrev-2697	163	5	super	super	PROPN
inlawrev-2697	163	6	.	.	PROPN
inlawrev-2697	163	7	48	48	NUM
inlawrev-2697	163	8	,	,	PUNCT
inlawrev-2697	163	9	364	364	NUM
inlawrev-2697	163	10	a.2d	a.2d	NUM
inlawrev-2697	163	11	558	558	NUM
inlawrev-2697	163	12	(	(	PUNCT
inlawrev-2697	163	13	1976	1976	NUM
inlawrev-2697	163	14	)	)	PUNCT
inlawrev-2697	163	15	.	.	PUNCT
inlawrev-2697	164	1	38	38	NUM
inlawrev-2697	165	1	i	i	PRON
inlawrev-2697	165	2	d.	d.	PROPN
inlawrev-2697	165	3	at	at	ADP
inlawrev-2697	165	4	51	51	NUM
inlawrev-2697	165	5	,	,	PUNCT
inlawrev-2697	165	6	364	364	NUM
inlawrev-2697	165	7	a.2d	a.2d	PUNCT
inlawrev-2697	165	8	at	at	ADP
inlawrev-2697	165	9	562	562	NUM
inlawrev-2697	165	10	.	.	PUNCT
inlawrev-2697	166	1	39	39	NUM
inlawrev-2697	167	1	i	i	PRON
inlawrev-2697	167	2	d.	d.	PROPN
inlawrev-2697	167	3	40289	40289	NUM
inlawrev-2697	168	1	n.c	n.c	PROPN
inlawrev-2697	168	2	.	.	PROPN
inlawrev-2697	168	3	620	620	NUM
inlawrev-2697	168	4	,	,	PUNCT
inlawrev-2697	168	5	224	224	NUM
inlawrev-2697	168	6	s.e.2d	s.e.2d	NOUN
inlawrev-2697	168	7	580	580	NUM
inlawrev-2697	168	8	(	(	PUNCT
inlawrev-2697	168	9	1976	1976	NUM
inlawrev-2697	168	10	)	)	PUNCT
inlawrev-2697	168	11	.	.	PUNCT
inlawrev-2697	169	1	"	"	PUNCT
inlawrev-2697	169	2	i	i	PRON
inlawrev-2697	169	3	d.	d.	PROPN
inlawrev-2697	169	4	at	at	ADP
inlawrev-2697	169	5	625	625	NUM
inlawrev-2697	169	6	,	,	PUNCT
inlawrev-2697	169	7	224	224	NUM
inlawrev-2697	169	8	s.e.2d	s.e.2d	NOUN
inlawrev-2697	169	9	at	at	ADP
inlawrev-2697	169	10	585	585	NUM
inlawrev-2697	169	11	.	.	PUNCT
inlawrev-2697	170	1	*	*	SYM
inlawrev-2697	170	2	2	2	NUM
inlawrev-2697	171	1	i	i	PRON
inlawrev-2697	171	2	d.	d.	PROPN
inlawrev-2697	171	3	43384	43384	NUM
inlawrev-2697	171	4	mass	mass	PROPN
inlawrev-2697	171	5	.	.	PROPN
inlawrev-2697	171	6	63	63	NUM
inlawrev-2697	171	7	,	,	PUNCT
inlawrev-2697	171	8	423	423	NUM
inlawrev-2697	171	9	n.e.2d	n.e.2d	NOUN
inlawrev-2697	171	10	998	998	NUM
inlawrev-2697	171	11	(	(	PUNCT
inlawrev-2697	171	12	1981	1981	NUM
inlawrev-2697	171	13	)	)	PUNCT
inlawrev-2697	171	14	.	.	PUNCT
inlawrev-2697	172	1	"	"	PUNCT
inlawrev-2697	172	2	i	i	PRON
inlawrev-2697	172	3	d.	d.	PROPN
inlawrev-2697	172	4	at	at	ADP
inlawrev-2697	172	5	69	69	NUM
inlawrev-2697	172	6	,	,	PUNCT
inlawrev-2697	172	7	423	423	NUM
inlawrev-2697	172	8	n.e.2d	n.e.2d	NOUN
inlawrev-2697	172	9	at	at	ADP
inlawrev-2697	172	10	1002	1002	NUM
inlawrev-2697	172	11	.	.	PUNCT
inlawrev-2697	173	1	45	45	NUM
inlawrev-2697	173	2	i	i	PROPN
inlawrev-2697	173	3	d.	d.	PROPN
inlawrev-2697	173	4	46	46	NUM
inlawrev-2697	173	5	15	15	NUM
inlawrev-2697	173	6	ariz	ariz	NOUN
inlawrev-2697	173	7	.	.	PUNCT
inlawrev-2697	174	1	app	app	PROPN
inlawrev-2697	174	2	.	.	PROPN
inlawrev-2697	175	1	78	78	NUM
inlawrev-2697	175	2	,	,	PUNCT
inlawrev-2697	175	3	486	486	NUM
inlawrev-2697	175	4	p.2d	p.2d	SYM
inlawrev-2697	175	5	190	190	NUM
inlawrev-2697	175	6	(	(	PUNCT
inlawrev-2697	175	7	1971	1971	NUM
inlawrev-2697	175	8	)	)	PUNCT
inlawrev-2697	175	9	.	.	PUNCT
inlawrev-2697	176	1	1987	1987	NUM
inlawrev-2697	176	2	]	]	PUNCT
inlawrev-2697	176	3	commercial	commercial	ADJ
inlawrev-2697	176	4	mortgages	mortgage	NOUN
inlawrev-2697	176	5	741	741	NUM
inlawrev-2697	176	6	appellate	appellate	ADJ
inlawrev-2697	176	7	court	court	NOUN
inlawrev-2697	176	8	observed	observe	VERB
inlawrev-2697	176	9	that	that	SCONJ
inlawrev-2697	176	10	when	when	SCONJ
inlawrev-2697	176	11	a	a	DET
inlawrev-2697	176	12	lender	lender	NOUN
inlawrev-2697	176	13	invokes	invoke	VERB
inlawrev-2697	176	14	an	an	DET
inlawrev-2697	176	15	acceleration	acceleration	NOUN
inlawrev-2697	176	16	clause	clause	NOUN
inlawrev-2697	176	17	along	along	ADP
inlawrev-2697	176	18	with	with	ADP
inlawrev-2697	176	19	a	a	DET
inlawrev-2697	176	20	prepayment	prepayment	NOUN
inlawrev-2697	176	21	penalty	penalty	NOUN
inlawrev-2697	176	22	,	,	PUNCT
inlawrev-2697	176	23	the	the	DET
inlawrev-2697	176	24	result	result	NOUN
inlawrev-2697	176	25	could	could	AUX
inlawrev-2697	176	26	be	be	AUX
inlawrev-2697	176	27	unconscionably	unconscionably	ADV
inlawrev-2697	176	28	harsh	harsh	ADJ
inlawrev-2697	176	29	.	.	PUNCT
inlawrev-2697	177	1	47	47	NUM
inlawrev-2697	177	2	in	in	ADP
inlawrev-2697	177	3	concluding	concluding	NOUN
inlawrev-2697	177	4	,	,	PUNCT
inlawrev-2697	177	5	the	the	DET
inlawrev-2697	177	6	court	court	NOUN
inlawrev-2697	177	7	noted	note	VERB
inlawrev-2697	177	8	that	that	SCONJ
inlawrev-2697	177	9	"	"	PUNCT
inlawrev-2697	177	10	[	[	PUNCT
inlawrev-2697	177	11	c]ourts	c]ourt	NOUN
inlawrev-2697	177	12	of	of	ADP
inlawrev-2697	177	13	equity	equity	NOUN
inlawrev-2697	177	14	may	may	AUX
inlawrev-2697	177	15	refuse	refuse	VERB
inlawrev-2697	177	16	to	to	PART
inlawrev-2697	177	17	enforce	enforce	VERB
inlawrev-2697	177	18	these	these	DET
inlawrev-2697	177	19	clauses	clause	NOUN
inlawrev-2697	177	20	where	where	SCONJ
inlawrev-2697	177	21	they	they	PRON
inlawrev-2697	177	22	will	will	AUX
inlawrev-2697	177	23	work	work	VERB
inlawrev-2697	177	24	a	a	DET
inlawrev-2697	177	25	hardship	hardship	NOUN
inlawrev-2697	177	26	on	on	ADP
inlawrev-2697	177	27	the	the	DET
inlawrev-2697	177	28	[	[	X
inlawrev-2697	177	29	borrower	borrower	NOUN
inlawrev-2697	177	30	]	]	PUNCT
inlawrev-2697	177	31	and	and	CCONJ
inlawrev-2697	177	32	the	the	DET
inlawrev-2697	177	33	[	[	X
inlawrev-2697	177	34	lender	lender	NOUN
inlawrev-2697	177	35	]	]	PUNCT
inlawrev-2697	177	36	is	be	AUX
inlawrev-2697	177	37	not	not	PART
inlawrev-2697	177	38	prejudiced	prejudice	VERB
inlawrev-2697	177	39	by	by	ADP
inlawrev-2697	177	40	the	the	DET
inlawrev-2697	177	41	breach	breach	NOUN
inlawrev-2697	177	42	.	.	PUNCT
inlawrev-2697	177	43	"	"	PUNCT
inlawrev-2697	178	1	48	48	NUM
inlawrev-2697	178	2	in	in	ADP
inlawrev-2697	178	3	1976	1976	NUM
inlawrev-2697	178	4	,	,	PUNCT
inlawrev-2697	178	5	the	the	DET
inlawrev-2697	178	6	board	board	NOUN
inlawrev-2697	178	7	became	become	VERB
inlawrev-2697	178	8	concerned	concerned	ADJ
inlawrev-2697	178	9	about	about	ADP
inlawrev-2697	178	10	the	the	DET
inlawrev-2697	178	11	increasing	increase	VERB
inlawrev-2697	178	12	controversy	controversy	NOUN
inlawrev-2697	178	13	as	as	ADP
inlawrev-2697	178	14	to	to	ADP
inlawrev-2697	178	15	a	a	DET
inlawrev-2697	178	16	federal	federal	ADJ
inlawrev-2697	178	17	savings	saving	NOUN
inlawrev-2697	178	18	and	and	CCONJ
inlawrev-2697	178	19	loan	loan	PROPN
inlawrev-2697	178	20	association	association	NOUN
inlawrev-2697	178	21	's	's	PART
inlawrev-2697	178	22	authority	authority	NOUN
inlawrev-2697	178	23	to	to	PART
inlawrev-2697	178	24	exercise	exercise	VERB
inlawrev-2697	178	25	a	a	DET
inlawrev-2697	178	26	due	due	ADJ
inlawrev-2697	178	27	-	-	PUNCT
inlawrev-2697	178	28	on	on	ADP
inlawrev-2697	178	29	-	-	PUNCT
inlawrev-2697	178	30	sale	sale	NOUN
inlawrev-2697	178	31	clause	clause	NOUN
inlawrev-2697	178	32	included	include	VERB
inlawrev-2697	178	33	in	in	ADP
inlawrev-2697	178	34	a	a	DET
inlawrev-2697	178	35	residential	residential	ADJ
inlawrev-2697	178	36	mortgage	mortgage	NOUN
inlawrev-2697	178	37	contract	contract	NOUN
inlawrev-2697	178	38	.	.	PUNCT
inlawrev-2697	179	1	49	49	NUM
inlawrev-2697	180	1	the	the	DET
inlawrev-2697	180	2	board	board	NOUN
inlawrev-2697	180	3	listed	list	VERB
inlawrev-2697	180	4	several	several	ADJ
inlawrev-2697	180	5	adverse	adverse	ADJ
inlawrev-2697	180	6	effects	effect	NOUN
inlawrev-2697	180	7	that	that	PRON
inlawrev-2697	180	8	could	could	AUX
inlawrev-2697	180	9	result	result	VERB
inlawrev-2697	180	10	from	from	ADP
inlawrev-2697	180	11	restrictions	restriction	NOUN
inlawrev-2697	180	12	upon	upon	SCONJ
inlawrev-2697	180	13	a	a	DET
inlawrev-2697	180	14	savings	saving	NOUN
inlawrev-2697	180	15	and	and	CCONJ
inlawrev-2697	180	16	loan	loan	NOUN
inlawrev-2697	180	17	's	's	PART
inlawrev-2697	180	18	ability	ability	NOUN
inlawrev-2697	180	19	to	to	PART
inlawrev-2697	180	20	accelerate	accelerate	VERB
inlawrev-2697	180	21	upon	upon	SCONJ
inlawrev-2697	180	22	transfer	transfer	NOUN
inlawrev-2697	180	23	of	of	ADP
inlawrev-2697	180	24	the	the	DET
inlawrev-2697	180	25	security	security	NOUN
inlawrev-2697	180	26	:	:	PUNCT
inlawrev-2697	180	27	(	(	PUNCT
inlawrev-2697	180	28	1	1	X
inlawrev-2697	180	29	)	)	PUNCT
inlawrev-2697	180	30	"	"	PUNCT
inlawrev-2697	180	31	the	the	DET
inlawrev-2697	180	32	financial	financial	ADJ
inlawrev-2697	180	33	security	security	NOUN
inlawrev-2697	180	34	and	and	CCONJ
inlawrev-2697	180	35	stability	stability	NOUN
inlawrev-2697	180	36	of	of	ADP
inlawrev-2697	180	37	federal	federal	ADJ
inlawrev-2697	180	38	associations	association	NOUN
inlawrev-2697	180	39	would	would	AUX
inlawrev-2697	180	40	be	be	AUX
inlawrev-2697	180	41	endangered	endanger	VERB
inlawrev-2697	180	42	if	if	SCONJ
inlawrev-2697	180	43	.	.	PUNCT
inlawrev-2697	180	44	.	.	PUNCT
inlawrev-2697	180	45	.	.	PUNCT
inlawrev-2697	181	1	the	the	DET
inlawrev-2697	181	2	security	security	NOUN
inlawrev-2697	181	3	property	property	NOUN
inlawrev-2697	181	4	is	be	AUX
inlawrev-2697	181	5	transferred	transfer	VERB
inlawrev-2697	181	6	to	to	ADP
inlawrev-2697	181	7	a	a	DET
inlawrev-2697	181	8	person	person	NOUN
inlawrev-2697	181	9	whose	whose	DET
inlawrev-2697	181	10	ability	ability	NOUN
inlawrev-2697	181	11	to	to	PART
inlawrev-2697	181	12	repay	repay	VERB
inlawrev-2697	181	13	the	the	DET
inlawrev-2697	181	14	loan	loan	NOUN
inlawrev-2697	181	15	and	and	CCONJ
inlawrev-2697	181	16	properly	properly	ADV
inlawrev-2697	181	17	maintain	maintain	VERB
inlawrev-2697	181	18	the	the	DET
inlawrev-2697	181	19	property	property	NOUN
inlawrev-2697	181	20	is	be	AUX
inlawrev-2697	181	21	inadequate	inadequate	ADJ
inlawrev-2697	181	22	,	,	PUNCT
inlawrev-2697	181	23	"	"	PUNCT
inlawrev-2697	181	24	(	(	PUNCT
inlawrev-2697	181	25	2	2	NUM
inlawrev-2697	181	26	)	)	PUNCT
inlawrev-2697	181	27	"	"	PUNCT
inlawrev-2697	181	28	elimination	elimination	NOUN
inlawrev-2697	181	29	of	of	ADP
inlawrev-2697	181	30	the	the	DET
inlawrev-2697	181	31	due	due	ADJ
inlawrev-2697	181	32	-	-	PUNCT
inlawrev-2697	181	33	on	on	ADP
inlawrev-2697	181	34	-	-	PUNCT
inlawrev-2697	181	35	sale	sale	NOUN
inlawrev-2697	181	36	clause	clause	NOUN
inlawrev-2697	181	37	will	will	AUX
inlawrev-2697	181	38	cause	cause	VERB
inlawrev-2697	181	39	a	a	DET
inlawrev-2697	181	40	substantial	substantial	ADJ
inlawrev-2697	181	41	reduction	reduction	NOUN
inlawrev-2697	181	42	of	of	ADP
inlawrev-2697	181	43	the	the	DET
inlawrev-2697	181	44	cash	cash	NOUN
inlawrev-2697	181	45	flow	flow	NOUN
inlawrev-2697	181	46	and	and	CCONJ
inlawrev-2697	181	47	net	net	ADJ
inlawrev-2697	181	48	income	income	NOUN
inlawrev-2697	181	49	of	of	ADP
inlawrev-2697	181	50	federal	federal	ADJ
inlawrev-2697	181	51	associations	association	NOUN
inlawrev-2697	181	52	,	,	PUNCT
inlawrev-2697	181	53	and	and	CCONJ
inlawrev-2697	181	54	...	...	PUNCT
inlawrev-2697	181	55	to	to	PART
inlawrev-2697	181	56	offset	offset	VERB
inlawrev-2697	181	57	such	such	ADJ
inlawrev-2697	181	58	losses	loss	NOUN
inlawrev-2697	181	59	it	it	PRON
inlawrev-2697	181	60	is	be	AUX
inlawrev-2697	181	61	likely	likely	ADJ
inlawrev-2697	181	62	that	that	SCONJ
inlawrev-2697	181	63	the	the	DET
inlawrev-2697	181	64	associations	association	NOUN
inlawrev-2697	181	65	will	will	AUX
inlawrev-2697	181	66	be	be	AUX
inlawrev-2697	181	67	forced	force	VERB
inlawrev-2697	181	68	to	to	PART
inlawrev-2697	181	69	charge	charge	VERB
inlawrev-2697	181	70	higher	high	ADJ
inlawrev-2697	181	71	interest	interest	NOUN
inlawrev-2697	181	72	rates	rate	NOUN
inlawrev-2697	181	73	and	and	CCONJ
inlawrev-2697	181	74	loan	loan	NOUN
inlawrev-2697	181	75	charges	charge	NOUN
inlawrev-2697	181	76	on	on	ADP
inlawrev-2697	181	77	home	home	NOUN
inlawrev-2697	181	78	loans	loan	NOUN
inlawrev-2697	181	79	generally	generally	ADV
inlawrev-2697	181	80	,	,	PUNCT
inlawrev-2697	181	81	"	"	PUNCT
inlawrev-2697	181	82	and	and	CCONJ
inlawrev-2697	181	83	(	(	PUNCT
inlawrev-2697	181	84	3	3	NUM
inlawrev-2697	181	85	)	)	PUNCT
inlawrev-2697	181	86	"	"	PUNCT
inlawrev-2697	181	87	elimination	elimination	NOUN
inlawrev-2697	181	88	of	of	ADP
inlawrev-2697	181	89	the	the	DET
inlawrev-2697	181	90	due	due	ADJ
inlawrev-2697	181	91	-	-	PUNCT
inlawrev-2697	181	92	on	on	ADP
inlawrev-2697	181	93	-	-	PUNCT
inlawrev-2697	181	94	sale	sale	NOUN
inlawrev-2697	181	95	clause	clause	NOUN
inlawrev-2697	181	96	will	will	AUX
inlawrev-2697	181	97	restrict	restrict	VERB
inlawrev-2697	181	98	and	and	CCONJ
inlawrev-2697	181	99	impair	impair	VERB
inlawrev-2697	181	100	the	the	DET
inlawrev-2697	181	101	ability	ability	NOUN
inlawrev-2697	181	102	of	of	ADP
inlawrev-2697	181	103	federal	federal	ADJ
inlawrev-2697	181	104	associations	association	NOUN
inlawrev-2697	181	105	to	to	PART
inlawrev-2697	181	106	sell	sell	VERB
inlawrev-2697	181	107	their	their	PRON
inlawrev-2697	181	108	home	home	NOUN
inlawrev-2697	181	109	loans	loan	NOUN
inlawrev-2697	181	110	in	in	ADP
inlawrev-2697	181	111	the	the	DET
inlawrev-2697	181	112	secondary	secondary	ADJ
inlawrev-2697	181	113	mortgage	mortgage	NOUN
inlawrev-2697	181	114	market	market	NOUN
inlawrev-2697	181	115	,	,	PUNCT
inlawrev-2697	181	116	by	by	ADP
inlawrev-2697	181	117	making	make	VERB
inlawrev-2697	181	118	such	such	ADJ
inlawrev-2697	181	119	loans	loan	NOUN
inlawrev-2697	181	120	unsalable	unsalable	ADJ
inlawrev-2697	181	121	or	or	CCONJ
inlawrev-2697	181	122	causing	cause	VERB
inlawrev-2697	181	123	them	they	PRON
inlawrev-2697	181	124	to	to	PART
inlawrev-2697	181	125	be	be	AUX
inlawrev-2697	181	126	sold	sell	VERB
inlawrev-2697	181	127	at	at	ADP
inlawrev-2697	181	128	reduced	reduce	VERB
inlawrev-2697	181	129	prices	price	NOUN
inlawrev-2697	181	130	,	,	PUNCT
inlawrev-2697	181	131	thereby	thereby	ADV
inlawrev-2697	181	132	reducing	reduce	VERB
inlawrev-2697	181	133	the	the	DET
inlawrev-2697	181	134	flow	flow	NOUN
inlawrev-2697	181	135	of	of	ADP
inlawrev-2697	181	136	new	new	ADJ
inlawrev-2697	181	137	funds	fund	NOUN
inlawrev-2697	181	138	for	for	ADP
inlawrev-2697	181	139	residential	residential	ADJ
inlawrev-2697	181	140	loans	loan	NOUN
inlawrev-2697	181	141	which	which	PRON
inlawrev-2697	181	142	otherwise	otherwise	ADV
inlawrev-2697	181	143	would	would	AUX
inlawrev-2697	181	144	be	be	AUX
inlawrev-2697	181	145	available	available	ADJ
inlawrev-2697	181	146	.	.	PUNCT
inlawrev-2697	181	147	"	"	PUNCT
inlawrev-2697	182	1	50	50	NUM
inlawrev-2697	182	2	the	the	DET
inlawrev-2697	182	3	board	board	NOUN
inlawrev-2697	182	4	concluded	conclude	VERB
inlawrev-2697	182	5	that	that	SCONJ
inlawrev-2697	182	6	elimination	elimination	NOUN
inlawrev-2697	182	7	of	of	ADP
inlawrev-2697	182	8	the	the	DET
inlawrev-2697	182	9	due	due	ADJ
inlawrev-2697	182	10	-	-	PUNCT
inlawrev-2697	182	11	on	on	ADP
inlawrev-2697	182	12	-	-	PUNCT
inlawrev-2697	182	13	sale	sale	NOUN
inlawrev-2697	182	14	clause	clause	NOUN
inlawrev-2697	182	15	would	would	AUX
inlawrev-2697	182	16	benefit	benefit	VERB
inlawrev-2697	182	17	only	only	ADV
inlawrev-2697	182	18	a	a	DET
inlawrev-2697	182	19	limited	limited	ADJ
inlawrev-2697	182	20	number	number	NOUN
inlawrev-2697	182	21	of	of	ADP
inlawrev-2697	182	22	home	home	NOUN
inlawrev-2697	182	23	sellers	seller	NOUN
inlawrev-2697	182	24	,	,	PUNCT
inlawrev-2697	182	25	while	while	SCONJ
inlawrev-2697	182	26	generally	generally	ADV
inlawrev-2697	182	27	causing	cause	VERB
inlawrev-2697	182	28	economic	economic	ADJ
inlawrev-2697	182	29	hardship	hardship	NOUN
inlawrev-2697	182	30	to	to	ADP
inlawrev-2697	182	31	the	the	DET
inlawrev-2697	182	32	majority	majority	NOUN
inlawrev-2697	182	33	of	of	ADP
inlawrev-2697	182	34	home	home	NOUN
inlawrev-2697	182	35	buyers	buyer	NOUN
inlawrev-2697	182	36	and	and	CCONJ
inlawrev-2697	182	37	potential	potential	ADJ
inlawrev-2697	182	38	home	home	NOUN
inlawrev-2697	182	39	buyers	buyer	NOUN
inlawrev-2697	182	40	.	.	PUNCT
inlawrev-2697	183	1	51	51	NUM
inlawrev-2697	183	2	in	in	ADP
inlawrev-2697	183	3	order	order	NOUN
inlawrev-2697	183	4	to	to	PART
inlawrev-2697	183	5	resolve	resolve	VERB
inlawrev-2697	183	6	the	the	DET
inlawrev-2697	183	7	controversy	controversy	NOUN
inlawrev-2697	183	8	surrounding	surround	VERB
inlawrev-2697	183	9	a	a	DET
inlawrev-2697	183	10	federal	federal	ADJ
inlawrev-2697	183	11	savings	saving	NOUN
inlawrev-2697	183	12	and	and	CCONJ
inlawrev-2697	183	13	loan	loan	PROPN
inlawrev-2697	183	14	association	association	NOUN
inlawrev-2697	183	15	's	's	PART
inlawrev-2697	183	16	authority	authority	NOUN
inlawrev-2697	183	17	to	to	PART
inlawrev-2697	183	18	exercise	exercise	VERB
inlawrev-2697	183	19	a	a	DET
inlawrev-2697	183	20	due	due	ADJ
inlawrev-2697	183	21	-	-	PUNCT
inlawrev-2697	183	22	on	on	ADP
inlawrev-2697	183	23	-	-	PUNCT
inlawrev-2697	183	24	sale	sale	NOUN
inlawrev-2697	183	25	clause	clause	NOUN
inlawrev-2697	183	26	included	include	VERB
inlawrev-2697	183	27	in	in	ADP
inlawrev-2697	183	28	a	a	DET
inlawrev-2697	183	29	residential	residential	ADJ
inlawrev-2697	183	30	mortgage	mortgage	NOUN
inlawrev-2697	183	31	contract	contract	NOUN
inlawrev-2697	183	32	,	,	PUNCT
inlawrev-2697	183	33	the	the	DET
inlawrev-2697	183	34	board	board	NOUN
inlawrev-2697	183	35	issued	issue	VERB
inlawrev-2697	183	36	a	a	DET
inlawrev-2697	183	37	regulation	regulation	NOUN
inlawrev-2697	183	38	in	in	ADP
inlawrev-2697	183	39	1976	1976	NUM
inlawrev-2697	183	40	authorizing	authorize	VERB
inlawrev-2697	183	41	due	due	ADJ
inlawrev-2697	183	42	-	-	PUNCT
inlawrev-2697	183	43	on	on	ADP
inlawrev-2697	183	44	-	-	PUNCT
inlawrev-2697	183	45	sale	sale	NOUN
inlawrev-2697	183	46	clauses	clause	NOUN
inlawrev-2697	183	47	in	in	ADP
inlawrev-2697	183	48	real	real	ADJ
inlawrev-2697	183	49	estate	estate	NOUN
inlawrev-2697	183	50	loan	loan	NOUN
inlawrev-2697	183	51	instruments	instrument	NOUN
inlawrev-2697	183	52	.	.	PUNCT
inlawrev-2697	184	1	52	52	NUM
inlawrev-2697	184	2	in	in	ADP
inlawrev-2697	184	3	the	the	DET
inlawrev-2697	184	4	"	"	PUNCT
inlawrev-2697	184	5	"	"	PUNCT
inlawrev-2697	184	6	i	i	PRON
inlawrev-2697	184	7	d.	d.	PROPN
inlawrev-2697	184	8	at	at	ADP
inlawrev-2697	184	9	81	81	NUM
inlawrev-2697	184	10	,	,	PUNCT
inlawrev-2697	184	11	486	486	NUM
inlawrev-2697	184	12	p.2d	p.2d	PUNCT
inlawrev-2697	184	13	at	at	ADP
inlawrev-2697	184	14	193	193	NUM
inlawrev-2697	184	15	.	.	PUNCT
inlawrev-2697	185	1	*	*	PUNCT
inlawrev-2697	185	2	*	*	PUNCT
inlawrev-2697	185	3	i	i	PRON
inlawrev-2697	185	4	d.	d.	PROPN
inlawrev-2697	185	5	49	49	NUM
inlawrev-2697	185	6	fidelity	fidelity	PROPN
inlawrev-2697	185	7	fed	fed	PROPN
inlawrev-2697	185	8	.	.	PUNCT
inlawrev-2697	186	1	sav	sav	PROPN
inlawrev-2697	186	2	.	.	PROPN
inlawrev-2697	186	3	&	&	CCONJ
inlawrev-2697	186	4	loan	loan	VERB
inlawrev-2697	186	5	ass'n	ass'n	PROPN
inlawrev-2697	186	6	v.	v.	PROPN
inlawrev-2697	186	7	de	de	X
inlawrev-2697	186	8	la	la	X
inlawrev-2697	186	9	cuesta	cuesta	PROPN
inlawrev-2697	186	10	,	,	PUNCT
inlawrev-2697	186	11	458	458	NUM
inlawrev-2697	186	12	u.s	u.s	PROPN
inlawrev-2697	186	13	.	.	PROPN
inlawrev-2697	186	14	141	141	NUM
inlawrev-2697	186	15	,	,	PUNCT
inlawrev-2697	186	16	145	145	NUM
inlawrev-2697	186	17	(	(	PUNCT
inlawrev-2697	186	18	1982	1982	NUM
inlawrev-2697	186	19	)	)	PUNCT
inlawrev-2697	186	20	.	.	PUNCT
inlawrev-2697	187	1	50	50	NUM
inlawrev-2697	188	1	i	i	PRON
inlawrev-2697	188	2	d.	d.	VERB
inlawrev-2697	188	3	at	at	ADP
inlawrev-2697	188	4	145	145	NUM
inlawrev-2697	188	5	-	-	SYM
inlawrev-2697	188	6	46	46	NUM
inlawrev-2697	188	7	(	(	PUNCT
inlawrev-2697	188	8	citing	cite	VERB
inlawrev-2697	188	9	41	41	NUM
inlawrev-2697	188	10	fed	feed	VERB
inlawrev-2697	188	11	.	.	PUNCT
inlawrev-2697	189	1	reg	reg	PROPN
inlawrev-2697	189	2	.	.	PUNCT
inlawrev-2697	190	1	6283	6283	NUM
inlawrev-2697	190	2	,	,	PUNCT
inlawrev-2697	190	3	6285	6285	NUM
inlawrev-2697	190	4	(	(	PUNCT
inlawrev-2697	190	5	1976	1976	NUM
inlawrev-2697	190	6	)	)	PUNCT
inlawrev-2697	190	7	)	)	PUNCT
inlawrev-2697	190	8	.	.	PUNCT
inlawrev-2697	191	1	the	the	DET
inlawrev-2697	191	2	secondary	secondary	ADJ
inlawrev-2697	191	3	mortgage	mortgage	NOUN
inlawrev-2697	191	4	market	market	NOUN
inlawrev-2697	191	5	is	be	AUX
inlawrev-2697	191	6	that	that	SCONJ
inlawrev-2697	191	7	market	market	NOUN
inlawrev-2697	191	8	where	where	SCONJ
inlawrev-2697	191	9	lenders	lender	NOUN
inlawrev-2697	191	10	who	who	PRON
inlawrev-2697	191	11	have	have	AUX
inlawrev-2697	191	12	originated	originate	VERB
inlawrev-2697	191	13	loans	loan	NOUN
inlawrev-2697	191	14	sell	sell	VERB
inlawrev-2697	191	15	or	or	CCONJ
inlawrev-2697	191	16	assign	assign	VERB
inlawrev-2697	191	17	the	the	DET
inlawrev-2697	191	18	loans	loan	NOUN
inlawrev-2697	191	19	to	to	ADP
inlawrev-2697	191	20	investors	investor	NOUN
inlawrev-2697	191	21	or	or	CCONJ
inlawrev-2697	191	22	government	government	NOUN
inlawrev-2697	191	23	sponsored	sponsor	VERB
inlawrev-2697	191	24	agencies	agency	NOUN
inlawrev-2697	191	25	which	which	PRON
inlawrev-2697	191	26	will	will	AUX
inlawrev-2697	191	27	hold	hold	VERB
inlawrev-2697	191	28	the	the	DET
inlawrev-2697	191	29	loans	loan	NOUN
inlawrev-2697	191	30	for	for	ADP
inlawrev-2697	191	31	the	the	DET
inlawrev-2697	191	32	long	long	ADJ
inlawrev-2697	191	33	term	term	NOUN
inlawrev-2697	191	34	.	.	PUNCT
inlawrev-2697	192	1	see	see	VERB
inlawrev-2697	192	2	real	real	ADJ
inlawrev-2697	192	3	estate	estate	NOUN
inlawrev-2697	192	4	finance	finance	NOUN
inlawrev-2697	192	5	,	,	PUNCT
inlawrev-2697	192	6	supra	supra	PROPN
inlawrev-2697	192	7	note	note	NOUN
inlawrev-2697	192	8	7	7	NUM
inlawrev-2697	192	9	,	,	PUNCT
inlawrev-2697	192	10	§	§	PROPN
inlawrev-2697	192	11	11.1	11.1	NUM
inlawrev-2697	192	12	.	.	PUNCT
inlawrev-2697	193	1	among	among	ADP
inlawrev-2697	193	2	the	the	DET
inlawrev-2697	193	3	government	government	NOUN
inlawrev-2697	193	4	agencies	agency	NOUN
inlawrev-2697	193	5	participating	participate	VERB
inlawrev-2697	193	6	in	in	ADP
inlawrev-2697	193	7	the	the	DET
inlawrev-2697	193	8	secondary	secondary	ADJ
inlawrev-2697	193	9	mortgage	mortgage	NOUN
inlawrev-2697	193	10	market	market	NOUN
inlawrev-2697	193	11	are	be	AUX
inlawrev-2697	193	12	the	the	DET
inlawrev-2697	193	13	federal	federal	ADJ
inlawrev-2697	193	14	national	national	PROPN
inlawrev-2697	193	15	mortgage	mortgage	PROPN
inlawrev-2697	193	16	association	association	PROPN
inlawrev-2697	193	17	(	(	PUNCT
inlawrev-2697	193	18	fnma	fnma	PROPN
inlawrev-2697	193	19	)	)	PUNCT
inlawrev-2697	193	20	,	,	PUNCT
inlawrev-2697	193	21	the	the	DET
inlawrev-2697	193	22	federal	federal	ADJ
inlawrev-2697	193	23	home	home	PROPN
inlawrev-2697	193	24	loan	loan	NOUN
inlawrev-2697	193	25	mortgage	mortgage	NOUN
inlawrev-2697	193	26	corporation	corporation	NOUN
inlawrev-2697	193	27	(	(	PUNCT
inlawrev-2697	193	28	fhlmc	fhlmc	NOUN
inlawrev-2697	193	29	)	)	PUNCT
inlawrev-2697	193	30	and	and	CCONJ
inlawrev-2697	193	31	the	the	DET
inlawrev-2697	193	32	government	government	NOUN
inlawrev-2697	193	33	national	national	PROPN
inlawrev-2697	193	34	mortgage	mortgage	PROPN
inlawrev-2697	193	35	association	association	PROPN
inlawrev-2697	193	36	(	(	PUNCT
inlawrev-2697	193	37	gnma	gnma	NOUN
inlawrev-2697	193	38	)	)	PUNCT
inlawrev-2697	193	39	.	.	PUNCT
inlawrev-2697	194	1	i	i	PRON
inlawrev-2697	194	2	d.	d.	PROPN
inlawrev-2697	194	3	§	§	PROPN
inlawrev-2697	194	4	11.3	11.3	NUM
inlawrev-2697	194	5	.	.	PUNCT
inlawrev-2697	195	1	5ide	5ide	NUM
inlawrev-2697	195	2	la	la	X
inlawrev-2697	195	3	cuesta	cuesta	PROPN
inlawrev-2697	195	4	,	,	PUNCT
inlawrev-2697	195	5	458	458	NUM
inlawrev-2697	195	6	u.s	u.s	PROPN
inlawrev-2697	195	7	.	.	PROPN
inlawrev-2697	195	8	at	at	ADP
inlawrev-2697	195	9	146	146	NUM
inlawrev-2697	195	10	.	.	PUNCT
inlawrev-2697	196	1	52	52	NUM
inlawrev-2697	196	2	12	12	NUM
inlawrev-2697	196	3	c.f.r	c.f.r	NOUN
inlawrev-2697	196	4	.	.	PUNCT
inlawrev-2697	197	1	§	§	PROPN
inlawrev-2697	197	2	545.8	545.8	NUM
inlawrev-2697	197	3	-	-	SYM
inlawrev-2697	197	4	3(f	3(f	NUM
inlawrev-2697	197	5	)	)	PUNCT
inlawrev-2697	197	6	(	(	PUNCT
inlawrev-2697	197	7	1983	1983	NUM
inlawrev-2697	197	8	)	)	PUNCT
inlawrev-2697	197	9	(	(	PUNCT
inlawrev-2697	197	10	originally	originally	ADV
inlawrev-2697	197	11	codified	codify	VERB
inlawrev-2697	197	12	at	at	ADP
inlawrev-2697	197	13	12	12	NUM
inlawrev-2697	197	14	c.f.r	c.f.r	NOUN
inlawrev-2697	197	15	.	.	PUNCT
inlawrev-2697	198	1	§	§	PROPN
inlawrev-2697	198	2	545.6	545.6	NUM
inlawrev-2697	198	3	-	-	SYM
inlawrev-2697	198	4	1	1	NUM
inlawrev-2697	198	5	1(f	1(f	NUM
inlawrev-2697	198	6	)	)	PUNCT
inlawrev-2697	198	7	(	(	PUNCT
inlawrev-2697	198	8	1976	1976	NUM
inlawrev-2697	198	9	)	)	PUNCT
inlawrev-2697	198	10	)	)	PUNCT
inlawrev-2697	198	11	provides	provide	VERB
inlawrev-2697	198	12	that	that	SCONJ
inlawrev-2697	198	13	a	a	DET
inlawrev-2697	198	14	federal	federal	ADJ
inlawrev-2697	198	15	savings	saving	NOUN
inlawrev-2697	198	16	and	and	CCONJ
inlawrev-2697	198	17	loan	loan	NOUN
inlawrev-2697	198	18	association	association	NOUN
inlawrev-2697	198	19	continues	continue	VERB
inlawrev-2697	198	20	to	to	PART
inlawrev-2697	198	21	have	have	VERB
inlawrev-2697	198	22	the	the	DET
inlawrev-2697	198	23	power	power	NOUN
inlawrev-2697	198	24	to	to	PART
inlawrev-2697	198	25	include	include	VERB
inlawrev-2697	198	26	,	,	PUNCT
inlawrev-2697	198	27	as	as	ADP
inlawrev-2697	198	28	a	a	DET
inlawrev-2697	198	29	matter	matter	NOUN
inlawrev-2697	198	30	of	of	ADP
inlawrev-2697	198	31	contract	contract	NOUN
inlawrev-2697	198	32	between	between	ADP
inlawrev-2697	198	33	it	it	PRON
inlawrev-2697	198	34	and	and	CCONJ
inlawrev-2697	198	35	the	the	DET
inlawrev-2697	198	36	borrower	borrower	NOUN
inlawrev-2697	198	37	,	,	PUNCT
inlawrev-2697	198	38	a	a	DET
inlawrev-2697	198	39	provision	provision	NOUN
inlawrev-2697	198	40	in	in	ADP
inlawrev-2697	198	41	its	its	PRON
inlawrev-2697	198	42	loan	loan	NOUN
inlawrev-2697	198	43	instrument	instrument	NOUN
inlawrev-2697	198	44	whereby	whereby	SCONJ
inlawrev-2697	198	45	the	the	DET
inlawrev-2697	198	46	association	association	NOUN
inlawrev-2697	198	47	may	may	AUX
inlawrev-2697	198	48	,	,	PUNCT
inlawrev-2697	198	49	742	742	NUM
inlawrev-2697	198	50	indiana	indiana	PROPN
inlawrev-2697	198	51	law	law	PROPN
inlawrev-2697	198	52	review	review	NOUN
inlawrev-2697	199	1	[	[	X
inlawrev-2697	199	2	vol	vol	NOUN
inlawrev-2697	199	3	.	.	PUNCT
inlawrev-2697	199	4	20:735	20:735	NUM
inlawrev-2697	199	5	preamble	preamble	NOUN
inlawrev-2697	199	6	to	to	ADP
inlawrev-2697	199	7	this	this	DET
inlawrev-2697	199	8	regulation	regulation	NOUN
inlawrev-2697	199	9	,	,	PUNCT
inlawrev-2697	199	10	the	the	DET
inlawrev-2697	199	11	board	board	NOUN
inlawrev-2697	199	12	expressed	express	VERB
inlawrev-2697	199	13	its	its	PRON
inlawrev-2697	199	14	intent	intent	NOUN
inlawrev-2697	199	15	that	that	SCONJ
inlawrev-2697	199	16	the	the	DET
inlawrev-2697	199	17	dueon	dueon	NOUN
inlawrev-2697	199	18	-	-	PUNCT
inlawrev-2697	199	19	sale	sale	NOUN
inlawrev-2697	199	20	practices	practice	NOUN
inlawrev-2697	199	21	of	of	ADP
inlawrev-2697	199	22	federal	federal	ADJ
inlawrev-2697	199	23	savings	saving	NOUN
inlawrev-2697	199	24	and	and	CCONJ
inlawrev-2697	199	25	loans	loan	NOUN
inlawrev-2697	199	26	be	be	AUX
inlawrev-2697	199	27	governed	govern	VERB
inlawrev-2697	199	28	solely	solely	ADV
inlawrev-2697	199	29	by	by	ADP
inlawrev-2697	199	30	federal	federal	ADJ
inlawrev-2697	199	31	law	law	NOUN
inlawrev-2697	199	32	,	,	PUNCT
inlawrev-2697	199	33	thus	thus	ADV
inlawrev-2697	199	34	preempting	preempt	VERB
inlawrev-2697	199	35	any	any	DET
inlawrev-2697	199	36	state	state	NOUN
inlawrev-2697	199	37	laws	law	NOUN
inlawrev-2697	199	38	imposing	impose	VERB
inlawrev-2697	199	39	different	different	ADJ
inlawrev-2697	199	40	requirements	requirement	NOUN
inlawrev-2697	199	41	.	.	PUNCT
inlawrev-2697	200	1	53	53	NUM
inlawrev-2697	200	2	this	this	DET
inlawrev-2697	200	3	interpretation	interpretation	NOUN
inlawrev-2697	200	4	did	do	AUX
inlawrev-2697	200	5	not	not	PART
inlawrev-2697	200	6	receive	receive	VERB
inlawrev-2697	200	7	unanimous	unanimous	ADJ
inlawrev-2697	200	8	acceptance	acceptance	NOUN
inlawrev-2697	200	9	,	,	PUNCT
inlawrev-2697	200	10	and	and	CCONJ
inlawrev-2697	200	11	the	the	DET
inlawrev-2697	200	12	following	follow	VERB
inlawrev-2697	200	13	six	six	NUM
inlawrev-2697	200	14	years	year	NOUN
inlawrev-2697	200	15	were	be	AUX
inlawrev-2697	200	16	marked	mark	VERB
inlawrev-2697	200	17	by	by	ADP
inlawrev-2697	200	18	an	an	DET
inlawrev-2697	200	19	extraordinary	extraordinary	ADJ
inlawrev-2697	200	20	volume	volume	NOUN
inlawrev-2697	200	21	of	of	ADP
inlawrev-2697	200	22	litigation	litigation	NOUN
inlawrev-2697	200	23	challenging	challenge	VERB
inlawrev-2697	200	24	the	the	DET
inlawrev-2697	200	25	preemption	preemption	NOUN
inlawrev-2697	200	26	of	of	ADP
inlawrev-2697	200	27	state	state	NOUN
inlawrev-2697	200	28	due	due	ADJ
inlawrev-2697	200	29	-	-	PUNCT
inlawrev-2697	200	30	on	on	ADP
inlawrev-2697	200	31	-	-	PUNCT
inlawrev-2697	200	32	sale	sale	NOUN
inlawrev-2697	200	33	clause	clause	NOUN
inlawrev-2697	200	34	law	law	NOUN
inlawrev-2697	200	35	.	.	PUNCT
inlawrev-2697	201	1	54	54	NUM
inlawrev-2697	201	2	while	while	SCONJ
inlawrev-2697	201	3	the	the	DET
inlawrev-2697	201	4	federal	federal	ADJ
inlawrev-2697	201	5	courts	court	NOUN
inlawrev-2697	201	6	tended	tend	VERB
inlawrev-2697	201	7	to	to	PART
inlawrev-2697	201	8	conclude	conclude	VERB
inlawrev-2697	201	9	that	that	SCONJ
inlawrev-2697	201	10	the	the	DET
inlawrev-2697	201	11	board	board	NOUN
inlawrev-2697	201	12	regulation	regulation	NOUN
inlawrev-2697	201	13	preempted	preempt	VERB
inlawrev-2697	201	14	state	state	NOUN
inlawrev-2697	201	15	due	due	ADJ
inlawrev-2697	201	16	-	-	PUNCT
inlawrev-2697	201	17	on	on	ADP
inlawrev-2697	201	18	-	-	PUNCT
inlawrev-2697	201	19	sale	sale	NOUN
inlawrev-2697	201	20	clause	clause	NOUN
inlawrev-2697	201	21	law	law	NOUN
inlawrev-2697	201	22	,	,	PUNCT
inlawrev-2697	201	23	55	55	NUM
inlawrev-2697	201	24	several	several	ADJ
inlawrev-2697	201	25	state	state	NOUN
inlawrev-2697	201	26	courts	court	NOUN
inlawrev-2697	201	27	reached	reach	VERB
inlawrev-2697	201	28	contrary	contrary	ADJ
inlawrev-2697	201	29	results	result	NOUN
inlawrev-2697	201	30	.	.	PUNCT
inlawrev-2697	202	1	56	56	NUM
inlawrev-2697	202	2	those	those	DET
inlawrev-2697	202	3	state	state	NOUN
inlawrev-2697	202	4	courts	court	NOUN
inlawrev-2697	202	5	finding	find	VERB
inlawrev-2697	202	6	no	no	DET
inlawrev-2697	202	7	congressional	congressional	ADJ
inlawrev-2697	202	8	intent	intent	NOUN
inlawrev-2697	202	9	for	for	SCONJ
inlawrev-2697	202	10	the	the	DET
inlawrev-2697	202	11	board	board	NOUN
inlawrev-2697	202	12	to	to	PART
inlawrev-2697	202	13	pass	pass	VERB
inlawrev-2697	202	14	due	due	ADJ
inlawrev-2697	202	15	-	-	PUNCT
inlawrev-2697	202	16	on	on	ADP
inlawrev-2697	202	17	-	-	PUNCT
inlawrev-2697	202	18	sale	sale	NOUN
inlawrev-2697	202	19	clause	clause	NOUN
inlawrev-2697	202	20	regulations	regulation	NOUN
inlawrev-2697	202	21	preempting	preempt	VERB
inlawrev-2697	202	22	contradictory	contradictory	ADJ
inlawrev-2697	202	23	state	state	NOUN
inlawrev-2697	202	24	law	law	NOUN
inlawrev-2697	202	25	often	often	ADV
inlawrev-2697	202	26	pointed	point	VERB
inlawrev-2697	202	27	to	to	ADP
inlawrev-2697	202	28	the	the	DET
inlawrev-2697	202	29	lack	lack	NOUN
inlawrev-2697	202	30	of	of	ADP
inlawrev-2697	202	31	express	express	ADJ
inlawrev-2697	202	32	language	language	NOUN
inlawrev-2697	202	33	in	in	ADP
inlawrev-2697	202	34	hola	hola	NOUN
inlawrev-2697	202	35	regarding	regard	VERB
inlawrev-2697	202	36	the	the	DET
inlawrev-2697	202	37	board	board	NOUN
inlawrev-2697	202	38	's	's	PART
inlawrev-2697	202	39	power	power	NOUN
inlawrev-2697	202	40	to	to	PART
inlawrev-2697	202	41	pass	pass	VERB
inlawrev-2697	202	42	such	such	ADJ
inlawrev-2697	202	43	preemptory	preemptory	ADJ
inlawrev-2697	202	44	regulations	regulation	NOUN
inlawrev-2697	202	45	.	.	PUNCT
inlawrev-2697	203	1	for	for	ADP
inlawrev-2697	203	2	example	example	NOUN
inlawrev-2697	203	3	,	,	PUNCT
inlawrev-2697	203	4	the	the	DET
inlawrev-2697	203	5	court	court	NOUN
inlawrev-2697	203	6	in	in	ADP
inlawrev-2697	203	7	holiday	holiday	NOUN
inlawrev-2697	203	8	acres	acre	NOUN
inlawrev-2697	203	9	v.	v.	ADP
inlawrev-2697	203	10	midwest	midwest	PROPN
inlawrev-2697	203	11	federal	federal	ADJ
inlawrev-2697	203	12	savings	saving	NOUN
inlawrev-2697	203	13	&	&	CCONJ
inlawrev-2697	203	14	loan	loan	PROPN
inlawrev-2697	203	15	association51	association51	PROPN
inlawrev-2697	203	16	relied	rely	VERB
inlawrev-2697	203	17	heavily	heavily	ADV
inlawrev-2697	203	18	upon	upon	SCONJ
inlawrev-2697	203	19	the	the	DET
inlawrev-2697	203	20	argument	argument	NOUN
inlawrev-2697	203	21	that	that	SCONJ
inlawrev-2697	203	22	mortgage	mortgage	NOUN
inlawrev-2697	203	23	law	law	NOUN
inlawrev-2697	203	24	was	be	AUX
inlawrev-2697	203	25	traditionally	traditionally	ADV
inlawrev-2697	203	26	the	the	DET
inlawrev-2697	203	27	domain	domain	NOUN
inlawrev-2697	203	28	of	of	ADP
inlawrev-2697	203	29	the	the	DET
inlawrev-2697	203	30	states	state	NOUN
inlawrev-2697	203	31	as	as	ADP
inlawrev-2697	203	32	a	a	DET
inlawrev-2697	203	33	reason	reason	NOUN
inlawrev-2697	203	34	for	for	ADP
inlawrev-2697	203	35	not	not	PART
inlawrev-2697	203	36	inferring	infer	VERB
inlawrev-2697	203	37	congressional	congressional	ADJ
inlawrev-2697	203	38	intent	intent	NOUN
inlawrev-2697	203	39	to	to	PART
inlawrev-2697	203	40	preempt	preempt	VERB
inlawrev-2697	203	41	state	state	NOUN
inlawrev-2697	203	42	due	due	ADJ
inlawrev-2697	203	43	-	-	PUNCT
inlawrev-2697	203	44	on	on	ADP
inlawrev-2697	203	45	-	-	PUNCT
inlawrev-2697	203	46	sale	sale	NOUN
inlawrev-2697	203	47	clause	clause	NOUN
inlawrev-2697	203	48	law	law	NOUN
inlawrev-2697	203	49	.	.	PUNCT
inlawrev-2697	204	1	58	58	NUM
inlawrev-2697	204	2	that	that	DET
inlawrev-2697	204	3	court	court	NOUN
inlawrev-2697	204	4	also	also	ADV
inlawrev-2697	204	5	interpreted	interpret	VERB
inlawrev-2697	204	6	narrowly	narrowly	ADV
inlawrev-2697	204	7	the	the	DET
inlawrev-2697	204	8	authority	authority	NOUN
inlawrev-2697	204	9	granted	grant	VERB
inlawrev-2697	204	10	to	to	ADP
inlawrev-2697	204	11	the	the	DET
inlawrev-2697	204	12	board	board	NOUN
inlawrev-2697	204	13	under	under	ADP
inlawrev-2697	204	14	section	section	NOUN
inlawrev-2697	204	15	5(a	5(a	NUM
inlawrev-2697	204	16	)	)	PUNCT
inlawrev-2697	204	17	of	of	ADP
inlawrev-2697	204	18	hola	hola	PROPN
inlawrev-2697	204	19	,	,	PUNCT
inlawrev-2697	204	20	holding	hold	VERB
inlawrev-2697	204	21	that	that	SCONJ
inlawrev-2697	204	22	hola	hola	PROPN
inlawrev-2697	204	23	was	be	AUX
inlawrev-2697	204	24	merely	merely	ADV
inlawrev-2697	204	25	intended	intend	VERB
inlawrev-2697	204	26	as	as	ADP
inlawrev-2697	204	27	an	an	DET
inlawrev-2697	204	28	expedient	expedient	ADJ
inlawrev-2697	204	29	cure	cure	NOUN
inlawrev-2697	204	30	for	for	ADP
inlawrev-2697	204	31	the	the	DET
inlawrev-2697	204	32	depression	depression	NOUN
inlawrev-2697	204	33	.	.	PUNCT
inlawrev-2697	205	1	59	59	NUM
inlawrev-2697	205	2	interestingly	interestingly	ADV
inlawrev-2697	205	3	,	,	PUNCT
inlawrev-2697	205	4	the	the	DET
inlawrev-2697	205	5	court	court	NOUN
inlawrev-2697	205	6	did	do	AUX
inlawrev-2697	205	7	not	not	PART
inlawrev-2697	205	8	take	take	VERB
inlawrev-2697	205	9	notice	notice	NOUN
inlawrev-2697	205	10	of	of	ADP
inlawrev-2697	205	11	the	the	DET
inlawrev-2697	205	12	preamble	preamble	NOUN
inlawrev-2697	205	13	to	to	ADP
inlawrev-2697	205	14	the	the	DET
inlawrev-2697	205	15	board	board	NOUN
inlawrev-2697	205	16	's	's	PART
inlawrev-2697	205	17	due	due	ADJ
inlawrev-2697	205	18	-	-	PUNCT
inlawrev-2697	205	19	on	on	ADP
inlawrev-2697	205	20	-	-	PUNCT
inlawrev-2697	205	21	sale	sale	NOUN
inlawrev-2697	205	22	clause	clause	NOUN
inlawrev-2697	205	23	regulation	regulation	NOUN
inlawrev-2697	205	24	,	,	PUNCT
inlawrev-2697	205	25	which	which	PRON
inlawrev-2697	205	26	manifested	manifest	VERB
inlawrev-2697	205	27	an	an	DET
inlawrev-2697	205	28	unequivocal	unequivocal	ADJ
inlawrev-2697	205	29	intent	intent	NOUN
inlawrev-2697	205	30	to	to	PART
inlawrev-2697	205	31	preempt	preempt	VERB
inlawrev-2697	205	32	conflicting	conflicting	ADJ
inlawrev-2697	205	33	state	state	NOUN
inlawrev-2697	205	34	law	law	NOUN
inlawrev-2697	205	35	.	.	PUNCT
inlawrev-2697	206	1	60	60	NUM
inlawrev-2697	206	2	another	another	DET
inlawrev-2697	206	3	case	case	NOUN
inlawrev-2697	206	4	reaching	reach	VERB
inlawrev-2697	206	5	a	a	DET
inlawrev-2697	206	6	similar	similar	ADJ
inlawrev-2697	206	7	conclusion	conclusion	NOUN
inlawrev-2697	206	8	was	be	AUX
inlawrev-2697	206	9	first	first	ADJ
inlawrev-2697	206	10	federal	federal	ADJ
inlawrev-2697	206	11	savings	saving	NOUN
inlawrev-2697	206	12	&	&	CCONJ
inlawrev-2697	206	13	at	at	ADP
inlawrev-2697	206	14	its	its	PRON
inlawrev-2697	206	15	option	option	NOUN
inlawrev-2697	206	16	,	,	PUNCT
inlawrev-2697	206	17	declare	declare	VERB
inlawrev-2697	206	18	immediately	immediately	ADV
inlawrev-2697	206	19	due	due	ADJ
inlawrev-2697	206	20	and	and	CCONJ
inlawrev-2697	206	21	payable	payable	ADJ
inlawrev-2697	206	22	sums	sum	NOUN
inlawrev-2697	206	23	secured	secure	VERB
inlawrev-2697	206	24	by	by	ADP
inlawrev-2697	206	25	the	the	DET
inlawrev-2697	206	26	association	association	NOUN
inlawrev-2697	206	27	's	's	PART
inlawrev-2697	206	28	security	security	NOUN
inlawrev-2697	206	29	instrument	instrument	NOUN
inlawrev-2697	206	30	if	if	SCONJ
inlawrev-2697	206	31	all	all	PRON
inlawrev-2697	206	32	or	or	CCONJ
inlawrev-2697	206	33	any	any	DET
inlawrev-2697	206	34	part	part	NOUN
inlawrev-2697	206	35	of	of	ADP
inlawrev-2697	206	36	the	the	DET
inlawrev-2697	206	37	real	real	ADJ
inlawrev-2697	206	38	property	property	NOUN
inlawrev-2697	206	39	securing	secure	VERB
inlawrev-2697	206	40	the	the	DET
inlawrev-2697	206	41	loan	loan	NOUN
inlawrev-2697	206	42	is	be	AUX
inlawrev-2697	206	43	sold	sell	VERB
inlawrev-2697	206	44	or	or	CCONJ
inlawrev-2697	206	45	transferred	transfer	VERB
inlawrev-2697	206	46	by	by	ADP
inlawrev-2697	206	47	the	the	DET
inlawrev-2697	206	48	borrower	borrower	NOUN
inlawrev-2697	206	49	without	without	ADP
inlawrev-2697	206	50	the	the	DET
inlawrev-2697	206	51	association	association	NOUN
inlawrev-2697	206	52	's	's	PART
inlawrev-2697	206	53	prior	prior	ADJ
inlawrev-2697	206	54	written	write	VERB
inlawrev-2697	206	55	consent	consent	NOUN
inlawrev-2697	206	56	....	....	PUNCT
inlawrev-2697	206	57	exercise	exercise	NOUN
inlawrev-2697	206	58	...	...	PUNCT
inlawrev-2697	206	59	of	of	ADP
inlawrev-2697	206	60	such	such	ADJ
inlawrev-2697	206	61	option	option	NOUN
inlawrev-2697	206	62	.	.	PUNCT
inlawrev-2697	206	63	.	.	PUNCT
inlawrev-2697	207	1	.	.	PUNCT
inlawrev-2697	208	1	shall	shall	AUX
inlawrev-2697	208	2	be	be	AUX
inlawrev-2697	208	3	exclusively	exclusively	ADV
inlawrev-2697	208	4	governed	govern	VERB
inlawrev-2697	208	5	by	by	ADP
inlawrev-2697	208	6	the	the	DET
inlawrev-2697	208	7	terms	term	NOUN
inlawrev-2697	208	8	of	of	ADP
inlawrev-2697	208	9	the	the	DET
inlawrev-2697	208	10	loan	loan	NOUN
inlawrev-2697	208	11	contract	contract	NOUN
inlawrev-2697	208	12	,	,	PUNCT
inlawrev-2697	208	13	and	and	CCONJ
inlawrev-2697	208	14	all	all	DET
inlawrev-2697	208	15	rights	right	NOUN
inlawrev-2697	208	16	and	and	CCONJ
inlawrev-2697	208	17	remedies	remedy	NOUN
inlawrev-2697	208	18	of	of	ADP
inlawrev-2697	208	19	the	the	DET
inlawrev-2697	208	20	association	association	NOUN
inlawrev-2697	208	21	and	and	CCONJ
inlawrev-2697	208	22	borrower	borrower	NOUN
inlawrev-2697	208	23	shall	shall	AUX
inlawrev-2697	208	24	be	be	AUX
inlawrev-2697	208	25	fixed	fix	VERB
inlawrev-2697	208	26	and	and	CCONJ
inlawrev-2697	208	27	governed	govern	VERB
inlawrev-2697	208	28	by	by	ADP
inlawrev-2697	208	29	that	that	DET
inlawrev-2697	208	30	contract	contract	NOUN
inlawrev-2697	208	31	.	.	PUNCT
inlawrev-2697	209	1	this	this	DET
inlawrev-2697	209	2	regulation	regulation	NOUN
inlawrev-2697	209	3	was	be	AUX
inlawrev-2697	209	4	amended	amend	VERB
inlawrev-2697	209	5	subsequent	subsequent	ADJ
inlawrev-2697	209	6	to	to	ADP
inlawrev-2697	209	7	the	the	DET
inlawrev-2697	209	8	passage	passage	NOUN
inlawrev-2697	209	9	of	of	ADP
inlawrev-2697	209	10	the	the	DET
inlawrev-2697	209	11	act	act	NOUN
inlawrev-2697	209	12	,	,	PUNCT
inlawrev-2697	209	13	and	and	CCONJ
inlawrev-2697	209	14	now	now	ADV
inlawrev-2697	209	15	includes	include	VERB
inlawrev-2697	209	16	both	both	PRON
inlawrev-2697	209	17	federal	federal	ADJ
inlawrev-2697	209	18	lenders	lender	NOUN
inlawrev-2697	209	19	and	and	CCONJ
inlawrev-2697	209	20	non	non	ADJ
inlawrev-2697	209	21	-	-	ADJ
inlawrev-2697	209	22	federal	federal	ADJ
inlawrev-2697	209	23	lenders	lender	NOUN
inlawrev-2697	209	24	.	.	PUNCT
inlawrev-2697	210	1	see	see	VERB
inlawrev-2697	210	2	12	12	NUM
inlawrev-2697	210	3	c.f.r	c.f.r	NOUN
inlawrev-2697	210	4	.	.	PUNCT
inlawrev-2697	211	1	§	§	PROPN
inlawrev-2697	211	2	591.3	591.3	NUM
inlawrev-2697	211	3	,	,	PUNCT
inlawrev-2697	211	4	§	§	PROPN
inlawrev-2697	211	5	591.4	591.4	NUM
inlawrev-2697	211	6	(	(	PUNCT
inlawrev-2697	211	7	1986	1986	NUM
inlawrev-2697	211	8	)	)	PUNCT
inlawrev-2697	211	9	.	.	PUNCT
inlawrev-2697	212	1	"	"	PUNCT
inlawrev-2697	212	2	41	41	NUM
inlawrev-2697	212	3	fed	feed	VERB
inlawrev-2697	212	4	.	.	PUNCT
inlawrev-2697	213	1	reg	reg	PROPN
inlawrev-2697	213	2	.	.	PROPN
inlawrev-2697	214	1	18,287	18,287	NUM
inlawrev-2697	214	2	(	(	PUNCT
inlawrev-2697	214	3	1976	1976	NUM
inlawrev-2697	214	4	)	)	PUNCT
inlawrev-2697	214	5	.	.	PUNCT
inlawrev-2697	215	1	5*see	5*see	NUM
inlawrev-2697	215	2	generally	generally	ADV
inlawrev-2697	215	3	prepayment	prepayment	NOUN
inlawrev-2697	215	4	penalties	penalty	NOUN
inlawrev-2697	215	5	,	,	PUNCT
inlawrev-2697	215	6	supra	supra	PROPN
inlawrev-2697	215	7	note	note	NOUN
inlawrev-2697	215	8	5	5	NUM
inlawrev-2697	215	9	.	.	PUNCT
inlawrev-2697	215	10	55see	55see	NOUN
inlawrev-2697	215	11	e.g.	e.g.	ADV
inlawrev-2697	215	12	,	,	PUNCT
inlawrev-2697	215	13	baily	baily	PROPN
inlawrev-2697	215	14	v.	v.	PROPN
inlawrev-2697	215	15	first	first	PROPN
inlawrev-2697	215	16	fed	fed	PROPN
inlawrev-2697	215	17	.	.	PUNCT
inlawrev-2697	216	1	sav	sav	PROPN
inlawrev-2697	216	2	.	.	PROPN
inlawrev-2697	216	3	&	&	CCONJ
inlawrev-2697	216	4	loan	loan	PROPN
inlawrev-2697	216	5	ass'n	ass'n	PROPN
inlawrev-2697	216	6	,	,	PUNCT
inlawrev-2697	216	7	467	467	NUM
inlawrev-2697	216	8	f.	f.	PROPN
inlawrev-2697	216	9	supp	supp	PROPN
inlawrev-2697	216	10	.	.	PUNCT
inlawrev-2697	217	1	1139	1139	NUM
inlawrev-2697	217	2	(	(	PUNCT
inlawrev-2697	217	3	cd	cd	PROPN
inlawrev-2697	217	4	.	.	NOUN
inlawrev-2697	217	5	111	111	NUM
inlawrev-2697	217	6	.	.	PUNCT
inlawrev-2697	217	7	1979	1979	NUM
inlawrev-2697	217	8	)	)	PUNCT
inlawrev-2697	217	9	;	;	PUNCT
inlawrev-2697	217	10	glendale	glendale	PROPN
inlawrev-2697	217	11	fed	fed	PROPN
inlawrev-2697	217	12	.	.	PUNCT
inlawrev-2697	218	1	sav	sav	PROPN
inlawrev-2697	218	2	.	.	PROPN
inlawrev-2697	218	3	&	&	CCONJ
inlawrev-2697	218	4	loan	loan	VERB
inlawrev-2697	218	5	ass'n	ass'n	PROPN
inlawrev-2697	218	6	v.	v.	ADP
inlawrev-2697	218	7	fox	fox	PROPN
inlawrev-2697	218	8	,	,	PUNCT
inlawrev-2697	218	9	459	459	NUM
inlawrev-2697	218	10	f.	f.	PROPN
inlawrev-2697	218	11	supp	supp	PROPN
inlawrev-2697	218	12	.	.	PUNCT
inlawrev-2697	219	1	903	903	NUM
inlawrev-2697	219	2	(	(	PUNCT
inlawrev-2697	219	3	cd	cd	PROPN
inlawrev-2697	219	4	.	.	PROPN
inlawrev-2697	219	5	cal	cal	PROPN
inlawrev-2697	219	6	.	.	PUNCT
inlawrev-2697	220	1	1978	1978	NUM
inlawrev-2697	220	2	)	)	PUNCT
inlawrev-2697	220	3	.	.	PUNCT
inlawrev-2697	221	1	56see	56see	NOUN
inlawrev-2697	221	2	e.g.	e.g.	ADV
inlawrev-2697	221	3	,	,	PUNCT
inlawrev-2697	221	4	panko	panko	NOUN
inlawrev-2697	221	5	v.	v.	ADP
inlawrev-2697	221	6	pan	pan	PROPN
inlawrev-2697	221	7	am	am	PROPN
inlawrev-2697	221	8	.	.	PUNCT
inlawrev-2697	222	1	fed	fed	PROPN
inlawrev-2697	222	2	.	.	PUNCT
inlawrev-2697	223	1	sav	sav	PROPN
inlawrev-2697	223	2	.	.	PROPN
inlawrev-2697	223	3	&	&	CCONJ
inlawrev-2697	223	4	loan	loan	PROPN
inlawrev-2697	223	5	ass'n	ass'n	PROPN
inlawrev-2697	223	6	,	,	PUNCT
inlawrev-2697	223	7	119	119	NUM
inlawrev-2697	223	8	cal	cal	NOUN
inlawrev-2697	223	9	.	.	PUNCT
inlawrev-2697	224	1	app	app	PROPN
inlawrev-2697	224	2	.	.	PUNCT
inlawrev-2697	225	1	3d	3d	NUM
inlawrev-2697	225	2	916	916	NUM
inlawrev-2697	225	3	,	,	PUNCT
inlawrev-2697	225	4	174	174	NUM
inlawrev-2697	225	5	cal	cal	NOUN
inlawrev-2697	225	6	.	.	PUNCT
inlawrev-2697	226	1	rptr	rptr	PROPN
inlawrev-2697	226	2	.	.	PUNCT
inlawrev-2697	227	1	240	240	NUM
inlawrev-2697	227	2	(	(	PUNCT
inlawrev-2697	227	3	1981	1981	NUM
inlawrev-2697	227	4	)	)	PUNCT
inlawrev-2697	227	5	,	,	PUNCT
inlawrev-2697	227	6	vacated	vacate	VERB
inlawrev-2697	227	7	,	,	PUNCT
inlawrev-2697	227	8	458	458	NUM
inlawrev-2697	227	9	u.s	u.s	PROPN
inlawrev-2697	227	10	.	.	PROPN
inlawrev-2697	227	11	1117	1117	NUM
inlawrev-2697	227	12	(	(	PUNCT
inlawrev-2697	227	13	1982	1982	NUM
inlawrev-2697	227	14	)	)	PUNCT
inlawrev-2697	227	15	;	;	PUNCT
inlawrev-2697	227	16	first	first	ADV
inlawrev-2697	227	17	fed	fed	PROPN
inlawrev-2697	227	18	.	.	PUNCT
inlawrev-2697	228	1	sav	sav	PROPN
inlawrev-2697	228	2	.	.	PROPN
inlawrev-2697	228	3	&	&	CCONJ
inlawrev-2697	228	4	loan	loan	VERB
inlawrev-2697	228	5	ass'n	ass'n	PROPN
inlawrev-2697	228	6	of	of	ADP
inlawrev-2697	228	7	englewood	englewood	PROPN
inlawrev-2697	228	8	v.	v.	ADP
inlawrev-2697	228	9	lockwood	lockwood	PROPN
inlawrev-2697	228	10	,	,	PUNCT
inlawrev-2697	228	11	385	385	NUM
inlawrev-2697	228	12	so	so	ADV
inlawrev-2697	228	13	.	.	PUNCT
inlawrev-2697	229	1	2d	2d	NUM
inlawrev-2697	229	2	156	156	NUM
inlawrev-2697	229	3	(	(	PUNCT
inlawrev-2697	229	4	fla	fla	PROPN
inlawrev-2697	229	5	.	.	PUNCT
inlawrev-2697	229	6	dist	dist	PROPN
inlawrev-2697	229	7	.	.	PUNCT
inlawrev-2697	230	1	ct	ct	PROPN
inlawrev-2697	230	2	.	.	PUNCT
inlawrev-2697	231	1	app	app	PROPN
inlawrev-2697	231	2	.	.	PROPN
inlawrev-2697	231	3	1980	1980	NUM
inlawrev-2697	231	4	)	)	PUNCT
inlawrev-2697	231	5	;	;	PUNCT
inlawrev-2697	231	6	holiday	holiday	NOUN
inlawrev-2697	231	7	acres	acre	NOUN
inlawrev-2697	231	8	no	no	INTJ
inlawrev-2697	231	9	.	.	NOUN
inlawrev-2697	231	10	3	3	NUM
inlawrev-2697	231	11	v.	v.	ADP
inlawrev-2697	231	12	midwest	midwest	PROPN
inlawrev-2697	231	13	fed	fed	PROPN
inlawrev-2697	231	14	.	.	PUNCT
inlawrev-2697	232	1	sav	sav	PROPN
inlawrev-2697	232	2	.	.	PROPN
inlawrev-2697	232	3	&	&	CCONJ
inlawrev-2697	232	4	loan	loan	PROPN
inlawrev-2697	232	5	ass'n	ass'n	PROPN
inlawrev-2697	232	6	,	,	PUNCT
inlawrev-2697	232	7	308	308	NUM
inlawrev-2697	232	8	n.w.2d	n.w.2d	PART
inlawrev-2697	232	9	471	471	NUM
inlawrev-2697	232	10	(	(	PUNCT
inlawrev-2697	232	11	minn	minn	PROPN
inlawrev-2697	232	12	.	.	PROPN
inlawrev-2697	232	13	1981	1981	NUM
inlawrev-2697	232	14	)	)	PUNCT
inlawrev-2697	232	15	.	.	PUNCT
inlawrev-2697	233	1	"	"	PUNCT
inlawrev-2697	233	2	308	308	NUM
inlawrev-2697	233	3	n.w.2d	n.w.2d	PART
inlawrev-2697	233	4	471	471	NUM
inlawrev-2697	233	5	(	(	PUNCT
inlawrev-2697	233	6	minn	minn	PROPN
inlawrev-2697	233	7	.	.	PROPN
inlawrev-2697	233	8	1981	1981	NUM
inlawrev-2697	233	9	)	)	PUNCT
inlawrev-2697	233	10	.	.	PUNCT
inlawrev-2697	234	1	58id	58id	ADJ
inlawrev-2697	234	2	.	.	PUNCT
inlawrev-2697	235	1	at	at	ADP
inlawrev-2697	235	2	477	477	NUM
inlawrev-2697	235	3	-	-	SYM
inlawrev-2697	235	4	79	79	NUM
inlawrev-2697	235	5	.	.	PUNCT
inlawrev-2697	236	1	59	59	NUM
inlawrev-2697	237	1	i	i	PRON
inlawrev-2697	237	2	d.	d.	PROPN
inlawrev-2697	237	3	at	at	ADP
inlawrev-2697	237	4	479	479	NUM
inlawrev-2697	237	5	.	.	PUNCT
inlawrev-2697	238	1	^the	^the	DET
inlawrev-2697	238	2	preamble	preamble	NOUN
inlawrev-2697	238	3	provides	provide	VERB
inlawrev-2697	238	4	in	in	ADP
inlawrev-2697	238	5	relevant	relevant	ADJ
inlawrev-2697	238	6	part	part	NOUN
inlawrev-2697	238	7	:	:	PUNCT
inlawrev-2697	238	8	"	"	PUNCT
inlawrev-2697	238	9	it	it	PRON
inlawrev-2697	238	10	was	be	AUX
inlawrev-2697	238	11	and	and	CCONJ
inlawrev-2697	238	12	is	be	AUX
inlawrev-2697	238	13	the	the	DET
inlawrev-2697	238	14	board	board	NOUN
inlawrev-2697	238	15	's	's	PART
inlawrev-2697	238	16	intent	intent	NOUN
inlawrev-2697	238	17	to	to	PART
inlawrev-2697	238	18	have	have	AUX
inlawrev-2697	238	19	.	.	PUNCT
inlawrev-2697	238	20	.	.	PUNCT
inlawrev-2697	238	21	.	.	PUNCT
inlawrev-2697	239	1	due	due	ADJ
inlawrev-2697	239	2	-	-	PUNCT
inlawrev-2697	239	3	on	on	ADP
inlawrev-2697	239	4	-	-	PUNCT
inlawrev-2697	239	5	sale	sale	NOUN
inlawrev-2697	239	6	practices	practice	NOUN
inlawrev-2697	239	7	of	of	ADP
inlawrev-2697	239	8	federal	federal	ADJ
inlawrev-2697	239	9	associations	association	NOUN
inlawrev-2697	239	10	governed	govern	VERB
inlawrev-2697	239	11	exclusively	exclusively	ADV
inlawrev-2697	239	12	by	by	ADP
inlawrev-2697	239	13	federal	federal	ADJ
inlawrev-2697	239	14	law	law	NOUN
inlawrev-2697	239	15	.	.	PUNCT
inlawrev-2697	239	16	.	.	PUNCT
inlawrev-2697	239	17	.	.	PUNCT
inlawrev-2697	240	1	federal	federal	ADJ
inlawrev-2697	240	2	associations	association	NOUN
inlawrev-2697	240	3	shall	shall	AUX
inlawrev-2697	240	4	not	not	PART
inlawrev-2697	240	5	be	be	AUX
inlawrev-2697	240	6	bound	bind	VERB
inlawrev-2697	240	7	by	by	ADP
inlawrev-2697	240	8	or	or	CCONJ
inlawrev-2697	240	9	subject	subject	VERB
inlawrev-2697	240	10	to	to	ADP
inlawrev-2697	240	11	any	any	DET
inlawrev-2697	240	12	conflicting	conflict	VERB
inlawrev-2697	240	13	state	state	NOUN
inlawrev-2697	240	14	law	law	NOUN
inlawrev-2697	240	15	which	which	PRON
inlawrev-2697	240	16	imposes	impose	VERB
inlawrev-2697	240	17	different	different	ADJ
inlawrev-2697	240	18	.	.	PUNCT
inlawrev-2697	240	19	.	.	PUNCT
inlawrev-2697	240	20	.	.	PUNCT
inlawrev-2697	241	1	due	due	ADJ
inlawrev-2697	241	2	-	-	PUNCT
inlawrev-2697	241	3	on	on	ADP
inlawrev-2697	241	4	-	-	PUNCT
inlawrev-2697	241	5	sale	sale	NOUN
inlawrev-2697	241	6	requirements	requirement	NOUN
inlawrev-2697	241	7	.	.	PUNCT
inlawrev-2697	241	8	"	"	PUNCT
inlawrev-2697	242	1	41	41	NUM
inlawrev-2697	242	2	fed	feed	VERB
inlawrev-2697	242	3	.	.	PUNCT
inlawrev-2697	243	1	reg	reg	PROPN
inlawrev-2697	243	2	.	.	PROPN
inlawrev-2697	244	1	18,286	18,286	NUM
inlawrev-2697	244	2	(	(	PUNCT
inlawrev-2697	244	3	1976	1976	NUM
inlawrev-2697	244	4	)	)	PUNCT
inlawrev-2697	244	5	.	.	PUNCT
inlawrev-2697	245	1	1987	1987	NUM
inlawrev-2697	245	2	]	]	PUNCT
inlawrev-2697	245	3	commercial	commercial	ADJ
inlawrev-2697	245	4	mortgages	mortgage	NOUN
inlawrev-2697	245	5	743	743	NUM
inlawrev-2697	245	6	loan	loan	NOUN
inlawrev-2697	245	7	association	association	NOUN
inlawrev-2697	245	8	of	of	ADP
inlawrev-2697	245	9	englewood	englewood	PROPN
inlawrev-2697	245	10	v.	v.	CCONJ
inlawrev-2697	245	11	lockwood,6	lockwood,6	NOUN
inlawrev-2697	245	12	*	*	PUNCT
inlawrev-2697	245	13	where	where	SCONJ
inlawrev-2697	245	14	the	the	DET
inlawrev-2697	245	15	court	court	NOUN
inlawrev-2697	245	16	concluded	conclude	VERB
inlawrev-2697	245	17	that	that	SCONJ
inlawrev-2697	245	18	equity	equity	NOUN
inlawrev-2697	245	19	rather	rather	ADV
inlawrev-2697	245	20	than	than	ADP
inlawrev-2697	245	21	the	the	DET
inlawrev-2697	245	22	board	board	NOUN
inlawrev-2697	245	23	regulation	regulation	NOUN
inlawrev-2697	245	24	was	be	AUX
inlawrev-2697	245	25	the	the	DET
inlawrev-2697	245	26	overriding	override	VERB
inlawrev-2697	245	27	factor	factor	NOUN
inlawrev-2697	245	28	in	in	ADP
inlawrev-2697	245	29	determining	determine	VERB
inlawrev-2697	245	30	the	the	DET
inlawrev-2697	245	31	enforceability	enforceability	NOUN
inlawrev-2697	245	32	of	of	ADP
inlawrev-2697	245	33	due	due	ADJ
inlawrev-2697	245	34	-	-	PUNCT
inlawrev-2697	245	35	on	on	ADP
inlawrev-2697	245	36	-	-	PUNCT
inlawrev-2697	245	37	sale	sale	NOUN
inlawrev-2697	245	38	clauses	clause	NOUN
inlawrev-2697	245	39	.	.	PUNCT
inlawrev-2697	246	1	62	62	NUM
inlawrev-2697	246	2	b.	b.	NOUN
inlawrev-2697	246	3	resolution	resolution	NOUN
inlawrev-2697	246	4	of	of	ADP
inlawrev-2697	246	5	the	the	DET
inlawrev-2697	246	6	due	due	ADJ
inlawrev-2697	246	7	-	-	PUNCT
inlawrev-2697	246	8	on	on	ADP
inlawrev-2697	246	9	-	-	PUNCT
inlawrev-2697	246	10	sale	sale	NOUN
inlawrev-2697	246	11	controversy	controversy	NOUN
inlawrev-2697	246	12	the	the	DET
inlawrev-2697	246	13	controversy	controversy	NOUN
inlawrev-2697	246	14	concerning	concern	VERB
inlawrev-2697	246	15	the	the	DET
inlawrev-2697	246	16	board	board	NOUN
inlawrev-2697	246	17	's	's	PART
inlawrev-2697	246	18	authority	authority	NOUN
inlawrev-2697	246	19	to	to	PART
inlawrev-2697	246	20	preempt	preempt	VERB
inlawrev-2697	246	21	state	state	NOUN
inlawrev-2697	246	22	law	law	NOUN
inlawrev-2697	246	23	that	that	PRON
inlawrev-2697	246	24	prohibited	prohibit	VERB
inlawrev-2697	246	25	or	or	CCONJ
inlawrev-2697	246	26	restricted	restrict	VERB
inlawrev-2697	246	27	the	the	DET
inlawrev-2697	246	28	enforcement	enforcement	NOUN
inlawrev-2697	246	29	of	of	ADP
inlawrev-2697	246	30	due	due	ADJ
inlawrev-2697	246	31	-	-	PUNCT
inlawrev-2697	246	32	on	on	ADP
inlawrev-2697	246	33	-	-	PUNCT
inlawrev-2697	246	34	sale	sale	NOUN
inlawrev-2697	246	35	clauses	clause	NOUN
inlawrev-2697	246	36	by	by	ADP
inlawrev-2697	246	37	federal	federal	ADJ
inlawrev-2697	246	38	associations	association	NOUN
inlawrev-2697	246	39	was	be	AUX
inlawrev-2697	246	40	finally	finally	ADV
inlawrev-2697	246	41	resolved	resolve	VERB
inlawrev-2697	246	42	by	by	ADP
inlawrev-2697	246	43	the	the	DET
inlawrev-2697	246	44	supreme	supreme	PROPN
inlawrev-2697	246	45	court	court	PROPN
inlawrev-2697	246	46	in	in	ADP
inlawrev-2697	246	47	de	de	X
inlawrev-2697	246	48	la	la	X
inlawrev-2697	246	49	cuesta	cuesta	PROPN
inlawrev-2697	246	50	.	.	PUNCT
inlawrev-2697	247	1	63	63	NUM
inlawrev-2697	247	2	the	the	DET
inlawrev-2697	247	3	court	court	NOUN
inlawrev-2697	247	4	upheld	uphold	VERB
inlawrev-2697	247	5	the	the	DET
inlawrev-2697	247	6	board	board	NOUN
inlawrev-2697	247	7	's	's	PART
inlawrev-2697	247	8	1976	1976	NUM
inlawrev-2697	247	9	regulation	regulation	NOUN
inlawrev-2697	247	10	against	against	ADP
inlawrev-2697	247	11	a	a	DET
inlawrev-2697	247	12	preemptive	preemptive	ADJ
inlawrev-2697	247	13	state	state	NOUN
inlawrev-2697	247	14	law	law	NOUN
inlawrev-2697	247	15	challenge	challenge	NOUN
inlawrev-2697	247	16	,	,	PUNCT
inlawrev-2697	247	17	concluding	conclude	VERB
inlawrev-2697	247	18	that	that	SCONJ
inlawrev-2697	247	19	the	the	DET
inlawrev-2697	247	20	board	board	NOUN
inlawrev-2697	247	21	intended	intend	VERB
inlawrev-2697	247	22	to	to	PART
inlawrev-2697	247	23	preempt	preempt	VERB
inlawrev-2697	247	24	state	state	NOUN
inlawrev-2697	247	25	law	law	NOUN
inlawrev-2697	247	26	.	.	PUNCT
inlawrev-2697	248	1	64	64	NUM
inlawrev-2697	248	2	interpreting	interpret	VERB
inlawrev-2697	248	3	the	the	DET
inlawrev-2697	248	4	1976	1976	NUM
inlawrev-2697	248	5	regulation	regulation	NOUN
inlawrev-2697	249	1	,	,	PUNCT
inlawrev-2697	249	2	the	the	DET
inlawrev-2697	249	3	court	court	NOUN
inlawrev-2697	249	4	held	hold	VERB
inlawrev-2697	249	5	that	that	SCONJ
inlawrev-2697	249	6	the	the	DET
inlawrev-2697	249	7	regulation	regulation	NOUN
inlawrev-2697	249	8	in	in	ADP
inlawrev-2697	249	9	fact	fact	NOUN
inlawrev-2697	249	10	conflicted	conflict	VERB
inlawrev-2697	249	11	with	with	ADP
inlawrev-2697	249	12	state	state	NOUN
inlawrev-2697	249	13	law	law	NOUN
inlawrev-2697	249	14	,	,	PUNCT
inlawrev-2697	249	15	despite	despite	SCONJ
inlawrev-2697	249	16	the	the	DET
inlawrev-2697	249	17	fact	fact	NOUN
inlawrev-2697	249	18	that	that	SCONJ
inlawrev-2697	249	19	it	it	PRON
inlawrev-2697	249	20	merely	merely	ADV
inlawrev-2697	249	21	authorized	authorize	VERB
inlawrev-2697	249	22	,	,	PUNCT
inlawrev-2697	249	23	without	without	ADP
inlawrev-2697	249	24	requiring	require	VERB
inlawrev-2697	249	25	,	,	PUNCT
inlawrev-2697	249	26	the	the	DET
inlawrev-2697	249	27	use	use	NOUN
inlawrev-2697	249	28	of	of	ADP
inlawrev-2697	249	29	due	due	ADJ
inlawrev-2697	249	30	-	-	PUNCT
inlawrev-2697	249	31	on	on	ADP
inlawrev-2697	249	32	-	-	PUNCT
inlawrev-2697	249	33	sale	sale	NOUN
inlawrev-2697	249	34	clauses	clause	NOUN
inlawrev-2697	249	35	by	by	ADP
inlawrev-2697	249	36	federal	federal	ADJ
inlawrev-2697	249	37	associations.65	associations.65	PROPN
inlawrev-2697	249	38	the	the	DET
inlawrev-2697	249	39	court	court	NOUN
inlawrev-2697	249	40	also	also	ADV
inlawrev-2697	249	41	held	hold	VERB
inlawrev-2697	249	42	that	that	SCONJ
inlawrev-2697	249	43	the	the	DET
inlawrev-2697	249	44	board	board	NOUN
inlawrev-2697	249	45	acted	act	VERB
inlawrev-2697	249	46	within	within	ADP
inlawrev-2697	249	47	its	its	PRON
inlawrev-2697	249	48	statutory	statutory	ADJ
inlawrev-2697	249	49	authority	authority	NOUN
inlawrev-2697	249	50	under	under	ADP
inlawrev-2697	249	51	section	section	NOUN
inlawrev-2697	249	52	5(a	5(a	NUM
inlawrev-2697	249	53	)	)	PUNCT
inlawrev-2697	249	54	of	of	ADP
inlawrev-2697	249	55	hola	hola	PROPN
inlawrev-2697	249	56	,	,	PUNCT
inlawrev-2697	249	57	concluding	conclude	VERB
inlawrev-2697	249	58	that	that	SCONJ
inlawrev-2697	249	59	hola	hola	PROPN
inlawrev-2697	249	60	clearly	clearly	ADV
inlawrev-2697	249	61	empowered	empower	VERB
inlawrev-2697	249	62	the	the	DET
inlawrev-2697	249	63	board	board	NOUN
inlawrev-2697	249	64	to	to	PART
inlawrev-2697	249	65	promulgate	promulgate	VERB
inlawrev-2697	249	66	rules	rule	NOUN
inlawrev-2697	249	67	for	for	ADP
inlawrev-2697	249	68	the	the	DET
inlawrev-2697	249	69	operation	operation	NOUN
inlawrev-2697	249	70	and	and	CCONJ
inlawrev-2697	249	71	regulation	regulation	NOUN
inlawrev-2697	249	72	of	of	ADP
inlawrev-2697	249	73	federal	federal	ADJ
inlawrev-2697	249	74	associations,66	associations,66	PROPN
inlawrev-2697	249	75	including	include	VERB
inlawrev-2697	249	76	the	the	DET
inlawrev-2697	249	77	use	use	NOUN
inlawrev-2697	249	78	of	of	ADP
inlawrev-2697	249	79	due	due	ADJ
inlawrev-2697	249	80	-	-	PUNCT
inlawrev-2697	249	81	on	on	ADP
inlawrev-2697	249	82	-	-	PUNCT
inlawrev-2697	249	83	sale	sale	NOUN
inlawrev-2697	249	84	clauses	clause	NOUN
inlawrev-2697	249	85	in	in	ADP
inlawrev-2697	249	86	loan	loan	NOUN
inlawrev-2697	249	87	contracts	contract	NOUN
inlawrev-2697	249	88	.	.	PUNCT
inlawrev-2697	250	1	67	67	NUM
inlawrev-2697	250	2	the	the	DET
inlawrev-2697	250	3	majority	majority	NOUN
inlawrev-2697	250	4	observed	observe	VERB
inlawrev-2697	250	5	that	that	SCONJ
inlawrev-2697	250	6	the	the	DET
inlawrev-2697	250	7	wisdom	wisdom	NOUN
inlawrev-2697	250	8	of	of	ADP
inlawrev-2697	250	9	the	the	DET
inlawrev-2697	250	10	board	board	NOUN
inlawrev-2697	250	11	's	's	PART
inlawrev-2697	250	12	regulation	regulation	NOUN
inlawrev-2697	250	13	was	be	AUX
inlawrev-2697	250	14	not	not	PART
inlawrev-2697	250	15	uncontroverted	uncontroverte	VERB
inlawrev-2697	250	16	,	,	PUNCT
inlawrev-2697	250	17	but	but	CCONJ
inlawrev-2697	250	18	concluded	conclude	VERB
inlawrev-2697	250	19	that	that	SCONJ
inlawrev-2697	250	20	the	the	DET
inlawrev-2697	250	21	board	board	NOUN
inlawrev-2697	250	22	's	's	PART
inlawrev-2697	250	23	exercise	exercise	NOUN
inlawrev-2697	250	24	of	of	ADP
inlawrev-2697	250	25	authority	authority	NOUN
inlawrev-2697	250	26	was	be	AUX
inlawrev-2697	250	27	reasonable	reasonable	ADJ
inlawrev-2697	250	28	and	and	CCONJ
inlawrev-2697	250	29	therefore	therefore	ADV
inlawrev-2697	250	30	valid	valid	ADJ
inlawrev-2697	250	31	.	.	PUNCT
inlawrev-2697	251	1	68	68	NUM
inlawrev-2697	251	2	while	while	SCONJ
inlawrev-2697	251	3	de	de	PROPN
inlawrev-2697	251	4	la	la	PROPN
inlawrev-2697	251	5	cuesta	cuesta	PROPN
inlawrev-2697	251	6	validated	validate	VERB
inlawrev-2697	251	7	the	the	DET
inlawrev-2697	251	8	enforcement	enforcement	NOUN
inlawrev-2697	251	9	of	of	ADP
inlawrev-2697	251	10	due	due	ADJ
inlawrev-2697	251	11	-	-	PUNCT
inlawrev-2697	251	12	on	on	ADP
inlawrev-2697	251	13	-	-	PUNCT
inlawrev-2697	251	14	sale	sale	NOUN
inlawrev-2697	251	15	clauses	clause	NOUN
inlawrev-2697	251	16	by	by	ADP
inlawrev-2697	251	17	federal	federal	ADJ
inlawrev-2697	251	18	savings	saving	NOUN
inlawrev-2697	251	19	and	and	CCONJ
inlawrev-2697	251	20	loan	loan	NOUN
inlawrev-2697	251	21	associations	association	NOUN
inlawrev-2697	251	22	,	,	PUNCT
inlawrev-2697	251	23	that	that	DET
inlawrev-2697	251	24	decision	decision	NOUN
inlawrev-2697	251	25	did	do	AUX
inlawrev-2697	251	26	not	not	PART
inlawrev-2697	251	27	apply	apply	VERB
inlawrev-2697	251	28	to	to	ADP
inlawrev-2697	251	29	lenders	lender	NOUN
inlawrev-2697	251	30	not	not	PART
inlawrev-2697	251	31	covered	cover	VERB
inlawrev-2697	251	32	by	by	ADP
inlawrev-2697	251	33	the	the	DET
inlawrev-2697	251	34	board	board	NOUN
inlawrev-2697	251	35	's	's	PART
inlawrev-2697	251	36	regulation	regulation	NOUN
inlawrev-2697	251	37	.	.	PUNCT
inlawrev-2697	252	1	in	in	ADP
inlawrev-2697	252	2	order	order	NOUN
inlawrev-2697	252	3	to	to	PART
inlawrev-2697	252	4	extend	extend	VERB
inlawrev-2697	252	5	the	the	DET
inlawrev-2697	252	6	de	de	X
inlawrev-2697	252	7	la	la	X
inlawrev-2697	252	8	cuesta	cuesta	X
inlawrev-2697	252	9	protection	protection	NOUN
inlawrev-2697	252	10	to	to	ADP
inlawrev-2697	252	11	all	all	DET
inlawrev-2697	252	12	lenders	lender	NOUN
inlawrev-2697	252	13	,	,	PUNCT
inlawrev-2697	252	14	congress	congress	PROPN
inlawrev-2697	252	15	passed	pass	VERB
inlawrev-2697	252	16	the	the	DET
inlawrev-2697	252	17	garn	garn	PROPN
inlawrev-2697	252	18	-	-	PUNCT
inlawrev-2697	252	19	st	st	PROPN
inlawrev-2697	252	20	.	.	PROPN
inlawrev-2697	252	21	germain	germain	PROPN
inlawrev-2697	252	22	depository	depository	PROPN
inlawrev-2697	252	23	institutions	institution	NOUN
inlawrev-2697	252	24	act	act	VERB
inlawrev-2697	252	25	.	.	PUNCT
inlawrev-2697	253	1	69	69	NUM
inlawrev-2697	253	2	this	this	DET
inlawrev-2697	253	3	act	act	NOUN
inlawrev-2697	253	4	has	have	AUX
inlawrev-2697	253	5	been	be	AUX
inlawrev-2697	253	6	described	describe	VERB
inlawrev-2697	253	7	as	as	ADP
inlawrev-2697	253	8	"	"	PUNCT
inlawrev-2697	253	9	signaling	signal	VERB
inlawrev-2697	253	10	]	]	PUNCT
inlawrev-2697	253	11	the	the	DET
inlawrev-2697	253	12	dawn	dawn	NOUN
inlawrev-2697	253	13	of	of	ADP
inlawrev-2697	253	14	a	a	DET
inlawrev-2697	253	15	new	new	ADJ
inlawrev-2697	253	16	era	era	NOUN
inlawrev-2697	253	17	for	for	ADP
inlawrev-2697	253	18	due	due	ADJ
inlawrev-2697	253	19	-	-	PUNCT
inlawrev-2697	253	20	on	on	ADP
inlawrev-2697	253	21	-	-	PUNCT
inlawrev-2697	253	22	sale	sale	NOUN
inlawrev-2697	253	23	clause	clause	NOUN
inlawrev-2697	253	24	enforcement	enforcement	NOUN
inlawrev-2697	253	25	.	.	PUNCT
inlawrev-2697	253	26	"	"	PUNCT
inlawrev-2697	254	1	70	70	NUM
inlawrev-2697	254	2	61	61	NUM
inlawrev-2697	254	3	385	385	NUM
inlawrev-2697	254	4	so	so	ADV
inlawrev-2697	254	5	.	.	PUNCT
inlawrev-2697	255	1	2d	2d	NUM
inlawrev-2697	255	2	156	156	NUM
inlawrev-2697	255	3	(	(	PUNCT
inlawrev-2697	255	4	fla	fla	PROPN
inlawrev-2697	255	5	.	.	PUNCT
inlawrev-2697	255	6	dist	dist	PROPN
inlawrev-2697	255	7	.	.	PUNCT
inlawrev-2697	256	1	ct	ct	PROPN
inlawrev-2697	256	2	.	.	PUNCT
inlawrev-2697	257	1	app	app	PROPN
inlawrev-2697	257	2	.	.	PROPN
inlawrev-2697	258	1	1980	1980	NUM
inlawrev-2697	258	2	)	)	PUNCT
inlawrev-2697	258	3	.	.	PUNCT
inlawrev-2697	259	1	62	62	NUM
inlawrev-2697	260	1	i	i	PRON
inlawrev-2697	260	2	d.	d.	PROPN
inlawrev-2697	260	3	at	at	ADP
inlawrev-2697	260	4	160	160	NUM
inlawrev-2697	260	5	.	.	PUNCT
inlawrev-2697	261	1	63458	63458	NUM
inlawrev-2697	261	2	u.s	u.s	PROPN
inlawrev-2697	261	3	.	.	PROPN
inlawrev-2697	261	4	141	141	NUM
inlawrev-2697	261	5	(	(	PUNCT
inlawrev-2697	261	6	1982	1982	NUM
inlawrev-2697	261	7	)	)	PUNCT
inlawrev-2697	261	8	.	.	PUNCT
inlawrev-2697	262	1	justice	justice	NOUN
inlawrev-2697	262	2	blackmun	blackmun	NOUN
inlawrev-2697	262	3	delivered	deliver	VERB
inlawrev-2697	262	4	the	the	DET
inlawrev-2697	262	5	opinion	opinion	NOUN
inlawrev-2697	262	6	of	of	ADP
inlawrev-2697	262	7	the	the	DET
inlawrev-2697	262	8	court	court	NOUN
inlawrev-2697	262	9	,	,	PUNCT
inlawrev-2697	262	10	joined	join	VERB
inlawrev-2697	262	11	by	by	ADP
inlawrev-2697	262	12	chief	chief	ADJ
inlawrev-2697	262	13	justice	justice	NOUN
inlawrev-2697	262	14	burger	burger	NOUN
inlawrev-2697	262	15	and	and	CCONJ
inlawrev-2697	262	16	justices	justice	NOUN
inlawrev-2697	262	17	brennan	brennan	PROPN
inlawrev-2697	262	18	,	,	PUNCT
inlawrev-2697	262	19	white	white	PROPN
inlawrev-2697	262	20	,	,	PUNCT
inlawrev-2697	262	21	marshall	marshall	PROPN
inlawrev-2697	262	22	,	,	PUNCT
inlawrev-2697	262	23	and	and	CCONJ
inlawrev-2697	262	24	o'connor	o'connor	PROPN
inlawrev-2697	262	25	.	.	PUNCT
inlawrev-2697	263	1	justice	justice	PROPN
inlawrev-2697	263	2	o'connor	o'connor	PROPN
inlawrev-2697	263	3	filed	file	VERB
inlawrev-2697	263	4	a	a	DET
inlawrev-2697	263	5	concurring	concurring	NOUN
inlawrev-2697	263	6	opinion	opinion	NOUN
inlawrev-2697	263	7	.	.	PUNCT
inlawrev-2697	264	1	justice	justice	PROPN
inlawrev-2697	264	2	rehnquist	rehnquist	PROPN
inlawrev-2697	264	3	dissented	dissent	VERB
inlawrev-2697	264	4	,	,	PUNCT
inlawrev-2697	264	5	joined	join	VERB
inlawrev-2697	264	6	by	by	ADP
inlawrev-2697	264	7	justice	justice	PROPN
inlawrev-2697	264	8	stevens	stevens	PROPN
inlawrev-2697	264	9	.	.	PROPN
inlawrev-2697	264	10	justice	justice	PROPN
inlawrev-2697	264	11	powell	powell	PROPN
inlawrev-2697	264	12	took	take	VERB
inlawrev-2697	264	13	no	no	DET
inlawrev-2697	264	14	part	part	NOUN
inlawrev-2697	264	15	in	in	ADP
inlawrev-2697	264	16	the	the	DET
inlawrev-2697	264	17	consideration	consideration	NOUN
inlawrev-2697	264	18	or	or	CCONJ
inlawrev-2697	264	19	decision	decision	NOUN
inlawrev-2697	264	20	of	of	ADP
inlawrev-2697	264	21	the	the	DET
inlawrev-2697	264	22	case	case	NOUN
inlawrev-2697	264	23	.	.	PUNCT
inlawrev-2697	265	1	i	i	PRON
inlawrev-2697	265	2	d.	d.	PROPN
inlawrev-2697	265	3	64	64	NUM
inlawrev-2697	266	1	i	i	PRON
inlawrev-2697	266	2	d.	d.	NOUN
inlawrev-2697	266	3	at	at	ADP
inlawrev-2697	266	4	158	158	NUM
inlawrev-2697	266	5	-	-	SYM
inlawrev-2697	266	6	59	59	NUM
inlawrev-2697	266	7	.	.	PUNCT
inlawrev-2697	267	1	the	the	DET
inlawrev-2697	267	2	court	court	NOUN
inlawrev-2697	267	3	noted	note	VERB
inlawrev-2697	267	4	the	the	DET
inlawrev-2697	267	5	board	board	NOUN
inlawrev-2697	267	6	's	's	PART
inlawrev-2697	267	7	intent	intent	NOUN
inlawrev-2697	267	8	that	that	SCONJ
inlawrev-2697	267	9	"	"	PUNCT
inlawrev-2697	267	10	[	[	X
inlawrev-2697	267	11	f]ederal	f]ederal	ADJ
inlawrev-2697	267	12	associations	association	NOUN
inlawrev-2697	267	13	.	.	PUNCT
inlawrev-2697	267	14	.	.	PUNCT
inlawrev-2697	267	15	.	.	PUNCT
inlawrev-2697	268	1	not	not	PART
inlawrev-2697	268	2	be	be	AUX
inlawrev-2697	268	3	bound	bind	VERB
inlawrev-2697	268	4	by	by	ADP
inlawrev-2697	268	5	or	or	CCONJ
inlawrev-2697	268	6	subject	subject	VERB
inlawrev-2697	268	7	to	to	ADP
inlawrev-2697	268	8	any	any	DET
inlawrev-2697	268	9	conflicting	conflict	VERB
inlawrev-2697	268	10	state	state	NOUN
inlawrev-2697	268	11	law	law	NOUN
inlawrev-2697	268	12	which	which	PRON
inlawrev-2697	268	13	imposes	impose	VERB
inlawrev-2697	268	14	different	different	ADJ
inlawrev-2697	268	15	.	.	PUNCT
inlawrev-2697	268	16	.	.	PUNCT
inlawrev-2697	268	17	.	.	PUNCT
inlawrev-2697	269	1	due	due	ADJ
inlawrev-2697	269	2	-	-	PUNCT
inlawrev-2697	269	3	on	on	ADP
inlawrev-2697	269	4	-	-	PUNCT
inlawrev-2697	269	5	sale	sale	NOUN
inlawrev-2697	269	6	requirements	requirement	NOUN
inlawrev-2697	269	7	.	.	PUNCT
inlawrev-2697	269	8	"	"	PUNCT
inlawrev-2697	270	1	i	i	PRON
inlawrev-2697	270	2	d.	d.	PROPN
inlawrev-2697	270	3	at	at	ADP
inlawrev-2697	270	4	158	158	NUM
inlawrev-2697	270	5	.	.	PUNCT
inlawrev-2697	271	1	65	65	NUM
inlawrev-2697	272	1	i	i	PRON
inlawrev-2697	272	2	d.	d.	PROPN
inlawrev-2697	272	3	at	at	ADP
inlawrev-2697	272	4	154	154	NUM
inlawrev-2697	272	5	-	-	SYM
inlawrev-2697	272	6	55	55	NUM
inlawrev-2697	272	7	.	.	PUNCT
inlawrev-2697	273	1	"	"	PUNCT
inlawrev-2697	273	2	i	i	PRON
inlawrev-2697	273	3	d.	d.	PROPN
inlawrev-2697	273	4	at	at	ADP
inlawrev-2697	273	5	159	159	NUM
inlawrev-2697	273	6	-	-	SYM
inlawrev-2697	273	7	61	61	NUM
inlawrev-2697	273	8	.	.	PUNCT
inlawrev-2697	273	9	61	61	NUM
inlawrev-2697	274	1	i	i	PRON
inlawrev-2697	274	2	d.	d.	PROPN
inlawrev-2697	274	3	at	at	ADP
inlawrev-2697	274	4	167	167	NUM
inlawrev-2697	274	5	.	.	PUNCT
inlawrev-2697	275	1	6sid	6sid	NUM
inlawrev-2697	275	2	.	.	PUNCT
inlawrev-2697	276	1	at	at	ADP
inlawrev-2697	276	2	169	169	NUM
inlawrev-2697	276	3	-	-	SYM
inlawrev-2697	276	4	70	70	NUM
inlawrev-2697	276	5	.	.	PUNCT
inlawrev-2697	276	6	69pub	69pub	NOUN
inlawrev-2697	276	7	.	.	PUNCT
inlawrev-2697	277	1	l.	l.	PROPN
inlawrev-2697	277	2	no	no	INTJ
inlawrev-2697	277	3	.	.	PROPN
inlawrev-2697	278	1	97	97	NUM
inlawrev-2697	278	2	-	-	SYM
inlawrev-2697	278	3	320	320	NUM
inlawrev-2697	278	4	,	,	PUNCT
inlawrev-2697	278	5	title	title	NOUN
inlawrev-2697	278	6	iii	iii	PROPN
inlawrev-2697	278	7	,	,	PUNCT
inlawrev-2697	278	8	§	§	PROPN
inlawrev-2697	278	9	341	341	NUM
inlawrev-2697	278	10	,	,	PUNCT
inlawrev-2697	278	11	96	96	NUM
inlawrev-2697	278	12	stat	stat	NOUN
inlawrev-2697	278	13	.	.	PUNCT
inlawrev-2697	279	1	1505	1505	NUM
inlawrev-2697	279	2	,	,	PUNCT
inlawrev-2697	279	3	(	(	PUNCT
inlawrev-2697	279	4	1982	1982	NUM
inlawrev-2697	279	5	)	)	PUNCT
inlawrev-2697	279	6	(	(	PUNCT
inlawrev-2697	279	7	codified	codify	VERB
inlawrev-2697	279	8	as	as	SCONJ
inlawrev-2697	279	9	amended	amend	VERB
inlawrev-2697	279	10	at	at	ADP
inlawrev-2697	279	11	12	12	NUM
inlawrev-2697	279	12	u.s.c	u.s.c	ADJ
inlawrev-2697	279	13	.	.	PUNCT
inlawrev-2697	280	1	§	§	PROPN
inlawrev-2697	280	2	1701j-3	1701j-3	NUM
inlawrev-2697	280	3	(	(	PUNCT
inlawrev-2697	280	4	1982	1982	NUM
inlawrev-2697	280	5	&	&	CCONJ
inlawrev-2697	280	6	supp	supp	PROPN
inlawrev-2697	280	7	.	.	PUNCT
inlawrev-2697	280	8	1985	1985	NUM
inlawrev-2697	280	9	)	)	PUNCT
inlawrev-2697	280	10	)	)	PUNCT
inlawrev-2697	280	11	.	.	PUNCT
inlawrev-2697	281	1	10see	10see	ADJ
inlawrev-2697	281	2	real	real	ADJ
inlawrev-2697	281	3	estate	estate	NOUN
inlawrev-2697	281	4	finance	finance	NOUN
inlawrev-2697	281	5	,	,	PUNCT
inlawrev-2697	281	6	supra	supra	PROPN
inlawrev-2697	281	7	note	note	NOUN
inlawrev-2697	281	8	7	7	NUM
inlawrev-2697	281	9	,	,	PUNCT
inlawrev-2697	281	10	§	§	PROPN
inlawrev-2697	281	11	5.24	5.24	NUM
inlawrev-2697	281	12	.	.	PUNCT
inlawrev-2697	282	1	president	president	PROPN
inlawrev-2697	282	2	reagan	reagan	PROPN
inlawrev-2697	282	3	hailed	hail	VERB
inlawrev-2697	282	4	the	the	DET
inlawrev-2697	282	5	act	act	NOUN
inlawrev-2697	282	6	as	as	ADP
inlawrev-2697	282	7	"	"	PUNCT
inlawrev-2697	282	8	the	the	DET
inlawrev-2697	282	9	most	most	ADV
inlawrev-2697	282	10	important	important	ADJ
inlawrev-2697	282	11	legislation	legislation	NOUN
inlawrev-2697	282	12	for	for	ADP
inlawrev-2697	282	13	financial	financial	ADJ
inlawrev-2697	282	14	institutions	institution	NOUN
inlawrev-2697	282	15	in	in	ADP
inlawrev-2697	282	16	the	the	DET
inlawrev-2697	282	17	last	last	ADJ
inlawrev-2697	282	18	fifty	fifty	NUM
inlawrev-2697	282	19	years	year	NOUN
inlawrev-2697	282	20	.	.	PUNCT
inlawrev-2697	282	21	"	"	PUNCT
inlawrev-2697	283	1	garnst	garnst	NOUN
inlawrev-2697	283	2	.	.	PUNCT
inlawrev-2697	284	1	germain	germain	PROPN
inlawrev-2697	284	2	financial	financial	ADJ
inlawrev-2697	284	3	reform	reform	NOUN
inlawrev-2697	284	4	bill	bill	NOUN
inlawrev-2697	284	5	signed	sign	VERB
inlawrev-2697	284	6	by	by	ADP
inlawrev-2697	284	7	president	president	PROPN
inlawrev-2697	284	8	reagan	reagan	PROPN
inlawrev-2697	284	9	,	,	PUNCT
inlawrev-2697	284	10	wash	wash	NOUN
inlawrev-2697	284	11	.	.	PUNCT
inlawrev-2697	285	1	fin	fin	NOUN
inlawrev-2697	285	2	.	.	PUNCT
inlawrev-2697	286	1	rep	rep	PROPN
inlawrev-2697	286	2	.	.	PROPN
inlawrev-2697	286	3	(	(	PUNCT
inlawrev-2697	286	4	bna	bna	PROPN
inlawrev-2697	286	5	)	)	PUNCT
inlawrev-2697	286	6	no	no	NOUN
inlawrev-2697	286	7	.	.	NOUN
inlawrev-2697	286	8	39	39	NUM
inlawrev-2697	286	9	,	,	PUNCT
inlawrev-2697	286	10	at	at	ADP
inlawrev-2697	286	11	743	743	NUM
inlawrev-2697	286	12	(	(	PUNCT
inlawrev-2697	286	13	oct	oct	PROPN
inlawrev-2697	286	14	.	.	PROPN
inlawrev-2697	286	15	25	25	NUM
inlawrev-2697	286	16	,	,	PUNCT
inlawrev-2697	286	17	1982	1982	NUM
inlawrev-2697	286	18	)	)	PUNCT
inlawrev-2697	286	19	.	.	PUNCT
inlawrev-2697	287	1	744	744	NUM
inlawrev-2697	287	2	indiana	indiana	PROPN
inlawrev-2697	287	3	law	law	NOUN
inlawrev-2697	287	4	review	review	NOUN
inlawrev-2697	287	5	[	[	X
inlawrev-2697	287	6	vol	vol	NOUN
inlawrev-2697	287	7	.	.	PUNCT
inlawrev-2697	287	8	20:735	20:735	NUM
inlawrev-2697	287	9	the	the	DET
inlawrev-2697	287	10	act	act	NOUN
inlawrev-2697	287	11	affirmed	affirm	VERB
inlawrev-2697	287	12	the	the	DET
inlawrev-2697	287	13	federal	federal	ADJ
inlawrev-2697	287	14	preemption	preemption	NOUN
inlawrev-2697	287	15	of	of	ADP
inlawrev-2697	287	16	state	state	NOUN
inlawrev-2697	287	17	law	law	NOUN
inlawrev-2697	287	18	restrictions	restriction	NOUN
inlawrev-2697	287	19	upon	upon	SCONJ
inlawrev-2697	287	20	due	due	ADJ
inlawrev-2697	287	21	-	-	PUNCT
inlawrev-2697	287	22	on	on	ADP
inlawrev-2697	287	23	-	-	PUNCT
inlawrev-2697	287	24	sale	sale	NOUN
inlawrev-2697	287	25	clause	clause	NOUN
inlawrev-2697	287	26	enforcement	enforcement	NOUN
inlawrev-2697	287	27	and	and	CCONJ
inlawrev-2697	287	28	extended	extend	VERB
inlawrev-2697	287	29	that	that	DET
inlawrev-2697	287	30	preemption	preemption	NOUN
inlawrev-2697	287	31	to	to	ADP
inlawrev-2697	287	32	all	all	DET
inlawrev-2697	287	33	lenders	lender	NOUN
inlawrev-2697	287	34	holding	hold	VERB
inlawrev-2697	287	35	commercial	commercial	ADJ
inlawrev-2697	287	36	or	or	CCONJ
inlawrev-2697	287	37	residential	residential	ADJ
inlawrev-2697	287	38	real	real	ADJ
inlawrev-2697	287	39	property	property	NOUN
inlawrev-2697	287	40	loans	loan	NOUN
inlawrev-2697	287	41	.	.	PUNCT
inlawrev-2697	288	1	71	71	NUM
inlawrev-2697	288	2	the	the	DET
inlawrev-2697	288	3	legislative	legislative	ADJ
inlawrev-2697	288	4	history	history	NOUN
inlawrev-2697	288	5	of	of	ADP
inlawrev-2697	288	6	the	the	DET
inlawrev-2697	288	7	act	act	NOUN
inlawrev-2697	288	8	reveals	reveal	VERB
inlawrev-2697	288	9	congress	congress	PROPN
inlawrev-2697	288	10	'	'	PART
inlawrev-2697	288	11	recognition	recognition	NOUN
inlawrev-2697	288	12	that	that	SCONJ
inlawrev-2697	288	13	the	the	DET
inlawrev-2697	288	14	practice	practice	NOUN
inlawrev-2697	288	15	of	of	ADP
inlawrev-2697	288	16	borrowing	borrow	VERB
inlawrev-2697	288	17	short	short	ADJ
inlawrev-2697	288	18	and	and	CCONJ
inlawrev-2697	288	19	lending	lending	NOUN
inlawrev-2697	288	20	long,72	long,72	VERB
inlawrev-2697	288	21	at	at	ADP
inlawrev-2697	288	22	fixed	fix	VERB
inlawrev-2697	288	23	rates	rate	NOUN
inlawrev-2697	288	24	,	,	PUNCT
inlawrev-2697	288	25	combined	combine	VERB
inlawrev-2697	288	26	with	with	ADP
inlawrev-2697	288	27	high	high	ADJ
inlawrev-2697	288	28	and	and	CCONJ
inlawrev-2697	288	29	volatile	volatile	ADJ
inlawrev-2697	288	30	interest	interest	NOUN
inlawrev-2697	288	31	rates	rate	NOUN
inlawrev-2697	288	32	resulted	result	VERB
inlawrev-2697	288	33	in	in	ADP
inlawrev-2697	288	34	the	the	DET
inlawrev-2697	288	35	financial	financial	ADJ
inlawrev-2697	288	36	depression	depression	NOUN
inlawrev-2697	288	37	experienced	experience	VERB
inlawrev-2697	288	38	by	by	ADP
inlawrev-2697	288	39	many	many	ADJ
inlawrev-2697	288	40	lenders	lender	NOUN
inlawrev-2697	288	41	.	.	PUNCT
inlawrev-2697	289	1	73	73	NUM
inlawrev-2697	289	2	the	the	DET
inlawrev-2697	289	3	act	act	NOUN
inlawrev-2697	289	4	was	be	AUX
inlawrev-2697	289	5	primarily	primarily	ADV
inlawrev-2697	289	6	intended	intend	VERB
inlawrev-2697	289	7	by	by	ADP
inlawrev-2697	289	8	congress	congress	PROPN
inlawrev-2697	289	9	to	to	PART
inlawrev-2697	289	10	be	be	AUX
inlawrev-2697	289	11	of	of	ADP
inlawrev-2697	289	12	aid	aid	NOUN
inlawrev-2697	289	13	to	to	ADP
inlawrev-2697	289	14	those	those	DET
inlawrev-2697	289	15	economically	economically	ADV
inlawrev-2697	289	16	troubled	troubled	ADJ
inlawrev-2697	289	17	institutions.74	institutions.74	NOUN
inlawrev-2697	289	18	the	the	DET
inlawrev-2697	289	19	act	act	NOUN
inlawrev-2697	289	20	covers	cover	VERB
inlawrev-2697	289	21	any	any	DET
inlawrev-2697	289	22	"	"	PUNCT
inlawrev-2697	289	23	person	person	NOUN
inlawrev-2697	289	24	or	or	CCONJ
inlawrev-2697	289	25	government	government	NOUN
inlawrev-2697	289	26	agency	agency	NOUN
inlawrev-2697	289	27	making	make	VERB
inlawrev-2697	289	28	a	a	DET
inlawrev-2697	289	29	real	real	ADJ
inlawrev-2697	289	30	property	property	NOUN
inlawrev-2697	289	31	loan	loan	NOUN
inlawrev-2697	289	32	.	.	PUNCT
inlawrev-2697	290	1	"75	"75	PRON
inlawrev-2697	290	2	the	the	DET
inlawrev-2697	290	3	board	board	NOUN
inlawrev-2697	290	4	has	have	AUX
inlawrev-2697	290	5	emphasized	emphasize	VERB
inlawrev-2697	290	6	that	that	SCONJ
inlawrev-2697	290	7	the	the	DET
inlawrev-2697	290	8	list	list	NOUN
inlawrev-2697	290	9	of	of	ADP
inlawrev-2697	290	10	lenders	lender	NOUN
inlawrev-2697	290	11	included	include	VERB
inlawrev-2697	290	12	within	within	ADP
inlawrev-2697	290	13	this	this	DET
inlawrev-2697	290	14	definition	definition	NOUN
inlawrev-2697	290	15	is	be	AUX
inlawrev-2697	290	16	"	"	PUNCT
inlawrev-2697	290	17	intended	intend	VERB
inlawrev-2697	290	18	to	to	PART
inlawrev-2697	290	19	be	be	AUX
inlawrev-2697	290	20	representative	representative	ADJ
inlawrev-2697	290	21	and	and	CCONJ
inlawrev-2697	290	22	not	not	PART
inlawrev-2697	290	23	exclusive	exclusive	ADJ
inlawrev-2697	290	24	.	.	PUNCT
inlawrev-2697	290	25	"	"	PUNCT
inlawrev-2697	291	1	76	76	NUM
inlawrev-2697	291	2	the	the	DET
inlawrev-2697	291	3	act	act	NOUN
inlawrev-2697	291	4	also	also	ADV
inlawrev-2697	291	5	covers	cover	VERB
inlawrev-2697	291	6	every	every	DET
inlawrev-2697	291	7	"	"	PUNCT
inlawrev-2697	291	8	loan	loan	NOUN
inlawrev-2697	291	9	,	,	PUNCT
inlawrev-2697	291	10	mortgage	mortgage	NOUN
inlawrev-2697	291	11	,	,	PUNCT
inlawrev-2697	291	12	advance	advance	NOUN
inlawrev-2697	291	13	,	,	PUNCT
inlawrev-2697	291	14	or	or	CCONJ
inlawrev-2697	291	15	credit	credit	NOUN
inlawrev-2697	291	16	sale	sale	NOUN
inlawrev-2697	291	17	secured	secure	VERB
inlawrev-2697	291	18	by	by	ADP
inlawrev-2697	291	19	a	a	DET
inlawrev-2697	291	20	lien	lien	NOUN
inlawrev-2697	291	21	on	on	ADP
inlawrev-2697	291	22	real	real	ADJ
inlawrev-2697	291	23	property	property	NOUN
inlawrev-2697	291	24	,	,	PUNCT
inlawrev-2697	291	25	the	the	DET
inlawrev-2697	291	26	stock	stock	NOUN
inlawrev-2697	291	27	allocated	allocate	VERB
inlawrev-2697	291	28	to	to	ADP
inlawrev-2697	291	29	a	a	DET
inlawrev-2697	291	30	dwelling	dwelling	ADJ
inlawrev-2697	291	31	unit	unit	NOUN
inlawrev-2697	291	32	in	in	ADP
inlawrev-2697	291	33	a	a	DET
inlawrev-2697	291	34	cooperative	cooperative	ADJ
inlawrev-2697	291	35	housing	housing	NOUN
inlawrev-2697	291	36	corporation	corporation	NOUN
inlawrev-2697	291	37	,	,	PUNCT
inlawrev-2697	291	38	or	or	CCONJ
inlawrev-2697	291	39	a	a	DET
inlawrev-2697	291	40	residential	residential	ADJ
inlawrev-2697	291	41	manufactured	manufacture	VERB
inlawrev-2697	291	42	home	home	NOUN
inlawrev-2697	291	43	,	,	PUNCT
inlawrev-2697	291	44	whether	whether	SCONJ
inlawrev-2697	291	45	real	real	ADJ
inlawrev-2697	291	46	or	or	CCONJ
inlawrev-2697	291	47	personal	personal	ADJ
inlawrev-2697	291	48	property	property	NOUN
inlawrev-2697	291	49	.	.	PUNCT
inlawrev-2697	292	1	"77	"77	ADJ
inlawrev-2697	292	2	congress	congress	PROPN
inlawrev-2697	292	3	limited	limit	VERB
inlawrev-2697	292	4	the	the	DET
inlawrev-2697	292	5	broad	broad	ADJ
inlawrev-2697	292	6	reach	reach	NOUN
inlawrev-2697	292	7	of	of	ADP
inlawrev-2697	292	8	the	the	DET
inlawrev-2697	292	9	act	act	NOUN
inlawrev-2697	292	10	in	in	ADP
inlawrev-2697	292	11	several	several	ADJ
inlawrev-2697	292	12	important	important	ADJ
inlawrev-2697	292	13	respects	respect	NOUN
inlawrev-2697	292	14	.	.	PUNCT
inlawrev-2697	293	1	responding	respond	VERB
inlawrev-2697	293	2	to	to	ADP
inlawrev-2697	293	3	effective	effective	ADJ
inlawrev-2697	293	4	lobbying	lobbying	NOUN
inlawrev-2697	293	5	by	by	ADP
inlawrev-2697	293	6	the	the	DET
inlawrev-2697	293	7	real	real	ADJ
inlawrev-2697	293	8	estate	estate	NOUN
inlawrev-2697	293	9	brokerage	brokerage	NOUN
inlawrev-2697	293	10	industry	industry	NOUN
inlawrev-2697	293	11	and	and	CCONJ
inlawrev-2697	293	12	related	related	ADJ
inlawrev-2697	293	13	interests	interest	NOUN
inlawrev-2697	293	14	,	,	PUNCT
inlawrev-2697	293	15	78	78	NUM
inlawrev-2697	293	16	congress	congress	NOUN
inlawrev-2697	293	17	softened	soften	VERB
inlawrev-2697	293	18	the	the	DET
inlawrev-2697	293	19	impact	impact	NOUN
inlawrev-2697	293	20	of	of	ADP
inlawrev-2697	293	21	the	the	DET
inlawrev-2697	293	22	act	act	NOUN
inlawrev-2697	293	23	in	in	ADP
inlawrev-2697	293	24	many	many	ADJ
inlawrev-2697	293	25	states	state	NOUN
inlawrev-2697	293	26	by	by	ADP
inlawrev-2697	293	27	creating	create	VERB
inlawrev-2697	293	28	exceptions	exception	NOUN
inlawrev-2697	293	29	to	to	ADP
inlawrev-2697	293	30	the	the	DET
inlawrev-2697	293	31	preemption	preemption	NOUN
inlawrev-2697	293	32	on	on	ADP
inlawrev-2697	293	33	loans	loan	NOUN
inlawrev-2697	293	34	assumed	assume	VERB
inlawrev-2697	293	35	71	71	NUM
inlawrev-2697	293	36	50	50	NUM
inlawrev-2697	293	37	fed	feed	VERB
inlawrev-2697	293	38	.	.	PUNCT
inlawrev-2697	294	1	reg	reg	PROPN
inlawrev-2697	294	2	.	.	PUNCT
inlawrev-2697	295	1	46,746	46,746	NUM
inlawrev-2697	295	2	(	(	PUNCT
inlawrev-2697	295	3	1985	1985	NUM
inlawrev-2697	295	4	)	)	PUNCT
inlawrev-2697	295	5	.	.	PUNCT
inlawrev-2697	296	1	72the	72the	PRON
inlawrev-2697	296	2	practice	practice	NOUN
inlawrev-2697	296	3	of	of	ADP
inlawrev-2697	296	4	borrowing	borrow	VERB
inlawrev-2697	296	5	short	short	ADJ
inlawrev-2697	296	6	and	and	CCONJ
inlawrev-2697	296	7	lending	lending	NOUN
inlawrev-2697	296	8	long	long	ADV
inlawrev-2697	296	9	occurs	occur	VERB
inlawrev-2697	296	10	when	when	SCONJ
inlawrev-2697	296	11	lenders	lender	NOUN
inlawrev-2697	296	12	lend	lend	VERB
inlawrev-2697	296	13	large	large	ADJ
inlawrev-2697	296	14	sums	sum	NOUN
inlawrev-2697	296	15	of	of	ADP
inlawrev-2697	296	16	money	money	NOUN
inlawrev-2697	296	17	at	at	ADP
inlawrev-2697	296	18	fixed	fix	VERB
inlawrev-2697	296	19	rates	rate	NOUN
inlawrev-2697	296	20	of	of	ADP
inlawrev-2697	296	21	interest	interest	NOUN
inlawrev-2697	296	22	for	for	ADP
inlawrev-2697	296	23	long	long	ADJ
inlawrev-2697	296	24	periods	period	NOUN
inlawrev-2697	296	25	of	of	ADP
inlawrev-2697	296	26	time	time	NOUN
inlawrev-2697	296	27	while	while	SCONJ
inlawrev-2697	296	28	market	market	NOUN
inlawrev-2697	296	29	interest	interest	NOUN
inlawrev-2697	296	30	rates	rate	NOUN
inlawrev-2697	296	31	continue	continue	VERB
inlawrev-2697	296	32	to	to	PART
inlawrev-2697	296	33	rise	rise	VERB
inlawrev-2697	296	34	.	.	PUNCT
inlawrev-2697	297	1	this	this	DET
inlawrev-2697	297	2	practice	practice	NOUN
inlawrev-2697	297	3	leads	lead	VERB
inlawrev-2697	297	4	to	to	ADP
inlawrev-2697	297	5	a	a	DET
inlawrev-2697	297	6	scenario	scenario	NOUN
inlawrev-2697	297	7	where	where	SCONJ
inlawrev-2697	297	8	the	the	DET
inlawrev-2697	297	9	cost	cost	NOUN
inlawrev-2697	297	10	of	of	ADP
inlawrev-2697	297	11	funds	fund	NOUN
inlawrev-2697	297	12	for	for	ADP
inlawrev-2697	297	13	lenders	lender	NOUN
inlawrev-2697	297	14	rises	rise	VERB
inlawrev-2697	297	15	faster	fast	ADV
inlawrev-2697	297	16	than	than	ADP
inlawrev-2697	297	17	the	the	DET
inlawrev-2697	297	18	yield	yield	NOUN
inlawrev-2697	297	19	oh	oh	INTJ
inlawrev-2697	297	20	their	their	PRON
inlawrev-2697	297	21	assets	asset	NOUN
inlawrev-2697	297	22	,	,	PUNCT
inlawrev-2697	297	23	rendering	render	VERB
inlawrev-2697	297	24	lenders	lender	NOUN
inlawrev-2697	297	25	unable	unable	ADJ
inlawrev-2697	297	26	to	to	PART
inlawrev-2697	297	27	cover	cover	VERB
inlawrev-2697	297	28	their	their	PRON
inlawrev-2697	297	29	operating	operating	NOUN
inlawrev-2697	297	30	expenses	expense	NOUN
inlawrev-2697	297	31	.	.	PUNCT
inlawrev-2697	298	1	see	see	VERB
inlawrev-2697	298	2	s.	s.	PROPN
inlawrev-2697	298	3	rep	rep	PROPN
inlawrev-2697	298	4	.	.	PROPN
inlawrev-2697	298	5	no	no	PROPN
inlawrev-2697	298	6	.	.	NOUN
inlawrev-2697	298	7	536	536	NUM
inlawrev-2697	298	8	,	,	PUNCT
inlawrev-2697	298	9	97th	97th	ADJ
inlawrev-2697	298	10	cong	cong	NOUN
inlawrev-2697	298	11	.	.	PROPN
inlawrev-2697	298	12	,	,	PUNCT
inlawrev-2697	298	13	2d	2d	NUM
inlawrev-2697	298	14	sess	sess	NOUN
inlawrev-2697	298	15	.	.	PUNCT
inlawrev-2697	299	1	(	(	PUNCT
inlawrev-2697	299	2	1982	1982	NUM
inlawrev-2697	299	3	)	)	PUNCT
inlawrev-2697	299	4	,	,	PUNCT
inlawrev-2697	299	5	reprinted	reprint	VERB
inlawrev-2697	299	6	in	in	ADP
inlawrev-2697	299	7	1982	1982	NUM
inlawrev-2697	299	8	u.s	u.s	PROPN
inlawrev-2697	299	9	.	.	PROPN
inlawrev-2697	299	10	code	code	PROPN
inlawrev-2697	299	11	cong	cong	PROPN
inlawrev-2697	299	12	.	.	PUNCT
inlawrev-2697	299	13	&	&	CCONJ
inlawrev-2697	299	14	admin	admin	PROPN
inlawrev-2697	299	15	.	.	PUNCT
inlawrev-2697	300	1	news	news	NOUN
inlawrev-2697	300	2	3059	3059	NUM
inlawrev-2697	300	3	.	.	PUNCT
inlawrev-2697	301	1	13	13	NUM
inlawrev-2697	301	2	i	i	PRON
inlawrev-2697	301	3	d.	d.	PROPN
inlawrev-2697	301	4	congress	congress	PROPN
inlawrev-2697	301	5	observed	observe	VERB
inlawrev-2697	301	6	that	that	SCONJ
inlawrev-2697	301	7	"	"	PUNCT
inlawrev-2697	301	8	the	the	DET
inlawrev-2697	301	9	cost	cost	NOUN
inlawrev-2697	301	10	of	of	ADP
inlawrev-2697	301	11	funds	fund	NOUN
inlawrev-2697	301	12	has	have	AUX
inlawrev-2697	301	13	increased	increase	VERB
inlawrev-2697	301	14	rapidly	rapidly	ADV
inlawrev-2697	301	15	,	,	PUNCT
inlawrev-2697	301	16	while	while	SCONJ
inlawrev-2697	301	17	slow	slow	ADJ
inlawrev-2697	301	18	repayment	repayment	NOUN
inlawrev-2697	301	19	of	of	ADP
inlawrev-2697	301	20	old	old	ADJ
inlawrev-2697	301	21	mortgages	mortgage	NOUN
inlawrev-2697	301	22	had	have	AUX
inlawrev-2697	301	23	led	lead	VERB
inlawrev-2697	301	24	to	to	ADP
inlawrev-2697	301	25	an	an	DET
inlawrev-2697	301	26	extremely	extremely	ADV
inlawrev-2697	301	27	sluggish	sluggish	ADJ
inlawrev-2697	301	28	increase	increase	NOUN
inlawrev-2697	301	29	in	in	ADP
inlawrev-2697	301	30	the	the	DET
inlawrev-2697	301	31	gross	gross	ADJ
inlawrev-2697	301	32	asset	asset	NOUN
inlawrev-2697	301	33	yields	yield	NOUN
inlawrev-2697	301	34	.	.	PUNCT
inlawrev-2697	301	35	"	"	PUNCT
inlawrev-2697	302	1	i	i	PRON
inlawrev-2697	302	2	d.	d.	PROPN
inlawrev-2697	302	3	1a	1a	PROPN
inlawrev-2697	303	1	i	i	PRON
inlawrev-2697	303	2	d.	d.	PROPN
inlawrev-2697	303	3	15	15	NUM
inlawrev-2697	303	4	\2	\2	X
inlawrev-2697	303	5	u.s.c	u.s.c	PROPN
inlawrev-2697	303	6	.	.	PUNCT
inlawrev-2697	304	1	§	§	PROPN
inlawrev-2697	304	2	1701j-3(a)(2	1701j-3(a)(2	PROPN
inlawrev-2697	304	3	)	)	PUNCT
inlawrev-2697	304	4	(	(	PUNCT
inlawrev-2697	304	5	supp	supp	PROPN
inlawrev-2697	304	6	.	.	PUNCT
inlawrev-2697	304	7	1985	1985	NUM
inlawrev-2697	304	8	)	)	PUNCT
inlawrev-2697	304	9	.	.	PUNCT
inlawrev-2697	305	1	under	under	ADP
inlawrev-2697	305	2	the	the	DET
inlawrev-2697	305	3	present	present	ADJ
inlawrev-2697	305	4	regulation	regulation	NOUN
inlawrev-2697	305	5	,	,	PUNCT
inlawrev-2697	305	6	this	this	DET
inlawrev-2697	305	7	definition	definition	NOUN
inlawrev-2697	305	8	includes	include	VERB
inlawrev-2697	305	9	without	without	ADP
inlawrev-2697	305	10	limitation	limitation	NOUN
inlawrev-2697	305	11	,	,	PUNCT
inlawrev-2697	305	12	individuals	individual	NOUN
inlawrev-2697	305	13	,	,	PUNCT
inlawrev-2697	305	14	federal	federal	ADJ
inlawrev-2697	305	15	associations	association	NOUN
inlawrev-2697	305	16	,	,	PUNCT
inlawrev-2697	305	17	state	state	NOUN
inlawrev-2697	305	18	-	-	PUNCT
inlawrev-2697	305	19	chartered	charter	VERB
inlawrev-2697	305	20	savings	saving	NOUN
inlawrev-2697	305	21	and	and	CCONJ
inlawrev-2697	305	22	loan	loan	NOUN
inlawrev-2697	305	23	associations	association	NOUN
inlawrev-2697	305	24	,	,	PUNCT
inlawrev-2697	305	25	national	national	ADJ
inlawrev-2697	305	26	banks	bank	NOUN
inlawrev-2697	305	27	,	,	PUNCT
inlawrev-2697	305	28	state	state	NOUN
inlawrev-2697	305	29	-	-	PUNCT
inlawrev-2697	305	30	chartered	charter	VERB
inlawrev-2697	305	31	banks	bank	NOUN
inlawrev-2697	305	32	and	and	CCONJ
inlawrev-2697	305	33	state	state	NOUN
inlawrev-2697	305	34	-	-	PUNCT
inlawrev-2697	305	35	chartered	charter	VERB
inlawrev-2697	305	36	mutual	mutual	ADJ
inlawrev-2697	305	37	savings	saving	NOUN
inlawrev-2697	305	38	banks	bank	NOUN
inlawrev-2697	305	39	,	,	PUNCT
inlawrev-2697	305	40	federal	federal	ADJ
inlawrev-2697	305	41	credit	credit	NOUN
inlawrev-2697	305	42	unions	union	NOUN
inlawrev-2697	305	43	,	,	PUNCT
inlawrev-2697	305	44	state	state	NOUN
inlawrev-2697	305	45	-	-	PUNCT
inlawrev-2697	305	46	chartered	charter	VERB
inlawrev-2697	305	47	credit	credit	NOUN
inlawrev-2697	305	48	unions	union	NOUN
inlawrev-2697	305	49	,	,	PUNCT
inlawrev-2697	305	50	mortgage	mortgage	NOUN
inlawrev-2697	305	51	banks	bank	NOUN
inlawrev-2697	305	52	,	,	PUNCT
inlawrev-2697	305	53	insurance	insurance	NOUN
inlawrev-2697	305	54	companies	company	NOUN
inlawrev-2697	305	55	and	and	CCONJ
inlawrev-2697	305	56	finance	finance	NOUN
inlawrev-2697	305	57	companies	company	NOUN
inlawrev-2697	305	58	which	which	PRON
inlawrev-2697	305	59	make	make	VERB
inlawrev-2697	305	60	real	real	ADJ
inlawrev-2697	305	61	property	property	NOUN
inlawrev-2697	305	62	loans	loan	NOUN
inlawrev-2697	305	63	,	,	PUNCT
inlawrev-2697	305	64	manufactured	manufacture	VERB
inlawrev-2697	305	65	home	home	NOUN
inlawrev-2697	305	66	retailers	retailer	NOUN
inlawrev-2697	305	67	who	who	PRON
inlawrev-2697	305	68	extend	extend	VERB
inlawrev-2697	305	69	credit	credit	NOUN
inlawrev-2697	305	70	,	,	PUNCT
inlawrev-2697	305	71	agencies	agency	NOUN
inlawrev-2697	305	72	of	of	ADP
inlawrev-2697	305	73	the	the	DET
inlawrev-2697	305	74	federal	federal	ADJ
inlawrev-2697	305	75	government	government	NOUN
inlawrev-2697	305	76	,	,	PUNCT
inlawrev-2697	306	1	[	[	X
inlawrev-2697	306	2	and	and	CCONJ
inlawrev-2697	306	3	]	]	PUNCT
inlawrev-2697	306	4	any	any	DET
inlawrev-2697	306	5	lender	lender	NOUN
inlawrev-2697	306	6	approved	approve	VERB
inlawrev-2697	306	7	by	by	ADP
inlawrev-2697	306	8	the	the	DET
inlawrev-2697	306	9	secretary	secretary	PROPN
inlawrev-2697	306	10	of	of	ADP
inlawrev-2697	306	11	housing	housing	PROPN
inlawrev-2697	306	12	and	and	CCONJ
inlawrev-2697	306	13	urban	urban	ADJ
inlawrev-2697	306	14	development	development	NOUN
inlawrev-2697	306	15	for	for	ADP
inlawrev-2697	306	16	participation	participation	NOUN
inlawrev-2697	306	17	in	in	ADP
inlawrev-2697	306	18	any	any	DET
inlawrev-2697	306	19	mortgage	mortgage	NOUN
inlawrev-2697	306	20	insurance	insurance	NOUN
inlawrev-2697	306	21	program	program	NOUN
inlawrev-2697	306	22	under	under	ADP
inlawrev-2697	306	23	the	the	DET
inlawrev-2697	306	24	national	national	PROPN
inlawrev-2697	306	25	housing	housing	PROPN
inlawrev-2697	306	26	act	act	PROPN
inlawrev-2697	306	27	.	.	PUNCT
inlawrev-2697	307	1	12	12	NUM
inlawrev-2697	307	2	c.f.r	c.f.r	NOUN
inlawrev-2697	307	3	.	.	PUNCT
inlawrev-2697	308	1	§	§	PROPN
inlawrev-2697	308	2	591.2(g	591.2(g	PROPN
inlawrev-2697	308	3	)	)	PUNCT
inlawrev-2697	308	4	(	(	PUNCT
inlawrev-2697	308	5	1986	1986	NUM
inlawrev-2697	308	6	)	)	PUNCT
inlawrev-2697	308	7	.	.	PUNCT
inlawrev-2697	309	1	7648	7648	NUM
inlawrev-2697	309	2	fed	fed	PROPN
inlawrev-2697	309	3	.	.	PUNCT
inlawrev-2697	310	1	reg	reg	PROPN
inlawrev-2697	310	2	.	.	PUNCT
inlawrev-2697	311	1	21,555	21,555	NUM
inlawrev-2697	311	2	(	(	PUNCT
inlawrev-2697	311	3	1983	1983	NUM
inlawrev-2697	311	4	)	)	PUNCT
inlawrev-2697	311	5	.	.	PUNCT
inlawrev-2697	312	1	77	77	NUM
inlawrev-2697	312	2	12	12	NUM
inlawrev-2697	312	3	u.s.c	u.s.c	NOUN
inlawrev-2697	312	4	.	.	PUNCT
inlawrev-2697	313	1	§	§	PROPN
inlawrev-2697	313	2	1701j-3(a)(3	1701j-3(a)(3	NUM
inlawrev-2697	313	3	)	)	PUNCT
inlawrev-2697	313	4	(	(	PUNCT
inlawrev-2697	313	5	supp	supp	PROPN
inlawrev-2697	313	6	.	.	PUNCT
inlawrev-2697	313	7	1985	1985	NUM
inlawrev-2697	313	8	)	)	PUNCT
inlawrev-2697	313	9	.	.	PUNCT
inlawrev-2697	314	1	nsee	nsee	VERB
inlawrev-2697	314	2	generally	generally	ADV
inlawrev-2697	314	3	mortgage	mortgage	VERB
inlawrev-2697	314	4	assumption	assumption	NOUN
inlawrev-2697	314	5	plan	plan	NOUN
inlawrev-2697	314	6	approved	approve	VERB
inlawrev-2697	314	7	,	,	PUNCT
inlawrev-2697	314	8	40	40	NUM
inlawrev-2697	314	9	cong	cong	NOUN
inlawrev-2697	314	10	.	.	PUNCT
inlawrev-2697	315	1	q.	q.	PROPN
inlawrev-2697	315	2	2126	2126	NUM
inlawrev-2697	315	3	(	(	PUNCT
inlawrev-2697	315	4	1982	1982	NUM
inlawrev-2697	315	5	)	)	PUNCT
inlawrev-2697	315	6	;	;	PUNCT
inlawrev-2697	315	7	savings	saving	NOUN
inlawrev-2697	315	8	and	and	CCONJ
inlawrev-2697	315	9	loan	loan	NOUN
inlawrev-2697	315	10	aid	aid	NOUN
inlawrev-2697	315	11	package	package	NOUN
inlawrev-2697	315	12	boosts	boost	VERB
inlawrev-2697	315	13	powers	power	NOUN
inlawrev-2697	315	14	of	of	ADP
inlawrev-2697	315	15	banks	bank	NOUN
inlawrev-2697	315	16	,	,	PUNCT
inlawrev-2697	315	17	thrifts	thrift	NOUN
inlawrev-2697	315	18	,	,	PUNCT
inlawrev-2697	315	19	40	40	NUM
inlawrev-2697	315	20	cong	cong	NOUN
inlawrev-2697	315	21	.	.	PUNCT
inlawrev-2697	316	1	q.	q.	PROPN
inlawrev-2697	316	2	2423	2423	NUM
inlawrev-2697	316	3	(	(	PUNCT
inlawrev-2697	316	4	1982	1982	NUM
inlawrev-2697	316	5	)	)	PUNCT
inlawrev-2697	316	6	;	;	PUNCT
inlawrev-2697	316	7	senate	senate	PROPN
inlawrev-2697	316	8	passes	pass	VERB
inlawrev-2697	316	9	comprehensive	comprehensive	ADJ
inlawrev-2697	316	10	financial	financial	ADJ
inlawrev-2697	316	11	institutions	institution	NOUN
inlawrev-2697	316	12	bill	bill	NOUN
inlawrev-2697	316	13	,	,	PUNCT
inlawrev-2697	316	14	hous	hous	ADJ
inlawrev-2697	316	15	.	.	PUNCT
inlawrev-2697	316	16	&	&	CCONJ
inlawrev-2697	316	17	dev	dev	PROPN
inlawrev-2697	316	18	.	.	PROPN
inlawrev-2697	317	1	rep	rep	PROPN
inlawrev-2697	317	2	.	.	PROPN
inlawrev-2697	317	3	(	(	PUNCT
inlawrev-2697	317	4	bna	bna	PROPN
inlawrev-2697	317	5	)	)	PUNCT
inlawrev-2697	317	6	no	no	NOUN
inlawrev-2697	317	7	.	.	NOUN
inlawrev-2697	317	8	10	10	NUM
inlawrev-2697	317	9	,	,	PUNCT
inlawrev-2697	317	10	at	at	ADP
inlawrev-2697	317	11	356	356	NUM
inlawrev-2697	317	12	(	(	PUNCT
inlawrev-2697	317	13	sept	sept	PROPN
inlawrev-2697	317	14	.	.	PROPN
inlawrev-2697	317	15	27	27	NUM
inlawrev-2697	317	16	,	,	PUNCT
inlawrev-2697	317	17	1982	1982	NUM
inlawrev-2697	317	18	)	)	PUNCT
inlawrev-2697	317	19	.	.	PUNCT
inlawrev-2697	318	1	1987	1987	NUM
inlawrev-2697	318	2	]	]	PUNCT
inlawrev-2697	318	3	commercial	commercial	ADJ
inlawrev-2697	318	4	mortgages	mortgage	NOUN
inlawrev-2697	318	5	745	745	NUM
inlawrev-2697	318	6	or	or	CCONJ
inlawrev-2697	318	7	originated	originate	VERB
inlawrev-2697	318	8	during	during	ADP
inlawrev-2697	318	9	a	a	DET
inlawrev-2697	318	10	"	"	PUNCT
inlawrev-2697	318	11	window	window	NOUN
inlawrev-2697	318	12	period	period	NOUN
inlawrev-2697	318	13	.	.	PUNCT
inlawrev-2697	318	14	"	"	PUNCT
inlawrev-2697	319	1	79	79	NUM
inlawrev-2697	319	2	congress	congress	PROPN
inlawrev-2697	319	3	also	also	ADV
inlawrev-2697	319	4	expressly	expressly	ADV
inlawrev-2697	319	5	enumerated	enumerate	VERB
inlawrev-2697	319	6	several	several	ADJ
inlawrev-2697	319	7	types	type	NOUN
inlawrev-2697	319	8	of	of	ADP
inlawrev-2697	319	9	transfers	transfer	NOUN
inlawrev-2697	319	10	that	that	PRON
inlawrev-2697	319	11	could	could	AUX
inlawrev-2697	319	12	not	not	PART
inlawrev-2697	319	13	be	be	AUX
inlawrev-2697	319	14	used	use	VERB
inlawrev-2697	319	15	as	as	ADP
inlawrev-2697	319	16	the	the	DET
inlawrev-2697	319	17	basis	basis	NOUN
inlawrev-2697	319	18	for	for	ADP
inlawrev-2697	319	19	due	due	ADJ
inlawrev-2697	319	20	-	-	PUNCT
inlawrev-2697	319	21	on	on	ADP
inlawrev-2697	319	22	-	-	PUNCT
inlawrev-2697	319	23	sale	sale	NOUN
inlawrev-2697	319	24	acceleration	acceleration	NOUN
inlawrev-2697	319	25	.	.	PUNCT
inlawrev-2697	320	1	80	80	NUM
inlawrev-2697	320	2	however	however	ADV
inlawrev-2697	320	3	,	,	PUNCT
inlawrev-2697	320	4	these	these	DET
inlawrev-2697	320	5	insulated	insulated	ADJ
inlawrev-2697	320	6	transfers	transfer	NOUN
inlawrev-2697	320	7	were	be	AUX
inlawrev-2697	320	8	immune	immune	ADJ
inlawrev-2697	320	9	from	from	ADP
inlawrev-2697	320	10	acceleration	acceleration	NOUN
inlawrev-2697	320	11	only	only	ADV
inlawrev-2697	320	12	if	if	SCONJ
inlawrev-2697	320	13	the	the	DET
inlawrev-2697	320	14	mortgaged	mortgaged	ADJ
inlawrev-2697	320	15	real	real	ADJ
inlawrev-2697	320	16	estate	estate	NOUN
inlawrev-2697	320	17	contained	contain	VERB
inlawrev-2697	320	18	"	"	PUNCT
inlawrev-2697	320	19	less	less	ADJ
inlawrev-2697	320	20	than	than	ADP
inlawrev-2697	320	21	five	five	NUM
inlawrev-2697	320	22	dwelling	dwelling	ADJ
inlawrev-2697	320	23	units	unit	NOUN
inlawrev-2697	320	24	.	.	PUNCT
inlawrev-2697	320	25	"	"	PUNCT
inlawrev-2697	321	1	81	81	NUM
inlawrev-2697	321	2	congress	congress	PROPN
inlawrev-2697	321	3	cited	cite	VERB
inlawrev-2697	321	4	the	the	DET
inlawrev-2697	321	5	policy	policy	NOUN
inlawrev-2697	321	6	basis	basis	NOUN
inlawrev-2697	321	7	behind	behind	ADP
inlawrev-2697	321	8	the	the	DET
inlawrev-2697	321	9	exclusions	exclusion	NOUN
inlawrev-2697	321	10	as	as	ADP
inlawrev-2697	321	11	the	the	DET
inlawrev-2697	321	12	protection	protection	NOUN
inlawrev-2697	321	13	of	of	ADP
inlawrev-2697	321	14	consumers	consumer	NOUN
inlawrev-2697	321	15	"	"	PUNCT
inlawrev-2697	321	16	by	by	ADP
inlawrev-2697	321	17	prohibiting	prohibit	VERB
inlawrev-2697	321	18	the	the	DET
inlawrev-2697	321	19	enforcement	enforcement	NOUN
inlawrev-2697	321	20	of	of	ADP
inlawrev-2697	321	21	due	due	ADJ
inlawrev-2697	321	22	-	-	PUNCT
inlawrev-2697	321	23	on	on	ADP
inlawrev-2697	321	24	-	-	PUNCT
inlawrev-2697	321	25	sale	sale	NOUN
inlawrev-2697	321	26	clauses	clause	NOUN
inlawrev-2697	321	27	where	where	SCONJ
inlawrev-2697	321	28	such	such	ADJ
inlawrev-2697	321	29	enforcement	enforcement	NOUN
inlawrev-2697	321	30	would	would	AUX
inlawrev-2697	321	31	be	be	AUX
inlawrev-2697	321	32	inequitable	inequitable	ADJ
inlawrev-2697	321	33	.	.	PUNCT
inlawrev-2697	321	34	"	"	PUNCT
inlawrev-2697	322	1	82	82	NUM
inlawrev-2697	322	2	the	the	DET
inlawrev-2697	322	3	supreme	supreme	PROPN
inlawrev-2697	322	4	court	court	PROPN
inlawrev-2697	322	5	's	's	PART
inlawrev-2697	322	6	decision	decision	NOUN
inlawrev-2697	322	7	in	in	ADP
inlawrev-2697	322	8	de	de	X
inlawrev-2697	322	9	la	la	X
inlawrev-2697	322	10	cuesta	cuesta	X
inlawrev-2697	322	11	validating	validate	VERB
inlawrev-2697	322	12	federal	federal	ADJ
inlawrev-2697	322	13	preemption	preemption	NOUN
inlawrev-2697	322	14	of	of	ADP
inlawrev-2697	322	15	state	state	NOUN
inlawrev-2697	322	16	laws	law	NOUN
inlawrev-2697	322	17	concerning	concern	VERB
inlawrev-2697	322	18	a	a	DET
inlawrev-2697	322	19	federal	federal	ADJ
inlawrev-2697	322	20	savings	saving	NOUN
inlawrev-2697	322	21	and	and	CCONJ
inlawrev-2697	322	22	loan	loan	NOUN
inlawrev-2697	322	23	association	association	NOUN
inlawrev-2697	322	24	's	's	PART
inlawrev-2697	322	25	ability	ability	NOUN
inlawrev-2697	322	26	to	to	PART
inlawrev-2697	322	27	include	include	VERB
inlawrev-2697	322	28	and	and	CCONJ
inlawrev-2697	322	29	enforce	enforce	VERB
inlawrev-2697	322	30	due	due	ADJ
inlawrev-2697	322	31	-	-	PUNCT
inlawrev-2697	322	32	on	on	ADP
inlawrev-2697	322	33	-	-	PUNCT
inlawrev-2697	322	34	sale	sale	NOUN
inlawrev-2697	322	35	clauses	clause	NOUN
inlawrev-2697	322	36	,	,	PUNCT
inlawrev-2697	322	37	along	along	ADP
inlawrev-2697	322	38	with	with	ADP
inlawrev-2697	322	39	79congress	79congress	NUM
inlawrev-2697	322	40	exempted	exempt	VERB
inlawrev-2697	322	41	certain	certain	ADJ
inlawrev-2697	322	42	loans	loan	NOUN
inlawrev-2697	322	43	(	(	PUNCT
inlawrev-2697	322	44	"	"	PUNCT
inlawrev-2697	322	45	window	window	NOUN
inlawrev-2697	322	46	period	period	NOUN
inlawrev-2697	322	47	loans	loan	NOUN
inlawrev-2697	322	48	"	"	PUNCT
inlawrev-2697	322	49	)	)	PUNCT
inlawrev-2697	322	50	from	from	ADP
inlawrev-2697	322	51	coverage	coverage	NOUN
inlawrev-2697	322	52	under	under	ADP
inlawrev-2697	322	53	the	the	DET
inlawrev-2697	322	54	act	act	NOUN
inlawrev-2697	322	55	until	until	ADP
inlawrev-2697	322	56	three	three	NUM
inlawrev-2697	322	57	years	year	NOUN
inlawrev-2697	322	58	from	from	ADP
inlawrev-2697	322	59	its	its	PRON
inlawrev-2697	322	60	effective	effective	ADJ
inlawrev-2697	322	61	date	date	NOUN
inlawrev-2697	322	62	(	(	PUNCT
inlawrev-2697	322	63	october	october	PROPN
inlawrev-2697	322	64	15	15	NUM
inlawrev-2697	322	65	,	,	PUNCT
inlawrev-2697	322	66	1985	1985	NUM
inlawrev-2697	322	67	)	)	PUNCT
inlawrev-2697	322	68	based	base	VERB
inlawrev-2697	322	69	upon	upon	SCONJ
inlawrev-2697	322	70	a	a	DET
inlawrev-2697	322	71	recognition	recognition	NOUN
inlawrev-2697	322	72	that	that	PRON
inlawrev-2697	322	73	complete	complete	ADJ
inlawrev-2697	322	74	federal	federal	ADJ
inlawrev-2697	322	75	preemption	preemption	NOUN
inlawrev-2697	322	76	of	of	ADP
inlawrev-2697	322	77	state	state	NOUN
inlawrev-2697	322	78	laws	law	NOUN
inlawrev-2697	322	79	seeking	seek	VERB
inlawrev-2697	322	80	to	to	PART
inlawrev-2697	322	81	limit	limit	VERB
inlawrev-2697	322	82	due	due	ADJ
inlawrev-2697	322	83	-	-	PUNCT
inlawrev-2697	322	84	on	on	ADP
inlawrev-2697	322	85	-	-	PUNCT
inlawrev-2697	322	86	sale	sale	NOUN
inlawrev-2697	322	87	clauses	clause	NOUN
inlawrev-2697	322	88	could	could	AUX
inlawrev-2697	322	89	have	have	AUX
inlawrev-2697	322	90	an	an	DET
inlawrev-2697	322	91	unfair	unfair	ADJ
inlawrev-2697	322	92	impact	impact	NOUN
inlawrev-2697	322	93	upon	upon	SCONJ
inlawrev-2697	322	94	home	home	NOUN
inlawrev-2697	322	95	buyers	buyer	NOUN
inlawrev-2697	322	96	attempting	attempt	VERB
inlawrev-2697	322	97	to	to	PART
inlawrev-2697	322	98	assume	assume	VERB
inlawrev-2697	322	99	existing	exist	VERB
inlawrev-2697	322	100	mortgages	mortgage	NOUN
inlawrev-2697	322	101	in	in	ADP
inlawrev-2697	322	102	reliance	reliance	NOUN
inlawrev-2697	322	103	upon	upon	SCONJ
inlawrev-2697	322	104	state	state	NOUN
inlawrev-2697	322	105	law	law	NOUN
inlawrev-2697	322	106	.	.	PUNCT
inlawrev-2697	323	1	see	see	VERB
inlawrev-2697	323	2	s.	s.	PROPN
inlawrev-2697	323	3	rep	rep	PROPN
inlawrev-2697	323	4	.	.	PROPN
inlawrev-2697	323	5	no	no	PROPN
inlawrev-2697	323	6	.	.	NOUN
inlawrev-2697	323	7	536	536	NUM
inlawrev-2697	323	8	,	,	PUNCT
inlawrev-2697	323	9	97th	97th	ADJ
inlawrev-2697	323	10	cong	cong	NOUN
inlawrev-2697	323	11	.	.	PROPN
inlawrev-2697	323	12	,	,	PUNCT
inlawrev-2697	323	13	2d	2d	NUM
inlawrev-2697	323	14	sess	sess	NOUN
inlawrev-2697	323	15	.	.	PUNCT
inlawrev-2697	324	1	(	(	PUNCT
inlawrev-2697	324	2	1982	1982	NUM
inlawrev-2697	324	3	)	)	PUNCT
inlawrev-2697	324	4	,	,	PUNCT
inlawrev-2697	324	5	reprinted	reprint	VERB
inlawrev-2697	324	6	in	in	ADP
inlawrev-2697	324	7	1982	1982	NUM
inlawrev-2697	324	8	u.s	u.s	PROPN
inlawrev-2697	324	9	.	.	PROPN
inlawrev-2697	324	10	code	code	PROPN
inlawrev-2697	324	11	cong	cong	PROPN
inlawrev-2697	324	12	.	.	PUNCT
inlawrev-2697	324	13	&	&	CCONJ
inlawrev-2697	324	14	admin	admin	PROPN
inlawrev-2697	324	15	.	.	PUNCT
inlawrev-2697	325	1	news	news	NOUN
inlawrev-2697	325	2	3076	3076	NUM
inlawrev-2697	325	3	.	.	PUNCT
inlawrev-2697	326	1	the	the	DET
inlawrev-2697	326	2	concept	concept	NOUN
inlawrev-2697	326	3	of	of	ADP
inlawrev-2697	326	4	"	"	PUNCT
inlawrev-2697	326	5	window	window	NOUN
inlawrev-2697	326	6	period	period	NOUN
inlawrev-2697	326	7	loans	loan	NOUN
inlawrev-2697	326	8	"	"	PUNCT
inlawrev-2697	326	9	is	be	AUX
inlawrev-2697	326	10	complex	complex	ADJ
inlawrev-2697	326	11	and	and	CCONJ
inlawrev-2697	326	12	is	be	AUX
inlawrev-2697	326	13	not	not	PART
inlawrev-2697	326	14	clearly	clearly	ADV
inlawrev-2697	326	15	defined	define	VERB
inlawrev-2697	326	16	in	in	ADP
inlawrev-2697	326	17	the	the	DET
inlawrev-2697	326	18	act	act	NOUN
inlawrev-2697	326	19	or	or	CCONJ
inlawrev-2697	326	20	subject	subject	NOUN
inlawrev-2697	326	21	to	to	ADP
inlawrev-2697	326	22	easy	easy	ADJ
inlawrev-2697	326	23	explanation	explanation	NOUN
inlawrev-2697	326	24	.	.	PUNCT
inlawrev-2697	327	1	"	"	PUNCT
inlawrev-2697	327	2	window	window	NOUN
inlawrev-2697	327	3	period	period	NOUN
inlawrev-2697	327	4	loans	loan	NOUN
inlawrev-2697	327	5	"	"	PUNCT
inlawrev-2697	327	6	exist	exist	VERB
inlawrev-2697	327	7	only	only	ADV
inlawrev-2697	327	8	in	in	ADP
inlawrev-2697	327	9	states	state	NOUN
inlawrev-2697	327	10	that	that	PRON
inlawrev-2697	327	11	prohibited	prohibit	VERB
inlawrev-2697	327	12	the	the	DET
inlawrev-2697	327	13	exercise	exercise	NOUN
inlawrev-2697	327	14	of	of	ADP
inlawrev-2697	327	15	due	due	ADJ
inlawrev-2697	327	16	-	-	PUNCT
inlawrev-2697	327	17	on	on	ADP
inlawrev-2697	327	18	-	-	PUNCT
inlawrev-2697	327	19	sale	sale	NOUN
inlawrev-2697	327	20	clauses	clause	NOUN
inlawrev-2697	327	21	prior	prior	ADV
inlawrev-2697	327	22	to	to	ADP
inlawrev-2697	327	23	the	the	DET
inlawrev-2697	327	24	passage	passage	NOUN
inlawrev-2697	327	25	of	of	ADP
inlawrev-2697	327	26	the	the	DET
inlawrev-2697	327	27	act	act	NOUN
inlawrev-2697	327	28	.	.	PUNCT
inlawrev-2697	328	1	12	12	NUM
inlawrev-2697	328	2	u.s.c	u.s.c	NOUN
inlawrev-2697	328	3	.	.	PUNCT
inlawrev-2697	329	1	§	§	PROPN
inlawrev-2697	329	2	1701j-3(c)(l	1701j-3(c)(l	NUM
inlawrev-2697	329	3	)	)	PUNCT
inlawrev-2697	329	4	(	(	PUNCT
inlawrev-2697	329	5	supp	supp	PROPN
inlawrev-2697	329	6	.	.	PUNCT
inlawrev-2697	329	7	1985	1985	NUM
inlawrev-2697	329	8	)	)	PUNCT
inlawrev-2697	329	9	.	.	PUNCT
inlawrev-2697	330	1	under	under	ADP
inlawrev-2697	330	2	the	the	DET
inlawrev-2697	330	3	"	"	PUNCT
inlawrev-2697	330	4	window	window	NOUN
inlawrev-2697	330	5	period	period	NOUN
inlawrev-2697	330	6	"	"	PUNCT
inlawrev-2697	330	7	concept	concept	NOUN
inlawrev-2697	330	8	,	,	PUNCT
inlawrev-2697	330	9	state	state	NOUN
inlawrev-2697	330	10	law	law	NOUN
inlawrev-2697	330	11	applicable	applicable	ADJ
inlawrev-2697	330	12	to	to	ADP
inlawrev-2697	330	13	due	due	ADJ
inlawrev-2697	330	14	-	-	PUNCT
inlawrev-2697	330	15	on	on	ADP
inlawrev-2697	330	16	-	-	PUNCT
inlawrev-2697	330	17	sale	sale	NOUN
inlawrev-2697	330	18	clauses	clause	NOUN
inlawrev-2697	330	19	is	be	AUX
inlawrev-2697	330	20	not	not	PART
inlawrev-2697	330	21	preempted	preempt	VERB
inlawrev-2697	330	22	until	until	ADP
inlawrev-2697	330	23	three	three	NUM
inlawrev-2697	330	24	years	year	NOUN
inlawrev-2697	330	25	after	after	ADP
inlawrev-2697	330	26	the	the	DET
inlawrev-2697	330	27	act	act	NOUN
inlawrev-2697	330	28	's	's	PART
inlawrev-2697	330	29	enactment	enactment	NOUN
inlawrev-2697	330	30	.	.	PUNCT
inlawrev-2697	331	1	i	i	PRON
inlawrev-2697	331	2	d.	d.	VERB
inlawrev-2697	331	3	the	the	DET
inlawrev-2697	331	4	"	"	PUNCT
inlawrev-2697	331	5	window	window	NOUN
inlawrev-2697	331	6	period	period	NOUN
inlawrev-2697	331	7	"	"	PUNCT
inlawrev-2697	331	8	may	may	AUX
inlawrev-2697	331	9	vary	vary	VERB
inlawrev-2697	331	10	from	from	ADP
inlawrev-2697	331	11	state	state	NOUN
inlawrev-2697	331	12	to	to	ADP
inlawrev-2697	331	13	state	state	NOUN
inlawrev-2697	331	14	or	or	CCONJ
inlawrev-2697	331	15	be	be	AUX
inlawrev-2697	331	16	nonexistent	nonexistent	ADJ
inlawrev-2697	331	17	in	in	ADP
inlawrev-2697	331	18	a	a	DET
inlawrev-2697	331	19	state	state	NOUN
inlawrev-2697	331	20	,	,	PUNCT
inlawrev-2697	331	21	depending	depend	VERB
inlawrev-2697	331	22	on	on	ADP
inlawrev-2697	331	23	the	the	DET
inlawrev-2697	331	24	state	state	NOUN
inlawrev-2697	331	25	's	's	PART
inlawrev-2697	331	26	treatment	treatment	NOUN
inlawrev-2697	331	27	of	of	ADP
inlawrev-2697	331	28	due	due	ADJ
inlawrev-2697	331	29	-	-	PUNCT
inlawrev-2697	331	30	on	on	ADP
inlawrev-2697	331	31	-	-	PUNCT
inlawrev-2697	331	32	sale	sale	NOUN
inlawrev-2697	331	33	clauses	clause	NOUN
inlawrev-2697	331	34	prior	prior	ADV
inlawrev-2697	331	35	to	to	ADP
inlawrev-2697	331	36	the	the	DET
inlawrev-2697	331	37	passage	passage	NOUN
inlawrev-2697	331	38	of	of	ADP
inlawrev-2697	331	39	the	the	DET
inlawrev-2697	331	40	act	act	NOUN
inlawrev-2697	331	41	.	.	PUNCT
inlawrev-2697	332	1	i	i	PRON
inlawrev-2697	332	2	d.	d.	PROPN
inlawrev-2697	332	3	the	the	DET
inlawrev-2697	332	4	board	board	NOUN
inlawrev-2697	332	5	declined	decline	VERB
inlawrev-2697	332	6	to	to	PART
inlawrev-2697	332	7	identify	identify	VERB
inlawrev-2697	332	8	the	the	DET
inlawrev-2697	332	9	states	state	NOUN
inlawrev-2697	332	10	qualifying	qualify	VERB
inlawrev-2697	332	11	for	for	ADP
inlawrev-2697	332	12	"	"	PUNCT
inlawrev-2697	332	13	window	window	NOUN
inlawrev-2697	332	14	period	period	NOUN
inlawrev-2697	332	15	"	"	PUNCT
inlawrev-2697	332	16	treatment	treatment	NOUN
inlawrev-2697	332	17	,	,	PUNCT
inlawrev-2697	332	18	although	although	SCONJ
inlawrev-2697	332	19	requested	request	VERB
inlawrev-2697	332	20	to	to	PART
inlawrev-2697	332	21	do	do	VERB
inlawrev-2697	332	22	so	so	ADV
inlawrev-2697	332	23	,	,	PUNCT
inlawrev-2697	332	24	on	on	ADP
inlawrev-2697	332	25	the	the	DET
inlawrev-2697	332	26	grounds	ground	NOUN
inlawrev-2697	332	27	that	that	SCONJ
inlawrev-2697	332	28	congress	congress	PROPN
inlawrev-2697	332	29	intended	intend	VERB
inlawrev-2697	332	30	"	"	PUNCT
inlawrev-2697	332	31	window	window	NOUN
inlawrev-2697	332	32	period	period	NOUN
inlawrev-2697	332	33	"	"	PUNCT
inlawrev-2697	332	34	determinations	determination	NOUN
inlawrev-2697	332	35	to	to	PART
inlawrev-2697	332	36	be	be	AUX
inlawrev-2697	332	37	left	leave	VERB
inlawrev-2697	332	38	to	to	ADP
inlawrev-2697	332	39	"	"	PUNCT
inlawrev-2697	332	40	state	state	NOUN
inlawrev-2697	332	41	interpretation	interpretation	NOUN
inlawrev-2697	332	42	and	and	CCONJ
inlawrev-2697	332	43	state	state	NOUN
inlawrev-2697	332	44	judicial	judicial	ADJ
inlawrev-2697	332	45	decision	decision	NOUN
inlawrev-2697	332	46	.	.	PUNCT
inlawrev-2697	332	47	"	"	PUNCT
inlawrev-2697	333	1	48	48	NUM
inlawrev-2697	333	2	fed	fed	PROPN
inlawrev-2697	333	3	.	.	PUNCT
inlawrev-2697	334	1	reg	reg	PROPN
inlawrev-2697	334	2	.	.	PUNCT
inlawrev-2697	335	1	21,555	21,555	NUM
inlawrev-2697	335	2	(	(	PUNCT
inlawrev-2697	335	3	1983	1983	NUM
inlawrev-2697	335	4	)	)	PUNCT
inlawrev-2697	335	5	.	.	PUNCT
inlawrev-2697	336	1	only	only	ADV
inlawrev-2697	336	2	states	state	VERB
inlawrev-2697	336	3	that	that	SCONJ
inlawrev-2697	336	4	previously	previously	ADV
inlawrev-2697	336	5	"	"	PUNCT
inlawrev-2697	336	6	prohibited	prohibit	VERB
inlawrev-2697	336	7	the	the	DET
inlawrev-2697	336	8	exercise	exercise	NOUN
inlawrev-2697	336	9	of	of	ADP
inlawrev-2697	336	10	due	due	ADJ
inlawrev-2697	336	11	-	-	PUNCT
inlawrev-2697	336	12	on	on	ADP
inlawrev-2697	336	13	-	-	PUNCT
inlawrev-2697	336	14	sale	sale	NOUN
inlawrev-2697	336	15	clauses	clause	NOUN
inlawrev-2697	336	16	"	"	PUNCT
inlawrev-2697	336	17	qualify	qualify	VERB
inlawrev-2697	336	18	for	for	ADP
inlawrev-2697	336	19	"	"	PUNCT
inlawrev-2697	336	20	window	window	NOUN
inlawrev-2697	336	21	period	period	NOUN
inlawrev-2697	336	22	"	"	PUNCT
inlawrev-2697	336	23	treatment	treatment	NOUN
inlawrev-2697	336	24	.	.	PUNCT
inlawrev-2697	337	1	12	12	NUM
inlawrev-2697	337	2	u.s.c	u.s.c	ADJ
inlawrev-2697	337	3	.	.	PUNCT
inlawrev-2697	338	1	§	§	PROPN
inlawrev-2697	338	2	1701j-3(c)(l	1701j-3(c)(l	NUM
inlawrev-2697	338	3	)	)	PUNCT
inlawrev-2697	338	4	(	(	PUNCT
inlawrev-2697	338	5	supp	supp	PROPN
inlawrev-2697	338	6	.	.	PUNCT
inlawrev-2697	338	7	1985	1985	NUM
inlawrev-2697	338	8	)	)	PUNCT
inlawrev-2697	338	9	.	.	PUNCT
inlawrev-2697	339	1	80this	80this	NUM
inlawrev-2697	339	2	list	list	NOUN
inlawrev-2697	339	3	includes	include	VERB
inlawrev-2697	339	4	:	:	PUNCT
inlawrev-2697	339	5	(	(	PUNCT
inlawrev-2697	339	6	1	1	X
inlawrev-2697	339	7	)	)	PUNCT
inlawrev-2697	339	8	the	the	DET
inlawrev-2697	339	9	creation	creation	NOUN
inlawrev-2697	339	10	of	of	ADP
inlawrev-2697	339	11	a	a	DET
inlawrev-2697	339	12	lien	lien	NOUN
inlawrev-2697	339	13	or	or	CCONJ
inlawrev-2697	339	14	other	other	ADJ
inlawrev-2697	339	15	encumbrance	encumbrance	NOUN
inlawrev-2697	339	16	subordinate	subordinate	NOUN
inlawrev-2697	339	17	to	to	ADP
inlawrev-2697	339	18	the	the	DET
inlawrev-2697	339	19	lender	lender	NOUN
inlawrev-2697	339	20	's	's	PART
inlawrev-2697	339	21	security	security	NOUN
inlawrev-2697	339	22	instrument	instrument	NOUN
inlawrev-2697	339	23	that	that	PRON
inlawrev-2697	339	24	does	do	AUX
inlawrev-2697	339	25	not	not	PART
inlawrev-2697	339	26	relate	relate	VERB
inlawrev-2697	339	27	to	to	ADP
inlawrev-2697	339	28	a	a	DET
inlawrev-2697	339	29	transfer	transfer	NOUN
inlawrev-2697	339	30	of	of	ADP
inlawrev-2697	339	31	rights	right	NOUN
inlawrev-2697	339	32	of	of	ADP
inlawrev-2697	339	33	occupancy	occupancy	NOUN
inlawrev-2697	339	34	in	in	ADP
inlawrev-2697	339	35	the	the	DET
inlawrev-2697	339	36	property	property	NOUN
inlawrev-2697	339	37	;	;	PUNCT
inlawrev-2697	339	38	(	(	PUNCT
inlawrev-2697	339	39	2	2	X
inlawrev-2697	339	40	)	)	PUNCT
inlawrev-2697	339	41	the	the	DET
inlawrev-2697	339	42	creation	creation	NOUN
inlawrev-2697	339	43	of	of	ADP
inlawrev-2697	339	44	a	a	DET
inlawrev-2697	339	45	purchase	purchase	NOUN
inlawrev-2697	339	46	money	money	NOUN
inlawrev-2697	339	47	security	security	NOUN
inlawrev-2697	339	48	interest	interest	NOUN
inlawrev-2697	339	49	for	for	ADP
inlawrev-2697	339	50	household	household	NOUN
inlawrev-2697	339	51	appliances	appliance	NOUN
inlawrev-2697	339	52	;	;	PUNCT
inlawrev-2697	339	53	(	(	PUNCT
inlawrev-2697	339	54	3	3	X
inlawrev-2697	339	55	)	)	PUNCT
inlawrev-2697	339	56	a	a	DET
inlawrev-2697	339	57	transfer	transfer	NOUN
inlawrev-2697	339	58	by	by	ADP
inlawrev-2697	339	59	devise	devise	NOUN
inlawrev-2697	339	60	,	,	PUNCT
inlawrev-2697	339	61	descent	descent	NOUN
inlawrev-2697	339	62	,	,	PUNCT
inlawrev-2697	339	63	or	or	CCONJ
inlawrev-2697	339	64	operation	operation	NOUN
inlawrev-2697	339	65	of	of	ADP
inlawrev-2697	339	66	law	law	NOUN
inlawrev-2697	339	67	on	on	ADP
inlawrev-2697	339	68	the	the	DET
inlawrev-2697	339	69	death	death	NOUN
inlawrev-2697	339	70	of	of	ADP
inlawrev-2697	339	71	a	a	DET
inlawrev-2697	339	72	joint	joint	ADJ
inlawrev-2697	339	73	tenant	tenant	NOUN
inlawrev-2697	339	74	or	or	CCONJ
inlawrev-2697	339	75	tenant	tenant	NOUN
inlawrev-2697	339	76	by	by	ADP
inlawrev-2697	339	77	the	the	DET
inlawrev-2697	339	78	entirety	entirety	NOUN
inlawrev-2697	339	79	;	;	PUNCT
inlawrev-2697	339	80	(	(	PUNCT
inlawrev-2697	339	81	4	4	X
inlawrev-2697	339	82	)	)	PUNCT
inlawrev-2697	339	83	the	the	DET
inlawrev-2697	339	84	granting	granting	NOUN
inlawrev-2697	339	85	of	of	ADP
inlawrev-2697	339	86	a	a	DET
inlawrev-2697	339	87	leasehold	leasehold	NOUN
inlawrev-2697	339	88	interest	interest	NOUN
inlawrev-2697	339	89	of	of	ADP
inlawrev-2697	339	90	three	three	NUM
inlawrev-2697	339	91	years	year	NOUN
inlawrev-2697	339	92	or	or	CCONJ
inlawrev-2697	339	93	less	less	ADJ
inlawrev-2697	339	94	not	not	PART
inlawrev-2697	339	95	containing	contain	VERB
inlawrev-2697	339	96	an	an	DET
inlawrev-2697	339	97	option	option	NOUN
inlawrev-2697	339	98	to	to	PART
inlawrev-2697	339	99	purchase	purchase	VERB
inlawrev-2697	339	100	;	;	PUNCT
inlawrev-2697	339	101	(	(	PUNCT
inlawrev-2697	339	102	5	5	X
inlawrev-2697	339	103	)	)	PUNCT
inlawrev-2697	339	104	a	a	DET
inlawrev-2697	339	105	transfer	transfer	NOUN
inlawrev-2697	339	106	to	to	ADP
inlawrev-2697	339	107	a	a	DET
inlawrev-2697	339	108	relative	relative	NOUN
inlawrev-2697	339	109	resulting	result	VERB
inlawrev-2697	339	110	from	from	ADP
inlawrev-2697	339	111	the	the	DET
inlawrev-2697	339	112	death	death	NOUN
inlawrev-2697	339	113	of	of	ADP
inlawrev-2697	339	114	a	a	DET
inlawrev-2697	339	115	borrower	borrower	NOUN
inlawrev-2697	339	116	;	;	PUNCT
inlawrev-2697	339	117	(	(	PUNCT
inlawrev-2697	339	118	6	6	X
inlawrev-2697	339	119	)	)	PUNCT
inlawrev-2697	339	120	a	a	DET
inlawrev-2697	339	121	transfer	transfer	NOUN
inlawrev-2697	339	122	where	where	SCONJ
inlawrev-2697	339	123	the	the	DET
inlawrev-2697	339	124	spouse	spouse	NOUN
inlawrev-2697	339	125	or	or	CCONJ
inlawrev-2697	339	126	children	child	NOUN
inlawrev-2697	339	127	of	of	ADP
inlawrev-2697	339	128	the	the	DET
inlawrev-2697	339	129	borrower	borrower	NOUN
inlawrev-2697	339	130	become	become	VERB
inlawrev-2697	339	131	an	an	DET
inlawrev-2697	339	132	owner	owner	NOUN
inlawrev-2697	339	133	of	of	ADP
inlawrev-2697	339	134	the	the	DET
inlawrev-2697	339	135	property	property	NOUN
inlawrev-2697	339	136	;	;	PUNCT
inlawrev-2697	339	137	(	(	PUNCT
inlawrev-2697	339	138	7	7	X
inlawrev-2697	339	139	)	)	PUNCT
inlawrev-2697	339	140	a	a	DET
inlawrev-2697	339	141	transfer	transfer	NOUN
inlawrev-2697	339	142	resulting	result	VERB
inlawrev-2697	339	143	from	from	ADP
inlawrev-2697	339	144	a	a	DET
inlawrev-2697	339	145	decree	decree	NOUN
inlawrev-2697	339	146	of	of	ADP
inlawrev-2697	339	147	a	a	DET
inlawrev-2697	339	148	dissolution	dissolution	NOUN
inlawrev-2697	339	149	of	of	ADP
inlawrev-2697	339	150	marriage	marriage	NOUN
inlawrev-2697	339	151	,	,	PUNCT
inlawrev-2697	339	152	legal	legal	ADJ
inlawrev-2697	339	153	separation	separation	NOUN
inlawrev-2697	339	154	agreement	agreement	NOUN
inlawrev-2697	339	155	,	,	PUNCT
inlawrev-2697	339	156	or	or	CCONJ
inlawrev-2697	339	157	from	from	ADP
inlawrev-2697	339	158	an	an	DET
inlawrev-2697	339	159	incidental	incidental	ADJ
inlawrev-2697	339	160	property	property	NOUN
inlawrev-2697	339	161	settlement	settlement	NOUN
inlawrev-2697	339	162	agreement	agreement	NOUN
inlawrev-2697	339	163	,	,	PUNCT
inlawrev-2697	339	164	by	by	ADP
inlawrev-2697	339	165	which	which	PRON
inlawrev-2697	339	166	the	the	DET
inlawrev-2697	339	167	spouse	spouse	NOUN
inlawrev-2697	339	168	of	of	ADP
inlawrev-2697	339	169	the	the	DET
inlawrev-2697	339	170	borrower	borrower	NOUN
inlawrev-2697	339	171	becomes	become	VERB
inlawrev-2697	339	172	an	an	DET
inlawrev-2697	339	173	owner	owner	NOUN
inlawrev-2697	339	174	of	of	ADP
inlawrev-2697	339	175	the	the	DET
inlawrev-2697	339	176	property	property	NOUN
inlawrev-2697	339	177	;	;	PUNCT
inlawrev-2697	339	178	(	(	PUNCT
inlawrev-2697	339	179	8)	8)	NUM
inlawrev-2697	339	180	a	a	DET
inlawrev-2697	339	181	transfer	transfer	NOUN
inlawrev-2697	339	182	into	into	ADP
inlawrev-2697	339	183	an	an	DET
inlawrev-2697	339	184	inter	inter	ADJ
inlawrev-2697	339	185	vivos	vivos	ADJ
inlawrev-2697	339	186	trust	trust	NOUN
inlawrev-2697	339	187	in	in	ADP
inlawrev-2697	339	188	which	which	PRON
inlawrev-2697	339	189	the	the	DET
inlawrev-2697	339	190	borrower	borrower	NOUN
inlawrev-2697	339	191	is	be	AUX
inlawrev-2697	339	192	and	and	CCONJ
inlawrev-2697	339	193	remains	remain	VERB
inlawrev-2697	339	194	a	a	DET
inlawrev-2697	339	195	beneficiary	beneficiary	NOUN
inlawrev-2697	339	196	and	and	CCONJ
inlawrev-2697	339	197	occupant	occupant	NOUN
inlawrev-2697	339	198	of	of	ADP
inlawrev-2697	339	199	the	the	DET
inlawrev-2697	339	200	property	property	NOUN
inlawrev-2697	339	201	.	.	PUNCT
inlawrev-2697	340	1	12	12	NUM
inlawrev-2697	340	2	c.f.r	c.f.r	NOUN
inlawrev-2697	340	3	.	.	PUNCT
inlawrev-2697	341	1	§	§	PROPN
inlawrev-2697	341	2	591.5(b)(1	591.5(b)(1	NUM
inlawrev-2697	341	3	)	)	PUNCT
inlawrev-2697	341	4	(	(	PUNCT
inlawrev-2697	341	5	1986	1986	NUM
inlawrev-2697	341	6	)	)	PUNCT
inlawrev-2697	341	7	.	.	PUNCT
inlawrev-2697	342	1	8	8	NUM
inlawrev-2697	342	2	,	,	PUNCT
inlawrev-2697	342	3	pub	pub	NOUN
inlawrev-2697	342	4	.	.	PUNCT
inlawrev-2697	343	1	l.	l.	PROPN
inlawrev-2697	343	2	no	no	INTJ
inlawrev-2697	343	3	.	.	PROPN
inlawrev-2697	344	1	98	98	NUM
inlawrev-2697	344	2	-	-	SYM
inlawrev-2697	344	3	181	181	NUM
inlawrev-2697	344	4	,	,	PUNCT
inlawrev-2697	344	5	tit	tit	NOUN
inlawrev-2697	344	6	.	.	PUNCT
inlawrev-2697	344	7	iv	iv	PROPN
inlawrev-2697	344	8	,	,	PUNCT
inlawrev-2697	344	9	§	§	PROPN
inlawrev-2697	344	10	473	473	NUM
inlawrev-2697	344	11	,	,	PUNCT
inlawrev-2697	344	12	473	473	NUM
inlawrev-2697	344	13	stat	stat	NOUN
inlawrev-2697	344	14	.	.	PUNCT
inlawrev-2697	345	1	1237	1237	NUM
inlawrev-2697	345	2	(	(	PUNCT
inlawrev-2697	345	3	1983	1983	NUM
inlawrev-2697	345	4	)	)	PUNCT
inlawrev-2697	345	5	(	(	PUNCT
inlawrev-2697	345	6	codified	codify	VERB
inlawrev-2697	345	7	at	at	ADP
inlawrev-2697	345	8	12	12	NUM
inlawrev-2697	345	9	u.s.c	u.s.c	ADJ
inlawrev-2697	345	10	.	.	PUNCT
inlawrev-2697	346	1	§	§	NOUN
inlawrev-2697	346	2	1701j-3(d	1701j-3(d	NUM
inlawrev-2697	346	3	)	)	PUNCT
inlawrev-2697	346	4	(	(	PUNCT
inlawrev-2697	346	5	1982	1982	NUM
inlawrev-2697	346	6	&	&	CCONJ
inlawrev-2697	346	7	supp	supp	PROPN
inlawrev-2697	346	8	.	.	PUNCT
inlawrev-2697	347	1	1985	1985	NUM
inlawrev-2697	347	2	)	)	PUNCT
inlawrev-2697	347	3	)	)	PUNCT
inlawrev-2697	347	4	.	.	PUNCT
inlawrev-2697	348	1	this	this	DET
inlawrev-2697	348	2	language	language	NOUN
inlawrev-2697	348	3	,	,	PUNCT
inlawrev-2697	348	4	absent	absent	ADJ
inlawrev-2697	348	5	from	from	ADP
inlawrev-2697	348	6	the	the	DET
inlawrev-2697	348	7	original	original	ADJ
inlawrev-2697	348	8	act	act	NOUN
inlawrev-2697	348	9	,	,	PUNCT
inlawrev-2697	348	10	was	be	AUX
inlawrev-2697	348	11	added	add	VERB
inlawrev-2697	348	12	on	on	ADP
inlawrev-2697	348	13	november	november	PROPN
inlawrev-2697	348	14	30	30	NUM
inlawrev-2697	348	15	,	,	PUNCT
inlawrev-2697	348	16	1983	1983	NUM
inlawrev-2697	348	17	,	,	PUNCT
inlawrev-2697	348	18	in	in	ADP
inlawrev-2697	348	19	response	response	NOUN
inlawrev-2697	348	20	to	to	ADP
inlawrev-2697	348	21	concerns	concern	NOUN
inlawrev-2697	348	22	that	that	SCONJ
inlawrev-2697	348	23	the	the	DET
inlawrev-2697	348	24	insulated	insulated	ADJ
inlawrev-2697	348	25	transfers	transfer	NOUN
inlawrev-2697	348	26	would	would	AUX
inlawrev-2697	348	27	prevent	prevent	VERB
inlawrev-2697	348	28	due	due	ADJ
inlawrev-2697	348	29	-	-	PUNCT
inlawrev-2697	348	30	on	on	ADP
inlawrev-2697	348	31	-	-	PUNCT
inlawrev-2697	348	32	sale	sale	NOUN
inlawrev-2697	348	33	clause	clause	NOUN
inlawrev-2697	348	34	enforcement	enforcement	NOUN
inlawrev-2697	348	35	in	in	ADP
inlawrev-2697	348	36	a	a	DET
inlawrev-2697	348	37	variety	variety	NOUN
inlawrev-2697	348	38	of	of	ADP
inlawrev-2697	348	39	commercial	commercial	ADJ
inlawrev-2697	348	40	and	and	CCONJ
inlawrev-2697	348	41	non	non	ADJ
inlawrev-2697	348	42	-	-	ADJ
inlawrev-2697	348	43	residential	residential	ADJ
inlawrev-2697	348	44	settings	setting	NOUN
inlawrev-2697	348	45	.	.	PUNCT
inlawrev-2697	349	1	see	see	VERB
inlawrev-2697	349	2	real	real	ADJ
inlawrev-2697	349	3	estate	estate	NOUN
inlawrev-2697	349	4	finance	finance	NOUN
inlawrev-2697	349	5	,	,	PUNCT
inlawrev-2697	349	6	supra	supra	PROPN
inlawrev-2697	349	7	note	note	NOUN
inlawrev-2697	349	8	7	7	NUM
inlawrev-2697	349	9	,	,	PUNCT
inlawrev-2697	349	10	§	§	PROPN
inlawrev-2697	349	11	5.24	5.24	NUM
inlawrev-2697	349	12	.	.	PUNCT
inlawrev-2697	350	1	the	the	DET
inlawrev-2697	350	2	board	board	NOUN
inlawrev-2697	350	3	sought	seek	VERB
inlawrev-2697	350	4	to	to	PART
inlawrev-2697	350	5	alleviate	alleviate	VERB
inlawrev-2697	350	6	fears	fear	NOUN
inlawrev-2697	350	7	by	by	ADP
inlawrev-2697	350	8	limiting	limit	VERB
inlawrev-2697	350	9	application	application	NOUN
inlawrev-2697	350	10	of	of	ADP
inlawrev-2697	350	11	the	the	DET
inlawrev-2697	350	12	insulated	insulated	ADJ
inlawrev-2697	350	13	transfers	transfer	NOUN
inlawrev-2697	350	14	to	to	ADP
inlawrev-2697	350	15	mortgage	mortgage	NOUN
inlawrev-2697	350	16	loans	loan	NOUN
inlawrev-2697	350	17	made	make	VERB
inlawrev-2697	350	18	"	"	PUNCT
inlawrev-2697	350	19	on	on	ADP
inlawrev-2697	350	20	the	the	DET
inlawrev-2697	350	21	security	security	NOUN
inlawrev-2697	350	22	of	of	ADP
inlawrev-2697	350	23	a	a	DET
inlawrev-2697	350	24	home	home	NOUN
inlawrev-2697	350	25	occupied	occupy	VERB
inlawrev-2697	350	26	...	...	PUNCT
inlawrev-2697	350	27	by	by	ADP
inlawrev-2697	350	28	the	the	DET
inlawrev-2697	350	29	borrower	borrower	NOUN
inlawrev-2697	350	30	.	.	PUNCT
inlawrev-2697	350	31	"	"	PUNCT
inlawrev-2697	351	1	12	12	NUM
inlawrev-2697	351	2	c.f.r	c.f.r	NOUN
inlawrev-2697	351	3	.	.	PUNCT
inlawrev-2697	352	1	§	§	PROPN
inlawrev-2697	352	2	591.5(b	591.5(b	PROPN
inlawrev-2697	352	3	)	)	PUNCT
inlawrev-2697	352	4	(	(	PUNCT
inlawrev-2697	352	5	1986	1986	NUM
inlawrev-2697	352	6	)	)	PUNCT
inlawrev-2697	352	7	.	.	PUNCT
inlawrev-2697	353	1	82	82	NUM
inlawrev-2697	353	2	s.	s.	PROPN
inlawrev-2697	353	3	rep	rep	PROPN
inlawrev-2697	353	4	.	.	PROPN
inlawrev-2697	353	5	no	no	PROPN
inlawrev-2697	353	6	.	.	NOUN
inlawrev-2697	353	7	536	536	NUM
inlawrev-2697	353	8	,	,	PUNCT
inlawrev-2697	353	9	97th	97th	ADJ
inlawrev-2697	353	10	cong	cong	NOUN
inlawrev-2697	353	11	.	.	PUNCT
inlawrev-2697	354	1	2d	2d	PROPN
inlawrev-2697	354	2	sess	sess	PROPN
inlawrev-2697	354	3	.	.	PUNCT
inlawrev-2697	355	1	(	(	PUNCT
inlawrev-2697	355	2	1982	1982	NUM
inlawrev-2697	355	3	)	)	PUNCT
inlawrev-2697	355	4	,	,	PUNCT
inlawrev-2697	355	5	reprinted	reprint	VERB
inlawrev-2697	355	6	in	in	ADP
inlawrev-2697	355	7	1982	1982	NUM
inlawrev-2697	355	8	u.s	u.s	PROPN
inlawrev-2697	355	9	.	.	PROPN
inlawrev-2697	355	10	code	code	PROPN
inlawrev-2697	355	11	cong	cong	PROPN
inlawrev-2697	355	12	.	.	PUNCT
inlawrev-2697	355	13	&	&	CCONJ
inlawrev-2697	355	14	admin	admin	PROPN
inlawrev-2697	355	15	.	.	PUNCT
inlawrev-2697	356	1	news	news	NOUN
inlawrev-2697	356	2	3079	3079	NUM
inlawrev-2697	356	3	.	.	PUNCT
inlawrev-2697	357	1	746	746	NUM
inlawrev-2697	357	2	indiana	indiana	NOUN
inlawrev-2697	357	3	la	la	PROPN
inlawrev-2697	357	4	w	w	PROPN
inlawrev-2697	357	5	review	review	PROPN
inlawrev-2697	357	6	[	[	X
inlawrev-2697	357	7	vol	vol	NOUN
inlawrev-2697	357	8	.	.	NOUN
inlawrev-2697	357	9	20:735	20:735	NUM
inlawrev-2697	357	10	congress	congress	PROPN
inlawrev-2697	357	11	'	'	PART
inlawrev-2697	357	12	passage	passage	NOUN
inlawrev-2697	357	13	of	of	ADP
inlawrev-2697	357	14	the	the	DET
inlawrev-2697	357	15	act	act	NOUN
inlawrev-2697	357	16	,	,	PUNCT
inlawrev-2697	357	17	have	have	AUX
inlawrev-2697	357	18	largely	largely	ADV
inlawrev-2697	357	19	settled	settle	VERB
inlawrev-2697	357	20	questions	question	NOUN
inlawrev-2697	357	21	concerning	concern	VERB
inlawrev-2697	357	22	the	the	DET
inlawrev-2697	357	23	validity	validity	NOUN
inlawrev-2697	357	24	and	and	CCONJ
inlawrev-2697	357	25	enforceability	enforceability	NOUN
inlawrev-2697	357	26	of	of	ADP
inlawrev-2697	357	27	due	due	ADJ
inlawrev-2697	357	28	-	-	PUNCT
inlawrev-2697	357	29	on	on	ADP
inlawrev-2697	357	30	-	-	PUNCT
inlawrev-2697	357	31	sale	sale	NOUN
inlawrev-2697	357	32	clauses	clause	NOUN
inlawrev-2697	357	33	.	.	PUNCT
inlawrev-2697	358	1	83	83	NUM
inlawrev-2697	358	2	yet	yet	ADV
inlawrev-2697	358	3	to	to	PART
inlawrev-2697	358	4	be	be	AUX
inlawrev-2697	358	5	resolved	resolve	VERB
inlawrev-2697	358	6	by	by	ADP
inlawrev-2697	358	7	action	action	NOUN
inlawrev-2697	358	8	of	of	ADP
inlawrev-2697	358	9	the	the	DET
inlawrev-2697	358	10	supreme	supreme	PROPN
inlawrev-2697	358	11	court	court	PROPN
inlawrev-2697	358	12	or	or	CCONJ
inlawrev-2697	358	13	congress	congress	PROPN
inlawrev-2697	358	14	is	be	AUX
inlawrev-2697	358	15	whether	whether	SCONJ
inlawrev-2697	358	16	a	a	DET
inlawrev-2697	358	17	commercial	commercial	ADJ
inlawrev-2697	358	18	lender	lender	NOUN
inlawrev-2697	358	19	may	may	AUX
inlawrev-2697	358	20	collect	collect	VERB
inlawrev-2697	358	21	a	a	DET
inlawrev-2697	358	22	prepayment	prepayment	NOUN
inlawrev-2697	358	23	penalty	penalty	NOUN
inlawrev-2697	358	24	pursuant	pursuant	ADJ
inlawrev-2697	358	25	to	to	ADP
inlawrev-2697	358	26	the	the	DET
inlawrev-2697	358	27	exercise	exercise	NOUN
inlawrev-2697	358	28	of	of	ADP
inlawrev-2697	358	29	a	a	DET
inlawrev-2697	358	30	valid	valid	ADJ
inlawrev-2697	358	31	due	due	ADJ
inlawrev-2697	358	32	-	-	PUNCT
inlawrev-2697	358	33	on	on	ADP
inlawrev-2697	358	34	-	-	PUNCT
inlawrev-2697	358	35	sale	sale	NOUN
inlawrev-2697	358	36	clause	clause	NOUN
inlawrev-2697	358	37	.	.	PUNCT
inlawrev-2697	359	1	resolution	resolution	NOUN
inlawrev-2697	359	2	of	of	ADP
inlawrev-2697	359	3	this	this	DET
inlawrev-2697	359	4	issue	issue	NOUN
inlawrev-2697	359	5	must	must	AUX
inlawrev-2697	359	6	commence	commence	VERB
inlawrev-2697	359	7	with	with	ADP
inlawrev-2697	359	8	an	an	DET
inlawrev-2697	359	9	examination	examination	NOUN
inlawrev-2697	359	10	of	of	ADP
inlawrev-2697	359	11	prepayment	prepayment	NOUN
inlawrev-2697	359	12	penalties	penalty	NOUN
inlawrev-2697	359	13	.	.	PUNCT
inlawrev-2697	360	1	iii	iii	X
inlawrev-2697	360	2	.	.	PUNCT
inlawrev-2697	360	3	prepayment	prepayment	NOUN
inlawrev-2697	360	4	penalties	penalty	NOUN
inlawrev-2697	360	5	a.	a.	NOUN
inlawrev-2697	360	6	background	background	NOUN
inlawrev-2697	360	7	1	1	NUM
inlawrev-2697	360	8	.	.	PUNCT
inlawrev-2697	360	9	justification	justification	NOUN
inlawrev-2697	360	10	for	for	ADP
inlawrev-2697	360	11	prepayment	prepayment	NOUN
inlawrev-2697	360	12	penalties.—since	penalties.—since	NOUN
inlawrev-2697	360	13	at	at	ADV
inlawrev-2697	360	14	least	least	ADJ
inlawrev-2697	360	15	1845	1845	NUM
inlawrev-2697	360	16	,	,	PUNCT
inlawrev-2697	360	17	courts	court	NOUN
inlawrev-2697	360	18	have	have	AUX
inlawrev-2697	360	19	recognized	recognize	VERB
inlawrev-2697	360	20	that	that	SCONJ
inlawrev-2697	360	21	there	there	PRON
inlawrev-2697	360	22	is	be	VERB
inlawrev-2697	360	23	no	no	DET
inlawrev-2697	360	24	common	common	ADJ
inlawrev-2697	360	25	law	law	NOUN
inlawrev-2697	360	26	right	right	NOUN
inlawrev-2697	360	27	to	to	PART
inlawrev-2697	360	28	discharge	discharge	VERB
inlawrev-2697	360	29	a	a	DET
inlawrev-2697	360	30	mortgage	mortgage	NOUN
inlawrev-2697	360	31	debt	debt	NOUN
inlawrev-2697	360	32	prior	prior	ADV
inlawrev-2697	360	33	to	to	ADP
inlawrev-2697	360	34	its	its	PRON
inlawrev-2697	360	35	maturity	maturity	NOUN
inlawrev-2697	360	36	.	.	PUNCT
inlawrev-2697	361	1	84	84	NUM
inlawrev-2697	361	2	under	under	ADP
inlawrev-2697	361	3	the	the	DET
inlawrev-2697	361	4	common	common	ADJ
inlawrev-2697	361	5	law	law	NOUN
inlawrev-2697	361	6	,	,	PUNCT
inlawrev-2697	361	7	the	the	DET
inlawrev-2697	361	8	ability	ability	NOUN
inlawrev-2697	361	9	to	to	PART
inlawrev-2697	361	10	prepay	prepay	VERB
inlawrev-2697	361	11	depended	depend	VERB
inlawrev-2697	361	12	upon	upon	SCONJ
inlawrev-2697	361	13	a	a	DET
inlawrev-2697	361	14	specific	specific	ADJ
inlawrev-2697	361	15	provision	provision	NOUN
inlawrev-2697	361	16	in	in	ADP
inlawrev-2697	361	17	the	the	DET
inlawrev-2697	361	18	mortgage	mortgage	NOUN
inlawrev-2697	361	19	or	or	CCONJ
inlawrev-2697	361	20	note	note	VERB
inlawrev-2697	361	21	providing	provide	VERB
inlawrev-2697	361	22	for	for	ADP
inlawrev-2697	361	23	prepayment	prepayment	NOUN
inlawrev-2697	361	24	.	.	PUNCT
inlawrev-2697	362	1	85	85	NUM
inlawrev-2697	362	2	as	as	ADP
inlawrev-2697	362	3	a	a	DET
inlawrev-2697	362	4	result	result	NOUN
inlawrev-2697	362	5	,	,	PUNCT
inlawrev-2697	362	6	the	the	DET
inlawrev-2697	362	7	lender	lender	NOUN
inlawrev-2697	362	8	has	have	VERB
inlawrev-2697	362	9	the	the	DET
inlawrev-2697	362	10	right	right	NOUN
inlawrev-2697	362	11	to	to	PART
inlawrev-2697	362	12	refuse	refuse	VERB
inlawrev-2697	362	13	an	an	DET
inlawrev-2697	362	14	early	early	ADJ
inlawrev-2697	362	15	tender	tender	NOUN
inlawrev-2697	362	16	of	of	ADP
inlawrev-2697	362	17	principal	principal	NOUN
inlawrev-2697	362	18	and	and	CCONJ
inlawrev-2697	362	19	interest	interest	NOUN
inlawrev-2697	362	20	and	and	CCONJ
inlawrev-2697	362	21	will	will	AUX
inlawrev-2697	362	22	not	not	PART
inlawrev-2697	362	23	be	be	AUX
inlawrev-2697	362	24	judicially	judicially	ADV
inlawrev-2697	362	25	compelled	compel	VERB
inlawrev-2697	362	26	to	to	PART
inlawrev-2697	362	27	discharge	discharge	VERB
inlawrev-2697	362	28	the	the	DET
inlawrev-2697	362	29	mortgage	mortgage	NOUN
inlawrev-2697	362	30	prematurely	prematurely	ADV
inlawrev-2697	362	31	.	.	PUNCT
inlawrev-2697	363	1	86	86	NUM
inlawrev-2697	363	2	the	the	DET
inlawrev-2697	363	3	common	common	ADJ
inlawrev-2697	363	4	law	law	NOUN
inlawrev-2697	363	5	"	"	PUNCT
inlawrev-2697	363	6	excepting	except	VERB
inlawrev-2697	363	7	the	the	DET
inlawrev-2697	363	8	so	so	ADV
inlawrev-2697	363	9	-	-	PUNCT
inlawrev-2697	363	10	called	call	VERB
inlawrev-2697	363	11	"	"	PUNCT
inlawrev-2697	363	12	window	window	NOUN
inlawrev-2697	363	13	period	period	NOUN
inlawrev-2697	363	14	loans	loan	NOUN
inlawrev-2697	363	15	"	"	PUNCT
inlawrev-2697	363	16	12	12	NUM
inlawrev-2697	363	17	u.s.c	u.s.c	NOUN
inlawrev-2697	363	18	.	.	PUNCT
inlawrev-2697	364	1	§	§	PROPN
inlawrev-2697	364	2	1701	1701	NUM
inlawrev-2697	364	3	j-3(c)(l	j-3(c)(l	NUM
inlawrev-2697	364	4	)	)	PUNCT
inlawrev-2697	364	5	(	(	PUNCT
inlawrev-2697	364	6	supp	supp	PROPN
inlawrev-2697	364	7	.	.	PUNCT
inlawrev-2697	364	8	1985	1985	NUM
inlawrev-2697	364	9	)	)	PUNCT
inlawrev-2697	364	10	,	,	PUNCT
inlawrev-2697	364	11	and	and	CCONJ
inlawrev-2697	364	12	excepting	except	VERB
inlawrev-2697	364	13	certain	certain	ADJ
inlawrev-2697	364	14	state	state	NOUN
inlawrev-2697	364	15	courts	court	NOUN
inlawrev-2697	364	16	that	that	PRON
inlawrev-2697	364	17	have	have	AUX
inlawrev-2697	364	18	refused	refuse	VERB
inlawrev-2697	364	19	to	to	PART
inlawrev-2697	364	20	apply	apply	VERB
inlawrev-2697	364	21	the	the	DET
inlawrev-2697	364	22	act	act	NOUN
inlawrev-2697	364	23	to	to	ADP
inlawrev-2697	364	24	transactions	transaction	NOUN
inlawrev-2697	364	25	occurring	occur	VERB
inlawrev-2697	364	26	before	before	ADP
inlawrev-2697	364	27	the	the	DET
inlawrev-2697	364	28	date	date	NOUN
inlawrev-2697	364	29	of	of	ADP
inlawrev-2697	364	30	the	the	DET
inlawrev-2697	364	31	act	act	NOUN
inlawrev-2697	364	32	's	's	PART
inlawrev-2697	364	33	enactment	enactment	NOUN
inlawrev-2697	364	34	.	.	PUNCT
inlawrev-2697	365	1	see	see	VERB
inlawrev-2697	365	2	north	north	NOUN
inlawrev-2697	365	3	community	community	PROPN
inlawrev-2697	365	4	bank	bank	PROPN
inlawrev-2697	365	5	v.	v.	CCONJ
inlawrev-2697	365	6	northwest	northwest	PROPN
inlawrev-2697	365	7	nat'l	nat'l	PROPN
inlawrev-2697	365	8	bank	bank	NOUN
inlawrev-2697	365	9	,	,	PUNCT
inlawrev-2697	365	10	126	126	NUM
inlawrev-2697	365	11	111	111	NUM
inlawrev-2697	365	12	.	.	PUNCT
inlawrev-2697	366	1	app	app	PROPN
inlawrev-2697	366	2	.	.	PUNCT
inlawrev-2697	367	1	3d	3d	PROPN
inlawrev-2697	367	2	581	581	NUM
inlawrev-2697	367	3	,	,	PUNCT
inlawrev-2697	367	4	467	467	NUM
inlawrev-2697	367	5	n.e.2d	n.e.2d	NOUN
inlawrev-2697	367	6	1094	1094	NUM
inlawrev-2697	367	7	(	(	PUNCT
inlawrev-2697	367	8	1984	1984	NUM
inlawrev-2697	367	9	)	)	PUNCT
inlawrev-2697	367	10	;	;	PUNCT
inlawrev-2697	367	11	central	central	ADJ
inlawrev-2697	367	12	nat'l	nat'l	PROPN
inlawrev-2697	367	13	bank	bank	PROPN
inlawrev-2697	367	14	of	of	ADP
inlawrev-2697	367	15	greencastle	greencastle	PROPN
inlawrev-2697	367	16	v.	v.	PROPN
inlawrev-2697	367	17	shoup	shoup	PROPN
inlawrev-2697	367	18	,	,	PUNCT
inlawrev-2697	367	19	501	501	NUM
inlawrev-2697	367	20	n.e.2d	n.e.2d	NOUN
inlawrev-2697	367	21	1090	1090	NUM
inlawrev-2697	367	22	(	(	PUNCT
inlawrev-2697	367	23	ind	ind	NOUN
inlawrev-2697	367	24	.	.	PUNCT
inlawrev-2697	368	1	ct	ct	PROPN
inlawrev-2697	368	2	.	.	PUNCT
inlawrev-2697	369	1	app	app	PROPN
inlawrev-2697	369	2	.	.	PROPN
inlawrev-2697	369	3	1986	1986	NUM
inlawrev-2697	369	4	)	)	PUNCT
inlawrev-2697	370	1	;	;	PUNCT
inlawrev-2697	371	1	viereck	viereck	NOUN
inlawrev-2697	371	2	v.	v.	ADP
inlawrev-2697	371	3	peoples	people	NOUN
inlawrev-2697	371	4	sav	sav	PROPN
inlawrev-2697	371	5	.	.	PROPN
inlawrev-2697	371	6	&	&	CCONJ
inlawrev-2697	371	7	loan	loan	PROPN
inlawrev-2697	371	8	ass'n	ass'n	PROPN
inlawrev-2697	371	9	,	,	PUNCT
inlawrev-2697	371	10	343	343	NUM
inlawrev-2697	371	11	n.w.2d	n.w.2d	NUM
inlawrev-2697	371	12	30	30	NUM
inlawrev-2697	371	13	(	(	PUNCT
inlawrev-2697	371	14	minn	minn	PROPN
inlawrev-2697	371	15	.	.	PROPN
inlawrev-2697	371	16	1984	1984	NUM
inlawrev-2697	371	17	)	)	PUNCT
inlawrev-2697	371	18	;	;	PUNCT
inlawrev-2697	371	19	stinger	stinger	NOUN
inlawrev-2697	371	20	v.	v.	ADP
inlawrev-2697	371	21	great	great	PROPN
inlawrev-2697	371	22	s.	s.	PROPN
inlawrev-2697	371	23	sav	sav	PROPN
inlawrev-2697	371	24	.	.	PROPN
inlawrev-2697	371	25	&	&	CCONJ
inlawrev-2697	371	26	loan	loan	PROPN
inlawrev-2697	371	27	ass'n	ass'n	PROPN
inlawrev-2697	371	28	,	,	PUNCT
inlawrev-2697	371	29	677	677	NUM
inlawrev-2697	371	30	s.w.2d	s.w.2d	NUM
inlawrev-2697	371	31	376	376	NUM
inlawrev-2697	371	32	(	(	PUNCT
inlawrev-2697	371	33	mo	mo	PROPN
inlawrev-2697	371	34	.	.	PROPN
inlawrev-2697	372	1	ct	ct	PROPN
inlawrev-2697	372	2	.	.	PUNCT
inlawrev-2697	373	1	app	app	PROPN
inlawrev-2697	373	2	.	.	PROPN
inlawrev-2697	373	3	1984	1984	NUM
inlawrev-2697	373	4	)	)	PUNCT
inlawrev-2697	374	1	;	;	PUNCT
inlawrev-2697	375	1	boyes	boyes	PROPN
inlawrev-2697	375	2	v.	v.	PROPN
inlawrev-2697	375	3	valley	valley	PROPN
inlawrev-2697	375	4	bank	bank	PROPN
inlawrev-2697	375	5	of	of	ADP
inlawrev-2697	375	6	nevada	nevada	PROPN
inlawrev-2697	375	7	,	,	PUNCT
inlawrev-2697	375	8	101	101	NUM
inlawrev-2697	375	9	nev	nev	PROPN
inlawrev-2697	375	10	.	.	PROPN
inlawrev-2697	375	11	287	287	NUM
inlawrev-2697	375	12	,	,	PUNCT
inlawrev-2697	375	13	701	701	NUM
inlawrev-2697	375	14	p.2d	p.2d	SYM
inlawrev-2697	375	15	1008	1008	NUM
inlawrev-2697	375	16	(	(	PUNCT
inlawrev-2697	375	17	1985	1985	NUM
inlawrev-2697	375	18	)	)	PUNCT
inlawrev-2697	375	19	;	;	PUNCT
inlawrev-2697	375	20	home	home	NOUN
inlawrev-2697	375	21	sav	sav	PROPN
inlawrev-2697	375	22	.	.	PUNCT
inlawrev-2697	375	23	bank	bank	PROPN
inlawrev-2697	375	24	v.	v.	PROPN
inlawrev-2697	375	25	baer	baer	PROPN
inlawrev-2697	375	26	properties	properties	PROPN
inlawrev-2697	375	27	,	,	PUNCT
inlawrev-2697	375	28	ltd	ltd	PROPN
inlawrev-2697	375	29	.	.	PROPN
inlawrev-2697	375	30	,	,	PUNCT
inlawrev-2697	375	31	92	92	NUM
inlawrev-2697	375	32	a.d.2d	a.d.2d	SYM
inlawrev-2697	375	33	98	98	NUM
inlawrev-2697	375	34	,	,	PUNCT
inlawrev-2697	375	35	460	460	NUM
inlawrev-2697	375	36	n.y.s.2d	n.y.s.2d	NUM
inlawrev-2697	375	37	833	833	NUM
inlawrev-2697	375	38	(	(	PUNCT
inlawrev-2697	375	39	1983	1983	NUM
inlawrev-2697	375	40	)	)	PUNCT
inlawrev-2697	375	41	;	;	PUNCT
inlawrev-2697	375	42	morris	morris	PROPN
inlawrev-2697	375	43	v.	v.	PROPN
inlawrev-2697	375	44	woodside	woodside	PROPN
inlawrev-2697	375	45	,	,	PUNCT
inlawrev-2697	375	46	101	101	NUM
inlawrev-2697	375	47	wash	wash	NOUN
inlawrev-2697	375	48	.	.	PUNCT
inlawrev-2697	376	1	2d	2d	PROPN
inlawrev-2697	376	2	812	812	NUM
inlawrev-2697	376	3	,	,	PUNCT
inlawrev-2697	376	4	682	682	NUM
inlawrev-2697	376	5	p.2d	p.2d	SYM
inlawrev-2697	376	6	905	905	NUM
inlawrev-2697	376	7	(	(	PUNCT
inlawrev-2697	376	8	1984	1984	NUM
inlawrev-2697	376	9	)	)	PUNCT
inlawrev-2697	376	10	.	.	PUNCT
inlawrev-2697	377	1	these	these	DET
inlawrev-2697	377	2	courts	court	NOUN
inlawrev-2697	377	3	reason	reason	VERB
inlawrev-2697	377	4	that	that	SCONJ
inlawrev-2697	377	5	because	because	SCONJ
inlawrev-2697	377	6	they	they	PRON
inlawrev-2697	377	7	are	be	AUX
inlawrev-2697	377	8	not	not	PART
inlawrev-2697	377	9	subject	subject	ADJ
inlawrev-2697	377	10	to	to	ADP
inlawrev-2697	377	11	the	the	DET
inlawrev-2697	377	12	act	act	NOUN
inlawrev-2697	377	13	's	's	PART
inlawrev-2697	377	14	"	"	PUNCT
inlawrev-2697	377	15	window	window	NOUN
inlawrev-2697	377	16	periods	period	NOUN
inlawrev-2697	377	17	,	,	PUNCT
inlawrev-2697	377	18	"	"	PUNCT
inlawrev-2697	377	19	and	and	CCONJ
inlawrev-2697	377	20	because	because	SCONJ
inlawrev-2697	377	21	the	the	DET
inlawrev-2697	377	22	act	act	NOUN
inlawrev-2697	377	23	expresses	express	VERB
inlawrev-2697	377	24	no	no	DET
inlawrev-2697	377	25	clear	clear	ADJ
inlawrev-2697	377	26	manifestation	manifestation	NOUN
inlawrev-2697	377	27	of	of	ADP
inlawrev-2697	377	28	retroactivity	retroactivity	NOUN
inlawrev-2697	377	29	,	,	PUNCT
inlawrev-2697	377	30	the	the	DET
inlawrev-2697	377	31	act	act	NOUN
inlawrev-2697	377	32	does	do	AUX
inlawrev-2697	377	33	not	not	PART
inlawrev-2697	377	34	apply	apply	VERB
inlawrev-2697	377	35	to	to	ADP
inlawrev-2697	377	36	transactions	transaction	NOUN
inlawrev-2697	377	37	occurring	occur	VERB
inlawrev-2697	377	38	before	before	ADP
inlawrev-2697	377	39	the	the	DET
inlawrev-2697	377	40	effective	effective	ADJ
inlawrev-2697	377	41	date	date	NOUN
inlawrev-2697	377	42	of	of	ADP
inlawrev-2697	377	43	the	the	DET
inlawrev-2697	377	44	act	act	NOUN
inlawrev-2697	377	45	.	.	PUNCT
inlawrev-2697	378	1	84this	84this	DET
inlawrev-2697	378	2	rule	rule	NOUN
inlawrev-2697	378	3	derives	derive	VERB
inlawrev-2697	378	4	from	from	ADP
inlawrev-2697	378	5	the	the	DET
inlawrev-2697	378	6	early	early	ADJ
inlawrev-2697	378	7	case	case	NOUN
inlawrev-2697	378	8	of	of	ADP
inlawrev-2697	378	9	brown	brown	PROPN
inlawrev-2697	378	10	v.	v.	ADP
inlawrev-2697	378	11	cole	cole	PROPN
inlawrev-2697	378	12	,	,	PUNCT
inlawrev-2697	379	1	60	60	NUM
inlawrev-2697	379	2	eng	eng	PROPN
inlawrev-2697	379	3	.	.	PROPN
inlawrev-2697	379	4	rep	rep	PROPN
inlawrev-2697	379	5	.	.	PROPN
inlawrev-2697	379	6	424	424	NUM
inlawrev-2697	379	7	(	(	PUNCT
inlawrev-2697	379	8	1845	1845	NUM
inlawrev-2697	379	9	)	)	PUNCT
inlawrev-2697	379	10	,	,	PUNCT
inlawrev-2697	379	11	where	where	SCONJ
inlawrev-2697	379	12	the	the	DET
inlawrev-2697	379	13	court	court	NOUN
inlawrev-2697	379	14	surmised	surmise	VERB
inlawrev-2697	379	15	that	that	SCONJ
inlawrev-2697	379	16	if	if	SCONJ
inlawrev-2697	379	17	borrowers	borrower	NOUN
inlawrev-2697	379	18	were	be	AUX
inlawrev-2697	379	19	allowed	allow	VERB
inlawrev-2697	379	20	to	to	PART
inlawrev-2697	379	21	pay	pay	VERB
inlawrev-2697	379	22	off	off	ADP
inlawrev-2697	379	23	their	their	PRON
inlawrev-2697	379	24	mortgage	mortgage	NOUN
inlawrev-2697	379	25	money	money	NOUN
inlawrev-2697	379	26	at	at	ADP
inlawrev-2697	379	27	any	any	DET
inlawrev-2697	379	28	time	time	NOUN
inlawrev-2697	379	29	after	after	ADP
inlawrev-2697	379	30	the	the	DET
inlawrev-2697	379	31	execution	execution	NOUN
inlawrev-2697	379	32	of	of	ADP
inlawrev-2697	379	33	the	the	DET
inlawrev-2697	379	34	mortgage	mortgage	NOUN
inlawrev-2697	379	35	,	,	PUNCT
inlawrev-2697	379	36	it	it	PRON
inlawrev-2697	379	37	might	might	AUX
inlawrev-2697	379	38	be	be	AUX
inlawrev-2697	379	39	attended	attend	VERB
inlawrev-2697	379	40	with	with	ADP
inlawrev-2697	379	41	extreme	extreme	ADJ
inlawrev-2697	379	42	inconvenience	inconvenience	NOUN
inlawrev-2697	379	43	to	to	ADP
inlawrev-2697	379	44	lenders	lender	NOUN
inlawrev-2697	379	45	,	,	PUNCT
inlawrev-2697	379	46	who	who	PRON
inlawrev-2697	379	47	generally	generally	ADV
inlawrev-2697	379	48	advance	advance	VERB
inlawrev-2697	379	49	their	their	PRON
inlawrev-2697	379	50	money	money	NOUN
inlawrev-2697	379	51	as	as	ADP
inlawrev-2697	379	52	an	an	DET
inlawrev-2697	379	53	investment	investment	NOUN
inlawrev-2697	379	54	.	.	PUNCT
inlawrev-2697	380	1	85real	85real	NUM
inlawrev-2697	380	2	estate	estate	NOUN
inlawrev-2697	380	3	finance	finance	NOUN
inlawrev-2697	380	4	,	,	PUNCT
inlawrev-2697	380	5	supra	supra	PROPN
inlawrev-2697	380	6	note	note	NOUN
inlawrev-2697	380	7	7	7	NUM
inlawrev-2697	380	8	,	,	PUNCT
inlawrev-2697	380	9	§	§	PROPN
inlawrev-2697	380	10	6.1	6.1	NUM
inlawrev-2697	380	11	.	.	PUNCT
inlawrev-2697	381	1	86see	86see	PROPN
inlawrev-2697	381	2	smiddy	smiddy	NOUN
inlawrev-2697	381	3	v.	v.	ADP
inlawrev-2697	381	4	grafton	grafton	PROPN
inlawrev-2697	381	5	,	,	PUNCT
inlawrev-2697	381	6	163	163	NUM
inlawrev-2697	381	7	cal	cal	NOUN
inlawrev-2697	381	8	.	.	PUNCT
inlawrev-2697	382	1	16	16	NUM
inlawrev-2697	382	2	,	,	PUNCT
inlawrev-2697	382	3	124	124	NUM
inlawrev-2697	382	4	p.	p.	NOUN
inlawrev-2697	382	5	433	433	NUM
inlawrev-2697	382	6	(	(	PUNCT
inlawrev-2697	382	7	1912	1912	NUM
inlawrev-2697	382	8	)	)	PUNCT
inlawrev-2697	382	9	;	;	PUNCT
inlawrev-2697	382	10	peter	peter	PROPN
inlawrev-2697	382	11	fuller	fuller	ADV
inlawrev-2697	382	12	enter	enter	VERB
inlawrev-2697	382	13	.	.	PUNCT
inlawrev-2697	382	14	,	,	PUNCT
inlawrev-2697	382	15	inc	inc	PROPN
inlawrev-2697	382	16	.	.	PROPN
inlawrev-2697	382	17	v.	v.	PROPN
inlawrev-2697	382	18	manchester	manchester	PROPN
inlawrev-2697	382	19	sav	sav	PROPN
inlawrev-2697	383	1	.	.	PROPN
inlawrev-2697	383	2	bank	bank	PROPN
inlawrev-2697	383	3	,	,	PUNCT
inlawrev-2697	383	4	102	102	NUM
inlawrev-2697	383	5	n.h	n.h	PROPN
inlawrev-2697	383	6	.	.	PROPN
inlawrev-2697	383	7	117	117	NUM
inlawrev-2697	383	8	,	,	PUNCT
inlawrev-2697	383	9	152	152	NUM
inlawrev-2697	383	10	a.2d	a.2d	SYM
inlawrev-2697	383	11	179	179	NUM
inlawrev-2697	383	12	(	(	PUNCT
inlawrev-2697	383	13	1959	1959	NUM
inlawrev-2697	383	14	)	)	PUNCT
inlawrev-2697	383	15	.	.	PUNCT
inlawrev-2697	384	1	this	this	DET
inlawrev-2697	384	2	rule	rule	NOUN
inlawrev-2697	384	3	was	be	AUX
inlawrev-2697	384	4	applied	apply	VERB
inlawrev-2697	384	5	in	in	ADP
inlawrev-2697	384	6	an	an	DET
inlawrev-2697	384	7	inequitable	inequitable	ADJ
inlawrev-2697	384	8	fashion	fashion	NOUN
inlawrev-2697	384	9	by	by	ADP
inlawrev-2697	384	10	the	the	DET
inlawrev-2697	384	11	fifth	fifth	ADJ
inlawrev-2697	384	12	circuit	circuit	NOUN
inlawrev-2697	384	13	in	in	ADP
inlawrev-2697	384	14	houston	houston	PROPN
inlawrev-2697	384	15	n.	n.	PROPN
inlawrev-2697	384	16	hosp	hosp	PROPN
inlawrev-2697	384	17	.	.	PUNCT
inlawrev-2697	385	1	properties	property	NOUN
inlawrev-2697	385	2	v.	v.	ADP
inlawrev-2697	385	3	telco	telco	ADJ
inlawrev-2697	385	4	leasing	leasing	NOUN
inlawrev-2697	385	5	,	,	PUNCT
inlawrev-2697	385	6	inc	inc	PROPN
inlawrev-2697	385	7	.	.	PROPN
inlawrev-2697	385	8	,	,	PUNCT
inlawrev-2697	385	9	680	680	NUM
inlawrev-2697	385	10	f.2d	f.2d	SYM
inlawrev-2697	385	11	19	19	NUM
inlawrev-2697	385	12	(	(	PUNCT
inlawrev-2697	385	13	5th	5th	ADJ
inlawrev-2697	385	14	cir	cir	NOUN
inlawrev-2697	385	15	.	.	PROPN
inlawrev-2697	385	16	1982	1982	NUM
inlawrev-2697	385	17	)	)	PUNCT
inlawrev-2697	385	18	.	.	PUNCT
inlawrev-2697	386	1	in	in	ADP
inlawrev-2697	386	2	that	that	DET
inlawrev-2697	386	3	case	case	NOUN
inlawrev-2697	386	4	,	,	PUNCT
inlawrev-2697	386	5	the	the	DET
inlawrev-2697	386	6	borrower	borrower	NOUN
inlawrev-2697	386	7	offered	offer	VERB
inlawrev-2697	386	8	to	to	PART
inlawrev-2697	386	9	pay	pay	VERB
inlawrev-2697	386	10	the	the	DET
inlawrev-2697	386	11	outstanding	outstanding	ADJ
inlawrev-2697	386	12	balances	balance	NOUN
inlawrev-2697	386	13	on	on	ADP
inlawrev-2697	386	14	two	two	NUM
inlawrev-2697	386	15	loans	loan	NOUN
inlawrev-2697	386	16	held	hold	VERB
inlawrev-2697	386	17	by	by	ADP
inlawrev-2697	386	18	the	the	DET
inlawrev-2697	386	19	lender	lender	NOUN
inlawrev-2697	386	20	.	.	PUNCT
inlawrev-2697	387	1	the	the	DET
inlawrev-2697	387	2	lender	lender	NOUN
inlawrev-2697	387	3	refused	refuse	VERB
inlawrev-2697	387	4	the	the	DET
inlawrev-2697	387	5	offer	offer	NOUN
inlawrev-2697	387	6	,	,	PUNCT
inlawrev-2697	387	7	informing	inform	VERB
inlawrev-2697	387	8	the	the	DET
inlawrev-2697	387	9	borrower	borrower	NOUN
inlawrev-2697	387	10	that	that	SCONJ
inlawrev-2697	387	11	it	it	PRON
inlawrev-2697	387	12	would	would	AUX
inlawrev-2697	387	13	accept	accept	VERB
inlawrev-2697	387	14	full	full	ADJ
inlawrev-2697	387	15	payment	payment	NOUN
inlawrev-2697	387	16	of	of	ADP
inlawrev-2697	387	17	the	the	DET
inlawrev-2697	387	18	loans	loan	NOUN
inlawrev-2697	387	19	(	(	PUNCT
inlawrev-2697	387	20	approximately	approximately	ADV
inlawrev-2697	387	21	$	$	SYM
inlawrev-2697	387	22	797,000	797,000	NUM
inlawrev-2697	387	23	)	)	PUNCT
inlawrev-2697	387	24	only	only	ADV
inlawrev-2697	387	25	if	if	SCONJ
inlawrev-2697	387	26	the	the	DET
inlawrev-2697	387	27	borrower	borrower	NOUN
inlawrev-2697	387	28	agreed	agree	VERB
inlawrev-2697	387	29	to	to	PART
inlawrev-2697	387	30	pay	pay	VERB
inlawrev-2697	387	31	an	an	DET
inlawrev-2697	387	32	additional	additional	ADJ
inlawrev-2697	387	33	$	$	SYM
inlawrev-2697	387	34	160,000	160,000	NUM
inlawrev-2697	387	35	.	.	PUNCT
inlawrev-2697	388	1	i	i	PRON
inlawrev-2697	388	2	d.	d.	PROPN
inlawrev-2697	388	3	at	at	ADP
inlawrev-2697	388	4	20	20	NUM
inlawrev-2697	388	5	-	-	SYM
inlawrev-2697	388	6	21	21	NUM
inlawrev-2697	388	7	.	.	PUNCT
inlawrev-2697	389	1	rejecting	reject	VERB
inlawrev-2697	389	2	the	the	DET
inlawrev-2697	389	3	borrower	borrower	NOUN
inlawrev-2697	389	4	's	's	PART
inlawrev-2697	389	5	appeal	appeal	NOUN
inlawrev-2697	389	6	of	of	ADP
inlawrev-2697	389	7	a	a	DET
inlawrev-2697	389	8	summary	summary	NOUN
inlawrev-2697	389	9	judgment	judgment	NOUN
inlawrev-2697	389	10	granted	grant	VERB
inlawrev-2697	389	11	to	to	ADP
inlawrev-2697	389	12	the	the	DET
inlawrev-2697	389	13	lender	lender	NOUN
inlawrev-2697	389	14	upon	upon	SCONJ
inlawrev-2697	389	15	the	the	DET
inlawrev-2697	389	16	borrower	borrower	NOUN
inlawrev-2697	389	17	's	's	PART
inlawrev-2697	389	18	suit	suit	NOUN
inlawrev-2697	389	19	to	to	PART
inlawrev-2697	389	20	recover	recover	VERB
inlawrev-2697	389	21	the	the	DET
inlawrev-2697	389	22	$	$	SYM
inlawrev-2697	389	23	160,000	160,000	NUM
inlawrev-2697	389	24	,	,	PUNCT
inlawrev-2697	389	25	the	the	DET
inlawrev-2697	389	26	court	court	NOUN
inlawrev-2697	389	27	recognized	recognize	VERB
inlawrev-2697	389	28	the	the	DET
inlawrev-2697	389	29	lender	lender	NOUN
inlawrev-2697	389	30	's	's	PART
inlawrev-2697	389	31	right	right	NOUN
inlawrev-2697	389	32	to	to	PART
inlawrev-2697	389	33	reject	reject	VERB
inlawrev-2697	389	34	prepayment	prepayment	NOUN
inlawrev-2697	389	35	in	in	ADP
inlawrev-2697	389	36	the	the	DET
inlawrev-2697	389	37	absence	absence	NOUN
inlawrev-2697	389	38	of	of	ADP
inlawrev-2697	389	39	a	a	DET
inlawrev-2697	389	40	contractual	contractual	ADJ
inlawrev-2697	389	41	right	right	NOUN
inlawrev-2697	389	42	of	of	ADP
inlawrev-2697	389	43	prepayment	prepayment	NOUN
inlawrev-2697	389	44	by	by	ADP
inlawrev-2697	389	45	the	the	DET
inlawrev-2697	389	46	borrower	borrower	NOUN
inlawrev-2697	389	47	in	in	ADP
inlawrev-2697	389	48	the	the	DET
inlawrev-2697	389	49	loan	loan	NOUN
inlawrev-2697	389	50	documents	document	NOUN
inlawrev-2697	389	51	.	.	PUNCT
inlawrev-2697	390	1	i	i	PRON
inlawrev-2697	390	2	d.	d.	PROPN
inlawrev-2697	390	3	at	at	ADP
inlawrev-2697	390	4	22	22	NUM
inlawrev-2697	390	5	.	.	PUNCT
inlawrev-2697	391	1	the	the	DET
inlawrev-2697	391	2	court	court	NOUN
inlawrev-2697	391	3	concluded	conclude	VERB
inlawrev-2697	391	4	:	:	PUNCT
inlawrev-2697	391	5	"	"	PUNCT
inlawrev-2697	391	6	having	have	VERB
inlawrev-2697	391	7	a	a	DET
inlawrev-2697	391	8	good	good	ADJ
inlawrev-2697	391	9	investment	investment	NOUN
inlawrev-2697	391	10	that	that	PRON
inlawrev-2697	391	11	did	do	AUX
inlawrev-2697	391	12	not	not	PART
inlawrev-2697	391	13	require	require	VERB
inlawrev-2697	391	14	acceptance	acceptance	NOUN
inlawrev-2697	391	15	of	of	ADP
inlawrev-2697	391	16	prepayment	prepayment	NOUN
inlawrev-2697	391	17	,	,	PUNCT
inlawrev-2697	391	18	[	[	X
inlawrev-2697	391	19	the	the	DET
inlawrev-2697	391	20	lender	lender	NOUN
inlawrev-2697	391	21	]	]	PUNCT
inlawrev-2697	391	22	could	could	AUX
inlawrev-2697	391	23	use	use	VERB
inlawrev-2697	391	24	market	market	NOUN
inlawrev-2697	391	25	tactics	tactic	NOUN
inlawrev-2697	391	26	to	to	PART
inlawrev-2697	391	27	exact	exact	VERB
inlawrev-2697	391	28	a	a	DET
inlawrev-2697	391	29	profit	profit	NOUN
inlawrev-2697	391	30	.	.	PUNCT
inlawrev-2697	392	1	our	our	PRON
inlawrev-2697	392	2	entrepreneurial	entrepreneurial	ADJ
inlawrev-2697	392	3	economic	economic	ADJ
inlawrev-2697	392	4	system	system	NOUN
inlawrev-2697	392	5	does	do	AUX
inlawrev-2697	392	6	not	not	PART
inlawrev-2697	392	7	exact	exact	VERB
inlawrev-2697	392	8	moral	moral	ADJ
inlawrev-2697	392	9	scruples	scruple	NOUN
inlawrev-2697	392	10	in	in	ADP
inlawrev-2697	392	11	deals	deal	NOUN
inlawrev-2697	392	12	between	between	ADP
inlawrev-2697	392	13	parties	party	NOUN
inlawrev-2697	392	14	of	of	ADP
inlawrev-2697	392	15	equal	equal	ADJ
inlawrev-2697	392	16	bargaining	bargaining	NOUN
inlawrev-2697	392	17	power	power	NOUN
inlawrev-2697	392	18	.	.	PUNCT
inlawrev-2697	392	19	"	"	PUNCT
inlawrev-2697	393	1	i	i	PRON
inlawrev-2697	393	2	d.	d.	VERB
inlawrev-2697	393	3	at	at	ADP
inlawrev-2697	393	4	22	22	NUM
inlawrev-2697	393	5	-	-	SYM
inlawrev-2697	393	6	23	23	NUM
inlawrev-2697	393	7	.	.	PUNCT
inlawrev-2697	394	1	1987	1987	NUM
inlawrev-2697	394	2	]	]	PUNCT
inlawrev-2697	394	3	commercial	commercial	ADJ
inlawrev-2697	394	4	mortgages	mortgage	NOUN
inlawrev-2697	394	5	141	141	NUM
inlawrev-2697	394	6	rule	rule	NOUN
inlawrev-2697	394	7	has	have	AUX
inlawrev-2697	394	8	been	be	AUX
inlawrev-2697	394	9	rejected	reject	VERB
inlawrev-2697	394	10	in	in	ADP
inlawrev-2697	394	11	a	a	DET
inlawrev-2697	394	12	variety	variety	NOUN
inlawrev-2697	394	13	of	of	ADP
inlawrev-2697	394	14	modern	modern	ADJ
inlawrev-2697	394	15	day	day	NOUN
inlawrev-2697	394	16	contexts	contexts	NOUN
inlawrev-2697	394	17	.	.	PUNCT
inlawrev-2697	395	1	87	87	NUM
inlawrev-2697	395	2	currently	currently	ADV
inlawrev-2697	395	3	,	,	PUNCT
inlawrev-2697	395	4	most	most	ADJ
inlawrev-2697	395	5	lenders	lender	NOUN
inlawrev-2697	395	6	permit	permit	VERB
inlawrev-2697	395	7	prepayment	prepayment	NOUN
inlawrev-2697	395	8	,	,	PUNCT
inlawrev-2697	395	9	but	but	CCONJ
inlawrev-2697	395	10	often	often	ADV
inlawrev-2697	395	11	exact	exact	VERB
inlawrev-2697	395	12	a	a	DET
inlawrev-2697	395	13	''	''	PUNCT
inlawrev-2697	395	14	prepayment	prepayment	NOUN
inlawrev-2697	395	15	penalty	penalty	NOUN
inlawrev-2697	395	16	.	.	PUNCT
inlawrev-2697	395	17	"	"	PUNCT
inlawrev-2697	396	1	88	88	NUM
inlawrev-2697	396	2	the	the	DET
inlawrev-2697	396	3	modern	modern	ADJ
inlawrev-2697	396	4	practice	practice	NOUN
inlawrev-2697	396	5	has	have	AUX
inlawrev-2697	396	6	often	often	ADV
inlawrev-2697	396	7	been	be	AUX
inlawrev-2697	396	8	to	to	PART
inlawrev-2697	396	9	include	include	VERB
inlawrev-2697	396	10	the	the	DET
inlawrev-2697	396	11	borrower	borrower	NOUN
inlawrev-2697	396	12	's	's	PART
inlawrev-2697	396	13	right	right	NOUN
inlawrev-2697	396	14	to	to	PART
inlawrev-2697	396	15	prepay	prepay	VERB
inlawrev-2697	396	16	as	as	ADP
inlawrev-2697	396	17	an	an	DET
inlawrev-2697	396	18	express	express	ADJ
inlawrev-2697	396	19	condition	condition	NOUN
inlawrev-2697	396	20	in	in	ADP
inlawrev-2697	396	21	the	the	DET
inlawrev-2697	396	22	loan	loan	NOUN
inlawrev-2697	396	23	agreement	agreement	NOUN
inlawrev-2697	396	24	.	.	PUNCT
inlawrev-2697	397	1	89	89	NUM
inlawrev-2697	398	1	although	although	SCONJ
inlawrev-2697	398	2	numerous	numerous	ADJ
inlawrev-2697	398	3	theories	theory	NOUN
inlawrev-2697	398	4	have	have	AUX
inlawrev-2697	398	5	been	be	AUX
inlawrev-2697	398	6	commonly	commonly	ADV
inlawrev-2697	398	7	advanced	advance	VERB
inlawrev-2697	398	8	in	in	ADP
inlawrev-2697	398	9	support	support	NOUN
inlawrev-2697	398	10	of	of	ADP
inlawrev-2697	398	11	prepayment	prepayment	NOUN
inlawrev-2697	398	12	penalties	penalty	NOUN
inlawrev-2697	398	13	,	,	PUNCT
inlawrev-2697	398	14	three	three	NUM
inlawrev-2697	398	15	primary	primary	ADJ
inlawrev-2697	398	16	theories	theory	NOUN
inlawrev-2697	398	17	are	be	AUX
inlawrev-2697	398	18	cited	cite	VERB
inlawrev-2697	398	19	most	most	ADV
inlawrev-2697	398	20	often.90	often.90	ADP
inlawrev-2697	398	21	the	the	DET
inlawrev-2697	398	22	first	first	ADJ
inlawrev-2697	398	23	of	of	ADP
inlawrev-2697	398	24	these	these	PRON
inlawrev-2697	398	25	has	have	AUX
inlawrev-2697	398	26	been	be	AUX
inlawrev-2697	398	27	labeled	label	VERB
inlawrev-2697	398	28	the	the	DET
inlawrev-2697	398	29	"	"	PUNCT
inlawrev-2697	398	30	recapture	recapture	NOUN
inlawrev-2697	398	31	rationale	rationale	NOUN
inlawrev-2697	398	32	.	.	PUNCT
inlawrev-2697	398	33	"	"	PUNCT
inlawrev-2697	399	1	91	91	NUM
inlawrev-2697	399	2	lenders	lender	NOUN
inlawrev-2697	399	3	argue	argue	VERB
inlawrev-2697	399	4	that	that	SCONJ
inlawrev-2697	399	5	the	the	DET
inlawrev-2697	399	6	costs	cost	NOUN
inlawrev-2697	399	7	to	to	ADP
inlawrev-2697	399	8	them	they	PRON
inlawrev-2697	399	9	of	of	ADP
inlawrev-2697	399	10	making	make	VERB
inlawrev-2697	399	11	loans	loan	NOUN
inlawrev-2697	399	12	are	be	AUX
inlawrev-2697	399	13	not	not	PART
inlawrev-2697	399	14	recouped	recoup	VERB
inlawrev-2697	399	15	at	at	ADP
inlawrev-2697	399	16	the	the	DET
inlawrev-2697	399	17	time	time	NOUN
inlawrev-2697	399	18	the	the	DET
inlawrev-2697	399	19	loan	loan	NOUN
inlawrev-2697	399	20	is	be	AUX
inlawrev-2697	399	21	made	make	VERB
inlawrev-2697	399	22	.	.	PUNCT
inlawrev-2697	400	1	rather	rather	ADV
inlawrev-2697	400	2	,	,	PUNCT
inlawrev-2697	400	3	the	the	DET
inlawrev-2697	400	4	costs	cost	NOUN
inlawrev-2697	400	5	are	be	AUX
inlawrev-2697	400	6	amortized	amortize	VERB
inlawrev-2697	400	7	over	over	ADP
inlawrev-2697	400	8	the	the	DET
inlawrev-2697	400	9	entire	entire	ADJ
inlawrev-2697	400	10	length	length	NOUN
inlawrev-2697	400	11	of	of	ADP
inlawrev-2697	400	12	the	the	DET
inlawrev-2697	400	13	loan	loan	NOUN
inlawrev-2697	400	14	period	period	NOUN
inlawrev-2697	400	15	and	and	CCONJ
inlawrev-2697	400	16	would	would	AUX
inlawrev-2697	400	17	be	be	AUX
inlawrev-2697	400	18	lost	lose	VERB
inlawrev-2697	400	19	absent	absent	ADJ
inlawrev-2697	400	20	a	a	DET
inlawrev-2697	400	21	penalty	penalty	NOUN
inlawrev-2697	400	22	for	for	ADP
inlawrev-2697	400	23	early	early	ADJ
inlawrev-2697	400	24	payment.92	payment.92	NOUN
inlawrev-2697	400	25	this	this	DET
inlawrev-2697	400	26	theory	theory	NOUN
inlawrev-2697	400	27	has	have	AUX
inlawrev-2697	400	28	been	be	AUX
inlawrev-2697	400	29	criticized	criticize	VERB
inlawrev-2697	400	30	by	by	ADP
inlawrev-2697	400	31	the	the	DET
inlawrev-2697	400	32	board	board	NOUN
inlawrev-2697	400	33	and	and	CCONJ
inlawrev-2697	400	34	numerous	numerous	ADJ
inlawrev-2697	400	35	commentators	commentator	NOUN
inlawrev-2697	400	36	who	who	PRON
inlawrev-2697	400	37	argue	argue	VERB
inlawrev-2697	400	38	that	that	SCONJ
inlawrev-2697	400	39	closing	closing	NOUN
inlawrev-2697	400	40	costs	cost	NOUN
inlawrev-2697	400	41	and	and	CCONJ
inlawrev-2697	400	42	other	other	ADJ
inlawrev-2697	400	43	charges	charge	NOUN
inlawrev-2697	400	44	collected	collect	VERB
inlawrev-2697	400	45	by	by	ADP
inlawrev-2697	400	46	lenders	lender	NOUN
inlawrev-2697	400	47	at	at	ADP
inlawrev-2697	400	48	the	the	DET
inlawrev-2697	400	49	inception	inception	NOUN
inlawrev-2697	400	50	of	of	ADP
inlawrev-2697	400	51	the	the	DET
inlawrev-2697	400	52	loan	loan	NOUN
inlawrev-2697	400	53	more	more	ADJ
inlawrev-2697	400	54	than	than	SCONJ
inlawrev-2697	400	55	compensate	compensate	VERB
inlawrev-2697	400	56	for	for	ADP
inlawrev-2697	400	57	such	such	ADJ
inlawrev-2697	400	58	fixed	fix	VERB
inlawrev-2697	400	59	costs	cost	NOUN
inlawrev-2697	400	60	.	.	PUNCT
inlawrev-2697	401	1	93	93	NUM
inlawrev-2697	401	2	87	87	NUM
inlawrev-2697	401	3	in	in	ADP
inlawrev-2697	401	4	pennsylvania	pennsylvania	PROPN
inlawrev-2697	401	5	,	,	PUNCT
inlawrev-2697	401	6	the	the	DET
inlawrev-2697	401	7	presumption	presumption	NOUN
inlawrev-2697	401	8	is	be	AUX
inlawrev-2697	401	9	that	that	SCONJ
inlawrev-2697	401	10	a	a	DET
inlawrev-2697	401	11	loan	loan	NOUN
inlawrev-2697	401	12	may	may	AUX
inlawrev-2697	401	13	be	be	AUX
inlawrev-2697	401	14	prepaid	prepay	VERB
inlawrev-2697	401	15	unless	unless	SCONJ
inlawrev-2697	401	16	the	the	DET
inlawrev-2697	401	17	mortgage	mortgage	NOUN
inlawrev-2697	401	18	documents	document	NOUN
inlawrev-2697	401	19	refute	refute	VERB
inlawrev-2697	401	20	the	the	DET
inlawrev-2697	401	21	presumption	presumption	NOUN
inlawrev-2697	401	22	.	.	PUNCT
inlawrev-2697	402	1	mahoney	mahoney	PROPN
inlawrev-2697	402	2	v.	v.	PROPN
inlawrev-2697	402	3	furches	furche	NOUN
inlawrev-2697	402	4	,	,	PUNCT
inlawrev-2697	402	5	503	503	NUM
inlawrev-2697	402	6	pa	pa	PROPN
inlawrev-2697	402	7	.	.	PROPN
inlawrev-2697	402	8	60	60	NUM
inlawrev-2697	402	9	,	,	PUNCT
inlawrev-2697	402	10	468	468	NUM
inlawrev-2697	402	11	a.2d	a.2d	SYM
inlawrev-2697	402	12	458	458	NUM
inlawrev-2697	402	13	(	(	PUNCT
inlawrev-2697	402	14	1983	1983	NUM
inlawrev-2697	402	15	)	)	PUNCT
inlawrev-2697	402	16	.	.	PUNCT
inlawrev-2697	403	1	sssee	sssee	VERB
inlawrev-2697	403	2	real	real	ADJ
inlawrev-2697	403	3	estate	estate	NOUN
inlawrev-2697	403	4	finance	finance	NOUN
inlawrev-2697	403	5	,	,	PUNCT
inlawrev-2697	403	6	supra	supra	PROPN
inlawrev-2697	403	7	note	note	NOUN
inlawrev-2697	403	8	7	7	NUM
inlawrev-2697	403	9	,	,	PUNCT
inlawrev-2697	403	10	§	§	PROPN
inlawrev-2697	403	11	6.1	6.1	NUM
inlawrev-2697	403	12	.	.	PUNCT
inlawrev-2697	404	1	the	the	DET
inlawrev-2697	404	2	phrase	phrase	NOUN
inlawrev-2697	404	3	"	"	PUNCT
inlawrev-2697	404	4	prepayment	prepayment	NOUN
inlawrev-2697	404	5	penalty	penalty	NOUN
inlawrev-2697	404	6	"	"	PUNCT
inlawrev-2697	404	7	has	have	AUX
inlawrev-2697	404	8	been	be	AUX
inlawrev-2697	404	9	labeled	label	VERB
inlawrev-2697	404	10	"	"	PUNCT
inlawrev-2697	404	11	prepayment	prepayment	NOUN
inlawrev-2697	404	12	privilege	privilege	NOUN
inlawrev-2697	404	13	"	"	PUNCT
inlawrev-2697	404	14	by	by	ADP
inlawrev-2697	404	15	lenders	lender	NOUN
inlawrev-2697	404	16	and	and	CCONJ
inlawrev-2697	404	17	others	other	NOUN
inlawrev-2697	404	18	who	who	PRON
inlawrev-2697	404	19	favor	favor	VERB
inlawrev-2697	404	20	the	the	DET
inlawrev-2697	404	21	imposition	imposition	NOUN
inlawrev-2697	404	22	of	of	ADP
inlawrev-2697	404	23	a	a	DET
inlawrev-2697	404	24	charge	charge	NOUN
inlawrev-2697	404	25	by	by	ADP
inlawrev-2697	404	26	the	the	DET
inlawrev-2697	404	27	lender	lender	NOUN
inlawrev-2697	404	28	in	in	ADP
inlawrev-2697	404	29	the	the	DET
inlawrev-2697	404	30	event	event	NOUN
inlawrev-2697	404	31	of	of	ADP
inlawrev-2697	404	32	prepayment	prepayment	NOUN
inlawrev-2697	404	33	by	by	ADP
inlawrev-2697	404	34	the	the	DET
inlawrev-2697	404	35	borrower	borrower	NOUN
inlawrev-2697	404	36	.	.	PUNCT
inlawrev-2697	405	1	see	see	VERB
inlawrev-2697	405	2	lazzareschi	lazzareschi	ADJ
inlawrev-2697	405	3	inv	inv	PROPN
inlawrev-2697	405	4	.	.	PUNCT
inlawrev-2697	406	1	co.	co.	PROPN
inlawrev-2697	406	2	v.	v.	ADP
inlawrev-2697	406	3	san	san	PROPN
inlawrev-2697	406	4	francisco	francisco	PROPN
inlawrev-2697	406	5	fed	fed	PROPN
inlawrev-2697	406	6	.	.	PUNCT
inlawrev-2697	407	1	sav	sav	PROPN
inlawrev-2697	407	2	.	.	PROPN
inlawrev-2697	407	3	&	&	CCONJ
inlawrev-2697	407	4	loan	loan	PROPN
inlawrev-2697	407	5	ass'n	ass'n	PROPN
inlawrev-2697	407	6	,	,	PUNCT
inlawrev-2697	407	7	22	22	NUM
inlawrev-2697	407	8	cal	cal	NOUN
inlawrev-2697	407	9	.	.	PUNCT
inlawrev-2697	408	1	app	app	PROPN
inlawrev-2697	408	2	.	.	PUNCT
inlawrev-2697	409	1	3d	3d	NUM
inlawrev-2697	409	2	303	303	NUM
inlawrev-2697	409	3	,	,	PUNCT
inlawrev-2697	409	4	99	99	NUM
inlawrev-2697	409	5	cal	cal	NOUN
inlawrev-2697	409	6	.	.	PUNCT
inlawrev-2697	410	1	rptr	rptr	PROPN
inlawrev-2697	410	2	.	.	PUNCT
inlawrev-2697	411	1	417	417	NUM
inlawrev-2697	411	2	(	(	PUNCT
inlawrev-2697	411	3	1971	1971	NUM
inlawrev-2697	411	4	)	)	PUNCT
inlawrev-2697	411	5	.	.	PUNCT
inlawrev-2697	412	1	by	by	ADP
inlawrev-2697	412	2	contrast	contrast	NOUN
inlawrev-2697	412	3	,	,	PUNCT
inlawrev-2697	412	4	opponents	opponent	NOUN
inlawrev-2697	412	5	of	of	ADP
inlawrev-2697	412	6	the	the	DET
inlawrev-2697	412	7	charge	charge	NOUN
inlawrev-2697	412	8	characterize	characterize	VERB
inlawrev-2697	412	9	it	it	PRON
inlawrev-2697	412	10	as	as	ADP
inlawrev-2697	412	11	a	a	DET
inlawrev-2697	412	12	"	"	PUNCT
inlawrev-2697	412	13	prepayment	prepayment	NOUN
inlawrev-2697	412	14	penalty	penalty	NOUN
inlawrev-2697	412	15	.	.	PUNCT
inlawrev-2697	412	16	"	"	PUNCT
inlawrev-2697	413	1	see	see	VERB
inlawrev-2697	413	2	american	american	PROPN
inlawrev-2697	413	3	fed	fed	PROPN
inlawrev-2697	413	4	.	.	PUNCT
inlawrev-2697	414	1	sav	sav	PROPN
inlawrev-2697	414	2	.	.	PROPN
inlawrev-2697	414	3	&	&	CCONJ
inlawrev-2697	414	4	loan	loan	VERB
inlawrev-2697	414	5	ass'n	ass'n	PROPN
inlawrev-2697	414	6	of	of	ADP
inlawrev-2697	414	7	madision	madision	NOUN
inlawrev-2697	414	8	v.	v.	CCONJ
inlawrev-2697	414	9	mid	mid	PROPN
inlawrev-2697	414	10	-	-	PROPN
inlawrev-2697	414	11	america	america	PROPN
inlawrev-2697	414	12	serv	serv	PROPN
inlawrev-2697	414	13	.	.	PUNCT
inlawrev-2697	414	14	corp	corp	PROPN
inlawrev-2697	414	15	.	.	PROPN
inlawrev-2697	414	16	,	,	PUNCT
inlawrev-2697	414	17	329	329	NUM
inlawrev-2697	414	18	n.w.2d	n.w.2d	PART
inlawrev-2697	414	19	124	124	NUM
inlawrev-2697	414	20	(	(	PUNCT
inlawrev-2697	414	21	s.d	s.d	PROPN
inlawrev-2697	414	22	.	.	PROPN
inlawrev-2697	414	23	1983	1983	NUM
inlawrev-2697	414	24	)	)	PUNCT
inlawrev-2697	414	25	;	;	PUNCT
inlawrev-2697	414	26	comment	comment	NOUN
inlawrev-2697	414	27	,	,	PUNCT
inlawrev-2697	414	28	secured	secure	VERB
inlawrev-2697	414	29	real	real	ADJ
inlawrev-2697	414	30	estate	estate	NOUN
inlawrev-2697	414	31	loan	loan	NOUN
inlawrev-2697	414	32	prepayments	prepayment	NOUN
inlawrev-2697	414	33	and	and	CCONJ
inlawrev-2697	414	34	the	the	DET
inlawrev-2697	414	35	prepayment	prepayment	NOUN
inlawrev-2697	414	36	penalty	penalty	NOUN
inlawrev-2697	414	37	,	,	PUNCT
inlawrev-2697	414	38	51	51	NUM
inlawrev-2697	414	39	calif	calif	PROPN
inlawrev-2697	414	40	.	.	PUNCT
inlawrev-2697	415	1	l.	l.	PROPN
inlawrev-2697	415	2	rev	rev	PROPN
inlawrev-2697	415	3	.	.	PROPN
inlawrev-2697	415	4	923	923	NUM
inlawrev-2697	415	5	(	(	PUNCT
inlawrev-2697	415	6	1963	1963	NUM
inlawrev-2697	415	7	)	)	PUNCT
inlawrev-2697	416	1	[	[	X
inlawrev-2697	416	2	hereinafter	hereinafter	NOUN
inlawrev-2697	416	3	secured	secure	VERB
inlawrev-2697	416	4	real	real	ADJ
inlawrev-2697	416	5	estate	estate	NOUN
inlawrev-2697	416	6	loan	loan	NOUN
inlawrev-2697	416	7	prepayments	prepayment	NOUN
inlawrev-2697	416	8	]	]	PUNCT
inlawrev-2697	416	9	.	.	PUNCT
inlawrev-2697	417	1	others	other	NOUN
inlawrev-2697	417	2	have	have	AUX
inlawrev-2697	417	3	utilized	utilize	VERB
inlawrev-2697	417	4	more	more	ADV
inlawrev-2697	417	5	neutral	neutral	ADJ
inlawrev-2697	417	6	expressions	expression	NOUN
inlawrev-2697	417	7	such	such	ADJ
inlawrev-2697	417	8	as	as	ADP
inlawrev-2697	417	9	"	"	PUNCT
inlawrev-2697	417	10	prepayment	prepayment	NOUN
inlawrev-2697	417	11	premium	premium	NOUN
inlawrev-2697	417	12	"	"	PUNCT
inlawrev-2697	417	13	or	or	CCONJ
inlawrev-2697	417	14	"	"	PUNCT
inlawrev-2697	417	15	prepayment	prepayment	NOUN
inlawrev-2697	417	16	fees	fee	NOUN
inlawrev-2697	417	17	.	.	PUNCT
inlawrev-2697	417	18	"	"	PUNCT
inlawrev-2697	418	1	see	see	VERB
inlawrev-2697	418	2	in	in	ADP
inlawrev-2697	418	3	re	re	NOUN
inlawrev-2697	418	4	l.h.d	l.h.d	PROPN
inlawrev-2697	418	5	.	.	PUNCT
inlawrev-2697	418	6	realty	realty	PROPN
inlawrev-2697	418	7	corp	corp	PROPN
inlawrev-2697	418	8	.	.	PROPN
inlawrev-2697	418	9	,	,	PUNCT
inlawrev-2697	418	10	726	726	NUM
inlawrev-2697	418	11	f.2d	f.2d	SYM
inlawrev-2697	418	12	327	327	NUM
inlawrev-2697	418	13	(	(	PUNCT
inlawrev-2697	418	14	7th	7th	ADJ
inlawrev-2697	418	15	cir	cir	NOUN
inlawrev-2697	418	16	.	.	PUNCT
inlawrev-2697	418	17	1984	1984	NUM
inlawrev-2697	418	18	)	)	PUNCT
inlawrev-2697	418	19	;	;	PUNCT
inlawrev-2697	418	20	1	1	NUM
inlawrev-2697	418	21	h.	h.	PROPN
inlawrev-2697	418	22	miller	miller	PROPN
inlawrev-2697	418	23	&	&	CCONJ
inlawrev-2697	418	24	m.	m.	PROPN
inlawrev-2697	418	25	starr	starr	PROPN
inlawrev-2697	418	26	,	,	PUNCT
inlawrev-2697	418	27	current	current	ADJ
inlawrev-2697	418	28	law	law	NOUN
inlawrev-2697	418	29	of	of	ADP
inlawrev-2697	418	30	california	california	PROPN
inlawrev-2697	418	31	real	real	ADJ
inlawrev-2697	418	32	estate	estate	NOUN
inlawrev-2697	418	33	444	444	NUM
inlawrev-2697	418	34	(	(	PUNCT
inlawrev-2697	418	35	1965	1965	NUM
inlawrev-2697	418	36	)	)	PUNCT
inlawrev-2697	418	37	.	.	PUNCT
inlawrev-2697	419	1	89the	89the	DET
inlawrev-2697	419	2	modern	modern	ADJ
inlawrev-2697	419	3	practice	practice	NOUN
inlawrev-2697	419	4	of	of	ADP
inlawrev-2697	419	5	expressly	expressly	ADV
inlawrev-2697	419	6	providing	provide	VERB
inlawrev-2697	419	7	for	for	ADP
inlawrev-2697	419	8	the	the	DET
inlawrev-2697	419	9	borrower	borrower	NOUN
inlawrev-2697	419	10	's	's	PART
inlawrev-2697	419	11	right	right	NOUN
inlawrev-2697	419	12	to	to	PART
inlawrev-2697	419	13	prepay	prepay	VERB
inlawrev-2697	419	14	in	in	ADP
inlawrev-2697	419	15	the	the	DET
inlawrev-2697	419	16	loan	loan	NOUN
inlawrev-2697	419	17	agreement	agreement	NOUN
inlawrev-2697	419	18	is	be	AUX
inlawrev-2697	419	19	referred	refer	VERB
inlawrev-2697	419	20	to	to	ADP
inlawrev-2697	419	21	as	as	ADP
inlawrev-2697	419	22	the	the	DET
inlawrev-2697	419	23	"	"	PUNCT
inlawrev-2697	419	24	option	option	NOUN
inlawrev-2697	419	25	"	"	PUNCT
inlawrev-2697	419	26	situation	situation	NOUN
inlawrev-2697	419	27	.	.	PUNCT
inlawrev-2697	420	1	see	see	VERB
inlawrev-2697	420	2	update	update	NOUN
inlawrev-2697	420	3	,	,	PUNCT
inlawrev-2697	420	4	supra	supra	PROPN
inlawrev-2697	420	5	note	note	NOUN
inlawrev-2697	420	6	30	30	NUM
inlawrev-2697	420	7	,	,	PUNCT
inlawrev-2697	420	8	at	at	ADP
inlawrev-2697	420	9	1049	1049	NUM
inlawrev-2697	420	10	.	.	PUNCT
inlawrev-2697	421	1	a	a	DET
inlawrev-2697	421	2	different	different	ADJ
inlawrev-2697	421	3	situation	situation	NOUN
inlawrev-2697	421	4	occurs	occur	VERB
inlawrev-2697	421	5	where	where	SCONJ
inlawrev-2697	421	6	the	the	DET
inlawrev-2697	421	7	loan	loan	NOUN
inlawrev-2697	421	8	agreement	agreement	NOUN
inlawrev-2697	421	9	omits	omit	VERB
inlawrev-2697	421	10	any	any	DET
inlawrev-2697	421	11	mention	mention	NOUN
inlawrev-2697	421	12	of	of	ADP
inlawrev-2697	421	13	prepayment	prepayment	NOUN
inlawrev-2697	421	14	.	.	PUNCT
inlawrev-2697	422	1	when	when	SCONJ
inlawrev-2697	422	2	the	the	DET
inlawrev-2697	422	3	borrower	borrower	NOUN
inlawrev-2697	422	4	desires	desire	NOUN
inlawrev-2697	422	5	to	to	ADP
inlawrev-2697	422	6	prepay	prepay	VERB
inlawrev-2697	422	7	,	,	PUNCT
inlawrev-2697	422	8	he	he	PRON
inlawrev-2697	422	9	must	must	AUX
inlawrev-2697	422	10	negotiate	negotiate	VERB
inlawrev-2697	422	11	with	with	ADP
inlawrev-2697	422	12	the	the	DET
inlawrev-2697	422	13	lender	lender	NOUN
inlawrev-2697	422	14	and	and	CCONJ
inlawrev-2697	422	15	is	be	AUX
inlawrev-2697	422	16	in	in	ADP
inlawrev-2697	422	17	the	the	DET
inlawrev-2697	422	18	undesirable	undesirable	ADJ
inlawrev-2697	422	19	position	position	NOUN
inlawrev-2697	422	20	of	of	ADP
inlawrev-2697	422	21	having	have	VERB
inlawrev-2697	422	22	the	the	DET
inlawrev-2697	422	23	lender	lender	NOUN
inlawrev-2697	422	24	determine	determine	VERB
inlawrev-2697	422	25	the	the	DET
inlawrev-2697	422	26	amount	amount	NOUN
inlawrev-2697	422	27	of	of	ADP
inlawrev-2697	422	28	the	the	DET
inlawrev-2697	422	29	penalty	penalty	NOUN
inlawrev-2697	422	30	.	.	PUNCT
inlawrev-2697	423	1	see	see	VERB
inlawrev-2697	423	2	houston	houston	PROPN
inlawrev-2697	423	3	n.	n.	PROPN
inlawrev-2697	423	4	hosp	hosp	PROPN
inlawrev-2697	423	5	.	.	PUNCT
inlawrev-2697	424	1	properties	property	NOUN
inlawrev-2697	424	2	v.	v.	ADP
inlawrev-2697	424	3	telco	telco	ADJ
inlawrev-2697	424	4	leasing	leasing	NOUN
inlawrev-2697	424	5	,	,	PUNCT
inlawrev-2697	424	6	inc	inc	PROPN
inlawrev-2697	424	7	.	.	PROPN
inlawrev-2697	424	8	,	,	PUNCT
inlawrev-2697	424	9	680	680	NUM
inlawrev-2697	424	10	f.2d	f.2d	SYM
inlawrev-2697	424	11	19	19	NUM
inlawrev-2697	424	12	(	(	PUNCT
inlawrev-2697	424	13	5th	5th	ADJ
inlawrev-2697	424	14	cir	cir	NOUN
inlawrev-2697	424	15	.	.	PROPN
inlawrev-2697	424	16	1982	1982	NUM
inlawrev-2697	424	17	)	)	PUNCT
inlawrev-2697	424	18	,	,	PUNCT
inlawrev-2697	424	19	where	where	SCONJ
inlawrev-2697	424	20	the	the	DET
inlawrev-2697	424	21	court	court	NOUN
inlawrev-2697	424	22	upheld	uphold	VERB
inlawrev-2697	424	23	the	the	DET
inlawrev-2697	424	24	lender	lender	NOUN
inlawrev-2697	424	25	's	's	PART
inlawrev-2697	424	26	determination	determination	NOUN
inlawrev-2697	424	27	of	of	ADP
inlawrev-2697	424	28	the	the	DET
inlawrev-2697	424	29	charge	charge	NOUN
inlawrev-2697	424	30	for	for	ADP
inlawrev-2697	424	31	the	the	DET
inlawrev-2697	424	32	borrower	borrower	NOUN
inlawrev-2697	424	33	's	's	PART
inlawrev-2697	424	34	right	right	NOUN
inlawrev-2697	424	35	to	to	PART
inlawrev-2697	424	36	prepay	prepay	VERB
inlawrev-2697	424	37	.	.	PUNCT
inlawrev-2697	425	1	this	this	DET
inlawrev-2697	425	2	situation	situation	NOUN
inlawrev-2697	425	3	is	be	AUX
inlawrev-2697	425	4	referred	refer	VERB
inlawrev-2697	425	5	to	to	ADP
inlawrev-2697	425	6	as	as	ADP
inlawrev-2697	425	7	the	the	DET
inlawrev-2697	425	8	"	"	PUNCT
inlawrev-2697	425	9	non	non	ADJ
inlawrev-2697	425	10	-	-	ADJ
inlawrev-2697	425	11	option	option	ADJ
inlawrev-2697	425	12	"	"	PUNCT
inlawrev-2697	425	13	type	type	NOUN
inlawrev-2697	425	14	and	and	CCONJ
inlawrev-2697	425	15	may	may	AUX
inlawrev-2697	425	16	result	result	VERB
inlawrev-2697	425	17	in	in	ADP
inlawrev-2697	425	18	the	the	DET
inlawrev-2697	425	19	lender	lender	NOUN
inlawrev-2697	425	20	being	be	AUX
inlawrev-2697	425	21	unable	unable	ADJ
inlawrev-2697	425	22	to	to	PART
inlawrev-2697	425	23	collect	collect	VERB
inlawrev-2697	425	24	a	a	DET
inlawrev-2697	425	25	penalty	penalty	NOUN
inlawrev-2697	425	26	because	because	SCONJ
inlawrev-2697	425	27	some	some	DET
inlawrev-2697	425	28	states	state	NOUN
inlawrev-2697	425	29	prohibit	prohibit	VERB
inlawrev-2697	425	30	collection	collection	NOUN
inlawrev-2697	425	31	of	of	ADP
inlawrev-2697	425	32	a	a	DET
inlawrev-2697	425	33	penalty	penalty	NOUN
inlawrev-2697	425	34	unless	unless	SCONJ
inlawrev-2697	425	35	specifically	specifically	ADV
inlawrev-2697	425	36	provided	provide	VERB
inlawrev-2697	425	37	for	for	ADP
inlawrev-2697	425	38	in	in	ADP
inlawrev-2697	425	39	the	the	DET
inlawrev-2697	425	40	loan	loan	NOUN
inlawrev-2697	425	41	documents	document	NOUN
inlawrev-2697	425	42	.	.	PUNCT
inlawrev-2697	426	1	see	see	VERB
inlawrev-2697	426	2	burks	burks	PROPN
inlawrev-2697	426	3	v.	v.	PROPN
inlawrev-2697	426	4	verschuur	verschuur	PROPN
inlawrev-2697	426	5	,	,	PUNCT
inlawrev-2697	426	6	35	35	NUM
inlawrev-2697	426	7	colo	colo	NOUN
inlawrev-2697	426	8	.	.	PUNCT
inlawrev-2697	427	1	app	app	PROPN
inlawrev-2697	427	2	.	.	PROPN
inlawrev-2697	427	3	121	121	NUM
inlawrev-2697	427	4	,	,	PUNCT
inlawrev-2697	427	5	532	532	NUM
inlawrev-2697	427	6	p.2d	p.2d	SYM
inlawrev-2697	427	7	757	757	NUM
inlawrev-2697	427	8	(	(	PUNCT
inlawrev-2697	427	9	1975	1975	NUM
inlawrev-2697	427	10	)	)	PUNCT
inlawrev-2697	427	11	;	;	PUNCT
inlawrev-2697	427	12	update	update	NOUN
inlawrev-2697	427	13	,	,	PUNCT
inlawrev-2697	427	14	supra	supra	PROPN
inlawrev-2697	427	15	note	note	NOUN
inlawrev-2697	427	16	30	30	NUM
inlawrev-2697	427	17	,	,	PUNCT
inlawrev-2697	427	18	at	at	ADP
inlawrev-2697	427	19	1049	1049	NUM
inlawrev-2697	427	20	.	.	PUNCT
inlawrev-2697	428	1	^another	^another	DET
inlawrev-2697	428	2	theory	theory	NOUN
inlawrev-2697	428	3	for	for	ADP
inlawrev-2697	428	4	upholding	uphold	VERB
inlawrev-2697	428	5	prepayment	prepayment	NOUN
inlawrev-2697	428	6	penalties	penalty	NOUN
inlawrev-2697	428	7	is	be	AUX
inlawrev-2697	428	8	that	that	SCONJ
inlawrev-2697	428	9	they	they	PRON
inlawrev-2697	428	10	serve	serve	VERB
inlawrev-2697	428	11	the	the	DET
inlawrev-2697	428	12	purposes	purpose	NOUN
inlawrev-2697	428	13	of	of	ADP
inlawrev-2697	428	14	both	both	CCONJ
inlawrev-2697	428	15	the	the	DET
inlawrev-2697	428	16	lender	lender	NOUN
inlawrev-2697	428	17	and	and	CCONJ
inlawrev-2697	428	18	the	the	DET
inlawrev-2697	428	19	borrower	borrower	NOUN
inlawrev-2697	428	20	.	.	PUNCT
inlawrev-2697	429	1	for	for	ADP
inlawrev-2697	429	2	example	example	NOUN
inlawrev-2697	429	3	,	,	PUNCT
inlawrev-2697	429	4	the	the	DET
inlawrev-2697	429	5	borrower	borrower	NOUN
inlawrev-2697	429	6	is	be	AUX
inlawrev-2697	429	7	enabled	enable	VERB
inlawrev-2697	429	8	to	to	PART
inlawrev-2697	429	9	save	save	VERB
inlawrev-2697	429	10	interest	interest	NOUN
inlawrev-2697	429	11	or	or	CCONJ
inlawrev-2697	429	12	io	io	NOUN
inlawrev-2697	429	13	have	have	VERB
inlawrev-2697	429	14	his	his	PRON
inlawrev-2697	429	15	property	property	NOUN
inlawrev-2697	429	16	released	release	VERB
inlawrev-2697	429	17	from	from	ADP
inlawrev-2697	429	18	the	the	DET
inlawrev-2697	429	19	lien	lien	NOUN
inlawrev-2697	429	20	early	early	ADV
inlawrev-2697	429	21	,	,	PUNCT
inlawrev-2697	429	22	while	while	SCONJ
inlawrev-2697	429	23	the	the	DET
inlawrev-2697	429	24	lender	lender	NOUN
inlawrev-2697	429	25	is	be	AUX
inlawrev-2697	429	26	able	able	ADJ
inlawrev-2697	429	27	to	to	PART
inlawrev-2697	429	28	protect	protect	VERB
inlawrev-2697	429	29	his	his	PRON
inlawrev-2697	429	30	investment	investment	NOUN
inlawrev-2697	429	31	income	income	NOUN
inlawrev-2697	429	32	.	.	PUNCT
inlawrev-2697	430	1	see	see	VERB
inlawrev-2697	430	2	generally	generally	ADV
inlawrev-2697	430	3	annotation	annotation	NOUN
inlawrev-2697	430	4	,	,	PUNCT
inlawrev-2697	430	5	construction	construction	NOUN
inlawrev-2697	430	6	and	and	CCONJ
inlawrev-2697	430	7	effect	effect	NOUN
inlawrev-2697	430	8	as	as	ADP
inlawrev-2697	430	9	to	to	ADP
inlawrev-2697	430	10	interest	interest	NOUN
inlawrev-2697	430	11	due	due	ADJ
inlawrev-2697	430	12	of	of	ADP
inlawrev-2697	430	13	real	real	ADJ
inlawrev-2697	430	14	estate	estate	NOUN
inlawrev-2697	430	15	mortgage	mortgage	NOUN
inlawrev-2697	430	16	clause	clause	NOUN
inlawrev-2697	430	17	authorizing	authorize	VERB
inlawrev-2697	430	18	mortagor	mortagor	ADV
inlawrev-2697	430	19	to	to	PART
inlawrev-2697	430	20	prepay	prepay	VERB
inlawrev-2697	430	21	principal	principal	ADJ
inlawrev-2697	430	22	debt	debt	NOUN
inlawrev-2697	430	23	,	,	PUNCT
inlawrev-2697	430	24	86	86	NUM
inlawrev-2697	430	25	a.l.r	a.l.r	NOUN
inlawrev-2697	430	26	.	.	PUNCT
inlawrev-2697	431	1	3d	3d	NUM
inlawrev-2697	431	2	599	599	NUM
inlawrev-2697	431	3	,	,	PUNCT
inlawrev-2697	431	4	604	604	NUM
inlawrev-2697	431	5	(	(	PUNCT
inlawrev-2697	431	6	1978	1978	NUM
inlawrev-2697	431	7	)	)	PUNCT
inlawrev-2697	431	8	.	.	PUNCT
inlawrev-2697	432	1	9lsee	9lsee	NUM
inlawrev-2697	432	2	prepayment	prepayment	NOUN
inlawrev-2697	432	3	penalties	penalty	NOUN
inlawrev-2697	432	4	,	,	PUNCT
inlawrev-2697	432	5	supra	supra	PROPN
inlawrev-2697	432	6	note	note	NOUN
inlawrev-2697	432	7	5	5	NUM
inlawrev-2697	432	8	,	,	PUNCT
inlawrev-2697	432	9	at	at	ADP
inlawrev-2697	432	10	847	847	NUM
inlawrev-2697	432	11	.	.	PUNCT
inlawrev-2697	433	1	92see	92see	PROPN
inlawrev-2697	433	2	bonanno	bonanno	ADJ
inlawrev-2697	433	3	,	,	PUNCT
inlawrev-2697	433	4	supra	supra	PROPN
inlawrev-2697	433	5	note	note	NOUN
inlawrev-2697	433	6	28	28	NUM
inlawrev-2697	433	7	,	,	PUNCT
inlawrev-2697	433	8	at	at	ADP
inlawrev-2697	433	9	295	295	NUM
inlawrev-2697	433	10	.	.	PUNCT
inlawrev-2697	434	1	93criticizing	93criticize	VERB
inlawrev-2697	434	2	the	the	DET
inlawrev-2697	434	3	theory	theory	NOUN
inlawrev-2697	434	4	,	,	PUNCT
inlawrev-2697	434	5	the	the	DET
inlawrev-2697	434	6	board	board	NOUN
inlawrev-2697	434	7	has	have	AUX
inlawrev-2697	434	8	commented	comment	VERB
inlawrev-2697	434	9	that	that	SCONJ
inlawrev-2697	434	10	"	"	PUNCT
inlawrev-2697	434	11	this	this	DET
inlawrev-2697	434	12	rationale	rationale	NOUN
inlawrev-2697	434	13	seems	seem	VERB
inlawrev-2697	434	14	debatable	debatable	ADJ
inlawrev-2697	434	15	because	because	SCONJ
inlawrev-2697	434	16	the	the	DET
inlawrev-2697	434	17	closing	closing	NOUN
inlawrev-2697	434	18	costs	cost	NOUN
inlawrev-2697	434	19	and	and	CCONJ
inlawrev-2697	434	20	other	other	ADJ
inlawrev-2697	434	21	charges	charge	NOUN
inlawrev-2697	434	22	collected	collect	VERB
inlawrev-2697	434	23	by	by	ADP
inlawrev-2697	434	24	the	the	DET
inlawrev-2697	434	25	lender	lender	NOUN
inlawrev-2697	434	26	upon	upon	SCONJ
inlawrev-2697	434	27	origination	origination	NOUN
inlawrev-2697	434	28	may	may	AUX
inlawrev-2697	434	29	748	748	NUM
inlawrev-2697	434	30	indiana	indiana	PROPN
inlawrev-2697	434	31	la	la	PROPN
inlawrev-2697	434	32	w	w	PROPN
inlawrev-2697	434	33	review	review	PROPN
inlawrev-2697	435	1	[	[	X
inlawrev-2697	435	2	vol	vol	NOUN
inlawrev-2697	435	3	.	.	PUNCT
inlawrev-2697	435	4	20:735	20:735	NUM
inlawrev-2697	435	5	a	a	DET
inlawrev-2697	435	6	second	second	ADJ
inlawrev-2697	435	7	theory	theory	NOUN
inlawrev-2697	435	8	advanced	advance	VERB
inlawrev-2697	435	9	by	by	ADP
inlawrev-2697	435	10	lenders	lender	NOUN
inlawrev-2697	435	11	in	in	ADP
inlawrev-2697	435	12	support	support	NOUN
inlawrev-2697	435	13	of	of	ADP
inlawrev-2697	435	14	prepayment	prepayment	NOUN
inlawrev-2697	435	15	penalties	penalty	NOUN
inlawrev-2697	435	16	is	be	AUX
inlawrev-2697	435	17	the	the	DET
inlawrev-2697	435	18	'	'	PUNCT
inlawrev-2697	435	19	'	'	PUNCT
inlawrev-2697	435	20	income	income	NOUN
inlawrev-2697	435	21	'	'	PUNCT
inlawrev-2697	435	22	'	'	PUNCT
inlawrev-2697	435	23	argument	argument	NOUN
inlawrev-2697	435	24	.	.	PUNCT
inlawrev-2697	436	1	94	94	NUM
inlawrev-2697	436	2	lenders	lender	NOUN
inlawrev-2697	436	3	argue	argue	VERB
inlawrev-2697	436	4	that	that	SCONJ
inlawrev-2697	436	5	prepayment	prepayment	NOUN
inlawrev-2697	436	6	penalties	penalty	NOUN
inlawrev-2697	436	7	constitute	constitute	VERB
inlawrev-2697	436	8	a	a	DET
inlawrev-2697	436	9	substantial	substantial	ADJ
inlawrev-2697	436	10	portion	portion	NOUN
inlawrev-2697	436	11	of	of	ADP
inlawrev-2697	436	12	their	their	PRON
inlawrev-2697	436	13	annual	annual	ADJ
inlawrev-2697	436	14	income	income	NOUN
inlawrev-2697	436	15	,	,	PUNCT
inlawrev-2697	436	16	the	the	DET
inlawrev-2697	436	17	loss	loss	NOUN
inlawrev-2697	436	18	of	of	ADP
inlawrev-2697	436	19	which	which	PRON
inlawrev-2697	436	20	would	would	AUX
inlawrev-2697	436	21	not	not	PART
inlawrev-2697	436	22	only	only	ADV
inlawrev-2697	436	23	endanger	endanger	VERB
inlawrev-2697	436	24	existing	exist	VERB
inlawrev-2697	436	25	loans	loan	NOUN
inlawrev-2697	436	26	but	but	CCONJ
inlawrev-2697	436	27	would	would	AUX
inlawrev-2697	436	28	restrict	restrict	VERB
inlawrev-2697	436	29	the	the	DET
inlawrev-2697	436	30	availability	availability	NOUN
inlawrev-2697	436	31	of	of	ADP
inlawrev-2697	436	32	loans	loan	NOUN
inlawrev-2697	436	33	to	to	ADP
inlawrev-2697	436	34	future	future	ADJ
inlawrev-2697	436	35	borrowers	borrower	NOUN
inlawrev-2697	436	36	.	.	PUNCT
inlawrev-2697	437	1	95	95	NUM
inlawrev-2697	437	2	the	the	DET
inlawrev-2697	437	3	third	third	ADJ
inlawrev-2697	437	4	justification	justification	NOUN
inlawrev-2697	437	5	commonly	commonly	ADV
inlawrev-2697	437	6	advanced	advance	VERB
inlawrev-2697	437	7	in	in	ADP
inlawrev-2697	437	8	support	support	NOUN
inlawrev-2697	437	9	of	of	ADP
inlawrev-2697	437	10	prepayment	prepayment	NOUN
inlawrev-2697	437	11	penalties	penalty	NOUN
inlawrev-2697	437	12	is	be	AUX
inlawrev-2697	437	13	the	the	DET
inlawrev-2697	437	14	"	"	PUNCT
inlawrev-2697	437	15	economic	economic	ADJ
inlawrev-2697	437	16	complement	complement	NOUN
inlawrev-2697	437	17	"	"	PUNCT
inlawrev-2697	437	18	argument	argument	NOUN
inlawrev-2697	437	19	.	.	PUNCT
inlawrev-2697	438	1	96	96	NUM
inlawrev-2697	439	1	according	accord	VERB
inlawrev-2697	439	2	to	to	ADP
inlawrev-2697	439	3	this	this	DET
inlawrev-2697	439	4	theory	theory	NOUN
inlawrev-2697	439	5	,	,	PUNCT
inlawrev-2697	439	6	the	the	DET
inlawrev-2697	439	7	due	due	ADJ
inlawrev-2697	439	8	-	-	PUNCT
inlawrev-2697	439	9	on	on	ADP
inlawrev-2697	439	10	-	-	PUNCT
inlawrev-2697	439	11	sale	sale	NOUN
inlawrev-2697	439	12	clause	clause	NOUN
inlawrev-2697	439	13	enables	enable	VERB
inlawrev-2697	439	14	lenders	lender	NOUN
inlawrev-2697	439	15	to	to	PART
inlawrev-2697	439	16	avoid	avoid	VERB
inlawrev-2697	439	17	being	be	AUX
inlawrev-2697	439	18	locked	lock	VERB
inlawrev-2697	439	19	into	into	ADP
inlawrev-2697	439	20	loans	loan	NOUN
inlawrev-2697	439	21	at	at	ADP
inlawrev-2697	439	22	rates	rate	NOUN
inlawrev-2697	439	23	below	below	ADP
inlawrev-2697	439	24	current	current	ADJ
inlawrev-2697	439	25	market	market	NOUN
inlawrev-2697	439	26	levels	level	NOUN
inlawrev-2697	439	27	.	.	PUNCT
inlawrev-2697	440	1	the	the	DET
inlawrev-2697	440	2	lender	lender	NOUN
inlawrev-2697	440	3	is	be	AUX
inlawrev-2697	440	4	able	able	ADJ
inlawrev-2697	440	5	to	to	PART
inlawrev-2697	440	6	refuse	refuse	VERB
inlawrev-2697	440	7	assumptions	assumption	NOUN
inlawrev-2697	440	8	and	and	CCONJ
inlawrev-2697	440	9	,	,	PUNCT
inlawrev-2697	440	10	by	by	ADP
inlawrev-2697	440	11	accelerating	accelerate	VERB
inlawrev-2697	440	12	the	the	DET
inlawrev-2697	440	13	unpaid	unpaid	ADJ
inlawrev-2697	440	14	balance	balance	NOUN
inlawrev-2697	440	15	of	of	ADP
inlawrev-2697	440	16	the	the	DET
inlawrev-2697	440	17	loan	loan	NOUN
inlawrev-2697	440	18	,	,	PUNCT
inlawrev-2697	440	19	is	be	AUX
inlawrev-2697	440	20	able	able	ADJ
inlawrev-2697	440	21	to	to	PART
inlawrev-2697	440	22	reinvest	reinvest	VERB
inlawrev-2697	440	23	its	its	PRON
inlawrev-2697	440	24	funds	fund	NOUN
inlawrev-2697	440	25	at	at	ADP
inlawrev-2697	440	26	higher	high	ADJ
inlawrev-2697	440	27	market	market	NOUN
inlawrev-2697	440	28	interest	interest	NOUN
inlawrev-2697	440	29	rates	rate	NOUN
inlawrev-2697	440	30	.	.	PUNCT
inlawrev-2697	441	1	97	97	NUM
inlawrev-2697	441	2	the	the	DET
inlawrev-2697	441	3	prepayment	prepayment	NOUN
inlawrev-2697	441	4	penalty	penalty	NOUN
inlawrev-2697	441	5	clause	clause	NOUN
inlawrev-2697	441	6	is	be	AUX
inlawrev-2697	441	7	employed	employ	VERB
inlawrev-2697	441	8	by	by	ADP
inlawrev-2697	441	9	lenders	lender	NOUN
inlawrev-2697	441	10	to	to	PART
inlawrev-2697	441	11	"	"	PUNCT
inlawrev-2697	441	12	lock	lock	VERB
inlawrev-2697	441	13	in	in	ADP
inlawrev-2697	441	14	"	"	PUNCT
inlawrev-2697	441	15	loans	loan	NOUN
inlawrev-2697	441	16	at	at	ADP
inlawrev-2697	441	17	interest	interest	NOUN
inlawrev-2697	441	18	rates	rate	NOUN
inlawrev-2697	441	19	higher	high	ADJ
inlawrev-2697	441	20	than	than	ADP
inlawrev-2697	441	21	current	current	ADJ
inlawrev-2697	441	22	market	market	NOUN
inlawrev-2697	441	23	rates	rate	NOUN
inlawrev-2697	441	24	by	by	ADP
inlawrev-2697	441	25	discouraging	discourage	VERB
inlawrev-2697	441	26	refinancing	refinance	VERB
inlawrev-2697	441	27	by	by	ADP
inlawrev-2697	441	28	borrowers	borrower	NOUN
inlawrev-2697	441	29	when	when	SCONJ
inlawrev-2697	441	30	market	market	NOUN
inlawrev-2697	441	31	interest	interest	NOUN
inlawrev-2697	441	32	rates	rate	NOUN
inlawrev-2697	441	33	drop	drop	VERB
inlawrev-2697	441	34	below	below	ADP
inlawrev-2697	441	35	those	those	PRON
inlawrev-2697	441	36	of	of	ADP
inlawrev-2697	441	37	the	the	DET
inlawrev-2697	441	38	borrower	borrower	NOUN
inlawrev-2697	441	39	's	's	PART
inlawrev-2697	441	40	loan.98	loan.98	NOUN
inlawrev-2697	441	41	the	the	DET
inlawrev-2697	441	42	use	use	NOUN
inlawrev-2697	441	43	of	of	ADP
inlawrev-2697	441	44	prepayment	prepayment	NOUN
inlawrev-2697	441	45	penalty	penalty	NOUN
inlawrev-2697	441	46	and	and	CCONJ
inlawrev-2697	441	47	acceleration	acceleration	NOUN
inlawrev-2697	441	48	clauses	clause	NOUN
inlawrev-2697	441	49	in	in	ADP
inlawrev-2697	441	50	tandem	tandem	NOUN
inlawrev-2697	441	51	has	have	AUX
inlawrev-2697	441	52	been	be	AUX
inlawrev-2697	441	53	described	describe	VERB
inlawrev-2697	441	54	as	as	ADP
inlawrev-2697	441	55	"	"	PUNCT
inlawrev-2697	441	56	another	another	DET
inlawrev-2697	441	57	imperfect	imperfect	ADJ
inlawrev-2697	441	58	method	method	NOUN
inlawrev-2697	441	59	for	for	ADP
inlawrev-2697	441	60	achieving	achieve	VERB
inlawrev-2697	441	61	a	a	DET
inlawrev-2697	441	62	higher	high	ADJ
inlawrev-2697	441	63	long	long	ADJ
inlawrev-2697	441	64	term	term	NOUN
inlawrev-2697	441	65	return	return	NOUN
inlawrev-2697	441	66	on	on	ADP
inlawrev-2697	441	67	the	the	DET
inlawrev-2697	441	68	[	[	X
inlawrev-2697	441	69	lender	lender	NOUN
inlawrev-2697	441	70	's	's	PART
inlawrev-2697	441	71	]	]	PUNCT
inlawrev-2697	441	72	loan	loan	NOUN
inlawrev-2697	441	73	portfolio	portfolio	NOUN
inlawrev-2697	441	74	"	"	PUNCT
inlawrev-2697	441	75	99	99	NUM
inlawrev-2697	441	76	and	and	CCONJ
inlawrev-2697	441	77	as	as	ADP
inlawrev-2697	441	78	a	a	DET
inlawrev-2697	441	79	method	method	NOUN
inlawrev-2697	441	80	to	to	PART
inlawrev-2697	441	81	reduce	reduce	VERB
inlawrev-2697	441	82	the	the	DET
inlawrev-2697	441	83	risk	risk	NOUN
inlawrev-2697	441	84	associated	associate	VERB
inlawrev-2697	441	85	with	with	ADP
inlawrev-2697	441	86	fixed	fix	VERB
inlawrev-2697	441	87	rate	rate	NOUN
inlawrev-2697	441	88	lending	lending	NOUN
inlawrev-2697	441	89	.	.	PUNCT
inlawrev-2697	442	1	100	100	NUM
inlawrev-2697	442	2	the	the	DET
inlawrev-2697	442	3	board	board	NOUN
inlawrev-2697	442	4	has	have	AUX
inlawrev-2697	442	5	noted	note	VERB
inlawrev-2697	442	6	that	that	SCONJ
inlawrev-2697	442	7	"	"	PUNCT
inlawrev-2697	442	8	[	[	PUNCT
inlawrev-2697	442	9	p]roperly	p]roperly	ADV
inlawrev-2697	442	10	used	use	VERB
inlawrev-2697	442	11	,	,	PUNCT
inlawrev-2697	442	12	[	[	X
inlawrev-2697	442	13	prepayment	prepayment	NOUN
inlawrev-2697	442	14	and	and	CCONJ
inlawrev-2697	442	15	acceleration	acceleration	NOUN
inlawrev-2697	442	16	clauses	clause	NOUN
inlawrev-2697	442	17	]	]	PUNCT
inlawrev-2697	442	18	can	can	AUX
inlawrev-2697	442	19	more	more	ADV
inlawrev-2697	442	20	than	than	ADP
inlawrev-2697	442	21	compensate	compensate	VERB
inlawrev-2697	442	22	it	it	PRON
inlawrev-2697	442	23	for	for	ADP
inlawrev-2697	442	24	its	its	PRON
inlawrev-2697	442	25	fixed	fix	VERB
inlawrev-2697	442	26	costs	cost	NOUN
inlawrev-2697	442	27	.	.	PUNCT
inlawrev-2697	442	28	"	"	PUNCT
inlawrev-2697	443	1	49	49	NUM
inlawrev-2697	443	2	fed	fed	PROPN
inlawrev-2697	443	3	.	.	PUNCT
inlawrev-2697	444	1	reg	reg	PROPN
inlawrev-2697	444	2	.	.	PUNCT
inlawrev-2697	445	1	32,081	32,081	NUM
inlawrev-2697	445	2	(	(	PUNCT
inlawrev-2697	445	3	1984	1984	NUM
inlawrev-2697	445	4	)	)	PUNCT
inlawrev-2697	445	5	.	.	PUNCT
inlawrev-2697	446	1	one	one	NUM
inlawrev-2697	446	2	commentator	commentator	NOUN
inlawrev-2697	446	3	argued	argue	VERB
inlawrev-2697	446	4	that	that	SCONJ
inlawrev-2697	446	5	lenders	lender	NOUN
inlawrev-2697	446	6	also	also	ADV
inlawrev-2697	446	7	charge	charge	VERB
inlawrev-2697	446	8	'	'	PUNCT
inlawrev-2697	446	9	points	point	NOUN
inlawrev-2697	446	10	'	'	PUNCT
inlawrev-2697	446	11	(	(	PUNCT
inlawrev-2697	446	12	which	which	PRON
inlawrev-2697	446	13	is	be	AUX
inlawrev-2697	446	14	actually	actually	ADV
inlawrev-2697	446	15	a	a	DET
inlawrev-2697	446	16	form	form	NOUN
inlawrev-2697	446	17	of	of	ADP
inlawrev-2697	446	18	discounting	discount	VERB
inlawrev-2697	446	19	the	the	DET
inlawrev-2697	446	20	borrower	borrower	NOUN
inlawrev-2697	446	21	's	's	PART
inlawrev-2697	446	22	rate	rate	NOUN
inlawrev-2697	446	23	)	)	PUNCT
inlawrev-2697	446	24	,	,	PUNCT
inlawrev-2697	446	25	for	for	ADP
inlawrev-2697	446	26	making	make	VERB
inlawrev-2697	446	27	a	a	DET
inlawrev-2697	446	28	new	new	ADJ
inlawrev-2697	446	29	loan	loan	NOUN
inlawrev-2697	446	30	or	or	CCONJ
inlawrev-2697	446	31	for	for	ADP
inlawrev-2697	446	32	accepting	accept	VERB
inlawrev-2697	446	33	an	an	DET
inlawrev-2697	446	34	assumption	assumption	NOUN
inlawrev-2697	446	35	of	of	ADP
inlawrev-2697	446	36	an	an	DET
inlawrev-2697	446	37	outstanding	outstanding	ADJ
inlawrev-2697	446	38	loan	loan	NOUN
inlawrev-2697	446	39	.	.	PUNCT
inlawrev-2697	447	1	in	in	ADP
inlawrev-2697	447	2	addition	addition	NOUN
inlawrev-2697	447	3	,	,	PUNCT
inlawrev-2697	447	4	they	they	PRON
inlawrev-2697	447	5	require	require	VERB
inlawrev-2697	447	6	payments	payment	NOUN
inlawrev-2697	447	7	for	for	ADP
inlawrev-2697	447	8	such	such	ADJ
inlawrev-2697	447	9	present	present	ADJ
inlawrev-2697	447	10	and	and	CCONJ
inlawrev-2697	447	11	future	future	ADJ
inlawrev-2697	447	12	expenses	expense	NOUN
inlawrev-2697	447	13	as	as	ADP
inlawrev-2697	447	14	credit	credit	NOUN
inlawrev-2697	447	15	reports	report	NOUN
inlawrev-2697	447	16	,	,	PUNCT
inlawrev-2697	447	17	alta	alta	PROPN
inlawrev-2697	447	18	title	title	NOUN
inlawrev-2697	447	19	insurance	insurance	NOUN
inlawrev-2697	447	20	,	,	PUNCT
inlawrev-2697	447	21	and	and	CCONJ
inlawrev-2697	447	22	even	even	ADV
inlawrev-2697	447	23	reconveyance	reconveyance	NOUN
inlawrev-2697	447	24	fees	fee	NOUN
inlawrev-2697	447	25	.	.	PUNCT
inlawrev-2697	448	1	consequently	consequently	ADV
inlawrev-2697	448	2	,	,	PUNCT
inlawrev-2697	448	3	the	the	DET
inlawrev-2697	448	4	traditional	traditional	ADJ
inlawrev-2697	448	5	justification	justification	NOUN
inlawrev-2697	448	6	hardly	hardly	ADV
inlawrev-2697	448	7	seems	seem	VERB
inlawrev-2697	448	8	credible	credible	ADJ
inlawrev-2697	448	9	any	any	PRON
inlawrev-2697	448	10	more	more	ADJ
inlawrev-2697	448	11	.	.	PUNCT
inlawrev-2697	449	1	bonanno	bonanno	ADJ
inlawrev-2697	449	2	,	,	PUNCT
inlawrev-2697	449	3	supra	supra	PROPN
inlawrev-2697	449	4	note	note	NOUN
inlawrev-2697	449	5	28	28	NUM
inlawrev-2697	449	6	,	,	PUNCT
inlawrev-2697	449	7	at	at	ADP
inlawrev-2697	449	8	295	295	NUM
inlawrev-2697	449	9	.	.	PUNCT
inlawrev-2697	450	1	^prepayment	^prepayment	CCONJ
inlawrev-2697	450	2	penalties	penalty	NOUN
inlawrev-2697	450	3	,	,	PUNCT
inlawrev-2697	450	4	supra	supra	PROPN
inlawrev-2697	450	5	note	note	NOUN
inlawrev-2697	450	6	5	5	NUM
inlawrev-2697	450	7	,	,	PUNCT
inlawrev-2697	450	8	at	at	ADP
inlawrev-2697	450	9	848	848	NUM
inlawrev-2697	450	10	.	.	PUNCT
inlawrev-2697	451	1	95one	95one	NOUN
inlawrev-2697	451	2	commentator	commentator	NOUN
inlawrev-2697	451	3	has	have	AUX
inlawrev-2697	451	4	noted	note	VERB
inlawrev-2697	451	5	that	that	SCONJ
inlawrev-2697	451	6	lenders	lender	NOUN
inlawrev-2697	451	7	argue	argue	VERB
inlawrev-2697	451	8	that	that	SCONJ
inlawrev-2697	451	9	prepayment	prepayment	NOUN
inlawrev-2697	451	10	penalties	penalty	NOUN
inlawrev-2697	451	11	comprise	comprise	VERB
inlawrev-2697	451	12	anywhere	anywhere	ADV
inlawrev-2697	451	13	from	from	ADP
inlawrev-2697	451	14	twelve	twelve	NUM
inlawrev-2697	451	15	to	to	ADP
inlawrev-2697	451	16	thirty	thirty	NUM
inlawrev-2697	451	17	-	-	PUNCT
inlawrev-2697	451	18	eight	eight	NUM
inlawrev-2697	451	19	percent	percent	NOUN
inlawrev-2697	451	20	of	of	ADP
inlawrev-2697	451	21	their	their	PRON
inlawrev-2697	451	22	annual	annual	ADJ
inlawrev-2697	451	23	net	net	ADJ
inlawrev-2697	451	24	incomes	income	NOUN
inlawrev-2697	451	25	.	.	PUNCT
inlawrev-2697	452	1	see	see	VERB
inlawrev-2697	452	2	i	i	PRON
inlawrev-2697	452	3	d.	d.	PROPN
inlawrev-2697	452	4	at	at	ADP
inlawrev-2697	452	5	84849	84849	NUM
inlawrev-2697	452	6	.	.	PUNCT
inlawrev-2697	453	1	^see	^see	NUM
inlawrev-2697	453	2	real	real	ADJ
inlawrev-2697	453	3	estate	estate	NOUN
inlawrev-2697	453	4	finance	finance	NOUN
inlawrev-2697	453	5	,	,	PUNCT
inlawrev-2697	453	6	supra	supra	PROPN
inlawrev-2697	453	7	note	note	NOUN
inlawrev-2697	453	8	7	7	NUM
inlawrev-2697	453	9	,	,	PUNCT
inlawrev-2697	453	10	§	§	PROPN
inlawrev-2697	453	11	6.1	6.1	NUM
inlawrev-2697	453	12	;	;	PUNCT
inlawrev-2697	453	13	prepayment	prepayment	NOUN
inlawrev-2697	453	14	penalties	penalty	NOUN
inlawrev-2697	453	15	,	,	PUNCT
inlawrev-2697	453	16	supra	supra	PROPN
inlawrev-2697	453	17	note	note	NOUN
inlawrev-2697	453	18	5	5	NUM
inlawrev-2697	453	19	,	,	PUNCT
inlawrev-2697	453	20	at	at	ADP
inlawrev-2697	453	21	849	849	NUM
inlawrev-2697	453	22	.	.	PUNCT
inlawrev-2697	453	23	91	91	NUM
inlawrev-2697	453	24	see	see	NOUN
inlawrev-2697	453	25	prepayment	prepayment	NOUN
inlawrev-2697	453	26	penalties	penalty	NOUN
inlawrev-2697	453	27	,	,	PUNCT
inlawrev-2697	453	28	supra	supra	PROPN
inlawrev-2697	453	29	note	note	NOUN
inlawrev-2697	453	30	5	5	NUM
inlawrev-2697	453	31	,	,	PUNCT
inlawrev-2697	453	32	at	at	ADP
inlawrev-2697	453	33	849	849	NUM
inlawrev-2697	453	34	.	.	PUNCT
inlawrev-2697	454	1	the	the	DET
inlawrev-2697	454	2	alternative	alternative	ADJ
inlawrev-2697	454	3	use	use	NOUN
inlawrev-2697	454	4	of	of	ADP
inlawrev-2697	454	5	the	the	DET
inlawrev-2697	454	6	dueon	dueon	NOUN
inlawrev-2697	454	7	-	-	PUNCT
inlawrev-2697	454	8	sale	sale	NOUN
inlawrev-2697	454	9	and	and	CCONJ
inlawrev-2697	454	10	prepayment	prepayment	NOUN
inlawrev-2697	454	11	penalty	penalty	NOUN
inlawrev-2697	454	12	clauses	clause	NOUN
inlawrev-2697	454	13	by	by	ADP
inlawrev-2697	454	14	lenders	lender	NOUN
inlawrev-2697	454	15	is	be	AUX
inlawrev-2697	454	16	distinguishable	distinguishable	ADJ
inlawrev-2697	454	17	from	from	ADP
inlawrev-2697	454	18	the	the	DET
inlawrev-2697	454	19	variable	variable	ADJ
inlawrev-2697	454	20	interest	interest	NOUN
inlawrev-2697	454	21	rate	rate	NOUN
inlawrev-2697	454	22	situation	situation	NOUN
inlawrev-2697	454	23	.	.	PUNCT
inlawrev-2697	455	1	when	when	SCONJ
inlawrev-2697	455	2	variable	variable	ADJ
inlawrev-2697	455	3	interest	interest	NOUN
inlawrev-2697	455	4	rates	rate	NOUN
inlawrev-2697	455	5	are	be	AUX
inlawrev-2697	455	6	used	use	VERB
inlawrev-2697	455	7	,	,	PUNCT
inlawrev-2697	455	8	interest	interest	NOUN
inlawrev-2697	455	9	rates	rate	NOUN
inlawrev-2697	455	10	on	on	ADP
inlawrev-2697	455	11	long	long	ADJ
inlawrev-2697	455	12	term	term	NOUN
inlawrev-2697	455	13	mortgages	mortgage	NOUN
inlawrev-2697	455	14	rise	rise	VERB
inlawrev-2697	455	15	or	or	CCONJ
inlawrev-2697	455	16	fall	fall	VERB
inlawrev-2697	455	17	in	in	ADP
inlawrev-2697	455	18	conjunction	conjunction	NOUN
inlawrev-2697	455	19	with	with	ADP
inlawrev-2697	455	20	some	some	DET
inlawrev-2697	455	21	index	index	NOUN
inlawrev-2697	455	22	that	that	PRON
inlawrev-2697	455	23	is	be	AUX
inlawrev-2697	455	24	related	relate	VERB
inlawrev-2697	455	25	or	or	CCONJ
inlawrev-2697	455	26	tied	tie	VERB
inlawrev-2697	455	27	to	to	ADP
inlawrev-2697	455	28	market	market	NOUN
inlawrev-2697	455	29	interest	interest	NOUN
inlawrev-2697	455	30	rates	rate	NOUN
inlawrev-2697	455	31	.	.	PUNCT
inlawrev-2697	456	1	when	when	SCONJ
inlawrev-2697	456	2	the	the	DET
inlawrev-2697	456	3	lender	lender	NOUN
inlawrev-2697	456	4	employs	employ	VERB
inlawrev-2697	456	5	the	the	DET
inlawrev-2697	456	6	due	due	ADJ
inlawrev-2697	456	7	-	-	PUNCT
inlawrev-2697	456	8	on	on	ADP
inlawrev-2697	456	9	-	-	PUNCT
inlawrev-2697	456	10	sale	sale	NOUN
inlawrev-2697	456	11	and	and	CCONJ
inlawrev-2697	456	12	prepayment	prepayment	NOUN
inlawrev-2697	456	13	penalty	penalty	NOUN
inlawrev-2697	456	14	clauses	clause	NOUN
inlawrev-2697	456	15	together	together	ADV
inlawrev-2697	456	16	,	,	PUNCT
inlawrev-2697	456	17	the	the	DET
inlawrev-2697	456	18	prepayment	prepayment	NOUN
inlawrev-2697	456	19	penalty	penalty	NOUN
inlawrev-2697	456	20	is	be	AUX
inlawrev-2697	456	21	used	use	VERB
inlawrev-2697	456	22	to	to	PART
inlawrev-2697	456	23	keep	keep	VERB
inlawrev-2697	456	24	the	the	DET
inlawrev-2697	456	25	lender	lender	NOUN
inlawrev-2697	456	26	's	's	PART
inlawrev-2697	456	27	portfolio	portfolio	NOUN
inlawrev-2697	456	28	interest	interest	NOUN
inlawrev-2697	456	29	return	return	NOUN
inlawrev-2697	456	30	from	from	ADP
inlawrev-2697	456	31	dropping	drop	VERB
inlawrev-2697	456	32	while	while	SCONJ
inlawrev-2697	456	33	the	the	DET
inlawrev-2697	456	34	due	due	ADJ
inlawrev-2697	456	35	-	-	PUNCT
inlawrev-2697	456	36	on	on	ADP
inlawrev-2697	456	37	-	-	PUNCT
inlawrev-2697	456	38	sale	sale	NOUN
inlawrev-2697	456	39	clause	clause	NOUN
inlawrev-2697	456	40	is	be	AUX
inlawrev-2697	456	41	applied	apply	VERB
inlawrev-2697	456	42	to	to	PART
inlawrev-2697	456	43	reloan	reloan	VERB
inlawrev-2697	456	44	money	money	NOUN
inlawrev-2697	456	45	at	at	ADP
inlawrev-2697	456	46	higher	high	ADJ
inlawrev-2697	456	47	market	market	NOUN
inlawrev-2697	456	48	rates	rate	NOUN
inlawrev-2697	456	49	.	.	PUNCT
inlawrev-2697	457	1	thus	thus	ADV
inlawrev-2697	457	2	,	,	PUNCT
inlawrev-2697	457	3	the	the	DET
inlawrev-2697	457	4	lender	lender	NOUN
inlawrev-2697	457	5	is	be	AUX
inlawrev-2697	457	6	able	able	ADJ
inlawrev-2697	457	7	to	to	PART
inlawrev-2697	457	8	protect	protect	VERB
inlawrev-2697	457	9	itself	itself	PRON
inlawrev-2697	457	10	from	from	ADP
inlawrev-2697	457	11	the	the	DET
inlawrev-2697	457	12	adverse	adverse	ADJ
inlawrev-2697	457	13	economic	economic	ADJ
inlawrev-2697	457	14	effects	effect	NOUN
inlawrev-2697	457	15	of	of	ADP
inlawrev-2697	457	16	dropping	drop	VERB
inlawrev-2697	457	17	interest	interest	NOUN
inlawrev-2697	457	18	rates	rate	NOUN
inlawrev-2697	457	19	,	,	PUNCT
inlawrev-2697	457	20	an	an	DET
inlawrev-2697	457	21	impossible	impossible	ADJ
inlawrev-2697	457	22	result	result	NOUN
inlawrev-2697	457	23	with	with	ADP
inlawrev-2697	457	24	variable	variable	ADJ
inlawrev-2697	457	25	interest	interest	NOUN
inlawrev-2697	457	26	rates	rate	NOUN
inlawrev-2697	457	27	.	.	PUNCT
inlawrev-2697	458	1	see	see	VERB
inlawrev-2697	458	2	real	real	ADJ
inlawrev-2697	458	3	estate	estate	NOUN
inlawrev-2697	458	4	finance	finance	NOUN
inlawrev-2697	458	5	,	,	PUNCT
inlawrev-2697	458	6	supra	supra	PROPN
inlawrev-2697	458	7	note	note	NOUN
inlawrev-2697	458	8	7	7	NUM
inlawrev-2697	458	9	,	,	PUNCT
inlawrev-2697	458	10	§	§	PROPN
inlawrev-2697	458	11	6.1	6.1	NUM
inlawrev-2697	458	12	.	.	PUNCT
inlawrev-2697	459	1	9ssee	9ssee	NUM
inlawrev-2697	459	2	real	real	ADJ
inlawrev-2697	459	3	estate	estate	NOUN
inlawrev-2697	459	4	finance	finance	NOUN
inlawrev-2697	459	5	,	,	PUNCT
inlawrev-2697	459	6	supra	supra	PROPN
inlawrev-2697	459	7	note	note	NOUN
inlawrev-2697	459	8	7	7	NUM
inlawrev-2697	459	9	,	,	PUNCT
inlawrev-2697	459	10	§	§	PROPN
inlawrev-2697	459	11	6.1	6.1	NUM
inlawrev-2697	459	12	.	.	PUNCT
inlawrev-2697	460	1	"	"	PUNCT
inlawrev-2697	460	2	i	i	PRON
inlawrev-2697	460	3	d.	d.	PROPN
inlawrev-2697	460	4	x00see	x00see	PROPN
inlawrev-2697	460	5	prepayment	prepayment	NOUN
inlawrev-2697	460	6	penalties	penalty	NOUN
inlawrev-2697	460	7	,	,	PUNCT
inlawrev-2697	460	8	supra	supra	PROPN
inlawrev-2697	460	9	note	note	NOUN
inlawrev-2697	460	10	5	5	NUM
inlawrev-2697	460	11	,	,	PUNCT
inlawrev-2697	460	12	at	at	ADP
inlawrev-2697	460	13	830	830	NUM
inlawrev-2697	460	14	.	.	PUNCT
inlawrev-2697	460	15	1987	1987	NUM
inlawrev-2697	460	16	]	]	PUNCT
inlawrev-2697	460	17	commercial	commercial	ADJ
inlawrev-2697	460	18	mortgages	mortgage	NOUN
inlawrev-2697	460	19	749	749	NUM
inlawrev-2697	460	20	help	help	VERB
inlawrev-2697	460	21	lenders	lender	NOUN
inlawrev-2697	460	22	in	in	ADP
inlawrev-2697	460	23	preserving	preserve	VERB
inlawrev-2697	460	24	both	both	DET
inlawrev-2697	460	25	original	original	ADJ
inlawrev-2697	460	26	contract	contract	NOUN
inlawrev-2697	460	27	terms	term	NOUN
inlawrev-2697	460	28	and	and	CCONJ
inlawrev-2697	460	29	anticipated	anticipate	VERB
inlawrev-2697	460	30	yields	yield	NOUN
inlawrev-2697	460	31	as	as	ADP
inlawrev-2697	460	32	a	a	DET
inlawrev-2697	460	33	means	means	NOUN
inlawrev-2697	460	34	of	of	ADP
inlawrev-2697	460	35	matching	match	VERB
inlawrev-2697	460	36	the	the	DET
inlawrev-2697	460	37	durations	duration	NOUN
inlawrev-2697	460	38	of	of	ADP
inlawrev-2697	460	39	their	their	PRON
inlawrev-2697	460	40	assets	asset	NOUN
inlawrev-2697	460	41	and	and	CCONJ
inlawrev-2697	460	42	liabilities	liability	NOUN
inlawrev-2697	460	43	.	.	PUNCT
inlawrev-2697	460	44	"	"	PUNCT
inlawrev-2697	461	1	101	101	NUM
inlawrev-2697	461	2	2	2	NUM
inlawrev-2697	461	3	.	.	PUNCT
inlawrev-2697	461	4	attacks	attack	NOUN
inlawrev-2697	461	5	on	on	ADP
inlawrev-2697	461	6	prepayment	prepayment	NOUN
inlawrev-2697	461	7	penalties.—borrowers	penalties.—borrower	NOUN
inlawrev-2697	461	8	have	have	AUX
inlawrev-2697	461	9	unsuccessfully	unsuccessfully	ADV
inlawrev-2697	461	10	attacked	attack	VERB
inlawrev-2697	461	11	prepayment	prepayment	NOUN
inlawrev-2697	461	12	penalties	penalty	NOUN
inlawrev-2697	461	13	upon	upon	SCONJ
inlawrev-2697	461	14	numerous	numerous	ADJ
inlawrev-2697	461	15	grounds	ground	NOUN
inlawrev-2697	461	16	.	.	PUNCT
inlawrev-2697	462	1	for	for	ADP
inlawrev-2697	462	2	example	example	NOUN
inlawrev-2697	462	3	,	,	PUNCT
inlawrev-2697	462	4	it	it	PRON
inlawrev-2697	462	5	has	have	AUX
inlawrev-2697	462	6	been	be	AUX
inlawrev-2697	462	7	asserted	assert	VERB
inlawrev-2697	462	8	that	that	SCONJ
inlawrev-2697	462	9	a	a	DET
inlawrev-2697	462	10	prepayment	prepayment	NOUN
inlawrev-2697	462	11	penalty	penalty	NOUN
inlawrev-2697	462	12	should	should	AUX
inlawrev-2697	462	13	be	be	AUX
inlawrev-2697	462	14	unenforceable	unenforceable	ADJ
inlawrev-2697	462	15	as	as	ADP
inlawrev-2697	462	16	usurious	usurious	ADJ
inlawrev-2697	462	17	when	when	SCONJ
inlawrev-2697	462	18	the	the	DET
inlawrev-2697	462	19	sum	sum	NOUN
inlawrev-2697	462	20	of	of	ADP
inlawrev-2697	462	21	the	the	DET
inlawrev-2697	462	22	actual	actual	ADJ
inlawrev-2697	462	23	interest	interest	NOUN
inlawrev-2697	462	24	paid	pay	VERB
inlawrev-2697	462	25	plus	plus	CCONJ
inlawrev-2697	462	26	the	the	DET
inlawrev-2697	462	27	prepayment	prepayment	NOUN
inlawrev-2697	462	28	amount	amount	NOUN
inlawrev-2697	462	29	exceeds	exceed	VERB
inlawrev-2697	462	30	the	the	DET
inlawrev-2697	462	31	maximum	maximum	ADJ
inlawrev-2697	462	32	lawful	lawful	ADJ
inlawrev-2697	462	33	interest	interest	NOUN
inlawrev-2697	462	34	rate	rate	NOUN
inlawrev-2697	462	35	calculated	calculate	VERB
inlawrev-2697	462	36	to	to	ADP
inlawrev-2697	462	37	the	the	DET
inlawrev-2697	462	38	date	date	NOUN
inlawrev-2697	462	39	of	of	ADP
inlawrev-2697	462	40	prepayment	prepayment	NOUN
inlawrev-2697	462	41	.	.	PUNCT
inlawrev-2697	463	1	102	102	NUM
inlawrev-2697	463	2	courts	court	NOUN
inlawrev-2697	463	3	have	have	AUX
inlawrev-2697	463	4	rejected	reject	VERB
inlawrev-2697	463	5	this	this	DET
inlawrev-2697	463	6	argument	argument	NOUN
inlawrev-2697	463	7	on	on	ADP
inlawrev-2697	463	8	the	the	DET
inlawrev-2697	463	9	ground	ground	NOUN
inlawrev-2697	463	10	that	that	SCONJ
inlawrev-2697	463	11	the	the	DET
inlawrev-2697	463	12	voluntary	voluntary	ADJ
inlawrev-2697	463	13	payment	payment	NOUN
inlawrev-2697	463	14	of	of	ADP
inlawrev-2697	463	15	the	the	DET
inlawrev-2697	463	16	loan	loan	NOUN
inlawrev-2697	463	17	by	by	ADP
inlawrev-2697	463	18	the	the	DET
inlawrev-2697	463	19	borrower	borrower	NOUN
inlawrev-2697	463	20	was	be	AUX
inlawrev-2697	463	21	not	not	PART
inlawrev-2697	463	22	a	a	DET
inlawrev-2697	463	23	charge	charge	NOUN
inlawrev-2697	463	24	for	for	ADP
inlawrev-2697	463	25	the	the	DET
inlawrev-2697	463	26	use	use	NOUN
inlawrev-2697	463	27	of	of	ADP
inlawrev-2697	463	28	the	the	DET
inlawrev-2697	463	29	money	money	NOUN
inlawrev-2697	463	30	,	,	PUNCT
inlawrev-2697	463	31	but	but	CCONJ
inlawrev-2697	463	32	instead	instead	ADV
inlawrev-2697	463	33	a	a	DET
inlawrev-2697	463	34	charge	charge	NOUN
inlawrev-2697	463	35	for	for	ADP
inlawrev-2697	463	36	the	the	DET
inlawrev-2697	463	37	privilege	privilege	NOUN
inlawrev-2697	463	38	of	of	ADP
inlawrev-2697	463	39	repaying	repay	VERB
inlawrev-2697	463	40	the	the	DET
inlawrev-2697	463	41	loan	loan	NOUN
inlawrev-2697	463	42	before	before	ADP
inlawrev-2697	463	43	maturity	maturity	NOUN
inlawrev-2697	463	44	.	.	PUNCT
inlawrev-2697	464	1	103	103	NUM
inlawrev-2697	464	2	the	the	DET
inlawrev-2697	464	3	penalty	penalty	NOUN
inlawrev-2697	464	4	may	may	AUX
inlawrev-2697	464	5	also	also	ADV
inlawrev-2697	464	6	be	be	AUX
inlawrev-2697	464	7	upheld	uphold	VERB
inlawrev-2697	464	8	when	when	SCONJ
inlawrev-2697	464	9	the	the	DET
inlawrev-2697	464	10	payment	payment	NOUN
inlawrev-2697	464	11	by	by	ADP
inlawrev-2697	464	12	the	the	DET
inlawrev-2697	464	13	borrower	borrower	NOUN
inlawrev-2697	464	14	does	do	AUX
inlawrev-2697	464	15	not	not	PART
inlawrev-2697	464	16	exceed	exceed	VERB
inlawrev-2697	464	17	the	the	DET
inlawrev-2697	464	18	interest	interest	NOUN
inlawrev-2697	464	19	that	that	PRON
inlawrev-2697	464	20	would	would	AUX
inlawrev-2697	464	21	have	have	AUX
inlawrev-2697	464	22	been	be	AUX
inlawrev-2697	464	23	collected	collect	VERB
inlawrev-2697	464	24	had	have	VERB
inlawrev-2697	464	25	the	the	DET
inlawrev-2697	464	26	debt	debt	NOUN
inlawrev-2697	464	27	continued	continue	VERB
inlawrev-2697	464	28	to	to	ADP
inlawrev-2697	464	29	its	its	PRON
inlawrev-2697	464	30	maturity	maturity	NOUN
inlawrev-2697	464	31	,	,	PUNCT
inlawrev-2697	464	32	because	because	SCONJ
inlawrev-2697	464	33	the	the	DET
inlawrev-2697	464	34	borrower	borrower	NOUN
inlawrev-2697	464	35	is	be	AUX
inlawrev-2697	464	36	not	not	PART
inlawrev-2697	464	37	required	require	VERB
inlawrev-2697	464	38	to	to	PART
inlawrev-2697	464	39	pay	pay	VERB
inlawrev-2697	464	40	more	more	ADJ
inlawrev-2697	464	41	interest	interest	NOUN
inlawrev-2697	464	42	than	than	SCONJ
inlawrev-2697	464	43	it	it	PRON
inlawrev-2697	464	44	contractually	contractually	ADV
inlawrev-2697	464	45	agreed	agree	VERB
inlawrev-2697	464	46	to	to	PART
inlawrev-2697	464	47	pay	pay	VERB
inlawrev-2697	464	48	.	.	PUNCT
inlawrev-2697	465	1	104	104	NUM
inlawrev-2697	465	2	another	another	DET
inlawrev-2697	465	3	argument	argument	NOUN
inlawrev-2697	465	4	commonly	commonly	ADV
inlawrev-2697	465	5	rejected	reject	VERB
inlawrev-2697	465	6	by	by	ADP
inlawrev-2697	465	7	the	the	DET
inlawrev-2697	465	8	courts	court	NOUN
inlawrev-2697	465	9	is	be	AUX
inlawrev-2697	465	10	premised	premise	VERB
inlawrev-2697	465	11	upon	upon	SCONJ
inlawrev-2697	465	12	the	the	DET
inlawrev-2697	465	13	theory	theory	NOUN
inlawrev-2697	465	14	that	that	SCONJ
inlawrev-2697	465	15	the	the	DET
inlawrev-2697	465	16	damages	damage	NOUN
inlawrev-2697	465	17	imposed	impose	VERB
inlawrev-2697	465	18	do	do	AUX
inlawrev-2697	465	19	not	not	PART
inlawrev-2697	465	20	bear	bear	VERB
inlawrev-2697	465	21	a	a	DET
inlawrev-2697	465	22	reasonable	reasonable	ADJ
inlawrev-2697	465	23	relationship	relationship	NOUN
inlawrev-2697	465	24	to	to	ADP
inlawrev-2697	465	25	the	the	DET
inlawrev-2697	465	26	injury	injury	NOUN
inlawrev-2697	465	27	caused	cause	VERB
inlawrev-2697	465	28	by	by	ADP
inlawrev-2697	465	29	the	the	DET
inlawrev-2697	465	30	prepayment	prepayment	NOUN
inlawrev-2697	465	31	.	.	PUNCT
inlawrev-2697	466	1	105	105	NUM
inlawrev-2697	466	2	this	this	DET
inlawrev-2697	466	3	argument	argument	NOUN
inlawrev-2697	466	4	,	,	PUNCT
inlawrev-2697	466	5	whether	whether	SCONJ
inlawrev-2697	466	6	framed	frame	VERB
inlawrev-2697	466	7	in	in	ADP
inlawrev-2697	466	8	terms	term	NOUN
inlawrev-2697	466	9	of	of	ADP
inlawrev-2697	466	10	invalid	invalid	ADJ
inlawrev-2697	466	11	liquidated	liquidate	VERB
inlawrev-2697	466	12	damages	damage	NOUN
inlawrev-2697	466	13	,	,	PUNCT
inlawrev-2697	466	14	106	106	NUM
inlawrev-2697	466	15	invalid	invalid	ADJ
inlawrev-2697	466	16	penalty	penalty	NOUN
inlawrev-2697	466	17	,	,	PUNCT
inlawrev-2697	466	18	107	107	NUM
inlawrev-2697	466	19	or	or	CCONJ
inlawrev-2697	466	20	unjust	unjust	ADJ
inlawrev-2697	466	21	enrichment	enrichment	NOUN
inlawrev-2697	466	22	,	,	PUNCT
inlawrev-2697	466	23	108	108	NUM
inlawrev-2697	466	24	has	have	AUX
inlawrev-2697	466	25	proved	prove	VERB
inlawrev-2697	466	26	unsuccessful	unsuccessful	ADJ
inlawrev-2697	466	27	in	in	ADP
inlawrev-2697	466	28	the	the	DET
inlawrev-2697	466	29	voluntary	voluntary	ADJ
inlawrev-2697	466	30	payment	payment	NOUN
inlawrev-2697	466	31	situation	situation	NOUN
inlawrev-2697	466	32	.	.	PUNCT
inlawrev-2697	467	1	one	one	NUM
inlawrev-2697	467	2	court	court	NOUN
inlawrev-2697	467	3	rejected	reject	VERB
inlawrev-2697	467	4	the	the	DET
inlawrev-2697	467	5	argument	argument	NOUN
inlawrev-2697	467	6	in	in	ADP
inlawrev-2697	467	7	part	part	NOUN
inlawrev-2697	467	8	because	because	SCONJ
inlawrev-2697	467	9	the	the	DET
inlawrev-2697	467	10	purpose	purpose	NOUN
inlawrev-2697	467	11	of	of	ADP
inlawrev-2697	467	12	the	the	DET
inlawrev-2697	467	13	prepayment	prepayment	NOUN
inlawrev-2697	467	14	penalty	penalty	NOUN
inlawrev-2697	467	15	was	be	AUX
inlawrev-2697	467	16	to	to	PART
inlawrev-2697	467	17	give	give	VERB
inlawrev-2697	467	18	the	the	DET
inlawrev-2697	467	19	borrower	borrower	NOUN
inlawrev-2697	467	20	the	the	DET
inlawrev-2697	467	21	option	option	NOUN
inlawrev-2697	467	22	to	to	PART
inlawrev-2697	467	23	prepay	prepay	VERB
inlawrev-2697	467	24	.	.	PUNCT
inlawrev-2697	468	1	109	109	NUM
inlawrev-2697	468	2	another	another	DET
inlawrev-2697	468	3	court	court	NOUN
inlawrev-2697	468	4	,	,	PUNCT
inlawrev-2697	468	5	in	in	ADP
inlawrev-2697	468	6	a	a	DET
inlawrev-2697	468	7	commercial	commercial	ADJ
inlawrev-2697	468	8	mortgage	mortgage	NOUN
inlawrev-2697	468	9	situation	situation	NOUN
inlawrev-2697	468	10	,	,	PUNCT
inlawrev-2697	468	11	based	base	VERB
inlawrev-2697	468	12	its	its	PRON
inlawrev-2697	468	13	decision	decision	NOUN
inlawrev-2697	468	14	l01	l01	NOUN
inlawrev-2697	468	15	49	49	NUM
inlawrev-2697	468	16	fed	fed	PROPN
inlawrev-2697	468	17	.	.	PUNCT
inlawrev-2697	469	1	reg	reg	PROPN
inlawrev-2697	469	2	.	.	PROPN
inlawrev-2697	470	1	32,082	32,082	NUM
inlawrev-2697	470	2	(	(	PUNCT
inlawrev-2697	470	3	1984	1984	NUM
inlawrev-2697	470	4	)	)	PUNCT
inlawrev-2697	470	5	.	.	PUNCT
inlawrev-2697	471	1	102see	102see	NUM
inlawrev-2697	471	2	secured	secure	VERB
inlawrev-2697	471	3	real	real	ADJ
inlawrev-2697	471	4	estate	estate	NOUN
inlawrev-2697	471	5	loan	loan	NOUN
inlawrev-2697	471	6	prepayment	prepayment	NOUN
inlawrev-2697	471	7	,	,	PUNCT
inlawrev-2697	471	8	supra	supra	PROPN
inlawrev-2697	471	9	note	note	PROPN
inlawrev-2697	471	10	88	88	NUM
inlawrev-2697	471	11	,	,	PUNCT
inlawrev-2697	471	12	at	at	ADP
inlawrev-2697	471	13	926	926	NUM
inlawrev-2697	471	14	.	.	PUNCT
inlawrev-2697	472	1	l0isee	l0isee	PROPN
inlawrev-2697	472	2	boyd	boyd	PROPN
inlawrev-2697	472	3	v.	v.	ADP
inlawrev-2697	472	4	life	life	PROPN
inlawrev-2697	472	5	ins	ins	PROPN
inlawrev-2697	472	6	.	.	PUNCT
inlawrev-2697	472	7	co.	co.	PROPN
inlawrev-2697	472	8	of	of	ADP
inlawrev-2697	472	9	the	the	DET
inlawrev-2697	472	10	southwest	southwest	NOUN
inlawrev-2697	472	11	,	,	PUNCT
inlawrev-2697	472	12	546	546	NUM
inlawrev-2697	472	13	s.w.2d	s.w.2d	NUM
inlawrev-2697	472	14	132	132	NUM
inlawrev-2697	472	15	(	(	PUNCT
inlawrev-2697	472	16	tex	tex	PROPN
inlawrev-2697	472	17	.	.	PROPN
inlawrev-2697	472	18	civ	civ	PROPN
inlawrev-2697	472	19	.	.	PUNCT
inlawrev-2697	473	1	app	app	PROPN
inlawrev-2697	473	2	.	.	PROPN
inlawrev-2697	473	3	1977	1977	NUM
inlawrev-2697	473	4	)	)	PUNCT
inlawrev-2697	473	5	.	.	PUNCT
inlawrev-2697	474	1	i04see	i04see	PROPN
inlawrev-2697	474	2	redmond	redmond	PROPN
inlawrev-2697	474	3	v.	v.	ADP
inlawrev-2697	474	4	ninth	ninth	PROPN
inlawrev-2697	474	5	fed	fed	PROPN
inlawrev-2697	474	6	.	.	PUNCT
inlawrev-2697	475	1	sav	sav	PROPN
inlawrev-2697	475	2	.	.	PROPN
inlawrev-2697	475	3	&	&	CCONJ
inlawrev-2697	475	4	loan	loan	PROPN
inlawrev-2697	475	5	ass'n	ass'n	PROPN
inlawrev-2697	475	6	,	,	PUNCT
inlawrev-2697	475	7	147	147	NUM
inlawrev-2697	475	8	n.y.s.2d	n.y.s.2d	NUM
inlawrev-2697	475	9	702	702	NUM
inlawrev-2697	475	10	(	(	PUNCT
inlawrev-2697	475	11	n.y	n.y	PROPN
inlawrev-2697	475	12	.	.	PROPN
inlawrev-2697	475	13	sup	sup	PROPN
inlawrev-2697	475	14	.	.	PUNCT
inlawrev-2697	476	1	ct	ct	PROPN
inlawrev-2697	476	2	.	.	NOUN
inlawrev-2697	476	3	1955	1955	NUM
inlawrev-2697	476	4	)	)	PUNCT
inlawrev-2697	476	5	.	.	PUNCT
inlawrev-2697	477	1	l05see	l05see	NOUN
inlawrev-2697	477	2	update	update	NOUN
inlawrev-2697	477	3	,	,	PUNCT
inlawrev-2697	477	4	supra	supra	PROPN
inlawrev-2697	477	5	note	note	NOUN
inlawrev-2697	477	6	30	30	NUM
inlawrev-2697	477	7	,	,	PUNCT
inlawrev-2697	477	8	at	at	ADP
inlawrev-2697	477	9	1055	1055	NUM
inlawrev-2697	477	10	.	.	PUNCT
inlawrev-2697	478	1	i0bsee	i0bsee	NOUN
inlawrev-2697	478	2	meyers	meyer	NOUN
inlawrev-2697	478	3	v.	v.	ADP
inlawrev-2697	478	4	home	home	PROPN
inlawrev-2697	478	5	sav	sav	PROPN
inlawrev-2697	478	6	.	.	PROPN
inlawrev-2697	478	7	&	&	CCONJ
inlawrev-2697	478	8	loan	loan	PROPN
inlawrev-2697	478	9	ass'n	ass'n	PROPN
inlawrev-2697	478	10	,	,	PUNCT
inlawrev-2697	478	11	38	38	NUM
inlawrev-2697	478	12	cal	cal	NOUN
inlawrev-2697	478	13	.	.	PUNCT
inlawrev-2697	479	1	app	app	PROPN
inlawrev-2697	479	2	.	.	PUNCT
inlawrev-2697	480	1	3d	3d	PROPN
inlawrev-2697	480	2	544	544	NUM
inlawrev-2697	480	3	,	,	PUNCT
inlawrev-2697	480	4	113	113	NUM
inlawrev-2697	480	5	cal	cal	NOUN
inlawrev-2697	480	6	.	.	PUNCT
inlawrev-2697	481	1	rptr	rptr	PROPN
inlawrev-2697	481	2	.	.	PUNCT
inlawrev-2697	482	1	358	358	NUM
inlawrev-2697	482	2	(	(	PUNCT
inlawrev-2697	482	3	1974	1974	NUM
inlawrev-2697	482	4	)	)	PUNCT
inlawrev-2697	482	5	.	.	PUNCT
inlawrev-2697	483	1	lff7see	lff7see	VERB
inlawrev-2697	483	2	lazzareschi	lazzareschi	PROPN
inlawrev-2697	483	3	inv	inv	PROPN
inlawrev-2697	483	4	.	.	PUNCT
inlawrev-2697	483	5	co.	co.	PROPN
inlawrev-2697	483	6	v.	v.	ADP
inlawrev-2697	483	7	san	san	PROPN
inlawrev-2697	483	8	francisco	francisco	PROPN
inlawrev-2697	483	9	sav	sav	PROPN
inlawrev-2697	483	10	.	.	PROPN
inlawrev-2697	483	11	&	&	CCONJ
inlawrev-2697	483	12	loan	loan	PROPN
inlawrev-2697	483	13	ass'n	ass'n	PROPN
inlawrev-2697	483	14	,	,	PUNCT
inlawrev-2697	483	15	22	22	NUM
inlawrev-2697	483	16	cal	cal	NOUN
inlawrev-2697	483	17	.	.	PUNCT
inlawrev-2697	484	1	app	app	PROPN
inlawrev-2697	484	2	.	.	PUNCT
inlawrev-2697	485	1	3d	3d	NUM
inlawrev-2697	485	2	303	303	NUM
inlawrev-2697	485	3	,	,	PUNCT
inlawrev-2697	485	4	99	99	NUM
inlawrev-2697	485	5	cal	cal	NOUN
inlawrev-2697	485	6	.	.	PUNCT
inlawrev-2697	486	1	rptr	rptr	PROPN
inlawrev-2697	486	2	.	.	PUNCT
inlawrev-2697	487	1	417	417	NUM
inlawrev-2697	487	2	(	(	PUNCT
inlawrev-2697	487	3	1971	1971	NUM
inlawrev-2697	487	4	)	)	PUNCT
inlawrev-2697	487	5	.	.	PUNCT
inlawrev-2697	488	1	l08see	l08see	PROPN
inlawrev-2697	488	2	century	century	NOUN
inlawrev-2697	488	3	fed	fed	PROPN
inlawrev-2697	488	4	.	.	PUNCT
inlawrev-2697	489	1	sav	sav	PROPN
inlawrev-2697	489	2	.	.	PROPN
inlawrev-2697	489	3	&	&	CCONJ
inlawrev-2697	489	4	loan	loan	VERB
inlawrev-2697	489	5	ass'n	ass'n	PROPN
inlawrev-2697	489	6	v.	v.	CCONJ
inlawrev-2697	489	7	madorsky	madorsky	ADJ
inlawrev-2697	489	8	,	,	PUNCT
inlawrev-2697	489	9	353	353	NUM
inlawrev-2697	489	10	so	so	ADV
inlawrev-2697	489	11	.	.	PUNCT
inlawrev-2697	490	1	2d	2d	NOUN
inlawrev-2697	490	2	868	868	NUM
inlawrev-2697	490	3	(	(	PUNCT
inlawrev-2697	490	4	fla	fla	PROPN
inlawrev-2697	490	5	.	.	PUNCT
inlawrev-2697	490	6	dist	dist	PROPN
inlawrev-2697	490	7	.	.	PUNCT
inlawrev-2697	491	1	ct	ct	PROPN
inlawrev-2697	491	2	.	.	PUNCT
inlawrev-2697	492	1	app	app	PROPN
inlawrev-2697	492	2	.	.	PROPN
inlawrev-2697	492	3	1978	1978	NUM
inlawrev-2697	492	4	)	)	PUNCT
inlawrev-2697	492	5	.	.	PUNCT
inlawrev-2697	493	1	in	in	ADP
inlawrev-2697	493	2	this	this	DET
inlawrev-2697	493	3	case	case	NOUN
inlawrev-2697	493	4	,	,	PUNCT
inlawrev-2697	493	5	the	the	DET
inlawrev-2697	493	6	court	court	NOUN
inlawrev-2697	493	7	engaged	engage	VERB
inlawrev-2697	493	8	in	in	ADP
inlawrev-2697	493	9	little	little	ADJ
inlawrev-2697	493	10	analysis	analysis	NOUN
inlawrev-2697	493	11	,	,	PUNCT
inlawrev-2697	493	12	instead	instead	ADV
inlawrev-2697	493	13	quoting	quote	VERB
inlawrev-2697	493	14	extensively	extensively	ADV
inlawrev-2697	493	15	from	from	ADP
inlawrev-2697	493	16	lazzareschi	lazzareschi	NOUN
inlawrev-2697	493	17	as	as	ADP
inlawrev-2697	493	18	the	the	DET
inlawrev-2697	493	19	justification	justification	NOUN
inlawrev-2697	493	20	for	for	ADP
inlawrev-2697	493	21	its	its	PRON
inlawrev-2697	493	22	decision	decision	NOUN
inlawrev-2697	493	23	.	.	PUNCT
inlawrev-2697	494	1	i	i	PRON
inlawrev-2697	494	2	d.	d.	PROPN
inlawrev-2697	494	3	at	at	ADP
inlawrev-2697	494	4	869	869	NUM
inlawrev-2697	494	5	.	.	PUNCT
inlawrev-2697	494	6	,	,	PUNCT
inlawrev-2697	494	7	09meyers	09meyers	PROPN
inlawrev-2697	495	1	v.	v.	CCONJ
inlawrev-2697	495	2	home	home	PROPN
inlawrev-2697	495	3	sav	sav	PROPN
inlawrev-2697	495	4	.	.	PROPN
inlawrev-2697	495	5	&	&	CCONJ
inlawrev-2697	495	6	loan	loan	PROPN
inlawrev-2697	495	7	ass'n	ass'n	PROPN
inlawrev-2697	495	8	,	,	PUNCT
inlawrev-2697	495	9	38	38	NUM
inlawrev-2697	495	10	cal	cal	NOUN
inlawrev-2697	495	11	.	.	PUNCT
inlawrev-2697	496	1	app	app	PROPN
inlawrev-2697	496	2	.	.	PUNCT
inlawrev-2697	496	3	3d	3d	PROPN
inlawrev-2697	496	4	at	at	ADP
inlawrev-2697	496	5	546	546	NUM
inlawrev-2697	496	6	,	,	PUNCT
inlawrev-2697	496	7	113	113	NUM
inlawrev-2697	496	8	cal	cal	NOUN
inlawrev-2697	496	9	.	.	PUNCT
inlawrev-2697	497	1	rptr	rptr	PROPN
inlawrev-2697	497	2	.	.	PUNCT
inlawrev-2697	498	1	at	at	ADP
inlawrev-2697	498	2	359	359	NUM
inlawrev-2697	498	3	.	.	PUNCT
inlawrev-2697	499	1	this	this	DET
inlawrev-2697	499	2	case	case	NOUN
inlawrev-2697	499	3	is	be	AUX
inlawrev-2697	499	4	also	also	ADV
inlawrev-2697	499	5	interesting	interesting	ADJ
inlawrev-2697	499	6	in	in	ADP
inlawrev-2697	499	7	that	that	SCONJ
inlawrev-2697	499	8	its	its	PRON
inlawrev-2697	499	9	companion	companion	NOUN
inlawrev-2697	499	10	case	case	NOUN
inlawrev-2697	499	11	,	,	PUNCT
inlawrev-2697	499	12	meyers	meyers	PROPN
inlawrev-2697	499	13	v.	v.	PROPN
inlawrev-2697	499	14	beverly	beverly	PROPN
inlawrev-2697	499	15	hills	hills	PROPN
inlawrev-2697	499	16	federal	federal	ADJ
inlawrev-2697	499	17	savings	saving	NOUN
inlawrev-2697	499	18	&	&	CCONJ
inlawrev-2697	499	19	loan	loan	PROPN
inlawrev-2697	499	20	association	association	PROPN
inlawrev-2697	499	21	,	,	PUNCT
inlawrev-2697	499	22	499	499	NUM
inlawrev-2697	499	23	f.2d	f.2d	NOUN
inlawrev-2697	499	24	1145	1145	NUM
inlawrev-2697	499	25	(	(	PUNCT
inlawrev-2697	499	26	9th	9th	ADJ
inlawrev-2697	499	27	cir	cir	NOUN
inlawrev-2697	499	28	.	.	PROPN
inlawrev-2697	499	29	1974	1974	NUM
inlawrev-2697	499	30	)	)	PUNCT
inlawrev-2697	499	31	,	,	PUNCT
inlawrev-2697	499	32	concerned	concern	VERB
inlawrev-2697	499	33	the	the	DET
inlawrev-2697	499	34	same	same	ADJ
inlawrev-2697	499	35	issue	issue	NOUN
inlawrev-2697	499	36	although	although	SCONJ
inlawrev-2697	499	37	with	with	ADP
inlawrev-2697	499	38	a	a	DET
inlawrev-2697	499	39	federal	federal	ADJ
inlawrev-2697	499	40	savings	saving	NOUN
inlawrev-2697	499	41	and	and	CCONJ
inlawrev-2697	499	42	loan	loan	NOUN
inlawrev-2697	499	43	association	association	NOUN
inlawrev-2697	499	44	chartered	charter	VERB
inlawrev-2697	499	45	under	under	ADP
inlawrev-2697	499	46	hola	hola	PROPN
inlawrev-2697	499	47	,	,	PUNCT
inlawrev-2697	499	48	rather	rather	ADV
inlawrev-2697	499	49	than	than	ADP
inlawrev-2697	499	50	a	a	DET
inlawrev-2697	499	51	state	state	NOUN
inlawrev-2697	499	52	lender	lender	NOUN
inlawrev-2697	499	53	.	.	PUNCT
inlawrev-2697	500	1	the	the	DET
inlawrev-2697	500	2	court	court	NOUN
inlawrev-2697	500	3	in	in	ADP
inlawrev-2697	500	4	the	the	DET
inlawrev-2697	500	5	latter	latter	ADJ
inlawrev-2697	500	6	case	case	NOUN
inlawrev-2697	500	7	did	do	AUX
inlawrev-2697	500	8	not	not	PART
inlawrev-2697	500	9	reach	reach	VERB
inlawrev-2697	500	10	the	the	DET
inlawrev-2697	500	11	issue	issue	NOUN
inlawrev-2697	500	12	of	of	ADP
inlawrev-2697	500	13	the	the	DET
inlawrev-2697	500	14	validity	validity	NOUN
inlawrev-2697	500	15	of	of	ADP
inlawrev-2697	500	16	the	the	DET
inlawrev-2697	500	17	prepayment	prepayment	NOUN
inlawrev-2697	500	18	penalty	penalty	NOUN
inlawrev-2697	500	19	under	under	ADP
inlawrev-2697	500	20	state	state	NOUN
inlawrev-2697	500	21	law	law	NOUN
inlawrev-2697	500	22	,	,	PUNCT
inlawrev-2697	500	23	instead	instead	ADV
inlawrev-2697	500	24	basing	base	VERB
inlawrev-2697	500	25	its	its	PRON
inlawrev-2697	500	26	holding	holding	NOUN
inlawrev-2697	500	27	on	on	ADP
inlawrev-2697	500	28	the	the	DET
inlawrev-2697	500	29	conclusion	conclusion	NOUN
inlawrev-2697	500	30	that	that	SCONJ
inlawrev-2697	500	31	state	state	NOUN
inlawrev-2697	500	32	law	law	NOUN
inlawrev-2697	500	33	was	be	AUX
inlawrev-2697	500	34	preempted	preempt	VERB
inlawrev-2697	500	35	by	by	ADP
inlawrev-2697	500	36	federal	federal	ADJ
inlawrev-2697	500	37	law	law	NOUN
inlawrev-2697	500	38	.	.	PUNCT
inlawrev-2697	501	1	this	this	DET
inlawrev-2697	501	2	case	case	NOUN
inlawrev-2697	501	3	is	be	AUX
inlawrev-2697	501	4	discussed	discuss	VERB
inlawrev-2697	501	5	infra	infra	NOUN
inlawrev-2697	501	6	notes	note	VERB
inlawrev-2697	501	7	186	186	NUM
inlawrev-2697	501	8	-	-	SYM
inlawrev-2697	501	9	88	88	NUM
inlawrev-2697	501	10	and	and	CCONJ
inlawrev-2697	501	11	accompanying	accompany	VERB
inlawrev-2697	501	12	text	text	NOUN
inlawrev-2697	501	13	.	.	PUNCT
inlawrev-2697	502	1	750	750	NUM
inlawrev-2697	502	2	indiana	indiana	PROPN
inlawrev-2697	502	3	law	law	NOUN
inlawrev-2697	502	4	review	review	NOUN
inlawrev-2697	502	5	[	[	X
inlawrev-2697	502	6	vol	vol	NOUN
inlawrev-2697	502	7	.	.	PUNCT
inlawrev-2697	502	8	20:735	20:735	NUM
inlawrev-2697	502	9	on	on	ADP
inlawrev-2697	502	10	the	the	DET
inlawrev-2697	502	11	fact	fact	NOUN
inlawrev-2697	502	12	that	that	SCONJ
inlawrev-2697	502	13	the	the	DET
inlawrev-2697	502	14	prepayment	prepayment	NOUN
inlawrev-2697	502	15	penalty	penalty	NOUN
inlawrev-2697	502	16	at	at	ADP
inlawrev-2697	502	17	issue	issue	NOUN
inlawrev-2697	502	18	did	do	AUX
inlawrev-2697	502	19	not	not	PART
inlawrev-2697	502	20	exceed	exceed	VERB
inlawrev-2697	502	21	board	board	NOUN
inlawrev-2697	502	22	limitations	limitation	NOUN
inlawrev-2697	502	23	upon	upon	SCONJ
inlawrev-2697	502	24	the	the	DET
inlawrev-2697	502	25	collection	collection	NOUN
inlawrev-2697	502	26	of	of	ADP
inlawrev-2697	502	27	prepayment	prepayment	NOUN
inlawrev-2697	502	28	penalties	penalty	NOUN
inlawrev-2697	502	29	in	in	ADP
inlawrev-2697	502	30	the	the	DET
inlawrev-2697	502	31	residential	residential	ADJ
inlawrev-2697	502	32	mortgage	mortgage	NOUN
inlawrev-2697	502	33	context	context	NOUN
inlawrev-2697	502	34	.	.	PUNCT
inlawrev-2697	503	1	110	110	NUM
inlawrev-2697	503	2	still	still	ADV
inlawrev-2697	503	3	another	another	DET
inlawrev-2697	503	4	court	court	NOUN
inlawrev-2697	503	5	upheld	uphold	VERB
inlawrev-2697	503	6	a	a	DET
inlawrev-2697	503	7	prepayment	prepayment	NOUN
inlawrev-2697	503	8	penalty	penalty	NOUN
inlawrev-2697	503	9	of	of	ADP
inlawrev-2697	503	10	fifty	fifty	NUM
inlawrev-2697	503	11	percent	percent	NOUN
inlawrev-2697	503	12	of	of	ADP
inlawrev-2697	503	13	the	the	DET
inlawrev-2697	503	14	amount	amount	NOUN
inlawrev-2697	503	15	prepaid	prepay	VERB
inlawrev-2697	503	16	on	on	ADP
inlawrev-2697	503	17	the	the	DET
inlawrev-2697	503	18	basis	basis	NOUN
inlawrev-2697	503	19	that	that	SCONJ
inlawrev-2697	503	20	the	the	DET
inlawrev-2697	503	21	charge	charge	NOUN
inlawrev-2697	503	22	was	be	AUX
inlawrev-2697	503	23	reasonably	reasonably	ADV
inlawrev-2697	503	24	related	related	ADJ
inlawrev-2697	503	25	to	to	ADP
inlawrev-2697	503	26	the	the	DET
inlawrev-2697	503	27	lender	lender	NOUN
inlawrev-2697	503	28	's	's	PART
inlawrev-2697	503	29	risk	risk	NOUN
inlawrev-2697	503	30	.	.	PUNCT
inlawrev-2697	504	1	111	111	NUM
inlawrev-2697	504	2	prepayment	prepayment	NOUN
inlawrev-2697	504	3	penalties	penalty	NOUN
inlawrev-2697	504	4	have	have	AUX
inlawrev-2697	504	5	also	also	ADV
inlawrev-2697	504	6	been	be	AUX
inlawrev-2697	504	7	attacked	attack	VERB
inlawrev-2697	504	8	on	on	ADP
inlawrev-2697	504	9	the	the	DET
inlawrev-2697	504	10	ground	ground	NOUN
inlawrev-2697	504	11	their	their	PRON
inlawrev-2697	504	12	use	use	NOUN
inlawrev-2697	504	13	constitutes	constitute	VERB
inlawrev-2697	504	14	an	an	DET
inlawrev-2697	504	15	invalid	invalid	ADJ
inlawrev-2697	504	16	restraint	restraint	NOUN
inlawrev-2697	504	17	on	on	ADP
inlawrev-2697	504	18	alienation	alienation	NOUN
inlawrev-2697	504	19	.	.	PUNCT
inlawrev-2697	505	1	112	112	NUM
inlawrev-2697	505	2	some	some	DET
inlawrev-2697	505	3	courts	court	NOUN
inlawrev-2697	505	4	have	have	AUX
inlawrev-2697	505	5	rejected	reject	VERB
inlawrev-2697	505	6	this	this	DET
inlawrev-2697	505	7	argument	argument	NOUN
inlawrev-2697	505	8	by	by	ADP
inlawrev-2697	505	9	refusing	refuse	VERB
inlawrev-2697	505	10	to	to	PART
inlawrev-2697	505	11	view	view	VERB
inlawrev-2697	505	12	the	the	DET
inlawrev-2697	505	13	prepayment	prepayment	NOUN
inlawrev-2697	505	14	charge	charge	NOUN
inlawrev-2697	505	15	as	as	ADP
inlawrev-2697	505	16	an	an	DET
inlawrev-2697	505	17	exorbitant	exorbitant	ADJ
inlawrev-2697	505	18	burden	burden	NOUN
inlawrev-2697	505	19	.	.	PUNCT
inlawrev-2697	506	1	113	113	NUM
inlawrev-2697	506	2	other	other	ADJ
inlawrev-2697	506	3	courts	court	NOUN
inlawrev-2697	506	4	have	have	AUX
inlawrev-2697	506	5	viewed	view	VERB
inlawrev-2697	506	6	the	the	DET
inlawrev-2697	506	7	assessment	assessment	NOUN
inlawrev-2697	506	8	of	of	ADP
inlawrev-2697	506	9	the	the	DET
inlawrev-2697	506	10	prepayment	prepayment	NOUN
inlawrev-2697	506	11	penalty	penalty	NOUN
inlawrev-2697	506	12	as	as	ADV
inlawrev-2697	506	13	reasonably	reasonably	ADV
inlawrev-2697	506	14	related	related	ADJ
inlawrev-2697	506	15	to	to	ADP
inlawrev-2697	506	16	protecting	protect	VERB
inlawrev-2697	506	17	the	the	DET
inlawrev-2697	506	18	legitimate	legitimate	ADJ
inlawrev-2697	506	19	interest	interest	NOUN
inlawrev-2697	506	20	of	of	ADP
inlawrev-2697	506	21	the	the	DET
inlawrev-2697	506	22	lender	lender	NOUN
inlawrev-2697	506	23	.	.	PUNCT
inlawrev-2697	507	1	114	114	NUM
inlawrev-2697	507	2	some	some	DET
inlawrev-2697	507	3	commentators	commentator	NOUN
inlawrev-2697	507	4	,	,	PUNCT
inlawrev-2697	507	5	however	however	ADV
inlawrev-2697	507	6	,	,	PUNCT
inlawrev-2697	507	7	dispute	dispute	VERB
inlawrev-2697	507	8	that	that	SCONJ
inlawrev-2697	507	9	prepayment	prepayment	NOUN
inlawrev-2697	507	10	penalties	penalty	NOUN
inlawrev-2697	507	11	do	do	AUX
inlawrev-2697	507	12	not	not	PART
inlawrev-2697	507	13	constitute	constitute	VERB
inlawrev-2697	507	14	an	an	DET
inlawrev-2697	507	15	invalid	invalid	ADJ
inlawrev-2697	507	16	restraint	restraint	NOUN
inlawrev-2697	507	17	on	on	ADP
inlawrev-2697	507	18	alienation	alienation	NOUN
inlawrev-2697	507	19	.	.	PUNCT
inlawrev-2697	508	1	115	115	NUM
inlawrev-2697	508	2	instead	instead	ADV
inlawrev-2697	508	3	,	,	PUNCT
inlawrev-2697	508	4	they	they	PRON
inlawrev-2697	508	5	argue	argue	VERB
inlawrev-2697	508	6	that	that	SCONJ
inlawrev-2697	508	7	when	when	SCONJ
inlawrev-2697	508	8	a	a	DET
inlawrev-2697	508	9	lender	lender	NOUN
inlawrev-2697	508	10	invokes	invoke	VERB
inlawrev-2697	508	11	a	a	DET
inlawrev-2697	508	12	prepayment	prepayment	NOUN
inlawrev-2697	508	13	penalty	penalty	NOUN
inlawrev-2697	508	14	along	along	ADP
inlawrev-2697	508	15	with	with	ADP
inlawrev-2697	508	16	its	its	PRON
inlawrev-2697	508	17	exercise	exercise	NOUN
inlawrev-2697	508	18	of	of	ADP
inlawrev-2697	508	19	the	the	DET
inlawrev-2697	508	20	due	due	ADJ
inlawrev-2697	508	21	-	-	PUNCT
inlawrev-2697	508	22	on	on	ADP
inlawrev-2697	508	23	-	-	PUNCT
inlawrev-2697	508	24	sale	sale	NOUN
inlawrev-2697	508	25	clause	clause	NOUN
inlawrev-2697	508	26	,	,	PUNCT
inlawrev-2697	508	27	alienation	alienation	NOUN
inlawrev-2697	508	28	is	be	AUX
inlawrev-2697	508	29	restrained	restrain	VERB
inlawrev-2697	508	30	because	because	SCONJ
inlawrev-2697	508	31	of	of	ADP
inlawrev-2697	508	32	the	the	DET
inlawrev-2697	508	33	increased	increase	VERB
inlawrev-2697	508	34	cost	cost	NOUN
inlawrev-2697	508	35	of	of	ADP
inlawrev-2697	508	36	the	the	DET
inlawrev-2697	508	37	conveyance	conveyance	NOUN
inlawrev-2697	508	38	.	.	PUNCT
inlawrev-2697	509	1	116	116	NUM
inlawrev-2697	509	2	b.	b.	PROPN
inlawrev-2697	509	3	limitations	limitation	NOUN
inlawrev-2697	509	4	upon	upon	SCONJ
inlawrev-2697	509	5	prepayment	prepayment	NOUN
inlawrev-2697	509	6	penalties	penalty	NOUN
inlawrev-2697	509	7	1	1	NUM
inlawrev-2697	509	8	.	.	PUNCT
inlawrev-2697	509	9	judicial	judicial	ADJ
inlawrev-2697	509	10	treatment	treatment	NOUN
inlawrev-2697	509	11	of	of	ADP
inlawrev-2697	509	12	prepayment	prepayment	NOUN
inlawrev-2697	509	13	penalties.—although	penalties.—although	PROPN
inlawrev-2697	509	14	courts	court	NOUN
inlawrev-2697	509	15	have	have	AUX
inlawrev-2697	509	16	often	often	ADV
inlawrev-2697	509	17	upheld	uphold	VERB
inlawrev-2697	509	18	prepayment	prepayment	NOUN
inlawrev-2697	509	19	penalties	penalty	NOUN
inlawrev-2697	509	20	in	in	ADP
inlawrev-2697	509	21	the	the	DET
inlawrev-2697	509	22	context	context	NOUN
inlawrev-2697	509	23	of	of	ADP
inlawrev-2697	509	24	voluntary	voluntary	ADJ
inlawrev-2697	509	25	prepayments	prepayment	NOUN
inlawrev-2697	509	26	,	,	PUNCT
inlawrev-2697	509	27	117	117	NUM
inlawrev-2697	509	28	many	many	ADJ
inlawrev-2697	509	29	courts	court	NOUN
inlawrev-2697	509	30	have	have	AUX
inlawrev-2697	509	31	refused	refuse	VERB
inlawrev-2697	509	32	to	to	PART
inlawrev-2697	509	33	enforce	enforce	VERB
inlawrev-2697	509	34	the	the	DET
inlawrev-2697	509	35	penalties	penalty	NOUN
inlawrev-2697	509	36	when	when	SCONJ
inlawrev-2697	509	37	the	the	DET
inlawrev-2697	509	38	breach	breach	NOUN
inlawrev-2697	509	39	of	of	ADP
inlawrev-2697	509	40	the	the	DET
inlawrev-2697	509	41	loan	loan	NOUN
inlawrev-2697	509	42	agreement	agreement	NOUN
inlawrev-2697	509	43	resulted	result	VERB
inlawrev-2697	509	44	from	from	ADP
inlawrev-2697	509	45	an	an	DET
inlawrev-2697	509	46	involuntary	involuntary	ADJ
inlawrev-2697	509	47	act	act	NOUN
inlawrev-2697	509	48	on	on	ADP
inlawrev-2697	509	49	ll0	ll0	ADJ
inlawrev-2697	509	50	lazzareschi	lazzareschi	NOUN
inlawrev-2697	509	51	,	,	PUNCT
inlawrev-2697	509	52	22	22	NUM
inlawrev-2697	509	53	cal	cal	NOUN
inlawrev-2697	509	54	.	.	PUNCT
inlawrev-2697	510	1	app	app	PROPN
inlawrev-2697	510	2	.	.	PUNCT
inlawrev-2697	510	3	3d	3d	PROPN
inlawrev-2697	510	4	at	at	ADP
inlawrev-2697	510	5	309	309	NUM
inlawrev-2697	510	6	-	-	SYM
inlawrev-2697	510	7	10	10	NUM
inlawrev-2697	510	8	,	,	PUNCT
inlawrev-2697	510	9	99	99	NUM
inlawrev-2697	510	10	cal	cal	NOUN
inlawrev-2697	510	11	.	.	PUNCT
inlawrev-2697	511	1	rptr	rptr	PROPN
inlawrev-2697	511	2	.	.	PUNCT
inlawrev-2697	512	1	at	at	ADP
inlawrev-2697	512	2	421	421	NUM
inlawrev-2697	512	3	.	.	PUNCT
inlawrev-2697	513	1	the	the	DET
inlawrev-2697	513	2	court	court	NOUN
inlawrev-2697	513	3	noted	note	VERB
inlawrev-2697	513	4	that	that	SCONJ
inlawrev-2697	513	5	the	the	DET
inlawrev-2697	513	6	prepayment	prepayment	NOUN
inlawrev-2697	513	7	clause	clause	NOUN
inlawrev-2697	513	8	in	in	ADP
inlawrev-2697	513	9	the	the	DET
inlawrev-2697	513	10	subject	subject	ADJ
inlawrev-2697	513	11	commercial	commercial	ADJ
inlawrev-2697	513	12	loan	loan	NOUN
inlawrev-2697	513	13	was	be	AUX
inlawrev-2697	513	14	the	the	DET
inlawrev-2697	513	15	same	same	ADJ
inlawrev-2697	513	16	as	as	ADP
inlawrev-2697	513	17	those	those	PRON
inlawrev-2697	513	18	permitted	permit	VERB
inlawrev-2697	513	19	by	by	ADP
inlawrev-2697	513	20	the	the	DET
inlawrev-2697	513	21	board	board	NOUN
inlawrev-2697	513	22	in	in	ADP
inlawrev-2697	513	23	home	home	NOUN
inlawrev-2697	513	24	loans	loan	NOUN
inlawrev-2697	513	25	,	,	PUNCT
inlawrev-2697	513	26	and	and	CCONJ
inlawrev-2697	513	27	implied	imply	VERB
inlawrev-2697	513	28	that	that	SCONJ
inlawrev-2697	513	29	the	the	DET
inlawrev-2697	513	30	prepayment	prepayment	NOUN
inlawrev-2697	513	31	penalty	penalty	NOUN
inlawrev-2697	513	32	of	of	ADP
inlawrev-2697	513	33	$	$	SYM
inlawrev-2697	513	34	9,130.02	9,130.02	NUM
inlawrev-2697	513	35	would	would	AUX
inlawrev-2697	513	36	have	have	AUX
inlawrev-2697	513	37	been	be	AUX
inlawrev-2697	513	38	valid	valid	ADJ
inlawrev-2697	513	39	even	even	ADV
inlawrev-2697	513	40	if	if	SCONJ
inlawrev-2697	513	41	a	a	DET
inlawrev-2697	513	42	greater	great	ADJ
inlawrev-2697	513	43	amount	amount	NOUN
inlawrev-2697	513	44	had	have	AUX
inlawrev-2697	513	45	been	be	AUX
inlawrev-2697	513	46	charged	charge	VERB
inlawrev-2697	513	47	because	because	SCONJ
inlawrev-2697	513	48	of	of	ADP
inlawrev-2697	513	49	the	the	DET
inlawrev-2697	513	50	commercial	commercial	ADJ
inlawrev-2697	513	51	nature	nature	NOUN
inlawrev-2697	513	52	of	of	ADP
inlawrev-2697	513	53	the	the	DET
inlawrev-2697	513	54	loan	loan	NOUN
inlawrev-2697	513	55	.	.	PUNCT
inlawrev-2697	514	1	i	i	PRON
inlawrev-2697	514	2	d.	d.	PROPN
inlawrev-2697	514	3	the	the	DET
inlawrev-2697	514	4	present	present	ADJ
inlawrev-2697	514	5	day	day	NOUN
inlawrev-2697	514	6	limitations	limitation	NOUN
inlawrev-2697	514	7	imposed	impose	VERB
inlawrev-2697	514	8	by	by	ADP
inlawrev-2697	514	9	the	the	DET
inlawrev-2697	514	10	board	board	NOUN
inlawrev-2697	514	11	upon	upon	SCONJ
inlawrev-2697	514	12	the	the	DET
inlawrev-2697	514	13	collection	collection	NOUN
inlawrev-2697	514	14	of	of	ADP
inlawrev-2697	514	15	prepayment	prepayment	NOUN
inlawrev-2697	514	16	penalties	penalty	NOUN
inlawrev-2697	514	17	in	in	ADP
inlawrev-2697	514	18	the	the	DET
inlawrev-2697	514	19	residential	residential	ADJ
inlawrev-2697	514	20	mortgage	mortgage	NOUN
inlawrev-2697	514	21	context	context	NOUN
inlawrev-2697	514	22	are	be	AUX
inlawrev-2697	514	23	found	find	VERB
inlawrev-2697	514	24	at	at	ADP
inlawrev-2697	514	25	12	12	NUM
inlawrev-2697	514	26	c.f.r	c.f.r	NOUN
inlawrev-2697	514	27	.	.	PUNCT
inlawrev-2697	515	1	§	§	PROPN
inlawrev-2697	515	2	591.5(b	591.5(b	PROPN
inlawrev-2697	515	3	)	)	PUNCT
inlawrev-2697	515	4	(	(	PUNCT
inlawrev-2697	515	5	1986	1986	NUM
inlawrev-2697	515	6	)	)	PUNCT
inlawrev-2697	515	7	.	.	PUNCT
inlawrev-2697	516	1	1,1	1,1	NUM
inlawrev-2697	516	2	williams	williams	PROPN
inlawrev-2697	516	3	v.	v.	PROPN
inlawrev-2697	516	4	fassler	fassler	PROPN
inlawrev-2697	516	5	,	,	PUNCT
inlawrev-2697	516	6	110	110	NUM
inlawrev-2697	516	7	cal	cal	NOUN
inlawrev-2697	516	8	.	.	PUNCT
inlawrev-2697	517	1	app	app	PROPN
inlawrev-2697	517	2	.	.	PUNCT
inlawrev-2697	518	1	3d	3d	PROPN
inlawrev-2697	518	2	7	7	NUM
inlawrev-2697	518	3	,	,	PUNCT
inlawrev-2697	518	4	13	13	NUM
inlawrev-2697	518	5	,	,	PUNCT
inlawrev-2697	518	6	167	167	NUM
inlawrev-2697	518	7	cal	cal	NOUN
inlawrev-2697	518	8	.	.	PUNCT
inlawrev-2697	519	1	rptr	rptr	PROPN
inlawrev-2697	519	2	.	.	PUNCT
inlawrev-2697	520	1	545	545	NUM
inlawrev-2697	520	2	,	,	PUNCT
inlawrev-2697	520	3	549	549	NUM
inlawrev-2697	520	4	(	(	PUNCT
inlawrev-2697	520	5	1980	1980	NUM
inlawrev-2697	520	6	)	)	PUNCT
inlawrev-2697	520	7	.	.	PUNCT
inlawrev-2697	521	1	112one	112one	NUM
inlawrev-2697	521	2	commentator	commentator	NOUN
inlawrev-2697	521	3	has	have	AUX
inlawrev-2697	521	4	classified	classify	VERB
inlawrev-2697	521	5	prepayment	prepayment	NOUN
inlawrev-2697	521	6	penalty	penalty	NOUN
inlawrev-2697	521	7	clauses	clause	NOUN
inlawrev-2697	521	8	and	and	CCONJ
inlawrev-2697	521	9	due	due	ADJ
inlawrev-2697	521	10	-	-	PUNCT
inlawrev-2697	521	11	on	on	ADP
inlawrev-2697	521	12	-	-	PUNCT
inlawrev-2697	521	13	sale	sale	NOUN
inlawrev-2697	521	14	clauses	clause	NOUN
inlawrev-2697	521	15	as	as	ADP
inlawrev-2697	521	16	indirect	indirect	ADJ
inlawrev-2697	521	17	rather	rather	ADV
inlawrev-2697	521	18	than	than	ADP
inlawrev-2697	521	19	direct	direct	ADJ
inlawrev-2697	521	20	restraints	restraint	NOUN
inlawrev-2697	521	21	upon	upon	SCONJ
inlawrev-2697	521	22	alienation	alienation	NOUN
inlawrev-2697	521	23	because	because	SCONJ
inlawrev-2697	521	24	they	they	PRON
inlawrev-2697	521	25	penalize	penalize	VERB
inlawrev-2697	521	26	transfers	transfer	NOUN
inlawrev-2697	521	27	rather	rather	ADV
inlawrev-2697	521	28	than	than	ADP
inlawrev-2697	521	29	prohibit	prohibit	VERB
inlawrev-2697	521	30	them	they	PRON
inlawrev-2697	521	31	.	.	PUNCT
inlawrev-2697	522	1	see	see	VERB
inlawrev-2697	522	2	update	update	NOUN
inlawrev-2697	522	3	,	,	PUNCT
inlawrev-2697	522	4	supra	supra	PROPN
inlawrev-2697	522	5	note	note	NOUN
inlawrev-2697	522	6	30	30	NUM
inlawrev-2697	522	7	,	,	PUNCT
inlawrev-2697	522	8	at	at	ADP
inlawrev-2697	522	9	1051	1051	NUM
inlawrev-2697	522	10	.	.	PUNCT
inlawrev-2697	523	1	n3see	n3see	PROPN
inlawrev-2697	523	2	,	,	PUNCT
inlawrev-2697	523	3	e.g.	e.g.	ADV
inlawrev-2697	523	4	,	,	PUNCT
inlawrev-2697	523	5	lazzareschi	lazzareschi	ADJ
inlawrev-2697	523	6	,	,	PUNCT
inlawrev-2697	523	7	22	22	NUM
inlawrev-2697	523	8	cal	cal	NOUN
inlawrev-2697	523	9	.	.	PUNCT
inlawrev-2697	524	1	app	app	PROPN
inlawrev-2697	524	2	.	.	PUNCT
inlawrev-2697	525	1	3d	3d	PROPN
inlawrev-2697	525	2	at	at	ADP
inlawrev-2697	525	3	311	311	NUM
inlawrev-2697	525	4	,	,	PUNCT
inlawrev-2697	525	5	99	99	NUM
inlawrev-2697	525	6	cal	cal	NOUN
inlawrev-2697	525	7	.	.	PUNCT
inlawrev-2697	526	1	rptr	rptr	PROPN
inlawrev-2697	526	2	.	.	PUNCT
inlawrev-2697	527	1	at	at	ADP
inlawrev-2697	527	2	422	422	NUM
inlawrev-2697	527	3	.	.	PUNCT
inlawrev-2697	527	4	ll4sacramento	ll4sacramento	PROPN
inlawrev-2697	527	5	sav	sav	PROPN
inlawrev-2697	527	6	.	.	PROPN
inlawrev-2697	527	7	&	&	CCONJ
inlawrev-2697	527	8	loan	loan	VERB
inlawrev-2697	527	9	ass'n	ass'n	PROPN
inlawrev-2697	527	10	v.	v.	ADP
inlawrev-2697	527	11	superior	superior	ADJ
inlawrev-2697	527	12	court	court	NOUN
inlawrev-2697	527	13	,	,	PUNCT
inlawrev-2697	527	14	137	137	NUM
inlawrev-2697	527	15	cal	cal	NOUN
inlawrev-2697	527	16	.	.	PUNCT
inlawrev-2697	528	1	app	app	PROPN
inlawrev-2697	528	2	.	.	PUNCT
inlawrev-2697	529	1	3d	3d	PROPN
inlawrev-2697	529	2	142	142	NUM
inlawrev-2697	529	3	,	,	PUNCT
inlawrev-2697	529	4	186	186	NUM
inlawrev-2697	529	5	cal	cal	NOUN
inlawrev-2697	529	6	.	.	PUNCT
inlawrev-2697	530	1	rptr	rptr	PROPN
inlawrev-2697	530	2	.	.	PUNCT
inlawrev-2697	531	1	823	823	NUM
inlawrev-2697	531	2	(	(	PUNCT
inlawrev-2697	531	3	1982	1982	NUM
inlawrev-2697	531	4	)	)	PUNCT
inlawrev-2697	531	5	(	(	PUNCT
inlawrev-2697	531	6	lender	lender	NOUN
inlawrev-2697	531	7	has	have	VERB
inlawrev-2697	531	8	a	a	DET
inlawrev-2697	531	9	justifiable	justifiable	ADJ
inlawrev-2697	531	10	interest	interest	NOUN
inlawrev-2697	531	11	in	in	ADP
inlawrev-2697	531	12	imposing	impose	VERB
inlawrev-2697	531	13	a	a	DET
inlawrev-2697	531	14	prepayment	prepayment	NOUN
inlawrev-2697	531	15	penalty	penalty	NOUN
inlawrev-2697	531	16	to	to	PART
inlawrev-2697	531	17	cover	cover	VERB
inlawrev-2697	531	18	his	his	PRON
inlawrev-2697	531	19	costs	cost	NOUN
inlawrev-2697	531	20	due	due	ADJ
inlawrev-2697	531	21	to	to	ADP
inlawrev-2697	531	22	potential	potential	ADJ
inlawrev-2697	531	23	lag	lag	NOUN
inlawrev-2697	531	24	time	time	NOUN
inlawrev-2697	531	25	and	and	CCONJ
inlawrev-2697	531	26	administrative	administrative	ADJ
inlawrev-2697	531	27	processing	processing	NOUN
inlawrev-2697	531	28	prior	prior	ADV
inlawrev-2697	531	29	to	to	ADP
inlawrev-2697	531	30	making	make	VERB
inlawrev-2697	531	31	a	a	DET
inlawrev-2697	531	32	new	new	ADJ
inlawrev-2697	531	33	loan	loan	NOUN
inlawrev-2697	531	34	)	)	PUNCT
inlawrev-2697	531	35	;	;	PUNCT
inlawrev-2697	531	36	hellbaum	hellbaum	PROPN
inlawrev-2697	531	37	v.	v.	PROPN
inlawrev-2697	531	38	lytton	lytton	PROPN
inlawrev-2697	531	39	sav	sav	PROPN
inlawrev-2697	531	40	.	.	PROPN
inlawrev-2697	531	41	&	&	CCONJ
inlawrev-2697	531	42	loan	loan	PROPN
inlawrev-2697	531	43	ass'n	ass'n	PROPN
inlawrev-2697	531	44	,	,	PUNCT
inlawrev-2697	531	45	274	274	NUM
inlawrev-2697	531	46	cal	cal	NOUN
inlawrev-2697	531	47	.	.	PUNCT
inlawrev-2697	532	1	app	app	PROPN
inlawrev-2697	532	2	.	.	PUNCT
inlawrev-2697	533	1	2d	2d	PROPN
inlawrev-2697	533	2	546	546	NUM
inlawrev-2697	533	3	,	,	PUNCT
inlawrev-2697	533	4	79	79	NUM
inlawrev-2697	533	5	cal	cal	NOUN
inlawrev-2697	533	6	.	.	PUNCT
inlawrev-2697	534	1	rptr	rptr	PROPN
inlawrev-2697	534	2	.	.	PUNCT
inlawrev-2697	535	1	9	9	NUM
inlawrev-2697	535	2	(	(	PUNCT
inlawrev-2697	535	3	1971	1971	NUM
inlawrev-2697	535	4	)	)	PUNCT
inlawrev-2697	535	5	(	(	PUNCT
inlawrev-2697	535	6	lender	lender	NOUN
inlawrev-2697	535	7	has	have	VERB
inlawrev-2697	535	8	justifiable	justifiable	ADJ
inlawrev-2697	535	9	interest	interest	NOUN
inlawrev-2697	535	10	in	in	ADP
inlawrev-2697	535	11	imposing	impose	VERB
inlawrev-2697	535	12	a	a	DET
inlawrev-2697	535	13	prepayment	prepayment	NOUN
inlawrev-2697	535	14	penalty	penalty	NOUN
inlawrev-2697	535	15	because	because	SCONJ
inlawrev-2697	535	16	of	of	ADP
inlawrev-2697	535	17	administrative	administrative	ADJ
inlawrev-2697	535	18	costs	cost	NOUN
inlawrev-2697	535	19	incurred	incur	VERB
inlawrev-2697	535	20	in	in	ADP
inlawrev-2697	535	21	issuing	issue	VERB
inlawrev-2697	535	22	loans	loan	NOUN
inlawrev-2697	535	23	and	and	CCONJ
inlawrev-2697	535	24	setting	set	VERB
inlawrev-2697	535	25	up	up	ADP
inlawrev-2697	535	26	provisions	provision	NOUN
inlawrev-2697	535	27	for	for	ADP
inlawrev-2697	535	28	their	their	PRON
inlawrev-2697	535	29	servicing	servicing	NOUN
inlawrev-2697	535	30	)	)	PUNCT
inlawrev-2697	535	31	,	,	PUNCT
inlawrev-2697	535	32	rev'd	rev'd	VERB
inlawrev-2697	535	33	on	on	ADP
inlawrev-2697	535	34	other	other	ADJ
inlawrev-2697	535	35	grounds	ground	NOUN
inlawrev-2697	535	36	sub	sub	PROPN
inlawrev-2697	535	37	.	.	PROPN
inlawrev-2697	535	38	nom	nom	PROPN
inlawrev-2697	535	39	.	.	PROPN
inlawrev-2697	535	40	wellenkamp	wellenkamp	PROPN
inlawrev-2697	536	1	v.	v.	ADP
inlawrev-2697	536	2	bank	bank	PROPN
inlawrev-2697	536	3	of	of	ADP
inlawrev-2697	536	4	am	am	PROPN
inlawrev-2697	536	5	.	.	PROPN
inlawrev-2697	536	6	,	,	PUNCT
inlawrev-2697	536	7	21	21	NUM
inlawrev-2697	536	8	cal	cal	NOUN
inlawrev-2697	536	9	.	.	PUNCT
inlawrev-2697	537	1	3d	3d	NUM
inlawrev-2697	537	2	943	943	NUM
inlawrev-2697	537	3	,	,	PUNCT
inlawrev-2697	537	4	582	582	NUM
inlawrev-2697	537	5	p.	p.	NOUN
inlawrev-2697	537	6	2d	2d	NOUN
inlawrev-2697	538	1	970	970	NUM
inlawrev-2697	538	2	,	,	PUNCT
inlawrev-2697	538	3	148	148	NUM
inlawrev-2697	538	4	cal	cal	NOUN
inlawrev-2697	538	5	.	.	PUNCT
inlawrev-2697	539	1	rptr	rptr	PROPN
inlawrev-2697	539	2	.	.	PUNCT
inlawrev-2697	540	1	379	379	NUM
inlawrev-2697	540	2	(	(	PUNCT
inlawrev-2697	540	3	1978	1978	NUM
inlawrev-2697	540	4	)	)	PUNCT
inlawrev-2697	540	5	.	.	PUNCT
inlawrev-2697	541	1	u5see	u5see	PROPN
inlawrev-2697	541	2	update	update	NOUN
inlawrev-2697	541	3	,	,	PUNCT
inlawrev-2697	541	4	supra	supra	PROPN
inlawrev-2697	541	5	note	note	NOUN
inlawrev-2697	541	6	30	30	NUM
inlawrev-2697	541	7	,	,	PUNCT
inlawrev-2697	541	8	at	at	ADP
inlawrev-2697	541	9	1051	1051	NUM
inlawrev-2697	541	10	.	.	PUNCT
inlawrev-2697	542	1	u6	u6	PROPN
inlawrev-2697	542	2	i	i	PROPN
inlawrev-2697	542	3	d.	d.	PROPN
inlawrev-2697	542	4	the	the	DET
inlawrev-2697	542	5	author	author	NOUN
inlawrev-2697	542	6	argued	argue	VERB
inlawrev-2697	542	7	further	far	ADV
inlawrev-2697	542	8	that	that	SCONJ
inlawrev-2697	542	9	"	"	PUNCT
inlawrev-2697	542	10	there	there	PRON
inlawrev-2697	542	11	is	be	VERB
inlawrev-2697	542	12	no	no	DET
inlawrev-2697	542	13	justification	justification	NOUN
inlawrev-2697	542	14	in	in	ADP
inlawrev-2697	542	15	law	law	NOUN
inlawrev-2697	542	16	or	or	CCONJ
inlawrev-2697	542	17	public	public	ADJ
inlawrev-2697	542	18	policy	policy	NOUN
inlawrev-2697	542	19	for	for	ADP
inlawrev-2697	542	20	the	the	DET
inlawrev-2697	542	21	imposition	imposition	NOUN
inlawrev-2697	542	22	of	of	ADP
inlawrev-2697	542	23	a	a	DET
inlawrev-2697	542	24	penalty	penalty	NOUN
inlawrev-2697	542	25	-	-	PUNCT
inlawrev-2697	542	26	type	type	NOUN
inlawrev-2697	542	27	restraint	restraint	NOUN
inlawrev-2697	542	28	upon	upon	SCONJ
inlawrev-2697	542	29	alienation	alienation	NOUN
inlawrev-2697	542	30	of	of	ADP
inlawrev-2697	542	31	the	the	DET
inlawrev-2697	542	32	security	security	NOUN
inlawrev-2697	542	33	.	.	PUNCT
inlawrev-2697	542	34	"	"	PUNCT
inlawrev-2697	543	1	i	i	PRON
inlawrev-2697	543	2	d.	d.	PROPN
inlawrev-2697	543	3	at	at	ADP
inlawrev-2697	543	4	1057	1057	NUM
inlawrev-2697	543	5	.	.	PUNCT
inlawrev-2697	544	1	ulsee	ulsee	ADJ
inlawrev-2697	544	2	supra	supra	PROPN
inlawrev-2697	544	3	notes	note	VERB
inlawrev-2697	544	4	102	102	NUM
inlawrev-2697	544	5	-	-	SYM
inlawrev-2697	544	6	16	16	NUM
inlawrev-2697	544	7	and	and	CCONJ
inlawrev-2697	544	8	accompanying	accompany	VERB
inlawrev-2697	544	9	text	text	NOUN
inlawrev-2697	544	10	.	.	PUNCT
inlawrev-2697	545	1	1987	1987	NUM
inlawrev-2697	545	2	]	]	PUNCT
inlawrev-2697	545	3	commercial	commercial	ADJ
inlawrev-2697	545	4	mortgages	mortgage	NOUN
inlawrev-2697	545	5	751	751	NUM
inlawrev-2697	545	6	the	the	DET
inlawrev-2697	545	7	part	part	NOUN
inlawrev-2697	545	8	of	of	ADP
inlawrev-2697	545	9	the	the	DET
inlawrev-2697	545	10	borrower	borrower	NOUN
inlawrev-2697	545	11	.	.	PUNCT
inlawrev-2697	546	1	118	118	NUM
inlawrev-2697	546	2	as	as	SCONJ
inlawrev-2697	546	3	one	one	NUM
inlawrev-2697	546	4	commentator	commentator	NOUN
inlawrev-2697	546	5	observed	observe	VERB
inlawrev-2697	546	6	,	,	PUNCT
inlawrev-2697	546	7	"	"	PUNCT
inlawrev-2697	546	8	[	[	PUNCT
inlawrev-2697	546	9	w]here	w]here	PROPN
inlawrev-2697	546	10	circumstances	circumstance	NOUN
inlawrev-2697	546	11	other	other	ADJ
inlawrev-2697	546	12	than	than	ADP
inlawrev-2697	546	13	the	the	DET
inlawrev-2697	546	14	[	[	X
inlawrev-2697	546	15	borrower	borrower	NOUN
inlawrev-2697	546	16	's	's	PART
inlawrev-2697	546	17	]	]	PUNCT
inlawrev-2697	546	18	deliberate	deliberate	ADJ
inlawrev-2697	546	19	exercise	exercise	NOUN
inlawrev-2697	546	20	of	of	ADP
inlawrev-2697	546	21	the	the	DET
inlawrev-2697	546	22	prepayment	prepayment	NOUN
inlawrev-2697	546	23	clause	clause	NOUN
inlawrev-2697	546	24	arguably	arguably	ADV
inlawrev-2697	546	25	have	have	AUX
inlawrev-2697	546	26	caused	cause	VERB
inlawrev-2697	546	27	prepayment	prepayment	NOUN
inlawrev-2697	546	28	of	of	ADP
inlawrev-2697	546	29	the	the	DET
inlawrev-2697	546	30	loan	loan	NOUN
inlawrev-2697	546	31	,	,	PUNCT
inlawrev-2697	546	32	the	the	DET
inlawrev-2697	546	33	courts	court	NOUN
inlawrev-2697	546	34	have	have	AUX
inlawrev-2697	546	35	examined	examine	VERB
inlawrev-2697	546	36	the	the	DET
inlawrev-2697	546	37	factual	factual	ADJ
inlawrev-2697	546	38	situations	situation	NOUN
inlawrev-2697	546	39	presented	present	VERB
inlawrev-2697	546	40	and	and	CCONJ
inlawrev-2697	546	41	have	have	AUX
inlawrev-2697	546	42	denied	deny	VERB
inlawrev-2697	546	43	enforcement	enforcement	NOUN
inlawrev-2697	546	44	of	of	ADP
inlawrev-2697	546	45	the	the	DET
inlawrev-2697	546	46	penalty	penalty	NOUN
inlawrev-2697	546	47	where	where	SCONJ
inlawrev-2697	546	48	the	the	DET
inlawrev-2697	546	49	[	[	X
inlawrev-2697	546	50	borrower	borrower	NOUN
inlawrev-2697	546	51	]	]	PUNCT
inlawrev-2697	546	52	did	do	AUX
inlawrev-2697	546	53	not	not	PART
inlawrev-2697	546	54	voluntarily	voluntarily	ADV
inlawrev-2697	546	55	mature	mature	VERB
inlawrev-2697	546	56	the	the	DET
inlawrev-2697	546	57	indebtedness	indebtedness	NOUN
inlawrev-2697	546	58	.	.	PUNCT
inlawrev-2697	546	59	"	"	PUNCT
inlawrev-2697	547	1	119	119	NUM
inlawrev-2697	547	2	the	the	DET
inlawrev-2697	547	3	rule	rule	NOUN
inlawrev-2697	547	4	prohibiting	prohibit	VERB
inlawrev-2697	547	5	the	the	DET
inlawrev-2697	547	6	collection	collection	NOUN
inlawrev-2697	547	7	of	of	ADP
inlawrev-2697	547	8	prepayment	prepayment	NOUN
inlawrev-2697	547	9	penalties	penalty	NOUN
inlawrev-2697	547	10	upon	upon	SCONJ
inlawrev-2697	547	11	the	the	DET
inlawrev-2697	547	12	borrower	borrower	NOUN
inlawrev-2697	547	13	's	's	PART
inlawrev-2697	547	14	involuntary	involuntary	ADJ
inlawrev-2697	547	15	payment	payment	NOUN
inlawrev-2697	547	16	of	of	ADP
inlawrev-2697	547	17	the	the	DET
inlawrev-2697	547	18	loan	loan	NOUN
inlawrev-2697	547	19	is	be	AUX
inlawrev-2697	547	20	applicable	applicable	ADJ
inlawrev-2697	547	21	in	in	ADP
inlawrev-2697	547	22	several	several	ADJ
inlawrev-2697	547	23	different	different	ADJ
inlawrev-2697	547	24	situations	situation	NOUN
inlawrev-2697	547	25	.	.	PUNCT
inlawrev-2697	548	1	one	one	NUM
inlawrev-2697	548	2	situation	situation	NOUN
inlawrev-2697	548	3	occurs	occur	VERB
inlawrev-2697	548	4	when	when	SCONJ
inlawrev-2697	548	5	the	the	DET
inlawrev-2697	548	6	mortgaged	mortgage	VERB
inlawrev-2697	548	7	premises	premise	NOUN
inlawrev-2697	548	8	are	be	AUX
inlawrev-2697	548	9	destroyed	destroy	VERB
inlawrev-2697	548	10	and	and	CCONJ
inlawrev-2697	548	11	the	the	DET
inlawrev-2697	548	12	insurance	insurance	NOUN
inlawrev-2697	548	13	proceeds	proceed	NOUN
inlawrev-2697	548	14	are	be	AUX
inlawrev-2697	548	15	used	use	VERB
inlawrev-2697	548	16	to	to	PART
inlawrev-2697	548	17	pay	pay	VERB
inlawrev-2697	548	18	off	off	ADP
inlawrev-2697	548	19	the	the	DET
inlawrev-2697	548	20	debt	debt	NOUN
inlawrev-2697	548	21	.	.	PUNCT
inlawrev-2697	549	1	in	in	ADP
inlawrev-2697	549	2	chestnut	chestnut	PROPN
inlawrev-2697	549	3	corp	corp	PROPN
inlawrev-2697	549	4	.	.	PROPN
inlawrev-2697	549	5	v.	v.	PROPN
inlawrev-2697	549	6	bankers	bankers	PROPN
inlawrev-2697	549	7	bond	bond	PROPN
inlawrev-2697	549	8	&	&	CCONJ
inlawrev-2697	549	9	mortgage	mortgage	PROPN
inlawrev-2697	549	10	co.	co.	PROPN
inlawrev-2697	549	11	,	,	PUNCT
inlawrev-2697	549	12	120	120	NUM
inlawrev-2697	549	13	the	the	DET
inlawrev-2697	549	14	borrower	borrower	NOUN
inlawrev-2697	549	15	's	's	PART
inlawrev-2697	549	16	mortgaged	mortgage	VERB
inlawrev-2697	549	17	premises	premise	NOUN
inlawrev-2697	549	18	were	be	AUX
inlawrev-2697	549	19	completely	completely	ADV
inlawrev-2697	549	20	destroyed	destroy	VERB
inlawrev-2697	549	21	by	by	ADP
inlawrev-2697	549	22	fire	fire	NOUN
inlawrev-2697	549	23	.	.	PUNCT
inlawrev-2697	550	1	the	the	DET
inlawrev-2697	550	2	loan	loan	NOUN
inlawrev-2697	550	3	documents	document	NOUN
inlawrev-2697	550	4	provided	provide	VERB
inlawrev-2697	550	5	that	that	SCONJ
inlawrev-2697	550	6	the	the	DET
inlawrev-2697	550	7	debt	debt	NOUN
inlawrev-2697	550	8	could	could	AUX
inlawrev-2697	550	9	be	be	AUX
inlawrev-2697	550	10	prepaid	prepay	VERB
inlawrev-2697	550	11	at	at	ADP
inlawrev-2697	550	12	any	any	DET
inlawrev-2697	550	13	monthly	monthly	ADJ
inlawrev-2697	550	14	installment	installment	NOUN
inlawrev-2697	550	15	as	as	ADV
inlawrev-2697	550	16	long	long	ADV
inlawrev-2697	550	17	as	as	SCONJ
inlawrev-2697	550	18	the	the	DET
inlawrev-2697	550	19	borrower	borrower	NOUN
inlawrev-2697	550	20	paid	pay	VERB
inlawrev-2697	550	21	an	an	DET
inlawrev-2697	550	22	additional	additional	ADJ
inlawrev-2697	550	23	two	two	NUM
inlawrev-2697	550	24	percent	percent	NOUN
inlawrev-2697	550	25	penalty	penalty	NOUN
inlawrev-2697	550	26	.	.	PUNCT
inlawrev-2697	551	1	121	121	NUM
inlawrev-2697	551	2	the	the	DET
inlawrev-2697	551	3	court	court	NOUN
inlawrev-2697	551	4	reasoned	reason	VERB
inlawrev-2697	551	5	that	that	SCONJ
inlawrev-2697	551	6	the	the	DET
inlawrev-2697	551	7	loan	loan	NOUN
inlawrev-2697	551	8	documents	document	NOUN
inlawrev-2697	551	9	contemplated	contemplate	VERB
inlawrev-2697	551	10	a	a	DET
inlawrev-2697	551	11	voluntary	voluntary	ADJ
inlawrev-2697	551	12	prepayment	prepayment	NOUN
inlawrev-2697	551	13	by	by	ADP
inlawrev-2697	551	14	the	the	DET
inlawrev-2697	551	15	borrower	borrower	NOUN
inlawrev-2697	551	16	,	,	PUNCT
inlawrev-2697	551	17	and	and	CCONJ
inlawrev-2697	551	18	held	hold	VERB
inlawrev-2697	551	19	that	that	SCONJ
inlawrev-2697	551	20	the	the	DET
inlawrev-2697	551	21	lender	lender	NOUN
inlawrev-2697	551	22	was	be	AUX
inlawrev-2697	551	23	not	not	PART
inlawrev-2697	551	24	entitled	entitle	VERB
inlawrev-2697	551	25	to	to	ADP
inlawrev-2697	551	26	the	the	DET
inlawrev-2697	551	27	penalty	penalty	NOUN
inlawrev-2697	551	28	when	when	SCONJ
inlawrev-2697	551	29	the	the	DET
inlawrev-2697	551	30	mortgage	mortgage	NOUN
inlawrev-2697	551	31	debt	debt	NOUN
inlawrev-2697	551	32	was	be	AUX
inlawrev-2697	551	33	paid	pay	VERB
inlawrev-2697	551	34	from	from	ADP
inlawrev-2697	551	35	the	the	DET
inlawrev-2697	551	36	insurance	insurance	NOUN
inlawrev-2697	551	37	proceeds	proceed	NOUN
inlawrev-2697	551	38	after	after	SCONJ
inlawrev-2697	551	39	the	the	DET
inlawrev-2697	551	40	premises	premise	NOUN
inlawrev-2697	551	41	were	be	AUX
inlawrev-2697	551	42	destroyed	destroy	VERB
inlawrev-2697	551	43	by	by	ADP
inlawrev-2697	551	44	fire	fire	NOUN
inlawrev-2697	551	45	.	.	PUNCT
inlawrev-2697	552	1	122	122	NUM
inlawrev-2697	552	2	the	the	DET
inlawrev-2697	552	3	court	court	NOUN
inlawrev-2697	552	4	noted	note	VERB
inlawrev-2697	552	5	that	that	SCONJ
inlawrev-2697	552	6	the	the	DET
inlawrev-2697	552	7	lender	lender	NOUN
inlawrev-2697	552	8	could	could	AUX
inlawrev-2697	552	9	have	have	AUX
inlawrev-2697	552	10	protected	protect	VERB
inlawrev-2697	552	11	itself	itself	PRON
inlawrev-2697	552	12	by	by	ADP
inlawrev-2697	552	13	providing	provide	VERB
inlawrev-2697	552	14	for	for	ADP
inlawrev-2697	552	15	a	a	DET
inlawrev-2697	552	16	more	more	ADV
inlawrev-2697	552	17	explicit	explicit	ADJ
inlawrev-2697	552	18	prepayment	prepayment	NOUN
inlawrev-2697	552	19	penalty	penalty	NOUN
inlawrev-2697	552	20	in	in	ADP
inlawrev-2697	552	21	the	the	DET
inlawrev-2697	552	22	loan	loan	NOUN
inlawrev-2697	552	23	documents	document	NOUN
inlawrev-2697	552	24	.	.	PUNCT
inlawrev-2697	553	1	123	123	NUM
inlawrev-2697	553	2	another	another	DET
inlawrev-2697	553	3	common	common	ADJ
inlawrev-2697	553	4	situation	situation	NOUN
inlawrev-2697	553	5	in	in	ADP
inlawrev-2697	553	6	which	which	PRON
inlawrev-2697	553	7	courts	court	NOUN
inlawrev-2697	553	8	have	have	AUX
inlawrev-2697	553	9	refused	refuse	VERB
inlawrev-2697	553	10	to	to	PART
inlawrev-2697	553	11	authorize	authorize	VERB
inlawrev-2697	553	12	the	the	DET
inlawrev-2697	553	13	collection	collection	NOUN
inlawrev-2697	553	14	of	of	ADP
inlawrev-2697	553	15	a	a	DET
inlawrev-2697	553	16	prepayment	prepayment	NOUN
inlawrev-2697	553	17	penalty	penalty	NOUN
inlawrev-2697	553	18	upon	upon	SCONJ
inlawrev-2697	553	19	the	the	DET
inlawrev-2697	553	20	involuntary	involuntary	ADJ
inlawrev-2697	553	21	payment	payment	NOUN
inlawrev-2697	553	22	of	of	ADP
inlawrev-2697	553	23	the	the	DET
inlawrev-2697	553	24	loan	loan	NOUN
inlawrev-2697	553	25	,	,	PUNCT
inlawrev-2697	553	26	absent	absent	ADJ
inlawrev-2697	553	27	specific	specific	ADJ
inlawrev-2697	553	28	language	language	NOUN
inlawrev-2697	553	29	in	in	ADP
inlawrev-2697	553	30	the	the	DET
inlawrev-2697	553	31	mortgage	mortgage	NOUN
inlawrev-2697	553	32	or	or	CCONJ
inlawrev-2697	553	33	note	note	VERB
inlawrev-2697	553	34	,	,	PUNCT
inlawrev-2697	553	35	is	be	AUX
inlawrev-2697	553	36	when	when	SCONJ
inlawrev-2697	553	37	prepayment	prepayment	NOUN
inlawrev-2697	553	38	results	result	NOUN
inlawrev-2697	553	39	from	from	ADP
inlawrev-2697	553	40	condemnation	condemnation	NOUN
inlawrev-2697	553	41	or	or	CCONJ
inlawrev-2697	553	42	the	the	DET
inlawrev-2697	553	43	threat	threat	NOUN
inlawrev-2697	553	44	of	of	ADP
inlawrev-2697	553	45	condemnation	condemnation	NOUN
inlawrev-2697	553	46	of	of	ADP
inlawrev-2697	553	47	the	the	DET
inlawrev-2697	553	48	mortgaged	mortgage	VERB
inlawrev-2697	553	49	premises	premise	NOUN
inlawrev-2697	553	50	.	.	PUNCT
inlawrev-2697	554	1	124	124	NUM
inlawrev-2697	554	2	thus	thus	ADV
inlawrev-2697	554	3	,	,	PUNCT
inlawrev-2697	554	4	in	in	ADP
inlawrev-2697	554	5	jala	jala	PROPN
inlawrev-2697	554	6	corp	corp	PROPN
inlawrev-2697	554	7	.	.	PROPN
inlawrev-2697	554	8	v.	v.	PROPN
inlawrev-2697	554	9	berkely	berkely	PROPN
inlawrev-2697	554	10	savings	savings	PROPN
inlawrev-2697	554	11	&	&	CCONJ
inlawrev-2697	554	12	loan	loan	PROPN
inlawrev-2697	554	13	association	association	PROPN
inlawrev-2697	554	14	,	,	PUNCT
inlawrev-2697	554	15	125	125	NUM
inlawrev-2697	554	16	the	the	DET
inlawrev-2697	554	17	court	court	NOUN
inlawrev-2697	554	18	held	hold	VERB
inlawrev-2697	554	19	that	that	SCONJ
inlawrev-2697	554	20	the	the	DET
inlawrev-2697	554	21	prepayment	prepayment	NOUN
inlawrev-2697	554	22	clause	clause	NOUN
inlawrev-2697	554	23	contemplated	contemplate	VERB
inlawrev-2697	554	24	the	the	DET
inlawrev-2697	554	25	borrower	borrower	NOUN
inlawrev-2697	554	26	's	's	PART
inlawrev-2697	554	27	voluntary	voluntary	ADJ
inlawrev-2697	554	28	exercise	exercise	NOUN
inlawrev-2697	554	29	of	of	ADP
inlawrev-2697	554	30	its	its	PRON
inlawrev-2697	554	31	right	right	NOUN
inlawrev-2697	554	32	to	to	PART
inlawrev-2697	554	33	prepay	prepay	VERB
inlawrev-2697	554	34	the	the	DET
inlawrev-2697	554	35	ll	ll	NOUN
inlawrev-2697	554	36	*	*	PUNCT
inlawrev-2697	554	37	see	see	VERB
inlawrev-2697	554	38	,	,	PUNCT
inlawrev-2697	554	39	e.g.	e.g.	ADV
inlawrev-2697	554	40	,	,	PUNCT
inlawrev-2697	554	41	in	in	ADP
inlawrev-2697	554	42	re	re	NOUN
inlawrev-2697	554	43	l.h.d	l.h.d	PROPN
inlawrev-2697	554	44	.	.	PUNCT
inlawrev-2697	555	1	realty	realty	PROPN
inlawrev-2697	555	2	corp	corp	PROPN
inlawrev-2697	555	3	.	.	PROPN
inlawrev-2697	555	4	,	,	PUNCT
inlawrev-2697	555	5	726	726	NUM
inlawrev-2697	555	6	f.2d	f.2d	SYM
inlawrev-2697	555	7	327	327	NUM
inlawrev-2697	555	8	(	(	PUNCT
inlawrev-2697	555	9	7th	7th	ADJ
inlawrev-2697	555	10	cir	cir	NOUN
inlawrev-2697	555	11	.	.	PUNCT
inlawrev-2697	555	12	1984	1984	NUM
inlawrev-2697	555	13	)	)	PUNCT
inlawrev-2697	555	14	.	.	PUNCT
inlawrev-2697	556	1	"	"	PUNCT
inlawrev-2697	556	2	'	'	PUNCT
inlawrev-2697	556	3	annotation	annotation	NOUN
inlawrev-2697	556	4	,	,	PUNCT
inlawrev-2697	556	5	construction	construction	NOUN
inlawrev-2697	556	6	and	and	CCONJ
inlawrev-2697	556	7	effect	effect	NOUN
inlawrev-2697	556	8	as	as	ADP
inlawrev-2697	556	9	to	to	ADP
inlawrev-2697	556	10	interest	interest	NOUN
inlawrev-2697	556	11	due	due	ADJ
inlawrev-2697	556	12	of	of	ADP
inlawrev-2697	556	13	real	real	ADJ
inlawrev-2697	556	14	estate	estate	NOUN
inlawrev-2697	556	15	mortgage	mortgage	NOUN
inlawrev-2697	556	16	clause	clause	NOUN
inlawrev-2697	556	17	authorizing	authorize	VERB
inlawrev-2697	556	18	mortgagor	mortgagor	NOUN
inlawrev-2697	556	19	to	to	PART
inlawrev-2697	556	20	prepay	prepay	VERB
inlawrev-2697	556	21	principal	principal	ADJ
inlawrev-2697	556	22	debt	debt	NOUN
inlawrev-2697	556	23	,	,	PUNCT
inlawrev-2697	556	24	86	86	NUM
inlawrev-2697	556	25	a.l.r.3d	a.l.r.3d	ADP
inlawrev-2697	556	26	599	599	NUM
inlawrev-2697	556	27	,	,	PUNCT
inlawrev-2697	556	28	605	605	NUM
inlawrev-2697	556	29	(	(	PUNCT
inlawrev-2697	556	30	1978	1978	NUM
inlawrev-2697	556	31	)	)	PUNCT
inlawrev-2697	556	32	.	.	PUNCT
inlawrev-2697	557	1	120395	120395	NUM
inlawrev-2697	557	2	pa	pa	PROPN
inlawrev-2697	557	3	.	.	PROPN
inlawrev-2697	557	4	153	153	NUM
inlawrev-2697	557	5	,	,	PUNCT
inlawrev-2697	557	6	149	149	NUM
inlawrev-2697	557	7	a.2d	a.2d	SYM
inlawrev-2697	557	8	48	48	NUM
inlawrev-2697	557	9	(	(	PUNCT
inlawrev-2697	557	10	1959	1959	NUM
inlawrev-2697	557	11	)	)	PUNCT
inlawrev-2697	557	12	.	.	PUNCT
inlawrev-2697	558	1	m	m	VERB
inlawrev-2697	559	1	i	i	PRON
inlawrev-2697	559	2	d.	d.	PROPN
inlawrev-2697	559	3	at	at	ADP
inlawrev-2697	559	4	155	155	NUM
inlawrev-2697	559	5	,	,	PUNCT
inlawrev-2697	559	6	149	149	NUM
inlawrev-2697	559	7	a.2d	a.2d	PUNCT
inlawrev-2697	559	8	at	at	ADP
inlawrev-2697	559	9	49	49	NUM
inlawrev-2697	559	10	.	.	PUNCT
inlawrev-2697	560	1	l22	l22	NOUN
inlawrev-2697	560	2	i	i	PRON
inlawrev-2697	560	3	d.	d.	PROPN
inlawrev-2697	560	4	at	at	ADP
inlawrev-2697	560	5	156	156	NUM
inlawrev-2697	560	6	-	-	SYM
inlawrev-2697	560	7	57	57	NUM
inlawrev-2697	560	8	,	,	PUNCT
inlawrev-2697	560	9	149	149	NUM
inlawrev-2697	560	10	a.2d	a.2d	PUNCT
inlawrev-2697	560	11	at	at	ADP
inlawrev-2697	560	12	50	50	NUM
inlawrev-2697	560	13	.	.	PUNCT
inlawrev-2697	561	1	i23	i23	PROPN
inlawrev-2697	561	2	i	i	PROPN
inlawrev-2697	561	3	d.	d.	PROPN
inlawrev-2697	561	4	the	the	DET
inlawrev-2697	561	5	problems	problem	NOUN
inlawrev-2697	561	6	experienced	experience	VERB
inlawrev-2697	561	7	by	by	ADP
inlawrev-2697	561	8	the	the	DET
inlawrev-2697	561	9	lender	lender	NOUN
inlawrev-2697	561	10	in	in	ADP
inlawrev-2697	561	11	this	this	DET
inlawrev-2697	561	12	case	case	NOUN
inlawrev-2697	561	13	could	could	AUX
inlawrev-2697	561	14	have	have	AUX
inlawrev-2697	561	15	been	be	AUX
inlawrev-2697	561	16	avoided	avoid	VERB
inlawrev-2697	561	17	by	by	ADP
inlawrev-2697	561	18	drafting	draft	VERB
inlawrev-2697	561	19	similar	similar	ADJ
inlawrev-2697	561	20	to	to	ADP
inlawrev-2697	561	21	that	that	DET
inlawrev-2697	561	22	noted	note	VERB
inlawrev-2697	561	23	infra	infra	NOUN
inlawrev-2697	561	24	notes	note	VERB
inlawrev-2697	561	25	221	221	NUM
inlawrev-2697	561	26	-	-	SYM
inlawrev-2697	561	27	24	24	NUM
inlawrev-2697	561	28	and	and	CCONJ
inlawrev-2697	561	29	accompanying	accompany	VERB
inlawrev-2697	561	30	text	text	NOUN
inlawrev-2697	561	31	.	.	PUNCT
inlawrev-2697	562	1	this	this	PRON
inlawrev-2697	562	2	is	be	AUX
inlawrev-2697	562	3	in	in	ADP
inlawrev-2697	562	4	fact	fact	NOUN
inlawrev-2697	562	5	what	what	PRON
inlawrev-2697	562	6	the	the	DET
inlawrev-2697	562	7	court	court	NOUN
inlawrev-2697	562	8	in	in	ADP
inlawrev-2697	562	9	chestnut	chestnut	PROPN
inlawrev-2697	562	10	suggested	suggest	VERB
inlawrev-2697	562	11	.	.	PUNCT
inlawrev-2697	563	1	l24see	l24see	PROPN
inlawrev-2697	563	2	shavers	shaver	NOUN
inlawrev-2697	563	3	v.	v.	PROPN
inlawrev-2697	563	4	duval	duval	PROPN
inlawrev-2697	563	5	county	county	PROPN
inlawrev-2697	563	6	,	,	PUNCT
inlawrev-2697	563	7	73	73	NUM
inlawrev-2697	563	8	so	so	ADV
inlawrev-2697	563	9	.	.	PUNCT
inlawrev-2697	564	1	2d	2d	NOUN
inlawrev-2697	564	2	684	684	NUM
inlawrev-2697	564	3	(	(	PUNCT
inlawrev-2697	564	4	fla	fla	PROPN
inlawrev-2697	564	5	.	.	PUNCT
inlawrev-2697	564	6	1954	1954	NUM
inlawrev-2697	564	7	)	)	PUNCT
inlawrev-2697	564	8	;	;	PUNCT
inlawrev-2697	564	9	associated	associated	ADJ
inlawrev-2697	564	10	schools	school	NOUN
inlawrev-2697	564	11	,	,	PUNCT
inlawrev-2697	564	12	inc	inc	PROPN
inlawrev-2697	564	13	.	.	PROPN
inlawrev-2697	564	14	v.	v.	PROPN
inlawrev-2697	564	15	dade	dade	PROPN
inlawrev-2697	564	16	county	county	PROPN
inlawrev-2697	564	17	,	,	PUNCT
inlawrev-2697	564	18	209	209	NUM
inlawrev-2697	564	19	so	so	ADV
inlawrev-2697	564	20	.	.	PUNCT
inlawrev-2697	565	1	2d	2d	NUM
inlawrev-2697	565	2	489	489	NUM
inlawrev-2697	565	3	(	(	PUNCT
inlawrev-2697	565	4	fla	fla	PROPN
inlawrev-2697	565	5	.	.	PUNCT
inlawrev-2697	565	6	dist	dist	PROPN
inlawrev-2697	565	7	.	.	PUNCT
inlawrev-2697	566	1	ct	ct	PROPN
inlawrev-2697	566	2	.	.	PUNCT
inlawrev-2697	567	1	app	app	PROPN
inlawrev-2697	567	2	.	.	PROPN
inlawrev-2697	567	3	1968	1968	NUM
inlawrev-2697	567	4	)	)	PUNCT
inlawrev-2697	567	5	;	;	PUNCT
inlawrev-2697	568	1	dekalb	dekalb	PROPN
inlawrev-2697	568	2	county	county	PROPN
inlawrev-2697	568	3	v.	v.	PROPN
inlawrev-2697	568	4	united	united	PROPN
inlawrev-2697	568	5	family	family	PROPN
inlawrev-2697	568	6	life	life	PROPN
inlawrev-2697	568	7	ins	ins	PROPN
inlawrev-2697	568	8	.	.	PUNCT
inlawrev-2697	568	9	co.	co.	PROPN
inlawrev-2697	568	10	,	,	PUNCT
inlawrev-2697	568	11	235	235	NUM
inlawrev-2697	568	12	ga	ga	NOUN
inlawrev-2697	568	13	.	.	PROPN
inlawrev-2697	569	1	417	417	NUM
inlawrev-2697	569	2	,	,	PUNCT
inlawrev-2697	569	3	219	219	NUM
inlawrev-2697	569	4	s.e.2d	s.e.2d	NOUN
inlawrev-2697	569	5	707	707	NUM
inlawrev-2697	569	6	(	(	PUNCT
inlawrev-2697	569	7	1975	1975	NUM
inlawrev-2697	569	8	)	)	PUNCT
inlawrev-2697	569	9	,	,	PUNCT
inlawrev-2697	569	10	on	on	ADP
inlawrev-2697	569	11	remand	remand	NOUN
inlawrev-2697	569	12	,	,	PUNCT
inlawrev-2697	569	13	136	136	NUM
inlawrev-2697	569	14	ga	ga	PROPN
inlawrev-2697	569	15	.	.	PROPN
inlawrev-2697	569	16	app	app	PROPN
inlawrev-2697	569	17	.	.	PROPN
inlawrev-2697	569	18	822	822	NUM
inlawrev-2697	569	19	,	,	PUNCT
inlawrev-2697	569	20	222	222	NUM
inlawrev-2697	569	21	s.e.2d	s.e.2d	NOUN
inlawrev-2697	569	22	664	664	NUM
inlawrev-2697	569	23	(	(	PUNCT
inlawrev-2697	569	24	1975	1975	NUM
inlawrev-2697	569	25	)	)	PUNCT
inlawrev-2697	569	26	;	;	PUNCT
inlawrev-2697	569	27	landohio	landohio	PROPN
inlawrev-2697	569	28	corp	corp	PROPN
inlawrev-2697	569	29	.	.	PROPN
inlawrev-2697	569	30	v.	v.	ADP
inlawrev-2697	569	31	northwestern	northwestern	PROPN
inlawrev-2697	569	32	mut	mut	PROPN
inlawrev-2697	569	33	.	.	PUNCT
inlawrev-2697	570	1	life	life	PROPN
inlawrev-2697	570	2	mortgage	mortgage	PROPN
inlawrev-2697	570	3	&	&	CCONJ
inlawrev-2697	570	4	realty	realty	PROPN
inlawrev-2697	570	5	investors	investors	PROPN
inlawrev-2697	570	6	,	,	PUNCT
inlawrev-2697	570	7	431	431	NUM
inlawrev-2697	570	8	f.	f.	PROPN
inlawrev-2697	570	9	supp	supp	PROPN
inlawrev-2697	570	10	.	.	PUNCT
inlawrev-2697	571	1	475	475	NUM
inlawrev-2697	571	2	(	(	PUNCT
inlawrev-2697	571	3	n.d	n.d	PROPN
inlawrev-2697	571	4	.	.	PROPN
inlawrev-2697	571	5	ohio	ohio	PROPN
inlawrev-2697	571	6	1976	1976	NUM
inlawrev-2697	571	7	)	)	PUNCT
inlawrev-2697	571	8	;	;	PUNCT
inlawrev-2697	571	9	cf	cf	NOUN
inlawrev-2697	571	10	in	in	ADP
inlawrev-2697	571	11	re	re	PROPN
inlawrev-2697	571	12	brooklyn	brooklyn	PROPN
inlawrev-2697	571	13	bridge	bridge	PROPN
inlawrev-2697	571	14	southwest	southwest	PROPN
inlawrev-2697	571	15	urban	urban	PROPN
inlawrev-2697	571	16	renewal	renewal	PROPN
inlawrev-2697	571	17	project	project	NOUN
inlawrev-2697	571	18	,	,	PUNCT
inlawrev-2697	571	19	46	46	NUM
inlawrev-2697	571	20	misc	misc	NOUN
inlawrev-2697	571	21	.	.	PUNCT
inlawrev-2697	572	1	2d	2d	PROPN
inlawrev-2697	572	2	558	558	NUM
inlawrev-2697	572	3	,	,	PUNCT
inlawrev-2697	572	4	260	260	NUM
inlawrev-2697	572	5	n.y.s.2d	n.y.s.2d	NUM
inlawrev-2697	572	6	229	229	NUM
inlawrev-2697	572	7	(	(	PUNCT
inlawrev-2697	572	8	n.y	n.y	PROPN
inlawrev-2697	572	9	.	.	PROPN
inlawrev-2697	572	10	sup	sup	PROPN
inlawrev-2697	572	11	.	.	PUNCT
inlawrev-2697	573	1	ct	ct	PRON
inlawrev-2697	573	2	.	.	NOUN
inlawrev-2697	574	1	1965	1965	NUM
inlawrev-2697	574	2	)	)	PUNCT
inlawrev-2697	575	1	(	(	PUNCT
inlawrev-2697	575	2	court	court	NOUN
inlawrev-2697	575	3	held	hold	VERB
inlawrev-2697	575	4	prepayment	prepayment	NOUN
inlawrev-2697	575	5	penalty	penalty	NOUN
inlawrev-2697	575	6	was	be	AUX
inlawrev-2697	575	7	enforceable	enforceable	ADJ
inlawrev-2697	575	8	in	in	ADP
inlawrev-2697	575	9	the	the	DET
inlawrev-2697	575	10	condemnation	condemnation	NOUN
inlawrev-2697	575	11	situation	situation	NOUN
inlawrev-2697	575	12	because	because	SCONJ
inlawrev-2697	575	13	the	the	DET
inlawrev-2697	575	14	parties	party	NOUN
inlawrev-2697	575	15	had	have	AUX
inlawrev-2697	575	16	expressly	expressly	ADV
inlawrev-2697	575	17	provided	provide	VERB
inlawrev-2697	575	18	for	for	ADP
inlawrev-2697	575	19	such	such	DET
inlawrev-2697	575	20	a	a	DET
inlawrev-2697	575	21	happening	happening	NOUN
inlawrev-2697	575	22	in	in	ADP
inlawrev-2697	575	23	the	the	DET
inlawrev-2697	575	24	loan	loan	NOUN
inlawrev-2697	575	25	documents	document	NOUN
inlawrev-2697	575	26	)	)	PUNCT
inlawrev-2697	575	27	.	.	PUNCT
inlawrev-2697	576	1	125	125	NUM
inlawrev-2697	576	2	104	104	NUM
inlawrev-2697	576	3	n.j	n.j	PROPN
inlawrev-2697	576	4	.	.	PUNCT
inlawrev-2697	576	5	super	super	PROPN
inlawrev-2697	576	6	.	.	PROPN
inlawrev-2697	576	7	394	394	NUM
inlawrev-2697	576	8	,	,	PUNCT
inlawrev-2697	576	9	250	250	NUM
inlawrev-2697	576	10	a.2d	a.2d	SYM
inlawrev-2697	576	11	150	150	NUM
inlawrev-2697	576	12	(	(	PUNCT
inlawrev-2697	576	13	1969	1969	NUM
inlawrev-2697	576	14	)	)	PUNCT
inlawrev-2697	576	15	.	.	PUNCT
inlawrev-2697	577	1	752	752	NUM
inlawrev-2697	577	2	indiana	indiana	PROPN
inlawrev-2697	577	3	la	la	PROPN
inlawrev-2697	577	4	w	w	PROPN
inlawrev-2697	577	5	review	review	PROPN
inlawrev-2697	577	6	[	[	X
inlawrev-2697	577	7	vol	vol	NOUN
inlawrev-2697	577	8	.	.	PUNCT
inlawrev-2697	578	1	20:735	20:735	NUM
inlawrev-2697	578	2	balance	balance	NOUN
inlawrev-2697	578	3	of	of	ADP
inlawrev-2697	578	4	the	the	DET
inlawrev-2697	578	5	mortgage	mortgage	NOUN
inlawrev-2697	578	6	and	and	CCONJ
inlawrev-2697	578	7	did	do	AUX
inlawrev-2697	578	8	not	not	PART
inlawrev-2697	578	9	embrace	embrace	VERB
inlawrev-2697	578	10	prepayment	prepayment	NOUN
inlawrev-2697	578	11	by	by	ADP
inlawrev-2697	578	12	reason	reason	NOUN
inlawrev-2697	578	13	of	of	ADP
inlawrev-2697	578	14	eminent	eminent	ADJ
inlawrev-2697	578	15	domain	domain	NOUN
inlawrev-2697	578	16	.	.	PUNCT
inlawrev-2697	579	1	126	126	NUM
inlawrev-2697	579	2	the	the	DET
inlawrev-2697	579	3	court	court	NOUN
inlawrev-2697	579	4	also	also	ADV
inlawrev-2697	579	5	found	find	VERB
inlawrev-2697	579	6	persuasive	persuasive	ADJ
inlawrev-2697	579	7	the	the	DET
inlawrev-2697	579	8	argument	argument	NOUN
inlawrev-2697	579	9	advanced	advance	VERB
inlawrev-2697	579	10	in	in	ADP
inlawrev-2697	579	11	chestnut	chestnut	NOUN
inlawrev-2697	579	12	regarding	regard	VERB
inlawrev-2697	579	13	the	the	DET
inlawrev-2697	579	14	lender	lender	NOUN
inlawrev-2697	579	15	's	's	PART
inlawrev-2697	579	16	ability	ability	NOUN
inlawrev-2697	579	17	to	to	PART
inlawrev-2697	579	18	protect	protect	VERB
inlawrev-2697	579	19	itself	itself	PRON
inlawrev-2697	579	20	by	by	ADP
inlawrev-2697	579	21	express	express	ADJ
inlawrev-2697	579	22	drafting	drafting	NOUN
inlawrev-2697	579	23	.	.	PUNCT
inlawrev-2697	580	1	127	127	NUM
inlawrev-2697	580	2	a	a	DET
inlawrev-2697	580	3	third	third	ADJ
inlawrev-2697	580	4	situation	situation	NOUN
inlawrev-2697	580	5	wherein	wherein	SCONJ
inlawrev-2697	580	6	courts	court	NOUN
inlawrev-2697	580	7	have	have	AUX
inlawrev-2697	580	8	refused	refuse	VERB
inlawrev-2697	580	9	to	to	PART
inlawrev-2697	580	10	enforce	enforce	VERB
inlawrev-2697	580	11	a	a	DET
inlawrev-2697	580	12	prepayment	prepayment	NOUN
inlawrev-2697	580	13	penalty	penalty	NOUN
inlawrev-2697	580	14	is	be	AUX
inlawrev-2697	580	15	the	the	DET
inlawrev-2697	580	16	so	so	ADV
inlawrev-2697	580	17	-	-	PUNCT
inlawrev-2697	580	18	called	call	VERB
inlawrev-2697	580	19	"	"	PUNCT
inlawrev-2697	580	20	acceleration	acceleration	NOUN
inlawrev-2697	580	21	exception	exception	NOUN
inlawrev-2697	580	22	.	.	PUNCT
inlawrev-2697	580	23	"	"	PUNCT
inlawrev-2697	581	1	128	128	NUM
inlawrev-2697	581	2	this	this	DET
inlawrev-2697	581	3	situation	situation	NOUN
inlawrev-2697	581	4	arises	arise	VERB
inlawrev-2697	581	5	when	when	SCONJ
inlawrev-2697	581	6	the	the	DET
inlawrev-2697	581	7	lender	lender	NOUN
inlawrev-2697	581	8	exercises	exercise	VERB
inlawrev-2697	581	9	a	a	DET
inlawrev-2697	581	10	due	due	ADJ
inlawrev-2697	581	11	-	-	PUNCT
inlawrev-2697	581	12	on	on	ADP
inlawrev-2697	581	13	-	-	PUNCT
inlawrev-2697	581	14	sale	sale	NOUN
inlawrev-2697	581	15	clause	clause	NOUN
inlawrev-2697	581	16	and	and	CCONJ
inlawrev-2697	581	17	also	also	ADV
inlawrev-2697	581	18	attempts	attempt	VERB
inlawrev-2697	581	19	to	to	PART
inlawrev-2697	581	20	collect	collect	VERB
inlawrev-2697	581	21	a	a	DET
inlawrev-2697	581	22	prepayment	prepayment	NOUN
inlawrev-2697	581	23	penalty	penalty	NOUN
inlawrev-2697	581	24	upon	upon	SCONJ
inlawrev-2697	581	25	the	the	DET
inlawrev-2697	581	26	borrower	borrower	NOUN
inlawrev-2697	581	27	's	's	PART
inlawrev-2697	581	28	early	early	ADJ
inlawrev-2697	581	29	payment	payment	NOUN
inlawrev-2697	581	30	of	of	ADP
inlawrev-2697	581	31	the	the	DET
inlawrev-2697	581	32	loan	loan	NOUN
inlawrev-2697	581	33	.	.	PUNCT
inlawrev-2697	582	1	129	129	NUM
inlawrev-2697	582	2	courts	court	NOUN
inlawrev-2697	582	3	have	have	AUX
inlawrev-2697	582	4	commonly	commonly	ADV
inlawrev-2697	582	5	analyzed	analyze	VERB
inlawrev-2697	582	6	the	the	DET
inlawrev-2697	582	7	lender	lender	NOUN
inlawrev-2697	582	8	's	's	PART
inlawrev-2697	582	9	exercise	exercise	NOUN
inlawrev-2697	582	10	of	of	ADP
inlawrev-2697	582	11	the	the	DET
inlawrev-2697	582	12	due	due	ADJ
inlawrev-2697	582	13	-	-	PUNCT
inlawrev-2697	582	14	on	on	ADP
inlawrev-2697	582	15	-	-	PUNCT
inlawrev-2697	582	16	sale	sale	NOUN
inlawrev-2697	582	17	clause	clause	NOUN
inlawrev-2697	582	18	as	as	ADP
inlawrev-2697	582	19	an	an	DET
inlawrev-2697	582	20	advancement	advancement	NOUN
inlawrev-2697	582	21	of	of	ADP
inlawrev-2697	582	22	the	the	DET
inlawrev-2697	582	23	maturity	maturity	NOUN
inlawrev-2697	582	24	date	date	NOUN
inlawrev-2697	582	25	of	of	ADP
inlawrev-2697	582	26	the	the	DET
inlawrev-2697	582	27	loan	loan	NOUN
inlawrev-2697	582	28	to	to	ADP
inlawrev-2697	582	29	the	the	DET
inlawrev-2697	582	30	present	present	NOUN
inlawrev-2697	582	31	.	.	PUNCT
inlawrev-2697	583	1	130	130	NUM
inlawrev-2697	583	2	thus	thus	ADV
inlawrev-2697	583	3	,	,	PUNCT
inlawrev-2697	583	4	a	a	DET
inlawrev-2697	583	5	payment	payment	NOUN
inlawrev-2697	583	6	by	by	ADP
inlawrev-2697	583	7	the	the	DET
inlawrev-2697	583	8	borrower	borrower	NOUN
inlawrev-2697	583	9	upon	upon	SCONJ
inlawrev-2697	583	10	the	the	DET
inlawrev-2697	583	11	debt	debt	NOUN
inlawrev-2697	583	12	is	be	AUX
inlawrev-2697	583	13	not	not	PART
inlawrev-2697	583	14	a	a	DET
inlawrev-2697	583	15	prepayment	prepayment	NOUN
inlawrev-2697	583	16	,	,	PUNCT
inlawrev-2697	583	17	but	but	CCONJ
inlawrev-2697	583	18	rather	rather	ADV
inlawrev-2697	583	19	a	a	DET
inlawrev-2697	583	20	payment	payment	NOUN
inlawrev-2697	583	21	made	make	VERB
inlawrev-2697	583	22	after	after	ADP
inlawrev-2697	583	23	maturity	maturity	NOUN
inlawrev-2697	583	24	,	,	PUNCT
inlawrev-2697	583	25	thereby	thereby	ADV
inlawrev-2697	583	26	precluding	preclude	VERB
inlawrev-2697	583	27	the	the	DET
inlawrev-2697	583	28	lender	lender	NOUN
inlawrev-2697	583	29	's	's	PART
inlawrev-2697	583	30	right	right	NOUN
inlawrev-2697	583	31	to	to	PART
inlawrev-2697	583	32	collect	collect	VERB
inlawrev-2697	583	33	a	a	DET
inlawrev-2697	583	34	prepayment	prepayment	NOUN
inlawrev-2697	583	35	penalty	penalty	NOUN
inlawrev-2697	583	36	.	.	PUNCT
inlawrev-2697	584	1	131	131	NUM
inlawrev-2697	584	2	the	the	DET
inlawrev-2697	584	3	"	"	PUNCT
inlawrev-2697	584	4	acceleration	acceleration	NOUN
inlawrev-2697	584	5	exception	exception	NOUN
inlawrev-2697	584	6	"	"	PUNCT
inlawrev-2697	584	7	was	be	AUX
inlawrev-2697	584	8	recognized	recognize	VERB
inlawrev-2697	584	9	in	in	ADP
inlawrev-2697	584	10	in	in	ADP
inlawrev-2697	584	11	re	re	PROPN
inlawrev-2697	584	12	l.h.d	l.h.d	PROPN
inlawrev-2697	584	13	.	.	PUNCT
inlawrev-2697	584	14	realty	realty	PROPN
inlawrev-2697	584	15	corp	corp	PROPN
inlawrev-2697	584	16	.	.	PROPN
inlawrev-2697	584	17	,	,	PUNCT
inlawrev-2697	584	18	132	132	NUM
inlawrev-2697	584	19	a	a	DET
inlawrev-2697	584	20	case	case	NOUN
inlawrev-2697	584	21	involving	involve	VERB
inlawrev-2697	584	22	commercial	commercial	ADJ
inlawrev-2697	584	23	property	property	NOUN
inlawrev-2697	584	24	and	and	CCONJ
inlawrev-2697	584	25	a	a	DET
inlawrev-2697	584	26	non	non	ADJ
inlawrev-2697	584	27	-	-	ADJ
inlawrev-2697	584	28	federally	federally	ADV
inlawrev-2697	584	29	chartered	chartered	ADJ
inlawrev-2697	584	30	lender	lender	NOUN
inlawrev-2697	584	31	.	.	PUNCT
inlawrev-2697	585	1	the	the	DET
inlawrev-2697	585	2	loan	loan	NOUN
inlawrev-2697	585	3	documents	document	NOUN
inlawrev-2697	585	4	provided	provide	VERB
inlawrev-2697	585	5	for	for	ADP
inlawrev-2697	585	6	collection	collection	NOUN
inlawrev-2697	585	7	of	of	ADP
inlawrev-2697	585	8	a	a	DET
inlawrev-2697	585	9	penalty	penalty	NOUN
inlawrev-2697	585	10	in	in	ADP
inlawrev-2697	585	11	the	the	DET
inlawrev-2697	585	12	event	event	NOUN
inlawrev-2697	585	13	the	the	DET
inlawrev-2697	585	14	loan	loan	NOUN
inlawrev-2697	585	15	was	be	AUX
inlawrev-2697	585	16	"	"	PUNCT
inlawrev-2697	585	17	prepaid	prepaid	ADJ
inlawrev-2697	585	18	.	.	PUNCT
inlawrev-2697	585	19	"	"	PUNCT
inlawrev-2697	586	1	133	133	NUM
inlawrev-2697	586	2	the	the	DET
inlawrev-2697	586	3	court	court	NOUN
inlawrev-2697	586	4	began	begin	VERB
inlawrev-2697	586	5	its	its	PRON
inlawrev-2697	586	6	analysis	analysis	NOUN
inlawrev-2697	586	7	of	of	ADP
inlawrev-2697	586	8	the	the	DET
inlawrev-2697	586	9	lender	lender	NOUN
inlawrev-2697	586	10	's	's	PART
inlawrev-2697	586	11	attempt	attempt	NOUN
inlawrev-2697	586	12	to	to	PART
inlawrev-2697	586	13	impose	impose	VERB
inlawrev-2697	586	14	a	a	DET
inlawrev-2697	586	15	prepayment	prepayment	NOUN
inlawrev-2697	586	16	penalty	penalty	NOUN
inlawrev-2697	586	17	after	after	SCONJ
inlawrev-2697	586	18	the	the	DET
inlawrev-2697	586	19	lender	lender	NOUN
inlawrev-2697	586	20	had	have	AUX
inlawrev-2697	586	21	elected	elect	VERB
inlawrev-2697	586	22	to	to	PART
inlawrev-2697	586	23	accelerate	accelerate	VERB
inlawrev-2697	586	24	the	the	DET
inlawrev-2697	586	25	balance	balance	NOUN
inlawrev-2697	586	26	of	of	ADP
inlawrev-2697	586	27	the	the	DET
inlawrev-2697	586	28	loan	loan	NOUN
inlawrev-2697	586	29	by	by	ADP
inlawrev-2697	586	30	recognizing	recognize	VERB
inlawrev-2697	586	31	that	that	SCONJ
inlawrev-2697	586	32	iz6	iz6	PROPN
inlawrev-2697	586	33	i	i	PRON
inlawrev-2697	586	34	d.	d.	PROPN
inlawrev-2697	586	35	at	at	ADP
inlawrev-2697	586	36	401	401	NUM
inlawrev-2697	586	37	,	,	PUNCT
inlawrev-2697	586	38	250	250	NUM
inlawrev-2697	586	39	a.2d	a.2d	PUNCT
inlawrev-2697	586	40	at	at	ADP
inlawrev-2697	586	41	154	154	NUM
inlawrev-2697	586	42	.	.	PUNCT
inlawrev-2697	587	1	127the	127the	DET
inlawrev-2697	587	2	court	court	NOUN
inlawrev-2697	587	3	reiterated	reiterate	VERB
inlawrev-2697	587	4	the	the	DET
inlawrev-2697	587	5	argument	argument	NOUN
inlawrev-2697	587	6	that	that	PRON
inlawrev-2697	587	7	had	have	VERB
inlawrev-2697	587	8	the	the	DET
inlawrev-2697	587	9	lender	lender	NOUN
inlawrev-2697	587	10	believed	believe	VERB
inlawrev-2697	587	11	itself	itself	PRON
inlawrev-2697	587	12	entitled	entitle	VERB
inlawrev-2697	587	13	to	to	ADP
inlawrev-2697	587	14	a	a	DET
inlawrev-2697	587	15	prepayment	prepayment	NOUN
inlawrev-2697	587	16	penalty	penalty	NOUN
inlawrev-2697	587	17	in	in	ADP
inlawrev-2697	587	18	the	the	DET
inlawrev-2697	587	19	event	event	NOUN
inlawrev-2697	587	20	of	of	ADP
inlawrev-2697	587	21	condemnation	condemnation	NOUN
inlawrev-2697	587	22	,	,	PUNCT
inlawrev-2697	587	23	it	it	PRON
inlawrev-2697	587	24	could	could	AUX
inlawrev-2697	587	25	have	have	AUX
inlawrev-2697	587	26	provided	provide	VERB
inlawrev-2697	587	27	for	for	ADP
inlawrev-2697	587	28	such	such	DET
inlawrev-2697	587	29	an	an	DET
inlawrev-2697	587	30	occurrence	occurrence	NOUN
inlawrev-2697	587	31	in	in	ADP
inlawrev-2697	587	32	the	the	DET
inlawrev-2697	587	33	loan	loan	NOUN
inlawrev-2697	587	34	documents	document	NOUN
inlawrev-2697	587	35	.	.	PUNCT
inlawrev-2697	588	1	i	i	PRON
inlawrev-2697	588	2	d.	d.	PROPN
inlawrev-2697	588	3	l2*see	l2*see	PROPN
inlawrev-2697	588	4	in	in	ADP
inlawrev-2697	588	5	re	re	PROPN
inlawrev-2697	588	6	l.h.d	l.h.d	PROPN
inlawrev-2697	588	7	.	.	PUNCT
inlawrev-2697	588	8	realty	realty	PROPN
inlawrev-2697	588	9	corp	corp	PROPN
inlawrev-2697	588	10	.	.	PROPN
inlawrev-2697	588	11	,	,	PUNCT
inlawrev-2697	588	12	726	726	NUM
inlawrev-2697	588	13	f.2d	f.2d	SYM
inlawrev-2697	588	14	327	327	NUM
inlawrev-2697	588	15	(	(	PUNCT
inlawrev-2697	588	16	7th	7th	ADJ
inlawrev-2697	588	17	cir	cir	NOUN
inlawrev-2697	588	18	.	.	PUNCT
inlawrev-2697	588	19	1984	1984	NUM
inlawrev-2697	588	20	)	)	PUNCT
inlawrev-2697	588	21	.	.	PUNCT
inlawrev-2697	589	1	129courts	129court	NOUN
inlawrev-2697	589	2	have	have	AUX
inlawrev-2697	589	3	upheld	uphold	VERB
inlawrev-2697	589	4	the	the	DET
inlawrev-2697	589	5	lender	lender	NOUN
inlawrev-2697	589	6	's	's	PART
inlawrev-2697	589	7	right	right	NOUN
inlawrev-2697	589	8	to	to	PART
inlawrev-2697	589	9	collect	collect	VERB
inlawrev-2697	589	10	a	a	DET
inlawrev-2697	589	11	prepayment	prepayment	NOUN
inlawrev-2697	589	12	penalty	penalty	NOUN
inlawrev-2697	589	13	in	in	ADP
inlawrev-2697	589	14	situations	situation	NOUN
inlawrev-2697	589	15	related	relate	VERB
inlawrev-2697	589	16	to	to	ADP
inlawrev-2697	589	17	the	the	DET
inlawrev-2697	589	18	"	"	PUNCT
inlawrev-2697	589	19	acceleration	acceleration	NOUN
inlawrev-2697	589	20	exception	exception	NOUN
inlawrev-2697	589	21	.	.	PUNCT
inlawrev-2697	589	22	"	"	PUNCT
inlawrev-2697	590	1	when	when	SCONJ
inlawrev-2697	590	2	the	the	DET
inlawrev-2697	590	3	lender	lender	NOUN
inlawrev-2697	590	4	accelerates	accelerate	VERB
inlawrev-2697	590	5	the	the	DET
inlawrev-2697	590	6	balance	balance	NOUN
inlawrev-2697	590	7	of	of	ADP
inlawrev-2697	590	8	the	the	DET
inlawrev-2697	590	9	loan	loan	NOUN
inlawrev-2697	590	10	,	,	PUNCT
inlawrev-2697	590	11	declaring	declare	VERB
inlawrev-2697	590	12	it	it	PRON
inlawrev-2697	590	13	due	due	ADJ
inlawrev-2697	590	14	,	,	PUNCT
inlawrev-2697	590	15	and	and	CCONJ
inlawrev-2697	590	16	then	then	ADV
inlawrev-2697	590	17	waives	waive	VERB
inlawrev-2697	590	18	or	or	CCONJ
inlawrev-2697	590	19	rescinds	rescind	VERB
inlawrev-2697	590	20	its	its	PRON
inlawrev-2697	590	21	acceleration	acceleration	NOUN
inlawrev-2697	590	22	,	,	PUNCT
inlawrev-2697	590	23	courts	court	NOUN
inlawrev-2697	590	24	have	have	AUX
inlawrev-2697	590	25	held	hold	VERB
inlawrev-2697	590	26	that	that	SCONJ
inlawrev-2697	590	27	the	the	DET
inlawrev-2697	590	28	lender	lender	NOUN
inlawrev-2697	590	29	may	may	AUX
inlawrev-2697	590	30	regain	regain	VERB
inlawrev-2697	590	31	the	the	DET
inlawrev-2697	590	32	right	right	NOUN
inlawrev-2697	590	33	to	to	PART
inlawrev-2697	590	34	collect	collect	VERB
inlawrev-2697	590	35	a	a	DET
inlawrev-2697	590	36	prepayment	prepayment	NOUN
inlawrev-2697	590	37	penalty	penalty	NOUN
inlawrev-2697	590	38	.	.	PUNCT
inlawrev-2697	591	1	see	see	VERB
inlawrev-2697	591	2	arend	arend	VERB
inlawrev-2697	591	3	v.	v.	ADP
inlawrev-2697	591	4	great	great	ADJ
inlawrev-2697	591	5	s.	s.	PROPN
inlawrev-2697	591	6	sav	sav	PROPN
inlawrev-2697	591	7	.	.	PROPN
inlawrev-2697	591	8	&	&	CCONJ
inlawrev-2697	591	9	loan	loan	PROPN
inlawrev-2697	591	10	ass'n	ass'n	PROPN
inlawrev-2697	591	11	,	,	PUNCT
inlawrev-2697	591	12	611	611	NUM
inlawrev-2697	591	13	s.w.2d	s.w.2d	NUM
inlawrev-2697	591	14	381	381	NUM
inlawrev-2697	591	15	(	(	PUNCT
inlawrev-2697	591	16	mo	mo	PROPN
inlawrev-2697	591	17	.	.	PROPN
inlawrev-2697	591	18	q.	q.	PROPN
inlawrev-2697	591	19	app	app	PROPN
inlawrev-2697	591	20	.	.	PROPN
inlawrev-2697	591	21	1981	1981	NUM
inlawrev-2697	591	22	)	)	PUNCT
inlawrev-2697	591	23	;	;	PUNCT
inlawrev-2697	591	24	west	west	PROPN
inlawrev-2697	591	25	portland	portland	PROPN
inlawrev-2697	591	26	dev	dev	PROPN
inlawrev-2697	591	27	.	.	PUNCT
inlawrev-2697	591	28	co.	co.	PROPN
inlawrev-2697	592	1	v.	v.	ADP
inlawrev-2697	592	2	ward	ward	PROPN
inlawrev-2697	592	3	cook	cook	PROPN
inlawrev-2697	592	4	,	,	PUNCT
inlawrev-2697	592	5	inc	inc	PROPN
inlawrev-2697	592	6	.	.	PROPN
inlawrev-2697	592	7	,	,	PUNCT
inlawrev-2697	592	8	246	246	NUM
inlawrev-2697	592	9	or	or	CCONJ
inlawrev-2697	592	10	.	.	PUNCT
inlawrev-2697	593	1	67	67	NUM
inlawrev-2697	593	2	,	,	PUNCT
inlawrev-2697	593	3	424	424	NUM
inlawrev-2697	593	4	p.2d	p.2d	SYM
inlawrev-2697	593	5	212	212	NUM
inlawrev-2697	593	6	(	(	PUNCT
inlawrev-2697	593	7	1967	1967	NUM
inlawrev-2697	593	8	)	)	PUNCT
inlawrev-2697	593	9	;	;	PUNCT
inlawrev-2697	593	10	berenato	berenato	PROPN
inlawrev-2697	593	11	v.	v.	ADP
inlawrev-2697	593	12	bell	bell	PROPN
inlawrev-2697	593	13	sav	sav	PROPN
inlawrev-2697	593	14	.	.	PROPN
inlawrev-2697	593	15	&	&	CCONJ
inlawrev-2697	593	16	loan	loan	PROPN
inlawrev-2697	593	17	ass'n	ass'n	PROPN
inlawrev-2697	593	18	,	,	PUNCT
inlawrev-2697	593	19	276	276	NUM
inlawrev-2697	593	20	pa	pa	PROPN
inlawrev-2697	593	21	.	.	PUNCT
inlawrev-2697	593	22	super	super	PROPN
inlawrev-2697	593	23	.	.	PROPN
inlawrev-2697	593	24	599	599	NUM
inlawrev-2697	593	25	,	,	PUNCT
inlawrev-2697	593	26	419	419	NUM
inlawrev-2697	593	27	a.2d	a.2d	SYM
inlawrev-2697	593	28	620	620	NUM
inlawrev-2697	593	29	(	(	PUNCT
inlawrev-2697	593	30	1980	1980	NUM
inlawrev-2697	593	31	)	)	PUNCT
inlawrev-2697	593	32	.	.	PUNCT
inlawrev-2697	594	1	thus	thus	ADV
inlawrev-2697	594	2	,	,	PUNCT
inlawrev-2697	594	3	the	the	DET
inlawrev-2697	594	4	lender	lender	NOUN
inlawrev-2697	594	5	's	's	PART
inlawrev-2697	594	6	election	election	NOUN
inlawrev-2697	594	7	to	to	PART
inlawrev-2697	594	8	accelerate	accelerate	VERB
inlawrev-2697	594	9	the	the	DET
inlawrev-2697	594	10	loan	loan	NOUN
inlawrev-2697	594	11	need	need	AUX
inlawrev-2697	594	12	not	not	PART
inlawrev-2697	594	13	be	be	AUX
inlawrev-2697	594	14	irrevocable	irrevocable	ADJ
inlawrev-2697	594	15	.	.	PUNCT
inlawrev-2697	595	1	however	however	ADV
inlawrev-2697	595	2	,	,	PUNCT
inlawrev-2697	595	3	the	the	DET
inlawrev-2697	595	4	lender	lender	NOUN
inlawrev-2697	595	5	's	's	PART
inlawrev-2697	595	6	ability	ability	NOUN
inlawrev-2697	595	7	to	to	PART
inlawrev-2697	595	8	rescind	rescind	VERB
inlawrev-2697	595	9	its	its	PRON
inlawrev-2697	595	10	election	election	NOUN
inlawrev-2697	595	11	exists	exist	VERB
inlawrev-2697	595	12	only	only	ADV
inlawrev-2697	595	13	where	where	SCONJ
inlawrev-2697	595	14	the	the	DET
inlawrev-2697	595	15	borrower	borrower	NOUN
inlawrev-2697	595	16	has	have	AUX
inlawrev-2697	595	17	not	not	PART
inlawrev-2697	595	18	changed	change	VERB
inlawrev-2697	595	19	its	its	PRON
inlawrev-2697	595	20	position	position	NOUN
inlawrev-2697	595	21	in	in	ADP
inlawrev-2697	595	22	reliance	reliance	NOUN
inlawrev-2697	595	23	upon	upon	SCONJ
inlawrev-2697	595	24	the	the	DET
inlawrev-2697	595	25	lender	lender	NOUN
inlawrev-2697	595	26	's	's	PART
inlawrev-2697	595	27	acceleration	acceleration	NOUN
inlawrev-2697	595	28	.	.	PUNCT
inlawrev-2697	596	1	see	see	VERB
inlawrev-2697	596	2	van	van	PROPN
inlawrev-2697	596	3	vlissingen	vlissingen	PROPN
inlawrev-2697	596	4	v.	v.	PROPN
inlawrev-2697	596	5	lenz	lenz	PROPN
inlawrev-2697	596	6	,	,	PUNCT
inlawrev-2697	596	7	171	171	NUM
inlawrev-2697	596	8	111	111	NUM
inlawrev-2697	596	9	.	.	PUNCT
inlawrev-2697	597	1	162	162	NUM
inlawrev-2697	597	2	,	,	PUNCT
inlawrev-2697	597	3	49	49	NUM
inlawrev-2697	597	4	n.e	n.e	PROPN
inlawrev-2697	597	5	.	.	PROPN
inlawrev-2697	597	6	422	422	NUM
inlawrev-2697	597	7	(	(	PUNCT
inlawrev-2697	597	8	1898	1898	NUM
inlawrev-2697	597	9	)	)	PUNCT
inlawrev-2697	597	10	;	;	PUNCT
inlawrev-2697	598	1	cf	cf	X
inlawrev-2697	598	2	.	.	PUNCT
inlawrev-2697	599	1	great	great	ADJ
inlawrev-2697	599	2	s.	s.	PROPN
inlawrev-2697	599	3	sav	sav	PROPN
inlawrev-2697	599	4	.	.	PROPN
inlawrev-2697	599	5	&	&	CCONJ
inlawrev-2697	599	6	loan	loan	PROPN
inlawrev-2697	599	7	ass'n	ass'n	PROPN
inlawrev-2697	599	8	v.	v.	PROPN
inlawrev-2697	599	9	jefferson	jefferson	PROPN
inlawrev-2697	599	10	properties	properties	PROPN
inlawrev-2697	599	11	,	,	PUNCT
inlawrev-2697	599	12	inc	inc	PROPN
inlawrev-2697	599	13	.	.	PROPN
inlawrev-2697	599	14	,	,	PUNCT
inlawrev-2697	599	15	661	661	NUM
inlawrev-2697	599	16	s.w.2d	s.w.2d	NUM
inlawrev-2697	599	17	68	68	NUM
inlawrev-2697	599	18	(	(	PUNCT
inlawrev-2697	599	19	mo	mo	PROPN
inlawrev-2697	599	20	.	.	PROPN
inlawrev-2697	600	1	ct	ct	PROPN
inlawrev-2697	600	2	.	.	PUNCT
inlawrev-2697	601	1	app	app	PROPN
inlawrev-2697	601	2	.	.	PROPN
inlawrev-2697	601	3	1983	1983	NUM
inlawrev-2697	601	4	)	)	PUNCT
inlawrev-2697	602	1	(	(	PUNCT
inlawrev-2697	602	2	court	court	NOUN
inlawrev-2697	602	3	rejected	reject	VERB
inlawrev-2697	602	4	borrower	borrower	NOUN
inlawrev-2697	602	5	's	's	PART
inlawrev-2697	602	6	argument	argument	NOUN
inlawrev-2697	602	7	that	that	SCONJ
inlawrev-2697	602	8	waiver	waiver	NOUN
inlawrev-2697	602	9	of	of	ADP
inlawrev-2697	602	10	acceleration	acceleration	NOUN
inlawrev-2697	602	11	had	have	AUX
inlawrev-2697	602	12	occurred	occur	VERB
inlawrev-2697	602	13	as	as	ADP
inlawrev-2697	602	14	a	a	DET
inlawrev-2697	602	15	matter	matter	NOUN
inlawrev-2697	602	16	of	of	ADP
inlawrev-2697	602	17	law	law	NOUN
inlawrev-2697	602	18	)	)	PUNCT
inlawrev-2697	602	19	.	.	PUNCT
inlawrev-2697	603	1	i30see	i30see	PROPN
inlawrev-2697	603	2	grubbs	grubbs	PROPN
inlawrev-2697	603	3	v.	v.	ADP
inlawrev-2697	603	4	houston	houston	PROPN
inlawrev-2697	603	5	first	first	PROPN
inlawrev-2697	603	6	am	am	PROPN
inlawrev-2697	603	7	.	.	PUNCT
inlawrev-2697	604	1	sav	sav	PROPN
inlawrev-2697	604	2	.	.	PUNCT
inlawrev-2697	605	1	ass'n	ass'n	PROPN
inlawrev-2697	605	2	,	,	PUNCT
inlawrev-2697	605	3	718	718	NUM
inlawrev-2697	605	4	f.2d	f.2d	ADP
inlawrev-2697	605	5	694	694	NUM
inlawrev-2697	605	6	,	,	PUNCT
inlawrev-2697	605	7	697	697	NUM
inlawrev-2697	605	8	(	(	PUNCT
inlawrev-2697	605	9	5th	5th	ADJ
inlawrev-2697	605	10	cir	cir	NOUN
inlawrev-2697	605	11	.	.	PUNCT
inlawrev-2697	605	12	1983	1983	NUM
inlawrev-2697	605	13	)	)	PUNCT
inlawrev-2697	605	14	.	.	PUNCT
inlawrev-2697	606	1	but	but	CCONJ
inlawrev-2697	606	2	cf	cf	NOUN
inlawrev-2697	606	3	.	.	PUNCT
inlawrev-2697	607	1	update	update	NOUN
inlawrev-2697	607	2	,	,	PUNCT
inlawrev-2697	607	3	supra	supra	PROPN
inlawrev-2697	607	4	note	note	NOUN
inlawrev-2697	607	5	30	30	NUM
inlawrev-2697	607	6	,	,	PUNCT
inlawrev-2697	607	7	at	at	ADP
inlawrev-2697	607	8	1050	1050	NUM
inlawrev-2697	607	9	,	,	PUNCT
inlawrev-2697	607	10	where	where	SCONJ
inlawrev-2697	607	11	the	the	DET
inlawrev-2697	607	12	author	author	NOUN
inlawrev-2697	607	13	concluded	conclude	VERB
inlawrev-2697	607	14	that	that	SCONJ
inlawrev-2697	607	15	acceleration	acceleration	NOUN
inlawrev-2697	607	16	of	of	ADP
inlawrev-2697	607	17	the	the	DET
inlawrev-2697	607	18	loan	loan	NOUN
inlawrev-2697	607	19	debt	debt	NOUN
inlawrev-2697	607	20	through	through	ADP
inlawrev-2697	607	21	use	use	NOUN
inlawrev-2697	607	22	of	of	ADP
inlawrev-2697	607	23	a	a	DET
inlawrev-2697	607	24	due	due	ADJ
inlawrev-2697	607	25	-	-	PUNCT
inlawrev-2697	607	26	on	on	ADP
inlawrev-2697	607	27	-	-	PUNCT
inlawrev-2697	607	28	sale	sale	NOUN
inlawrev-2697	607	29	clause	clause	NOUN
inlawrev-2697	607	30	generates	generate	VERB
inlawrev-2697	607	31	a	a	DET
inlawrev-2697	607	32	"	"	PUNCT
inlawrev-2697	607	33	prepayment	prepayment	NOUN
inlawrev-2697	607	34	"	"	PUNCT
inlawrev-2697	607	35	for	for	ADP
inlawrev-2697	607	36	which	which	PRON
inlawrev-2697	607	37	a	a	DET
inlawrev-2697	607	38	penalty	penalty	NOUN
inlawrev-2697	607	39	is	be	AUX
inlawrev-2697	607	40	charged	charge	VERB
inlawrev-2697	607	41	under	under	ADP
inlawrev-2697	607	42	the	the	DET
inlawrev-2697	607	43	prepayment	prepayment	NOUN
inlawrev-2697	607	44	penalty	penalty	NOUN
inlawrev-2697	607	45	clause	clause	NOUN
inlawrev-2697	607	46	.	.	PUNCT
inlawrev-2697	608	1	131	131	NUM
inlawrev-2697	608	2	see	see	VERB
inlawrev-2697	608	3	general	general	PROPN
inlawrev-2697	608	4	motors	motors	PROPN
inlawrev-2697	608	5	acceptance	acceptance	PROPN
inlawrev-2697	608	6	corp	corp	PROPN
inlawrev-2697	608	7	.	.	PROPN
inlawrev-2697	609	1	v.	v.	ADP
inlawrev-2697	609	2	uresti	uresti	PROPN
inlawrev-2697	609	3	,	,	PUNCT
inlawrev-2697	609	4	553	553	NUM
inlawrev-2697	609	5	s.w.2d	s.w.2d	NUM
inlawrev-2697	609	6	660	660	NUM
inlawrev-2697	609	7	(	(	PUNCT
inlawrev-2697	609	8	tex	tex	PROPN
inlawrev-2697	609	9	.	.	PROPN
inlawrev-2697	609	10	civ	civ	PROPN
inlawrev-2697	609	11	.	.	PUNCT
inlawrev-2697	610	1	app	app	PROPN
inlawrev-2697	610	2	.	.	PROPN
inlawrev-2697	610	3	1977	1977	NUM
inlawrev-2697	610	4	)	)	PUNCT
inlawrev-2697	611	1	(	(	PUNCT
inlawrev-2697	611	2	holding	hold	VERB
inlawrev-2697	611	3	that	that	SCONJ
inlawrev-2697	611	4	a	a	DET
inlawrev-2697	611	5	"	"	PUNCT
inlawrev-2697	611	6	prepayment	prepayment	NOUN
inlawrev-2697	611	7	"	"	PUNCT
inlawrev-2697	611	8	is	be	AUX
inlawrev-2697	611	9	a	a	DET
inlawrev-2697	611	10	payment	payment	NOUN
inlawrev-2697	611	11	made	make	VERB
inlawrev-2697	611	12	before	before	ADP
inlawrev-2697	611	13	maturity	maturity	NOUN
inlawrev-2697	611	14	and	and	CCONJ
inlawrev-2697	611	15	"	"	PUNCT
inlawrev-2697	611	16	acceleration	acceleration	NOUN
inlawrev-2697	611	17	"	"	PUNCT
inlawrev-2697	611	18	is	be	AUX
inlawrev-2697	611	19	a	a	DET
inlawrev-2697	611	20	change	change	NOUN
inlawrev-2697	611	21	in	in	ADP
inlawrev-2697	611	22	the	the	DET
inlawrev-2697	611	23	date	date	NOUN
inlawrev-2697	611	24	of	of	ADP
inlawrev-2697	611	25	maturity	maturity	NOUN
inlawrev-2697	611	26	from	from	ADP
inlawrev-2697	611	27	the	the	DET
inlawrev-2697	611	28	future	future	NOUN
inlawrev-2697	611	29	to	to	ADP
inlawrev-2697	611	30	the	the	DET
inlawrev-2697	611	31	present	present	NOUN
inlawrev-2697	611	32	)	)	PUNCT
inlawrev-2697	611	33	.	.	PUNCT
inlawrev-2697	612	1	132726	132726	NUM
inlawrev-2697	612	2	f.2d	f.2d	PUNCT
inlawrev-2697	612	3	327	327	NUM
inlawrev-2697	612	4	(	(	PUNCT
inlawrev-2697	612	5	7th	7th	ADJ
inlawrev-2697	612	6	cir	cir	NOUN
inlawrev-2697	612	7	.	.	PUNCT
inlawrev-2697	612	8	1984	1984	NUM
inlawrev-2697	612	9	)	)	PUNCT
inlawrev-2697	612	10	.	.	PUNCT
inlawrev-2697	613	1	this	this	DET
inlawrev-2697	613	2	case	case	NOUN
inlawrev-2697	613	3	was	be	AUX
inlawrev-2697	613	4	somewhat	somewhat	ADV
inlawrev-2697	613	5	complicated	complicated	ADJ
inlawrev-2697	613	6	by	by	ADP
inlawrev-2697	613	7	the	the	DET
inlawrev-2697	613	8	fact	fact	NOUN
inlawrev-2697	613	9	the	the	DET
inlawrev-2697	613	10	borrower	borrower	NOUN
inlawrev-2697	613	11	was	be	AUX
inlawrev-2697	613	12	in	in	ADP
inlawrev-2697	613	13	a	a	DET
inlawrev-2697	613	14	chapter	chapter	NOUN
inlawrev-2697	613	15	11	11	NUM
inlawrev-2697	613	16	bankruptcy	bankruptcy	NOUN
inlawrev-2697	613	17	proceeding	proceeding	NOUN
inlawrev-2697	613	18	.	.	PUNCT
inlawrev-2697	614	1	i3i	i3i	PUNCT
inlawrev-2697	614	2	i	i	PRON
inlawrev-2697	614	3	d.	d.	VERB
inlawrev-2697	614	4	at	at	ADP
inlawrev-2697	614	5	329	329	NUM
inlawrev-2697	614	6	.	.	PUNCT
inlawrev-2697	614	7	1987	1987	NUM
inlawrev-2697	614	8	]	]	PUNCT
inlawrev-2697	614	9	commercial	commercial	ADJ
inlawrev-2697	614	10	mortgages	mortgage	NOUN
inlawrev-2697	614	11	753	753	NUM
inlawrev-2697	614	12	reasonable	reasonable	ADJ
inlawrev-2697	614	13	prepayment	prepayment	NOUN
inlawrev-2697	614	14	penalties	penalty	NOUN
inlawrev-2697	614	15	were	be	AUX
inlawrev-2697	614	16	enforceable	enforceable	ADJ
inlawrev-2697	614	17	.	.	PUNCT
inlawrev-2697	615	1	134	134	NUM
inlawrev-2697	615	2	it	it	PRON
inlawrev-2697	615	3	noted	note	VERB
inlawrev-2697	615	4	an	an	DET
inlawrev-2697	615	5	exception	exception	NOUN
inlawrev-2697	615	6	to	to	ADP
inlawrev-2697	615	7	this	this	DET
inlawrev-2697	615	8	general	general	ADJ
inlawrev-2697	615	9	rule	rule	NOUN
inlawrev-2697	615	10	where	where	SCONJ
inlawrev-2697	615	11	the	the	DET
inlawrev-2697	615	12	lender	lender	NOUN
inlawrev-2697	615	13	elects	elect	VERB
inlawrev-2697	615	14	to	to	PART
inlawrev-2697	615	15	accelerate	accelerate	VERB
inlawrev-2697	615	16	the	the	DET
inlawrev-2697	615	17	debt	debt	NOUN
inlawrev-2697	615	18	''	''	PUNCT
inlawrev-2697	615	19	because	because	SCONJ
inlawrev-2697	615	20	acceleration	acceleration	NOUN
inlawrev-2697	615	21	,	,	PUNCT
inlawrev-2697	615	22	by	by	ADP
inlawrev-2697	615	23	definition	definition	NOUN
inlawrev-2697	615	24	,	,	PUNCT
inlawrev-2697	615	25	advances	advance	VERB
inlawrev-2697	615	26	the	the	DET
inlawrev-2697	615	27	maturity	maturity	NOUN
inlawrev-2697	615	28	date	date	NOUN
inlawrev-2697	615	29	of	of	ADP
inlawrev-2697	615	30	the	the	DET
inlawrev-2697	615	31	debt	debt	NOUN
inlawrev-2697	615	32	so	so	SCONJ
inlawrev-2697	615	33	that	that	SCONJ
inlawrev-2697	615	34	payment	payment	NOUN
inlawrev-2697	615	35	thereafter	thereafter	ADV
inlawrev-2697	615	36	is	be	AUX
inlawrev-2697	615	37	not	not	PART
inlawrev-2697	615	38	prepayment	prepayment	ADJ
inlawrev-2697	615	39	but	but	CCONJ
inlawrev-2697	615	40	instead	instead	ADV
inlawrev-2697	615	41	is	be	AUX
inlawrev-2697	615	42	payment	payment	NOUN
inlawrev-2697	615	43	made	make	VERB
inlawrev-2697	615	44	after	after	ADP
inlawrev-2697	615	45	maturity	maturity	NOUN
inlawrev-2697	615	46	.	.	PUNCT
inlawrev-2697	615	47	"	"	PUNCT
inlawrev-2697	616	1	135	135	NUM
inlawrev-2697	616	2	noting	note	VERB
inlawrev-2697	616	3	that	that	SCONJ
inlawrev-2697	616	4	the	the	DET
inlawrev-2697	616	5	lender	lender	NOUN
inlawrev-2697	616	6	had	have	AUX
inlawrev-2697	616	7	in	in	ADP
inlawrev-2697	616	8	fact	fact	NOUN
inlawrev-2697	616	9	accelerated	accelerate	VERB
inlawrev-2697	616	10	the	the	DET
inlawrev-2697	616	11	loan	loan	NOUN
inlawrev-2697	616	12	debt	debt	NOUN
inlawrev-2697	616	13	,	,	PUNCT
inlawrev-2697	616	14	the	the	DET
inlawrev-2697	616	15	court	court	NOUN
inlawrev-2697	616	16	held	hold	VERB
inlawrev-2697	616	17	that	that	SCONJ
inlawrev-2697	616	18	payment	payment	NOUN
inlawrev-2697	616	19	of	of	ADP
inlawrev-2697	616	20	a	a	DET
inlawrev-2697	616	21	prepayment	prepayment	NOUN
inlawrev-2697	616	22	penalty	penalty	NOUN
inlawrev-2697	616	23	by	by	ADP
inlawrev-2697	616	24	the	the	DET
inlawrev-2697	616	25	borrower	borrower	NOUN
inlawrev-2697	616	26	would	would	AUX
inlawrev-2697	616	27	clearly	clearly	ADV
inlawrev-2697	616	28	be	be	AUX
inlawrev-2697	616	29	improper	improper	ADJ
inlawrev-2697	616	30	because	because	SCONJ
inlawrev-2697	616	31	the	the	DET
inlawrev-2697	616	32	loan	loan	NOUN
inlawrev-2697	616	33	debt	debt	NOUN
inlawrev-2697	616	34	was	be	AUX
inlawrev-2697	616	35	presently	presently	ADV
inlawrev-2697	616	36	due	due	ADJ
inlawrev-2697	616	37	and	and	CCONJ
inlawrev-2697	616	38	the	the	DET
inlawrev-2697	616	39	loan	loan	NOUN
inlawrev-2697	616	40	documents	document	NOUN
inlawrev-2697	616	41	provided	provide	VERB
inlawrev-2697	616	42	for	for	ADP
inlawrev-2697	616	43	a	a	DET
inlawrev-2697	616	44	penalty	penalty	NOUN
inlawrev-2697	616	45	only	only	ADV
inlawrev-2697	616	46	if	if	SCONJ
inlawrev-2697	616	47	the	the	DET
inlawrev-2697	616	48	loan	loan	NOUN
inlawrev-2697	616	49	were	be	AUX
inlawrev-2697	616	50	"	"	PUNCT
inlawrev-2697	616	51	prepaid	prepaid	ADJ
inlawrev-2697	616	52	.	.	PUNCT
inlawrev-2697	616	53	"	"	PUNCT
inlawrev-2697	617	1	136	136	NUM
inlawrev-2697	617	2	the	the	DET
inlawrev-2697	617	3	court	court	NOUN
inlawrev-2697	617	4	concluded	conclude	VERB
inlawrev-2697	617	5	that	that	SCONJ
inlawrev-2697	617	6	the	the	DET
inlawrev-2697	617	7	lender	lender	NOUN
inlawrev-2697	617	8	's	's	PART
inlawrev-2697	617	9	attempted	attempt	VERB
inlawrev-2697	617	10	collection	collection	NOUN
inlawrev-2697	617	11	of	of	ADP
inlawrev-2697	617	12	a	a	DET
inlawrev-2697	617	13	penalty	penalty	NOUN
inlawrev-2697	617	14	,	,	PUNCT
inlawrev-2697	617	15	in	in	ADP
inlawrev-2697	617	16	lieu	lieu	NOUN
inlawrev-2697	617	17	of	of	ADP
inlawrev-2697	617	18	forgone	forgone	ADJ
inlawrev-2697	617	19	interest	interest	NOUN
inlawrev-2697	617	20	,	,	PUNCT
inlawrev-2697	617	21	was	be	AUX
inlawrev-2697	617	22	improper	improper	ADJ
inlawrev-2697	617	23	because	because	SCONJ
inlawrev-2697	617	24	the	the	DET
inlawrev-2697	617	25	lender	lender	NOUN
inlawrev-2697	617	26	had	have	AUX
inlawrev-2697	617	27	"	"	PUNCT
inlawrev-2697	617	28	voluntarily	voluntarily	ADV
inlawrev-2697	617	29	waived	waive	VERB
inlawrev-2697	617	30	the	the	DET
inlawrev-2697	617	31	unpaid	unpaid	ADJ
inlawrev-2697	617	32	interest	interest	NOUN
inlawrev-2697	617	33	in	in	ADP
inlawrev-2697	617	34	the	the	DET
inlawrev-2697	617	35	expectation	expectation	NOUN
inlawrev-2697	617	36	of	of	ADP
inlawrev-2697	617	37	accelerated	accelerated	ADJ
inlawrev-2697	617	38	payment	payment	NOUN
inlawrev-2697	617	39	of	of	ADP
inlawrev-2697	617	40	the	the	DET
inlawrev-2697	617	41	remaining	remain	VERB
inlawrev-2697	617	42	principal	principal	NOUN
inlawrev-2697	617	43	.	.	PUNCT
inlawrev-2697	617	44	"	"	PUNCT
inlawrev-2697	618	1	137	137	NUM
inlawrev-2697	618	2	other	other	ADJ
inlawrev-2697	618	3	cases	case	NOUN
inlawrev-2697	618	4	involving	involve	VERB
inlawrev-2697	618	5	commercial	commercial	ADJ
inlawrev-2697	618	6	loan	loan	NOUN
inlawrev-2697	618	7	situations	situation	NOUN
inlawrev-2697	618	8	and	and	CCONJ
inlawrev-2697	618	9	non	non	ADJ
inlawrev-2697	618	10	-	-	ADJ
inlawrev-2697	618	11	federal	federal	ADJ
inlawrev-2697	618	12	lenders	lender	NOUN
inlawrev-2697	618	13	have	have	AUX
inlawrev-2697	618	14	applied	apply	VERB
inlawrev-2697	618	15	similar	similar	ADJ
inlawrev-2697	618	16	reasoning	reasoning	NOUN
inlawrev-2697	618	17	to	to	PART
inlawrev-2697	618	18	conclude	conclude	VERB
inlawrev-2697	618	19	the	the	DET
inlawrev-2697	618	20	lender	lender	NOUN
inlawrev-2697	618	21	was	be	AUX
inlawrev-2697	618	22	not	not	PART
inlawrev-2697	618	23	entitled	entitle	VERB
inlawrev-2697	618	24	to	to	ADP
inlawrev-2697	618	25	a	a	DET
inlawrev-2697	618	26	prepayment	prepayment	NOUN
inlawrev-2697	618	27	penalty	penalty	NOUN
inlawrev-2697	618	28	upon	upon	SCONJ
inlawrev-2697	618	29	acceleration	acceleration	NOUN
inlawrev-2697	618	30	of	of	ADP
inlawrev-2697	618	31	the	the	DET
inlawrev-2697	618	32	mortgage	mortgage	NOUN
inlawrev-2697	618	33	debt	debt	NOUN
inlawrev-2697	618	34	pursuant	pursuant	ADJ
inlawrev-2697	618	35	to	to	ADP
inlawrev-2697	618	36	the	the	DET
inlawrev-2697	618	37	exercise	exercise	NOUN
inlawrev-2697	618	38	of	of	ADP
inlawrev-2697	618	39	a	a	DET
inlawrev-2697	618	40	due	due	ADJ
inlawrev-2697	618	41	-	-	PUNCT
inlawrev-2697	618	42	on	on	ADP
inlawrev-2697	618	43	-	-	PUNCT
inlawrev-2697	618	44	sale	sale	NOUN
inlawrev-2697	618	45	clause	clause	NOUN
inlawrev-2697	618	46	.	.	PUNCT
inlawrev-2697	619	1	138	138	NUM
inlawrev-2697	619	2	however	however	ADV
inlawrev-2697	619	3	,	,	PUNCT
inlawrev-2697	619	4	in	in	ADP
inlawrev-2697	619	5	george	george	PROPN
inlawrev-2697	619	6	h.	h.	PROPN
inlawrev-2697	619	7	nutman	nutman	PROPN
inlawrev-2697	619	8	,	,	PUNCT
inlawrev-2697	619	9	inc	inc	PROPN
inlawrev-2697	619	10	.	.	PROPN
inlawrev-2697	619	11	v.	v.	PROPN
inlawrev-2697	619	12	aetna	aetna	PROPN
inlawrev-2697	619	13	business	business	PROPN
inlawrev-2697	619	14	credit	credit	PROPN
inlawrev-2697	619	15	,	,	PUNCT
inlawrev-2697	619	16	inc	inc	PROPN
inlawrev-2697	619	17	.	.	PROPN
inlawrev-2697	619	18	,	,	PUNCT
inlawrev-2697	619	19	139	139	NUM
inlawrev-2697	619	20	another	another	DET
inlawrev-2697	619	21	case	case	NOUN
inlawrev-2697	619	22	involving	involve	VERB
inlawrev-2697	619	23	commercial	commercial	ADJ
inlawrev-2697	619	24	property	property	NOUN
inlawrev-2697	619	25	and	and	CCONJ
inlawrev-2697	619	26	a	a	DET
inlawrev-2697	619	27	non	non	ADJ
inlawrev-2697	619	28	-	-	ADJ
inlawrev-2697	619	29	federal	federal	ADJ
inlawrev-2697	619	30	lender	lender	NOUN
inlawrev-2697	619	31	,	,	PUNCT
inlawrev-2697	619	32	the	the	DET
inlawrev-2697	619	33	court	court	NOUN
inlawrev-2697	619	34	employed	employ	VERB
inlawrev-2697	619	35	a	a	DET
inlawrev-2697	619	36	different	different	ADJ
inlawrev-2697	619	37	analysis	analysis	NOUN
inlawrev-2697	619	38	in	in	ADP
inlawrev-2697	619	39	refusing	refuse	VERB
inlawrev-2697	619	40	to	to	PART
inlawrev-2697	619	41	uphold	uphold	VERB
inlawrev-2697	619	42	the	the	DET
inlawrev-2697	619	43	lender	lender	NOUN
inlawrev-2697	619	44	's	's	PART
inlawrev-2697	619	45	right	right	NOUN
inlawrev-2697	619	46	to	to	PART
inlawrev-2697	619	47	collect	collect	VERB
inlawrev-2697	619	48	a	a	DET
inlawrev-2697	619	49	prepayment	prepayment	NOUN
inlawrev-2697	619	50	penalty	penalty	NOUN
inlawrev-2697	619	51	after	after	ADP
inlawrev-2697	619	52	acceleration	acceleration	NOUN
inlawrev-2697	619	53	of	of	ADP
inlawrev-2697	619	54	the	the	DET
inlawrev-2697	619	55	balance	balance	NOUN
inlawrev-2697	619	56	of	of	ADP
inlawrev-2697	619	57	the	the	DET
inlawrev-2697	619	58	loan	loan	NOUN
inlawrev-2697	619	59	.	.	PUNCT
inlawrev-2697	620	1	the	the	DET
inlawrev-2697	620	2	court	court	NOUN
inlawrev-2697	620	3	analogized	analogize	VERB
inlawrev-2697	620	4	to	to	ADP
inlawrev-2697	620	5	the	the	DET
inlawrev-2697	620	6	involuntary	involuntary	ADJ
inlawrev-2697	620	7	exceptions	exception	NOUN
inlawrev-2697	620	8	of	of	ADP
inlawrev-2697	620	9	"	"	PUNCT
inlawrev-2697	620	10	eminent	eminent	ADJ
inlawrev-2697	620	11	domain	domain	NOUN
inlawrev-2697	620	12	"	"	PUNCT
inlawrev-2697	620	13	and	and	CCONJ
inlawrev-2697	620	14	"	"	PUNCT
inlawrev-2697	620	15	payment	payment	NOUN
inlawrev-2697	620	16	of	of	ADP
inlawrev-2697	620	17	the	the	DET
inlawrev-2697	620	18	mortgage	mortgage	NOUN
inlawrev-2697	620	19	debt	debt	NOUN
inlawrev-2697	620	20	through	through	ADP
inlawrev-2697	620	21	insurance	insurance	NOUN
inlawrev-2697	620	22	proceeds	proceed	NOUN
inlawrev-2697	620	23	"	"	PUNCT
inlawrev-2697	620	24	mentioned	mention	VERB
inlawrev-2697	620	25	previously	previously	ADV
inlawrev-2697	620	26	.	.	PUNCT
inlawrev-2697	621	1	140	140	NUM
inlawrev-2697	621	2	it	it	PRON
inlawrev-2697	621	3	reasoned	reason	VERB
inlawrev-2697	621	4	that	that	SCONJ
inlawrev-2697	621	5	the	the	DET
inlawrev-2697	621	6	lender	lender	NOUN
inlawrev-2697	621	7	's	's	PART
inlawrev-2697	621	8	election	election	NOUN
inlawrev-2697	621	9	"	"	PUNCT
inlawrev-2697	621	10	to	to	PART
inlawrev-2697	621	11	treat	treat	VERB
inlawrev-2697	621	12	the	the	DET
inlawrev-2697	621	13	mortgage	mortgage	NOUN
inlawrev-2697	621	14	debt	debt	NOUN
inlawrev-2697	621	15	as	as	ADP
inlawrev-2697	621	16	due	due	ADJ
inlawrev-2697	621	17	was	be	AUX
inlawrev-2697	621	18	not	not	PART
inlawrev-2697	621	19	a	a	DET
inlawrev-2697	621	20	voluntary	voluntary	ADJ
inlawrev-2697	621	21	act	act	NOUN
inlawrev-2697	621	22	by	by	ADP
inlawrev-2697	621	23	the	the	DET
inlawrev-2697	621	24	[	[	X
inlawrev-2697	621	25	borrower	borrower	NOUN
inlawrev-2697	621	26	]	]	X
inlawrev-2697	621	27	sufficient	sufficient	ADJ
inlawrev-2697	621	28	to	to	PART
inlawrev-2697	621	29	bring	bring	VERB
inlawrev-2697	621	30	the	the	DET
inlawrev-2697	621	31	prepayment	prepayment	NOUN
inlawrev-2697	621	32	penalty	penalty	NOUN
inlawrev-2697	621	33	into	into	ADP
inlawrev-2697	621	34	operation	operation	NOUN
inlawrev-2697	621	35	.	.	PUNCT
inlawrev-2697	621	36	"	"	PUNCT
inlawrev-2697	622	1	141	141	NUM
inlawrev-2697	622	2	accordingly	accordingly	ADV
inlawrev-2697	622	3	,	,	PUNCT
inlawrev-2697	622	4	the	the	DET
inlawrev-2697	622	5	lender	lender	NOUN
inlawrev-2697	622	6	was	be	AUX
inlawrev-2697	622	7	not	not	PART
inlawrev-2697	622	8	entitled	entitle	VERB
inlawrev-2697	622	9	to	to	ADP
inlawrev-2697	622	10	a	a	DET
inlawrev-2697	622	11	prepayment	prepayment	NOUN
inlawrev-2697	622	12	penalty	penalty	NOUN
inlawrev-2697	622	13	.	.	PUNCT
inlawrev-2697	623	1	142	142	NUM
inlawrev-2697	623	2	courts	court	NOUN
inlawrev-2697	623	3	have	have	AUX
inlawrev-2697	623	4	also	also	ADV
inlawrev-2697	623	5	refused	refuse	VERB
inlawrev-2697	623	6	to	to	PART
inlawrev-2697	623	7	allow	allow	VERB
inlawrev-2697	623	8	federal	federal	ADJ
inlawrev-2697	623	9	savings	saving	NOUN
inlawrev-2697	623	10	and	and	CCONJ
inlawrev-2697	623	11	loan	loan	NOUN
inlawrev-2697	623	12	associations	association	NOUN
inlawrev-2697	623	13	to	to	PART
inlawrev-2697	623	14	collect	collect	VERB
inlawrev-2697	623	15	a	a	DET
inlawrev-2697	623	16	prepayment	prepayment	NOUN
inlawrev-2697	623	17	penalty	penalty	NOUN
inlawrev-2697	623	18	upon	upon	SCONJ
inlawrev-2697	623	19	acceleration	acceleration	NOUN
inlawrev-2697	623	20	of	of	ADP
inlawrev-2697	623	21	the	the	DET
inlawrev-2697	623	22	mortgage	mortgage	NOUN
inlawrev-2697	623	23	ii4	ii4	NOUN
inlawrev-2697	623	24	i	i	PRON
inlawrev-2697	623	25	d.	d.	PROPN
inlawrev-2697	623	26	at	at	ADP
inlawrev-2697	623	27	330	330	NUM
inlawrev-2697	623	28	.	.	PUNCT
inlawrev-2697	624	1	i35	i35	PROPN
inlawrev-2697	624	2	i	i	PRON
inlawrev-2697	624	3	d.	d.	PROPN
inlawrev-2697	624	4	at	at	ADP
inlawrev-2697	624	5	330	330	NUM
inlawrev-2697	624	6	-	-	SYM
inlawrev-2697	624	7	31	31	NUM
inlawrev-2697	624	8	.	.	PUNCT
inlawrev-2697	625	1	i36	i36	PROPN
inlawrev-2697	626	1	i	i	PRON
inlawrev-2697	626	2	d.	d.	PROPN
inlawrev-2697	626	3	at	at	ADP
inlawrev-2697	626	4	331	331	NUM
inlawrev-2697	626	5	.	.	PUNCT
inlawrev-2697	626	6	137	137	NUM
inlawrev-2697	626	7	/tf	/tf	PUNCT
inlawrev-2697	626	8	.	.	PUNCT
inlawrev-2697	627	1	"	"	PUNCT
inlawrev-2697	627	2	*	*	PUNCT
inlawrev-2697	627	3	see	see	VERB
inlawrev-2697	627	4	martin	martin	PROPN
inlawrev-2697	627	5	v.	v.	ADP
inlawrev-2697	627	6	southern	southern	PROPN
inlawrev-2697	627	7	atl	atl	PROPN
inlawrev-2697	627	8	.	.	PUNCT
inlawrev-2697	628	1	inv	inv	PROPN
inlawrev-2697	628	2	.	.	PUNCT
inlawrev-2697	629	1	corp	corp	PROPN
inlawrev-2697	629	2	.	.	PROPN
inlawrev-2697	629	3	,	,	PUNCT
inlawrev-2697	629	4	160	160	NUM
inlawrev-2697	629	5	ga	ga	PROPN
inlawrev-2697	629	6	.	.	PROPN
inlawrev-2697	629	7	app	app	PROPN
inlawrev-2697	629	8	.	.	PROPN
inlawrev-2697	629	9	852	852	NUM
inlawrev-2697	629	10	,	,	PUNCT
inlawrev-2697	629	11	287	287	NUM
inlawrev-2697	629	12	s.e.2d	s.e.2d	NOUN
inlawrev-2697	629	13	692	692	NUM
inlawrev-2697	629	14	(	(	PUNCT
inlawrev-2697	629	15	1982	1982	NUM
inlawrev-2697	629	16	)	)	PUNCT
inlawrev-2697	629	17	(	(	PUNCT
inlawrev-2697	629	18	court	court	NOUN
inlawrev-2697	629	19	held	hold	VERB
inlawrev-2697	629	20	non	non	ADJ
inlawrev-2697	629	21	-	-	ADJ
inlawrev-2697	629	22	federally	federally	ADV
inlawrev-2697	629	23	chartered	chartered	ADJ
inlawrev-2697	629	24	lender	lender	NOUN
inlawrev-2697	629	25	was	be	AUX
inlawrev-2697	629	26	not	not	PART
inlawrev-2697	629	27	entitled	entitle	VERB
inlawrev-2697	629	28	to	to	PART
inlawrev-2697	629	29	collect	collect	VERB
inlawrev-2697	629	30	a	a	DET
inlawrev-2697	629	31	prepayment	prepayment	NOUN
inlawrev-2697	629	32	penalty	penalty	NOUN
inlawrev-2697	629	33	upon	upon	SCONJ
inlawrev-2697	629	34	commercial	commercial	ADJ
inlawrev-2697	629	35	property	property	NOUN
inlawrev-2697	629	36	when	when	SCONJ
inlawrev-2697	629	37	it	it	PRON
inlawrev-2697	629	38	exercised	exercise	VERB
inlawrev-2697	629	39	a	a	DET
inlawrev-2697	629	40	due	due	ADJ
inlawrev-2697	629	41	-	-	PUNCT
inlawrev-2697	629	42	on	on	ADP
inlawrev-2697	629	43	-	-	PUNCT
inlawrev-2697	629	44	sale	sale	NOUN
inlawrev-2697	629	45	clause	clause	NOUN
inlawrev-2697	629	46	)	)	PUNCT
inlawrev-2697	629	47	.	.	PUNCT
inlawrev-2697	630	1	accord	accord	PROPN
inlawrev-2697	630	2	casey	casey	PROPN
inlawrev-2697	630	3	v.	v.	ADP
inlawrev-2697	630	4	business	business	NOUN
inlawrev-2697	630	5	men	man	NOUN
inlawrev-2697	630	6	's	's	PART
inlawrev-2697	630	7	assurance	assurance	PROPN
inlawrev-2697	630	8	co.	co.	PROPN
inlawrev-2697	630	9	,	,	PUNCT
inlawrev-2697	630	10	706	706	NUM
inlawrev-2697	630	11	f.2d	f.2d	ADP
inlawrev-2697	630	12	559	559	NUM
inlawrev-2697	630	13	(	(	PUNCT
inlawrev-2697	630	14	5th	5th	ADJ
inlawrev-2697	630	15	cir	cir	NOUN
inlawrev-2697	630	16	.	.	PUNCT
inlawrev-2697	630	17	1983	1983	NUM
inlawrev-2697	630	18	)	)	PUNCT
inlawrev-2697	630	19	;	;	PUNCT
inlawrev-2697	630	20	mccarthy	mccarthy	PROPN
inlawrev-2697	630	21	v.	v.	ADP
inlawrev-2697	630	22	louisiana	louisiana	PROPN
inlawrev-2697	630	23	timeshare	timeshare	PROPN
inlawrev-2697	630	24	venture	venture	NOUN
inlawrev-2697	630	25	,	,	PUNCT
inlawrev-2697	630	26	426	426	NUM
inlawrev-2697	630	27	so	so	ADV
inlawrev-2697	630	28	.	.	PUNCT
inlawrev-2697	631	1	2d	2d	NOUN
inlawrev-2697	631	2	1342	1342	NUM
inlawrev-2697	631	3	(	(	PUNCT
inlawrev-2697	631	4	la	la	PROPN
inlawrev-2697	631	5	.	.	PUNCT
inlawrev-2697	632	1	ct	ct	PROPN
inlawrev-2697	632	2	.	.	PUNCT
inlawrev-2697	633	1	app	app	PROPN
inlawrev-2697	633	2	.	.	PROPN
inlawrev-2697	633	3	1982	1982	NUM
inlawrev-2697	633	4	)	)	PUNCT
inlawrev-2697	633	5	,	,	PUNCT
inlawrev-2697	633	6	cert	cert	NOUN
inlawrev-2697	633	7	,	,	PUNCT
inlawrev-2697	633	8	denied	deny	VERB
inlawrev-2697	633	9	,	,	PUNCT
inlawrev-2697	633	10	433	433	NUM
inlawrev-2697	633	11	so	so	ADV
inlawrev-2697	633	12	.	.	PUNCT
inlawrev-2697	634	1	2d	2d	NUM
inlawrev-2697	634	2	163	163	NUM
inlawrev-2697	634	3	(	(	PUNCT
inlawrev-2697	634	4	la	la	PROPN
inlawrev-2697	634	5	.	.	NOUN
inlawrev-2697	634	6	1983	1983	NUM
inlawrev-2697	634	7	)	)	PUNCT
inlawrev-2697	634	8	;	;	PUNCT
inlawrev-2697	634	9	cf	cf	X
inlawrev-2697	634	10	.	.	PUNCT
inlawrev-2697	635	1	grubbs	grubbs	PROPN
inlawrev-2697	635	2	v.	v.	ADP
inlawrev-2697	635	3	houston	houston	PROPN
inlawrev-2697	635	4	first	first	PROPN
inlawrev-2697	635	5	am	am	PROPN
inlawrev-2697	635	6	.	.	PUNCT
inlawrev-2697	636	1	sav	sav	PROPN
inlawrev-2697	636	2	.	.	PUNCT
inlawrev-2697	637	1	ass'n	ass'n	PROPN
inlawrev-2697	637	2	,	,	PUNCT
inlawrev-2697	637	3	718	718	NUM
inlawrev-2697	637	4	f.2d	f.2d	ADP
inlawrev-2697	637	5	694	694	NUM
inlawrev-2697	637	6	(	(	PUNCT
inlawrev-2697	637	7	5th	5th	ADJ
inlawrev-2697	637	8	cir	cir	NOUN
inlawrev-2697	637	9	.	.	PROPN
inlawrev-2697	637	10	1983	1983	NUM
inlawrev-2697	637	11	)	)	PUNCT
inlawrev-2697	637	12	(	(	PUNCT
inlawrev-2697	637	13	court	court	NOUN
inlawrev-2697	637	14	held	hold	VERB
inlawrev-2697	637	15	non	non	ADJ
inlawrev-2697	637	16	-	-	ADJ
inlawrev-2697	637	17	federally	federally	ADV
inlawrev-2697	637	18	chartered	chartered	ADJ
inlawrev-2697	637	19	residential	residential	ADJ
inlawrev-2697	637	20	lender	lender	NOUN
inlawrev-2697	637	21	should	should	AUX
inlawrev-2697	637	22	not	not	PART
inlawrev-2697	637	23	collect	collect	VERB
inlawrev-2697	637	24	a	a	DET
inlawrev-2697	637	25	prepayment	prepayment	NOUN
inlawrev-2697	637	26	penalty	penalty	NOUN
inlawrev-2697	637	27	upon	upon	SCONJ
inlawrev-2697	637	28	acceleration	acceleration	NOUN
inlawrev-2697	637	29	of	of	ADP
inlawrev-2697	637	30	the	the	DET
inlawrev-2697	637	31	balance	balance	NOUN
inlawrev-2697	637	32	of	of	ADP
inlawrev-2697	637	33	the	the	DET
inlawrev-2697	637	34	loan	loan	NOUN
inlawrev-2697	637	35	because	because	SCONJ
inlawrev-2697	637	36	acceleration	acceleration	NOUN
inlawrev-2697	637	37	caused	cause	VERB
inlawrev-2697	637	38	the	the	DET
inlawrev-2697	637	39	loan	loan	NOUN
inlawrev-2697	637	40	debt	debt	NOUN
inlawrev-2697	637	41	to	to	PART
inlawrev-2697	637	42	become	become	VERB
inlawrev-2697	637	43	immediately	immediately	ADV
inlawrev-2697	637	44	due	due	ADJ
inlawrev-2697	637	45	)	)	PUNCT
inlawrev-2697	637	46	.	.	PUNCT
inlawrev-2697	638	1	139	139	NUM
inlawrev-2697	638	2	115	115	NUM
inlawrev-2697	638	3	misc	misc	NOUN
inlawrev-2697	638	4	.	.	PUNCT
inlawrev-2697	639	1	2d	2d	PROPN
inlawrev-2697	639	2	168	168	NUM
inlawrev-2697	639	3	,	,	PUNCT
inlawrev-2697	639	4	453	453	NUM
inlawrev-2697	639	5	n.y.s.2d	n.y.s.2d	NUM
inlawrev-2697	639	6	586	586	NUM
inlawrev-2697	639	7	(	(	PUNCT
inlawrev-2697	639	8	n.y	n.y	PROPN
inlawrev-2697	639	9	.	.	PROPN
inlawrev-2697	639	10	sup	sup	PROPN
inlawrev-2697	639	11	.	.	PUNCT
inlawrev-2697	640	1	ct	ct	PROPN
inlawrev-2697	640	2	.	.	NOUN
inlawrev-2697	640	3	1982	1982	NUM
inlawrev-2697	640	4	)	)	PUNCT
inlawrev-2697	640	5	.	.	PUNCT
inlawrev-2697	641	1	l40see	l40see	PROPN
inlawrev-2697	641	2	supra	supra	PROPN
inlawrev-2697	641	3	notes	note	VERB
inlawrev-2697	641	4	118	118	NUM
inlawrev-2697	641	5	-	-	SYM
inlawrev-2697	641	6	27	27	NUM
inlawrev-2697	641	7	and	and	CCONJ
inlawrev-2697	641	8	accompanying	accompany	VERB
inlawrev-2697	641	9	text	text	NOUN
inlawrev-2697	641	10	.	.	PUNCT
inlawrev-2697	641	11	.	.	PUNCT
inlawrev-2697	642	1	141	141	NUM
inlawrev-2697	642	2	115	115	NUM
inlawrev-2697	642	3	misc	misc	NOUN
inlawrev-2697	642	4	.	.	PUNCT
inlawrev-2697	643	1	2d	2d	PROPN
inlawrev-2697	643	2	at	at	ADP
inlawrev-2697	643	3	169	169	NUM
inlawrev-2697	643	4	,	,	PUNCT
inlawrev-2697	643	5	453	453	NUM
inlawrev-2697	643	6	n.y.s.2d	n.y.s.2d	NOUN
inlawrev-2697	643	7	at	at	ADP
inlawrev-2697	643	8	587	587	NUM
inlawrev-2697	643	9	.	.	PUNCT
inlawrev-2697	644	1	"	"	PUNCT
inlawrev-2697	644	2	2	2	NUM
inlawrev-2697	644	3	i	i	PRON
inlawrev-2697	644	4	d.	d.	PROPN
inlawrev-2697	644	5	754	754	NUM
inlawrev-2697	644	6	indiana	indiana	PROPN
inlawrev-2697	644	7	la	la	PROPN
inlawrev-2697	644	8	w	w	PROPN
inlawrev-2697	644	9	review	review	PROPN
inlawrev-2697	645	1	[	[	X
inlawrev-2697	645	2	vol	vol	NOUN
inlawrev-2697	645	3	.	.	NOUN
inlawrev-2697	645	4	20:735	20:735	NUM
inlawrev-2697	645	5	debt	debt	NOUN
inlawrev-2697	645	6	pursuant	pursuant	ADJ
inlawrev-2697	645	7	to	to	ADP
inlawrev-2697	645	8	the	the	DET
inlawrev-2697	645	9	exercise	exercise	NOUN
inlawrev-2697	645	10	of	of	ADP
inlawrev-2697	645	11	a	a	DET
inlawrev-2697	645	12	due	due	ADJ
inlawrev-2697	645	13	-	-	PUNCT
inlawrev-2697	645	14	on	on	ADP
inlawrev-2697	645	15	-	-	PUNCT
inlawrev-2697	645	16	sale	sale	NOUN
inlawrev-2697	645	17	clause	clause	NOUN
inlawrev-2697	645	18	.	.	PUNCT
inlawrev-2697	646	1	143	143	NUM
inlawrev-2697	646	2	the	the	DET
inlawrev-2697	646	3	decisions	decision	NOUN
inlawrev-2697	646	4	,	,	PUNCT
inlawrev-2697	646	5	which	which	PRON
inlawrev-2697	646	6	have	have	AUX
inlawrev-2697	646	7	employed	employ	VERB
inlawrev-2697	646	8	reasoning	reasoning	NOUN
inlawrev-2697	646	9	similar	similar	ADJ
inlawrev-2697	646	10	to	to	ADP
inlawrev-2697	646	11	that	that	PRON
inlawrev-2697	646	12	previously	previously	ADV
inlawrev-2697	646	13	discussed	discuss	VERB
inlawrev-2697	646	14	,	,	PUNCT
inlawrev-2697	646	15	make	make	VERB
inlawrev-2697	646	16	no	no	DET
inlawrev-2697	646	17	mention	mention	NOUN
inlawrev-2697	646	18	of	of	ADP
inlawrev-2697	646	19	board	board	NOUN
inlawrev-2697	646	20	limitations	limitation	NOUN
inlawrev-2697	646	21	upon	upon	SCONJ
inlawrev-2697	646	22	the	the	DET
inlawrev-2697	646	23	collection	collection	NOUN
inlawrev-2697	646	24	of	of	ADP
inlawrev-2697	646	25	a	a	DET
inlawrev-2697	646	26	prepayment	prepayment	NOUN
inlawrev-2697	646	27	penalty	penalty	NOUN
inlawrev-2697	646	28	in	in	ADP
inlawrev-2697	646	29	the	the	DET
inlawrev-2697	646	30	residential	residential	ADJ
inlawrev-2697	646	31	mortgage	mortgage	NOUN
inlawrev-2697	646	32	context	context	NOUN
inlawrev-2697	646	33	.	.	PUNCT
inlawrev-2697	647	1	144	144	NUM
inlawrev-2697	647	2	2	2	NUM
inlawrev-2697	647	3	.	.	PUNCT
inlawrev-2697	648	1	state	state	NOUN
inlawrev-2697	648	2	legislative	legislative	ADJ
inlawrev-2697	648	3	treatment	treatment	NOUN
inlawrev-2697	648	4	of	of	ADP
inlawrev-2697	648	5	prepayment	prepayment	NOUN
inlawrev-2697	648	6	penalties.—state	penalties.—state	NOUN
inlawrev-2697	648	7	legislatures	legislature	NOUN
inlawrev-2697	648	8	have	have	AUX
inlawrev-2697	648	9	also	also	ADV
inlawrev-2697	648	10	addressed	address	VERB
inlawrev-2697	648	11	the	the	DET
inlawrev-2697	648	12	issue	issue	NOUN
inlawrev-2697	648	13	of	of	ADP
inlawrev-2697	648	14	prepayment	prepayment	NOUN
inlawrev-2697	648	15	penalties	penalty	NOUN
inlawrev-2697	648	16	,	,	PUNCT
inlawrev-2697	648	17	and	and	CCONJ
inlawrev-2697	648	18	several	several	ADJ
inlawrev-2697	648	19	have	have	AUX
inlawrev-2697	648	20	enacted	enact	VERB
inlawrev-2697	648	21	legislation	legislation	NOUN
inlawrev-2697	648	22	regulating	regulating	NOUN
inlawrev-2697	648	23	and	and	CCONJ
inlawrev-2697	648	24	often	often	ADV
inlawrev-2697	648	25	limiting	limit	VERB
inlawrev-2697	648	26	their	their	PRON
inlawrev-2697	648	27	collection	collection	NOUN
inlawrev-2697	648	28	.	.	PUNCT
inlawrev-2697	649	1	145	145	NUM
inlawrev-2697	649	2	however	however	ADV
inlawrev-2697	649	3	,	,	PUNCT
inlawrev-2697	649	4	these	these	DET
inlawrev-2697	649	5	statutes	statute	NOUN
inlawrev-2697	649	6	are	be	AUX
inlawrev-2697	649	7	limited	limit	VERB
inlawrev-2697	649	8	to	to	ADP
inlawrev-2697	649	9	residential	residential	ADJ
inlawrev-2697	649	10	loans	loan	NOUN
inlawrev-2697	649	11	and	and	CCONJ
inlawrev-2697	649	12	do	do	AUX
inlawrev-2697	649	13	not	not	PART
inlawrev-2697	649	14	attempt	attempt	VERB
inlawrev-2697	649	15	to	to	PART
inlawrev-2697	649	16	regulate	regulate	VERB
inlawrev-2697	649	17	prepayment	prepayment	NOUN
inlawrev-2697	649	18	penalties	penalty	NOUN
inlawrev-2697	649	19	in	in	ADP
inlawrev-2697	649	20	the	the	DET
inlawrev-2697	649	21	commercial	commercial	ADJ
inlawrev-2697	649	22	mortgage	mortgage	NOUN
inlawrev-2697	649	23	context	context	NOUN
inlawrev-2697	649	24	.	.	PUNCT
inlawrev-2697	650	1	146	146	NUM
inlawrev-2697	650	2	the	the	DET
inlawrev-2697	650	3	new	new	PROPN
inlawrev-2697	650	4	jersey	jersey	PROPN
inlawrev-2697	650	5	statute	statute	PROPN
inlawrev-2697	650	6	forbids	forbid	VERB
inlawrev-2697	650	7	prepayment	prepayment	NOUN
inlawrev-2697	650	8	penalties	penalty	NOUN
inlawrev-2697	650	9	in	in	ADP
inlawrev-2697	650	10	residential	residential	ADJ
inlawrev-2697	650	11	mortgages	mortgage	NOUN
inlawrev-2697	650	12	.	.	PUNCT
inlawrev-2697	651	1	147	147	NUM
inlawrev-2697	651	2	pennsylvania	pennsylvania	PROPN
inlawrev-2697	651	3	's	's	PART
inlawrev-2697	651	4	statute	statute	NOUN
inlawrev-2697	651	5	is	be	AUX
inlawrev-2697	651	6	similar	similar	ADJ
inlawrev-2697	651	7	.	.	PUNCT
inlawrev-2697	652	1	148	148	NUM
inlawrev-2697	652	2	illinois	illinois	PROPN
inlawrev-2697	652	3	prohibits	prohibit	VERB
inlawrev-2697	652	4	prepayment	prepayment	NOUN
inlawrev-2697	652	5	penalties	penalty	NOUN
inlawrev-2697	652	6	on	on	ADP
inlawrev-2697	652	7	residential	residential	ADJ
inlawrev-2697	652	8	loans	loan	NOUN
inlawrev-2697	652	9	with	with	ADP
inlawrev-2697	652	10	interest	interest	NOUN
inlawrev-2697	652	11	rates	rate	NOUN
inlawrev-2697	652	12	exceeding	exceed	VERB
inlawrev-2697	652	13	eight	eight	NUM
inlawrev-2697	652	14	percent	percent	NOUN
inlawrev-2697	652	15	per	per	ADP
inlawrev-2697	652	16	annum	annum	NOUN
inlawrev-2697	652	17	.	.	PUNCT
inlawrev-2697	653	1	149	149	NUM
inlawrev-2697	653	2	other	other	ADJ
inlawrev-2697	653	3	legislation	legislation	NOUN
inlawrev-2697	653	4	is	be	AUX
inlawrev-2697	653	5	not	not	PART
inlawrev-2697	653	6	quite	quite	ADV
inlawrev-2697	653	7	as	as	ADV
inlawrev-2697	653	8	restrictive	restrictive	ADJ
inlawrev-2697	653	9	.	.	PUNCT
inlawrev-2697	654	1	for	for	ADP
inlawrev-2697	654	2	example	example	NOUN
inlawrev-2697	654	3	,	,	PUNCT
inlawrev-2697	654	4	missouri	missouri	PROPN
inlawrev-2697	654	5	allows	allow	VERB
inlawrev-2697	654	6	prepayment	prepayment	NOUN
inlawrev-2697	654	7	penalties	penalty	NOUN
inlawrev-2697	654	8	on	on	ADP
inlawrev-2697	654	9	residential	residential	ADJ
inlawrev-2697	654	10	mortgages	mortgage	NOUN
inlawrev-2697	654	11	during	during	ADP
inlawrev-2697	654	12	the	the	DET
inlawrev-2697	654	13	first	first	ADJ
inlawrev-2697	654	14	five	five	NUM
inlawrev-2697	654	15	years	year	NOUN
inlawrev-2697	654	16	of	of	ADP
inlawrev-2697	654	17	the	the	DET
inlawrev-2697	654	18	loan	loan	NOUN
inlawrev-2697	654	19	,	,	PUNCT
inlawrev-2697	654	20	but	but	CCONJ
inlawrev-2697	654	21	limits	limit	VERB
inlawrev-2697	654	22	the	the	DET
inlawrev-2697	654	23	penalty	penalty	NOUN
inlawrev-2697	654	24	to	to	ADP
inlawrev-2697	654	25	two	two	NUM
inlawrev-2697	654	26	percent	percent	NOUN
inlawrev-2697	654	27	of	of	ADP
inlawrev-2697	654	28	the	the	DET
inlawrev-2697	654	29	balance	balance	NOUN
inlawrev-2697	654	30	at	at	ADP
inlawrev-2697	654	31	the	the	DET
inlawrev-2697	654	32	time	time	NOUN
inlawrev-2697	654	33	of	of	ADP
inlawrev-2697	654	34	prepayment	prepayment	NOUN
inlawrev-2697	654	35	.	.	PUNCT
inlawrev-2697	655	1	150	150	NUM
inlawrev-2697	655	2	after	after	ADP
inlawrev-2697	655	3	five	five	NUM
inlawrev-2697	655	4	years	year	NOUN
inlawrev-2697	655	5	,	,	PUNCT
inlawrev-2697	655	6	prepayment	prepayment	NOUN
inlawrev-2697	655	7	penalties	penalty	NOUN
inlawrev-2697	655	8	may	may	AUX
inlawrev-2697	655	9	not	not	PART
inlawrev-2697	655	10	be	be	AUX
inlawrev-2697	655	11	charged	charge	VERB
inlawrev-2697	655	12	.	.	PUNCT
inlawrev-2697	656	1	151	151	NUM
inlawrev-2697	656	2	mississippi	mississippi	NOUN
inlawrev-2697	656	3	also	also	ADV
inlawrev-2697	656	4	forbids	forbid	VERB
inlawrev-2697	656	5	prepayment	prepayment	NOUN
inlawrev-2697	656	6	penalties	penalty	NOUN
inlawrev-2697	656	7	on	on	ADP
inlawrev-2697	656	8	residential	residential	ADJ
inlawrev-2697	656	9	mortgages	mortgage	NOUN
inlawrev-2697	656	10	after	after	ADP
inlawrev-2697	656	11	five	five	NUM
inlawrev-2697	656	12	years	year	NOUN
inlawrev-2697	656	13	.	.	PUNCT
inlawrev-2697	657	1	152	152	NUM
inlawrev-2697	657	2	if	if	SCONJ
inlawrev-2697	657	3	prepayment	prepayment	NOUN
inlawrev-2697	657	4	is	be	AUX
inlawrev-2697	657	5	made	make	VERB
inlawrev-2697	657	6	during	during	ADP
inlawrev-2697	657	7	the	the	DET
inlawrev-2697	657	8	first	first	ADJ
inlawrev-2697	657	9	year	year	NOUN
inlawrev-2697	657	10	of	of	ADP
inlawrev-2697	657	11	the	the	DET
inlawrev-2697	657	12	mortgage	mortgage	NOUN
inlawrev-2697	657	13	,	,	PUNCT
inlawrev-2697	657	14	the	the	DET
inlawrev-2697	657	15	prepayment	prepayment	NOUN
inlawrev-2697	657	16	charge	charge	NOUN
inlawrev-2697	657	17	is	be	AUX
inlawrev-2697	657	18	five	five	NUM
inlawrev-2697	657	19	percent	percent	NOUN
inlawrev-2697	657	20	of	of	ADP
inlawrev-2697	657	21	the	the	DET
inlawrev-2697	657	22	unpaid	unpaid	ADJ
inlawrev-2697	657	23	balance	balance	NOUN
inlawrev-2697	657	24	.	.	PUNCT
inlawrev-2697	658	1	153	153	NUM
inlawrev-2697	658	2	the	the	DET
inlawrev-2697	658	3	charge	charge	NOUN
inlawrev-2697	658	4	then	then	ADV
inlawrev-2697	658	5	decreases	decrease	VERB
inlawrev-2697	658	6	one	one	NUM
inlawrev-2697	658	7	percent	percent	NOUN
inlawrev-2697	658	8	per	per	ADP
inlawrev-2697	658	9	year	year	NOUN
inlawrev-2697	658	10	.	.	PUNCT
inlawrev-2697	659	1	154	154	NUM
inlawrev-2697	659	2	california	california	PROPN
inlawrev-2697	659	3	forbids	forbid	VERB
inlawrev-2697	659	4	prepayment	prepayment	NOUN
inlawrev-2697	659	5	penalties	penalty	NOUN
inlawrev-2697	659	6	upon	upon	SCONJ
inlawrev-2697	659	7	residential	residential	ADJ
inlawrev-2697	659	8	mortgages	mortgage	NOUN
inlawrev-2697	659	9	after	after	ADP
inlawrev-2697	659	10	five	five	NUM
inlawrev-2697	659	11	years	year	NOUN
inlawrev-2697	659	12	as	as	ADV
inlawrev-2697	659	13	well	well	ADV
inlawrev-2697	659	14	.	.	PUNCT
inlawrev-2697	660	1	155	155	NUM
inlawrev-2697	660	2	l42see	l42see	NOUN
inlawrev-2697	660	3	tan	tan	PROPN
inlawrev-2697	660	4	v.	v.	PROPN
inlawrev-2697	660	5	california	california	PROPN
inlawrev-2697	660	6	fed	fed	PROPN
inlawrev-2697	660	7	.	.	PUNCT
inlawrev-2697	661	1	sav	sav	PROPN
inlawrev-2697	661	2	.	.	PROPN
inlawrev-2697	661	3	&	&	CCONJ
inlawrev-2697	661	4	loan	loan	PROPN
inlawrev-2697	661	5	ass'n	ass'n	PROPN
inlawrev-2697	661	6	,	,	PUNCT
inlawrev-2697	661	7	140	140	NUM
inlawrev-2697	661	8	cal	cal	NOUN
inlawrev-2697	661	9	.	.	PUNCT
inlawrev-2697	662	1	app	app	PROPN
inlawrev-2697	662	2	.	.	PUNCT
inlawrev-2697	663	1	3d	3d	PROPN
inlawrev-2697	663	2	800	800	NUM
inlawrev-2697	663	3	,	,	PUNCT
inlawrev-2697	663	4	189	189	NUM
inlawrev-2697	663	5	cal	cal	NOUN
inlawrev-2697	663	6	.	.	PUNCT
inlawrev-2697	664	1	rptr	rptr	PROPN
inlawrev-2697	664	2	.	.	PUNCT
inlawrev-2697	665	1	775	775	NUM
inlawrev-2697	665	2	(	(	PUNCT
inlawrev-2697	665	3	1983	1983	NUM
inlawrev-2697	665	4	)	)	PUNCT
inlawrev-2697	665	5	(	(	PUNCT
inlawrev-2697	665	6	held	hold	VERB
inlawrev-2697	665	7	that	that	SCONJ
inlawrev-2697	665	8	in	in	ADP
inlawrev-2697	665	9	residential	residential	ADJ
inlawrev-2697	665	10	mortgage	mortgage	NOUN
inlawrev-2697	665	11	context	context	NOUN
inlawrev-2697	665	12	,	,	PUNCT
inlawrev-2697	665	13	federal	federal	ADJ
inlawrev-2697	665	14	lender	lender	NOUN
inlawrev-2697	665	15	could	could	AUX
inlawrev-2697	665	16	not	not	PART
inlawrev-2697	665	17	collect	collect	VERB
inlawrev-2697	665	18	a	a	DET
inlawrev-2697	665	19	prepayment	prepayment	NOUN
inlawrev-2697	665	20	penalty	penalty	NOUN
inlawrev-2697	665	21	upon	upon	SCONJ
inlawrev-2697	665	22	its	its	PRON
inlawrev-2697	665	23	acceleration	acceleration	NOUN
inlawrev-2697	665	24	of	of	ADP
inlawrev-2697	665	25	the	the	DET
inlawrev-2697	665	26	loan	loan	NOUN
inlawrev-2697	665	27	because	because	SCONJ
inlawrev-2697	665	28	the	the	DET
inlawrev-2697	665	29	loan	loan	NOUN
inlawrev-2697	665	30	documents	document	NOUN
inlawrev-2697	665	31	provided	provide	VERB
inlawrev-2697	665	32	for	for	ADP
inlawrev-2697	665	33	a	a	DET
inlawrev-2697	665	34	penalty	penalty	NOUN
inlawrev-2697	665	35	only	only	ADV
inlawrev-2697	665	36	in	in	ADP
inlawrev-2697	665	37	the	the	DET
inlawrev-2697	665	38	event	event	NOUN
inlawrev-2697	665	39	borrower	borrower	NOUN
inlawrev-2697	665	40	voluntarily	voluntarily	ADV
inlawrev-2697	665	41	prepaid	prepay	VERB
inlawrev-2697	665	42	the	the	DET
inlawrev-2697	665	43	loan	loan	NOUN
inlawrev-2697	665	44	;	;	PUNCT
inlawrev-2697	665	45	court	court	NOUN
inlawrev-2697	665	46	chose	choose	VERB
inlawrev-2697	665	47	to	to	PART
inlawrev-2697	665	48	ignore	ignore	VERB
inlawrev-2697	665	49	pertinent	pertinent	ADJ
inlawrev-2697	665	50	board	board	NOUN
inlawrev-2697	665	51	regulations	regulation	NOUN
inlawrev-2697	665	52	)	)	PUNCT
inlawrev-2697	665	53	;	;	PUNCT
inlawrev-2697	665	54	slevin	slevin	PROPN
inlawrev-2697	665	55	container	container	PROPN
inlawrev-2697	665	56	corp	corp	PROPN
inlawrev-2697	665	57	.	.	PROPN
inlawrev-2697	665	58	v.	v.	ADP
inlawrev-2697	665	59	provident	provident	PROPN
inlawrev-2697	665	60	fed	fed	PROPN
inlawrev-2697	665	61	.	.	PUNCT
inlawrev-2697	666	1	sav	sav	PROPN
inlawrev-2697	666	2	.	.	PROPN
inlawrev-2697	666	3	&	&	CCONJ
inlawrev-2697	666	4	loan	loan	PROPN
inlawrev-2697	666	5	ass'n	ass'n	PROPN
inlawrev-2697	666	6	,	,	PUNCT
inlawrev-2697	666	7	98	98	NUM
inlawrev-2697	666	8	111	111	NUM
inlawrev-2697	666	9	.	.	PUNCT
inlawrev-2697	667	1	app	app	PROPN
inlawrev-2697	667	2	.	.	PUNCT
inlawrev-2697	668	1	3d	3d	PROPN
inlawrev-2697	668	2	646	646	NUM
inlawrev-2697	668	3	,	,	PUNCT
inlawrev-2697	668	4	424	424	NUM
inlawrev-2697	668	5	n.e.2d	n.e.2d	NOUN
inlawrev-2697	668	6	939	939	NUM
inlawrev-2697	668	7	(	(	PUNCT
inlawrev-2697	668	8	1981	1981	NUM
inlawrev-2697	668	9	)	)	PUNCT
inlawrev-2697	668	10	(	(	PUNCT
inlawrev-2697	668	11	held	hold	VERB
inlawrev-2697	668	12	that	that	SCONJ
inlawrev-2697	668	13	in	in	ADP
inlawrev-2697	668	14	commercial	commercial	ADJ
inlawrev-2697	668	15	mortgage	mortgage	NOUN
inlawrev-2697	668	16	context	context	NOUN
inlawrev-2697	668	17	,	,	PUNCT
inlawrev-2697	668	18	federal	federal	ADJ
inlawrev-2697	668	19	lender	lender	NOUN
inlawrev-2697	668	20	could	could	AUX
inlawrev-2697	668	21	not	not	PART
inlawrev-2697	668	22	collect	collect	VERB
inlawrev-2697	668	23	a	a	DET
inlawrev-2697	668	24	prepayment	prepayment	NOUN
inlawrev-2697	668	25	penalty	penalty	NOUN
inlawrev-2697	668	26	under	under	ADP
inlawrev-2697	668	27	the	the	DET
inlawrev-2697	668	28	loan	loan	NOUN
inlawrev-2697	668	29	documents	document	NOUN
inlawrev-2697	668	30	because	because	SCONJ
inlawrev-2697	668	31	borrower	borrower	NOUN
inlawrev-2697	668	32	's	's	PART
inlawrev-2697	668	33	payment	payment	NOUN
inlawrev-2697	668	34	upon	upon	SCONJ
inlawrev-2697	668	35	lender	lender	NOUN
inlawrev-2697	668	36	's	's	PART
inlawrev-2697	668	37	acceleration	acceleration	NOUN
inlawrev-2697	668	38	of	of	ADP
inlawrev-2697	668	39	the	the	DET
inlawrev-2697	668	40	loan	loan	NOUN
inlawrev-2697	668	41	was	be	AUX
inlawrev-2697	668	42	not	not	PART
inlawrev-2697	668	43	a	a	DET
inlawrev-2697	668	44	prepayment	prepayment	NOUN
inlawrev-2697	668	45	;	;	PUNCT
inlawrev-2697	668	46	pertinent	pertinent	PROPN
inlawrev-2697	668	47	board	board	NOUN
inlawrev-2697	668	48	regulations	regulation	NOUN
inlawrev-2697	668	49	not	not	PART
inlawrev-2697	668	50	analyzed	analyze	VERB
inlawrev-2697	668	51	)	)	PUNCT
inlawrev-2697	668	52	;	;	PUNCT
inlawrev-2697	668	53	american	american	PROPN
inlawrev-2697	668	54	fed	fed	PROPN
inlawrev-2697	668	55	.	.	PUNCT
inlawrev-2697	669	1	sav	sav	PROPN
inlawrev-2697	669	2	.	.	PROPN
inlawrev-2697	669	3	&	&	CCONJ
inlawrev-2697	669	4	loan	loan	VERB
inlawrev-2697	669	5	ass'n	ass'n	PROPN
inlawrev-2697	669	6	v.	v.	PROPN
inlawrev-2697	669	7	midamerica	midamerica	PROPN
inlawrev-2697	669	8	service	service	PROPN
inlawrev-2697	669	9	corp	corp	PROPN
inlawrev-2697	669	10	.	.	PROPN
inlawrev-2697	669	11	,	,	PUNCT
inlawrev-2697	669	12	329	329	NUM
inlawrev-2697	669	13	n.w.2d	n.w.2d	PART
inlawrev-2697	669	14	124	124	NUM
inlawrev-2697	669	15	(	(	PUNCT
inlawrev-2697	669	16	s.d	s.d	PROPN
inlawrev-2697	669	17	.	.	PROPN
inlawrev-2697	669	18	1983	1983	NUM
inlawrev-2697	669	19	)	)	PUNCT
inlawrev-2697	669	20	(	(	PUNCT
inlawrev-2697	669	21	held	hold	VERB
inlawrev-2697	669	22	that	that	SCONJ
inlawrev-2697	669	23	in	in	ADP
inlawrev-2697	669	24	mortgage	mortgage	NOUN
inlawrev-2697	669	25	upon	upon	SCONJ
inlawrev-2697	669	26	"	"	PUNCT
inlawrev-2697	669	27	certain	certain	ADJ
inlawrev-2697	669	28	real	real	ADJ
inlawrev-2697	669	29	property	property	NOUN
inlawrev-2697	669	30	,	,	PUNCT
inlawrev-2697	669	31	"	"	PUNCT
inlawrev-2697	669	32	federal	federal	ADJ
inlawrev-2697	669	33	lender	lender	NOUN
inlawrev-2697	669	34	could	could	AUX
inlawrev-2697	669	35	not	not	PART
inlawrev-2697	669	36	collect	collect	VERB
inlawrev-2697	669	37	prepayment	prepayment	NOUN
inlawrev-2697	669	38	penalty	penalty	NOUN
inlawrev-2697	669	39	upon	upon	SCONJ
inlawrev-2697	669	40	acceleration	acceleration	NOUN
inlawrev-2697	669	41	of	of	ADP
inlawrev-2697	669	42	the	the	DET
inlawrev-2697	669	43	loan	loan	NOUN
inlawrev-2697	669	44	;	;	PUNCT
inlawrev-2697	669	45	board	board	NOUN
inlawrev-2697	669	46	regulations	regulation	NOUN
inlawrev-2697	669	47	ignored	ignore	VERB
inlawrev-2697	669	48	)	)	PUNCT
inlawrev-2697	669	49	.	.	PUNCT
inlawrev-2697	670	1	144see	144see	NUM
inlawrev-2697	670	2	supra	supra	NOUN
inlawrev-2697	670	3	note	note	NOUN
inlawrev-2697	670	4	143	143	NUM
inlawrev-2697	670	5	.	.	PUNCT
inlawrev-2697	671	1	145these	145these	ADJ
inlawrev-2697	671	2	states	state	NOUN
inlawrev-2697	671	3	include	include	VERB
inlawrev-2697	671	4	illinois	illinois	PROPN
inlawrev-2697	671	5	,	,	PUNCT
inlawrev-2697	671	6	massachusetts	massachusetts	PROPN
inlawrev-2697	671	7	,	,	PUNCT
inlawrev-2697	671	8	mississippi	mississippi	PROPN
inlawrev-2697	671	9	,	,	PUNCT
inlawrev-2697	671	10	missouri	missouri	PROPN
inlawrev-2697	671	11	,	,	PUNCT
inlawrev-2697	671	12	new	new	PROPN
inlawrev-2697	671	13	jersey	jersey	PROPN
inlawrev-2697	671	14	,	,	PUNCT
inlawrev-2697	671	15	new	new	PROPN
inlawrev-2697	671	16	york	york	PROPN
inlawrev-2697	671	17	,	,	PUNCT
inlawrev-2697	671	18	pennsylvania	pennsylvania	PROPN
inlawrev-2697	671	19	,	,	PUNCT
inlawrev-2697	671	20	and	and	CCONJ
inlawrev-2697	671	21	west	west	PROPN
inlawrev-2697	671	22	virginia	virginia	PROPN
inlawrev-2697	671	23	.	.	PUNCT
inlawrev-2697	672	1	l46see	l46see	PROPN
inlawrev-2697	672	2	infra	infra	NOUN
inlawrev-2697	672	3	notes	note	VERB
inlawrev-2697	672	4	147	147	NUM
inlawrev-2697	672	5	-	-	SYM
inlawrev-2697	672	6	61	61	NUM
inlawrev-2697	672	7	and	and	CCONJ
inlawrev-2697	672	8	accompanying	accompany	VERB
inlawrev-2697	672	9	text	text	NOUN
inlawrev-2697	672	10	.	.	PUNCT
inlawrev-2697	673	1	147n.j	147n.j	X
inlawrev-2697	673	2	.	.	PUNCT
inlawrev-2697	674	1	stat	stat	PROPN
inlawrev-2697	674	2	.	.	PUNCT
inlawrev-2697	675	1	ann	ann	PROPN
inlawrev-2697	675	2	.	.	PUNCT
inlawrev-2697	676	1	§	§	PROPN
inlawrev-2697	676	2	46:10b-5	46:10b-5	PROPN
inlawrev-2697	676	3	(	(	PUNCT
inlawrev-2697	676	4	west	west	NOUN
inlawrev-2697	676	5	1986	1986	NUM
inlawrev-2697	676	6	)	)	PUNCT
inlawrev-2697	676	7	.	.	PUNCT
inlawrev-2697	677	1	,	,	PUNCT
inlawrev-2697	677	2	48pa	48pa	NOUN
inlawrev-2697	677	3	.	.	PUNCT
inlawrev-2697	678	1	stat	stat	PROPN
inlawrev-2697	678	2	.	.	PUNCT
inlawrev-2697	679	1	ann	ann	PROPN
inlawrev-2697	679	2	.	.	PUNCT
inlawrev-2697	680	1	tit	tit	PROPN
inlawrev-2697	680	2	.	.	PROPN
inlawrev-2697	681	1	41	41	NUM
inlawrev-2697	681	2	,	,	PUNCT
inlawrev-2697	681	3	§	§	PROPN
inlawrev-2697	681	4	405	405	NUM
inlawrev-2697	681	5	(	(	PUNCT
inlawrev-2697	681	6	purdon	purdon	PROPN
inlawrev-2697	681	7	1986	1986	NUM
inlawrev-2697	681	8	)	)	PUNCT
inlawrev-2697	681	9	.	.	PUNCT
inlawrev-2697	682	1	,	,	PUNCT
inlawrev-2697	682	2	49	49	NUM
inlawrev-2697	682	3	ill	ill	ADJ
inlawrev-2697	682	4	.	.	PUNCT
inlawrev-2697	683	1	ann	ann	PROPN
inlawrev-2697	683	2	.	.	PUNCT
inlawrev-2697	683	3	stat	stat	PROPN
inlawrev-2697	683	4	.	.	PUNCT
inlawrev-2697	684	1	ch	ch	PROPN
inlawrev-2697	684	2	.	.	PROPN
inlawrev-2697	684	3	17	17	NUM
inlawrev-2697	684	4	,	,	PUNCT
inlawrev-2697	684	5	para	para	NOUN
inlawrev-2697	684	6	.	.	PUNCT
inlawrev-2697	685	1	6404(2)(a	6404(2)(a	NUM
inlawrev-2697	685	2	)	)	PUNCT
inlawrev-2697	686	1	(	(	PUNCT
inlawrev-2697	686	2	smith	smith	PROPN
inlawrev-2697	686	3	-	-	PUNCT
inlawrev-2697	686	4	hurd	hurd	PROPN
inlawrev-2697	686	5	1986	1986	NUM
inlawrev-2697	686	6	)	)	PUNCT
inlawrev-2697	686	7	.	.	PUNCT
inlawrev-2697	687	1	150mo	150mo	NOUN
inlawrev-2697	687	2	.	.	PUNCT
inlawrev-2697	688	1	ann	ann	PROPN
inlawrev-2697	688	2	.	.	PUNCT
inlawrev-2697	688	3	stat	stat	PROPN
inlawrev-2697	688	4	.	.	PUNCT
inlawrev-2697	689	1	§	§	PROPN
inlawrev-2697	689	2	408.036	408.036	PROPN
inlawrev-2697	689	3	(	(	PUNCT
inlawrev-2697	689	4	vernon	vernon	PROPN
inlawrev-2697	689	5	1986	1986	NUM
inlawrev-2697	689	6	)	)	PUNCT
inlawrev-2697	689	7	.	.	PUNCT
inlawrev-2697	690	1	i5i	i5i	PROPN
inlawrev-2697	691	1	i	i	PRON
inlawrev-2697	691	2	d.	d.	PROPN
inlawrev-2697	691	3	,	,	PUNCT
inlawrev-2697	691	4	52miss	52miss	PROPN
inlawrev-2697	691	5	.	.	PUNCT
inlawrev-2697	691	6	code	code	PROPN
inlawrev-2697	691	7	ann	ann	PROPN
inlawrev-2697	691	8	.	.	PUNCT
inlawrev-2697	692	1	§	§	PROPN
inlawrev-2697	692	2	75	75	NUM
inlawrev-2697	692	3	-	-	SYM
inlawrev-2697	692	4	17	17	NUM
inlawrev-2697	692	5	-	-	SYM
inlawrev-2697	692	6	31	31	NUM
inlawrev-2697	692	7	(	(	PUNCT
inlawrev-2697	692	8	supp	supp	PROPN
inlawrev-2697	692	9	.	.	PUNCT
inlawrev-2697	692	10	1986	1986	NUM
inlawrev-2697	692	11	)	)	PUNCT
inlawrev-2697	692	12	.	.	PUNCT
inlawrev-2697	693	1	l	l	NOUN
inlawrev-2697	694	1	"	"	PUNCT
inlawrev-2697	694	2	i	i	PRON
inlawrev-2697	694	3	d.	d.	PROPN
inlawrev-2697	694	4	l"id	l"id	PROPN
inlawrev-2697	694	5	.	.	PUNCT
inlawrev-2697	695	1	155cal	155cal	NUM
inlawrev-2697	695	2	.	.	PUNCT
inlawrev-2697	695	3	civil	civil	ADJ
inlawrev-2697	695	4	code	code	NOUN
inlawrev-2697	695	5	§	§	PROPN
inlawrev-2697	695	6	2954.9(b	2954.9(b	NUM
inlawrev-2697	695	7	)	)	PUNCT
inlawrev-2697	695	8	(	(	PUNCT
inlawrev-2697	695	9	west	west	NOUN
inlawrev-2697	695	10	1986	1986	NUM
inlawrev-2697	695	11	)	)	PUNCT
inlawrev-2697	695	12	.	.	PUNCT
inlawrev-2697	696	1	1987	1987	NUM
inlawrev-2697	696	2	]	]	PUNCT
inlawrev-2697	696	3	commercial	commercial	ADJ
inlawrev-2697	696	4	mortgages	mortgage	NOUN
inlawrev-2697	696	5	755	755	NUM
inlawrev-2697	696	6	within	within	ADP
inlawrev-2697	696	7	five	five	NUM
inlawrev-2697	696	8	years	year	NOUN
inlawrev-2697	696	9	,	,	PUNCT
inlawrev-2697	696	10	it	it	PRON
inlawrev-2697	696	11	imposes	impose	VERB
inlawrev-2697	696	12	limitations	limitation	NOUN
inlawrev-2697	696	13	similar	similar	ADJ
inlawrev-2697	696	14	to	to	ADP
inlawrev-2697	696	15	those	those	PRON
inlawrev-2697	696	16	of	of	ADP
inlawrev-2697	696	17	previous	previous	ADJ
inlawrev-2697	696	18	board	board	NOUN
inlawrev-2697	696	19	regulations	regulation	NOUN
inlawrev-2697	696	20	.	.	PUNCT
inlawrev-2697	697	1	156	156	NUM
inlawrev-2697	697	2	virginia	virginia	PROPN
inlawrev-2697	697	3	provides	provide	VERB
inlawrev-2697	697	4	that	that	SCONJ
inlawrev-2697	697	5	a	a	DET
inlawrev-2697	697	6	borrower	borrower	NOUN
inlawrev-2697	697	7	from	from	ADP
inlawrev-2697	697	8	a	a	DET
inlawrev-2697	697	9	credit	credit	NOUN
inlawrev-2697	697	10	union	union	NOUN
inlawrev-2697	697	11	may	may	AUX
inlawrev-2697	697	12	prepay	prepay	VERB
inlawrev-2697	697	13	at	at	ADP
inlawrev-2697	697	14	any	any	DET
inlawrev-2697	697	15	time	time	NOUN
inlawrev-2697	697	16	without	without	ADP
inlawrev-2697	697	17	penalty	penalty	NOUN
inlawrev-2697	697	18	.	.	PUNCT
inlawrev-2697	698	1	157	157	NUM
inlawrev-2697	698	2	virginia	virginia	PROPN
inlawrev-2697	698	3	's	's	PART
inlawrev-2697	698	4	statutes	statute	NOUN
inlawrev-2697	698	5	also	also	ADV
inlawrev-2697	698	6	provide	provide	VERB
inlawrev-2697	698	7	that	that	SCONJ
inlawrev-2697	698	8	in	in	ADP
inlawrev-2697	698	9	the	the	DET
inlawrev-2697	698	10	residential	residential	ADJ
inlawrev-2697	698	11	mortgage	mortgage	NOUN
inlawrev-2697	698	12	situation	situation	NOUN
inlawrev-2697	698	13	,	,	PUNCT
inlawrev-2697	698	14	the	the	DET
inlawrev-2697	698	15	lender	lender	NOUN
inlawrev-2697	698	16	is	be	AUX
inlawrev-2697	698	17	not	not	PART
inlawrev-2697	698	18	entitled	entitle	VERB
inlawrev-2697	698	19	to	to	ADP
inlawrev-2697	698	20	a	a	DET
inlawrev-2697	698	21	prepayment	prepayment	NOUN
inlawrev-2697	698	22	penalty	penalty	NOUN
inlawrev-2697	698	23	greater	great	ADJ
inlawrev-2697	698	24	than	than	ADP
inlawrev-2697	698	25	two	two	NUM
inlawrev-2697	698	26	percent	percent	NOUN
inlawrev-2697	698	27	of	of	ADP
inlawrev-2697	698	28	the	the	DET
inlawrev-2697	698	29	amount	amount	NOUN
inlawrev-2697	698	30	of	of	ADP
inlawrev-2697	698	31	the	the	DET
inlawrev-2697	698	32	prepayment	prepayment	NOUN
inlawrev-2697	698	33	,	,	PUNCT
inlawrev-2697	698	34	158	158	NUM
inlawrev-2697	698	35	and	and	CCONJ
inlawrev-2697	698	36	may	may	AUX
inlawrev-2697	698	37	not	not	PART
inlawrev-2697	698	38	collect	collect	VERB
inlawrev-2697	698	39	a	a	DET
inlawrev-2697	698	40	penalty	penalty	NOUN
inlawrev-2697	698	41	at	at	ADV
inlawrev-2697	698	42	all	all	ADV
inlawrev-2697	698	43	if	if	SCONJ
inlawrev-2697	698	44	the	the	DET
inlawrev-2697	698	45	payment	payment	NOUN
inlawrev-2697	698	46	results	result	VERB
inlawrev-2697	698	47	from	from	ADP
inlawrev-2697	698	48	the	the	DET
inlawrev-2697	698	49	exercise	exercise	NOUN
inlawrev-2697	698	50	of	of	ADP
inlawrev-2697	698	51	a	a	DET
inlawrev-2697	698	52	due	due	ADJ
inlawrev-2697	698	53	-	-	PUNCT
inlawrev-2697	698	54	on	on	ADP
inlawrev-2697	698	55	-	-	PUNCT
inlawrev-2697	698	56	sale	sale	NOUN
inlawrev-2697	698	57	clause	clause	NOUN
inlawrev-2697	698	58	.	.	PUNCT
inlawrev-2697	699	1	159	159	NUM
inlawrev-2697	699	2	new	new	PROPN
inlawrev-2697	699	3	york	york	PROPN
inlawrev-2697	699	4	also	also	ADV
inlawrev-2697	699	5	prohibits	prohibit	VERB
inlawrev-2697	699	6	collection	collection	NOUN
inlawrev-2697	699	7	of	of	ADP
inlawrev-2697	699	8	prepayment	prepayment	NOUN
inlawrev-2697	699	9	penalties	penalty	NOUN
inlawrev-2697	699	10	where	where	SCONJ
inlawrev-2697	699	11	the	the	DET
inlawrev-2697	699	12	lender	lender	NOUN
inlawrev-2697	699	13	exercises	exercise	VERB
inlawrev-2697	699	14	a	a	DET
inlawrev-2697	699	15	due	due	ADJ
inlawrev-2697	699	16	-	-	PUNCT
inlawrev-2697	699	17	on	on	ADP
inlawrev-2697	699	18	-	-	PUNCT
inlawrev-2697	699	19	sale	sale	NOUN
inlawrev-2697	699	20	clause	clause	NOUN
inlawrev-2697	699	21	in	in	ADP
inlawrev-2697	699	22	a	a	DET
inlawrev-2697	699	23	residential	residential	ADJ
inlawrev-2697	699	24	mortgage	mortgage	NOUN
inlawrev-2697	699	25	.	.	PUNCT
inlawrev-2697	700	1	160	160	NUM
inlawrev-2697	700	2	massachusetts	massachusetts	PROPN
inlawrev-2697	700	3	prohibits	prohibit	VERB
inlawrev-2697	700	4	prepayment	prepayment	NOUN
inlawrev-2697	700	5	penalties	penalty	NOUN
inlawrev-2697	700	6	where	where	SCONJ
inlawrev-2697	700	7	a	a	DET
inlawrev-2697	700	8	residential	residential	ADJ
inlawrev-2697	700	9	mortgage	mortgage	NOUN
inlawrev-2697	700	10	is	be	AUX
inlawrev-2697	700	11	paid	pay	VERB
inlawrev-2697	700	12	pursuant	pursuant	ADV
inlawrev-2697	700	13	to	to	ADP
inlawrev-2697	700	14	the	the	DET
inlawrev-2697	700	15	state	state	NOUN
inlawrev-2697	700	16	's	's	PART
inlawrev-2697	700	17	exercise	exercise	NOUN
inlawrev-2697	700	18	of	of	ADP
inlawrev-2697	700	19	its	its	PRON
inlawrev-2697	700	20	eminent	eminent	ADJ
inlawrev-2697	700	21	domain	domain	NOUN
inlawrev-2697	700	22	powers	power	NOUN
inlawrev-2697	700	23	.	.	PUNCT
inlawrev-2697	701	1	161	161	NUM
inlawrev-2697	701	2	3	3	NUM
inlawrev-2697	701	3	.	.	PUNCT
inlawrev-2697	701	4	board	board	NOUN
inlawrev-2697	701	5	treatment	treatment	NOUN
inlawrev-2697	701	6	of	of	ADP
inlawrev-2697	701	7	prepayment	prepayment	NOUN
inlawrev-2697	701	8	penalties.—the	penalties.—the	DET
inlawrev-2697	701	9	board	board	NOUN
inlawrev-2697	701	10	,	,	PUNCT
inlawrev-2697	701	11	which	which	PRON
inlawrev-2697	701	12	governs	govern	VERB
inlawrev-2697	701	13	all	all	DET
inlawrev-2697	701	14	federally	federally	ADV
inlawrev-2697	701	15	-	-	PUNCT
inlawrev-2697	701	16	chartered	charter	VERB
inlawrev-2697	701	17	savings	saving	NOUN
inlawrev-2697	701	18	and	and	CCONJ
inlawrev-2697	701	19	loan	loan	NOUN
inlawrev-2697	701	20	institutions	institution	NOUN
inlawrev-2697	701	21	,	,	PUNCT
inlawrev-2697	701	22	imposes	impose	VERB
inlawrev-2697	701	23	restrictions	restriction	NOUN
inlawrev-2697	701	24	on	on	ADP
inlawrev-2697	701	25	the	the	DET
inlawrev-2697	701	26	enforcement	enforcement	NOUN
inlawrev-2697	701	27	of	of	ADP
inlawrev-2697	701	28	prepayment	prepayment	NOUN
inlawrev-2697	701	29	penalties	penalty	NOUN
inlawrev-2697	701	30	upon	upon	SCONJ
inlawrev-2697	701	31	residential	residential	ADJ
inlawrev-2697	701	32	mortgages	mortgage	NOUN
inlawrev-2697	701	33	in	in	ADP
inlawrev-2697	701	34	several	several	ADJ
inlawrev-2697	701	35	situations	situation	NOUN
inlawrev-2697	701	36	.	.	PUNCT
inlawrev-2697	702	1	the	the	DET
inlawrev-2697	702	2	lender	lender	NOUN
inlawrev-2697	702	3	may	may	AUX
inlawrev-2697	702	4	not	not	PART
inlawrev-2697	702	5	impose	impose	VERB
inlawrev-2697	702	6	a	a	DET
inlawrev-2697	702	7	penalty	penalty	NOUN
inlawrev-2697	702	8	if	if	SCONJ
inlawrev-2697	702	9	:	:	PUNCT
inlawrev-2697	702	10	(	(	PUNCT
inlawrev-2697	702	11	1	1	X
inlawrev-2697	702	12	)	)	PUNCT
inlawrev-2697	702	13	it	it	PRON
inlawrev-2697	702	14	declares	declare	VERB
inlawrev-2697	702	15	by	by	ADP
inlawrev-2697	702	16	written	write	VERB
inlawrev-2697	702	17	notice	notice	NOUN
inlawrev-2697	702	18	that	that	SCONJ
inlawrev-2697	702	19	a	a	DET
inlawrev-2697	702	20	loan	loan	NOUN
inlawrev-2697	702	21	is	be	AUX
inlawrev-2697	702	22	due	due	ADJ
inlawrev-2697	702	23	pursuant	pursuant	ADV
inlawrev-2697	702	24	to	to	ADP
inlawrev-2697	702	25	a	a	DET
inlawrev-2697	702	26	due	due	ADJ
inlawrev-2697	702	27	-	-	PUNCT
inlawrev-2697	702	28	on	on	ADP
inlawrev-2697	702	29	-	-	PUNCT
inlawrev-2697	702	30	sale	sale	NOUN
inlawrev-2697	702	31	clause	clause	NOUN
inlawrev-2697	702	32	;	;	PUNCT
inlawrev-2697	702	33	162	162	NUM
inlawrev-2697	702	34	(	(	PUNCT
inlawrev-2697	702	35	2	2	X
inlawrev-2697	702	36	)	)	PUNCT
inlawrev-2697	702	37	it	it	PRON
inlawrev-2697	702	38	initiates	initiate	VERB
inlawrev-2697	702	39	a	a	DET
inlawrev-2697	702	40	judicial	judicial	ADJ
inlawrev-2697	702	41	or	or	CCONJ
inlawrev-2697	702	42	nonjudicial	nonjudicial	ADJ
inlawrev-2697	702	43	foreclosure	foreclosure	NOUN
inlawrev-2697	702	44	proceeding	proceeding	NOUN
inlawrev-2697	702	45	to	to	PART
inlawrev-2697	702	46	enforce	enforce	VERB
inlawrev-2697	702	47	a	a	DET
inlawrev-2697	702	48	due	due	ADJ
inlawrev-2697	702	49	-	-	PUNCT
inlawrev-2697	702	50	on	on	ADP
inlawrev-2697	702	51	-	-	PUNCT
inlawrev-2697	702	52	sale	sale	NOUN
inlawrev-2697	702	53	clause	clause	NOUN
inlawrev-2697	702	54	;	;	PUNCT
inlawrev-2697	702	55	163	163	NUM
inlawrev-2697	702	56	or	or	CCONJ
inlawrev-2697	702	57	(	(	PUNCT
inlawrev-2697	702	58	3	3	X
inlawrev-2697	702	59	)	)	PUNCT
inlawrev-2697	702	60	it	it	PRON
inlawrev-2697	702	61	fails	fail	VERB
inlawrev-2697	702	62	to	to	PART
inlawrev-2697	702	63	consent	consent	VERB
inlawrev-2697	702	64	within	within	ADP
inlawrev-2697	702	65	thirty	thirty	NUM
inlawrev-2697	702	66	days	day	NOUN
inlawrev-2697	702	67	to	to	ADP
inlawrev-2697	702	68	the	the	DET
inlawrev-2697	702	69	written	write	VERB
inlawrev-2697	702	70	request	request	NOUN
inlawrev-2697	702	71	of	of	ADP
inlawrev-2697	702	72	a	a	DET
inlawrev-2697	702	73	qualified	qualified	ADJ
inlawrev-2697	702	74	purchaser	purchaser	NOUN
inlawrev-2697	702	75	to	to	PART
inlawrev-2697	702	76	assume	assume	VERB
inlawrev-2697	702	77	the	the	DET
inlawrev-2697	702	78	loan	loan	NOUN
inlawrev-2697	702	79	according	accord	VERB
inlawrev-2697	702	80	to	to	ADP
inlawrev-2697	702	81	its	its	PRON
inlawrev-2697	702	82	terms	term	NOUN
inlawrev-2697	702	83	and	and	CCONJ
inlawrev-2697	702	84	thereafter	thereafter	ADV
inlawrev-2697	702	85	the	the	DET
inlawrev-2697	702	86	borrower	borrower	NOUN
inlawrev-2697	702	87	sells	sell	VERB
inlawrev-2697	702	88	or	or	CCONJ
inlawrev-2697	702	89	transfers	transfer	VERB
inlawrev-2697	702	90	the	the	DET
inlawrev-2697	702	91	property	property	NOUN
inlawrev-2697	702	92	and	and	CCONJ
inlawrev-2697	702	93	prepays	prepay	VERB
inlawrev-2697	702	94	the	the	DET
inlawrev-2697	702	95	loan	loan	NOUN
inlawrev-2697	702	96	in	in	ADP
inlawrev-2697	702	97	full	full	ADJ
inlawrev-2697	702	98	.	.	PUNCT
inlawrev-2697	702	99	164	164	NUM
inlawrev-2697	702	100	in	in	ADP
inlawrev-2697	702	101	the	the	DET
inlawrev-2697	702	102	preamble	preamble	NOUN
inlawrev-2697	702	103	to	to	ADP
inlawrev-2697	702	104	the	the	DET
inlawrev-2697	702	105	final	final	ADJ
inlawrev-2697	702	106	publication	publication	NOUN
inlawrev-2697	702	107	of	of	ADP
inlawrev-2697	702	108	the	the	DET
inlawrev-2697	702	109	board	board	NOUN
inlawrev-2697	702	110	's	's	PART
inlawrev-2697	702	111	recent	recent	ADJ
inlawrev-2697	702	112	amendment	amendment	NOUN
inlawrev-2697	702	113	of	of	ADP
inlawrev-2697	702	114	the	the	DET
inlawrev-2697	702	115	above	above	ADJ
inlawrev-2697	702	116	provisions	provision	NOUN
inlawrev-2697	702	117	,	,	PUNCT
inlawrev-2697	702	118	165	165	NUM
inlawrev-2697	702	119	the	the	DET
inlawrev-2697	702	120	board	board	NOUN
inlawrev-2697	702	121	noted	note	VERB
inlawrev-2697	702	122	several	several	ADJ
inlawrev-2697	702	123	pertinent	pertinent	ADJ
inlawrev-2697	702	124	justifications	justification	NOUN
inlawrev-2697	702	125	for	for	ADP
inlawrev-2697	702	126	limiting	limit	VERB
inlawrev-2697	702	127	a	a	DET
inlawrev-2697	702	128	lender	lender	NOUN
inlawrev-2697	702	129	's	's	PART
inlawrev-2697	702	130	right	right	NOUN
inlawrev-2697	702	131	to	to	PART
inlawrev-2697	702	132	collect	collect	VERB
inlawrev-2697	702	133	a	a	DET
inlawrev-2697	702	134	prepayment	prepayment	NOUN
inlawrev-2697	702	135	penalty	penalty	NOUN
inlawrev-2697	702	136	pursuant	pursuant	ADJ
inlawrev-2697	702	137	to	to	ADP
inlawrev-2697	702	138	the	the	DET
inlawrev-2697	702	139	exercise	exercise	NOUN
inlawrev-2697	702	140	of	of	ADP
inlawrev-2697	702	141	a	a	DET
inlawrev-2697	702	142	due	due	ADJ
inlawrev-2697	702	143	-	-	PUNCT
inlawrev-2697	702	144	on	on	ADP
inlawrev-2697	702	145	-	-	PUNCT
inlawrev-2697	702	146	sale	sale	NOUN
inlawrev-2697	702	147	clause	clause	NOUN
inlawrev-2697	702	148	.	.	PUNCT
inlawrev-2697	703	1	the	the	DET
inlawrev-2697	703	2	board	board	NOUN
inlawrev-2697	703	3	stated	state	VERB
inlawrev-2697	703	4	that	that	SCONJ
inlawrev-2697	703	5	"	"	PUNCT
inlawrev-2697	703	6	equity	equity	NOUN
inlawrev-2697	703	7	demands	demand	VERB
inlawrev-2697	703	8	that	that	SCONJ
inlawrev-2697	703	9	no	no	DET
inlawrev-2697	703	10	prepayment	prepayment	NOUN
inlawrev-2697	703	11	penalty	penalty	NOUN
inlawrev-2697	703	12	be	be	AUX
inlawrev-2697	703	13	permitted	permit	VERB
inlawrev-2697	703	14	if	if	SCONJ
inlawrev-2697	703	15	a	a	DET
inlawrev-2697	703	16	lender	lender	NOUN
inlawrev-2697	703	17	does	do	AUX
inlawrev-2697	703	18	not	not	PART
inlawrev-2697	703	19	wish	wish	VERB
inlawrev-2697	703	20	to	to	PART
inlawrev-2697	703	21	allow	allow	VERB
inlawrev-2697	703	22	a	a	DET
inlawrev-2697	703	23	loan	loan	NOUN
inlawrev-2697	703	24	to	to	PART
inlawrev-2697	703	25	remain	remain	VERB
inlawrev-2697	703	26	outstanding	outstanding	ADJ
inlawrev-2697	703	27	by	by	ADP
inlawrev-2697	703	28	approving	approve	VERB
inlawrev-2697	703	29	its	its	PRON
inlawrev-2697	703	30	assumption	assumption	NOUN
inlawrev-2697	703	31	by	by	ADP
inlawrev-2697	703	32	a	a	DET
inlawrev-2697	703	33	qualified	qualified	ADJ
inlawrev-2697	703	34	obligor	obligor	NOUN
inlawrev-2697	703	35	.	.	PUNCT
inlawrev-2697	703	36	"	"	PUNCT
inlawrev-2697	704	1	166	166	NUM
inlawrev-2697	704	2	the	the	DET
inlawrev-2697	704	3	board	board	NOUN
inlawrev-2697	704	4	effectively	effectively	ADV
inlawrev-2697	704	5	rebuffed	rebuff	VERB
inlawrev-2697	704	6	156the	156the	DET
inlawrev-2697	704	7	statute	statute	NOUN
inlawrev-2697	704	8	provides	provide	VERB
inlawrev-2697	704	9	:	:	PUNCT
inlawrev-2697	704	10	a	a	DET
inlawrev-2697	704	11	prepayment	prepayment	NOUN
inlawrev-2697	704	12	charge	charge	NOUN
inlawrev-2697	704	13	may	may	AUX
inlawrev-2697	704	14	be	be	AUX
inlawrev-2697	704	15	imposed	impose	VERB
inlawrev-2697	704	16	on	on	ADP
inlawrev-2697	704	17	any	any	DET
inlawrev-2697	704	18	amount	amount	NOUN
inlawrev-2697	704	19	prepaid	prepay	VERB
inlawrev-2697	704	20	in	in	ADP
inlawrev-2697	704	21	any	any	DET
inlawrev-2697	704	22	12	12	NUM
inlawrev-2697	704	23	-	-	PUNCT
inlawrev-2697	704	24	month	month	NOUN
inlawrev-2697	704	25	period	period	NOUN
inlawrev-2697	704	26	in	in	ADP
inlawrev-2697	704	27	excess	excess	NOUN
inlawrev-2697	704	28	of	of	ADP
inlawrev-2697	704	29	20	20	NUM
inlawrev-2697	704	30	percent	percent	NOUN
inlawrev-2697	704	31	of	of	ADP
inlawrev-2697	704	32	the	the	DET
inlawrev-2697	704	33	original	original	ADJ
inlawrev-2697	704	34	principal	principal	ADJ
inlawrev-2697	704	35	amount	amount	NOUN
inlawrev-2697	704	36	of	of	ADP
inlawrev-2697	704	37	the	the	DET
inlawrev-2697	704	38	loan	loan	NOUN
inlawrev-2697	704	39	which	which	DET
inlawrev-2697	704	40	charge	charge	NOUN
inlawrev-2697	704	41	shall	shall	AUX
inlawrev-2697	704	42	not	not	PART
inlawrev-2697	704	43	exceed	exceed	VERB
inlawrev-2697	704	44	an	an	DET
inlawrev-2697	704	45	amount	amount	NOUN
inlawrev-2697	704	46	equal	equal	ADJ
inlawrev-2697	704	47	to	to	ADP
inlawrev-2697	704	48	the	the	DET
inlawrev-2697	704	49	payment	payment	NOUN
inlawrev-2697	704	50	of	of	ADP
inlawrev-2697	704	51	six	six	NUM
inlawrev-2697	704	52	months	month	NOUN
inlawrev-2697	704	53	'	'	PART
inlawrev-2697	704	54	advance	advance	NOUN
inlawrev-2697	704	55	interest	interest	NOUN
inlawrev-2697	704	56	on	on	ADP
inlawrev-2697	704	57	the	the	DET
inlawrev-2697	704	58	amount	amount	NOUN
inlawrev-2697	704	59	prepaid	prepay	VERB
inlawrev-2697	704	60	in	in	ADP
inlawrev-2697	704	61	excess	excess	NOUN
inlawrev-2697	704	62	of	of	ADP
inlawrev-2697	704	63	20	20	NUM
inlawrev-2697	704	64	percent	percent	NOUN
inlawrev-2697	704	65	of	of	ADP
inlawrev-2697	704	66	the	the	DET
inlawrev-2697	704	67	original	original	ADJ
inlawrev-2697	704	68	principal	principal	ADJ
inlawrev-2697	704	69	amount	amount	NOUN
inlawrev-2697	704	70	.	.	PUNCT
inlawrev-2697	705	1	i	i	PRON
inlawrev-2697	705	2	d.	d.	PROPN
inlawrev-2697	705	3	157va	157va	PROPN
inlawrev-2697	705	4	.	.	PUNCT
inlawrev-2697	706	1	code	code	PROPN
inlawrev-2697	706	2	ann	ann	PROPN
inlawrev-2697	706	3	.	.	PUNCT
inlawrev-2697	707	1	§	§	PROPN
inlawrev-2697	707	2	6.1	6.1	NUM
inlawrev-2697	707	3	-	-	SYM
inlawrev-2697	707	4	330.28	330.28	NUM
inlawrev-2697	707	5	(	(	PUNCT
inlawrev-2697	707	6	1983	1983	NUM
inlawrev-2697	707	7	)	)	PUNCT
inlawrev-2697	707	8	.	.	PUNCT
inlawrev-2697	708	1	l5sid	l5sid	PROPN
inlawrev-2697	708	2	.	.	PUNCT
inlawrev-2697	709	1	§	§	PROPN
inlawrev-2697	709	2	6.1	6.1	NUM
inlawrev-2697	709	3	-	-	SYM
inlawrev-2697	709	4	330.29	330.29	NUM
inlawrev-2697	709	5	l59	l59	NOUN
inlawrev-2697	709	6	i	i	PRON
inlawrev-2697	709	7	d.	d.	PROPN
inlawrev-2697	709	8	,	,	PUNCT
inlawrev-2697	709	9	60n.y	60n.y	NUM
inlawrev-2697	709	10	.	.	PUNCT
inlawrev-2697	709	11	real	real	ADJ
inlawrev-2697	709	12	property	property	NOUN
inlawrev-2697	709	13	law	law	NOUN
inlawrev-2697	709	14	§	§	PROPN
inlawrev-2697	709	15	254	254	NUM
inlawrev-2697	709	16	-	-	PUNCT
inlawrev-2697	709	17	a	a	PRON
inlawrev-2697	709	18	(	(	PUNCT
inlawrev-2697	709	19	mckinney	mckinney	NOUN
inlawrev-2697	709	20	1986	1986	NUM
inlawrev-2697	709	21	)	)	PUNCT
inlawrev-2697	709	22	.	.	PUNCT
inlawrev-2697	710	1	16	16	NUM
inlawrev-2697	710	2	,	,	PUNCT
inlawrev-2697	710	3	mass	mass	PROPN
inlawrev-2697	710	4	.	.	PUNCT
inlawrev-2697	711	1	gen	gen	PROPN
inlawrev-2697	711	2	.	.	PROPN
inlawrev-2697	711	3	laws	law	NOUN
inlawrev-2697	711	4	.	.	PUNCT
inlawrev-2697	712	1	ann	ann	PROPN
inlawrev-2697	712	2	.	.	PUNCT
inlawrev-2697	713	1	ch	ch	PROPN
inlawrev-2697	713	2	.	.	PROPN
inlawrev-2697	713	3	183	183	NUM
inlawrev-2697	713	4	,	,	PUNCT
inlawrev-2697	713	5	§	§	PROPN
inlawrev-2697	713	6	57	57	NUM
inlawrev-2697	713	7	(	(	PUNCT
inlawrev-2697	713	8	west	west	NOUN
inlawrev-2697	713	9	1977	1977	NUM
inlawrev-2697	713	10	)	)	PUNCT
inlawrev-2697	713	11	.	.	PUNCT
inlawrev-2697	714	1	162	162	NUM
inlawrev-2697	714	2	12	12	NUM
inlawrev-2697	714	3	c.f.r	c.f.r	NOUN
inlawrev-2697	714	4	.	.	PUNCT
inlawrev-2697	715	1	§	§	PROPN
inlawrev-2697	715	2	591.5(b)(2)(i	591.5(b)(2)(i	NUM
inlawrev-2697	715	3	)	)	PUNCT
inlawrev-2697	715	4	(	(	PUNCT
inlawrev-2697	715	5	1986	1986	NUM
inlawrev-2697	715	6	)	)	PUNCT
inlawrev-2697	715	7	.	.	PUNCT
inlawrev-2697	716	1	,	,	PUNCT
inlawrev-2697	716	2	63	63	NUM
inlawrev-2697	716	3	7tf	7tf	NOUN
inlawrev-2697	716	4	.	.	PUNCT
inlawrev-2697	717	1	§	§	PROPN
inlawrev-2697	717	2	591.5(b)(2)(ii	591.5(b)(2)(ii	PROPN
inlawrev-2697	717	3	)	)	PUNCT
inlawrev-2697	717	4	.	.	PUNCT
inlawrev-2697	718	1	xm	xm	PROPN
inlawrev-2697	719	1	i	i	PRON
inlawrev-2697	719	2	d.	d.	PROPN
inlawrev-2697	719	3	§	§	PROPN
inlawrev-2697	719	4	591.5(b)(3	591.5(b)(3	NUM
inlawrev-2697	719	5	)	)	PUNCT
inlawrev-2697	719	6	.	.	PUNCT
inlawrev-2697	720	1	16550	16550	NUM
inlawrev-2697	720	2	fed	fed	PROPN
inlawrev-2697	720	3	.	.	PUNCT
inlawrev-2697	721	1	reg	reg	PROPN
inlawrev-2697	721	2	.	.	PUNCT
inlawrev-2697	722	1	46,744	46,744	NUM
inlawrev-2697	722	2	(	(	PUNCT
inlawrev-2697	722	3	1986	1986	NUM
inlawrev-2697	722	4	)	)	PUNCT
inlawrev-2697	722	5	.	.	PUNCT
inlawrev-2697	723	1	i66	i66	PROPN
inlawrev-2697	723	2	i	i	PROPN
inlawrev-2697	723	3	d.	d.	PROPN
inlawrev-2697	723	4	at	at	ADP
inlawrev-2697	723	5	46,746	46,746	NUM
inlawrev-2697	723	6	.	.	PUNCT
inlawrev-2697	724	1	756	756	NUM
inlawrev-2697	724	2	indiana	indiana	PROPN
inlawrev-2697	724	3	la	la	PROPN
inlawrev-2697	724	4	w	w	PROPN
inlawrev-2697	724	5	review	review	PROPN
inlawrev-2697	724	6	[	[	X
inlawrev-2697	724	7	vol	vol	NOUN
inlawrev-2697	724	8	.	.	PUNCT
inlawrev-2697	724	9	20:735	20:735	NUM
inlawrev-2697	724	10	the	the	DET
inlawrev-2697	724	11	lender	lender	NOUN
inlawrev-2697	724	12	's	's	PART
inlawrev-2697	724	13	arguments	argument	NOUN
inlawrev-2697	724	14	in	in	ADP
inlawrev-2697	724	15	favor	favor	NOUN
inlawrev-2697	724	16	of	of	ADP
inlawrev-2697	724	17	the	the	DET
inlawrev-2697	724	18	practice	practice	NOUN
inlawrev-2697	724	19	by	by	ADP
inlawrev-2697	724	20	noting	note	VERB
inlawrev-2697	724	21	''	''	PUNCT
inlawrev-2697	724	22	that	that	SCONJ
inlawrev-2697	724	23	the	the	DET
inlawrev-2697	724	24	ability	ability	NOUN
inlawrev-2697	724	25	to	to	PART
inlawrev-2697	724	26	impose	impose	VERB
inlawrev-2697	724	27	a	a	DET
inlawrev-2697	724	28	prepayment	prepayment	NOUN
inlawrev-2697	724	29	penalty	penalty	NOUN
inlawrev-2697	724	30	is	be	AUX
inlawrev-2697	724	31	not	not	PART
inlawrev-2697	724	32	essential	essential	ADJ
inlawrev-2697	724	33	to	to	ADP
inlawrev-2697	724	34	the	the	DET
inlawrev-2697	724	35	effective	effective	ADJ
inlawrev-2697	724	36	use	use	NOUN
inlawrev-2697	724	37	of	of	ADP
inlawrev-2697	724	38	due	due	ADJ
inlawrev-2697	724	39	-	-	PUNCT
inlawrev-2697	724	40	on	on	ADP
inlawrev-2697	724	41	-	-	PUNCT
inlawrev-2697	724	42	sale	sale	NOUN
inlawrev-2697	724	43	clauses	clause	NOUN
inlawrev-2697	724	44	for	for	ADP
inlawrev-2697	724	45	the	the	DET
inlawrev-2697	724	46	purposes	purpose	NOUN
inlawrev-2697	724	47	of	of	ADP
inlawrev-2697	724	48	raising	raise	VERB
inlawrev-2697	724	49	portfolio	portfolio	NOUN
inlawrev-2697	724	50	yields	yield	NOUN
inlawrev-2697	724	51	to	to	PART
inlawrev-2697	724	52	current	current	ADJ
inlawrev-2697	724	53	market	market	NOUN
inlawrev-2697	724	54	interest	interest	NOUN
inlawrev-2697	724	55	rates	rate	NOUN
inlawrev-2697	724	56	.	.	PUNCT
inlawrev-2697	724	57	"	"	PUNCT
inlawrev-2697	725	1	167	167	NUM
inlawrev-2697	725	2	the	the	DET
inlawrev-2697	725	3	board	board	NOUN
inlawrev-2697	725	4	's	's	PART
inlawrev-2697	725	5	limitations	limitation	NOUN
inlawrev-2697	725	6	upon	upon	SCONJ
inlawrev-2697	725	7	the	the	DET
inlawrev-2697	725	8	collection	collection	NOUN
inlawrev-2697	725	9	of	of	ADP
inlawrev-2697	725	10	prepayment	prepayment	NOUN
inlawrev-2697	725	11	penalties	penalty	NOUN
inlawrev-2697	725	12	are	be	AUX
inlawrev-2697	725	13	limited	limit	VERB
inlawrev-2697	725	14	to	to	ADP
inlawrev-2697	725	15	"	"	PUNCT
inlawrev-2697	725	16	loan[s	loan[	NOUN
inlawrev-2697	725	17	]	]	PUNCT
inlawrev-2697	725	18	on	on	ADP
inlawrev-2697	725	19	the	the	DET
inlawrev-2697	725	20	security	security	NOUN
inlawrev-2697	725	21	of	of	ADP
inlawrev-2697	725	22	a	a	DET
inlawrev-2697	725	23	home	home	NOUN
inlawrev-2697	725	24	occupied	occupy	VERB
inlawrev-2697	725	25	or	or	CCONJ
inlawrev-2697	725	26	to	to	PART
inlawrev-2697	725	27	be	be	AUX
inlawrev-2697	725	28	occupied	occupy	VERB
inlawrev-2697	725	29	by	by	ADP
inlawrev-2697	725	30	the	the	DET
inlawrev-2697	725	31	borrower	borrower	NOUN
inlawrev-2697	725	32	.	.	PUNCT
inlawrev-2697	725	33	"	"	PUNCT
inlawrev-2697	726	1	168	168	NUM
inlawrev-2697	726	2	the	the	DET
inlawrev-2697	726	3	board	board	NOUN
inlawrev-2697	726	4	imposes	impose	VERB
inlawrev-2697	726	5	no	no	DET
inlawrev-2697	726	6	limitations	limitation	NOUN
inlawrev-2697	726	7	upon	upon	SCONJ
inlawrev-2697	726	8	a	a	DET
inlawrev-2697	726	9	lender	lender	NOUN
inlawrev-2697	726	10	's	's	PART
inlawrev-2697	726	11	right	right	NOUN
inlawrev-2697	726	12	to	to	PART
inlawrev-2697	726	13	exercise	exercise	VERB
inlawrev-2697	726	14	a	a	DET
inlawrev-2697	726	15	due	due	ADJ
inlawrev-2697	726	16	-	-	PUNCT
inlawrev-2697	726	17	on	on	ADP
inlawrev-2697	726	18	-	-	PUNCT
inlawrev-2697	726	19	sale	sale	NOUN
inlawrev-2697	726	20	clause	clause	NOUN
inlawrev-2697	726	21	and	and	CCONJ
inlawrev-2697	726	22	collect	collect	VERB
inlawrev-2697	726	23	a	a	DET
inlawrev-2697	726	24	prepayment	prepayment	NOUN
inlawrev-2697	726	25	penalty	penalty	NOUN
inlawrev-2697	726	26	in	in	ADP
inlawrev-2697	726	27	a	a	DET
inlawrev-2697	726	28	commercial	commercial	ADJ
inlawrev-2697	726	29	mortgage	mortgage	NOUN
inlawrev-2697	726	30	situation	situation	NOUN
inlawrev-2697	726	31	.	.	PUNCT
inlawrev-2697	727	1	however	however	ADV
inlawrev-2697	727	2	,	,	PUNCT
inlawrev-2697	727	3	many	many	ADJ
inlawrev-2697	727	4	of	of	ADP
inlawrev-2697	727	5	the	the	DET
inlawrev-2697	727	6	board	board	NOUN
inlawrev-2697	727	7	's	's	PART
inlawrev-2697	727	8	justifications	justification	NOUN
inlawrev-2697	727	9	for	for	ADP
inlawrev-2697	727	10	restrictions	restriction	NOUN
inlawrev-2697	727	11	upon	upon	SCONJ
inlawrev-2697	727	12	the	the	DET
inlawrev-2697	727	13	collection	collection	NOUN
inlawrev-2697	727	14	of	of	ADP
inlawrev-2697	727	15	a	a	DET
inlawrev-2697	727	16	prepayment	prepayment	NOUN
inlawrev-2697	727	17	penalty	penalty	NOUN
inlawrev-2697	727	18	in	in	ADP
inlawrev-2697	727	19	the	the	DET
inlawrev-2697	727	20	residential	residential	ADJ
inlawrev-2697	727	21	mortgage	mortgage	NOUN
inlawrev-2697	727	22	situation	situation	NOUN
inlawrev-2697	727	23	seem	seem	VERB
inlawrev-2697	727	24	equally	equally	ADV
inlawrev-2697	727	25	applicable	applicable	ADJ
inlawrev-2697	727	26	to	to	ADP
inlawrev-2697	727	27	the	the	DET
inlawrev-2697	727	28	commercial	commercial	ADJ
inlawrev-2697	727	29	situation	situation	NOUN
inlawrev-2697	727	30	.	.	PUNCT
inlawrev-2697	728	1	neither	neither	CCONJ
inlawrev-2697	728	2	commercial	commercial	ADJ
inlawrev-2697	728	3	nor	nor	CCONJ
inlawrev-2697	728	4	residential	residential	ADJ
inlawrev-2697	728	5	lenders	lender	NOUN
inlawrev-2697	728	6	should	should	AUX
inlawrev-2697	728	7	be	be	AUX
inlawrev-2697	728	8	allowed	allow	VERB
inlawrev-2697	728	9	to	to	PART
inlawrev-2697	728	10	engage	engage	VERB
inlawrev-2697	728	11	in	in	ADP
inlawrev-2697	728	12	unequitable	unequitable	ADJ
inlawrev-2697	728	13	practices	practice	NOUN
inlawrev-2697	728	14	,	,	PUNCT
inlawrev-2697	728	15	especially	especially	ADV
inlawrev-2697	728	16	when	when	SCONJ
inlawrev-2697	728	17	the	the	DET
inlawrev-2697	728	18	practices	practice	NOUN
inlawrev-2697	728	19	are	be	AUX
inlawrev-2697	728	20	not	not	PART
inlawrev-2697	728	21	required	require	VERB
inlawrev-2697	728	22	to	to	PART
inlawrev-2697	728	23	bring	bring	VERB
inlawrev-2697	728	24	their	their	PRON
inlawrev-2697	728	25	portfolio	portfolio	NOUN
inlawrev-2697	728	26	yields	yield	NOUN
inlawrev-2697	728	27	to	to	ADP
inlawrev-2697	728	28	current	current	ADJ
inlawrev-2697	728	29	rates	rate	NOUN
inlawrev-2697	728	30	.	.	PUNCT
inlawrev-2697	729	1	169	169	NUM
inlawrev-2697	729	2	iv	iv	NOUN
inlawrev-2697	729	3	.	.	PUNCT
inlawrev-2697	729	4	application	application	NOUN
inlawrev-2697	729	5	of	of	ADP
inlawrev-2697	729	6	board	board	NOUN
inlawrev-2697	729	7	regulations	regulation	NOUN
inlawrev-2697	729	8	,	,	PUNCT
inlawrev-2697	729	9	state	state	NOUN
inlawrev-2697	729	10	law	law	NOUN
inlawrev-2697	729	11	and	and	CCONJ
inlawrev-2697	729	12	policy	policy	NOUN
inlawrev-2697	729	13	considerations	consideration	NOUN
inlawrev-2697	729	14	to	to	ADP
inlawrev-2697	729	15	commercial	commercial	ADJ
inlawrev-2697	729	16	lenders	lender	NOUN
inlawrev-2697	729	17	a.	a.	NOUN
inlawrev-2697	729	18	board	board	PROPN
inlawrev-2697	729	19	regulation	regulation	NOUN
inlawrev-2697	729	20	of	of	ADP
inlawrev-2697	729	21	prepayment	prepayment	NOUN
inlawrev-2697	729	22	penalties	penalty	NOUN
inlawrev-2697	729	23	:	:	PUNCT
inlawrev-2697	729	24	does	do	AUX
inlawrev-2697	729	25	preemption	preemption	NOUN
inlawrev-2697	729	26	apply	apply	VERB
inlawrev-2697	729	27	?	?	PUNCT
inlawrev-2697	730	1	de	de	X
inlawrev-2697	730	2	la	la	X
inlawrev-2697	730	3	cuesta	cuesta	X
inlawrev-2697	730	4	and	and	CCONJ
inlawrev-2697	730	5	the	the	DET
inlawrev-2697	730	6	act	act	NOUN
inlawrev-2697	730	7	have	have	AUX
inlawrev-2697	730	8	,	,	PUNCT
inlawrev-2697	730	9	for	for	ADP
inlawrev-2697	730	10	the	the	DET
inlawrev-2697	730	11	most	most	ADJ
inlawrev-2697	730	12	part	part	NOUN
inlawrev-2697	730	13	,	,	PUNCT
inlawrev-2697	730	14	settled	settle	VERB
inlawrev-2697	730	15	questions	question	NOUN
inlawrev-2697	730	16	as	as	ADP
inlawrev-2697	730	17	to	to	ADP
inlawrev-2697	730	18	a	a	DET
inlawrev-2697	730	19	lender	lender	NOUN
inlawrev-2697	730	20	's	's	PART
inlawrev-2697	730	21	ability	ability	NOUN
inlawrev-2697	730	22	to	to	PART
inlawrev-2697	730	23	enforce	enforce	VERB
inlawrev-2697	730	24	a	a	DET
inlawrev-2697	730	25	due	due	ADJ
inlawrev-2697	730	26	-	-	PUNCT
inlawrev-2697	730	27	on	on	ADP
inlawrev-2697	730	28	-	-	PUNCT
inlawrev-2697	730	29	sale	sale	NOUN
inlawrev-2697	730	30	clause	clause	NOUN
inlawrev-2697	730	31	.	.	PUNCT
inlawrev-2697	731	1	however	however	ADV
inlawrev-2697	731	2	,	,	PUNCT
inlawrev-2697	731	3	the	the	DET
inlawrev-2697	731	4	lender	lender	NOUN
inlawrev-2697	731	5	's	's	PART
inlawrev-2697	731	6	ability	ability	NOUN
inlawrev-2697	731	7	to	to	PART
inlawrev-2697	731	8	enforce	enforce	VERB
inlawrev-2697	731	9	a	a	DET
inlawrev-2697	731	10	prepayment	prepayment	NOUN
inlawrev-2697	731	11	penalty	penalty	NOUN
inlawrev-2697	731	12	in	in	ADP
inlawrev-2697	731	13	commercial	commercial	ADJ
inlawrev-2697	731	14	mortgages	mortgage	NOUN
inlawrev-2697	731	15	,	,	PUNCT
inlawrev-2697	731	16	especially	especially	ADV
inlawrev-2697	731	17	upon	upon	SCONJ
inlawrev-2697	731	18	acceleration	acceleration	NOUN
inlawrev-2697	731	19	of	of	ADP
inlawrev-2697	731	20	the	the	DET
inlawrev-2697	731	21	mortgage	mortgage	NOUN
inlawrev-2697	731	22	debt	debt	NOUN
inlawrev-2697	731	23	pursuant	pursuant	ADJ
inlawrev-2697	731	24	to	to	ADP
inlawrev-2697	731	25	the	the	DET
inlawrev-2697	731	26	exercise	exercise	NOUN
inlawrev-2697	731	27	of	of	ADP
inlawrev-2697	731	28	a	a	DET
inlawrev-2697	731	29	due	due	ADJ
inlawrev-2697	731	30	-	-	PUNCT
inlawrev-2697	731	31	on	on	ADP
inlawrev-2697	731	32	-	-	PUNCT
inlawrev-2697	731	33	sale	sale	NOUN
inlawrev-2697	731	34	clause	clause	NOUN
inlawrev-2697	731	35	,	,	PUNCT
inlawrev-2697	731	36	is	be	AUX
inlawrev-2697	731	37	not	not	PART
inlawrev-2697	731	38	quite	quite	ADV
inlawrev-2697	731	39	so	so	ADV
inlawrev-2697	731	40	settled	settle	VERB
inlawrev-2697	731	41	.	.	PUNCT
inlawrev-2697	732	1	several	several	ADJ
inlawrev-2697	732	2	board	board	NOUN
inlawrev-2697	732	3	regulations	regulation	NOUN
inlawrev-2697	732	4	may	may	AUX
inlawrev-2697	732	5	apply	apply	VERB
inlawrev-2697	732	6	to	to	ADP
inlawrev-2697	732	7	commercial	commercial	ADJ
inlawrev-2697	732	8	mortgages	mortgage	NOUN
inlawrev-2697	732	9	.	.	PUNCT
inlawrev-2697	733	1	one	one	NUM
inlawrev-2697	733	2	such	such	ADJ
inlawrev-2697	733	3	regulation	regulation	NOUN
inlawrev-2697	733	4	,	,	PUNCT
inlawrev-2697	733	5	12	12	NUM
inlawrev-2697	733	6	c.f.r	c.f.r	NOUN
inlawrev-2697	733	7	.	.	PUNCT
inlawrev-2697	734	1	§	§	PROPN
inlawrev-2697	734	2	545.34(c	545.34(c	NUM
inlawrev-2697	734	3	)	)	PUNCT
inlawrev-2697	734	4	,	,	PUNCT
inlawrev-2697	734	5	provides	provide	VERB
inlawrev-2697	734	6	that	that	SCONJ
inlawrev-2697	734	7	"	"	PUNCT
inlawrev-2697	734	8	an	an	DET
inlawrev-2697	734	9	association	association	NOUN
inlawrev-2697	734	10	i61id	i61id	PROPN
inlawrev-2697	734	11	.	.	PUNCT
inlawrev-2697	735	1	at	at	ADP
inlawrev-2697	735	2	46,745	46,745	NUM
inlawrev-2697	735	3	.	.	PUNCT
inlawrev-2697	736	1	168	168	NUM
inlawrev-2697	736	2	12	12	NUM
inlawrev-2697	736	3	c.f.r	c.f.r	NOUN
inlawrev-2697	736	4	.	.	PUNCT
inlawrev-2697	737	1	§	§	PROPN
inlawrev-2697	737	2	591.5(b	591.5(b	PROPN
inlawrev-2697	737	3	)	)	PUNCT
inlawrev-2697	737	4	(	(	PUNCT
inlawrev-2697	737	5	1986	1986	NUM
inlawrev-2697	737	6	)	)	PUNCT
inlawrev-2697	737	7	.	.	PUNCT
inlawrev-2697	738	1	169a	169a	PROPN
inlawrev-2697	738	2	future	future	ADJ
inlawrev-2697	738	3	problem	problem	NOUN
inlawrev-2697	738	4	may	may	AUX
inlawrev-2697	738	5	exist	exist	VERB
inlawrev-2697	738	6	in	in	ADP
inlawrev-2697	738	7	the	the	DET
inlawrev-2697	738	8	board	board	NOUN
inlawrev-2697	738	9	's	's	PART
inlawrev-2697	738	10	enforcement	enforcement	NOUN
inlawrev-2697	738	11	of	of	ADP
inlawrev-2697	738	12	the	the	DET
inlawrev-2697	738	13	limitations	limitation	NOUN
inlawrev-2697	738	14	upon	upon	SCONJ
inlawrev-2697	738	15	collection	collection	NOUN
inlawrev-2697	738	16	of	of	ADP
inlawrev-2697	738	17	a	a	DET
inlawrev-2697	738	18	prepayment	prepayment	NOUN
inlawrev-2697	738	19	penalty	penalty	NOUN
inlawrev-2697	738	20	.	.	PUNCT
inlawrev-2697	739	1	the	the	DET
inlawrev-2697	739	2	regulations	regulation	NOUN
inlawrev-2697	739	3	purport	purport	VERB
inlawrev-2697	739	4	to	to	PART
inlawrev-2697	739	5	limit	limit	VERB
inlawrev-2697	739	6	the	the	DET
inlawrev-2697	739	7	rights	right	NOUN
inlawrev-2697	739	8	of	of	ADP
inlawrev-2697	739	9	"	"	PUNCT
inlawrev-2697	739	10	lenders	lender	NOUN
inlawrev-2697	739	11	"	"	PUNCT
inlawrev-2697	739	12	to	to	PART
inlawrev-2697	739	13	collect	collect	VERB
inlawrev-2697	739	14	prepayment	prepayment	NOUN
inlawrev-2697	739	15	penalties	penalty	NOUN
inlawrev-2697	739	16	in	in	ADP
inlawrev-2697	739	17	certain	certain	ADJ
inlawrev-2697	739	18	situations	situation	NOUN
inlawrev-2697	739	19	.	.	PUNCT
inlawrev-2697	740	1	see	see	VERB
inlawrev-2697	740	2	i	i	PRON
inlawrev-2697	740	3	d.	d.	PROPN
inlawrev-2697	740	4	§	§	PROPN
inlawrev-2697	740	5	591.5(b)(2	591.5(b)(2	NUM
inlawrev-2697	740	6	)	)	PUNCT
inlawrev-2697	740	7	,	,	PUNCT
inlawrev-2697	740	8	(	(	PUNCT
inlawrev-2697	740	9	3	3	NUM
inlawrev-2697	740	10	)	)	PUNCT
inlawrev-2697	740	11	.	.	PUNCT
inlawrev-2697	741	1	under	under	ADP
inlawrev-2697	741	2	12	12	NUM
inlawrev-2697	741	3	c.f.r	c.f.r	NOUN
inlawrev-2697	741	4	.	.	PUNCT
inlawrev-2697	742	1	§	§	PROPN
inlawrev-2697	742	2	591.2	591.2	NUM
inlawrev-2697	742	3	(	(	PUNCT
inlawrev-2697	742	4	1986	1986	NUM
inlawrev-2697	742	5	)	)	PUNCT
inlawrev-2697	742	6	,	,	PUNCT
inlawrev-2697	742	7	"	"	PUNCT
inlawrev-2697	742	8	lender	lender	NOUN
inlawrev-2697	742	9	"	"	PUNCT
inlawrev-2697	742	10	is	be	AUX
inlawrev-2697	742	11	defined	define	VERB
inlawrev-2697	742	12	as	as	ADP
inlawrev-2697	742	13	"	"	PUNCT
inlawrev-2697	742	14	a	a	DET
inlawrev-2697	742	15	person	person	NOUN
inlawrev-2697	742	16	or	or	CCONJ
inlawrev-2697	742	17	government	government	NOUN
inlawrev-2697	742	18	agency	agency	NOUN
inlawrev-2697	742	19	making	make	VERB
inlawrev-2697	742	20	a	a	DET
inlawrev-2697	742	21	real	real	ADJ
inlawrev-2697	742	22	property	property	NOUN
inlawrev-2697	742	23	loan	loan	NOUN
inlawrev-2697	742	24	,	,	PUNCT
inlawrev-2697	742	25	including	include	VERB
inlawrev-2697	742	26	without	without	ADP
inlawrev-2697	742	27	limitation	limitation	NOUN
inlawrev-2697	742	28	,	,	PUNCT
inlawrev-2697	742	29	individuals	individual	NOUN
inlawrev-2697	742	30	,	,	PUNCT
inlawrev-2697	742	31	federal	federal	ADJ
inlawrev-2697	742	32	associations	association	NOUN
inlawrev-2697	742	33	,	,	PUNCT
inlawrev-2697	742	34	statechartered	statechartere	VERB
inlawrev-2697	742	35	savings	saving	NOUN
inlawrev-2697	742	36	and	and	CCONJ
inlawrev-2697	742	37	loan	loan	NOUN
inlawrev-2697	742	38	associations	association	NOUN
inlawrev-2697	742	39	,	,	PUNCT
inlawrev-2697	742	40	national	national	ADJ
inlawrev-2697	742	41	banks	bank	NOUN
inlawrev-2697	742	42	,	,	PUNCT
inlawrev-2697	742	43	state	state	NOUN
inlawrev-2697	742	44	-	-	PUNCT
inlawrev-2697	742	45	chartered	charter	VERB
inlawrev-2697	742	46	banks	bank	NOUN
inlawrev-2697	742	47	and	and	CCONJ
inlawrev-2697	742	48	statechartered	statechartere	VERB
inlawrev-2697	742	49	mutual	mutual	ADJ
inlawrev-2697	742	50	savings	saving	NOUN
inlawrev-2697	742	51	banks	bank	NOUN
inlawrev-2697	742	52	.	.	PUNCT
inlawrev-2697	742	53	.	.	PUNCT
inlawrev-2697	742	54	.	.	PUNCT
inlawrev-2697	742	55	.	.	PUNCT
inlawrev-2697	742	56	"	"	PUNCT
inlawrev-2697	743	1	thus	thus	ADV
inlawrev-2697	743	2	,	,	PUNCT
inlawrev-2697	743	3	the	the	DET
inlawrev-2697	743	4	board	board	NOUN
inlawrev-2697	743	5	attempts	attempt	VERB
inlawrev-2697	743	6	to	to	PART
inlawrev-2697	743	7	prohibit	prohibit	VERB
inlawrev-2697	743	8	all	all	DET
inlawrev-2697	743	9	lenders	lender	NOUN
inlawrev-2697	743	10	,	,	PUNCT
inlawrev-2697	743	11	whether	whether	SCONJ
inlawrev-2697	743	12	federally	federally	ADV
inlawrev-2697	743	13	chartered	chartered	ADJ
inlawrev-2697	743	14	or	or	CCONJ
inlawrev-2697	743	15	not	not	PART
inlawrev-2697	743	16	,	,	PUNCT
inlawrev-2697	743	17	from	from	ADP
inlawrev-2697	743	18	collecting	collect	VERB
inlawrev-2697	743	19	prepayment	prepayment	NOUN
inlawrev-2697	743	20	penalties	penalty	NOUN
inlawrev-2697	743	21	pursuant	pursuant	ADJ
inlawrev-2697	743	22	to	to	PART
inlawrev-2697	743	23	exercise	exercise	VERB
inlawrev-2697	743	24	of	of	ADP
inlawrev-2697	743	25	a	a	DET
inlawrev-2697	743	26	due	due	ADJ
inlawrev-2697	743	27	-	-	PUNCT
inlawrev-2697	743	28	on	on	ADP
inlawrev-2697	743	29	-	-	PUNCT
inlawrev-2697	743	30	sale	sale	NOUN
inlawrev-2697	743	31	clause	clause	NOUN
inlawrev-2697	743	32	.	.	PUNCT
inlawrev-2697	744	1	however	however	ADV
inlawrev-2697	744	2	,	,	PUNCT
inlawrev-2697	744	3	the	the	DET
inlawrev-2697	744	4	act	act	NOUN
inlawrev-2697	744	5	upon	upon	SCONJ
inlawrev-2697	744	6	which	which	PRON
inlawrev-2697	744	7	the	the	DET
inlawrev-2697	744	8	board	board	NOUN
inlawrev-2697	744	9	relied	rely	VERB
inlawrev-2697	744	10	for	for	ADP
inlawrev-2697	744	11	authority	authority	NOUN
inlawrev-2697	744	12	contains	contain	VERB
inlawrev-2697	744	13	no	no	DET
inlawrev-2697	744	14	language	language	NOUN
inlawrev-2697	744	15	granting	grant	VERB
inlawrev-2697	744	16	the	the	DET
inlawrev-2697	744	17	board	board	NOUN
inlawrev-2697	744	18	authority	authority	NOUN
inlawrev-2697	744	19	to	to	PART
inlawrev-2697	744	20	extend	extend	VERB
inlawrev-2697	744	21	prepayment	prepayment	NOUN
inlawrev-2697	744	22	penalty	penalty	NOUN
inlawrev-2697	744	23	enforcement	enforcement	NOUN
inlawrev-2697	744	24	limitations	limitation	NOUN
inlawrev-2697	744	25	to	to	ADP
inlawrev-2697	744	26	non	non	ADJ
inlawrev-2697	744	27	-	-	ADJ
inlawrev-2697	744	28	federally	federally	ADV
inlawrev-2697	744	29	chartered	chartered	ADJ
inlawrev-2697	744	30	lenders	lender	NOUN
inlawrev-2697	744	31	.	.	PUNCT
inlawrev-2697	745	1	for	for	ADP
inlawrev-2697	745	2	the	the	DET
inlawrev-2697	745	3	board	board	NOUN
inlawrev-2697	745	4	's	's	PART
inlawrev-2697	745	5	purported	purport	VERB
inlawrev-2697	745	6	source	source	NOUN
inlawrev-2697	745	7	of	of	ADP
inlawrev-2697	745	8	authority	authority	NOUN
inlawrev-2697	745	9	,	,	PUNCT
inlawrev-2697	745	10	see	see	VERB
inlawrev-2697	745	11	senate	senate	PROPN
inlawrev-2697	745	12	comm	comm	NOUN
inlawrev-2697	745	13	.	.	PUNCT
inlawrev-2697	746	1	on	on	ADP
inlawrev-2697	746	2	banking	banking	NOUN
inlawrev-2697	746	3	,	,	PUNCT
inlawrev-2697	746	4	housing	housing	NOUN
inlawrev-2697	746	5	and	and	CCONJ
inlawrev-2697	746	6	urban	urban	PROPN
inlawrev-2697	746	7	affairs	affairs	PROPN
inlawrev-2697	746	8	report	report	NOUN
inlawrev-2697	746	9	on	on	ADP
inlawrev-2697	746	10	s.	s.	PROPN
inlawrev-2697	746	11	2879	2879	NUM
inlawrev-2697	746	12	,	,	PUNCT
inlawrev-2697	746	13	s.	s.	PROPN
inlawrev-2697	746	14	rep	rep	PROPN
inlawrev-2697	746	15	.	.	PROPN
inlawrev-2697	747	1	no	no	PROPN
inlawrev-2697	747	2	.	.	NOUN
inlawrev-2697	747	3	536	536	NUM
inlawrev-2697	747	4	,	,	PUNCT
inlawrev-2697	747	5	97th	97th	ADJ
inlawrev-2697	747	6	cong	cong	NOUN
inlawrev-2697	747	7	.	.	PROPN
inlawrev-2697	747	8	,	,	PUNCT
inlawrev-2697	748	1	2d	2d	NUM
inlawrev-2697	748	2	sess	sess	NOUN
inlawrev-2697	748	3	.	.	PUNCT
inlawrev-2697	748	4	,	,	PUNCT
inlawrev-2697	748	5	at	at	ADP
inlawrev-2697	748	6	21	21	NUM
inlawrev-2697	748	7	(	(	PUNCT
inlawrev-2697	748	8	1983	1983	NUM
inlawrev-2697	748	9	)	)	PUNCT
inlawrev-2697	748	10	.	.	PUNCT
inlawrev-2697	749	1	1987	1987	NUM
inlawrev-2697	749	2	]	]	PUNCT
inlawrev-2697	749	3	commercial	commercial	ADJ
inlawrev-2697	749	4	mortgages	mortgage	NOUN
inlawrev-2697	749	5	757	757	NUM
inlawrev-2697	749	6	may	may	AUX
inlawrev-2697	749	7	impose	impose	VERB
inlawrev-2697	749	8	a	a	DET
inlawrev-2697	749	9	penalty	penalty	NOUN
inlawrev-2697	749	10	on	on	ADP
inlawrev-2697	749	11	prepayment	prepayment	NOUN
inlawrev-2697	749	12	of	of	ADP
inlawrev-2697	749	13	a	a	DET
inlawrev-2697	749	14	loan	loan	NOUN
inlawrev-2697	749	15	as	as	SCONJ
inlawrev-2697	749	16	provided	provide	VERB
inlawrev-2697	749	17	in	in	ADP
inlawrev-2697	749	18	the	the	DET
inlawrev-2697	749	19	loan	loan	NOUN
inlawrev-2697	749	20	contract	contract	NOUN
inlawrev-2697	749	21	.	.	PUNCT
inlawrev-2697	749	22	"	"	PUNCT
inlawrev-2697	750	1	170	170	NUM
inlawrev-2697	750	2	another	another	DET
inlawrev-2697	750	3	regulation	regulation	NOUN
inlawrev-2697	750	4	provides	provide	VERB
inlawrev-2697	750	5	:	:	PUNCT
inlawrev-2697	750	6	section	section	NOUN
inlawrev-2697	750	7	545.34(c	545.34(c	NOUN
inlawrev-2697	750	8	)	)	PUNCT
inlawrev-2697	750	9	makes	make	VERB
inlawrev-2697	750	10	clear	clear	ADJ
inlawrev-2697	750	11	that	that	SCONJ
inlawrev-2697	750	12	,	,	PUNCT
inlawrev-2697	750	13	with	with	ADP
inlawrev-2697	750	14	the	the	DET
inlawrev-2697	750	15	exception	exception	NOUN
inlawrev-2697	750	16	of	of	ADP
inlawrev-2697	750	17	certain	certain	ADJ
inlawrev-2697	750	18	instances	instance	NOUN
inlawrev-2697	750	19	enumerated	enumerate	VERB
inlawrev-2697	750	20	therein	therein	ADV
inlawrev-2697	750	21	,	,	PUNCT
inlawrev-2697	750	22	the	the	DET
inlawrev-2697	750	23	charging	charging	NOUN
inlawrev-2697	750	24	of	of	ADP
inlawrev-2697	750	25	a	a	DET
inlawrev-2697	750	26	prepayment	prepayment	NOUN
inlawrev-2697	750	27	penalty	penalty	NOUN
inlawrev-2697	750	28	is	be	AUX
inlawrev-2697	750	29	a	a	DET
inlawrev-2697	750	30	matter	matter	NOUN
inlawrev-2697	750	31	of	of	ADP
inlawrev-2697	750	32	contract	contract	NOUN
inlawrev-2697	750	33	between	between	ADP
inlawrev-2697	750	34	a	a	DET
inlawrev-2697	750	35	federal	federal	ADJ
inlawrev-2697	750	36	association	association	NOUN
inlawrev-2697	750	37	and	and	CCONJ
inlawrev-2697	750	38	a	a	DET
inlawrev-2697	750	39	borrower	borrower	NOUN
inlawrev-2697	750	40	,	,	PUNCT
inlawrev-2697	750	41	and	and	CCONJ
inlawrev-2697	750	42	that	that	SCONJ
inlawrev-2697	750	43	the	the	DET
inlawrev-2697	750	44	borrower	borrower	NOUN
inlawrev-2697	750	45	may	may	AUX
inlawrev-2697	750	46	wholly	wholly	ADV
inlawrev-2697	750	47	or	or	CCONJ
inlawrev-2697	750	48	partly	partly	ADV
inlawrev-2697	750	49	prepay	prepay	VERB
inlawrev-2697	750	50	the	the	DET
inlawrev-2697	750	51	loan	loan	NOUN
inlawrev-2697	750	52	without	without	ADP
inlawrev-2697	750	53	penalty	penalty	NOUN
inlawrev-2697	750	54	unless	unless	SCONJ
inlawrev-2697	750	55	the	the	DET
inlawrev-2697	750	56	loan	loan	NOUN
inlawrev-2697	750	57	contract	contract	NOUN
inlawrev-2697	750	58	contains	contain	VERB
inlawrev-2697	750	59	an	an	DET
inlawrev-2697	750	60	express	express	ADJ
inlawrev-2697	750	61	provision	provision	NOUN
inlawrev-2697	750	62	imposing	impose	VERB
inlawrev-2697	750	63	a	a	DET
inlawrev-2697	750	64	prepayment	prepayment	NOUN
inlawrev-2697	750	65	penalty	penalty	NOUN
inlawrev-2697	750	66	.	.	PUNCT
inlawrev-2697	751	1	thus	thus	ADV
inlawrev-2697	751	2	,	,	PUNCT
inlawrev-2697	751	3	in	in	ADP
inlawrev-2697	751	4	view	view	NOUN
inlawrev-2697	751	5	of	of	ADP
inlawrev-2697	751	6	the	the	DET
inlawrev-2697	751	7	controlling	control	VERB
inlawrev-2697	751	8	federal	federal	ADJ
inlawrev-2697	751	9	regulation	regulation	NOUN
inlawrev-2697	751	10	,	,	PUNCT
inlawrev-2697	751	11	a	a	DET
inlawrev-2697	751	12	federal	federal	ADJ
inlawrev-2697	751	13	association	association	NOUN
inlawrev-2697	751	14	may	may	AUX
inlawrev-2697	751	15	include	include	VERB
inlawrev-2697	751	16	a	a	DET
inlawrev-2697	751	17	prepayment	prepayment	NOUN
inlawrev-2697	751	18	provision	provision	NOUN
inlawrev-2697	751	19	in	in	ADP
inlawrev-2697	751	20	the	the	DET
inlawrev-2697	751	21	loan	loan	NOUN
inlawrev-2697	751	22	contract	contract	NOUN
inlawrev-2697	751	23	up	up	ADP
inlawrev-2697	751	24	to	to	ADP
inlawrev-2697	751	25	the	the	DET
inlawrev-2697	751	26	maximum	maximum	ADJ
inlawrev-2697	751	27	limitation	limitation	NOUN
inlawrev-2697	751	28	of	of	ADP
inlawrev-2697	751	29	§	§	PROPN
inlawrev-2697	751	30	545.34(c	545.34(c	NOUN
inlawrev-2697	751	31	)	)	PUNCT
inlawrev-2697	751	32	regardless	regardless	ADV
inlawrev-2697	751	33	of	of	ADP
inlawrev-2697	751	34	conflicting	conflict	VERB
inlawrev-2697	751	35	state	state	NOUN
inlawrev-2697	751	36	law	law	NOUN
inlawrev-2697	751	37	which	which	PRON
inlawrev-2697	751	38	sets	set	VERB
inlawrev-2697	751	39	a	a	DET
inlawrev-2697	751	40	lower	low	ADJ
inlawrev-2697	751	41	limit	limit	NOUN
inlawrev-2697	751	42	or	or	CCONJ
inlawrev-2697	751	43	imposes	impose	VERB
inlawrev-2697	751	44	a	a	DET
inlawrev-2697	751	45	different	different	ADJ
inlawrev-2697	751	46	type	type	NOUN
inlawrev-2697	751	47	of	of	ADP
inlawrev-2697	751	48	prepayment	prepayment	NOUN
inlawrev-2697	751	49	penalty	penalty	NOUN
inlawrev-2697	751	50	,	,	PUNCT
inlawrev-2697	751	51	but	but	CCONJ
inlawrev-2697	751	52	it	it	PRON
inlawrev-2697	751	53	may	may	AUX
inlawrev-2697	751	54	not	not	PART
inlawrev-2697	751	55	charge	charge	VERB
inlawrev-2697	751	56	a	a	DET
inlawrev-2697	751	57	prepayment	prepayment	NOUN
inlawrev-2697	751	58	penalty	penalty	NOUN
inlawrev-2697	751	59	exceeding	exceed	VERB
inlawrev-2697	751	60	the	the	DET
inlawrev-2697	751	61	limit	limit	NOUN
inlawrev-2697	751	62	in	in	ADP
inlawrev-2697	751	63	§	§	PROPN
inlawrev-2697	751	64	545.34(c	545.34(c	NUM
inlawrev-2697	751	65	)	)	PUNCT
inlawrev-2697	751	66	even	even	ADV
inlawrev-2697	751	67	if	if	SCONJ
inlawrev-2697	751	68	state	state	NOUN
inlawrev-2697	751	69	law	law	NOUN
inlawrev-2697	751	70	allows	allow	VERB
inlawrev-2697	751	71	a	a	DET
inlawrev-2697	751	72	higher	high	ADJ
inlawrev-2697	751	73	charge	charge	NOUN
inlawrev-2697	751	74	.	.	PUNCT
inlawrev-2697	752	1	171	171	NUM
inlawrev-2697	752	2	the	the	DET
inlawrev-2697	752	3	effect	effect	NOUN
inlawrev-2697	752	4	of	of	ADP
inlawrev-2697	752	5	these	these	DET
inlawrev-2697	752	6	regulations	regulation	NOUN
inlawrev-2697	752	7	upon	upon	SCONJ
inlawrev-2697	752	8	the	the	DET
inlawrev-2697	752	9	ability	ability	NOUN
inlawrev-2697	752	10	of	of	ADP
inlawrev-2697	752	11	a	a	DET
inlawrev-2697	752	12	federal	federal	ADJ
inlawrev-2697	752	13	association	association	NOUN
inlawrev-2697	752	14	to	to	PART
inlawrev-2697	752	15	collect	collect	VERB
inlawrev-2697	752	16	a	a	DET
inlawrev-2697	752	17	prepayment	prepayment	NOUN
inlawrev-2697	752	18	penalty	penalty	NOUN
inlawrev-2697	752	19	is	be	AUX
inlawrev-2697	752	20	unclear	unclear	ADJ
inlawrev-2697	752	21	.	.	PUNCT
inlawrev-2697	753	1	in	in	ADP
inlawrev-2697	753	2	particular	particular	ADJ
inlawrev-2697	753	3	,	,	PUNCT
inlawrev-2697	753	4	because	because	SCONJ
inlawrev-2697	753	5	12	12	NUM
inlawrev-2697	753	6	c.f.r	c.f.r	NOUN
inlawrev-2697	753	7	.	.	PUNCT
inlawrev-2697	754	1	§	§	PROPN
inlawrev-2697	754	2	545.34(c	545.34(c	NUM
inlawrev-2697	754	3	)	)	PUNCT
inlawrev-2697	754	4	is	be	AUX
inlawrev-2697	754	5	entitled	entitle	VERB
inlawrev-2697	754	6	"	"	PUNCT
inlawrev-2697	754	7	limitations	limitation	NOUN
inlawrev-2697	754	8	for	for	ADP
inlawrev-2697	754	9	home	home	NOUN
inlawrev-2697	754	10	loans	loan	NOUN
inlawrev-2697	754	11	secured	secure	VERB
inlawrev-2697	754	12	by	by	ADP
inlawrev-2697	754	13	borrower	borrower	NOUN
inlawrev-2697	754	14	-	-	PUNCT
inlawrev-2697	754	15	occupied	occupy	VERB
inlawrev-2697	754	16	property	property	NOUN
inlawrev-2697	754	17	,	,	PUNCT
inlawrev-2697	754	18	"	"	PUNCT
inlawrev-2697	754	19	172	172	NUM
inlawrev-2697	754	20	its	its	PRON
inlawrev-2697	754	21	application	application	NOUN
inlawrev-2697	754	22	to	to	ADP
inlawrev-2697	754	23	commercial	commercial	ADJ
inlawrev-2697	754	24	mortgages	mortgage	NOUN
inlawrev-2697	754	25	seems	seem	VERB
inlawrev-2697	754	26	questionable	questionable	ADJ
inlawrev-2697	754	27	.	.	PUNCT
inlawrev-2697	755	1	pursuant	pursuant	ADJ
inlawrev-2697	755	2	to	to	ADP
inlawrev-2697	755	3	its	its	PRON
inlawrev-2697	755	4	"	"	PUNCT
inlawrev-2697	755	5	plenary	plenary	ADJ
inlawrev-2697	755	6	and	and	CCONJ
inlawrev-2697	755	7	exclusive	exclusive	ADJ
inlawrev-2697	755	8	authority	authority	NOUN
inlawrev-2697	755	9	...	...	PUNCT
inlawrev-2697	755	10	to	to	PART
inlawrev-2697	755	11	regulate	regulate	VERB
inlawrev-2697	755	12	all	all	DET
inlawrev-2697	755	13	aspects	aspect	NOUN
inlawrev-2697	755	14	of	of	ADP
inlawrev-2697	755	15	federal	federal	ADJ
inlawrev-2697	755	16	associations	association	NOUN
inlawrev-2697	755	17	,	,	PUNCT
inlawrev-2697	755	18	"	"	PUNCT
inlawrev-2697	755	19	the	the	DET
inlawrev-2697	755	20	board	board	NOUN
inlawrev-2697	755	21	has	have	AUX
inlawrev-2697	755	22	expressed	express	VERB
inlawrev-2697	755	23	its	its	PRON
inlawrev-2697	755	24	intention	intention	NOUN
inlawrev-2697	755	25	to	to	PART
inlawrev-2697	755	26	preempt	preempt	VERB
inlawrev-2697	755	27	"	"	PUNCT
inlawrev-2697	755	28	any	any	DET
inlawrev-2697	755	29	state	state	NOUN
inlawrev-2697	755	30	law	law	NOUN
inlawrev-2697	755	31	purporting	purport	VERB
inlawrev-2697	755	32	to	to	PART
inlawrev-2697	755	33	address	address	VERB
inlawrev-2697	755	34	the	the	DET
inlawrev-2697	755	35	subject	subject	NOUN
inlawrev-2697	755	36	of	of	ADP
inlawrev-2697	755	37	the	the	DET
inlawrev-2697	755	38	operations	operation	NOUN
inlawrev-2697	755	39	of	of	ADP
inlawrev-2697	755	40	a	a	DET
inlawrev-2697	755	41	federal	federal	ADJ
inlawrev-2697	755	42	association	association	NOUN
inlawrev-2697	755	43	.	.	PUNCT
inlawrev-2697	755	44	"	"	PUNCT
inlawrev-2697	756	1	173	173	NUM
inlawrev-2697	756	2	however	however	ADV
inlawrev-2697	756	3	,	,	PUNCT
inlawrev-2697	756	4	in	in	ADP
inlawrev-2697	756	5	de	de	X
inlawrev-2697	756	6	la	la	X
inlawrev-2697	756	7	cuesta	cuesta	PROPN
inlawrev-2697	756	8	,	,	PUNCT
inlawrev-2697	756	9	the	the	DET
inlawrev-2697	756	10	supreme	supreme	PROPN
inlawrev-2697	756	11	court	court	PROPN
inlawrev-2697	756	12	narrowly	narrowly	ADV
inlawrev-2697	756	13	limited	limit	VERB
inlawrev-2697	756	14	the	the	DET
inlawrev-2697	756	15	effect	effect	NOUN
inlawrev-2697	756	16	of	of	ADP
inlawrev-2697	756	17	its	its	PRON
inlawrev-2697	756	18	decision	decision	NOUN
inlawrev-2697	756	19	to	to	ADP
inlawrev-2697	756	20	the	the	DET
inlawrev-2697	756	21	dueon	dueon	NOUN
inlawrev-2697	756	22	-	-	PUNCT
inlawrev-2697	756	23	sale	sale	NOUN
inlawrev-2697	756	24	clause	clause	NOUN
inlawrev-2697	756	25	context	context	NOUN
inlawrev-2697	756	26	.	.	PUNCT
inlawrev-2697	757	1	specifically	specifically	ADV
inlawrev-2697	757	2	,	,	PUNCT
inlawrev-2697	757	3	the	the	DET
inlawrev-2697	757	4	court	court	NOUN
inlawrev-2697	757	5	stated	state	VERB
inlawrev-2697	757	6	that	that	SCONJ
inlawrev-2697	757	7	"	"	PUNCT
inlawrev-2697	757	8	[	[	X
inlawrev-2697	757	9	b]ecause	b]ecause	NOUN
inlawrev-2697	757	10	we	we	PRON
inlawrev-2697	757	11	find	find	VERB
inlawrev-2697	757	12	an	an	DET
inlawrev-2697	757	13	actual	actual	ADJ
inlawrev-2697	757	14	conflict	conflict	NOUN
inlawrev-2697	757	15	between	between	ADP
inlawrev-2697	757	16	federal	federal	ADJ
inlawrev-2697	757	17	and	and	CCONJ
inlawrev-2697	757	18	state	state	NOUN
inlawrev-2697	757	19	law	law	NOUN
inlawrev-2697	757	20	,	,	PUNCT
inlawrev-2697	757	21	we	we	PRON
inlawrev-2697	757	22	need	need	AUX
inlawrev-2697	757	23	not	not	PART
inlawrev-2697	757	24	decide	decide	VERB
inlawrev-2697	757	25	whether	whether	SCONJ
inlawrev-2697	757	26	the	the	DET
inlawrev-2697	757	27	hola	hola	NOUN
inlawrev-2697	757	28	or	or	CCONJ
inlawrev-2697	757	29	the	the	DET
inlawrev-2697	757	30	board	board	NOUN
inlawrev-2697	757	31	's	's	PART
inlawrev-2697	757	32	regulations	regulation	NOUN
inlawrev-2697	757	33	occupy	occupy	VERB
inlawrev-2697	757	34	the	the	DET
inlawrev-2697	757	35	field	field	NOUN
inlawrev-2697	757	36	of	of	ADP
inlawrev-2697	757	37	due170the	due170the	VERB
inlawrev-2697	757	38	full	full	ADJ
inlawrev-2697	757	39	text	text	NOUN
inlawrev-2697	757	40	of	of	ADP
inlawrev-2697	757	41	the	the	DET
inlawrev-2697	757	42	regulation	regulation	NOUN
inlawrev-2697	757	43	provides	provide	VERB
inlawrev-2697	757	44	:	:	PUNCT
inlawrev-2697	757	45	(	(	PUNCT
inlawrev-2697	757	46	c	c	X
inlawrev-2697	757	47	)	)	PUNCT
inlawrev-2697	757	48	loan	loan	NOUN
inlawrev-2697	757	49	payments	payment	NOUN
inlawrev-2697	757	50	and	and	CCONJ
inlawrev-2697	757	51	prepayments	prepayment	NOUN
inlawrev-2697	757	52	.	.	PUNCT
inlawrev-2697	758	1	except	except	SCONJ
inlawrev-2697	758	2	for	for	ADP
inlawrev-2697	758	3	loans	loan	NOUN
inlawrev-2697	758	4	to	to	ADP
inlawrev-2697	758	5	natural	natural	ADJ
inlawrev-2697	758	6	persons	person	NOUN
inlawrev-2697	758	7	secured	secure	VERB
inlawrev-2697	758	8	by	by	ADP
inlawrev-2697	758	9	borrower	borrower	NOUN
inlawrev-2697	758	10	-	-	PUNCT
inlawrev-2697	758	11	occupied	occupy	VERB
inlawrev-2697	758	12	property	property	NOUN
inlawrev-2697	758	13	and	and	CCONJ
inlawrev-2697	758	14	on	on	ADP
inlawrev-2697	758	15	which	which	PRON
inlawrev-2697	758	16	periodic	periodic	ADJ
inlawrev-2697	758	17	advances	advance	NOUN
inlawrev-2697	758	18	are	be	AUX
inlawrev-2697	758	19	being	be	AUX
inlawrev-2697	758	20	made	make	VERB
inlawrev-2697	758	21	,	,	PUNCT
inlawrev-2697	758	22	payments	payment	NOUN
inlawrev-2697	758	23	on	on	ADP
inlawrev-2697	758	24	the	the	DET
inlawrev-2697	758	25	principal	principal	ADJ
inlawrev-2697	758	26	indebtedness	indebtedness	NOUN
inlawrev-2697	758	27	of	of	ADP
inlawrev-2697	758	28	all	all	DET
inlawrev-2697	758	29	loans	loan	NOUN
inlawrev-2697	758	30	on	on	ADP
inlawrev-2697	758	31	real	real	ADJ
inlawrev-2697	758	32	estate	estate	NOUN
inlawrev-2697	758	33	shall	shall	AUX
inlawrev-2697	758	34	be	be	AUX
inlawrev-2697	758	35	applied	apply	VERB
inlawrev-2697	758	36	directly	directly	ADV
inlawrev-2697	758	37	to	to	ADP
inlawrev-2697	758	38	reduction	reduction	NOUN
inlawrev-2697	758	39	of	of	ADP
inlawrev-2697	758	40	such	such	ADJ
inlawrev-2697	758	41	indebtedness	indebtedness	NOUN
inlawrev-2697	758	42	,	,	PUNCT
inlawrev-2697	758	43	but	but	CCONJ
inlawrev-2697	758	44	prepayments	prepayment	NOUN
inlawrev-2697	758	45	made	make	VERB
inlawrev-2697	758	46	on	on	ADP
inlawrev-2697	758	47	an	an	DET
inlawrev-2697	758	48	installment	installment	NOUN
inlawrev-2697	758	49	loan	loan	NOUN
inlawrev-2697	758	50	may	may	AUX
inlawrev-2697	758	51	be	be	AUX
inlawrev-2697	758	52	reapplied	reapplie	VERB
inlawrev-2697	758	53	from	from	ADP
inlawrev-2697	758	54	time	time	NOUN
inlawrev-2697	758	55	to	to	ADP
inlawrev-2697	758	56	time	time	NOUN
inlawrev-2697	758	57	wholly	wholly	ADV
inlawrev-2697	758	58	or	or	CCONJ
inlawrev-2697	758	59	partly	partly	ADV
inlawrev-2697	758	60	to	to	PART
inlawrev-2697	758	61	offset	offset	VERB
inlawrev-2697	758	62	payments	payment	NOUN
inlawrev-2697	758	63	which	which	PRON
inlawrev-2697	758	64	subsequently	subsequently	ADV
inlawrev-2697	758	65	accrue	accrue	VERB
inlawrev-2697	758	66	under	under	ADP
inlawrev-2697	758	67	the	the	DET
inlawrev-2697	758	68	loan	loan	NOUN
inlawrev-2697	758	69	contract	contract	NOUN
inlawrev-2697	758	70	.	.	PUNCT
inlawrev-2697	759	1	subject	subject	ADJ
inlawrev-2697	759	2	to	to	ADP
inlawrev-2697	759	3	the	the	DET
inlawrev-2697	759	4	disclosure	disclosure	NOUN
inlawrev-2697	759	5	provisions	provision	NOUN
inlawrev-2697	759	6	of	of	ADP
inlawrev-2697	759	7	§	§	PROPN
inlawrev-2697	759	8	545.33(f)(2	545.33(f)(2	NUM
inlawrev-2697	759	9	)	)	PUNCT
inlawrev-2697	759	10	,	,	PUNCT
inlawrev-2697	759	11	an	an	DET
inlawrev-2697	759	12	association	association	NOUN
inlawrev-2697	759	13	may	may	AUX
inlawrev-2697	759	14	impose	impose	VERB
inlawrev-2697	759	15	a	a	DET
inlawrev-2697	759	16	penalty	penalty	NOUN
inlawrev-2697	759	17	on	on	ADP
inlawrev-2697	759	18	prepayment	prepayment	NOUN
inlawrev-2697	759	19	of	of	ADP
inlawrev-2697	759	20	a	a	DET
inlawrev-2697	759	21	loan	loan	NOUN
inlawrev-2697	759	22	as	as	SCONJ
inlawrev-2697	759	23	provided	provide	VERB
inlawrev-2697	759	24	in	in	ADP
inlawrev-2697	759	25	the	the	DET
inlawrev-2697	759	26	loan	loan	NOUN
inlawrev-2697	759	27	contract	contract	NOUN
inlawrev-2697	759	28	.	.	PUNCT
inlawrev-2697	760	1	notwithstanding	notwithstanding	ADP
inlawrev-2697	760	2	the	the	DET
inlawrev-2697	760	3	above	above	ADJ
inlawrev-2697	760	4	,	,	PUNCT
inlawrev-2697	760	5	for	for	ADP
inlawrev-2697	760	6	any	any	DET
inlawrev-2697	760	7	home	home	NOUN
inlawrev-2697	760	8	loan	loan	NOUN
inlawrev-2697	760	9	secured	secure	VERB
inlawrev-2697	760	10	by	by	ADP
inlawrev-2697	760	11	borrower	borrower	NOUN
inlawrev-2697	760	12	-	-	PUNCT
inlawrev-2697	760	13	occupied	occupy	VERB
inlawrev-2697	760	14	property	property	NOUN
inlawrev-2697	760	15	and	and	CCONJ
inlawrev-2697	760	16	on	on	ADP
inlawrev-2697	760	17	which	which	PRON
inlawrev-2697	760	18	the	the	DET
inlawrev-2697	760	19	yield	yield	NOUN
inlawrev-2697	760	20	may	may	AUX
inlawrev-2697	760	21	be	be	AUX
inlawrev-2697	760	22	adjusted	adjust	VERB
inlawrev-2697	760	23	pursuant	pursuant	ADJ
inlawrev-2697	760	24	to	to	ADP
inlawrev-2697	760	25	§	§	PROPN
inlawrev-2697	760	26	545.33(e	545.33(e	NOUN
inlawrev-2697	760	27	)	)	PUNCT
inlawrev-2697	760	28	,	,	PUNCT
inlawrev-2697	760	29	an	an	DET
inlawrev-2697	760	30	association	association	NOUN
inlawrev-2697	760	31	may	may	AUX
inlawrev-2697	760	32	not	not	PART
inlawrev-2697	760	33	impose	impose	VERB
inlawrev-2697	760	34	a	a	DET
inlawrev-2697	760	35	penalty	penalty	NOUN
inlawrev-2697	760	36	on	on	ADP
inlawrev-2697	760	37	any	any	DET
inlawrev-2697	760	38	prepayment	prepayment	NOUN
inlawrev-2697	760	39	made	make	VERB
inlawrev-2697	760	40	within	within	ADP
inlawrev-2697	760	41	90	90	NUM
inlawrev-2697	760	42	days	day	NOUN
inlawrev-2697	760	43	following	follow	VERB
inlawrev-2697	760	44	notice	notice	NOUN
inlawrev-2697	760	45	of	of	ADP
inlawrev-2697	760	46	an	an	DET
inlawrev-2697	760	47	adjustment	adjustment	NOUN
inlawrev-2697	760	48	.	.	PUNCT
inlawrev-2697	761	1	12	12	NUM
inlawrev-2697	761	2	c.f.r	c.f.r	NOUN
inlawrev-2697	761	3	.	.	PUNCT
inlawrev-2697	762	1	§	§	PROPN
inlawrev-2697	762	2	545.34(c	545.34(c	NUM
inlawrev-2697	762	3	)	)	PUNCT
inlawrev-2697	762	4	(	(	PUNCT
inlawrev-2697	762	5	1986	1986	NUM
inlawrev-2697	762	6	)	)	PUNCT
inlawrev-2697	762	7	.	.	PUNCT
inlawrev-2697	763	1	ni	ni	PROPN
inlawrev-2697	763	2	i	i	PROPN
inlawrev-2697	763	3	d.	d.	PROPN
inlawrev-2697	763	4	§	§	PROPN
inlawrev-2697	763	5	555.15	555.15	NUM
inlawrev-2697	763	6	.	.	PUNCT
inlawrev-2697	764	1	ll2	ll2	NOUN
inlawrev-2697	765	1	i	i	PRON
inlawrev-2697	765	2	d.	d.	PROPN
inlawrev-2697	765	3	§	§	PROPN
inlawrev-2697	765	4	545.34(c	545.34(c	NUM
inlawrev-2697	765	5	)	)	PUNCT
inlawrev-2697	765	6	.	.	PUNCT
inlawrev-2697	766	1	173s	173s	NUM
inlawrev-2697	766	2	«	«	PUNCT
inlawrev-2697	766	3	?	?	PUNCT
inlawrev-2697	767	1	i	i	PRON
inlawrev-2697	767	2	d.	d.	PROPN
inlawrev-2697	767	3	§	§	PROPN
inlawrev-2697	767	4	545.2	545.2	NUM
inlawrev-2697	767	5	.	.	PUNCT
inlawrev-2697	768	1	758	758	NUM
inlawrev-2697	768	2	indiana	indiana	PROPN
inlawrev-2697	768	3	la	la	PROPN
inlawrev-2697	768	4	w	w	PROPN
inlawrev-2697	768	5	review	review	PROPN
inlawrev-2697	768	6	[	[	X
inlawrev-2697	768	7	vol	vol	NOUN
inlawrev-2697	768	8	.	.	PUNCT
inlawrev-2697	768	9	20:735	20:735	NUM
inlawrev-2697	768	10	on	on	ADP
inlawrev-2697	768	11	-	-	PUNCT
inlawrev-2697	768	12	sale	sale	NOUN
inlawrev-2697	768	13	law	law	NOUN
inlawrev-2697	768	14	or	or	CCONJ
inlawrev-2697	768	15	the	the	DET
inlawrev-2697	768	16	entire	entire	ADJ
inlawrev-2697	768	17	field	field	NOUN
inlawrev-2697	768	18	of	of	ADP
inlawrev-2697	768	19	federal	federal	ADJ
inlawrev-2697	768	20	savings	saving	NOUN
inlawrev-2697	768	21	and	and	CCONJ
inlawrev-2697	768	22	loan	loan	NOUN
inlawrev-2697	768	23	regulation	regulation	NOUN
inlawrev-2697	768	24	.	.	PUNCT
inlawrev-2697	768	25	"	"	PUNCT
inlawrev-2697	769	1	174	174	NUM
inlawrev-2697	769	2	the	the	DET
inlawrev-2697	769	3	court	court	NOUN
inlawrev-2697	769	4	also	also	ADV
inlawrev-2697	769	5	hinted	hint	VERB
inlawrev-2697	769	6	that	that	SCONJ
inlawrev-2697	769	7	the	the	DET
inlawrev-2697	769	8	board	board	NOUN
inlawrev-2697	769	9	's	's	PART
inlawrev-2697	769	10	preemptive	preemptive	ADJ
inlawrev-2697	769	11	powers	power	NOUN
inlawrev-2697	769	12	were	be	AUX
inlawrev-2697	769	13	limited	limit	VERB
inlawrev-2697	769	14	when	when	SCONJ
inlawrev-2697	769	15	it	it	PRON
inlawrev-2697	769	16	observed	observe	VERB
inlawrev-2697	769	17	that	that	SCONJ
inlawrev-2697	769	18	"	"	PUNCT
inlawrev-2697	769	19	[	[	X
inlawrev-2697	769	20	although	although	SCONJ
inlawrev-2697	769	21	the	the	DET
inlawrev-2697	769	22	board	board	NOUN
inlawrev-2697	769	23	's	's	PART
inlawrev-2697	769	24	power	power	NOUN
inlawrev-2697	769	25	to	to	PART
inlawrev-2697	769	26	promulgate	promulgate	VERB
inlawrev-2697	769	27	regulations	regulation	NOUN
inlawrev-2697	769	28	excepting	except	VERB
inlawrev-2697	769	29	federal	federal	ADJ
inlawrev-2697	769	30	savings	saving	NOUN
inlawrev-2697	769	31	and	and	CCONJ
inlawrev-2697	769	32	loans	loan	NOUN
inlawrev-2697	769	33	from	from	ADP
inlawrev-2697	769	34	the	the	DET
inlawrev-2697	769	35	requirements	requirement	NOUN
inlawrev-2697	769	36	of	of	ADP
inlawrev-2697	769	37	state	state	NOUN
inlawrev-2697	769	38	law	law	NOUN
inlawrev-2697	769	39	may	may	AUX
inlawrev-2697	769	40	not	not	PART
inlawrev-2697	769	41	be	be	AUX
inlawrev-2697	769	42	boundless	boundless	ADJ
inlawrev-2697	769	43	,	,	PUNCT
inlawrev-2697	769	44	in	in	ADP
inlawrev-2697	769	45	this	this	DET
inlawrev-2697	769	46	case	case	NOUN
inlawrev-2697	769	47	we	we	PRON
inlawrev-2697	769	48	need	need	AUX
inlawrev-2697	769	49	not	not	PART
inlawrev-2697	769	50	explore	explore	VERB
inlawrev-2697	769	51	the	the	DET
inlawrev-2697	769	52	outer	outer	ADJ
inlawrev-2697	769	53	limits	limit	NOUN
inlawrev-2697	769	54	of	of	ADP
inlawrev-2697	769	55	the	the	DET
inlawrev-2697	769	56	board	board	NOUN
inlawrev-2697	769	57	's	's	PART
inlawrev-2697	769	58	discretion	discretion	NOUN
inlawrev-2697	769	59	.	.	PUNCT
inlawrev-2697	769	60	"	"	PUNCT
inlawrev-2697	770	1	175	175	NUM
inlawrev-2697	770	2	these	these	DET
inlawrev-2697	770	3	statements	statement	NOUN
inlawrev-2697	770	4	must	must	AUX
inlawrev-2697	770	5	be	be	AUX
inlawrev-2697	770	6	contrasted	contrast	VERB
inlawrev-2697	770	7	with	with	ADP
inlawrev-2697	770	8	several	several	ADJ
inlawrev-2697	770	9	seemingly	seemingly	ADV
inlawrev-2697	770	10	contradictory	contradictory	ADJ
inlawrev-2697	770	11	statements	statement	NOUN
inlawrev-2697	770	12	in	in	ADP
inlawrev-2697	770	13	the	the	DET
inlawrev-2697	770	14	court	court	NOUN
inlawrev-2697	770	15	's	's	PART
inlawrev-2697	770	16	opinion	opinion	NOUN
inlawrev-2697	770	17	.	.	PUNCT
inlawrev-2697	771	1	at	at	ADP
inlawrev-2697	771	2	one	one	NUM
inlawrev-2697	771	3	point	point	NOUN
inlawrev-2697	771	4	,	,	PUNCT
inlawrev-2697	771	5	the	the	DET
inlawrev-2697	771	6	court	court	NOUN
inlawrev-2697	771	7	observed	observe	VERB
inlawrev-2697	771	8	that	that	SCONJ
inlawrev-2697	771	9	"	"	PUNCT
inlawrev-2697	771	10	[	[	X
inlawrev-2697	771	11	t]he	t]he	X
inlawrev-2697	771	12	board	board	NOUN
inlawrev-2697	771	13	's	's	PART
inlawrev-2697	771	14	extensive	extensive	ADJ
inlawrev-2697	771	15	regulations	regulation	NOUN
inlawrev-2697	771	16	govern	govern	VERB
inlawrev-2697	771	17	.	.	PUNCT
inlawrev-2697	771	18	.	.	PUNCT
inlawrev-2697	771	19	.	.	PUNCT
inlawrev-2697	772	1	loan	loan	NOUN
inlawrev-2697	772	2	payments	payment	NOUN
inlawrev-2697	772	3	and	and	CCONJ
inlawrev-2697	772	4	prepayments	prepayment	NOUN
inlawrev-2697	772	5	.	.	PUNCT
inlawrev-2697	772	6	"	"	PUNCT
inlawrev-2697	773	1	176	176	NUM
inlawrev-2697	773	2	in	in	ADP
inlawrev-2697	773	3	another	another	DET
inlawrev-2697	773	4	footnote	footnote	NOUN
inlawrev-2697	773	5	,	,	PUNCT
inlawrev-2697	773	6	the	the	DET
inlawrev-2697	773	7	court	court	NOUN
inlawrev-2697	773	8	cited	cite	VERB
inlawrev-2697	773	9	approvingly	approvingly	ADV
inlawrev-2697	773	10	meyers	meyers	PROPN
inlawrev-2697	773	11	v.	v.	PROPN
inlawrev-2697	773	12	beverly	beverly	PROPN
inlawrev-2697	773	13	hills	hills	PROPN
inlawrev-2697	773	14	federal	federal	ADJ
inlawrev-2697	773	15	savings	saving	NOUN
inlawrev-2697	773	16	&	&	CCONJ
inlawrev-2697	773	17	loan	loan	PROPN
inlawrev-2697	773	18	association	association	PROPN
inlawrev-2697	773	19	,	,	PUNCT
inlawrev-2697	773	20	111	111	NUM
inlawrev-2697	773	21	a	a	DET
inlawrev-2697	773	22	decision	decision	NOUN
inlawrev-2697	773	23	holding	hold	VERB
inlawrev-2697	773	24	that	that	SCONJ
inlawrev-2697	773	25	board	board	NOUN
inlawrev-2697	773	26	regulations	regulation	NOUN
inlawrev-2697	773	27	preempted	preempt	VERB
inlawrev-2697	773	28	the	the	DET
inlawrev-2697	773	29	entire	entire	ADJ
inlawrev-2697	773	30	field	field	NOUN
inlawrev-2697	773	31	of	of	ADP
inlawrev-2697	773	32	prepayments	prepayment	NOUN
inlawrev-2697	773	33	of	of	ADP
inlawrev-2697	773	34	real	real	ADJ
inlawrev-2697	773	35	estate	estate	NOUN
inlawrev-2697	773	36	loans	loan	NOUN
inlawrev-2697	773	37	to	to	ADP
inlawrev-2697	773	38	federal	federal	ADJ
inlawrev-2697	773	39	associations	association	NOUN
inlawrev-2697	773	40	.	.	PUNCT
inlawrev-2697	774	1	178	178	NUM
inlawrev-2697	774	2	in	in	ADP
inlawrev-2697	774	3	what	what	PRON
inlawrev-2697	774	4	could	could	AUX
inlawrev-2697	774	5	be	be	AUX
inlawrev-2697	774	6	characterized	characterize	VERB
inlawrev-2697	774	7	as	as	ADP
inlawrev-2697	774	8	an	an	DET
inlawrev-2697	774	9	attempt	attempt	NOUN
inlawrev-2697	774	10	to	to	PART
inlawrev-2697	774	11	clarify	clarify	VERB
inlawrev-2697	774	12	the	the	DET
inlawrev-2697	774	13	majority	majority	NOUN
inlawrev-2697	774	14	's	's	PART
inlawrev-2697	774	15	contradictory	contradictory	ADJ
inlawrev-2697	774	16	indications	indication	NOUN
inlawrev-2697	774	17	,	,	PUNCT
inlawrev-2697	774	18	justice	justice	PROPN
inlawrev-2697	774	19	o'connor	o'connor	PROPN
inlawrev-2697	774	20	concurred	concur	VERB
inlawrev-2697	774	21	separately	separately	ADV
inlawrev-2697	774	22	emphasizing	emphasize	VERB
inlawrev-2697	774	23	"	"	PUNCT
inlawrev-2697	774	24	that	that	SCONJ
inlawrev-2697	774	25	the	the	DET
inlawrev-2697	774	26	authority	authority	NOUN
inlawrev-2697	774	27	of	of	ADP
inlawrev-2697	774	28	the	the	DET
inlawrev-2697	774	29	federal	federal	PROPN
inlawrev-2697	774	30	home	home	PROPN
inlawrev-2697	774	31	loan	loan	PROPN
inlawrev-2697	774	32	bank	bank	PROPN
inlawrev-2697	774	33	board	board	NOUN
inlawrev-2697	774	34	to	to	PART
inlawrev-2697	774	35	preempt	preempt	VERB
inlawrev-2697	774	36	state	state	NOUN
inlawrev-2697	774	37	laws	law	NOUN
inlawrev-2697	774	38	is	be	AUX
inlawrev-2697	774	39	not	not	PART
inlawrev-2697	774	40	limitless	limitless	ADJ
inlawrev-2697	774	41	.	.	PUNCT
inlawrev-2697	774	42	"	"	PUNCT
inlawrev-2697	775	1	179	179	NUM
inlawrev-2697	775	2	conceding	concede	VERB
inlawrev-2697	775	3	that	that	SCONJ
inlawrev-2697	775	4	the	the	DET
inlawrev-2697	775	5	board	board	NOUN
inlawrev-2697	775	6	's	's	PART
inlawrev-2697	775	7	powers	power	NOUN
inlawrev-2697	775	8	were	be	AUX
inlawrev-2697	775	9	indeed	indeed	ADV
inlawrev-2697	775	10	broad	broad	ADJ
inlawrev-2697	775	11	,	,	PUNCT
inlawrev-2697	775	12	justice	justice	PROPN
inlawrev-2697	775	13	o'connor	o'connor	PROPN
inlawrev-2697	775	14	refused	refuse	VERB
inlawrev-2697	775	15	to	to	PART
inlawrev-2697	775	16	recognize	recognize	VERB
inlawrev-2697	775	17	that	that	SCONJ
inlawrev-2697	775	18	hola	hola	PROPN
inlawrev-2697	775	19	allowed	allow	VERB
inlawrev-2697	775	20	the	the	DET
inlawrev-2697	775	21	board	board	NOUN
inlawrev-2697	775	22	to	to	PART
inlawrev-2697	775	23	preempt	preempt	VERB
inlawrev-2697	775	24	all	all	DET
inlawrev-2697	775	25	state	state	NOUN
inlawrev-2697	775	26	and	and	CCONJ
inlawrev-2697	775	27	local	local	ADJ
inlawrev-2697	775	28	laws	law	NOUN
inlawrev-2697	775	29	applicable	applicable	ADJ
inlawrev-2697	775	30	to	to	ADP
inlawrev-2697	775	31	federally	federally	ADV
inlawrev-2697	775	32	-	-	PUNCT
inlawrev-2697	775	33	chartered	charter	VERB
inlawrev-2697	775	34	savings	saving	NOUN
inlawrev-2697	775	35	and	and	CCONJ
inlawrev-2697	775	36	loan	loan	NOUN
inlawrev-2697	775	37	institutions	institution	NOUN
inlawrev-2697	775	38	.	.	PUNCT
inlawrev-2697	776	1	180	180	NUM
inlawrev-2697	776	2	justices	justice	NOUN
inlawrev-2697	776	3	rehnquist	rehnquist	NOUN
inlawrev-2697	776	4	and	and	CCONJ
inlawrev-2697	776	5	stevens	stevens	PROPN
inlawrev-2697	776	6	dissented	dissent	VERB
inlawrev-2697	776	7	.	.	PUNCT
inlawrev-2697	777	1	arguing	argue	VERB
inlawrev-2697	777	2	that	that	PRON
inlawrev-2697	777	3	contract	contract	NOUN
inlawrev-2697	777	4	and	and	CCONJ
inlawrev-2697	777	5	real	real	ADJ
inlawrev-2697	777	6	property	property	NOUN
inlawrev-2697	777	7	law	law	NOUN
inlawrev-2697	777	8	were	be	AUX
inlawrev-2697	777	9	traditionally	traditionally	ADV
inlawrev-2697	777	10	state	state	NOUN
inlawrev-2697	777	11	law	law	NOUN
inlawrev-2697	777	12	questions	question	NOUN
inlawrev-2697	777	13	,	,	PUNCT
inlawrev-2697	777	14	181	181	NUM
inlawrev-2697	777	15	and	and	CCONJ
inlawrev-2697	777	16	that	that	SCONJ
inlawrev-2697	777	17	congress	congress	PROPN
inlawrev-2697	777	18	had	have	AUX
inlawrev-2697	777	19	not	not	PART
inlawrev-2697	777	20	intended	intend	VERB
inlawrev-2697	777	21	to	to	PART
inlawrev-2697	777	22	create	create	VERB
inlawrev-2697	777	23	a	a	DET
inlawrev-2697	777	24	federal	federal	ADJ
inlawrev-2697	777	25	common	common	ADJ
inlawrev-2697	777	26	law	law	NOUN
inlawrev-2697	777	27	of	of	ADP
inlawrev-2697	777	28	mortgages	mortgage	NOUN
inlawrev-2697	777	29	,	,	PUNCT
inlawrev-2697	777	30	182	182	NUM
inlawrev-2697	777	31	justice	justice	NOUN
inlawrev-2697	777	32	rehnquist	rehnquist	PROPN
inlawrev-2697	777	33	concluded	conclude	VERB
inlawrev-2697	777	34	his	his	PRON
inlawrev-2697	777	35	dissent	dissent	NOUN
inlawrev-2697	777	36	by	by	ADP
inlawrev-2697	777	37	noting	note	VERB
inlawrev-2697	777	38	that	that	SCONJ
inlawrev-2697	777	39	"	"	PUNCT
inlawrev-2697	777	40	[	[	PUNCT
inlawrev-2697	777	41	discharge	discharge	NOUN
inlawrev-2697	777	42	of	of	ADP
inlawrev-2697	777	43	its	its	PRON
inlawrev-2697	777	44	mission	mission	NOUN
inlawrev-2697	777	45	to	to	PART
inlawrev-2697	777	46	ensure	ensure	VERB
inlawrev-2697	777	47	the	the	DET
inlawrev-2697	777	48	soundness	soundness	NOUN
inlawrev-2697	777	49	of	of	ADP
inlawrev-2697	777	50	federal	federal	ADJ
inlawrev-2697	777	51	savings	saving	NOUN
inlawrev-2697	777	52	and	and	CCONJ
inlawrev-2697	777	53	loans	loan	NOUN
inlawrev-2697	777	54	does	do	AUX
inlawrev-2697	777	55	not	not	PART
inlawrev-2697	777	56	authorize	authorize	VERB
inlawrev-2697	777	57	the	the	PRON
inlawrev-2697	777	58	.	.	PUNCT
inlawrev-2697	777	59	.	.	PUNCT
inlawrev-2697	777	60	.	.	PUNCT
inlawrev-2697	778	1	board	board	PROPN
inlawrev-2697	778	2	to	to	PART
inlawrev-2697	778	3	intrude	intrude	VERB
inlawrev-2697	778	4	into	into	ADP
inlawrev-2697	778	5	the	the	DET
inlawrev-2697	778	6	domain	domain	NOUN
inlawrev-2697	778	7	of	of	ADP
inlawrev-2697	778	8	state	state	NOUN
inlawrev-2697	778	9	property	property	NOUN
inlawrev-2697	778	10	and	and	CCONJ
inlawrev-2697	778	11	contract	contract	NOUN
inlawrev-2697	778	12	law	law	NOUN
inlawrev-2697	778	13	that	that	PRON
inlawrev-2697	778	14	congress	congress	PROPN
inlawrev-2697	778	15	has	have	AUX
inlawrev-2697	778	16	left	leave	VERB
inlawrev-2697	778	17	to	to	ADP
inlawrev-2697	778	18	the	the	DET
inlawrev-2697	778	19	states	state	NOUN
inlawrev-2697	778	20	.	.	PUNCT
inlawrev-2697	778	21	"	"	PUNCT
inlawrev-2697	779	1	183	183	NUM
inlawrev-2697	779	2	the	the	DET
inlawrev-2697	779	3	only	only	ADJ
inlawrev-2697	779	4	clear	clear	ADJ
inlawrev-2697	779	5	conclusion	conclusion	NOUN
inlawrev-2697	779	6	from	from	ADP
inlawrev-2697	779	7	the	the	DET
inlawrev-2697	779	8	above	above	ADJ
inlawrev-2697	779	9	discussion	discussion	NOUN
inlawrev-2697	779	10	seems	seem	VERB
inlawrev-2697	779	11	to	to	PART
inlawrev-2697	779	12	be	be	AUX
inlawrev-2697	779	13	that	that	SCONJ
inlawrev-2697	779	14	a	a	DET
inlawrev-2697	779	15	federal	federal	ADJ
inlawrev-2697	779	16	lender	lender	NOUN
inlawrev-2697	779	17	's	's	PART
inlawrev-2697	779	18	ability	ability	NOUN
inlawrev-2697	779	19	to	to	PART
inlawrev-2697	779	20	collect	collect	VERB
inlawrev-2697	779	21	a	a	DET
inlawrev-2697	779	22	prepayment	prepayment	NOUN
inlawrev-2697	779	23	penalty	penalty	NOUN
inlawrev-2697	779	24	in	in	ADP
inlawrev-2697	779	25	the	the	DET
inlawrev-2697	779	26	commercial	commercial	ADJ
inlawrev-2697	779	27	mortgage	mortgage	NOUN
inlawrev-2697	779	28	context	context	NOUN
inlawrev-2697	779	29	,	,	PUNCT
inlawrev-2697	779	30	absent	absent	ADJ
inlawrev-2697	779	31	specific	specific	ADJ
inlawrev-2697	779	32	language	language	NOUN
inlawrev-2697	779	33	so	so	SCONJ
inlawrev-2697	779	34	providing	providing	NOUN
inlawrev-2697	779	35	,	,	PUNCT
inlawrev-2697	779	36	is	be	AUX
inlawrev-2697	779	37	unsettled	unsettle	VERB
inlawrev-2697	779	38	.	.	PUNCT
inlawrev-2697	780	1	184	184	NUM
inlawrev-2697	780	2	174458	174458	NUM
inlawrev-2697	780	3	u.s	u.s	PROPN
inlawrev-2697	780	4	.	.	PROPN
inlawrev-2697	780	5	at	at	ADP
inlawrev-2697	780	6	159	159	NUM
inlawrev-2697	780	7	n.14	n.14	NOUN
inlawrev-2697	780	8	.	.	NOUN
inlawrev-2697	780	9	il5	il5	NOUN
inlawrev-2697	780	10	i	i	PROPN
inlawrev-2697	780	11	d.	d.	PROPN
inlawrev-2697	780	12	at	at	ADP
inlawrev-2697	780	13	167	167	NUM
inlawrev-2697	780	14	.	.	PUNCT
inlawrev-2697	781	1	xl6	xl6	NOUN
inlawrev-2697	782	1	i	i	PRON
inlawrev-2697	782	2	d.	d.	PROPN
inlawrev-2697	782	3	at	at	ADP
inlawrev-2697	782	4	167	167	NUM
inlawrev-2697	782	5	n.20	n.20	NOUN
inlawrev-2697	782	6	.	.	NOUN
inlawrev-2697	782	7	7499	7499	NUM
inlawrev-2697	782	8	f.2d	f.2d	PUNCT
inlawrev-2697	782	9	1145	1145	NUM
inlawrev-2697	782	10	(	(	PUNCT
inlawrev-2697	782	11	9th	9th	ADJ
inlawrev-2697	782	12	cir	cir	NOUN
inlawrev-2697	782	13	.	.	PROPN
inlawrev-2697	782	14	1974	1974	NUM
inlawrev-2697	782	15	)	)	PUNCT
inlawrev-2697	782	16	cited	cite	VERB
inlawrev-2697	782	17	in	in	ADP
inlawrev-2697	782	18	de	de	X
inlawrev-2697	782	19	la	la	X
inlawrev-2697	782	20	cuesta	cuesta	PROPN
inlawrev-2697	782	21	,	,	PUNCT
inlawrev-2697	782	22	458	458	NUM
inlawrev-2697	782	23	u.s	u.s	PROPN
inlawrev-2697	782	24	.	.	PROPN
inlawrev-2697	782	25	at	at	ADP
inlawrev-2697	782	26	152	152	NUM
inlawrev-2697	782	27	n.9	n.9	NOUN
inlawrev-2697	782	28	.	.	PUNCT
inlawrev-2697	782	29	178499	178499	NUM
inlawrev-2697	782	30	f.2d	f.2d	PUNCT
inlawrev-2697	782	31	at	at	ADP
inlawrev-2697	782	32	1147	1147	NUM
inlawrev-2697	782	33	.	.	PUNCT
inlawrev-2697	783	1	179458	179458	NUM
inlawrev-2697	783	2	u.s	u.s	PROPN
inlawrev-2697	783	3	.	.	PROPN
inlawrev-2697	783	4	at	at	ADP
inlawrev-2697	783	5	171	171	NUM
inlawrev-2697	783	6	(	(	PUNCT
inlawrev-2697	783	7	o'connor	o'connor	PROPN
inlawrev-2697	783	8	,	,	PUNCT
inlawrev-2697	783	9	j.	j.	PROPN
inlawrev-2697	783	10	,	,	PUNCT
inlawrev-2697	783	11	concurring	concur	VERB
inlawrev-2697	783	12	)	)	PUNCT
inlawrev-2697	783	13	.	.	PUNCT
inlawrev-2697	784	1	°	°	PROPN
inlawrev-2697	784	2	i	i	PRON
inlawrev-2697	784	3	d.	d.	NOUN
inlawrev-2697	784	4	at	at	ADP
inlawrev-2697	784	5	172	172	NUM
inlawrev-2697	784	6	.	.	PUNCT
inlawrev-2697	785	1	l	l	NOUN
inlawrev-2697	786	1	i	i	PRON
inlawrev-2697	786	2	d.	d.	PROPN
inlawrev-2697	786	3	at	at	ADP
inlawrev-2697	786	4	174	174	NUM
inlawrev-2697	786	5	(	(	PUNCT
inlawrev-2697	786	6	rehnquist	rehnquist	PROPN
inlawrev-2697	786	7	,	,	PUNCT
inlawrev-2697	786	8	j.	j.	PROPN
inlawrev-2697	786	9	,	,	PUNCT
inlawrev-2697	786	10	dissenting	dissent	VERB
inlawrev-2697	786	11	)	)	PUNCT
inlawrev-2697	786	12	.	.	PUNCT
inlawrev-2697	787	1	2id	2id	NOUN
inlawrev-2697	787	2	.	.	PUNCT
inlawrev-2697	788	1	3id	3id	PROPN
inlawrev-2697	788	2	.	.	PUNCT
inlawrev-2697	789	1	at	at	ADP
inlawrev-2697	789	2	175	175	NUM
inlawrev-2697	789	3	.	.	PUNCT
inlawrev-2697	790	1	184	184	NUM
inlawrev-2697	790	2	in	in	ADP
inlawrev-2697	790	3	contrast	contrast	NOUN
inlawrev-2697	790	4	to	to	ADP
inlawrev-2697	790	5	the	the	DET
inlawrev-2697	790	6	confusion	confusion	NOUN
inlawrev-2697	790	7	surrounding	surround	VERB
inlawrev-2697	790	8	the	the	DET
inlawrev-2697	790	9	issue	issue	NOUN
inlawrev-2697	790	10	of	of	ADP
inlawrev-2697	790	11	whether	whether	SCONJ
inlawrev-2697	790	12	the	the	DET
inlawrev-2697	790	13	regulation	regulation	NOUN
inlawrev-2697	790	14	of	of	ADP
inlawrev-2697	790	15	prepayment	prepayment	NOUN
inlawrev-2697	790	16	penalties	penalty	NOUN
inlawrev-2697	790	17	is	be	AUX
inlawrev-2697	790	18	preempted	preempt	VERB
inlawrev-2697	790	19	by	by	ADP
inlawrev-2697	790	20	federal	federal	ADJ
inlawrev-2697	790	21	law	law	NOUN
inlawrev-2697	790	22	,	,	PUNCT
inlawrev-2697	790	23	several	several	ADJ
inlawrev-2697	790	24	examples	example	NOUN
inlawrev-2697	790	25	exist	exist	VERB
inlawrev-2697	790	26	of	of	ADP
inlawrev-2697	790	27	congressional	congressional	ADJ
inlawrev-2697	790	28	action	action	NOUN
inlawrev-2697	790	29	clearly	clearly	ADV
inlawrev-2697	790	30	preempting	preempt	VERB
inlawrev-2697	790	31	state	state	NOUN
inlawrev-2697	790	32	law	law	NOUN
inlawrev-2697	790	33	.	.	PUNCT
inlawrev-2697	791	1	the	the	DET
inlawrev-2697	791	2	first	first	ADJ
inlawrev-2697	791	3	of	of	ADP
inlawrev-2697	791	4	these	these	PRON
inlawrev-2697	791	5	is	be	AUX
inlawrev-2697	791	6	the	the	DET
inlawrev-2697	791	7	previously	previously	ADV
inlawrev-2697	791	8	mentioned	mention	VERB
inlawrev-2697	791	9	act	act	NOUN
inlawrev-2697	791	10	,	,	PUNCT
inlawrev-2697	791	11	which	which	PRON
inlawrev-2697	791	12	preempted	preempt	VERB
inlawrev-2697	791	13	state	state	NOUN
inlawrev-2697	791	14	law	law	NOUN
inlawrev-2697	791	15	restrictions	restriction	NOUN
inlawrev-2697	791	16	upon	upon	SCONJ
inlawrev-2697	791	17	the	the	DET
inlawrev-2697	791	18	enforcement	enforcement	NOUN
inlawrev-2697	791	19	of	of	ADP
inlawrev-2697	791	20	due	due	ADJ
inlawrev-2697	791	21	-	-	PUNCT
inlawrev-2697	791	22	on	on	ADP
inlawrev-2697	791	23	-	-	PUNCT
inlawrev-2697	791	24	sale	sale	NOUN
inlawrev-2697	791	25	clauses	clause	NOUN
inlawrev-2697	791	26	.	.	PUNCT
inlawrev-2697	792	1	another	another	PRON
inlawrev-2697	792	2	is	be	AUX
inlawrev-2697	792	3	the	the	DET
inlawrev-2697	792	4	depository	depository	NOUN
inlawrev-2697	792	5	institutions	institution	NOUN
inlawrev-2697	792	6	deregulation	deregulation	NOUN
inlawrev-2697	792	7	and	and	CCONJ
inlawrev-2697	792	8	monetary	monetary	ADJ
inlawrev-2697	792	9	control	control	NOUN
inlawrev-2697	792	10	act	act	NOUN
inlawrev-2697	792	11	of	of	ADP
inlawrev-2697	792	12	1980	1980	NUM
inlawrev-2697	792	13	,	,	PUNCT
inlawrev-2697	792	14	12	12	NUM
inlawrev-2697	792	15	u.s.c	u.s.c	NOUN
inlawrev-2697	792	16	.	.	PUNCT
inlawrev-2697	793	1	1987	1987	NUM
inlawrev-2697	793	2	]	]	PUNCT
inlawrev-2697	793	3	commercial	commercial	ADJ
inlawrev-2697	793	4	mortgages	mortgage	NOUN
inlawrev-2697	793	5	759	759	NUM
inlawrev-2697	793	6	only	only	ADV
inlawrev-2697	793	7	two	two	NUM
inlawrev-2697	793	8	lower	low	ADJ
inlawrev-2697	793	9	court	court	NOUN
inlawrev-2697	793	10	decisions	decision	NOUN
inlawrev-2697	793	11	address	address	VERB
inlawrev-2697	793	12	the	the	DET
inlawrev-2697	793	13	board	board	NOUN
inlawrev-2697	793	14	's	's	PART
inlawrev-2697	793	15	preemptive	preemptive	ADJ
inlawrev-2697	793	16	powers	power	NOUN
inlawrev-2697	793	17	regarding	regard	VERB
inlawrev-2697	793	18	prepayment	prepayment	NOUN
inlawrev-2697	793	19	penalties	penalty	NOUN
inlawrev-2697	793	20	;	;	PUNCT
inlawrev-2697	793	21	however	however	ADV
inlawrev-2697	793	22	,	,	PUNCT
inlawrev-2697	793	23	both	both	PRON
inlawrev-2697	793	24	of	of	ADP
inlawrev-2697	793	25	these	these	DET
inlawrev-2697	793	26	decisions	decision	NOUN
inlawrev-2697	793	27	involved	involve	VERB
inlawrev-2697	793	28	residential	residential	ADJ
inlawrev-2697	793	29	mortgages	mortgage	NOUN
inlawrev-2697	793	30	.	.	PUNCT
inlawrev-2697	794	1	185	185	NUM
inlawrev-2697	794	2	the	the	DET
inlawrev-2697	794	3	first	first	ADJ
inlawrev-2697	794	4	of	of	ADP
inlawrev-2697	794	5	these	these	PRON
inlawrev-2697	794	6	,	,	PUNCT
inlawrev-2697	794	7	meyers	meyer	NOUN
inlawrev-2697	794	8	,	,	PUNCT
inlawrev-2697	794	9	cited	cite	VERB
inlawrev-2697	794	10	approvingly	approvingly	ADV
inlawrev-2697	794	11	by	by	ADP
inlawrev-2697	794	12	the	the	DET
inlawrev-2697	794	13	supreme	supreme	PROPN
inlawrev-2697	794	14	court	court	PROPN
inlawrev-2697	794	15	in	in	ADP
inlawrev-2697	794	16	de	de	X
inlawrev-2697	794	17	la	la	X
inlawrev-2697	794	18	cuesta	cuesta	PROPN
inlawrev-2697	794	19	™	™	PROPN
inlawrev-2697	794	20	6	6	NUM
inlawrev-2697	794	21	involved	involve	VERB
inlawrev-2697	794	22	a	a	DET
inlawrev-2697	794	23	class	class	NOUN
inlawrev-2697	794	24	action	action	NOUN
inlawrev-2697	794	25	on	on	ADP
inlawrev-2697	794	26	behalf	behalf	NOUN
inlawrev-2697	794	27	of	of	ADP
inlawrev-2697	794	28	borrowers	borrower	NOUN
inlawrev-2697	794	29	holding	hold	VERB
inlawrev-2697	794	30	"	"	PUNCT
inlawrev-2697	794	31	real	real	ADJ
inlawrev-2697	794	32	estate	estate	NOUN
inlawrev-2697	794	33	loans	loan	NOUN
inlawrev-2697	794	34	"	"	PUNCT
inlawrev-2697	794	35	who	who	PRON
inlawrev-2697	794	36	sought	seek	VERB
inlawrev-2697	794	37	to	to	PART
inlawrev-2697	794	38	have	have	VERB
inlawrev-2697	794	39	prepayment	prepayment	NOUN
inlawrev-2697	794	40	penalty	penalty	NOUN
inlawrev-2697	794	41	provisions	provision	NOUN
inlawrev-2697	794	42	in	in	ADP
inlawrev-2697	794	43	their	their	PRON
inlawrev-2697	794	44	loan	loan	NOUN
inlawrev-2697	794	45	contracts	contract	NOUN
inlawrev-2697	794	46	with	with	ADP
inlawrev-2697	794	47	federal	federal	ADJ
inlawrev-2697	794	48	lenders	lender	NOUN
inlawrev-2697	794	49	declared	declare	VERB
inlawrev-2697	794	50	void	void	ADJ
inlawrev-2697	794	51	as	as	ADP
inlawrev-2697	794	52	invalid	invalid	ADJ
inlawrev-2697	794	53	liquidated	liquidate	VERB
inlawrev-2697	794	54	damage	damage	NOUN
inlawrev-2697	794	55	clauses	clause	NOUN
inlawrev-2697	794	56	under	under	ADP
inlawrev-2697	794	57	a	a	DET
inlawrev-2697	794	58	california	california	PROPN
inlawrev-2697	794	59	statute	statute	NOUN
inlawrev-2697	794	60	.	.	PUNCT
inlawrev-2697	795	1	187	187	NUM
inlawrev-2697	795	2	the	the	DET
inlawrev-2697	795	3	ninth	ninth	ADJ
inlawrev-2697	795	4	circuit	circuit	NOUN
inlawrev-2697	795	5	,	,	PUNCT
inlawrev-2697	795	6	while	while	SCONJ
inlawrev-2697	795	7	required	require	VERB
inlawrev-2697	795	8	by	by	ADP
inlawrev-2697	795	9	the	the	DET
inlawrev-2697	795	10	circumstances	circumstance	NOUN
inlawrev-2697	795	11	of	of	ADP
inlawrev-2697	795	12	the	the	DET
inlawrev-2697	795	13	case	case	NOUN
inlawrev-2697	795	14	to	to	PART
inlawrev-2697	795	15	determine	determine	VERB
inlawrev-2697	795	16	only	only	ADV
inlawrev-2697	795	17	whether	whether	SCONJ
inlawrev-2697	795	18	a	a	DET
inlawrev-2697	795	19	specific	specific	ADJ
inlawrev-2697	795	20	federal	federal	ADJ
inlawrev-2697	795	21	regulation	regulation	NOUN
inlawrev-2697	795	22	providing	provide	VERB
inlawrev-2697	795	23	for	for	ADP
inlawrev-2697	795	24	prepayment	prepayment	NOUN
inlawrev-2697	795	25	penalties	penalty	NOUN
inlawrev-2697	795	26	in	in	ADP
inlawrev-2697	795	27	fact	fact	NOUN
inlawrev-2697	795	28	conflicted	conflict	VERB
inlawrev-2697	795	29	with	with	ADP
inlawrev-2697	795	30	and	and	CCONJ
inlawrev-2697	795	31	therefore	therefore	ADV
inlawrev-2697	795	32	preempted	preempt	VERB
inlawrev-2697	795	33	a	a	DET
inlawrev-2697	795	34	specific	specific	ADJ
inlawrev-2697	795	35	state	state	NOUN
inlawrev-2697	795	36	statute	statute	NOUN
inlawrev-2697	795	37	,	,	PUNCT
inlawrev-2697	795	38	instead	instead	ADV
inlawrev-2697	795	39	chose	choose	VERB
inlawrev-2697	795	40	to	to	PART
inlawrev-2697	795	41	base	base	VERB
inlawrev-2697	795	42	its	its	PRON
inlawrev-2697	795	43	holding	holding	NOUN
inlawrev-2697	795	44	upon	upon	SCONJ
inlawrev-2697	795	45	much	much	ADV
inlawrev-2697	795	46	broader	broad	ADJ
inlawrev-2697	795	47	grounds	ground	NOUN
inlawrev-2697	795	48	.	.	PUNCT
inlawrev-2697	796	1	the	the	DET
inlawrev-2697	796	2	court	court	NOUN
inlawrev-2697	796	3	held	hold	VERB
inlawrev-2697	796	4	that	that	SCONJ
inlawrev-2697	796	5	federal	federal	ADJ
inlawrev-2697	796	6	law	law	NOUN
inlawrev-2697	796	7	preempted	preempt	VERB
inlawrev-2697	796	8	the	the	DET
inlawrev-2697	796	9	entire	entire	ADJ
inlawrev-2697	796	10	field	field	NOUN
inlawrev-2697	796	11	of	of	ADP
inlawrev-2697	796	12	prepayment	prepayment	NOUN
inlawrev-2697	796	13	penalties	penalty	NOUN
inlawrev-2697	796	14	to	to	ADP
inlawrev-2697	796	15	federal	federal	ADJ
inlawrev-2697	796	16	lenders	lender	NOUN
inlawrev-2697	796	17	in	in	ADP
inlawrev-2697	796	18	"	"	PUNCT
inlawrev-2697	796	19	real	real	ADJ
inlawrev-2697	796	20	estate	estate	NOUN
inlawrev-2697	796	21	loans	loan	NOUN
inlawrev-2697	796	22	"	"	PUNCT
inlawrev-2697	796	23	and	and	CCONJ
inlawrev-2697	796	24	,	,	PUNCT
inlawrev-2697	796	25	because	because	SCONJ
inlawrev-2697	796	26	of	of	ADP
inlawrev-2697	796	27	this	this	PRON
inlawrev-2697	796	28	,	,	PUNCT
inlawrev-2697	796	29	that	that	SCONJ
inlawrev-2697	796	30	all	all	DET
inlawrev-2697	796	31	state	state	NOUN
inlawrev-2697	796	32	laws	law	NOUN
inlawrev-2697	796	33	were	be	AUX
inlawrev-2697	796	34	inapplicable	inapplicable	ADJ
inlawrev-2697	796	35	.	.	PUNCT
inlawrev-2697	797	1	188	188	NUM
inlawrev-2697	797	2	a	a	DET
inlawrev-2697	797	3	second	second	ADJ
inlawrev-2697	797	4	case	case	NOUN
inlawrev-2697	797	5	interpreting	interpret	VERB
inlawrev-2697	797	6	the	the	DET
inlawrev-2697	797	7	board	board	NOUN
inlawrev-2697	797	8	's	's	PART
inlawrev-2697	797	9	preemptive	preemptive	ADJ
inlawrev-2697	797	10	powers	power	NOUN
inlawrev-2697	797	11	over	over	ADP
inlawrev-2697	797	12	the	the	DET
inlawrev-2697	797	13	collection	collection	NOUN
inlawrev-2697	797	14	of	of	ADP
inlawrev-2697	797	15	prepayment	prepayment	NOUN
inlawrev-2697	797	16	penalties	penalty	NOUN
inlawrev-2697	797	17	by	by	ADP
inlawrev-2697	797	18	federal	federal	ADJ
inlawrev-2697	797	19	lenders	lender	NOUN
inlawrev-2697	797	20	in	in	ADP
inlawrev-2697	797	21	residential	residential	ADJ
inlawrev-2697	797	22	mortgages	mortgage	NOUN
inlawrev-2697	797	23	is	be	AUX
inlawrev-2697	797	24	tooian	tooian	NOUN
inlawrev-2697	797	25	v.	v.	ADP
inlawrev-2697	797	26	trevose	trevose	PROPN
inlawrev-2697	797	27	federal	federal	PROPN
inlawrev-2697	797	28	savings	savings	PROPN
inlawrev-2697	797	29	&	&	CCONJ
inlawrev-2697	797	30	loan	loan	PROPN
inlawrev-2697	797	31	association	association	PROPN
inlawrev-2697	797	32	.	.	PUNCT
inlawrev-2697	798	1	1	1	NUM
inlawrev-2697	798	2	*	*	SYM
inlawrev-2697	798	3	9	9	NUM
inlawrev-2697	798	4	in	in	ADP
inlawrev-2697	798	5	toolan	toolan	NOUN
inlawrev-2697	798	6	,	,	PUNCT
inlawrev-2697	798	7	the	the	DET
inlawrev-2697	798	8	pennsylvania	pennsylvania	PROPN
inlawrev-2697	798	9	supreme	supreme	PROPN
inlawrev-2697	798	10	court	court	PROPN
inlawrev-2697	798	11	employed	employ	VERB
inlawrev-2697	798	12	a	a	DET
inlawrev-2697	798	13	preemption	preemption	NOUN
inlawrev-2697	798	14	analysis	analysis	NOUN
inlawrev-2697	798	15	similar	similar	ADJ
inlawrev-2697	798	16	to	to	ADP
inlawrev-2697	798	17	that	that	PRON
inlawrev-2697	798	18	used	use	VERB
inlawrev-2697	798	19	by	by	ADP
inlawrev-2697	798	20	the	the	DET
inlawrev-2697	798	21	supreme	supreme	PROPN
inlawrev-2697	798	22	court	court	PROPN
inlawrev-2697	798	23	in	in	ADP
inlawrev-2697	798	24	de	de	X
inlawrev-2697	798	25	la	la	X
inlawrev-2697	798	26	cuesta	cuesta	X
inlawrev-2697	798	27	to	to	PART
inlawrev-2697	798	28	determine	determine	VERB
inlawrev-2697	798	29	whether	whether	SCONJ
inlawrev-2697	798	30	a	a	DET
inlawrev-2697	798	31	state	state	NOUN
inlawrev-2697	798	32	statute	statute	NOUN
inlawrev-2697	798	33	prohibiting	prohibit	VERB
inlawrev-2697	798	34	prepayment	prepayment	NOUN
inlawrev-2697	798	35	penalties	penalty	NOUN
inlawrev-2697	798	36	in	in	ADP
inlawrev-2697	798	37	residential	residential	ADJ
inlawrev-2697	798	38	mortgages	mortgage	NOUN
inlawrev-2697	798	39	was	be	AUX
inlawrev-2697	798	40	preempted	preempt	VERB
inlawrev-2697	798	41	by	by	ADP
inlawrev-2697	798	42	contradictory	contradictory	ADJ
inlawrev-2697	798	43	federal	federal	ADJ
inlawrev-2697	798	44	regulations	regulation	NOUN
inlawrev-2697	798	45	providing	provide	VERB
inlawrev-2697	798	46	for	for	ADP
inlawrev-2697	798	47	prepayment	prepayment	NOUN
inlawrev-2697	798	48	penalties	penalty	NOUN
inlawrev-2697	798	49	.	.	PUNCT
inlawrev-2697	799	1	190	190	NUM
inlawrev-2697	799	2	focusing	focus	VERB
inlawrev-2697	799	3	upon	upon	SCONJ
inlawrev-2697	799	4	statements	statement	NOUN
inlawrev-2697	799	5	in	in	ADP
inlawrev-2697	799	6	de	de	X
inlawrev-2697	799	7	la	la	X
inlawrev-2697	799	8	cuesta	cuesta	X
inlawrev-2697	799	9	supportive	supportive	ADJ
inlawrev-2697	799	10	of	of	ADP
inlawrev-2697	799	11	prepayment	prepayment	NOUN
inlawrev-2697	799	12	penalty	penalty	NOUN
inlawrev-2697	799	13	preemption	preemption	NOUN
inlawrev-2697	799	14	,	,	PUNCT
inlawrev-2697	799	15	191	191	NUM
inlawrev-2697	799	16	and	and	CCONJ
inlawrev-2697	799	17	ignoring	ignore	VERB
inlawrev-2697	799	18	the	the	DET
inlawrev-2697	799	19	supreme	supreme	PROPN
inlawrev-2697	799	20	court	court	PROPN
inlawrev-2697	799	21	's	's	PART
inlawrev-2697	799	22	expressions	expression	NOUN
inlawrev-2697	799	23	of	of	ADP
inlawrev-2697	799	24	doubt	doubt	NOUN
inlawrev-2697	799	25	upon	upon	SCONJ
inlawrev-2697	799	26	the	the	DET
inlawrev-2697	799	27	issue	issue	NOUN
inlawrev-2697	799	28	,	,	PUNCT
inlawrev-2697	799	29	192	192	NUM
inlawrev-2697	799	30	the	the	DET
inlawrev-2697	799	31	toolan	toolan	PROPN
inlawrev-2697	799	32	court	court	NOUN
inlawrev-2697	799	33	held	hold	VERB
inlawrev-2697	799	34	that	that	SCONJ
inlawrev-2697	799	35	the	the	DET
inlawrev-2697	799	36	regulation	regulation	NOUN
inlawrev-2697	799	37	of	of	ADP
inlawrev-2697	799	38	prepayment	prepayment	NOUN
inlawrev-2697	799	39	penalties	penalty	NOUN
inlawrev-2697	799	40	was	be	AUX
inlawrev-2697	799	41	within	within	ADP
inlawrev-2697	799	42	the	the	DET
inlawrev-2697	799	43	board	board	NOUN
inlawrev-2697	799	44	's	's	PART
inlawrev-2697	799	45	power	power	NOUN
inlawrev-2697	799	46	and	and	CCONJ
inlawrev-2697	799	47	that	that	SCONJ
inlawrev-2697	799	48	the	the	DET
inlawrev-2697	799	49	board	board	NOUN
inlawrev-2697	799	50	regulations	regulation	NOUN
inlawrev-2697	799	51	did	do	AUX
inlawrev-2697	799	52	preempt	preempt	VERB
inlawrev-2697	799	53	the	the	DET
inlawrev-2697	799	54	contradictory	contradictory	ADJ
inlawrev-2697	799	55	state	state	NOUN
inlawrev-2697	799	56	statutes	statute	NOUN
inlawrev-2697	799	57	.	.	PUNCT
inlawrev-2697	800	1	193	193	NUM
inlawrev-2697	800	2	§	§	PROPN
inlawrev-2697	800	3	17351	17351	NUM
inlawrev-2697	800	4	-	-	SYM
inlawrev-2697	800	5	7	7	NUM
inlawrev-2697	800	6	(	(	PUNCT
inlawrev-2697	800	7	1982	1982	NUM
inlawrev-2697	800	8	&	&	CCONJ
inlawrev-2697	800	9	supp	supp	PROPN
inlawrev-2697	800	10	.	.	PUNCT
inlawrev-2697	800	11	1985	1985	NUM
inlawrev-2697	800	12	)	)	PUNCT
inlawrev-2697	800	13	,	,	PUNCT
inlawrev-2697	800	14	which	which	PRON
inlawrev-2697	800	15	preempted	preempt	VERB
inlawrev-2697	800	16	state	state	NOUN
inlawrev-2697	800	17	usury	usury	NOUN
inlawrev-2697	800	18	laws	law	NOUN
inlawrev-2697	800	19	for	for	ADP
inlawrev-2697	800	20	all	all	DET
inlawrev-2697	800	21	"	"	PUNCT
inlawrev-2697	800	22	federallyrelated	federallyrelate	VERB
inlawrev-2697	800	23	"	"	PUNCT
inlawrev-2697	800	24	loans	loan	NOUN
inlawrev-2697	800	25	secured	secure	VERB
inlawrev-2697	800	26	by	by	ADP
inlawrev-2697	800	27	first	first	ADJ
inlawrev-2697	800	28	liens	lien	NOUN
inlawrev-2697	800	29	on	on	ADP
inlawrev-2697	800	30	residential	residential	ADJ
inlawrev-2697	800	31	real	real	ADJ
inlawrev-2697	800	32	estate	estate	NOUN
inlawrev-2697	800	33	.	.	PUNCT
inlawrev-2697	801	1	the	the	DET
inlawrev-2697	801	2	board	board	NOUN
inlawrev-2697	801	3	regulations	regulation	NOUN
inlawrev-2697	801	4	issued	issue	VERB
inlawrev-2697	801	5	under	under	ADP
inlawrev-2697	801	6	the	the	DET
inlawrev-2697	801	7	authority	authority	NOUN
inlawrev-2697	801	8	of	of	ADP
inlawrev-2697	801	9	this	this	DET
inlawrev-2697	801	10	statute	statute	NOUN
inlawrev-2697	801	11	may	may	AUX
inlawrev-2697	801	12	be	be	AUX
inlawrev-2697	801	13	found	find	VERB
inlawrev-2697	801	14	at	at	ADP
inlawrev-2697	801	15	12	12	NUM
inlawrev-2697	801	16	c.f.r	c.f.r	NOUN
inlawrev-2697	801	17	.	.	PUNCT
inlawrev-2697	802	1	§	§	PROPN
inlawrev-2697	802	2	§	§	PROPN
inlawrev-2697	802	3	590.1	590.1	NUM
inlawrev-2697	802	4	-	-	SYM
inlawrev-2697	802	5	590.101	590.101	NUM
inlawrev-2697	802	6	(	(	PUNCT
inlawrev-2697	802	7	1986	1986	NUM
inlawrev-2697	802	8	)	)	PUNCT
inlawrev-2697	802	9	.	.	PUNCT
inlawrev-2697	803	1	a	a	DET
inlawrev-2697	803	2	third	third	ADJ
inlawrev-2697	803	3	example	example	NOUN
inlawrev-2697	803	4	of	of	ADP
inlawrev-2697	803	5	a	a	DET
inlawrev-2697	803	6	clearly	clearly	ADV
inlawrev-2697	803	7	preemptive	preemptive	ADJ
inlawrev-2697	803	8	statute	statute	NOUN
inlawrev-2697	803	9	is	be	AUX
inlawrev-2697	803	10	the	the	DET
inlawrev-2697	803	11	alternative	alternative	ADJ
inlawrev-2697	803	12	mortgage	mortgage	NOUN
inlawrev-2697	803	13	transactions	transaction	NOUN
inlawrev-2697	803	14	parity	parity	NOUN
inlawrev-2697	803	15	act	act	NOUN
inlawrev-2697	803	16	of	of	ADP
inlawrev-2697	803	17	1982	1982	NUM
inlawrev-2697	803	18	,	,	PUNCT
inlawrev-2697	803	19	12	12	NUM
inlawrev-2697	803	20	u.s.c	u.s.c	ADJ
inlawrev-2697	803	21	.	.	PUNCT
inlawrev-2697	804	1	§	§	PROPN
inlawrev-2697	804	2	§	§	PROPN
inlawrev-2697	804	3	3801	3801	NUM
inlawrev-2697	804	4	-	-	SYM
inlawrev-2697	804	5	3805	3805	NUM
inlawrev-2697	804	6	(	(	PUNCT
inlawrev-2697	804	7	1982	1982	NUM
inlawrev-2697	804	8	&	&	CCONJ
inlawrev-2697	804	9	supp	supp	PROPN
inlawrev-2697	804	10	.	.	PUNCT
inlawrev-2697	805	1	1985	1985	NUM
inlawrev-2697	805	2	)	)	PUNCT
inlawrev-2697	805	3	,	,	PUNCT
inlawrev-2697	805	4	which	which	PRON
inlawrev-2697	805	5	authorized	authorize	VERB
inlawrev-2697	805	6	state	state	NOUN
inlawrev-2697	805	7	chartered	charter	VERB
inlawrev-2697	805	8	financial	financial	ADJ
inlawrev-2697	805	9	institutions	institution	NOUN
inlawrev-2697	805	10	to	to	PART
inlawrev-2697	805	11	make	make	VERB
inlawrev-2697	805	12	alternative	alternative	ADJ
inlawrev-2697	805	13	forms	form	NOUN
inlawrev-2697	805	14	of	of	ADP
inlawrev-2697	805	15	mortgage	mortgage	NOUN
inlawrev-2697	805	16	loans	loan	NOUN
inlawrev-2697	805	17	approved	approve	VERB
inlawrev-2697	805	18	by	by	ADP
inlawrev-2697	805	19	federal	federal	ADJ
inlawrev-2697	805	20	financial	financial	ADJ
inlawrev-2697	805	21	regulatory	regulatory	ADJ
inlawrev-2697	805	22	agencies	agency	NOUN
inlawrev-2697	805	23	,	,	PUNCT
inlawrev-2697	805	24	even	even	ADV
inlawrev-2697	805	25	though	though	SCONJ
inlawrev-2697	805	26	the	the	DET
inlawrev-2697	805	27	loans	loan	NOUN
inlawrev-2697	805	28	might	might	AUX
inlawrev-2697	805	29	be	be	AUX
inlawrev-2697	805	30	contrary	contrary	ADJ
inlawrev-2697	805	31	to	to	ADP
inlawrev-2697	805	32	state	state	NOUN
inlawrev-2697	805	33	law	law	NOUN
inlawrev-2697	805	34	.	.	PUNCT
inlawrev-2697	806	1	185while	185while	PROPN
inlawrev-2697	806	2	both	both	PRON
inlawrev-2697	806	3	of	of	ADP
inlawrev-2697	806	4	these	these	DET
inlawrev-2697	806	5	decisions	decision	NOUN
inlawrev-2697	806	6	address	address	VERB
inlawrev-2697	806	7	the	the	DET
inlawrev-2697	806	8	preemption	preemption	NOUN
inlawrev-2697	806	9	issue	issue	NOUN
inlawrev-2697	806	10	in	in	ADP
inlawrev-2697	806	11	the	the	DET
inlawrev-2697	806	12	residential	residential	ADJ
inlawrev-2697	806	13	mortgage	mortgage	NOUN
inlawrev-2697	806	14	context	context	NOUN
inlawrev-2697	806	15	,	,	PUNCT
inlawrev-2697	806	16	undoubtedly	undoubtedly	ADV
inlawrev-2697	806	17	commercial	commercial	ADJ
inlawrev-2697	806	18	lenders	lender	NOUN
inlawrev-2697	806	19	will	will	AUX
inlawrev-2697	806	20	apply	apply	VERB
inlawrev-2697	806	21	similar	similar	ADJ
inlawrev-2697	806	22	reasoning	reasoning	NOUN
inlawrev-2697	806	23	in	in	ADP
inlawrev-2697	806	24	litigation	litigation	NOUN
inlawrev-2697	806	25	involving	involve	VERB
inlawrev-2697	806	26	prepayment	prepayment	NOUN
inlawrev-2697	806	27	penalties	penalty	NOUN
inlawrev-2697	806	28	assessed	assess	VERB
inlawrev-2697	806	29	in	in	ADP
inlawrev-2697	806	30	the	the	DET
inlawrev-2697	806	31	commercial	commercial	ADJ
inlawrev-2697	806	32	mortgage	mortgage	NOUN
inlawrev-2697	806	33	context	context	NOUN
inlawrev-2697	806	34	.	.	PUNCT
inlawrev-2697	807	1	is6see	is6see	PROPN
inlawrev-2697	807	2	supra	supra	PROPN
inlawrev-2697	807	3	notes	note	VERB
inlawrev-2697	807	4	177	177	NUM
inlawrev-2697	807	5	-	-	SYM
inlawrev-2697	807	6	78	78	NUM
inlawrev-2697	807	7	and	and	CCONJ
inlawrev-2697	807	8	accompanying	accompany	VERB
inlawrev-2697	807	9	text	text	NOUN
inlawrev-2697	807	10	.	.	PUNCT
inlawrev-2697	808	1	187499	187499	NUM
inlawrev-2697	808	2	f.2d	f.2d	PUNCT
inlawrev-2697	808	3	at	at	ADP
inlawrev-2697	808	4	1146	1146	NUM
inlawrev-2697	808	5	.	.	PUNCT
inlawrev-2697	809	1	is8	is8	PROPN
inlawrev-2697	809	2	i	i	PRON
inlawrev-2697	809	3	d.	d.	PROPN
inlawrev-2697	809	4	at	at	ADP
inlawrev-2697	809	5	1147	1147	NUM
inlawrev-2697	809	6	.	.	PUNCT
inlawrev-2697	810	1	189501	189501	NUM
inlawrev-2697	810	2	pa	pa	PROPN
inlawrev-2697	810	3	.	.	PROPN
inlawrev-2697	810	4	477	477	NUM
inlawrev-2697	810	5	,	,	PUNCT
inlawrev-2697	810	6	462	462	NUM
inlawrev-2697	810	7	a.2d	a.2d	NUM
inlawrev-2697	810	8	224	224	NUM
inlawrev-2697	810	9	(	(	PUNCT
inlawrev-2697	810	10	1983	1983	NUM
inlawrev-2697	810	11	)	)	PUNCT
inlawrev-2697	810	12	.	.	PUNCT
inlawrev-2697	811	1	l90	l90	PROPN
inlawrev-2697	811	2	i	i	PRON
inlawrev-2697	811	3	d.	d.	PROPN
inlawrev-2697	811	4	at	at	ADP
inlawrev-2697	811	5	481	481	NUM
inlawrev-2697	811	6	-	-	SYM
inlawrev-2697	811	7	83	83	NUM
inlawrev-2697	811	8	,	,	PUNCT
inlawrev-2697	811	9	462	462	NUM
inlawrev-2697	811	10	a.2d	a.2d	PUNCT
inlawrev-2697	811	11	at	at	ADP
inlawrev-2697	811	12	226	226	NUM
inlawrev-2697	811	13	-	-	SYM
inlawrev-2697	811	14	27	27	NUM
inlawrev-2697	811	15	.	.	PUNCT
inlawrev-2697	812	1	191	191	NUM
inlawrev-2697	812	2	see	see	VERB
inlawrev-2697	812	3	supra	supra	PROPN
inlawrev-2697	812	4	notes	note	VERB
inlawrev-2697	812	5	176	176	NUM
inlawrev-2697	812	6	-	-	SYM
inlawrev-2697	812	7	78	78	NUM
inlawrev-2697	812	8	and	and	CCONJ
inlawrev-2697	812	9	accompanying	accompany	VERB
inlawrev-2697	812	10	text	text	NOUN
inlawrev-2697	812	11	.	.	PUNCT
inlawrev-2697	813	1	192see	192see	NUM
inlawrev-2697	813	2	supra	supra	PROPN
inlawrev-2697	813	3	notes	note	VERB
inlawrev-2697	813	4	174	174	NUM
inlawrev-2697	813	5	and	and	CCONJ
inlawrev-2697	813	6	175	175	NUM
inlawrev-2697	813	7	and	and	CCONJ
inlawrev-2697	813	8	accompanying	accompany	VERB
inlawrev-2697	813	9	text	text	NOUN
inlawrev-2697	813	10	.	.	PUNCT
inlawrev-2697	814	1	i93501	i93501	VERB
inlawrev-2697	814	2	pa	pa	PROPN
inlawrev-2697	814	3	.	.	PUNCT
inlawrev-2697	815	1	at	at	ADP
inlawrev-2697	815	2	484	484	NUM
inlawrev-2697	815	3	,	,	PUNCT
inlawrev-2697	815	4	462	462	NUM
inlawrev-2697	815	5	a.2d	a.2d	PUNCT
inlawrev-2697	815	6	at	at	ADP
inlawrev-2697	815	7	227	227	NUM
inlawrev-2697	815	8	.	.	PUNCT
inlawrev-2697	816	1	760	760	NUM
inlawrev-2697	816	2	indiana	indiana	PROPN
inlawrev-2697	816	3	law	law	PROPN
inlawrev-2697	816	4	review	review	NOUN
inlawrev-2697	816	5	[	[	X
inlawrev-2697	816	6	vol	vol	NOUN
inlawrev-2697	816	7	.	.	PUNCT
inlawrev-2697	816	8	20:735	20:735	NUM
inlawrev-2697	816	9	undoubtedly	undoubtedly	ADV
inlawrev-2697	816	10	,	,	PUNCT
inlawrev-2697	816	11	federally	federally	ADV
inlawrev-2697	816	12	-	-	PUNCT
inlawrev-2697	816	13	chartered	charter	VERB
inlawrev-2697	816	14	savings	saving	NOUN
inlawrev-2697	816	15	and	and	CCONJ
inlawrev-2697	816	16	loan	loan	NOUN
inlawrev-2697	816	17	associations	association	NOUN
inlawrev-2697	816	18	will	will	AUX
inlawrev-2697	816	19	argue	argue	VERB
inlawrev-2697	816	20	that	that	SCONJ
inlawrev-2697	816	21	the	the	DET
inlawrev-2697	816	22	reasoning	reasoning	NOUN
inlawrev-2697	816	23	of	of	ADP
inlawrev-2697	816	24	meyers	meyer	NOUN
inlawrev-2697	816	25	and	and	CCONJ
inlawrev-2697	816	26	toolan	toolan	NOUN
inlawrev-2697	816	27	should	should	AUX
inlawrev-2697	816	28	be	be	AUX
inlawrev-2697	816	29	extended	extend	VERB
inlawrev-2697	816	30	to	to	PART
inlawrev-2697	816	31	include	include	VERB
inlawrev-2697	816	32	the	the	DET
inlawrev-2697	816	33	collection	collection	NOUN
inlawrev-2697	816	34	of	of	ADP
inlawrev-2697	816	35	prepayment	prepayment	NOUN
inlawrev-2697	816	36	penalties	penalty	NOUN
inlawrev-2697	816	37	in	in	ADP
inlawrev-2697	816	38	the	the	DET
inlawrev-2697	816	39	commercial	commercial	ADJ
inlawrev-2697	816	40	mortgage	mortgage	NOUN
inlawrev-2697	816	41	context	context	NOUN
inlawrev-2697	816	42	as	as	ADV
inlawrev-2697	816	43	well	well	ADV
inlawrev-2697	816	44	.	.	PUNCT
inlawrev-2697	817	1	should	should	AUX
inlawrev-2697	817	2	future	future	ADJ
inlawrev-2697	817	3	courts	court	NOUN
inlawrev-2697	817	4	conclude	conclude	VERB
inlawrev-2697	817	5	that	that	SCONJ
inlawrev-2697	817	6	state	state	NOUN
inlawrev-2697	817	7	laws	law	NOUN
inlawrev-2697	817	8	concerning	concern	VERB
inlawrev-2697	817	9	the	the	DET
inlawrev-2697	817	10	collection	collection	NOUN
inlawrev-2697	817	11	of	of	ADP
inlawrev-2697	817	12	prepayment	prepayment	NOUN
inlawrev-2697	817	13	penalties	penalty	NOUN
inlawrev-2697	817	14	by	by	ADP
inlawrev-2697	817	15	federal	federal	ADJ
inlawrev-2697	817	16	lenders	lender	NOUN
inlawrev-2697	817	17	are	be	AUX
inlawrev-2697	817	18	preempted	preempt	VERB
inlawrev-2697	817	19	by	by	ADP
inlawrev-2697	817	20	federal	federal	ADJ
inlawrev-2697	817	21	law	law	NOUN
inlawrev-2697	817	22	,	,	PUNCT
inlawrev-2697	817	23	it	it	PRON
inlawrev-2697	817	24	is	be	AUX
inlawrev-2697	817	25	still	still	ADV
inlawrev-2697	817	26	not	not	PART
inlawrev-2697	817	27	clear	clear	ADJ
inlawrev-2697	817	28	that	that	SCONJ
inlawrev-2697	817	29	federal	federal	ADJ
inlawrev-2697	817	30	lenders	lender	NOUN
inlawrev-2697	817	31	will	will	AUX
inlawrev-2697	817	32	be	be	AUX
inlawrev-2697	817	33	entitled	entitle	VERB
inlawrev-2697	817	34	to	to	ADP
inlawrev-2697	817	35	per	per	X
inlawrev-2697	817	36	se	se	X
inlawrev-2697	817	37	collection	collection	NOUN
inlawrev-2697	817	38	of	of	ADP
inlawrev-2697	817	39	a	a	DET
inlawrev-2697	817	40	prepayment	prepayment	NOUN
inlawrev-2697	817	41	penalty	penalty	NOUN
inlawrev-2697	817	42	pursuant	pursuant	ADJ
inlawrev-2697	817	43	to	to	ADP
inlawrev-2697	817	44	the	the	DET
inlawrev-2697	817	45	exercise	exercise	NOUN
inlawrev-2697	817	46	of	of	ADP
inlawrev-2697	817	47	a	a	DET
inlawrev-2697	817	48	due	due	ADJ
inlawrev-2697	817	49	-	-	PUNCT
inlawrev-2697	817	50	on	on	ADP
inlawrev-2697	817	51	-	-	PUNCT
inlawrev-2697	817	52	sale	sale	NOUN
inlawrev-2697	817	53	clause	clause	NOUN
inlawrev-2697	817	54	.	.	PUNCT
inlawrev-2697	818	1	if	if	SCONJ
inlawrev-2697	818	2	the	the	DET
inlawrev-2697	818	3	board	board	NOUN
inlawrev-2697	818	4	regulations	regulation	NOUN
inlawrev-2697	818	5	providing	provide	VERB
inlawrev-2697	818	6	that	that	SCONJ
inlawrev-2697	818	7	prepayment	prepayment	NOUN
inlawrev-2697	818	8	penalties	penalty	NOUN
inlawrev-2697	818	9	are	be	AUX
inlawrev-2697	818	10	"	"	PUNCT
inlawrev-2697	818	11	a	a	DET
inlawrev-2697	818	12	matter	matter	NOUN
inlawrev-2697	818	13	of	of	ADP
inlawrev-2697	818	14	contract	contract	NOUN
inlawrev-2697	818	15	between	between	ADP
inlawrev-2697	818	16	a	a	DET
inlawrev-2697	818	17	federal	federal	ADJ
inlawrev-2697	818	18	association	association	NOUN
inlawrev-2697	818	19	and	and	CCONJ
inlawrev-2697	818	20	a	a	DET
inlawrev-2697	818	21	borrower	borrower	NOUN
inlawrev-2697	818	22	"	"	PUNCT
inlawrev-2697	818	23	194	194	NUM
inlawrev-2697	818	24	and	and	CCONJ
inlawrev-2697	818	25	that	that	SCONJ
inlawrev-2697	818	26	prepayment	prepayment	NOUN
inlawrev-2697	818	27	penalties	penalty	NOUN
inlawrev-2697	818	28	may	may	AUX
inlawrev-2697	818	29	be	be	AUX
inlawrev-2697	818	30	imposed	impose	VERB
inlawrev-2697	818	31	''	''	PUNCT
inlawrev-2697	818	32	as	as	SCONJ
inlawrev-2697	818	33	provided	provide	VERB
inlawrev-2697	818	34	in	in	ADP
inlawrev-2697	818	35	the	the	DET
inlawrev-2697	818	36	loan	loan	NOUN
inlawrev-2697	818	37	contract	contract	NOUN
inlawrev-2697	818	38	"	"	PUNCT
inlawrev-2697	818	39	195	195	NUM
inlawrev-2697	818	40	apply	apply	VERB
inlawrev-2697	818	41	to	to	ADP
inlawrev-2697	818	42	commercial	commercial	ADJ
inlawrev-2697	818	43	loans	loan	NOUN
inlawrev-2697	818	44	,	,	PUNCT
inlawrev-2697	818	45	and	and	CCONJ
inlawrev-2697	818	46	if	if	SCONJ
inlawrev-2697	818	47	the	the	DET
inlawrev-2697	818	48	board	board	NOUN
inlawrev-2697	818	49	's	's	PART
inlawrev-2697	818	50	limitations	limitation	NOUN
inlawrev-2697	818	51	upon	upon	SCONJ
inlawrev-2697	818	52	the	the	DET
inlawrev-2697	818	53	collection	collection	NOUN
inlawrev-2697	818	54	of	of	ADP
inlawrev-2697	818	55	prepayment	prepayment	NOUN
inlawrev-2697	818	56	penalties	penalty	NOUN
inlawrev-2697	818	57	in	in	ADP
inlawrev-2697	818	58	residential	residential	ADJ
inlawrev-2697	818	59	mortgages196	mortgages196	PROPN
inlawrev-2697	818	60	do	do	VERB
inlawrev-2697	818	61	not	not	PART
inlawrev-2697	818	62	,	,	PUNCT
inlawrev-2697	818	63	may	may	AUX
inlawrev-2697	818	64	any	any	DET
inlawrev-2697	818	65	other	other	ADJ
inlawrev-2697	818	66	limitations	limitation	NOUN
inlawrev-2697	818	67	upon	upon	SCONJ
inlawrev-2697	818	68	the	the	DET
inlawrev-2697	818	69	collection	collection	NOUN
inlawrev-2697	818	70	of	of	ADP
inlawrev-2697	818	71	prepayment	prepayment	NOUN
inlawrev-2697	818	72	penalties	penalty	NOUN
inlawrev-2697	818	73	apply	apply	VERB
inlawrev-2697	818	74	?	?	PUNCT
inlawrev-2697	818	75	197	197	NUM
inlawrev-2697	819	1	the	the	DET
inlawrev-2697	819	2	only	only	ADJ
inlawrev-2697	819	3	applicable	applicable	ADJ
inlawrev-2697	819	4	comment	comment	NOUN
inlawrev-2697	819	5	by	by	ADP
inlawrev-2697	819	6	the	the	DET
inlawrev-2697	819	7	board	board	NOUN
inlawrev-2697	819	8	about	about	ADP
inlawrev-2697	819	9	prepayment	prepayment	NOUN
inlawrev-2697	819	10	penalties	penalty	NOUN
inlawrev-2697	819	11	in	in	ADP
inlawrev-2697	819	12	commercial	commercial	ADJ
inlawrev-2697	819	13	mortgages	mortgage	NOUN
inlawrev-2697	819	14	was	be	AUX
inlawrev-2697	819	15	included	include	VERB
inlawrev-2697	819	16	in	in	ADP
inlawrev-2697	819	17	the	the	DET
inlawrev-2697	819	18	preamble	preamble	NOUN
inlawrev-2697	819	19	to	to	ADP
inlawrev-2697	819	20	the	the	DET
inlawrev-2697	819	21	final	final	ADJ
inlawrev-2697	819	22	publication	publication	NOUN
inlawrev-2697	819	23	of	of	ADP
inlawrev-2697	819	24	the	the	DET
inlawrev-2697	819	25	board	board	NOUN
inlawrev-2697	819	26	's	's	PART
inlawrev-2697	819	27	amendment	amendment	NOUN
inlawrev-2697	819	28	to	to	ADP
inlawrev-2697	819	29	12	12	NUM
inlawrev-2697	819	30	c.f.r	c.f.r	NOUN
inlawrev-2697	819	31	.	.	PUNCT
inlawrev-2697	820	1	§	§	PROPN
inlawrev-2697	820	2	591.5(b	591.5(b	PROPN
inlawrev-2697	820	3	)	)	PUNCT
inlawrev-2697	820	4	.	.	PUNCT
inlawrev-2697	821	1	198	198	NUM
inlawrev-2697	821	2	there	there	ADV
inlawrev-2697	821	3	,	,	PUNCT
inlawrev-2697	821	4	responding	respond	VERB
inlawrev-2697	821	5	to	to	ADP
inlawrev-2697	821	6	a	a	DET
inlawrev-2697	821	7	query	query	NOUN
inlawrev-2697	821	8	from	from	ADP
inlawrev-2697	821	9	an	an	DET
inlawrev-2697	821	10	indianapolis	indianapolis	PROPN
inlawrev-2697	821	11	-	-	PUNCT
inlawrev-2697	821	12	based	base	VERB
inlawrev-2697	821	13	lender	lender	NOUN
inlawrev-2697	821	14	,	,	PUNCT
inlawrev-2697	821	15	199	199	NUM
inlawrev-2697	821	16	the	the	DET
inlawrev-2697	821	17	board	board	NOUN
inlawrev-2697	821	18	stated	state	VERB
inlawrev-2697	821	19	that	that	SCONJ
inlawrev-2697	821	20	"	"	PUNCT
inlawrev-2697	821	21	[	[	X
inlawrev-2697	821	22	f]ederal	f]ederal	ADJ
inlawrev-2697	821	23	associations	association	NOUN
inlawrev-2697	821	24	may	may	AUX
inlawrev-2697	821	25	include	include	VERB
inlawrev-2697	821	26	prepayment	prepayment	NOUN
inlawrev-2697	821	27	penalty	penalty	NOUN
inlawrev-2697	821	28	clauses	clause	NOUN
inlawrev-2697	821	29	in	in	ADP
inlawrev-2697	821	30	any	any	DET
inlawrev-2697	821	31	loan	loan	NOUN
inlawrev-2697	821	32	they	they	PRON
inlawrev-2697	821	33	make	make	VERB
inlawrev-2697	821	34	and	and	CCONJ
inlawrev-2697	821	35	,	,	PUNCT
inlawrev-2697	821	36	except	except	SCONJ
inlawrev-2697	821	37	for	for	ADP
inlawrev-2697	821	38	limitations	limitation	NOUN
inlawrev-2697	821	39	imposed	impose	VERB
inlawrev-2697	821	40	by	by	ADP
inlawrev-2697	821	41	board	board	NOUN
inlawrev-2697	821	42	regulations	regulation	NOUN
inlawrev-2697	821	43	,	,	PUNCT
inlawrev-2697	821	44	enforce	enforce	VERB
inlawrev-2697	821	45	such	such	ADJ
inlawrev-2697	821	46	clauses	clause	NOUN
inlawrev-2697	821	47	according	accord	VERB
inlawrev-2697	821	48	to	to	ADP
inlawrev-2697	821	49	their	their	PRON
inlawrev-2697	821	50	terms	term	NOUN
inlawrev-2697	821	51	,	,	PUNCT
inlawrev-2697	821	52	state	state	NOUN
inlawrev-2697	821	53	law	law	NOUN
inlawrev-2697	821	54	—	—	PUNCT
inlawrev-2697	821	55	including	include	VERB
inlawrev-2697	821	56	equitable	equitable	ADJ
inlawrev-2697	821	57	principles	principle	NOUN
inlawrev-2697	821	58	—	—	PUNCT
inlawrev-2697	821	59	notwithstanding	notwithstanding	ADV
inlawrev-2697	821	60	.	.	PUNCT
inlawrev-2697	821	61	"200	"200	PROPN
inlawrev-2697	822	1	if	if	SCONJ
inlawrev-2697	822	2	courts	court	NOUN
inlawrev-2697	822	3	chose	choose	VERB
inlawrev-2697	822	4	to	to	PART
inlawrev-2697	822	5	view	view	VERB
inlawrev-2697	822	6	this	this	DET
inlawrev-2697	822	7	statement	statement	NOUN
inlawrev-2697	822	8	by	by	ADP
inlawrev-2697	822	9	the	the	DET
inlawrev-2697	822	10	board	board	NOUN
inlawrev-2697	822	11	as	as	ADP
inlawrev-2697	822	12	preemptive	preemptive	ADJ
inlawrev-2697	822	13	of	of	ADP
inlawrev-2697	822	14	state	state	NOUN
inlawrev-2697	822	15	law	law	NOUN
inlawrev-2697	822	16	,	,	PUNCT
inlawrev-2697	822	17	201	201	NUM
inlawrev-2697	822	18	it	it	PRON
inlawrev-2697	822	19	would	would	AUX
inlawrev-2697	822	20	seem	seem	VERB
inlawrev-2697	822	21	that	that	SCONJ
inlawrev-2697	822	22	a	a	DET
inlawrev-2697	822	23	federally	federally	ADV
inlawrev-2697	822	24	-	-	PUNCT
inlawrev-2697	822	25	chartered	charter	VERB
inlawrev-2697	822	26	lender	lender	NOUN
inlawrev-2697	822	27	could	could	AUX
inlawrev-2697	822	28	collect	collect	VERB
inlawrev-2697	822	29	a	a	DET
inlawrev-2697	822	30	prepayment	prepayment	NOUN
inlawrev-2697	822	31	penalty	penalty	NOUN
inlawrev-2697	822	32	in	in	ADP
inlawrev-2697	822	33	a	a	DET
inlawrev-2697	822	34	commercial	commercial	ADJ
inlawrev-2697	822	35	mortgage	mortgage	NOUN
inlawrev-2697	822	36	situation	situation	NOUN
inlawrev-2697	822	37	even	even	ADV
inlawrev-2697	822	38	if	if	SCONJ
inlawrev-2697	822	39	the	the	DET
inlawrev-2697	822	40	loan	loan	NOUN
inlawrev-2697	822	41	were	be	AUX
inlawrev-2697	822	42	paid	pay	VERB
inlawrev-2697	822	43	as	as	ADP
inlawrev-2697	822	44	the	the	DET
inlawrev-2697	822	45	result	result	NOUN
inlawrev-2697	822	46	of	of	ADP
inlawrev-2697	822	47	a	a	DET
inlawrev-2697	822	48	nonvoluntary	nonvoluntary	ADJ
inlawrev-2697	822	49	payment	payment	NOUN
inlawrev-2697	822	50	by	by	ADP
inlawrev-2697	822	51	the	the	DET
inlawrev-2697	822	52	borrower	borrower	NOUN
inlawrev-2697	822	53	.	.	PUNCT
inlawrev-2697	823	1	the	the	DET
inlawrev-2697	823	2	nonvoluntary	nonvoluntary	ADJ
inlawrev-2697	823	3	exceptions	exception	NOUN
inlawrev-2697	823	4	to	to	ADP
inlawrev-2697	823	5	enforcement	enforcement	NOUN
inlawrev-2697	823	6	of	of	ADP
inlawrev-2697	823	7	prepayment	prepayment	NOUN
inlawrev-2697	823	8	penalties	penalty	NOUN
inlawrev-2697	823	9	have	have	AUX
inlawrev-2697	823	10	been	be	AUX
inlawrev-2697	823	11	termed	term	VERB
inlawrev-2697	823	12	"	"	PUNCT
inlawrev-2697	823	13	equitable	equitable	ADJ
inlawrev-2697	823	14	applications	application	NOUN
inlawrev-2697	823	15	"	"	PUNCT
inlawrev-2697	823	16	of	of	ADP
inlawrev-2697	823	17	the	the	DET
inlawrev-2697	823	18	law202	law202	PROPN
inlawrev-2697	823	19	and	and	CCONJ
inlawrev-2697	823	20	would	would	AUX
inlawrev-2697	823	21	likely	likely	ADV
inlawrev-2697	823	22	fall	fall	VERB
inlawrev-2697	823	23	within	within	ADP
inlawrev-2697	823	24	the	the	DET
inlawrev-2697	823	25	category	category	NOUN
inlawrev-2697	823	26	of	of	ADP
inlawrev-2697	823	27	state	state	NOUN
inlawrev-2697	823	28	laws	law	NOUN
inlawrev-2697	823	29	preempted	preempt	VERB
inlawrev-2697	823	30	under	under	ADP
inlawrev-2697	823	31	the	the	DET
inlawrev-2697	823	32	board	board	NOUN
inlawrev-2697	823	33	's	's	PART
inlawrev-2697	823	34	interpretation	interpretation	NOUN
inlawrev-2697	823	35	.	.	PUNCT
inlawrev-2697	824	1	194	194	NUM
inlawrev-2697	824	2	12	12	NUM
inlawrev-2697	824	3	c.f.r	c.f.r	NOUN
inlawrev-2697	824	4	.	.	PUNCT
inlawrev-2697	825	1	§	§	PROPN
inlawrev-2697	825	2	555.15	555.15	NUM
inlawrev-2697	825	3	(	(	PUNCT
inlawrev-2697	825	4	1986	1986	NUM
inlawrev-2697	825	5	)	)	PUNCT
inlawrev-2697	825	6	.	.	PUNCT
inlawrev-2697	826	1	i95	i95	PROPN
inlawrev-2697	827	1	i	i	PROPN
inlawrev-2697	827	2	d.	d.	PROPN
inlawrev-2697	827	3	§	§	PROPN
inlawrev-2697	827	4	545.34(c	545.34(c	NUM
inlawrev-2697	827	5	)	)	PUNCT
inlawrev-2697	827	6	.	.	PUNCT
inlawrev-2697	828	1	™	™	PROPN
inlawrev-2697	828	2	i	i	PROPN
inlawrev-2697	828	3	d.	d.	PROPN
inlawrev-2697	828	4	§	§	PROPN
inlawrev-2697	828	5	591.5(b)(2	591.5(b)(2	NUM
inlawrev-2697	828	6	)	)	PUNCT
inlawrev-2697	828	7	,	,	PUNCT
inlawrev-2697	828	8	(	(	PUNCT
inlawrev-2697	828	9	3	3	NUM
inlawrev-2697	828	10	)	)	PUNCT
inlawrev-2697	828	11	.	.	PUNCT
inlawrev-2697	829	1	197of	197of	PROPN
inlawrev-2697	829	2	course	course	NOUN
inlawrev-2697	829	3	,	,	PUNCT
inlawrev-2697	829	4	these	these	DET
inlawrev-2697	829	5	types	type	NOUN
inlawrev-2697	829	6	of	of	ADP
inlawrev-2697	829	7	questions	question	NOUN
inlawrev-2697	829	8	will	will	AUX
inlawrev-2697	829	9	not	not	PART
inlawrev-2697	829	10	arise	arise	VERB
inlawrev-2697	829	11	under	under	ADP
inlawrev-2697	829	12	present	present	ADJ
inlawrev-2697	829	13	law	law	NOUN
inlawrev-2697	829	14	if	if	SCONJ
inlawrev-2697	829	15	the	the	DET
inlawrev-2697	829	16	lender	lender	NOUN
inlawrev-2697	829	17	has	have	AUX
inlawrev-2697	829	18	effectively	effectively	ADV
inlawrev-2697	829	19	drafted	draft	VERB
inlawrev-2697	829	20	its	its	PRON
inlawrev-2697	829	21	loan	loan	NOUN
inlawrev-2697	829	22	documents	document	NOUN
inlawrev-2697	829	23	to	to	PART
inlawrev-2697	829	24	preclude	preclude	VERB
inlawrev-2697	829	25	such	such	ADJ
inlawrev-2697	829	26	problems	problem	NOUN
inlawrev-2697	829	27	.	.	PUNCT
inlawrev-2697	830	1	see	see	VERB
inlawrev-2697	830	2	infra	infra	NOUN
inlawrev-2697	830	3	notes	note	NOUN
inlawrev-2697	830	4	22124	22124	NUM
inlawrev-2697	830	5	and	and	CCONJ
inlawrev-2697	830	6	accompanying	accompany	VERB
inlawrev-2697	830	7	text	text	NOUN
inlawrev-2697	830	8	.	.	PUNCT
inlawrev-2697	831	1	l9*see	l9*see	VERB
inlawrev-2697	831	2	12	12	NUM
inlawrev-2697	831	3	c.f.r	c.f.r	NOUN
inlawrev-2697	831	4	.	.	PUNCT
inlawrev-2697	832	1	§	§	PROPN
inlawrev-2697	832	2	591.5(b	591.5(b	PROPN
inlawrev-2697	832	3	)	)	PUNCT
inlawrev-2697	832	4	(	(	PUNCT
inlawrev-2697	832	5	1986	1986	NUM
inlawrev-2697	832	6	)	)	PUNCT
inlawrev-2697	832	7	,	,	PUNCT
inlawrev-2697	832	8	as	as	SCONJ
inlawrev-2697	832	9	amended	amend	VERB
inlawrev-2697	832	10	at	at	ADP
inlawrev-2697	832	11	50	50	NUM
inlawrev-2697	832	12	fed	feed	VERB
inlawrev-2697	832	13	.	.	PUNCT
inlawrev-2697	833	1	reg	reg	PROPN
inlawrev-2697	833	2	.	.	PUNCT
inlawrev-2697	834	1	45,749	45,749	NUM
inlawrev-2697	834	2	(	(	PUNCT
inlawrev-2697	834	3	1985	1985	NUM
inlawrev-2697	834	4	)	)	PUNCT
inlawrev-2697	834	5	.	.	PUNCT
inlawrev-2697	835	1	i99see	i99see	PROPN
inlawrev-2697	835	2	office	office	NOUN
inlawrev-2697	835	3	of	of	ADP
inlawrev-2697	835	4	general	general	ADJ
inlawrev-2697	835	5	counsel	counsel	NOUN
inlawrev-2697	835	6	opinion	opinion	NOUN
inlawrev-2697	835	7	letter	letter	NOUN
inlawrev-2697	835	8	(	(	PUNCT
inlawrev-2697	835	9	oct	oct	PROPN
inlawrev-2697	835	10	.	.	PROPN
inlawrev-2697	835	11	9	9	NUM
inlawrev-2697	835	12	,	,	PUNCT
inlawrev-2697	835	13	1985	1985	NUM
inlawrev-2697	835	14	)	)	PUNCT
inlawrev-2697	835	15	(	(	PUNCT
inlawrev-2697	835	16	construing	construe	VERB
inlawrev-2697	835	17	12	12	NUM
inlawrev-2697	835	18	c.f.r	c.f.r	NOUN
inlawrev-2697	835	19	.	.	PUNCT
inlawrev-2697	836	1	§	§	PROPN
inlawrev-2697	836	2	§	§	NOUN
inlawrev-2697	836	3	545.34(c	545.34(c	NUM
inlawrev-2697	836	4	)	)	PUNCT
inlawrev-2697	836	5	,	,	PUNCT
inlawrev-2697	836	6	§	§	PROPN
inlawrev-2697	836	7	591.5(b)(2	591.5(b)(2	NUM
inlawrev-2697	836	8	)	)	PUNCT
inlawrev-2697	836	9	(	(	PUNCT
inlawrev-2697	836	10	1985	1985	NUM
inlawrev-2697	836	11	)	)	PUNCT
inlawrev-2697	836	12	)	)	PUNCT
inlawrev-2697	836	13	.	.	PUNCT
inlawrev-2697	837	1	20o50	20o50	NUM
inlawrev-2697	837	2	fed	feed	VERB
inlawrev-2697	837	3	.	.	PUNCT
inlawrev-2697	838	1	reg	reg	PROPN
inlawrev-2697	838	2	.	.	PUNCT
inlawrev-2697	839	1	46,745	46,745	NUM
inlawrev-2697	839	2	(	(	PUNCT
inlawrev-2697	839	3	1985	1985	NUM
inlawrev-2697	839	4	)	)	PUNCT
inlawrev-2697	839	5	.	.	PUNCT
inlawrev-2697	840	1	20l	20l	NOUN
inlawrev-2697	840	2	see	see	VERB
inlawrev-2697	840	3	fidelity	fidelity	PROPN
inlawrev-2697	840	4	fed	fed	PROPN
inlawrev-2697	840	5	.	.	PUNCT
inlawrev-2697	841	1	sav	sav	PROPN
inlawrev-2697	841	2	.	.	PROPN
inlawrev-2697	841	3	&	&	CCONJ
inlawrev-2697	841	4	loan	loan	VERB
inlawrev-2697	841	5	ass'n	ass'n	PROPN
inlawrev-2697	841	6	v.	v.	PROPN
inlawrev-2697	841	7	de	de	X
inlawrev-2697	841	8	la	la	X
inlawrev-2697	841	9	cuesta	cuesta	PROPN
inlawrev-2697	841	10	,	,	PUNCT
inlawrev-2697	841	11	458	458	NUM
inlawrev-2697	841	12	u.s	u.s	PROPN
inlawrev-2697	841	13	.	.	PROPN
inlawrev-2697	841	14	141	141	NUM
inlawrev-2697	841	15	,	,	PUNCT
inlawrev-2697	841	16	159	159	NUM
inlawrev-2697	841	17	n.13	n.13	SYM
inlawrev-2697	841	18	(	(	PUNCT
inlawrev-2697	841	19	1982	1982	NUM
inlawrev-2697	841	20	)	)	PUNCT
inlawrev-2697	841	21	;	;	PUNCT
inlawrev-2697	841	22	indiana	indiana	PROPN
inlawrev-2697	841	23	bell	bell	PROPN
inlawrev-2697	841	24	telephone	telephone	PROPN
inlawrev-2697	841	25	co.	co.	PROPN
inlawrev-2697	841	26	v.	v.	ADP
inlawrev-2697	841	27	boyd	boyd	PROPN
inlawrev-2697	841	28	,	,	PUNCT
inlawrev-2697	841	29	421	421	NUM
inlawrev-2697	841	30	n.e.2d	n.e.2d	NOUN
inlawrev-2697	841	31	660	660	NUM
inlawrev-2697	841	32	(	(	PUNCT
inlawrev-2697	841	33	ind	ind	NOUN
inlawrev-2697	841	34	.	.	PUNCT
inlawrev-2697	842	1	ct	ct	PROPN
inlawrev-2697	842	2	.	.	PUNCT
inlawrev-2697	843	1	app	app	PROPN
inlawrev-2697	843	2	.	.	PROPN
inlawrev-2697	843	3	1981	1981	NUM
inlawrev-2697	843	4	)	)	PUNCT
inlawrev-2697	843	5	.	.	PUNCT
inlawrev-2697	844	1	^see	^see	NUM
inlawrev-2697	844	2	american	american	PROPN
inlawrev-2697	844	3	fed	fed	PROPN
inlawrev-2697	844	4	.	.	PUNCT
inlawrev-2697	845	1	sav	sav	PROPN
inlawrev-2697	845	2	.	.	PROPN
inlawrev-2697	845	3	&	&	CCONJ
inlawrev-2697	845	4	loan	loan	VERB
inlawrev-2697	845	5	ass'n	ass'n	PROPN
inlawrev-2697	845	6	of	of	ADP
inlawrev-2697	845	7	madison	madison	PROPN
inlawrev-2697	845	8	v.	v.	PROPN
inlawrev-2697	845	9	mid	mid	PROPN
inlawrev-2697	845	10	-	-	PROPN
inlawrev-2697	845	11	america	america	PROPN
inlawrev-2697	845	12	service	service	PROPN
inlawrev-2697	845	13	corp	corp	PROPN
inlawrev-2697	845	14	.	.	PROPN
inlawrev-2697	845	15	,	,	PUNCT
inlawrev-2697	845	16	329	329	NUM
inlawrev-2697	845	17	n.w.2d	n.w.2d	PART
inlawrev-2697	845	18	124	124	NUM
inlawrev-2697	845	19	(	(	PUNCT
inlawrev-2697	845	20	s.d	s.d	PROPN
inlawrev-2697	845	21	.	.	PROPN
inlawrev-2697	845	22	1983	1983	NUM
inlawrev-2697	845	23	)	)	PUNCT
inlawrev-2697	845	24	.	.	PUNCT
inlawrev-2697	846	1	1987	1987	NUM
inlawrev-2697	846	2	]	]	PUNCT
inlawrev-2697	846	3	commercial	commercial	ADJ
inlawrev-2697	846	4	mortgages	mortgage	NOUN
inlawrev-2697	846	5	761	761	NUM
inlawrev-2697	846	6	b.	b.	NOUN
inlawrev-2697	846	7	the	the	DET
inlawrev-2697	846	8	"	"	PUNCT
inlawrev-2697	846	9	acceleration	acceleration	NOUN
inlawrev-2697	846	10	exception	exception	NOUN
inlawrev-2697	846	11	"	"	PUNCT
inlawrev-2697	846	12	while	while	SCONJ
inlawrev-2697	846	13	the	the	DET
inlawrev-2697	846	14	above	above	ADJ
inlawrev-2697	846	15	discussion	discussion	NOUN
inlawrev-2697	846	16	may	may	AUX
inlawrev-2697	846	17	seem	seem	VERB
inlawrev-2697	846	18	to	to	PART
inlawrev-2697	846	19	preclude	preclude	VERB
inlawrev-2697	846	20	objections	objection	NOUN
inlawrev-2697	846	21	to	to	ADP
inlawrev-2697	846	22	a	a	DET
inlawrev-2697	846	23	lender	lender	NOUN
inlawrev-2697	846	24	's	's	PART
inlawrev-2697	846	25	imposition	imposition	NOUN
inlawrev-2697	846	26	of	of	ADP
inlawrev-2697	846	27	a	a	DET
inlawrev-2697	846	28	prepayment	prepayment	NOUN
inlawrev-2697	846	29	penalty	penalty	NOUN
inlawrev-2697	846	30	pursuant	pursuant	ADJ
inlawrev-2697	846	31	to	to	ADP
inlawrev-2697	846	32	the	the	DET
inlawrev-2697	846	33	exercise	exercise	NOUN
inlawrev-2697	846	34	of	of	ADP
inlawrev-2697	846	35	a	a	DET
inlawrev-2697	846	36	due	due	ADJ
inlawrev-2697	846	37	-	-	PUNCT
inlawrev-2697	846	38	on	on	ADP
inlawrev-2697	846	39	-	-	PUNCT
inlawrev-2697	846	40	sale	sale	NOUN
inlawrev-2697	846	41	clause	clause	NOUN
inlawrev-2697	846	42	in	in	ADP
inlawrev-2697	846	43	the	the	DET
inlawrev-2697	846	44	commercial	commercial	ADJ
inlawrev-2697	846	45	mortgage	mortgage	NOUN
inlawrev-2697	846	46	context	context	NOUN
inlawrev-2697	846	47	,	,	PUNCT
inlawrev-2697	846	48	the	the	DET
inlawrev-2697	846	49	''	''	PUNCT
inlawrev-2697	846	50	acceleration	acceleration	NOUN
inlawrev-2697	846	51	exception	exception	NOUN
inlawrev-2697	846	52	"	"	PUNCT
inlawrev-2697	846	53	may	may	AUX
inlawrev-2697	846	54	still	still	ADV
inlawrev-2697	846	55	provide	provide	VERB
inlawrev-2697	846	56	borrowers	borrower	NOUN
inlawrev-2697	846	57	some	some	DET
inlawrev-2697	846	58	hope	hope	NOUN
inlawrev-2697	846	59	.	.	PUNCT
inlawrev-2697	847	1	under	under	ADP
inlawrev-2697	847	2	the	the	DET
inlawrev-2697	847	3	reasoning	reasoning	NOUN
inlawrev-2697	847	4	employed	employ	VERB
inlawrev-2697	847	5	by	by	ADP
inlawrev-2697	847	6	the	the	DET
inlawrev-2697	847	7	seventh	seventh	ADJ
inlawrev-2697	847	8	circuit	circuit	NOUN
inlawrev-2697	847	9	in	in	ADP
inlawrev-2697	847	10	in	in	ADP
inlawrev-2697	847	11	re	re	PROPN
inlawrev-2697	847	12	l.h.d	l.h.d	PROPN
inlawrev-2697	847	13	.	.	PUNCT
inlawrev-2697	847	14	realty	realty	PROPN
inlawrev-2697	847	15	corp	corp	PROPN
inlawrev-2697	847	16	.	.	PROPN
inlawrev-2697	847	17	™	™	ADJ
inlawrev-2697	847	18	acceleration	acceleration	NOUN
inlawrev-2697	847	19	of	of	ADP
inlawrev-2697	847	20	the	the	DET
inlawrev-2697	847	21	loan	loan	NOUN
inlawrev-2697	847	22	by	by	ADP
inlawrev-2697	847	23	the	the	DET
inlawrev-2697	847	24	lender	lender	NOUN
inlawrev-2697	847	25	pursuant	pursuant	ADJ
inlawrev-2697	847	26	to	to	ADP
inlawrev-2697	847	27	the	the	DET
inlawrev-2697	847	28	exercise	exercise	NOUN
inlawrev-2697	847	29	of	of	ADP
inlawrev-2697	847	30	a	a	DET
inlawrev-2697	847	31	due	due	ADJ
inlawrev-2697	847	32	-	-	PUNCT
inlawrev-2697	847	33	on	on	ADP
inlawrev-2697	847	34	-	-	PUNCT
inlawrev-2697	847	35	sale	sale	NOUN
inlawrev-2697	847	36	clause	clause	NOUN
inlawrev-2697	847	37	advances	advance	VERB
inlawrev-2697	847	38	the	the	DET
inlawrev-2697	847	39	maturity	maturity	NOUN
inlawrev-2697	847	40	date	date	NOUN
inlawrev-2697	847	41	of	of	ADP
inlawrev-2697	847	42	the	the	DET
inlawrev-2697	847	43	loan	loan	NOUN
inlawrev-2697	847	44	so	so	SCONJ
inlawrev-2697	847	45	that	that	SCONJ
inlawrev-2697	847	46	payment	payment	NOUN
inlawrev-2697	847	47	thereafter	thereafter	ADV
inlawrev-2697	847	48	is	be	AUX
inlawrev-2697	847	49	not	not	PART
inlawrev-2697	847	50	prepayment	prepayment	ADJ
inlawrev-2697	847	51	but	but	CCONJ
inlawrev-2697	847	52	rather	rather	ADV
inlawrev-2697	847	53	is	be	AUX
inlawrev-2697	847	54	payment	payment	NOUN
inlawrev-2697	847	55	made	make	VERB
inlawrev-2697	847	56	after	after	ADP
inlawrev-2697	847	57	maturity.204	maturity.204	PROPN
inlawrev-2697	847	58	if	if	SCONJ
inlawrev-2697	847	59	the	the	DET
inlawrev-2697	847	60	loan	loan	NOUN
inlawrev-2697	847	61	documents	document	NOUN
inlawrev-2697	847	62	in	in	ADP
inlawrev-2697	847	63	a	a	DET
inlawrev-2697	847	64	given	give	VERB
inlawrev-2697	847	65	case	case	NOUN
inlawrev-2697	847	66	call	call	NOUN
inlawrev-2697	847	67	for	for	ADP
inlawrev-2697	847	68	the	the	DET
inlawrev-2697	847	69	payment	payment	NOUN
inlawrev-2697	847	70	of	of	ADP
inlawrev-2697	847	71	a	a	DET
inlawrev-2697	847	72	prepayment	prepayment	NOUN
inlawrev-2697	847	73	penalty	penalty	NOUN
inlawrev-2697	847	74	when	when	SCONJ
inlawrev-2697	847	75	the	the	DET
inlawrev-2697	847	76	loan	loan	NOUN
inlawrev-2697	847	77	is	be	AUX
inlawrev-2697	847	78	"	"	PUNCT
inlawrev-2697	847	79	prepaid	prepaid	ADJ
inlawrev-2697	847	80	"	"	PUNCT
inlawrev-2697	847	81	205	205	NUM
inlawrev-2697	847	82	or	or	CCONJ
inlawrev-2697	847	83	when	when	SCONJ
inlawrev-2697	847	84	the	the	DET
inlawrev-2697	847	85	loan	loan	NOUN
inlawrev-2697	847	86	is	be	AUX
inlawrev-2697	847	87	"	"	PUNCT
inlawrev-2697	847	88	paid	pay	VERB
inlawrev-2697	847	89	before	before	ADP
inlawrev-2697	847	90	maturity	maturity	NOUN
inlawrev-2697	847	91	,	,	PUNCT
inlawrev-2697	847	92	"	"	PUNCT
inlawrev-2697	847	93	it	it	PRON
inlawrev-2697	847	94	would	would	AUX
inlawrev-2697	847	95	seem	seem	VERB
inlawrev-2697	847	96	that	that	SCONJ
inlawrev-2697	847	97	even	even	ADV
inlawrev-2697	847	98	a	a	DET
inlawrev-2697	847	99	federal	federal	ADJ
inlawrev-2697	847	100	lender	lender	NOUN
inlawrev-2697	847	101	would	would	AUX
inlawrev-2697	847	102	be	be	AUX
inlawrev-2697	847	103	precluded	preclude	VERB
inlawrev-2697	847	104	from	from	ADP
inlawrev-2697	847	105	collecting	collect	VERB
inlawrev-2697	847	106	a	a	DET
inlawrev-2697	847	107	prepayment	prepayment	NOUN
inlawrev-2697	847	108	penalty	penalty	NOUN
inlawrev-2697	847	109	.	.	PUNCT
inlawrev-2697	848	1	this	this	PRON
inlawrev-2697	848	2	is	be	AUX
inlawrev-2697	848	3	because	because	SCONJ
inlawrev-2697	848	4	the	the	DET
inlawrev-2697	848	5	board	board	NOUN
inlawrev-2697	848	6	regulations	regulation	NOUN
inlawrev-2697	848	7	provide	provide	VERB
inlawrev-2697	848	8	that	that	DET
inlawrev-2697	848	9	collection	collection	NOUN
inlawrev-2697	848	10	of	of	ADP
inlawrev-2697	848	11	a	a	DET
inlawrev-2697	848	12	prepayment	prepayment	NOUN
inlawrev-2697	848	13	penalty	penalty	NOUN
inlawrev-2697	848	14	is	be	AUX
inlawrev-2697	848	15	"	"	PUNCT
inlawrev-2697	848	16	a	a	DET
inlawrev-2697	848	17	matter	matter	NOUN
inlawrev-2697	848	18	of	of	ADP
inlawrev-2697	848	19	contract"206	contract"206	NOUN
inlawrev-2697	848	20	and	and	CCONJ
inlawrev-2697	848	21	that	that	SCONJ
inlawrev-2697	848	22	a	a	DET
inlawrev-2697	848	23	prepayment	prepayment	NOUN
inlawrev-2697	848	24	penalty	penalty	NOUN
inlawrev-2697	848	25	may	may	AUX
inlawrev-2697	848	26	be	be	AUX
inlawrev-2697	848	27	imposed	impose	VERB
inlawrev-2697	848	28	"	"	PUNCT
inlawrev-2697	848	29	as	as	SCONJ
inlawrev-2697	848	30	provided	provide	VERB
inlawrev-2697	848	31	in	in	ADP
inlawrev-2697	848	32	the	the	DET
inlawrev-2697	848	33	loan	loan	NOUN
inlawrev-2697	848	34	contract	contract	NOUN
inlawrev-2697	848	35	.	.	PUNCT
inlawrev-2697	849	1	"207	"207	NOUN
inlawrev-2697	850	1	if	if	SCONJ
inlawrev-2697	850	2	the	the	DET
inlawrev-2697	850	3	loan	loan	NOUN
inlawrev-2697	850	4	documents	document	NOUN
inlawrev-2697	850	5	provide	provide	VERB
inlawrev-2697	850	6	for	for	ADP
inlawrev-2697	850	7	a	a	DET
inlawrev-2697	850	8	penalty	penalty	NOUN
inlawrev-2697	850	9	when	when	SCONJ
inlawrev-2697	850	10	the	the	DET
inlawrev-2697	850	11	loan	loan	NOUN
inlawrev-2697	850	12	is	be	AUX
inlawrev-2697	850	13	paid	pay	VERB
inlawrev-2697	850	14	before	before	ADP
inlawrev-2697	850	15	maturity	maturity	NOUN
inlawrev-2697	850	16	,	,	PUNCT
inlawrev-2697	850	17	then	then	ADV
inlawrev-2697	850	18	under	under	ADP
inlawrev-2697	850	19	the	the	DET
inlawrev-2697	850	20	contract	contract	NOUN
inlawrev-2697	850	21	,	,	PUNCT
inlawrev-2697	850	22	no	no	DET
inlawrev-2697	850	23	penalty	penalty	NOUN
inlawrev-2697	850	24	would	would	AUX
inlawrev-2697	850	25	be	be	AUX
inlawrev-2697	850	26	due	due	ADJ
inlawrev-2697	850	27	because	because	SCONJ
inlawrev-2697	850	28	the	the	DET
inlawrev-2697	850	29	loan	loan	NOUN
inlawrev-2697	850	30	may	may	AUX
inlawrev-2697	850	31	no	no	ADV
inlawrev-2697	850	32	longer	long	ADV
inlawrev-2697	850	33	be	be	AUX
inlawrev-2697	850	34	paid	pay	VERB
inlawrev-2697	850	35	before	before	ADP
inlawrev-2697	850	36	maturity	maturity	NOUN
inlawrev-2697	850	37	.	.	PUNCT
inlawrev-2697	851	1	the	the	DET
inlawrev-2697	851	2	lender	lender	NOUN
inlawrev-2697	851	3	's	's	PART
inlawrev-2697	851	4	acceleration	acceleration	NOUN
inlawrev-2697	851	5	of	of	ADP
inlawrev-2697	851	6	the	the	DET
inlawrev-2697	851	7	loan	loan	NOUN
inlawrev-2697	851	8	pursuant	pursuant	NOUN
inlawrev-2697	851	9	to	to	ADP
inlawrev-2697	851	10	its	its	PRON
inlawrev-2697	851	11	exercise	exercise	NOUN
inlawrev-2697	851	12	of	of	ADP
inlawrev-2697	851	13	the	the	DET
inlawrev-2697	851	14	due	due	ADJ
inlawrev-2697	851	15	-	-	PUNCT
inlawrev-2697	851	16	on	on	ADP
inlawrev-2697	851	17	-	-	PUNCT
inlawrev-2697	851	18	sale	sale	NOUN
inlawrev-2697	851	19	clause	clause	NOUN
inlawrev-2697	851	20	renders	render	VERB
inlawrev-2697	851	21	the	the	DET
inlawrev-2697	851	22	loan	loan	NOUN
inlawrev-2697	851	23	presently	presently	ADV
inlawrev-2697	851	24	due	due	ADJ
inlawrev-2697	851	25	and	and	CCONJ
inlawrev-2697	851	26	makes	make	VERB
inlawrev-2697	851	27	payment	payment	NOUN
inlawrev-2697	851	28	of	of	ADP
inlawrev-2697	851	29	a	a	DET
inlawrev-2697	851	30	prepayment	prepayment	NOUN
inlawrev-2697	851	31	penalty	penalty	NOUN
inlawrev-2697	851	32	impossible	impossible	ADJ
inlawrev-2697	851	33	.	.	PUNCT
inlawrev-2697	852	1	208	208	NUM
inlawrev-2697	852	2	depending	depend	VERB
inlawrev-2697	852	3	upon	upon	SCONJ
inlawrev-2697	852	4	whether	whether	SCONJ
inlawrev-2697	852	5	the	the	DET
inlawrev-2697	852	6	court	court	NOUN
inlawrev-2697	852	7	chooses	choose	VERB
inlawrev-2697	852	8	to	to	PART
inlawrev-2697	852	9	view	view	VERB
inlawrev-2697	852	10	the	the	DET
inlawrev-2697	852	11	"	"	PUNCT
inlawrev-2697	852	12	acceleration	acceleration	NOUN
inlawrev-2697	852	13	exception	exception	NOUN
inlawrev-2697	852	14	"	"	PUNCT
inlawrev-2697	852	15	as	as	ADP
inlawrev-2697	852	16	an	an	DET
inlawrev-2697	852	17	application	application	NOUN
inlawrev-2697	852	18	of	of	ADP
inlawrev-2697	852	19	the	the	DET
inlawrev-2697	852	20	involuntary	involuntary	ADJ
inlawrev-2697	852	21	exceptions	exception	NOUN
inlawrev-2697	852	22	to	to	ADP
inlawrev-2697	852	23	the	the	DET
inlawrev-2697	852	24	collection	collection	NOUN
inlawrev-2697	852	25	of	of	ADP
inlawrev-2697	852	26	prepayment	prepayment	NOUN
inlawrev-2697	852	27	penalties	penalty	NOUN
inlawrev-2697	852	28	or	or	CCONJ
inlawrev-2697	852	29	as	as	ADP
inlawrev-2697	852	30	a	a	DET
inlawrev-2697	852	31	matter	matter	NOUN
inlawrev-2697	852	32	of	of	ADP
inlawrev-2697	852	33	contractual	contractual	ADJ
inlawrev-2697	852	34	interpretation	interpretation	NOUN
inlawrev-2697	852	35	of	of	ADP
inlawrev-2697	852	36	the	the	DET
inlawrev-2697	852	37	loan	loan	NOUN
inlawrev-2697	852	38	documents	document	NOUN
inlawrev-2697	852	39	,	,	PUNCT
inlawrev-2697	852	40	a	a	DET
inlawrev-2697	852	41	federally	federally	ADV
inlawrev-2697	852	42	-	-	PUNCT
inlawrev-2697	852	43	chartered	charter	VERB
inlawrev-2697	852	44	lender	lender	NOUN
inlawrev-2697	852	45	may	may	AUX
inlawrev-2697	852	46	be	be	AUX
inlawrev-2697	852	47	precluded	preclude	VERB
inlawrev-2697	852	48	from	from	ADP
inlawrev-2697	852	49	enforcing	enforce	VERB
inlawrev-2697	852	50	a	a	DET
inlawrev-2697	852	51	prepayment	prepayment	NOUN
inlawrev-2697	852	52	penalty	penalty	NOUN
inlawrev-2697	852	53	upon	upon	SCONJ
inlawrev-2697	852	54	acceleration	acceleration	NOUN
inlawrev-2697	852	55	of	of	ADP
inlawrev-2697	852	56	the	the	DET
inlawrev-2697	852	57	loan	loan	NOUN
inlawrev-2697	852	58	debt	debt	NOUN
inlawrev-2697	852	59	pursuant	pursuant	ADJ
inlawrev-2697	852	60	to	to	ADP
inlawrev-2697	852	61	the	the	DET
inlawrev-2697	852	62	exercise	exercise	NOUN
inlawrev-2697	852	63	of	of	ADP
inlawrev-2697	852	64	a	a	DET
inlawrev-2697	852	65	due	due	ADJ
inlawrev-2697	852	66	-	-	PUNCT
inlawrev-2697	852	67	on	on	ADP
inlawrev-2697	852	68	-	-	PUNCT
inlawrev-2697	852	69	sale	sale	NOUN
inlawrev-2697	852	70	clause	clause	NOUN
inlawrev-2697	852	71	.	.	PUNCT
inlawrev-2697	853	1	regardless	regardless	ADV
inlawrev-2697	853	2	of	of	ADP
inlawrev-2697	853	3	how	how	SCONJ
inlawrev-2697	853	4	courts	court	NOUN
inlawrev-2697	853	5	resolve	resolve	VERB
inlawrev-2697	853	6	the	the	DET
inlawrev-2697	853	7	problems	problem	NOUN
inlawrev-2697	853	8	applicable	applicable	ADJ
inlawrev-2697	853	9	to	to	ADP
inlawrev-2697	853	10	federal	federal	ADJ
inlawrev-2697	853	11	lenders	lender	NOUN
inlawrev-2697	853	12	mentioned	mention	VERB
inlawrev-2697	853	13	above	above	ADV
inlawrev-2697	853	14	,	,	PUNCT
inlawrev-2697	853	15	it	it	PRON
inlawrev-2697	853	16	appears	appear	VERB
inlawrev-2697	853	17	those	those	DET
inlawrev-2697	853	18	lenders	lender	NOUN
inlawrev-2697	853	19	not	not	PART
inlawrev-2697	853	20	chartered	charter	VERB
inlawrev-2697	853	21	under	under	ADP
inlawrev-2697	853	22	hola209	hola209	PROPN
inlawrev-2697	853	23	and	and	CCONJ
inlawrev-2697	853	24	therefore	therefore	ADV
inlawrev-2697	853	25	not	not	PART
inlawrev-2697	853	26	subject	subject	VERB
inlawrev-2697	853	27	to	to	ADP
inlawrev-2697	853	28	board	board	NOUN
inlawrev-2697	853	29	regulation	regulation	NOUN
inlawrev-2697	853	30	remain	remain	VERB
inlawrev-2697	853	31	subject	subject	ADJ
inlawrev-2697	853	32	to	to	ADP
inlawrev-2697	853	33	state	state	NOUN
inlawrev-2697	853	34	law	law	NOUN
inlawrev-2697	853	35	limitations	limitation	NOUN
inlawrev-2697	853	36	upon	upon	SCONJ
inlawrev-2697	853	37	the	the	DET
inlawrev-2697	853	38	collection	collection	NOUN
inlawrev-2697	853	39	of	of	ADP
inlawrev-2697	853	40	prepayments	prepayment	NOUN
inlawrev-2697	853	41	penalties	penalty	NOUN
inlawrev-2697	853	42	.	.	PUNCT
inlawrev-2697	854	1	therefore	therefore	ADV
inlawrev-2697	854	2	,	,	PUNCT
inlawrev-2697	854	3	the	the	DET
inlawrev-2697	854	4	involuntary	involuntary	ADJ
inlawrev-2697	854	5	exceptions	exception	NOUN
inlawrev-2697	854	6	to	to	PART
inlawrev-2697	854	7	prepayment	prepayment	VERB
inlawrev-2697	854	8	penalty	penalty	NOUN
inlawrev-2697	854	9	enforcement	enforcement	NOUN
inlawrev-2697	854	10	,	,	PUNCT
inlawrev-2697	854	11	along	along	ADP
inlawrev-2697	854	12	with	with	ADP
inlawrev-2697	854	13	the	the	DET
inlawrev-2697	854	14	"	"	PUNCT
inlawrev-2697	854	15	acceleration	acceleration	NOUN
inlawrev-2697	854	16	exception	exception	NOUN
inlawrev-2697	854	17	,	,	PUNCT
inlawrev-2697	854	18	"	"	PUNCT
inlawrev-2697	854	19	may	may	AUX
inlawrev-2697	854	20	still	still	ADV
inlawrev-2697	854	21	prevent	prevent	VERB
inlawrev-2697	854	22	non	non	ADJ
inlawrev-2697	854	23	-	-	ADJ
inlawrev-2697	854	24	federally	federally	ADV
inlawrev-2697	854	25	203726	203726	NUM
inlawrev-2697	854	26	f.2d	f.2d	PUNCT
inlawrev-2697	854	27	327	327	NUM
inlawrev-2697	854	28	(	(	PUNCT
inlawrev-2697	854	29	7th	7th	ADJ
inlawrev-2697	854	30	cir	cir	NOUN
inlawrev-2697	854	31	.	.	PUNCT
inlawrev-2697	854	32	1984	1984	NUM
inlawrev-2697	854	33	)	)	PUNCT
inlawrev-2697	854	34	.	.	PUNCT
inlawrev-2697	855	1	204	204	NUM
inlawrev-2697	856	1	i	i	PRON
inlawrev-2697	856	2	d.	d.	VERB
inlawrev-2697	856	3	at	at	ADP
inlawrev-2697	856	4	330	330	NUM
inlawrev-2697	856	5	-	-	SYM
inlawrev-2697	856	6	31	31	NUM
inlawrev-2697	856	7	.	.	PUNCT
inlawrev-2697	857	1	205see	205see	NUM
inlawrev-2697	857	2	mccarthy	mccarthy	PROPN
inlawrev-2697	857	3	v.	v.	ADP
inlawrev-2697	857	4	louisiana	louisiana	PROPN
inlawrev-2697	857	5	timeshare	timeshare	PROPN
inlawrev-2697	857	6	venture	venture	NOUN
inlawrev-2697	857	7	,	,	PUNCT
inlawrev-2697	857	8	426	426	NUM
inlawrev-2697	857	9	so	so	ADV
inlawrev-2697	857	10	.	.	PUNCT
inlawrev-2697	858	1	2d	2d	NOUN
inlawrev-2697	858	2	1342	1342	NUM
inlawrev-2697	858	3	(	(	PUNCT
inlawrev-2697	858	4	la	la	PROPN
inlawrev-2697	858	5	.	.	PUNCT
inlawrev-2697	859	1	ct	ct	PROPN
inlawrev-2697	859	2	.	.	PUNCT
inlawrev-2697	860	1	app	app	PROPN
inlawrev-2697	860	2	.	.	PROPN
inlawrev-2697	860	3	1983	1983	NUM
inlawrev-2697	860	4	)	)	PUNCT
inlawrev-2697	861	1	(	(	PUNCT
inlawrev-2697	861	2	providing	provide	VERB
inlawrev-2697	861	3	for	for	ADP
inlawrev-2697	861	4	a	a	DET
inlawrev-2697	861	5	penalty	penalty	NOUN
inlawrev-2697	861	6	in	in	ADP
inlawrev-2697	861	7	the	the	DET
inlawrev-2697	861	8	event	event	NOUN
inlawrev-2697	861	9	the	the	DET
inlawrev-2697	861	10	loan	loan	NOUN
inlawrev-2697	861	11	is	be	AUX
inlawrev-2697	861	12	"	"	PUNCT
inlawrev-2697	861	13	prepaid	prepaid	ADJ
inlawrev-2697	861	14	"	"	PUNCT
inlawrev-2697	861	15	)	)	PUNCT
inlawrev-2697	861	16	,	,	PUNCT
inlawrev-2697	861	17	cert	cert	NOUN
inlawrev-2697	861	18	,	,	PUNCT
inlawrev-2697	861	19	denied	deny	VERB
inlawrev-2697	861	20	,	,	PUNCT
inlawrev-2697	861	21	433	433	NUM
inlawrev-2697	861	22	so	so	ADV
inlawrev-2697	861	23	.	.	PUNCT
inlawrev-2697	862	1	2d	2d	NUM
inlawrev-2697	862	2	163	163	NUM
inlawrev-2697	862	3	(	(	PUNCT
inlawrev-2697	862	4	la	la	PROPN
inlawrev-2697	862	5	.	.	NOUN
inlawrev-2697	862	6	1983	1983	NUM
inlawrev-2697	862	7	)	)	PUNCT
inlawrev-2697	862	8	.	.	PUNCT
inlawrev-2697	863	1	206	206	NUM
inlawrev-2697	863	2	12	12	NUM
inlawrev-2697	863	3	c.f.r	c.f.r	NOUN
inlawrev-2697	863	4	.	.	PUNCT
inlawrev-2697	864	1	§	§	PROPN
inlawrev-2697	864	2	555.15	555.15	NUM
inlawrev-2697	864	3	(	(	PUNCT
inlawrev-2697	864	4	1986	1986	NUM
inlawrev-2697	864	5	)	)	PUNCT
inlawrev-2697	864	6	.	.	PUNCT
inlawrev-2697	865	1	201	201	NUM
inlawrev-2697	866	1	i	i	PRON
inlawrev-2697	866	2	d.	d.	PROPN
inlawrev-2697	866	3	§	§	PROPN
inlawrev-2697	866	4	545.34(c	545.34(c	NUM
inlawrev-2697	866	5	)	)	PUNCT
inlawrev-2697	866	6	.	.	PUNCT
inlawrev-2697	867	1	20*see	20*see	NUM
inlawrev-2697	867	2	l.h.d	l.h.d	NOUN
inlawrev-2697	867	3	.	.	PUNCT
inlawrev-2697	868	1	,	,	PUNCT
inlawrev-2697	868	2	726	726	NUM
inlawrev-2697	868	3	f.2d	f.2d	X
inlawrev-2697	868	4	at	at	ADP
inlawrev-2697	868	5	330	330	NUM
inlawrev-2697	868	6	-	-	SYM
inlawrev-2697	868	7	31	31	NUM
inlawrev-2697	868	8	.	.	PUNCT
inlawrev-2697	869	1	209see	209see	NUM
inlawrev-2697	869	2	supra	supra	PROPN
inlawrev-2697	869	3	notes	note	VERB
inlawrev-2697	869	4	12	12	NUM
inlawrev-2697	869	5	and	and	CCONJ
inlawrev-2697	869	6	16	16	NUM
inlawrev-2697	869	7	.	.	X
inlawrev-2697	869	8	762	762	NUM
inlawrev-2697	869	9	indiana	indiana	PROPN
inlawrev-2697	869	10	law	law	PROPN
inlawrev-2697	869	11	review	review	NOUN
inlawrev-2697	870	1	[	[	X
inlawrev-2697	870	2	vol	vol	NOUN
inlawrev-2697	870	3	.	.	NOUN
inlawrev-2697	870	4	20:735	20:735	NUM
inlawrev-2697	870	5	chartered	chartered	ADJ
inlawrev-2697	870	6	commercial	commercial	ADJ
inlawrev-2697	870	7	lenders	lender	NOUN
inlawrev-2697	870	8	from	from	ADP
inlawrev-2697	870	9	imposing	impose	VERB
inlawrev-2697	870	10	a	a	DET
inlawrev-2697	870	11	prepayment	prepayment	NOUN
inlawrev-2697	870	12	penalty	penalty	NOUN
inlawrev-2697	870	13	in	in	ADP
inlawrev-2697	870	14	some	some	DET
inlawrev-2697	870	15	situations	situation	NOUN
inlawrev-2697	870	16	.	.	PUNCT
inlawrev-2697	871	1	210	210	NUM
inlawrev-2697	872	1	v.	v.	ADP
inlawrev-2697	872	2	what	what	PRON
inlawrev-2697	872	3	next	next	ADV
inlawrev-2697	872	4	?	?	PUNCT
inlawrev-2697	872	5	a.	a.	NOUN
inlawrev-2697	872	6	policy	policy	NOUN
inlawrev-2697	872	7	considerations	consideration	NOUN
inlawrev-2697	872	8	the	the	DET
inlawrev-2697	872	9	board	board	NOUN
inlawrev-2697	872	10	regulations	regulation	NOUN
inlawrev-2697	872	11	limiting	limit	VERB
inlawrev-2697	872	12	the	the	DET
inlawrev-2697	872	13	lender	lender	NOUN
inlawrev-2697	872	14	's	's	PART
inlawrev-2697	872	15	right	right	NOUN
inlawrev-2697	872	16	to	to	PART
inlawrev-2697	872	17	collect	collect	VERB
inlawrev-2697	872	18	a	a	DET
inlawrev-2697	872	19	prepayment	prepayment	NOUN
inlawrev-2697	872	20	penalty	penalty	NOUN
inlawrev-2697	872	21	in	in	ADP
inlawrev-2697	872	22	the	the	DET
inlawrev-2697	872	23	residential	residential	ADJ
inlawrev-2697	872	24	mortgage	mortgage	NOUN
inlawrev-2697	872	25	context	context	NOUN
inlawrev-2697	872	26	were	be	AUX
inlawrev-2697	872	27	prompted	prompt	VERB
inlawrev-2697	872	28	by	by	ADP
inlawrev-2697	872	29	consumer	consumer	NOUN
inlawrev-2697	872	30	protests	protest	NOUN
inlawrev-2697	872	31	against	against	ADP
inlawrev-2697	872	32	unfair	unfair	ADJ
inlawrev-2697	872	33	"	"	PUNCT
inlawrev-2697	872	34	double	double	ADJ
inlawrev-2697	872	35	-	-	PUNCT
inlawrev-2697	872	36	dipping	dipping	NOUN
inlawrev-2697	872	37	"	"	PUNCT
inlawrev-2697	872	38	practices	practice	NOUN
inlawrev-2697	872	39	of	of	ADP
inlawrev-2697	872	40	lenders	lender	NOUN
inlawrev-2697	872	41	.	.	PUNCT
inlawrev-2697	873	1	211	211	NUM
inlawrev-2697	873	2	while	while	SCONJ
inlawrev-2697	873	3	lenders	lender	NOUN
inlawrev-2697	873	4	often	often	ADV
inlawrev-2697	873	5	impose	impose	VERB
inlawrev-2697	873	6	large	large	ADJ
inlawrev-2697	873	7	prepayment	prepayment	NOUN
inlawrev-2697	873	8	penalties	penalty	NOUN
inlawrev-2697	873	9	to	to	PART
inlawrev-2697	873	10	discourage	discourage	VERB
inlawrev-2697	873	11	early	early	ADJ
inlawrev-2697	873	12	payments	payment	NOUN
inlawrev-2697	873	13	of	of	ADP
inlawrev-2697	873	14	loans	loan	NOUN
inlawrev-2697	873	15	when	when	SCONJ
inlawrev-2697	873	16	market	market	NOUN
inlawrev-2697	873	17	interest	interest	NOUN
inlawrev-2697	873	18	rates	rate	NOUN
inlawrev-2697	873	19	drop	drop	VERB
inlawrev-2697	873	20	,	,	PUNCT
inlawrev-2697	873	21	they	they	PRON
inlawrev-2697	873	22	also	also	ADV
inlawrev-2697	873	23	exercise	exercise	VERB
inlawrev-2697	873	24	due	due	ADJ
inlawrev-2697	873	25	-	-	PUNCT
inlawrev-2697	873	26	on	on	ADP
inlawrev-2697	873	27	-	-	PUNCT
inlawrev-2697	873	28	sale	sale	NOUN
inlawrev-2697	873	29	clauses	clause	NOUN
inlawrev-2697	873	30	when	when	SCONJ
inlawrev-2697	873	31	market	market	NOUN
inlawrev-2697	873	32	interest	interest	NOUN
inlawrev-2697	873	33	rates	rate	NOUN
inlawrev-2697	873	34	rise	rise	VERB
inlawrev-2697	873	35	above	above	ADP
inlawrev-2697	873	36	interest	interest	NOUN
inlawrev-2697	873	37	rates	rate	NOUN
inlawrev-2697	873	38	on	on	ADP
inlawrev-2697	873	39	existing	exist	VERB
inlawrev-2697	873	40	mortgages.212	mortgages.212	NOUN
inlawrev-2697	873	41	the	the	DET
inlawrev-2697	873	42	unfairness	unfairness	NOUN
inlawrev-2697	873	43	occurs	occur	VERB
inlawrev-2697	873	44	when	when	SCONJ
inlawrev-2697	873	45	the	the	DET
inlawrev-2697	873	46	lender	lender	NOUN
inlawrev-2697	873	47	elects	elect	VERB
inlawrev-2697	873	48	to	to	PART
inlawrev-2697	873	49	accelerate	accelerate	VERB
inlawrev-2697	873	50	the	the	DET
inlawrev-2697	873	51	balance	balance	NOUN
inlawrev-2697	873	52	of	of	ADP
inlawrev-2697	873	53	the	the	DET
inlawrev-2697	873	54	loan	loan	NOUN
inlawrev-2697	873	55	debt	debt	NOUN
inlawrev-2697	873	56	pursuant	pursuant	ADJ
inlawrev-2697	873	57	to	to	ADP
inlawrev-2697	873	58	a	a	DET
inlawrev-2697	873	59	due	due	ADJ
inlawrev-2697	873	60	-	-	PUNCT
inlawrev-2697	873	61	onsale	onsale	ADJ
inlawrev-2697	873	62	clause	clause	NOUN
inlawrev-2697	873	63	,	,	PUNCT
inlawrev-2697	873	64	while	while	SCONJ
inlawrev-2697	873	65	also	also	ADV
inlawrev-2697	873	66	imposing	impose	VERB
inlawrev-2697	873	67	a	a	DET
inlawrev-2697	873	68	prepayment	prepayment	NOUN
inlawrev-2697	873	69	penalty	penalty	NOUN
inlawrev-2697	873	70	.	.	PUNCT
inlawrev-2697	874	1	this	this	DET
inlawrev-2697	874	2	practice	practice	NOUN
inlawrev-2697	874	3	seems	seem	VERB
inlawrev-2697	874	4	particularly	particularly	ADV
inlawrev-2697	874	5	unfair	unfair	ADJ
inlawrev-2697	874	6	when	when	SCONJ
inlawrev-2697	874	7	the	the	DET
inlawrev-2697	874	8	interest	interest	NOUN
inlawrev-2697	874	9	rate	rate	NOUN
inlawrev-2697	874	10	upon	upon	SCONJ
inlawrev-2697	874	11	the	the	DET
inlawrev-2697	874	12	existing	exist	VERB
inlawrev-2697	874	13	mortgage	mortgage	NOUN
inlawrev-2697	874	14	is	be	AUX
inlawrev-2697	874	15	lower	low	ADJ
inlawrev-2697	874	16	than	than	ADP
inlawrev-2697	874	17	the	the	DET
inlawrev-2697	874	18	current	current	ADJ
inlawrev-2697	874	19	market	market	NOUN
inlawrev-2697	874	20	interest	interest	NOUN
inlawrev-2697	874	21	rates	rate	NOUN
inlawrev-2697	874	22	and	and	CCONJ
inlawrev-2697	874	23	when	when	SCONJ
inlawrev-2697	874	24	the	the	DET
inlawrev-2697	874	25	lender	lender	NOUN
inlawrev-2697	874	26	's	's	PART
inlawrev-2697	874	27	security	security	NOUN
inlawrev-2697	874	28	interest	interest	NOUN
inlawrev-2697	874	29	is	be	AUX
inlawrev-2697	874	30	not	not	PART
inlawrev-2697	874	31	endangered	endanger	VERB
inlawrev-2697	874	32	because	because	SCONJ
inlawrev-2697	874	33	a	a	DET
inlawrev-2697	874	34	qualified	qualified	ADJ
inlawrev-2697	874	35	borrower	borrower	NOUN
inlawrev-2697	874	36	desires	desire	NOUN
inlawrev-2697	874	37	to	to	PART
inlawrev-2697	874	38	assume	assume	VERB
inlawrev-2697	874	39	the	the	DET
inlawrev-2697	874	40	loan.213	loan.213	NOUN
inlawrev-2697	874	41	the	the	DET
inlawrev-2697	874	42	lender	lender	NOUN
inlawrev-2697	874	43	's	's	PART
inlawrev-2697	874	44	imposition	imposition	NOUN
inlawrev-2697	874	45	of	of	ADP
inlawrev-2697	874	46	a	a	DET
inlawrev-2697	874	47	prepayment	prepayment	NOUN
inlawrev-2697	874	48	penalty	penalty	NOUN
inlawrev-2697	874	49	in	in	ADP
inlawrev-2697	874	50	this	this	DET
inlawrev-2697	874	51	situation	situation	NOUN
inlawrev-2697	874	52	is	be	AUX
inlawrev-2697	874	53	unsupportable	unsupportable	ADJ
inlawrev-2697	874	54	by	by	ADP
inlawrev-2697	874	55	any	any	DET
inlawrev-2697	874	56	justification	justification	NOUN
inlawrev-2697	874	57	.	.	PUNCT
inlawrev-2697	875	1	the	the	DET
inlawrev-2697	875	2	board	board	NOUN
inlawrev-2697	875	3	advanced	advance	VERB
inlawrev-2697	875	4	similar	similar	ADJ
inlawrev-2697	875	5	reasoning	reasoning	NOUN
inlawrev-2697	875	6	when	when	SCONJ
inlawrev-2697	875	7	it	it	PRON
inlawrev-2697	875	8	"	"	PUNCT
inlawrev-2697	875	9	noted	note	VERB
inlawrev-2697	875	10	that	that	SCONJ
inlawrev-2697	875	11	the	the	DET
inlawrev-2697	875	12	ability	ability	NOUN
inlawrev-2697	875	13	to	to	PART
inlawrev-2697	875	14	impose	impose	VERB
inlawrev-2697	875	15	a	a	DET
inlawrev-2697	875	16	prepayment	prepayment	NOUN
inlawrev-2697	875	17	penalty	penalty	NOUN
inlawrev-2697	875	18	is	be	AUX
inlawrev-2697	875	19	not	not	PART
inlawrev-2697	875	20	essential	essential	ADJ
inlawrev-2697	875	21	to	to	ADP
inlawrev-2697	875	22	the	the	DET
inlawrev-2697	875	23	effective	effective	ADJ
inlawrev-2697	875	24	use	use	NOUN
inlawrev-2697	875	25	of	of	ADP
inlawrev-2697	875	26	due	due	ADJ
inlawrev-2697	875	27	-	-	PUNCT
inlawrev-2697	875	28	on	on	ADP
inlawrev-2697	875	29	-	-	PUNCT
inlawrev-2697	875	30	sale	sale	NOUN
inlawrev-2697	875	31	clauses	clause	NOUN
inlawrev-2697	875	32	for	for	ADP
inlawrev-2697	875	33	the	the	DET
inlawrev-2697	875	34	purpose	purpose	NOUN
inlawrev-2697	875	35	of	of	ADP
inlawrev-2697	875	36	raising	raise	VERB
inlawrev-2697	875	37	portfolio	portfolio	NOUN
inlawrev-2697	875	38	yields	yield	NOUN
inlawrev-2697	875	39	to	to	PART
inlawrev-2697	875	40	current	current	ADJ
inlawrev-2697	875	41	market	market	NOUN
inlawrev-2697	875	42	interest	interest	NOUN
inlawrev-2697	875	43	rates	rate	NOUN
inlawrev-2697	875	44	.	.	PUNCT
inlawrev-2697	875	45	"	"	PUNCT
inlawrev-2697	876	1	214	214	NUM
inlawrev-2697	876	2	while	while	SCONJ
inlawrev-2697	876	3	this	this	DET
inlawrev-2697	876	4	comment	comment	NOUN
inlawrev-2697	876	5	was	be	AUX
inlawrev-2697	876	6	included	include	VERB
inlawrev-2697	876	7	in	in	ADP
inlawrev-2697	876	8	the	the	DET
inlawrev-2697	876	9	preamble	preamble	NOUN
inlawrev-2697	876	10	to	to	ADP
inlawrev-2697	876	11	the	the	DET
inlawrev-2697	876	12	board	board	NOUN
inlawrev-2697	876	13	's	's	PART
inlawrev-2697	876	14	amendment	amendment	NOUN
inlawrev-2697	876	15	of	of	ADP
inlawrev-2697	876	16	regulations	regulation	NOUN
inlawrev-2697	876	17	concerning	concern	VERB
inlawrev-2697	876	18	the	the	DET
inlawrev-2697	876	19	collection	collection	NOUN
inlawrev-2697	876	20	of	of	ADP
inlawrev-2697	876	21	prepayment	prepayment	NOUN
inlawrev-2697	876	22	penalties	penalty	NOUN
inlawrev-2697	876	23	in	in	ADP
inlawrev-2697	876	24	residential	residential	ADJ
inlawrev-2697	876	25	mortgages	mortgage	NOUN
inlawrev-2697	876	26	,	,	PUNCT
inlawrev-2697	876	27	it	it	PRON
inlawrev-2697	876	28	is	be	AUX
inlawrev-2697	876	29	equally	equally	ADV
inlawrev-2697	876	30	applicable	applicable	ADJ
inlawrev-2697	876	31	to	to	ADP
inlawrev-2697	876	32	the	the	DET
inlawrev-2697	876	33	commercial	commercial	ADJ
inlawrev-2697	876	34	situation	situation	NOUN
inlawrev-2697	876	35	as	as	ADV
inlawrev-2697	876	36	well	well	ADV
inlawrev-2697	876	37	.	.	PUNCT
inlawrev-2697	877	1	regulation	regulation	NOUN
inlawrev-2697	877	2	by	by	ADP
inlawrev-2697	877	3	the	the	DET
inlawrev-2697	877	4	board	board	NOUN
inlawrev-2697	877	5	or	or	CCONJ
inlawrev-2697	877	6	,	,	PUNCT
inlawrev-2697	877	7	more	more	ADV
inlawrev-2697	877	8	preferably	preferably	ADV
inlawrev-2697	877	9	,	,	PUNCT
inlawrev-2697	877	10	legislation	legislation	NOUN
inlawrev-2697	877	11	by	by	ADP
inlawrev-2697	877	12	congress	congress	PROPN
inlawrev-2697	877	13	is	be	AUX
inlawrev-2697	877	14	warranted	warrant	VERB
inlawrev-2697	877	15	to	to	PART
inlawrev-2697	877	16	clarify	clarify	VERB
inlawrev-2697	877	17	the	the	DET
inlawrev-2697	877	18	confusion	confusion	NOUN
inlawrev-2697	877	19	surrounding	surround	VERB
inlawrev-2697	877	20	a	a	DET
inlawrev-2697	877	21	federally	federally	ADV
inlawrev-2697	877	22	-	-	PUNCT
inlawrev-2697	877	23	chartered	charter	VERB
inlawrev-2697	877	24	lending	lending	NOUN
inlawrev-2697	877	25	association	association	NOUN
inlawrev-2697	877	26	's	's	PART
inlawrev-2697	877	27	ability	ability	NOUN
inlawrev-2697	877	28	to	to	PART
inlawrev-2697	877	29	collect	collect	VERB
inlawrev-2697	877	30	a	a	DET
inlawrev-2697	877	31	prepayment	prepayment	NOUN
inlawrev-2697	877	32	penalty	penalty	NOUN
inlawrev-2697	877	33	upon	upon	SCONJ
inlawrev-2697	877	34	acceleration	acceleration	NOUN
inlawrev-2697	877	35	of	of	ADP
inlawrev-2697	877	36	the	the	DET
inlawrev-2697	877	37	loan	loan	NOUN
inlawrev-2697	877	38	debt	debt	NOUN
inlawrev-2697	877	39	pursuant	pursuant	ADJ
inlawrev-2697	877	40	to	to	ADP
inlawrev-2697	877	41	the	the	DET
inlawrev-2697	877	42	exercise	exercise	NOUN
inlawrev-2697	877	43	of	of	ADP
inlawrev-2697	877	44	a	a	DET
inlawrev-2697	877	45	due	due	ADJ
inlawrev-2697	877	46	-	-	PUNCT
inlawrev-2697	877	47	on	on	ADP
inlawrev-2697	877	48	-	-	PUNCT
inlawrev-2697	877	49	sale	sale	NOUN
inlawrev-2697	877	50	clause	clause	NOUN
inlawrev-2697	877	51	in	in	ADP
inlawrev-2697	877	52	the	the	DET
inlawrev-2697	877	53	commercial	commercial	ADJ
inlawrev-2697	877	54	mortgage	mortgage	NOUN
inlawrev-2697	877	55	situation	situation	NOUN
inlawrev-2697	877	56	.	.	PUNCT
inlawrev-2697	878	1	future	future	ADJ
inlawrev-2697	878	2	legislation	legislation	NOUN
inlawrev-2697	878	3	should	should	AUX
inlawrev-2697	878	4	closely	closely	ADV
inlawrev-2697	878	5	consider	consider	VERB
inlawrev-2697	878	6	the	the	DET
inlawrev-2697	878	7	policy	policy	NOUN
inlawrev-2697	878	8	arguments	argument	NOUN
inlawrev-2697	878	9	against	against	ADP
inlawrev-2697	878	10	the	the	DET
inlawrev-2697	878	11	exercise	exercise	NOUN
inlawrev-2697	878	12	of	of	ADP
inlawrev-2697	878	13	a	a	DET
inlawrev-2697	878	14	prepayment	prepayment	NOUN
inlawrev-2697	878	15	penalty	penalty	NOUN
inlawrev-2697	878	16	pursuant	pursuant	ADJ
inlawrev-2697	878	17	to	to	ADP
inlawrev-2697	878	18	the	the	DET
inlawrev-2697	878	19	exercise	exercise	NOUN
inlawrev-2697	878	20	of	of	ADP
inlawrev-2697	878	21	a	a	DET
inlawrev-2697	878	22	due	due	ADJ
inlawrev-2697	878	23	-	-	PUNCT
inlawrev-2697	878	24	on	on	ADP
inlawrev-2697	878	25	-	-	PUNCT
inlawrev-2697	878	26	sale	sale	NOUN
inlawrev-2697	878	27	clause	clause	NOUN
inlawrev-2697	878	28	in	in	ADP
inlawrev-2697	878	29	the	the	DET
inlawrev-2697	878	30	residential	residential	ADJ
inlawrev-2697	878	31	mortgage	mortgage	NOUN
inlawrev-2697	878	32	situation	situation	NOUN
inlawrev-2697	878	33	.	.	PUNCT
inlawrev-2697	879	1	the	the	DET
inlawrev-2697	879	2	lack	lack	NOUN
inlawrev-2697	879	3	of	of	ADP
inlawrev-2697	879	4	need	need	NOUN
inlawrev-2697	879	5	by	by	ADP
inlawrev-2697	879	6	lenders	lender	NOUN
inlawrev-2697	879	7	to	to	PART
inlawrev-2697	879	8	employ	employ	VERB
inlawrev-2697	879	9	prepayment	prepayment	NOUN
inlawrev-2697	879	10	penalties	penalty	NOUN
inlawrev-2697	879	11	to	to	PART
inlawrev-2697	879	12	make	make	VERB
inlawrev-2697	879	13	due	due	ADJ
inlawrev-2697	879	14	-	-	PUNCT
inlawrev-2697	879	15	on	on	ADP
inlawrev-2697	879	16	-	-	PUNCT
inlawrev-2697	879	17	sale	sale	NOUN
inlawrev-2697	879	18	clauses	clause	NOUN
inlawrev-2697	879	19	effective	effective	ADJ
inlawrev-2697	879	20	for	for	ADP
inlawrev-2697	879	21	raising	raise	VERB
inlawrev-2697	879	22	portfolio	portfolio	NOUN
inlawrev-2697	879	23	yields	yield	NOUN
inlawrev-2697	879	24	to	to	ADP
inlawrev-2697	879	25	current	current	ADJ
inlawrev-2697	879	26	market	market	NOUN
inlawrev-2697	879	27	2l0see	2l0see	PROPN
inlawrev-2697	879	28	slevin	slevin	PROPN
inlawrev-2697	879	29	container	container	PROPN
inlawrev-2697	879	30	corp	corp	PROPN
inlawrev-2697	879	31	.	.	PROPN
inlawrev-2697	879	32	v.	v.	ADP
inlawrev-2697	879	33	provident	provident	PROPN
inlawrev-2697	879	34	fed	fed	PROPN
inlawrev-2697	879	35	.	.	PUNCT
inlawrev-2697	880	1	sav	sav	PROPN
inlawrev-2697	880	2	.	.	PROPN
inlawrev-2697	880	3	&	&	CCONJ
inlawrev-2697	880	4	loan	loan	PROPN
inlawrev-2697	880	5	ass'n	ass'n	PROPN
inlawrev-2697	880	6	,	,	PUNCT
inlawrev-2697	880	7	98	98	NUM
inlawrev-2697	880	8	111	111	NUM
inlawrev-2697	880	9	.	.	PUNCT
inlawrev-2697	881	1	app	app	PROPN
inlawrev-2697	881	2	.	.	PUNCT
inlawrev-2697	882	1	3d	3d	PROPN
inlawrev-2697	882	2	646	646	NUM
inlawrev-2697	882	3	,	,	PUNCT
inlawrev-2697	882	4	424	424	NUM
inlawrev-2697	882	5	n.e.2d	n.e.2d	NOUN
inlawrev-2697	882	6	939	939	NUM
inlawrev-2697	882	7	(	(	PUNCT
inlawrev-2697	882	8	1981	1981	NUM
inlawrev-2697	882	9	)	)	PUNCT
inlawrev-2697	882	10	.	.	PUNCT
inlawrev-2697	883	1	2u	2u	PROPN
inlawrev-2697	883	2	see	see	VERB
inlawrev-2697	883	3	prepayment	prepayment	NOUN
inlawrev-2697	883	4	penalties	penalty	NOUN
inlawrev-2697	883	5	,	,	PUNCT
inlawrev-2697	883	6	supra	supra	PROPN
inlawrev-2697	883	7	note	note	NOUN
inlawrev-2697	883	8	5	5	NUM
inlawrev-2697	883	9	,	,	PUNCT
inlawrev-2697	883	10	at	at	ADP
inlawrev-2697	883	11	850	850	NUM
inlawrev-2697	883	12	.	.	PUNCT
inlawrev-2697	884	1	212see	212see	NUM
inlawrev-2697	884	2	real	real	ADJ
inlawrev-2697	884	3	estate	estate	NOUN
inlawrev-2697	884	4	finance	finance	NOUN
inlawrev-2697	884	5	,	,	PUNCT
inlawrev-2697	884	6	supra	supra	PROPN
inlawrev-2697	884	7	note	note	NOUN
inlawrev-2697	884	8	7	7	NUM
inlawrev-2697	884	9	,	,	PUNCT
inlawrev-2697	884	10	§	§	PROPN
inlawrev-2697	884	11	6.1	6.1	NUM
inlawrev-2697	884	12	.	.	PUNCT
inlawrev-2697	885	1	213under	213under	PROPN
inlawrev-2697	885	2	board	board	NOUN
inlawrev-2697	885	3	regulations	regulation	NOUN
inlawrev-2697	885	4	,	,	PUNCT
inlawrev-2697	885	5	a	a	DET
inlawrev-2697	885	6	borrower	borrower	NOUN
inlawrev-2697	885	7	desiring	desire	VERB
inlawrev-2697	885	8	to	to	PART
inlawrev-2697	885	9	assume	assume	VERB
inlawrev-2697	885	10	a	a	DET
inlawrev-2697	885	11	residential	residential	ADJ
inlawrev-2697	885	12	mortgage	mortgage	NOUN
inlawrev-2697	885	13	is	be	AUX
inlawrev-2697	885	14	qualified	qualified	ADJ
inlawrev-2697	885	15	if	if	SCONJ
inlawrev-2697	885	16	he	he	PRON
inlawrev-2697	885	17	"	"	PUNCT
inlawrev-2697	885	18	qualifies	qualify	VERB
inlawrev-2697	885	19	for	for	ADP
inlawrev-2697	885	20	the	the	DET
inlawrev-2697	885	21	loan	loan	NOUN
inlawrev-2697	885	22	under	under	ADP
inlawrev-2697	885	23	the	the	DET
inlawrev-2697	885	24	lender	lender	NOUN
inlawrev-2697	885	25	's	's	PART
inlawrev-2697	885	26	applicable	applicable	ADJ
inlawrev-2697	885	27	underwriting	underwriting	NOUN
inlawrev-2697	885	28	standards	standard	NOUN
inlawrev-2697	885	29	and	and	CCONJ
inlawrev-2697	885	30	.	.	PUNCT
inlawrev-2697	885	31	.	.	PUNCT
inlawrev-2697	886	1	.	.	PUNCT
inlawrev-2697	887	1	occupies	occupie	NOUN
inlawrev-2697	887	2	or	or	CCONJ
inlawrev-2697	887	3	will	will	AUX
inlawrev-2697	887	4	occupy	occupy	VERB
inlawrev-2697	887	5	the	the	DET
inlawrev-2697	887	6	security	security	NOUN
inlawrev-2697	887	7	property	property	NOUN
inlawrev-2697	887	8	.	.	PUNCT
inlawrev-2697	887	9	"	"	PUNCT
inlawrev-2697	888	1	12	12	NUM
inlawrev-2697	888	2	c.f.r	c.f.r	NOUN
inlawrev-2697	888	3	.	.	PUNCT
inlawrev-2697	889	1	§	§	PROPN
inlawrev-2697	889	2	591.5(b)(3	591.5(b)(3	NUM
inlawrev-2697	889	3	)	)	PUNCT
inlawrev-2697	889	4	(	(	PUNCT
inlawrev-2697	889	5	1986	1986	NUM
inlawrev-2697	889	6	)	)	PUNCT
inlawrev-2697	889	7	.	.	PUNCT
inlawrev-2697	890	1	2i450	2i450	NUM
inlawrev-2697	890	2	fed	feed	VERB
inlawrev-2697	890	3	.	.	PUNCT
inlawrev-2697	891	1	reg	reg	PROPN
inlawrev-2697	891	2	.	.	PUNCT
inlawrev-2697	892	1	46,745	46,745	NUM
inlawrev-2697	892	2	(	(	PUNCT
inlawrev-2697	892	3	1986	1986	NUM
inlawrev-2697	892	4	)	)	PUNCT
inlawrev-2697	892	5	.	.	PUNCT
inlawrev-2697	893	1	1987	1987	NUM
inlawrev-2697	893	2	]	]	PUNCT
inlawrev-2697	893	3	commercial	commercial	ADJ
inlawrev-2697	893	4	mortgages	mortgage	NOUN
inlawrev-2697	893	5	763	763	NUM
inlawrev-2697	893	6	interest	interest	NOUN
inlawrev-2697	893	7	rates	rate	NOUN
inlawrev-2697	893	8	is	be	AUX
inlawrev-2697	893	9	one	one	NUM
inlawrev-2697	893	10	consideration	consideration	NOUN
inlawrev-2697	893	11	.	.	PUNCT
inlawrev-2697	894	1	215	215	NUM
inlawrev-2697	894	2	another	another	DET
inlawrev-2697	894	3	argument	argument	NOUN
inlawrev-2697	894	4	advanced	advance	VERB
inlawrev-2697	894	5	in	in	ADP
inlawrev-2697	894	6	the	the	DET
inlawrev-2697	894	7	residential	residential	ADJ
inlawrev-2697	894	8	mortgage	mortgage	NOUN
inlawrev-2697	894	9	situation	situation	NOUN
inlawrev-2697	894	10	is	be	AUX
inlawrev-2697	894	11	that	that	SCONJ
inlawrev-2697	894	12	the	the	DET
inlawrev-2697	894	13	prepayment	prepayment	NOUN
inlawrev-2697	894	14	penalty	penalty	NOUN
inlawrev-2697	894	15	clause	clause	NOUN
inlawrev-2697	894	16	is	be	AUX
inlawrev-2697	894	17	not	not	PART
inlawrev-2697	894	18	freely	freely	ADV
inlawrev-2697	894	19	bargained	bargain	VERB
inlawrev-2697	894	20	for	for	ADP
inlawrev-2697	894	21	by	by	ADP
inlawrev-2697	894	22	substantially	substantially	ADV
inlawrev-2697	894	23	equal	equal	ADJ
inlawrev-2697	894	24	contracting	contracting	NOUN
inlawrev-2697	894	25	parties	party	NOUN
inlawrev-2697	894	26	.	.	PUNCT
inlawrev-2697	895	1	216	216	NUM
inlawrev-2697	895	2	residential	residential	ADJ
inlawrev-2697	895	3	borrowers	borrower	NOUN
inlawrev-2697	895	4	may	may	AUX
inlawrev-2697	895	5	not	not	PART
inlawrev-2697	895	6	even	even	ADV
inlawrev-2697	895	7	be	be	AUX
inlawrev-2697	895	8	aware	aware	ADJ
inlawrev-2697	895	9	of	of	ADP
inlawrev-2697	895	10	what	what	PRON
inlawrev-2697	895	11	a	a	DET
inlawrev-2697	895	12	prepayment	prepayment	NOUN
inlawrev-2697	895	13	penalty	penalty	NOUN
inlawrev-2697	895	14	clause	clause	NOUN
inlawrev-2697	895	15	is	be	AUX
inlawrev-2697	895	16	,	,	PUNCT
inlawrev-2697	895	17	or	or	CCONJ
inlawrev-2697	895	18	they	they	PRON
inlawrev-2697	895	19	may	may	AUX
inlawrev-2697	895	20	be	be	AUX
inlawrev-2697	895	21	unable	unable	ADJ
inlawrev-2697	895	22	sufficiently	sufficiently	ADV
inlawrev-2697	895	23	to	to	PART
inlawrev-2697	895	24	digest	digest	VERB
inlawrev-2697	895	25	unintelligible	unintelligible	ADJ
inlawrev-2697	895	26	loan	loan	NOUN
inlawrev-2697	895	27	documents	document	NOUN
inlawrev-2697	895	28	to	to	PART
inlawrev-2697	895	29	recognize	recognize	VERB
inlawrev-2697	895	30	its	its	PRON
inlawrev-2697	895	31	existence	existence	NOUN
inlawrev-2697	895	32	,	,	PUNCT
inlawrev-2697	895	33	much	much	ADV
inlawrev-2697	895	34	less	less	ADV
inlawrev-2697	895	35	be	be	AUX
inlawrev-2697	895	36	in	in	ADP
inlawrev-2697	895	37	a	a	DET
inlawrev-2697	895	38	position	position	NOUN
inlawrev-2697	895	39	to	to	PART
inlawrev-2697	895	40	negotiate	negotiate	VERB
inlawrev-2697	895	41	with	with	ADP
inlawrev-2697	895	42	lenders	lender	NOUN
inlawrev-2697	895	43	as	as	ADP
inlawrev-2697	895	44	to	to	ADP
inlawrev-2697	895	45	its	its	PRON
inlawrev-2697	895	46	inclusion	inclusion	NOUN
inlawrev-2697	895	47	within	within	ADP
inlawrev-2697	895	48	a	a	DET
inlawrev-2697	895	49	mortgage	mortgage	NOUN
inlawrev-2697	895	50	.	.	PUNCT
inlawrev-2697	896	1	this	this	DET
inlawrev-2697	896	2	argument	argument	NOUN
inlawrev-2697	896	3	would	would	AUX
inlawrev-2697	896	4	seem	seem	VERB
inlawrev-2697	896	5	to	to	PART
inlawrev-2697	896	6	be	be	AUX
inlawrev-2697	896	7	weakened	weaken	VERB
inlawrev-2697	896	8	in	in	ADP
inlawrev-2697	896	9	the	the	DET
inlawrev-2697	896	10	commercial	commercial	ADJ
inlawrev-2697	896	11	mortgage	mortgage	NOUN
inlawrev-2697	896	12	context	context	NOUN
inlawrev-2697	896	13	because	because	SCONJ
inlawrev-2697	896	14	,	,	PUNCT
inlawrev-2697	896	15	arguably	arguably	ADV
inlawrev-2697	896	16	,	,	PUNCT
inlawrev-2697	896	17	parties	party	NOUN
inlawrev-2697	896	18	to	to	ADP
inlawrev-2697	896	19	a	a	DET
inlawrev-2697	896	20	commercial	commercial	ADJ
inlawrev-2697	896	21	transaction	transaction	NOUN
inlawrev-2697	896	22	freely	freely	ADV
inlawrev-2697	896	23	contract	contract	NOUN
inlawrev-2697	896	24	.	.	PUNCT
inlawrev-2697	897	1	both	both	CCONJ
inlawrev-2697	897	2	the	the	DET
inlawrev-2697	897	3	borrower	borrower	NOUN
inlawrev-2697	897	4	and	and	CCONJ
inlawrev-2697	897	5	the	the	DET
inlawrev-2697	897	6	lender	lender	NOUN
inlawrev-2697	897	7	are	be	AUX
inlawrev-2697	897	8	often	often	ADV
inlawrev-2697	897	9	represented	represent	VERB
inlawrev-2697	897	10	by	by	ADP
inlawrev-2697	897	11	counsel	counsel	NOUN
inlawrev-2697	897	12	in	in	ADP
inlawrev-2697	897	13	commercial	commercial	ADJ
inlawrev-2697	897	14	situations	situation	NOUN
inlawrev-2697	897	15	.	.	PUNCT
inlawrev-2697	898	1	217	217	NUM
inlawrev-2697	898	2	while	while	SCONJ
inlawrev-2697	898	3	representation	representation	NOUN
inlawrev-2697	898	4	by	by	ADP
inlawrev-2697	898	5	counsel	counsel	NOUN
inlawrev-2697	898	6	might	might	AUX
inlawrev-2697	898	7	preclude	preclude	VERB
inlawrev-2697	898	8	a	a	DET
inlawrev-2697	898	9	non	non	ADJ
inlawrev-2697	898	10	-	-	ADJ
inlawrev-2697	898	11	bargaining	bargaining	ADJ
inlawrev-2697	898	12	argument	argument	NOUN
inlawrev-2697	898	13	by	by	ADP
inlawrev-2697	898	14	borrowers	borrower	NOUN
inlawrev-2697	898	15	,	,	PUNCT
inlawrev-2697	898	16	this	this	PRON
inlawrev-2697	898	17	is	be	AUX
inlawrev-2697	898	18	not	not	PART
inlawrev-2697	898	19	necessarily	necessarily	ADV
inlawrev-2697	898	20	so	so	ADJ
inlawrev-2697	898	21	.	.	PUNCT
inlawrev-2697	899	1	lenders	lender	NOUN
inlawrev-2697	899	2	are	be	AUX
inlawrev-2697	899	3	often	often	ADV
inlawrev-2697	899	4	in	in	ADP
inlawrev-2697	899	5	a	a	DET
inlawrev-2697	899	6	financially	financially	ADV
inlawrev-2697	899	7	superior	superior	ADJ
inlawrev-2697	899	8	position	position	NOUN
inlawrev-2697	899	9	when	when	SCONJ
inlawrev-2697	899	10	negotiations	negotiation	NOUN
inlawrev-2697	899	11	commence	commence	NOUN
inlawrev-2697	899	12	,	,	PUNCT
inlawrev-2697	899	13	especially	especially	ADV
inlawrev-2697	899	14	in	in	ADP
inlawrev-2697	899	15	today	today	NOUN
inlawrev-2697	899	16	's	's	PART
inlawrev-2697	899	17	economic	economic	ADJ
inlawrev-2697	899	18	climate	climate	NOUN
inlawrev-2697	899	19	of	of	ADP
inlawrev-2697	899	20	low	low	ADJ
inlawrev-2697	899	21	market	market	NOUN
inlawrev-2697	899	22	interest	interest	NOUN
inlawrev-2697	899	23	rates	rate	NOUN
inlawrev-2697	899	24	.	.	PUNCT
inlawrev-2697	900	1	218	218	NUM
inlawrev-2697	900	2	many	many	ADJ
inlawrev-2697	900	3	lenders	lender	NOUN
inlawrev-2697	900	4	have	have	VERB
inlawrev-2697	900	5	mortgages	mortgage	NOUN
inlawrev-2697	900	6	with	with	ADP
inlawrev-2697	900	7	high	high	ADJ
inlawrev-2697	900	8	rates	rate	NOUN
inlawrev-2697	900	9	of	of	ADP
inlawrev-2697	900	10	interest	interest	NOUN
inlawrev-2697	900	11	on	on	ADP
inlawrev-2697	900	12	their	their	PRON
inlawrev-2697	900	13	books	book	NOUN
inlawrev-2697	900	14	.	.	PUNCT
inlawrev-2697	901	1	219	219	NUM
inlawrev-2697	901	2	a	a	DET
inlawrev-2697	901	3	borrower	borrower	NOUN
inlawrev-2697	901	4	may	may	AUX
inlawrev-2697	901	5	possess	possess	VERB
inlawrev-2697	901	6	little	little	ADJ
inlawrev-2697	901	7	or	or	CCONJ
inlawrev-2697	901	8	no	no	PRON
inlawrev-2697	901	9	power	power	NOUN
inlawrev-2697	901	10	to	to	PART
inlawrev-2697	901	11	negotiate	negotiate	VERB
inlawrev-2697	901	12	as	as	ADP
inlawrev-2697	901	13	to	to	ADP
inlawrev-2697	901	14	the	the	DET
inlawrev-2697	901	15	existence	existence	NOUN
inlawrev-2697	901	16	or	or	CCONJ
inlawrev-2697	901	17	non	non	ADJ
inlawrev-2697	901	18	-	-	NOUN
inlawrev-2697	901	19	existence	existence	NOUN
inlawrev-2697	901	20	of	of	ADP
inlawrev-2697	901	21	prepayment	prepayment	NOUN
inlawrev-2697	901	22	penalties	penalty	NOUN
inlawrev-2697	901	23	.	.	PUNCT
inlawrev-2697	902	1	though	though	SCONJ
inlawrev-2697	902	2	the	the	DET
inlawrev-2697	902	3	transaction	transaction	NOUN
inlawrev-2697	902	4	be	be	AUX
inlawrev-2697	902	5	commercial	commercial	ADJ
inlawrev-2697	902	6	,	,	PUNCT
inlawrev-2697	902	7	the	the	DET
inlawrev-2697	902	8	prepayment	prepayment	NOUN
inlawrev-2697	902	9	penalty	penalty	NOUN
inlawrev-2697	902	10	provision	provision	NOUN
inlawrev-2697	902	11	may	may	AUX
inlawrev-2697	902	12	not	not	PART
inlawrev-2697	902	13	be	be	AUX
inlawrev-2697	902	14	"	"	PUNCT
inlawrev-2697	902	15	freely	freely	ADV
inlawrev-2697	902	16	bargained	bargain	VERB
inlawrev-2697	902	17	for	for	ADP
inlawrev-2697	902	18	.	.	PUNCT
inlawrev-2697	902	19	"	"	PUNCT
inlawrev-2697	903	1	the	the	DET
inlawrev-2697	903	2	collection	collection	NOUN
inlawrev-2697	903	3	of	of	ADP
inlawrev-2697	903	4	a	a	DET
inlawrev-2697	903	5	prepayment	prepayment	NOUN
inlawrev-2697	903	6	penalty	penalty	NOUN
inlawrev-2697	903	7	upon	upon	SCONJ
inlawrev-2697	903	8	acceleration	acceleration	NOUN
inlawrev-2697	903	9	of	of	ADP
inlawrev-2697	903	10	the	the	DET
inlawrev-2697	903	11	loan	loan	NOUN
inlawrev-2697	903	12	debt	debt	NOUN
inlawrev-2697	903	13	pursuant	pursuant	ADJ
inlawrev-2697	903	14	to	to	ADP
inlawrev-2697	903	15	the	the	DET
inlawrev-2697	903	16	exercise	exercise	NOUN
inlawrev-2697	903	17	of	of	ADP
inlawrev-2697	903	18	a	a	DET
inlawrev-2697	903	19	due	due	ADJ
inlawrev-2697	903	20	-	-	PUNCT
inlawrev-2697	903	21	on	on	ADP
inlawrev-2697	903	22	-	-	PUNCT
inlawrev-2697	903	23	sale	sale	NOUN
inlawrev-2697	903	24	clause	clause	NOUN
inlawrev-2697	903	25	may	may	AUX
inlawrev-2697	903	26	create	create	VERB
inlawrev-2697	903	27	an	an	DET
inlawrev-2697	903	28	inequitable	inequitable	ADJ
inlawrev-2697	903	29	windfall	windfall	NOUN
inlawrev-2697	903	30	for	for	ADP
inlawrev-2697	903	31	the	the	DET
inlawrev-2697	903	32	lender	lender	NOUN
inlawrev-2697	903	33	,	,	PUNCT
inlawrev-2697	903	34	whether	whether	SCONJ
inlawrev-2697	903	35	in	in	ADP
inlawrev-2697	903	36	the	the	DET
inlawrev-2697	903	37	residential	residential	ADJ
inlawrev-2697	903	38	or	or	CCONJ
inlawrev-2697	903	39	commercial	commercial	ADJ
inlawrev-2697	903	40	mortgage	mortgage	NOUN
inlawrev-2697	903	41	context	context	NOUN
inlawrev-2697	903	42	.	.	PUNCT
inlawrev-2697	904	1	if	if	SCONJ
inlawrev-2697	904	2	part	part	NOUN
inlawrev-2697	904	3	of	of	ADP
inlawrev-2697	904	4	the	the	DET
inlawrev-2697	904	5	justification	justification	NOUN
inlawrev-2697	904	6	for	for	ADP
inlawrev-2697	904	7	due	due	ADJ
inlawrev-2697	904	8	-	-	PUNCT
inlawrev-2697	904	9	onsale	onsale	ADJ
inlawrev-2697	904	10	clauses	clause	NOUN
inlawrev-2697	904	11	is	be	AUX
inlawrev-2697	904	12	that	that	SCONJ
inlawrev-2697	904	13	they	they	PRON
inlawrev-2697	904	14	enable	enable	VERB
inlawrev-2697	904	15	lenders	lender	NOUN
inlawrev-2697	904	16	to	to	PART
inlawrev-2697	904	17	call	call	VERB
inlawrev-2697	904	18	in	in	ADP
inlawrev-2697	904	19	loans	loan	NOUN
inlawrev-2697	904	20	with	with	ADP
inlawrev-2697	904	21	below	below	ADP
inlawrev-2697	904	22	market	market	NOUN
inlawrev-2697	904	23	interest	interest	NOUN
inlawrev-2697	904	24	rates	rate	NOUN
inlawrev-2697	904	25	so	so	SCONJ
inlawrev-2697	904	26	that	that	SCONJ
inlawrev-2697	904	27	lenders	lender	NOUN
inlawrev-2697	904	28	may	may	AUX
inlawrev-2697	904	29	loan	loan	VERB
inlawrev-2697	904	30	the	the	DET
inlawrev-2697	904	31	funds	fund	NOUN
inlawrev-2697	904	32	at	at	ADP
inlawrev-2697	904	33	currently	currently	ADV
inlawrev-2697	904	34	higher	high	ADJ
inlawrev-2697	904	35	rates	rate	NOUN
inlawrev-2697	904	36	of	of	ADP
inlawrev-2697	904	37	interest	interest	NOUN
inlawrev-2697	904	38	,	,	PUNCT
inlawrev-2697	904	39	it	it	PRON
inlawrev-2697	904	40	seems	seem	VERB
inlawrev-2697	904	41	fair	fair	ADJ
inlawrev-2697	904	42	and	and	CCONJ
inlawrev-2697	904	43	just	just	ADV
inlawrev-2697	904	44	that	that	SCONJ
inlawrev-2697	904	45	a	a	DET
inlawrev-2697	904	46	borrower	borrower	NOUN
inlawrev-2697	904	47	should	should	AUX
inlawrev-2697	904	48	be	be	AUX
inlawrev-2697	904	49	permitted	permit	VERB
inlawrev-2697	904	50	to	to	PART
inlawrev-2697	904	51	prepay	prepay	VERB
inlawrev-2697	904	52	its	its	PRON
inlawrev-2697	904	53	loan	loan	NOUN
inlawrev-2697	904	54	without	without	ADP
inlawrev-2697	904	55	penalty	penalty	NOUN
inlawrev-2697	904	56	when	when	SCONJ
inlawrev-2697	904	57	market	market	NOUN
inlawrev-2697	904	58	interest	interest	NOUN
inlawrev-2697	904	59	rates	rate	NOUN
inlawrev-2697	904	60	drop	drop	VERB
inlawrev-2697	904	61	below	below	ADP
inlawrev-2697	904	62	previous	previous	ADJ
inlawrev-2697	904	63	levels	level	NOUN
inlawrev-2697	904	64	.	.	PUNCT
inlawrev-2697	905	1	220	220	NUM
inlawrev-2697	905	2	this	this	DET
inlawrev-2697	905	3	argument	argument	NOUN
inlawrev-2697	905	4	is	be	AUX
inlawrev-2697	905	5	further	far	ADV
inlawrev-2697	905	6	strengthened	strengthen	VERB
inlawrev-2697	905	7	by	by	ADP
inlawrev-2697	905	8	the	the	DET
inlawrev-2697	905	9	fact	fact	NOUN
inlawrev-2697	905	10	that	that	SCONJ
inlawrev-2697	905	11	the	the	DET
inlawrev-2697	905	12	borrower	borrower	NOUN
inlawrev-2697	905	13	's	's	PART
inlawrev-2697	905	14	early	early	ADJ
inlawrev-2697	905	15	payment	payment	NOUN
inlawrev-2697	905	16	of	of	ADP
inlawrev-2697	905	17	the	the	DET
inlawrev-2697	905	18	loan	loan	NOUN
inlawrev-2697	905	19	is	be	AUX
inlawrev-2697	905	20	not	not	PART
inlawrev-2697	905	21	voluntary	voluntary	ADJ
inlawrev-2697	905	22	,	,	PUNCT
inlawrev-2697	905	23	but	but	CCONJ
inlawrev-2697	905	24	results	result	NOUN
inlawrev-2697	905	25	from	from	ADP
inlawrev-2697	905	26	the	the	DET
inlawrev-2697	905	27	lender	lender	NOUN
inlawrev-2697	905	28	's	's	PART
inlawrev-2697	905	29	command	command	NOUN
inlawrev-2697	905	30	that	that	SCONJ
inlawrev-2697	905	31	the	the	DET
inlawrev-2697	905	32	loan	loan	NOUN
inlawrev-2697	905	33	be	be	AUX
inlawrev-2697	905	34	paid	pay	VERB
inlawrev-2697	905	35	off	off	ADP
inlawrev-2697	905	36	.	.	PUNCT
inlawrev-2697	906	1	this	this	DET
inlawrev-2697	906	2	"	"	PUNCT
inlawrev-2697	906	3	doubledipping	doubledippe	VERB
inlawrev-2697	906	4	"	"	PUNCT
inlawrev-2697	906	5	practice	practice	NOUN
inlawrev-2697	906	6	by	by	ADP
inlawrev-2697	906	7	lenders	lender	NOUN
inlawrev-2697	906	8	is	be	AUX
inlawrev-2697	906	9	unfair	unfair	ADJ
inlawrev-2697	906	10	and	and	CCONJ
inlawrev-2697	906	11	should	should	AUX
inlawrev-2697	906	12	be	be	AUX
inlawrev-2697	906	13	limited	limit	VERB
inlawrev-2697	906	14	by	by	ADP
inlawrev-2697	906	15	board	board	NOUN
inlawrev-2697	906	16	or	or	CCONJ
inlawrev-2697	906	17	congressional	congressional	ADJ
inlawrev-2697	906	18	action	action	NOUN
inlawrev-2697	906	19	.	.	PUNCT
inlawrev-2697	907	1	b.	b.	PROPN
inlawrev-2697	907	2	express	express	ADJ
inlawrev-2697	907	3	drafting	drafting	NOUN
inlawrev-2697	907	4	to	to	PART
inlawrev-2697	907	5	avoid	avoid	VERB
inlawrev-2697	907	6	problems	problem	NOUN
inlawrev-2697	907	7	notwithstanding	notwithstanding	ADP
inlawrev-2697	907	8	the	the	DET
inlawrev-2697	907	9	above	above	ADJ
inlawrev-2697	907	10	discussion	discussion	NOUN
inlawrev-2697	907	11	,	,	PUNCT
inlawrev-2697	907	12	and	and	CCONJ
inlawrev-2697	907	13	absent	absent	VERB
inlawrev-2697	907	14	a	a	DET
inlawrev-2697	907	15	non	non	ADJ
inlawrev-2697	907	16	-	-	ADJ
inlawrev-2697	907	17	preempted	preempted	ADJ
inlawrev-2697	907	18	state	state	NOUN
inlawrev-2697	907	19	statute	statute	NOUN
inlawrev-2697	907	20	providing	provide	VERB
inlawrev-2697	907	21	to	to	ADP
inlawrev-2697	907	22	the	the	DET
inlawrev-2697	907	23	contrary	contrary	NOUN
inlawrev-2697	907	24	,	,	PUNCT
inlawrev-2697	907	25	lenders	lender	NOUN
inlawrev-2697	907	26	may	may	AUX
inlawrev-2697	907	27	employ	employ	VERB
inlawrev-2697	907	28	express	express	ADJ
inlawrev-2697	907	29	drafting	drafting	NOUN
inlawrev-2697	907	30	to	to	PART
inlawrev-2697	907	31	avoid	avoid	VERB
inlawrev-2697	907	32	many	many	ADJ
inlawrev-2697	907	33	of	of	ADP
inlawrev-2697	907	34	the	the	DET
inlawrev-2697	907	35	problems	problem	NOUN
inlawrev-2697	907	36	associated	associate	VERB
inlawrev-2697	907	37	with	with	ADP
inlawrev-2697	907	38	collection	collection	NOUN
inlawrev-2697	907	39	of	of	ADP
inlawrev-2697	907	40	a	a	DET
inlawrev-2697	907	41	2i5	2i5	NUM
inlawrev-2697	907	42	i	i	NOUN
inlawrev-2697	907	43	d.	d.	PROPN
inlawrev-2697	907	44	2l6see	2l6see	PROPN
inlawrev-2697	907	45	prepayment	prepayment	NOUN
inlawrev-2697	907	46	penalties	penalty	NOUN
inlawrev-2697	907	47	,	,	PUNCT
inlawrev-2697	907	48	supra	supra	PROPN
inlawrev-2697	907	49	note	note	NOUN
inlawrev-2697	907	50	5	5	NUM
inlawrev-2697	907	51	,	,	PUNCT
inlawrev-2697	907	52	at	at	ADP
inlawrev-2697	907	53	851	851	NUM
inlawrev-2697	907	54	217one	217one	NUM
inlawrev-2697	907	55	might	might	AUX
inlawrev-2697	907	56	question	question	VERB
inlawrev-2697	907	57	the	the	DET
inlawrev-2697	907	58	business	business	NOUN
inlawrev-2697	907	59	sense	sense	NOUN
inlawrev-2697	907	60	of	of	ADP
inlawrev-2697	907	61	either	either	CCONJ
inlawrev-2697	907	62	a	a	DET
inlawrev-2697	907	63	borrower	borrower	NOUN
inlawrev-2697	907	64	or	or	CCONJ
inlawrev-2697	907	65	lender	lender	NOUN
inlawrev-2697	907	66	entering	enter	VERB
inlawrev-2697	907	67	into	into	ADP
inlawrev-2697	907	68	a	a	DET
inlawrev-2697	907	69	major	major	ADJ
inlawrev-2697	907	70	commercial	commercial	ADJ
inlawrev-2697	907	71	transaction	transaction	NOUN
inlawrev-2697	907	72	without	without	ADP
inlawrev-2697	907	73	the	the	DET
inlawrev-2697	907	74	benefit	benefit	NOUN
inlawrev-2697	907	75	and	and	CCONJ
inlawrev-2697	907	76	assistance	assistance	NOUN
inlawrev-2697	907	77	of	of	ADP
inlawrev-2697	907	78	competent	competent	ADJ
inlawrev-2697	907	79	counsel	counsel	NOUN
inlawrev-2697	907	80	.	.	PUNCT
inlawrev-2697	908	1	2x%see	2x%see	NUM
inlawrev-2697	908	2	supra	supra	ADJ
inlawrev-2697	908	3	text	text	NOUN
inlawrev-2697	908	4	and	and	CCONJ
inlawrev-2697	908	5	accompanying	accompany	VERB
inlawrev-2697	908	6	notes	note	NOUN
inlawrev-2697	908	7	1	1	NUM
inlawrev-2697	908	8	-	-	SYM
inlawrev-2697	908	9	4	4	NUM
inlawrev-2697	908	10	.	.	X
inlawrev-2697	908	11	219see	219see	NUM
inlawrev-2697	908	12	supra	supra	ADJ
inlawrev-2697	908	13	text	text	NOUN
inlawrev-2697	908	14	and	and	CCONJ
inlawrev-2697	908	15	accompanying	accompany	VERB
inlawrev-2697	908	16	notes	note	NOUN
inlawrev-2697	908	17	1	1	NUM
inlawrev-2697	908	18	-	-	SYM
inlawrev-2697	908	19	4	4	NUM
inlawrev-2697	908	20	.	.	X
inlawrev-2697	908	21	22049	22049	NUM
inlawrev-2697	908	22	fed	fed	PROPN
inlawrev-2697	908	23	.	.	PUNCT
inlawrev-2697	909	1	reg	reg	PROPN
inlawrev-2697	909	2	.	.	PROPN
inlawrev-2697	910	1	32,082	32,082	NUM
inlawrev-2697	910	2	-	-	SYM
inlawrev-2697	910	3	83	83	NUM
inlawrev-2697	910	4	(	(	PUNCT
inlawrev-2697	910	5	1984	1984	NUM
inlawrev-2697	910	6	)	)	PUNCT
inlawrev-2697	910	7	.	.	PUNCT
inlawrev-2697	911	1	764	764	NUM
inlawrev-2697	911	2	indiana	indiana	PROPN
inlawrev-2697	911	3	law	law	PROPN
inlawrev-2697	911	4	review	review	NOUN
inlawrev-2697	911	5	[	[	X
inlawrev-2697	911	6	vol	vol	NOUN
inlawrev-2697	911	7	.	.	PUNCT
inlawrev-2697	911	8	20:735	20:735	NUM
inlawrev-2697	911	9	prepayment	prepayment	NOUN
inlawrev-2697	911	10	penalty	penalty	NOUN
inlawrev-2697	911	11	upon	upon	SCONJ
inlawrev-2697	911	12	acceleration	acceleration	NOUN
inlawrev-2697	911	13	of	of	ADP
inlawrev-2697	911	14	the	the	DET
inlawrev-2697	911	15	loan	loan	NOUN
inlawrev-2697	911	16	,	,	PUNCT
inlawrev-2697	911	17	if	if	SCONJ
inlawrev-2697	911	18	they	they	PRON
inlawrev-2697	911	19	do	do	AUX
inlawrev-2697	911	20	not	not	PART
inlawrev-2697	911	21	do	do	VERB
inlawrev-2697	911	22	so	so	ADV
inlawrev-2697	911	23	already	already	ADV
inlawrev-2697	911	24	.	.	PUNCT
inlawrev-2697	912	1	express	express	VERB
inlawrev-2697	912	2	drafting	drafting	NOUN
inlawrev-2697	912	3	was	be	AUX
inlawrev-2697	912	4	successfully	successfully	ADV
inlawrev-2697	912	5	employed	employ	VERB
inlawrev-2697	912	6	by	by	ADP
inlawrev-2697	912	7	a	a	DET
inlawrev-2697	912	8	commercial	commercial	ADJ
inlawrev-2697	912	9	lender	lender	NOUN
inlawrev-2697	912	10	in	in	ADP
inlawrev-2697	912	11	lazzareschi	lazzareschi	PROPN
inlawrev-2697	912	12	investment	investment	PROPN
inlawrev-2697	912	13	co.	co.	PROPN
inlawrev-2697	912	14	v.	v.	ADP
inlawrev-2697	912	15	san	san	PROPN
inlawrev-2697	912	16	franscisco	franscisco	PROPN
inlawrev-2697	912	17	federal	federal	ADJ
inlawrev-2697	912	18	savings	saving	NOUN
inlawrev-2697	912	19	&	&	CCONJ
inlawrev-2697	912	20	loan	loan	PROPN
inlawrev-2697	912	21	association	association	PROPN
inlawrev-2697	912	22	.	.	PUNCT
inlawrev-2697	913	1	221	221	NUM
inlawrev-2697	913	2	in	in	ADP
inlawrev-2697	913	3	lazzareschi	lazzareschi	NOUN
inlawrev-2697	913	4	,	,	PUNCT
inlawrev-2697	913	5	the	the	DET
inlawrev-2697	913	6	lender	lender	NOUN
inlawrev-2697	913	7	imposed	impose	VERB
inlawrev-2697	913	8	a	a	DET
inlawrev-2697	913	9	penalty	penalty	NOUN
inlawrev-2697	913	10	of	of	ADP
inlawrev-2697	913	11	$	$	SYM
inlawrev-2697	913	12	9,130.02	9,130.02	NUM
inlawrev-2697	913	13	upon	upon	SCONJ
inlawrev-2697	913	14	the	the	DET
inlawrev-2697	913	15	borrower	borrower	NOUN
inlawrev-2697	913	16	's	's	PART
inlawrev-2697	913	17	early	early	ADJ
inlawrev-2697	913	18	payment	payment	NOUN
inlawrev-2697	913	19	of	of	ADP
inlawrev-2697	913	20	the	the	DET
inlawrev-2697	913	21	loan.222	loan.222	NOUN
inlawrev-2697	913	22	although	although	SCONJ
inlawrev-2697	913	23	the	the	DET
inlawrev-2697	913	24	lender	lender	NOUN
inlawrev-2697	913	25	was	be	AUX
inlawrev-2697	913	26	able	able	ADJ
inlawrev-2697	913	27	to	to	PART
inlawrev-2697	913	28	reloan	reloan	VERB
inlawrev-2697	913	29	the	the	DET
inlawrev-2697	913	30	recovered	recover	VERB
inlawrev-2697	913	31	funds	fund	NOUN
inlawrev-2697	913	32	at	at	ADP
inlawrev-2697	913	33	higher	high	ADJ
inlawrev-2697	913	34	market	market	NOUN
inlawrev-2697	913	35	interest	interest	NOUN
inlawrev-2697	913	36	rates	rate	NOUN
inlawrev-2697	913	37	,	,	PUNCT
inlawrev-2697	913	38	the	the	DET
inlawrev-2697	913	39	court	court	NOUN
inlawrev-2697	913	40	upheld	uphold	VERB
inlawrev-2697	913	41	a	a	DET
inlawrev-2697	913	42	prepayment	prepayment	NOUN
inlawrev-2697	913	43	clause	clause	NOUN
inlawrev-2697	913	44	that	that	PRON
inlawrev-2697	913	45	provided	provide	VERB
inlawrev-2697	913	46	:	:	PUNCT
inlawrev-2697	913	47	"	"	PUNCT
inlawrev-2697	913	48	the	the	DET
inlawrev-2697	913	49	undersigned	undersigned	ADJ
inlawrev-2697	913	50	agree	agree	VERB
inlawrev-2697	913	51	that	that	SCONJ
inlawrev-2697	913	52	such	such	ADJ
inlawrev-2697	913	53	six	six	NUM
inlawrev-2697	913	54	(	(	PUNCT
inlawrev-2697	913	55	6	6	NUM
inlawrev-2697	913	56	)	)	PUNCT
inlawrev-2697	913	57	months	month	NOUN
inlawrev-2697	913	58	advance	advance	NOUN
inlawrev-2697	913	59	interest	interest	NOUN
inlawrev-2697	913	60	shall	shall	AUX
inlawrev-2697	913	61	be	be	AUX
inlawrev-2697	913	62	due	due	ADJ
inlawrev-2697	913	63	and	and	CCONJ
inlawrev-2697	913	64	payable	payable	ADJ
inlawrev-2697	913	65	whether	whether	SCONJ
inlawrev-2697	913	66	said	say	VERB
inlawrev-2697	913	67	prepayment	prepayment	NOUN
inlawrev-2697	913	68	is	be	AUX
inlawrev-2697	913	69	voluntary	voluntary	ADJ
inlawrev-2697	913	70	or	or	CCONJ
inlawrev-2697	913	71	involuntary	involuntary	ADJ
inlawrev-2697	913	72	,	,	PUNCT
inlawrev-2697	913	73	including	include	VERB
inlawrev-2697	913	74	any	any	DET
inlawrev-2697	913	75	prepayment	prepayment	NOUN
inlawrev-2697	913	76	effected	effect	VERB
inlawrev-2697	913	77	by	by	ADP
inlawrev-2697	913	78	the	the	DET
inlawrev-2697	913	79	exercise	exercise	NOUN
inlawrev-2697	913	80	of	of	ADP
inlawrev-2697	913	81	any	any	DET
inlawrev-2697	913	82	acceleration	acceleration	NOUN
inlawrev-2697	913	83	clause	clause	NOUN
inlawrev-2697	913	84	provided	provide	VERB
inlawrev-2697	913	85	for	for	ADP
inlawrev-2697	913	86	herein	herein	NOUN
inlawrev-2697	913	87	.	.	PUNCT
inlawrev-2697	913	88	"	"	PUNCT
inlawrev-2697	914	1	223	223	NUM
inlawrev-2697	914	2	another	another	DET
inlawrev-2697	914	3	express	express	ADJ
inlawrev-2697	914	4	clause	clause	NOUN
inlawrev-2697	914	5	that	that	PRON
inlawrev-2697	914	6	has	have	AUX
inlawrev-2697	914	7	been	be	AUX
inlawrev-2697	914	8	upheld	uphold	VERB
inlawrev-2697	914	9	stated	state	VERB
inlawrev-2697	914	10	:	:	PUNCT
inlawrev-2697	914	11	"	"	PUNCT
inlawrev-2697	914	12	[	[	X
inlawrev-2697	914	13	i]f	i]f	ADP
inlawrev-2697	914	14	the	the	DET
inlawrev-2697	914	15	loan	loan	NOUN
inlawrev-2697	914	16	is	be	AUX
inlawrev-2697	914	17	paid	pay	VERB
inlawrev-2697	914	18	in	in	ADP
inlawrev-2697	914	19	full	full	ADJ
inlawrev-2697	914	20	prior	prior	ADV
inlawrev-2697	914	21	to	to	ADP
inlawrev-2697	914	22	maturity	maturity	NOUN
inlawrev-2697	914	23	then	then	ADV
inlawrev-2697	914	24	in	in	ADP
inlawrev-2697	914	25	addition	addition	NOUN
inlawrev-2697	914	26	to	to	ADP
inlawrev-2697	914	27	the	the	DET
inlawrev-2697	914	28	interest	interest	NOUN
inlawrev-2697	914	29	due	due	ADJ
inlawrev-2697	914	30	,	,	PUNCT
inlawrev-2697	914	31	the	the	DET
inlawrev-2697	914	32	holder	holder	NOUN
inlawrev-2697	914	33	hereof	hereof	ADV
inlawrev-2697	914	34	shall	shall	AUX
inlawrev-2697	914	35	have	have	VERB
inlawrev-2697	914	36	the	the	DET
inlawrev-2697	914	37	right	right	NOUN
inlawrev-2697	914	38	to	to	PART
inlawrev-2697	914	39	charge	charge	VERB
inlawrev-2697	914	40	a	a	DET
inlawrev-2697	914	41	sum	sum	NOUN
inlawrev-2697	914	42	equal	equal	ADJ
inlawrev-2697	914	43	to	to	ADP
inlawrev-2697	914	44	three	three	NUM
inlawrev-2697	914	45	months	month	NOUN
inlawrev-2697	914	46	advance	advance	NOUN
inlawrev-2697	914	47	interest	interest	NOUN
inlawrev-2697	914	48	on	on	ADP
inlawrev-2697	914	49	the	the	DET
inlawrev-2697	914	50	principal	principal	NOUN
inlawrev-2697	914	51	balance/	balance/	NUM
inlawrev-2697	914	52	'	'	PART
inlawrev-2697	914	53	224	224	NUM
inlawrev-2697	914	54	thus	thus	ADV
inlawrev-2697	914	55	in	in	ADP
inlawrev-2697	914	56	situations	situation	NOUN
inlawrev-2697	914	57	where	where	SCONJ
inlawrev-2697	914	58	the	the	DET
inlawrev-2697	914	59	loan	loan	NOUN
inlawrev-2697	914	60	documents	document	NOUN
inlawrev-2697	914	61	expressly	expressly	ADV
inlawrev-2697	914	62	provide	provide	VERB
inlawrev-2697	914	63	for	for	ADP
inlawrev-2697	914	64	a	a	DET
inlawrev-2697	914	65	prepayment	prepayment	NOUN
inlawrev-2697	914	66	penalty	penalty	NOUN
inlawrev-2697	914	67	,	,	PUNCT
inlawrev-2697	914	68	the	the	DET
inlawrev-2697	914	69	court	court	NOUN
inlawrev-2697	914	70	is	be	AUX
inlawrev-2697	914	71	more	more	ADV
inlawrev-2697	914	72	likely	likely	ADJ
inlawrev-2697	914	73	to	to	PART
inlawrev-2697	914	74	uphold	uphold	VERB
inlawrev-2697	914	75	the	the	DET
inlawrev-2697	914	76	penalty	penalty	NOUN
inlawrev-2697	914	77	against	against	ADP
inlawrev-2697	914	78	possible	possible	ADJ
inlawrev-2697	914	79	restrictions	restriction	NOUN
inlawrev-2697	914	80	upon	upon	SCONJ
inlawrev-2697	914	81	collection	collection	NOUN
inlawrev-2697	914	82	based	base	VERB
inlawrev-2697	914	83	upon	upon	SCONJ
inlawrev-2697	914	84	grounds	ground	NOUN
inlawrev-2697	914	85	of	of	ADP
inlawrev-2697	914	86	involuntary	involuntary	ADJ
inlawrev-2697	914	87	payment	payment	NOUN
inlawrev-2697	914	88	or	or	CCONJ
inlawrev-2697	914	89	other	other	ADJ
inlawrev-2697	914	90	policy	policy	NOUN
inlawrev-2697	914	91	considerations	consideration	NOUN
inlawrev-2697	914	92	.	.	PUNCT
inlawrev-2697	915	1	this	this	PRON
inlawrev-2697	915	2	is	be	AUX
inlawrev-2697	915	3	especially	especially	ADV
inlawrev-2697	915	4	so	so	ADV
inlawrev-2697	915	5	in	in	ADP
inlawrev-2697	915	6	the	the	DET
inlawrev-2697	915	7	commercial	commercial	ADJ
inlawrev-2697	915	8	mortgage	mortgage	NOUN
inlawrev-2697	915	9	situation	situation	NOUN
inlawrev-2697	915	10	,	,	PUNCT
inlawrev-2697	915	11	because	because	SCONJ
inlawrev-2697	915	12	arguably	arguably	ADV
inlawrev-2697	915	13	the	the	DET
inlawrev-2697	915	14	parties	party	NOUN
inlawrev-2697	915	15	have	have	AUX
inlawrev-2697	915	16	freely	freely	ADV
inlawrev-2697	915	17	contracted	contract	VERB
inlawrev-2697	915	18	.	.	PUNCT
inlawrev-2697	916	1	vi	vi	X
inlawrev-2697	916	2	.	.	PROPN
inlawrev-2697	916	3	conclusion	conclusion	NOUN
inlawrev-2697	916	4	under	under	ADP
inlawrev-2697	916	5	present	present	ADJ
inlawrev-2697	916	6	board	board	NOUN
inlawrev-2697	916	7	regulations	regulation	NOUN
inlawrev-2697	916	8	,	,	PUNCT
inlawrev-2697	916	9	a	a	DET
inlawrev-2697	916	10	lender	lender	NOUN
inlawrev-2697	916	11	may	may	AUX
inlawrev-2697	916	12	not	not	PART
inlawrev-2697	916	13	collect	collect	VERB
inlawrev-2697	916	14	a	a	DET
inlawrev-2697	916	15	prepayment	prepayment	NOUN
inlawrev-2697	916	16	penalty	penalty	NOUN
inlawrev-2697	916	17	upon	upon	SCONJ
inlawrev-2697	916	18	acceleration	acceleration	NOUN
inlawrev-2697	916	19	of	of	ADP
inlawrev-2697	916	20	the	the	DET
inlawrev-2697	916	21	mortgage	mortgage	NOUN
inlawrev-2697	916	22	debt	debt	NOUN
inlawrev-2697	916	23	pursuant	pursuant	ADJ
inlawrev-2697	916	24	to	to	ADP
inlawrev-2697	916	25	the	the	DET
inlawrev-2697	916	26	exercise	exercise	NOUN
inlawrev-2697	916	27	of	of	ADP
inlawrev-2697	916	28	a	a	DET
inlawrev-2697	916	29	due	due	ADJ
inlawrev-2697	916	30	-	-	PUNCT
inlawrev-2697	916	31	on	on	ADP
inlawrev-2697	916	32	-	-	PUNCT
inlawrev-2697	916	33	sale	sale	NOUN
inlawrev-2697	916	34	clause	clause	NOUN
inlawrev-2697	916	35	in	in	ADP
inlawrev-2697	916	36	the	the	DET
inlawrev-2697	916	37	residential	residential	ADJ
inlawrev-2697	916	38	mortgage	mortgage	NOUN
inlawrev-2697	916	39	context	context	NOUN
inlawrev-2697	916	40	.	.	PUNCT
inlawrev-2697	917	1	the	the	DET
inlawrev-2697	917	2	residential	residential	ADJ
inlawrev-2697	917	3	lender	lender	NOUN
inlawrev-2697	917	4	is	be	AUX
inlawrev-2697	917	5	also	also	ADV
inlawrev-2697	917	6	precluded	preclude	VERB
inlawrev-2697	917	7	from	from	ADP
inlawrev-2697	917	8	imposing	impose	VERB
inlawrev-2697	917	9	a	a	DET
inlawrev-2697	917	10	prepayment	prepayment	NOUN
inlawrev-2697	917	11	penalty	penalty	NOUN
inlawrev-2697	917	12	when	when	SCONJ
inlawrev-2697	917	13	he	he	PRON
inlawrev-2697	917	14	refuses	refuse	VERB
inlawrev-2697	917	15	to	to	PART
inlawrev-2697	917	16	allow	allow	VERB
inlawrev-2697	917	17	a	a	DET
inlawrev-2697	917	18	"	"	PUNCT
inlawrev-2697	917	19	qualified	qualified	ADJ
inlawrev-2697	917	20	transferee	transferee	NOUN
inlawrev-2697	917	21	"	"	PUNCT
inlawrev-2697	917	22	to	to	PART
inlawrev-2697	917	23	assume	assume	VERB
inlawrev-2697	917	24	the	the	DET
inlawrev-2697	917	25	loan	loan	NOUN
inlawrev-2697	917	26	in	in	ADP
inlawrev-2697	917	27	accordance	accordance	NOUN
inlawrev-2697	917	28	with	with	ADP
inlawrev-2697	917	29	the	the	DET
inlawrev-2697	917	30	loan	loan	NOUN
inlawrev-2697	917	31	's	's	PART
inlawrev-2697	917	32	terms	term	NOUN
inlawrev-2697	917	33	.	.	PUNCT
inlawrev-2697	918	1	a	a	DET
inlawrev-2697	918	2	commercial	commercial	ADJ
inlawrev-2697	918	3	lender	lender	NOUN
inlawrev-2697	918	4	's	's	PART
inlawrev-2697	918	5	ability	ability	NOUN
inlawrev-2697	918	6	to	to	PART
inlawrev-2697	918	7	enforce	enforce	VERB
inlawrev-2697	918	8	a	a	DET
inlawrev-2697	918	9	prepayment	prepayment	NOUN
inlawrev-2697	918	10	penalty	penalty	NOUN
inlawrev-2697	918	11	under	under	ADP
inlawrev-2697	918	12	the	the	DET
inlawrev-2697	918	13	same	same	ADJ
inlawrev-2697	918	14	circumstances	circumstance	NOUN
inlawrev-2697	918	15	is	be	AUX
inlawrev-2697	918	16	unclear	unclear	ADJ
inlawrev-2697	918	17	in	in	ADP
inlawrev-2697	918	18	light	light	NOUN
inlawrev-2697	918	19	of	of	ADP
inlawrev-2697	918	20	vague	vague	ADJ
inlawrev-2697	918	21	board	board	NOUN
inlawrev-2697	918	22	regulations	regulation	NOUN
inlawrev-2697	918	23	and	and	CCONJ
inlawrev-2697	918	24	the	the	DET
inlawrev-2697	918	25	supreme	supreme	PROPN
inlawrev-2697	918	26	court	court	PROPN
inlawrev-2697	918	27	's	's	PART
inlawrev-2697	918	28	failure	failure	NOUN
inlawrev-2697	918	29	in	in	ADP
inlawrev-2697	918	30	de	de	X
inlawrev-2697	918	31	la	la	X
inlawrev-2697	918	32	cuesta	cuesta	X
inlawrev-2697	918	33	to	to	PART
inlawrev-2697	918	34	address	address	VERB
inlawrev-2697	918	35	the	the	DET
inlawrev-2697	918	36	issue	issue	NOUN
inlawrev-2697	918	37	of	of	ADP
inlawrev-2697	918	38	broad	broad	ADJ
inlawrev-2697	918	39	federal	federal	ADJ
inlawrev-2697	918	40	preemption	preemption	NOUN
inlawrev-2697	918	41	of	of	ADP
inlawrev-2697	918	42	savings	saving	NOUN
inlawrev-2697	918	43	and	and	CCONJ
inlawrev-2697	918	44	loan	loan	NOUN
inlawrev-2697	918	45	law	law	NOUN
inlawrev-2697	918	46	.	.	PUNCT
inlawrev-2697	919	1	many	many	ADJ
inlawrev-2697	919	2	of	of	ADP
inlawrev-2697	919	3	the	the	DET
inlawrev-2697	919	4	equitable	equitable	ADJ
inlawrev-2697	919	5	considerations	consideration	NOUN
inlawrev-2697	919	6	prompting	prompt	VERB
inlawrev-2697	919	7	the	the	DET
inlawrev-2697	919	8	board	board	NOUN
inlawrev-2697	919	9	's	's	PART
inlawrev-2697	919	10	limitations	limitation	NOUN
inlawrev-2697	919	11	upon	upon	SCONJ
inlawrev-2697	919	12	collection	collection	NOUN
inlawrev-2697	919	13	of	of	ADP
inlawrev-2697	919	14	prepayment	prepayment	NOUN
inlawrev-2697	919	15	penalties	penalty	NOUN
inlawrev-2697	919	16	in	in	ADP
inlawrev-2697	919	17	residential	residential	ADJ
inlawrev-2697	919	18	mortgages	mortgage	NOUN
inlawrev-2697	919	19	are	be	AUX
inlawrev-2697	919	20	equally	equally	ADV
inlawrev-2697	919	21	applicable	applicable	ADJ
inlawrev-2697	919	22	to	to	ADP
inlawrev-2697	919	23	the	the	DET
inlawrev-2697	919	24	commercial	commercial	ADJ
inlawrev-2697	919	25	mortgage	mortgage	NOUN
inlawrev-2697	919	26	situation	situation	NOUN
inlawrev-2697	919	27	.	.	PUNCT
inlawrev-2697	920	1	action	action	NOUN
inlawrev-2697	920	2	by	by	ADP
inlawrev-2697	920	3	congress	congress	PROPN
inlawrev-2697	920	4	,	,	PUNCT
inlawrev-2697	920	5	the	the	DET
inlawrev-2697	920	6	board	board	NOUN
inlawrev-2697	920	7	,	,	PUNCT
inlawrev-2697	920	8	or	or	CCONJ
inlawrev-2697	920	9	both	both	PRON
inlawrev-2697	920	10	is	be	AUX
inlawrev-2697	920	11	warranted	warrant	VERB
inlawrev-2697	920	12	to	to	PART
inlawrev-2697	920	13	eliminate	eliminate	VERB
inlawrev-2697	920	14	this	this	DET
inlawrev-2697	920	15	confusion	confusion	NOUN
inlawrev-2697	920	16	.	.	PUNCT
inlawrev-2697	921	1	in	in	ADP
inlawrev-2697	921	2	view	view	NOUN
inlawrev-2697	921	3	of	of	ADP
inlawrev-2697	921	4	the	the	DET
inlawrev-2697	921	5	numerous	numerous	ADJ
inlawrev-2697	921	6	policy	policy	NOUN
inlawrev-2697	921	7	considerations	consideration	NOUN
inlawrev-2697	921	8	discussed	discuss	VERB
inlawrev-2697	921	9	previously	previously	ADV
inlawrev-2697	921	10	,	,	PUNCT
inlawrev-2697	921	11	any	any	DET
inlawrev-2697	921	12	action	action	NOUN
inlawrev-2697	921	13	should	should	AUX
inlawrev-2697	921	14	be	be	AUX
inlawrev-2697	921	15	formulated	formulate	VERB
inlawrev-2697	921	16	such	such	ADJ
inlawrev-2697	921	17	that	that	SCONJ
inlawrev-2697	921	18	commercial	commercial	ADJ
inlawrev-2697	921	19	bor22122	bor22122	NOUN
inlawrev-2697	921	20	cal	cal	PROPN
inlawrev-2697	921	21	.	.	PUNCT
inlawrev-2697	922	1	app	app	PROPN
inlawrev-2697	922	2	.	.	PUNCT
inlawrev-2697	923	1	3d	3d	NUM
inlawrev-2697	923	2	303	303	NUM
inlawrev-2697	923	3	,	,	PUNCT
inlawrev-2697	923	4	99	99	NUM
inlawrev-2697	923	5	cal	cal	NOUN
inlawrev-2697	923	6	.	.	PUNCT
inlawrev-2697	924	1	rptr	rptr	PROPN
inlawrev-2697	924	2	.	.	PUNCT
inlawrev-2697	925	1	417	417	NUM
inlawrev-2697	925	2	(	(	PUNCT
inlawrev-2697	925	3	1971	1971	NUM
inlawrev-2697	925	4	)	)	PUNCT
inlawrev-2697	925	5	.	.	PUNCT
inlawrev-2697	926	1	222	222	NUM
inlawrev-2697	927	1	i	i	PRON
inlawrev-2697	927	2	d.	d.	NOUN
inlawrev-2697	927	3	at	at	ADP
inlawrev-2697	927	4	306	306	NUM
inlawrev-2697	927	5	,	,	PUNCT
inlawrev-2697	927	6	99	99	NUM
inlawrev-2697	927	7	cal	cal	NOUN
inlawrev-2697	927	8	.	.	PUNCT
inlawrev-2697	928	1	rptr	rptr	PROPN
inlawrev-2697	928	2	.	.	PUNCT
inlawrev-2697	929	1	at	at	ADP
inlawrev-2697	929	2	419	419	NUM
inlawrev-2697	929	3	.	.	PUNCT
inlawrev-2697	929	4	223	223	NUM
inlawrev-2697	930	1	i	i	PRON
inlawrev-2697	930	2	d.	d.	PROPN
inlawrev-2697	930	3	at	at	ADP
inlawrev-2697	930	4	305	305	NUM
inlawrev-2697	930	5	,	,	PUNCT
inlawrev-2697	930	6	99	99	NUM
inlawrev-2697	930	7	cal	cal	NOUN
inlawrev-2697	930	8	.	.	PUNCT
inlawrev-2697	931	1	rptr	rptr	PROPN
inlawrev-2697	931	2	.	.	PUNCT
inlawrev-2697	932	1	at	at	ADP
inlawrev-2697	932	2	418	418	NUM
inlawrev-2697	932	3	.	.	PUNCT
inlawrev-2697	933	1	224arend	224arend	NUM
inlawrev-2697	933	2	v.	v.	ADP
inlawrev-2697	933	3	great	great	ADJ
inlawrev-2697	933	4	s.	s.	PROPN
inlawrev-2697	933	5	sav	sav	PROPN
inlawrev-2697	933	6	.	.	PROPN
inlawrev-2697	933	7	&	&	CCONJ
inlawrev-2697	933	8	loan	loan	PROPN
inlawrev-2697	933	9	ass'n	ass'n	PROPN
inlawrev-2697	933	10	,	,	PUNCT
inlawrev-2697	933	11	611	611	NUM
inlawrev-2697	933	12	s.w.2d	s.w.2d	NUM
inlawrev-2697	933	13	381	381	NUM
inlawrev-2697	933	14	,	,	PUNCT
inlawrev-2697	933	15	382	382	NUM
inlawrev-2697	933	16	(	(	PUNCT
inlawrev-2697	933	17	mo	mo	PROPN
inlawrev-2697	933	18	.	.	PROPN
inlawrev-2697	934	1	ct	ct	PROPN
inlawrev-2697	934	2	.	.	PUNCT
inlawrev-2697	935	1	app	app	PROPN
inlawrev-2697	935	2	.	.	PROPN
inlawrev-2697	935	3	1981	1981	NUM
inlawrev-2697	935	4	)	)	PUNCT
inlawrev-2697	935	5	.	.	PUNCT
inlawrev-2697	936	1	1987	1987	NUM
inlawrev-2697	936	2	]	]	PUNCT
inlawrev-2697	936	3	commercial	commercial	ADJ
inlawrev-2697	936	4	mortgages	mortgage	NOUN
inlawrev-2697	936	5	765	765	NUM
inlawrev-2697	936	6	rowers	rower	NOUN
inlawrev-2697	936	7	are	be	AUX
inlawrev-2697	936	8	afforded	afford	VERB
inlawrev-2697	936	9	the	the	DET
inlawrev-2697	936	10	same	same	ADJ
inlawrev-2697	936	11	protections	protection	NOUN
inlawrev-2697	936	12	against	against	ADP
inlawrev-2697	936	13	inequitable	inequitable	ADJ
inlawrev-2697	936	14	imposition	imposition	NOUN
inlawrev-2697	936	15	of	of	ADP
inlawrev-2697	936	16	prepayment	prepayment	NOUN
inlawrev-2697	936	17	penalties	penalty	NOUN
inlawrev-2697	936	18	by	by	ADP
inlawrev-2697	936	19	lenders	lender	NOUN
inlawrev-2697	936	20	as	as	SCONJ
inlawrev-2697	936	21	residential	residential	ADJ
inlawrev-2697	936	22	borrowers	borrower	NOUN
inlawrev-2697	936	23	are	be	AUX
inlawrev-2697	936	24	afforded	afford	VERB
inlawrev-2697	936	25	under	under	ADP
inlawrev-2697	936	26	present	present	ADJ
inlawrev-2697	936	27	board	board	NOUN
inlawrev-2697	936	28	regulations	regulation	NOUN
inlawrev-2697	936	29	.	.	PUNCT
inlawrev-2697	937	1	thus	thus	ADV
inlawrev-2697	937	2	,	,	PUNCT
inlawrev-2697	937	3	commercial	commercial	ADJ
inlawrev-2697	937	4	lenders	lender	NOUN
inlawrev-2697	937	5	should	should	AUX
inlawrev-2697	937	6	be	be	AUX
inlawrev-2697	937	7	prohibited	prohibit	VERB
inlawrev-2697	937	8	from	from	ADP
inlawrev-2697	937	9	imposing	impose	VERB
inlawrev-2697	937	10	a	a	DET
inlawrev-2697	937	11	prepayment	prepayment	NOUN
inlawrev-2697	937	12	penalty	penalty	NOUN
inlawrev-2697	937	13	pursuant	pursuant	ADJ
inlawrev-2697	937	14	to	to	ADP
inlawrev-2697	937	15	the	the	DET
inlawrev-2697	937	16	exercise	exercise	NOUN
inlawrev-2697	937	17	of	of	ADP
inlawrev-2697	937	18	a	a	DET
inlawrev-2697	937	19	due	due	ADJ
inlawrev-2697	937	20	-	-	PUNCT
inlawrev-2697	937	21	on	on	ADP
inlawrev-2697	937	22	-	-	PUNCT
inlawrev-2697	937	23	sale	sale	NOUN
inlawrev-2697	937	24	clause	clause	NOUN
inlawrev-2697	937	25	.	.	PUNCT
inlawrev-2697	938	1	regardless	regardless	ADV
inlawrev-2697	938	2	of	of	ADP
inlawrev-2697	938	3	any	any	DET
inlawrev-2697	938	4	future	future	ADJ
inlawrev-2697	938	5	action	action	NOUN
inlawrev-2697	938	6	by	by	ADP
inlawrev-2697	938	7	congress	congress	PROPN
inlawrev-2697	938	8	or	or	CCONJ
inlawrev-2697	938	9	the	the	DET
inlawrev-2697	938	10	board	board	NOUN
inlawrev-2697	938	11	,	,	PUNCT
inlawrev-2697	938	12	lenders	lender	NOUN
inlawrev-2697	938	13	must	must	AUX
inlawrev-2697	938	14	be	be	AUX
inlawrev-2697	938	15	conscious	conscious	ADJ
inlawrev-2697	938	16	of	of	ADP
inlawrev-2697	938	17	the	the	DET
inlawrev-2697	938	18	pitfalls	pitfall	NOUN
inlawrev-2697	938	19	awaiting	await	VERB
inlawrev-2697	938	20	carelessly	carelessly	ADV
inlawrev-2697	938	21	or	or	CCONJ
inlawrev-2697	938	22	loosely	loosely	ADV
inlawrev-2697	938	23	drafted	draft	VERB
inlawrev-2697	938	24	loan	loan	NOUN
inlawrev-2697	938	25	documents	document	NOUN
inlawrev-2697	938	26	.	.	PUNCT
inlawrev-2697	939	1	under	under	ADP
inlawrev-2697	939	2	present	present	ADJ
inlawrev-2697	939	3	law	law	NOUN
inlawrev-2697	939	4	,	,	PUNCT
inlawrev-2697	939	5	careful	careful	ADJ
inlawrev-2697	939	6	thought	thought	NOUN
inlawrev-2697	939	7	and	and	CCONJ
inlawrev-2697	939	8	express	express	VERB
inlawrev-2697	939	9	drafting	drafting	NOUN
inlawrev-2697	939	10	may	may	AUX
inlawrev-2697	939	11	easily	easily	ADV
inlawrev-2697	939	12	avoid	avoid	VERB
inlawrev-2697	939	13	the	the	DET
inlawrev-2697	939	14	problems	problem	NOUN
inlawrev-2697	939	15	mentioned	mention	VERB
inlawrev-2697	939	16	in	in	ADP
inlawrev-2697	939	17	this	this	DET
inlawrev-2697	939	18	note	note	NOUN
inlawrev-2697	939	19	.	.	PUNCT
inlawrev-2697	940	1	michael	michael	PROPN
inlawrev-2697	940	2	t.	t.	PROPN
inlawrev-2697	940	3	mcnelis	mcnelis	PROPN