id	sid	tid	token	lemma	pos
inlawrev-27644	1	1	matching	matching	NOUN
inlawrev-27644	1	2	preferences	preference	NOUN
inlawrev-27644	1	3	and	and	CCONJ
inlawrev-27644	1	4	access	access	NOUN
inlawrev-27644	1	5	:	:	PUNCT
inlawrev-27644	1	6	sustainable	sustainable	ADJ
inlawrev-27644	1	7	investing	investing	NOUN
inlawrev-27644	1	8	in	in	ADP
inlawrev-27644	1	9	401(k	401(k	PROPN
inlawrev-27644	1	10	)	)	PUNCT
inlawrev-27644	1	11	plans	plan	VERB
inlawrev-27644	1	12	dana	dana	PROPN
inlawrev-27644	1	13	m.	m.	PROPN
inlawrev-27644	1	14	muir	muir	PROPN
inlawrev-27644	2	1	*	*	PROPN
inlawrev-27644	2	2	abstract	abstract	PROPN
inlawrev-27644	2	3	the	the	DET
inlawrev-27644	2	4	vast	vast	ADJ
inlawrev-27644	2	5	majority	majority	NOUN
inlawrev-27644	2	6	of	of	ADP
inlawrev-27644	2	7	401(k	401(k	PROPN
inlawrev-27644	2	8	)	)	PUNCT
inlawrev-27644	2	9	plan	plan	NOUN
inlawrev-27644	2	10	participants	participant	NOUN
inlawrev-27644	2	11	want	want	VERB
inlawrev-27644	2	12	access	access	NOUN
inlawrev-27644	2	13	to	to	ADP
inlawrev-27644	2	14	investments	investment	NOUN
inlawrev-27644	2	15	that	that	PRON
inlawrev-27644	2	16	match	match	VERB
inlawrev-27644	2	17	their	their	PRON
inlawrev-27644	2	18	personal	personal	ADJ
inlawrev-27644	2	19	values	value	NOUN
inlawrev-27644	2	20	,	,	PUNCT
inlawrev-27644	2	21	yet	yet	CCONJ
inlawrev-27644	2	22	a	a	DET
inlawrev-27644	2	23	small	small	ADJ
inlawrev-27644	2	24	fraction	fraction	NOUN
inlawrev-27644	2	25	of	of	ADP
inlawrev-27644	2	26	plans	plan	NOUN
inlawrev-27644	2	27	offer	offer	VERB
inlawrev-27644	2	28	those	those	DET
inlawrev-27644	2	29	types	type	NOUN
inlawrev-27644	2	30	of	of	ADP
inlawrev-27644	2	31	investments	investment	NOUN
inlawrev-27644	2	32	.	.	PUNCT
inlawrev-27644	3	1	the	the	DET
inlawrev-27644	3	2	culprit	culprit	NOUN
inlawrev-27644	3	3	for	for	ADP
inlawrev-27644	3	4	the	the	DET
inlawrev-27644	3	5	existing	exist	VERB
inlawrev-27644	3	6	misalignment	misalignment	NOUN
inlawrev-27644	3	7	has	have	AUX
inlawrev-27644	3	8	been	be	AUX
inlawrev-27644	3	9	unstable	unstable	ADJ
inlawrev-27644	3	10	regulation	regulation	NOUN
inlawrev-27644	3	11	,	,	PUNCT
inlawrev-27644	3	12	which	which	PRON
inlawrev-27644	3	13	has	have	AUX
inlawrev-27644	3	14	discouraged	discourage	VERB
inlawrev-27644	3	15	plan	plan	NOUN
inlawrev-27644	3	16	fiduciaries	fiduciary	NOUN
inlawrev-27644	3	17	from	from	ADP
inlawrev-27644	3	18	including	include	VERB
inlawrev-27644	3	19	some	some	DET
inlawrev-27644	3	20	categories	category	NOUN
inlawrev-27644	3	21	of	of	ADP
inlawrev-27644	3	22	investments	investment	NOUN
inlawrev-27644	3	23	,	,	PUNCT
inlawrev-27644	3	24	such	such	ADJ
inlawrev-27644	3	25	as	as	ADP
inlawrev-27644	3	26	sustainable	sustainable	ADJ
inlawrev-27644	3	27	investments	investment	NOUN
inlawrev-27644	3	28	,	,	PUNCT
inlawrev-27644	3	29	on	on	ADP
inlawrev-27644	3	30	401(k	401(k	PROPN
inlawrev-27644	3	31	)	)	PUNCT
inlawrev-27644	3	32	plan	plan	NOUN
inlawrev-27644	3	33	menus	menus	NOUN
inlawrev-27644	3	34	.	.	PUNCT
inlawrev-27644	4	1	in	in	ADP
inlawrev-27644	4	2	late	late	ADJ
inlawrev-27644	4	3	2022	2022	NUM
inlawrev-27644	4	4	,	,	PUNCT
inlawrev-27644	4	5	the	the	DET
inlawrev-27644	4	6	department	department	NOUN
inlawrev-27644	4	7	of	of	ADP
inlawrev-27644	4	8	labor	labor	NOUN
inlawrev-27644	4	9	issued	issue	VERB
inlawrev-27644	4	10	guidance	guidance	NOUN
inlawrev-27644	4	11	that	that	SCONJ
inlawrev-27644	4	12	for	for	ADP
inlawrev-27644	4	13	the	the	DET
inlawrev-27644	4	14	first	first	ADJ
inlawrev-27644	4	15	time	time	NOUN
inlawrev-27644	4	16	explicitly	explicitly	ADV
inlawrev-27644	4	17	states	state	VERB
inlawrev-27644	4	18	that	that	SCONJ
inlawrev-27644	4	19	fiduciaries	fiduciary	NOUN
inlawrev-27644	4	20	do	do	AUX
inlawrev-27644	4	21	not	not	PART
inlawrev-27644	4	22	violate	violate	VERB
inlawrev-27644	4	23	their	their	PRON
inlawrev-27644	4	24	duty	duty	NOUN
inlawrev-27644	4	25	of	of	ADP
inlawrev-27644	4	26	loyalty	loyalty	NOUN
inlawrev-27644	4	27	by	by	ADP
inlawrev-27644	4	28	considering	consider	VERB
inlawrev-27644	4	29	participant	participant	ADJ
inlawrev-27644	4	30	preferences	preference	NOUN
inlawrev-27644	4	31	when	when	SCONJ
inlawrev-27644	4	32	making	make	VERB
inlawrev-27644	4	33	investment	investment	NOUN
inlawrev-27644	4	34	-	-	PUNCT
inlawrev-27644	4	35	related	relate	VERB
inlawrev-27644	4	36	decisions	decision	NOUN
inlawrev-27644	4	37	.	.	PUNCT
inlawrev-27644	5	1	this	this	DET
inlawrev-27644	5	2	article	article	NOUN
inlawrev-27644	5	3	makes	make	VERB
inlawrev-27644	5	4	two	two	NUM
inlawrev-27644	5	5	unique	unique	ADJ
inlawrev-27644	5	6	contributions	contribution	NOUN
inlawrev-27644	5	7	.	.	PUNCT
inlawrev-27644	6	1	first	first	ADV
inlawrev-27644	6	2	,	,	PUNCT
inlawrev-27644	6	3	it	it	PRON
inlawrev-27644	6	4	evaluates	evaluate	VERB
inlawrev-27644	6	5	the	the	DET
inlawrev-27644	6	6	research	research	NOUN
inlawrev-27644	6	7	on	on	ADP
inlawrev-27644	6	8	participant	participant	ADJ
inlawrev-27644	6	9	preferences	preference	NOUN
inlawrev-27644	6	10	for	for	ADP
inlawrev-27644	6	11	sustainable	sustainable	ADJ
inlawrev-27644	6	12	investments	investment	NOUN
inlawrev-27644	6	13	.	.	PUNCT
inlawrev-27644	7	1	second	second	ADJ
inlawrev-27644	7	2	,	,	PUNCT
inlawrev-27644	7	3	it	it	PRON
inlawrev-27644	7	4	provides	provide	VERB
inlawrev-27644	7	5	a	a	DET
inlawrev-27644	7	6	framework	framework	NOUN
inlawrev-27644	7	7	that	that	SCONJ
inlawrev-27644	7	8	fiduciaries	fiduciary	NOUN
inlawrev-27644	7	9	can	can	AUX
inlawrev-27644	7	10	use	use	VERB
inlawrev-27644	7	11	to	to	PART
inlawrev-27644	7	12	assess	assess	VERB
inlawrev-27644	7	13	and	and	CCONJ
inlawrev-27644	7	14	consider	consider	VERB
inlawrev-27644	7	15	those	those	DET
inlawrev-27644	7	16	preferences	preference	NOUN
inlawrev-27644	7	17	while	while	SCONJ
inlawrev-27644	7	18	simultaneously	simultaneously	ADV
inlawrev-27644	7	19	fulfilling	fulfil	VERB
inlawrev-27644	7	20	their	their	PRON
inlawrev-27644	7	21	duties	duty	NOUN
inlawrev-27644	7	22	of	of	ADP
inlawrev-27644	7	23	loyalty	loyalty	NOUN
inlawrev-27644	7	24	and	and	CCONJ
inlawrev-27644	7	25	prudence	prudence	NOUN
inlawrev-27644	7	26	.	.	PUNCT
inlawrev-27644	8	1	if	if	SCONJ
inlawrev-27644	8	2	fiduciaries	fiduciary	NOUN
inlawrev-27644	8	3	adopt	adopt	VERB
inlawrev-27644	8	4	the	the	DET
inlawrev-27644	8	5	framework	framework	NOUN
inlawrev-27644	8	6	developed	develop	VERB
inlawrev-27644	8	7	in	in	ADP
inlawrev-27644	8	8	this	this	DET
inlawrev-27644	8	9	article	article	NOUN
inlawrev-27644	8	10	,	,	PUNCT
inlawrev-27644	8	11	it	it	PRON
inlawrev-27644	8	12	could	could	AUX
inlawrev-27644	8	13	be	be	AUX
inlawrev-27644	8	14	a	a	DET
inlawrev-27644	8	15	triple	triple	ADJ
inlawrev-27644	8	16	win	win	NOUN
inlawrev-27644	8	17	.	.	PUNCT
inlawrev-27644	9	1	data	datum	NOUN
inlawrev-27644	9	2	indicate	indicate	VERB
inlawrev-27644	9	3	,	,	PUNCT
inlawrev-27644	9	4	and	and	CCONJ
inlawrev-27644	9	5	experts	expert	NOUN
inlawrev-27644	9	6	believe	believe	VERB
inlawrev-27644	9	7	,	,	PUNCT
inlawrev-27644	9	8	that	that	SCONJ
inlawrev-27644	9	9	employees	employee	NOUN
inlawrev-27644	9	10	will	will	AUX
inlawrev-27644	9	11	save	save	VERB
inlawrev-27644	9	12	more	more	ADJ
inlawrev-27644	9	13	in	in	ADP
inlawrev-27644	9	14	their	their	PRON
inlawrev-27644	9	15	401(k	401(k	NOUN
inlawrev-27644	9	16	)	)	PUNCT
inlawrev-27644	9	17	plans	plan	VERB
inlawrev-27644	9	18	if	if	SCONJ
inlawrev-27644	9	19	they	they	PRON
inlawrev-27644	9	20	have	have	VERB
inlawrev-27644	9	21	access	access	NOUN
inlawrev-27644	9	22	to	to	ADP
inlawrev-27644	9	23	investments	investment	NOUN
inlawrev-27644	9	24	that	that	PRON
inlawrev-27644	9	25	support	support	VERB
inlawrev-27644	9	26	their	their	PRON
inlawrev-27644	9	27	personal	personal	ADJ
inlawrev-27644	9	28	values	value	NOUN
inlawrev-27644	9	29	.	.	PUNCT
inlawrev-27644	10	1	an	an	DET
inlawrev-27644	10	2	increase	increase	NOUN
inlawrev-27644	10	3	in	in	ADP
inlawrev-27644	10	4	retirement	retirement	NOUN
inlawrev-27644	10	5	savings	saving	NOUN
inlawrev-27644	10	6	would	would	AUX
inlawrev-27644	10	7	help	help	VERB
inlawrev-27644	10	8	close	close	VERB
inlawrev-27644	10	9	the	the	DET
inlawrev-27644	10	10	substantial	substantial	ADJ
inlawrev-27644	10	11	pension	pension	NOUN
inlawrev-27644	10	12	gap	gap	NOUN
inlawrev-27644	10	13	that	that	PRON
inlawrev-27644	10	14	exists	exist	VERB
inlawrev-27644	10	15	,	,	PUNCT
inlawrev-27644	10	16	particularly	particularly	ADV
inlawrev-27644	10	17	for	for	ADP
inlawrev-27644	10	18	young	young	ADJ
inlawrev-27644	10	19	employees	employee	NOUN
inlawrev-27644	10	20	and	and	CCONJ
inlawrev-27644	10	21	women	woman	NOUN
inlawrev-27644	10	22	who	who	PRON
inlawrev-27644	10	23	are	be	AUX
inlawrev-27644	10	24	particularly	particularly	ADV
inlawrev-27644	10	25	vulnerable	vulnerable	ADJ
inlawrev-27644	10	26	to	to	ADP
inlawrev-27644	10	27	under	under	ADP
inlawrev-27644	10	28	saving	saving	NOUN
inlawrev-27644	10	29	.	.	PUNCT
inlawrev-27644	11	1	companies	company	NOUN
inlawrev-27644	11	2	will	will	AUX
inlawrev-27644	11	3	benefit	benefit	VERB
inlawrev-27644	11	4	if	if	SCONJ
inlawrev-27644	11	5	employees	employee	NOUN
inlawrev-27644	11	6	place	place	VERB
inlawrev-27644	11	7	greater	great	ADJ
inlawrev-27644	11	8	value	value	NOUN
inlawrev-27644	11	9	on	on	ADP
inlawrev-27644	11	10	their	their	PRON
inlawrev-27644	11	11	401(k	401(k	NOUN
inlawrev-27644	11	12	)	)	PUNCT
inlawrev-27644	11	13	plans	plan	NOUN
inlawrev-27644	11	14	.	.	PUNCT
inlawrev-27644	12	1	and	and	CCONJ
inlawrev-27644	12	2	,	,	PUNCT
inlawrev-27644	12	3	the	the	DET
inlawrev-27644	12	4	world	world	NOUN
inlawrev-27644	12	5	would	would	AUX
inlawrev-27644	12	6	benefit	benefit	VERB
inlawrev-27644	12	7	from	from	ADP
inlawrev-27644	12	8	increased	increase	VERB
inlawrev-27644	12	9	assets	asset	NOUN
inlawrev-27644	12	10	flowing	flow	VERB
inlawrev-27644	12	11	to	to	ADP
inlawrev-27644	12	12	sustainable	sustainable	ADJ
inlawrev-27644	12	13	investments	investment	NOUN
inlawrev-27644	12	14	at	at	ADP
inlawrev-27644	12	15	a	a	DET
inlawrev-27644	12	16	time	time	NOUN
inlawrev-27644	12	17	when	when	SCONJ
inlawrev-27644	12	18	climate	climate	NOUN
inlawrev-27644	12	19	and	and	CCONJ
inlawrev-27644	12	20	social	social	ADJ
inlawrev-27644	12	21	sustainability	sustainability	NOUN
inlawrev-27644	12	22	are	be	AUX
inlawrev-27644	12	23	close	close	ADJ
inlawrev-27644	12	24	to	to	ADP
inlawrev-27644	12	25	or	or	CCONJ
inlawrev-27644	12	26	in	in	ADP
inlawrev-27644	12	27	crisis	crisis	NOUN
inlawrev-27644	12	28	.	.	PUNCT
inlawrev-27644	13	1	table	table	NOUN
inlawrev-27644	13	2	of	of	ADP
inlawrev-27644	13	3	contents	content	NOUN
inlawrev-27644	13	4	introduction	introduction	NOUN
inlawrev-27644	13	5	i.	i.	NOUN
inlawrev-27644	13	6	sustainable	sustainable	ADJ
inlawrev-27644	13	7	investing	investing	NOUN
inlawrev-27644	13	8	:	:	PUNCT
inlawrev-27644	13	9	participant	participant	ADJ
inlawrev-27644	13	10	preferences	preference	NOUN
inlawrev-27644	13	11	and	and	CCONJ
inlawrev-27644	13	12	behavior	behavior	NOUN
inlawrev-27644	13	13	a.	a.	NOUN
inlawrev-27644	13	14	surveys	survey	NOUN
inlawrev-27644	13	15	of	of	ADP
inlawrev-27644	13	16	participant	participant	ADJ
inlawrev-27644	13	17	preferences	preference	NOUN
inlawrev-27644	13	18	b.	b.	PROPN
inlawrev-27644	13	19	investment	investment	NOUN
inlawrev-27644	13	20	behavior	behavior	NOUN
inlawrev-27644	13	21	of	of	ADP
inlawrev-27644	13	22	plan	plan	NOUN
inlawrev-27644	13	23	participants	participant	NOUN
inlawrev-27644	13	24	c.	c.	NOUN
inlawrev-27644	13	25	value	value	NOUN
inlawrev-27644	13	26	or	or	CCONJ
inlawrev-27644	13	27	values	value	NOUN
inlawrev-27644	13	28	—	—	PUNCT
inlawrev-27644	13	29	which	which	DET
inlawrev-27644	13	30	drivers	driver	VERB
inlawrev-27644	13	31	preferences	preference	NOUN
inlawrev-27644	13	32	and	and	CCONJ
inlawrev-27644	13	33	actions	action	NOUN
inlawrev-27644	13	34	in	in	ADP
inlawrev-27644	13	35	sustainable	sustainable	ADJ
inlawrev-27644	13	36	investments	investment	NOUN
inlawrev-27644	13	37	?	?	PUNCT
inlawrev-27644	14	1	ii	ii	PROPN
inlawrev-27644	14	2	.	.	PUNCT
inlawrev-27644	15	1	the	the	DET
inlawrev-27644	15	2	regulatory	regulatory	ADJ
inlawrev-27644	15	3	landscape	landscape	NOUN
inlawrev-27644	15	4	*	*	PUNCT
inlawrev-27644	15	5	j.d	j.d	PROPN
inlawrev-27644	15	6	.	.	PROPN
inlawrev-27644	15	7	,	,	PUNCT
inlawrev-27644	15	8	m.b.a	m.b.a	NOUN
inlawrev-27644	15	9	.	.	PROPN
inlawrev-27644	15	10	,	,	PUNCT
inlawrev-27644	15	11	robert	robert	PROPN
inlawrev-27644	15	12	l.	l.	PROPN
inlawrev-27644	15	13	dixon	dixon	PROPN
inlawrev-27644	15	14	collegiate	collegiate	PROPN
inlawrev-27644	15	15	professor	professor	NOUN
inlawrev-27644	15	16	of	of	ADP
inlawrev-27644	15	17	business	business	NOUN
inlawrev-27644	15	18	,	,	PUNCT
inlawrev-27644	15	19	arthur	arthur	PROPN
inlawrev-27644	15	20	f.	f.	PROPN
inlawrev-27644	15	21	thurnau	thurnau	PROPN
inlawrev-27644	15	22	professor	professor	PROPN
inlawrev-27644	15	23	of	of	ADP
inlawrev-27644	15	24	business	business	NOUN
inlawrev-27644	15	25	law	law	NOUN
inlawrev-27644	15	26	,	,	PUNCT
inlawrev-27644	15	27	stephen	stephen	PROPN
inlawrev-27644	15	28	m.	m.	PROPN
inlawrev-27644	15	29	ross	ross	PROPN
inlawrev-27644	15	30	school	school	PROPN
inlawrev-27644	15	31	of	of	ADP
inlawrev-27644	15	32	business	business	NOUN
inlawrev-27644	15	33	,	,	PUNCT
inlawrev-27644	15	34	university	university	PROPN
inlawrev-27644	15	35	of	of	ADP
inlawrev-27644	15	36	michigan	michigan	PROPN
inlawrev-27644	15	37	.	.	PUNCT
inlawrev-27644	16	1	work	work	NOUN
inlawrev-27644	16	2	:	:	PUNCT
inlawrev-27644	17	1	734.763.3091	734.763.3091	X
inlawrev-27644	17	2	.	.	PUNCT
inlawrev-27644	18	1	cell	cell	NOUN
inlawrev-27644	18	2	:	:	PUNCT
inlawrev-27644	18	3	734.353.7463	734.353.7463	X
inlawrev-27644	18	4	.	.	PUNCT
inlawrev-27644	19	1	dmuir@umich.edu	dmuir@umich.edu	PROPN
inlawrev-27644	19	2	.	.	PUNCT
inlawrev-27644	20	1	i	i	PRON
inlawrev-27644	20	2	am	be	AUX
inlawrev-27644	20	3	grateful	grateful	ADJ
inlawrev-27644	20	4	to	to	ADP
inlawrev-27644	20	5	the	the	DET
inlawrev-27644	20	6	stephen	stephen	PROPN
inlawrev-27644	20	7	m.	m.	PROPN
inlawrev-27644	20	8	ross	ross	PROPN
inlawrev-27644	20	9	school	school	PROPN
inlawrev-27644	20	10	of	of	ADP
inlawrev-27644	20	11	business	business	NOUN
inlawrev-27644	20	12	for	for	ADP
inlawrev-27644	20	13	research	research	NOUN
inlawrev-27644	20	14	support	support	NOUN
inlawrev-27644	20	15	.	.	PUNCT
inlawrev-27644	21	1	thank	thank	VERB
inlawrev-27644	21	2	you	you	PRON
inlawrev-27644	21	3	to	to	ADP
inlawrev-27644	21	4	david	david	PROPN
inlawrev-27644	21	5	pratt	pratt	PROPN
inlawrev-27644	21	6	,	,	PUNCT
inlawrev-27644	21	7	participants	participant	NOUN
inlawrev-27644	21	8	in	in	ADP
inlawrev-27644	21	9	the	the	DET
inlawrev-27644	21	10	2022	2022	NUM
inlawrev-27644	21	11	conference	conference	NOUN
inlawrev-27644	21	12	of	of	ADP
inlawrev-27644	21	13	the	the	DET
inlawrev-27644	21	14	european	european	ADJ
inlawrev-27644	21	15	network	network	NOUN
inlawrev-27644	21	16	for	for	ADP
inlawrev-27644	21	17	research	research	NOUN
inlawrev-27644	21	18	on	on	ADP
inlawrev-27644	21	19	supplementary	supplementary	ADJ
inlawrev-27644	21	20	pensions	pension	NOUN
inlawrev-27644	21	21	at	at	ADP
inlawrev-27644	21	22	the	the	DET
inlawrev-27644	21	23	coimbra	coimbra	PROPN
inlawrev-27644	21	24	faculty	faculty	NOUN
inlawrev-27644	21	25	of	of	ADP
inlawrev-27644	21	26	economics	economic	NOUN
inlawrev-27644	21	27	,	,	PUNCT
inlawrev-27644	21	28	the	the	DET
inlawrev-27644	21	29	2022	2022	NUM
inlawrev-27644	21	30	employee	employee	NOUN
inlawrev-27644	21	31	benefits	benefit	NOUN
inlawrev-27644	21	32	and	and	CCONJ
inlawrev-27644	21	33	social	social	ADJ
inlawrev-27644	21	34	insurance	insurance	NOUN
inlawrev-27644	21	35	conference	conference	NOUN
inlawrev-27644	21	36	at	at	ADP
inlawrev-27644	21	37	boston	boston	PROPN
inlawrev-27644	21	38	university	university	PROPN
inlawrev-27644	21	39	law	law	NOUN
inlawrev-27644	21	40	school	school	NOUN
inlawrev-27644	21	41	,	,	PUNCT
inlawrev-27644	21	42	the	the	DET
inlawrev-27644	21	43	2023	2023	NUM
inlawrev-27644	21	44	hurst	hurst	PROPN
inlawrev-27644	21	45	seminar	seminar	NOUN
inlawrev-27644	21	46	co	co	VERB
inlawrev-27644	21	47	-	-	VERB
inlawrev-27644	21	48	sponsored	sponsor	VERB
inlawrev-27644	21	49	by	by	ADP
inlawrev-27644	21	50	the	the	DET
inlawrev-27644	21	51	university	university	PROPN
inlawrev-27644	21	52	of	of	ADP
inlawrev-27644	21	53	miami	miami	PROPN
inlawrev-27644	21	54	and	and	CCONJ
inlawrev-27644	21	55	university	university	PROPN
inlawrev-27644	21	56	of	of	ADP
inlawrev-27644	21	57	florida	florida	PROPN
inlawrev-27644	21	58	business	business	NOUN
inlawrev-27644	21	59	schools	school	NOUN
inlawrev-27644	21	60	,	,	PUNCT
inlawrev-27644	21	61	and	and	CCONJ
inlawrev-27644	21	62	the	the	DET
inlawrev-27644	21	63	2023	2023	NUM
inlawrev-27644	21	64	hosmer	hosmer	NOUN
inlawrev-27644	21	65	series	series	NOUN
inlawrev-27644	21	66	at	at	ADP
inlawrev-27644	21	67	the	the	DET
inlawrev-27644	21	68	ross	ross	PROPN
inlawrev-27644	21	69	school	school	NOUN
inlawrev-27644	21	70	of	of	ADP
inlawrev-27644	21	71	business	business	NOUN
inlawrev-27644	21	72	.	.	PUNCT
inlawrev-27644	22	1	54	54	NUM
inlawrev-27644	22	2	indiana	indiana	PROPN
inlawrev-27644	22	3	law	law	PROPN
inlawrev-27644	22	4	review	review	NOUN
inlawrev-27644	22	5	[	[	X
inlawrev-27644	22	6	vol	vol	NOUN
inlawrev-27644	22	7	.	.	PUNCT
inlawrev-27644	22	8	57:53	57:53	NUM
inlawrev-27644	22	9	a.	a.	NOUN
inlawrev-27644	22	10	fiduciary	fiduciary	PROPN
inlawrev-27644	22	11	obligation	obligation	PROPN
inlawrev-27644	22	12	b.	b.	PROPN
inlawrev-27644	22	13	participant	participant	PROPN
inlawrev-27644	22	14	-	-	PUNCT
inlawrev-27644	22	15	directed	direct	VERB
inlawrev-27644	22	16	plans	plan	NOUN
inlawrev-27644	22	17	c.	c.	NOUN
inlawrev-27644	22	18	the	the	DET
inlawrev-27644	22	19	unstable	unstable	ADJ
inlawrev-27644	22	20	regulatory	regulatory	ADJ
inlawrev-27644	22	21	guidance	guidance	NOUN
inlawrev-27644	22	22	for	for	ADP
inlawrev-27644	22	23	sustainable	sustainable	ADJ
inlawrev-27644	22	24	investing	invest	VERB
inlawrev-27644	22	25	d.	d.	PROPN
inlawrev-27644	22	26	availability	availability	NOUN
inlawrev-27644	22	27	of	of	ADP
inlawrev-27644	22	28	sustainable	sustainable	ADJ
inlawrev-27644	22	29	investment	investment	NOUN
inlawrev-27644	22	30	options	option	NOUN
inlawrev-27644	22	31	in	in	ADP
inlawrev-27644	22	32	401(k	401(k	PROPN
inlawrev-27644	22	33	)	)	PUNCT
inlawrev-27644	22	34	plans	plan	VERB
inlawrev-27644	22	35	iii	iii	PRON
inlawrev-27644	22	36	.	.	PUNCT
inlawrev-27644	22	37	harmonizing	harmonize	VERB
inlawrev-27644	22	38	participant	participant	ADJ
inlawrev-27644	22	39	preferences	preference	NOUN
inlawrev-27644	22	40	and	and	CCONJ
inlawrev-27644	22	41	the	the	DET
inlawrev-27644	22	42	duty	duty	NOUN
inlawrev-27644	22	43	of	of	ADP
inlawrev-27644	22	44	loyalty	loyalty	NOUN
inlawrev-27644	22	45	a.	a.	NOUN
inlawrev-27644	22	46	consideration	consideration	NOUN
inlawrev-27644	22	47	of	of	ADP
inlawrev-27644	22	48	participant	participant	ADJ
inlawrev-27644	22	49	preferences	preference	NOUN
inlawrev-27644	22	50	b.	b.	NOUN
inlawrev-27644	22	51	tie	tie	NOUN
inlawrev-27644	22	52	-	-	PUNCT
inlawrev-27644	22	53	breakers	breaker	NOUN
inlawrev-27644	22	54	in	in	ADP
inlawrev-27644	22	55	401(k	401(k	NOUN
inlawrev-27644	22	56	)	)	PUNCT
inlawrev-27644	22	57	plans	plan	VERB
inlawrev-27644	22	58	c.	c.	PROPN
inlawrev-27644	22	59	qdias	qdias	PROPN
inlawrev-27644	22	60	iv	iv	X
inlawrev-27644	22	61	.	.	PUNCT
inlawrev-27644	23	1	harmonizing	harmonize	VERB
inlawrev-27644	23	2	participant	participant	ADJ
inlawrev-27644	23	3	preferences	preference	NOUN
inlawrev-27644	23	4	and	and	CCONJ
inlawrev-27644	23	5	the	the	DET
inlawrev-27644	23	6	duty	duty	NOUN
inlawrev-27644	23	7	of	of	ADP
inlawrev-27644	23	8	prudence	prudence	NOUN
inlawrev-27644	23	9	a.	a.	NOUN
inlawrev-27644	23	10	construction	construction	NOUN
inlawrev-27644	23	11	of	of	ADP
inlawrev-27644	23	12	the	the	DET
inlawrev-27644	23	13	plan	plan	NOUN
inlawrev-27644	23	14	menu	menu	VERB
inlawrev-27644	23	15	1	1	NUM
inlawrev-27644	23	16	.	.	PUNCT
inlawrev-27644	24	1	determination	determination	NOUN
inlawrev-27644	24	2	of	of	ADP
inlawrev-27644	24	3	participant	participant	ADJ
inlawrev-27644	24	4	preferences	preference	NOUN
inlawrev-27644	24	5	2	2	NUM
inlawrev-27644	24	6	.	.	NOUN
inlawrev-27644	24	7	which	which	PRON
inlawrev-27644	24	8	preferences	preference	NOUN
inlawrev-27644	24	9	matter	matter	VERB
inlawrev-27644	24	10	?	?	PUNCT
inlawrev-27644	25	1	3	3	X
inlawrev-27644	25	2	.	.	X
inlawrev-27644	25	3	prudent	prudent	ADJ
inlawrev-27644	25	4	limits	limit	NOUN
inlawrev-27644	25	5	on	on	ADP
inlawrev-27644	25	6	the	the	DET
inlawrev-27644	25	7	number	number	NOUN
inlawrev-27644	25	8	of	of	ADP
inlawrev-27644	25	9	menu	menu	NOUN
inlawrev-27644	25	10	options	option	NOUN
inlawrev-27644	25	11	b.	b.	PROPN
inlawrev-27644	25	12	fund	fund	PROPN
inlawrev-27644	25	13	selection	selection	NOUN
inlawrev-27644	25	14	1	1	NUM
inlawrev-27644	25	15	.	.	PUNCT
inlawrev-27644	25	16	procedural	procedural	ADJ
inlawrev-27644	25	17	prudence	prudence	NOUN
inlawrev-27644	25	18	2	2	NUM
inlawrev-27644	25	19	.	.	PUNCT
inlawrev-27644	25	20	objective	objective	ADJ
inlawrev-27644	25	21	prudence	prudence	NOUN
inlawrev-27644	25	22	3	3	NUM
inlawrev-27644	25	23	.	.	PUNCT
inlawrev-27644	25	24	diversification	diversification	NOUN
inlawrev-27644	25	25	v.	v.	ADP
inlawrev-27644	25	26	complementary	complementary	ADJ
inlawrev-27644	25	27	actions	action	NOUN
inlawrev-27644	25	28	a.	a.	NOUN
inlawrev-27644	25	29	legislation	legislation	PROPN
inlawrev-27644	25	30	b.	b.	PROPN
inlawrev-27644	25	31	adoption	adoption	NOUN
inlawrev-27644	25	32	of	of	ADP
inlawrev-27644	25	33	menu	menu	NOUN
inlawrev-27644	25	34	options	option	NOUN
inlawrev-27644	25	35	consistent	consistent	ADJ
inlawrev-27644	25	36	with	with	ADP
inlawrev-27644	25	37	firm	firm	ADJ
inlawrev-27644	25	38	values	value	NOUN
inlawrev-27644	25	39	c.	c.	PROPN
inlawrev-27644	25	40	full	full	ADJ
inlawrev-27644	25	41	integration	integration	NOUN
inlawrev-27644	25	42	of	of	ADP
inlawrev-27644	25	43	sustainability	sustainability	NOUN
inlawrev-27644	25	44	considerations	consideration	NOUN
inlawrev-27644	25	45	into	into	ADP
inlawrev-27644	25	46	investment	investment	NOUN
inlawrev-27644	25	47	evaluation	evaluation	NOUN
inlawrev-27644	25	48	conclusion	conclusion	NOUN
inlawrev-27644	25	49	introduction	introduction	NOUN
inlawrev-27644	25	50	the	the	DET
inlawrev-27644	25	51	vast	vast	ADJ
inlawrev-27644	25	52	majority	majority	NOUN
inlawrev-27644	25	53	of	of	ADP
inlawrev-27644	25	54	employees	employee	NOUN
inlawrev-27644	25	55	want	want	VERB
inlawrev-27644	25	56	to	to	PART
inlawrev-27644	25	57	invest	invest	VERB
inlawrev-27644	25	58	their	their	PRON
inlawrev-27644	25	59	401(k)1	401(k)1	NUM
inlawrev-27644	25	60	assets	asset	NOUN
inlawrev-27644	25	61	in	in	ADP
inlawrev-27644	25	62	ways	way	NOUN
inlawrev-27644	25	63	that	that	PRON
inlawrev-27644	25	64	fund	fund	NOUN
inlawrev-27644	25	65	or	or	CCONJ
inlawrev-27644	25	66	promote	promote	VERB
inlawrev-27644	25	67	environmental	environmental	ADJ
inlawrev-27644	25	68	,	,	PUNCT
inlawrev-27644	25	69	social	social	ADJ
inlawrev-27644	25	70	,	,	PUNCT
inlawrev-27644	25	71	and	and	CCONJ
inlawrev-27644	25	72	governance	governance	NOUN
inlawrev-27644	25	73	(	(	PUNCT
inlawrev-27644	25	74	esg	esg	NOUN
inlawrev-27644	25	75	)	)	PUNCT
inlawrev-27644	25	76	progress,2	progress,2	VERB
inlawrev-27644	25	77	which	which	PRON
inlawrev-27644	25	78	this	this	DET
inlawrev-27644	25	79	article	article	NOUN
inlawrev-27644	25	80	refers	refer	VERB
inlawrev-27644	25	81	to	to	ADP
inlawrev-27644	25	82	as	as	ADV
inlawrev-27644	25	83	sustainable	sustainable	ADJ
inlawrev-27644	25	84	investing.3	investing.3	PROPN
inlawrev-27644	25	85	yet	yet	ADV
inlawrev-27644	25	86	,	,	PUNCT
inlawrev-27644	25	87	only	only	ADV
inlawrev-27644	25	88	between	between	ADP
inlawrev-27644	25	89	five	five	NUM
inlawrev-27644	25	90	and	and	CCONJ
inlawrev-27644	25	91	1	1	NUM
inlawrev-27644	25	92	.	.	X
inlawrev-27644	26	1	issues	issue	NOUN
inlawrev-27644	26	2	similar	similar	ADJ
inlawrev-27644	26	3	to	to	ADP
inlawrev-27644	26	4	those	those	PRON
inlawrev-27644	26	5	discussed	discuss	VERB
inlawrev-27644	26	6	in	in	ADP
inlawrev-27644	26	7	this	this	DET
inlawrev-27644	26	8	article	article	NOUN
inlawrev-27644	26	9	occur	occur	VERB
inlawrev-27644	26	10	in	in	ADP
inlawrev-27644	26	11	other	other	ADJ
inlawrev-27644	26	12	types	type	NOUN
inlawrev-27644	26	13	of	of	ADP
inlawrev-27644	26	14	defined	define	VERB
inlawrev-27644	26	15	contribution	contribution	NOUN
inlawrev-27644	26	16	plans	plan	NOUN
inlawrev-27644	26	17	,	,	PUNCT
inlawrev-27644	26	18	such	such	ADJ
inlawrev-27644	26	19	as	as	ADP
inlawrev-27644	26	20	403(b	403(b	PROPN
inlawrev-27644	26	21	)	)	PUNCT
inlawrev-27644	26	22	plans	plan	NOUN
inlawrev-27644	26	23	,	,	PUNCT
inlawrev-27644	26	24	in	in	ADP
inlawrev-27644	26	25	which	which	PRON
inlawrev-27644	26	26	fiduciaries	fiduciary	NOUN
inlawrev-27644	26	27	choose	choose	VERB
inlawrev-27644	26	28	an	an	DET
inlawrev-27644	26	29	investment	investment	NOUN
inlawrev-27644	26	30	menu	menu	NOUN
inlawrev-27644	26	31	from	from	ADP
inlawrev-27644	26	32	which	which	PRON
inlawrev-27644	26	33	participants	participant	NOUN
inlawrev-27644	26	34	may	may	AUX
inlawrev-27644	26	35	invest	invest	VERB
inlawrev-27644	26	36	.	.	PUNCT
inlawrev-27644	27	1	for	for	ADP
inlawrev-27644	27	2	purposes	purpose	NOUN
inlawrev-27644	27	3	of	of	ADP
inlawrev-27644	27	4	simplicity	simplicity	NOUN
inlawrev-27644	27	5	and	and	CCONJ
inlawrev-27644	27	6	clarity	clarity	NOUN
inlawrev-27644	27	7	,	,	PUNCT
inlawrev-27644	27	8	this	this	DET
inlawrev-27644	27	9	article	article	NOUN
inlawrev-27644	27	10	only	only	ADV
inlawrev-27644	27	11	addresses	address	VERB
inlawrev-27644	27	12	401(k	401(k	NOUN
inlawrev-27644	27	13	)	)	PUNCT
inlawrev-27644	27	14	plans	plan	NOUN
inlawrev-27644	27	15	.	.	PUNCT
inlawrev-27644	28	1	2	2	X
inlawrev-27644	28	2	.	.	X
inlawrev-27644	28	3	schrod	schrod	NOUN
inlawrev-27644	28	4	e	e	NOUN
inlawrev-27644	28	5	r	r	NOUN
inlawrev-27644	28	6	s	s	PROPN
inlawrev-27644	28	7	,	,	PUNCT
inlawrev-27644	28	8	2022	2022	NUM
inlawrev-27644	28	9	us	us	PROPN
inlawrev-27644	28	10	re	re	ADP
inlawrev-27644	28	11	t	t	PROPN
inlawrev-27644	28	12	ir	ir	PROPN
inlawrev-27644	28	13	e	e	X
inlawrev-27644	28	14	m	m	PROPN
inlawrev-27644	28	15	en	en	ADP
inlawrev-27644	28	16	t	t	PROPN
inlawrev-27644	28	17	su	su	PROPN
inlawrev-27644	28	18	rvey	rvey	PROPN
inlawrev-27644	28	19	:	:	PUNCT
inlawrev-27644	28	20	esg	esg	PROPN
inlawrev-27644	28	21	report	report	NOUN
inlawrev-27644	28	22	(	(	PUNCT
inlawrev-27644	28	23	2022	2022	NUM
inlawrev-27644	28	24	)	)	PUNCT
inlawrev-27644	28	25	,	,	PUNCT
inlawrev-27644	28	26	https://prod.schroders.com/en/sysglobalassets/digital/us/us-dc/2022_schroders_us_retirement	https://prod.schroders.com/en/sysglobalassets/digital/us/us-dc/2022_schroders_us_retirement	NOUN
inlawrev-27644	28	27	_	_	SYM
inlawrev-27644	29	1	survey_esg_rpt_final.pdf	survey_esg_rpt_final.pdf	PROPN
inlawrev-27644	29	2	[	[	X
inlawrev-27644	29	3	https://perma.cc/39sp-b8bf	https://perma.cc/39sp-b8bf	NOUN
inlawrev-27644	29	4	]	]	X
inlawrev-27644	29	5	(	(	PUNCT
inlawrev-27644	29	6	“	"	PUNCT
inlawrev-27644	29	7	almost	almost	ADV
inlawrev-27644	29	8	9	9	NUM
inlawrev-27644	29	9	out	out	ADP
inlawrev-27644	29	10	of	of	ADP
inlawrev-27644	29	11	10	10	NUM
inlawrev-27644	29	12	(	(	PUNCT
inlawrev-27644	29	13	87	87	NUM
inlawrev-27644	29	14	%	%	NOUN
inlawrev-27644	29	15	)	)	PUNCT
inlawrev-27644	29	16	dc	dc	PROPN
inlawrev-27644	29	17	plan	plan	NOUN
inlawrev-27644	29	18	participants	participant	NOUN
inlawrev-27644	29	19	surveyed	survey	VERB
inlawrev-27644	29	20	report	report	NOUN
inlawrev-27644	29	21	they	they	PRON
inlawrev-27644	29	22	want	want	VERB
inlawrev-27644	29	23	their	their	PRON
inlawrev-27644	29	24	investments	investment	NOUN
inlawrev-27644	29	25	to	to	PART
inlawrev-27644	29	26	be	be	AUX
inlawrev-27644	29	27	aligned	align	VERB
inlawrev-27644	29	28	with	with	ADP
inlawrev-27644	29	29	their	their	PRON
inlawrev-27644	29	30	values	value	NOUN
inlawrev-27644	29	31	”	"	PUNCT
inlawrev-27644	29	32	)	)	PUNCT
inlawrev-27644	29	33	.	.	PUNCT
inlawrev-27644	30	1	3	3	X
inlawrev-27644	30	2	.	.	X
inlawrev-27644	30	3	see	see	VERB
inlawrev-27644	30	4	susan	susan	PROPN
inlawrev-27644	30	5	n.	n.	PROPN
inlawrev-27644	30	6	gary	gary	PROPN
inlawrev-27644	30	7	,	,	PUNCT
inlawrev-27644	30	8	best	good	ADJ
inlawrev-27644	30	9	interests	interest	NOUN
inlawrev-27644	30	10	in	in	ADP
inlawrev-27644	30	11	the	the	DET
inlawrev-27644	30	12	long	long	ADJ
inlawrev-27644	30	13	term	term	NOUN
inlawrev-27644	30	14	:	:	PUNCT
inlawrev-27644	30	15	fiduciary	fiduciary	ADJ
inlawrev-27644	30	16	duties	duty	NOUN
inlawrev-27644	30	17	and	and	CCONJ
inlawrev-27644	30	18	esg	esg	NOUN
inlawrev-27644	30	19	integration	integration	NOUN
inlawrev-27644	30	20	,	,	PUNCT
inlawrev-27644	30	21	90	90	NUM
inlawrev-27644	30	22	u.	u.	PROPN
inlawrev-27644	30	23	colo	colo	PROPN
inlawrev-27644	30	24	.	.	PUNCT
inlawrev-27644	31	1	l.	l.	PROPN
inlawrev-27644	31	2	rev	rev	PROPN
inlawrev-27644	31	3	.	.	PROPN
inlawrev-27644	31	4	733	733	NUM
inlawrev-27644	31	5	,	,	PUNCT
inlawrev-27644	31	6	737	737	NUM
inlawrev-27644	31	7	n.11	n.11	NOUN
inlawrev-27644	31	8	(	(	PUNCT
inlawrev-27644	31	9	2019	2019	NUM
inlawrev-27644	31	10	)	)	PUNCT
inlawrev-27644	31	11	(	(	PUNCT
inlawrev-27644	31	12	“	"	PUNCT
inlawrev-27644	31	13	sustainable	sustainable	ADJ
inlawrev-27644	31	14	investing	investing	NOUN
inlawrev-27644	31	15	may	may	AUX
inlawrev-27644	31	16	be	be	AUX
inlawrev-27644	31	17	more	more	ADV
inlawrev-27644	31	18	commonly	commonly	ADV
inlawrev-27644	31	19	used	use	VERB
inlawrev-27644	31	20	now	now	ADV
inlawrev-27644	31	21	as	as	SCONJ
inlawrev-27644	31	22	the	the	DET
inlawrev-27644	31	23	generic	generic	ADJ
inlawrev-27644	31	24	term	term	NOUN
inlawrev-27644	31	25	covering	cover	VERB
inlawrev-27644	31	26	various	various	ADJ
inlawrev-27644	31	27	strategies	strategy	NOUN
inlawrev-27644	31	28	.	.	PUNCT
inlawrev-27644	31	29	”	"	PUNCT
inlawrev-27644	31	30	)	)	PUNCT
inlawrev-27644	31	31	;	;	PUNCT
inlawrev-27644	31	32	morningstar	morningstar	NOUN
inlawrev-27644	31	33	,	,	PUNCT
inlawrev-27644	31	34	which	which	PRON
inlawrev-27644	31	35	provides	provide	VERB
inlawrev-27644	31	36	investment	investment	NOUN
inlawrev-27644	31	37	research	research	NOUN
inlawrev-27644	31	38	and	and	CCONJ
inlawrev-27644	31	39	ratings	rating	NOUN
inlawrev-27644	31	40	,	,	PUNCT
inlawrev-27644	31	41	now	now	ADV
inlawrev-27644	31	42	rates	rate	VERB
inlawrev-27644	31	43	funds	fund	NOUN
inlawrev-27644	31	44	on	on	ADP
inlawrev-27644	31	45	their	their	PRON
inlawrev-27644	31	46	sustainability	sustainability	NOUN
inlawrev-27644	31	47	.	.	PUNCT
inlawrev-27644	32	1	cfi	cfi	PROPN
inlawrev-27644	32	2	team	team	PROPN
inlawrev-27644	32	3	,	,	PUNCT
inlawrev-27644	32	4	corp	corp	PROPN
inlawrev-27644	32	5	.	.	PROPN
inlawrev-27644	32	6	fin	fin	PROPN
inlawrev-27644	32	7	.	.	PUNCT
inlawrev-27644	32	8	inst	inst	PROPN
inlawrev-27644	32	9	.	.	PROPN
inlawrev-27644	32	10	,	,	PUNCT
inlawrev-27644	32	11	morningstar	morningstar	NOUN
inlawrev-27644	32	12	sustainability	sustainability	NOUN
inlawrev-27644	32	13	rating	rating	NOUN
inlawrev-27644	32	14	,	,	PUNCT
inlawrev-27644	32	15	oct	oct	PROPN
inlawrev-27644	32	16	.	.	PROPN
inlawrev-27644	32	17	13	13	NUM
inlawrev-27644	32	18	,	,	PUNCT
inlawrev-27644	32	19	2022	2022	NUM
inlawrev-27644	32	20	,	,	PUNCT
inlawrev-27644	32	21	https://corporatefinanceinstitute.com/resources/esg/	https://corporatefinanceinstitute.com/resources/esg/	PROPN
inlawrev-27644	32	22	morningstar	morningstar	NOUN
inlawrev-27644	32	23	-	-	PUNCT
inlawrev-27644	32	24	sustainability	sustainability	NOUN
inlawrev-27644	32	25	-	-	PUNCT
inlawrev-27644	32	26	rating/	rating/	VERB
inlawrev-27644	32	27	[	[	X
inlawrev-27644	32	28	https://perma.cc/nsx4-v9j2	https://perma.cc/nsx4-v9j2	NOUN
inlawrev-27644	32	29	]	]	PUNCT
inlawrev-27644	32	30	;	;	PUNCT
inlawrev-27644	32	31	the	the	DET
inlawrev-27644	32	32	morningstar	morningstar	NOUN
inlawrev-27644	32	33	ratings	rating	NOUN
inlawrev-27644	32	34	have	have	AUX
inlawrev-27644	32	35	become	become	VERB
inlawrev-27644	32	36	popular	popular	ADJ
inlawrev-27644	32	37	with	with	ADP
inlawrev-27644	32	38	scholars	scholar	NOUN
inlawrev-27644	32	39	doing	do	VERB
inlawrev-27644	32	40	empirical	empirical	ADJ
inlawrev-27644	32	41	work	work	NOUN
inlawrev-27644	32	42	.	.	PUNCT
inlawrev-27644	33	1	see	see	VERB
inlawrev-27644	33	2	,	,	PUNCT
inlawrev-27644	33	3	e.g.	e.g.	ADV
inlawrev-27644	33	4	,	,	PUNCT
inlawrev-27644	33	5	rob	rob	PROPN
inlawrev-27644	33	6	bauer	bauer	PROPN
inlawrev-27644	33	7	,	,	PUNCT
inlawrev-27644	33	8	jeroen	jeroen	PROPN
inlawrev-27644	33	9	derwall	derwall	PROPN
inlawrev-27644	33	10	&	&	CCONJ
inlawrev-27644	33	11	colin	colin	PROPN
inlawrev-27644	33	12	tissen	tissen	PROPN
inlawrev-27644	33	13	,	,	PUNCT
inlawrev-27644	33	14	private	private	ADJ
inlawrev-27644	33	15	shareholder	shareholder	NOUN
inlawrev-27644	33	16	engagements	engagement	NOUN
inlawrev-27644	33	17	on	on	ADP
inlawrev-27644	33	18	material	material	NOUN
inlawrev-27644	33	19	esg	esg	PROPN
inlawrev-27644	33	20	issues	issue	NOUN
inlawrev-27644	33	21	,	,	PUNCT
inlawrev-27644	33	22	https://papers.ssrn.com/	https://papers.ssrn.com/	ADJ
inlawrev-27644	33	23	sol3	sol3	NOUN
inlawrev-27644	33	24	/	/	SYM
inlawrev-27644	33	25	papers.cfm?abstract_id=4171496	papers.cfm?abstract_id=4171496	NOUN
inlawrev-27644	33	26	[	[	X
inlawrev-27644	33	27	https://perma.cc/s6dx-f9bz	https://perma.cc/s6dx-f9bz	X
inlawrev-27644	33	28	]	]	X
inlawrev-27644	33	29	(	(	PUNCT
inlawrev-27644	33	30	2023	2023	NUM
inlawrev-27644	33	31	)	)	PUNCT
inlawrev-27644	33	32	;	;	PUNCT
inlawrev-27644	33	33	it	it	PRON
inlawrev-27644	33	34	often	often	ADV
inlawrev-27644	33	35	has	have	AUX
inlawrev-27644	33	36	been	be	AUX
inlawrev-27644	33	37	2023	2023	NUM
inlawrev-27644	33	38	]	]	PUNCT
inlawrev-27644	33	39	matching	match	VERB
inlawrev-27644	33	40	preferences	preference	NOUN
inlawrev-27644	33	41	and	and	CCONJ
inlawrev-27644	33	42	access	access	NOUN
inlawrev-27644	33	43	55	55	NUM
inlawrev-27644	33	44	eight	eight	NUM
inlawrev-27644	33	45	percent	percent	NOUN
inlawrev-27644	33	46	of	of	ADP
inlawrev-27644	33	47	plans	plan	NOUN
inlawrev-27644	33	48	offer	offer	VERB
inlawrev-27644	33	49	at	at	ADV
inlawrev-27644	33	50	least	least	ADV
inlawrev-27644	33	51	one	one	NUM
inlawrev-27644	33	52	sustainable	sustainable	ADJ
inlawrev-27644	33	53	investment	investment	NOUN
inlawrev-27644	33	54	option.4	option.4	PROPN
inlawrev-27644	33	55	stakeholders	stakeholder	VERB
inlawrev-27644	33	56	other	other	ADJ
inlawrev-27644	33	57	than	than	SCONJ
inlawrev-27644	33	58	employees	employee	NOUN
inlawrev-27644	33	59	have	have	AUX
inlawrev-27644	33	60	tried	try	VERB
inlawrev-27644	33	61	to	to	PART
inlawrev-27644	33	62	encourage	encourage	VERB
inlawrev-27644	33	63	employers	employer	NOUN
inlawrev-27644	33	64	to	to	PART
inlawrev-27644	33	65	address	address	VERB
inlawrev-27644	33	66	this	this	DET
inlawrev-27644	33	67	mismatch	mismatch	NOUN
inlawrev-27644	33	68	.	.	PUNCT
inlawrev-27644	34	1	shareholders	shareholder	NOUN
inlawrev-27644	34	2	have	have	AUX
inlawrev-27644	34	3	asked	ask	VERB
inlawrev-27644	34	4	companies	company	NOUN
inlawrev-27644	34	5	to	to	PART
inlawrev-27644	34	6	ensure	ensure	VERB
inlawrev-27644	34	7	their	their	PRON
inlawrev-27644	34	8	401(k	401(k	NOUN
inlawrev-27644	34	9	)	)	PUNCT
inlawrev-27644	34	10	plans	plan	NOUN
inlawrev-27644	34	11	offer	offer	VERB
inlawrev-27644	34	12	sustainable	sustainable	ADJ
inlawrev-27644	34	13	investment	investment	NOUN
inlawrev-27644	34	14	options	option	NOUN
inlawrev-27644	34	15	that	that	PRON
inlawrev-27644	34	16	align	align	VERB
inlawrev-27644	34	17	with	with	ADP
inlawrev-27644	34	18	corporate	corporate	ADJ
inlawrev-27644	34	19	values.5	values.5	NOUN
inlawrev-27644	34	20	in	in	ADP
inlawrev-27644	34	21	addition	addition	NOUN
inlawrev-27644	34	22	,	,	PUNCT
inlawrev-27644	34	23	proponents	proponent	NOUN
inlawrev-27644	34	24	of	of	ADP
inlawrev-27644	34	25	sustainability	sustainability	NOUN
inlawrev-27644	34	26	initiatives	initiative	NOUN
inlawrev-27644	34	27	recognize	recognize	VERB
inlawrev-27644	34	28	that	that	SCONJ
inlawrev-27644	34	29	the	the	DET
inlawrev-27644	34	30	$	$	SYM
inlawrev-27644	34	31	8.9	8.9	NUM
inlawrev-27644	34	32	trillion	trillion	NUM
inlawrev-27644	34	33	currently	currently	ADV
inlawrev-27644	34	34	held	hold	VERB
inlawrev-27644	34	35	in	in	ADP
inlawrev-27644	34	36	u.s	u.s	PROPN
inlawrev-27644	34	37	.	.	PROPN
inlawrev-27644	34	38	401(k)-style	401(k)-style	NOUN
inlawrev-27644	34	39	plans	plan	NOUN
inlawrev-27644	34	40	could	could	AUX
inlawrev-27644	34	41	provide	provide	VERB
inlawrev-27644	34	42	a	a	DET
inlawrev-27644	34	43	source	source	NOUN
inlawrev-27644	34	44	of	of	ADP
inlawrev-27644	34	45	funding	funding	NOUN
inlawrev-27644	34	46	for	for	ADP
inlawrev-27644	34	47	those	those	DET
inlawrev-27644	34	48	initiatives.6	initiatives.6	PROPN
inlawrev-27644	34	49	the	the	DET
inlawrev-27644	34	50	obvious	obvious	ADJ
inlawrev-27644	34	51	question	question	NOUN
inlawrev-27644	34	52	is	be	AUX
inlawrev-27644	34	53	why	why	SCONJ
inlawrev-27644	34	54	such	such	DET
inlawrev-27644	34	55	a	a	DET
inlawrev-27644	34	56	mismatch	mismatch	NOUN
inlawrev-27644	34	57	exists	exist	VERB
inlawrev-27644	34	58	between	between	ADP
inlawrev-27644	34	59	interest	interest	NOUN
inlawrev-27644	34	60	in	in	ADP
inlawrev-27644	34	61	sustainable	sustainable	ADJ
inlawrev-27644	34	62	investing	investing	NOUN
inlawrev-27644	34	63	and	and	CCONJ
inlawrev-27644	34	64	its	its	PRON
inlawrev-27644	34	65	availability	availability	NOUN
inlawrev-27644	34	66	in	in	ADP
inlawrev-27644	34	67	401(k	401(k	PROPN
inlawrev-27644	34	68	)	)	PUNCT
inlawrev-27644	34	69	plans	plan	NOUN
inlawrev-27644	34	70	.	.	PUNCT
inlawrev-27644	35	1	the	the	DET
inlawrev-27644	35	2	answer	answer	NOUN
inlawrev-27644	35	3	is	be	AUX
inlawrev-27644	35	4	regulation	regulation	NOUN
inlawrev-27644	35	5	.	.	PUNCT
inlawrev-27644	36	1	the	the	DET
inlawrev-27644	36	2	department	department	PROPN
inlawrev-27644	36	3	of	of	ADP
inlawrev-27644	36	4	labor	labor	NOUN
inlawrev-27644	36	5	has	have	AUX
inlawrev-27644	36	6	changed	change	VERB
inlawrev-27644	36	7	its	its	PRON
inlawrev-27644	36	8	guidance	guidance	NOUN
inlawrev-27644	36	9	on	on	ADP
inlawrev-27644	36	10	the	the	DET
inlawrev-27644	36	11	topic	topic	NOUN
inlawrev-27644	36	12	during	during	ADP
inlawrev-27644	36	13	every	every	DET
inlawrev-27644	36	14	presidential	presidential	ADJ
inlawrev-27644	36	15	administration	administration	NOUN
inlawrev-27644	36	16	from	from	ADP
inlawrev-27644	36	17	president	president	PROPN
inlawrev-27644	36	18	clinton	clinton	PROPN
inlawrev-27644	36	19	to	to	PART
inlawrev-27644	36	20	president	president	PROPN
inlawrev-27644	36	21	biden.7	biden.7	PROPN
inlawrev-27644	36	22	plans	plan	VERB
inlawrev-27644	36	23	point	point	VERB
inlawrev-27644	36	24	to	to	ADP
inlawrev-27644	36	25	the	the	DET
inlawrev-27644	36	26	regulatory	regulatory	ADJ
inlawrev-27644	36	27	instability	instability	NOUN
inlawrev-27644	36	28	and	and	CCONJ
inlawrev-27644	36	29	the	the	DET
inlawrev-27644	36	30	resulting	result	VERB
inlawrev-27644	36	31	potential	potential	NOUN
inlawrev-27644	36	32	for	for	ADP
inlawrev-27644	36	33	fiduciary	fiduciary	ADJ
inlawrev-27644	36	34	liability	liability	NOUN
inlawrev-27644	36	35	as	as	ADP
inlawrev-27644	36	36	one	one	NUM
inlawrev-27644	36	37	of	of	ADP
inlawrev-27644	36	38	the	the	DET
inlawrev-27644	36	39	reasons	reason	NOUN
inlawrev-27644	36	40	few	few	ADJ
inlawrev-27644	36	41	401(k	401(k	NOUN
inlawrev-27644	36	42	)	)	PUNCT
inlawrev-27644	36	43	plans	plan	NOUN
inlawrev-27644	36	44	include	include	VERB
inlawrev-27644	36	45	those	those	DET
inlawrev-27644	36	46	types	type	NOUN
inlawrev-27644	36	47	of	of	ADP
inlawrev-27644	36	48	options	option	NOUN
inlawrev-27644	36	49	on	on	ADP
inlawrev-27644	36	50	the	the	DET
inlawrev-27644	36	51	plan	plan	NOUN
inlawrev-27644	36	52	’s	’s	PART
inlawrev-27644	36	53	menu.8	menu.8	NOUN
inlawrev-27644	36	54	the	the	DET
inlawrev-27644	36	55	landscape	landscape	NOUN
inlawrev-27644	36	56	changed	change	VERB
inlawrev-27644	36	57	on	on	ADP
inlawrev-27644	36	58	december	december	PROPN
inlawrev-27644	36	59	1	1	NUM
inlawrev-27644	36	60	,	,	PUNCT
inlawrev-27644	36	61	2022	2022	NUM
inlawrev-27644	36	62	,	,	PUNCT
inlawrev-27644	36	63	when	when	SCONJ
inlawrev-27644	36	64	the	the	DET
inlawrev-27644	36	65	department	department	NOUN
inlawrev-27644	36	66	of	of	ADP
inlawrev-27644	36	67	labor	labor	NOUN
inlawrev-27644	36	68	(	(	PUNCT
inlawrev-27644	36	69	dol	dol	NOUN
inlawrev-27644	36	70	)	)	PUNCT
inlawrev-27644	36	71	issued	issue	VERB
inlawrev-27644	36	72	a	a	DET
inlawrev-27644	36	73	final	final	ADJ
inlawrev-27644	36	74	regulation	regulation	NOUN
inlawrev-27644	36	75	(	(	PUNCT
inlawrev-27644	36	76	2022	2022	NUM
inlawrev-27644	36	77	final	final	ADJ
inlawrev-27644	36	78	regulation	regulation	NOUN
inlawrev-27644	36	79	)	)	PUNCT
inlawrev-27644	36	80	that	that	PRON
inlawrev-27644	36	81	provides	provide	VERB
inlawrev-27644	36	82	various	various	ADJ
inlawrev-27644	36	83	observed	observe	VERB
inlawrev-27644	36	84	that	that	SCONJ
inlawrev-27644	36	85	people	people	NOUN
inlawrev-27644	36	86	and	and	CCONJ
inlawrev-27644	36	87	ratings	rating	NOUN
inlawrev-27644	36	88	vary	vary	VERB
inlawrev-27644	36	89	in	in	ADP
inlawrev-27644	36	90	how	how	SCONJ
inlawrev-27644	36	91	they	they	PRON
inlawrev-27644	36	92	understand	understand	VERB
inlawrev-27644	36	93	and	and	CCONJ
inlawrev-27644	36	94	weigh	weigh	VERB
inlawrev-27644	36	95	the	the	DET
inlawrev-27644	36	96	components	component	NOUN
inlawrev-27644	36	97	of	of	ADP
inlawrev-27644	36	98	esg	esg	PROPN
inlawrev-27644	36	99	.	.	PUNCT
inlawrev-27644	37	1	max	max	PROPN
inlawrev-27644	37	2	m.	m.	PROPN
inlawrev-27644	37	3	schanzenbach	schanzenbach	PROPN
inlawrev-27644	37	4	&	&	CCONJ
inlawrev-27644	37	5	robert	robert	PROPN
inlawrev-27644	37	6	h.	h.	PROPN
inlawrev-27644	37	7	sitkoff	sitkoff	PROPN
inlawrev-27644	37	8	,	,	PUNCT
inlawrev-27644	37	9	reconciling	reconcile	VERB
inlawrev-27644	37	10	fiduciary	fiduciary	ADJ
inlawrev-27644	37	11	duty	duty	NOUN
inlawrev-27644	37	12	and	and	CCONJ
inlawrev-27644	37	13	social	social	ADJ
inlawrev-27644	37	14	conscience	conscience	NOUN
inlawrev-27644	37	15	:	:	PUNCT
inlawrev-27644	37	16	the	the	DET
inlawrev-27644	37	17	law	law	NOUN
inlawrev-27644	37	18	and	and	CCONJ
inlawrev-27644	37	19	economics	economic	NOUN
inlawrev-27644	37	20	of	of	ADP
inlawrev-27644	37	21	esg	esg	PROPN
inlawrev-27644	37	22	investing	invest	VERB
inlawrev-27644	37	23	by	by	ADP
inlawrev-27644	37	24	a	a	DET
inlawrev-27644	37	25	trustee	trustee	NOUN
inlawrev-27644	37	26	,	,	PUNCT
inlawrev-27644	37	27	72	72	NUM
inlawrev-27644	37	28	stan	stan	NOUN
inlawrev-27644	37	29	.	.	PUNCT
inlawrev-27644	38	1	l.	l.	PROPN
inlawrev-27644	38	2	rev	rev	PROPN
inlawrev-27644	38	3	.	.	PROPN
inlawrev-27644	38	4	381	381	NUM
inlawrev-27644	38	5	,	,	PUNCT
inlawrev-27644	38	6	432	432	NUM
inlawrev-27644	38	7	-	-	SYM
inlawrev-27644	38	8	33	33	NUM
inlawrev-27644	38	9	(	(	PUNCT
inlawrev-27644	38	10	2020	2020	NUM
inlawrev-27644	38	11	)	)	PUNCT
inlawrev-27644	38	12	(	(	PUNCT
inlawrev-27644	38	13	using	use	VERB
inlawrev-27644	38	14	the	the	DET
inlawrev-27644	38	15	oft	oft	ADV
inlawrev-27644	38	16	-	-	PUNCT
inlawrev-27644	38	17	repeated	repeat	VERB
inlawrev-27644	38	18	example	example	NOUN
inlawrev-27644	38	19	of	of	ADP
inlawrev-27644	38	20	tesla	tesla	PROPN
inlawrev-27644	38	21	)	)	PUNCT
inlawrev-27644	38	22	;	;	PUNCT
inlawrev-27644	38	23	professor	professor	NOUN
inlawrev-27644	38	24	elizabeth	elizabeth	PROPN
inlawrev-27644	38	25	pollman	pollman	PROPN
inlawrev-27644	38	26	investigated	investigate	VERB
inlawrev-27644	38	27	the	the	DET
inlawrev-27644	38	28	development	development	NOUN
inlawrev-27644	38	29	of	of	ADP
inlawrev-27644	38	30	the	the	DET
inlawrev-27644	38	31	esg	esg	NOUN
inlawrev-27644	38	32	terminology	terminology	NOUN
inlawrev-27644	38	33	and	and	CCONJ
inlawrev-27644	38	34	concluded	conclude	VERB
inlawrev-27644	38	35	that	that	SCONJ
inlawrev-27644	38	36	some	some	PRON
inlawrev-27644	38	37	of	of	ADP
inlawrev-27644	38	38	the	the	DET
inlawrev-27644	38	39	vagueness	vagueness	NOUN
inlawrev-27644	38	40	was	be	AUX
inlawrev-27644	38	41	intended	intend	VERB
inlawrev-27644	38	42	.	.	PUNCT
inlawrev-27644	39	1	elizabeth	elizabeth	PROPN
inlawrev-27644	39	2	pollman	pollman	PROPN
inlawrev-27644	39	3	,	,	PUNCT
inlawrev-27644	39	4	the	the	DET
inlawrev-27644	39	5	making	making	NOUN
inlawrev-27644	39	6	and	and	CCONJ
inlawrev-27644	39	7	meaning	meaning	NOUN
inlawrev-27644	39	8	of	of	ADP
inlawrev-27644	39	9	esg	esg	PROPN
inlawrev-27644	39	10	(	(	PUNCT
inlawrev-27644	39	11	u.	u.	PROPN
inlawrev-27644	39	12	penn	penn	PROPN
inlawrev-27644	39	13	.	.	PUNCT
inlawrev-27644	40	1	inst	inst	PROPN
inlawrev-27644	40	2	.	.	PUNCT
inlawrev-27644	41	1	l.	l.	PROPN
inlawrev-27644	41	2	&	&	CCONJ
inlawrev-27644	41	3	econ	econ	PROPN
inlawrev-27644	41	4	.	.	PUNCT
inlawrev-27644	42	1	rsch	rsch	PROPN
inlawrev-27644	42	2	.	.	PUNCT
inlawrev-27644	43	1	paper	paper	NOUN
inlawrev-27644	43	2	no	no	INTJ
inlawrev-27644	43	3	.	.	NOUN
inlawrev-27644	44	1	22	22	NUM
inlawrev-27644	44	2	-	-	SYM
inlawrev-27644	44	3	23	23	NUM
inlawrev-27644	44	4	,	,	PUNCT
inlawrev-27644	44	5	eur	eur	PROPN
inlawrev-27644	44	6	.	.	PUNCT
inlawrev-27644	44	7	corp	corp	PROPN
inlawrev-27644	44	8	.	.	PROPN
inlawrev-27644	44	9	governance	governance	PROPN
inlawrev-27644	44	10	inst	inst	PROPN
inlawrev-27644	44	11	.	.	PUNCT
inlawrev-27644	44	12	working	working	NOUN
inlawrev-27644	44	13	paper	paper	NOUN
inlawrev-27644	44	14	,	,	PUNCT
inlawrev-27644	44	15	paper	paper	NOUN
inlawrev-27644	44	16	no	no	NOUN
inlawrev-27644	44	17	.	.	PUNCT
inlawrev-27644	45	1	659/2022	659/2022	NUM
inlawrev-27644	45	2	,	,	PUNCT
inlawrev-27644	45	3	2022	2022	NUM
inlawrev-27644	45	4	)	)	PUNCT
inlawrev-27644	45	5	,	,	PUNCT
inlawrev-27644	45	6	https://papers.ssrn.com/	https://papers.ssrn.com/	PROPN
inlawrev-27644	45	7	sol3	sol3	PROPN
inlawrev-27644	45	8	/	/	SYM
inlawrev-27644	45	9	papers.cfm?abstract_id=4219857	papers.cfm?abstract_id=4219857	PROPN
inlawrev-27644	46	1	[	[	X
inlawrev-27644	46	2	https://perma.cc/y3en-jux8	https://perma.cc/y3en-jux8	X
inlawrev-27644	46	3	]	]	X
inlawrev-27644	46	4	.	.	PUNCT
inlawrev-27644	47	1	4	4	X
inlawrev-27644	47	2	.	.	X
inlawrev-27644	47	3	see	see	VERB
inlawrev-27644	47	4	infra	infra	NOUN
inlawrev-27644	47	5	part	part	VERB
inlawrev-27644	47	6	ii.d	ii.d	PRON
inlawrev-27644	47	7	.	.	PUNCT
inlawrev-27644	48	1	5	5	X
inlawrev-27644	48	2	.	.	X
inlawrev-27644	48	3	in	in	ADP
inlawrev-27644	48	4	2022	2022	NUM
inlawrev-27644	48	5	,	,	PUNCT
inlawrev-27644	48	6	shareholders	shareholder	NOUN
inlawrev-27644	48	7	forced	force	VERB
inlawrev-27644	48	8	comcast	comcast	PROPN
inlawrev-27644	48	9	and	and	CCONJ
inlawrev-27644	48	10	amazon	amazon	NOUN
inlawrev-27644	48	11	to	to	PART
inlawrev-27644	48	12	include	include	VERB
inlawrev-27644	48	13	a	a	DET
inlawrev-27644	48	14	proposal	proposal	NOUN
inlawrev-27644	48	15	that	that	SCONJ
inlawrev-27644	48	16	the	the	DET
inlawrev-27644	48	17	board	board	NOUN
inlawrev-27644	48	18	of	of	ADP
inlawrev-27644	48	19	directors	director	NOUN
inlawrev-27644	48	20	obtain	obtain	VERB
inlawrev-27644	48	21	a	a	DET
inlawrev-27644	48	22	report	report	NOUN
inlawrev-27644	48	23	on	on	ADP
inlawrev-27644	48	24	the	the	DET
inlawrev-27644	48	25	extent	extent	NOUN
inlawrev-27644	48	26	to	to	PART
inlawrev-27644	48	27	which	which	PRON
inlawrev-27644	48	28	their	their	PRON
inlawrev-27644	48	29	401(k	401(k	NOUN
inlawrev-27644	48	30	)	)	PUNCT
inlawrev-27644	48	31	investment	investment	NOUN
inlawrev-27644	48	32	options	option	NOUN
inlawrev-27644	48	33	align	align	VERB
inlawrev-27644	48	34	with	with	ADP
inlawrev-27644	48	35	the	the	DET
inlawrev-27644	48	36	company	company	NOUN
inlawrev-27644	48	37	’s	’s	PART
inlawrev-27644	48	38	stated	state	VERB
inlawrev-27644	48	39	values	value	NOUN
inlawrev-27644	48	40	.	.	PUNCT
inlawrev-27644	49	1	catherine	catherine	PROPN
inlawrev-27644	49	2	dunn	dunn	PROPN
inlawrev-27644	49	3	,	,	PUNCT
inlawrev-27644	49	4	seeking	seek	VERB
inlawrev-27644	49	5	more	more	ADV
inlawrev-27644	49	6	sustainable	sustainable	ADJ
inlawrev-27644	49	7	investments	investment	NOUN
inlawrev-27644	49	8	:	:	PUNCT
inlawrev-27644	49	9	shareholder	shareholder	NOUN
inlawrev-27644	49	10	group	group	NOUN
inlawrev-27644	49	11	as	as	SCONJ
inlawrev-27644	49	12	you	you	PRON
inlawrev-27644	49	13	sow	sow	VERB
inlawrev-27644	49	14	is	be	AUX
inlawrev-27644	49	15	pushing	push	VERB
inlawrev-27644	49	16	comcast	comcast	PROPN
inlawrev-27644	49	17	,	,	PUNCT
inlawrev-27644	49	18	amazon	amazon	NOUN
inlawrev-27644	49	19	to	to	PART
inlawrev-27644	49	20	offer	offer	VERB
inlawrev-27644	49	21	greener	green	ADJ
inlawrev-27644	49	22	choices	choice	NOUN
inlawrev-27644	49	23	in	in	ADP
inlawrev-27644	49	24	employee	employee	NOUN
inlawrev-27644	49	25	’s	’s	PART
inlawrev-27644	49	26	401(k)s	401(k)s	PROPN
inlawrev-27644	49	27	,	,	PUNCT
inlawrev-27644	49	28	phil	phil	PROPN
inlawrev-27644	49	29	.	.	PUNCT
inlawrev-27644	50	1	inq	inq	PROPN
inlawrev-27644	50	2	.	.	PROPN
inlawrev-27644	50	3	,	,	PUNCT
inlawrev-27644	50	4	may	may	AUX
inlawrev-27644	50	5	2	2	NUM
inlawrev-27644	50	6	,	,	PUNCT
inlawrev-27644	50	7	2022	2022	NUM
inlawrev-27644	50	8	,	,	PUNCT
inlawrev-27644	50	9	at	at	ADP
inlawrev-27644	50	10	c1	c1	NOUN
inlawrev-27644	50	11	.	.	PUNCT
inlawrev-27644	51	1	those	those	DET
inlawrev-27644	51	2	proposals	proposal	NOUN
inlawrev-27644	51	3	are	be	AUX
inlawrev-27644	51	4	discussed	discuss	VERB
inlawrev-27644	51	5	below	below	ADV
inlawrev-27644	51	6	.	.	PUNCT
inlawrev-27644	52	1	see	see	VERB
inlawrev-27644	52	2	infra	infra	NOUN
inlawrev-27644	52	3	part	part	NOUN
inlawrev-27644	52	4	v.b	v.b	PROPN
inlawrev-27644	52	5	.	.	PROPN
inlawrev-27644	52	6	6	6	NUM
inlawrev-27644	52	7	.	.	PUNCT
inlawrev-27644	53	1	retirement	retirement	NOUN
inlawrev-27644	53	2	assets	asset	NOUN
inlawrev-27644	53	3	total	total	VERB
inlawrev-27644	53	4	$	$	SYM
inlawrev-27644	53	5	32.3	32.3	NUM
inlawrev-27644	53	6	trillion	trillion	NUM
inlawrev-27644	53	7	in	in	ADP
inlawrev-27644	53	8	third	third	ADJ
inlawrev-27644	53	9	quarter	quarter	NOUN
inlawrev-27644	53	10	2022	2022	NUM
inlawrev-27644	53	11	,	,	PUNCT
inlawrev-27644	53	12	inv	inv	PROPN
inlawrev-27644	53	13	.	.	PUNCT
inlawrev-27644	53	14	co.	co.	PROPN
inlawrev-27644	53	15	inst	inst	PROPN
inlawrev-27644	53	16	.	.	PROPN
inlawrev-27644	53	17	,	,	PUNCT
inlawrev-27644	53	18	(	(	PUNCT
inlawrev-27644	53	19	dec	dec	PROPN
inlawrev-27644	53	20	.	.	PROPN
inlawrev-27644	53	21	15	15	NUM
inlawrev-27644	53	22	,	,	PUNCT
inlawrev-27644	53	23	2022	2022	NUM
inlawrev-27644	53	24	)	)	PUNCT
inlawrev-27644	53	25	,	,	PUNCT
inlawrev-27644	53	26	https://ici-stage.ici.org/statistical-report/ret_22_q3	https://ici-stage.ici.org/statistical-report/ret_22_q3	PROPN
inlawrev-27644	53	27	[	[	X
inlawrev-27644	53	28	https://perma.cc/32cj-jbbb	https://perma.cc/32cj-jbbb	X
inlawrev-27644	53	29	]	]	X
inlawrev-27644	54	1	[	[	X
inlawrev-27644	54	2	hereinafter	hereinafter	NOUN
inlawrev-27644	54	3	investment	investment	NOUN
inlawrev-27644	54	4	company	company	NOUN
inlawrev-27644	54	5	institute	institute	PROPN
inlawrev-27644	54	6	]	]	PUNCT
inlawrev-27644	54	7	;	;	PUNCT
inlawrev-27644	54	8	considering	consider	VERB
inlawrev-27644	54	9	just	just	ADV
inlawrev-27644	54	10	climate	climate	NOUN
inlawrev-27644	54	11	change	change	NOUN
inlawrev-27644	54	12	,	,	PUNCT
inlawrev-27644	54	13	it	it	PRON
inlawrev-27644	54	14	will	will	AUX
inlawrev-27644	54	15	require	require	VERB
inlawrev-27644	54	16	between	between	ADP
inlawrev-27644	54	17	$	$	SYM
inlawrev-27644	54	18	3.5	3.5	NUM
inlawrev-27644	54	19	and	and	CCONJ
inlawrev-27644	54	20	$	$	SYM
inlawrev-27644	54	21	5	5	NUM
inlawrev-27644	54	22	trillion	trillion	NUM
inlawrev-27644	54	23	in	in	ADP
inlawrev-27644	54	24	annual	annual	ADJ
inlawrev-27644	54	25	investment	investment	NOUN
inlawrev-27644	54	26	to	to	PART
inlawrev-27644	54	27	limit	limit	VERB
inlawrev-27644	54	28	global	global	ADJ
inlawrev-27644	54	29	warming	warming	NOUN
inlawrev-27644	54	30	to	to	ADP
inlawrev-27644	54	31	1.5	1.5	NUM
inlawrev-27644	54	32	°	°	NOUN
inlawrev-27644	54	33	c	c	NOUN
inlawrev-27644	54	34	.	.	PUNCT
inlawrev-27644	55	1	sophie	sophie	PROPN
inlawrev-27644	55	2	boehm	boehm	PROPN
inlawrev-27644	55	3	et	et	PROPN
inlawrev-27644	55	4	al	al	PROPN
inlawrev-27644	55	5	.	.	PROPN
inlawrev-27644	55	6	,	,	PUNCT
inlawrev-27644	55	7	state	state	NOUN
inlawrev-27644	55	8	of	of	ADP
inlawrev-27644	55	9	climate	climate	NOUN
inlawrev-27644	55	10	action	action	NOUN
inlawrev-27644	55	11	2021	2021	NUM
inlawrev-27644	55	12	,	,	PUNCT
inlawrev-27644	55	13	systems	system	NOUN
inlawrev-27644	55	14	transformations	transformation	NOUN
inlawrev-27644	55	15	required	require	VERB
inlawrev-27644	55	16	to	to	PART
inlawrev-27644	55	17	limit	limit	VERB
inlawrev-27644	55	18	global	global	ADJ
inlawrev-27644	55	19	warming	warming	NOUN
inlawrev-27644	55	20	to	to	ADP
inlawrev-27644	55	21	1.5	1.5	NUM
inlawrev-27644	55	22	°	°	NOUN
inlawrev-27644	55	23	c	c	NOUN
inlawrev-27644	55	24	,	,	PUNCT
inlawrev-27644	55	25	18	18	NUM
inlawrev-27644	55	26	(	(	PUNCT
inlawrev-27644	55	27	2021	2021	NUM
inlawrev-27644	55	28	)	)	PUNCT
inlawrev-27644	55	29	,	,	PUNCT
inlawrev-27644	55	30	https://files.wri.org/d8/s3fs-public/2021-10/state_climate_action	https://files.wri.org/d8/s3fs-public/2021-10/state_climate_action	NOUN
inlawrev-27644	55	31	_	_	PUNCT
inlawrev-27644	56	1	2021.pdf?versionid=qbsice3wslkmohc1ryyhdx3j3iscqual	2021.pdf?versionid=qbsice3wslkmohc1ryyhdx3j3iscqual	PROPN
inlawrev-27644	56	2	[	[	X
inlawrev-27644	56	3	https://perma.cc/9yhc-f96	https://perma.cc/9yhc-f96	PROPN
inlawrev-27644	56	4	t	t	PROPN
inlawrev-27644	56	5	]	]	PUNCT
inlawrev-27644	56	6	(	(	PUNCT
inlawrev-27644	56	7	estimating	estimate	VERB
inlawrev-27644	56	8	$	$	SYM
inlawrev-27644	56	9	5	5	NUM
inlawrev-27644	56	10	trillion	trillion	NUM
inlawrev-27644	56	11	annually	annually	ADV
inlawrev-27644	56	12	by	by	ADP
inlawrev-27644	56	13	2030	2030	NUM
inlawrev-27644	56	14	)	)	PUNCT
inlawrev-27644	56	15	;	;	PUNCT
inlawrev-27644	56	16	heleen	heleen	PROPN
inlawrev-27644	56	17	de	de	X
inlawrev-27644	56	18	coninck	coninck	ADV
inlawrev-27644	56	19	,	,	PUNCT
inlawrev-27644	56	20	et	et	PROPN
inlawrev-27644	56	21	al	al	PROPN
inlawrev-27644	56	22	.	.	PROPN
inlawrev-27644	56	23	,	,	PUNCT
inlawrev-27644	56	24	strengthening	strengthen	VERB
inlawrev-27644	56	25	and	and	CCONJ
inlawrev-27644	56	26	implementing	implement	VERB
inlawrev-27644	56	27	the	the	DET
inlawrev-27644	56	28	global	global	ADJ
inlawrev-27644	56	29	response	response	NOUN
inlawrev-27644	56	30	,	,	PUNCT
inlawrev-27644	56	31	in	in	ADP
inlawrev-27644	56	32	global	global	ADJ
inlawrev-27644	56	33	warming	warming	NOUN
inlawrev-27644	56	34	of	of	ADP
inlawrev-27644	56	35	1.5	1.5	NUM
inlawrev-27644	56	36	°	°	NOUN
inlawrev-27644	56	37	c	c	NOUN
inlawrev-27644	56	38	.	.	PUNCT
inlawrev-27644	57	1	an	an	DET
inlawrev-27644	57	2	ipcc	ipcc	ADJ
inlawrev-27644	57	3	special	special	ADJ
inlawrev-27644	57	4	report	report	NOUN
inlawrev-27644	57	5	on	on	ADP
inlawrev-27644	57	6	the	the	DET
inlawrev-27644	57	7	impacts	impact	NOUN
inlawrev-27644	57	8	of	of	ADP
inlawrev-27644	57	9	global	global	ADJ
inlawrev-27644	57	10	warming	warming	NOUN
inlawrev-27644	57	11	of	of	ADP
inlawrev-27644	57	12	1.5	1.5	NUM
inlawrev-27644	57	13	°	°	NOUN
inlawrev-27644	57	14	c	c	NOUN
inlawrev-27644	57	15	above	above	ADP
inlawrev-27644	57	16	pre	pre	ADJ
inlawrev-27644	57	17	-	-	ADJ
inlawrev-27644	57	18	industrial	industrial	ADJ
inlawrev-27644	57	19	levels	level	NOUN
inlawrev-27644	57	20	and	and	CCONJ
inlawrev-27644	57	21	related	relate	VERB
inlawrev-27644	57	22	global	global	ADJ
inlawrev-27644	57	23	greenhouse	greenhouse	NOUN
inlawrev-27644	57	24	gas	gas	NOUN
inlawrev-27644	57	25	emission	emission	NOUN
inlawrev-27644	57	26	pathways	pathway	NOUN
inlawrev-27644	57	27	,	,	PUNCT
inlawrev-27644	57	28	in	in	ADP
inlawrev-27644	57	29	the	the	DET
inlawrev-27644	57	30	context	context	NOUN
inlawrev-27644	57	31	of	of	ADP
inlawrev-27644	57	32	strengthening	strengthen	VERB
inlawrev-27644	57	33	the	the	DET
inlawrev-27644	57	34	global	global	ADJ
inlawrev-27644	57	35	response	response	NOUN
inlawrev-27644	57	36	to	to	ADP
inlawrev-27644	57	37	the	the	DET
inlawrev-27644	57	38	threat	threat	NOUN
inlawrev-27644	57	39	of	of	ADP
inlawrev-27644	57	40	climate	climate	NOUN
inlawrev-27644	57	41	change	change	NOUN
inlawrev-27644	57	42	,	,	PUNCT
inlawrev-27644	57	43	sustainable	sustainable	ADJ
inlawrev-27644	57	44	development	development	NOUN
inlawrev-27644	57	45	,	,	PUNCT
inlawrev-27644	57	46	and	and	CCONJ
inlawrev-27644	57	47	efforts	effort	NOUN
inlawrev-27644	57	48	to	to	PART
inlawrev-27644	57	49	eradicate	eradicate	VERB
inlawrev-27644	57	50	poverty	poverty	NOUN
inlawrev-27644	57	51	,	,	PUNCT
inlawrev-27644	57	52	313	313	NUM
inlawrev-27644	57	53	,	,	PUNCT
inlawrev-27644	57	54	321	321	NUM
inlawrev-27644	57	55	(	(	PUNCT
inlawrev-27644	57	56	valerie	valerie	PROPN
inlawrev-27644	57	57	masson	masson	PROPN
inlawrev-27644	57	58	-	-	PUNCT
inlawrev-27644	57	59	demotte	demotte	NOUN
inlawrev-27644	57	60	,	,	PUNCT
inlawrev-27644	57	61	et	et	PROPN
inlawrev-27644	57	62	al	al	PROPN
inlawrev-27644	57	63	.	.	PUNCT
inlawrev-27644	58	1	eds	ed	NOUN
inlawrev-27644	58	2	.	.	PROPN
inlawrev-27644	58	3	2018	2018	NUM
inlawrev-27644	58	4	)	)	PUNCT
inlawrev-27644	59	1	(	(	PUNCT
inlawrev-27644	59	2	estimating	estimate	VERB
inlawrev-27644	59	3	$	$	SYM
inlawrev-27644	59	4	3.5	3.5	NUM
inlawrev-27644	59	5	trillion	trillion	NUM
inlawrev-27644	59	6	)	)	PUNCT
inlawrev-27644	59	7	.	.	PUNCT
inlawrev-27644	60	1	7	7	X
inlawrev-27644	60	2	.	.	X
inlawrev-27644	60	3	see	see	VERB
inlawrev-27644	60	4	infra	infra	NOUN
inlawrev-27644	60	5	part	part	NOUN
inlawrev-27644	60	6	ii.c	ii.c	VERB
inlawrev-27644	60	7	.	.	PUNCT
inlawrev-27644	61	1	8	8	X
inlawrev-27644	61	2	.	.	X
inlawrev-27644	61	3	see	see	VERB
inlawrev-27644	61	4	infra	infra	NOUN
inlawrev-27644	61	5	text	text	NOUN
inlawrev-27644	61	6	accompanying	accompanying	ADJ
inlawrev-27644	61	7	notes	note	NOUN
inlawrev-27644	61	8	145	145	NUM
inlawrev-27644	61	9	-	-	SYM
inlawrev-27644	61	10	48	48	NUM
inlawrev-27644	61	11	.	.	PUNCT
inlawrev-27644	62	1	56	56	NUM
inlawrev-27644	62	2	indiana	indiana	PROPN
inlawrev-27644	62	3	law	law	PROPN
inlawrev-27644	62	4	review	review	NOUN
inlawrev-27644	62	5	[	[	X
inlawrev-27644	62	6	vol	vol	NOUN
inlawrev-27644	62	7	.	.	PUNCT
inlawrev-27644	62	8	57:53	57:53	NUM
inlawrev-27644	62	9	sustainability	sustainability	NOUN
inlawrev-27644	62	10	-	-	PUNCT
inlawrev-27644	62	11	related	relate	VERB
inlawrev-27644	62	12	fiduciary	fiduciary	ADJ
inlawrev-27644	62	13	guidance	guidance	NOUN
inlawrev-27644	62	14	for	for	ADP
inlawrev-27644	62	15	all	all	DET
inlawrev-27644	62	16	types	type	NOUN
inlawrev-27644	62	17	of	of	ADP
inlawrev-27644	62	18	private	private	ADJ
inlawrev-27644	62	19	-	-	PUNCT
inlawrev-27644	62	20	sector	sector	NOUN
inlawrev-27644	62	21	retirement	retirement	NOUN
inlawrev-27644	62	22	plans	plan	NOUN
inlawrev-27644	62	23	on	on	ADP
inlawrev-27644	62	24	the	the	DET
inlawrev-27644	62	25	investment	investment	NOUN
inlawrev-27644	62	26	of	of	ADP
inlawrev-27644	62	27	plan	plan	NOUN
inlawrev-27644	62	28	assets	asset	NOUN
inlawrev-27644	62	29	and	and	CCONJ
inlawrev-27644	62	30	the	the	DET
inlawrev-27644	62	31	exercise	exercise	NOUN
inlawrev-27644	62	32	of	of	ADP
inlawrev-27644	62	33	shareholder	shareholder	NOUN
inlawrev-27644	62	34	rights.9	rights.9	NOUN
inlawrev-27644	62	35	of	of	ADP
inlawrev-27644	62	36	special	special	ADJ
inlawrev-27644	62	37	relevance	relevance	NOUN
inlawrev-27644	62	38	for	for	ADP
inlawrev-27644	62	39	this	this	DET
inlawrev-27644	62	40	article	article	NOUN
inlawrev-27644	62	41	,	,	PUNCT
inlawrev-27644	62	42	that	that	PRON
inlawrev-27644	62	43	regulation	regulation	NOUN
inlawrev-27644	62	44	provides	provide	VERB
inlawrev-27644	62	45	the	the	DET
inlawrev-27644	62	46	first	first	ADJ
inlawrev-27644	62	47	direction	direction	NOUN
inlawrev-27644	62	48	on	on	ADP
inlawrev-27644	62	49	consideration	consideration	NOUN
inlawrev-27644	62	50	by	by	ADP
inlawrev-27644	62	51	fiduciaries	fiduciary	NOUN
inlawrev-27644	62	52	of	of	ADP
inlawrev-27644	62	53	participant	participant	ADJ
inlawrev-27644	62	54	preferences	preference	NOUN
inlawrev-27644	62	55	when	when	SCONJ
inlawrev-27644	62	56	developing	develop	VERB
inlawrev-27644	62	57	a	a	DET
inlawrev-27644	62	58	plan	plan	NOUN
inlawrev-27644	62	59	menu.10	menu.10	NOUN
inlawrev-27644	62	60	this	this	PRON
inlawrev-27644	62	61	is	be	AUX
inlawrev-27644	62	62	the	the	DET
inlawrev-27644	62	63	first	first	ADJ
inlawrev-27644	62	64	article	article	NOUN
inlawrev-27644	62	65	to	to	PART
inlawrev-27644	62	66	evaluate	evaluate	VERB
inlawrev-27644	62	67	the	the	DET
inlawrev-27644	62	68	research	research	NOUN
inlawrev-27644	62	69	on	on	ADP
inlawrev-27644	62	70	participant	participant	ADJ
inlawrev-27644	62	71	preferences	preference	NOUN
inlawrev-27644	62	72	for	for	ADP
inlawrev-27644	62	73	sustainable	sustainable	ADJ
inlawrev-27644	62	74	investments	investment	NOUN
inlawrev-27644	62	75	.	.	PUNCT
inlawrev-27644	63	1	this	this	DET
inlawrev-27644	63	2	article	article	NOUN
inlawrev-27644	63	3	is	be	AUX
inlawrev-27644	63	4	also	also	ADV
inlawrev-27644	63	5	the	the	DET
inlawrev-27644	63	6	first	first	ADJ
inlawrev-27644	63	7	to	to	PART
inlawrev-27644	63	8	provide	provide	VERB
inlawrev-27644	63	9	a	a	DET
inlawrev-27644	63	10	framework	framework	NOUN
inlawrev-27644	63	11	that	that	SCONJ
inlawrev-27644	63	12	fiduciaries	fiduciary	NOUN
inlawrev-27644	63	13	can	can	AUX
inlawrev-27644	63	14	use	use	VERB
inlawrev-27644	63	15	to	to	PART
inlawrev-27644	63	16	assess	assess	VERB
inlawrev-27644	63	17	and	and	CCONJ
inlawrev-27644	63	18	consider	consider	VERB
inlawrev-27644	63	19	preferences	preference	NOUN
inlawrev-27644	63	20	while	while	SCONJ
inlawrev-27644	63	21	simultaneously	simultaneously	ADV
inlawrev-27644	63	22	fulfilling	fulfil	VERB
inlawrev-27644	63	23	their	their	PRON
inlawrev-27644	63	24	duties	duty	NOUN
inlawrev-27644	63	25	of	of	ADP
inlawrev-27644	63	26	loyalty	loyalty	NOUN
inlawrev-27644	63	27	and	and	CCONJ
inlawrev-27644	63	28	prudence	prudence	NOUN
inlawrev-27644	63	29	.	.	PUNCT
inlawrev-27644	64	1	while	while	SCONJ
inlawrev-27644	64	2	this	this	DET
inlawrev-27644	64	3	article	article	NOUN
inlawrev-27644	64	4	applies	apply	VERB
inlawrev-27644	64	5	that	that	SCONJ
inlawrev-27644	64	6	framework	framework	NOUN
inlawrev-27644	64	7	in	in	ADP
inlawrev-27644	64	8	the	the	DET
inlawrev-27644	64	9	context	context	NOUN
inlawrev-27644	64	10	of	of	ADP
inlawrev-27644	64	11	participant	participant	ADJ
inlawrev-27644	64	12	preferences	preference	NOUN
inlawrev-27644	64	13	for	for	ADP
inlawrev-27644	64	14	sustainable	sustainable	ADJ
inlawrev-27644	64	15	investments	investment	NOUN
inlawrev-27644	64	16	,	,	PUNCT
inlawrev-27644	64	17	the	the	DET
inlawrev-27644	64	18	framework	framework	NOUN
inlawrev-27644	64	19	is	be	AUX
inlawrev-27644	64	20	equally	equally	ADV
inlawrev-27644	64	21	applicable	applicable	ADJ
inlawrev-27644	64	22	to	to	ADP
inlawrev-27644	64	23	preferences	preference	NOUN
inlawrev-27644	64	24	for	for	ADP
inlawrev-27644	64	25	any	any	DET
inlawrev-27644	64	26	type	type	NOUN
inlawrev-27644	64	27	of	of	ADP
inlawrev-27644	64	28	investment	investment	NOUN
inlawrev-27644	64	29	.	.	PUNCT
inlawrev-27644	65	1	part	part	NOUN
inlawrev-27644	65	2	i	i	PRON
inlawrev-27644	65	3	evaluates	evaluate	VERB
inlawrev-27644	65	4	the	the	DET
inlawrev-27644	65	5	research	research	NOUN
inlawrev-27644	65	6	on	on	ADP
inlawrev-27644	65	7	whether	whether	SCONJ
inlawrev-27644	65	8	participants	participant	NOUN
inlawrev-27644	65	9	want	want	VERB
inlawrev-27644	65	10	sustainable	sustainable	ADJ
inlawrev-27644	65	11	investment	investment	NOUN
inlawrev-27644	65	12	choices	choice	NOUN
inlawrev-27644	65	13	and	and	CCONJ
inlawrev-27644	65	14	will	will	AUX
inlawrev-27644	65	15	choose	choose	VERB
inlawrev-27644	65	16	them	they	PRON
inlawrev-27644	65	17	when	when	SCONJ
inlawrev-27644	65	18	available	available	ADJ
inlawrev-27644	65	19	.	.	PUNCT
inlawrev-27644	66	1	overall	overall	ADV
inlawrev-27644	66	2	,	,	PUNCT
inlawrev-27644	66	3	studies	study	NOUN
inlawrev-27644	66	4	find	find	VERB
inlawrev-27644	66	5	that	that	SCONJ
inlawrev-27644	66	6	large	large	ADJ
inlawrev-27644	66	7	majorities	majority	NOUN
inlawrev-27644	66	8	of	of	ADP
inlawrev-27644	66	9	participants	participant	NOUN
inlawrev-27644	66	10	respond	respond	VERB
inlawrev-27644	66	11	that	that	SCONJ
inlawrev-27644	66	12	they	they	PRON
inlawrev-27644	66	13	want	want	VERB
inlawrev-27644	66	14	access	access	NOUN
inlawrev-27644	66	15	to	to	ADP
inlawrev-27644	66	16	those	those	DET
inlawrev-27644	66	17	types	type	NOUN
inlawrev-27644	66	18	of	of	ADP
inlawrev-27644	66	19	investments	investment	NOUN
inlawrev-27644	66	20	in	in	ADP
inlawrev-27644	66	21	their	their	PRON
inlawrev-27644	66	22	401(k	401(k	NOUN
inlawrev-27644	66	23	)	)	PUNCT
inlawrev-27644	66	24	and	and	CCONJ
inlawrev-27644	66	25	similar	similar	ADJ
inlawrev-27644	66	26	plans	plan	NOUN
inlawrev-27644	66	27	.	.	PUNCT
inlawrev-27644	67	1	some	some	DET
inlawrev-27644	67	2	groups	group	NOUN
inlawrev-27644	67	3	,	,	PUNCT
inlawrev-27644	67	4	who	who	PRON
inlawrev-27644	67	5	are	be	AUX
inlawrev-27644	67	6	at	at	ADP
inlawrev-27644	67	7	particular	particular	ADJ
inlawrev-27644	67	8	risk	risk	NOUN
inlawrev-27644	67	9	of	of	ADP
inlawrev-27644	67	10	not	not	PART
inlawrev-27644	67	11	contributing	contribute	VERB
inlawrev-27644	67	12	to	to	ADP
inlawrev-27644	67	13	plans	plan	NOUN
inlawrev-27644	67	14	or	or	CCONJ
inlawrev-27644	67	15	having	have	VERB
inlawrev-27644	67	16	low	low	ADJ
inlawrev-27644	67	17	account	account	NOUN
inlawrev-27644	67	18	balances	balance	NOUN
inlawrev-27644	67	19	,	,	PUNCT
inlawrev-27644	67	20	namely	namely	ADV
inlawrev-27644	67	21	young	young	ADJ
inlawrev-27644	67	22	employees	employee	NOUN
inlawrev-27644	67	23	and	and	CCONJ
inlawrev-27644	67	24	women	woman	NOUN
inlawrev-27644	67	25	,	,	PUNCT
inlawrev-27644	67	26	have	have	VERB
inlawrev-27644	67	27	the	the	DET
inlawrev-27644	67	28	strongest	strong	ADJ
inlawrev-27644	67	29	interest	interest	NOUN
inlawrev-27644	67	30	in	in	ADP
inlawrev-27644	67	31	sustainable	sustainable	ADJ
inlawrev-27644	67	32	investing	investing	NOUN
inlawrev-27644	67	33	.	.	PUNCT
inlawrev-27644	68	1	the	the	DET
inlawrev-27644	68	2	data	datum	NOUN
inlawrev-27644	68	3	on	on	ADP
inlawrev-27644	68	4	the	the	DET
inlawrev-27644	68	5	actual	actual	ADJ
inlawrev-27644	68	6	uptake	uptake	NOUN
inlawrev-27644	68	7	of	of	ADP
inlawrev-27644	68	8	those	those	DET
inlawrev-27644	68	9	investments	investment	NOUN
inlawrev-27644	68	10	when	when	SCONJ
inlawrev-27644	68	11	they	they	PRON
inlawrev-27644	68	12	are	be	AUX
inlawrev-27644	68	13	included	include	VERB
inlawrev-27644	68	14	on	on	ADP
inlawrev-27644	68	15	a	a	DET
inlawrev-27644	68	16	plan	plan	NOUN
inlawrev-27644	68	17	menu	menu	NOUN
inlawrev-27644	68	18	,	,	PUNCT
inlawrev-27644	68	19	however	however	ADV
inlawrev-27644	68	20	,	,	PUNCT
inlawrev-27644	68	21	is	be	AUX
inlawrev-27644	68	22	more	more	ADV
inlawrev-27644	68	23	mixed	mixed	ADJ
inlawrev-27644	68	24	.	.	PUNCT
inlawrev-27644	69	1	the	the	DET
inlawrev-27644	69	2	part	part	NOUN
inlawrev-27644	69	3	ends	end	VERB
inlawrev-27644	69	4	with	with	ADP
inlawrev-27644	69	5	an	an	DET
inlawrev-27644	69	6	investigation	investigation	NOUN
inlawrev-27644	69	7	of	of	ADP
inlawrev-27644	69	8	why	why	SCONJ
inlawrev-27644	69	9	participants	participant	NOUN
inlawrev-27644	69	10	want	want	VERB
inlawrev-27644	69	11	access	access	NOUN
inlawrev-27644	69	12	to	to	ADP
inlawrev-27644	69	13	sustainable	sustainable	ADJ
inlawrev-27644	69	14	investments	investment	NOUN
inlawrev-27644	69	15	,	,	PUNCT
inlawrev-27644	69	16	and	and	CCONJ
inlawrev-27644	69	17	whether	whether	SCONJ
inlawrev-27644	69	18	they	they	PRON
inlawrev-27644	69	19	are	be	AUX
inlawrev-27644	69	20	willing	willing	ADJ
inlawrev-27644	69	21	to	to	PART
inlawrev-27644	69	22	trade	trade	VERB
inlawrev-27644	69	23	lower	low	ADJ
inlawrev-27644	69	24	financial	financial	ADJ
inlawrev-27644	69	25	returns	return	NOUN
inlawrev-27644	69	26	for	for	ADP
inlawrev-27644	69	27	those	those	DET
inlawrev-27644	69	28	options	option	NOUN
inlawrev-27644	69	29	.	.	PUNCT
inlawrev-27644	70	1	part	part	PROPN
inlawrev-27644	70	2	ii	ii	PROPN
inlawrev-27644	70	3	explains	explain	VERB
inlawrev-27644	70	4	the	the	DET
inlawrev-27644	70	5	regulatory	regulatory	ADJ
inlawrev-27644	70	6	landscape	landscape	NOUN
inlawrev-27644	70	7	that	that	PRON
inlawrev-27644	70	8	governs	govern	VERB
inlawrev-27644	70	9	401(k	401(k	PROPN
inlawrev-27644	70	10	)	)	PUNCT
inlawrev-27644	70	11	investment	investment	NOUN
inlawrev-27644	70	12	options	option	NOUN
inlawrev-27644	70	13	,	,	PUNCT
inlawrev-27644	70	14	also	also	ADV
inlawrev-27644	70	15	referred	refer	VERB
inlawrev-27644	70	16	to	to	ADP
inlawrev-27644	70	17	as	as	ADP
inlawrev-27644	70	18	401(k	401(k	NOUN
inlawrev-27644	70	19	)	)	PUNCT
inlawrev-27644	70	20	investment	investment	NOUN
inlawrev-27644	70	21	menus	menu	NOUN
inlawrev-27644	70	22	.	.	PUNCT
inlawrev-27644	71	1	it	it	PRON
inlawrev-27644	71	2	briefly	briefly	ADV
inlawrev-27644	71	3	outlines	outline	VERB
inlawrev-27644	71	4	the	the	DET
inlawrev-27644	71	5	instability	instability	NOUN
inlawrev-27644	71	6	of	of	ADP
inlawrev-27644	71	7	the	the	DET
inlawrev-27644	71	8	regulation	regulation	NOUN
inlawrev-27644	71	9	on	on	ADP
inlawrev-27644	71	10	fiduciary	fiduciary	ADJ
inlawrev-27644	71	11	consideration	consideration	NOUN
inlawrev-27644	71	12	of	of	ADP
inlawrev-27644	71	13	sustainability	sustainability	NOUN
inlawrev-27644	71	14	factors	factor	NOUN
inlawrev-27644	71	15	when	when	SCONJ
inlawrev-27644	71	16	making	make	VERB
inlawrev-27644	71	17	investment	investment	NOUN
inlawrev-27644	71	18	decisions.11	decisions.11	NOUN
inlawrev-27644	71	19	the	the	DET
inlawrev-27644	71	20	part	part	NOUN
inlawrev-27644	71	21	concludes	conclude	VERB
inlawrev-27644	71	22	by	by	ADP
inlawrev-27644	71	23	explaining	explain	VERB
inlawrev-27644	71	24	the	the	DET
inlawrev-27644	71	25	extent	extent	NOUN
inlawrev-27644	71	26	to	to	PART
inlawrev-27644	71	27	which	which	PRON
inlawrev-27644	71	28	the	the	DET
inlawrev-27644	71	29	instability	instability	NOUN
inlawrev-27644	71	30	and	and	CCONJ
inlawrev-27644	71	31	other	other	ADJ
inlawrev-27644	71	32	factors	factor	NOUN
inlawrev-27644	71	33	have	have	AUX
inlawrev-27644	71	34	discouraged	discourage	VERB
inlawrev-27644	71	35	fiduciaries	fiduciary	NOUN
inlawrev-27644	71	36	from	from	ADP
inlawrev-27644	71	37	including	include	VERB
inlawrev-27644	71	38	sustainable	sustainable	ADJ
inlawrev-27644	71	39	investments	investment	NOUN
inlawrev-27644	71	40	on	on	ADP
inlawrev-27644	71	41	401(k	401(k	PROPN
inlawrev-27644	71	42	)	)	PUNCT
inlawrev-27644	71	43	plan	plan	NOUN
inlawrev-27644	71	44	menus	menus	NOUN
inlawrev-27644	71	45	.	.	PUNCT
inlawrev-27644	72	1	part	part	NOUN
inlawrev-27644	72	2	iii	iii	PRON
inlawrev-27644	72	3	provides	provide	VERB
inlawrev-27644	72	4	a	a	DET
inlawrev-27644	72	5	framework	framework	NOUN
inlawrev-27644	72	6	for	for	ADP
inlawrev-27644	72	7	fiduciary	fiduciary	ADJ
inlawrev-27644	72	8	compliance	compliance	NOUN
inlawrev-27644	72	9	with	with	ADP
inlawrev-27644	72	10	the	the	DET
inlawrev-27644	72	11	duty	duty	NOUN
inlawrev-27644	72	12	of	of	ADP
inlawrev-27644	72	13	loyalty	loyalty	NOUN
inlawrev-27644	72	14	when	when	SCONJ
inlawrev-27644	72	15	considering	consider	VERB
inlawrev-27644	72	16	participant	participant	ADJ
inlawrev-27644	72	17	investment	investment	NOUN
inlawrev-27644	72	18	menu	menu	NOUN
inlawrev-27644	72	19	preferences	preference	NOUN
inlawrev-27644	72	20	.	.	PUNCT
inlawrev-27644	73	1	part	part	NOUN
inlawrev-27644	73	2	iv	iv	PRON
inlawrev-27644	73	3	provides	provide	VERB
inlawrev-27644	73	4	a	a	DET
inlawrev-27644	73	5	framework	framework	NOUN
inlawrev-27644	73	6	for	for	ADP
inlawrev-27644	73	7	the	the	DET
inlawrev-27644	73	8	duty	duty	NOUN
inlawrev-27644	73	9	of	of	ADP
inlawrev-27644	73	10	prudence	prudence	NOUN
inlawrev-27644	73	11	.	.	PUNCT
inlawrev-27644	74	1	part	part	NOUN
inlawrev-27644	74	2	v	v	ADP
inlawrev-27644	74	3	closes	close	NOUN
inlawrev-27644	74	4	by	by	ADP
inlawrev-27644	74	5	highlighting	highlight	VERB
inlawrev-27644	74	6	complementary	complementary	ADJ
inlawrev-27644	74	7	actions	action	NOUN
inlawrev-27644	74	8	that	that	PRON
inlawrev-27644	74	9	may	may	AUX
inlawrev-27644	74	10	increase	increase	VERB
inlawrev-27644	74	11	the	the	DET
inlawrev-27644	74	12	extent	extent	NOUN
inlawrev-27644	74	13	to	to	PART
inlawrev-27644	74	14	which	which	PRON
inlawrev-27644	74	15	sustainability	sustainability	NOUN
inlawrev-27644	74	16	considerations	consideration	NOUN
inlawrev-27644	74	17	are	be	AUX
inlawrev-27644	74	18	incorporated	incorporate	VERB
inlawrev-27644	74	19	into	into	ADP
inlawrev-27644	74	20	401(k	401(k	PROPN
inlawrev-27644	74	21	)	)	PUNCT
inlawrev-27644	74	22	plan	plan	NOUN
inlawrev-27644	74	23	investments	investment	NOUN
inlawrev-27644	74	24	.	.	PUNCT
inlawrev-27644	75	1	i.	i.	PROPN
inlawrev-27644	75	2	sustainable	sustainable	ADJ
inlawrev-27644	75	3	investing	investing	NOUN
inlawrev-27644	75	4	:	:	PUNCT
inlawrev-27644	75	5	participant	participant	ADJ
inlawrev-27644	75	6	preferences	preference	NOUN
inlawrev-27644	75	7	and	and	CCONJ
inlawrev-27644	75	8	behavior	behavior	NOUN
inlawrev-27644	75	9	understanding	understand	VERB
inlawrev-27644	75	10	participant	participant	ADJ
inlawrev-27644	75	11	preferences	preference	NOUN
inlawrev-27644	75	12	for	for	ADP
inlawrev-27644	75	13	sustainable	sustainable	ADJ
inlawrev-27644	75	14	investments	investment	NOUN
inlawrev-27644	75	15	is	be	AUX
inlawrev-27644	75	16	the	the	DET
inlawrev-27644	75	17	first	first	ADJ
inlawrev-27644	75	18	step	step	NOUN
inlawrev-27644	75	19	in	in	ADP
inlawrev-27644	75	20	aligning	align	VERB
inlawrev-27644	75	21	401(k	401(k	NOUN
inlawrev-27644	75	22	)	)	PUNCT
inlawrev-27644	75	23	investment	investment	NOUN
inlawrev-27644	75	24	options	option	NOUN
inlawrev-27644	75	25	with	with	ADP
inlawrev-27644	75	26	those	those	DET
inlawrev-27644	75	27	preferences	preference	NOUN
inlawrev-27644	75	28	.	.	PUNCT
inlawrev-27644	76	1	this	this	DET
inlawrev-27644	76	2	part	part	NOUN
inlawrev-27644	76	3	engages	engage	VERB
inlawrev-27644	76	4	the	the	DET
inlawrev-27644	76	5	research	research	NOUN
inlawrev-27644	76	6	on	on	ADP
inlawrev-27644	76	7	whether	whether	SCONJ
inlawrev-27644	76	8	participants	participant	NOUN
inlawrev-27644	76	9	want	want	VERB
inlawrev-27644	76	10	sustainable	sustainable	ADJ
inlawrev-27644	76	11	investments	investment	NOUN
inlawrev-27644	76	12	and	and	CCONJ
inlawrev-27644	76	13	will	will	AUX
inlawrev-27644	76	14	choose	choose	VERB
inlawrev-27644	76	15	them	they	PRON
inlawrev-27644	76	16	when	when	SCONJ
inlawrev-27644	76	17	available	available	ADJ
inlawrev-27644	76	18	.	.	PUNCT
inlawrev-27644	77	1	studies	study	NOUN
inlawrev-27644	77	2	consistently	consistently	ADV
inlawrev-27644	77	3	find	find	VERB
inlawrev-27644	77	4	that	that	SCONJ
inlawrev-27644	77	5	large	large	ADJ
inlawrev-27644	77	6	majorities	majority	NOUN
inlawrev-27644	77	7	of	of	ADP
inlawrev-27644	77	8	participants	participant	NOUN
inlawrev-27644	77	9	—	—	PUNCT
inlawrev-27644	77	10	particularly	particularly	ADV
inlawrev-27644	77	11	young	young	ADJ
inlawrev-27644	77	12	employees	employee	NOUN
inlawrev-27644	77	13	and	and	CCONJ
inlawrev-27644	77	14	women	woman	NOUN
inlawrev-27644	77	15	—	—	PUNCT
inlawrev-27644	77	16	want	want	VERB
inlawrev-27644	77	17	access	access	NOUN
inlawrev-27644	77	18	to	to	ADP
inlawrev-27644	77	19	those	those	DET
inlawrev-27644	77	20	9	9	NUM
inlawrev-27644	77	21	.	.	PUNCT
inlawrev-27644	77	22	prudence	prudence	NOUN
inlawrev-27644	77	23	and	and	CCONJ
inlawrev-27644	77	24	loyalty	loyalty	NOUN
inlawrev-27644	77	25	in	in	ADP
inlawrev-27644	77	26	selecting	select	VERB
inlawrev-27644	77	27	plan	plan	NOUN
inlawrev-27644	77	28	investments	investment	NOUN
inlawrev-27644	77	29	and	and	CCONJ
inlawrev-27644	77	30	exercising	exercise	VERB
inlawrev-27644	77	31	shareholder	shareholder	NOUN
inlawrev-27644	77	32	rights	right	NOUN
inlawrev-27644	77	33	,	,	PUNCT
inlawrev-27644	77	34	87	87	NUM
inlawrev-27644	77	35	fed	fed	PROPN
inlawrev-27644	77	36	.	.	PUNCT
inlawrev-27644	78	1	reg	reg	PROPN
inlawrev-27644	78	2	.	.	PUNCT
inlawrev-27644	79	1	73822	73822	NUM
inlawrev-27644	79	2	(	(	PUNCT
inlawrev-27644	79	3	dec	dec	PROPN
inlawrev-27644	79	4	.	.	PROPN
inlawrev-27644	79	5	1	1	NUM
inlawrev-27644	79	6	,	,	PUNCT
inlawrev-27644	79	7	2022	2022	NUM
inlawrev-27644	79	8	)	)	PUNCT
inlawrev-27644	79	9	,	,	PUNCT
inlawrev-27644	79	10	codified	codify	VERB
inlawrev-27644	79	11	at	at	ADP
inlawrev-27644	79	12	29	29	NUM
inlawrev-27644	79	13	c.f.r	c.f.r	NOUN
inlawrev-27644	79	14	.	.	PUNCT
inlawrev-27644	80	1	§	§	PROPN
inlawrev-27644	80	2	2550	2550	NUM
inlawrev-27644	80	3	[	[	SYM
inlawrev-27644	80	4	hereinafter	hereinafter	NOUN
inlawrev-27644	80	5	2022	2022	NUM
inlawrev-27644	80	6	final	final	ADJ
inlawrev-27644	80	7	regulation	regulation	NOUN
inlawrev-27644	80	8	]	]	PUNCT
inlawrev-27644	80	9	.	.	PUNCT
inlawrev-27644	81	1	10	10	NUM
inlawrev-27644	81	2	.	.	PUNCT
inlawrev-27644	82	1	i	i	PRON
inlawrev-27644	82	2	d.	d.	PROPN
inlawrev-27644	82	3	at	at	ADP
inlawrev-27644	82	4	73822	73822	NUM
inlawrev-27644	82	5	.	.	PUNCT
inlawrev-27644	83	1	11	11	NUM
inlawrev-27644	83	2	.	.	X
inlawrev-27644	84	1	see	see	VERB
inlawrev-27644	84	2	infra	infra	NOUN
inlawrev-27644	84	3	part	part	NOUN
inlawrev-27644	84	4	ii.c	ii.c	VERB
inlawrev-27644	84	5	.	.	PUNCT
inlawrev-27644	85	1	2023	2023	NUM
inlawrev-27644	85	2	]	]	PUNCT
inlawrev-27644	85	3	matching	match	VERB
inlawrev-27644	85	4	preferences	preference	NOUN
inlawrev-27644	85	5	and	and	CCONJ
inlawrev-27644	85	6	access	access	NOUN
inlawrev-27644	85	7	57	57	NUM
inlawrev-27644	85	8	types	type	NOUN
inlawrev-27644	85	9	of	of	ADP
inlawrev-27644	85	10	investments	investment	NOUN
inlawrev-27644	85	11	in	in	ADP
inlawrev-27644	85	12	their	their	PRON
inlawrev-27644	85	13	401(k	401(k	NOUN
inlawrev-27644	85	14	)	)	PUNCT
inlawrev-27644	85	15	and	and	CCONJ
inlawrev-27644	85	16	similar	similar	ADJ
inlawrev-27644	85	17	plans.12	plans.12	NOUN
inlawrev-27644	85	18	whether	whether	SCONJ
inlawrev-27644	85	19	participants	participant	NOUN
inlawrev-27644	85	20	will	will	AUX
inlawrev-27644	85	21	allocate	allocate	VERB
inlawrev-27644	85	22	assets	asset	NOUN
inlawrev-27644	85	23	to	to	ADP
inlawrev-27644	85	24	those	those	DET
inlawrev-27644	85	25	investments	investment	NOUN
inlawrev-27644	85	26	when	when	SCONJ
inlawrev-27644	85	27	they	they	PRON
inlawrev-27644	85	28	are	be	AUX
inlawrev-27644	85	29	included	include	VERB
inlawrev-27644	85	30	on	on	ADP
inlawrev-27644	85	31	a	a	DET
inlawrev-27644	85	32	plan	plan	NOUN
inlawrev-27644	85	33	menu	menu	NOUN
inlawrev-27644	85	34	has	have	AUX
inlawrev-27644	85	35	been	be	AUX
inlawrev-27644	85	36	less	less	ADV
inlawrev-27644	85	37	studied	study	VERB
inlawrev-27644	85	38	,	,	PUNCT
inlawrev-27644	85	39	however	however	ADV
inlawrev-27644	85	40	,	,	PUNCT
inlawrev-27644	85	41	some	some	DET
inlawrev-27644	85	42	participants	participant	NOUN
inlawrev-27644	85	43	do	do	AUX
inlawrev-27644	85	44	allocate	allocate	VERB
inlawrev-27644	85	45	contributions	contribution	NOUN
inlawrev-27644	85	46	to	to	ADP
inlawrev-27644	85	47	them	they	PRON
inlawrev-27644	85	48	.	.	PUNCT
inlawrev-27644	86	1	this	this	DET
inlawrev-27644	86	2	part	part	NOUN
inlawrev-27644	86	3	discusses	discuss	VERB
inlawrev-27644	86	4	evidence	evidence	NOUN
inlawrev-27644	86	5	indicating	indicate	VERB
inlawrev-27644	86	6	why	why	SCONJ
inlawrev-27644	86	7	participants	participant	NOUN
inlawrev-27644	86	8	may	may	AUX
inlawrev-27644	86	9	not	not	PART
inlawrev-27644	86	10	appear	appear	VERB
inlawrev-27644	86	11	as	as	ADP
inlawrev-27644	86	12	enthusiastic	enthusiastic	ADJ
inlawrev-27644	86	13	about	about	ADP
inlawrev-27644	86	14	sustainability	sustainability	NOUN
inlawrev-27644	86	15	in	in	ADP
inlawrev-27644	86	16	their	their	PRON
inlawrev-27644	86	17	plan	plan	NOUN
inlawrev-27644	86	18	allocations	allocation	NOUN
inlawrev-27644	86	19	as	as	SCONJ
inlawrev-27644	86	20	they	they	PRON
inlawrev-27644	86	21	are	be	AUX
inlawrev-27644	86	22	when	when	SCONJ
inlawrev-27644	86	23	expressing	express	VERB
inlawrev-27644	86	24	preferences	preference	NOUN
inlawrev-27644	86	25	.	.	PUNCT
inlawrev-27644	87	1	this	this	DET
inlawrev-27644	87	2	part	part	NOUN
inlawrev-27644	87	3	ends	end	VERB
inlawrev-27644	87	4	with	with	ADP
inlawrev-27644	87	5	an	an	DET
inlawrev-27644	87	6	investigation	investigation	NOUN
inlawrev-27644	87	7	of	of	ADP
inlawrev-27644	87	8	the	the	DET
inlawrev-27644	87	9	evidence	evidence	NOUN
inlawrev-27644	87	10	of	of	ADP
inlawrev-27644	87	11	why	why	SCONJ
inlawrev-27644	87	12	participants	participant	NOUN
inlawrev-27644	87	13	want	want	VERB
inlawrev-27644	87	14	access	access	NOUN
inlawrev-27644	87	15	to	to	ADP
inlawrev-27644	87	16	sustainable	sustainable	ADJ
inlawrev-27644	87	17	investments	investment	NOUN
inlawrev-27644	87	18	,	,	PUNCT
inlawrev-27644	87	19	and	and	CCONJ
inlawrev-27644	87	20	whether	whether	SCONJ
inlawrev-27644	87	21	they	they	PRON
inlawrev-27644	87	22	are	be	AUX
inlawrev-27644	87	23	willing	willing	ADJ
inlawrev-27644	87	24	to	to	PART
inlawrev-27644	87	25	trade	trade	VERB
inlawrev-27644	87	26	lower	low	ADJ
inlawrev-27644	87	27	financial	financial	ADJ
inlawrev-27644	87	28	returns	return	NOUN
inlawrev-27644	87	29	for	for	ADP
inlawrev-27644	87	30	those	those	DET
inlawrev-27644	87	31	options	option	NOUN
inlawrev-27644	87	32	.	.	PUNCT
inlawrev-27644	88	1	a.	a.	NOUN
inlawrev-27644	88	2	surveys	survey	NOUN
inlawrev-27644	88	3	of	of	ADP
inlawrev-27644	88	4	participant	participant	ADJ
inlawrev-27644	88	5	preferences	preference	NOUN
inlawrev-27644	88	6	surveys	survey	NOUN
inlawrev-27644	88	7	done	do	VERB
inlawrev-27644	88	8	by	by	ADP
inlawrev-27644	88	9	financial	financial	ADJ
inlawrev-27644	88	10	sector	sector	NOUN
inlawrev-27644	88	11	firms	firm	NOUN
inlawrev-27644	88	12	tend	tend	VERB
inlawrev-27644	88	13	to	to	PART
inlawrev-27644	88	14	find	find	VERB
inlawrev-27644	88	15	that	that	SCONJ
inlawrev-27644	88	16	plan	plan	NOUN
inlawrev-27644	88	17	participants	participant	NOUN
inlawrev-27644	88	18	have	have	VERB
inlawrev-27644	88	19	a	a	DET
inlawrev-27644	88	20	strong	strong	ADJ
inlawrev-27644	88	21	interest	interest	NOUN
inlawrev-27644	88	22	in	in	ADP
inlawrev-27644	88	23	access	access	NOUN
inlawrev-27644	88	24	to	to	ADP
inlawrev-27644	88	25	sustainable	sustainable	ADJ
inlawrev-27644	88	26	investments.13	investments.13	NOUN
inlawrev-27644	88	27	for	for	ADP
inlawrev-27644	88	28	example	example	NOUN
inlawrev-27644	88	29	,	,	PUNCT
inlawrev-27644	88	30	a	a	DET
inlawrev-27644	88	31	2022	2022	NUM
inlawrev-27644	88	32	survey	survey	NOUN
inlawrev-27644	88	33	of	of	ADP
inlawrev-27644	88	34	u.s	u.s	PROPN
inlawrev-27644	88	35	.	.	PROPN
inlawrev-27644	88	36	investors	investor	NOUN
inlawrev-27644	88	37	by	by	ADP
inlawrev-27644	88	38	schroders	schroder	NOUN
inlawrev-27644	88	39	,	,	PUNCT
inlawrev-27644	88	40	a	a	DET
inlawrev-27644	88	41	firm	firm	NOUN
inlawrev-27644	88	42	that	that	PRON
inlawrev-27644	88	43	focuses	focus	VERB
inlawrev-27644	88	44	on	on	ADP
inlawrev-27644	88	45	sustainable	sustainable	ADJ
inlawrev-27644	88	46	investing	investing	NOUN
inlawrev-27644	88	47	,	,	PUNCT
inlawrev-27644	88	48	found	find	VERB
inlawrev-27644	88	49	that	that	SCONJ
inlawrev-27644	88	50	87	87	NUM
inlawrev-27644	88	51	%	%	NOUN
inlawrev-27644	88	52	of	of	ADP
inlawrev-27644	88	53	plan	plan	NOUN
inlawrev-27644	88	54	participants	participant	NOUN
inlawrev-27644	88	55	want	want	VERB
inlawrev-27644	88	56	to	to	PART
inlawrev-27644	88	57	invest	invest	VERB
inlawrev-27644	88	58	in	in	ADP
inlawrev-27644	88	59	ways	way	NOUN
inlawrev-27644	88	60	that	that	PRON
inlawrev-27644	88	61	reflect	reflect	VERB
inlawrev-27644	88	62	their	their	PRON
inlawrev-27644	88	63	personal	personal	ADJ
inlawrev-27644	88	64	values.14	values.14	NOUN
inlawrev-27644	88	65	in	in	ADP
inlawrev-27644	88	66	2019	2019	NUM
inlawrev-27644	88	67	,	,	PUNCT
inlawrev-27644	88	68	a	a	DET
inlawrev-27644	88	69	survey	survey	NOUN
inlawrev-27644	88	70	by	by	ADP
inlawrev-27644	88	71	natixis	natixis	NOUN
inlawrev-27644	88	72	indicated	indicate	VERB
inlawrev-27644	88	73	75	75	NUM
inlawrev-27644	88	74	%	%	NOUN
inlawrev-27644	88	75	of	of	ADP
inlawrev-27644	88	76	participants	participant	NOUN
inlawrev-27644	88	77	wanted	want	VERB
inlawrev-27644	88	78	their	their	PRON
inlawrev-27644	88	79	investments	investment	NOUN
inlawrev-27644	88	80	to	to	PART
inlawrev-27644	88	81	align	align	VERB
inlawrev-27644	88	82	with	with	ADP
inlawrev-27644	88	83	their	their	PRON
inlawrev-27644	88	84	personal	personal	ADJ
inlawrev-27644	88	85	values	value	NOUN
inlawrev-27644	88	86	,	,	PUNCT
inlawrev-27644	88	87	whereas	whereas	SCONJ
inlawrev-27644	88	88	56	56	NUM
inlawrev-27644	88	89	%	%	NOUN
inlawrev-27644	88	90	of	of	ADP
inlawrev-27644	88	91	participants	participant	NOUN
inlawrev-27644	88	92	in	in	ADP
inlawrev-27644	88	93	a	a	DET
inlawrev-27644	88	94	cerulli	cerulli	PROPN
inlawrev-27644	88	95	associates	associates	PROPN
inlawrev-27644	88	96	survey	survey	PROPN
inlawrev-27644	88	97	agreed	agree	VERB
inlawrev-27644	88	98	they	they	PRON
inlawrev-27644	88	99	preferred	prefer	VERB
inlawrev-27644	88	100	to	to	PART
inlawrev-27644	88	101	invest	invest	VERB
inlawrev-27644	88	102	in	in	ADP
inlawrev-27644	88	103	sustainable	sustainable	ADJ
inlawrev-27644	88	104	companies.15	companies.15	NOUN
inlawrev-27644	88	105	respondents	respondent	NOUN
inlawrev-27644	88	106	in	in	ADP
inlawrev-27644	88	107	both	both	CCONJ
inlawrev-27644	88	108	the	the	DET
inlawrev-27644	88	109	schroders	schroder	NOUN
inlawrev-27644	88	110	survey	survey	NOUN
inlawrev-27644	88	111	(	(	PUNCT
inlawrev-27644	88	112	74%)16	74%)16	NUM
inlawrev-27644	88	113	and	and	CCONJ
inlawrev-27644	88	114	the	the	DET
inlawrev-27644	88	115	natixis	natixis	NOUN
inlawrev-27644	88	116	survey	survey	NOUN
inlawrev-27644	88	117	(	(	PUNCT
inlawrev-27644	88	118	61	61	NUM
inlawrev-27644	88	119	%	%	NOUN
inlawrev-27644	88	120	)	)	PUNCT
inlawrev-27644	88	121	said	say	VERB
inlawrev-27644	88	122	they	they	PRON
inlawrev-27644	88	123	would	would	AUX
inlawrev-27644	88	124	increase	increase	VERB
inlawrev-27644	88	125	their	their	PRON
inlawrev-27644	88	126	contributions	contribution	NOUN
inlawrev-27644	88	127	or	or	CCONJ
inlawrev-27644	88	128	be	be	AUX
inlawrev-27644	88	129	more	more	ADV
inlawrev-27644	88	130	likely	likely	ADJ
inlawrev-27644	88	131	to	to	PART
inlawrev-27644	88	132	participate	participate	VERB
inlawrev-27644	88	133	in	in	ADP
inlawrev-27644	88	134	a	a	DET
inlawrev-27644	88	135	401(k	401(k	NOUN
inlawrev-27644	88	136	)	)	PUNCT
inlawrev-27644	88	137	plan	plan	NOUN
inlawrev-27644	88	138	if	if	SCONJ
inlawrev-27644	88	139	the	the	DET
inlawrev-27644	88	140	plan	plan	NOUN
inlawrev-27644	88	141	gave	give	VERB
inlawrev-27644	88	142	them	they	PRON
inlawrev-27644	88	143	access	access	NOUN
inlawrev-27644	88	144	to	to	ADP
inlawrev-27644	88	145	sustainable	sustainable	ADJ
inlawrev-27644	88	146	investments.17	investments.17	NOUN
inlawrev-27644	88	147	millennials	millennial	NOUN
inlawrev-27644	88	148	(	(	PUNCT
inlawrev-27644	88	149	aged	aged	ADJ
inlawrev-27644	88	150	23	23	NUM
inlawrev-27644	88	151	-	-	SYM
inlawrev-27644	88	152	38	38	NUM
inlawrev-27644	88	153	)	)	PUNCT
inlawrev-27644	88	154	were	be	AUX
inlawrev-27644	88	155	most	most	ADV
inlawrev-27644	88	156	enthusiastic	enthusiastic	ADJ
inlawrev-27644	88	157	;	;	PUNCT
inlawrev-27644	88	158	66	66	NUM
inlawrev-27644	88	159	%	%	NOUN
inlawrev-27644	88	160	of	of	ADP
inlawrev-27644	88	161	them	they	PRON
inlawrev-27644	88	162	said	say	VERB
inlawrev-27644	88	163	they	they	PRON
inlawrev-27644	88	164	would	would	AUX
inlawrev-27644	88	165	begin	begin	VERB
inlawrev-27644	88	166	saving	save	VERB
inlawrev-27644	88	167	or	or	CCONJ
inlawrev-27644	88	168	save	save	VERB
inlawrev-27644	88	169	more.18	more.18	NOUN
inlawrev-27644	88	170	including	include	VERB
inlawrev-27644	88	171	a	a	DET
inlawrev-27644	88	172	sustainable	sustainable	ADJ
inlawrev-27644	88	173	option	option	NOUN
inlawrev-27644	88	174	in	in	ADP
inlawrev-27644	88	175	its	its	PRON
inlawrev-27644	88	176	plan	plan	NOUN
inlawrev-27644	88	177	also	also	ADV
inlawrev-27644	88	178	may	may	AUX
inlawrev-27644	88	179	strengthen	strengthen	VERB
inlawrev-27644	88	180	an	an	DET
inlawrev-27644	88	181	employer	employer	NOUN
inlawrev-27644	88	182	’s	’s	PART
inlawrev-27644	88	183	reputation	reputation	NOUN
inlawrev-27644	88	184	among	among	ADP
inlawrev-27644	88	185	its	its	PRON
inlawrev-27644	88	186	employees.19	employees.19	NOUN
inlawrev-27644	88	187	a	a	DET
inlawrev-27644	88	188	survey	survey	NOUN
inlawrev-27644	88	189	done	do	VERB
inlawrev-27644	88	190	in	in	ADP
inlawrev-27644	88	191	2022	2022	NUM
inlawrev-27644	88	192	by	by	ADP
inlawrev-27644	88	193	sphere	sphere	NOUN
inlawrev-27644	88	194	,	,	PUNCT
inlawrev-27644	88	195	a	a	DET
inlawrev-27644	88	196	climate	climate	NOUN
inlawrev-27644	88	197	-	-	PUNCT
inlawrev-27644	88	198	focused	focus	VERB
inlawrev-27644	88	199	fund	fund	NOUN
inlawrev-27644	88	200	provider	provider	NOUN
inlawrev-27644	88	201	,	,	PUNCT
inlawrev-27644	88	202	asked	ask	VERB
inlawrev-27644	88	203	12	12	NUM
inlawrev-27644	88	204	.	.	PUNCT
inlawrev-27644	89	1	see	see	VERB
inlawrev-27644	89	2	infra	infra	NOUN
inlawrev-27644	89	3	part	part	NOUN
inlawrev-27644	89	4	i.a	i.a	PROPN
inlawrev-27644	89	5	.	.	PROPN
inlawrev-27644	89	6	13	13	NUM
inlawrev-27644	89	7	.	.	PUNCT
inlawrev-27644	90	1	studies	study	NOUN
inlawrev-27644	90	2	of	of	ADP
inlawrev-27644	90	3	retail	retail	ADJ
inlawrev-27644	90	4	investors	investor	NOUN
inlawrev-27644	90	5	in	in	ADP
inlawrev-27644	90	6	general	general	ADJ
inlawrev-27644	90	7	,	,	PUNCT
inlawrev-27644	90	8	not	not	PART
inlawrev-27644	90	9	limited	limit	VERB
inlawrev-27644	90	10	to	to	ADP
inlawrev-27644	90	11	retirement	retirement	NOUN
inlawrev-27644	90	12	plan	plan	NOUN
inlawrev-27644	90	13	participants	participant	NOUN
inlawrev-27644	90	14	,	,	PUNCT
inlawrev-27644	90	15	find	find	VERB
inlawrev-27644	90	16	similarly	similarly	ADV
inlawrev-27644	90	17	strong	strong	ADJ
inlawrev-27644	90	18	interest	interest	NOUN
inlawrev-27644	90	19	in	in	ADP
inlawrev-27644	90	20	sustainable	sustainable	ADJ
inlawrev-27644	90	21	investing	investing	NOUN
inlawrev-27644	90	22	.	.	PUNCT
inlawrev-27644	91	1	see	see	VERB
inlawrev-27644	91	2	,	,	PUNCT
inlawrev-27644	91	3	e.g.	e.g.	ADV
inlawrev-27644	91	4	,	,	PUNCT
inlawrev-27644	91	5	morgan	morgan	PROPN
inlawrev-27644	91	6	stanley	stanley	PROPN
inlawrev-27644	91	7	inst	inst	PROPN
inlawrev-27644	91	8	.	.	PUNCT
inlawrev-27644	92	1	for	for	ADP
inlawrev-27644	92	2	sustainable	sustainable	ADJ
inlawrev-27644	92	3	inv	inv	NOUN
inlawrev-27644	92	4	.	.	PUNCT
inlawrev-27644	92	5	,	,	PUNCT
inlawrev-27644	92	6	sustainable	sustainable	ADJ
inlawrev-27644	92	7	signals	signal	NOUN
inlawrev-27644	92	8	:	:	PUNCT
inlawrev-27644	92	9	individual	individual	ADJ
inlawrev-27644	92	10	investors	investor	NOUN
inlawrev-27644	92	11	and	and	CCONJ
inlawrev-27644	92	12	the	the	DET
inlawrev-27644	92	13	covid-19	covid-19	PROPN
inlawrev-27644	92	14	pandemic	pandemic	NOUN
inlawrev-27644	92	15	,	,	PUNCT
inlawrev-27644	92	16	https://www.morganstanley.com/assets/pdfs/2021-sustainable_signals_individual_investor.pdf	https://www.morganstanley.com/assets/pdfs/2021-sustainable_signals_individual_investor.pdf	NOUN
inlawrev-27644	93	1	[	[	X
inlawrev-27644	93	2	https://perma.cc/jj8f-6slu	https://perma.cc/jj8f-6slu	X
inlawrev-27644	93	3	]	]	X
inlawrev-27644	93	4	(	(	PUNCT
inlawrev-27644	93	5	reporting	report	VERB
inlawrev-27644	93	6	79	79	NUM
inlawrev-27644	93	7	%	%	NOUN
inlawrev-27644	93	8	of	of	ADP
inlawrev-27644	93	9	all	all	DET
inlawrev-27644	93	10	investors	investor	NOUN
inlawrev-27644	93	11	interested	interested	ADJ
inlawrev-27644	93	12	in	in	ADP
inlawrev-27644	93	13	sustainable	sustainable	ADJ
inlawrev-27644	93	14	investments	investment	NOUN
inlawrev-27644	93	15	and	and	CCONJ
inlawrev-27644	93	16	99	99	NUM
inlawrev-27644	93	17	%	%	NOUN
inlawrev-27644	93	18	interest	interest	NOUN
inlawrev-27644	93	19	among	among	ADP
inlawrev-27644	93	20	millennials	millennial	NOUN
inlawrev-27644	93	21	)	)	PUNCT
inlawrev-27644	93	22	.	.	PUNCT
inlawrev-27644	94	1	14	14	NUM
inlawrev-27644	94	2	.	.	PUNCT
inlawrev-27644	95	1	schroders	schroder	NOUN
inlawrev-27644	95	2	,	,	PUNCT
inlawrev-27644	95	3	supra	supra	PROPN
inlawrev-27644	95	4	note	note	NOUN
inlawrev-27644	95	5	2	2	NUM
inlawrev-27644	95	6	.	.	SYM
inlawrev-27644	95	7	15	15	NUM
inlawrev-27644	95	8	.	.	PUNCT
inlawrev-27644	95	9	rebecca	rebecca	PROPN
inlawrev-27644	95	10	moore	moore	PROPN
inlawrev-27644	95	11	,	,	PUNCT
inlawrev-27644	95	12	cerulli	cerulli	PROPN
inlawrev-27644	95	13	finds	find	VERB
inlawrev-27644	95	14	all	all	DET
inlawrev-27644	95	15	talk	talk	NOUN
inlawrev-27644	95	16	,	,	PUNCT
inlawrev-27644	95	17	no	no	DET
inlawrev-27644	95	18	action	action	NOUN
inlawrev-27644	95	19	regarding	regard	VERB
inlawrev-27644	95	20	dc	dc	PROPN
inlawrev-27644	95	21	plan	plan	PROPN
inlawrev-27644	95	22	esg	esg	PROPN
inlawrev-27644	95	23	investment	investment	NOUN
inlawrev-27644	95	24	adoption	adoption	NOUN
inlawrev-27644	95	25	,	,	PUNCT
inlawrev-27644	95	26	plan	plan	NOUN
inlawrev-27644	95	27	sponsor	sponsor	NOUN
inlawrev-27644	95	28	(	(	PUNCT
inlawrev-27644	95	29	mar	mar	PROPN
inlawrev-27644	95	30	.	.	PROPN
inlawrev-27644	95	31	13	13	NUM
inlawrev-27644	95	32	,	,	PUNCT
inlawrev-27644	95	33	2019	2019	NUM
inlawrev-27644	95	34	)	)	PUNCT
inlawrev-27644	95	35	,	,	PUNCT
inlawrev-27644	95	36	https://www.plansponsor.com/cerulli-finds-talk-noaction-regarding-dc-plan-esg-investment-adoption/	https://www.plansponsor.com/cerulli-finds-talk-noaction-regarding-dc-plan-esg-investment-adoption/	X
inlawrev-27644	96	1	[	[	X
inlawrev-27644	96	2	https://perma.cc/z82q-fwje	https://perma.cc/z82q-fwje	PROPN
inlawrev-27644	96	3	]	]	PUNCT
inlawrev-27644	96	4	;	;	PUNCT
inlawrev-27644	96	5	natixis	natixi	VERB
inlawrev-27644	96	6	investment	investment	NOUN
inlawrev-27644	96	7	managers	manager	NOUN
inlawrev-27644	96	8	,	,	PUNCT
inlawrev-27644	96	9	retirement	retirement	NOUN
inlawrev-27644	96	10	reality	reality	NOUN
inlawrev-27644	96	11	check	check	NOUN
inlawrev-27644	96	12	:	:	PUNCT
inlawrev-27644	96	13	a	a	DET
inlawrev-27644	96	14	generational	generational	ADJ
inlawrev-27644	96	15	look	look	NOUN
inlawrev-27644	96	16	at	at	ADP
inlawrev-27644	96	17	defined	define	VERB
inlawrev-27644	96	18	contribution	contribution	NOUN
inlawrev-27644	96	19	plan	plan	NOUN
inlawrev-27644	96	20	participation	participation	NOUN
inlawrev-27644	96	21	7	7	NUM
inlawrev-27644	96	22	(	(	PUNCT
inlawrev-27644	96	23	2019	2019	NUM
inlawrev-27644	96	24	)	)	PUNCT
inlawrev-27644	96	25	,	,	PUNCT
inlawrev-27644	96	26	https://www.im.natixis.com/us/resources/2019defined-contribution-plan-participant-survey	https://www.im.natixis.com/us/resources/2019defined-contribution-plan-participant-survey	NOUN
inlawrev-27644	96	27	[	[	X
inlawrev-27644	96	28	https://perma.cc/pe43-w8sj	https://perma.cc/pe43-w8sj	X
inlawrev-27644	96	29	]	]	X
inlawrev-27644	96	30	[	[	X
inlawrev-27644	96	31	hereinafter	hereinafter	NOUN
inlawrev-27644	96	32	retirement	retirement	NOUN
inlawrev-27644	96	33	reality	reality	NOUN
inlawrev-27644	96	34	check	check	NOUN
inlawrev-27644	96	35	]	]	PUNCT
inlawrev-27644	96	36	.	.	PUNCT
inlawrev-27644	97	1	16	16	NUM
inlawrev-27644	97	2	.	.	PUNCT
inlawrev-27644	98	1	schroders	schroder	NOUN
inlawrev-27644	98	2	,	,	PUNCT
inlawrev-27644	98	3	supra	supra	PROPN
inlawrev-27644	98	4	note	note	NOUN
inlawrev-27644	98	5	2	2	NUM
inlawrev-27644	98	6	,	,	PUNCT
inlawrev-27644	98	7	at	at	ADP
inlawrev-27644	98	8	2	2	NUM
inlawrev-27644	98	9	.	.	NOUN
inlawrev-27644	98	10	17	17	NUM
inlawrev-27644	98	11	.	.	PUNCT
inlawrev-27644	99	1	retirement	retirement	NOUN
inlawrev-27644	99	2	reality	reality	NOUN
inlawrev-27644	99	3	check	check	NOUN
inlawrev-27644	99	4	,	,	PUNCT
inlawrev-27644	99	5	supra	supra	PROPN
inlawrev-27644	99	6	note	note	NOUN
inlawrev-27644	99	7	15	15	NUM
inlawrev-27644	99	8	,	,	PUNCT
inlawrev-27644	99	9	at	at	ADP
inlawrev-27644	99	10	6	6	NUM
inlawrev-27644	99	11	.	.	NOUN
inlawrev-27644	99	12	18	18	NUM
inlawrev-27644	99	13	.	.	PUNCT
inlawrev-27644	100	1	i	i	PRON
inlawrev-27644	100	2	d.	d.	PROPN
inlawrev-27644	100	3	19	19	NUM
inlawrev-27644	100	4	.	.	PUNCT
inlawrev-27644	100	5	see	see	VERB
inlawrev-27644	100	6	i	i	PRON
inlawrev-27644	100	7	d.	d.	PROPN
inlawrev-27644	100	8	58	58	NUM
inlawrev-27644	100	9	indiana	indiana	PROPN
inlawrev-27644	100	10	law	law	PROPN
inlawrev-27644	100	11	review	review	NOUN
inlawrev-27644	101	1	[	[	X
inlawrev-27644	101	2	vol	vol	NOUN
inlawrev-27644	101	3	.	.	PUNCT
inlawrev-27644	102	1	57:53	57:53	NUM
inlawrev-27644	102	2	questions	question	NOUN
inlawrev-27644	102	3	targeted	target	VERB
inlawrev-27644	102	4	at	at	ADP
inlawrev-27644	102	5	each	each	PRON
inlawrev-27644	102	6	of	of	ADP
inlawrev-27644	102	7	the	the	DET
inlawrev-27644	102	8	esg	esg	NOUN
inlawrev-27644	102	9	factors	factor	NOUN
inlawrev-27644	102	10	and	and	CCONJ
inlawrev-27644	102	11	reported	report	VERB
inlawrev-27644	102	12	nuanced	nuanced	ADJ
inlawrev-27644	102	13	results.20	results.20	PROPN
inlawrev-27644	102	14	about	about	ADP
inlawrev-27644	102	15	65	65	NUM
inlawrev-27644	102	16	%	%	NOUN
inlawrev-27644	102	17	of	of	ADP
inlawrev-27644	102	18	the	the	DET
inlawrev-27644	102	19	respondents	respondent	NOUN
inlawrev-27644	102	20	reported	report	VERB
inlawrev-27644	102	21	their	their	PRON
inlawrev-27644	102	22	employer	employer	NOUN
inlawrev-27644	102	23	offered	offer	VERB
inlawrev-27644	102	24	a	a	DET
inlawrev-27644	102	25	401(k	401(k	PROPN
inlawrev-27644	102	26	)	)	PUNCT
inlawrev-27644	102	27	plan.21	plan.21	NOUN
inlawrev-27644	102	28	the	the	DET
inlawrev-27644	102	29	survey	survey	NOUN
inlawrev-27644	102	30	asked	ask	VERB
inlawrev-27644	102	31	how	how	SCONJ
inlawrev-27644	102	32	important	important	ADJ
inlawrev-27644	102	33	investing	investing	NOUN
inlawrev-27644	102	34	to	to	PART
inlawrev-27644	102	35	improve	improve	VERB
inlawrev-27644	102	36	the	the	DET
inlawrev-27644	102	37	future	future	NOUN
inlawrev-27644	102	38	of	of	ADP
inlawrev-27644	102	39	the	the	DET
inlawrev-27644	102	40	climate	climate	NOUN
inlawrev-27644	102	41	was	be	AUX
inlawrev-27644	102	42	to	to	PART
inlawrev-27644	102	43	respondents.22	respondents.22	VERB
inlawrev-27644	102	44	about	about	ADV
inlawrev-27644	102	45	47	47	NUM
inlawrev-27644	102	46	%	%	NOUN
inlawrev-27644	102	47	said	say	VERB
inlawrev-27644	102	48	it	it	PRON
inlawrev-27644	102	49	was	be	AUX
inlawrev-27644	102	50	either	either	CCONJ
inlawrev-27644	102	51	very	very	ADV
inlawrev-27644	102	52	important	important	ADJ
inlawrev-27644	102	53	or	or	CCONJ
inlawrev-27644	102	54	extremely	extremely	ADV
inlawrev-27644	102	55	important	important	ADJ
inlawrev-27644	102	56	to	to	ADP
inlawrev-27644	102	57	them.2	them.2	PROPN
inlawrev-27644	102	58	3	3	NUM
inlawrev-27644	102	59	the	the	DET
inlawrev-27644	102	60	percentage	percentage	NOUN
inlawrev-27644	102	61	increased	increase	VERB
inlawrev-27644	102	62	to	to	ADP
inlawrev-27644	102	63	76	76	NUM
inlawrev-27644	102	64	%	%	NOUN
inlawrev-27644	102	65	if	if	SCONJ
inlawrev-27644	102	66	those	those	PRON
inlawrev-27644	102	67	who	who	PRON
inlawrev-27644	102	68	found	find	VERB
inlawrev-27644	102	69	it	it	PRON
inlawrev-27644	102	70	somewhat	somewhat	ADV
inlawrev-27644	102	71	important	important	ADJ
inlawrev-27644	102	72	were	be	AUX
inlawrev-27644	102	73	included.24	included.24	NOUN
inlawrev-27644	102	74	the	the	DET
inlawrev-27644	102	75	strongest	strong	ADJ
inlawrev-27644	102	76	interest	interest	NOUN
inlawrev-27644	102	77	attached	attach	VERB
inlawrev-27644	102	78	to	to	ADP
inlawrev-27644	102	79	an	an	DET
inlawrev-27644	102	80	esg	esg	NOUN
inlawrev-27644	102	81	factor	factor	NOUN
inlawrev-27644	102	82	was	be	AUX
inlawrev-27644	102	83	for	for	ADP
inlawrev-27644	102	84	companies	company	NOUN
inlawrev-27644	102	85	with	with	ADP
inlawrev-27644	102	86	good	good	ADJ
inlawrev-27644	102	87	board	board	PROPN
inlawrev-27644	102	88	oversight	oversight	NOUN
inlawrev-27644	102	89	,	,	PUNCT
inlawrev-27644	102	90	which	which	PRON
inlawrev-27644	102	91	about	about	ADV
inlawrev-27644	102	92	61	61	NUM
inlawrev-27644	102	93	%	%	NOUN
inlawrev-27644	102	94	found	find	VERB
inlawrev-27644	102	95	very	very	ADV
inlawrev-27644	102	96	or	or	CCONJ
inlawrev-27644	102	97	extremely	extremely	ADV
inlawrev-27644	102	98	important.25	important.25	ADJ
inlawrev-27644	102	99	diverse	diverse	ADJ
inlawrev-27644	102	100	and	and	CCONJ
inlawrev-27644	102	101	equitable	equitable	ADJ
inlawrev-27644	102	102	company	company	NOUN
inlawrev-27644	102	103	leadership	leadership	NOUN
inlawrev-27644	102	104	had	have	VERB
inlawrev-27644	102	105	the	the	DET
inlawrev-27644	102	106	lowest	low	ADJ
inlawrev-27644	102	107	interest	interest	NOUN
inlawrev-27644	102	108	,	,	PUNCT
inlawrev-27644	102	109	with	with	ADP
inlawrev-27644	102	110	45	45	NUM
inlawrev-27644	102	111	%	%	NOUN
inlawrev-27644	102	112	of	of	ADP
inlawrev-27644	102	113	respondents	respondent	NOUN
inlawrev-27644	102	114	stating	state	VERB
inlawrev-27644	102	115	that	that	PRON
inlawrev-27644	102	116	was	be	AUX
inlawrev-27644	102	117	very	very	ADV
inlawrev-27644	102	118	or	or	CCONJ
inlawrev-27644	102	119	extremely	extremely	ADV
inlawrev-27644	102	120	important	important	ADJ
inlawrev-27644	102	121	to	to	ADP
inlawrev-27644	102	122	them.26	them.26	ADJ
inlawrev-27644	102	123	surveys	survey	NOUN
inlawrev-27644	102	124	in	in	ADP
inlawrev-27644	102	125	the	the	DET
inlawrev-27644	102	126	united	united	PROPN
inlawrev-27644	102	127	kingdom	kingdom	PROPN
inlawrev-27644	102	128	(	(	PUNCT
inlawrev-27644	102	129	u.k	u.k	PROPN
inlawrev-27644	102	130	.	.	PROPN
inlawrev-27644	102	131	)	)	PUNCT
inlawrev-27644	103	1	and	and	CCONJ
inlawrev-27644	103	2	european	european	PROPN
inlawrev-27644	103	3	union	union	PROPN
inlawrev-27644	103	4	(	(	PUNCT
inlawrev-27644	103	5	e.u	e.u	PROPN
inlawrev-27644	103	6	.	.	PUNCT
inlawrev-27644	103	7	)	)	PUNCT
inlawrev-27644	103	8	similarly	similarly	ADV
inlawrev-27644	103	9	find	find	VERB
inlawrev-27644	103	10	that	that	SCONJ
inlawrev-27644	103	11	participants	participant	NOUN
inlawrev-27644	103	12	want	want	VERB
inlawrev-27644	103	13	their	their	PRON
inlawrev-27644	103	14	retirement	retirement	NOUN
inlawrev-27644	103	15	plan	plan	NOUN
inlawrev-27644	103	16	investments	investment	NOUN
inlawrev-27644	103	17	to	to	PART
inlawrev-27644	103	18	support	support	VERB
inlawrev-27644	103	19	sustainability.27	sustainability.27	PROPN
inlawrev-27644	103	20	as	as	ADP
inlawrev-27644	103	21	in	in	ADP
inlawrev-27644	103	22	the	the	DET
inlawrev-27644	103	23	u.s	u.s	PROPN
inlawrev-27644	103	24	.	.	PROPN
inlawrev-27644	103	25	,	,	PUNCT
inlawrev-27644	103	26	women28	women28	PROPN
inlawrev-27644	103	27	and	and	CCONJ
inlawrev-27644	103	28	younger	young	ADJ
inlawrev-27644	103	29	employees29	employees29	NOUN
inlawrev-27644	103	30	tend	tend	VERB
inlawrev-27644	103	31	to	to	PART
inlawrev-27644	103	32	be	be	AUX
inlawrev-27644	103	33	the	the	DET
inlawrev-27644	103	34	strongest	strong	ADJ
inlawrev-27644	103	35	supporters	supporter	NOUN
inlawrev-27644	103	36	of	of	ADP
inlawrev-27644	103	37	sustainable	sustainable	ADJ
inlawrev-27644	103	38	investment	investment	NOUN
inlawrev-27644	103	39	of	of	ADP
inlawrev-27644	103	40	their	their	PRON
inlawrev-27644	103	41	retirement	retirement	NOUN
inlawrev-27644	103	42	funds	fund	NOUN
inlawrev-27644	103	43	.	.	PUNCT
inlawrev-27644	104	1	in	in	ADP
inlawrev-27644	104	2	a	a	DET
inlawrev-27644	104	3	small	small	ADJ
inlawrev-27644	104	4	survey	survey	NOUN
inlawrev-27644	104	5	of	of	ADP
inlawrev-27644	104	6	22	22	NUM
inlawrev-27644	104	7	to	to	PART
inlawrev-27644	104	8	34	34	NUM
inlawrev-27644	104	9	-	-	PUNCT
inlawrev-27644	104	10	year	year	NOUN
inlawrev-27644	104	11	-	-	PUNCT
inlawrev-27644	104	12	old	old	ADJ
inlawrev-27644	104	13	u.k	u.k	PROPN
inlawrev-27644	104	14	.	.	NOUN
inlawrev-27644	104	15	citizens	citizen	NOUN
inlawrev-27644	104	16	,	,	PUNCT
inlawrev-27644	104	17	nearly	nearly	ADV
inlawrev-27644	104	18	80	80	NUM
inlawrev-27644	104	19	%	%	NOUN
inlawrev-27644	104	20	reported	report	VERB
inlawrev-27644	104	21	they	they	PRON
inlawrev-27644	104	22	want	want	VERB
inlawrev-27644	104	23	their	their	PRON
inlawrev-27644	104	24	retirement	retirement	NOUN
inlawrev-27644	104	25	savings	saving	NOUN
inlawrev-27644	104	26	invested	invest	VERB
inlawrev-27644	104	27	“	"	PUNCT
inlawrev-27644	104	28	for	for	ADP
inlawrev-27644	104	29	good	good	NOUN
inlawrev-27644	104	30	.	.	PUNCT
inlawrev-27644	105	1	”30	”30	VERB
inlawrev-27644	105	2	almost	almost	ADV
inlawrev-27644	105	3	60	60	NUM
inlawrev-27644	105	4	%	%	NOUN
inlawrev-27644	105	5	of	of	ADP
inlawrev-27644	105	6	those	those	DET
inlawrev-27644	105	7	respondents	respondent	NOUN
inlawrev-27644	105	8	said	say	VERB
inlawrev-27644	105	9	20	20	NUM
inlawrev-27644	105	10	.	.	PUNCT
inlawrev-27644	106	1	sphere	sphere	NOUN
inlawrev-27644	106	2	,	,	PUNCT
inlawrev-27644	106	3	esg	esg	PROPN
inlawrev-27644	106	4	in	in	ADP
inlawrev-27644	106	5	401(k)s	401(k)s	PROPN
inlawrev-27644	106	6	,	,	PUNCT
inlawrev-27644	106	7	https://www.research.net/results/sm-r1hiljsijdhcmo2r	https://www.research.net/results/sm-r1hiljsijdhcmo2r	VERB
inlawrev-27644	106	8	vextow_3d_3d/	vextow_3d_3d/	PROPN
inlawrev-27644	106	9	[	[	X
inlawrev-27644	106	10	https://perma.cc/ut4j-qc4j	https://perma.cc/ut4j-qc4j	X
inlawrev-27644	106	11	]	]	X
inlawrev-27644	106	12	(	(	PUNCT
inlawrev-27644	106	13	last	last	ADV
inlawrev-27644	106	14	visited	visit	VERB
inlawrev-27644	106	15	july	july	PROPN
inlawrev-27644	106	16	20	20	NUM
inlawrev-27644	106	17	,	,	PUNCT
inlawrev-27644	106	18	2023	2023	NUM
inlawrev-27644	106	19	)	)	PUNCT
inlawrev-27644	106	20	.	.	PUNCT
inlawrev-27644	107	1	21	21	NUM
inlawrev-27644	107	2	.	.	PUNCT
inlawrev-27644	108	1	i	i	PRON
inlawrev-27644	108	2	d.	d.	PROPN
inlawrev-27644	108	3	at	at	ADP
inlawrev-27644	108	4	q2	q2	PROPN
inlawrev-27644	108	5	.	.	PUNCT
inlawrev-27644	109	1	22	22	NUM
inlawrev-27644	109	2	.	.	PUNCT
inlawrev-27644	110	1	i	i	PRON
inlawrev-27644	110	2	d.	d.	PROPN
inlawrev-27644	110	3	at	at	ADP
inlawrev-27644	110	4	q5	q5	PROPN
inlawrev-27644	110	5	.	.	PROPN
inlawrev-27644	110	6	23	23	NUM
inlawrev-27644	110	7	.	.	PUNCT
inlawrev-27644	111	1	i	i	PRON
inlawrev-27644	111	2	d.	d.	PROPN
inlawrev-27644	111	3	24	24	NUM
inlawrev-27644	111	4	.	.	PUNCT
inlawrev-27644	112	1	i	i	PRON
inlawrev-27644	112	2	d.	d.	PROPN
inlawrev-27644	112	3	25	25	NUM
inlawrev-27644	112	4	.	.	PUNCT
inlawrev-27644	113	1	i	i	PRON
inlawrev-27644	113	2	d.	d.	PROPN
inlawrev-27644	113	3	26	26	NUM
inlawrev-27644	113	4	.	.	PUNCT
inlawrev-27644	114	1	i	i	PRON
inlawrev-27644	114	2	d.	d.	PROPN
inlawrev-27644	114	3	the	the	DET
inlawrev-27644	114	4	schroders	schroders	PROPN
inlawrev-27644	114	5	survey	survey	NOUN
inlawrev-27644	114	6	asked	ask	VERB
inlawrev-27644	114	7	participants	participant	NOUN
inlawrev-27644	114	8	to	to	PART
inlawrev-27644	114	9	identify	identify	VERB
inlawrev-27644	114	10	any	any	PRON
inlawrev-27644	114	11	or	or	CCONJ
inlawrev-27644	114	12	all	all	PRON
inlawrev-27644	114	13	of	of	ADP
inlawrev-27644	114	14	five	five	NUM
inlawrev-27644	114	15	specific	specific	ADJ
inlawrev-27644	114	16	sustainability	sustainability	NOUN
inlawrev-27644	114	17	factors	factor	NOUN
inlawrev-27644	114	18	they	they	PRON
inlawrev-27644	114	19	thought	think	VERB
inlawrev-27644	114	20	would	would	AUX
inlawrev-27644	114	21	be	be	AUX
inlawrev-27644	114	22	important	important	ADJ
inlawrev-27644	114	23	for	for	ADP
inlawrev-27644	114	24	investing	invest	VERB
inlawrev-27644	114	25	.	.	PUNCT
inlawrev-27644	115	1	the	the	DET
inlawrev-27644	115	2	data	datum	NOUN
inlawrev-27644	115	3	showed	show	VERB
inlawrev-27644	115	4	:	:	PUNCT
inlawrev-27644	115	5	(	(	PUNCT
inlawrev-27644	115	6	1	1	X
inlawrev-27644	115	7	)	)	PUNCT
inlawrev-27644	115	8	51	51	NUM
inlawrev-27644	115	9	%	%	NOUN
inlawrev-27644	115	10	“	"	PUNCT
inlawrev-27644	115	11	employee	employee	NOUN
inlawrev-27644	115	12	welfare	welfare	NOUN
inlawrev-27644	115	13	/	/	SYM
inlawrev-27644	115	14	living	living	NOUN
inlawrev-27644	115	15	wage	wage	NOUN
inlawrev-27644	115	16	,	,	PUNCT
inlawrev-27644	115	17	”	"	PUNCT
inlawrev-27644	115	18	(	(	PUNCT
inlawrev-27644	115	19	2	2	NUM
inlawrev-27644	115	20	)	)	PUNCT
inlawrev-27644	115	21	39	39	NUM
inlawrev-27644	115	22	%	%	NOUN
inlawrev-27644	115	23	“	"	PUNCT
inlawrev-27644	115	24	climate	climate	NOUN
inlawrev-27644	115	25	change	change	NOUN
inlawrev-27644	115	26	/	/	SYM
inlawrev-27644	115	27	global	global	ADJ
inlawrev-27644	115	28	warming	warming	NOUN
inlawrev-27644	115	29	/	/	SYM
inlawrev-27644	115	30	carbon	carbon	NOUN
inlawrev-27644	115	31	reduction	reduction	NOUN
inlawrev-27644	115	32	,	,	PUNCT
inlawrev-27644	115	33	”	"	PUNCT
inlawrev-27644	115	34	(	(	PUNCT
inlawrev-27644	115	35	3	3	X
inlawrev-27644	115	36	)	)	PUNCT
inlawrev-27644	115	37	36	36	NUM
inlawrev-27644	115	38	%	%	NOUN
inlawrev-27644	115	39	“	"	PUNCT
inlawrev-27644	115	40	human	human	ADJ
inlawrev-27644	115	41	rights	right	NOUN
inlawrev-27644	115	42	,	,	PUNCT
inlawrev-27644	115	43	”	"	PUNCT
inlawrev-27644	115	44	(	(	PUNCT
inlawrev-27644	115	45	4	4	NUM
inlawrev-27644	115	46	)	)	PUNCT
inlawrev-27644	115	47	30	30	NUM
inlawrev-27644	115	48	%	%	NOUN
inlawrev-27644	115	49	“	"	PUNCT
inlawrev-27644	115	50	biodiversity	biodiversity	NOUN
inlawrev-27644	115	51	(	(	PUNCT
inlawrev-27644	115	52	pollution	pollution	NOUN
inlawrev-27644	115	53	,	,	PUNCT
inlawrev-27644	115	54	deforestation	deforestation	NOUN
inlawrev-27644	115	55	,	,	PUNCT
inlawrev-27644	115	56	clean	clean	ADJ
inlawrev-27644	115	57	water	water	NOUN
inlawrev-27644	115	58	)	)	PUNCT
inlawrev-27644	115	59	,	,	PUNCT
inlawrev-27644	115	60	”	"	PUNCT
inlawrev-27644	115	61	and	and	CCONJ
inlawrev-27644	115	62	(	(	PUNCT
inlawrev-27644	115	63	5	5	NUM
inlawrev-27644	115	64	)	)	PUNCT
inlawrev-27644	115	65	22	22	NUM
inlawrev-27644	115	66	%	%	NOUN
inlawrev-27644	115	67	“	"	PUNCT
inlawrev-27644	115	68	diversity	diversity	NOUN
inlawrev-27644	115	69	and	and	CCONJ
inlawrev-27644	115	70	inclusion	inclusion	NOUN
inlawrev-27644	115	71	.	.	PUNCT
inlawrev-27644	115	72	”	"	PUNCT
inlawrev-27644	116	1	schroders	schroders	PROPN
inlawrev-27644	116	2	,	,	PUNCT
inlawrev-27644	116	3	supra	supra	PROPN
inlawrev-27644	116	4	note	note	NOUN
inlawrev-27644	116	5	2	2	NUM
inlawrev-27644	116	6	,	,	PUNCT
inlawrev-27644	116	7	at	at	ADP
inlawrev-27644	116	8	2	2	NUM
inlawrev-27644	116	9	.	.	NOUN
inlawrev-27644	116	10	27	27	NUM
inlawrev-27644	116	11	.	.	PUNCT
inlawrev-27644	117	1	sarah	sarah	PROPN
inlawrev-27644	117	2	pennells	pennell	NOUN
inlawrev-27644	117	3	,	,	PUNCT
inlawrev-27644	117	4	over	over	ADP
inlawrev-27644	117	5	half	half	NOUN
inlawrev-27644	117	6	of	of	ADP
inlawrev-27644	117	7	consumers	consumer	NOUN
inlawrev-27644	117	8	want	want	VERB
inlawrev-27644	117	9	their	their	PRON
inlawrev-27644	117	10	pension	pension	NOUN
inlawrev-27644	117	11	invested	invest	VERB
inlawrev-27644	117	12	responsibly	responsibly	ADV
inlawrev-27644	117	13	to	to	PART
inlawrev-27644	117	14	help	help	VERB
inlawrev-27644	117	15	tackle	tackle	VERB
inlawrev-27644	117	16	climate	climate	NOUN
inlawrev-27644	117	17	change	change	NOUN
inlawrev-27644	117	18	,	,	PUNCT
inlawrev-27644	117	19	royal	royal	PROPN
inlawrev-27644	117	20	london	london	PROPN
inlawrev-27644	117	21	(	(	PUNCT
inlawrev-27644	117	22	july	july	PROPN
inlawrev-27644	117	23	5	5	NUM
inlawrev-27644	117	24	,	,	PUNCT
inlawrev-27644	117	25	2021	2021	NUM
inlawrev-27644	117	26	)	)	PUNCT
inlawrev-27644	117	27	,	,	PUNCT
inlawrev-27644	117	28	https://www.royallondon.com/media/pressreleases/press-releases-2021/july/over-half-of-consumers-want-their-pension-invested-responsiblyto-help-tackle-climate-change/	https://www.royallondon.com/media/pressreleases/press-releases-2021/july/over-half-of-consumers-want-their-pension-invested-responsiblyto-help-tackle-climate-change/	X
inlawrev-27644	118	1	[	[	X
inlawrev-27644	118	2	https://perma.cc/fn82-gezk	https://perma.cc/fn82-gezk	X
inlawrev-27644	118	3	]	]	X
inlawrev-27644	118	4	(	(	PUNCT
inlawrev-27644	118	5	almost	almost	ADV
inlawrev-27644	118	6	60	60	NUM
inlawrev-27644	118	7	%	%	NOUN
inlawrev-27644	118	8	of	of	ADP
inlawrev-27644	118	9	respondents	respondent	NOUN
inlawrev-27644	118	10	believed	believe	VERB
inlawrev-27644	118	11	retirement	retirement	NOUN
inlawrev-27644	118	12	funds	fund	NOUN
inlawrev-27644	118	13	should	should	AUX
inlawrev-27644	118	14	invest	invest	VERB
inlawrev-27644	118	15	to	to	PART
inlawrev-27644	118	16	counter	counter	VERB
inlawrev-27644	118	17	climate	climate	NOUN
inlawrev-27644	118	18	change	change	NOUN
inlawrev-27644	118	19	)	)	PUNCT
inlawrev-27644	118	20	;	;	PUNCT
inlawrev-27644	119	1	sophie	sophie	PROPN
inlawrev-27644	119	2	smith	smith	PROPN
inlawrev-27644	119	3	,	,	PUNCT
inlawrev-27644	119	4	member	member	NOUN
inlawrev-27644	119	5	support	support	NOUN
inlawrev-27644	119	6	for	for	ADP
inlawrev-27644	119	7	esg	esg	PROPN
inlawrev-27644	119	8	“	"	PUNCT
inlawrev-27644	119	9	plateaus	plateaus	PROPN
inlawrev-27644	119	10	”	"	PUNCT
inlawrev-27644	119	11	as	as	SCONJ
inlawrev-27644	119	12	pension	pension	NOUN
inlawrev-27644	119	13	saver	saver	ADJ
inlawrev-27644	119	14	awareness	awareness	NOUN
inlawrev-27644	119	15	issues	issue	NOUN
inlawrev-27644	119	16	persist	persist	VERB
inlawrev-27644	119	17	,	,	PUNCT
inlawrev-27644	119	18	pensions	pension	NOUN
inlawrev-27644	119	19	age	age	NOUN
inlawrev-27644	119	20	(	(	PUNCT
inlawrev-27644	119	21	sept	sept	PROPN
inlawrev-27644	119	22	.	.	PROPN
inlawrev-27644	119	23	9	9	NUM
inlawrev-27644	119	24	,	,	PUNCT
inlawrev-27644	119	25	2021	2021	NUM
inlawrev-27644	119	26	)	)	PUNCT
inlawrev-27644	119	27	,	,	PUNCT
inlawrev-27644	119	28	https://www.pensionsage.com/pa/support-for-esg-plateaus-as-member-awarness-issuespersist.php	https://www.pensionsage.com/pa/support-for-esg-plateaus-as-member-awarness-issuespersist.php	VERB
inlawrev-27644	119	29	[	[	X
inlawrev-27644	119	30	https://perma.cc/2tbn-4plc	https://perma.cc/2tbn-4plc	PROPN
inlawrev-27644	119	31	]	]	X
inlawrev-27644	119	32	(	(	PUNCT
inlawrev-27644	119	33	77	77	NUM
inlawrev-27644	119	34	%	%	NOUN
inlawrev-27644	119	35	of	of	ADP
inlawrev-27644	119	36	participants	participant	NOUN
inlawrev-27644	119	37	surveyed	survey	VERB
inlawrev-27644	119	38	believed	believe	VERB
inlawrev-27644	119	39	their	their	PRON
inlawrev-27644	119	40	pensions	pension	NOUN
inlawrev-27644	119	41	should	should	AUX
inlawrev-27644	119	42	be	be	AUX
inlawrev-27644	119	43	invested	invest	VERB
inlawrev-27644	119	44	“	"	PUNCT
inlawrev-27644	119	45	to	to	PART
inlawrev-27644	119	46	do	do	VERB
inlawrev-27644	119	47	some	some	DET
inlawrev-27644	119	48	good	good	NOUN
inlawrev-27644	119	49	as	as	ADV
inlawrev-27644	119	50	well	well	ADV
inlawrev-27644	119	51	as	as	ADP
inlawrev-27644	119	52	provide	provide	VERB
inlawrev-27644	119	53	financial	financial	ADJ
inlawrev-27644	119	54	return	return	NOUN
inlawrev-27644	119	55	)	)	PUNCT
inlawrev-27644	119	56	.	.	PUNCT
inlawrev-27644	120	1	28	28	NUM
inlawrev-27644	120	2	.	.	PUNCT
inlawrev-27644	121	1	ubs	ub	NOUN
inlawrev-27644	121	2	,	,	PUNCT
inlawrev-27644	121	3	women	woman	NOUN
inlawrev-27644	121	4	on	on	ADP
inlawrev-27644	121	5	purpose	purpose	NOUN
inlawrev-27644	121	6	:	:	PUNCT
inlawrev-27644	121	7	values	value	NOUN
inlawrev-27644	121	8	,	,	PUNCT
inlawrev-27644	121	9	money	money	NOUN
inlawrev-27644	121	10	and	and	CCONJ
inlawrev-27644	121	11	the	the	DET
inlawrev-27644	121	12	pursuit	pursuit	NOUN
inlawrev-27644	121	13	of	of	ADP
inlawrev-27644	121	14	more	more	ADV
inlawrev-27644	121	15	intentional	intentional	ADJ
inlawrev-27644	121	16	lives	life	NOUN
inlawrev-27644	121	17	8	8	NUM
inlawrev-27644	121	18	(	(	PUNCT
inlawrev-27644	121	19	2022	2022	NUM
inlawrev-27644	121	20	)	)	PUNCT
inlawrev-27644	121	21	,	,	PUNCT
inlawrev-27644	121	22	https://advisors.ubs.com/mediahandler/media/466635/own%20your%	https://advisors.ubs.com/mediahandler/media/466635/own%20your%	NOUN
inlawrev-27644	121	23	20worth%204.0%20report.pdf	20worth%204.0%20report.pdf	NUM
inlawrev-27644	121	24	[	[	X
inlawrev-27644	121	25	https://perma.cc/ux6e-y25	https://perma.cc/ux6e-y25	NOUN
inlawrev-27644	121	26	t	t	X
inlawrev-27644	121	27	]	]	X
inlawrev-27644	121	28	(	(	PUNCT
inlawrev-27644	121	29	79	79	NUM
inlawrev-27644	121	30	%	%	NOUN
inlawrev-27644	121	31	of	of	ADP
inlawrev-27644	121	32	women	woman	NOUN
inlawrev-27644	121	33	believed	believe	VERB
inlawrev-27644	121	34	it	it	PRON
inlawrev-27644	121	35	was	be	AUX
inlawrev-27644	121	36	important	important	ADJ
inlawrev-27644	121	37	to	to	PART
inlawrev-27644	121	38	align	align	VERB
inlawrev-27644	121	39	their	their	PRON
inlawrev-27644	121	40	investments	investment	NOUN
inlawrev-27644	121	41	with	with	ADP
inlawrev-27644	121	42	values	value	NOUN
inlawrev-27644	121	43	and	and	CCONJ
inlawrev-27644	121	44	67	67	NUM
inlawrev-27644	121	45	%	%	NOUN
inlawrev-27644	121	46	ranked	rank	VERB
inlawrev-27644	121	47	environmental	environmental	ADJ
inlawrev-27644	121	48	and	and	CCONJ
inlawrev-27644	121	49	social	social	ADJ
inlawrev-27644	121	50	factors	factor	NOUN
inlawrev-27644	121	51	as	as	ADP
inlawrev-27644	121	52	of	of	ADP
inlawrev-27644	121	53	higher	high	ADJ
inlawrev-27644	121	54	importance	importance	NOUN
inlawrev-27644	121	55	than	than	ADP
inlawrev-27644	121	56	governance	governance	NOUN
inlawrev-27644	121	57	factors	factor	NOUN
inlawrev-27644	121	58	)	)	PUNCT
inlawrev-27644	121	59	;	;	PUNCT
inlawrev-27644	121	60	see	see	VERB
inlawrev-27644	121	61	also	also	ADV
inlawrev-27644	121	62	pennells	pennell	NOUN
inlawrev-27644	121	63	,	,	PUNCT
inlawrev-27644	121	64	supra	supra	PROPN
inlawrev-27644	121	65	note	note	NOUN
inlawrev-27644	121	66	27	27	NUM
inlawrev-27644	121	67	.	.	NOUN
inlawrev-27644	121	68	29	29	NUM
inlawrev-27644	121	69	.	.	PUNCT
inlawrev-27644	122	1	pennells	pennell	NOUN
inlawrev-27644	122	2	,	,	PUNCT
inlawrev-27644	122	3	supra	supra	PROPN
inlawrev-27644	122	4	note	note	NOUN
inlawrev-27644	122	5	27	27	NUM
inlawrev-27644	122	6	.	.	SYM
inlawrev-27644	122	7	30	30	NUM
inlawrev-27644	122	8	.	.	PUNCT
inlawrev-27644	123	1	defined	define	VERB
inlawrev-27644	123	2	contribution	contribution	NOUN
inlawrev-27644	123	3	investment	investment	NOUN
inlawrev-27644	123	4	forum	forum	NOUN
inlawrev-27644	123	5	,	,	PUNCT
inlawrev-27644	123	6	navigating	navigate	VERB
inlawrev-27644	123	7	esg	esg	PROPN
inlawrev-27644	123	8	:	:	PUNCT
inlawrev-27644	123	9	a	a	DET
inlawrev-27644	123	10	practical	practical	ADJ
inlawrev-27644	123	11	guide	guide	NOUN
inlawrev-27644	123	12	,	,	PUNCT
inlawrev-27644	123	13	18	18	NUM
inlawrev-27644	123	14	(	(	PUNCT
inlawrev-27644	123	15	2018	2018	NUM
inlawrev-27644	123	16	)	)	PUNCT
inlawrev-27644	123	17	https://dcif.co.uk/wp-content/uploads/2022/02/navigating-esg-final-lo-res.pdf	https://dcif.co.uk/wp-content/uploads/2022/02/navigating-esg-final-lo-res.pdf	NOUN
inlawrev-27644	123	18	.	.	PUNCT
inlawrev-27644	124	1	2023	2023	NUM
inlawrev-27644	124	2	]	]	PUNCT
inlawrev-27644	124	3	matching	match	VERB
inlawrev-27644	124	4	preferences	preference	NOUN
inlawrev-27644	124	5	and	and	CCONJ
inlawrev-27644	124	6	access	access	NOUN
inlawrev-27644	124	7	59	59	NUM
inlawrev-27644	124	8	they	they	PRON
inlawrev-27644	124	9	would	would	AUX
inlawrev-27644	124	10	probably	probably	ADV
inlawrev-27644	124	11	increase	increase	VERB
inlawrev-27644	124	12	their	their	PRON
inlawrev-27644	124	13	contributions	contribution	NOUN
inlawrev-27644	124	14	to	to	ADP
inlawrev-27644	124	15	their	their	PRON
inlawrev-27644	124	16	retirement	retirement	NOUN
inlawrev-27644	124	17	accounts	account	NOUN
inlawrev-27644	124	18	if	if	SCONJ
inlawrev-27644	124	19	their	their	PRON
inlawrev-27644	124	20	money	money	NOUN
inlawrev-27644	124	21	was	be	AUX
inlawrev-27644	124	22	held	hold	VERB
inlawrev-27644	124	23	in	in	ADP
inlawrev-27644	124	24	sustainable	sustainable	ADJ
inlawrev-27644	124	25	investments.31	investments.31	NOUN
inlawrev-27644	124	26	in	in	ADP
inlawrev-27644	124	27	a	a	DET
inlawrev-27644	124	28	2019	2019	NUM
inlawrev-27644	124	29	survey	survey	NOUN
inlawrev-27644	124	30	done	do	VERB
inlawrev-27644	124	31	of	of	ADP
inlawrev-27644	124	32	participants	participant	NOUN
inlawrev-27644	124	33	over	over	ADP
inlawrev-27644	124	34	age	age	NOUN
inlawrev-27644	124	35	39	39	NUM
inlawrev-27644	124	36	in	in	ADP
inlawrev-27644	124	37	a	a	DET
inlawrev-27644	124	38	variety	variety	NOUN
inlawrev-27644	124	39	of	of	ADP
inlawrev-27644	124	40	dutch	dutch	ADJ
inlawrev-27644	124	41	pension	pension	NOUN
inlawrev-27644	124	42	plans	plan	NOUN
inlawrev-27644	124	43	,	,	PUNCT
inlawrev-27644	124	44	nearly	nearly	ADV
inlawrev-27644	124	45	75	75	NUM
inlawrev-27644	124	46	%	%	NOUN
inlawrev-27644	124	47	of	of	ADP
inlawrev-27644	124	48	the	the	DET
inlawrev-27644	124	49	respondents	respondent	NOUN
inlawrev-27644	124	50	strongly	strongly	ADV
inlawrev-27644	124	51	supported	support	VERB
inlawrev-27644	124	52	sustainable	sustainable	ADJ
inlawrev-27644	124	53	investing	investing	NOUN
inlawrev-27644	124	54	even	even	ADV
inlawrev-27644	124	55	if	if	SCONJ
inlawrev-27644	124	56	that	that	PRON
inlawrev-27644	124	57	would	would	AUX
inlawrev-27644	124	58	result	result	VERB
inlawrev-27644	124	59	in	in	ADP
inlawrev-27644	124	60	lower	low	ADJ
inlawrev-27644	124	61	pensions.32	pensions.32	NOUN
inlawrev-27644	124	62	in	in	ADP
inlawrev-27644	124	63	sum	sum	NOUN
inlawrev-27644	124	64	,	,	PUNCT
inlawrev-27644	124	65	surveys	survey	NOUN
inlawrev-27644	124	66	show	show	VERB
inlawrev-27644	124	67	that	that	SCONJ
inlawrev-27644	124	68	a	a	DET
inlawrev-27644	124	69	substantial	substantial	ADJ
inlawrev-27644	124	70	majority	majority	NOUN
inlawrev-27644	124	71	of	of	ADP
inlawrev-27644	124	72	u.s	u.s	PROPN
inlawrev-27644	124	73	.	.	PROPN
inlawrev-27644	124	74	plan	plan	PROPN
inlawrev-27644	124	75	participants	participant	NOUN
inlawrev-27644	124	76	want	want	VERB
inlawrev-27644	124	77	access	access	NOUN
inlawrev-27644	124	78	to	to	ADP
inlawrev-27644	124	79	investments	investment	NOUN
inlawrev-27644	124	80	that	that	PRON
inlawrev-27644	124	81	align	align	VERB
inlawrev-27644	124	82	with	with	ADP
inlawrev-27644	124	83	their	their	PRON
inlawrev-27644	124	84	personal	personal	ADJ
inlawrev-27644	124	85	values	value	NOUN
inlawrev-27644	124	86	and	and	CCONJ
inlawrev-27644	124	87	that	that	SCONJ
inlawrev-27644	124	88	sustainability	sustainability	NOUN
inlawrev-27644	124	89	is	be	AUX
inlawrev-27644	124	90	a	a	DET
inlawrev-27644	124	91	significant	significant	ADJ
inlawrev-27644	124	92	concern	concern	NOUN
inlawrev-27644	124	93	.	.	PUNCT
inlawrev-27644	125	1	survey	survey	NOUN
inlawrev-27644	125	2	data	datum	NOUN
inlawrev-27644	125	3	indicate	indicate	VERB
inlawrev-27644	125	4	that	that	SCONJ
inlawrev-27644	125	5	pension	pension	NOUN
inlawrev-27644	125	6	savers	saver	NOUN
inlawrev-27644	125	7	in	in	ADP
inlawrev-27644	125	8	the	the	DET
inlawrev-27644	125	9	u.k	u.k	PROPN
inlawrev-27644	125	10	.	.	PROPN
inlawrev-27644	125	11	and	and	CCONJ
inlawrev-27644	125	12	in	in	ADP
inlawrev-27644	125	13	the	the	DET
inlawrev-27644	125	14	netherlands	netherlands	PROPN
inlawrev-27644	125	15	hold	hold	VERB
inlawrev-27644	125	16	levels	level	NOUN
inlawrev-27644	125	17	of	of	ADP
inlawrev-27644	125	18	commitment	commitment	NOUN
inlawrev-27644	125	19	to	to	ADP
inlawrev-27644	125	20	sustainable	sustainable	ADJ
inlawrev-27644	125	21	investing	investing	NOUN
inlawrev-27644	125	22	that	that	PRON
inlawrev-27644	125	23	are	be	AUX
inlawrev-27644	125	24	very	very	ADV
inlawrev-27644	125	25	similar	similar	ADJ
inlawrev-27644	125	26	to	to	ADP
inlawrev-27644	125	27	the	the	DET
inlawrev-27644	125	28	interest	interest	NOUN
inlawrev-27644	125	29	of	of	ADP
inlawrev-27644	125	30	u.s	u.s	PROPN
inlawrev-27644	125	31	.	.	PROPN
inlawrev-27644	125	32	participants	participant	NOUN
inlawrev-27644	125	33	.	.	PUNCT
inlawrev-27644	126	1	b.	b.	PROPN
inlawrev-27644	126	2	investment	investment	PROPN
inlawrev-27644	126	3	behavior	behavior	NOUN
inlawrev-27644	126	4	of	of	ADP
inlawrev-27644	126	5	plan	plan	NOUN
inlawrev-27644	126	6	participants	participant	NOUN
inlawrev-27644	126	7	surveys	survey	NOUN
inlawrev-27644	126	8	differ	differ	VERB
inlawrev-27644	126	9	on	on	ADP
inlawrev-27644	126	10	the	the	DET
inlawrev-27644	126	11	extent	extent	NOUN
inlawrev-27644	126	12	to	to	PART
inlawrev-27644	126	13	which	which	PRON
inlawrev-27644	126	14	participants	participant	NOUN
inlawrev-27644	126	15	in	in	ADP
inlawrev-27644	126	16	plans	plan	NOUN
inlawrev-27644	126	17	with	with	ADP
inlawrev-27644	126	18	a	a	DET
inlawrev-27644	126	19	sustainable	sustainable	ADJ
inlawrev-27644	126	20	investment	investment	NOUN
inlawrev-27644	126	21	option	option	NOUN
inlawrev-27644	126	22	use	use	VERB
inlawrev-27644	126	23	that	that	DET
inlawrev-27644	126	24	option	option	NOUN
inlawrev-27644	126	25	.	.	PUNCT
inlawrev-27644	127	1	there	there	PRON
inlawrev-27644	127	2	is	be	VERB
inlawrev-27644	127	3	evidence	evidence	NOUN
inlawrev-27644	127	4	from	from	ADP
inlawrev-27644	127	5	multiple	multiple	ADJ
inlawrev-27644	127	6	surveys	survey	NOUN
inlawrev-27644	127	7	that	that	SCONJ
inlawrev-27644	127	8	if	if	SCONJ
inlawrev-27644	127	9	participants	participant	NOUN
inlawrev-27644	127	10	know	know	VERB
inlawrev-27644	127	11	the	the	DET
inlawrev-27644	127	12	menu	menu	NOUN
inlawrev-27644	127	13	contains	contain	VERB
inlawrev-27644	127	14	a	a	DET
inlawrev-27644	127	15	sustainable	sustainable	ADJ
inlawrev-27644	127	16	option	option	NOUN
inlawrev-27644	127	17	,	,	PUNCT
inlawrev-27644	127	18	the	the	DET
inlawrev-27644	127	19	vast	vast	ADJ
inlawrev-27644	127	20	majority	majority	NOUN
inlawrev-27644	127	21	will	will	AUX
inlawrev-27644	127	22	use	use	VERB
inlawrev-27644	127	23	it.33	it.33	NOUN
inlawrev-27644	127	24	on	on	ADP
inlawrev-27644	127	25	the	the	DET
inlawrev-27644	127	26	other	other	ADJ
inlawrev-27644	127	27	hand	hand	NOUN
inlawrev-27644	127	28	,	,	PUNCT
inlawrev-27644	127	29	a	a	DET
inlawrev-27644	127	30	study	study	NOUN
inlawrev-27644	127	31	by	by	ADP
inlawrev-27644	127	32	david	david	PROPN
inlawrev-27644	127	33	blanchett	blanchett	PROPN
inlawrev-27644	127	34	and	and	CCONJ
inlawrev-27644	127	35	zhikun	zhikun	PROPN
inlawrev-27644	127	36	liu	liu	PROPN
inlawrev-27644	127	37	found	find	VERB
inlawrev-27644	127	38	that	that	SCONJ
inlawrev-27644	127	39	only	only	ADV
inlawrev-27644	127	40	about	about	ADV
inlawrev-27644	127	41	9	9	NUM
inlawrev-27644	127	42	%	%	NOUN
inlawrev-27644	127	43	of	of	ADP
inlawrev-27644	127	44	new	new	ADJ
inlawrev-27644	127	45	participants	participant	NOUN
inlawrev-27644	127	46	who	who	PRON
inlawrev-27644	127	47	actively	actively	ADV
inlawrev-27644	127	48	allocated	allocate	VERB
inlawrev-27644	127	49	their	their	PRON
inlawrev-27644	127	50	contributions	contribution	NOUN
inlawrev-27644	127	51	apportioned	apportion	VERB
inlawrev-27644	127	52	some	some	DET
inlawrev-27644	127	53	assets	asset	NOUN
inlawrev-27644	127	54	to	to	ADP
inlawrev-27644	127	55	a	a	DET
inlawrev-27644	127	56	sustainable	sustainable	ADJ
inlawrev-27644	127	57	fund	fund	NOUN
inlawrev-27644	127	58	even	even	ADV
inlawrev-27644	127	59	when	when	SCONJ
inlawrev-27644	127	60	they	they	PRON
inlawrev-27644	127	61	had	have	VERB
inlawrev-27644	127	62	at	at	ADV
inlawrev-27644	127	63	least	least	ADV
inlawrev-27644	127	64	one	one	NUM
inlawrev-27644	127	65	sustainable	sustainable	ADJ
inlawrev-27644	127	66	option.34	option.34	ADP
inlawrev-27644	127	67	the	the	DET
inlawrev-27644	127	68	blanchett	blanchett	PROPN
inlawrev-27644	127	69	and	and	CCONJ
inlawrev-27644	127	70	liu	liu	PROPN
inlawrev-27644	127	71	study	study	PROPN
inlawrev-27644	127	72	supports	support	VERB
inlawrev-27644	127	73	demographic	demographic	ADJ
inlawrev-27644	127	74	data	datum	NOUN
inlawrev-27644	127	75	indicating	indicate	VERB
inlawrev-27644	127	76	that	that	SCONJ
inlawrev-27644	127	77	younger	young	ADJ
inlawrev-27644	127	78	employees	employee	NOUN
inlawrev-27644	127	79	are	be	AUX
inlawrev-27644	127	80	more	more	ADV
inlawrev-27644	127	81	interested	interested	ADJ
inlawrev-27644	127	82	than	than	ADP
inlawrev-27644	127	83	older	old	ADJ
inlawrev-27644	127	84	employees	employee	NOUN
inlawrev-27644	127	85	in	in	ADP
inlawrev-27644	127	86	sustainable	sustainable	ADJ
inlawrev-27644	127	87	investing	investing	NOUN
inlawrev-27644	127	88	.	.	PUNCT
inlawrev-27644	128	1	the	the	DET
inlawrev-27644	128	2	younger	young	ADJ
inlawrev-27644	128	3	employees	employee	NOUN
inlawrev-27644	128	4	selected	select	VERB
inlawrev-27644	128	5	sustainable	sustainable	ADJ
inlawrev-27644	128	6	investments	investment	NOUN
inlawrev-27644	128	7	at	at	ADP
inlawrev-27644	128	8	a	a	DET
inlawrev-27644	128	9	higher	high	ADJ
inlawrev-27644	128	10	rate	rate	NOUN
inlawrev-27644	128	11	than	than	ADP
inlawrev-27644	128	12	older	old	ADJ
inlawrev-27644	128	13	employees.35	employees.35	NOUN
inlawrev-27644	128	14	the	the	DET
inlawrev-27644	128	15	authors	author	NOUN
inlawrev-27644	128	16	did	do	AUX
inlawrev-27644	128	17	not	not	PART
inlawrev-27644	128	18	code	code	VERB
inlawrev-27644	128	19	for	for	ADP
inlawrev-27644	128	20	gender	gender	NOUN
inlawrev-27644	128	21	,	,	PUNCT
inlawrev-27644	128	22	so	so	SCONJ
inlawrev-27644	128	23	the	the	DET
inlawrev-27644	128	24	study	study	NOUN
inlawrev-27644	128	25	does	do	AUX
inlawrev-27644	128	26	not	not	PART
inlawrev-27644	128	27	show	show	VERB
inlawrev-27644	128	28	if	if	SCONJ
inlawrev-27644	128	29	the	the	DET
inlawrev-27644	128	30	stronger	strong	ADJ
inlawrev-27644	128	31	interest	interest	NOUN
inlawrev-27644	128	32	women	woman	NOUN
inlawrev-27644	128	33	show	show	VERB
inlawrev-27644	128	34	in	in	ADP
inlawrev-27644	128	35	sustainable	sustainable	ADJ
inlawrev-27644	128	36	investments	investment	NOUN
inlawrev-27644	128	37	translates	translate	VERB
inlawrev-27644	128	38	into	into	ADP
inlawrev-27644	128	39	them	they	PRON
inlawrev-27644	128	40	choosing	choose	VERB
inlawrev-27644	128	41	those	those	DET
inlawrev-27644	128	42	investments	investment	NOUN
inlawrev-27644	128	43	at	at	ADP
inlawrev-27644	128	44	higher	high	ADJ
inlawrev-27644	128	45	rates.36	rates.36	PROPN
inlawrev-27644	128	46	blanchette	blanchette	PROPN
inlawrev-27644	128	47	and	and	CCONJ
inlawrev-27644	128	48	liu	liu	PROPN
inlawrev-27644	128	49	offer	offer	VERB
inlawrev-27644	128	50	two	two	NUM
inlawrev-27644	128	51	additional	additional	ADJ
inlawrev-27644	128	52	insights	insight	NOUN
inlawrev-27644	128	53	on	on	ADP
inlawrev-27644	128	54	the	the	DET
inlawrev-27644	128	55	characteristics	characteristic	NOUN
inlawrev-27644	128	56	of	of	ADP
inlawrev-27644	128	57	participants	participant	NOUN
inlawrev-27644	128	58	who	who	PRON
inlawrev-27644	128	59	allocated	allocate	VERB
inlawrev-27644	128	60	funds	fund	NOUN
inlawrev-27644	128	61	to	to	ADP
inlawrev-27644	128	62	sustainable	sustainable	ADJ
inlawrev-27644	128	63	investments	investment	NOUN
inlawrev-27644	128	64	.	.	PUNCT
inlawrev-27644	129	1	first	first	ADV
inlawrev-27644	129	2	,	,	PUNCT
inlawrev-27644	129	3	participants	participant	NOUN
inlawrev-27644	129	4	who	who	PRON
inlawrev-27644	129	5	allocate	allocate	VERB
inlawrev-27644	129	6	contributions	contribution	NOUN
inlawrev-27644	129	7	across	across	ADP
inlawrev-27644	129	8	a	a	DET
inlawrev-27644	129	9	larger	large	ADJ
inlawrev-27644	129	10	number	number	NOUN
inlawrev-27644	129	11	of	of	ADP
inlawrev-27644	129	12	funds	fund	NOUN
inlawrev-27644	129	13	are	be	AUX
inlawrev-27644	129	14	more	more	ADV
inlawrev-27644	129	15	likely	likely	ADJ
inlawrev-27644	129	16	than	than	ADP
inlawrev-27644	129	17	their	their	PRON
inlawrev-27644	129	18	counterparts	counterpart	NOUN
inlawrev-27644	129	19	with	with	ADP
inlawrev-27644	129	20	fewer	few	ADJ
inlawrev-27644	129	21	funds	fund	NOUN
inlawrev-27644	129	22	to	to	PART
inlawrev-27644	129	23	invest	invest	VERB
inlawrev-27644	129	24	in	in	ADP
inlawrev-27644	129	25	sustainable	sustainable	ADJ
inlawrev-27644	129	26	funds.37	funds.37	ADJ
inlawrev-27644	129	27	the	the	DET
inlawrev-27644	129	28	authors	author	NOUN
inlawrev-27644	129	29	suggest	suggest	VERB
inlawrev-27644	129	30	this	this	PRON
inlawrev-27644	129	31	is	be	AUX
inlawrev-27644	129	32	due	due	ADJ
inlawrev-27644	129	33	to	to	ADP
inlawrev-27644	129	34	naïve	naïve	ADJ
inlawrev-27644	129	35	diversification;38	diversification;38	NOUN
inlawrev-27644	129	36	the	the	DET
inlawrev-27644	129	37	participants	participant	NOUN
inlawrev-27644	129	38	simply	simply	ADV
inlawrev-27644	129	39	think	think	VERB
inlawrev-27644	129	40	more	more	ADJ
inlawrev-27644	129	41	31	31	NUM
inlawrev-27644	129	42	.	.	PUNCT
inlawrev-27644	130	1	i	i	PRON
inlawrev-27644	130	2	d.	d.	PROPN
inlawrev-27644	130	3	at	at	ADP
inlawrev-27644	130	4	25	25	NUM
inlawrev-27644	130	5	.	.	PUNCT
inlawrev-27644	130	6	32	32	NUM
inlawrev-27644	130	7	.	.	PUNCT
inlawrev-27644	131	1	lei	lei	PROPN
inlawrev-27644	131	2	delsen	delsen	PROPN
inlawrev-27644	131	3	&	&	CCONJ
inlawrev-27644	131	4	alex	alex	PROPN
inlawrev-27644	131	5	lehr	lehr	PROPN
inlawrev-27644	131	6	,	,	PUNCT
inlawrev-27644	131	7	value	value	NOUN
inlawrev-27644	131	8	matters	matter	NOUN
inlawrev-27644	131	9	or	or	CCONJ
inlawrev-27644	131	10	values	value	NOUN
inlawrev-27644	131	11	matter	matter	VERB
inlawrev-27644	131	12	?	?	PUNCT
inlawrev-27644	132	1	an	an	DET
inlawrev-27644	132	2	analysis	analysis	NOUN
inlawrev-27644	132	3	of	of	ADP
inlawrev-27644	132	4	heterogeneity	heterogeneity	NOUN
inlawrev-27644	132	5	in	in	ADP
inlawrev-27644	132	6	preferences	preference	NOUN
inlawrev-27644	132	7	for	for	ADP
inlawrev-27644	132	8	sustainable	sustainable	ADJ
inlawrev-27644	132	9	investments	investment	NOUN
inlawrev-27644	132	10	,	,	PUNCT
inlawrev-27644	132	11	9	9	NUM
inlawrev-27644	132	12	j.	j.	PROPN
inlawrev-27644	132	13	sus	sus	PROPN
inlawrev-27644	132	14	.	.	PUNCT
inlawrev-27644	132	15	fin	fin	PROPN
inlawrev-27644	132	16	.	.	PUNCT
inlawrev-27644	132	17	&	&	CCONJ
inlawrev-27644	132	18	inv	inv	PROPN
inlawrev-27644	132	19	.	.	PUNCT
inlawrev-27644	132	20	240	240	NUM
inlawrev-27644	132	21	,	,	PUNCT
inlawrev-27644	132	22	248	248	NUM
inlawrev-27644	132	23	,	,	PUNCT
inlawrev-27644	132	24	252	252	NUM
inlawrev-27644	132	25	(	(	PUNCT
inlawrev-27644	132	26	2019	2019	NUM
inlawrev-27644	132	27	)	)	PUNCT
inlawrev-27644	132	28	,	,	PUNCT
inlawrev-27644	132	29	https://doi.org/10.1080/20430795.2019.1608709	https://doi.org/10.1080/20430795.2019.1608709	PROPN
inlawrev-27644	133	1	[	[	X
inlawrev-27644	133	2	https://perma.cc/pky3-rvu8	https://perma.cc/pky3-rvu8	X
inlawrev-27644	133	3	]	]	X
inlawrev-27644	133	4	.	.	PUNCT
inlawrev-27644	134	1	33	33	NUM
inlawrev-27644	134	2	.	.	PUNCT
inlawrev-27644	135	1	retirement	retirement	NOUN
inlawrev-27644	135	2	reality	reality	NOUN
inlawrev-27644	135	3	check	check	NOUN
inlawrev-27644	135	4	,	,	PUNCT
inlawrev-27644	135	5	supra	supra	PROPN
inlawrev-27644	135	6	note	note	NOUN
inlawrev-27644	135	7	15	15	NUM
inlawrev-27644	135	8	,	,	PUNCT
inlawrev-27644	135	9	at	at	ADP
inlawrev-27644	135	10	7	7	NUM
inlawrev-27644	135	11	(	(	PUNCT
inlawrev-27644	135	12	finding	find	VERB
inlawrev-27644	135	13	that	that	SCONJ
inlawrev-27644	135	14	87	87	NUM
inlawrev-27644	135	15	%	%	NOUN
inlawrev-27644	135	16	of	of	ADP
inlawrev-27644	135	17	such	such	ADJ
inlawrev-27644	135	18	participants	participant	NOUN
inlawrev-27644	135	19	invested	invest	VERB
inlawrev-27644	135	20	in	in	ADP
inlawrev-27644	135	21	the	the	DET
inlawrev-27644	135	22	sustainable	sustainable	ADJ
inlawrev-27644	135	23	option	option	NOUN
inlawrev-27644	135	24	)	)	PUNCT
inlawrev-27644	135	25	;	;	PUNCT
inlawrev-27644	135	26	see	see	VERB
inlawrev-27644	135	27	also	also	ADV
inlawrev-27644	135	28	schroders	schroder	NOUN
inlawrev-27644	135	29	,	,	PUNCT
inlawrev-27644	135	30	supra	supra	PROPN
inlawrev-27644	135	31	note	note	NOUN
inlawrev-27644	135	32	2	2	NUM
inlawrev-27644	135	33	,	,	PUNCT
inlawrev-27644	135	34	at	at	ADP
inlawrev-27644	135	35	1	1	NUM
inlawrev-27644	135	36	-	-	SYM
inlawrev-27644	135	37	2	2	NUM
inlawrev-27644	135	38	(	(	PUNCT
inlawrev-27644	135	39	more	more	ADJ
inlawrev-27644	135	40	than	than	ADP
inlawrev-27644	135	41	90	90	NUM
inlawrev-27644	135	42	%	%	NOUN
inlawrev-27644	135	43	of	of	ADP
inlawrev-27644	135	44	participants	participant	NOUN
inlawrev-27644	135	45	who	who	PRON
inlawrev-27644	135	46	knew	know	VERB
inlawrev-27644	135	47	about	about	ADP
inlawrev-27644	135	48	the	the	DET
inlawrev-27644	135	49	sustainable	sustainable	ADJ
inlawrev-27644	135	50	option	option	NOUN
inlawrev-27644	135	51	invested	invest	VERB
inlawrev-27644	135	52	at	at	ADP
inlawrev-27644	135	53	least	least	ADJ
inlawrev-27644	135	54	part	part	NOUN
inlawrev-27644	135	55	of	of	ADP
inlawrev-27644	135	56	their	their	PRON
inlawrev-27644	135	57	assets	asset	NOUN
inlawrev-27644	135	58	in	in	ADP
inlawrev-27644	135	59	it	it	PRON
inlawrev-27644	135	60	)	)	PUNCT
inlawrev-27644	135	61	.	.	PUNCT
inlawrev-27644	136	1	34	34	NUM
inlawrev-27644	136	2	.	.	PUNCT
inlawrev-27644	137	1	david	david	PROPN
inlawrev-27644	137	2	blanchett	blanchett	PROPN
inlawrev-27644	137	3	&	&	CCONJ
inlawrev-27644	137	4	zhikun	zhikun	PROPN
inlawrev-27644	137	5	liu	liu	PROPN
inlawrev-27644	137	6	,	,	PUNCT
inlawrev-27644	137	7	esg	esg	PROPN
inlawrev-27644	137	8	fund	fund	NOUN
inlawrev-27644	137	9	allocations	allocation	NOUN
inlawrev-27644	137	10	among	among	ADP
inlawrev-27644	137	11	new	new	ADJ
inlawrev-27644	137	12	,	,	PUNCT
inlawrev-27644	137	13	do	do	AUX
inlawrev-27644	137	14	-	-	PUNCT
inlawrev-27644	137	15	it	it	PRON
inlawrev-27644	137	16	-	-	PUNCT
inlawrev-27644	137	17	yourself	yourself	PRON
inlawrev-27644	137	18	defined	define	VERB
inlawrev-27644	137	19	contribution	contribution	NOUN
inlawrev-27644	137	20	plan	plan	NOUN
inlawrev-27644	137	21	participants	participant	NOUN
inlawrev-27644	137	22	9	9	NUM
inlawrev-27644	137	23	(	(	PUNCT
inlawrev-27644	137	24	2022	2022	NUM
inlawrev-27644	137	25	)	)	PUNCT
inlawrev-27644	137	26	,	,	PUNCT
inlawrev-27644	137	27	https://papers.ssrn.com/sol3/papers.cfm?abstract	https://papers.ssrn.com/sol3/papers.cfm?abstract	VERB
inlawrev-27644	137	28	_	_	SYM
inlawrev-27644	137	29	id=4149885	id=4149885	VERB
inlawrev-27644	138	1	[	[	X
inlawrev-27644	138	2	https://perma.cc/6gem-df8f	https://perma.cc/6gem-df8f	X
inlawrev-27644	138	3	]	]	X
inlawrev-27644	138	4	.	.	PUNCT
inlawrev-27644	138	5	35	35	NUM
inlawrev-27644	138	6	.	.	PUNCT
inlawrev-27644	139	1	see	see	VERB
inlawrev-27644	139	2	i	i	PRON
inlawrev-27644	139	3	d.	d.	PROPN
inlawrev-27644	139	4	at	at	ADP
inlawrev-27644	139	5	10	10	NUM
inlawrev-27644	139	6	(	(	PUNCT
inlawrev-27644	139	7	investment	investment	NOUN
inlawrev-27644	139	8	negatively	negatively	ADV
inlawrev-27644	139	9	correlated	correlate	VERB
inlawrev-27644	139	10	with	with	ADP
inlawrev-27644	139	11	age	age	NOUN
inlawrev-27644	139	12	)	)	PUNCT
inlawrev-27644	139	13	.	.	PUNCT
inlawrev-27644	140	1	36	36	NUM
inlawrev-27644	140	2	.	.	PUNCT
inlawrev-27644	141	1	see	see	VERB
inlawrev-27644	141	2	i	i	PRON
inlawrev-27644	141	3	d.	d.	PROPN
inlawrev-27644	141	4	at	at	ADP
inlawrev-27644	141	5	6	6	NUM
inlawrev-27644	141	6	(	(	PUNCT
inlawrev-27644	141	7	listing	list	VERB
inlawrev-27644	141	8	the	the	DET
inlawrev-27644	141	9	variables	variable	NOUN
inlawrev-27644	141	10	studied	study	VERB
inlawrev-27644	141	11	)	)	PUNCT
inlawrev-27644	141	12	.	.	PUNCT
inlawrev-27644	142	1	37	37	NUM
inlawrev-27644	142	2	.	.	PUNCT
inlawrev-27644	143	1	i	i	PRON
inlawrev-27644	143	2	d.	d.	PROPN
inlawrev-27644	143	3	at	at	ADP
inlawrev-27644	143	4	10	10	NUM
inlawrev-27644	143	5	.	.	PUNCT
inlawrev-27644	144	1	38	38	NUM
inlawrev-27644	144	2	.	.	PUNCT
inlawrev-27644	145	1	i	i	PRON
inlawrev-27644	145	2	d.	d.	PROPN
inlawrev-27644	145	3	60	60	NUM
inlawrev-27644	145	4	indiana	indiana	PROPN
inlawrev-27644	145	5	law	law	PROPN
inlawrev-27644	145	6	review	review	NOUN
inlawrev-27644	146	1	[	[	X
inlawrev-27644	146	2	vol	vol	NOUN
inlawrev-27644	146	3	.	.	PUNCT
inlawrev-27644	147	1	57:53	57:53	NUM
inlawrev-27644	147	2	funds	fund	NOUN
inlawrev-27644	147	3	are	be	AUX
inlawrev-27644	147	4	better	well	ADJ
inlawrev-27644	147	5	or	or	CCONJ
inlawrev-27644	147	6	have	have	VERB
inlawrev-27644	147	7	a	a	DET
inlawrev-27644	147	8	weak	weak	ADJ
inlawrev-27644	147	9	preference	preference	NOUN
inlawrev-27644	147	10	for	for	ADP
inlawrev-27644	147	11	sustainable	sustainable	ADJ
inlawrev-27644	147	12	funds.39	funds.39	NOUN
inlawrev-27644	147	13	second	second	ADJ
inlawrev-27644	147	14	,	,	PUNCT
inlawrev-27644	147	15	when	when	SCONJ
inlawrev-27644	147	16	higher	high	ADJ
inlawrev-27644	147	17	percentages	percentage	NOUN
inlawrev-27644	147	18	of	of	ADP
inlawrev-27644	147	19	participants	participant	NOUN
inlawrev-27644	147	20	in	in	ADP
inlawrev-27644	147	21	a	a	DET
inlawrev-27644	147	22	plan	plan	NOUN
inlawrev-27644	147	23	contribute	contribute	VERB
inlawrev-27644	147	24	to	to	ADP
inlawrev-27644	147	25	a	a	DET
inlawrev-27644	147	26	sustainable	sustainable	ADJ
inlawrev-27644	147	27	fund	fund	NOUN
inlawrev-27644	147	28	,	,	PUNCT
inlawrev-27644	147	29	the	the	DET
inlawrev-27644	147	30	average	average	ADJ
inlawrev-27644	147	31	allocations	allocation	NOUN
inlawrev-27644	147	32	to	to	ADP
inlawrev-27644	147	33	sustainable	sustainable	ADJ
inlawrev-27644	147	34	funds	fund	NOUN
inlawrev-27644	147	35	are	be	AUX
inlawrev-27644	147	36	higher.40	higher.40	PROPN
inlawrev-27644	147	37	this	this	PRON
inlawrev-27644	147	38	implies	imply	VERB
inlawrev-27644	147	39	that	that	SCONJ
inlawrev-27644	147	40	if	if	SCONJ
inlawrev-27644	147	41	participation	participation	NOUN
inlawrev-27644	147	42	in	in	ADP
inlawrev-27644	147	43	sustainable	sustainable	ADJ
inlawrev-27644	147	44	funds	fund	NOUN
inlawrev-27644	147	45	continues	continue	VERB
inlawrev-27644	147	46	to	to	PART
inlawrev-27644	147	47	grow	grow	VERB
inlawrev-27644	147	48	,	,	PUNCT
inlawrev-27644	147	49	the	the	DET
inlawrev-27644	147	50	result	result	NOUN
inlawrev-27644	147	51	may	may	AUX
inlawrev-27644	147	52	be	be	AUX
inlawrev-27644	147	53	compounded	compound	VERB
inlawrev-27644	147	54	by	by	ADP
inlawrev-27644	147	55	higher	high	ADJ
inlawrev-27644	147	56	rates	rate	NOUN
inlawrev-27644	147	57	of	of	ADP
inlawrev-27644	147	58	contributions	contribution	NOUN
inlawrev-27644	147	59	to	to	ADP
inlawrev-27644	147	60	the	the	DET
inlawrev-27644	147	61	funds	fund	NOUN
inlawrev-27644	147	62	.	.	PUNCT
inlawrev-27644	148	1	the	the	DET
inlawrev-27644	148	2	authors	author	NOUN
inlawrev-27644	148	3	do	do	AUX
inlawrev-27644	148	4	not	not	PART
inlawrev-27644	148	5	offer	offer	VERB
inlawrev-27644	148	6	an	an	DET
inlawrev-27644	148	7	explanation	explanation	NOUN
inlawrev-27644	148	8	for	for	ADP
inlawrev-27644	148	9	the	the	DET
inlawrev-27644	148	10	relationship	relationship	NOUN
inlawrev-27644	148	11	between	between	ADP
inlawrev-27644	148	12	overall	overall	ADJ
inlawrev-27644	148	13	engagement	engagement	NOUN
inlawrev-27644	148	14	with	with	ADP
inlawrev-27644	148	15	sustainable	sustainable	ADJ
inlawrev-27644	148	16	funds	fund	NOUN
inlawrev-27644	148	17	and	and	CCONJ
inlawrev-27644	148	18	individual	individual	ADJ
inlawrev-27644	148	19	allocation	allocation	NOUN
inlawrev-27644	148	20	amounts	amount	NOUN
inlawrev-27644	148	21	.	.	PUNCT
inlawrev-27644	149	1	perhaps	perhaps	ADV
inlawrev-27644	149	2	it	it	PRON
inlawrev-27644	149	3	results	result	VERB
inlawrev-27644	149	4	from	from	ADP
inlawrev-27644	149	5	the	the	DET
inlawrev-27644	149	6	herd	herd	NOUN
inlawrev-27644	149	7	behavior	behavior	NOUN
inlawrev-27644	149	8	that	that	PRON
inlawrev-27644	149	9	some	some	DET
inlawrev-27644	149	10	behavioral	behavioral	ADJ
inlawrev-27644	149	11	economists	economist	NOUN
inlawrev-27644	149	12	have	have	AUX
inlawrev-27644	149	13	observed	observe	VERB
inlawrev-27644	149	14	among	among	ADP
inlawrev-27644	149	15	employee	employee	NOUN
inlawrev-27644	149	16	benefit	benefit	NOUN
inlawrev-27644	149	17	plan	plan	NOUN
inlawrev-27644	149	18	participants	participant	NOUN
inlawrev-27644	149	19	.	.	PUNCT
inlawrev-27644	150	1	their	their	PRON
inlawrev-27644	150	2	work	work	NOUN
inlawrev-27644	150	3	shows	show	VERB
inlawrev-27644	150	4	some	some	DET
inlawrev-27644	150	5	people	people	NOUN
inlawrev-27644	150	6	will	will	AUX
inlawrev-27644	150	7	follow	follow	VERB
inlawrev-27644	150	8	the	the	DET
inlawrev-27644	150	9	lead	lead	NOUN
inlawrev-27644	150	10	of	of	ADP
inlawrev-27644	150	11	fellow	fellow	ADJ
inlawrev-27644	150	12	employees	employee	NOUN
inlawrev-27644	150	13	when	when	SCONJ
inlawrev-27644	150	14	making	make	VERB
inlawrev-27644	150	15	employee	employee	NOUN
inlawrev-27644	150	16	benefit	benefit	NOUN
inlawrev-27644	150	17	plan	plan	NOUN
inlawrev-27644	150	18	decisions.41	decisions.41	NOUN
inlawrev-27644	150	19	one	one	NUM
inlawrev-27644	150	20	way	way	NOUN
inlawrev-27644	150	21	to	to	PART
inlawrev-27644	150	22	reconcile	reconcile	VERB
inlawrev-27644	150	23	the	the	DET
inlawrev-27644	150	24	low	low	ADJ
inlawrev-27644	150	25	uptake	uptake	NOUN
inlawrev-27644	150	26	in	in	ADP
inlawrev-27644	150	27	the	the	DET
inlawrev-27644	150	28	blanchett	blanchett	PROPN
inlawrev-27644	150	29	and	and	CCONJ
inlawrev-27644	150	30	liu	liu	PROPN
inlawrev-27644	150	31	study	study	PROPN
inlawrev-27644	150	32	with	with	ADP
inlawrev-27644	150	33	the	the	DET
inlawrev-27644	150	34	surveys	survey	NOUN
inlawrev-27644	150	35	that	that	PRON
inlawrev-27644	150	36	show	show	VERB
inlawrev-27644	150	37	a	a	DET
inlawrev-27644	150	38	much	much	ADV
inlawrev-27644	150	39	stronger	strong	ADJ
inlawrev-27644	150	40	uptake	uptake	NOUN
inlawrev-27644	150	41	among	among	ADP
inlawrev-27644	150	42	participants	participant	NOUN
inlawrev-27644	150	43	who	who	PRON
inlawrev-27644	150	44	understand	understand	VERB
inlawrev-27644	150	45	their	their	PRON
inlawrev-27644	150	46	plan	plan	NOUN
inlawrev-27644	150	47	offers	offer	VERB
inlawrev-27644	150	48	sustainable	sustainable	ADJ
inlawrev-27644	150	49	options	option	NOUN
inlawrev-27644	150	50	is	be	AUX
inlawrev-27644	150	51	the	the	DET
inlawrev-27644	150	52	relative	relative	ADJ
inlawrev-27644	150	53	knowledge	knowledge	NOUN
inlawrev-27644	150	54	of	of	ADP
inlawrev-27644	150	55	the	the	DET
inlawrev-27644	150	56	participants	participant	NOUN
inlawrev-27644	150	57	.	.	PUNCT
inlawrev-27644	151	1	blanchett	blanchett	PROPN
inlawrev-27644	151	2	and	and	CCONJ
inlawrev-27644	151	3	liu	liu	PROPN
inlawrev-27644	151	4	analyzed	analyze	VERB
inlawrev-27644	151	5	how	how	SCONJ
inlawrev-27644	151	6	many	many	ADJ
inlawrev-27644	151	7	participants	participant	NOUN
inlawrev-27644	151	8	choose	choose	VERB
inlawrev-27644	151	9	to	to	PART
inlawrev-27644	151	10	allocate	allocate	VERB
inlawrev-27644	151	11	their	their	PRON
inlawrev-27644	151	12	contributions	contribution	NOUN
inlawrev-27644	151	13	and	and	CCONJ
inlawrev-27644	151	14	selected	select	VERB
inlawrev-27644	151	15	a	a	DET
inlawrev-27644	151	16	sustainable	sustainable	ADJ
inlawrev-27644	151	17	fund	fund	NOUN
inlawrev-27644	151	18	for	for	ADP
inlawrev-27644	151	19	at	at	ADV
inlawrev-27644	151	20	least	least	ADJ
inlawrev-27644	151	21	a	a	PRON
inlawrev-27644	151	22	portion	portion	NOUN
inlawrev-27644	151	23	of	of	ADP
inlawrev-27644	151	24	their	their	PRON
inlawrev-27644	151	25	contributions	contribution	NOUN
inlawrev-27644	151	26	.	.	PUNCT
inlawrev-27644	152	1	the	the	DET
inlawrev-27644	152	2	study	study	NOUN
inlawrev-27644	152	3	does	do	AUX
inlawrev-27644	152	4	not	not	PART
inlawrev-27644	152	5	determine	determine	VERB
inlawrev-27644	152	6	,	,	PUNCT
inlawrev-27644	152	7	however	however	ADV
inlawrev-27644	152	8	,	,	PUNCT
inlawrev-27644	152	9	whether	whether	SCONJ
inlawrev-27644	152	10	all	all	PRON
inlawrev-27644	152	11	of	of	ADP
inlawrev-27644	152	12	those	those	DET
inlawrev-27644	152	13	participants	participant	NOUN
inlawrev-27644	152	14	understood	understand	VERB
inlawrev-27644	152	15	that	that	SCONJ
inlawrev-27644	152	16	a	a	DET
inlawrev-27644	152	17	sustainable	sustainable	ADJ
inlawrev-27644	152	18	option	option	NOUN
inlawrev-27644	152	19	was	be	AUX
inlawrev-27644	152	20	available	available	ADJ
inlawrev-27644	152	21	.	.	PUNCT
inlawrev-27644	153	1	many	many	ADJ
inlawrev-27644	153	2	participants	participant	NOUN
inlawrev-27644	153	3	have	have	VERB
inlawrev-27644	153	4	little	little	ADJ
inlawrev-27644	153	5	understanding	understanding	NOUN
inlawrev-27644	153	6	of	of	ADP
inlawrev-27644	153	7	all	all	DET
inlawrev-27644	153	8	the	the	DET
inlawrev-27644	153	9	options	option	NOUN
inlawrev-27644	153	10	available	available	ADJ
inlawrev-27644	153	11	in	in	ADP
inlawrev-27644	153	12	their	their	PRON
inlawrev-27644	153	13	plan	plan	NOUN
inlawrev-27644	153	14	.	.	PUNCT
inlawrev-27644	154	1	for	for	ADP
inlawrev-27644	154	2	example	example	NOUN
inlawrev-27644	154	3	,	,	PUNCT
inlawrev-27644	154	4	in	in	ADP
inlawrev-27644	154	5	one	one	NUM
inlawrev-27644	154	6	survey	survey	NOUN
inlawrev-27644	154	7	,	,	PUNCT
inlawrev-27644	154	8	fewer	few	ADJ
inlawrev-27644	154	9	than	than	ADP
inlawrev-27644	154	10	one	one	NUM
inlawrev-27644	154	11	-	-	PUNCT
inlawrev-27644	154	12	third	third	NOUN
inlawrev-27644	154	13	of	of	ADP
inlawrev-27644	154	14	participants	participant	NOUN
inlawrev-27644	154	15	knew	know	VERB
inlawrev-27644	154	16	whether	whether	SCONJ
inlawrev-27644	154	17	their	their	PRON
inlawrev-27644	154	18	plan	plan	NOUN
inlawrev-27644	154	19	had	have	VERB
inlawrev-27644	154	20	at	at	ADV
inlawrev-27644	154	21	least	least	ADV
inlawrev-27644	154	22	one	one	NUM
inlawrev-27644	154	23	sustainable	sustainable	ADJ
inlawrev-27644	154	24	option.42	option.42	NOUN
inlawrev-27644	154	25	it	it	PRON
inlawrev-27644	154	26	also	also	ADV
inlawrev-27644	154	27	is	be	AUX
inlawrev-27644	154	28	reasonable	reasonable	ADJ
inlawrev-27644	154	29	to	to	PART
inlawrev-27644	154	30	question	question	VERB
inlawrev-27644	154	31	whether	whether	SCONJ
inlawrev-27644	154	32	participants	participant	NOUN
inlawrev-27644	154	33	who	who	PRON
inlawrev-27644	154	34	report	report	VERB
inlawrev-27644	154	35	knowing	know	VERB
inlawrev-27644	154	36	their	their	PRON
inlawrev-27644	154	37	plan	plan	NOUN
inlawrev-27644	154	38	offers	offer	VERB
inlawrev-27644	154	39	a	a	DET
inlawrev-27644	154	40	sustainable	sustainable	ADJ
inlawrev-27644	154	41	option	option	NOUN
inlawrev-27644	154	42	are	be	AUX
inlawrev-27644	154	43	far	far	ADV
inlawrev-27644	154	44	more	more	ADV
inlawrev-27644	154	45	likely	likely	ADJ
inlawrev-27644	154	46	to	to	PART
inlawrev-27644	154	47	invest	invest	VERB
inlawrev-27644	154	48	in	in	ADP
inlawrev-27644	154	49	one	one	NUM
inlawrev-27644	154	50	than	than	ADP
inlawrev-27644	154	51	the	the	DET
inlawrev-27644	154	52	average	average	ADJ
inlawrev-27644	154	53	participant	participant	NOUN
inlawrev-27644	154	54	who	who	PRON
inlawrev-27644	154	55	makes	make	VERB
inlawrev-27644	154	56	an	an	DET
inlawrev-27644	154	57	active	active	ADJ
inlawrev-27644	154	58	account	account	NOUN
inlawrev-27644	154	59	allocation	allocation	NOUN
inlawrev-27644	154	60	but	but	CCONJ
inlawrev-27644	154	61	does	do	AUX
inlawrev-27644	154	62	not	not	PART
inlawrev-27644	154	63	necessarily	necessarily	ADV
inlawrev-27644	154	64	examine	examine	VERB
inlawrev-27644	154	65	or	or	CCONJ
inlawrev-27644	154	66	understand	understand	VERB
inlawrev-27644	154	67	all	all	DET
inlawrev-27644	154	68	the	the	DET
inlawrev-27644	154	69	alternatives	alternative	NOUN
inlawrev-27644	154	70	.	.	PUNCT
inlawrev-27644	155	1	the	the	DET
inlawrev-27644	155	2	notion	notion	NOUN
inlawrev-27644	155	3	that	that	SCONJ
inlawrev-27644	155	4	many	many	ADJ
inlawrev-27644	155	5	participants	participant	NOUN
inlawrev-27644	155	6	do	do	AUX
inlawrev-27644	155	7	not	not	PART
inlawrev-27644	155	8	understand	understand	VERB
inlawrev-27644	155	9	the	the	DET
inlawrev-27644	155	10	meaning	meaning	NOUN
inlawrev-27644	155	11	of	of	ADP
inlawrev-27644	155	12	a	a	DET
inlawrev-27644	155	13	sustainability	sustainability	NOUN
inlawrev-27644	155	14	fund	fund	NOUN
inlawrev-27644	155	15	has	have	VERB
inlawrev-27644	155	16	support	support	NOUN
inlawrev-27644	155	17	in	in	ADP
inlawrev-27644	155	18	the	the	DET
inlawrev-27644	155	19	sphere	sphere	NOUN
inlawrev-27644	155	20	study.43	study.43	NOUN
inlawrev-27644	155	21	it	it	PRON
inlawrev-27644	155	22	found	find	VERB
inlawrev-27644	155	23	that	that	SCONJ
inlawrev-27644	155	24	a	a	DET
inlawrev-27644	155	25	significant	significant	ADJ
inlawrev-27644	155	26	majority	majority	NOUN
inlawrev-27644	155	27	of	of	ADP
inlawrev-27644	155	28	participants	participant	NOUN
inlawrev-27644	155	29	do	do	AUX
inlawrev-27644	155	30	not	not	PART
inlawrev-27644	155	31	have	have	VERB
inlawrev-27644	155	32	even	even	ADV
inlawrev-27644	155	33	a	a	DET
inlawrev-27644	155	34	basic	basic	ADJ
inlawrev-27644	155	35	understanding	understanding	NOUN
inlawrev-27644	155	36	of	of	ADP
inlawrev-27644	155	37	the	the	DET
inlawrev-27644	155	38	words	word	NOUN
inlawrev-27644	155	39	that	that	PRON
inlawrev-27644	155	40	make	make	VERB
inlawrev-27644	155	41	up	up	ADP
inlawrev-27644	155	42	the	the	DET
inlawrev-27644	155	43	acronym	acronym	NOUN
inlawrev-27644	155	44	esg.44	esg.44	VERB
inlawrev-27644	155	45	more	more	ADJ
inlawrev-27644	155	46	than	than	ADP
inlawrev-27644	155	47	75	75	NUM
inlawrev-27644	155	48	%	%	NOUN
inlawrev-27644	155	49	of	of	ADP
inlawrev-27644	155	50	the	the	DET
inlawrev-27644	155	51	participants	participant	NOUN
inlawrev-27644	155	52	failed	fail	VERB
inlawrev-27644	155	53	to	to	PART
inlawrev-27644	155	54	identify	identify	VERB
inlawrev-27644	155	55	“	"	PUNCT
inlawrev-27644	155	56	environmental	environmental	ADJ
inlawrev-27644	155	57	,	,	PUNCT
inlawrev-27644	155	58	social	social	ADJ
inlawrev-27644	155	59	,	,	PUNCT
inlawrev-27644	155	60	and	and	CCONJ
inlawrev-27644	155	61	governance	governance	NOUN
inlawrev-27644	155	62	”	"	PUNCT
inlawrev-27644	155	63	from	from	ADP
inlawrev-27644	155	64	among	among	ADP
inlawrev-27644	155	65	5	5	NUM
inlawrev-27644	155	66	choices	choice	NOUN
inlawrev-27644	155	67	when	when	SCONJ
inlawrev-27644	155	68	asked	ask	VERB
inlawrev-27644	155	69	what	what	PRON
inlawrev-27644	155	70	esg	esg	PROPN
inlawrev-27644	155	71	means.45	means.45	VERB
inlawrev-27644	155	72	there	there	PRON
inlawrev-27644	155	73	is	be	VERB
inlawrev-27644	155	74	a	a	DET
inlawrev-27644	155	75	dearth	dearth	NOUN
inlawrev-27644	155	76	of	of	ADP
inlawrev-27644	155	77	academic	academic	ADJ
inlawrev-27644	155	78	work	work	NOUN
inlawrev-27644	155	79	on	on	ADP
inlawrev-27644	155	80	the	the	DET
inlawrev-27644	155	81	actual	actual	ADJ
inlawrev-27644	155	82	behavior	behavior	NOUN
inlawrev-27644	155	83	of	of	ADP
inlawrev-27644	155	84	401(k	401(k	PROPN
inlawrev-27644	155	85	)	)	PUNCT
inlawrev-27644	155	86	plan	plan	NOUN
inlawrev-27644	155	87	participants	participant	NOUN
inlawrev-27644	155	88	who	who	PRON
inlawrev-27644	155	89	have	have	VERB
inlawrev-27644	155	90	access	access	NOUN
inlawrev-27644	155	91	to	to	ADP
inlawrev-27644	155	92	sustainable	sustainable	ADJ
inlawrev-27644	155	93	investments	investment	NOUN
inlawrev-27644	155	94	.	.	PUNCT
inlawrev-27644	156	1	however	however	ADV
inlawrev-27644	156	2	,	,	PUNCT
inlawrev-27644	156	3	in	in	ADP
inlawrev-27644	156	4	2018	2018	NUM
inlawrev-27644	156	5	researchers	researcher	NOUN
inlawrev-27644	156	6	at	at	ADP
inlawrev-27644	156	7	maastricht	maastricht	PROPN
inlawrev-27644	156	8	university	university	PROPN
inlawrev-27644	156	9	surveyed	survey	VERB
inlawrev-27644	156	10	participants	participant	NOUN
inlawrev-27644	156	11	in	in	ADP
inlawrev-27644	156	12	the	the	DET
inlawrev-27644	156	13	pensionenfonds	pensionenfond	NOUN
inlawrev-27644	156	14	39	39	NUM
inlawrev-27644	156	15	.	.	PUNCT
inlawrev-27644	157	1	i	i	PRON
inlawrev-27644	157	2	d.	d.	PROPN
inlawrev-27644	157	3	at	at	ADP
inlawrev-27644	157	4	11	11	NUM
inlawrev-27644	157	5	.	.	PUNCT
inlawrev-27644	157	6	40	40	NUM
inlawrev-27644	157	7	.	.	PUNCT
inlawrev-27644	158	1	i	i	PRON
inlawrev-27644	158	2	d.	d.	PROPN
inlawrev-27644	158	3	41	41	NUM
inlawrev-27644	158	4	.	.	PUNCT
inlawrev-27644	159	1	dana	dana	PROPN
inlawrev-27644	159	2	m.	m.	PROPN
inlawrev-27644	159	3	muir	muir	PROPN
inlawrev-27644	159	4	,	,	PUNCT
inlawrev-27644	159	5	how	how	SCONJ
inlawrev-27644	159	6	behavioral	behavioral	ADJ
inlawrev-27644	159	7	science	science	NOUN
inlawrev-27644	159	8	ultimately	ultimately	ADV
inlawrev-27644	159	9	fails	fail	VERB
inlawrev-27644	159	10	retirement	retirement	NOUN
inlawrev-27644	159	11	savers	saver	NOUN
inlawrev-27644	159	12	:	:	PUNCT
inlawrev-27644	159	13	a	a	DET
inlawrev-27644	159	14	noble	noble	ADJ
inlawrev-27644	159	15	experiment	experiment	NOUN
inlawrev-27644	159	16	,	,	PUNCT
inlawrev-27644	159	17	56	56	NUM
inlawrev-27644	159	18	am	am	NOUN
inlawrev-27644	159	19	.	.	PUNCT
inlawrev-27644	160	1	bus	bus	NOUN
inlawrev-27644	160	2	.	.	PUNCT
inlawrev-27644	161	1	l.j	l.j	PROPN
inlawrev-27644	161	2	.	.	PROPN
inlawrev-27644	161	3	707	707	NUM
inlawrev-27644	161	4	,	,	PUNCT
inlawrev-27644	161	5	721	721	NUM
inlawrev-27644	161	6	-	-	SYM
inlawrev-27644	161	7	22	22	NUM
inlawrev-27644	161	8	(	(	PUNCT
inlawrev-27644	161	9	2019	2019	NUM
inlawrev-27644	161	10	)	)	PUNCT
inlawrev-27644	161	11	.	.	PUNCT
inlawrev-27644	162	1	42	42	NUM
inlawrev-27644	162	2	.	.	PUNCT
inlawrev-27644	163	1	schroders	schroder	NOUN
inlawrev-27644	163	2	,	,	PUNCT
inlawrev-27644	163	3	supra	supra	PROPN
inlawrev-27644	163	4	note	note	NOUN
inlawrev-27644	163	5	2	2	NUM
inlawrev-27644	163	6	,	,	PUNCT
inlawrev-27644	163	7	at	at	ADP
inlawrev-27644	163	8	1	1	NUM
inlawrev-27644	163	9	-	-	SYM
inlawrev-27644	163	10	2	2	NUM
inlawrev-27644	163	11	.	.	PUNCT
inlawrev-27644	164	1	the	the	DET
inlawrev-27644	164	2	sphere	sphere	NOUN
inlawrev-27644	164	3	survey	survey	NOUN
inlawrev-27644	164	4	was	be	AUX
inlawrev-27644	164	5	consistent	consistent	ADJ
inlawrev-27644	164	6	,	,	PUNCT
inlawrev-27644	164	7	with	with	ADP
inlawrev-27644	164	8	nearly	nearly	ADV
inlawrev-27644	164	9	70	70	NUM
inlawrev-27644	164	10	%	%	NOUN
inlawrev-27644	164	11	of	of	ADP
inlawrev-27644	164	12	participants	participant	NOUN
inlawrev-27644	164	13	stating	state	VERB
inlawrev-27644	164	14	they	they	PRON
inlawrev-27644	164	15	did	do	AUX
inlawrev-27644	164	16	not	not	PART
inlawrev-27644	164	17	know	know	VERB
inlawrev-27644	164	18	whether	whether	SCONJ
inlawrev-27644	164	19	their	their	PRON
inlawrev-27644	164	20	401(k	401(k	NOUN
inlawrev-27644	164	21	)	)	PUNCT
inlawrev-27644	164	22	plan	plan	NOUN
inlawrev-27644	164	23	menu	menu	NOUN
inlawrev-27644	164	24	contained	contain	VERB
inlawrev-27644	164	25	an	an	DET
inlawrev-27644	164	26	esg	esg	PROPN
inlawrev-27644	164	27	fund	fund	NOUN
inlawrev-27644	164	28	.	.	PUNCT
inlawrev-27644	165	1	sphere	sphere	PROPN
inlawrev-27644	165	2	,	,	PUNCT
inlawrev-27644	165	3	supra	supra	PROPN
inlawrev-27644	165	4	note	note	NOUN
inlawrev-27644	165	5	20	20	NUM
inlawrev-27644	165	6	,	,	PUNCT
inlawrev-27644	165	7	at	at	ADP
inlawrev-27644	165	8	q3	q3	PROPN
inlawrev-27644	165	9	.	.	PROPN
inlawrev-27644	166	1	43	43	NUM
inlawrev-27644	166	2	.	.	PUNCT
inlawrev-27644	167	1	see	see	VERB
inlawrev-27644	167	2	sphere	sphere	NOUN
inlawrev-27644	167	3	,	,	PUNCT
inlawrev-27644	167	4	supra	supra	PROPN
inlawrev-27644	167	5	note	note	NOUN
inlawrev-27644	167	6	20	20	NUM
inlawrev-27644	167	7	.	.	PUNCT
inlawrev-27644	167	8	44	44	NUM
inlawrev-27644	167	9	.	.	PUNCT
inlawrev-27644	168	1	see	see	VERB
inlawrev-27644	168	2	i	i	PRON
inlawrev-27644	168	3	d.	d.	PROPN
inlawrev-27644	168	4	45	45	NUM
inlawrev-27644	168	5	.	.	PUNCT
inlawrev-27644	169	1	sphere	sphere	ADV
inlawrev-27644	170	1	i	i	PRON
inlawrev-27644	170	2	d.	d.	PROPN
inlawrev-27644	170	3	at	at	ADP
inlawrev-27644	170	4	q4	q4	PROPN
inlawrev-27644	170	5	;	;	PUNCT
inlawrev-27644	170	6	see	see	VERB
inlawrev-27644	170	7	also	also	ADV
inlawrev-27644	170	8	pennells	pennell	NOUN
inlawrev-27644	170	9	,	,	PUNCT
inlawrev-27644	170	10	supra	supra	PROPN
inlawrev-27644	170	11	note	note	NOUN
inlawrev-27644	170	12	27	27	NUM
inlawrev-27644	170	13	(	(	PUNCT
inlawrev-27644	170	14	44	44	NUM
inlawrev-27644	170	15	%	%	NOUN
inlawrev-27644	170	16	of	of	ADP
inlawrev-27644	170	17	the	the	DET
inlawrev-27644	170	18	british	british	ADJ
inlawrev-27644	170	19	participants	participant	NOUN
inlawrev-27644	170	20	surveyed	survey	VERB
inlawrev-27644	170	21	were	be	AUX
inlawrev-27644	170	22	confused	confused	ADJ
inlawrev-27644	170	23	about	about	ADP
inlawrev-27644	170	24	how	how	SCONJ
inlawrev-27644	170	25	they	they	PRON
inlawrev-27644	170	26	could	could	AUX
inlawrev-27644	170	27	invest	invest	VERB
inlawrev-27644	170	28	their	their	PRON
inlawrev-27644	170	29	retirement	retirement	NOUN
inlawrev-27644	170	30	assets	asset	NOUN
inlawrev-27644	170	31	to	to	PART
inlawrev-27644	170	32	counter	counter	VERB
inlawrev-27644	170	33	climate	climate	NOUN
inlawrev-27644	170	34	change	change	NOUN
inlawrev-27644	170	35	)	)	PUNCT
inlawrev-27644	170	36	.	.	PUNCT
inlawrev-27644	171	1	2023	2023	NUM
inlawrev-27644	171	2	]	]	PUNCT
inlawrev-27644	171	3	matching	match	VERB
inlawrev-27644	171	4	preferences	preference	NOUN
inlawrev-27644	171	5	and	and	CCONJ
inlawrev-27644	171	6	access	access	NOUN
inlawrev-27644	171	7	61	61	NUM
inlawrev-27644	171	8	detailhandel	detailhandel	NOUN
inlawrev-27644	171	9	(	(	PUNCT
inlawrev-27644	171	10	pd	pd	NOUN
inlawrev-27644	171	11	)	)	PUNCT
inlawrev-27644	171	12	pension	pension	NOUN
inlawrev-27644	171	13	fund.4	fund.4	NOUN
inlawrev-27644	171	14	6	6	NUM
inlawrev-27644	171	15	pd	pd	NOUN
inlawrev-27644	171	16	is	be	AUX
inlawrev-27644	171	17	a	a	DET
inlawrev-27644	171	18	defined	define	VERB
inlawrev-27644	171	19	benefit	benefit	NOUN
inlawrev-27644	171	20	(	(	PUNCT
inlawrev-27644	171	21	db	db	NOUN
inlawrev-27644	171	22	)	)	PUNCT
inlawrev-27644	171	23	plan	plan	NOUN
inlawrev-27644	171	24	.	.	PUNCT
inlawrev-27644	172	1	a	a	DET
inlawrev-27644	172	2	vote	vote	NOUN
inlawrev-27644	172	3	by	by	ADP
inlawrev-27644	172	4	participants	participant	NOUN
inlawrev-27644	172	5	in	in	ADP
inlawrev-27644	172	6	the	the	DET
inlawrev-27644	172	7	study	study	NOUN
inlawrev-27644	172	8	determined	determine	VERB
inlawrev-27644	172	9	whether	whether	SCONJ
inlawrev-27644	172	10	pd	pd	PROPN
inlawrev-27644	172	11	would	would	AUX
inlawrev-27644	172	12	expand	expand	VERB
inlawrev-27644	172	13	its	its	PRON
inlawrev-27644	172	14	engagement	engagement	NOUN
inlawrev-27644	172	15	with	with	ADP
inlawrev-27644	172	16	investee	investee	NOUN
inlawrev-27644	172	17	companies	company	NOUN
inlawrev-27644	172	18	to	to	PART
inlawrev-27644	172	19	include	include	VERB
inlawrev-27644	172	20	a	a	DET
inlawrev-27644	172	21	fourth	fourth	ADJ
inlawrev-27644	172	22	united	united	PROPN
inlawrev-27644	172	23	nations	nations	PROPN
inlawrev-27644	172	24	sustainability	sustainability	NOUN
inlawrev-27644	172	25	development	development	NOUN
inlawrev-27644	172	26	goal	goal	NOUN
inlawrev-27644	172	27	(	(	PUNCT
inlawrev-27644	172	28	sdg).47	sdg).47	PROPN
inlawrev-27644	172	29	as	as	SCONJ
inlawrev-27644	172	30	is	be	AUX
inlawrev-27644	172	31	generally	generally	ADV
inlawrev-27644	172	32	true	true	ADJ
inlawrev-27644	172	33	of	of	ADP
inlawrev-27644	172	34	db	db	PROPN
inlawrev-27644	172	35	plans	plan	NOUN
inlawrev-27644	172	36	in	in	ADP
inlawrev-27644	172	37	the	the	DET
inlawrev-27644	172	38	netherlands	netherland	NOUN
inlawrev-27644	172	39	,	,	PUNCT
inlawrev-27644	172	40	if	if	SCONJ
inlawrev-27644	172	41	the	the	DET
inlawrev-27644	172	42	financial	financial	ADJ
inlawrev-27644	172	43	performance	performance	NOUN
inlawrev-27644	172	44	of	of	ADP
inlawrev-27644	172	45	the	the	DET
inlawrev-27644	172	46	fund	fund	NOUN
inlawrev-27644	172	47	’s	’s	PART
inlawrev-27644	172	48	investments	investment	NOUN
inlawrev-27644	172	49	fails	fail	VERB
inlawrev-27644	172	50	to	to	PART
inlawrev-27644	172	51	meet	meet	VERB
inlawrev-27644	172	52	projections	projection	NOUN
inlawrev-27644	172	53	,	,	PUNCT
inlawrev-27644	172	54	the	the	DET
inlawrev-27644	172	55	fund	fund	NOUN
inlawrev-27644	172	56	must	must	AUX
inlawrev-27644	172	57	cut	cut	VERB
inlawrev-27644	172	58	benefits	benefit	NOUN
inlawrev-27644	172	59	and	and	CCONJ
inlawrev-27644	172	60	may	may	AUX
inlawrev-27644	172	61	increase	increase	VERB
inlawrev-27644	172	62	participants	participant	NOUN
inlawrev-27644	172	63	’	'	PUNCT
inlawrev-27644	172	64	contributions.48	contributions.48	ADJ
inlawrev-27644	172	65	thus	thus	ADV
inlawrev-27644	172	66	,	,	PUNCT
inlawrev-27644	172	67	the	the	DET
inlawrev-27644	172	68	participants	participant	NOUN
inlawrev-27644	172	69	’	’	PART
inlawrev-27644	172	70	interest	interest	NOUN
inlawrev-27644	172	71	in	in	ADP
inlawrev-27644	172	72	the	the	DET
inlawrev-27644	172	73	outcome	outcome	NOUN
inlawrev-27644	172	74	of	of	ADP
inlawrev-27644	172	75	the	the	DET
inlawrev-27644	172	76	vote	vote	NOUN
inlawrev-27644	172	77	was	be	AUX
inlawrev-27644	172	78	more	more	ADJ
inlawrev-27644	172	79	than	than	ADP
inlawrev-27644	172	80	theoretical	theoretical	ADJ
inlawrev-27644	172	81	and	and	CCONJ
inlawrev-27644	172	82	may	may	AUX
inlawrev-27644	172	83	serve	serve	VERB
inlawrev-27644	172	84	as	as	ADP
inlawrev-27644	172	85	an	an	DET
inlawrev-27644	172	86	indicator	indicator	NOUN
inlawrev-27644	172	87	that	that	SCONJ
inlawrev-27644	172	88	they	they	PRON
inlawrev-27644	172	89	would	would	AUX
inlawrev-27644	172	90	have	have	AUX
inlawrev-27644	172	91	similar	similar	ADJ
inlawrev-27644	172	92	views	view	NOUN
inlawrev-27644	172	93	if	if	SCONJ
inlawrev-27644	172	94	they	they	PRON
inlawrev-27644	172	95	participated	participate	VERB
inlawrev-27644	172	96	in	in	ADP
inlawrev-27644	172	97	a	a	DET
inlawrev-27644	172	98	401(k)-style	401(k)-style	NOUN
inlawrev-27644	172	99	plan.49	plan.49	NOUN
inlawrev-27644	172	100	almost	almost	ADV
inlawrev-27644	172	101	68	68	NUM
inlawrev-27644	172	102	%	%	NOUN
inlawrev-27644	172	103	of	of	ADP
inlawrev-27644	172	104	the	the	DET
inlawrev-27644	172	105	survey	survey	NOUN
inlawrev-27644	172	106	respondents	respondent	NOUN
inlawrev-27644	172	107	voted	vote	VERB
inlawrev-27644	172	108	to	to	PART
inlawrev-27644	172	109	increase	increase	VERB
inlawrev-27644	172	110	pd	pd	PROPN
inlawrev-27644	172	111	’s	’s	PART
inlawrev-27644	172	112	sustainability	sustainability	NOUN
inlawrev-27644	172	113	goals	goal	NOUN
inlawrev-27644	172	114	and	and	CCONJ
inlawrev-27644	172	115	another	another	DET
inlawrev-27644	172	116	approximately	approximately	ADV
inlawrev-27644	172	117	21	21	NUM
inlawrev-27644	172	118	%	%	NOUN
inlawrev-27644	172	119	had	have	VERB
inlawrev-27644	172	120	no	no	DET
inlawrev-27644	172	121	opinion.50	opinion.50	NOUN
inlawrev-27644	172	122	the	the	DET
inlawrev-27644	172	123	11	11	NUM
inlawrev-27644	172	124	%	%	NOUN
inlawrev-27644	172	125	who	who	PRON
inlawrev-27644	172	126	voted	vote	VERB
inlawrev-27644	172	127	against	against	ADP
inlawrev-27644	172	128	adding	add	VERB
inlawrev-27644	172	129	an	an	DET
inlawrev-27644	172	130	additional	additional	ADJ
inlawrev-27644	172	131	sustainability	sustainability	NOUN
inlawrev-27644	172	132	goal	goal	NOUN
inlawrev-27644	172	133	were	be	AUX
inlawrev-27644	172	134	a	a	DET
inlawrev-27644	172	135	clear	clear	ADJ
inlawrev-27644	172	136	minority.51	minority.51	NOUN
inlawrev-27644	172	137	interestingly	interestingly	ADV
inlawrev-27644	172	138	,	,	PUNCT
inlawrev-27644	172	139	an	an	DET
inlawrev-27644	172	140	even	even	ADV
inlawrev-27644	172	141	higher	high	ADJ
inlawrev-27644	172	142	percentage	percentage	NOUN
inlawrev-27644	172	143	of	of	ADP
inlawrev-27644	172	144	the	the	DET
inlawrev-27644	172	145	respondents	respondent	NOUN
inlawrev-27644	172	146	,	,	PUNCT
inlawrev-27644	172	147	approximately	approximately	ADV
inlawrev-27644	172	148	74	74	NUM
inlawrev-27644	172	149	%	%	NOUN
inlawrev-27644	172	150	,	,	PUNCT
inlawrev-27644	172	151	favored	favor	VERB
inlawrev-27644	172	152	using	use	VERB
inlawrev-27644	172	153	the	the	DET
inlawrev-27644	172	154	sdgs	sdgs	NOUN
inlawrev-27644	172	155	to	to	PART
inlawrev-27644	172	156	screen	screen	VERB
inlawrev-27644	172	157	investments.52	investments.52	NOUN
inlawrev-27644	172	158	because	because	SCONJ
inlawrev-27644	172	159	participants	participant	NOUN
inlawrev-27644	172	160	so	so	ADV
inlawrev-27644	172	161	strongly	strongly	ADV
inlawrev-27644	172	162	supported	support	VERB
inlawrev-27644	172	163	portfolio	portfolio	NOUN
inlawrev-27644	172	164	screening	screening	NOUN
inlawrev-27644	172	165	,	,	PUNCT
inlawrev-27644	172	166	the	the	DET
inlawrev-27644	172	167	pd	pd	PROPN
inlawrev-27644	172	168	board	board	PROPN
inlawrev-27644	172	169	responded	respond	VERB
inlawrev-27644	172	170	by	by	ADP
inlawrev-27644	172	171	designing	design	VERB
inlawrev-27644	172	172	and	and	CCONJ
inlawrev-27644	172	173	using	use	VERB
inlawrev-27644	172	174	a	a	DET
inlawrev-27644	172	175	customized	customize	VERB
inlawrev-27644	172	176	financial	financial	ADJ
inlawrev-27644	172	177	times	time	NOUN
inlawrev-27644	172	178	stock	stock	PROPN
inlawrev-27644	172	179	exchange	exchange	PROPN
inlawrev-27644	172	180	(	(	PUNCT
inlawrev-27644	172	181	ftse	ftse	NOUN
inlawrev-27644	172	182	)	)	PUNCT
inlawrev-27644	172	183	benchmark	benchmark	NOUN
inlawrev-27644	172	184	and	and	CCONJ
inlawrev-27644	172	185	passively	passively	ADV
inlawrev-27644	172	186	investing	invest	VERB
inlawrev-27644	172	187	a	a	DET
inlawrev-27644	172	188	portion	portion	NOUN
inlawrev-27644	172	189	of	of	ADP
inlawrev-27644	172	190	fund	fund	NOUN
inlawrev-27644	172	191	assets	asset	NOUN
inlawrev-27644	172	192	to	to	PART
inlawrev-27644	172	193	track	track	VERB
inlawrev-27644	172	194	the	the	DET
inlawrev-27644	172	195	benchmark.53	benchmark.53	NOUN
inlawrev-27644	172	196	in	in	ADP
inlawrev-27644	172	197	june	june	PROPN
inlawrev-27644	172	198	2020	2020	NUM
inlawrev-27644	172	199	,	,	PUNCT
inlawrev-27644	172	200	the	the	DET
inlawrev-27644	172	201	researchers	researcher	NOUN
inlawrev-27644	172	202	resurveyed	resurveye	VERB
inlawrev-27644	172	203	pd	pd	NOUN
inlawrev-27644	172	204	participants	participant	NOUN
inlawrev-27644	172	205	primarily	primarily	ADV
inlawrev-27644	172	206	to	to	PART
inlawrev-27644	172	207	determine	determine	VERB
inlawrev-27644	172	208	whether	whether	SCONJ
inlawrev-27644	172	209	their	their	PRON
inlawrev-27644	172	210	preferences	preference	NOUN
inlawrev-27644	172	211	on	on	ADP
inlawrev-27644	172	212	sustainable	sustainable	ADJ
inlawrev-27644	172	213	investing	investing	NOUN
inlawrev-27644	172	214	remained	remain	VERB
inlawrev-27644	172	215	stable.54	stable.54	PROPN
inlawrev-27644	172	216	in	in	ADP
inlawrev-27644	172	217	spite	spite	NOUN
inlawrev-27644	172	218	of	of	ADP
inlawrev-27644	172	219	the	the	DET
inlawrev-27644	172	220	global	global	ADJ
inlawrev-27644	172	221	pandemic	pandemic	NOUN
inlawrev-27644	172	222	,	,	PUNCT
inlawrev-27644	172	223	which	which	PRON
inlawrev-27644	172	224	began	begin	VERB
inlawrev-27644	172	225	in	in	ADP
inlawrev-27644	172	226	march	march	PROPN
inlawrev-27644	172	227	2020	2020	NUM
inlawrev-27644	172	228	,	,	PUNCT
inlawrev-27644	172	229	and	and	CCONJ
inlawrev-27644	172	230	the	the	DET
inlawrev-27644	172	231	subsequent	subsequent	ADJ
inlawrev-27644	172	232	declines	decline	NOUN
inlawrev-27644	172	233	in	in	ADP
inlawrev-27644	172	234	the	the	DET
inlawrev-27644	172	235	financial	financial	ADJ
inlawrev-27644	172	236	markets	market	NOUN
inlawrev-27644	172	237	,	,	PUNCT
inlawrev-27644	172	238	participants	participant	NOUN
inlawrev-27644	172	239	remained	remain	VERB
inlawrev-27644	172	240	committed	committed	ADJ
inlawrev-27644	172	241	to	to	ADP
inlawrev-27644	172	242	sustainable	sustainable	ADJ
inlawrev-27644	172	243	investing.55	investing.55	NOUN
inlawrev-27644	172	244	after	after	ADP
inlawrev-27644	172	245	disclosure	disclosure	NOUN
inlawrev-27644	172	246	of	of	ADP
inlawrev-27644	172	247	how	how	SCONJ
inlawrev-27644	172	248	the	the	DET
inlawrev-27644	172	249	pd	pd	NOUN
inlawrev-27644	172	250	implemented	implement	VERB
inlawrev-27644	172	251	its	its	PRON
inlawrev-27644	172	252	increased	increase	VERB
inlawrev-27644	172	253	engagement	engagement	NOUN
inlawrev-27644	172	254	and	and	CCONJ
inlawrev-27644	172	255	began	begin	VERB
inlawrev-27644	172	256	considering	consider	VERB
inlawrev-27644	172	257	the	the	DET
inlawrev-27644	172	258	sdgs	sdgs	NOUN
inlawrev-27644	172	259	in	in	ADP
inlawrev-27644	172	260	investment	investment	NOUN
inlawrev-27644	172	261	decisions	decision	NOUN
inlawrev-27644	172	262	,	,	PUNCT
inlawrev-27644	172	263	more	more	ADJ
inlawrev-27644	172	264	than	than	ADP
inlawrev-27644	172	265	56	56	NUM
inlawrev-27644	172	266	%	%	NOUN
inlawrev-27644	172	267	of	of	ADP
inlawrev-27644	172	268	participants	participant	NOUN
inlawrev-27644	172	269	approved	approve	VERB
inlawrev-27644	172	270	of	of	ADP
inlawrev-27644	172	271	the	the	DET
inlawrev-27644	172	272	engagement.56	engagement.56	NOUN
inlawrev-27644	172	273	that	that	PRON
inlawrev-27644	172	274	was	be	AUX
inlawrev-27644	172	275	a	a	DET
inlawrev-27644	172	276	reduction	reduction	NOUN
inlawrev-27644	172	277	from	from	ADP
inlawrev-27644	172	278	the	the	DET
inlawrev-27644	172	279	68	68	NUM
inlawrev-27644	172	280	%	%	NOUN
inlawrev-27644	172	281	who	who	PRON
inlawrev-27644	172	282	in	in	ADP
inlawrev-27644	172	283	2018	2018	NUM
inlawrev-27644	172	284	supported	support	VERB
inlawrev-27644	172	285	adding	add	VERB
inlawrev-27644	172	286	an	an	DET
inlawrev-27644	172	287	additional	additional	ADJ
inlawrev-27644	172	288	sdg	sdg	NOUN
inlawrev-27644	172	289	but	but	CCONJ
inlawrev-27644	172	290	remained	remain	VERB
inlawrev-27644	172	291	a	a	DET
inlawrev-27644	172	292	significant	significant	ADJ
inlawrev-27644	172	293	majority	majority	NOUN
inlawrev-27644	172	294	of	of	ADP
inlawrev-27644	172	295	participants	participant	NOUN
inlawrev-27644	172	296	.	.	PUNCT
inlawrev-27644	173	1	perhaps	perhaps	ADV
inlawrev-27644	173	2	surprisingly	surprisingly	ADV
inlawrev-27644	173	3	,	,	PUNCT
inlawrev-27644	173	4	77	77	NUM
inlawrev-27644	173	5	%	%	NOUN
inlawrev-27644	173	6	of	of	ADP
inlawrev-27644	173	7	participants	participant	NOUN
inlawrev-27644	173	8	,	,	PUNCT
inlawrev-27644	173	9	an	an	DET
inlawrev-27644	173	10	even	even	ADV
inlawrev-27644	173	11	higher	high	ADJ
inlawrev-27644	173	12	46	46	NUM
inlawrev-27644	173	13	.	.	PUNCT
inlawrev-27644	173	14	rob	rob	PROPN
inlawrev-27644	173	15	bauer	bauer	PROPN
inlawrev-27644	173	16	et	et	PROPN
inlawrev-27644	173	17	al	al	PROPN
inlawrev-27644	173	18	.	.	PROPN
inlawrev-27644	173	19	,	,	PUNCT
inlawrev-27644	173	20	get	get	VERB
inlawrev-27644	173	21	real	real	ADJ
inlawrev-27644	173	22	!	!	PUNCT
inlawrev-27644	174	1	individuals	individual	NOUN
inlawrev-27644	174	2	prefer	prefer	VERB
inlawrev-27644	174	3	more	more	ADV
inlawrev-27644	174	4	sustainable	sustainable	ADJ
inlawrev-27644	174	5	investments	investment	NOUN
inlawrev-27644	174	6	,	,	PUNCT
inlawrev-27644	174	7	34	34	NUM
inlawrev-27644	174	8	rev	rev	X
inlawrev-27644	174	9	.	.	PROPN
inlawrev-27644	174	10	fin	fin	PROPN
inlawrev-27644	174	11	.	.	PUNCT
inlawrev-27644	175	1	studies	study	NOUN
inlawrev-27644	175	2	3976	3976	NUM
inlawrev-27644	175	3	,	,	PUNCT
inlawrev-27644	175	4	3982	3982	NUM
inlawrev-27644	175	5	(	(	PUNCT
inlawrev-27644	175	6	2021	2021	NUM
inlawrev-27644	175	7	)	)	PUNCT
inlawrev-27644	175	8	,	,	PUNCT
inlawrev-27644	175	9	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3287430	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3287430	PROPN
inlawrev-27644	176	1	[	[	X
inlawrev-27644	176	2	https://perma.cc/mk22-4stf	https://perma.cc/mk22-4stf	X
inlawrev-27644	176	3	]	]	X
inlawrev-27644	176	4	;	;	PUNCT
inlawrev-27644	176	5	rob	rob	PROPN
inlawrev-27644	176	6	m.m.j	m.m.j	PROPN
inlawrev-27644	176	7	.	.	PUNCT
inlawrev-27644	176	8	bauer	bauer	PROPN
inlawrev-27644	176	9	&	&	CCONJ
inlawrev-27644	176	10	paul	paul	PROPN
inlawrev-27644	176	11	m.a	m.a	PROPN
inlawrev-27644	176	12	.	.	PROPN
inlawrev-27644	176	13	smeets	smeet	NOUN
inlawrev-27644	176	14	,	,	PUNCT
inlawrev-27644	176	15	eliciting	elicit	VERB
inlawrev-27644	176	16	pension	pension	NOUN
inlawrev-27644	176	17	beneficiaries	beneficiary	NOUN
inlawrev-27644	176	18	’	'	PUNCT
inlawrev-27644	176	19	sustainability	sustainability	NOUN
inlawrev-27644	176	20	preferences	preference	NOUN
inlawrev-27644	176	21	:	:	PUNCT
inlawrev-27644	176	22	why	why	SCONJ
inlawrev-27644	176	23	and	and	CCONJ
inlawrev-27644	176	24	how	how	SCONJ
inlawrev-27644	176	25	?	?	PUNCT
inlawrev-27644	176	26	,	,	PUNCT
inlawrev-27644	176	27	in	in	ADP
inlawrev-27644	176	28	pension	pension	NOUN
inlawrev-27644	176	29	funds	fund	NOUN
inlawrev-27644	176	30	&	&	CCONJ
inlawrev-27644	176	31	sustainable	sustainable	ADJ
inlawrev-27644	176	32	investment	investment	NOUN
inlawrev-27644	176	33	173	173	NUM
inlawrev-27644	176	34	-	-	SYM
inlawrev-27644	176	35	98	98	NUM
inlawrev-27644	176	36	(	(	PUNCT
inlawrev-27644	176	37	p.	p.	NOUN
inlawrev-27644	176	38	brett	brett	PROPN
inlawrev-27644	176	39	hammond	hammond	PROPN
inlawrev-27644	176	40	,	,	PUNCT
inlawrev-27644	176	41	raimond	raimond	VERB
inlawrev-27644	176	42	maurer	maurer	NOUN
inlawrev-27644	176	43	,	,	PUNCT
inlawrev-27644	176	44	&	&	CCONJ
inlawrev-27644	176	45	olivia	olivia	PROPN
inlawrev-27644	176	46	s.	s.	PROPN
inlawrev-27644	176	47	mitchell	mitchell	PROPN
inlawrev-27644	176	48	eds	eds	PROPN
inlawrev-27644	176	49	.	.	PROPN
inlawrev-27644	176	50	,	,	PUNCT
inlawrev-27644	176	51	2023	2023	NUM
inlawrev-27644	176	52	)	)	PUNCT
inlawrev-27644	176	53	,	,	PUNCT
inlawrev-27644	176	54	https://repository.upenn.edu/prc_papers/710/	https://repository.upenn.edu/prc_papers/710/	X
inlawrev-27644	176	55	[	[	X
inlawrev-27644	176	56	https://perma.cc/hg43-ykk7	https://perma.cc/hg43-ykk7	NOUN
inlawrev-27644	176	57	]	]	PUNCT
inlawrev-27644	176	58	.	.	PUNCT
inlawrev-27644	177	1	47	47	NUM
inlawrev-27644	177	2	.	.	PUNCT
inlawrev-27644	178	1	bauer	bauer	PROPN
inlawrev-27644	178	2	et	et	PROPN
inlawrev-27644	178	3	al	al	PROPN
inlawrev-27644	178	4	.	.	PROPN
inlawrev-27644	178	5	,	,	PUNCT
inlawrev-27644	178	6	supra	supra	PROPN
inlawrev-27644	178	7	note	note	PROPN
inlawrev-27644	178	8	46	46	NUM
inlawrev-27644	178	9	,	,	PUNCT
inlawrev-27644	178	10	at	at	ADP
inlawrev-27644	178	11	3983	3983	NUM
inlawrev-27644	178	12	-	-	SYM
inlawrev-27644	178	13	84	84	NUM
inlawrev-27644	178	14	.	.	PUNCT
inlawrev-27644	179	1	the	the	DET
inlawrev-27644	179	2	u.n	u.n	PROPN
inlawrev-27644	179	3	.	.	PROPN
inlawrev-27644	179	4	has	have	AUX
inlawrev-27644	179	5	promulgated	promulgate	VERB
inlawrev-27644	179	6	17	17	NUM
inlawrev-27644	179	7	sdgs	sdgs	ADJ
inlawrev-27644	179	8	.	.	PUNCT
inlawrev-27644	180	1	united	united	PROPN
inlawrev-27644	180	2	nations	nations	PROPN
inlawrev-27644	180	3	department	department	PROPN
inlawrev-27644	180	4	of	of	ADP
inlawrev-27644	180	5	economic	economic	ADJ
inlawrev-27644	180	6	and	and	CCONJ
inlawrev-27644	180	7	social	social	ADJ
inlawrev-27644	180	8	affairs	affair	NOUN
inlawrev-27644	180	9	,	,	PUNCT
inlawrev-27644	180	10	the	the	DET
inlawrev-27644	180	11	17	17	NUM
inlawrev-27644	180	12	goals	goal	NOUN
inlawrev-27644	180	13	,	,	PUNCT
inlawrev-27644	180	14	https://sdgs.un.org/goals	https://sdgs.un.org/goal	NOUN
inlawrev-27644	180	15	[	[	X
inlawrev-27644	180	16	https://perma.cc/ac6n-s7ej	https://perma.cc/ac6n-s7ej	X
inlawrev-27644	180	17	]	]	X
inlawrev-27644	180	18	(	(	PUNCT
inlawrev-27644	180	19	last	last	ADV
inlawrev-27644	180	20	visited	visit	VERB
inlawrev-27644	180	21	july	july	PROPN
inlawrev-27644	180	22	6	6	NUM
inlawrev-27644	180	23	,	,	PUNCT
inlawrev-27644	180	24	2022	2022	NUM
inlawrev-27644	180	25	)	)	PUNCT
inlawrev-27644	180	26	.	.	PUNCT
inlawrev-27644	181	1	48	48	NUM
inlawrev-27644	181	2	.	.	PUNCT
inlawrev-27644	182	1	bauer	bauer	PROPN
inlawrev-27644	182	2	et	et	PROPN
inlawrev-27644	182	3	al	al	PROPN
inlawrev-27644	182	4	.	.	PROPN
inlawrev-27644	182	5	,	,	PUNCT
inlawrev-27644	182	6	supra	supra	PROPN
inlawrev-27644	182	7	note	note	PROPN
inlawrev-27644	182	8	46	46	NUM
inlawrev-27644	182	9	,	,	PUNCT
inlawrev-27644	182	10	at	at	ADP
inlawrev-27644	182	11	3978	3978	NUM
inlawrev-27644	182	12	.	.	PUNCT
inlawrev-27644	183	1	49	49	NUM
inlawrev-27644	183	2	.	.	PUNCT
inlawrev-27644	184	1	i	i	PRON
inlawrev-27644	184	2	d.	d.	PROPN
inlawrev-27644	184	3	50	50	NUM
inlawrev-27644	184	4	.	.	PUNCT
inlawrev-27644	185	1	i	i	PRON
inlawrev-27644	185	2	d.	d.	PROPN
inlawrev-27644	185	3	at	at	ADP
inlawrev-27644	185	4	3979	3979	NUM
inlawrev-27644	185	5	.	.	PUNCT
inlawrev-27644	186	1	51	51	NUM
inlawrev-27644	186	2	.	.	PUNCT
inlawrev-27644	187	1	i	i	PRON
inlawrev-27644	187	2	d.	d.	PROPN
inlawrev-27644	187	3	52	52	NUM
inlawrev-27644	187	4	.	.	PUNCT
inlawrev-27644	188	1	i	i	PRON
inlawrev-27644	188	2	d.	d.	PROPN
inlawrev-27644	188	3	this	this	PRON
inlawrev-27644	188	4	was	be	AUX
inlawrev-27644	188	5	a	a	DET
inlawrev-27644	188	6	theoretical	theoretical	ADJ
inlawrev-27644	188	7	question	question	NOUN
inlawrev-27644	188	8	because	because	SCONJ
inlawrev-27644	188	9	participants	participant	NOUN
inlawrev-27644	188	10	were	be	AUX
inlawrev-27644	188	11	informed	inform	VERB
inlawrev-27644	188	12	that	that	SCONJ
inlawrev-27644	188	13	pd	pd	PROPN
inlawrev-27644	188	14	had	have	AUX
inlawrev-27644	188	15	not	not	PART
inlawrev-27644	188	16	committed	commit	VERB
inlawrev-27644	188	17	to	to	ADP
inlawrev-27644	188	18	screening	screen	VERB
inlawrev-27644	188	19	its	its	PRON
inlawrev-27644	188	20	portfolio	portfolio	NOUN
inlawrev-27644	188	21	based	base	VERB
inlawrev-27644	188	22	on	on	ADP
inlawrev-27644	188	23	the	the	DET
inlawrev-27644	188	24	outcome	outcome	NOUN
inlawrev-27644	188	25	of	of	ADP
inlawrev-27644	188	26	the	the	DET
inlawrev-27644	188	27	vote	vote	NOUN
inlawrev-27644	188	28	.	.	PUNCT
inlawrev-27644	189	1	i	i	PRON
inlawrev-27644	189	2	d.	d.	PROPN
inlawrev-27644	189	3	53	53	NUM
inlawrev-27644	189	4	.	.	PUNCT
inlawrev-27644	190	1	i	i	PRON
inlawrev-27644	190	2	d.	d.	PROPN
inlawrev-27644	190	3	at	at	ADP
inlawrev-27644	190	4	3980	3980	NUM
inlawrev-27644	190	5	.	.	PUNCT
inlawrev-27644	191	1	54	54	NUM
inlawrev-27644	191	2	.	.	PUNCT
inlawrev-27644	192	1	i	i	PRON
inlawrev-27644	192	2	d.	d.	PROPN
inlawrev-27644	192	3	55	55	NUM
inlawrev-27644	192	4	.	.	PUNCT
inlawrev-27644	193	1	i	i	PRON
inlawrev-27644	193	2	d.	d.	PROPN
inlawrev-27644	193	3	at	at	ADP
inlawrev-27644	193	4	4002	4002	NUM
inlawrev-27644	193	5	.	.	PUNCT
inlawrev-27644	194	1	56	56	NUM
inlawrev-27644	194	2	.	.	PUNCT
inlawrev-27644	195	1	i	i	PRON
inlawrev-27644	195	2	d.	d.	PROPN
inlawrev-27644	195	3	at	at	ADP
inlawrev-27644	195	4	3980	3980	NUM
inlawrev-27644	195	5	.	.	PUNCT
inlawrev-27644	196	1	62	62	NUM
inlawrev-27644	196	2	indiana	indiana	PROPN
inlawrev-27644	196	3	law	law	PROPN
inlawrev-27644	196	4	review	review	NOUN
inlawrev-27644	196	5	[	[	X
inlawrev-27644	196	6	vol	vol	NOUN
inlawrev-27644	196	7	.	.	PUNCT
inlawrev-27644	196	8	57:53	57:53	NUM
inlawrev-27644	196	9	percentage	percentage	NOUN
inlawrev-27644	196	10	than	than	ADP
inlawrev-27644	196	11	in	in	ADP
inlawrev-27644	196	12	the	the	DET
inlawrev-27644	196	13	2018	2018	NUM
inlawrev-27644	196	14	survey	survey	NOUN
inlawrev-27644	196	15	,	,	PUNCT
inlawrev-27644	196	16	supported	support	VERB
inlawrev-27644	196	17	investment	investment	NOUN
inlawrev-27644	196	18	screening.57	screening.57	NOUN
inlawrev-27644	196	19	to	to	PART
inlawrev-27644	196	20	summarize	summarize	VERB
inlawrev-27644	196	21	,	,	PUNCT
inlawrev-27644	196	22	some	some	DET
inlawrev-27644	196	23	data	datum	NOUN
inlawrev-27644	196	24	indicate	indicate	VERB
inlawrev-27644	196	25	that	that	SCONJ
inlawrev-27644	196	26	u.s	u.s	PROPN
inlawrev-27644	196	27	.	.	PROPN
inlawrev-27644	196	28	participants	participant	NOUN
inlawrev-27644	196	29	who	who	PRON
inlawrev-27644	196	30	understand	understand	VERB
inlawrev-27644	196	31	and	and	CCONJ
inlawrev-27644	196	32	have	have	VERB
inlawrev-27644	196	33	a	a	DET
inlawrev-27644	196	34	strong	strong	ADJ
inlawrev-27644	196	35	interest	interest	NOUN
inlawrev-27644	196	36	in	in	ADP
inlawrev-27644	196	37	sustainable	sustainable	ADJ
inlawrev-27644	196	38	investments	investment	NOUN
inlawrev-27644	196	39	allocate	allocate	VERB
inlawrev-27644	196	40	at	at	ADP
inlawrev-27644	196	41	least	least	ADJ
inlawrev-27644	196	42	some	some	PRON
inlawrev-27644	196	43	of	of	ADP
inlawrev-27644	196	44	their	their	PRON
inlawrev-27644	196	45	account	account	NOUN
inlawrev-27644	196	46	assets	asset	NOUN
inlawrev-27644	196	47	to	to	ADP
inlawrev-27644	196	48	the	the	DET
inlawrev-27644	196	49	investments	investment	NOUN
inlawrev-27644	196	50	when	when	SCONJ
inlawrev-27644	196	51	they	they	PRON
inlawrev-27644	196	52	have	have	VERB
inlawrev-27644	196	53	access	access	NOUN
inlawrev-27644	196	54	to	to	PART
inlawrev-27644	196	55	them.58	them.58	VERB
inlawrev-27644	196	56	some	some	DET
inlawrev-27644	196	57	participants	participant	NOUN
inlawrev-27644	196	58	,	,	PUNCT
inlawrev-27644	196	59	though	though	ADV
inlawrev-27644	196	60	,	,	PUNCT
inlawrev-27644	196	61	seem	seem	VERB
inlawrev-27644	196	62	to	to	PART
inlawrev-27644	196	63	be	be	AUX
inlawrev-27644	196	64	confused	confuse	VERB
inlawrev-27644	196	65	or	or	CCONJ
inlawrev-27644	196	66	lack	lack	VERB
inlawrev-27644	196	67	knowledge	knowledge	NOUN
inlawrev-27644	196	68	about	about	ADP
inlawrev-27644	196	69	the	the	DET
inlawrev-27644	196	70	term	term	NOUN
inlawrev-27644	196	71	“	"	PUNCT
inlawrev-27644	196	72	esg	esg	PROPN
inlawrev-27644	196	73	,	,	PUNCT
inlawrev-27644	196	74	”	"	PUNCT
inlawrev-27644	196	75	which	which	PRON
inlawrev-27644	196	76	may	may	AUX
inlawrev-27644	196	77	explain	explain	VERB
inlawrev-27644	196	78	some	some	PRON
inlawrev-27644	196	79	of	of	ADP
inlawrev-27644	196	80	the	the	DET
inlawrev-27644	196	81	low	low	ADJ
inlawrev-27644	196	82	uptake	uptake	NOUN
inlawrev-27644	196	83	in	in	ADP
inlawrev-27644	196	84	sustainable	sustainable	ADJ
inlawrev-27644	196	85	investments.59	investments.59	NOUN
inlawrev-27644	196	86	the	the	DET
inlawrev-27644	196	87	only	only	ADJ
inlawrev-27644	196	88	academic	academic	ADJ
inlawrev-27644	196	89	study	study	NOUN
inlawrev-27644	196	90	on	on	ADP
inlawrev-27644	196	91	actual	actual	ADJ
inlawrev-27644	196	92	participant	participant	ADJ
inlawrev-27644	196	93	behavior	behavior	NOUN
inlawrev-27644	196	94	took	take	VERB
inlawrev-27644	196	95	place	place	NOUN
inlawrev-27644	196	96	in	in	ADP
inlawrev-27644	196	97	the	the	DET
inlawrev-27644	196	98	netherlands	netherlands	PROPN
inlawrev-27644	196	99	,	,	PUNCT
inlawrev-27644	196	100	where	where	SCONJ
inlawrev-27644	196	101	pensions	pension	NOUN
inlawrev-27644	196	102	have	have	VERB
inlawrev-27644	196	103	a	a	DET
inlawrev-27644	196	104	different	different	ADJ
inlawrev-27644	196	105	structure.60	structure.60	NOUN
inlawrev-27644	196	106	it	it	PRON
inlawrev-27644	196	107	found	find	VERB
inlawrev-27644	196	108	that	that	SCONJ
inlawrev-27644	196	109	participants	participant	NOUN
inlawrev-27644	196	110	were	be	AUX
inlawrev-27644	196	111	overwhelmingly	overwhelmingly	ADV
inlawrev-27644	196	112	supportive	supportive	ADJ
inlawrev-27644	196	113	of	of	ADP
inlawrev-27644	196	114	both	both	DET
inlawrev-27644	196	115	engagement	engagement	NOUN
inlawrev-27644	196	116	on	on	ADP
inlawrev-27644	196	117	and	and	CCONJ
inlawrev-27644	196	118	screening	screen	VERB
inlawrev-27644	196	119	of	of	ADP
inlawrev-27644	196	120	investments	investment	NOUN
inlawrev-27644	196	121	on	on	ADP
inlawrev-27644	196	122	sustainability	sustainability	NOUN
inlawrev-27644	196	123	criteria.61	criteria.61	NOUN
inlawrev-27644	196	124	those	those	DET
inlawrev-27644	196	125	preferences	preference	NOUN
inlawrev-27644	196	126	remained	remain	VERB
inlawrev-27644	196	127	robust	robust	ADJ
inlawrev-27644	196	128	after	after	SCONJ
inlawrev-27644	196	129	a	a	DET
inlawrev-27644	196	130	market	market	NOUN
inlawrev-27644	196	131	downturn.62	downturn.62	NOUN
inlawrev-27644	196	132	the	the	DET
inlawrev-27644	196	133	strong	strong	ADJ
inlawrev-27644	196	134	parallels	parallel	NOUN
inlawrev-27644	196	135	between	between	ADP
inlawrev-27644	196	136	stated	state	VERB
inlawrev-27644	196	137	interest	interest	NOUN
inlawrev-27644	196	138	in	in	ADP
inlawrev-27644	196	139	sustainable	sustainable	ADJ
inlawrev-27644	196	140	investing	investing	NOUN
inlawrev-27644	196	141	by	by	ADP
inlawrev-27644	196	142	u.s	u.s	PROPN
inlawrev-27644	196	143	.	.	PROPN
inlawrev-27644	196	144	and	and	CCONJ
inlawrev-27644	196	145	dutch	dutch	ADJ
inlawrev-27644	196	146	participants63	participants63	NOUN
inlawrev-27644	196	147	may	may	AUX
inlawrev-27644	196	148	imply	imply	VERB
inlawrev-27644	196	149	that	that	SCONJ
inlawrev-27644	196	150	u.s	u.s	PROPN
inlawrev-27644	196	151	.	.	PROPN
inlawrev-27644	196	152	participants	participant	NOUN
inlawrev-27644	196	153	would	would	AUX
inlawrev-27644	196	154	behave	behave	VERB
inlawrev-27644	196	155	in	in	ADP
inlawrev-27644	196	156	similar	similar	ADJ
inlawrev-27644	196	157	ways	way	NOUN
inlawrev-27644	196	158	to	to	ADP
inlawrev-27644	196	159	their	their	PRON
inlawrev-27644	196	160	dutch	dutch	ADJ
inlawrev-27644	196	161	counterparts	counterpart	NOUN
inlawrev-27644	196	162	.	.	PUNCT
inlawrev-27644	197	1	the	the	DET
inlawrev-27644	197	2	differences	difference	NOUN
inlawrev-27644	197	3	in	in	ADP
inlawrev-27644	197	4	the	the	DET
inlawrev-27644	197	5	pension	pension	NOUN
inlawrev-27644	197	6	systems	system	NOUN
inlawrev-27644	197	7	or	or	CCONJ
inlawrev-27644	197	8	social	social	ADJ
inlawrev-27644	197	9	values	value	NOUN
inlawrev-27644	197	10	might	might	AUX
inlawrev-27644	197	11	,	,	PUNCT
inlawrev-27644	197	12	however	however	ADV
inlawrev-27644	197	13	,	,	PUNCT
inlawrev-27644	197	14	limit	limit	VERB
inlawrev-27644	197	15	the	the	DET
inlawrev-27644	197	16	inferences	inference	NOUN
inlawrev-27644	197	17	that	that	PRON
inlawrev-27644	197	18	can	can	AUX
inlawrev-27644	197	19	be	be	AUX
inlawrev-27644	197	20	drawn	draw	VERB
inlawrev-27644	197	21	for	for	ADP
inlawrev-27644	197	22	u.s	u.s	PROPN
inlawrev-27644	197	23	.	.	PROPN
inlawrev-27644	197	24	participant	participant	PROPN
inlawrev-27644	197	25	behavior	behavior	NOUN
inlawrev-27644	197	26	.	.	PUNCT
inlawrev-27644	198	1	c.	c.	NOUN
inlawrev-27644	198	2	value	value	NOUN
inlawrev-27644	198	3	or	or	CCONJ
inlawrev-27644	198	4	values	value	NOUN
inlawrev-27644	198	5	—	—	PUNCT
inlawrev-27644	198	6	which	which	PRON
inlawrev-27644	198	7	drives	drive	VERB
inlawrev-27644	198	8	preferences	preference	NOUN
inlawrev-27644	198	9	and	and	CCONJ
inlawrev-27644	198	10	actions	action	NOUN
inlawrev-27644	198	11	in	in	ADP
inlawrev-27644	198	12	sustainable	sustainable	ADJ
inlawrev-27644	198	13	investments	investment	NOUN
inlawrev-27644	198	14	?	?	PUNCT
inlawrev-27644	199	1	the	the	DET
inlawrev-27644	199	2	available	available	ADJ
inlawrev-27644	199	3	research	research	NOUN
inlawrev-27644	199	4	has	have	AUX
inlawrev-27644	199	5	not	not	PART
inlawrev-27644	199	6	answered	answer	VERB
inlawrev-27644	199	7	the	the	DET
inlawrev-27644	199	8	question	question	NOUN
inlawrev-27644	199	9	of	of	ADP
inlawrev-27644	199	10	whether	whether	SCONJ
inlawrev-27644	199	11	u.s	u.s	PROPN
inlawrev-27644	199	12	.	.	PROPN
inlawrev-27644	199	13	participant	participant	ADJ
inlawrev-27644	199	14	preferences	preference	NOUN
inlawrev-27644	199	15	for	for	ADP
inlawrev-27644	199	16	and	and	CCONJ
inlawrev-27644	199	17	adoption	adoption	NOUN
inlawrev-27644	199	18	of	of	ADP
inlawrev-27644	199	19	sustainable	sustainable	ADJ
inlawrev-27644	199	20	investments	investment	NOUN
inlawrev-27644	199	21	is	be	AUX
inlawrev-27644	199	22	driven	drive	VERB
inlawrev-27644	199	23	primarily	primarily	ADV
inlawrev-27644	199	24	by	by	ADP
inlawrev-27644	199	25	a	a	DET
inlawrev-27644	199	26	belief	belief	NOUN
inlawrev-27644	199	27	they	they	PRON
inlawrev-27644	199	28	will	will	AUX
inlawrev-27644	199	29	earn	earn	VERB
inlawrev-27644	199	30	superior	superior	ADJ
inlawrev-27644	199	31	financial	financial	ADJ
inlawrev-27644	199	32	returns	return	NOUN
inlawrev-27644	199	33	or	or	CCONJ
inlawrev-27644	199	34	by	by	ADP
inlawrev-27644	199	35	their	their	PRON
inlawrev-27644	199	36	personal	personal	ADJ
inlawrev-27644	199	37	values	value	NOUN
inlawrev-27644	199	38	.	.	PUNCT
inlawrev-27644	200	1	the	the	DET
inlawrev-27644	200	2	surveys	survey	NOUN
inlawrev-27644	200	3	of	of	ADP
inlawrev-27644	200	4	u.s	u.s	PROPN
inlawrev-27644	200	5	.	.	PROPN
inlawrev-27644	200	6	plan	plan	NOUN
inlawrev-27644	200	7	participants	participant	NOUN
inlawrev-27644	200	8	have	have	AUX
inlawrev-27644	200	9	asked	ask	VERB
inlawrev-27644	200	10	whether	whether	SCONJ
inlawrev-27644	200	11	those	those	DET
inlawrev-27644	200	12	participants	participant	NOUN
inlawrev-27644	200	13	expect	expect	VERB
inlawrev-27644	200	14	sustainable	sustainable	ADJ
inlawrev-27644	200	15	investments	investment	NOUN
inlawrev-27644	200	16	to	to	PART
inlawrev-27644	200	17	perform	perform	VERB
inlawrev-27644	200	18	better	well	ADV
inlawrev-27644	200	19	than	than	ADP
inlawrev-27644	200	20	other	other	ADJ
inlawrev-27644	200	21	alternatives.6	alternatives.6	PROPN
inlawrev-27644	200	22	4	4	NUM
inlawrev-27644	200	23	when	when	SCONJ
inlawrev-27644	200	24	asked	ask	VERB
inlawrev-27644	200	25	that	that	DET
inlawrev-27644	200	26	question	question	NOUN
inlawrev-27644	200	27	,	,	PUNCT
inlawrev-27644	200	28	the	the	DET
inlawrev-27644	200	29	results	result	NOUN
inlawrev-27644	200	30	have	have	AUX
inlawrev-27644	200	31	been	be	AUX
inlawrev-27644	200	32	consistent.65	consistent.65	NOUN
inlawrev-27644	200	33	seventy	seventy	NUM
inlawrev-27644	200	34	-	-	PUNCT
inlawrev-27644	200	35	four	four	NUM
inlawrev-27644	200	36	percent	percent	NOUN
inlawrev-27644	200	37	of	of	ADP
inlawrev-27644	200	38	the	the	DET
inlawrev-27644	200	39	participants	participant	NOUN
inlawrev-27644	200	40	in	in	ADP
inlawrev-27644	200	41	the	the	DET
inlawrev-27644	200	42	natixis	natixis	NOUN
inlawrev-27644	200	43	survey	survey	NOUN
inlawrev-27644	200	44	responded	respond	VERB
inlawrev-27644	200	45	they	they	PRON
inlawrev-27644	200	46	saw	see	VERB
inlawrev-27644	200	47	a	a	DET
inlawrev-27644	200	48	profit	profit	NOUN
inlawrev-27644	200	49	opportunity	opportunity	NOUN
inlawrev-27644	200	50	in	in	ADP
inlawrev-27644	200	51	sustainable	sustainable	ADJ
inlawrev-27644	200	52	investments.66	investments.66	NOUN
inlawrev-27644	200	53	seventy	seventy	NUM
inlawrev-27644	200	54	-	-	PUNCT
inlawrev-27644	200	55	eight	eight	NUM
inlawrev-27644	200	56	percent	percent	NOUN
inlawrev-27644	200	57	of	of	ADP
inlawrev-27644	200	58	participants	participant	NOUN
inlawrev-27644	200	59	in	in	ADP
inlawrev-27644	200	60	the	the	DET
inlawrev-27644	200	61	schroeders	schroeder	NOUN
inlawrev-27644	200	62	survey	survey	NOUN
inlawrev-27644	200	63	held	hold	VERB
inlawrev-27644	200	64	that	that	SCONJ
inlawrev-27644	200	65	belief.67	belief.67	NOUN
inlawrev-27644	200	66	57	57	NUM
inlawrev-27644	200	67	.	.	PUNCT
inlawrev-27644	201	1	i	i	PRON
inlawrev-27644	201	2	d.	d.	PROPN
inlawrev-27644	201	3	in	in	ADP
inlawrev-27644	201	4	a	a	DET
inlawrev-27644	201	5	survey	survey	NOUN
inlawrev-27644	201	6	done	do	VERB
inlawrev-27644	201	7	of	of	ADP
inlawrev-27644	201	8	participants	participant	NOUN
inlawrev-27644	201	9	in	in	ADP
inlawrev-27644	201	10	a	a	DET
inlawrev-27644	201	11	variety	variety	NOUN
inlawrev-27644	201	12	of	of	ADP
inlawrev-27644	201	13	dutch	dutch	ADJ
inlawrev-27644	201	14	pension	pension	NOUN
inlawrev-27644	201	15	plans	plan	NOUN
inlawrev-27644	201	16	nearly	nearly	ADV
inlawrev-27644	201	17	75	75	NUM
inlawrev-27644	201	18	%	%	NOUN
inlawrev-27644	201	19	of	of	ADP
inlawrev-27644	201	20	the	the	DET
inlawrev-27644	201	21	respondents	respondent	NOUN
inlawrev-27644	201	22	strongly	strongly	ADV
inlawrev-27644	201	23	believed	believe	VERB
inlawrev-27644	201	24	they	they	PRON
inlawrev-27644	201	25	would	would	AUX
inlawrev-27644	201	26	trade	trade	VERB
inlawrev-27644	201	27	some	some	DET
inlawrev-27644	201	28	level	level	NOUN
inlawrev-27644	201	29	of	of	ADP
inlawrev-27644	201	30	investment	investment	NOUN
inlawrev-27644	201	31	returns	return	NOUN
inlawrev-27644	201	32	and	and	CCONJ
inlawrev-27644	201	33	accept	accept	VERB
inlawrev-27644	201	34	lower	low	ADJ
inlawrev-27644	201	35	pensions	pension	NOUN
inlawrev-27644	201	36	in	in	ADP
inlawrev-27644	201	37	return	return	NOUN
inlawrev-27644	201	38	for	for	ADP
inlawrev-27644	201	39	sustainable	sustainable	ADJ
inlawrev-27644	201	40	investing	investing	NOUN
inlawrev-27644	201	41	.	.	PUNCT
inlawrev-27644	202	1	delsen	delsen	NOUN
inlawrev-27644	202	2	&	&	CCONJ
inlawrev-27644	202	3	lehr	lehr	PROPN
inlawrev-27644	202	4	,	,	PUNCT
inlawrev-27644	202	5	supra	supra	PROPN
inlawrev-27644	202	6	note	note	NOUN
inlawrev-27644	202	7	32	32	NUM
inlawrev-27644	202	8	,	,	PUNCT
inlawrev-27644	202	9	at	at	ADP
inlawrev-27644	202	10	252	252	NUM
inlawrev-27644	202	11	.	.	PUNCT
inlawrev-27644	203	1	58	58	NUM
inlawrev-27644	203	2	.	.	PUNCT
inlawrev-27644	204	1	see	see	VERB
inlawrev-27644	204	2	bauer	bauer	PROPN
inlawrev-27644	204	3	et	et	PROPN
inlawrev-27644	204	4	al	al	PROPN
inlawrev-27644	204	5	.	.	PROPN
inlawrev-27644	204	6	,	,	PUNCT
inlawrev-27644	204	7	supra	supra	PROPN
inlawrev-27644	204	8	note	note	NOUN
inlawrev-27644	204	9	46	46	NUM
inlawrev-27644	204	10	.	.	PUNCT
inlawrev-27644	204	11	59	59	NUM
inlawrev-27644	204	12	.	.	PUNCT
inlawrev-27644	205	1	see	see	VERB
inlawrev-27644	205	2	i	i	PRON
inlawrev-27644	205	3	d.	d.	PROPN
inlawrev-27644	205	4	60	60	NUM
inlawrev-27644	205	5	.	.	PUNCT
inlawrev-27644	206	1	see	see	VERB
inlawrev-27644	206	2	i	i	PRON
inlawrev-27644	206	3	d.	d.	PROPN
inlawrev-27644	206	4	61	61	NUM
inlawrev-27644	206	5	.	.	PUNCT
inlawrev-27644	207	1	see	see	VERB
inlawrev-27644	207	2	i	i	PRON
inlawrev-27644	207	3	d.	d.	PROPN
inlawrev-27644	207	4	62	62	NUM
inlawrev-27644	207	5	.	.	PUNCT
inlawrev-27644	208	1	see	see	VERB
inlawrev-27644	208	2	i	i	PRON
inlawrev-27644	208	3	d.	d.	PROPN
inlawrev-27644	208	4	63	63	NUM
inlawrev-27644	208	5	.	.	PUNCT
inlawrev-27644	209	1	see	see	VERB
inlawrev-27644	209	2	supra	supra	PROPN
inlawrev-27644	209	3	part	part	PROPN
inlawrev-27644	209	4	i.a	i.a	PROPN
inlawrev-27644	209	5	.	.	PROPN
inlawrev-27644	209	6	64	64	NUM
inlawrev-27644	209	7	.	.	PUNCT
inlawrev-27644	210	1	see	see	VERB
inlawrev-27644	210	2	,	,	PUNCT
inlawrev-27644	210	3	e.g.	e.g.	ADV
inlawrev-27644	210	4	,	,	PUNCT
inlawrev-27644	210	5	retirement	retirement	NOUN
inlawrev-27644	210	6	reality	reality	NOUN
inlawrev-27644	210	7	check	check	NOUN
inlawrev-27644	210	8	,	,	PUNCT
inlawrev-27644	210	9	supra	supra	PROPN
inlawrev-27644	210	10	note	note	NOUN
inlawrev-27644	210	11	15	15	NUM
inlawrev-27644	210	12	,	,	PUNCT
inlawrev-27644	210	13	at	at	ADP
inlawrev-27644	210	14	7	7	NUM
inlawrev-27644	210	15	;	;	PUNCT
inlawrev-27644	210	16	schroders	schroder	NOUN
inlawrev-27644	210	17	,	,	PUNCT
inlawrev-27644	210	18	supra	supra	PROPN
inlawrev-27644	210	19	note	note	NOUN
inlawrev-27644	210	20	2	2	NUM
inlawrev-27644	210	21	,	,	PUNCT
inlawrev-27644	210	22	at	at	ADP
inlawrev-27644	210	23	2	2	NUM
inlawrev-27644	210	24	.	.	NOUN
inlawrev-27644	210	25	65	65	NUM
inlawrev-27644	210	26	.	.	PUNCT
inlawrev-27644	211	1	see	see	VERB
inlawrev-27644	211	2	,	,	PUNCT
inlawrev-27644	211	3	e.g.	e.g.	ADV
inlawrev-27644	211	4	,	,	PUNCT
inlawrev-27644	211	5	i	i	PROPN
inlawrev-27644	211	6	d.	d.	PROPN
inlawrev-27644	211	7	66	66	NUM
inlawrev-27644	211	8	.	.	PUNCT
inlawrev-27644	212	1	retirement	retirement	NOUN
inlawrev-27644	212	2	reality	reality	NOUN
inlawrev-27644	212	3	check	check	NOUN
inlawrev-27644	212	4	,	,	PUNCT
inlawrev-27644	212	5	supra	supra	PROPN
inlawrev-27644	212	6	note	note	NOUN
inlawrev-27644	212	7	15	15	NUM
inlawrev-27644	212	8	,	,	PUNCT
inlawrev-27644	212	9	at	at	ADP
inlawrev-27644	212	10	7	7	NUM
inlawrev-27644	212	11	.	.	SYM
inlawrev-27644	212	12	67	67	NUM
inlawrev-27644	212	13	.	.	PUNCT
inlawrev-27644	213	1	schroders	schroder	NOUN
inlawrev-27644	213	2	,	,	PUNCT
inlawrev-27644	213	3	supra	supra	PROPN
inlawrev-27644	213	4	note	note	NOUN
inlawrev-27644	213	5	2	2	NUM
inlawrev-27644	213	6	,	,	PUNCT
inlawrev-27644	213	7	at	at	ADP
inlawrev-27644	213	8	2	2	NUM
inlawrev-27644	213	9	.	.	PUNCT
inlawrev-27644	214	1	one	one	NUM
inlawrev-27644	214	2	study	study	NOUN
inlawrev-27644	214	3	of	of	ADP
inlawrev-27644	214	4	fund	fund	NOUN
inlawrev-27644	214	5	flows	flow	NOUN
inlawrev-27644	214	6	in	in	ADP
inlawrev-27644	214	7	mutual	mutual	ADJ
inlawrev-27644	214	8	funds	fund	NOUN
inlawrev-27644	214	9	(	(	PUNCT
inlawrev-27644	214	10	not	not	PART
inlawrev-27644	214	11	just	just	ADV
inlawrev-27644	214	12	funds	fund	NOUN
inlawrev-27644	214	13	within	within	ADP
inlawrev-27644	214	14	401(k	401(k	NOUN
inlawrev-27644	214	15	)	)	PUNCT
inlawrev-27644	214	16	plans	plan	NOUN
inlawrev-27644	214	17	)	)	PUNCT
inlawrev-27644	214	18	found	find	VERB
inlawrev-27644	214	19	a	a	DET
inlawrev-27644	214	20	decline	decline	NOUN
inlawrev-27644	214	21	in	in	ADP
inlawrev-27644	214	22	investing	invest	VERB
inlawrev-27644	214	23	during	during	ADP
inlawrev-27644	214	24	the	the	DET
inlawrev-27644	214	25	pandemic	pandemic	ADV
inlawrev-27644	214	26	-	-	PUNCT
inlawrev-27644	214	27	related	relate	VERB
inlawrev-27644	214	28	marked	mark	VERB
inlawrev-27644	214	29	downturn	downturn	NOUN
inlawrev-27644	214	30	in	in	ADP
inlawrev-27644	214	31	sustainable	sustainable	ADJ
inlawrev-27644	214	32	mutual	mutual	ADJ
inlawrev-27644	214	33	funds	fund	NOUN
inlawrev-27644	214	34	by	by	ADP
inlawrev-27644	214	35	retail	retail	ADJ
inlawrev-27644	214	36	investors	investor	NOUN
inlawrev-27644	214	37	,	,	PUNCT
inlawrev-27644	214	38	and	and	CCONJ
inlawrev-27644	214	39	that	that	SCONJ
inlawrev-27644	214	40	funds	fund	NOUN
inlawrev-27644	214	41	with	with	ADP
inlawrev-27644	214	42	a	a	DET
inlawrev-27644	214	43	strong	strong	ADJ
inlawrev-27644	214	44	sustainability	sustainability	NOUN
inlawrev-27644	214	45	orientation	orientation	NOUN
inlawrev-27644	214	46	were	be	AUX
inlawrev-27644	214	47	more	more	ADV
inlawrev-27644	214	48	likely	likely	ADJ
inlawrev-27644	214	49	than	than	ADP
inlawrev-27644	214	50	average	average	ADJ
inlawrev-27644	214	51	funds	fund	NOUN
inlawrev-27644	214	52	to	to	PART
inlawrev-27644	214	53	experience	experience	VERB
inlawrev-27644	214	54	asset	asset	NOUN
inlawrev-27644	214	55	outflows	outflow	NOUN
inlawrev-27644	214	56	.	.	PUNCT
inlawrev-27644	215	1	robin	robin	PROPN
inlawrev-27644	215	2	döttling	döttling	PROPN
inlawrev-27644	215	3	&	&	CCONJ
inlawrev-27644	215	4	sehoon	sehoon	PROPN
inlawrev-27644	215	5	kim	kim	PROPN
inlawrev-27644	215	6	,	,	PUNCT
inlawrev-27644	215	7	2023	2023	NUM
inlawrev-27644	215	8	]	]	PUNCT
inlawrev-27644	215	9	matching	match	VERB
inlawrev-27644	215	10	preferences	preference	NOUN
inlawrev-27644	215	11	and	and	CCONJ
inlawrev-27644	215	12	access	access	NOUN
inlawrev-27644	215	13	63	63	NUM
inlawrev-27644	215	14	participants	participant	NOUN
inlawrev-27644	215	15	could	could	AUX
inlawrev-27644	215	16	,	,	PUNCT
inlawrev-27644	215	17	however	however	ADV
inlawrev-27644	215	18	,	,	PUNCT
inlawrev-27644	215	19	believe	believe	VERB
inlawrev-27644	215	20	they	they	PRON
inlawrev-27644	215	21	might	might	AUX
inlawrev-27644	215	22	earn	earn	VERB
inlawrev-27644	215	23	superior	superior	ADJ
inlawrev-27644	215	24	returns	return	NOUN
inlawrev-27644	215	25	from	from	ADP
inlawrev-27644	215	26	sustainable	sustainable	ADJ
inlawrev-27644	215	27	investing	investing	NOUN
inlawrev-27644	215	28	,	,	PUNCT
inlawrev-27644	215	29	but	but	CCONJ
inlawrev-27644	215	30	still	still	ADV
inlawrev-27644	215	31	be	be	AUX
inlawrev-27644	215	32	willing	willing	ADJ
inlawrev-27644	215	33	to	to	PART
inlawrev-27644	215	34	trade	trade	VERB
inlawrev-27644	215	35	financial	financial	ADJ
inlawrev-27644	215	36	returns	return	NOUN
inlawrev-27644	215	37	in	in	ADP
inlawrev-27644	215	38	order	order	NOUN
inlawrev-27644	215	39	to	to	PART
inlawrev-27644	215	40	have	have	AUX
inlawrev-27644	215	41	their	their	PRON
inlawrev-27644	215	42	investments	investment	NOUN
inlawrev-27644	215	43	align	align	VERB
inlawrev-27644	215	44	with	with	ADP
inlawrev-27644	215	45	their	their	PRON
inlawrev-27644	215	46	personal	personal	ADJ
inlawrev-27644	215	47	values.68	values.68	NOUN
inlawrev-27644	215	48	surveys	survey	NOUN
inlawrev-27644	215	49	have	have	AUX
inlawrev-27644	215	50	not	not	PART
inlawrev-27644	215	51	asked	ask	VERB
inlawrev-27644	215	52	u.s	u.s	PROPN
inlawrev-27644	215	53	.	.	PROPN
inlawrev-27644	215	54	participants	participant	NOUN
inlawrev-27644	215	55	whether	whether	SCONJ
inlawrev-27644	215	56	they	they	PRON
inlawrev-27644	215	57	would	would	AUX
inlawrev-27644	215	58	make	make	VERB
inlawrev-27644	215	59	that	that	SCONJ
inlawrev-27644	215	60	trade	trade	NOUN
inlawrev-27644	215	61	-	-	PUNCT
inlawrev-27644	215	62	off	off	NOUN
inlawrev-27644	215	63	.	.	PUNCT
inlawrev-27644	216	1	perhaps	perhaps	ADV
inlawrev-27644	216	2	that	that	PRON
inlawrev-27644	216	3	is	be	AUX
inlawrev-27644	216	4	because	because	SCONJ
inlawrev-27644	216	5	,	,	PUNCT
inlawrev-27644	216	6	prior	prior	ADV
inlawrev-27644	216	7	to	to	ADP
inlawrev-27644	216	8	the	the	DET
inlawrev-27644	216	9	2022	2022	NUM
inlawrev-27644	216	10	final	final	ADJ
inlawrev-27644	216	11	regulation	regulation	NOUN
inlawrev-27644	216	12	,	,	PUNCT
inlawrev-27644	216	13	most	most	ADJ
inlawrev-27644	216	14	plan	plan	NOUN
inlawrev-27644	216	15	fiduciaries	fiduciary	NOUN
inlawrev-27644	216	16	believed	believe	VERB
inlawrev-27644	216	17	it	it	PRON
inlawrev-27644	216	18	would	would	AUX
inlawrev-27644	216	19	be	be	AUX
inlawrev-27644	216	20	a	a	DET
inlawrev-27644	216	21	violation	violation	NOUN
inlawrev-27644	216	22	of	of	ADP
inlawrev-27644	216	23	fiduciary	fiduciary	ADJ
inlawrev-27644	216	24	duty	duty	NOUN
inlawrev-27644	216	25	to	to	PART
inlawrev-27644	216	26	consider	consider	VERB
inlawrev-27644	216	27	participant	participant	ADJ
inlawrev-27644	216	28	preferences	preference	NOUN
inlawrev-27644	216	29	that	that	PRON
inlawrev-27644	216	30	had	have	VERB
inlawrev-27644	216	31	a	a	DET
inlawrev-27644	216	32	goal	goal	NOUN
inlawrev-27644	216	33	other	other	ADJ
inlawrev-27644	216	34	than	than	ADP
inlawrev-27644	216	35	financial	financial	ADJ
inlawrev-27644	216	36	maximization.69	maximization.69	NOUN
inlawrev-27644	216	37	in	in	ADP
inlawrev-27644	216	38	their	their	PRON
inlawrev-27644	216	39	study	study	NOUN
inlawrev-27644	216	40	of	of	ADP
inlawrev-27644	216	41	plan	plan	NOUN
inlawrev-27644	216	42	participants	participant	NOUN
inlawrev-27644	216	43	in	in	ADP
inlawrev-27644	216	44	the	the	DET
inlawrev-27644	216	45	netherlands	netherlands	PROPN
inlawrev-27644	216	46	,	,	PUNCT
inlawrev-27644	216	47	professor	professor	PROPN
inlawrev-27644	216	48	rob	rob	PROPN
inlawrev-27644	216	49	bauer	bauer	PROPN
inlawrev-27644	216	50	and	and	CCONJ
inlawrev-27644	216	51	his	his	PRON
inlawrev-27644	216	52	colleagues	colleague	NOUN
inlawrev-27644	216	53	assessed	assess	VERB
inlawrev-27644	216	54	why	why	SCONJ
inlawrev-27644	216	55	participants	participant	NOUN
inlawrev-27644	216	56	were	be	AUX
inlawrev-27644	216	57	so	so	ADV
inlawrev-27644	216	58	strongly	strongly	ADV
inlawrev-27644	216	59	supportive	supportive	ADJ
inlawrev-27644	216	60	of	of	ADP
inlawrev-27644	216	61	sustainable	sustainable	ADJ
inlawrev-27644	216	62	investing.70	investing.70	PROPN
inlawrev-27644	216	63	they	they	PRON
inlawrev-27644	216	64	concluded	conclude	VERB
inlawrev-27644	216	65	that	that	SCONJ
inlawrev-27644	216	66	people	people	NOUN
inlawrev-27644	216	67	primarily	primarily	ADV
inlawrev-27644	216	68	were	be	AUX
inlawrev-27644	216	69	motivated	motivate	VERB
inlawrev-27644	216	70	by	by	ADP
inlawrev-27644	216	71	the	the	DET
inlawrev-27644	216	72	personal	personal	ADJ
inlawrev-27644	216	73	value	value	NOUN
inlawrev-27644	216	74	or	or	CCONJ
inlawrev-27644	216	75	positive	positive	ADJ
inlawrev-27644	216	76	emotions	emotion	NOUN
inlawrev-27644	216	77	they	they	PRON
inlawrev-27644	216	78	associated	associate	VERB
inlawrev-27644	216	79	with	with	ADP
inlawrev-27644	216	80	sustainable	sustainable	ADJ
inlawrev-27644	216	81	investing.71	investing.71	NOUN
inlawrev-27644	216	82	fifty	fifty	NUM
inlawrev-27644	216	83	-	-	PUNCT
inlawrev-27644	216	84	eight	eight	NUM
inlawrev-27644	216	85	percent	percent	NOUN
inlawrev-27644	216	86	of	of	ADP
inlawrev-27644	216	87	participants	participant	NOUN
inlawrev-27644	216	88	who	who	PRON
inlawrev-27644	216	89	said	say	VERB
inlawrev-27644	216	90	they	they	PRON
inlawrev-27644	216	91	expected	expect	VERB
inlawrev-27644	216	92	lower	low	ADJ
inlawrev-27644	216	93	financial	financial	ADJ
inlawrev-27644	216	94	returns	return	NOUN
inlawrev-27644	216	95	still	still	ADV
inlawrev-27644	216	96	voted	vote	VERB
inlawrev-27644	216	97	in	in	ADP
inlawrev-27644	216	98	favor	favor	NOUN
inlawrev-27644	216	99	of	of	ADP
inlawrev-27644	216	100	the	the	DET
inlawrev-27644	216	101	sustainable	sustainable	ADJ
inlawrev-27644	216	102	proposals.72	proposals.72	NOUN
inlawrev-27644	216	103	nor	nor	CCONJ
inlawrev-27644	216	104	were	be	AUX
inlawrev-27644	216	105	the	the	DET
inlawrev-27644	216	106	choices	choice	NOUN
inlawrev-27644	216	107	of	of	ADP
inlawrev-27644	216	108	those	those	PRON
inlawrev-27644	216	109	who	who	PRON
inlawrev-27644	216	110	supported	support	VERB
inlawrev-27644	216	111	sustainability	sustainability	NOUN
inlawrev-27644	216	112	affected	affect	VERB
inlawrev-27644	216	113	by	by	ADP
inlawrev-27644	216	114	modified	modify	VERB
inlawrev-27644	216	115	default	default	NOUN
inlawrev-27644	216	116	settings.73	settings.73	NOUN
inlawrev-27644	216	117	in	in	ADP
inlawrev-27644	216	118	addition	addition	NOUN
inlawrev-27644	216	119	,	,	PUNCT
inlawrev-27644	216	120	people	people	NOUN
inlawrev-27644	216	121	with	with	ADP
inlawrev-27644	216	122	stronger	strong	ADJ
inlawrev-27644	216	123	social	social	ADJ
inlawrev-27644	216	124	preferences	preference	NOUN
inlawrev-27644	216	125	were	be	AUX
inlawrev-27644	216	126	more	more	ADV
inlawrev-27644	216	127	likely	likely	ADJ
inlawrev-27644	216	128	to	to	PART
inlawrev-27644	216	129	support	support	VERB
inlawrev-27644	216	130	sustainable	sustainable	ADJ
inlawrev-27644	216	131	investing.74	investing.74	PROPN
inlawrev-27644	216	132	the	the	DET
inlawrev-27644	216	133	lack	lack	NOUN
inlawrev-27644	216	134	of	of	ADP
inlawrev-27644	216	135	survey	survey	NOUN
inlawrev-27644	216	136	data	datum	NOUN
inlawrev-27644	216	137	on	on	ADP
inlawrev-27644	216	138	why	why	SCONJ
inlawrev-27644	216	139	u.s	u.s	PROPN
inlawrev-27644	216	140	.	.	PROPN
inlawrev-27644	216	141	plan	plan	PROPN
inlawrev-27644	216	142	participants	participant	NOUN
inlawrev-27644	216	143	state	state	VERB
inlawrev-27644	216	144	such	such	ADJ
inlawrev-27644	216	145	strong	strong	ADJ
inlawrev-27644	216	146	preferences	preference	NOUN
inlawrev-27644	216	147	for	for	ADP
inlawrev-27644	216	148	sustainable	sustainable	ADJ
inlawrev-27644	216	149	investments	investment	NOUN
inlawrev-27644	216	150	makes	make	VERB
inlawrev-27644	216	151	it	it	PRON
inlawrev-27644	216	152	impossible	impossible	ADJ
inlawrev-27644	216	153	to	to	PART
inlawrev-27644	216	154	know	know	VERB
inlawrev-27644	216	155	whether	whether	SCONJ
inlawrev-27644	216	156	their	their	PRON
inlawrev-27644	216	157	preferences	preference	NOUN
inlawrev-27644	216	158	are	be	AUX
inlawrev-27644	216	159	due	due	ADJ
inlawrev-27644	216	160	to	to	ADP
inlawrev-27644	216	161	a	a	DET
inlawrev-27644	216	162	belief	belief	NOUN
inlawrev-27644	216	163	that	that	SCONJ
inlawrev-27644	216	164	those	those	DET
inlawrev-27644	216	165	investments	investment	NOUN
inlawrev-27644	216	166	will	will	AUX
inlawrev-27644	216	167	provide	provide	VERB
inlawrev-27644	216	168	superior	superior	ADJ
inlawrev-27644	216	169	financial	financial	ADJ
inlawrev-27644	216	170	returns	return	NOUN
inlawrev-27644	216	171	because	because	SCONJ
inlawrev-27644	216	172	they	they	PRON
inlawrev-27644	216	173	see	see	VERB
inlawrev-27644	216	174	the	the	DET
inlawrev-27644	216	175	social	social	ADJ
inlawrev-27644	216	176	value	value	NOUN
inlawrev-27644	216	177	of	of	ADP
inlawrev-27644	216	178	those	those	DET
inlawrev-27644	216	179	investments	investment	NOUN
inlawrev-27644	216	180	as	as	ADP
inlawrev-27644	216	181	so	so	ADV
inlawrev-27644	216	182	important	important	ADJ
inlawrev-27644	216	183	that	that	SCONJ
inlawrev-27644	216	184	they	they	PRON
inlawrev-27644	216	185	are	be	AUX
inlawrev-27644	216	186	willing	willing	ADJ
inlawrev-27644	216	187	to	to	PART
inlawrev-27644	216	188	accept	accept	VERB
inlawrev-27644	216	189	lower	low	ADJ
inlawrev-27644	216	190	returns	return	NOUN
inlawrev-27644	216	191	or	or	CCONJ
inlawrev-27644	216	192	some	some	DET
inlawrev-27644	216	193	combination	combination	NOUN
inlawrev-27644	216	194	of	of	ADP
inlawrev-27644	216	195	the	the	DET
inlawrev-27644	216	196	two	two	NUM
inlawrev-27644	216	197	.	.	PUNCT
inlawrev-27644	217	1	surveys	survey	NOUN
inlawrev-27644	217	2	tend	tend	VERB
inlawrev-27644	217	3	to	to	PART
inlawrev-27644	217	4	indicate	indicate	VERB
inlawrev-27644	217	5	that	that	SCONJ
inlawrev-27644	217	6	u.s	u.s	PROPN
inlawrev-27644	217	7	.	.	PROPN
inlawrev-27644	217	8	plan	plan	NOUN
inlawrev-27644	217	9	participants	participant	NOUN
inlawrev-27644	217	10	are	be	AUX
inlawrev-27644	217	11	as	as	ADV
inlawrev-27644	217	12	favorable	favorable	ADJ
inlawrev-27644	217	13	to	to	ADP
inlawrev-27644	217	14	sustainable	sustainable	ADJ
inlawrev-27644	217	15	investing	investing	NOUN
inlawrev-27644	217	16	as	as	ADP
inlawrev-27644	217	17	participants	participant	NOUN
inlawrev-27644	217	18	in	in	ADP
inlawrev-27644	217	19	plans	plan	NOUN
inlawrev-27644	217	20	in	in	ADP
inlawrev-27644	217	21	the	the	DET
inlawrev-27644	217	22	u.k	u.k	PROPN
inlawrev-27644	217	23	.	.	PROPN
inlawrev-27644	217	24	and	and	CCONJ
inlawrev-27644	217	25	the	the	DET
inlawrev-27644	217	26	netherlands.75	netherlands.75	PROPN
inlawrev-27644	217	27	that	that	PRON
inlawrev-27644	217	28	may	may	AUX
inlawrev-27644	217	29	be	be	AUX
inlawrev-27644	217	30	because	because	SCONJ
inlawrev-27644	217	31	participants	participant	NOUN
inlawrev-27644	217	32	in	in	ADP
inlawrev-27644	217	33	all	all	DET
inlawrev-27644	217	34	three	three	NUM
inlawrev-27644	217	35	countries	country	NOUN
inlawrev-27644	217	36	think	think	VERB
inlawrev-27644	217	37	about	about	ADP
inlawrev-27644	217	38	sustainable	sustainable	ADJ
inlawrev-27644	217	39	investing	investing	NOUN
inlawrev-27644	217	40	in	in	ADP
inlawrev-27644	217	41	the	the	DET
inlawrev-27644	217	42	same	same	ADJ
inlawrev-27644	217	43	ways	way	NOUN
inlawrev-27644	217	44	and	and	CCONJ
inlawrev-27644	217	45	have	have	VERB
inlawrev-27644	217	46	the	the	DET
inlawrev-27644	217	47	same	same	ADJ
inlawrev-27644	217	48	rationales	rationale	NOUN
inlawrev-27644	217	49	for	for	ADP
inlawrev-27644	217	50	wanting	want	VERB
inlawrev-27644	217	51	those	those	DET
inlawrev-27644	217	52	investments.76	investments.76	PROPN
inlawrev-27644	217	53	another	another	DET
inlawrev-27644	217	54	possibility	possibility	NOUN
inlawrev-27644	217	55	might	might	AUX
inlawrev-27644	217	56	be	be	AUX
inlawrev-27644	217	57	the	the	DET
inlawrev-27644	217	58	weight	weight	NOUN
inlawrev-27644	217	59	participants	participant	NOUN
inlawrev-27644	217	60	in	in	ADP
inlawrev-27644	217	61	each	each	DET
inlawrev-27644	217	62	country	country	NOUN
inlawrev-27644	217	63	put	put	VERB
inlawrev-27644	217	64	on	on	ADP
inlawrev-27644	217	65	financial	financial	ADJ
inlawrev-27644	217	66	return	return	NOUN
inlawrev-27644	217	67	as	as	SCONJ
inlawrev-27644	217	68	compared	compare	VERB
inlawrev-27644	217	69	to	to	ADP
inlawrev-27644	217	70	alignment	alignment	NOUN
inlawrev-27644	217	71	with	with	ADP
inlawrev-27644	217	72	personal	personal	ADJ
inlawrev-27644	217	73	values	value	NOUN
inlawrev-27644	217	74	sustainability	sustainability	NOUN
inlawrev-27644	217	75	preferences	preference	NOUN
inlawrev-27644	217	76	under	under	ADP
inlawrev-27644	217	77	stress	stress	NOUN
inlawrev-27644	217	78	:	:	PUNCT
inlawrev-27644	217	79	evidence	evidence	NOUN
inlawrev-27644	217	80	from	from	ADP
inlawrev-27644	217	81	mutual	mutual	ADJ
inlawrev-27644	217	82	fund	fund	NOUN
inlawrev-27644	217	83	flows	flow	NOUN
inlawrev-27644	217	84	during	during	ADP
inlawrev-27644	217	85	covid-19	covid-19	PROPN
inlawrev-27644	217	86	,	,	PUNCT
inlawrev-27644	217	87	j.	j.	PROPN
inlawrev-27644	217	88	fin	fin	PROPN
inlawrev-27644	217	89	.	.	PUNCT
inlawrev-27644	218	1	&	&	CCONJ
inlawrev-27644	218	2	quantitative	quantitative	ADJ
inlawrev-27644	218	3	analysis	analysis	NOUN
inlawrev-27644	218	4	1	1	NUM
inlawrev-27644	218	5	(	(	PUNCT
inlawrev-27644	218	6	2022	2022	NUM
inlawrev-27644	218	7	)	)	PUNCT
inlawrev-27644	218	8	,	,	PUNCT
inlawrev-27644	218	9	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=	NOUN
inlawrev-27644	218	10	3656756	3656756	NUM
inlawrev-27644	219	1	[	[	X
inlawrev-27644	219	2	https://perma.cc/8hyk-stu5	https://perma.cc/8hyk-stu5	PROPN
inlawrev-27644	219	3	]	]	PUNCT
inlawrev-27644	219	4	.	.	PUNCT
inlawrev-27644	220	1	whether	whether	SCONJ
inlawrev-27644	220	2	the	the	DET
inlawrev-27644	220	3	behavior	behavior	NOUN
inlawrev-27644	220	4	of	of	ADP
inlawrev-27644	220	5	all	all	DET
inlawrev-27644	220	6	market	market	NOUN
inlawrev-27644	220	7	participants	participant	NOUN
inlawrev-27644	220	8	would	would	AUX
inlawrev-27644	220	9	translate	translate	VERB
inlawrev-27644	220	10	to	to	ADP
inlawrev-27644	220	11	401(k	401(k	PROPN
inlawrev-27644	220	12	)	)	PUNCT
inlawrev-27644	220	13	behavior	behavior	NOUN
inlawrev-27644	220	14	is	be	AUX
inlawrev-27644	220	15	unknown	unknown	ADJ
inlawrev-27644	220	16	.	.	PUNCT
inlawrev-27644	221	1	68	68	NUM
inlawrev-27644	221	2	.	.	PUNCT
inlawrev-27644	222	1	schroders	schroder	NOUN
inlawrev-27644	222	2	,	,	PUNCT
inlawrev-27644	222	3	supra	supra	PROPN
inlawrev-27644	222	4	note	note	NOUN
inlawrev-27644	222	5	2	2	NUM
inlawrev-27644	222	6	,	,	PUNCT
inlawrev-27644	222	7	at	at	ADP
inlawrev-27644	222	8	2	2	NUM
inlawrev-27644	222	9	.	.	NUM
inlawrev-27644	222	10	69	69	NUM
inlawrev-27644	222	11	.	.	PUNCT
inlawrev-27644	223	1	moore	moore	PROPN
inlawrev-27644	223	2	,	,	PUNCT
inlawrev-27644	223	3	supra	supra	PROPN
inlawrev-27644	223	4	note	note	PROPN
inlawrev-27644	223	5	15	15	NUM
inlawrev-27644	223	6	(	(	PUNCT
inlawrev-27644	223	7	stating	state	VERB
inlawrev-27644	223	8	that	that	SCONJ
inlawrev-27644	223	9	one	one	NUM
inlawrev-27644	223	10	of	of	ADP
inlawrev-27644	223	11	the	the	DET
inlawrev-27644	223	12	reasons	reason	NOUN
inlawrev-27644	223	13	plan	plan	VERB
inlawrev-27644	223	14	sponsors	sponsor	NOUN
inlawrev-27644	223	15	give	give	VERB
inlawrev-27644	223	16	for	for	ADP
inlawrev-27644	223	17	not	not	PART
inlawrev-27644	223	18	offering	offer	VERB
inlawrev-27644	223	19	sustainable	sustainable	ADJ
inlawrev-27644	223	20	investments	investment	NOUN
inlawrev-27644	223	21	is	be	AUX
inlawrev-27644	223	22	a	a	DET
inlawrev-27644	223	23	belief	belief	NOUN
inlawrev-27644	223	24	they	they	PRON
inlawrev-27644	223	25	have	have	VERB
inlawrev-27644	223	26	lower	low	ADJ
inlawrev-27644	223	27	returns	return	NOUN
inlawrev-27644	223	28	)	)	PUNCT
inlawrev-27644	223	29	.	.	PUNCT
inlawrev-27644	224	1	70	70	NUM
inlawrev-27644	224	2	.	.	PUNCT
inlawrev-27644	224	3	bauer	bauer	PROPN
inlawrev-27644	224	4	et	et	PROPN
inlawrev-27644	224	5	al	al	PROPN
inlawrev-27644	224	6	.	.	PROPN
inlawrev-27644	224	7	,	,	PUNCT
inlawrev-27644	224	8	supra	supra	PROPN
inlawrev-27644	224	9	note	note	PROPN
inlawrev-27644	224	10	46	46	NUM
inlawrev-27644	224	11	,	,	PUNCT
inlawrev-27644	224	12	at	at	ADP
inlawrev-27644	224	13	3979	3979	NUM
inlawrev-27644	224	14	.	.	PUNCT
inlawrev-27644	225	1	71	71	NUM
inlawrev-27644	225	2	.	.	PUNCT
inlawrev-27644	226	1	i	i	PRON
inlawrev-27644	226	2	d.	d.	PROPN
inlawrev-27644	226	3	at	at	ADP
inlawrev-27644	226	4	3997	3997	NUM
inlawrev-27644	226	5	.	.	PUNCT
inlawrev-27644	227	1	72	72	NUM
inlawrev-27644	227	2	.	.	PUNCT
inlawrev-27644	228	1	i	i	PRON
inlawrev-27644	228	2	d.	d.	PROPN
inlawrev-27644	228	3	however	however	ADV
inlawrev-27644	228	4	,	,	PUNCT
inlawrev-27644	228	5	participants	participant	NOUN
inlawrev-27644	228	6	who	who	PRON
inlawrev-27644	228	7	expect	expect	VERB
inlawrev-27644	228	8	sustainable	sustainable	ADJ
inlawrev-27644	228	9	investing	investing	NOUN
inlawrev-27644	228	10	to	to	PART
inlawrev-27644	228	11	significantly	significantly	ADV
inlawrev-27644	228	12	lower	lower	VERB
inlawrev-27644	228	13	their	their	PRON
inlawrev-27644	228	14	pensions	pension	NOUN
inlawrev-27644	228	15	were	be	AUX
inlawrev-27644	228	16	less	less	ADV
inlawrev-27644	228	17	supportive	supportive	ADJ
inlawrev-27644	228	18	of	of	ADP
inlawrev-27644	228	19	that	that	DET
inlawrev-27644	228	20	investing	investing	NOUN
inlawrev-27644	228	21	.	.	PUNCT
inlawrev-27644	229	1	i	i	PRON
inlawrev-27644	229	2	d.	d.	PROPN
inlawrev-27644	229	3	at	at	ADP
inlawrev-27644	229	4	4003	4003	NUM
inlawrev-27644	229	5	.	.	PUNCT
inlawrev-27644	230	1	73	73	NUM
inlawrev-27644	230	2	.	.	PUNCT
inlawrev-27644	231	1	i	i	PRON
inlawrev-27644	231	2	d.	d.	PROPN
inlawrev-27644	231	3	at	at	ADP
inlawrev-27644	231	4	3979	3979	NUM
inlawrev-27644	231	5	.	.	PUNCT
inlawrev-27644	232	1	74	74	NUM
inlawrev-27644	232	2	.	.	PUNCT
inlawrev-27644	233	1	i	i	PRON
inlawrev-27644	233	2	d.	d.	PROPN
inlawrev-27644	233	3	the	the	DET
inlawrev-27644	233	4	authors	author	NOUN
inlawrev-27644	233	5	measured	measure	VERB
inlawrev-27644	233	6	social	social	ADJ
inlawrev-27644	233	7	preferences	preference	NOUN
inlawrev-27644	233	8	by	by	ADP
inlawrev-27644	233	9	using	use	VERB
inlawrev-27644	233	10	the	the	DET
inlawrev-27644	233	11	standard	standard	ADJ
inlawrev-27644	233	12	question	question	NOUN
inlawrev-27644	233	13	“	"	PUNCT
inlawrev-27644	233	14	how	how	SCONJ
inlawrev-27644	233	15	willing	willing	ADJ
inlawrev-27644	233	16	are	be	AUX
inlawrev-27644	233	17	you	you	PRON
inlawrev-27644	233	18	to	to	PART
inlawrev-27644	233	19	give	give	VERB
inlawrev-27644	233	20	to	to	ADP
inlawrev-27644	233	21	good	good	ADJ
inlawrev-27644	233	22	causes	cause	NOUN
inlawrev-27644	233	23	without	without	ADP
inlawrev-27644	233	24	expecting	expect	VERB
inlawrev-27644	233	25	anything	anything	PRON
inlawrev-27644	233	26	in	in	ADP
inlawrev-27644	233	27	return	return	NOUN
inlawrev-27644	233	28	?	?	PUNCT
inlawrev-27644	233	29	”	"	PUNCT
inlawrev-27644	234	1	i	i	PRON
inlawrev-27644	234	2	d.	d.	VERB
inlawrev-27644	234	3	at	at	ADP
inlawrev-27644	234	4	3995	3995	NUM
inlawrev-27644	234	5	;	;	PUNCT
inlawrev-27644	234	6	see	see	VERB
inlawrev-27644	234	7	also	also	ADV
inlawrev-27644	234	8	delson	delson	PROPN
inlawrev-27644	234	9	&	&	CCONJ
inlawrev-27644	234	10	lehr	lehr	PROPN
inlawrev-27644	234	11	,	,	PUNCT
inlawrev-27644	234	12	supra	supra	PROPN
inlawrev-27644	234	13	note	note	NOUN
inlawrev-27644	234	14	32	32	NUM
inlawrev-27644	234	15	,	,	PUNCT
inlawrev-27644	234	16	at	at	ADP
inlawrev-27644	234	17	253	253	NUM
inlawrev-27644	234	18	(	(	PUNCT
inlawrev-27644	234	19	finding	find	VERB
inlawrev-27644	234	20	strong	strong	ADJ
inlawrev-27644	234	21	alignment	alignment	NOUN
inlawrev-27644	234	22	between	between	ADP
inlawrev-27644	234	23	personal	personal	ADJ
inlawrev-27644	234	24	values	value	NOUN
inlawrev-27644	234	25	and	and	CCONJ
inlawrev-27644	234	26	preferences	preference	NOUN
inlawrev-27644	234	27	for	for	ADP
inlawrev-27644	234	28	sustainable	sustainable	ADJ
inlawrev-27644	234	29	investments	investment	NOUN
inlawrev-27644	234	30	)	)	PUNCT
inlawrev-27644	234	31	.	.	PUNCT
inlawrev-27644	235	1	75	75	NUM
inlawrev-27644	235	2	.	.	PUNCT
inlawrev-27644	236	1	see	see	VERB
inlawrev-27644	236	2	supra	supra	PROPN
inlawrev-27644	236	3	part	part	PROPN
inlawrev-27644	236	4	i.a	i.a	PROPN
inlawrev-27644	236	5	.	.	PROPN
inlawrev-27644	236	6	76	76	NUM
inlawrev-27644	236	7	.	.	PUNCT
inlawrev-27644	237	1	see	see	VERB
inlawrev-27644	238	1	i	i	PRON
inlawrev-27644	238	2	d.	d.	PROPN
inlawrev-27644	238	3	64	64	NUM
inlawrev-27644	238	4	indiana	indiana	PROPN
inlawrev-27644	238	5	law	law	PROPN
inlawrev-27644	238	6	review	review	NOUN
inlawrev-27644	238	7	[	[	X
inlawrev-27644	238	8	vol	vol	NOUN
inlawrev-27644	238	9	.	.	PUNCT
inlawrev-27644	238	10	57:53	57:53	NUM
inlawrev-27644	238	11	may	may	AUX
inlawrev-27644	238	12	be	be	AUX
inlawrev-27644	238	13	very	very	ADV
inlawrev-27644	238	14	different.77	different.77	NOUN
inlawrev-27644	238	15	ii	ii	NOUN
inlawrev-27644	238	16	.	.	PUNCT
inlawrev-27644	239	1	the	the	DET
inlawrev-27644	239	2	regulatory	regulatory	ADJ
inlawrev-27644	239	3	landscape	landscape	NOUN
inlawrev-27644	239	4	this	this	DET
inlawrev-27644	239	5	part	part	NOUN
inlawrev-27644	239	6	first	first	ADV
inlawrev-27644	239	7	explains	explain	VERB
inlawrev-27644	239	8	the	the	DET
inlawrev-27644	239	9	employee	employee	NOUN
inlawrev-27644	239	10	retirement	retirement	PROPN
inlawrev-27644	239	11	income	income	PROPN
inlawrev-27644	239	12	security	security	PROPN
inlawrev-27644	239	13	act	act	PROPN
inlawrev-27644	239	14	’s	’s	PART
inlawrev-27644	239	15	(	(	PUNCT
inlawrev-27644	239	16	erisa	erisa	NOUN
inlawrev-27644	239	17	)	)	PUNCT
inlawrev-27644	239	18	statutory	statutory	ADJ
inlawrev-27644	239	19	fiduciary	fiduciary	ADJ
inlawrev-27644	239	20	provisions.78	provisions.78	NOUN
inlawrev-27644	239	21	it	it	PRON
inlawrev-27644	239	22	then	then	ADV
inlawrev-27644	239	23	considers	consider	VERB
inlawrev-27644	239	24	the	the	DET
inlawrev-27644	239	25	nuances	nuance	NOUN
inlawrev-27644	239	26	of	of	ADP
inlawrev-27644	239	27	fiduciary	fiduciary	ADJ
inlawrev-27644	239	28	obligations	obligation	NOUN
inlawrev-27644	239	29	in	in	ADP
inlawrev-27644	239	30	401(k	401(k	NOUN
inlawrev-27644	239	31	)	)	PUNCT
inlawrev-27644	239	32	plans	plan	NOUN
inlawrev-27644	239	33	.	.	PUNCT
inlawrev-27644	240	1	it	it	PRON
inlawrev-27644	240	2	next	next	ADV
inlawrev-27644	240	3	reviews	review	VERB
inlawrev-27644	240	4	the	the	DET
inlawrev-27644	240	5	unstable	unstable	ADJ
inlawrev-27644	240	6	history	history	NOUN
inlawrev-27644	240	7	of	of	ADP
inlawrev-27644	240	8	the	the	DET
inlawrev-27644	240	9	dol	dol	NOUN
inlawrev-27644	240	10	’s	’s	PART
inlawrev-27644	240	11	regulatory	regulatory	ADJ
inlawrev-27644	240	12	interpretations	interpretation	NOUN
inlawrev-27644	240	13	that	that	PRON
inlawrev-27644	240	14	apply	apply	VERB
inlawrev-27644	240	15	the	the	DET
inlawrev-27644	240	16	fiduciary	fiduciary	ADJ
inlawrev-27644	240	17	obligations	obligation	NOUN
inlawrev-27644	240	18	to	to	PART
inlawrev-27644	240	19	sustainable	sustainable	ADJ
inlawrev-27644	240	20	investing	investing	NOUN
inlawrev-27644	240	21	decisions	decision	NOUN
inlawrev-27644	240	22	.	.	PUNCT
inlawrev-27644	241	1	finally	finally	ADV
inlawrev-27644	241	2	,	,	PUNCT
inlawrev-27644	241	3	it	it	PRON
inlawrev-27644	241	4	analyzes	analyze	VERB
inlawrev-27644	241	5	the	the	DET
inlawrev-27644	241	6	extent	extent	NOUN
inlawrev-27644	241	7	to	to	PART
inlawrev-27644	241	8	which	which	PRON
inlawrev-27644	241	9	regulatory	regulatory	ADJ
inlawrev-27644	241	10	and	and	CCONJ
inlawrev-27644	241	11	other	other	ADJ
inlawrev-27644	241	12	concerns	concern	NOUN
inlawrev-27644	241	13	have	have	AUX
inlawrev-27644	241	14	discouraged	discourage	VERB
inlawrev-27644	241	15	fiduciaries	fiduciary	NOUN
inlawrev-27644	241	16	from	from	ADP
inlawrev-27644	241	17	including	include	VERB
inlawrev-27644	241	18	sustainable	sustainable	ADJ
inlawrev-27644	241	19	investment	investment	NOUN
inlawrev-27644	241	20	options	option	NOUN
inlawrev-27644	241	21	on	on	ADP
inlawrev-27644	241	22	401(k	401(k	PROPN
inlawrev-27644	241	23	)	)	PUNCT
inlawrev-27644	241	24	plan	plan	NOUN
inlawrev-27644	241	25	menus	menus	NOUN
inlawrev-27644	241	26	.	.	PUNCT
inlawrev-27644	242	1	a.	a.	PROPN
inlawrev-27644	242	2	fiduciary	fiduciary	PROPN
inlawrev-27644	242	3	obligations	obligation	NOUN
inlawrev-27644	242	4	erisa	erisa	NOUN
inlawrev-27644	242	5	imposes	impose	VERB
inlawrev-27644	242	6	four	four	NUM
inlawrev-27644	242	7	general	general	ADJ
inlawrev-27644	242	8	requirements	requirement	NOUN
inlawrev-27644	242	9	on	on	ADP
inlawrev-27644	242	10	fiduciaries	fiduciary	NOUN
inlawrev-27644	242	11	,	,	PUNCT
inlawrev-27644	242	12	all	all	PRON
inlawrev-27644	242	13	of	of	ADP
inlawrev-27644	242	14	which	which	PRON
inlawrev-27644	242	15	are	be	AUX
inlawrev-27644	242	16	framed	frame	VERB
inlawrev-27644	242	17	within	within	ADP
inlawrev-27644	242	18	an	an	DET
inlawrev-27644	242	19	overarching	overarching	ADJ
inlawrev-27644	242	20	command	command	NOUN
inlawrev-27644	242	21	that	that	SCONJ
inlawrev-27644	242	22	the	the	DET
inlawrev-27644	242	23	“	"	PUNCT
inlawrev-27644	242	24	fiduciary	fiduciary	ADJ
inlawrev-27644	242	25	shall	shall	AUX
inlawrev-27644	242	26	discharge	discharge	VERB
inlawrev-27644	242	27	his	his	PRON
inlawrev-27644	242	28	duties	duty	NOUN
inlawrev-27644	242	29	with	with	ADP
inlawrev-27644	242	30	respect	respect	NOUN
inlawrev-27644	242	31	to	to	ADP
inlawrev-27644	242	32	a	a	DET
inlawrev-27644	242	33	plan	plan	NOUN
inlawrev-27644	242	34	solely	solely	ADV
inlawrev-27644	242	35	in	in	ADP
inlawrev-27644	242	36	the	the	DET
inlawrev-27644	242	37	interest	interest	NOUN
inlawrev-27644	242	38	of	of	ADP
inlawrev-27644	242	39	the	the	DET
inlawrev-27644	242	40	participants	participant	NOUN
inlawrev-27644	242	41	and	and	CCONJ
inlawrev-27644	242	42	beneficiaries	beneficiary	NOUN
inlawrev-27644	242	43	.	.	PUNCT
inlawrev-27644	243	1	”79	”79	PROPN
inlawrev-27644	243	2	the	the	DET
inlawrev-27644	243	3	first	first	ADJ
inlawrev-27644	243	4	is	be	AUX
inlawrev-27644	243	5	a	a	DET
inlawrev-27644	243	6	duty	duty	NOUN
inlawrev-27644	243	7	to	to	PART
inlawrev-27644	243	8	act	act	VERB
inlawrev-27644	243	9	“	"	PUNCT
inlawrev-27644	243	10	for	for	ADP
inlawrev-27644	243	11	the	the	DET
inlawrev-27644	243	12	exclusive	exclusive	ADJ
inlawrev-27644	243	13	purposes	purpose	NOUN
inlawrev-27644	243	14	of	of	ADP
inlawrev-27644	243	15	(	(	PUNCT
inlawrev-27644	243	16	i	i	NOUN
inlawrev-27644	243	17	)	)	PUNCT
inlawrev-27644	243	18	providing	provide	VERB
inlawrev-27644	243	19	benefits	benefit	NOUN
inlawrev-27644	243	20	to	to	ADP
inlawrev-27644	243	21	participants	participant	NOUN
inlawrev-27644	243	22	and	and	CCONJ
inlawrev-27644	243	23	their	their	PRON
inlawrev-27644	243	24	beneficiaries	beneficiary	NOUN
inlawrev-27644	243	25	and	and	CCONJ
inlawrev-27644	243	26	(	(	PUNCT
inlawrev-27644	243	27	ii	ii	NOUN
inlawrev-27644	243	28	)	)	PUNCT
inlawrev-27644	243	29	defraying	defray	VERB
inlawrev-27644	243	30	reasonable	reasonable	ADJ
inlawrev-27644	243	31	expenses	expense	NOUN
inlawrev-27644	243	32	of	of	ADP
inlawrev-27644	243	33	administering	administer	VERB
inlawrev-27644	243	34	the	the	DET
inlawrev-27644	243	35	plan	plan	NOUN
inlawrev-27644	243	36	.	.	PUNCT
inlawrev-27644	243	37	”8	”8	PUNCT
inlawrev-27644	243	38	0	0	NUM
inlawrev-27644	244	1	the	the	DET
inlawrev-27644	244	2	second	second	NOUN
inlawrev-27644	244	3	is	be	AUX
inlawrev-27644	244	4	a	a	DET
inlawrev-27644	244	5	duty	duty	NOUN
inlawrev-27644	244	6	to	to	PART
inlawrev-27644	244	7	act	act	VERB
inlawrev-27644	244	8	prudently.81	prudently.81	PROPN
inlawrev-27644	244	9	the	the	DET
inlawrev-27644	244	10	final	final	ADJ
inlawrev-27644	244	11	two	two	NUM
inlawrev-27644	244	12	duties	duty	NOUN
inlawrev-27644	244	13	are	be	AUX
inlawrev-27644	244	14	a	a	DET
inlawrev-27644	244	15	duty	duty	NOUN
inlawrev-27644	244	16	to	to	PART
inlawrev-27644	244	17	diversify	diversify	VERB
inlawrev-27644	244	18	investments	investment	NOUN
inlawrev-27644	244	19	in	in	ADP
inlawrev-27644	244	20	most	most	ADJ
inlawrev-27644	244	21	circumstances	circumstance	NOUN
inlawrev-27644	244	22	,	,	PUNCT
inlawrev-27644	244	23	which	which	PRON
inlawrev-27644	244	24	can	can	AUX
inlawrev-27644	244	25	be	be	AUX
inlawrev-27644	244	26	characterized	characterize	VERB
inlawrev-27644	244	27	as	as	ADP
inlawrev-27644	244	28	an	an	DET
inlawrev-27644	244	29	implementing	implement	VERB
inlawrev-27644	244	30	rule82	rule82	NOUN
inlawrev-27644	244	31	for	for	ADP
inlawrev-27644	244	32	the	the	DET
inlawrev-27644	244	33	duty	duty	NOUN
inlawrev-27644	244	34	of	of	ADP
inlawrev-27644	244	35	prudence	prudence	NOUN
inlawrev-27644	244	36	,	,	PUNCT
inlawrev-27644	244	37	and	and	CCONJ
inlawrev-27644	244	38	a	a	DET
inlawrev-27644	244	39	duty	duty	NOUN
inlawrev-27644	244	40	to	to	PART
inlawrev-27644	244	41	administer	administer	VERB
inlawrev-27644	244	42	the	the	DET
inlawrev-27644	244	43	plan	plan	NOUN
inlawrev-27644	244	44	in	in	ADP
inlawrev-27644	244	45	accordance	accordance	NOUN
inlawrev-27644	244	46	with	with	ADP
inlawrev-27644	244	47	the	the	DET
inlawrev-27644	244	48	plan	plan	NOUN
inlawrev-27644	244	49	’s	’s	PART
inlawrev-27644	244	50	instruments	instrument	NOUN
inlawrev-27644	244	51	“	"	PUNCT
inlawrev-27644	244	52	insofar	insofar	ADV
inlawrev-27644	244	53	as	as	ADP
inlawrev-27644	244	54	such	such	ADJ
inlawrev-27644	244	55	documents	document	NOUN
inlawrev-27644	244	56	and	and	CCONJ
inlawrev-27644	244	57	instruments	instrument	NOUN
inlawrev-27644	244	58	are	be	AUX
inlawrev-27644	244	59	consistent	consistent	ADJ
inlawrev-27644	244	60	with	with	ADP
inlawrev-27644	244	61	the	the	DET
inlawrev-27644	244	62	provisions	provision	NOUN
inlawrev-27644	244	63	of	of	ADP
inlawrev-27644	244	64	[	[	X
inlawrev-27644	244	65	erisa].”83	erisa].”83	VERB
inlawrev-27644	244	66	the	the	DET
inlawrev-27644	244	67	primary	primary	ADJ
inlawrev-27644	244	68	duties	duty	NOUN
inlawrev-27644	244	69	clearly	clearly	ADV
inlawrev-27644	244	70	are	be	AUX
inlawrev-27644	244	71	based	base	VERB
inlawrev-27644	244	72	in	in	ADP
inlawrev-27644	244	73	the	the	DET
inlawrev-27644	244	74	traditional	traditional	ADJ
inlawrev-27644	244	75	fiduciary	fiduciary	ADJ
inlawrev-27644	244	76	duties	duty	NOUN
inlawrev-27644	244	77	of	of	ADP
inlawrev-27644	244	78	loyalty	loyalty	NOUN
inlawrev-27644	244	79	and	and	CCONJ
inlawrev-27644	244	80	prudence.84	prudence.84	PROPN
inlawrev-27644	244	81	77	77	NUM
inlawrev-27644	244	82	.	.	PUNCT
inlawrev-27644	245	1	see	see	VERB
inlawrev-27644	245	2	,	,	PUNCT
inlawrev-27644	245	3	e.g.	e.g.	ADV
inlawrev-27644	245	4	,	,	PUNCT
inlawrev-27644	245	5	delsen	delsen	NOUN
inlawrev-27644	245	6	&	&	CCONJ
inlawrev-27644	245	7	lehr	lehr	PROPN
inlawrev-27644	245	8	,	,	PUNCT
inlawrev-27644	245	9	supra	supra	PROPN
inlawrev-27644	245	10	note	note	NOUN
inlawrev-27644	245	11	32	32	NUM
inlawrev-27644	245	12	,	,	PUNCT
inlawrev-27644	245	13	at	at	ADP
inlawrev-27644	245	14	247	247	NUM
inlawrev-27644	245	15	(	(	PUNCT
inlawrev-27644	245	16	noting	note	VERB
inlawrev-27644	245	17	that	that	SCONJ
inlawrev-27644	245	18	the	the	DET
inlawrev-27644	245	19	“	"	PUNCT
inlawrev-27644	245	20	netherlands	netherlands	PROPN
inlawrev-27644	245	21	is	be	AUX
inlawrev-27644	245	22	one	one	NUM
inlawrev-27644	245	23	of	of	ADP
inlawrev-27644	245	24	the	the	DET
inlawrev-27644	245	25	most	most	ADV
inlawrev-27644	245	26	post	post	ADJ
inlawrev-27644	245	27	-	-	ADJ
inlawrev-27644	245	28	material	material	ADJ
inlawrev-27644	245	29	societies	society	NOUN
inlawrev-27644	245	30	in	in	ADP
inlawrev-27644	245	31	the	the	DET
inlawrev-27644	245	32	world	world	NOUN
inlawrev-27644	245	33	.	.	PUNCT
inlawrev-27644	245	34	”	"	PUNCT
inlawrev-27644	245	35	)	)	PUNCT
inlawrev-27644	245	36	.	.	PUNCT
inlawrev-27644	246	1	78	78	NUM
inlawrev-27644	246	2	.	.	PUNCT
inlawrev-27644	247	1	employee	employee	NOUN
inlawrev-27644	247	2	retirement	retirement	PROPN
inlawrev-27644	247	3	income	income	PROPN
inlawrev-27644	247	4	security	security	PROPN
inlawrev-27644	247	5	act	act	PROPN
inlawrev-27644	247	6	§	§	PROPN
inlawrev-27644	247	7	§	§	PROPN
inlawrev-27644	247	8	1	1	NUM
inlawrev-27644	247	9	-	-	SYM
inlawrev-27644	247	10	4402	4402	NUM
inlawrev-27644	247	11	,	,	PUNCT
inlawrev-27644	247	12	29	29	NUM
inlawrev-27644	247	13	u.s.c	u.s.c	ADJ
inlawrev-27644	247	14	.	.	PUNCT
inlawrev-27644	248	1	§	§	PROPN
inlawrev-27644	248	2	§	§	PROPN
inlawrev-27644	248	3	1001	1001	NUM
inlawrev-27644	248	4	-	-	SYM
inlawrev-27644	248	5	1461	1461	NUM
inlawrev-27644	248	6	[	[	PUNCT
inlawrev-27644	248	7	hereinafter	hereinafter	NOUN
inlawrev-27644	248	8	erisa	erisa	NOUN
inlawrev-27644	248	9	]	]	X
inlawrev-27644	248	10	.	.	PUNCT
inlawrev-27644	249	1	79	79	NUM
inlawrev-27644	249	2	.	.	PUNCT
inlawrev-27644	250	1	erisa	erisa	PROPN
inlawrev-27644	250	2	§	§	PROPN
inlawrev-27644	250	3	404(a)(1	404(a)(1	PROPN
inlawrev-27644	250	4	)	)	PUNCT
inlawrev-27644	250	5	,	,	PUNCT
inlawrev-27644	250	6	29	29	NUM
inlawrev-27644	250	7	u.s.c	u.s.c	ADJ
inlawrev-27644	250	8	.	.	PUNCT
inlawrev-27644	251	1	§	§	PROPN
inlawrev-27644	251	2	1104(a)(1	1104(a)(1	NUM
inlawrev-27644	251	3	)	)	PUNCT
inlawrev-27644	251	4	.	.	PUNCT
inlawrev-27644	252	1	80	80	NUM
inlawrev-27644	252	2	.	.	PUNCT
inlawrev-27644	253	1	erisa	erisa	NOUN
inlawrev-27644	253	2	§	§	PROPN
inlawrev-27644	253	3	404(a)(1)(a	404(a)(1)(a	PROPN
inlawrev-27644	253	4	)	)	PUNCT
inlawrev-27644	253	5	,	,	PUNCT
inlawrev-27644	253	6	29	29	NUM
inlawrev-27644	253	7	u.s.c	u.s.c	ADJ
inlawrev-27644	253	8	.	.	PUNCT
inlawrev-27644	254	1	§	§	PROPN
inlawrev-27644	254	2	1104(a)(1)(a	1104(a)(1)(a	NUM
inlawrev-27644	254	3	)	)	PUNCT
inlawrev-27644	254	4	.	.	PUNCT
inlawrev-27644	255	1	81	81	NUM
inlawrev-27644	255	2	.	.	PUNCT
inlawrev-27644	256	1	erisa	erisa	PROPN
inlawrev-27644	256	2	§	§	PROPN
inlawrev-27644	256	3	404(a)(1)(b	404(a)(1)(b	PROPN
inlawrev-27644	256	4	)	)	PUNCT
inlawrev-27644	256	5	,	,	PUNCT
inlawrev-27644	256	6	29	29	NUM
inlawrev-27644	256	7	u.s.c	u.s.c	ADJ
inlawrev-27644	256	8	.	.	PUNCT
inlawrev-27644	257	1	§	§	PROPN
inlawrev-27644	257	2	1104(a)(1)(b	1104(a)(1)(b	NUM
inlawrev-27644	257	3	)	)	PUNCT
inlawrev-27644	257	4	.	.	PUNCT
inlawrev-27644	258	1	82	82	NUM
inlawrev-27644	258	2	.	.	PUNCT
inlawrev-27644	259	1	implementing	implement	VERB
inlawrev-27644	259	2	rules	rule	NOUN
inlawrev-27644	259	3	adapt	adapt	VERB
inlawrev-27644	259	4	flexible	flexible	ADJ
inlawrev-27644	259	5	and	and	CCONJ
inlawrev-27644	259	6	broad	broad	ADJ
inlawrev-27644	259	7	fiduciary	fiduciary	ADJ
inlawrev-27644	259	8	obligations	obligation	NOUN
inlawrev-27644	259	9	to	to	ADP
inlawrev-27644	259	10	specific	specific	ADJ
inlawrev-27644	259	11	applications	application	NOUN
inlawrev-27644	259	12	.	.	PUNCT
inlawrev-27644	260	1	see	see	VERB
inlawrev-27644	260	2	robert	robert	PROPN
inlawrev-27644	260	3	h.	h.	PROPN
inlawrev-27644	260	4	sitkoff	sitkoff	PROPN
inlawrev-27644	260	5	,	,	PUNCT
inlawrev-27644	260	6	the	the	DET
inlawrev-27644	260	7	economic	economic	ADJ
inlawrev-27644	260	8	structure	structure	NOUN
inlawrev-27644	260	9	of	of	ADP
inlawrev-27644	260	10	fiduciary	fiduciary	ADJ
inlawrev-27644	260	11	law	law	NOUN
inlawrev-27644	260	12	,	,	PUNCT
inlawrev-27644	260	13	91	91	NUM
inlawrev-27644	260	14	b.u	b.u	PROPN
inlawrev-27644	260	15	.	.	PROPN
inlawrev-27644	260	16	l.	l.	PROPN
inlawrev-27644	260	17	rev	rev	PROPN
inlawrev-27644	260	18	.	.	PROPN
inlawrev-27644	260	19	1039	1039	NUM
inlawrev-27644	260	20	,	,	PUNCT
inlawrev-27644	260	21	1044	1044	NUM
inlawrev-27644	260	22	-	-	SYM
inlawrev-27644	260	23	45	45	NUM
inlawrev-27644	260	24	(	(	PUNCT
inlawrev-27644	260	25	2011	2011	NUM
inlawrev-27644	260	26	)	)	PUNCT
inlawrev-27644	260	27	(	(	PUNCT
inlawrev-27644	260	28	discussing	discuss	VERB
inlawrev-27644	260	29	implementing	implement	VERB
inlawrev-27644	260	30	rules	rule	NOUN
inlawrev-27644	260	31	in	in	ADP
inlawrev-27644	260	32	fiduciary	fiduciary	ADJ
inlawrev-27644	260	33	trust	trust	NOUN
inlawrev-27644	260	34	law	law	NOUN
inlawrev-27644	260	35	)	)	PUNCT
inlawrev-27644	260	36	.	.	PUNCT
inlawrev-27644	261	1	fiduciary	fiduciary	ADJ
inlawrev-27644	261	2	law	law	NOUN
inlawrev-27644	261	3	’s	’s	PART
inlawrev-27644	261	4	implementing	implement	VERB
inlawrev-27644	261	5	rules	rule	NOUN
inlawrev-27644	261	6	are	be	AUX
inlawrev-27644	261	7	similar	similar	ADJ
inlawrev-27644	261	8	to	to	ADP
inlawrev-27644	261	9	the	the	DET
inlawrev-27644	261	10	rules	rule	NOUN
inlawrev-27644	261	11	and	and	CCONJ
inlawrev-27644	261	12	regulations	regulation	NOUN
inlawrev-27644	261	13	developed	develop	VERB
inlawrev-27644	261	14	by	by	ADP
inlawrev-27644	261	15	agencies	agency	NOUN
inlawrev-27644	261	16	such	such	ADJ
inlawrev-27644	261	17	as	as	ADP
inlawrev-27644	261	18	the	the	DET
inlawrev-27644	261	19	securities	securities	PROPN
inlawrev-27644	261	20	and	and	CCONJ
inlawrev-27644	261	21	exchange	exchange	PROPN
inlawrev-27644	261	22	commission	commission	PROPN
inlawrev-27644	261	23	(	(	PUNCT
inlawrev-27644	261	24	sec	sec	PROPN
inlawrev-27644	261	25	)	)	PUNCT
inlawrev-27644	261	26	to	to	PART
inlawrev-27644	261	27	provide	provide	VERB
inlawrev-27644	261	28	guidance	guidance	NOUN
inlawrev-27644	261	29	on	on	ADP
inlawrev-27644	261	30	statutory	statutory	ADJ
inlawrev-27644	261	31	provisions	provision	NOUN
inlawrev-27644	261	32	.	.	PUNCT
inlawrev-27644	262	1	those	those	DET
inlawrev-27644	262	2	rules	rule	NOUN
inlawrev-27644	262	3	and	and	CCONJ
inlawrev-27644	262	4	regulations	regulation	NOUN
inlawrev-27644	262	5	also	also	ADV
inlawrev-27644	262	6	sometimes	sometimes	ADV
inlawrev-27644	262	7	are	be	AUX
inlawrev-27644	262	8	referred	refer	VERB
inlawrev-27644	262	9	to	to	ADP
inlawrev-27644	262	10	as	as	ADP
inlawrev-27644	262	11	implementing	implement	VERB
inlawrev-27644	262	12	rules	rule	NOUN
inlawrev-27644	262	13	.	.	PUNCT
inlawrev-27644	263	1	see	see	VERB
inlawrev-27644	263	2	,	,	PUNCT
inlawrev-27644	263	3	e.g.	e.g.	ADV
inlawrev-27644	263	4	,	,	PUNCT
inlawrev-27644	263	5	james	james	PROPN
inlawrev-27644	263	6	j.	j.	PROPN
inlawrev-27644	263	7	park	park	PROPN
inlawrev-27644	263	8	,	,	PUNCT
inlawrev-27644	263	9	insider	insider	NOUN
inlawrev-27644	263	10	trading	trading	NOUN
inlawrev-27644	263	11	and	and	CCONJ
inlawrev-27644	263	12	the	the	DET
inlawrev-27644	263	13	integrity	integrity	NOUN
inlawrev-27644	263	14	of	of	ADP
inlawrev-27644	263	15	mandatory	mandatory	ADJ
inlawrev-27644	263	16	disclosure	disclosure	NOUN
inlawrev-27644	263	17	,	,	PUNCT
inlawrev-27644	263	18	2018	2018	NUM
inlawrev-27644	263	19	wis	wis	NOUN
inlawrev-27644	263	20	.	.	PUNCT
inlawrev-27644	264	1	l.	l.	PROPN
inlawrev-27644	264	2	rev	rev	PROPN
inlawrev-27644	264	3	.	.	PROPN
inlawrev-27644	264	4	1133	1133	NUM
inlawrev-27644	264	5	,	,	PUNCT
inlawrev-27644	264	6	1134	1134	NUM
inlawrev-27644	264	7	n.1	n.1	PRON
inlawrev-27644	264	8	(	(	PUNCT
inlawrev-27644	264	9	referring	refer	VERB
inlawrev-27644	264	10	to	to	ADP
inlawrev-27644	264	11	a	a	DET
inlawrev-27644	264	12	regulation	regulation	NOUN
inlawrev-27644	264	13	promulgated	promulgate	VERB
inlawrev-27644	264	14	by	by	ADP
inlawrev-27644	264	15	the	the	DET
inlawrev-27644	264	16	sec	sec	PROPN
inlawrev-27644	264	17	as	as	ADP
inlawrev-27644	264	18	an	an	DET
inlawrev-27644	264	19	implementing	implement	VERB
inlawrev-27644	264	20	rule	rule	NOUN
inlawrev-27644	264	21	)	)	PUNCT
inlawrev-27644	264	22	.	.	PUNCT
inlawrev-27644	265	1	83	83	NUM
inlawrev-27644	265	2	.	.	PUNCT
inlawrev-27644	266	1	erisa	erisa	PROPN
inlawrev-27644	266	2	§	§	PROPN
inlawrev-27644	266	3	404(a)(1)(c)-(d	404(a)(1)(c)-(d	PROPN
inlawrev-27644	266	4	)	)	PUNCT
inlawrev-27644	266	5	,	,	PUNCT
inlawrev-27644	266	6	29	29	NUM
inlawrev-27644	266	7	u.s.c	u.s.c	ADJ
inlawrev-27644	266	8	.	.	PUNCT
inlawrev-27644	267	1	§	§	PROPN
inlawrev-27644	267	2	1104(a)(1)(c)-(d	1104(a)(1)(c)-(d	NUM
inlawrev-27644	267	3	)	)	PUNCT
inlawrev-27644	267	4	.	.	PUNCT
inlawrev-27644	268	1	84	84	NUM
inlawrev-27644	268	2	.	.	PUNCT
inlawrev-27644	269	1	dana	dana	PROPN
inlawrev-27644	269	2	m.	m.	PROPN
inlawrev-27644	269	3	muir	muir	PROPN
inlawrev-27644	269	4	,	,	PUNCT
inlawrev-27644	269	5	decentralized	decentralized	ADJ
inlawrev-27644	269	6	enforcement	enforcement	NOUN
inlawrev-27644	269	7	to	to	PART
inlawrev-27644	269	8	combat	combat	VERB
inlawrev-27644	269	9	financial	financial	ADJ
inlawrev-27644	269	10	wrongdoing	wrongdoing	NOUN
inlawrev-27644	269	11	in	in	ADP
inlawrev-27644	269	12	pensions	pension	NOUN
inlawrev-27644	269	13	:	:	PUNCT
inlawrev-27644	269	14	what	what	DET
inlawrev-27644	269	15	types	type	NOUN
inlawrev-27644	269	16	of	of	ADP
inlawrev-27644	269	17	watchdogs	watchdog	NOUN
inlawrev-27644	269	18	are	be	AUX
inlawrev-27644	269	19	necessary	necessary	ADJ
inlawrev-27644	269	20	to	to	PART
inlawrev-27644	269	21	keep	keep	VERB
inlawrev-27644	269	22	the	the	DET
inlawrev-27644	269	23	foxes	fox	NOUN
inlawrev-27644	269	24	out	out	ADP
inlawrev-27644	269	25	of	of	ADP
inlawrev-27644	269	26	the	the	DET
inlawrev-27644	269	27	henhouse	henhouse	NOUN
inlawrev-27644	269	28	?	?	PUNCT
inlawrev-27644	269	29	,	,	PUNCT
inlawrev-27644	269	30	53	53	NUM
inlawrev-27644	269	31	am	am	NOUN
inlawrev-27644	269	32	.	.	PUNCT
inlawrev-27644	270	1	bus	bus	NOUN
inlawrev-27644	270	2	.	.	PUNCT
inlawrev-27644	271	1	l.j	l.j	PROPN
inlawrev-27644	271	2	.	.	PROPN
inlawrev-27644	272	1	33	33	NUM
inlawrev-27644	272	2	,	,	PUNCT
inlawrev-27644	272	3	65	65	NUM
inlawrev-27644	272	4	(	(	PUNCT
inlawrev-27644	272	5	2016	2016	NUM
inlawrev-27644	272	6	)	)	PUNCT
inlawrev-27644	272	7	.	.	PUNCT
inlawrev-27644	273	1	2023	2023	NUM
inlawrev-27644	273	2	]	]	PUNCT
inlawrev-27644	273	3	matching	match	VERB
inlawrev-27644	273	4	preferences	preference	NOUN
inlawrev-27644	273	5	and	and	CCONJ
inlawrev-27644	273	6	access	access	NOUN
inlawrev-27644	273	7	65	65	NUM
inlawrev-27644	273	8	b.	b.	PROPN
inlawrev-27644	273	9	participant	participant	NOUN
inlawrev-27644	273	10	-	-	PUNCT
inlawrev-27644	273	11	directed	direct	VERB
inlawrev-27644	273	12	plans	plan	NOUN
inlawrev-27644	273	13	401(k	401(k	NOUN
inlawrev-27644	273	14	)	)	PUNCT
inlawrev-27644	273	15	plans	plan	NOUN
inlawrev-27644	273	16	can	can	AUX
inlawrev-27644	273	17	,	,	PUNCT
inlawrev-27644	273	18	and	and	CCONJ
inlawrev-27644	273	19	usually	usually	ADV
inlawrev-27644	273	20	do	do	VERB
inlawrev-27644	273	21	,	,	PUNCT
inlawrev-27644	273	22	delegate	delegate	VERB
inlawrev-27644	273	23	responsibility	responsibility	NOUN
inlawrev-27644	273	24	for	for	ADP
inlawrev-27644	273	25	making	make	VERB
inlawrev-27644	273	26	investment	investment	NOUN
inlawrev-27644	273	27	decisions	decision	NOUN
inlawrev-27644	273	28	regarding	regard	VERB
inlawrev-27644	273	29	their	their	PRON
inlawrev-27644	273	30	account	account	NOUN
inlawrev-27644	273	31	assets	asset	NOUN
inlawrev-27644	273	32	to	to	PART
inlawrev-27644	273	33	participants.85	participants.85	VERB
inlawrev-27644	273	34	such	such	ADJ
inlawrev-27644	273	35	plans	plan	NOUN
inlawrev-27644	273	36	are	be	AUX
inlawrev-27644	273	37	known	know	VERB
inlawrev-27644	273	38	as	as	ADP
inlawrev-27644	273	39	participant	participant	NOUN
inlawrev-27644	273	40	-	-	PUNCT
inlawrev-27644	273	41	directed	direct	VERB
inlawrev-27644	273	42	plans.86	plans.86	NOUN
inlawrev-27644	273	43	participants	participant	NOUN
inlawrev-27644	273	44	choose	choose	VERB
inlawrev-27644	273	45	their	their	PRON
inlawrev-27644	273	46	investments	investment	NOUN
inlawrev-27644	273	47	from	from	ADP
inlawrev-27644	273	48	an	an	DET
inlawrev-27644	273	49	investment	investment	NOUN
inlawrev-27644	273	50	menu	menu	NOUN
inlawrev-27644	273	51	created	create	VERB
inlawrev-27644	273	52	by	by	ADP
inlawrev-27644	273	53	plan	plan	NOUN
inlawrev-27644	273	54	fiduciaries.8	fiduciaries.8	PROPN
inlawrev-27644	273	55	7	7	NUM
inlawrev-27644	273	56	erisa	erisa	NOUN
inlawrev-27644	273	57	shields	shield	NOUN
inlawrev-27644	273	58	employers	employer	NOUN
inlawrev-27644	273	59	and	and	CCONJ
inlawrev-27644	273	60	other	other	ADJ
inlawrev-27644	273	61	plan	plan	NOUN
inlawrev-27644	273	62	-	-	PUNCT
inlawrev-27644	273	63	related	relate	VERB
inlawrev-27644	273	64	actors	actor	NOUN
inlawrev-27644	273	65	from	from	ADP
inlawrev-27644	273	66	fiduciary	fiduciary	ADJ
inlawrev-27644	273	67	responsibility	responsibility	NOUN
inlawrev-27644	273	68	for	for	ADP
inlawrev-27644	273	69	the	the	DET
inlawrev-27644	273	70	specific	specific	ADJ
inlawrev-27644	273	71	investment	investment	NOUN
inlawrev-27644	273	72	decisions	decision	NOUN
inlawrev-27644	273	73	made	make	VERB
inlawrev-27644	273	74	by	by	ADP
inlawrev-27644	273	75	participants	participant	NOUN
inlawrev-27644	273	76	when	when	SCONJ
inlawrev-27644	273	77	participants	participant	NOUN
inlawrev-27644	273	78	“	"	PUNCT
inlawrev-27644	273	79	exercise	exercise	VERB
inlawrev-27644	273	80	[	[	X
inlawrev-27644	273	81	]	]	X
inlawrev-27644	273	82	control	control	NOUN
inlawrev-27644	273	83	”	"	PUNCT
inlawrev-27644	273	84	over	over	ADP
inlawrev-27644	273	85	account	account	NOUN
inlawrev-27644	273	86	assets.88	assets.88	PROPN
inlawrev-27644	273	87	regulations	regulation	NOUN
inlawrev-27644	273	88	provide	provide	VERB
inlawrev-27644	273	89	a	a	DET
inlawrev-27644	273	90	safe	safe	ADJ
inlawrev-27644	273	91	harbor	harbor	NOUN
inlawrev-27644	273	92	for	for	ADP
inlawrev-27644	273	93	plans	plan	NOUN
inlawrev-27644	273	94	that	that	PRON
inlawrev-27644	273	95	include	include	VERB
inlawrev-27644	273	96	sufficient	sufficient	ADJ
inlawrev-27644	273	97	investment	investment	NOUN
inlawrev-27644	273	98	alternatives	alternative	NOUN
inlawrev-27644	273	99	and	and	CCONJ
inlawrev-27644	273	100	access	access	NOUN
inlawrev-27644	273	101	to	to	ADP
inlawrev-27644	273	102	information	information	NOUN
inlawrev-27644	273	103	about	about	ADP
inlawrev-27644	273	104	those	those	DET
inlawrev-27644	273	105	alternatives.89	alternatives.89	NOUN
inlawrev-27644	273	106	the	the	DET
inlawrev-27644	273	107	selection	selection	NOUN
inlawrev-27644	273	108	and	and	CCONJ
inlawrev-27644	273	109	monitoring	monitoring	NOUN
inlawrev-27644	273	110	of	of	ADP
inlawrev-27644	273	111	the	the	DET
inlawrev-27644	273	112	investment	investment	NOUN
inlawrev-27644	273	113	alternatives	alternative	NOUN
inlawrev-27644	273	114	included	include	VERB
inlawrev-27644	273	115	on	on	ADP
inlawrev-27644	273	116	a	a	DET
inlawrev-27644	273	117	plan	plan	NOUN
inlawrev-27644	273	118	’s	’s	PART
inlawrev-27644	273	119	menu	menu	NOUN
inlawrev-27644	273	120	is	be	AUX
inlawrev-27644	273	121	a	a	DET
inlawrev-27644	273	122	fiduciary	fiduciary	ADJ
inlawrev-27644	273	123	function.90	function.90	NOUN
inlawrev-27644	273	124	in	in	ADP
inlawrev-27644	273	125	hughes	hughes	PROPN
inlawrev-27644	273	126	v.	v.	ADP
inlawrev-27644	273	127	northwestern	northwestern	PROPN
inlawrev-27644	273	128	univ	univ	PROPN
inlawrev-27644	273	129	.	.	PROPN
inlawrev-27644	273	130	,	,	PUNCT
inlawrev-27644	273	131	participants	participant	NOUN
inlawrev-27644	273	132	in	in	ADP
inlawrev-27644	273	133	northwestern	northwestern	ADJ
inlawrev-27644	273	134	university	university	NOUN
inlawrev-27644	273	135	’s	’s	PART
inlawrev-27644	273	136	plan91	plan91	NOUN
inlawrev-27644	273	137	alleged	allege	VERB
inlawrev-27644	273	138	fiduciaries	fiduciary	NOUN
inlawrev-27644	273	139	violated	violate	VERB
inlawrev-27644	273	140	their	their	PRON
inlawrev-27644	273	141	obligation	obligation	NOUN
inlawrev-27644	273	142	of	of	ADP
inlawrev-27644	273	143	prudence	prudence	NOUN
inlawrev-27644	273	144	by	by	ADP
inlawrev-27644	273	145	permitting	permit	VERB
inlawrev-27644	273	146	excessive	excessive	ADJ
inlawrev-27644	273	147	record	record	NOUN
inlawrev-27644	273	148	-	-	PUNCT
inlawrev-27644	273	149	keeping	keep	VERB
inlawrev-27644	273	150	fees	fee	NOUN
inlawrev-27644	273	151	and	and	CCONJ
inlawrev-27644	273	152	investment	investment	NOUN
inlawrev-27644	273	153	choices	choice	NOUN
inlawrev-27644	273	154	that	that	PRON
inlawrev-27644	273	155	were	be	AUX
inlawrev-27644	273	156	more	more	ADV
inlawrev-27644	273	157	expensive	expensive	ADJ
inlawrev-27644	273	158	than	than	ADP
inlawrev-27644	273	159	necessary.92	necessary.92	PROPN
inlawrev-27644	273	160	northwestern	northwestern	ADJ
inlawrev-27644	273	161	85	85	NUM
inlawrev-27644	273	162	.	.	PUNCT
inlawrev-27644	274	1	dana	dana	PROPN
inlawrev-27644	274	2	muir	muir	PROPN
inlawrev-27644	274	3	&	&	CCONJ
inlawrev-27644	274	4	norman	norman	PROPN
inlawrev-27644	274	5	stein	stein	PROPN
inlawrev-27644	274	6	,	,	PUNCT
inlawrev-27644	274	7	two	two	NUM
inlawrev-27644	274	8	hats	hat	NOUN
inlawrev-27644	274	9	,	,	PUNCT
inlawrev-27644	274	10	one	one	NUM
inlawrev-27644	274	11	head	head	NOUN
inlawrev-27644	274	12	,	,	PUNCT
inlawrev-27644	274	13	no	no	DET
inlawrev-27644	274	14	heart	heart	NOUN
inlawrev-27644	274	15	:	:	PUNCT
inlawrev-27644	274	16	the	the	DET
inlawrev-27644	274	17	anatomy	anatomy	NOUN
inlawrev-27644	274	18	of	of	ADP
inlawrev-27644	274	19	the	the	DET
inlawrev-27644	274	20	erisa	erisa	NOUN
inlawrev-27644	274	21	settlor	settlor	NOUN
inlawrev-27644	274	22	/	/	SYM
inlawrev-27644	274	23	fiduciary	fiduciary	ADJ
inlawrev-27644	274	24	distinction	distinction	NOUN
inlawrev-27644	274	25	,	,	PUNCT
inlawrev-27644	274	26	93	93	NUM
inlawrev-27644	274	27	n.c	n.c	PROPN
inlawrev-27644	274	28	.	.	PROPN
inlawrev-27644	274	29	l.	l.	PROPN
inlawrev-27644	274	30	rev	rev	PROPN
inlawrev-27644	274	31	.	.	PROPN
inlawrev-27644	274	32	459	459	NUM
inlawrev-27644	274	33	,	,	PUNCT
inlawrev-27644	274	34	498	498	NUM
inlawrev-27644	274	35	(	(	PUNCT
inlawrev-27644	274	36	2015	2015	NUM
inlawrev-27644	274	37	)	)	PUNCT
inlawrev-27644	274	38	.	.	PUNCT
inlawrev-27644	275	1	86	86	NUM
inlawrev-27644	275	2	.	.	PUNCT
inlawrev-27644	276	1	i	i	PRON
inlawrev-27644	276	2	d.	d.	PROPN
inlawrev-27644	276	3	87	87	NUM
inlawrev-27644	276	4	.	.	PUNCT
inlawrev-27644	277	1	i	i	PRON
inlawrev-27644	277	2	d.	d.	VERB
inlawrev-27644	277	3	some	some	DET
inlawrev-27644	277	4	plans	plan	NOUN
inlawrev-27644	277	5	add	add	VERB
inlawrev-27644	277	6	what	what	PRON
inlawrev-27644	277	7	is	be	AUX
inlawrev-27644	277	8	known	know	VERB
inlawrev-27644	277	9	as	as	ADP
inlawrev-27644	277	10	a	a	DET
inlawrev-27644	277	11	“	"	PUNCT
inlawrev-27644	277	12	brokerage	brokerage	NOUN
inlawrev-27644	277	13	window	window	NOUN
inlawrev-27644	277	14	”	"	PUNCT
inlawrev-27644	277	15	to	to	ADP
inlawrev-27644	277	16	the	the	DET
inlawrev-27644	277	17	list	list	NOUN
inlawrev-27644	277	18	of	of	ADP
inlawrev-27644	277	19	designated	designate	VERB
inlawrev-27644	277	20	investment	investment	NOUN
inlawrev-27644	277	21	alternatives	alternative	NOUN
inlawrev-27644	277	22	on	on	ADP
inlawrev-27644	277	23	the	the	DET
inlawrev-27644	277	24	plan	plan	NOUN
inlawrev-27644	277	25	’s	’s	PART
inlawrev-27644	277	26	investment	investment	NOUN
inlawrev-27644	277	27	menu	menu	NOUN
inlawrev-27644	277	28	.	.	PUNCT
inlawrev-27644	278	1	i	i	PRON
inlawrev-27644	278	2	d.	d.	PROPN
inlawrev-27644	278	3	typically	typically	ADV
inlawrev-27644	278	4	,	,	PUNCT
inlawrev-27644	278	5	an	an	DET
inlawrev-27644	278	6	additional	additional	ADJ
inlawrev-27644	278	7	administrative	administrative	ADJ
inlawrev-27644	278	8	fee	fee	NOUN
inlawrev-27644	278	9	is	be	AUX
inlawrev-27644	278	10	charged	charge	VERB
inlawrev-27644	278	11	for	for	ADP
inlawrev-27644	278	12	participants	participant	NOUN
inlawrev-27644	278	13	who	who	PRON
inlawrev-27644	278	14	choose	choose	VERB
inlawrev-27644	278	15	to	to	PART
inlawrev-27644	278	16	use	use	VERB
inlawrev-27644	278	17	the	the	DET
inlawrev-27644	278	18	brokerage	brokerage	NOUN
inlawrev-27644	278	19	window	window	NOUN
inlawrev-27644	278	20	,	,	PUNCT
inlawrev-27644	278	21	which	which	PRON
inlawrev-27644	278	22	enables	enable	VERB
inlawrev-27644	278	23	the	the	DET
inlawrev-27644	278	24	participants	participant	NOUN
inlawrev-27644	278	25	to	to	PART
inlawrev-27644	278	26	choose	choose	VERB
inlawrev-27644	278	27	from	from	ADP
inlawrev-27644	278	28	a	a	DET
inlawrev-27644	278	29	significantly	significantly	ADV
inlawrev-27644	278	30	larger	large	ADJ
inlawrev-27644	278	31	set	set	NOUN
inlawrev-27644	278	32	of	of	ADP
inlawrev-27644	278	33	investments	investment	NOUN
inlawrev-27644	278	34	.	.	PUNCT
inlawrev-27644	279	1	i	i	PRON
inlawrev-27644	279	2	d.	d.	VERB
inlawrev-27644	279	3	it	it	PRON
inlawrev-27644	279	4	remains	remain	VERB
inlawrev-27644	279	5	unclear	unclear	ADJ
inlawrev-27644	279	6	whether	whether	SCONJ
inlawrev-27644	279	7	fiduciaries	fiduciary	NOUN
inlawrev-27644	279	8	have	have	VERB
inlawrev-27644	279	9	an	an	DET
inlawrev-27644	279	10	obligation	obligation	NOUN
inlawrev-27644	279	11	to	to	PART
inlawrev-27644	279	12	monitor	monitor	VERB
inlawrev-27644	279	13	the	the	DET
inlawrev-27644	279	14	investments	investment	NOUN
inlawrev-27644	279	15	available	available	ADJ
inlawrev-27644	279	16	in	in	ADP
inlawrev-27644	279	17	the	the	DET
inlawrev-27644	279	18	window	window	NOUN
inlawrev-27644	279	19	or	or	CCONJ
inlawrev-27644	279	20	how	how	SCONJ
inlawrev-27644	279	21	the	the	DET
inlawrev-27644	279	22	inclusion	inclusion	NOUN
inlawrev-27644	279	23	of	of	ADP
inlawrev-27644	279	24	a	a	DET
inlawrev-27644	279	25	window	window	NOUN
inlawrev-27644	279	26	in	in	ADP
inlawrev-27644	279	27	a	a	DET
inlawrev-27644	279	28	plan	plan	NOUN
inlawrev-27644	279	29	affects	affect	VERB
inlawrev-27644	279	30	the	the	DET
inlawrev-27644	279	31	fiduciary	fiduciary	ADJ
inlawrev-27644	279	32	monitoring	monitoring	NOUN
inlawrev-27644	279	33	obligations	obligation	NOUN
inlawrev-27644	279	34	of	of	ADP
inlawrev-27644	279	35	the	the	DET
inlawrev-27644	279	36	designated	designate	VERB
inlawrev-27644	279	37	investment	investment	NOUN
inlawrev-27644	279	38	alternatives	alternative	NOUN
inlawrev-27644	279	39	.	.	PUNCT
inlawrev-27644	280	1	some	some	DET
inlawrev-27644	280	2	scholars	scholar	NOUN
inlawrev-27644	280	3	have	have	AUX
inlawrev-27644	280	4	argued	argue	VERB
inlawrev-27644	280	5	that	that	SCONJ
inlawrev-27644	280	6	it	it	PRON
inlawrev-27644	280	7	would	would	AUX
inlawrev-27644	280	8	be	be	AUX
inlawrev-27644	280	9	bad	bad	ADJ
inlawrev-27644	280	10	policy	policy	NOUN
inlawrev-27644	280	11	to	to	PART
inlawrev-27644	280	12	immunize	immunize	VERB
inlawrev-27644	280	13	fiduciaries	fiduciary	NOUN
inlawrev-27644	280	14	of	of	ADP
inlawrev-27644	280	15	plans	plan	NOUN
inlawrev-27644	280	16	that	that	PRON
inlawrev-27644	280	17	include	include	VERB
inlawrev-27644	280	18	brokerage	brokerage	NOUN
inlawrev-27644	280	19	windows	window	NOUN
inlawrev-27644	280	20	.	.	PUNCT
inlawrev-27644	281	1	ian	ian	PROPN
inlawrev-27644	281	2	ayers	ayers	PROPN
inlawrev-27644	281	3	&	&	CCONJ
inlawrev-27644	281	4	quinn	quinn	PROPN
inlawrev-27644	281	5	curtis	curtis	PROPN
inlawrev-27644	281	6	,	,	PUNCT
inlawrev-27644	281	7	beyond	beyond	ADP
inlawrev-27644	281	8	diversification	diversification	NOUN
inlawrev-27644	281	9	:	:	PUNCT
inlawrev-27644	281	10	the	the	DET
inlawrev-27644	281	11	pervasive	pervasive	ADJ
inlawrev-27644	281	12	problem	problem	NOUN
inlawrev-27644	281	13	of	of	ADP
inlawrev-27644	281	14	excessive	excessive	ADJ
inlawrev-27644	281	15	fees	fee	NOUN
inlawrev-27644	281	16	and	and	CCONJ
inlawrev-27644	281	17	“	"	PUNCT
inlawrev-27644	281	18	dominated	dominate	VERB
inlawrev-27644	281	19	funds	fund	NOUN
inlawrev-27644	281	20	”	"	PUNCT
inlawrev-27644	281	21	in	in	ADP
inlawrev-27644	281	22	401(k	401(k	NOUN
inlawrev-27644	281	23	)	)	PUNCT
inlawrev-27644	281	24	plans	plan	NOUN
inlawrev-27644	281	25	,	,	PUNCT
inlawrev-27644	281	26	124	124	NUM
inlawrev-27644	281	27	yale	yale	PROPN
inlawrev-27644	281	28	l.j	l.j	PROPN
inlawrev-27644	281	29	.	.	PROPN
inlawrev-27644	281	30	1476	1476	NUM
inlawrev-27644	281	31	,	,	PUNCT
inlawrev-27644	281	32	1485	1485	NUM
inlawrev-27644	281	33	,	,	PUNCT
inlawrev-27644	281	34	1508	1508	NUM
inlawrev-27644	281	35	(	(	PUNCT
inlawrev-27644	281	36	2015	2015	NUM
inlawrev-27644	281	37	)	)	PUNCT
inlawrev-27644	281	38	.	.	PUNCT
inlawrev-27644	282	1	the	the	DET
inlawrev-27644	282	2	dol	dol	NOUN
inlawrev-27644	282	3	has	have	AUX
inlawrev-27644	282	4	struggled	struggle	VERB
inlawrev-27644	282	5	with	with	ADP
inlawrev-27644	282	6	the	the	DET
inlawrev-27644	282	7	application	application	NOUN
inlawrev-27644	282	8	of	of	ADP
inlawrev-27644	282	9	fiduciary	fiduciary	ADJ
inlawrev-27644	282	10	principles	principle	NOUN
inlawrev-27644	282	11	to	to	ADP
inlawrev-27644	282	12	brokerage	brokerage	NOUN
inlawrev-27644	282	13	windows	window	NOUN
inlawrev-27644	282	14	.	.	PUNCT
inlawrev-27644	283	1	see	see	VERB
inlawrev-27644	283	2	u.s	u.s	PROPN
inlawrev-27644	283	3	.	.	PROPN
inlawrev-27644	283	4	dept	dept	PROPN
inlawrev-27644	283	5	.	.	PROPN
inlawrev-27644	284	1	of	of	ADP
inlawrev-27644	284	2	lab	lab	PROPN
inlawrev-27644	284	3	.	.	PUNCT
inlawrev-27644	284	4	,	,	PUNCT
inlawrev-27644	284	5	fee	fee	NOUN
inlawrev-27644	284	6	disclosure	disclosure	NOUN
inlawrev-27644	284	7	guidance	guidance	NOUN
inlawrev-27644	284	8	,	,	PUNCT
inlawrev-27644	284	9	fab	fab	NOUN
inlawrev-27644	284	10	no	no	INTJ
inlawrev-27644	284	11	.	.	PUNCT
inlawrev-27644	284	12	201202r	201202r	NUM
inlawrev-27644	284	13	,	,	PUNCT
inlawrev-27644	284	14	july	july	PROPN
inlawrev-27644	284	15	30	30	NUM
inlawrev-27644	284	16	,	,	PUNCT
inlawrev-27644	284	17	2012	2012	NUM
inlawrev-27644	284	18	,	,	PUNCT
inlawrev-27644	284	19	q39	q39	NOUN
inlawrev-27644	284	20	(	(	PUNCT
inlawrev-27644	284	21	stating	state	VERB
inlawrev-27644	284	22	brokerage	brokerage	NOUN
inlawrev-27644	284	23	windows	window	NOUN
inlawrev-27644	285	1	are	be	AUX
inlawrev-27644	285	2	not	not	PART
inlawrev-27644	285	3	designated	designate	VERB
inlawrev-27644	285	4	investments	investment	NOUN
inlawrev-27644	285	5	on	on	ADP
inlawrev-27644	285	6	a	a	DET
inlawrev-27644	285	7	plan	plan	NOUN
inlawrev-27644	285	8	menu	menu	NOUN
inlawrev-27644	285	9	and	and	CCONJ
inlawrev-27644	285	10	fiduciaries	fiduciary	NOUN
inlawrev-27644	285	11	have	have	VERB
inlawrev-27644	285	12	obligations	obligation	NOUN
inlawrev-27644	285	13	regarding	regard	VERB
inlawrev-27644	285	14	the	the	DET
inlawrev-27644	285	15	“	"	PUNCT
inlawrev-27644	285	16	nature	nature	NOUN
inlawrev-27644	285	17	and	and	CCONJ
inlawrev-27644	285	18	quality	quality	NOUN
inlawrev-27644	285	19	of	of	ADP
inlawrev-27644	285	20	services	service	NOUN
inlawrev-27644	285	21	”	"	PUNCT
inlawrev-27644	285	22	associated	associate	VERB
inlawrev-27644	285	23	with	with	ADP
inlawrev-27644	285	24	the	the	DET
inlawrev-27644	285	25	window	window	NOUN
inlawrev-27644	285	26	)	)	PUNCT
inlawrev-27644	285	27	.	.	PUNCT
inlawrev-27644	286	1	88	88	NUM
inlawrev-27644	286	2	.	.	PUNCT
inlawrev-27644	287	1	see	see	VERB
inlawrev-27644	287	2	erisa	erisa	PROPN
inlawrev-27644	287	3	§	§	PROPN
inlawrev-27644	287	4	404(c)(1)(a	404(c)(1)(a	PROPN
inlawrev-27644	287	5	)	)	PUNCT
inlawrev-27644	287	6	,	,	PUNCT
inlawrev-27644	287	7	29	29	NUM
inlawrev-27644	287	8	u.s.c	u.s.c	ADJ
inlawrev-27644	287	9	.	.	PUNCT
inlawrev-27644	288	1	§	§	PROPN
inlawrev-27644	288	2	1104(c)(1)(a	1104(c)(1)(a	NUM
inlawrev-27644	288	3	)	)	PUNCT
inlawrev-27644	288	4	.	.	PUNCT
inlawrev-27644	289	1	89	89	NUM
inlawrev-27644	289	2	.	.	NOUN
inlawrev-27644	289	3	29	29	NUM
inlawrev-27644	289	4	c.f.r	c.f.r	NOUN
inlawrev-27644	289	5	.	.	PUNCT
inlawrev-27644	290	1	§	§	PROPN
inlawrev-27644	290	2	2550.404c-1(b	2550.404c-1(b	PROPN
inlawrev-27644	290	3	)	)	PUNCT
inlawrev-27644	290	4	(	(	PUNCT
inlawrev-27644	290	5	2010	2010	NUM
inlawrev-27644	290	6	)	)	PUNCT
inlawrev-27644	290	7	;	;	PUNCT
inlawrev-27644	290	8	see	see	VERB
inlawrev-27644	290	9	also	also	ADV
inlawrev-27644	290	10	infra	infra	VERB
inlawrev-27644	290	11	part	part	NOUN
inlawrev-27644	290	12	iii.c	iii.c	NOUN
inlawrev-27644	290	13	.	.	PUNCT
inlawrev-27644	291	1	(	(	PUNCT
inlawrev-27644	291	2	explaining	explain	VERB
inlawrev-27644	291	3	the	the	DET
inlawrev-27644	291	4	requirements	requirement	NOUN
inlawrev-27644	291	5	in	in	ADP
inlawrev-27644	291	6	the	the	DET
inlawrev-27644	291	7	context	context	NOUN
inlawrev-27644	291	8	of	of	ADP
inlawrev-27644	291	9	adding	add	VERB
inlawrev-27644	291	10	a	a	DET
inlawrev-27644	291	11	sustainability	sustainability	NOUN
inlawrev-27644	291	12	option	option	NOUN
inlawrev-27644	291	13	)	)	PUNCT
inlawrev-27644	291	14	.	.	PUNCT
inlawrev-27644	292	1	90	90	NUM
inlawrev-27644	292	2	.	.	PUNCT
inlawrev-27644	293	1	tibble	tibble	ADJ
inlawrev-27644	293	2	v.	v.	ADP
inlawrev-27644	293	3	edison	edison	PROPN
inlawrev-27644	293	4	int’l	int’l	NUM
inlawrev-27644	293	5	,	,	PUNCT
inlawrev-27644	293	6	575	575	NUM
inlawrev-27644	293	7	u.s	u.s	PROPN
inlawrev-27644	293	8	.	.	PROPN
inlawrev-27644	293	9	523	523	NUM
inlawrev-27644	293	10	,	,	PUNCT
inlawrev-27644	293	11	530	530	NUM
inlawrev-27644	293	12	(	(	PUNCT
inlawrev-27644	293	13	2015	2015	NUM
inlawrev-27644	293	14	)	)	PUNCT
inlawrev-27644	293	15	;	;	PUNCT
inlawrev-27644	293	16	see	see	VERB
inlawrev-27644	293	17	fifth	fifth	PROPN
inlawrev-27644	293	18	third	third	PROPN
inlawrev-27644	293	19	bancorp	bancorp	PROPN
inlawrev-27644	293	20	v.	v.	PROPN
inlawrev-27644	293	21	dudenhoeffer	dudenhoeffer	PROPN
inlawrev-27644	293	22	,	,	PUNCT
inlawrev-27644	293	23	573	573	NUM
inlawrev-27644	293	24	u.s	u.s	PROPN
inlawrev-27644	293	25	.	.	PROPN
inlawrev-27644	293	26	409	409	NUM
inlawrev-27644	293	27	,	,	PUNCT
inlawrev-27644	293	28	421	421	NUM
inlawrev-27644	293	29	(	(	PUNCT
inlawrev-27644	293	30	2014	2014	NUM
inlawrev-27644	293	31	)	)	PUNCT
inlawrev-27644	293	32	(	(	PUNCT
inlawrev-27644	293	33	holding	hold	VERB
inlawrev-27644	293	34	that	that	SCONJ
inlawrev-27644	293	35	decisions	decision	NOUN
inlawrev-27644	293	36	regarding	regard	VERB
inlawrev-27644	293	37	employer	employer	NOUN
inlawrev-27644	293	38	stock	stock	NOUN
inlawrev-27644	293	39	in	in	ADP
inlawrev-27644	293	40	an	an	DET
inlawrev-27644	293	41	employee	employee	NOUN
inlawrev-27644	293	42	stock	stock	NOUN
inlawrev-27644	293	43	ownership	ownership	NOUN
inlawrev-27644	293	44	plan	plan	NOUN
inlawrev-27644	293	45	were	be	AUX
inlawrev-27644	293	46	fiduciary	fiduciary	ADJ
inlawrev-27644	293	47	decisions	decision	NOUN
inlawrev-27644	293	48	)	)	PUNCT
inlawrev-27644	293	49	;	;	PUNCT
inlawrev-27644	293	50	peter	peter	PROPN
inlawrev-27644	293	51	j.	j.	PROPN
inlawrev-27644	293	52	wiedenbeck	wiedenbeck	PROPN
inlawrev-27644	293	53	,	,	PUNCT
inlawrev-27644	293	54	untrustworthy	untrustworthy	ADJ
inlawrev-27644	293	55	:	:	PUNCT
inlawrev-27644	293	56	erisa	erisa	NOUN
inlawrev-27644	293	57	’s	’s	PART
inlawrev-27644	293	58	eroded	erode	VERB
inlawrev-27644	293	59	fiduciary	fiduciary	ADJ
inlawrev-27644	293	60	law	law	NOUN
inlawrev-27644	293	61	,	,	PUNCT
inlawrev-27644	293	62	59	59	NUM
inlawrev-27644	293	63	wm	wm	PROPN
inlawrev-27644	293	64	.	.	PROPN
inlawrev-27644	293	65	&	&	CCONJ
inlawrev-27644	293	66	mary	mary	PROPN
inlawrev-27644	293	67	l.	l.	PROPN
inlawrev-27644	293	68	rev	rev	PROPN
inlawrev-27644	293	69	.	.	PROPN
inlawrev-27644	293	70	1007	1007	NUM
inlawrev-27644	293	71	,	,	PUNCT
inlawrev-27644	293	72	1068	1068	NUM
inlawrev-27644	293	73	(	(	PUNCT
inlawrev-27644	293	74	2018	2018	NUM
inlawrev-27644	293	75	)	)	PUNCT
inlawrev-27644	293	76	(	(	PUNCT
inlawrev-27644	293	77	positing	posit	VERB
inlawrev-27644	293	78	that	that	SCONJ
inlawrev-27644	293	79	the	the	DET
inlawrev-27644	293	80	supreme	supreme	PROPN
inlawrev-27644	293	81	court	court	PROPN
inlawrev-27644	293	82	may	may	AUX
inlawrev-27644	293	83	view	view	VERB
inlawrev-27644	293	84	plan	plan	VERB
inlawrev-27644	293	85	sponsor	sponsor	NOUN
inlawrev-27644	293	86	decisions	decision	NOUN
inlawrev-27644	293	87	on	on	ADP
inlawrev-27644	293	88	plan	plan	NOUN
inlawrev-27644	293	89	investments	investment	NOUN
inlawrev-27644	293	90	as	as	ADP
inlawrev-27644	293	91	an	an	DET
inlawrev-27644	293	92	“	"	PUNCT
inlawrev-27644	293	93	inherent	inherent	ADJ
inlawrev-27644	293	94	fiduciary	fiduciary	ADJ
inlawrev-27644	293	95	function	function	NOUN
inlawrev-27644	293	96	.	.	PUNCT
inlawrev-27644	293	97	”	"	PUNCT
inlawrev-27644	293	98	)	)	PUNCT
inlawrev-27644	293	99	.	.	PUNCT
inlawrev-27644	294	1	91	91	NUM
inlawrev-27644	294	2	.	.	PUNCT
inlawrev-27644	295	1	the	the	DET
inlawrev-27644	295	2	northwestern	northwestern	ADJ
inlawrev-27644	295	3	plan	plan	NOUN
inlawrev-27644	295	4	was	be	AUX
inlawrev-27644	295	5	a	a	DET
inlawrev-27644	295	6	403(b	403(b	PROPN
inlawrev-27644	295	7	)	)	PUNCT
inlawrev-27644	295	8	plan	plan	NOUN
inlawrev-27644	295	9	,	,	PUNCT
inlawrev-27644	295	10	which	which	PRON
inlawrev-27644	295	11	is	be	AUX
inlawrev-27644	295	12	governed	govern	VERB
inlawrev-27644	295	13	by	by	ADP
inlawrev-27644	295	14	the	the	DET
inlawrev-27644	295	15	same	same	ADJ
inlawrev-27644	295	16	basic	basic	ADJ
inlawrev-27644	295	17	fiduciary	fiduciary	ADJ
inlawrev-27644	295	18	rules	rule	NOUN
inlawrev-27644	295	19	as	as	SCONJ
inlawrev-27644	295	20	govern	govern	VERB
inlawrev-27644	295	21	401(k	401(k	NOUN
inlawrev-27644	295	22	)	)	PUNCT
inlawrev-27644	295	23	plans	plan	NOUN
inlawrev-27644	295	24	.	.	PUNCT
inlawrev-27644	296	1	see	see	VERB
inlawrev-27644	296	2	brief	brief	ADJ
inlawrev-27644	296	3	for	for	ADP
inlawrev-27644	296	4	respondent	respondent	NOUN
inlawrev-27644	296	5	,	,	PUNCT
inlawrev-27644	296	6	at	at	ADP
inlawrev-27644	296	7	3	3	NUM
inlawrev-27644	296	8	-	-	SYM
inlawrev-27644	296	9	4	4	NUM
inlawrev-27644	296	10	,	,	PUNCT
inlawrev-27644	296	11	hughes	hughes	PROPN
inlawrev-27644	296	12	v.	v.	ADP
inlawrev-27644	296	13	northwestern	northwestern	PROPN
inlawrev-27644	296	14	univ	univ	PROPN
inlawrev-27644	296	15	.	.	PROPN
inlawrev-27644	296	16	,	,	PUNCT
inlawrev-27644	296	17	142	142	NUM
inlawrev-27644	296	18	s.	s.	PROPN
inlawrev-27644	296	19	ct	ct	PROPN
inlawrev-27644	296	20	.	.	PROPN
inlawrev-27644	296	21	737	737	NUM
inlawrev-27644	296	22	(	(	PUNCT
inlawrev-27644	296	23	2022	2022	NUM
inlawrev-27644	296	24	)	)	PUNCT
inlawrev-27644	296	25	.	.	PUNCT
inlawrev-27644	297	1	92	92	NUM
inlawrev-27644	297	2	.	.	PUNCT
inlawrev-27644	298	1	hughes	hughe	NOUN
inlawrev-27644	298	2	,	,	PUNCT
inlawrev-27644	298	3	142	142	NUM
inlawrev-27644	298	4	s.	s.	PROPN
inlawrev-27644	298	5	ct	ct	PROPN
inlawrev-27644	298	6	at	at	ADP
inlawrev-27644	298	7	739	739	NUM
inlawrev-27644	298	8	.	.	PROPN
inlawrev-27644	298	9	66	66	NUM
inlawrev-27644	298	10	indiana	indiana	PROPN
inlawrev-27644	298	11	law	law	PROPN
inlawrev-27644	298	12	review	review	NOUN
inlawrev-27644	298	13	[	[	X
inlawrev-27644	298	14	vol	vol	NOUN
inlawrev-27644	298	15	.	.	PUNCT
inlawrev-27644	298	16	57:53	57:53	NUM
inlawrev-27644	298	17	relied	rely	VERB
inlawrev-27644	298	18	on	on	ADP
inlawrev-27644	298	19	a	a	DET
inlawrev-27644	298	20	version	version	NOUN
inlawrev-27644	298	21	of	of	ADP
inlawrev-27644	298	22	what	what	PRON
inlawrev-27644	298	23	had	have	AUX
inlawrev-27644	298	24	come	come	VERB
inlawrev-27644	298	25	to	to	PART
inlawrev-27644	298	26	be	be	AUX
inlawrev-27644	298	27	known	know	VERB
inlawrev-27644	298	28	as	as	ADP
inlawrev-27644	298	29	the	the	DET
inlawrev-27644	298	30	large	large	ADJ
inlawrev-27644	298	31	menu	menu	NOUN
inlawrev-27644	298	32	defense	defense	NOUN
inlawrev-27644	298	33	—	—	PUNCT
inlawrev-27644	298	34	that	that	SCONJ
inlawrev-27644	298	35	there	there	PRON
inlawrev-27644	298	36	was	be	VERB
inlawrev-27644	298	37	no	no	DET
inlawrev-27644	298	38	fiduciary	fiduciary	ADJ
inlawrev-27644	298	39	breach	breach	NOUN
inlawrev-27644	298	40	because	because	SCONJ
inlawrev-27644	298	41	the	the	DET
inlawrev-27644	298	42	plan	plan	NOUN
inlawrev-27644	298	43	offered	offer	VERB
inlawrev-27644	298	44	at	at	ADP
inlawrev-27644	298	45	least	least	ADV
inlawrev-27644	298	46	one	one	NUM
inlawrev-27644	298	47	prudent	prudent	ADJ
inlawrev-27644	298	48	option.93	option.93	NOUN
inlawrev-27644	298	49	the	the	DET
inlawrev-27644	298	50	supreme	supreme	PROPN
inlawrev-27644	298	51	court	court	PROPN
inlawrev-27644	298	52	rejected	reject	VERB
inlawrev-27644	298	53	northwestern	northwestern	PROPN
inlawrev-27644	298	54	’s	’s	PART
inlawrev-27644	298	55	argument	argument	NOUN
inlawrev-27644	298	56	,	,	PUNCT
inlawrev-27644	298	57	noting	note	VERB
inlawrev-27644	298	58	that	that	SCONJ
inlawrev-27644	298	59	the	the	DET
inlawrev-27644	298	60	court	court	NOUN
inlawrev-27644	298	61	had	have	AUX
inlawrev-27644	298	62	held	hold	VERB
inlawrev-27644	298	63	in	in	ADP
inlawrev-27644	298	64	an	an	DET
inlawrev-27644	298	65	earlier	early	ADJ
inlawrev-27644	298	66	case	case	NOUN
inlawrev-27644	298	67	that	that	SCONJ
inlawrev-27644	298	68	fiduciaries	fiduciary	NOUN
inlawrev-27644	298	69	have	have	AUX
inlawrev-27644	298	70	an	an	DET
inlawrev-27644	298	71	ongoing	ongoing	ADJ
inlawrev-27644	298	72	duty	duty	NOUN
inlawrev-27644	298	73	of	of	ADP
inlawrev-27644	298	74	prudence	prudence	NOUN
inlawrev-27644	298	75	to	to	PART
inlawrev-27644	298	76	monitor	monitor	VERB
inlawrev-27644	298	77	all	all	PRON
inlawrev-27644	298	78	of	of	ADP
inlawrev-27644	298	79	the	the	DET
inlawrev-27644	298	80	plan	plan	NOUN
inlawrev-27644	298	81	investment	investment	NOUN
inlawrev-27644	298	82	options.94	options.94	NOUN
inlawrev-27644	298	83	in	in	ADP
inlawrev-27644	298	84	hughes	hughes	PROPN
inlawrev-27644	298	85	,	,	PUNCT
inlawrev-27644	298	86	the	the	DET
inlawrev-27644	298	87	unanimous	unanimous	ADJ
inlawrev-27644	298	88	court	court	NOUN
inlawrev-27644	298	89	held	hold	VERB
inlawrev-27644	298	90	that	that	SCONJ
inlawrev-27644	298	91	the	the	DET
inlawrev-27644	298	92	duty	duty	NOUN
inlawrev-27644	298	93	of	of	ADP
inlawrev-27644	298	94	monitoring	monitoring	NOUN
inlawrev-27644	298	95	and	and	CCONJ
inlawrev-27644	298	96	eliminating	eliminate	VERB
inlawrev-27644	298	97	any	any	DET
inlawrev-27644	298	98	imprudent	imprudent	ADJ
inlawrev-27644	298	99	options	option	NOUN
inlawrev-27644	298	100	applied	apply	VERB
inlawrev-27644	298	101	to	to	ADP
inlawrev-27644	298	102	each	each	DET
inlawrev-27644	298	103	option	option	NOUN
inlawrev-27644	298	104	on	on	ADP
inlawrev-27644	298	105	the	the	DET
inlawrev-27644	298	106	plan	plan	NOUN
inlawrev-27644	298	107	’s	’s	PART
inlawrev-27644	298	108	investment	investment	NOUN
inlawrev-27644	298	109	menu.95	menu.95	PROPN
inlawrev-27644	298	110	in	in	ADP
inlawrev-27644	298	111	401(k	401(k	PROPN
inlawrev-27644	298	112	)	)	PUNCT
inlawrev-27644	298	113	plans	plan	NOUN
inlawrev-27644	298	114	with	with	ADP
inlawrev-27644	298	115	automatic	automatic	ADJ
inlawrev-27644	298	116	enrollment	enrollment	NOUN
inlawrev-27644	298	117	,	,	PUNCT
inlawrev-27644	298	118	employees	employee	NOUN
inlawrev-27644	298	119	may	may	AUX
inlawrev-27644	298	120	affirmatively	affirmatively	ADV
inlawrev-27644	298	121	decline	decline	VERB
inlawrev-27644	298	122	to	to	PART
inlawrev-27644	298	123	participate	participate	VERB
inlawrev-27644	298	124	(	(	PUNCT
inlawrev-27644	298	125	they	they	PRON
inlawrev-27644	298	126	may	may	AUX
inlawrev-27644	298	127	opt	opt	VERB
inlawrev-27644	298	128	out	out	ADP
inlawrev-27644	298	129	of	of	ADP
inlawrev-27644	298	130	the	the	DET
inlawrev-27644	298	131	plan	plan	NOUN
inlawrev-27644	298	132	)	)	PUNCT
inlawrev-27644	298	133	,	,	PUNCT
inlawrev-27644	298	134	or	or	CCONJ
inlawrev-27644	298	135	they	they	PRON
inlawrev-27644	298	136	may	may	AUX
inlawrev-27644	298	137	specify	specify	VERB
inlawrev-27644	298	138	the	the	DET
inlawrev-27644	298	139	amount	amount	NOUN
inlawrev-27644	298	140	they	they	PRON
inlawrev-27644	298	141	want	want	VERB
inlawrev-27644	298	142	to	to	PART
inlawrev-27644	298	143	contribute	contribute	VERB
inlawrev-27644	298	144	;	;	PUNCT
inlawrev-27644	298	145	but	but	CCONJ
inlawrev-27644	298	146	if	if	SCONJ
inlawrev-27644	298	147	they	they	PRON
inlawrev-27644	298	148	fail	fail	VERB
inlawrev-27644	298	149	to	to	PART
inlawrev-27644	298	150	do	do	VERB
inlawrev-27644	298	151	either	either	ADV
inlawrev-27644	298	152	,	,	PUNCT
inlawrev-27644	298	153	then	then	ADV
inlawrev-27644	298	154	the	the	DET
inlawrev-27644	298	155	employer	employer	NOUN
inlawrev-27644	298	156	automatically	automatically	ADV
inlawrev-27644	298	157	withholds	withhold	VERB
inlawrev-27644	298	158	contributions	contribution	NOUN
inlawrev-27644	298	159	to	to	ADP
inlawrev-27644	298	160	the	the	DET
inlawrev-27644	298	161	plan.96	plan.96	PROPN
inlawrev-27644	298	162	thus	thus	ADV
inlawrev-27644	298	163	,	,	PUNCT
inlawrev-27644	298	164	an	an	DET
inlawrev-27644	298	165	employee	employee	NOUN
inlawrev-27644	298	166	who	who	PRON
inlawrev-27644	298	167	does	do	VERB
inlawrev-27644	298	168	nothing	nothing	PRON
inlawrev-27644	298	169	becomes	become	VERB
inlawrev-27644	298	170	a	a	DET
inlawrev-27644	298	171	participant	participant	NOUN
inlawrev-27644	298	172	in	in	ADP
inlawrev-27644	298	173	the	the	DET
inlawrev-27644	298	174	plan.97	plan.97	NOUN
inlawrev-27644	298	175	every	every	DET
inlawrev-27644	298	176	401(k	401(k	PROPN
inlawrev-27644	298	177	)	)	PUNCT
inlawrev-27644	298	178	plan	plan	NOUN
inlawrev-27644	298	179	that	that	PRON
inlawrev-27644	298	180	uses	use	VERB
inlawrev-27644	298	181	automatic	automatic	ADJ
inlawrev-27644	298	182	enrollment	enrollment	NOUN
inlawrev-27644	298	183	must	must	AUX
inlawrev-27644	298	184	set	set	VERB
inlawrev-27644	298	185	two	two	NUM
inlawrev-27644	298	186	additional	additional	ADJ
inlawrev-27644	298	187	defaults	default	NOUN
inlawrev-27644	298	188	—	—	PUNCT
inlawrev-27644	298	189	the	the	DET
inlawrev-27644	298	190	amount	amount	NOUN
inlawrev-27644	298	191	of	of	ADP
inlawrev-27644	298	192	a	a	DET
inlawrev-27644	298	193	participant	participant	NOUN
inlawrev-27644	298	194	’s	’s	PART
inlawrev-27644	298	195	contribution	contribution	NOUN
inlawrev-27644	298	196	and	and	CCONJ
inlawrev-27644	298	197	the	the	DET
inlawrev-27644	298	198	investment	investment	NOUN
inlawrev-27644	298	199	vehicle	vehicle	NOUN
inlawrev-27644	298	200	in	in	ADP
inlawrev-27644	298	201	which	which	PRON
inlawrev-27644	298	202	the	the	DET
inlawrev-27644	298	203	contributions	contribution	NOUN
inlawrev-27644	298	204	will	will	AUX
inlawrev-27644	298	205	be	be	AUX
inlawrev-27644	298	206	invested.98	invested.98	ADJ
inlawrev-27644	298	207	employees	employee	NOUN
inlawrev-27644	298	208	who	who	PRON
inlawrev-27644	298	209	affirmatively	affirmatively	ADV
inlawrev-27644	298	210	exercise	exercise	VERB
inlawrev-27644	298	211	their	their	PRON
inlawrev-27644	298	212	right	right	NOUN
inlawrev-27644	298	213	to	to	PART
inlawrev-27644	298	214	designate	designate	VERB
inlawrev-27644	298	215	their	their	PRON
inlawrev-27644	298	216	account	account	NOUN
inlawrev-27644	298	217	investments	investment	NOUN
inlawrev-27644	298	218	may	may	AUX
inlawrev-27644	298	219	allocate	allocate	VERB
inlawrev-27644	298	220	some	some	PRON
inlawrev-27644	298	221	or	or	CCONJ
inlawrev-27644	298	222	all	all	PRON
inlawrev-27644	298	223	of	of	ADP
inlawrev-27644	298	224	their	their	PRON
inlawrev-27644	298	225	contributions	contribution	NOUN
inlawrev-27644	298	226	to	to	ADP
inlawrev-27644	298	227	the	the	DET
inlawrev-27644	298	228	default	default	NOUN
inlawrev-27644	298	229	vehicle.99	vehicle.99	NOUN
inlawrev-27644	298	230	to	to	PART
inlawrev-27644	298	231	encourage	encourage	VERB
inlawrev-27644	298	232	employers	employer	NOUN
inlawrev-27644	298	233	to	to	PART
inlawrev-27644	298	234	adopt	adopt	VERB
inlawrev-27644	298	235	automatic	automatic	ADJ
inlawrev-27644	298	236	enrollment	enrollment	NOUN
inlawrev-27644	298	237	provisions	provision	NOUN
inlawrev-27644	298	238	,	,	PUNCT
inlawrev-27644	298	239	in	in	ADP
inlawrev-27644	298	240	2007	2007	NUM
inlawrev-27644	298	241	the	the	DET
inlawrev-27644	298	242	department	department	NOUN
inlawrev-27644	298	243	of	of	ADP
inlawrev-27644	298	244	labor	labor	NOUN
inlawrev-27644	298	245	(	(	PUNCT
inlawrev-27644	298	246	dol	dol	NOUN
inlawrev-27644	298	247	)	)	PUNCT
inlawrev-27644	298	248	issued	issue	VERB
inlawrev-27644	298	249	final	final	ADJ
inlawrev-27644	298	250	regulations	regulation	NOUN
inlawrev-27644	298	251	that	that	PRON
inlawrev-27644	298	252	partially	partially	ADV
inlawrev-27644	298	253	eliminated	eliminate	VERB
inlawrev-27644	298	254	fiduciary	fiduciary	ADJ
inlawrev-27644	298	255	liability	liability	NOUN
inlawrev-27644	298	256	for	for	ADP
inlawrev-27644	298	257	employers	employer	NOUN
inlawrev-27644	298	258	who	who	PRON
inlawrev-27644	298	259	select	select	VERB
inlawrev-27644	298	260	“	"	PUNCT
inlawrev-27644	298	261	qualified	qualified	ADJ
inlawrev-27644	298	262	default	default	NOUN
inlawrev-27644	298	263	investment	investment	NOUN
inlawrev-27644	298	264	alternatives	alternative	NOUN
inlawrev-27644	298	265	”	"	PUNCT
inlawrev-27644	298	266	(	(	PUNCT
inlawrev-27644	298	267	qdias)100	qdias)100	SCONJ
inlawrev-27644	298	268	as	as	ADP
inlawrev-27644	298	269	the	the	DET
inlawrev-27644	298	270	investment	investment	NOUN
inlawrev-27644	298	271	default	default	NOUN
inlawrev-27644	298	272	for	for	ADP
inlawrev-27644	298	273	their	their	PRON
inlawrev-27644	298	274	plan.101	plan.101	NOUN
inlawrev-27644	298	275	in	in	ADP
inlawrev-27644	298	276	order	order	NOUN
inlawrev-27644	298	277	to	to	PART
inlawrev-27644	298	278	qualify	qualify	VERB
inlawrev-27644	298	279	as	as	ADP
inlawrev-27644	298	280	a	a	DET
inlawrev-27644	298	281	qdia	qdia	NOUN
inlawrev-27644	298	282	,	,	PUNCT
inlawrev-27644	298	283	the	the	DET
inlawrev-27644	298	284	default	default	NOUN
inlawrev-27644	298	285	must	must	AUX
inlawrev-27644	298	286	be	be	AUX
inlawrev-27644	298	287	a	a	DET
inlawrev-27644	298	288	diversified	diversified	ADJ
inlawrev-27644	298	289	investment	investment	NOUN
inlawrev-27644	298	290	product.102	product.102	NOUN
inlawrev-27644	298	291	the	the	DET
inlawrev-27644	298	292	93	93	NUM
inlawrev-27644	298	293	.	.	PUNCT
inlawrev-27644	299	1	i	i	PRON
inlawrev-27644	299	2	d.	d.	PROPN
inlawrev-27644	299	3	at	at	ADP
inlawrev-27644	299	4	740	740	NUM
inlawrev-27644	299	5	.	.	PUNCT
inlawrev-27644	299	6	94	94	NUM
inlawrev-27644	299	7	.	.	PUNCT
inlawrev-27644	300	1	i	i	PRON
inlawrev-27644	300	2	d.	d.	PROPN
inlawrev-27644	300	3	at	at	ADP
inlawrev-27644	300	4	741	741	NUM
inlawrev-27644	300	5	(	(	PUNCT
inlawrev-27644	300	6	citing	cite	VERB
inlawrev-27644	300	7	tibble	tibble	ADJ
inlawrev-27644	300	8	,	,	PUNCT
inlawrev-27644	300	9	575	575	NUM
inlawrev-27644	300	10	u.s	u.s	PROPN
inlawrev-27644	300	11	.	.	PROPN
inlawrev-27644	300	12	at	at	ADP
inlawrev-27644	300	13	530	530	NUM
inlawrev-27644	300	14	)	)	PUNCT
inlawrev-27644	300	15	.	.	PUNCT
inlawrev-27644	301	1	95	95	NUM
inlawrev-27644	301	2	.	.	PUNCT
inlawrev-27644	302	1	see	see	VERB
inlawrev-27644	302	2	hughes	hughe	NOUN
inlawrev-27644	302	3	,	,	PUNCT
inlawrev-27644	302	4	142	142	NUM
inlawrev-27644	302	5	s.	s.	PROPN
inlawrev-27644	302	6	ct	ct	PROPN
inlawrev-27644	302	7	.	.	PUNCT
inlawrev-27644	303	1	at	at	ADP
inlawrev-27644	303	2	741	741	NUM
inlawrev-27644	303	3	.	.	PUNCT
inlawrev-27644	304	1	96	96	NUM
inlawrev-27644	304	2	.	.	PUNCT
inlawrev-27644	305	1	kathryn	kathryn	PROPN
inlawrev-27644	305	2	l.	l.	PROPN
inlawrev-27644	305	3	moore	moore	PROPN
inlawrev-27644	305	4	,	,	PUNCT
inlawrev-27644	305	5	an	an	DET
inlawrev-27644	305	6	overview	overview	NOUN
inlawrev-27644	305	7	of	of	ADP
inlawrev-27644	305	8	the	the	DET
inlawrev-27644	305	9	u.s	u.s	PROPN
inlawrev-27644	305	10	.	.	PROPN
inlawrev-27644	305	11	retirement	retirement	PROPN
inlawrev-27644	305	12	income	income	NOUN
inlawrev-27644	305	13	security	security	NOUN
inlawrev-27644	305	14	system	system	NOUN
inlawrev-27644	305	15	and	and	CCONJ
inlawrev-27644	305	16	the	the	DET
inlawrev-27644	305	17	principles	principle	NOUN
inlawrev-27644	305	18	and	and	CCONJ
inlawrev-27644	305	19	values	value	NOUN
inlawrev-27644	305	20	it	it	PRON
inlawrev-27644	305	21	reflects	reflect	VERB
inlawrev-27644	305	22	,	,	PUNCT
inlawrev-27644	305	23	33	33	NUM
inlawrev-27644	305	24	comp	comp	NOUN
inlawrev-27644	305	25	.	.	PUNCT
inlawrev-27644	306	1	lab	lab	PROPN
inlawrev-27644	306	2	.	.	PUNCT
inlawrev-27644	307	1	l.	l.	PROPN
inlawrev-27644	307	2	&	&	CCONJ
inlawrev-27644	307	3	pol’y	pol’y	NOUN
inlawrev-27644	307	4	j.	j.	PROPN
inlawrev-27644	307	5	5	5	NUM
inlawrev-27644	307	6	,	,	PUNCT
inlawrev-27644	307	7	21	21	NUM
inlawrev-27644	307	8	(	(	PUNCT
inlawrev-27644	307	9	2011	2011	NUM
inlawrev-27644	307	10	)	)	PUNCT
inlawrev-27644	307	11	.	.	PUNCT
inlawrev-27644	308	1	97	97	NUM
inlawrev-27644	308	2	.	.	PUNCT
inlawrev-27644	309	1	i	i	PRON
inlawrev-27644	309	2	d.	d.	PROPN
inlawrev-27644	309	3	98	98	NUM
inlawrev-27644	309	4	.	.	PUNCT
inlawrev-27644	310	1	i	i	PRON
inlawrev-27644	310	2	d.	d.	PROPN
inlawrev-27644	310	3	99	99	NUM
inlawrev-27644	310	4	.	.	PUNCT
inlawrev-27644	311	1	see	see	VERB
inlawrev-27644	311	2	steven	steven	PROPN
inlawrev-27644	311	3	d.	d.	PROPN
inlawrev-27644	311	4	cohen	cohen	PROPN
inlawrev-27644	311	5	,	,	PUNCT
inlawrev-27644	311	6	autoenrollment	autoenrollment	NOUN
inlawrev-27644	311	7	and	and	CCONJ
inlawrev-27644	311	8	annuitization	annuitization	NOUN
inlawrev-27644	311	9	:	:	PUNCT
inlawrev-27644	311	10	enabling	enable	VERB
inlawrev-27644	311	11	the	the	DET
inlawrev-27644	311	12	401(k	401(k	PROPN
inlawrev-27644	311	13	)	)	PUNCT
inlawrev-27644	311	14	“	"	PUNCT
inlawrev-27644	311	15	db	db	PROPN
inlawrev-27644	311	16	-	-	PUNCT
inlawrev-27644	311	17	ation	ation	NOUN
inlawrev-27644	311	18	,	,	PUNCT
inlawrev-27644	311	19	”	"	PUNCT
inlawrev-27644	311	20	5	5	NUM
inlawrev-27644	311	21	n.y.u	n.y.u	NOUN
inlawrev-27644	311	22	.	.	PUNCT
inlawrev-27644	312	1	j.	j.	PROPN
inlawrev-27644	312	2	l.	l.	PROPN
inlawrev-27644	312	3	&	&	CCONJ
inlawrev-27644	312	4	bus	bus	PROPN
inlawrev-27644	312	5	.	.	PUNCT
inlawrev-27644	312	6	281	281	NUM
inlawrev-27644	312	7	,	,	PUNCT
inlawrev-27644	312	8	310	310	NUM
inlawrev-27644	312	9	(	(	PUNCT
inlawrev-27644	312	10	2009	2009	NUM
inlawrev-27644	312	11	)	)	PUNCT
inlawrev-27644	312	12	(	(	PUNCT
inlawrev-27644	312	13	noting	note	VERB
inlawrev-27644	312	14	that	that	SCONJ
inlawrev-27644	312	15	a	a	DET
inlawrev-27644	312	16	life	life	NOUN
inlawrev-27644	312	17	-	-	PUNCT
inlawrev-27644	312	18	cycle	cycle	NOUN
inlawrev-27644	312	19	fund	fund	NOUN
inlawrev-27644	312	20	may	may	AUX
inlawrev-27644	312	21	be	be	AUX
inlawrev-27644	312	22	both	both	CCONJ
inlawrev-27644	312	23	a	a	DET
inlawrev-27644	312	24	default	default	NOUN
inlawrev-27644	312	25	and	and	CCONJ
inlawrev-27644	312	26	an	an	DET
inlawrev-27644	312	27	investment	investment	NOUN
inlawrev-27644	312	28	option	option	NOUN
inlawrev-27644	312	29	)	)	PUNCT
inlawrev-27644	312	30	.	.	PUNCT
inlawrev-27644	313	1	100	100	NUM
inlawrev-27644	313	2	.	.	X
inlawrev-27644	313	3	29	29	NUM
inlawrev-27644	313	4	c.f.r	c.f.r	NOUN
inlawrev-27644	313	5	.	.	PUNCT
inlawrev-27644	314	1	§	§	PROPN
inlawrev-27644	314	2	2550.404c-5(e)(4	2550.404c-5(e)(4	NUM
inlawrev-27644	314	3	)	)	PUNCT
inlawrev-27644	314	4	(	(	PUNCT
inlawrev-27644	314	5	2019	2019	NUM
inlawrev-27644	314	6	)	)	PUNCT
inlawrev-27644	314	7	.	.	PUNCT
inlawrev-27644	315	1	four	four	NUM
inlawrev-27644	315	2	types	type	NOUN
inlawrev-27644	315	3	of	of	ADP
inlawrev-27644	315	4	investment	investment	NOUN
inlawrev-27644	315	5	products	product	NOUN
inlawrev-27644	315	6	qualify	qualify	VERB
inlawrev-27644	315	7	as	as	ADP
inlawrev-27644	315	8	qdias	qdia	NOUN
inlawrev-27644	315	9	.	.	PUNCT
inlawrev-27644	316	1	first	first	ADV
inlawrev-27644	316	2	,	,	PUNCT
inlawrev-27644	316	3	a	a	DET
inlawrev-27644	316	4	short	short	ADJ
inlawrev-27644	316	5	-	-	PUNCT
inlawrev-27644	316	6	term	term	NOUN
inlawrev-27644	316	7	,	,	PUNCT
inlawrev-27644	316	8	capital	capital	NOUN
inlawrev-27644	316	9	preservation	preservation	NOUN
inlawrev-27644	316	10	product	product	NOUN
inlawrev-27644	316	11	,	,	PUNCT
inlawrev-27644	316	12	which	which	PRON
inlawrev-27644	316	13	may	may	AUX
inlawrev-27644	316	14	be	be	AUX
inlawrev-27644	316	15	used	use	VERB
inlawrev-27644	316	16	for	for	ADP
inlawrev-27644	316	17	the	the	DET
inlawrev-27644	316	18	first	first	ADJ
inlawrev-27644	316	19	120	120	NUM
inlawrev-27644	316	20	days	day	NOUN
inlawrev-27644	316	21	of	of	ADP
inlawrev-27644	316	22	an	an	DET
inlawrev-27644	316	23	employee	employee	NOUN
inlawrev-27644	316	24	’s	’s	PART
inlawrev-27644	316	25	plan	plan	NOUN
inlawrev-27644	316	26	participation	participation	NOUN
inlawrev-27644	316	27	,	,	PUNCT
inlawrev-27644	316	28	is	be	AUX
inlawrev-27644	316	29	the	the	DET
inlawrev-27644	316	30	only	only	ADJ
inlawrev-27644	316	31	conservative	conservative	ADJ
inlawrev-27644	316	32	product	product	NOUN
inlawrev-27644	316	33	.	.	PUNCT
inlawrev-27644	317	1	i	i	PRON
inlawrev-27644	317	2	d.	d.	PROPN
inlawrev-27644	317	3	second	second	PROPN
inlawrev-27644	317	4	,	,	PUNCT
inlawrev-27644	317	5	three	three	NUM
inlawrev-27644	317	6	categories	category	NOUN
inlawrev-27644	317	7	of	of	ADP
inlawrev-27644	317	8	long	long	ADJ
inlawrev-27644	317	9	-	-	PUNCT
inlawrev-27644	317	10	term	term	NOUN
inlawrev-27644	317	11	products	product	NOUN
inlawrev-27644	317	12	meet	meet	VERB
inlawrev-27644	317	13	the	the	DET
inlawrev-27644	317	14	requirements	requirement	NOUN
inlawrev-27644	317	15	to	to	PART
inlawrev-27644	317	16	be	be	AUX
inlawrev-27644	317	17	qdias	qdia	NOUN
inlawrev-27644	317	18	.	.	PUNCT
inlawrev-27644	318	1	see	see	VERB
inlawrev-27644	318	2	i	i	PRON
inlawrev-27644	318	3	d.	d.	PROPN
inlawrev-27644	318	4	third	third	PROPN
inlawrev-27644	318	5	,	,	PUNCT
inlawrev-27644	318	6	two	two	NUM
inlawrev-27644	318	7	must	must	AUX
inlawrev-27644	318	8	be	be	AUX
inlawrev-27644	318	9	appropriate	appropriate	ADJ
inlawrev-27644	318	10	to	to	ADP
inlawrev-27644	318	11	the	the	DET
inlawrev-27644	318	12	individual	individual	ADJ
inlawrev-27644	318	13	characteristics	characteristic	NOUN
inlawrev-27644	318	14	of	of	ADP
inlawrev-27644	318	15	the	the	DET
inlawrev-27644	318	16	specific	specific	ADJ
inlawrev-27644	318	17	employee	employee	NOUN
inlawrev-27644	318	18	.	.	PUNCT
inlawrev-27644	319	1	see	see	VERB
inlawrev-27644	319	2	i	i	PRON
inlawrev-27644	319	3	d.	d.	PROPN
inlawrev-27644	319	4	specifically	specifically	ADV
inlawrev-27644	319	5	,	,	PUNCT
inlawrev-27644	319	6	“	"	PUNCT
inlawrev-27644	319	7	targeted	target	VERB
inlawrev-27644	319	8	-	-	PUNCT
inlawrev-27644	319	9	retirement	retirement	NOUN
inlawrev-27644	319	10	-	-	PUNCT
inlawrev-27644	319	11	date	date	NOUN
inlawrev-27644	319	12	”	"	PUNCT
inlawrev-27644	319	13	funds	fund	NOUN
inlawrev-27644	319	14	,	,	PUNCT
inlawrev-27644	319	15	more	more	ADV
inlawrev-27644	319	16	commonly	commonly	ADV
inlawrev-27644	319	17	known	know	VERB
inlawrev-27644	319	18	as	as	ADP
inlawrev-27644	319	19	target	target	NOUN
inlawrev-27644	319	20	date	date	NOUN
inlawrev-27644	319	21	funds	fund	NOUN
inlawrev-27644	319	22	(	(	PUNCT
inlawrev-27644	319	23	“	"	PUNCT
inlawrev-27644	319	24	tdfs	tdf	VERB
inlawrev-27644	319	25	”	"	PUNCT
inlawrev-27644	319	26	)	)	PUNCT
inlawrev-27644	319	27	,	,	PUNCT
inlawrev-27644	319	28	may	may	AUX
inlawrev-27644	319	29	qualify	qualify	VERB
inlawrev-27644	319	30	.	.	PUNCT
inlawrev-27644	320	1	see	see	VERB
inlawrev-27644	320	2	i	i	PRON
inlawrev-27644	320	3	d.	d.	PROPN
inlawrev-27644	320	4	fourth	fourth	PROPN
inlawrev-27644	320	5	,	,	PUNCT
inlawrev-27644	320	6	a	a	DET
inlawrev-27644	320	7	qdia	qdia	NOUN
inlawrev-27644	320	8	may	may	AUX
inlawrev-27644	320	9	consist	consist	VERB
inlawrev-27644	320	10	of	of	ADP
inlawrev-27644	320	11	a	a	DET
inlawrev-27644	320	12	product	product	NOUN
inlawrev-27644	320	13	that	that	PRON
inlawrev-27644	320	14	contains	contain	VERB
inlawrev-27644	320	15	investments	investment	NOUN
inlawrev-27644	320	16	tailored	tailor	VERB
inlawrev-27644	320	17	to	to	PART
inlawrev-27644	320	18	account	account	VERB
inlawrev-27644	320	19	for	for	ADP
inlawrev-27644	320	20	the	the	DET
inlawrev-27644	320	21	characteristics	characteristic	NOUN
inlawrev-27644	320	22	of	of	ADP
inlawrev-27644	320	23	the	the	DET
inlawrev-27644	320	24	plan	plan	NOUN
inlawrev-27644	320	25	participants	participant	NOUN
inlawrev-27644	320	26	as	as	ADP
inlawrev-27644	320	27	a	a	DET
inlawrev-27644	320	28	group	group	NOUN
inlawrev-27644	320	29	.	.	PUNCT
inlawrev-27644	321	1	see	see	VERB
inlawrev-27644	321	2	i	i	PRON
inlawrev-27644	321	3	d.	d.	PROPN
inlawrev-27644	321	4	101	101	NUM
inlawrev-27644	321	5	.	.	PUNCT
inlawrev-27644	322	1	29	29	NUM
inlawrev-27644	322	2	c.f.r	c.f.r	NOUN
inlawrev-27644	322	3	.	.	PUNCT
inlawrev-27644	323	1	§	§	PROPN
inlawrev-27644	323	2	2550.404c404c-5	2550.404c404c-5	NUM
inlawrev-27644	323	3	;	;	PUNCT
inlawrev-27644	323	4	see	see	VERB
inlawrev-27644	323	5	also	also	ADV
inlawrev-27644	323	6	debra	debra	PROPN
inlawrev-27644	323	7	a.	a.	PROPN
inlawrev-27644	323	8	davis	davis	PROPN
inlawrev-27644	323	9	,	,	PUNCT
inlawrev-27644	323	10	how	how	SCONJ
inlawrev-27644	323	11	much	much	ADJ
inlawrev-27644	323	12	is	be	AUX
inlawrev-27644	323	13	enough	enough	ADJ
inlawrev-27644	323	14	?	?	PUNCT
inlawrev-27644	324	1	giving	give	VERB
inlawrev-27644	324	2	fiduciaries	fiduciary	NOUN
inlawrev-27644	324	3	and	and	CCONJ
inlawrev-27644	324	4	participants	participant	NOUN
inlawrev-27644	324	5	adequate	adequate	ADJ
inlawrev-27644	324	6	information	information	NOUN
inlawrev-27644	324	7	about	about	ADP
inlawrev-27644	324	8	plan	plan	NOUN
inlawrev-27644	324	9	expenses	expense	NOUN
inlawrev-27644	324	10	,	,	PUNCT
inlawrev-27644	324	11	41	41	NUM
inlawrev-27644	324	12	j.	j.	PROPN
inlawrev-27644	324	13	marshall	marshall	PROPN
inlawrev-27644	324	14	l.	l.	PROPN
inlawrev-27644	324	15	rev	rev	PROPN
inlawrev-27644	324	16	.	.	PROPN
inlawrev-27644	324	17	1005	1005	NUM
inlawrev-27644	324	18	,	,	PUNCT
inlawrev-27644	324	19	1031	1031	NUM
inlawrev-27644	324	20	-	-	SYM
inlawrev-27644	324	21	32	32	NUM
inlawrev-27644	324	22	(	(	PUNCT
inlawrev-27644	324	23	2008	2008	NUM
inlawrev-27644	324	24	)	)	PUNCT
inlawrev-27644	324	25	(	(	PUNCT
inlawrev-27644	324	26	discussing	discuss	VERB
inlawrev-27644	324	27	qdia	qdia	NOUN
inlawrev-27644	324	28	regulation	regulation	NOUN
inlawrev-27644	324	29	)	)	PUNCT
inlawrev-27644	324	30	.	.	PUNCT
inlawrev-27644	325	1	102	102	X
inlawrev-27644	325	2	.	.	PUNCT
inlawrev-27644	325	3	see	see	VERB
inlawrev-27644	325	4	dana	dana	PROPN
inlawrev-27644	325	5	muir	muir	PROPN
inlawrev-27644	325	6	,	,	PUNCT
inlawrev-27644	325	7	how	how	SCONJ
inlawrev-27644	325	8	behavioral	behavioral	ADJ
inlawrev-27644	325	9	science	science	NOUN
inlawrev-27644	325	10	ultimately	ultimately	ADV
inlawrev-27644	325	11	fails	fail	VERB
inlawrev-27644	325	12	retirement	retirement	NOUN
inlawrev-27644	325	13	savers	saver	NOUN
inlawrev-27644	325	14	:	:	PUNCT
inlawrev-27644	325	15	a	a	DET
inlawrev-27644	325	16	noble	noble	ADJ
inlawrev-27644	325	17	experiment	experiment	NOUN
inlawrev-27644	325	18	,	,	PUNCT
inlawrev-27644	325	19	56	56	NUM
inlawrev-27644	325	20	am	am	NOUN
inlawrev-27644	325	21	.	.	PUNCT
inlawrev-27644	326	1	bus	bus	NOUN
inlawrev-27644	326	2	.	.	PUNCT
inlawrev-27644	327	1	l.j	l.j	PROPN
inlawrev-27644	327	2	.	.	PROPN
inlawrev-27644	327	3	707	707	NUM
inlawrev-27644	327	4	,	,	PUNCT
inlawrev-27644	327	5	717	717	NUM
inlawrev-27644	327	6	(	(	PUNCT
inlawrev-27644	327	7	2019	2019	NUM
inlawrev-27644	327	8	)	)	PUNCT
inlawrev-27644	327	9	.	.	PUNCT
inlawrev-27644	328	1	2023	2023	NUM
inlawrev-27644	328	2	]	]	PUNCT
inlawrev-27644	328	3	matching	match	VERB
inlawrev-27644	328	4	preferences	preference	NOUN
inlawrev-27644	328	5	and	and	CCONJ
inlawrev-27644	328	6	access	access	NOUN
inlawrev-27644	328	7	67	67	NUM
inlawrev-27644	328	8	dol	dol	NOUN
inlawrev-27644	328	9	’s	’s	PART
inlawrev-27644	328	10	requirement	requirement	NOUN
inlawrev-27644	328	11	for	for	ADP
inlawrev-27644	328	12	qdias	qdia	NOUN
inlawrev-27644	328	13	is	be	AUX
inlawrev-27644	328	14	consistent	consistent	ADJ
inlawrev-27644	328	15	with	with	ADP
inlawrev-27644	328	16	the	the	DET
inlawrev-27644	328	17	advice	advice	NOUN
inlawrev-27644	328	18	of	of	ADP
inlawrev-27644	328	19	experts	expert	NOUN
inlawrev-27644	328	20	who	who	PRON
inlawrev-27644	328	21	agree	agree	VERB
inlawrev-27644	328	22	that	that	SCONJ
inlawrev-27644	328	23	typical	typical	ADJ
inlawrev-27644	328	24	individual	individual	ADJ
inlawrev-27644	328	25	investors	investor	NOUN
inlawrev-27644	328	26	should	should	AUX
inlawrev-27644	328	27	“	"	PUNCT
inlawrev-27644	328	28	hold	hold	VERB
inlawrev-27644	328	29	a	a	DET
inlawrev-27644	328	30	portfolio	portfolio	NOUN
inlawrev-27644	328	31	which	which	PRON
inlawrev-27644	328	32	is	be	AUX
inlawrev-27644	328	33	(	(	PUNCT
inlawrev-27644	328	34	1	1	NUM
inlawrev-27644	328	35	)	)	PUNCT
inlawrev-27644	328	36	welldiversified	welldiversifie	VERB
inlawrev-27644	328	37	,	,	PUNCT
inlawrev-27644	328	38	(	(	PUNCT
inlawrev-27644	328	39	2	2	X
inlawrev-27644	328	40	)	)	PUNCT
inlawrev-27644	328	41	low	low	ADJ
inlawrev-27644	328	42	-	-	PUNCT
inlawrev-27644	328	43	cost	cost	NOUN
inlawrev-27644	328	44	,	,	PUNCT
inlawrev-27644	328	45	and	and	CCONJ
inlawrev-27644	328	46	(	(	PUNCT
inlawrev-27644	328	47	3	3	X
inlawrev-27644	328	48	)	)	PUNCT
inlawrev-27644	328	49	exposes	expose	VERB
inlawrev-27644	328	50	[	[	X
inlawrev-27644	328	51	them	they	PRON
inlawrev-27644	328	52	]	]	PUNCT
inlawrev-27644	328	53	to	to	ADP
inlawrev-27644	328	54	age	age	NOUN
inlawrev-27644	328	55	-	-	PUNCT
inlawrev-27644	328	56	appropriate	appropriate	ADJ
inlawrev-27644	328	57	stock	stock	NOUN
inlawrev-27644	328	58	market	market	NOUN
inlawrev-27644	328	59	risk	risk	NOUN
inlawrev-27644	328	60	.	.	PUNCT
inlawrev-27644	328	61	”103	”103	PUNCT
inlawrev-27644	329	1	a	a	DET
inlawrev-27644	329	2	vanguard	vanguard	NOUN
inlawrev-27644	329	3	study	study	NOUN
inlawrev-27644	329	4	of	of	ADP
inlawrev-27644	329	5	its	its	PRON
inlawrev-27644	329	6	defined	define	VERB
inlawrev-27644	329	7	contribution	contribution	NOUN
inlawrev-27644	329	8	plan	plan	NOUN
inlawrev-27644	329	9	clients	client	NOUN
inlawrev-27644	329	10	,	,	PUNCT
inlawrev-27644	329	11	who	who	PRON
inlawrev-27644	329	12	sponsor	sponsor	VERB
inlawrev-27644	329	13	plans	plan	NOUN
inlawrev-27644	329	14	with	with	ADP
inlawrev-27644	329	15	approximately	approximately	ADV
inlawrev-27644	329	16	five	five	NUM
inlawrev-27644	329	17	million	million	NUM
inlawrev-27644	329	18	participants	participant	NOUN
inlawrev-27644	329	19	,	,	PUNCT
inlawrev-27644	329	20	determined	determine	VERB
inlawrev-27644	329	21	that	that	SCONJ
inlawrev-27644	329	22	88	88	NUM
inlawrev-27644	329	23	%	%	NOUN
inlawrev-27644	329	24	of	of	ADP
inlawrev-27644	329	25	the	the	DET
inlawrev-27644	329	26	plans	plan	NOUN
inlawrev-27644	329	27	designated	designate	VERB
inlawrev-27644	329	28	a	a	DET
inlawrev-27644	329	29	qdia.104	qdia.104	NOUN
inlawrev-27644	329	30	nearly	nearly	ADV
inlawrev-27644	329	31	all	all	PRON
inlawrev-27644	329	32	qdias	qdia	NOUN
inlawrev-27644	329	33	(	(	PUNCT
inlawrev-27644	329	34	93	93	NUM
inlawrev-27644	329	35	%	%	NOUN
inlawrev-27644	329	36	)	)	PUNCT
inlawrev-27644	329	37	are	be	AUX
inlawrev-27644	329	38	target	target	NOUN
inlawrev-27644	329	39	date	date	NOUN
inlawrev-27644	329	40	or	or	CCONJ
inlawrev-27644	329	41	balanced	balance	VERB
inlawrev-27644	329	42	funds.105	funds.105	ADV
inlawrev-27644	329	43	regardless	regardless	ADV
inlawrev-27644	329	44	of	of	ADP
inlawrev-27644	329	45	the	the	DET
inlawrev-27644	329	46	investment	investment	NOUN
inlawrev-27644	329	47	vehicle	vehicle	NOUN
inlawrev-27644	329	48	selected	select	VERB
inlawrev-27644	329	49	as	as	ADP
inlawrev-27644	329	50	the	the	DET
inlawrev-27644	329	51	qdia	qdia	NOUN
inlawrev-27644	329	52	,	,	PUNCT
inlawrev-27644	329	53	after	after	ADP
inlawrev-27644	329	54	three	three	NUM
inlawrev-27644	329	55	years	year	NOUN
inlawrev-27644	329	56	,	,	PUNCT
inlawrev-27644	329	57	80	80	NUM
inlawrev-27644	329	58	%	%	NOUN
inlawrev-27644	329	59	of	of	ADP
inlawrev-27644	329	60	participants	participant	NOUN
inlawrev-27644	329	61	contributed	contribute	VERB
inlawrev-27644	329	62	only	only	ADV
inlawrev-27644	329	63	to	to	ADP
inlawrev-27644	329	64	the	the	DET
inlawrev-27644	329	65	qdia	qdia	NOUN
inlawrev-27644	329	66	and	and	CCONJ
inlawrev-27644	329	67	nearly	nearly	ADV
inlawrev-27644	329	68	all	all	PRON
inlawrev-27644	329	69	(	(	PUNCT
inlawrev-27644	329	70	97	97	NUM
inlawrev-27644	329	71	%	%	NOUN
inlawrev-27644	329	72	)	)	PUNCT
inlawrev-27644	329	73	allocated	allocate	VERB
inlawrev-27644	329	74	some	some	DET
inlawrev-27644	329	75	portion	portion	NOUN
inlawrev-27644	329	76	of	of	ADP
inlawrev-27644	329	77	their	their	PRON
inlawrev-27644	329	78	contributions	contribution	NOUN
inlawrev-27644	329	79	to	to	ADP
inlawrev-27644	329	80	the	the	DET
inlawrev-27644	329	81	qdia.106	qdia.106	ADJ
inlawrev-27644	329	82	new	new	ADJ
inlawrev-27644	329	83	401(k	401(k	PROPN
inlawrev-27644	329	84	)	)	PUNCT
inlawrev-27644	329	85	plans	plan	NOUN
inlawrev-27644	329	86	adopted	adopt	VERB
inlawrev-27644	329	87	after	after	ADP
inlawrev-27644	329	88	2024	2024	NUM
inlawrev-27644	329	89	must	must	AUX
inlawrev-27644	329	90	provide	provide	VERB
inlawrev-27644	329	91	for	for	ADP
inlawrev-27644	329	92	automatic	automatic	ADJ
inlawrev-27644	329	93	enrollment	enrollment	NOUN
inlawrev-27644	329	94	at	at	ADP
inlawrev-27644	329	95	a	a	DET
inlawrev-27644	329	96	minimum	minimum	NOUN
inlawrev-27644	329	97	of	of	ADP
inlawrev-27644	329	98	3	3	NUM
inlawrev-27644	329	99	%	%	NOUN
inlawrev-27644	329	100	of	of	ADP
inlawrev-27644	329	101	the	the	DET
inlawrev-27644	329	102	salary.107	salary.107	PROPN
inlawrev-27644	329	103	participants	participant	NOUN
inlawrev-27644	329	104	may	may	AUX
inlawrev-27644	329	105	opt	opt	VERB
inlawrev-27644	329	106	-	-	PUNCT
inlawrev-27644	329	107	out.108	out.108	NOUN
inlawrev-27644	329	108	unless	unless	SCONJ
inlawrev-27644	329	109	the	the	DET
inlawrev-27644	329	110	participant	participant	NOUN
inlawrev-27644	329	111	elects	elect	NOUN
inlawrev-27644	329	112	otherwise	otherwise	ADV
inlawrev-27644	329	113	,	,	PUNCT
inlawrev-27644	329	114	the	the	DET
inlawrev-27644	329	115	contributions	contribution	NOUN
inlawrev-27644	329	116	will	will	AUX
inlawrev-27644	329	117	be	be	AUX
inlawrev-27644	329	118	invested	invest	VERB
inlawrev-27644	329	119	in	in	ADP
inlawrev-27644	329	120	the	the	DET
inlawrev-27644	329	121	plan	plan	NOUN
inlawrev-27644	329	122	’s	’s	PART
inlawrev-27644	329	123	qdia.109	qdia.109	PROPN
inlawrev-27644	329	124	as	as	ADP
inlawrev-27644	329	125	a	a	DET
inlawrev-27644	329	126	result	result	NOUN
inlawrev-27644	329	127	of	of	ADP
inlawrev-27644	329	128	this	this	DET
inlawrev-27644	329	129	change	change	NOUN
inlawrev-27644	329	130	,	,	PUNCT
inlawrev-27644	329	131	it	it	PRON
inlawrev-27644	329	132	is	be	AUX
inlawrev-27644	329	133	likely	likely	ADJ
inlawrev-27644	329	134	that	that	SCONJ
inlawrev-27644	329	135	over	over	ADP
inlawrev-27644	329	136	time	time	NOUN
inlawrev-27644	329	137	an	an	DET
inlawrev-27644	329	138	even	even	ADV
inlawrev-27644	329	139	greater	great	ADJ
inlawrev-27644	329	140	portion	portion	NOUN
inlawrev-27644	329	141	of	of	ADP
inlawrev-27644	329	142	plan	plan	NOUN
inlawrev-27644	329	143	assets	asset	NOUN
inlawrev-27644	329	144	will	will	AUX
inlawrev-27644	329	145	be	be	AUX
inlawrev-27644	329	146	held	hold	VERB
inlawrev-27644	329	147	in	in	ADP
inlawrev-27644	329	148	qdias	qdia	NOUN
inlawrev-27644	329	149	.	.	PUNCT
inlawrev-27644	330	1	c.	c.	NOUN
inlawrev-27644	330	2	the	the	DET
inlawrev-27644	330	3	unstable	unstable	ADJ
inlawrev-27644	330	4	regulatory	regulatory	ADJ
inlawrev-27644	330	5	guidance	guidance	NOUN
inlawrev-27644	330	6	for	for	ADP
inlawrev-27644	330	7	sustainable	sustainable	ADJ
inlawrev-27644	330	8	investing	investing	NOUN
inlawrev-27644	330	9	in	in	ADP
inlawrev-27644	330	10	1979	1979	NUM
inlawrev-27644	330	11	,	,	PUNCT
inlawrev-27644	330	12	the	the	DET
inlawrev-27644	330	13	dol	dol	NOUN
inlawrev-27644	330	14	issued	issue	VERB
inlawrev-27644	330	15	the	the	DET
inlawrev-27644	330	16	first	first	ADJ
inlawrev-27644	330	17	regulation	regulation	NOUN
inlawrev-27644	330	18	providing	provide	VERB
inlawrev-27644	330	19	general	general	ADJ
inlawrev-27644	330	20	guidance	guidance	NOUN
inlawrev-27644	330	21	to	to	ADP
inlawrev-27644	330	22	fiduciaries	fiduciary	NOUN
inlawrev-27644	330	23	on	on	ADP
inlawrev-27644	330	24	the	the	DET
inlawrev-27644	330	25	investment	investment	NOUN
inlawrev-27644	330	26	of	of	ADP
inlawrev-27644	330	27	pension	pension	NOUN
inlawrev-27644	330	28	assets.110	assets.110	NOUN
inlawrev-27644	330	29	that	that	SCONJ
inlawrev-27644	330	30	regulation	regulation	NOUN
inlawrev-27644	330	31	based	base	VERB
inlawrev-27644	330	32	its	its	PRON
inlawrev-27644	330	33	103	103	NUM
inlawrev-27644	330	34	.	.	PUNCT
inlawrev-27644	331	1	ian	ian	PROPN
inlawrev-27644	331	2	ayres	ayres	PROPN
inlawrev-27644	331	3	&	&	CCONJ
inlawrev-27644	331	4	edward	edward	PROPN
inlawrev-27644	331	5	fox	fox	PROPN
inlawrev-27644	331	6	,	,	PUNCT
inlawrev-27644	331	7	alpha	alpha	NOUN
inlawrev-27644	331	8	duties	duty	NOUN
inlawrev-27644	331	9	:	:	PUNCT
inlawrev-27644	331	10	the	the	DET
inlawrev-27644	331	11	search	search	NOUN
inlawrev-27644	331	12	for	for	ADP
inlawrev-27644	331	13	excess	excess	ADJ
inlawrev-27644	331	14	returns	return	NOUN
inlawrev-27644	331	15	and	and	CCONJ
inlawrev-27644	331	16	appropriate	appropriate	ADJ
inlawrev-27644	331	17	fiduciary	fiduciary	ADJ
inlawrev-27644	331	18	duties	duty	NOUN
inlawrev-27644	331	19	,	,	PUNCT
inlawrev-27644	331	20	97	97	NUM
inlawrev-27644	331	21	tex	tex	PROPN
inlawrev-27644	331	22	.	.	PROPN
inlawrev-27644	331	23	l.	l.	PROPN
inlawrev-27644	331	24	rev	rev	PROPN
inlawrev-27644	331	25	.	.	PROPN
inlawrev-27644	331	26	445	445	NUM
inlawrev-27644	331	27	,	,	PUNCT
inlawrev-27644	331	28	453	453	NUM
inlawrev-27644	331	29	(	(	PUNCT
inlawrev-27644	331	30	2019	2019	NUM
inlawrev-27644	331	31	)	)	PUNCT
inlawrev-27644	331	32	.	.	PUNCT
inlawrev-27644	332	1	104	104	X
inlawrev-27644	332	2	.	.	PUNCT
inlawrev-27644	333	1	vanguard	vanguard	NOUN
inlawrev-27644	333	2	,	,	PUNCT
inlawrev-27644	333	3	how	how	SCONJ
inlawrev-27644	333	4	america	america	PROPN
inlawrev-27644	333	5	saves	save	VERB
inlawrev-27644	333	6	,	,	PUNCT
inlawrev-27644	333	7	10	10	NUM
inlawrev-27644	333	8	,	,	PUNCT
inlawrev-27644	333	9	fig	fig	NOUN
inlawrev-27644	333	10	.	.	NOUN
inlawrev-27644	333	11	1	1	NUM
inlawrev-27644	333	12	(	(	PUNCT
inlawrev-27644	333	13	2022	2022	NUM
inlawrev-27644	333	14	)	)	PUNCT
inlawrev-27644	333	15	,	,	PUNCT
inlawrev-27644	333	16	https://institutional	https://institutional	NOUN
inlawrev-27644	333	17	.	.	PUNCT
inlawrev-27644	333	18	vanguard.com/content/dam/inst/vanguard-has/insights-pdfs/22_tl_has_fullreport_2022.pdf	vanguard.com/content/dam/inst/vanguard-has/insights-pdfs/22_tl_has_fullreport_2022.pdf	NOUN
inlawrev-27644	334	1	[	[	X
inlawrev-27644	334	2	https://perma.cc/2utt-dsaj	https://perma.cc/2utt-dsaj	PROPN
inlawrev-27644	334	3	]	]	X
inlawrev-27644	334	4	.	.	PUNCT
inlawrev-27644	335	1	vanguard	vanguard	PROPN
inlawrev-27644	335	2	manages	manage	VERB
inlawrev-27644	335	3	more	more	ADJ
inlawrev-27644	335	4	tax	tax	NOUN
inlawrev-27644	335	5	-	-	PUNCT
inlawrev-27644	335	6	exempt	exempt	ADJ
inlawrev-27644	335	7	assets	asset	NOUN
inlawrev-27644	335	8	than	than	ADP
inlawrev-27644	335	9	any	any	DET
inlawrev-27644	335	10	other	other	ADJ
inlawrev-27644	335	11	institutional	institutional	ADJ
inlawrev-27644	335	12	asset	asset	NOUN
inlawrev-27644	335	13	manager	manager	NOUN
inlawrev-27644	335	14	.	.	PUNCT
inlawrev-27644	336	1	erin	erin	PROPN
inlawrev-27644	336	2	arvedlund	arvedlund	PROPN
inlawrev-27644	336	3	,	,	PUNCT
inlawrev-27644	336	4	vanguard	vanguard	NOUN
inlawrev-27644	336	5	takes	take	VERB
inlawrev-27644	336	6	institutional	institutional	ADJ
inlawrev-27644	336	7	lead	lead	NOUN
inlawrev-27644	336	8	over	over	ADP
inlawrev-27644	336	9	blackrock	blackrock	PROPN
inlawrev-27644	336	10	,	,	PUNCT
inlawrev-27644	336	11	pensions	pension	NOUN
inlawrev-27644	336	12	&	&	CCONJ
inlawrev-27644	336	13	invs	invs	PROPN
inlawrev-27644	336	14	.	.	PROPN
inlawrev-27644	336	15	,	,	PUNCT
inlawrev-27644	336	16	june	june	PROPN
inlawrev-27644	336	17	12	12	NUM
inlawrev-27644	336	18	,	,	PUNCT
inlawrev-27644	336	19	2023	2023	NUM
inlawrev-27644	336	20	,	,	PUNCT
inlawrev-27644	336	21	https://www.pionline.com/largest-money-managers/vanguardpulls-ahead-blackrock-worldwide-institutional-assets	https://www.pionline.com/largest-money-managers/vanguardpulls-ahead-blackrock-worldwide-institutional-asset	NOUN
inlawrev-27644	336	22	[	[	X
inlawrev-27644	336	23	https://perma.cc/wr45-73mx	https://perma.cc/wr45-73mx	NUM
inlawrev-27644	336	24	]	]	X
inlawrev-27644	336	25	.	.	PUNCT
inlawrev-27644	337	1	105	105	NUM
inlawrev-27644	337	2	.	.	PUNCT
inlawrev-27644	338	1	vanguard	vanguard	PROPN
inlawrev-27644	338	2	,	,	PUNCT
inlawrev-27644	338	3	supra	supra	PROPN
inlawrev-27644	338	4	note	note	NOUN
inlawrev-27644	338	5	104	104	NUM
inlawrev-27644	338	6	.	.	PUNCT
inlawrev-27644	339	1	professor	professor	PROPN
inlawrev-27644	339	2	amy	amy	PROPN
inlawrev-27644	339	3	monahan	monahan	PROPN
inlawrev-27644	339	4	explained	explain	VERB
inlawrev-27644	339	5	,	,	PUNCT
inlawrev-27644	339	6	“	"	PUNCT
inlawrev-27644	339	7	[	[	X
inlawrev-27644	339	8	t]arget	t]arget	NOUN
inlawrev-27644	339	9	date	date	NOUN
inlawrev-27644	339	10	funds	fund	NOUN
inlawrev-27644	339	11	,	,	PUNCT
inlawrev-27644	339	12	which	which	PRON
inlawrev-27644	339	13	are	be	AUX
inlawrev-27644	339	14	designed	design	VERB
inlawrev-27644	339	15	to	to	PART
inlawrev-27644	339	16	automatically	automatically	ADV
inlawrev-27644	339	17	shift	shift	VERB
inlawrev-27644	339	18	the	the	DET
inlawrev-27644	339	19	fund	fund	NOUN
inlawrev-27644	339	20	’s	’s	PART
inlawrev-27644	339	21	asset	asset	NOUN
inlawrev-27644	339	22	allocation	allocation	NOUN
inlawrev-27644	339	23	as	as	SCONJ
inlawrev-27644	339	24	the	the	DET
inlawrev-27644	339	25	target	target	NOUN
inlawrev-27644	339	26	retirement	retirement	NOUN
inlawrev-27644	339	27	date	date	NOUN
inlawrev-27644	339	28	nears	near	VERB
inlawrev-27644	339	29	,	,	PUNCT
inlawrev-27644	339	30	are	be	AUX
inlawrev-27644	339	31	attractive	attractive	ADJ
inlawrev-27644	339	32	because	because	SCONJ
inlawrev-27644	339	33	they	they	PRON
inlawrev-27644	339	34	are	be	AUX
inlawrev-27644	339	35	designed	design	VERB
inlawrev-27644	339	36	around	around	ADP
inlawrev-27644	339	37	the	the	DET
inlawrev-27644	339	38	participant	participant	NOUN
inlawrev-27644	339	39	’s	’s	PART
inlawrev-27644	339	40	investment	investment	NOUN
inlawrev-27644	339	41	time	time	NOUN
inlawrev-27644	339	42	horizon	horizon	NOUN
inlawrev-27644	339	43	,	,	PUNCT
inlawrev-27644	339	44	and	and	CCONJ
inlawrev-27644	339	45	they	they	PRON
inlawrev-27644	339	46	offer	offer	VERB
inlawrev-27644	339	47	one	one	NUM
inlawrev-27644	339	48	-	-	PUNCT
inlawrev-27644	339	49	stop	stop	NOUN
inlawrev-27644	339	50	shopping	shopping	NOUN
inlawrev-27644	339	51	.	.	PUNCT
inlawrev-27644	339	52	”	"	PUNCT
inlawrev-27644	340	1	amy	amy	PROPN
inlawrev-27644	340	2	b.	b.	PROPN
inlawrev-27644	340	3	monahan	monahan	PROPN
inlawrev-27644	340	4	,	,	PUNCT
inlawrev-27644	340	5	an	an	DET
inlawrev-27644	340	6	affordable	affordable	ADJ
inlawrev-27644	340	7	care	care	NOUN
inlawrev-27644	340	8	act	act	NOUN
inlawrev-27644	340	9	for	for	ADP
inlawrev-27644	340	10	retirement	retirement	NOUN
inlawrev-27644	340	11	plans	plan	NOUN
inlawrev-27644	340	12	?	?	PUNCT
inlawrev-27644	340	13	,	,	PUNCT
inlawrev-27644	340	14	20	20	NUM
inlawrev-27644	340	15	conn	conn	NOUN
inlawrev-27644	340	16	.	.	PUNCT
inlawrev-27644	341	1	ins	ins	PROPN
inlawrev-27644	341	2	.	.	PUNCT
inlawrev-27644	342	1	l.j	l.j	PROPN
inlawrev-27644	342	2	.	.	PROPN
inlawrev-27644	342	3	459	459	NUM
inlawrev-27644	342	4	,	,	PUNCT
inlawrev-27644	342	5	475	475	NUM
inlawrev-27644	342	6	(	(	PUNCT
inlawrev-27644	342	7	2014	2014	NUM
inlawrev-27644	342	8	)	)	PUNCT
inlawrev-27644	342	9	;	;	PUNCT
inlawrev-27644	342	10	see	see	VERB
inlawrev-27644	342	11	also	also	ADV
inlawrev-27644	342	12	stacy	stacy	PROPN
inlawrev-27644	342	13	l.	l.	PROPN
inlawrev-27644	342	14	schaus	schaus	PROPN
inlawrev-27644	342	15	,	,	PUNCT
inlawrev-27644	342	16	designing	design	VERB
inlawrev-27644	342	17	successful	successful	ADJ
inlawrev-27644	342	18	target	target	NOUN
inlawrev-27644	342	19	-	-	PUNCT
inlawrev-27644	342	20	date	date	NOUN
inlawrev-27644	342	21	strategies	strategy	NOUN
inlawrev-27644	342	22	for	for	ADP
inlawrev-27644	342	23	defined	define	VERB
inlawrev-27644	342	24	contribution	contribution	NOUN
inlawrev-27644	342	25	plans	plan	NOUN
inlawrev-27644	342	26	:	:	PUNCT
inlawrev-27644	342	27	putting	put	VERB
inlawrev-27644	342	28	participants	participant	NOUN
inlawrev-27644	342	29	on	on	ADP
inlawrev-27644	342	30	the	the	DET
inlawrev-27644	342	31	optimal	optimal	ADJ
inlawrev-27644	342	32	glide	glide	NOUN
inlawrev-27644	342	33	path	path	NOUN
inlawrev-27644	342	34	14	14	NUM
inlawrev-27644	342	35	(	(	PUNCT
inlawrev-27644	342	36	2010	2010	NUM
inlawrev-27644	342	37	)	)	PUNCT
inlawrev-27644	342	38	(	(	PUNCT
inlawrev-27644	342	39	investment	investment	NOUN
inlawrev-27644	342	40	strategies	strategy	NOUN
inlawrev-27644	342	41	targeted	target	VERB
inlawrev-27644	342	42	to	to	ADP
inlawrev-27644	342	43	a	a	DET
inlawrev-27644	342	44	retirement	retirement	NOUN
inlawrev-27644	342	45	date	date	NOUN
inlawrev-27644	342	46	“	"	PUNCT
inlawrev-27644	342	47	rebalance	rebalance	NOUN
inlawrev-27644	342	48	on	on	ADP
inlawrev-27644	342	49	an	an	DET
inlawrev-27644	342	50	ongoing	ongoing	ADJ
inlawrev-27644	342	51	basis	basis	NOUN
inlawrev-27644	342	52	and	and	CCONJ
inlawrev-27644	342	53	adjust	adjust	VERB
inlawrev-27644	342	54	allocations	allocation	NOUN
inlawrev-27644	342	55	as	as	ADP
inlawrev-27644	342	56	a[n	a[n	PROPN
inlawrev-27644	342	57	employee	employee	NOUN
inlawrev-27644	342	58	]	]	PUNCT
inlawrev-27644	342	59	ages	age	NOUN
inlawrev-27644	342	60	.	.	PUNCT
inlawrev-27644	342	61	”	"	PUNCT
inlawrev-27644	342	62	)	)	PUNCT
inlawrev-27644	342	63	.	.	PUNCT
inlawrev-27644	343	1	106	106	NUM
inlawrev-27644	343	2	.	.	PUNCT
inlawrev-27644	344	1	vanguard	vanguard	NOUN
inlawrev-27644	344	2	,	,	PUNCT
inlawrev-27644	344	3	autoenrollment	autoenrollment	NOUN
inlawrev-27644	344	4	and	and	CCONJ
inlawrev-27644	344	5	the	the	DET
inlawrev-27644	344	6	importance	importance	NOUN
inlawrev-27644	344	7	of	of	ADP
inlawrev-27644	344	8	the	the	DET
inlawrev-27644	344	9	default	default	NOUN
inlawrev-27644	344	10	(	(	PUNCT
inlawrev-27644	344	11	oct	oct	PROPN
inlawrev-27644	344	12	.	.	PROPN
inlawrev-27644	344	13	15	15	NUM
inlawrev-27644	344	14	,	,	PUNCT
inlawrev-27644	344	15	2021	2021	NUM
inlawrev-27644	344	16	)	)	PUNCT
inlawrev-27644	344	17	,	,	PUNCT
inlawrev-27644	344	18	https://institutional.vanguard.com/vgapp/iip/site/institutional/researchcommentary/article/inv	https://institutional.vanguard.com/vgapp/iip/site/institutional/researchcommentary/article/inv	NUM
inlawrev-27644	344	19	resautoenrollmentandtheimportanceofthedefault	resautoenrollmentandtheimportanceofthedefault	NOUN
inlawrev-27644	344	20	[	[	X
inlawrev-27644	344	21	https://perma.cc/lgr5-j2dj	https://perma.cc/lgr5-j2dj	NOUN
inlawrev-27644	344	22	]	]	PUNCT
inlawrev-27644	344	23	.	.	PUNCT
inlawrev-27644	345	1	107	107	NUM
inlawrev-27644	345	2	.	.	PUNCT
inlawrev-27644	346	1	secure	secure	VERB
inlawrev-27644	346	2	2.0	2.0	NUM
inlawrev-27644	346	3	act	act	NOUN
inlawrev-27644	346	4	of	of	ADP
inlawrev-27644	346	5	2022	2022	NUM
inlawrev-27644	346	6	,	,	PUNCT
inlawrev-27644	346	7	§	§	PROPN
inlawrev-27644	346	8	414a(b)(3)(a)(i	414a(b)(3)(a)(i	NUM
inlawrev-27644	346	9	)	)	PUNCT
inlawrev-27644	346	10	,	,	PUNCT
inlawrev-27644	346	11	enacted	enact	VERB
inlawrev-27644	346	12	in	in	ADP
inlawrev-27644	346	13	consolidated	consolidated	ADJ
inlawrev-27644	346	14	appropriations	appropriation	NOUN
inlawrev-27644	346	15	act	act	VERB
inlawrev-27644	346	16	2023	2023	NUM
inlawrev-27644	346	17	(	(	PUNCT
inlawrev-27644	346	18	dec	dec	PROPN
inlawrev-27644	346	19	.	.	PROPN
inlawrev-27644	346	20	29	29	NUM
inlawrev-27644	346	21	,	,	PUNCT
inlawrev-27644	346	22	2022	2022	NUM
inlawrev-27644	346	23	)	)	PUNCT
inlawrev-27644	346	24	.	.	PUNCT
inlawrev-27644	347	1	108	108	NUM
inlawrev-27644	347	2	.	.	PUNCT
inlawrev-27644	348	1	i	i	PRON
inlawrev-27644	348	2	d.	d.	PROPN
inlawrev-27644	348	3	109	109	NUM
inlawrev-27644	348	4	.	.	PUNCT
inlawrev-27644	349	1	i	i	PRON
inlawrev-27644	349	2	d.	d.	PROPN
inlawrev-27644	349	3	§	§	PROPN
inlawrev-27644	349	4	414a(b)(4	414a(b)(4	PROPN
inlawrev-27644	349	5	)	)	PUNCT
inlawrev-27644	349	6	.	.	PUNCT
inlawrev-27644	350	1	110	110	NUM
inlawrev-27644	350	2	.	.	PUNCT
inlawrev-27644	350	3	rules	rule	NOUN
inlawrev-27644	350	4	and	and	CCONJ
inlawrev-27644	350	5	regulations	regulation	NOUN
inlawrev-27644	350	6	for	for	ADP
inlawrev-27644	350	7	fiduciary	fiduciary	ADJ
inlawrev-27644	350	8	responsibility	responsibility	NOUN
inlawrev-27644	350	9	;	;	PUNCT
inlawrev-27644	350	10	investment	investment	NOUN
inlawrev-27644	350	11	of	of	ADP
inlawrev-27644	350	12	plan	plan	NOUN
inlawrev-27644	350	13	assets	asset	NOUN
inlawrev-27644	350	14	under	under	ADP
inlawrev-27644	350	15	the	the	DET
inlawrev-27644	350	16	“	"	PUNCT
inlawrev-27644	350	17	prudence	prudence	NOUN
inlawrev-27644	350	18	rule	rule	NOUN
inlawrev-27644	350	19	,	,	PUNCT
inlawrev-27644	350	20	”	"	PUNCT
inlawrev-27644	350	21	44	44	NUM
inlawrev-27644	350	22	fed	fed	PROPN
inlawrev-27644	350	23	.	.	PUNCT
inlawrev-27644	351	1	reg	reg	PROPN
inlawrev-27644	351	2	.	.	PUNCT
inlawrev-27644	352	1	37221	37221	NUM
inlawrev-27644	352	2	(	(	PUNCT
inlawrev-27644	352	3	june	june	PROPN
inlawrev-27644	352	4	26	26	NUM
inlawrev-27644	352	5	,	,	PUNCT
inlawrev-27644	352	6	1979	1979	NUM
inlawrev-27644	352	7	)	)	PUNCT
inlawrev-27644	352	8	,	,	PUNCT
inlawrev-27644	352	9	codified	codify	VERB
inlawrev-27644	352	10	at	at	ADP
inlawrev-27644	352	11	29	29	NUM
inlawrev-27644	352	12	c.f.r	c.f.r	NOUN
inlawrev-27644	352	13	.	.	PUNCT
inlawrev-27644	353	1	§	§	PROPN
inlawrev-27644	353	2	2550	2550	NUM
inlawrev-27644	353	3	(	(	PUNCT
inlawrev-27644	353	4	2023	2023	NUM
inlawrev-27644	353	5	)	)	PUNCT
inlawrev-27644	353	6	68	68	NUM
inlawrev-27644	353	7	indiana	indiana	PROPN
inlawrev-27644	353	8	law	law	NOUN
inlawrev-27644	353	9	review	review	NOUN
inlawrev-27644	354	1	[	[	X
inlawrev-27644	354	2	vol	vol	NOUN
inlawrev-27644	354	3	.	.	PUNCT
inlawrev-27644	355	1	57:53	57:53	NUM
inlawrev-27644	355	2	interpretation	interpretation	NOUN
inlawrev-27644	355	3	of	of	ADP
inlawrev-27644	355	4	prudence	prudence	NOUN
inlawrev-27644	355	5	on	on	ADP
inlawrev-27644	355	6	modern	modern	ADJ
inlawrev-27644	355	7	portfolio	portfolio	NOUN
inlawrev-27644	355	8	theory	theory	NOUN
inlawrev-27644	355	9	,	,	PUNCT
inlawrev-27644	355	10	advising	advise	VERB
inlawrev-27644	355	11	fiduciaries	fiduciary	NOUN
inlawrev-27644	355	12	to	to	PART
inlawrev-27644	355	13	evaluate	evaluate	VERB
inlawrev-27644	355	14	each	each	DET
inlawrev-27644	355	15	investment	investment	NOUN
inlawrev-27644	355	16	in	in	ADP
inlawrev-27644	355	17	light	light	NOUN
inlawrev-27644	355	18	of	of	ADP
inlawrev-27644	355	19	the	the	DET
inlawrev-27644	355	20	entire	entire	ADJ
inlawrev-27644	355	21	portfolio.111	portfolio.111	NOUN
inlawrev-27644	355	22	the	the	DET
inlawrev-27644	355	23	dol	dol	NOUN
inlawrev-27644	355	24	stated	state	VERB
inlawrev-27644	355	25	in	in	ADP
inlawrev-27644	355	26	the	the	DET
inlawrev-27644	355	27	preamble	preamble	NOUN
inlawrev-27644	355	28	that	that	SCONJ
inlawrev-27644	355	29	it	it	PRON
inlawrev-27644	355	30	would	would	AUX
inlawrev-27644	355	31	not	not	PART
inlawrev-27644	355	32	be	be	AUX
inlawrev-27644	355	33	appropriate	appropriate	ADJ
inlawrev-27644	355	34	for	for	ADP
inlawrev-27644	355	35	a	a	DET
inlawrev-27644	355	36	regulation	regulation	NOUN
inlawrev-27644	355	37	to	to	PART
inlawrev-27644	355	38	specify	specify	VERB
inlawrev-27644	355	39	a	a	DET
inlawrev-27644	355	40	list	list	NOUN
inlawrev-27644	355	41	of	of	ADP
inlawrev-27644	355	42	acceptable	acceptable	ADJ
inlawrev-27644	355	43	or	or	CCONJ
inlawrev-27644	355	44	unacceptable	unacceptable	ADJ
inlawrev-27644	355	45	investments.112	investments.112	ADJ
inlawrev-27644	355	46	nor	nor	CCONJ
inlawrev-27644	355	47	should	should	AUX
inlawrev-27644	355	48	any	any	DET
inlawrev-27644	355	49	investment	investment	NOUN
inlawrev-27644	355	50	be	be	AUX
inlawrev-27644	355	51	treated	treat	VERB
inlawrev-27644	355	52	,	,	PUNCT
inlawrev-27644	355	53	when	when	SCONJ
inlawrev-27644	355	54	considered	consider	VERB
inlawrev-27644	355	55	alone	alone	ADV
inlawrev-27644	355	56	,	,	PUNCT
inlawrev-27644	355	57	as	as	ADP
inlawrev-27644	355	58	per	per	ADP
inlawrev-27644	355	59	se	se	X
inlawrev-27644	355	60	prudent	prudent	NOUN
inlawrev-27644	355	61	or	or	CCONJ
inlawrev-27644	355	62	imprudent.113	imprudent.113	VERB
inlawrev-27644	355	63	the	the	DET
inlawrev-27644	355	64	regulation	regulation	NOUN
inlawrev-27644	355	65	did	do	AUX
inlawrev-27644	355	66	not	not	PART
inlawrev-27644	355	67	address	address	VERB
inlawrev-27644	355	68	directly	directly	ADV
inlawrev-27644	355	69	the	the	DET
inlawrev-27644	355	70	duty	duty	NOUN
inlawrev-27644	355	71	of	of	ADP
inlawrev-27644	355	72	loyalty	loyalty	NOUN
inlawrev-27644	355	73	,	,	PUNCT
inlawrev-27644	355	74	instead	instead	ADV
inlawrev-27644	355	75	stating	state	VERB
inlawrev-27644	355	76	that	that	SCONJ
inlawrev-27644	355	77	to	to	PART
inlawrev-27644	355	78	fulfill	fulfill	VERB
inlawrev-27644	355	79	its	its	PRON
inlawrev-27644	355	80	duty	duty	NOUN
inlawrev-27644	355	81	of	of	ADP
inlawrev-27644	355	82	prudence	prudence	NOUN
inlawrev-27644	355	83	the	the	DET
inlawrev-27644	355	84	fiduciary	fiduciary	ADJ
inlawrev-27644	355	85	’s	’s	PART
inlawrev-27644	355	86	investment	investment	NOUN
inlawrev-27644	355	87	approach	approach	NOUN
inlawrev-27644	355	88	must	must	AUX
inlawrev-27644	355	89	be	be	AUX
inlawrev-27644	355	90	“	"	PUNCT
inlawrev-27644	355	91	reasonably	reasonably	ADV
inlawrev-27644	355	92	designed	design	VERB
inlawrev-27644	355	93	.	.	PUNCT
inlawrev-27644	355	94	.	.	PUNCT
inlawrev-27644	355	95	.	.	PUNCT
inlawrev-27644	356	1	to	to	PART
inlawrev-27644	356	2	further	further	VERB
inlawrev-27644	356	3	the	the	DET
inlawrev-27644	356	4	purposes	purpose	NOUN
inlawrev-27644	356	5	of	of	ADP
inlawrev-27644	356	6	the	the	DET
inlawrev-27644	356	7	plan	plan	NOUN
inlawrev-27644	356	8	.	.	PUNCT
inlawrev-27644	357	1	”114	”114	PROPN
inlawrev-27644	358	1	in	in	ADP
inlawrev-27644	358	2	1994	1994	NUM
inlawrev-27644	358	3	,	,	PUNCT
inlawrev-27644	358	4	during	during	ADP
inlawrev-27644	358	5	the	the	DET
inlawrev-27644	358	6	administration	administration	NOUN
inlawrev-27644	358	7	of	of	ADP
inlawrev-27644	358	8	president	president	PROPN
inlawrev-27644	358	9	william	william	PROPN
inlawrev-27644	358	10	j.	j.	PROPN
inlawrev-27644	358	11	clinton	clinton	PROPN
inlawrev-27644	358	12	,	,	PUNCT
inlawrev-27644	358	13	the	the	DET
inlawrev-27644	358	14	dol	dol	NOUN
inlawrev-27644	358	15	issued	issue	VERB
inlawrev-27644	358	16	an	an	DET
inlawrev-27644	358	17	interpretative	interpretative	ADJ
inlawrev-27644	358	18	bulletin	bulletin	NOUN
inlawrev-27644	358	19	(	(	PUNCT
inlawrev-27644	358	20	ib	ib	NOUN
inlawrev-27644	358	21	)	)	PUNCT
inlawrev-27644	358	22	,	,	PUNCT
inlawrev-27644	358	23	its	its	PRON
inlawrev-27644	358	24	first	first	ADJ
inlawrev-27644	358	25	guidance	guidance	NOUN
inlawrev-27644	358	26	other	other	ADJ
inlawrev-27644	358	27	than	than	ADP
inlawrev-27644	358	28	in	in	ADP
inlawrev-27644	358	29	advisory	advisory	ADJ
inlawrev-27644	358	30	opinions	opinion	NOUN
inlawrev-27644	358	31	,	,	PUNCT
inlawrev-27644	358	32	on	on	ADP
inlawrev-27644	358	33	sustainable	sustainable	ADJ
inlawrev-27644	358	34	investing.115	investing.115	NOUN
inlawrev-27644	358	35	the	the	DET
inlawrev-27644	358	36	ib	ib	PROPN
inlawrev-27644	358	37	clarified	clarify	VERB
inlawrev-27644	358	38	“	"	PUNCT
inlawrev-27644	358	39	that	that	SCONJ
inlawrev-27644	358	40	under	under	ADP
inlawrev-27644	358	41	erisa	erisa	NOUN
inlawrev-27644	358	42	a	a	DET
inlawrev-27644	358	43	plan	plan	NOUN
inlawrev-27644	358	44	fiduciary	fiduciary	ADJ
inlawrev-27644	358	45	may	may	AUX
inlawrev-27644	358	46	invest	invest	VERB
inlawrev-27644	358	47	plan	plan	VERB
inlawrev-27644	358	48	assets	asset	NOUN
inlawrev-27644	358	49	in	in	ADP
inlawrev-27644	358	50	[	[	PUNCT
inlawrev-27644	358	51	a	a	DET
inlawrev-27644	358	52	sustainable	sustainable	ADJ
inlawrev-27644	358	53	investment	investment	NOUN
inlawrev-27644	358	54	]	]	PUNCT
inlawrev-27644	358	55	provided	provide	VERB
inlawrev-27644	358	56	the	the	DET
inlawrev-27644	358	57	fiduciary	fiduciary	ADJ
inlawrev-27644	358	58	determines	determine	NOUN
inlawrev-27644	358	59	that	that	PRON
inlawrev-27644	358	60	such	such	ADJ
inlawrev-27644	358	61	investment	investment	NOUN
inlawrev-27644	358	62	is	be	AUX
inlawrev-27644	358	63	appropriate	appropriate	ADJ
inlawrev-27644	358	64	for	for	ADP
inlawrev-27644	358	65	the	the	DET
inlawrev-27644	358	66	plan	plan	NOUN
inlawrev-27644	358	67	in	in	ADP
inlawrev-27644	358	68	terms	term	NOUN
inlawrev-27644	358	69	of	of	ADP
inlawrev-27644	358	70	the	the	DET
inlawrev-27644	358	71	same	same	ADJ
inlawrev-27644	358	72	factors	factor	NOUN
inlawrev-27644	358	73	that	that	SCONJ
inlawrev-27644	358	74	a	a	DET
inlawrev-27644	358	75	prudent	prudent	ADJ
inlawrev-27644	358	76	fiduciary	fiduciary	NOUN
inlawrev-27644	358	77	would	would	AUX
inlawrev-27644	358	78	use	use	VERB
inlawrev-27644	358	79	in	in	ADP
inlawrev-27644	358	80	determining	determine	VERB
inlawrev-27644	358	81	whether	whether	SCONJ
inlawrev-27644	358	82	any	any	DET
inlawrev-27644	358	83	other	other	ADJ
inlawrev-27644	358	84	type	type	NOUN
inlawrev-27644	358	85	of	of	ADP
inlawrev-27644	358	86	investment	investment	NOUN
inlawrev-27644	358	87	is	be	AUX
inlawrev-27644	358	88	appropriate	appropriate	ADJ
inlawrev-27644	358	89	for	for	ADP
inlawrev-27644	358	90	the	the	DET
inlawrev-27644	358	91	plan	plan	NOUN
inlawrev-27644	358	92	.	.	PUNCT
inlawrev-27644	358	93	”116	”116	PUNCT
inlawrev-27644	359	1	the	the	DET
inlawrev-27644	359	2	dol	dol	NOUN
inlawrev-27644	359	3	intended	intend	VERB
inlawrev-27644	359	4	to	to	PART
inlawrev-27644	359	5	eliminate	eliminate	VERB
inlawrev-27644	359	6	the	the	DET
inlawrev-27644	359	7	“	"	PUNCT
inlawrev-27644	359	8	perception	perception	NOUN
inlawrev-27644	359	9	.	.	PUNCT
inlawrev-27644	359	10	.	.	PUNCT
inlawrev-27644	359	11	.	.	PUNCT
inlawrev-27644	360	1	within	within	ADP
inlawrev-27644	360	2	the	the	DET
inlawrev-27644	360	3	investment	investment	NOUN
inlawrev-27644	360	4	community	community	NOUN
inlawrev-27644	360	5	that	that	PRON
inlawrev-27644	360	6	investments	investment	NOUN
inlawrev-27644	360	7	in	in	ADP
inlawrev-27644	360	8	[	[	X
inlawrev-27644	360	9	sustainable	sustainable	ADJ
inlawrev-27644	360	10	investments	investment	NOUN
inlawrev-27644	360	11	]	]	PUNCT
inlawrev-27644	360	12	are	be	AUX
inlawrev-27644	360	13	incompatible	incompatible	ADJ
inlawrev-27644	360	14	with	with	ADP
inlawrev-27644	360	15	erisa	erisa	NOUN
inlawrev-27644	360	16	’s	’s	PART
inlawrev-27644	360	17	fiduciary	fiduciary	ADJ
inlawrev-27644	360	18	obligations	obligation	NOUN
inlawrev-27644	360	19	.	.	PUNCT
inlawrev-27644	360	20	”117	”117	VERB
inlawrev-27644	361	1	after	after	ADP
inlawrev-27644	361	2	the	the	DET
inlawrev-27644	361	3	election	election	NOUN
inlawrev-27644	361	4	of	of	ADP
inlawrev-27644	361	5	president	president	PROPN
inlawrev-27644	361	6	george	george	PROPN
inlawrev-27644	361	7	w.	w.	PROPN
inlawrev-27644	361	8	bush	bush	PROPN
inlawrev-27644	361	9	,	,	PUNCT
inlawrev-27644	361	10	in	in	ADP
inlawrev-27644	361	11	2008	2008	NUM
inlawrev-27644	361	12	,	,	PUNCT
inlawrev-27644	361	13	the	the	DET
inlawrev-27644	361	14	dol	dol	NOUN
inlawrev-27644	361	15	issued	issue	VERB
inlawrev-27644	361	16	an	an	DET
inlawrev-27644	361	17	[	[	X
inlawrev-27644	361	18	hereinafter	hereinafter	NOUN
inlawrev-27644	361	19	1979	1979	NUM
inlawrev-27644	361	20	final	final	ADJ
inlawrev-27644	361	21	regulation	regulation	NOUN
inlawrev-27644	361	22	]	]	PUNCT
inlawrev-27644	361	23	.	.	PUNCT
inlawrev-27644	362	1	111	111	NUM
inlawrev-27644	362	2	.	.	PUNCT
inlawrev-27644	363	1	max	max	PROPN
inlawrev-27644	363	2	m.	m.	PROPN
inlawrev-27644	363	3	schanzenbach	schanzenbach	PROPN
inlawrev-27644	363	4	&	&	CCONJ
inlawrev-27644	363	5	robert	robert	PROPN
inlawrev-27644	363	6	h.	h.	PROPN
inlawrev-27644	363	7	sitkoff	sitkoff	PROPN
inlawrev-27644	363	8	,	,	PUNCT
inlawrev-27644	363	9	did	do	AUX
inlawrev-27644	363	10	reform	reform	NOUN
inlawrev-27644	363	11	of	of	ADP
inlawrev-27644	363	12	prudent	prudent	ADJ
inlawrev-27644	363	13	trust	trust	NOUN
inlawrev-27644	363	14	investment	investment	NOUN
inlawrev-27644	363	15	laws	law	NOUN
inlawrev-27644	363	16	change	change	VERB
inlawrev-27644	363	17	trust	trust	NOUN
inlawrev-27644	363	18	portfolio	portfolio	NOUN
inlawrev-27644	363	19	allocation	allocation	NOUN
inlawrev-27644	363	20	?	?	PUNCT
inlawrev-27644	363	21	,	,	PUNCT
inlawrev-27644	363	22	30	30	NUM
inlawrev-27644	363	23	j.	j.	PROPN
inlawrev-27644	363	24	law	law	PROPN
inlawrev-27644	363	25	&	&	CCONJ
inlawrev-27644	363	26	econ	econ	PROPN
inlawrev-27644	363	27	.	.	PUNCT
inlawrev-27644	364	1	681	681	NUM
inlawrev-27644	364	2	,	,	PUNCT
inlawrev-27644	364	3	685	685	NUM
inlawrev-27644	364	4	-	-	SYM
inlawrev-27644	364	5	86	86	NUM
inlawrev-27644	364	6	(	(	PUNCT
inlawrev-27644	364	7	2007	2007	NUM
inlawrev-27644	364	8	)	)	PUNCT
inlawrev-27644	364	9	.	.	PUNCT
inlawrev-27644	365	1	at	at	ADP
inlawrev-27644	365	2	the	the	DET
inlawrev-27644	365	3	time	time	NOUN
inlawrev-27644	365	4	,	,	PUNCT
inlawrev-27644	365	5	trust	trust	NOUN
inlawrev-27644	365	6	law	law	NOUN
inlawrev-27644	365	7	still	still	ADV
inlawrev-27644	365	8	caused	cause	VERB
inlawrev-27644	365	9	trustees	trustee	NOUN
inlawrev-27644	365	10	to	to	PART
inlawrev-27644	365	11	be	be	AUX
inlawrev-27644	365	12	extremely	extremely	ADV
inlawrev-27644	365	13	risk	risk	NOUN
inlawrev-27644	365	14	-	-	PUNCT
inlawrev-27644	365	15	averse	averse	ADJ
inlawrev-27644	365	16	in	in	ADP
inlawrev-27644	365	17	the	the	DET
inlawrev-27644	365	18	investment	investment	NOUN
inlawrev-27644	365	19	of	of	ADP
inlawrev-27644	365	20	trust	trust	NOUN
inlawrev-27644	365	21	assets	asset	NOUN
inlawrev-27644	365	22	because	because	SCONJ
inlawrev-27644	365	23	each	each	DET
inlawrev-27644	365	24	investment	investment	NOUN
inlawrev-27644	365	25	was	be	AUX
inlawrev-27644	365	26	subject	subject	ADJ
inlawrev-27644	365	27	to	to	ADP
inlawrev-27644	365	28	ex	ex	ADJ
inlawrev-27644	365	29	-	-	ADJ
inlawrev-27644	365	30	post	post	ADJ
inlawrev-27644	365	31	evaluation	evaluation	NOUN
inlawrev-27644	365	32	of	of	ADP
inlawrev-27644	365	33	its	its	PRON
inlawrev-27644	365	34	individual	individual	ADJ
inlawrev-27644	365	35	risk	risk	NOUN
inlawrev-27644	365	36	.	.	PUNCT
inlawrev-27644	366	1	i	i	PRON
inlawrev-27644	366	2	d.	d.	PROPN
inlawrev-27644	366	3	at	at	ADP
inlawrev-27644	366	4	683	683	NUM
inlawrev-27644	366	5	-	-	SYM
inlawrev-27644	366	6	85	85	NUM
inlawrev-27644	366	7	;	;	PUNCT
inlawrev-27644	366	8	david	david	PROPN
inlawrev-27644	366	9	h.	h.	PROPN
inlawrev-27644	366	10	webber	webber	PROPN
inlawrev-27644	366	11	,	,	PUNCT
inlawrev-27644	366	12	the	the	DET
inlawrev-27644	366	13	use	use	NOUN
inlawrev-27644	366	14	and	and	CCONJ
inlawrev-27644	366	15	abuse	abuse	NOUN
inlawrev-27644	366	16	of	of	ADP
inlawrev-27644	366	17	labor	labor	NOUN
inlawrev-27644	366	18	's	's	PART
inlawrev-27644	366	19	capital	capital	NOUN
inlawrev-27644	366	20	,	,	PUNCT
inlawrev-27644	366	21	89	89	NUM
inlawrev-27644	367	1	n.y.u.l	n.y.u.l	AUX
inlawrev-27644	367	2	.	.	PROPN
inlawrev-27644	367	3	rev	rev	PROPN
inlawrev-27644	367	4	.	.	PROPN
inlawrev-27644	367	5	2106	2106	NUM
inlawrev-27644	367	6	,	,	PUNCT
inlawrev-27644	367	7	2152	2152	NUM
inlawrev-27644	367	8	(	(	PUNCT
inlawrev-27644	367	9	2014	2014	NUM
inlawrev-27644	367	10	)	)	PUNCT
inlawrev-27644	367	11	.	.	PUNCT
inlawrev-27644	368	1	the	the	DET
inlawrev-27644	368	2	constraints	constraint	NOUN
inlawrev-27644	368	3	acted	act	VERB
inlawrev-27644	368	4	as	as	ADP
inlawrev-27644	368	5	a	a	DET
inlawrev-27644	368	6	default	default	NOUN
inlawrev-27644	368	7	.	.	PUNCT
inlawrev-27644	369	1	trust	trust	NOUN
inlawrev-27644	369	2	documents	document	NOUN
inlawrev-27644	369	3	could	could	AUX
inlawrev-27644	369	4	direct	direct	VERB
inlawrev-27644	369	5	other	other	ADJ
inlawrev-27644	369	6	investment	investment	NOUN
inlawrev-27644	369	7	approaches	approach	NOUN
inlawrev-27644	369	8	.	.	PUNCT
inlawrev-27644	370	1	schanzenbach	schanzenbach	PROPN
inlawrev-27644	370	2	&	&	CCONJ
inlawrev-27644	370	3	sitkoff	sitkoff	NOUN
inlawrev-27644	370	4	,	,	PUNCT
inlawrev-27644	370	5	supra	supra	PROPN
inlawrev-27644	370	6	note	note	NOUN
inlawrev-27644	370	7	111	111	NUM
inlawrev-27644	370	8	,	,	PUNCT
inlawrev-27644	370	9	at	at	ADP
inlawrev-27644	370	10	683	683	NUM
inlawrev-27644	370	11	-	-	SYM
inlawrev-27644	370	12	85	85	NUM
inlawrev-27644	370	13	.	.	PUNCT
inlawrev-27644	371	1	trust	trust	NOUN
inlawrev-27644	371	2	law	law	NOUN
inlawrev-27644	371	3	did	do	AUX
inlawrev-27644	371	4	not	not	PART
inlawrev-27644	371	5	begin	begin	VERB
inlawrev-27644	371	6	to	to	PART
inlawrev-27644	371	7	catch	catch	VERB
inlawrev-27644	371	8	up	up	ADP
inlawrev-27644	371	9	to	to	ADP
inlawrev-27644	371	10	the	the	DET
inlawrev-27644	371	11	erisa	erisa	NOUN
inlawrev-27644	371	12	standard	standard	NOUN
inlawrev-27644	371	13	until	until	ADP
inlawrev-27644	371	14	the	the	DET
inlawrev-27644	371	15	mid	mid	PROPN
inlawrev-27644	371	16	-	-	NOUN
inlawrev-27644	371	17	tolate	tolate	ADJ
inlawrev-27644	371	18	1980s	1980	NOUN
inlawrev-27644	371	19	.	.	PUNCT
inlawrev-27644	372	1	i	i	PRON
inlawrev-27644	372	2	d.	d.	PROPN
inlawrev-27644	372	3	at	at	ADP
inlawrev-27644	372	4	685	685	NUM
inlawrev-27644	372	5	-	-	SYM
inlawrev-27644	372	6	86	86	NUM
inlawrev-27644	372	7	n.45	n.45	X
inlawrev-27644	372	8	.	.	PUNCT
inlawrev-27644	373	1	trust	trust	NOUN
inlawrev-27644	373	2	law	law	NOUN
inlawrev-27644	373	3	in	in	ADP
inlawrev-27644	373	4	all	all	DET
inlawrev-27644	373	5	states	state	NOUN
inlawrev-27644	373	6	now	now	ADV
inlawrev-27644	373	7	follows	follow	VERB
inlawrev-27644	373	8	the	the	DET
inlawrev-27644	373	9	entire	entire	ADJ
inlawrev-27644	373	10	portfolio	portfolio	NOUN
inlawrev-27644	373	11	approach	approach	NOUN
inlawrev-27644	373	12	to	to	ADP
inlawrev-27644	373	13	prudence	prudence	NOUN
inlawrev-27644	373	14	.	.	PUNCT
inlawrev-27644	374	1	i	i	PRON
inlawrev-27644	374	2	d.	d.	PROPN
inlawrev-27644	374	3	at	at	ADP
inlawrev-27644	374	4	686	686	NUM
inlawrev-27644	374	5	.	.	PUNCT
inlawrev-27644	375	1	112	112	NUM
inlawrev-27644	375	2	.	.	PUNCT
inlawrev-27644	376	1	1979	1979	NUM
inlawrev-27644	376	2	final	final	ADJ
inlawrev-27644	376	3	regulation	regulation	NOUN
inlawrev-27644	376	4	,	,	PUNCT
inlawrev-27644	376	5	44	44	NUM
inlawrev-27644	376	6	fed	feed	VERB
inlawrev-27644	376	7	.	.	PUNCT
inlawrev-27644	377	1	reg	reg	PROPN
inlawrev-27644	377	2	.	.	PUNCT
inlawrev-27644	378	1	at	at	ADP
inlawrev-27644	378	2	37225	37225	NUM
inlawrev-27644	378	3	.	.	PUNCT
inlawrev-27644	379	1	113	113	NUM
inlawrev-27644	379	2	.	.	PUNCT
inlawrev-27644	380	1	i	i	PRON
inlawrev-27644	380	2	d.	d.	PROPN
inlawrev-27644	380	3	114	114	NUM
inlawrev-27644	380	4	.	.	PUNCT
inlawrev-27644	381	1	i	i	PRON
inlawrev-27644	381	2	d.	d.	PROPN
inlawrev-27644	381	3	115	115	NUM
inlawrev-27644	381	4	.	.	PUNCT
inlawrev-27644	382	1	dol	dol	PROPN
inlawrev-27644	382	2	interp	interp	PROPN
inlawrev-27644	382	3	.	.	PUNCT
inlawrev-27644	383	1	bull	bull	NOUN
inlawrev-27644	383	2	.	.	PUNCT
inlawrev-27644	384	1	94	94	NUM
inlawrev-27644	384	2	-	-	SYM
inlawrev-27644	384	3	91	91	NUM
inlawrev-27644	384	4	,	,	PUNCT
inlawrev-27644	384	5	interpretative	interpretative	ADJ
inlawrev-27644	384	6	bulletin	bulletin	NOUN
inlawrev-27644	384	7	relating	relate	VERB
inlawrev-27644	384	8	to	to	ADP
inlawrev-27644	384	9	the	the	DET
inlawrev-27644	384	10	employee	employee	NOUN
inlawrev-27644	384	11	retirement	retirement	PROPN
inlawrev-27644	384	12	income	income	PROPN
inlawrev-27644	384	13	security	security	PROPN
inlawrev-27644	384	14	act	act	NOUN
inlawrev-27644	384	15	of	of	ADP
inlawrev-27644	384	16	1974	1974	NUM
inlawrev-27644	384	17	,	,	PUNCT
inlawrev-27644	384	18	59	59	NUM
inlawrev-27644	384	19	fed	feed	VERB
inlawrev-27644	384	20	.	.	PUNCT
inlawrev-27644	385	1	reg	reg	PROPN
inlawrev-27644	385	2	.	.	PUNCT
inlawrev-27644	386	1	32606	32606	NUM
inlawrev-27644	386	2	,	,	PUNCT
inlawrev-27644	386	3	32606	32606	NUM
inlawrev-27644	386	4	(	(	PUNCT
inlawrev-27644	386	5	june	june	PROPN
inlawrev-27644	386	6	23	23	NUM
inlawrev-27644	386	7	,	,	PUNCT
inlawrev-27644	386	8	1994	1994	NUM
inlawrev-27644	386	9	)	)	PUNCT
inlawrev-27644	387	1	(	(	PUNCT
inlawrev-27644	387	2	“	"	PUNCT
inlawrev-27644	387	3	this	this	DET
inlawrev-27644	387	4	document	document	NOUN
inlawrev-27644	387	5	sets	set	VERB
inlawrev-27644	387	6	forth	forth	ADP
inlawrev-27644	387	7	the	the	DET
inlawrev-27644	387	8	view	view	NOUN
inlawrev-27644	387	9	of	of	ADP
inlawrev-27644	387	10	the	the	DET
inlawrev-27644	387	11	[	[	X
inlawrev-27644	387	12	dol	dol	NOUN
inlawrev-27644	387	13	]	]	PUNCT
inlawrev-27644	387	14	.	.	PUNCT
inlawrev-27644	387	15	.	.	PUNCT
inlawrev-27644	387	16	.	.	PUNCT
inlawrev-27644	388	1	with	with	ADP
inlawrev-27644	388	2	respect	respect	NOUN
inlawrev-27644	388	3	to	to	ADP
inlawrev-27644	388	4	a	a	DET
inlawrev-27644	388	5	plan	plan	NOUN
inlawrev-27644	388	6	fiduciary	fiduciary	NOUN
inlawrev-27644	388	7	’s	’s	PART
inlawrev-27644	388	8	decision	decision	NOUN
inlawrev-27644	388	9	to	to	PART
inlawrev-27644	388	10	invest	invest	VERB
inlawrev-27644	388	11	plan	plan	NOUN
inlawrev-27644	388	12	assets	asset	NOUN
inlawrev-27644	388	13	in	in	ADP
inlawrev-27644	388	14	‘	'	PUNCT
inlawrev-27644	388	15	economically	economically	ADV
inlawrev-27644	388	16	targeted	target	VERB
inlawrev-27644	388	17	investments	investment	NOUN
inlawrev-27644	388	18	’	'	PUNCT
inlawrev-27644	388	19	(	(	PUNCT
inlawrev-27644	388	20	etis	etis	NOUN
inlawrev-27644	388	21	)	)	PUNCT
inlawrev-27644	388	22	)	)	PUNCT
inlawrev-27644	389	1	[	[	X
inlawrev-27644	389	2	hereinafter	hereinafter	NOUN
inlawrev-27644	389	3	dol	dol	VERB
inlawrev-27644	389	4	ib	ib	PROPN
inlawrev-27644	389	5	94	94	NUM
inlawrev-27644	389	6	-	-	SYM
inlawrev-27644	389	7	01	01	NUM
inlawrev-27644	389	8	]	]	PUNCT
inlawrev-27644	389	9	.	.	PUNCT
inlawrev-27644	390	1	the	the	DET
inlawrev-27644	390	2	typical	typical	ADJ
inlawrev-27644	390	3	understanding	understanding	NOUN
inlawrev-27644	390	4	of	of	ADP
inlawrev-27644	390	5	etis	etis	NOUN
inlawrev-27644	390	6	is	be	AUX
inlawrev-27644	390	7	that	that	SCONJ
inlawrev-27644	390	8	the	the	DET
inlawrev-27644	390	9	investments	investment	NOUN
inlawrev-27644	390	10	were	be	AUX
inlawrev-27644	390	11	intended	intend	VERB
inlawrev-27644	390	12	to	to	PART
inlawrev-27644	390	13	provide	provide	VERB
inlawrev-27644	390	14	collateral	collateral	ADJ
inlawrev-27644	390	15	benefits	benefit	NOUN
inlawrev-27644	390	16	,	,	PUNCT
inlawrev-27644	390	17	often	often	ADV
inlawrev-27644	390	18	to	to	ADP
inlawrev-27644	390	19	the	the	DET
inlawrev-27644	390	20	communities	community	NOUN
inlawrev-27644	390	21	where	where	SCONJ
inlawrev-27644	390	22	the	the	DET
inlawrev-27644	390	23	investments	investment	NOUN
inlawrev-27644	390	24	were	be	AUX
inlawrev-27644	390	25	located	locate	VERB
inlawrev-27644	390	26	.	.	PUNCT
inlawrev-27644	391	1	i	i	PRON
inlawrev-27644	391	2	d.	d.	PROPN
inlawrev-27644	391	3	in	in	ADP
inlawrev-27644	391	4	2015	2015	NUM
inlawrev-27644	391	5	,	,	PUNCT
inlawrev-27644	391	6	the	the	DET
inlawrev-27644	391	7	dol	dol	NOUN
inlawrev-27644	391	8	began	begin	VERB
inlawrev-27644	391	9	to	to	PART
inlawrev-27644	391	10	shift	shift	VERB
inlawrev-27644	391	11	its	its	PRON
inlawrev-27644	391	12	references	reference	NOUN
inlawrev-27644	391	13	to	to	ADP
inlawrev-27644	391	14	esg	esg	PROPN
inlawrev-27644	391	15	.	.	PUNCT
inlawrev-27644	392	1	i	i	PRON
inlawrev-27644	392	2	d.	d.	PROPN
inlawrev-27644	392	3	the	the	DET
inlawrev-27644	392	4	preamble	preamble	NOUN
inlawrev-27644	392	5	of	of	ADP
inlawrev-27644	392	6	a	a	DET
inlawrev-27644	392	7	2015	2015	NUM
inlawrev-27644	392	8	ib	ib	NOUN
inlawrev-27644	392	9	referred	refer	VERB
inlawrev-27644	392	10	to	to	ADP
inlawrev-27644	392	11	both	both	DET
inlawrev-27644	392	12	etis	etis	PROPN
inlawrev-27644	392	13	and	and	CCONJ
inlawrev-27644	392	14	the	the	DET
inlawrev-27644	392	15	consideration	consideration	NOUN
inlawrev-27644	392	16	of	of	ADP
inlawrev-27644	392	17	environmental	environmental	ADJ
inlawrev-27644	392	18	,	,	PUNCT
inlawrev-27644	392	19	social	social	ADJ
inlawrev-27644	392	20	,	,	PUNCT
inlawrev-27644	392	21	and	and	CCONJ
inlawrev-27644	392	22	governance	governance	NOUN
inlawrev-27644	392	23	(	(	PUNCT
inlawrev-27644	392	24	esg	esg	NOUN
inlawrev-27644	392	25	)	)	PUNCT
inlawrev-27644	392	26	factors	factor	NOUN
inlawrev-27644	392	27	in	in	ADP
inlawrev-27644	392	28	investment	investment	NOUN
inlawrev-27644	392	29	decisions	decision	NOUN
inlawrev-27644	392	30	,	,	PUNCT
inlawrev-27644	392	31	but	but	CCONJ
inlawrev-27644	392	32	the	the	DET
inlawrev-27644	392	33	ib	ib	NOUN
inlawrev-27644	392	34	explicitly	explicitly	ADV
inlawrev-27644	392	35	referred	refer	VERB
inlawrev-27644	392	36	only	only	ADV
inlawrev-27644	392	37	to	to	ADP
inlawrev-27644	392	38	etis	etis	NOUN
inlawrev-27644	392	39	.	.	PUNCT
inlawrev-27644	393	1	dol	dol	PROPN
inlawrev-27644	393	2	interp	interp	PROPN
inlawrev-27644	393	3	.	.	PUNCT
inlawrev-27644	394	1	bull	bull	NOUN
inlawrev-27644	394	2	.	.	PUNCT
inlawrev-27644	395	1	15	15	NUM
inlawrev-27644	395	2	-	-	SYM
inlawrev-27644	395	3	01	01	NUM
inlawrev-27644	395	4	,	,	PUNCT
inlawrev-27644	395	5	interpretive	interpretive	ADJ
inlawrev-27644	395	6	bulletin	bulletin	NOUN
inlawrev-27644	395	7	relating	relate	VERB
inlawrev-27644	395	8	to	to	ADP
inlawrev-27644	395	9	the	the	DET
inlawrev-27644	395	10	fiduciary	fiduciary	ADJ
inlawrev-27644	395	11	standard	standard	NOUN
inlawrev-27644	395	12	under	under	ADP
inlawrev-27644	395	13	erisa	erisa	NOUN
inlawrev-27644	395	14	in	in	ADP
inlawrev-27644	395	15	considering	consider	VERB
inlawrev-27644	395	16	economically	economically	ADV
inlawrev-27644	395	17	targeted	target	VERB
inlawrev-27644	395	18	investments	investment	NOUN
inlawrev-27644	395	19	,	,	PUNCT
inlawrev-27644	395	20	80	80	NUM
inlawrev-27644	395	21	fed	feed	VERB
inlawrev-27644	395	22	.	.	PUNCT
inlawrev-27644	396	1	reg	reg	PROPN
inlawrev-27644	396	2	.	.	PUNCT
inlawrev-27644	397	1	65135	65135	NUM
inlawrev-27644	397	2	(	(	PUNCT
inlawrev-27644	397	3	oct	oct	PROPN
inlawrev-27644	397	4	.	.	PROPN
inlawrev-27644	397	5	26	26	NUM
inlawrev-27644	397	6	,	,	PUNCT
inlawrev-27644	397	7	2015	2015	NUM
inlawrev-27644	397	8	)	)	PUNCT
inlawrev-27644	398	1	[	[	X
inlawrev-27644	398	2	hereinafter	hereinafter	NOUN
inlawrev-27644	398	3	dol	dol	VERB
inlawrev-27644	398	4	ib	ib	PROPN
inlawrev-27644	398	5	15	15	NUM
inlawrev-27644	398	6	-	-	SYM
inlawrev-27644	398	7	01	01	NUM
inlawrev-27644	398	8	]	]	PUNCT
inlawrev-27644	398	9	.	.	PUNCT
inlawrev-27644	399	1	to	to	PART
inlawrev-27644	399	2	avoid	avoid	VERB
inlawrev-27644	399	3	confusion	confusion	NOUN
inlawrev-27644	399	4	,	,	PUNCT
inlawrev-27644	399	5	this	this	DET
inlawrev-27644	399	6	article	article	NOUN
inlawrev-27644	399	7	consistently	consistently	ADV
inlawrev-27644	399	8	uses	use	VERB
inlawrev-27644	399	9	the	the	DET
inlawrev-27644	399	10	term	term	NOUN
inlawrev-27644	399	11	esg	esg	PROPN
inlawrev-27644	399	12	rather	rather	ADV
inlawrev-27644	399	13	than	than	ADP
inlawrev-27644	399	14	eti	eti	PROPN
inlawrev-27644	399	15	.	.	PROPN
inlawrev-27644	399	16	116	116	NUM
inlawrev-27644	399	17	.	.	PUNCT
inlawrev-27644	400	1	dol	dol	PROPN
inlawrev-27644	400	2	ib	ib	PROPN
inlawrev-27644	400	3	94	94	NUM
inlawrev-27644	400	4	-	-	SYM
inlawrev-27644	400	5	01	01	NUM
inlawrev-27644	400	6	,	,	PUNCT
inlawrev-27644	400	7	supra	supra	NOUN
inlawrev-27644	400	8	note	note	NOUN
inlawrev-27644	400	9	115	115	NUM
inlawrev-27644	400	10	,	,	PUNCT
inlawrev-27644	400	11	at	at	ADP
inlawrev-27644	400	12	32606	32606	NUM
inlawrev-27644	400	13	.	.	PUNCT
inlawrev-27644	401	1	117	117	NUM
inlawrev-27644	401	2	.	.	PUNCT
inlawrev-27644	402	1	i	i	PRON
inlawrev-27644	402	2	d.	d.	PROPN
inlawrev-27644	402	3	2023	2023	NUM
inlawrev-27644	402	4	]	]	PUNCT
inlawrev-27644	402	5	matching	match	VERB
inlawrev-27644	402	6	preferences	preference	NOUN
inlawrev-27644	402	7	and	and	CCONJ
inlawrev-27644	402	8	access	access	NOUN
inlawrev-27644	402	9	69	69	NUM
inlawrev-27644	402	10	ib	ib	NOUN
inlawrev-27644	402	11	modifying	modify	VERB
inlawrev-27644	402	12	and	and	CCONJ
inlawrev-27644	402	13	superseding	supersede	VERB
inlawrev-27644	402	14	the	the	DET
inlawrev-27644	402	15	clinton	clinton	PROPN
inlawrev-27644	402	16	-	-	PUNCT
inlawrev-27644	402	17	era	era	NOUN
inlawrev-27644	402	18	ib.118	ib.118	NOUN
inlawrev-27644	402	19	the	the	DET
inlawrev-27644	402	20	2008	2008	NUM
inlawrev-27644	402	21	ib	ib	NOUN
inlawrev-27644	402	22	appeared	appear	VERB
inlawrev-27644	402	23	to	to	PART
inlawrev-27644	402	24	threaten	threaten	VERB
inlawrev-27644	402	25	compliance	compliance	NOUN
inlawrev-27644	402	26	actions	action	NOUN
inlawrev-27644	402	27	against	against	ADP
inlawrev-27644	402	28	fiduciaries	fiduciary	NOUN
inlawrev-27644	402	29	that	that	PRON
inlawrev-27644	402	30	too	too	ADV
inlawrev-27644	402	31	readily	readily	ADV
inlawrev-27644	402	32	considered	consider	VERB
inlawrev-27644	402	33	sustainability	sustainability	NOUN
inlawrev-27644	402	34	factors	factor	NOUN
inlawrev-27644	402	35	in	in	ADP
inlawrev-27644	402	36	investment	investment	NOUN
inlawrev-27644	402	37	decisions.119	decisions.119	NOUN
inlawrev-27644	402	38	it	it	PRON
inlawrev-27644	402	39	stated	state	VERB
inlawrev-27644	402	40	:	:	PUNCT
inlawrev-27644	402	41	“	"	PUNCT
inlawrev-27644	402	42	the	the	DET
inlawrev-27644	402	43	guidance	guidance	NOUN
inlawrev-27644	402	44	provided	provide	VERB
inlawrev-27644	402	45	in	in	ADP
inlawrev-27644	402	46	[	[	X
inlawrev-27644	402	47	this	this	DET
inlawrev-27644	402	48	ib	ib	NOUN
inlawrev-27644	402	49	]	]	PUNCT
inlawrev-27644	402	50	clarifies	clarifie	NOUN
inlawrev-27644	402	51	,	,	PUNCT
inlawrev-27644	402	52	through	through	ADP
inlawrev-27644	402	53	explanation	explanation	NOUN
inlawrev-27644	402	54	and	and	CCONJ
inlawrev-27644	402	55	examples	example	NOUN
inlawrev-27644	402	56	,	,	PUNCT
inlawrev-27644	402	57	that	that	DET
inlawrev-27644	402	58	fiduciary	fiduciary	ADJ
inlawrev-27644	402	59	consideration	consideration	NOUN
inlawrev-27644	402	60	of	of	ADP
inlawrev-27644	402	61	non	non	ADJ
inlawrev-27644	402	62	-	-	ADJ
inlawrev-27644	402	63	economic	economic	ADJ
inlawrev-27644	402	64	factors	factor	NOUN
inlawrev-27644	402	65	should	should	AUX
inlawrev-27644	402	66	be	be	AUX
inlawrev-27644	402	67	rare	rare	ADJ
inlawrev-27644	402	68	,	,	PUNCT
inlawrev-27644	402	69	and	and	CCONJ
inlawrev-27644	402	70	when	when	SCONJ
inlawrev-27644	402	71	considered	consider	VERB
inlawrev-27644	402	72	,	,	PUNCT
inlawrev-27644	402	73	should	should	AUX
inlawrev-27644	402	74	be	be	AUX
inlawrev-27644	402	75	documented	document	VERB
inlawrev-27644	402	76	in	in	ADP
inlawrev-27644	402	77	a	a	DET
inlawrev-27644	402	78	manner	manner	NOUN
inlawrev-27644	402	79	that	that	PRON
inlawrev-27644	402	80	demonstrates	demonstrate	VERB
inlawrev-27644	402	81	compliance	compliance	NOUN
inlawrev-27644	402	82	with	with	ADP
inlawrev-27644	402	83	erisa	erisa	PROPN
inlawrev-27644	402	84	’s	’s	PART
inlawrev-27644	402	85	rigorous	rigorous	ADJ
inlawrev-27644	402	86	fiduciary	fiduciary	ADJ
inlawrev-27644	402	87	standards	standard	NOUN
inlawrev-27644	402	88	.	.	PUNCT
inlawrev-27644	403	1	”120	”120	PROPN
inlawrev-27644	403	2	during	during	ADP
inlawrev-27644	403	3	the	the	DET
inlawrev-27644	403	4	democratic	democratic	ADJ
inlawrev-27644	403	5	administration	administration	NOUN
inlawrev-27644	403	6	of	of	ADP
inlawrev-27644	403	7	president	president	PROPN
inlawrev-27644	403	8	barack	barack	PROPN
inlawrev-27644	403	9	h.	h.	PROPN
inlawrev-27644	403	10	obama	obama	PROPN
inlawrev-27644	403	11	,	,	PUNCT
inlawrev-27644	403	12	in	in	ADP
inlawrev-27644	403	13	2015	2015	NUM
inlawrev-27644	403	14	,	,	PUNCT
inlawrev-27644	403	15	the	the	DET
inlawrev-27644	403	16	dol	dol	NOUN
inlawrev-27644	403	17	issued	issue	VERB
inlawrev-27644	403	18	its	its	PRON
inlawrev-27644	403	19	third	third	ADJ
inlawrev-27644	403	20	ib	ib	NOUN
inlawrev-27644	403	21	on	on	ADP
inlawrev-27644	403	22	sustainable	sustainable	ADJ
inlawrev-27644	403	23	investing.121	investing.121	PROPN
inlawrev-27644	403	24	it	it	PRON
inlawrev-27644	403	25	echoed	echo	VERB
inlawrev-27644	403	26	the	the	DET
inlawrev-27644	403	27	concerns	concern	NOUN
inlawrev-27644	403	28	of	of	ADP
inlawrev-27644	403	29	the	the	DET
inlawrev-27644	403	30	clinton	clinton	PROPN
inlawrev-27644	403	31	-	-	PUNCT
inlawrev-27644	403	32	era	era	NOUN
inlawrev-27644	403	33	guidance	guidance	NOUN
inlawrev-27644	403	34	when	when	SCONJ
inlawrev-27644	403	35	it	it	PRON
inlawrev-27644	403	36	stated	state	VERB
inlawrev-27644	403	37	that	that	SCONJ
inlawrev-27644	403	38	“	"	PUNCT
inlawrev-27644	403	39	[	[	X
inlawrev-27644	403	40	t]he	t]he	X
inlawrev-27644	403	41	[	[	X
inlawrev-27644	403	42	dol	dol	NOUN
inlawrev-27644	403	43	]	]	PUNCT
inlawrev-27644	403	44	believes	believe	VERB
inlawrev-27644	403	45	that	that	SCONJ
inlawrev-27644	403	46	[	[	X
inlawrev-27644	403	47	the	the	DET
inlawrev-27644	403	48	2008	2008	NUM
inlawrev-27644	403	49	guidance	guidance	NOUN
inlawrev-27644	403	50	]	]	PUNCT
inlawrev-27644	403	51	has	have	AUX
inlawrev-27644	403	52	unduly	unduly	ADV
inlawrev-27644	403	53	discouraged	discourage	VERB
inlawrev-27644	403	54	fiduciaries	fiduciary	NOUN
inlawrev-27644	403	55	from	from	ADP
inlawrev-27644	403	56	considering	consider	VERB
inlawrev-27644	403	57	.	.	PUNCT
inlawrev-27644	403	58	.	.	PUNCT
inlawrev-27644	403	59	.	.	PUNCT
inlawrev-27644	404	1	[	[	X
inlawrev-27644	404	2	sustainability	sustainability	NOUN
inlawrev-27644	404	3	]	]	PUNCT
inlawrev-27644	404	4	factors	factor	NOUN
inlawrev-27644	404	5	.	.	PUNCT
inlawrev-27644	404	6	”122	”122	PUNCT
inlawrev-27644	405	1	the	the	DET
inlawrev-27644	405	2	2015	2015	NUM
inlawrev-27644	405	3	ib	ib	NOUN
inlawrev-27644	405	4	was	be	AUX
inlawrev-27644	405	5	the	the	DET
inlawrev-27644	405	6	first	first	ADJ
inlawrev-27644	405	7	explicitly	explicitly	ADV
inlawrev-27644	405	8	to	to	PART
inlawrev-27644	405	9	recognize	recognize	VERB
inlawrev-27644	405	10	that	that	SCONJ
inlawrev-27644	405	11	“	"	PUNCT
inlawrev-27644	405	12	[	[	X
inlawrev-27644	405	13	sustainability	sustainability	NOUN
inlawrev-27644	405	14	]	]	PUNCT
inlawrev-27644	405	15	issues	issue	NOUN
inlawrev-27644	405	16	may	may	AUX
inlawrev-27644	405	17	have	have	VERB
inlawrev-27644	405	18	a	a	DET
inlawrev-27644	405	19	direct	direct	ADJ
inlawrev-27644	405	20	relationship	relationship	NOUN
inlawrev-27644	405	21	to	to	ADP
inlawrev-27644	405	22	the	the	DET
inlawrev-27644	405	23	economic	economic	ADJ
inlawrev-27644	405	24	value	value	NOUN
inlawrev-27644	405	25	of	of	ADP
inlawrev-27644	405	26	the	the	DET
inlawrev-27644	405	27	plan	plan	NOUN
inlawrev-27644	405	28	’s	’s	PART
inlawrev-27644	405	29	investment	investment	NOUN
inlawrev-27644	405	30	.	.	PUNCT
inlawrev-27644	406	1	in	in	ADP
inlawrev-27644	406	2	these	these	DET
inlawrev-27644	406	3	instances	instance	NOUN
inlawrev-27644	406	4	,	,	PUNCT
inlawrev-27644	406	5	such	such	ADJ
inlawrev-27644	406	6	issues	issue	NOUN
inlawrev-27644	406	7	.	.	PUNCT
inlawrev-27644	406	8	.	.	PUNCT
inlawrev-27644	406	9	.	.	PUNCT
inlawrev-27644	407	1	are	be	AUX
inlawrev-27644	407	2	proper	proper	ADJ
inlawrev-27644	407	3	components	component	NOUN
inlawrev-27644	407	4	of	of	ADP
inlawrev-27644	407	5	the	the	DET
inlawrev-27644	407	6	fiduciary	fiduciary	ADJ
inlawrev-27644	407	7	’s	’s	PART
inlawrev-27644	407	8	primary	primary	ADJ
inlawrev-27644	407	9	analysis	analysis	NOUN
inlawrev-27644	407	10	of	of	ADP
inlawrev-27644	407	11	the	the	DET
inlawrev-27644	407	12	economic	economic	ADJ
inlawrev-27644	407	13	merits	merit	NOUN
inlawrev-27644	407	14	of	of	ADP
inlawrev-27644	407	15	competing	compete	VERB
inlawrev-27644	407	16	investment	investment	NOUN
inlawrev-27644	407	17	choices	choice	NOUN
inlawrev-27644	407	18	.	.	PUNCT
inlawrev-27644	408	1	”123	”123	VERB
inlawrev-27644	408	2	the	the	DET
inlawrev-27644	408	3	pendulum	pendulum	NOUN
inlawrev-27644	408	4	swung	swing	VERB
inlawrev-27644	408	5	once	once	ADV
inlawrev-27644	408	6	again	again	ADV
inlawrev-27644	408	7	during	during	ADP
inlawrev-27644	408	8	the	the	DET
inlawrev-27644	408	9	republican	republican	PROPN
inlawrev-27644	408	10	administration	administration	PROPN
inlawrev-27644	408	11	of	of	ADP
inlawrev-27644	408	12	president	president	PROPN
inlawrev-27644	408	13	donald	donald	PROPN
inlawrev-27644	408	14	j.	j.	PROPN
inlawrev-27644	408	15	trump	trump	VERB
inlawrev-27644	408	16	when	when	SCONJ
inlawrev-27644	408	17	the	the	DET
inlawrev-27644	408	18	dol	dol	NOUN
inlawrev-27644	408	19	issued	issue	VERB
inlawrev-27644	408	20	a	a	DET
inlawrev-27644	408	21	field	field	NOUN
inlawrev-27644	408	22	assistance	assistance	NOUN
inlawrev-27644	408	23	bulletin	bulletin	NOUN
inlawrev-27644	408	24	(	(	PUNCT
inlawrev-27644	408	25	fab	fab	NOUN
inlawrev-27644	408	26	)	)	PUNCT
inlawrev-27644	408	27	and	and	CCONJ
inlawrev-27644	408	28	a	a	DET
inlawrev-27644	408	29	regulation	regulation	NOUN
inlawrev-27644	408	30	,	,	PUNCT
inlawrev-27644	408	31	both	both	PRON
inlawrev-27644	408	32	of	of	ADP
inlawrev-27644	408	33	which	which	PRON
inlawrev-27644	408	34	were	be	AUX
inlawrev-27644	408	35	intended	intend	VERB
inlawrev-27644	408	36	to	to	PART
inlawrev-27644	408	37	discourage	discourage	VERB
inlawrev-27644	408	38	fiduciaries	fiduciary	NOUN
inlawrev-27644	408	39	from	from	ADP
inlawrev-27644	408	40	sustainable	sustainable	ADJ
inlawrev-27644	408	41	investing.124	investing.124	PROPN
inlawrev-27644	408	42	the	the	DET
inlawrev-27644	408	43	2018	2018	NUM
inlawrev-27644	408	44	fab	fab	NOUN
inlawrev-27644	408	45	advised	advise	VERB
inlawrev-27644	408	46	that	that	SCONJ
inlawrev-27644	408	47	:	:	PUNCT
inlawrev-27644	408	48	“	"	PUNCT
inlawrev-27644	408	49	fiduciaries	fiduciary	NOUN
inlawrev-27644	408	50	must	must	AUX
inlawrev-27644	408	51	not	not	PART
inlawrev-27644	408	52	too	too	ADV
inlawrev-27644	408	53	readily	readily	ADV
inlawrev-27644	408	54	treat	treat	VERB
inlawrev-27644	408	55	[	[	X
inlawrev-27644	408	56	sustainability	sustainability	NOUN
inlawrev-27644	408	57	]	]	PUNCT
inlawrev-27644	408	58	factors	factor	NOUN
inlawrev-27644	408	59	as	as	ADP
inlawrev-27644	408	60	economically	economically	ADV
inlawrev-27644	408	61	relevant	relevant	ADJ
inlawrev-27644	408	62	to	to	ADP
inlawrev-27644	408	63	the	the	DET
inlawrev-27644	408	64	particular	particular	ADJ
inlawrev-27644	408	65	investment	investment	NOUN
inlawrev-27644	408	66	choices	choice	NOUN
inlawrev-27644	408	67	at	at	ADP
inlawrev-27644	408	68	issue	issue	NOUN
inlawrev-27644	408	69	when	when	SCONJ
inlawrev-27644	408	70	making	make	VERB
inlawrev-27644	408	71	a	a	DET
inlawrev-27644	408	72	decision	decision	NOUN
inlawrev-27644	408	73	.	.	PUNCT
inlawrev-27644	408	74	”1	”1	VERB
inlawrev-27644	409	1	2	2	NUM
inlawrev-27644	409	2	5	5	NUM
inlawrev-27644	409	3	the	the	DET
inlawrev-27644	409	4	administration	administration	NOUN
inlawrev-27644	409	5	upped	up	VERB
inlawrev-27644	409	6	the	the	DET
inlawrev-27644	409	7	stakes	stake	NOUN
inlawrev-27644	409	8	for	for	ADP
inlawrev-27644	409	9	fiduciaries	fiduciary	NOUN
inlawrev-27644	409	10	with	with	ADP
inlawrev-27644	409	11	a	a	DET
inlawrev-27644	409	12	final	final	ADJ
inlawrev-27644	409	13	regulation	regulation	NOUN
inlawrev-27644	409	14	,	,	PUNCT
inlawrev-27644	409	15	which	which	PRON
inlawrev-27644	409	16	was	be	AUX
inlawrev-27644	409	17	promulgated	promulgate	VERB
inlawrev-27644	409	18	in	in	ADP
inlawrev-27644	409	19	november	november	PROPN
inlawrev-27644	409	20	2020	2020	NUM
inlawrev-27644	409	21	(	(	PUNCT
inlawrev-27644	409	22	2020	2020	NUM
inlawrev-27644	409	23	final	final	ADJ
inlawrev-27644	409	24	regulation	regulation	NOUN
inlawrev-27644	409	25	)	)	PUNCT
inlawrev-27644	409	26	,	,	PUNCT
inlawrev-27644	409	27	near	near	ADP
inlawrev-27644	409	28	the	the	DET
inlawrev-27644	409	29	end	end	NOUN
inlawrev-27644	409	30	of	of	ADP
inlawrev-27644	409	31	the	the	DET
inlawrev-27644	409	32	trump	trump	NOUN
inlawrev-27644	409	33	administration.126	administration.126	NOUN
inlawrev-27644	409	34	although	although	SCONJ
inlawrev-27644	409	35	the	the	DET
inlawrev-27644	409	36	language	language	NOUN
inlawrev-27644	409	37	of	of	ADP
inlawrev-27644	409	38	the	the	DET
inlawrev-27644	409	39	2020	2020	NUM
inlawrev-27644	409	40	final	final	ADJ
inlawrev-27644	409	41	regulation	regulation	NOUN
inlawrev-27644	409	42	did	do	AUX
inlawrev-27644	409	43	not	not	PART
inlawrev-27644	409	44	explicitly	explicitly	ADV
inlawrev-27644	409	45	address	address	VERB
inlawrev-27644	409	46	sustainability	sustainability	NOUN
inlawrev-27644	409	47	factors	factor	NOUN
inlawrev-27644	409	48	,	,	PUNCT
inlawrev-27644	409	49	the	the	DET
inlawrev-27644	409	50	preamble	preamble	NOUN
inlawrev-27644	409	51	made	make	VERB
inlawrev-27644	409	52	clear	clear	ADJ
inlawrev-27644	409	53	that	that	SCONJ
inlawrev-27644	409	54	the	the	DET
inlawrev-27644	409	55	regulation	regulation	NOUN
inlawrev-27644	409	56	intended	intend	VERB
inlawrev-27644	409	57	to	to	PART
inlawrev-27644	409	58	discourage	discourage	VERB
inlawrev-27644	409	59	fiduciaries	fiduciary	NOUN
inlawrev-27644	409	60	from	from	ADP
inlawrev-27644	409	61	considering	consider	VERB
inlawrev-27644	409	62	those	those	DET
inlawrev-27644	409	63	factors	factor	NOUN
inlawrev-27644	409	64	when	when	SCONJ
inlawrev-27644	409	65	making	make	VERB
inlawrev-27644	409	66	investment	investment	NOUN
inlawrev-27644	409	67	decisions.127	decisions.127	NOUN
inlawrev-27644	409	68	it	it	PRON
inlawrev-27644	409	69	did	do	VERB
inlawrev-27644	409	70	so	so	ADV
inlawrev-27644	409	71	by	by	ADP
inlawrev-27644	409	72	imposing	impose	VERB
inlawrev-27644	409	73	burdens	burden	NOUN
inlawrev-27644	409	74	and	and	CCONJ
inlawrev-27644	409	75	restrictions	restriction	NOUN
inlawrev-27644	409	76	on	on	ADP
inlawrev-27644	409	77	the	the	DET
inlawrev-27644	409	78	use	use	NOUN
inlawrev-27644	409	79	of	of	ADP
inlawrev-27644	409	80	118	118	NUM
inlawrev-27644	409	81	.	.	PUNCT
inlawrev-27644	410	1	dol	dol	PROPN
inlawrev-27644	410	2	interp	interp	PROPN
inlawrev-27644	410	3	.	.	PUNCT
inlawrev-27644	411	1	bull	bull	NOUN
inlawrev-27644	411	2	.	.	PUNCT
inlawrev-27644	412	1	08	08	NUM
inlawrev-27644	412	2	-	-	SYM
inlawrev-27644	412	3	1	1	NUM
inlawrev-27644	412	4	,	,	PUNCT
inlawrev-27644	412	5	interpretive	interpretive	ADJ
inlawrev-27644	412	6	bulletin	bulletin	NOUN
inlawrev-27644	412	7	relating	relate	VERB
inlawrev-27644	412	8	to	to	ADP
inlawrev-27644	412	9	investing	invest	VERB
inlawrev-27644	412	10	in	in	ADP
inlawrev-27644	412	11	economically	economically	ADV
inlawrev-27644	412	12	targeted	target	VERB
inlawrev-27644	412	13	investments	investment	NOUN
inlawrev-27644	412	14	,	,	PUNCT
inlawrev-27644	412	15	73	73	NUM
inlawrev-27644	412	16	fed	fed	PROPN
inlawrev-27644	412	17	.	.	PUNCT
inlawrev-27644	413	1	reg	reg	PROPN
inlawrev-27644	413	2	.	.	PUNCT
inlawrev-27644	414	1	61734	61734	NUM
inlawrev-27644	414	2	,	,	PUNCT
inlawrev-27644	414	3	61734	61734	NUM
inlawrev-27644	414	4	(	(	PUNCT
inlawrev-27644	414	5	oct	oct	PROPN
inlawrev-27644	414	6	.	.	PROPN
inlawrev-27644	414	7	17	17	NUM
inlawrev-27644	414	8	,	,	PUNCT
inlawrev-27644	414	9	2008	2008	NUM
inlawrev-27644	414	10	)	)	PUNCT
inlawrev-27644	415	1	[	[	X
inlawrev-27644	415	2	hereinafter	hereinafter	NOUN
inlawrev-27644	415	3	dol	dol	VERB
inlawrev-27644	415	4	ib	ib	PROPN
inlawrev-27644	415	5	08	08	NUM
inlawrev-27644	415	6	-	-	SYM
inlawrev-27644	415	7	1	1	NUM
inlawrev-27644	415	8	]	]	PUNCT
inlawrev-27644	415	9	.	.	PUNCT
inlawrev-27644	416	1	119	119	NUM
inlawrev-27644	416	2	.	.	PUNCT
inlawrev-27644	417	1	i	i	PRON
inlawrev-27644	417	2	d.	d.	PROPN
inlawrev-27644	417	3	120	120	NUM
inlawrev-27644	417	4	.	.	PUNCT
inlawrev-27644	418	1	i	i	PRON
inlawrev-27644	418	2	d.	d.	PROPN
inlawrev-27644	418	3	121	121	NUM
inlawrev-27644	418	4	.	.	PUNCT
inlawrev-27644	419	1	dol	dol	PROPN
inlawrev-27644	419	2	ib	ib	PROPN
inlawrev-27644	419	3	15	15	NUM
inlawrev-27644	419	4	-	-	SYM
inlawrev-27644	419	5	01	01	NUM
inlawrev-27644	419	6	,	,	PUNCT
inlawrev-27644	419	7	supra	supra	NOUN
inlawrev-27644	419	8	note	note	NOUN
inlawrev-27644	419	9	115	115	NUM
inlawrev-27644	419	10	,	,	PUNCT
inlawrev-27644	419	11	at	at	ADP
inlawrev-27644	419	12	65135	65135	NUM
inlawrev-27644	419	13	.	.	PUNCT
inlawrev-27644	420	1	122	122	NUM
inlawrev-27644	420	2	.	.	PUNCT
inlawrev-27644	421	1	i	i	PRON
inlawrev-27644	421	2	d.	d.	PROPN
inlawrev-27644	421	3	at	at	ADP
inlawrev-27644	421	4	65136	65136	NUM
inlawrev-27644	421	5	.	.	PUNCT
inlawrev-27644	422	1	123	123	NUM
inlawrev-27644	422	2	.	.	PUNCT
inlawrev-27644	423	1	i	i	PRON
inlawrev-27644	423	2	d.	d.	PROPN
inlawrev-27644	423	3	124	124	NUM
inlawrev-27644	423	4	.	.	PUNCT
inlawrev-27644	424	1	u.s	u.s	PROPN
inlawrev-27644	424	2	.	.	PROPN
inlawrev-27644	424	3	dep’t	dep’t	PROPN
inlawrev-27644	424	4	.	.	PUNCT
inlawrev-27644	424	5	of	of	ADP
inlawrev-27644	424	6	labor	labor	NOUN
inlawrev-27644	424	7	,	,	PUNCT
inlawrev-27644	424	8	field	field	NOUN
inlawrev-27644	424	9	assistance	assistance	NOUN
inlawrev-27644	424	10	bulletin	bulletin	NOUN
inlawrev-27644	424	11	no	no	INTJ
inlawrev-27644	424	12	.	.	NOUN
inlawrev-27644	425	1	2018	2018	NUM
inlawrev-27644	425	2	-	-	SYM
inlawrev-27644	425	3	01	01	NUM
inlawrev-27644	425	4	,	,	PUNCT
inlawrev-27644	425	5	2	2	NUM
inlawrev-27644	425	6	(	(	PUNCT
inlawrev-27644	425	7	apr	apr	PROPN
inlawrev-27644	425	8	.	.	PROPN
inlawrev-27644	425	9	23	23	NUM
inlawrev-27644	425	10	,	,	PUNCT
inlawrev-27644	425	11	2018	2018	NUM
inlawrev-27644	425	12	)	)	PUNCT
inlawrev-27644	425	13	,	,	PUNCT
inlawrev-27644	425	14	h	h	PROPN
inlawrev-27644	425	15	ttps://www.dol.gov/agencies/ebsa/employers-an	ttps://www.dol.gov/agencies/ebsa/employers-an	PROPN
inlawrev-27644	425	16	d	d	PROPN
inlawrev-27644	425	17	-	-	PUNCT
inlawrev-27644	425	18	advisers	adviser	NOUN
inlawrev-27644	425	19	/	/	SYM
inlawrev-27644	425	20	gu	gu	PROPN
inlawrev-27644	425	21	idan	idan	PROPN
inlawrev-27644	425	22	ce	ce	PROPN
inlawrev-27644	425	23	/	/	SYM
inlawrev-27644	425	24	field	field	NOUN
inlawrev-27644	425	25	-	-	PUNCT
inlawrev-27644	425	26	assistan	assistan	ADJ
inlawrev-27644	425	27	cebulletins/2018	cebulletins/2018	NOUN
inlawrev-27644	425	28	-	-	SYM
inlawrev-27644	425	29	01	01	NUM
inlawrev-27644	426	1	[	[	X
inlawrev-27644	426	2	https://perma.cc/es8u-me8p	https://perma.cc/es8u-me8p	X
inlawrev-27644	426	3	]	]	X
inlawrev-27644	426	4	[	[	X
inlawrev-27644	426	5	hereinafter	hereinafter	NOUN
inlawrev-27644	426	6	fab	fab	NOUN
inlawrev-27644	426	7	2018	2018	NUM
inlawrev-27644	426	8	-	-	SYM
inlawrev-27644	426	9	01	01	NUM
inlawrev-27644	426	10	]	]	PUNCT
inlawrev-27644	426	11	;	;	PUNCT
inlawrev-27644	426	12	financial	financial	ADJ
inlawrev-27644	426	13	factors	factor	NOUN
inlawrev-27644	426	14	in	in	ADP
inlawrev-27644	426	15	selecting	select	VERB
inlawrev-27644	426	16	plan	plan	NOUN
inlawrev-27644	426	17	investments	investment	NOUN
inlawrev-27644	426	18	,	,	PUNCT
inlawrev-27644	426	19	85	85	NUM
inlawrev-27644	426	20	fed	feed	VERB
inlawrev-27644	426	21	.	.	PUNCT
inlawrev-27644	427	1	reg	reg	NOUN
inlawrev-27644	427	2	.	.	PUNCT
inlawrev-27644	428	1	72846	72846	NUM
inlawrev-27644	428	2	(	(	PUNCT
inlawrev-27644	428	3	nov	nov	PROPN
inlawrev-27644	428	4	.	.	PROPN
inlawrev-27644	428	5	13	13	NUM
inlawrev-27644	428	6	,	,	PUNCT
inlawrev-27644	428	7	2020	2020	NUM
inlawrev-27644	428	8	)	)	PUNCT
inlawrev-27644	428	9	,	,	PUNCT
inlawrev-27644	428	10	codified	codify	VERB
inlawrev-27644	428	11	at	at	ADP
inlawrev-27644	428	12	29	29	NUM
inlawrev-27644	428	13	c.f.r	c.f.r	NOUN
inlawrev-27644	428	14	.	.	PUNCT
inlawrev-27644	429	1	§	§	PROPN
inlawrev-27644	429	2	§	§	PROPN
inlawrev-27644	429	3	2509	2509	NUM
inlawrev-27644	429	4	and	and	CCONJ
inlawrev-27644	429	5	2550	2550	NUM
inlawrev-27644	429	6	[	[	SYM
inlawrev-27644	429	7	hereinafter	hereinafter	NOUN
inlawrev-27644	429	8	2020	2020	NUM
inlawrev-27644	429	9	final	final	ADJ
inlawrev-27644	429	10	regulation	regulation	NOUN
inlawrev-27644	429	11	]	]	PUNCT
inlawrev-27644	429	12	.	.	PUNCT
inlawrev-27644	430	1	125	125	NUM
inlawrev-27644	430	2	.	.	PUNCT
inlawrev-27644	430	3	fab	fab	PROPN
inlawrev-27644	430	4	2018	2018	NUM
inlawrev-27644	430	5	-	-	SYM
inlawrev-27644	430	6	01	01	NUM
inlawrev-27644	430	7	(	(	PUNCT
inlawrev-27644	430	8	“	"	PUNCT
inlawrev-27644	430	9	erisa	erisa	NOUN
inlawrev-27644	430	10	fiduciaries	fiduciary	NOUN
inlawrev-27644	430	11	must	must	AUX
inlawrev-27644	430	12	always	always	ADV
inlawrev-27644	430	13	put	put	VERB
inlawrev-27644	430	14	first	first	ADV
inlawrev-27644	430	15	the	the	DET
inlawrev-27644	430	16	economic	economic	ADJ
inlawrev-27644	430	17	interests	interest	NOUN
inlawrev-27644	430	18	of	of	ADP
inlawrev-27644	430	19	the	the	DET
inlawrev-27644	430	20	plan	plan	NOUN
inlawrev-27644	430	21	in	in	ADP
inlawrev-27644	430	22	providing	provide	VERB
inlawrev-27644	430	23	retirement	retirement	NOUN
inlawrev-27644	430	24	benefits	benefit	NOUN
inlawrev-27644	430	25	.	.	PUNCT
inlawrev-27644	430	26	”	"	PUNCT
inlawrev-27644	430	27	)	)	PUNCT
inlawrev-27644	430	28	.	.	PUNCT
inlawrev-27644	431	1	126	126	NUM
inlawrev-27644	431	2	.	.	X
inlawrev-27644	431	3	2020	2020	NUM
inlawrev-27644	431	4	final	final	ADJ
inlawrev-27644	431	5	regulation	regulation	NOUN
inlawrev-27644	431	6	,	,	PUNCT
inlawrev-27644	431	7	85	85	NUM
inlawrev-27644	431	8	fed	feed	VERB
inlawrev-27644	431	9	.	.	PUNCT
inlawrev-27644	432	1	reg	reg	PROPN
inlawrev-27644	432	2	.	.	PUNCT
inlawrev-27644	433	1	at	at	ADP
inlawrev-27644	433	2	72846	72846	NUM
inlawrev-27644	433	3	.	.	PUNCT
inlawrev-27644	434	1	127	127	NUM
inlawrev-27644	434	2	.	.	PUNCT
inlawrev-27644	435	1	i	i	PRON
inlawrev-27644	435	2	d.	d.	PROPN
inlawrev-27644	435	3	70	70	NUM
inlawrev-27644	435	4	indiana	indiana	PROPN
inlawrev-27644	435	5	law	law	PROPN
inlawrev-27644	435	6	review	review	NOUN
inlawrev-27644	436	1	[	[	X
inlawrev-27644	436	2	vol	vol	NOUN
inlawrev-27644	436	3	.	.	PUNCT
inlawrev-27644	436	4	57:53	57:53	NUM
inlawrev-27644	436	5	sustainability	sustainability	NOUN
inlawrev-27644	436	6	factors.128	factors.128	ADJ
inlawrev-27644	436	7	it	it	PRON
inlawrev-27644	436	8	explained	explain	VERB
inlawrev-27644	436	9	that	that	SCONJ
inlawrev-27644	436	10	the	the	DET
inlawrev-27644	436	11	regulation	regulation	NOUN
inlawrev-27644	436	12	’s	’s	PART
inlawrev-27644	436	13	requirements	requirement	NOUN
inlawrev-27644	436	14	reflected	reflect	VERB
inlawrev-27644	436	15	the	the	DET
inlawrev-27644	436	16	dol	dol	NOUN
inlawrev-27644	436	17	’s	’s	PART
inlawrev-27644	436	18	“	"	PUNCT
inlawrev-27644	436	19	continued	continued	ADJ
inlawrev-27644	436	20	concern	concern	NOUN
inlawrev-27644	436	21	about	about	ADP
inlawrev-27644	436	22	the	the	DET
inlawrev-27644	436	23	growing	grow	VERB
inlawrev-27644	436	24	emphasis	emphasis	NOUN
inlawrev-27644	436	25	on	on	ADP
inlawrev-27644	436	26	sustainable	sustainable	ADJ
inlawrev-27644	436	27	investing	investing	NOUN
inlawrev-27644	436	28	that	that	PRON
inlawrev-27644	436	29	seeks	seek	VERB
inlawrev-27644	436	30	to	to	PART
inlawrev-27644	436	31	achieve	achieve	VERB
inlawrev-27644	436	32	non	non	ADJ
inlawrev-27644	436	33	-	-	ADJ
inlawrev-27644	436	34	pecuniary	pecuniary	ADJ
inlawrev-27644	436	35	objectives	objective	NOUN
inlawrev-27644	436	36	or	or	CCONJ
inlawrev-27644	436	37	goals	goal	NOUN
inlawrev-27644	436	38	that	that	PRON
inlawrev-27644	436	39	are	be	AUX
inlawrev-27644	436	40	unrelated	unrelated	ADJ
inlawrev-27644	436	41	to	to	ADP
inlawrev-27644	436	42	the	the	DET
inlawrev-27644	436	43	interests	interest	NOUN
inlawrev-27644	436	44	of	of	ADP
inlawrev-27644	436	45	the	the	DET
inlawrev-27644	436	46	plan	plan	NOUN
inlawrev-27644	436	47	’s	’s	PART
inlawrev-27644	436	48	participants	participant	NOUN
inlawrev-27644	436	49	in	in	ADP
inlawrev-27644	436	50	their	their	PRON
inlawrev-27644	436	51	retirement	retirement	NOUN
inlawrev-27644	436	52	income	income	NOUN
inlawrev-27644	436	53	or	or	CCONJ
inlawrev-27644	436	54	financial	financial	ADJ
inlawrev-27644	436	55	benefits	benefit	NOUN
inlawrev-27644	436	56	under	under	ADP
inlawrev-27644	436	57	the	the	DET
inlawrev-27644	436	58	plan	plan	NOUN
inlawrev-27644	436	59	.	.	PUNCT
inlawrev-27644	437	1	”129	”129	PUNCT
inlawrev-27644	438	1	the	the	DET
inlawrev-27644	438	2	dol	dol	NOUN
inlawrev-27644	438	3	did	do	AUX
inlawrev-27644	438	4	not	not	PART
inlawrev-27644	438	5	wait	wait	VERB
inlawrev-27644	438	6	long	long	ADV
inlawrev-27644	438	7	after	after	SCONJ
inlawrev-27644	438	8	president	president	PROPN
inlawrev-27644	438	9	biden	biden	PROPN
inlawrev-27644	438	10	took	take	VERB
inlawrev-27644	438	11	office	office	NOUN
inlawrev-27644	438	12	in	in	ADP
inlawrev-27644	438	13	january	january	PROPN
inlawrev-27644	438	14	2021	2021	NUM
inlawrev-27644	438	15	to	to	PART
inlawrev-27644	438	16	advise	advise	VERB
inlawrev-27644	438	17	fiduciaries	fiduciary	NOUN
inlawrev-27644	438	18	that	that	SCONJ
inlawrev-27644	438	19	it	it	PRON
inlawrev-27644	438	20	was	be	AUX
inlawrev-27644	438	21	reversing	reverse	VERB
inlawrev-27644	438	22	its	its	PRON
inlawrev-27644	438	23	position	position	NOUN
inlawrev-27644	438	24	on	on	ADP
inlawrev-27644	438	25	the	the	DET
inlawrev-27644	438	26	2020	2020	NUM
inlawrev-27644	438	27	final	final	ADJ
inlawrev-27644	438	28	regulation	regulation	NOUN
inlawrev-27644	438	29	.	.	PUNCT
inlawrev-27644	439	1	on	on	ADP
inlawrev-27644	439	2	march	march	PROPN
inlawrev-27644	439	3	10	10	NUM
inlawrev-27644	439	4	,	,	PUNCT
inlawrev-27644	439	5	2021	2021	NUM
inlawrev-27644	439	6	,	,	PUNCT
inlawrev-27644	439	7	the	the	DET
inlawrev-27644	439	8	dol	dol	NOUN
inlawrev-27644	439	9	announced	announce	VERB
inlawrev-27644	439	10	that	that	SCONJ
inlawrev-27644	439	11	it	it	PRON
inlawrev-27644	439	12	would	would	AUX
inlawrev-27644	439	13	“	"	PUNCT
inlawrev-27644	439	14	not	not	PART
inlawrev-27644	439	15	enforce	enforce	VERB
inlawrev-27644	439	16	[	[	X
inlawrev-27644	439	17	the	the	DET
inlawrev-27644	439	18	2020	2020	NUM
inlawrev-27644	439	19	final	final	ADJ
inlawrev-27644	439	20	regulation	regulation	NOUN
inlawrev-27644	439	21	]	]	PUNCT
inlawrev-27644	439	22	or	or	CCONJ
inlawrev-27644	439	23	otherwise	otherwise	ADV
inlawrev-27644	439	24	pursue	pursue	VERB
inlawrev-27644	439	25	enforcement	enforcement	NOUN
inlawrev-27644	439	26	actions	action	NOUN
inlawrev-27644	439	27	against	against	ADP
inlawrev-27644	439	28	any	any	DET
inlawrev-27644	439	29	plan	plan	NOUN
inlawrev-27644	439	30	fiduciary	fiduciary	ADJ
inlawrev-27644	439	31	based	base	VERB
inlawrev-27644	439	32	on	on	ADP
inlawrev-27644	439	33	a	a	DET
inlawrev-27644	439	34	failure	failure	NOUN
inlawrev-27644	439	35	to	to	PART
inlawrev-27644	439	36	comply	comply	VERB
inlawrev-27644	439	37	with	with	ADP
inlawrev-27644	439	38	those	those	DET
inlawrev-27644	439	39	final	final	ADJ
inlawrev-27644	439	40	rules	rule	NOUN
inlawrev-27644	439	41	with	with	ADP
inlawrev-27644	439	42	respect	respect	NOUN
inlawrev-27644	439	43	to	to	ADP
inlawrev-27644	439	44	an	an	DET
inlawrev-27644	439	45	investment	investment	NOUN
inlawrev-27644	439	46	.	.	PUNCT
inlawrev-27644	439	47	”130	”130	PROPN
inlawrev-27644	440	1	the	the	DET
inlawrev-27644	440	2	dol	dol	NOUN
inlawrev-27644	440	3	followed	follow	VERB
inlawrev-27644	440	4	in	in	ADP
inlawrev-27644	440	5	october	october	PROPN
inlawrev-27644	440	6	2021	2021	NUM
inlawrev-27644	440	7	with	with	ADP
inlawrev-27644	440	8	a	a	DET
inlawrev-27644	440	9	proposed	propose	VERB
inlawrev-27644	440	10	regulation	regulation	NOUN
inlawrev-27644	440	11	(	(	PUNCT
inlawrev-27644	440	12	2021	2021	NUM
inlawrev-27644	440	13	proposed	propose	VERB
inlawrev-27644	440	14	regulation	regulation	NOUN
inlawrev-27644	440	15	)	)	PUNCT
inlawrev-27644	440	16	to	to	PART
inlawrev-27644	440	17	revise	revise	VERB
inlawrev-27644	440	18	and	and	CCONJ
inlawrev-27644	440	19	republish	republish	VERB
inlawrev-27644	440	20	the	the	DET
inlawrev-27644	440	21	2020	2020	NUM
inlawrev-27644	440	22	final	final	ADJ
inlawrev-27644	440	23	regulation.131	regulation.131	NOUN
inlawrev-27644	440	24	the	the	DET
inlawrev-27644	440	25	preamble	preamble	NOUN
inlawrev-27644	440	26	explained	explain	VERB
inlawrev-27644	440	27	the	the	DET
inlawrev-27644	440	28	need	need	NOUN
inlawrev-27644	440	29	for	for	ADP
inlawrev-27644	440	30	revisions	revision	NOUN
inlawrev-27644	440	31	,	,	PUNCT
inlawrev-27644	440	32	stating	state	VERB
inlawrev-27644	440	33	that	that	SCONJ
inlawrev-27644	440	34	the	the	DET
inlawrev-27644	440	35	2020	2020	NUM
inlawrev-27644	440	36	final	final	ADJ
inlawrev-27644	440	37	regulation	regulation	NOUN
inlawrev-27644	440	38	had	have	AUX
inlawrev-27644	440	39	“	"	PUNCT
inlawrev-27644	440	40	already	already	ADV
inlawrev-27644	440	41	had	have	VERB
inlawrev-27644	440	42	a	a	DET
inlawrev-27644	440	43	chilling	chilling	ADJ
inlawrev-27644	440	44	effect	effect	NOUN
inlawrev-27644	440	45	on	on	ADP
inlawrev-27644	440	46	appropriate	appropriate	ADJ
inlawrev-27644	440	47	integration	integration	NOUN
inlawrev-27644	440	48	of	of	ADP
inlawrev-27644	440	49	climate	climate	NOUN
inlawrev-27644	440	50	change	change	NOUN
inlawrev-27644	440	51	and	and	CCONJ
inlawrev-27644	440	52	other	other	ADJ
inlawrev-27644	440	53	[	[	X
inlawrev-27644	440	54	sustainability	sustainability	NOUN
inlawrev-27644	440	55	]	]	PUNCT
inlawrev-27644	440	56	factors	factor	NOUN
inlawrev-27644	440	57	in	in	ADP
inlawrev-27644	440	58	investment	investment	NOUN
inlawrev-27644	440	59	decisions	decision	NOUN
inlawrev-27644	440	60	,	,	PUNCT
inlawrev-27644	440	61	.	.	PUNCT
inlawrev-27644	440	62	.	.	PUNCT
inlawrev-27644	441	1	.	.	PUNCT
inlawrev-27644	442	1	including	include	VERB
inlawrev-27644	442	2	in	in	ADP
inlawrev-27644	442	3	circumstances	circumstance	NOUN
inlawrev-27644	442	4	that	that	PRON
inlawrev-27644	442	5	.	.	PUNCT
inlawrev-27644	442	6	.	.	PUNCT
inlawrev-27644	442	7	.	.	PUNCT
inlawrev-27644	443	1	regulation	regulation	NOUN
inlawrev-27644	443	2	may	may	AUX
inlawrev-27644	443	3	in	in	ADP
inlawrev-27644	443	4	fact	fact	NOUN
inlawrev-27644	443	5	allow	allow	VERB
inlawrev-27644	443	6	.	.	PUNCT
inlawrev-27644	443	7	”132	”132	NOUN
inlawrev-27644	443	8	on	on	ADP
inlawrev-27644	443	9	december	december	PROPN
inlawrev-27644	443	10	1	1	NUM
inlawrev-27644	443	11	,	,	PUNCT
inlawrev-27644	443	12	2022	2022	NUM
inlawrev-27644	443	13	,	,	PUNCT
inlawrev-27644	443	14	the	the	DET
inlawrev-27644	443	15	dol	dol	NOUN
inlawrev-27644	443	16	issued	issue	VERB
inlawrev-27644	443	17	the	the	DET
inlawrev-27644	443	18	2022	2022	NUM
inlawrev-27644	443	19	final	final	ADJ
inlawrev-27644	443	20	regulation	regulation	NOUN
inlawrev-27644	443	21	,	,	PUNCT
inlawrev-27644	443	22	which	which	PRON
inlawrev-27644	443	23	addresses	address	VERB
inlawrev-27644	443	24	the	the	DET
inlawrev-27644	443	25	duties	duty	NOUN
inlawrev-27644	443	26	of	of	ADP
inlawrev-27644	443	27	loyalty	loyalty	NOUN
inlawrev-27644	443	28	and	and	CCONJ
inlawrev-27644	443	29	prudence	prudence	NOUN
inlawrev-27644	443	30	for	for	ADP
inlawrev-27644	443	31	investment	investment	NOUN
inlawrev-27644	443	32	-	-	PUNCT
inlawrev-27644	443	33	related	relate	VERB
inlawrev-27644	443	34	decisions	decision	NOUN
inlawrev-27644	443	35	and	and	CCONJ
inlawrev-27644	443	36	the	the	DET
inlawrev-27644	443	37	exercise	exercise	NOUN
inlawrev-27644	443	38	of	of	ADP
inlawrev-27644	443	39	shareholder	shareholder	NOUN
inlawrev-27644	443	40	rights.133	rights.133	NOUN
inlawrev-27644	443	41	that	that	SCONJ
inlawrev-27644	443	42	regulation	regulation	NOUN
inlawrev-27644	443	43	reversed	reverse	VERB
inlawrev-27644	443	44	and	and	CCONJ
inlawrev-27644	443	45	modified	modify	VERB
inlawrev-27644	443	46	provisions	provision	NOUN
inlawrev-27644	443	47	in	in	ADP
inlawrev-27644	443	48	the	the	DET
inlawrev-27644	443	49	2020	2020	NUM
inlawrev-27644	443	50	final	final	ADJ
inlawrev-27644	443	51	regulation	regulation	NOUN
inlawrev-27644	443	52	in	in	ADP
inlawrev-27644	443	53	ways	way	NOUN
inlawrev-27644	443	54	that	that	PRON
inlawrev-27644	443	55	support	support	VERB
inlawrev-27644	443	56	consideration	consideration	NOUN
inlawrev-27644	443	57	of	of	ADP
inlawrev-27644	443	58	sustainability	sustainability	NOUN
inlawrev-27644	443	59	factors	factor	NOUN
inlawrev-27644	443	60	when	when	SCONJ
inlawrev-27644	443	61	making	make	VERB
inlawrev-27644	443	62	investment	investment	NOUN
inlawrev-27644	443	63	decisions	decision	NOUN
inlawrev-27644	443	64	in	in	ADP
inlawrev-27644	443	65	db	db	PROPN
inlawrev-27644	443	66	and	and	CCONJ
inlawrev-27644	443	67	dc	dc	PROPN
inlawrev-27644	443	68	plans.134	plans.134	PROPN
inlawrev-27644	443	69	the	the	DET
inlawrev-27644	443	70	dol	dol	NOUN
inlawrev-27644	443	71	,	,	PUNCT
inlawrev-27644	443	72	however	however	ADV
inlawrev-27644	443	73	,	,	PUNCT
inlawrev-27644	443	74	deleted	delete	VERB
inlawrev-27644	443	75	language	language	NOUN
inlawrev-27644	443	76	that	that	PRON
inlawrev-27644	443	77	had	have	AUX
inlawrev-27644	443	78	appeared	appear	VERB
inlawrev-27644	443	79	in	in	ADP
inlawrev-27644	443	80	the	the	DET
inlawrev-27644	443	81	2021	2021	NUM
inlawrev-27644	443	82	proposed	propose	VERB
inlawrev-27644	443	83	regulation	regulation	NOUN
inlawrev-27644	443	84	and	and	CCONJ
inlawrev-27644	443	85	that	that	SCONJ
inlawrev-27644	443	86	,	,	PUNCT
inlawrev-27644	443	87	based	base	VERB
inlawrev-27644	443	88	on	on	ADP
inlawrev-27644	443	89	comments	comment	NOUN
inlawrev-27644	443	90	,	,	PUNCT
inlawrev-27644	443	91	appeared	appear	VERB
inlawrev-27644	443	92	to	to	PART
inlawrev-27644	443	93	be	be	AUX
inlawrev-27644	443	94	particularly	particularly	ADV
inlawrev-27644	443	95	contentious.135	contentious.135	NOUN
inlawrev-27644	443	96	for	for	ADP
inlawrev-27644	443	97	example	example	NOUN
inlawrev-27644	443	98	,	,	PUNCT
inlawrev-27644	443	99	the	the	DET
inlawrev-27644	443	100	final	final	ADJ
inlawrev-27644	443	101	regulation	regulation	NOUN
inlawrev-27644	443	102	eliminated	eliminate	VERB
inlawrev-27644	443	103	language	language	NOUN
inlawrev-27644	443	104	stating	state	VERB
inlawrev-27644	443	105	that	that	SCONJ
inlawrev-27644	443	106	fiduciary	fiduciary	ADJ
inlawrev-27644	443	107	obligation	obligation	NOUN
inlawrev-27644	443	108	“	"	PUNCT
inlawrev-27644	443	109	may	may	AUX
inlawrev-27644	443	110	often	often	ADV
inlawrev-27644	443	111	require	require	VERB
inlawrev-27644	443	112	an	an	DET
inlawrev-27644	443	113	evaluation	evaluation	NOUN
inlawrev-27644	443	114	of	of	ADP
inlawrev-27644	443	115	the	the	DET
inlawrev-27644	443	116	economics	economics	NOUN
inlawrev-27644	443	117	effects	effect	NOUN
inlawrev-27644	443	118	of	of	ADP
inlawrev-27644	443	119	climate	climate	NOUN
inlawrev-27644	443	120	change	change	NOUN
inlawrev-27644	443	121	and	and	CCONJ
inlawrev-27644	443	122	other	other	ADJ
inlawrev-27644	443	123	environmental	environmental	ADJ
inlawrev-27644	443	124	,	,	PUNCT
inlawrev-27644	443	125	social	social	ADJ
inlawrev-27644	443	126	or	or	CCONJ
inlawrev-27644	443	127	governance	governance	NOUN
inlawrev-27644	443	128	factors	factor	NOUN
inlawrev-27644	443	129	.	.	PUNCT
inlawrev-27644	443	130	”136	”136	PUNCT
inlawrev-27644	444	1	the	the	DET
inlawrev-27644	444	2	dol	dol	NOUN
inlawrev-27644	444	3	may	may	AUX
inlawrev-27644	444	4	have	have	AUX
inlawrev-27644	444	5	taken	take	VERB
inlawrev-27644	444	6	the	the	DET
inlawrev-27644	444	7	“	"	PUNCT
inlawrev-27644	444	8	more	more	ADV
inlawrev-27644	444	9	neutral	neutral	ADJ
inlawrev-27644	444	10	”	"	PUNCT
inlawrev-27644	444	11	approach137	approach137	PROPN
inlawrev-27644	444	12	in	in	ADP
inlawrev-27644	444	13	the	the	DET
inlawrev-27644	444	14	2022	2022	NUM
inlawrev-27644	444	15	final	final	ADJ
inlawrev-27644	444	16	128	128	NUM
inlawrev-27644	444	17	.	.	PUNCT
inlawrev-27644	445	1	i	i	PRON
inlawrev-27644	445	2	d.	d.	PROPN
inlawrev-27644	445	3	129	129	NUM
inlawrev-27644	445	4	.	.	PUNCT
inlawrev-27644	446	1	i	i	PRON
inlawrev-27644	446	2	d.	d.	PROPN
inlawrev-27644	446	3	at	at	ADP
inlawrev-27644	446	4	72858	72858	NUM
inlawrev-27644	446	5	.	.	PUNCT
inlawrev-27644	447	1	130	130	NUM
inlawrev-27644	447	2	.	.	PUNCT
inlawrev-27644	448	1	u.s	u.s	PROPN
inlawrev-27644	448	2	.	.	PROPN
inlawrev-27644	448	3	dep’t	dep’t	PROPN
inlawrev-27644	448	4	.	.	PUNCT
inlawrev-27644	448	5	of	of	ADP
inlawrev-27644	448	6	labor	labor	PROPN
inlawrev-27644	448	7	,	,	PUNCT
inlawrev-27644	448	8	u.s	u.s	PROPN
inlawrev-27644	448	9	.	.	PROPN
inlawrev-27644	448	10	department	department	PROPN
inlawrev-27644	448	11	of	of	ADP
inlawrev-27644	448	12	labor	labor	NOUN
inlawrev-27644	448	13	statement	statement	NOUN
inlawrev-27644	448	14	regarding	regard	VERB
inlawrev-27644	448	15	enforcement	enforcement	NOUN
inlawrev-27644	448	16	of	of	ADP
inlawrev-27644	448	17	its	its	PRON
inlawrev-27644	448	18	final	final	ADJ
inlawrev-27644	448	19	rules	rule	NOUN
inlawrev-27644	448	20	on	on	ADP
inlawrev-27644	448	21	esg	esg	PROPN
inlawrev-27644	448	22	investments	investment	NOUN
inlawrev-27644	448	23	and	and	CCONJ
inlawrev-27644	448	24	proxy	proxy	NOUN
inlawrev-27644	448	25	voting	voting	NOUN
inlawrev-27644	448	26	by	by	ADP
inlawrev-27644	448	27	employee	employee	NOUN
inlawrev-27644	448	28	benefit	benefit	NOUN
inlawrev-27644	448	29	plans	plan	NOUN
inlawrev-27644	448	30	,	,	PUNCT
inlawrev-27644	448	31	mar	mar	PROPN
inlawrev-27644	448	32	.	.	PROPN
inlawrev-27644	448	33	10	10	NUM
inlawrev-27644	448	34	,	,	PUNCT
inlawrev-27644	448	35	2021	2021	NUM
inlawrev-27644	448	36	,	,	PUNCT
inlawrev-27644	448	37	https://www.dol.gov/sites/dolgov/files/ebsa/laws-and-regulations/laws/erisa/statement-onenforcement-of-final-rules-on-esg-investments-and-proxy-voting.pdf	https://www.dol.gov/sites/dolgov/files/ebsa/laws-and-regulations/laws/erisa/statement-onenforcement-of-final-rules-on-esg-investments-and-proxy-voting.pdf	NOUN
inlawrev-27644	448	38	.	.	PUNCT
inlawrev-27644	449	1	131	131	NUM
inlawrev-27644	449	2	.	.	PUNCT
inlawrev-27644	449	3	prudence	prudence	NOUN
inlawrev-27644	449	4	and	and	CCONJ
inlawrev-27644	449	5	loyalty	loyalty	NOUN
inlawrev-27644	449	6	in	in	ADP
inlawrev-27644	449	7	selecting	select	VERB
inlawrev-27644	449	8	plan	plan	NOUN
inlawrev-27644	449	9	investments	investment	NOUN
inlawrev-27644	449	10	and	and	CCONJ
inlawrev-27644	449	11	exercising	exercise	VERB
inlawrev-27644	449	12	shareholder	shareholder	NOUN
inlawrev-27644	449	13	rights	right	NOUN
inlawrev-27644	449	14	,	,	PUNCT
inlawrev-27644	449	15	86	86	NUM
inlawrev-27644	449	16	fed	feed	VERB
inlawrev-27644	449	17	.	.	PUNCT
inlawrev-27644	450	1	reg	reg	PROPN
inlawrev-27644	450	2	.	.	PUNCT
inlawrev-27644	451	1	57272	57272	NUM
inlawrev-27644	451	2	,	,	PUNCT
inlawrev-27644	451	3	57275	57275	NUM
inlawrev-27644	451	4	(	(	PUNCT
inlawrev-27644	451	5	oct	oct	PROPN
inlawrev-27644	451	6	.	.	PROPN
inlawrev-27644	451	7	14	14	NUM
inlawrev-27644	451	8	,	,	PUNCT
inlawrev-27644	451	9	2021	2021	NUM
inlawrev-27644	451	10	)	)	PUNCT
inlawrev-27644	451	11	(	(	PUNCT
inlawrev-27644	451	12	to	to	PART
inlawrev-27644	451	13	be	be	AUX
inlawrev-27644	451	14	codified	codify	VERB
inlawrev-27644	451	15	at	at	ADP
inlawrev-27644	451	16	29	29	NUM
inlawrev-27644	451	17	c.f.r	c.f.r	NOUN
inlawrev-27644	451	18	.	.	PUNCT
inlawrev-27644	452	1	§	§	PROPN
inlawrev-27644	452	2	2550	2550	NUM
inlawrev-27644	452	3	)	)	PUNCT
inlawrev-27644	452	4	(	(	PUNCT
inlawrev-27644	452	5	the	the	DET
inlawrev-27644	452	6	2020	2020	NUM
inlawrev-27644	452	7	final	final	ADJ
inlawrev-27644	452	8	regulation	regulation	NOUN
inlawrev-27644	452	9	has	have	AUX
inlawrev-27644	452	10	“	"	PUNCT
inlawrev-27644	452	11	been	be	AUX
inlawrev-27644	452	12	interpreted	interpret	VERB
inlawrev-27644	452	13	as	as	ADP
inlawrev-27644	452	14	putting	put	VERB
inlawrev-27644	452	15	a	a	DET
inlawrev-27644	452	16	thumb	thumb	NOUN
inlawrev-27644	452	17	on	on	ADP
inlawrev-27644	452	18	the	the	DET
inlawrev-27644	452	19	scale	scale	NOUN
inlawrev-27644	452	20	against	against	ADP
inlawrev-27644	452	21	the	the	DET
inlawrev-27644	452	22	consideration	consideration	NOUN
inlawrev-27644	452	23	of	of	ADP
inlawrev-27644	452	24	esg	esg	PROPN
inlawrev-27644	452	25	factors	factor	NOUN
inlawrev-27644	452	26	”	"	PUNCT
inlawrev-27644	452	27	)	)	PUNCT
inlawrev-27644	453	1	[	[	X
inlawrev-27644	453	2	hereinafter	hereinafter	NOUN
inlawrev-27644	453	3	2021	2021	NUM
inlawrev-27644	453	4	proposed	propose	VERB
inlawrev-27644	453	5	regulation	regulation	NOUN
inlawrev-27644	453	6	]	]	PUNCT
inlawrev-27644	453	7	.	.	PUNCT
inlawrev-27644	454	1	132	132	NUM
inlawrev-27644	454	2	.	.	PUNCT
inlawrev-27644	455	1	i	i	PRON
inlawrev-27644	455	2	d.	d.	PROPN
inlawrev-27644	455	3	at	at	ADP
inlawrev-27644	455	4	57275	57275	NUM
inlawrev-27644	455	5	.	.	PUNCT
inlawrev-27644	456	1	133	133	NUM
inlawrev-27644	456	2	.	.	PUNCT
inlawrev-27644	456	3	see	see	VERB
inlawrev-27644	456	4	generally	generally	ADV
inlawrev-27644	456	5	2022	2022	NUM
inlawrev-27644	456	6	final	final	ADJ
inlawrev-27644	456	7	regulation	regulation	NOUN
inlawrev-27644	456	8	,	,	PUNCT
inlawrev-27644	456	9	87	87	NUM
inlawrev-27644	456	10	fed	fed	PROPN
inlawrev-27644	456	11	.	.	PUNCT
inlawrev-27644	457	1	reg	reg	PROPN
inlawrev-27644	457	2	.	.	PUNCT
inlawrev-27644	458	1	73822	73822	NUM
inlawrev-27644	458	2	(	(	PUNCT
inlawrev-27644	458	3	dec	dec	PROPN
inlawrev-27644	458	4	.	.	PROPN
inlawrev-27644	458	5	1	1	NUM
inlawrev-27644	458	6	,	,	PUNCT
inlawrev-27644	458	7	2022	2022	NUM
inlawrev-27644	458	8	)	)	PUNCT
inlawrev-27644	458	9	,	,	PUNCT
inlawrev-27644	458	10	codified	codify	VERB
inlawrev-27644	458	11	at	at	ADP
inlawrev-27644	458	12	29	29	NUM
inlawrev-27644	458	13	c.f.r	c.f.r	NOUN
inlawrev-27644	458	14	.	.	PUNCT
inlawrev-27644	459	1	§	§	PROPN
inlawrev-27644	459	2	2550	2550	NUM
inlawrev-27644	459	3	.	.	PUNCT
inlawrev-27644	460	1	134	134	NUM
inlawrev-27644	460	2	.	.	PUNCT
inlawrev-27644	460	3	see	see	VERB
inlawrev-27644	460	4	i	i	PRON
inlawrev-27644	460	5	d.	d.	PROPN
inlawrev-27644	460	6	135	135	NUM
inlawrev-27644	460	7	.	.	PUNCT
inlawrev-27644	461	1	see	see	VERB
inlawrev-27644	461	2	i	i	PRON
inlawrev-27644	461	3	d.	d.	PROPN
inlawrev-27644	461	4	at	at	ADP
inlawrev-27644	461	5	73830	73830	NUM
inlawrev-27644	461	6	.	.	PUNCT
inlawrev-27644	462	1	136	136	NUM
inlawrev-27644	462	2	.	.	PUNCT
inlawrev-27644	463	1	see	see	VERB
inlawrev-27644	463	2	,	,	PUNCT
inlawrev-27644	463	3	e.g.	e.g.	ADV
inlawrev-27644	463	4	,	,	PUNCT
inlawrev-27644	463	5	i	i	PRON
inlawrev-27644	463	6	d.	d.	VERB
inlawrev-27644	463	7	at	at	ADP
inlawrev-27644	463	8	73830	73830	NUM
inlawrev-27644	463	9	.	.	PUNCT
inlawrev-27644	464	1	137	137	NUM
inlawrev-27644	464	2	.	.	PUNCT
inlawrev-27644	465	1	brian	brian	PROPN
inlawrev-27644	465	2	croce	croce	PROPN
inlawrev-27644	465	3	,	,	PUNCT
inlawrev-27644	465	4	dol	dol	NOUN
inlawrev-27644	465	5	takes	take	VERB
inlawrev-27644	465	6	more	more	ADV
inlawrev-27644	465	7	neutral	neutral	ADJ
inlawrev-27644	465	8	stance	stance	NOUN
inlawrev-27644	465	9	with	with	ADP
inlawrev-27644	465	10	esg	esg	PROPN
inlawrev-27644	465	11	rule	rule	NOUN
inlawrev-27644	465	12	,	,	PUNCT
inlawrev-27644	465	13	pen	pen	NOUN
inlawrev-27644	465	14	.	.	PUNCT
inlawrev-27644	465	15	&	&	CCONJ
inlawrev-27644	465	16	inv	inv	VERB
inlawrev-27644	465	17	.	.	PUNCT
inlawrev-27644	466	1	(	(	PUNCT
inlawrev-27644	466	2	dec	dec	PROPN
inlawrev-27644	466	3	.	.	PROPN
inlawrev-27644	466	4	12	12	NUM
inlawrev-27644	466	5	,	,	PUNCT
inlawrev-27644	466	6	2022	2022	NUM
inlawrev-27644	466	7	)	)	PUNCT
inlawrev-27644	466	8	,	,	PUNCT
inlawrev-27644	466	9	https://www.pionlin	https://www.pionlin	PROPN
inlawrev-27644	466	10	e.com	e.com	X
inlawrev-27644	466	11	/esg	/esg	PROPN
inlawrev-27644	466	12	/	/	SYM
inlawrev-27644	466	13	lon	lon	PROPN
inlawrev-27644	466	14	g	g	PROPN
inlawrev-27644	466	15	-	-	PUNCT
inlawrev-27644	466	16	aw	aw	INTJ
inlawrev-27644	466	17	aited	aite	VERB
inlawrev-27644	466	18	-	-	PUNCT
inlawrev-27644	466	19	dol	dol	NOUN
inlawrev-27644	466	20	-	-	PUNCT
inlawrev-27644	466	21	ru	ru	NOUN
inlawrev-27644	466	22	le	le	PROPN
inlawrev-27644	466	23	-	-	PROPN
inlawrev-27644	466	24	esg	esg	NOUN
inlawrev-27644	466	25	-	-	PUNCT
inlawrev-27644	466	26	takes	take	VERB
inlawrev-27644	466	27	-	-	PUNCT
inlawrev-27644	466	28	more	more	ADV
inlawrev-27644	466	29	-	-	PUNCT
inlawrev-27644	466	30	neutral	neutral	ADJ
inlawrev-27644	466	31	-	-	PUNCT
inlawrev-27644	466	32	approach	approach	NOUN
inlawrev-27644	466	33	2023	2023	NUM
inlawrev-27644	466	34	]	]	PUNCT
inlawrev-27644	466	35	matching	match	VERB
inlawrev-27644	466	36	preferences	preference	NOUN
inlawrev-27644	466	37	and	and	CCONJ
inlawrev-27644	466	38	access	access	NOUN
inlawrev-27644	466	39	71	71	NUM
inlawrev-27644	466	40	regulation	regulation	NOUN
inlawrev-27644	466	41	in	in	ADP
inlawrev-27644	466	42	the	the	DET
inlawrev-27644	466	43	hopes	hope	NOUN
inlawrev-27644	466	44	it	it	PRON
inlawrev-27644	466	45	could	could	AUX
inlawrev-27644	466	46	bring	bring	VERB
inlawrev-27644	466	47	regulatory	regulatory	ADJ
inlawrev-27644	466	48	stability	stability	NOUN
inlawrev-27644	466	49	to	to	ADP
inlawrev-27644	466	50	an	an	DET
inlawrev-27644	466	51	area	area	NOUN
inlawrev-27644	466	52	much	much	ADV
inlawrev-27644	466	53	in	in	ADP
inlawrev-27644	466	54	need	need	NOUN
inlawrev-27644	466	55	of	of	ADP
inlawrev-27644	466	56	that	that	DET
inlawrev-27644	466	57	stability	stability	NOUN
inlawrev-27644	466	58	.	.	PUNCT
inlawrev-27644	467	1	the	the	DET
inlawrev-27644	467	2	prior	prior	ADJ
inlawrev-27644	467	3	volatility	volatility	NOUN
inlawrev-27644	467	4	in	in	ADP
inlawrev-27644	467	5	the	the	DET
inlawrev-27644	467	6	dol	dol	NOUN
inlawrev-27644	467	7	’s	’s	PART
inlawrev-27644	467	8	guidance	guidance	NOUN
inlawrev-27644	467	9	had	have	AUX
inlawrev-27644	467	10	often	often	ADV
inlawrev-27644	467	11	been	be	AUX
inlawrev-27644	467	12	referred	refer	VERB
inlawrev-27644	467	13	to	to	ADP
inlawrev-27644	467	14	as	as	ADP
inlawrev-27644	467	15	“	"	PUNCT
inlawrev-27644	467	16	pingpong,”138	pingpong,”138	PROPN
inlawrev-27644	467	17	although	although	SCONJ
inlawrev-27644	467	18	it	it	PRON
inlawrev-27644	467	19	would	would	AUX
inlawrev-27644	467	20	be	be	AUX
inlawrev-27644	467	21	more	more	ADV
inlawrev-27644	467	22	descriptive	descriptive	ADJ
inlawrev-27644	467	23	to	to	PART
inlawrev-27644	467	24	characterize	characterize	VERB
inlawrev-27644	467	25	it	it	PRON
inlawrev-27644	467	26	as	as	ADP
inlawrev-27644	467	27	a	a	DET
inlawrev-27644	467	28	nasty	nasty	ADJ
inlawrev-27644	467	29	political	political	ADJ
inlawrev-27644	467	30	tug	tug	NOUN
inlawrev-27644	467	31	-	-	PUNCT
inlawrev-27644	467	32	of	of	ADP
inlawrev-27644	467	33	-	-	PUNCT
inlawrev-27644	467	34	war	war	NOUN
inlawrev-27644	467	35	in	in	ADP
inlawrev-27644	467	36	which	which	PRON
inlawrev-27644	467	37	plan	plan	NOUN
inlawrev-27644	467	38	fiduciaries	fiduciary	NOUN
inlawrev-27644	467	39	were	be	AUX
inlawrev-27644	467	40	caught	catch	VERB
inlawrev-27644	467	41	in	in	ADP
inlawrev-27644	467	42	the	the	DET
inlawrev-27644	467	43	middle	middle	NOUN
inlawrev-27644	467	44	.	.	PUNCT
inlawrev-27644	468	1	indeed	indeed	ADV
inlawrev-27644	468	2	,	,	PUNCT
inlawrev-27644	468	3	attempts	attempt	VERB
inlawrev-27644	468	4	to	to	PART
inlawrev-27644	468	5	negate	negate	VERB
inlawrev-27644	468	6	the	the	DET
inlawrev-27644	468	7	rule	rule	NOUN
inlawrev-27644	468	8	began	begin	VERB
inlawrev-27644	468	9	even	even	ADV
inlawrev-27644	468	10	before	before	SCONJ
inlawrev-27644	468	11	its	its	PRON
inlawrev-27644	468	12	effective	effective	ADJ
inlawrev-27644	468	13	date.139	date.139	ADJ
inlawrev-27644	468	14	parts	part	NOUN
inlawrev-27644	468	15	iii	iii	NOUN
inlawrev-27644	468	16	and	and	CCONJ
inlawrev-27644	468	17	iv	iv	NUM
inlawrev-27644	468	18	set	set	VERB
inlawrev-27644	468	19	out	out	ADP
inlawrev-27644	468	20	a	a	DET
inlawrev-27644	468	21	framework	framework	NOUN
inlawrev-27644	468	22	for	for	ADP
inlawrev-27644	468	23	401(k	401(k	NOUN
inlawrev-27644	468	24	)	)	PUNCT
inlawrev-27644	468	25	plan	plan	NOUN
inlawrev-27644	468	26	fiduciaries	fiduciary	NOUN
inlawrev-27644	468	27	to	to	PART
inlawrev-27644	468	28	follow	follow	VERB
inlawrev-27644	468	29	when	when	SCONJ
inlawrev-27644	468	30	considering	consider	VERB
inlawrev-27644	468	31	participant	participant	ADJ
inlawrev-27644	468	32	preferences	preference	NOUN
inlawrev-27644	468	33	in	in	ADP
inlawrev-27644	468	34	order	order	NOUN
inlawrev-27644	468	35	that	that	SCONJ
inlawrev-27644	468	36	the	the	DET
inlawrev-27644	468	37	fiduciaries	fiduciary	NOUN
inlawrev-27644	468	38	can	can	AUX
inlawrev-27644	468	39	fulfill	fulfill	VERB
inlawrev-27644	468	40	their	their	PRON
inlawrev-27644	468	41	duties	duty	NOUN
inlawrev-27644	468	42	of	of	ADP
inlawrev-27644	468	43	loyalty	loyalty	NOUN
inlawrev-27644	468	44	and	and	CCONJ
inlawrev-27644	468	45	prudence	prudence	NOUN
inlawrev-27644	468	46	.	.	PUNCT
inlawrev-27644	469	1	first	first	ADV
inlawrev-27644	469	2	,	,	PUNCT
inlawrev-27644	469	3	however	however	ADV
inlawrev-27644	469	4	,	,	PUNCT
inlawrev-27644	469	5	the	the	DET
inlawrev-27644	469	6	next	next	ADJ
inlawrev-27644	469	7	subsection	subsection	NOUN
inlawrev-27644	469	8	explains	explain	VERB
inlawrev-27644	469	9	the	the	DET
inlawrev-27644	469	10	effect	effect	NOUN
inlawrev-27644	469	11	of	of	ADP
inlawrev-27644	469	12	the	the	DET
inlawrev-27644	469	13	instability	instability	NOUN
inlawrev-27644	469	14	in	in	ADP
inlawrev-27644	469	15	fiduciary	fiduciary	ADJ
inlawrev-27644	469	16	guidance	guidance	NOUN
inlawrev-27644	469	17	on	on	ADP
inlawrev-27644	469	18	the	the	DET
inlawrev-27644	469	19	availability	availability	NOUN
inlawrev-27644	469	20	of	of	ADP
inlawrev-27644	469	21	sustainable	sustainable	ADJ
inlawrev-27644	469	22	investment	investment	NOUN
inlawrev-27644	469	23	options	option	NOUN
inlawrev-27644	469	24	in	in	ADP
inlawrev-27644	469	25	401(k	401(k	NOUN
inlawrev-27644	469	26	)	)	PUNCT
inlawrev-27644	469	27	plans	plan	NOUN
inlawrev-27644	469	28	.	.	PUNCT
inlawrev-27644	470	1	d.	d.	PROPN
inlawrev-27644	470	2	availability	availability	NOUN
inlawrev-27644	470	3	of	of	ADP
inlawrev-27644	470	4	sustainable	sustainable	ADJ
inlawrev-27644	470	5	investment	investment	NOUN
inlawrev-27644	470	6	options	option	NOUN
inlawrev-27644	470	7	in	in	ADP
inlawrev-27644	470	8	401(k	401(k	NOUN
inlawrev-27644	470	9	)	)	PUNCT
inlawrev-27644	470	10	plans	plan	NOUN
inlawrev-27644	470	11	due	due	ADJ
inlawrev-27644	470	12	to	to	ADP
inlawrev-27644	470	13	a	a	DET
inlawrev-27644	470	14	lack	lack	NOUN
inlawrev-27644	470	15	of	of	ADP
inlawrev-27644	470	16	required	require	VERB
inlawrev-27644	470	17	reporting	reporting	NOUN
inlawrev-27644	470	18	and	and	CCONJ
inlawrev-27644	470	19	transparency	transparency	NOUN
inlawrev-27644	470	20	,	,	PUNCT
inlawrev-27644	470	21	no	no	DET
inlawrev-27644	470	22	solid	solid	ADJ
inlawrev-27644	470	23	data	data	NOUN
inlawrev-27644	470	24	is	be	AUX
inlawrev-27644	470	25	available	available	ADJ
inlawrev-27644	470	26	on	on	ADP
inlawrev-27644	470	27	how	how	SCONJ
inlawrev-27644	470	28	many	many	ADJ
inlawrev-27644	470	29	401(k	401(k	NOUN
inlawrev-27644	470	30	)	)	PUNCT
inlawrev-27644	470	31	plans	plan	NOUN
inlawrev-27644	470	32	include	include	VERB
inlawrev-27644	470	33	sustainable	sustainable	ADJ
inlawrev-27644	470	34	investment	investment	NOUN
inlawrev-27644	470	35	options	option	NOUN
inlawrev-27644	470	36	on	on	ADP
inlawrev-27644	470	37	their	their	PRON
inlawrev-27644	470	38	plan	plan	NOUN
inlawrev-27644	470	39	menus	menus	NOUN
inlawrev-27644	470	40	.	.	PUNCT
inlawrev-27644	471	1	one	one	NUM
inlawrev-27644	471	2	of	of	ADP
inlawrev-27644	471	3	the	the	DET
inlawrev-27644	471	4	largest	large	ADJ
inlawrev-27644	471	5	organizations	organization	NOUN
inlawrev-27644	471	6	representing	represent	VERB
inlawrev-27644	471	7	plan	plan	NOUN
inlawrev-27644	471	8	sponsors	sponsor	NOUN
inlawrev-27644	471	9	estimated	estimate	VERB
inlawrev-27644	471	10	in	in	ADP
inlawrev-27644	471	11	2021	2021	NUM
inlawrev-27644	471	12	that	that	PRON
inlawrev-27644	471	13	about	about	ADV
inlawrev-27644	471	14	five	five	NUM
inlawrev-27644	471	15	percent	percent	NOUN
inlawrev-27644	471	16	of	of	ADP
inlawrev-27644	471	17	401(k	401(k	PROPN
inlawrev-27644	471	18	)	)	PUNCT
inlawrev-27644	471	19	or	or	CCONJ
inlawrev-27644	471	20	similar	similar	ADJ
inlawrev-27644	471	21	plans	plan	NOUN
inlawrev-27644	471	22	included	include	VERB
inlawrev-27644	471	23	a	a	DET
inlawrev-27644	471	24	sustainable	sustainable	ADJ
inlawrev-27644	471	25	investment	investment	NOUN
inlawrev-27644	471	26	option	option	NOUN
inlawrev-27644	471	27	on	on	ADP
inlawrev-27644	471	28	their	their	PRON
inlawrev-27644	471	29	plan	plan	NOUN
inlawrev-27644	471	30	menus.140	menus.140	PROPN
inlawrev-27644	471	31	similarly	similarly	ADV
inlawrev-27644	471	32	,	,	PUNCT
inlawrev-27644	471	33	an	an	DET
inlawrev-27644	471	34	investment	investment	NOUN
inlawrev-27644	471	35	consulting	consulting	NOUN
inlawrev-27644	471	36	firm	firm	NOUN
inlawrev-27644	471	37	estimated	estimate	VERB
inlawrev-27644	471	38	based	base	VERB
inlawrev-27644	471	39	on	on	ADP
inlawrev-27644	471	40	2021	2021	NUM
inlawrev-27644	471	41	data	datum	NOUN
inlawrev-27644	471	42	that	that	PRON
inlawrev-27644	471	43	the	the	DET
inlawrev-27644	471	44	investment	investment	NOUN
inlawrev-27644	471	45	menus	menu	NOUN
inlawrev-27644	471	46	of	of	ADP
inlawrev-27644	471	47	only	only	ADV
inlawrev-27644	471	48	six	six	NUM
inlawrev-27644	471	49	percent	percent	NOUN
inlawrev-27644	471	50	of	of	ADP
inlawrev-27644	471	51	plans	plan	NOUN
inlawrev-27644	471	52	include	include	VERB
inlawrev-27644	471	53	a	a	DET
inlawrev-27644	471	54	sustainable	sustainable	ADJ
inlawrev-27644	471	55	investment	investment	NOUN
inlawrev-27644	471	56	option.141	option.141	VERB
inlawrev-27644	471	57	while	while	SCONJ
inlawrev-27644	471	58	the	the	DET
inlawrev-27644	471	59	data	data	NOUN
inlawrev-27644	471	60	is	be	AUX
inlawrev-27644	471	61	limited	limit	VERB
inlawrev-27644	471	62	and	and	CCONJ
inlawrev-27644	471	63	may	may	AUX
inlawrev-27644	471	64	suffer	suffer	VERB
inlawrev-27644	471	65	from	from	ADP
inlawrev-27644	471	66	a	a	DET
inlawrev-27644	471	67	variety	variety	NOUN
inlawrev-27644	471	68	of	of	ADP
inlawrev-27644	471	69	defects,142	defects,142	PROPN
inlawrev-27644	471	70	the	the	DET
inlawrev-27644	471	71	data	datum	NOUN
inlawrev-27644	471	72	has	have	AUX
inlawrev-27644	471	73	been	be	AUX
inlawrev-27644	471	74	relatively	relatively	ADV
inlawrev-27644	471	75	consistent	consistent	ADJ
inlawrev-27644	471	76	over	over	ADP
inlawrev-27644	471	77	recent	recent	ADJ
inlawrev-27644	471	78	years	year	NOUN
inlawrev-27644	471	79	.	.	PUNCT
inlawrev-27644	472	1	a	a	DET
inlawrev-27644	472	2	2018	2018	NUM
inlawrev-27644	472	3	report	report	NOUN
inlawrev-27644	472	4	by	by	ADP
inlawrev-27644	472	5	the	the	DET
inlawrev-27644	472	6	government	government	NOUN
inlawrev-27644	473	1	[	[	X
inlawrev-27644	473	2	https://perma.cc/3htk-egmq	https://perma.cc/3htk-egmq	PROPN
inlawrev-27644	473	3	]	]	X
inlawrev-27644	473	4	.	.	PUNCT
inlawrev-27644	474	1	138	138	NUM
inlawrev-27644	474	2	.	.	PUNCT
inlawrev-27644	475	1	i	i	PRON
inlawrev-27644	475	2	d.	d.	PROPN
inlawrev-27644	475	3	(	(	PUNCT
inlawrev-27644	475	4	“	"	PUNCT
inlawrev-27644	475	5	regulatory	regulatory	ADJ
inlawrev-27644	475	6	pingpong	pingpong	NOUN
inlawrev-27644	475	7	”	"	PUNCT
inlawrev-27644	475	8	)	)	PUNCT
inlawrev-27644	475	9	;	;	PUNCT
inlawrev-27644	475	10	see	see	VERB
inlawrev-27644	475	11	also	also	ADV
inlawrev-27644	475	12	elizabeth	elizabeth	PROPN
inlawrev-27644	475	13	s.	s.	PROPN
inlawrev-27644	475	14	goldburg	goldburg	PROPN
inlawrev-27644	475	15	et	et	PROPN
inlawrev-27644	475	16	al	al	PROPN
inlawrev-27644	475	17	.	.	PROPN
inlawrev-27644	475	18	,	,	PUNCT
inlawrev-27644	475	19	regulatory	regulatory	ADJ
inlawrev-27644	475	20	ping	ping	NOUN
inlawrev-27644	475	21	pong	pong	NOUN
inlawrev-27644	475	22	:	:	PUNCT
inlawrev-27644	475	23	dol	dol	NOUN
inlawrev-27644	475	24	releases	release	NOUN
inlawrev-27644	475	25	proposed	propose	VERB
inlawrev-27644	475	26	rule	rule	NOUN
inlawrev-27644	475	27	on	on	ADP
inlawrev-27644	475	28	considering	consider	VERB
inlawrev-27644	475	29	esg	esg	NOUN
inlawrev-27644	475	30	factors	factor	NOUN
inlawrev-27644	475	31	in	in	ADP
inlawrev-27644	475	32	erisa	erisa	NOUN
inlawrev-27644	475	33	plan	plan	NOUN
inlawrev-27644	475	34	investing	investing	PROPN
inlawrev-27644	475	35	,	,	PUNCT
inlawrev-27644	475	36	morgan	morgan	PROPN
inlawrev-27644	475	37	lewis	lewis	PROPN
inlawrev-27644	475	38	(	(	PUNCT
inlawrev-27644	475	39	oct	oct	PROPN
inlawrev-27644	475	40	.	.	PROPN
inlawrev-27644	475	41	2021	2021	NUM
inlawrev-27644	475	42	)	)	PUNCT
inlawrev-27644	475	43	,	,	PUNCT
inlawrev-27644	475	44	https://www.morganlewis.com/pubs/2021/10/regulatory-ping-pong-dol-releasesproposed-ru	https://www.morganlewis.com/pubs/2021/10/regulatory-ping-pong-dol-releasesproposed-ru	PROPN
inlawrev-27644	475	45	le	le	X
inlawrev-27644	475	46	-	-	PUNCT
inlawrev-27644	475	47	on	on	X
inlawrev-27644	475	48	-con	-con	X
inlawrev-27644	475	49	siderin	siderin	NOUN
inlawrev-27644	475	50	g	g	PROPN
inlawrev-27644	475	51	-	-	PUNCT
inlawrev-27644	475	52	esg	esg	NOUN
inlawrev-27644	475	53	-	-	PUNCT
inlawrev-27644	475	54	factors	factor	NOUN
inlawrev-27644	475	55	-	-	PUNCT
inlawrev-27644	475	56	in	in	ADP
inlawrev-27644	475	57	-erisa	-erisa	NOUN
inlawrev-27644	475	58	-	-	PUNCT
inlawrev-27644	475	59	plan	plan	NOUN
inlawrev-27644	475	60	-in	-in	ADJ
inlawrev-27644	475	61	vestin	vestin	VERB
inlawrev-27644	475	62	g	g	NOUN
inlawrev-27644	475	63	-	-	PUNCT
inlawrev-27644	475	64	practic	practic	VERB
inlawrev-27644	475	65	a	a	DET
inlawrev-27644	475	66	l	l	NOUN
inlawrev-27644	475	67	-	-	PUNCT
inlawrev-27644	475	68	gu	gu	NOUN
inlawrev-27644	475	69	idan	idan	PROPN
inlawrev-27644	475	70	ce	ce	PROPN
inlawrev-27644	476	1	[	[	X
inlawrev-27644	476	2	https://perma.cc/752g-hhkx	https://perma.cc/752g-hhkx	X
inlawrev-27644	476	3	]	]	X
inlawrev-27644	476	4	.	.	PUNCT
inlawrev-27644	477	1	139	139	NUM
inlawrev-27644	477	2	.	.	PUNCT
inlawrev-27644	478	1	a	a	DET
inlawrev-27644	478	2	group	group	NOUN
inlawrev-27644	478	3	of	of	ADP
inlawrev-27644	478	4	states	state	NOUN
inlawrev-27644	478	5	and	and	CCONJ
inlawrev-27644	478	6	plan	plan	NOUN
inlawrev-27644	478	7	sponsors	sponsor	NOUN
inlawrev-27644	478	8	have	have	AUX
inlawrev-27644	478	9	filed	file	VERB
inlawrev-27644	478	10	litigation	litigation	NOUN
inlawrev-27644	478	11	challenging	challenge	VERB
inlawrev-27644	478	12	the	the	DET
inlawrev-27644	478	13	dol	dol	NOUN
inlawrev-27644	478	14	’s	’s	PART
inlawrev-27644	478	15	authority	authority	NOUN
inlawrev-27644	478	16	to	to	PART
inlawrev-27644	478	17	issue	issue	VERB
inlawrev-27644	478	18	the	the	DET
inlawrev-27644	478	19	2022	2022	NUM
inlawrev-27644	478	20	final	final	ADJ
inlawrev-27644	478	21	regulation	regulation	NOUN
inlawrev-27644	478	22	and	and	CCONJ
inlawrev-27644	478	23	alleging	allege	VERB
inlawrev-27644	478	24	the	the	DET
inlawrev-27644	478	25	regulation	regulation	NOUN
inlawrev-27644	478	26	is	be	AUX
inlawrev-27644	478	27	arbitrary	arbitrary	ADJ
inlawrev-27644	478	28	and	and	CCONJ
inlawrev-27644	478	29	capricious	capricious	ADJ
inlawrev-27644	478	30	.	.	PUNCT
inlawrev-27644	479	1	complaint	complaint	NOUN
inlawrev-27644	479	2	at	at	ADP
inlawrev-27644	479	3	2	2	NUM
inlawrev-27644	479	4	,	,	PUNCT
inlawrev-27644	479	5	utah	utah	PROPN
inlawrev-27644	479	6	v.	v.	PROPN
inlawrev-27644	479	7	walsh	walsh	PROPN
inlawrev-27644	479	8	,	,	PUNCT
inlawrev-27644	479	9	no	no	INTJ
inlawrev-27644	479	10	.	.	NOUN
inlawrev-27644	480	1	2:23	2:23	NUM
inlawrev-27644	480	2	-	-	PUNCT
inlawrev-27644	480	3	cv-016	cv-016	PROPN
inlawrev-27644	480	4	-	-	PUNCT
inlawrev-27644	480	5	z	z	PROPN
inlawrev-27644	480	6	(	(	PUNCT
inlawrev-27644	480	7	d.	d.	PROPN
inlawrev-27644	480	8	ct	ct	PROPN
inlawrev-27644	480	9	.	.	PUNCT
inlawrev-27644	481	1	n.d	n.d	PROPN
inlawrev-27644	481	2	.	.	PROPN
inlawrev-27644	482	1	tex	tex	PROPN
inlawrev-27644	482	2	.	.	PROPN
inlawrev-27644	482	3	jan	jan	PROPN
inlawrev-27644	482	4	.	.	PROPN
inlawrev-27644	482	5	26	26	NUM
inlawrev-27644	482	6	,	,	PUNCT
inlawrev-27644	482	7	2023	2023	NUM
inlawrev-27644	482	8	)	)	PUNCT
inlawrev-27644	482	9	;	;	PUNCT
inlawrev-27644	482	10	see	see	VERB
inlawrev-27644	482	11	also	also	ADV
inlawrev-27644	482	12	brian	brian	PROPN
inlawrev-27644	482	13	croce	croce	PROPN
inlawrev-27644	482	14	,	,	PUNCT
inlawrev-27644	482	15	republican	republican	ADJ
inlawrev-27644	482	16	senator	senator	PROPN
inlawrev-27644	482	17	floats	float	VERB
inlawrev-27644	482	18	resolution	resolution	NOUN
inlawrev-27644	482	19	to	to	PART
inlawrev-27644	482	20	overturn	overturn	VERB
inlawrev-27644	482	21	labor	labor	NOUN
inlawrev-27644	482	22	department	department	PROPN
inlawrev-27644	482	23	’s	’s	PART
inlawrev-27644	482	24	esg	esg	PROPN
inlawrev-27644	482	25	rule	rule	NOUN
inlawrev-27644	482	26	,	,	PUNCT
inlawrev-27644	482	27	pen	pen	NOUN
inlawrev-27644	482	28	.	.	PUNCT
inlawrev-27644	482	29	&	&	CCONJ
inlawrev-27644	482	30	inv	inv	VERB
inlawrev-27644	482	31	.	.	PUNCT
inlawrev-27644	483	1	(	(	PUNCT
inlawrev-27644	483	2	dec	dec	PROPN
inlawrev-27644	483	3	.	.	PROPN
inlawrev-27644	483	4	02	02	NUM
inlawrev-27644	483	5	,	,	PUNCT
inlawrev-27644	483	6	2022	2022	NUM
inlawrev-27644	483	7	)	)	PUNCT
inlawrev-27644	483	8	,	,	PUNCT
inlawrev-27644	483	9	https://www.pionline.com/washington/republican-senator-floats-resolution-overturnlabor-departments-esg-rule	https://www.pionline.com/washington/republican-senator-floats-resolution-overturnlabor-departments-esg-rule	NOUN
inlawrev-27644	484	1	[	[	X
inlawrev-27644	484	2	https://perma.cc/64aq-wnhf	https://perma.cc/64aq-wnhf	X
inlawrev-27644	484	3	]	]	X
inlawrev-27644	484	4	(	(	PUNCT
inlawrev-27644	484	5	discussing	discuss	VERB
inlawrev-27644	484	6	senator	senator	PROPN
inlawrev-27644	484	7	tom	tom	PROPN
inlawrev-27644	484	8	cotton	cotton	PROPN
inlawrev-27644	484	9	’s	’s	PART
inlawrev-27644	484	10	(	(	PUNCT
inlawrev-27644	484	11	rark	rark	NOUN
inlawrev-27644	484	12	)	)	PUNCT
inlawrev-27644	484	13	resolution	resolution	NOUN
inlawrev-27644	484	14	to	to	PART
inlawrev-27644	484	15	nullify	nullify	VERB
inlawrev-27644	484	16	the	the	DET
inlawrev-27644	484	17	regulation	regulation	NOUN
inlawrev-27644	484	18	)	)	PUNCT
inlawrev-27644	484	19	.	.	PUNCT
inlawrev-27644	485	1	140	140	NUM
inlawrev-27644	485	2	.	.	X
inlawrev-27644	485	3	2021	2021	NUM
inlawrev-27644	485	4	final	final	ADJ
inlawrev-27644	485	5	regulation	regulation	NOUN
inlawrev-27644	485	6	,	,	PUNCT
inlawrev-27644	485	7	87	87	NUM
inlawrev-27644	485	8	fed	fed	PROPN
inlawrev-27644	485	9	.	.	PUNCT
inlawrev-27644	486	1	reg	reg	PROPN
inlawrev-27644	486	2	.	.	PUNCT
inlawrev-27644	487	1	73822	73822	NUM
inlawrev-27644	487	2	,	,	PUNCT
inlawrev-27644	487	3	73856	73856	NUM
inlawrev-27644	487	4	-	-	SYM
inlawrev-27644	487	5	57	57	NUM
inlawrev-27644	487	6	(	(	PUNCT
inlawrev-27644	487	7	dec	dec	PROPN
inlawrev-27644	487	8	.	.	PROPN
inlawrev-27644	487	9	1	1	NUM
inlawrev-27644	487	10	,	,	PUNCT
inlawrev-27644	487	11	2022	2022	NUM
inlawrev-27644	487	12	)	)	PUNCT
inlawrev-27644	487	13	,	,	PUNCT
inlawrev-27644	487	14	codified	codify	VERB
inlawrev-27644	487	15	at	at	ADP
inlawrev-27644	487	16	29	29	NUM
inlawrev-27644	487	17	c.f.r	c.f.r	NOUN
inlawrev-27644	487	18	.	.	PUNCT
inlawrev-27644	488	1	§	§	PROPN
inlawrev-27644	488	2	2550	2550	NUM
inlawrev-27644	488	3	.	.	PUNCT
inlawrev-27644	488	4	141	141	NUM
inlawrev-27644	488	5	.	.	PUNCT
inlawrev-27644	489	1	nepc	nepc	INTJ
inlawrev-27644	489	2	,	,	PUNCT
inlawrev-27644	489	3	nepc	nepc	ADV
inlawrev-27644	489	4	2021	2021	NUM
inlawrev-27644	489	5	defined	define	VERB
inlawrev-27644	489	6	contribution	contribution	NOUN
inlawrev-27644	489	7	plan	plan	NOUN
inlawrev-27644	489	8	trends	trend	NOUN
inlawrev-27644	489	9	and	and	CCONJ
inlawrev-27644	489	10	fee	fee	NOUN
inlawrev-27644	489	11	survey	survey	NOUN
inlawrev-27644	489	12	results	result	NOUN
inlawrev-27644	489	13	,	,	PUNCT
inlawrev-27644	489	14	8	8	NUM
inlawrev-27644	489	15	(	(	PUNCT
inlawrev-27644	489	16	2022	2022	NUM
inlawrev-27644	489	17	)	)	PUNCT
inlawrev-27644	489	18	,	,	PUNCT
inlawrev-27644	489	19	https://www.nepc.com/institutional/wp-content/uploads/sites/4/2022/02/2021-nepc-dc-plantrends-and-fee-survey-full-results-final.pdf	https://www.nepc.com/institutional/wp-content/uploads/sites/4/2022/02/2021-nepc-dc-plantrends-and-fee-survey-full-results-final.pdf	NOUN
inlawrev-27644	490	1	[	[	X
inlawrev-27644	490	2	https://perma.cc/rnc3-uawz	https://perma.cc/rnc3-uawz	X
inlawrev-27644	490	3	]	]	X
inlawrev-27644	490	4	(	(	PUNCT
inlawrev-27644	490	5	including	include	VERB
inlawrev-27644	490	6	137	137	NUM
inlawrev-27644	490	7	defined	define	VERB
inlawrev-27644	490	8	contribution	contribution	NOUN
inlawrev-27644	490	9	plans	plan	NOUN
inlawrev-27644	490	10	with	with	ADP
inlawrev-27644	490	11	1.6	1.6	NUM
inlawrev-27644	490	12	million	million	NUM
inlawrev-27644	490	13	participants	participant	NOUN
inlawrev-27644	490	14	)	)	PUNCT
inlawrev-27644	490	15	.	.	PUNCT
inlawrev-27644	491	1	142	142	NUM
inlawrev-27644	491	2	.	.	PUNCT
inlawrev-27644	492	1	see	see	VERB
inlawrev-27644	492	2	2021	2021	NUM
inlawrev-27644	492	3	final	final	ADJ
inlawrev-27644	492	4	regulation	regulation	NOUN
inlawrev-27644	492	5	,	,	PUNCT
inlawrev-27644	492	6	87	87	NUM
inlawrev-27644	492	7	fed	fed	PROPN
inlawrev-27644	492	8	.	.	PUNCT
inlawrev-27644	493	1	reg	reg	PROPN
inlawrev-27644	493	2	.	.	PUNCT
inlawrev-27644	494	1	at	at	ADP
inlawrev-27644	494	2	73857	73857	NUM
inlawrev-27644	494	3	(	(	PUNCT
inlawrev-27644	494	4	discussing	discuss	VERB
inlawrev-27644	494	5	potential	potential	ADJ
inlawrev-27644	494	6	data	datum	NOUN
inlawrev-27644	494	7	issues	issue	NOUN
inlawrev-27644	494	8	including	include	VERB
inlawrev-27644	494	9	lack	lack	NOUN
inlawrev-27644	494	10	of	of	ADP
inlawrev-27644	494	11	knowledge	knowledge	NOUN
inlawrev-27644	494	12	by	by	ADP
inlawrev-27644	494	13	surveyed	survey	VERB
inlawrev-27644	494	14	fiduciaries	fiduciary	NOUN
inlawrev-27644	494	15	)	)	PUNCT
inlawrev-27644	494	16	;	;	PUNCT
inlawrev-27644	494	17	see	see	VERB
inlawrev-27644	494	18	also	also	ADV
inlawrev-27644	494	19	ron	ron	PROPN
inlawrev-27644	494	20	lieber	lieber	PROPN
inlawrev-27644	494	21	,	,	PUNCT
inlawrev-27644	494	22	how	how	SCONJ
inlawrev-27644	494	23	to	to	PART
inlawrev-27644	494	24	get	get	VERB
inlawrev-27644	494	25	socially	socially	ADV
inlawrev-27644	494	26	conscious	conscious	ADJ
inlawrev-27644	494	27	funds	fund	NOUN
inlawrev-27644	494	28	into	into	ADP
inlawrev-27644	494	29	your	your	PRON
inlawrev-27644	494	30	401(k	401(k	NOUN
inlawrev-27644	494	31	)	)	PUNCT
inlawrev-27644	494	32	,	,	PUNCT
inlawrev-27644	494	33	n.y	n.y	PROPN
inlawrev-27644	494	34	.	.	PROPN
inlawrev-27644	494	35	times	times	PROPN
inlawrev-27644	494	36	,	,	PUNCT
inlawrev-27644	494	37	jan	jan	PROPN
inlawrev-27644	494	38	.	.	PROPN
inlawrev-27644	494	39	10	10	NUM
inlawrev-27644	494	40	,	,	PUNCT
inlawrev-27644	494	41	2020	2020	NUM
inlawrev-27644	494	42	(	(	PUNCT
inlawrev-27644	494	43	reporting	report	VERB
inlawrev-27644	494	44	on	on	ADP
inlawrev-27644	494	45	a	a	DET
inlawrev-27644	494	46	survey	survey	NOUN
inlawrev-27644	494	47	of	of	ADP
inlawrev-27644	494	48	plan	plan	NOUN
inlawrev-27644	494	49	sponsors	sponsor	NOUN
inlawrev-27644	494	50	finding	find	VERB
inlawrev-27644	494	51	about	about	ADP
inlawrev-27644	494	52	3	3	NUM
inlawrev-27644	494	53	%	%	NOUN
inlawrev-27644	494	54	of	of	ADP
inlawrev-27644	494	55	401(k	401(k	PROPN
inlawrev-27644	494	56	)	)	PUNCT
inlawrev-27644	494	57	plans	plan	NOUN
inlawrev-27644	494	58	offer	offer	VERB
inlawrev-27644	494	59	a	a	DET
inlawrev-27644	494	60	sustainability	sustainability	NOUN
inlawrev-27644	494	61	fund	fund	NOUN
inlawrev-27644	494	62	)	)	PUNCT
inlawrev-27644	494	63	.	.	PUNCT
inlawrev-27644	495	1	72	72	NUM
inlawrev-27644	495	2	indiana	indiana	PROPN
inlawrev-27644	495	3	law	law	PROPN
inlawrev-27644	495	4	review	review	NOUN
inlawrev-27644	495	5	[	[	X
inlawrev-27644	495	6	vol	vol	NOUN
inlawrev-27644	495	7	.	.	PUNCT
inlawrev-27644	495	8	57:53	57:53	NUM
inlawrev-27644	495	9	accountability	accountability	NOUN
inlawrev-27644	495	10	office	office	NOUN
inlawrev-27644	495	11	(	(	PUNCT
inlawrev-27644	495	12	gao	gao	PROPN
inlawrev-27644	495	13	)	)	PUNCT
inlawrev-27644	495	14	gathered	gather	VERB
inlawrev-27644	495	15	data	datum	NOUN
inlawrev-27644	495	16	on	on	ADP
inlawrev-27644	495	17	dc	dc	PROPN
inlawrev-27644	495	18	plans	plan	NOUN
inlawrev-27644	495	19	from	from	ADP
inlawrev-27644	495	20	a	a	DET
inlawrev-27644	495	21	number	number	NOUN
inlawrev-27644	495	22	of	of	ADP
inlawrev-27644	495	23	surveys.143	surveys.143	NOUN
inlawrev-27644	495	24	two	two	NUM
inlawrev-27644	495	25	large	large	ADJ
inlawrev-27644	495	26	surveys	survey	NOUN
inlawrev-27644	495	27	that	that	PRON
inlawrev-27644	495	28	the	the	DET
inlawrev-27644	495	29	gao	gao	PROPN
inlawrev-27644	495	30	reviewed	review	VERB
inlawrev-27644	495	31	covered	cover	VERB
inlawrev-27644	495	32	600	600	NUM
inlawrev-27644	495	33	and	and	CCONJ
inlawrev-27644	495	34	1900	1900	NUM
inlawrev-27644	495	35	dc	dc	PROPN
inlawrev-27644	495	36	plans	plan	NOUN
inlawrev-27644	495	37	and	and	CCONJ
inlawrev-27644	495	38	estimated	estimate	VERB
inlawrev-27644	495	39	respectively	respectively	ADV
inlawrev-27644	495	40	that	that	SCONJ
inlawrev-27644	495	41	about	about	ADV
inlawrev-27644	495	42	2	2	NUM
inlawrev-27644	495	43	%	%	NOUN
inlawrev-27644	495	44	and	and	CCONJ
inlawrev-27644	495	45	8	8	NUM
inlawrev-27644	495	46	%	%	NOUN
inlawrev-27644	495	47	offered	offer	VERB
inlawrev-27644	495	48	a	a	DET
inlawrev-27644	495	49	sustainable	sustainable	ADJ
inlawrev-27644	495	50	investment	investment	NOUN
inlawrev-27644	495	51	option	option	NOUN
inlawrev-27644	495	52	that	that	SCONJ
inlawrev-27644	495	53	in	in	ADP
inlawrev-27644	495	54	some	some	DET
inlawrev-27644	495	55	way	way	NOUN
inlawrev-27644	495	56	may	may	AUX
inlawrev-27644	495	57	prioritize	prioritize	VERB
inlawrev-27644	495	58	non	non	ADJ
inlawrev-27644	495	59	-	-	ADJ
inlawrev-27644	495	60	financial	financial	ADJ
inlawrev-27644	495	61	goals.144	goals.144	PROPN
inlawrev-27644	495	62	asset	asset	NOUN
inlawrev-27644	495	63	managers	manager	NOUN
inlawrev-27644	495	64	told	tell	VERB
inlawrev-27644	495	65	the	the	DET
inlawrev-27644	495	66	gao	gao	NOUN
inlawrev-27644	495	67	that	that	SCONJ
inlawrev-27644	495	68	the	the	DET
inlawrev-27644	495	69	instability	instability	NOUN
inlawrev-27644	495	70	of	of	ADP
inlawrev-27644	495	71	regulatory	regulatory	ADJ
inlawrev-27644	495	72	guidance	guidance	NOUN
inlawrev-27644	495	73	played	play	VERB
inlawrev-27644	495	74	a	a	DET
inlawrev-27644	495	75	role	role	NOUN
inlawrev-27644	495	76	in	in	ADP
inlawrev-27644	495	77	why	why	SCONJ
inlawrev-27644	495	78	relatively	relatively	ADV
inlawrev-27644	495	79	few	few	ADJ
inlawrev-27644	495	80	fiduciaries	fiduciary	NOUN
inlawrev-27644	495	81	factored	factor	VERB
inlawrev-27644	495	82	sustainability	sustainability	NOUN
inlawrev-27644	495	83	into	into	ADP
inlawrev-27644	495	84	investment	investment	NOUN
inlawrev-27644	495	85	decisions.145	decisions.145	ADV
inlawrev-27644	495	86	some	some	PRON
inlawrev-27644	495	87	of	of	ADP
inlawrev-27644	495	88	the	the	DET
inlawrev-27644	495	89	asset	asset	NOUN
inlawrev-27644	495	90	managers	manager	NOUN
inlawrev-27644	495	91	believed	believe	VERB
inlawrev-27644	495	92	the	the	DET
inlawrev-27644	495	93	changes	change	NOUN
inlawrev-27644	495	94	in	in	ADP
inlawrev-27644	495	95	guidance	guidance	NOUN
inlawrev-27644	495	96	across	across	ADP
inlawrev-27644	495	97	presidential	presidential	ADJ
inlawrev-27644	495	98	administrations	administration	NOUN
inlawrev-27644	495	99	were	be	AUX
inlawrev-27644	495	100	substantive	substantive	ADJ
inlawrev-27644	495	101	enough	enough	ADV
inlawrev-27644	495	102	to	to	PART
inlawrev-27644	495	103	raise	raise	VERB
inlawrev-27644	495	104	concerns	concern	NOUN
inlawrev-27644	495	105	about	about	ADP
inlawrev-27644	495	106	the	the	DET
inlawrev-27644	495	107	scope	scope	NOUN
inlawrev-27644	495	108	of	of	ADP
inlawrev-27644	495	109	fiduciary	fiduciary	ADJ
inlawrev-27644	495	110	duties	duty	NOUN
inlawrev-27644	495	111	and	and	CCONJ
inlawrev-27644	495	112	the	the	DET
inlawrev-27644	495	113	future	future	ADJ
inlawrev-27644	495	114	reliability	reliability	NOUN
inlawrev-27644	495	115	of	of	ADP
inlawrev-27644	495	116	the	the	DET
inlawrev-27644	495	117	guidance.146	guidance.146	NOUN
inlawrev-27644	495	118	it	it	PRON
inlawrev-27644	495	119	is	be	AUX
inlawrev-27644	495	120	understandable	understandable	ADJ
inlawrev-27644	495	121	,	,	PUNCT
inlawrev-27644	495	122	given	give	VERB
inlawrev-27644	495	123	the	the	DET
inlawrev-27644	495	124	frequency	frequency	NOUN
inlawrev-27644	495	125	of	of	ADP
inlawrev-27644	495	126	litigation	litigation	NOUN
inlawrev-27644	495	127	in	in	ADP
inlawrev-27644	495	128	privatesector	privatesector	NOUN
inlawrev-27644	495	129	retirement	retirement	NOUN
inlawrev-27644	495	130	plans,147	plans,147	PROPN
inlawrev-27644	495	131	that	that	PRON
inlawrev-27644	495	132	plan	plan	NOUN
inlawrev-27644	495	133	fiduciaries	fiduciary	NOUN
inlawrev-27644	495	134	might	might	AUX
inlawrev-27644	495	135	be	be	AUX
inlawrev-27644	495	136	reluctant	reluctant	ADJ
inlawrev-27644	495	137	to	to	PART
inlawrev-27644	495	138	venture	venture	VERB
inlawrev-27644	495	139	into	into	ADP
inlawrev-27644	495	140	uncertain	uncertain	ADJ
inlawrev-27644	495	141	investment	investment	NOUN
inlawrev-27644	495	142	territory	territory	NOUN
inlawrev-27644	495	143	,	,	PUNCT
inlawrev-27644	495	144	particularly	particularly	ADV
inlawrev-27644	495	145	as	as	ADP
inlawrev-27644	495	146	first	first	ADJ
inlawrev-27644	495	147	or	or	CCONJ
inlawrev-27644	495	148	early	early	ADJ
inlawrev-27644	495	149	movers	mover	NOUN
inlawrev-27644	495	150	.	.	PUNCT
inlawrev-27644	496	1	even	even	ADV
inlawrev-27644	496	2	after	after	ADP
inlawrev-27644	496	3	the	the	DET
inlawrev-27644	496	4	publication	publication	NOUN
inlawrev-27644	496	5	of	of	ADP
inlawrev-27644	496	6	the	the	DET
inlawrev-27644	496	7	2022	2022	NUM
inlawrev-27644	496	8	final	final	ADJ
inlawrev-27644	496	9	regulation	regulation	NOUN
inlawrev-27644	496	10	,	,	PUNCT
inlawrev-27644	496	11	one	one	NUM
inlawrev-27644	496	12	law	law	NOUN
inlawrev-27644	496	13	firm	firm	NOUN
inlawrev-27644	496	14	stated	state	VERB
inlawrev-27644	496	15	that	that	SCONJ
inlawrev-27644	496	16	“	"	PUNCT
inlawrev-27644	496	17	given	give	VERB
inlawrev-27644	496	18	the	the	DET
inlawrev-27644	496	19	political	political	ADJ
inlawrev-27644	496	20	controversy	controversy	NOUN
inlawrev-27644	496	21	,	,	PUNCT
inlawrev-27644	496	22	any	any	DET
inlawrev-27644	496	23	expansion	expansion	NOUN
inlawrev-27644	496	24	of	of	ADP
inlawrev-27644	496	25	[	[	X
inlawrev-27644	496	26	sustainable	sustainable	ADJ
inlawrev-27644	496	27	]	]	X
inlawrev-27644	496	28	investing	invest	VERB
inlawrev-27644	496	29	into	into	ADP
inlawrev-27644	496	30	401(k	401(k	PROPN
inlawrev-27644	496	31	)	)	PUNCT
inlawrev-27644	496	32	plans	plan	NOUN
inlawrev-27644	496	33	.	.	PUNCT
inlawrev-27644	496	34	.	.	PUNCT
inlawrev-27644	496	35	.	.	PUNCT
inlawrev-27644	497	1	can	can	AUX
inlawrev-27644	497	2	be	be	AUX
inlawrev-27644	497	3	expected	expect	VERB
inlawrev-27644	497	4	to	to	PART
inlawrev-27644	497	5	be	be	AUX
inlawrev-27644	497	6	controversial	controversial	ADJ
inlawrev-27644	497	7	.	.	PUNCT
inlawrev-27644	497	8	”148	”148	NOUN
inlawrev-27644	498	1	143	143	NUM
inlawrev-27644	498	2	.	.	PUNCT
inlawrev-27644	499	1	u.s	u.s	PROPN
inlawrev-27644	499	2	.	.	PROPN
inlawrev-27644	499	3	gen	gen	PROPN
inlawrev-27644	499	4	.	.	PROPN
inlawrev-27644	499	5	acct	acct	PROPN
inlawrev-27644	499	6	.	.	PUNCT
inlawrev-27644	500	1	off	off	ADP
inlawrev-27644	500	2	.	.	PUNCT
inlawrev-27644	500	3	,	,	PUNCT
inlawrev-27644	500	4	retirement	retirement	NOUN
inlawrev-27644	500	5	plan	plan	NOUN
inlawrev-27644	500	6	investing	investing	NOUN
inlawrev-27644	500	7	:	:	PUNCT
inlawrev-27644	500	8	clearer	clear	ADJ
inlawrev-27644	500	9	information	information	NOUN
inlawrev-27644	500	10	on	on	ADP
inlawrev-27644	500	11	consideration	consideration	NOUN
inlawrev-27644	500	12	of	of	ADP
inlawrev-27644	500	13	environmental	environmental	ADJ
inlawrev-27644	500	14	,	,	PUNCT
inlawrev-27644	500	15	social	social	ADJ
inlawrev-27644	500	16	,	,	PUNCT
inlawrev-27644	500	17	and	and	CCONJ
inlawrev-27644	500	18	governance	governance	NOUN
inlawrev-27644	500	19	factors	factor	NOUN
inlawrev-27644	500	20	would	would	AUX
inlawrev-27644	500	21	be	be	AUX
inlawrev-27644	500	22	helpful	helpful	ADJ
inlawrev-27644	500	23	,	,	PUNCT
inlawrev-27644	500	24	gao-188	gao-188	NOUN
inlawrev-27644	500	25	-	-	PUNCT
inlawrev-27644	500	26	398	398	NUM
inlawrev-27644	500	27	,	,	PUNCT
inlawrev-27644	500	28	at	at	ADP
inlawrev-27644	500	29	2	2	NUM
inlawrev-27644	500	30	(	(	PUNCT
inlawrev-27644	500	31	may	may	PROPN
inlawrev-27644	500	32	2018	2018	NUM
inlawrev-27644	500	33	)	)	PUNCT
inlawrev-27644	501	1	[	[	X
inlawrev-27644	501	2	hereinafter	hereinafter	NOUN
inlawrev-27644	501	3	gao	gao	PROPN
inlawrev-27644	501	4	esg	esg	PROPN
inlawrev-27644	501	5	report	report	PROPN
inlawrev-27644	501	6	]	]	X
inlawrev-27644	501	7	.	.	PUNCT
inlawrev-27644	502	1	144	144	NUM
inlawrev-27644	502	2	.	.	PUNCT
inlawrev-27644	503	1	i	i	PRON
inlawrev-27644	503	2	d.	d.	PROPN
inlawrev-27644	503	3	at	at	ADP
inlawrev-27644	503	4	13	13	NUM
inlawrev-27644	503	5	.	.	PUNCT
inlawrev-27644	504	1	one	one	NUM
inlawrev-27644	504	2	sign	sign	NOUN
inlawrev-27644	504	3	of	of	ADP
inlawrev-27644	504	4	the	the	DET
inlawrev-27644	504	5	low	low	ADJ
inlawrev-27644	504	6	levels	level	NOUN
inlawrev-27644	504	7	of	of	ADP
inlawrev-27644	504	8	engagement	engagement	NOUN
inlawrev-27644	504	9	by	by	ADP
inlawrev-27644	504	10	private	private	ADJ
inlawrev-27644	504	11	-	-	PUNCT
inlawrev-27644	504	12	sector	sector	NOUN
inlawrev-27644	504	13	plans	plan	NOUN
inlawrev-27644	504	14	in	in	ADP
inlawrev-27644	504	15	sustainability	sustainability	NOUN
inlawrev-27644	504	16	is	be	AUX
inlawrev-27644	504	17	that	that	SCONJ
inlawrev-27644	504	18	the	the	DET
inlawrev-27644	504	19	bloomberg	bloomberg	PROPN
inlawrev-27644	504	20	lp	lp	PROPN
inlawrev-27644	504	21	retirement	retirement	NOUN
inlawrev-27644	504	22	plans	plan	NOUN
inlawrev-27644	504	23	are	be	AUX
inlawrev-27644	504	24	the	the	DET
inlawrev-27644	504	25	only	only	ADJ
inlawrev-27644	504	26	plans	plan	NOUN
inlawrev-27644	504	27	sponsored	sponsor	VERB
inlawrev-27644	504	28	by	by	ADP
inlawrev-27644	504	29	for	for	ADP
inlawrev-27644	504	30	-	-	PUNCT
inlawrev-27644	504	31	profit	profit	NOUN
inlawrev-27644	504	32	employers	employer	NOUN
inlawrev-27644	504	33	that	that	PRON
inlawrev-27644	504	34	have	have	AUX
inlawrev-27644	504	35	signed	sign	VERB
inlawrev-27644	504	36	the	the	DET
inlawrev-27644	504	37	united	united	PROPN
inlawrev-27644	504	38	nations	nations	PROPN
inlawrev-27644	504	39	principles	principle	NOUN
inlawrev-27644	504	40	for	for	ADP
inlawrev-27644	504	41	responsible	responsible	ADJ
inlawrev-27644	504	42	investments	investment	NOUN
inlawrev-27644	504	43	.	.	PUNCT
inlawrev-27644	505	1	to	to	PART
inlawrev-27644	505	2	identify	identify	VERB
inlawrev-27644	505	3	signatories	signatory	NOUN
inlawrev-27644	505	4	that	that	PRON
inlawrev-27644	505	5	were	be	AUX
inlawrev-27644	505	6	pension	pension	NOUN
inlawrev-27644	505	7	plans	plan	NOUN
inlawrev-27644	505	8	sponsored	sponsor	VERB
inlawrev-27644	505	9	by	by	ADP
inlawrev-27644	505	10	private	private	ADJ
inlawrev-27644	505	11	-	-	PUNCT
inlawrev-27644	505	12	sector	sector	NOUN
inlawrev-27644	505	13	companies	company	NOUN
inlawrev-27644	505	14	,	,	PUNCT
inlawrev-27644	505	15	in	in	ADP
inlawrev-27644	505	16	january	january	PROPN
inlawrev-27644	505	17	2022	2022	NUM
inlawrev-27644	505	18	the	the	DET
inlawrev-27644	505	19	author	author	NOUN
inlawrev-27644	505	20	reviewed	review	VERB
inlawrev-27644	505	21	all	all	PRON
inlawrev-27644	505	22	of	of	ADP
inlawrev-27644	505	23	the	the	DET
inlawrev-27644	505	24	signatories	signatory	NOUN
inlawrev-27644	505	25	listed	list	VERB
inlawrev-27644	505	26	on	on	ADP
inlawrev-27644	505	27	https://www.unpri.org/signatories/signatory-resources/signatorydirectory	https://www.unpri.org/signatories/signatory-resources/signatorydirectory	PROPN
inlawrev-27644	505	28	.	.	PUNCT
inlawrev-27644	506	1	michael	michael	PROPN
inlawrev-27644	506	2	bloomberg	bloomberg	PROPN
inlawrev-27644	506	3	,	,	PUNCT
inlawrev-27644	506	4	the	the	DET
inlawrev-27644	506	5	founder	founder	NOUN
inlawrev-27644	506	6	of	of	ADP
inlawrev-27644	506	7	bloomberg	bloomberg	PROPN
inlawrev-27644	506	8	lp	lp	PROPN
inlawrev-27644	506	9	,	,	PUNCT
inlawrev-27644	506	10	has	have	AUX
inlawrev-27644	506	11	been	be	AUX
inlawrev-27644	506	12	active	active	ADJ
inlawrev-27644	506	13	on	on	ADP
inlawrev-27644	506	14	environmental	environmental	ADJ
inlawrev-27644	506	15	issues	issue	NOUN
inlawrev-27644	506	16	in	in	ADP
inlawrev-27644	506	17	many	many	ADJ
inlawrev-27644	506	18	ways	way	NOUN
inlawrev-27644	506	19	including	include	VERB
inlawrev-27644	506	20	as	as	ADP
inlawrev-27644	506	21	chair	chair	NOUN
inlawrev-27644	506	22	of	of	ADP
inlawrev-27644	506	23	the	the	DET
inlawrev-27644	506	24	task	task	NOUN
inlawrev-27644	506	25	force	force	NOUN
inlawrev-27644	506	26	on	on	ADP
inlawrev-27644	506	27	climate	climate	NOUN
inlawrev-27644	506	28	-	-	PUNCT
inlawrev-27644	506	29	related	relate	VERB
inlawrev-27644	506	30	financial	financial	ADJ
inlawrev-27644	506	31	disclosures	disclosure	NOUN
inlawrev-27644	506	32	.	.	PUNCT
inlawrev-27644	507	1	see	see	VERB
inlawrev-27644	507	2	,	,	PUNCT
inlawrev-27644	507	3	e.g.	e.g.	ADV
inlawrev-27644	507	4	,	,	PUNCT
inlawrev-27644	507	5	benefits	benefit	NOUN
inlawrev-27644	507	6	of	of	ADP
inlawrev-27644	507	7	better	well	ADJ
inlawrev-27644	507	8	disclosure	disclosure	NOUN
inlawrev-27644	507	9	,	,	PUNCT
inlawrev-27644	507	10	task	task	NOUN
inlawrev-27644	507	11	force	force	NOUN
inlawrev-27644	507	12	climate	climate	NOUN
inlawrev-27644	507	13	-	-	PUNCT
inlawrev-27644	507	14	related	relate	VERB
inlawrev-27644	507	15	fin	fin	NOUN
inlawrev-27644	507	16	.	.	PUNCT
inlawrev-27644	508	1	disclosure	disclosure	NOUN
inlawrev-27644	508	2	,	,	PUNCT
inlawrev-27644	508	3	https://www.fsb-tcfd.org/	https://www.fsb-tcfd.org/	X
inlawrev-27644	509	1	[	[	X
inlawrev-27644	509	2	https://perma.cc/8d35-ptsy	https://perma.cc/8d35-ptsy	NOUN
inlawrev-27644	509	3	]	]	PUNCT
inlawrev-27644	509	4	(	(	PUNCT
inlawrev-27644	509	5	last	last	ADV
inlawrev-27644	509	6	visited	visit	VERB
inlawrev-27644	509	7	jan	jan	PROPN
inlawrev-27644	509	8	.	.	PROPN
inlawrev-27644	509	9	29	29	NUM
inlawrev-27644	509	10	,	,	PUNCT
inlawrev-27644	509	11	2022	2022	NUM
inlawrev-27644	509	12	)	)	PUNCT
inlawrev-27644	509	13	(	(	PUNCT
inlawrev-27644	509	14	video	video	NOUN
inlawrev-27644	509	15	statement	statement	NOUN
inlawrev-27644	509	16	by	by	ADP
inlawrev-27644	509	17	tcfd	tcfd	NOUN
inlawrev-27644	509	18	chair	chair	NOUN
inlawrev-27644	509	19	,	,	PUNCT
inlawrev-27644	509	20	michael	michael	PROPN
inlawrev-27644	509	21	bloomberg	bloomberg	PROPN
inlawrev-27644	509	22	)	)	PUNCT
inlawrev-27644	509	23	.	.	PUNCT
inlawrev-27644	510	1	145	145	NUM
inlawrev-27644	510	2	.	.	PUNCT
inlawrev-27644	511	1	gao	gao	PROPN
inlawrev-27644	511	2	esg	esg	PROPN
inlawrev-27644	511	3	report	report	PROPN
inlawrev-27644	511	4	,	,	PUNCT
inlawrev-27644	511	5	supra	supra	PROPN
inlawrev-27644	511	6	note	note	PROPN
inlawrev-27644	511	7	143	143	NUM
inlawrev-27644	511	8	,	,	PUNCT
inlawrev-27644	511	9	at	at	ADP
inlawrev-27644	511	10	19	19	NUM
inlawrev-27644	511	11	.	.	NOUN
inlawrev-27644	511	12	146	146	NUM
inlawrev-27644	511	13	.	.	PUNCT
inlawrev-27644	512	1	i	i	PRON
inlawrev-27644	512	2	d.	d.	PROPN
inlawrev-27644	512	3	147	147	NUM
inlawrev-27644	512	4	.	.	PUNCT
inlawrev-27644	513	1	brian	brian	PROPN
inlawrev-27644	513	2	anderson	anderson	PROPN
inlawrev-27644	513	3	,	,	PUNCT
inlawrev-27644	513	4	the	the	DET
inlawrev-27644	513	5	dramatic	dramatic	ADJ
inlawrev-27644	513	6	rise	rise	NOUN
inlawrev-27644	513	7	in	in	ADP
inlawrev-27644	513	8	excessive	excessive	ADJ
inlawrev-27644	513	9	401k	401k	NOUN
inlawrev-27644	513	10	fee	fee	NOUN
inlawrev-27644	513	11	litigation	litigation	NOUN
inlawrev-27644	513	12	–	–	PUNCT
inlawrev-27644	513	13	and	and	CCONJ
inlawrev-27644	513	14	who	who	PRON
inlawrev-27644	513	15	’s	’s	AUX
inlawrev-27644	513	16	fighting	fight	VERB
inlawrev-27644	513	17	it	it	PRON
inlawrev-27644	513	18	,	,	PUNCT
inlawrev-27644	513	19	401(k	401(k	PROPN
inlawrev-27644	513	20	)	)	PUNCT
inlawrev-27644	513	21	specialist	specialist	NOUN
inlawrev-27644	513	22	(	(	PUNCT
inlawrev-27644	513	23	may	may	PROPN
inlawrev-27644	513	24	7	7	NUM
inlawrev-27644	513	25	,	,	PUNCT
inlawrev-27644	513	26	2022	2022	NUM
inlawrev-27644	513	27	)	)	PUNCT
inlawrev-27644	513	28	,	,	PUNCT
inlawrev-27644	513	29	https://401kspecialistmag.com/the-dramatic-rise-inexcessive-401k-fee-litigationand-whos-fighting-it/	https://401kspecialistmag.com/the-dramatic-rise-inexcessive-401k-fee-litigationand-whos-fighting-it/	PROPN
inlawrev-27644	513	30	[	[	X
inlawrev-27644	513	31	https://perma.cc/2ll2-xgws	https://perma.cc/2ll2-xgws	X
inlawrev-27644	513	32	]	]	X
inlawrev-27644	513	33	(	(	PUNCT
inlawrev-27644	513	34	“	"	PUNCT
inlawrev-27644	513	35	more	more	ADJ
inlawrev-27644	513	36	than	than	ADP
inlawrev-27644	513	37	170	170	NUM
inlawrev-27644	513	38	lawsuits	lawsuit	NOUN
inlawrev-27644	513	39	challenging	challenge	VERB
inlawrev-27644	513	40	retirement	retirement	NOUN
inlawrev-27644	513	41	plan	plan	NOUN
inlawrev-27644	513	42	fees	fee	NOUN
inlawrev-27644	513	43	have	have	AUX
inlawrev-27644	513	44	been	be	AUX
inlawrev-27644	513	45	filed	file	VERB
inlawrev-27644	513	46	in	in	ADP
inlawrev-27644	513	47	federal	federal	ADJ
inlawrev-27644	513	48	courts	court	NOUN
inlawrev-27644	513	49	since	since	SCONJ
inlawrev-27644	513	50	2020	2020	NUM
inlawrev-27644	513	51	.	.	PUNCT
inlawrev-27644	513	52	”	"	PUNCT
inlawrev-27644	513	53	)	)	PUNCT
inlawrev-27644	513	54	.	.	PUNCT
inlawrev-27644	514	1	148	148	NUM
inlawrev-27644	514	2	.	.	PUNCT
inlawrev-27644	515	1	r.	r.	PROPN
inlawrev-27644	515	2	sterling	sterling	PROPN
inlawrev-27644	515	3	perkinson	perkinson	PROPN
inlawrev-27644	515	4	&	&	CCONJ
inlawrev-27644	515	5	peter	peter	PROPN
inlawrev-27644	515	6	daines	daine	NOUN
inlawrev-27644	515	7	,	,	PUNCT
inlawrev-27644	515	8	dol	dol	NOUN
inlawrev-27644	515	9	opens	open	VERB
inlawrev-27644	515	10	esg	esg	PROPN
inlawrev-27644	515	11	door	door	NOUN
inlawrev-27644	515	12	:	:	PUNCT
inlawrev-27644	515	13	what	what	PRON
inlawrev-27644	515	14	does	do	AUX
inlawrev-27644	515	15	it	it	PRON
inlawrev-27644	515	16	mean	mean	VERB
inlawrev-27644	515	17	for	for	ADP
inlawrev-27644	515	18	plan	plan	NOUN
inlawrev-27644	515	19	fiduciaries	fiduciary	NOUN
inlawrev-27644	515	20	?	?	PUNCT
inlawrev-27644	515	21	,	,	PUNCT
inlawrev-27644	516	1	kilpatrick	kilpatrick	PROPN
inlawrev-27644	516	2	townsend	townsend	PROPN
inlawrev-27644	516	3	(	(	PUNCT
inlawrev-27644	516	4	dec	dec	PROPN
inlawrev-27644	516	5	.	.	PROPN
inlawrev-27644	516	6	5	5	NUM
inlawrev-27644	516	7	,	,	PUNCT
inlawrev-27644	516	8	2022	2022	NUM
inlawrev-27644	516	9	)	)	PUNCT
inlawrev-27644	516	10	,	,	PUNCT
inlawrev-27644	516	11	https://kilpatricktownsend.com/en/	https://kilpatricktownsend.com/en/	NOUN
inlawrev-27644	516	12	insights	insight	NOUN
inlawrev-27644	516	13	/	/	SYM
inlawrev-27644	516	14	alert/2022/12	alert/2022/12	X
inlawrev-27644	517	1	[	[	X
inlawrev-27644	517	2	https://perma.cc/6l6d-pclk	https://perma.cc/6l6d-pclk	X
inlawrev-27644	517	3	]	]	X
inlawrev-27644	517	4	.	.	PUNCT
inlawrev-27644	518	1	the	the	DET
inlawrev-27644	518	2	political	political	ADJ
inlawrev-27644	518	3	controversy	controversy	NOUN
inlawrev-27644	518	4	also	also	ADV
inlawrev-27644	518	5	can	can	AUX
inlawrev-27644	518	6	be	be	AUX
inlawrev-27644	518	7	seen	see	VERB
inlawrev-27644	518	8	in	in	ADP
inlawrev-27644	518	9	the	the	DET
inlawrev-27644	518	10	division	division	NOUN
inlawrev-27644	518	11	between	between	ADP
inlawrev-27644	518	12	states	state	NOUN
inlawrev-27644	518	13	in	in	ADP
inlawrev-27644	518	14	their	their	PRON
inlawrev-27644	518	15	views	view	NOUN
inlawrev-27644	518	16	on	on	ADP
inlawrev-27644	518	17	whether	whether	SCONJ
inlawrev-27644	518	18	their	their	PRON
inlawrev-27644	518	19	state	state	NOUN
inlawrev-27644	518	20	pension	pension	NOUN
inlawrev-27644	518	21	and	and	CCONJ
inlawrev-27644	518	22	other	other	ADJ
inlawrev-27644	518	23	assets	asset	NOUN
inlawrev-27644	518	24	should	should	AUX
inlawrev-27644	518	25	be	be	AUX
inlawrev-27644	518	26	invested	invest	VERB
inlawrev-27644	518	27	sustainably	sustainably	ADV
inlawrev-27644	518	28	.	.	PUNCT
inlawrev-27644	519	1	see	see	VERB
inlawrev-27644	519	2	,	,	PUNCT
inlawrev-27644	519	3	e.g.	e.g.	ADV
inlawrev-27644	519	4	,	,	PUNCT
inlawrev-27644	519	5	matthew	matthew	PROPN
inlawrev-27644	519	6	goldstein	goldstein	PROPN
inlawrev-27644	519	7	&	&	CCONJ
inlawrev-27644	519	8	maureen	maureen	PROPN
inlawrev-27644	519	9	farrell	farrell	PROPN
inlawrev-27644	519	10	,	,	PUNCT
inlawrev-27644	519	11	blackrock	blackrock	PROPN
inlawrev-27644	519	12	’s	’s	PART
inlawrev-27644	519	13	pitch	pitch	NOUN
inlawrev-27644	519	14	for	for	ADP
inlawrev-27644	519	15	socially	socially	ADV
inlawrev-27644	519	16	conscious	conscious	ADJ
inlawrev-27644	519	17	investing	investing	NOUN
inlawrev-27644	519	18	antagonizes	antagonize	VERB
inlawrev-27644	519	19	all	all	DET
inlawrev-27644	519	20	sides	side	NOUN
inlawrev-27644	519	21	,	,	PUNCT
inlawrev-27644	519	22	n.y	n.y	PROPN
inlawrev-27644	519	23	.	.	PROPN
inlawrev-27644	519	24	times	times	PROPN
inlawrev-27644	519	25	(	(	PUNCT
inlawrev-27644	519	26	dec	dec	PROPN
inlawrev-27644	519	27	.	.	PROPN
inlawrev-27644	519	28	23	23	NUM
inlawrev-27644	519	29	,	,	PUNCT
inlawrev-27644	519	30	2022	2022	NUM
inlawrev-27644	519	31	)	)	PUNCT
inlawrev-27644	520	1	https://www	https://www	PROPN
inlawrev-27644	520	2	.	.	PUNCT
inlawrev-27644	521	1	nytimes.com/2022/12/23/business/blackrock-esg-investing.html	nytimes.com/2022/12/23/business/blackrock-esg-investing.html	PROPN
inlawrev-27644	522	1	[	[	X
inlawrev-27644	522	2	https://perma.cc/nr6m-dq66	https://perma.cc/nr6m-dq66	X
inlawrev-27644	522	3	]	]	X
inlawrev-27644	522	4	(	(	PUNCT
inlawrev-27644	522	5	noting	note	VERB
inlawrev-27644	522	6	that	that	SCONJ
inlawrev-27644	522	7	officials	official	NOUN
inlawrev-27644	522	8	in	in	ADP
inlawrev-27644	522	9	some	some	DET
inlawrev-27644	522	10	states	state	NOUN
inlawrev-27644	522	11	have	have	AUX
inlawrev-27644	522	12	withdrawn	withdraw	VERB
inlawrev-27644	522	13	assets	asset	NOUN
inlawrev-27644	522	14	from	from	ADP
inlawrev-27644	522	15	blackrock	blackrock	NOUN
inlawrev-27644	522	16	because	because	SCONJ
inlawrev-27644	522	17	of	of	ADP
inlawrev-27644	522	18	its	its	PRON
inlawrev-27644	522	19	prosustainability	prosustainability	NOUN
inlawrev-27644	522	20	messaging	messaging	NOUN
inlawrev-27644	522	21	and	and	CCONJ
inlawrev-27644	522	22	officials	official	NOUN
inlawrev-27644	522	23	in	in	ADP
inlawrev-27644	522	24	other	other	ADJ
inlawrev-27644	522	25	states	state	NOUN
inlawrev-27644	522	26	have	have	AUX
inlawrev-27644	522	27	asked	ask	VERB
inlawrev-27644	522	28	whether	whether	SCONJ
inlawrev-27644	522	29	blackrock	blackrock	NOUN
inlawrev-27644	522	30	’s	’s	PART
inlawrev-27644	522	31	actions	action	NOUN
inlawrev-27644	522	32	reflect	reflect	VERB
inlawrev-27644	522	33	a	a	DET
inlawrev-27644	522	34	strong	strong	ADJ
inlawrev-27644	522	35	enough	enough	ADJ
inlawrev-27644	522	36	sustainability	sustainability	NOUN
inlawrev-27644	522	37	commitment	commitment	NOUN
inlawrev-27644	522	38	)	)	PUNCT
inlawrev-27644	522	39	.	.	PUNCT
inlawrev-27644	523	1	erisa	erisa	NOUN
inlawrev-27644	523	2	does	do	AUX
inlawrev-27644	523	3	not	not	PART
inlawrev-27644	523	4	govern	govern	VERB
inlawrev-27644	523	5	the	the	DET
inlawrev-27644	523	6	actions	action	NOUN
inlawrev-27644	523	7	of	of	ADP
inlawrev-27644	523	8	states	state	NOUN
inlawrev-27644	523	9	in	in	ADP
inlawrev-27644	523	10	making	make	VERB
inlawrev-27644	523	11	investment	investment	NOUN
inlawrev-27644	523	12	decisions	decision	NOUN
inlawrev-27644	523	13	on	on	ADP
inlawrev-27644	523	14	pension	pension	NOUN
inlawrev-27644	523	15	or	or	CCONJ
inlawrev-27644	523	16	other	other	ADJ
inlawrev-27644	523	17	state	state	NOUN
inlawrev-27644	523	18	assets	asset	NOUN
inlawrev-27644	523	19	and	and	CCONJ
inlawrev-27644	523	20	the	the	DET
inlawrev-27644	523	21	state	state	NOUN
inlawrev-27644	523	22	law	law	NOUN
inlawrev-27644	523	23	fiduciary	fiduciary	ADJ
inlawrev-27644	523	24	implications	implication	NOUN
inlawrev-27644	523	25	are	be	AUX
inlawrev-27644	523	26	2023	2023	NUM
inlawrev-27644	523	27	]	]	PUNCT
inlawrev-27644	523	28	matching	match	VERB
inlawrev-27644	523	29	preferences	preference	NOUN
inlawrev-27644	523	30	and	and	CCONJ
inlawrev-27644	523	31	access	access	NOUN
inlawrev-27644	523	32	73	73	NUM
inlawrev-27644	523	33	iii	iii	NOUN
inlawrev-27644	523	34	.	.	PUNCT
inlawrev-27644	523	35	harmonizing	harmonize	VERB
inlawrev-27644	523	36	participant	participant	ADJ
inlawrev-27644	523	37	preferences	preference	NOUN
inlawrev-27644	523	38	and	and	CCONJ
inlawrev-27644	523	39	the	the	DET
inlawrev-27644	523	40	duty	duty	NOUN
inlawrev-27644	523	41	of	of	ADP
inlawrev-27644	523	42	loyalty	loyalty	NOUN
inlawrev-27644	523	43	although	although	SCONJ
inlawrev-27644	523	44	the	the	DET
inlawrev-27644	523	45	nuances	nuance	NOUN
inlawrev-27644	523	46	of	of	ADP
inlawrev-27644	523	47	how	how	SCONJ
inlawrev-27644	523	48	the	the	DET
inlawrev-27644	523	49	duty	duty	NOUN
inlawrev-27644	523	50	of	of	ADP
inlawrev-27644	523	51	loyalty	loyalty	NOUN
inlawrev-27644	523	52	applies	apply	VERB
inlawrev-27644	523	53	to	to	ADP
inlawrev-27644	523	54	sustainable	sustainable	ADJ
inlawrev-27644	523	55	investing	investing	NOUN
inlawrev-27644	523	56	has	have	AUX
inlawrev-27644	523	57	varied	vary	VERB
inlawrev-27644	523	58	,	,	PUNCT
inlawrev-27644	523	59	at	at	ADP
inlawrev-27644	523	60	its	its	PRON
inlawrev-27644	523	61	core	core	NOUN
inlawrev-27644	523	62	,	,	PUNCT
inlawrev-27644	523	63	the	the	DET
inlawrev-27644	523	64	dol	dol	NOUN
inlawrev-27644	523	65	’s	’s	PART
inlawrev-27644	523	66	interpretation	interpretation	NOUN
inlawrev-27644	523	67	of	of	ADP
inlawrev-27644	523	68	that	that	DET
inlawrev-27644	523	69	duty	duty	NOUN
inlawrev-27644	523	70	has	have	AUX
inlawrev-27644	523	71	been	be	AUX
inlawrev-27644	523	72	stable	stable	ADJ
inlawrev-27644	523	73	throughout	throughout	ADP
inlawrev-27644	523	74	all	all	PRON
inlawrev-27644	523	75	of	of	ADP
inlawrev-27644	523	76	the	the	DET
inlawrev-27644	523	77	guidance	guidance	NOUN
inlawrev-27644	523	78	it	it	PRON
inlawrev-27644	523	79	has	have	AUX
inlawrev-27644	523	80	issued.149	issued.149	DET
inlawrev-27644	523	81	the	the	DET
inlawrev-27644	523	82	guidance	guidance	NOUN
inlawrev-27644	523	83	always	always	ADV
inlawrev-27644	523	84	has	have	AUX
inlawrev-27644	523	85	prohibited	prohibit	VERB
inlawrev-27644	523	86	fiduciaries	fiduciary	NOUN
inlawrev-27644	523	87	from	from	ADP
inlawrev-27644	523	88	prioritizing	prioritize	VERB
inlawrev-27644	523	89	other	other	ADJ
inlawrev-27644	523	90	objectives	objective	NOUN
inlawrev-27644	523	91	over	over	ADP
inlawrev-27644	523	92	the	the	DET
inlawrev-27644	523	93	pursuit	pursuit	NOUN
inlawrev-27644	523	94	of	of	ADP
inlawrev-27644	523	95	retirement	retirement	NOUN
inlawrev-27644	523	96	income	income	NOUN
inlawrev-27644	523	97	or	or	CCONJ
inlawrev-27644	523	98	other	other	ADJ
inlawrev-27644	523	99	financial	financial	ADJ
inlawrev-27644	523	100	benefits.150	benefits.150	PROPN
inlawrev-27644	523	101	nor	nor	CCONJ
inlawrev-27644	523	102	has	have	AUX
inlawrev-27644	523	103	it	it	PRON
inlawrev-27644	523	104	permitted	permit	VERB
inlawrev-27644	523	105	them	they	PRON
inlawrev-27644	523	106	to	to	PART
inlawrev-27644	523	107	“	"	PUNCT
inlawrev-27644	523	108	sacrifice	sacrifice	VERB
inlawrev-27644	523	109	investment	investment	NOUN
inlawrev-27644	523	110	return	return	NOUN
inlawrev-27644	523	111	or	or	CCONJ
inlawrev-27644	523	112	take	take	VERB
inlawrev-27644	523	113	on	on	ADP
inlawrev-27644	523	114	.	.	PUNCT
inlawrev-27644	523	115	.	.	PUNCT
inlawrev-27644	523	116	.	.	PUNCT
inlawrev-27644	524	1	goals	goal	NOUN
inlawrev-27644	524	2	unrelated	unrelated	ADJ
inlawrev-27644	524	3	to	to	ADP
inlawrev-27644	524	4	the	the	DET
inlawrev-27644	524	5	plan	plan	NOUN
inlawrev-27644	524	6	and	and	CCONJ
inlawrev-27644	524	7	its	its	PRON
inlawrev-27644	524	8	participants	participant	NOUN
inlawrev-27644	524	9	.	.	PUNCT
inlawrev-27644	524	10	.	.	PUNCT
inlawrev-27644	524	11	.	.	PUNCT
inlawrev-27644	525	1	.”151	.”151	PUNCT
inlawrev-27644	526	1	the	the	DET
inlawrev-27644	526	2	core	core	NOUN
inlawrev-27644	526	3	duties	duty	NOUN
inlawrev-27644	526	4	,	,	PUNCT
inlawrev-27644	526	5	however	however	ADV
inlawrev-27644	526	6	,	,	PUNCT
inlawrev-27644	526	7	do	do	AUX
inlawrev-27644	526	8	not	not	PART
inlawrev-27644	526	9	explicitly	explicitly	ADV
inlawrev-27644	526	10	address	address	VERB
inlawrev-27644	526	11	whether	whether	SCONJ
inlawrev-27644	526	12	fiduciaries	fiduciary	NOUN
inlawrev-27644	526	13	of	of	ADP
inlawrev-27644	526	14	401(k	401(k	NOUN
inlawrev-27644	526	15	)	)	PUNCT
inlawrev-27644	526	16	plans	plan	NOUN
inlawrev-27644	526	17	may	may	AUX
inlawrev-27644	526	18	consider	consider	VERB
inlawrev-27644	526	19	participant	participant	ADJ
inlawrev-27644	526	20	preferences	preference	NOUN
inlawrev-27644	526	21	when	when	SCONJ
inlawrev-27644	526	22	building	build	VERB
inlawrev-27644	526	23	and	and	CCONJ
inlawrev-27644	526	24	monitoring	monitor	VERB
inlawrev-27644	526	25	investment	investment	NOUN
inlawrev-27644	526	26	menus	menu	NOUN
inlawrev-27644	526	27	.	.	PUNCT
inlawrev-27644	527	1	consistent	consistent	ADJ
inlawrev-27644	527	2	with	with	ADP
inlawrev-27644	527	3	the	the	DET
inlawrev-27644	527	4	dol	dol	NOUN
inlawrev-27644	527	5	’s	’s	PART
inlawrev-27644	527	6	approval	approval	NOUN
inlawrev-27644	527	7	of	of	ADP
inlawrev-27644	527	8	that	that	DET
inlawrev-27644	527	9	consideration	consideration	NOUN
inlawrev-27644	527	10	,	,	PUNCT
inlawrev-27644	527	11	this	this	DET
inlawrev-27644	527	12	part	part	NOUN
inlawrev-27644	527	13	builds	build	VERB
inlawrev-27644	527	14	a	a	DET
inlawrev-27644	527	15	framework	framework	NOUN
inlawrev-27644	527	16	for	for	SCONJ
inlawrev-27644	527	17	fiduciaries	fiduciary	NOUN
inlawrev-27644	527	18	to	to	PART
inlawrev-27644	527	19	follow	follow	VERB
inlawrev-27644	527	20	in	in	ADP
inlawrev-27644	527	21	doing	do	VERB
inlawrev-27644	527	22	so	so	ADV
inlawrev-27644	527	23	.	.	PUNCT
inlawrev-27644	528	1	it	it	PRON
inlawrev-27644	528	2	also	also	ADV
inlawrev-27644	528	3	addresses	address	VERB
inlawrev-27644	528	4	how	how	SCONJ
inlawrev-27644	528	5	consideration	consideration	NOUN
inlawrev-27644	528	6	of	of	ADP
inlawrev-27644	528	7	preferences	preference	NOUN
inlawrev-27644	528	8	may	may	AUX
inlawrev-27644	528	9	affect	affect	VERB
inlawrev-27644	528	10	decisions	decision	NOUN
inlawrev-27644	528	11	in	in	ADP
inlawrev-27644	528	12	two	two	NUM
inlawrev-27644	528	13	areas	area	NOUN
inlawrev-27644	528	14	that	that	PRON
inlawrev-27644	528	15	have	have	AUX
inlawrev-27644	528	16	been	be	AUX
inlawrev-27644	528	17	especially	especially	ADV
inlawrev-27644	528	18	controversial	controversial	ADJ
inlawrev-27644	528	19	.	.	PUNCT
inlawrev-27644	529	1	a.	a.	NOUN
inlawrev-27644	529	2	consideration	consideration	NOUN
inlawrev-27644	529	3	of	of	ADP
inlawrev-27644	529	4	participant	participant	ADJ
inlawrev-27644	529	5	preferences	preference	NOUN
inlawrev-27644	529	6	the	the	DET
inlawrev-27644	529	7	language	language	NOUN
inlawrev-27644	529	8	of	of	ADP
inlawrev-27644	529	9	the	the	DET
inlawrev-27644	529	10	2022	2022	NUM
inlawrev-27644	529	11	final	final	ADJ
inlawrev-27644	529	12	regulation	regulation	NOUN
inlawrev-27644	529	13	assures	assure	VERB
inlawrev-27644	529	14	fiduciaries	fiduciary	NOUN
inlawrev-27644	529	15	that	that	SCONJ
inlawrev-27644	529	16	“	"	PUNCT
inlawrev-27644	529	17	[	[	X
inlawrev-27644	529	18	t]he	t]he	ADV
inlawrev-27644	529	19	plan	plan	VERB
inlawrev-27644	529	20	fiduciary	fiduciary	ADJ
inlawrev-27644	529	21	of	of	ADP
inlawrev-27644	529	22	a	a	DET
inlawrev-27644	529	23	[	[	X
inlawrev-27644	529	24	401(k	401(k	NOUN
inlawrev-27644	529	25	)	)	PUNCT
inlawrev-27644	529	26	]	]	PUNCT
inlawrev-27644	529	27	plan	plan	NOUN
inlawrev-27644	529	28	does	do	AUX
inlawrev-27644	529	29	not	not	PART
inlawrev-27644	529	30	violate	violate	VERB
inlawrev-27644	529	31	the	the	DET
inlawrev-27644	529	32	duty	duty	NOUN
inlawrev-27644	529	33	of	of	ADP
inlawrev-27644	529	34	loyalty	loyalty	NOUN
inlawrev-27644	529	35	.	.	PUNCT
inlawrev-27644	529	36	.	.	PUNCT
inlawrev-27644	529	37	.	.	PUNCT
inlawrev-27644	530	1	solely	solely	ADV
inlawrev-27644	530	2	because	because	SCONJ
inlawrev-27644	530	3	the	the	DET
inlawrev-27644	530	4	fiduciary	fiduciary	NOUN
inlawrev-27644	530	5	takes	take	VERB
inlawrev-27644	530	6	into	into	ADP
inlawrev-27644	530	7	account	account	NOUN
inlawrev-27644	530	8	participants	participant	NOUN
inlawrev-27644	530	9	’	'	PUNCT
inlawrev-27644	530	10	preferences	preference	NOUN
inlawrev-27644	530	11	in	in	ADP
inlawrev-27644	530	12	a	a	DET
inlawrev-27644	530	13	manner	manner	NOUN
inlawrev-27644	530	14	consistent	consistent	ADJ
inlawrev-27644	530	15	with	with	ADP
inlawrev-27644	530	16	[	[	PUNCT
inlawrev-27644	530	17	the	the	DET
inlawrev-27644	530	18	regulation	regulation	NOUN
inlawrev-27644	530	19	’s	’s	PART
inlawrev-27644	530	20	guidance	guidance	NOUN
inlawrev-27644	530	21	on	on	ADP
inlawrev-27644	530	22	the	the	DET
inlawrev-27644	530	23	duty	duty	NOUN
inlawrev-27644	530	24	of	of	ADP
inlawrev-27644	530	25	prudence].”152	prudence].”152	PROPN
inlawrev-27644	530	26	this	this	DET
inlawrev-27644	530	27	approach	approach	NOUN
inlawrev-27644	530	28	is	be	AUX
inlawrev-27644	530	29	entirely	entirely	ADV
inlawrev-27644	530	30	consistent	consistent	ADJ
inlawrev-27644	530	31	with	with	ADP
inlawrev-27644	530	32	fiduciaries	fiduciary	NOUN
inlawrev-27644	530	33	’	'	PUNCT
inlawrev-27644	530	34	obligation	obligation	NOUN
inlawrev-27644	530	35	to	to	PART
inlawrev-27644	530	36	prioritize	prioritize	VERB
inlawrev-27644	530	37	the	the	DET
inlawrev-27644	530	38	accumulation	accumulation	NOUN
inlawrev-27644	530	39	of	of	ADP
inlawrev-27644	530	40	retirement	retirement	NOUN
inlawrev-27644	530	41	wealth	wealth	NOUN
inlawrev-27644	530	42	.	.	PUNCT
inlawrev-27644	531	1	the	the	DET
inlawrev-27644	531	2	preamble	preamble	NOUN
inlawrev-27644	531	3	to	to	ADP
inlawrev-27644	531	4	the	the	DET
inlawrev-27644	531	5	2022	2022	NUM
inlawrev-27644	531	6	final	final	ADJ
inlawrev-27644	531	7	regulation	regulation	NOUN
inlawrev-27644	531	8	recognizes	recognize	VERB
inlawrev-27644	531	9	that	that	SCONJ
inlawrev-27644	531	10	asset	asset	NOUN
inlawrev-27644	531	11	managers	manager	NOUN
inlawrev-27644	531	12	and	and	CCONJ
inlawrev-27644	531	13	custodians	custodian	NOUN
inlawrev-27644	531	14	believe	believe	VERB
inlawrev-27644	531	15	that	that	SCONJ
inlawrev-27644	531	16	if	if	SCONJ
inlawrev-27644	531	17	employees	employee	NOUN
inlawrev-27644	531	18	have	have	VERB
inlawrev-27644	531	19	access	access	NOUN
inlawrev-27644	531	20	to	to	ADP
inlawrev-27644	531	21	investments	investment	NOUN
inlawrev-27644	531	22	that	that	PRON
inlawrev-27644	531	23	align	align	VERB
inlawrev-27644	531	24	with	with	ADP
inlawrev-27644	531	25	their	their	PRON
inlawrev-27644	531	26	beliefs	belief	NOUN
inlawrev-27644	531	27	and	and	CCONJ
inlawrev-27644	531	28	preferences	preference	NOUN
inlawrev-27644	531	29	,	,	PUNCT
inlawrev-27644	531	30	some	some	PRON
inlawrev-27644	531	31	may	may	AUX
inlawrev-27644	531	32	be	be	AUX
inlawrev-27644	531	33	more	more	ADV
inlawrev-27644	531	34	likely	likely	ADJ
inlawrev-27644	531	35	to	to	PART
inlawrev-27644	531	36	participate	participate	VERB
inlawrev-27644	531	37	in	in	ADP
inlawrev-27644	531	38	401(k	401(k	NOUN
inlawrev-27644	531	39	)	)	PUNCT
inlawrev-27644	531	40	plans	plan	NOUN
inlawrev-27644	531	41	,	,	PUNCT
inlawrev-27644	531	42	may	may	AUX
inlawrev-27644	531	43	save	save	VERB
inlawrev-27644	531	44	at	at	ADP
inlawrev-27644	531	45	higher	high	ADJ
inlawrev-27644	531	46	rates	rate	NOUN
inlawrev-27644	531	47	,	,	PUNCT
inlawrev-27644	531	48	and	and	CCONJ
inlawrev-27644	531	49	may	may	AUX
inlawrev-27644	531	50	be	be	AUX
inlawrev-27644	531	51	more	more	ADV
inlawrev-27644	531	52	engaged	engaged	ADJ
inlawrev-27644	531	53	with	with	ADP
inlawrev-27644	531	54	the	the	DET
inlawrev-27644	531	55	plan	plan	NOUN
inlawrev-27644	531	56	and	and	CCONJ
inlawrev-27644	531	57	their	their	PRON
inlawrev-27644	531	58	savings.153	savings.153	NOUN
inlawrev-27644	531	59	while	while	SCONJ
inlawrev-27644	531	60	the	the	DET
inlawrev-27644	531	61	clarity	clarity	NOUN
inlawrev-27644	531	62	of	of	ADP
inlawrev-27644	531	63	the	the	DET
inlawrev-27644	531	64	regulatory	regulatory	ADJ
inlawrev-27644	531	65	statement	statement	NOUN
inlawrev-27644	531	66	will	will	AUX
inlawrev-27644	531	67	provide	provide	VERB
inlawrev-27644	531	68	comfort	comfort	NOUN
inlawrev-27644	531	69	to	to	ADP
inlawrev-27644	531	70	fiduciaries	fiduciary	NOUN
inlawrev-27644	531	71	,	,	PUNCT
inlawrev-27644	531	72	the	the	DET
inlawrev-27644	531	73	view	view	NOUN
inlawrev-27644	531	74	that	that	SCONJ
inlawrev-27644	531	75	fiduciaries	fiduciary	NOUN
inlawrev-27644	531	76	may	may	AUX
inlawrev-27644	531	77	consider	consider	VERB
inlawrev-27644	531	78	participant	participant	ADJ
inlawrev-27644	531	79	preferences	preference	NOUN
inlawrev-27644	531	80	is	be	AUX
inlawrev-27644	531	81	not	not	PART
inlawrev-27644	531	82	inconsistent	inconsistent	ADJ
inlawrev-27644	531	83	with	with	ADP
inlawrev-27644	531	84	prior	prior	ADJ
inlawrev-27644	531	85	interpretations	interpretation	NOUN
inlawrev-27644	531	86	of	of	ADP
inlawrev-27644	531	87	the	the	DET
inlawrev-27644	531	88	duty	duty	NOUN
inlawrev-27644	531	89	of	of	ADP
inlawrev-27644	531	90	loyalty.154	loyalty.154	PROPN
inlawrev-27644	531	91	the	the	DET
inlawrev-27644	531	92	industry	industry	NOUN
inlawrev-27644	531	93	and	and	CCONJ
inlawrev-27644	531	94	academic	academic	ADJ
inlawrev-27644	531	95	research	research	NOUN
inlawrev-27644	531	96	reviewed	review	VERB
inlawrev-27644	531	97	in	in	ADP
inlawrev-27644	531	98	part	part	NOUN
inlawrev-27644	531	99	i	i	PRON
inlawrev-27644	531	100	above	above	ADV
inlawrev-27644	531	101	supports	support	VERB
inlawrev-27644	531	102	the	the	DET
inlawrev-27644	531	103	argument	argument	NOUN
inlawrev-27644	531	104	that	that	SCONJ
inlawrev-27644	531	105	providing	provide	VERB
inlawrev-27644	531	106	investment	investment	NOUN
inlawrev-27644	531	107	vehicles	vehicle	NOUN
inlawrev-27644	531	108	that	that	PRON
inlawrev-27644	531	109	accord	accord	NOUN
inlawrev-27644	531	110	with	with	ADP
inlawrev-27644	531	111	participant	participant	ADJ
inlawrev-27644	531	112	preferences	preference	NOUN
inlawrev-27644	531	113	could	could	AUX
inlawrev-27644	531	114	enhance	enhance	VERB
inlawrev-27644	531	115	the	the	DET
inlawrev-27644	531	116	building	building	NOUN
inlawrev-27644	531	117	of	of	ADP
inlawrev-27644	531	118	retirement	retirement	NOUN
inlawrev-27644	531	119	wealth	wealth	NOUN
inlawrev-27644	531	120	.	.	PUNCT
inlawrev-27644	532	1	most	most	ADJ
inlawrev-27644	532	2	participants	participant	NOUN
inlawrev-27644	532	3	beyond	beyond	ADP
inlawrev-27644	532	4	the	the	DET
inlawrev-27644	532	5	scope	scope	NOUN
inlawrev-27644	532	6	of	of	ADP
inlawrev-27644	532	7	this	this	DET
inlawrev-27644	532	8	article	article	NOUN
inlawrev-27644	532	9	.	.	PUNCT
inlawrev-27644	533	1	149	149	NUM
inlawrev-27644	533	2	.	.	PUNCT
inlawrev-27644	534	1	see	see	VERB
inlawrev-27644	534	2	infra	infra	NOUN
inlawrev-27644	534	3	text	text	NOUN
inlawrev-27644	534	4	accompanying	accompany	VERB
inlawrev-27644	534	5	notes	note	NOUN
inlawrev-27644	534	6	150	150	NUM
inlawrev-27644	534	7	-	-	SYM
inlawrev-27644	534	8	51	51	NUM
inlawrev-27644	534	9	.	.	PUNCT
inlawrev-27644	535	1	150	150	NUM
inlawrev-27644	535	2	.	.	X
inlawrev-27644	536	1	2021	2021	NUM
inlawrev-27644	536	2	final	final	ADJ
inlawrev-27644	536	3	regulation	regulation	NOUN
inlawrev-27644	536	4	,	,	PUNCT
inlawrev-27644	536	5	87	87	NUM
inlawrev-27644	536	6	fed	fed	PROPN
inlawrev-27644	536	7	.	.	PUNCT
inlawrev-27644	537	1	reg	reg	PROPN
inlawrev-27644	537	2	.	.	PUNCT
inlawrev-27644	538	1	73822	73822	NUM
inlawrev-27644	538	2	,	,	PUNCT
inlawrev-27644	538	3	73835	73835	NUM
inlawrev-27644	538	4	(	(	PUNCT
inlawrev-27644	538	5	dec	dec	PROPN
inlawrev-27644	538	6	.	.	PROPN
inlawrev-27644	538	7	1	1	NUM
inlawrev-27644	538	8	,	,	PUNCT
inlawrev-27644	538	9	2022	2022	NUM
inlawrev-27644	538	10	)	)	PUNCT
inlawrev-27644	538	11	,	,	PUNCT
inlawrev-27644	538	12	codified	codify	VERB
inlawrev-27644	538	13	at	at	ADP
inlawrev-27644	538	14	29	29	NUM
inlawrev-27644	538	15	c.f.r	c.f.r	NOUN
inlawrev-27644	538	16	.	.	PUNCT
inlawrev-27644	539	1	§	§	PROPN
inlawrev-27644	539	2	2550	2550	NUM
inlawrev-27644	539	3	.	.	PUNCT
inlawrev-27644	540	1	while	while	SCONJ
inlawrev-27644	540	2	economists	economist	NOUN
inlawrev-27644	540	3	may	may	AUX
inlawrev-27644	540	4	argue	argue	VERB
inlawrev-27644	540	5	that	that	SCONJ
inlawrev-27644	540	6	if	if	SCONJ
inlawrev-27644	540	7	the	the	DET
inlawrev-27644	540	8	pursuit	pursuit	NOUN
inlawrev-27644	540	9	of	of	ADP
inlawrev-27644	540	10	social	social	ADJ
inlawrev-27644	540	11	or	or	CCONJ
inlawrev-27644	540	12	other	other	ADJ
inlawrev-27644	540	13	non	non	ADJ
inlawrev-27644	540	14	-	-	ADJ
inlawrev-27644	540	15	financial	financial	ADJ
inlawrev-27644	540	16	goals	goal	NOUN
inlawrev-27644	540	17	may	may	AUX
inlawrev-27644	540	18	maximize	maximize	VERB
inlawrev-27644	540	19	participant	participant	ADJ
inlawrev-27644	540	20	utility	utility	NOUN
inlawrev-27644	540	21	,	,	PUNCT
inlawrev-27644	540	22	such	such	DET
inlawrev-27644	540	23	an	an	DET
inlawrev-27644	540	24	approach	approach	NOUN
inlawrev-27644	540	25	is	be	AUX
inlawrev-27644	540	26	not	not	PART
inlawrev-27644	540	27	consistent	consistent	ADJ
inlawrev-27644	540	28	with	with	ADP
inlawrev-27644	540	29	the	the	DET
inlawrev-27644	540	30	supreme	supreme	PROPN
inlawrev-27644	540	31	court	court	PROPN
inlawrev-27644	540	32	’s	’s	PART
inlawrev-27644	540	33	interpretation	interpretation	NOUN
inlawrev-27644	540	34	of	of	ADP
inlawrev-27644	540	35	erisa	erisa	PROPN
inlawrev-27644	540	36	’s	’s	PART
inlawrev-27644	540	37	duty	duty	NOUN
inlawrev-27644	540	38	of	of	ADP
inlawrev-27644	540	39	loyalty	loyalty	NOUN
inlawrev-27644	540	40	.	.	PUNCT
inlawrev-27644	541	1	151	151	NUM
inlawrev-27644	541	2	.	.	PUNCT
inlawrev-27644	542	1	i	i	PRON
inlawrev-27644	542	2	d.	d.	PROPN
inlawrev-27644	542	3	at	at	ADP
inlawrev-27644	542	4	73835	73835	NUM
inlawrev-27644	542	5	.	.	PUNCT
inlawrev-27644	543	1	152	152	NUM
inlawrev-27644	543	2	.	.	PUNCT
inlawrev-27644	544	1	i	i	PRON
inlawrev-27644	544	2	d.	d.	PROPN
inlawrev-27644	544	3	at	at	ADP
inlawrev-27644	544	4	73885	73885	NUM
inlawrev-27644	544	5	.	.	PUNCT
inlawrev-27644	545	1	153	153	NUM
inlawrev-27644	545	2	.	.	PUNCT
inlawrev-27644	546	1	see	see	VERB
inlawrev-27644	546	2	i	i	PRON
inlawrev-27644	546	3	d.	d.	PROPN
inlawrev-27644	546	4	at	at	ADP
inlawrev-27644	546	5	73828	73828	NUM
inlawrev-27644	546	6	,	,	PUNCT
inlawrev-27644	546	7	73841	73841	NUM
inlawrev-27644	546	8	.	.	PUNCT
inlawrev-27644	547	1	154	154	NUM
inlawrev-27644	547	2	.	.	PUNCT
inlawrev-27644	548	1	see	see	VERB
inlawrev-27644	548	2	,	,	PUNCT
inlawrev-27644	548	3	e.g.	e.g.	ADV
inlawrev-27644	548	4	,	,	PUNCT
inlawrev-27644	548	5	i	i	PRON
inlawrev-27644	548	6	d.	d.	NOUN
inlawrev-27644	548	7	at	at	ADP
inlawrev-27644	548	8	73842	73842	NUM
inlawrev-27644	548	9	(	(	PUNCT
inlawrev-27644	548	10	noting	note	VERB
inlawrev-27644	548	11	the	the	DET
inlawrev-27644	548	12	preamble	preamble	NOUN
inlawrev-27644	548	13	to	to	ADP
inlawrev-27644	548	14	the	the	DET
inlawrev-27644	548	15	2021	2021	NUM
inlawrev-27644	548	16	final	final	ADJ
inlawrev-27644	548	17	regulation	regulation	NOUN
inlawrev-27644	548	18	approved	approve	VERB
inlawrev-27644	548	19	consideration	consideration	NOUN
inlawrev-27644	548	20	of	of	ADP
inlawrev-27644	548	21	participant	participant	ADJ
inlawrev-27644	548	22	demand	demand	NOUN
inlawrev-27644	548	23	for	for	ADP
inlawrev-27644	548	24	investments	investment	NOUN
inlawrev-27644	548	25	)	)	PUNCT
inlawrev-27644	548	26	.	.	PUNCT
inlawrev-27644	549	1	74	74	NUM
inlawrev-27644	549	2	indiana	indiana	PROPN
inlawrev-27644	549	3	law	law	NOUN
inlawrev-27644	549	4	review	review	NOUN
inlawrev-27644	549	5	[	[	X
inlawrev-27644	549	6	vol	vol	NOUN
inlawrev-27644	549	7	.	.	PUNCT
inlawrev-27644	549	8	57:53	57:53	NUM
inlawrev-27644	549	9	appear	appear	VERB
inlawrev-27644	549	10	to	to	PART
inlawrev-27644	549	11	want	want	VERB
inlawrev-27644	549	12	sustainable	sustainable	ADJ
inlawrev-27644	549	13	investment	investment	NOUN
inlawrev-27644	549	14	options	option	NOUN
inlawrev-27644	549	15	and	and	CCONJ
inlawrev-27644	549	16	many	many	ADJ
inlawrev-27644	549	17	report	report	NOUN
inlawrev-27644	549	18	they	they	PRON
inlawrev-27644	549	19	would	would	AUX
inlawrev-27644	549	20	increase	increase	VERB
inlawrev-27644	549	21	their	their	PRON
inlawrev-27644	549	22	plan	plan	NOUN
inlawrev-27644	549	23	participation	participation	NOUN
inlawrev-27644	549	24	or	or	CCONJ
inlawrev-27644	549	25	contributions.155	contributions.155	NOUN
inlawrev-27644	549	26	opponents	opponent	NOUN
inlawrev-27644	549	27	of	of	ADP
inlawrev-27644	549	28	considering	consider	VERB
inlawrev-27644	549	29	participant	participant	ADJ
inlawrev-27644	549	30	preferences	preference	NOUN
inlawrev-27644	549	31	may	may	AUX
inlawrev-27644	549	32	object	object	VERB
inlawrev-27644	549	33	that	that	SCONJ
inlawrev-27644	549	34	some	some	DET
inlawrev-27644	549	35	preferences	preference	NOUN
inlawrev-27644	549	36	may	may	AUX
inlawrev-27644	549	37	not	not	PART
inlawrev-27644	549	38	be	be	AUX
inlawrev-27644	549	39	entirely	entirely	ADV
inlawrev-27644	549	40	focused	focus	VERB
inlawrev-27644	549	41	on	on	ADP
inlawrev-27644	549	42	maximizing	maximize	VERB
inlawrev-27644	549	43	financial	financial	ADJ
inlawrev-27644	549	44	return	return	NOUN
inlawrev-27644	549	45	at	at	ADP
inlawrev-27644	549	46	a	a	DET
inlawrev-27644	549	47	given	give	VERB
inlawrev-27644	549	48	level	level	NOUN
inlawrev-27644	549	49	of	of	ADP
inlawrev-27644	549	50	risk	risk	NOUN
inlawrev-27644	549	51	.	.	PUNCT
inlawrev-27644	550	1	those	those	DET
inlawrev-27644	550	2	opponents	opponent	NOUN
inlawrev-27644	550	3	may	may	AUX
inlawrev-27644	550	4	argue	argue	VERB
inlawrev-27644	550	5	fiduciaries	fiduciary	NOUN
inlawrev-27644	550	6	would	would	AUX
inlawrev-27644	550	7	violate	violate	VERB
inlawrev-27644	550	8	their	their	PRON
inlawrev-27644	550	9	duty	duty	NOUN
inlawrev-27644	550	10	of	of	ADP
inlawrev-27644	550	11	loyalty	loyalty	NOUN
inlawrev-27644	550	12	to	to	PART
inlawrev-27644	550	13	maximize	maximize	VERB
inlawrev-27644	550	14	“	"	PUNCT
inlawrev-27644	550	15	financial	financial	ADJ
inlawrev-27644	550	16	benefits	benefit	NOUN
inlawrev-27644	550	17	”	"	PUNCT
inlawrev-27644	550	18	as	as	SCONJ
inlawrev-27644	550	19	required	require	VERB
inlawrev-27644	550	20	by	by	ADP
inlawrev-27644	550	21	the	the	DET
inlawrev-27644	550	22	supreme	supreme	PROPN
inlawrev-27644	550	23	court.156	court.156	PROPN
inlawrev-27644	550	24	the	the	DET
inlawrev-27644	550	25	court	court	NOUN
inlawrev-27644	550	26	’s	’s	PART
inlawrev-27644	550	27	full	full	ADJ
inlawrev-27644	550	28	statement	statement	NOUN
inlawrev-27644	550	29	,	,	PUNCT
inlawrev-27644	550	30	though	though	ADV
inlawrev-27644	550	31	,	,	PUNCT
inlawrev-27644	550	32	was	be	AUX
inlawrev-27644	550	33	that	that	SCONJ
inlawrev-27644	550	34	fiduciaries	fiduciary	NOUN
inlawrev-27644	550	35	must	must	AUX
inlawrev-27644	550	36	maximize	maximize	VERB
inlawrev-27644	550	37	“	"	PUNCT
inlawrev-27644	550	38	financial	financial	ADJ
inlawrev-27644	550	39	benefits	benefit	NOUN
inlawrev-27644	550	40	(	(	PUNCT
inlawrev-27644	550	41	such	such	ADJ
inlawrev-27644	550	42	as	as	ADP
inlawrev-27644	550	43	retirement	retirement	NOUN
inlawrev-27644	550	44	income).”157	income).”157	NOUN
inlawrev-27644	550	45	for	for	ADP
inlawrev-27644	550	46	purposes	purpose	NOUN
inlawrev-27644	550	47	of	of	ADP
inlawrev-27644	550	48	the	the	DET
inlawrev-27644	550	49	framework	framework	NOUN
inlawrev-27644	550	50	advocated	advocate	VERB
inlawrev-27644	550	51	here	here	ADV
inlawrev-27644	550	52	,	,	PUNCT
inlawrev-27644	550	53	if	if	SCONJ
inlawrev-27644	550	54	fiduciaries	fiduciary	NOUN
inlawrev-27644	550	55	reasonably	reasonably	ADV
inlawrev-27644	550	56	determine	determine	VERB
inlawrev-27644	550	57	that	that	PRON
inlawrev-27644	550	58	consideration	consideration	NOUN
inlawrev-27644	550	59	of	of	ADP
inlawrev-27644	550	60	participant	participant	ADJ
inlawrev-27644	550	61	preferences	preference	NOUN
inlawrev-27644	550	62	is	be	AUX
inlawrev-27644	550	63	likely	likely	ADJ
inlawrev-27644	550	64	to	to	PART
inlawrev-27644	550	65	empower	empower	VERB
inlawrev-27644	550	66	and	and	CCONJ
inlawrev-27644	550	67	motivate	motivate	VERB
inlawrev-27644	550	68	participants	participant	NOUN
inlawrev-27644	550	69	to	to	PART
inlawrev-27644	550	70	build	build	VERB
inlawrev-27644	550	71	greater	great	ADJ
inlawrev-27644	550	72	retirement	retirement	NOUN
inlawrev-27644	550	73	wealth	wealth	NOUN
inlawrev-27644	550	74	,	,	PUNCT
inlawrev-27644	550	75	then	then	ADV
inlawrev-27644	550	76	the	the	DET
inlawrev-27644	550	77	fiduciaries	fiduciary	NOUN
inlawrev-27644	550	78	may	may	AUX
inlawrev-27644	550	79	consider	consider	VERB
inlawrev-27644	550	80	those	those	DET
inlawrev-27644	550	81	preferences	preference	NOUN
inlawrev-27644	550	82	.	.	PUNCT
inlawrev-27644	551	1	the	the	DET
inlawrev-27644	551	2	demographic	demographic	ADJ
inlawrev-27644	551	3	differences	difference	NOUN
inlawrev-27644	551	4	in	in	ADP
inlawrev-27644	551	5	support	support	NOUN
inlawrev-27644	551	6	for	for	ADP
inlawrev-27644	551	7	sustainable	sustainable	ADJ
inlawrev-27644	551	8	investing	investing	NOUN
inlawrev-27644	551	9	offer	offer	VERB
inlawrev-27644	551	10	an	an	DET
inlawrev-27644	551	11	opportunity	opportunity	NOUN
inlawrev-27644	551	12	for	for	SCONJ
inlawrev-27644	551	13	fiduciaries	fiduciary	NOUN
inlawrev-27644	551	14	to	to	PART
inlawrev-27644	551	15	address	address	VERB
inlawrev-27644	551	16	the	the	DET
inlawrev-27644	551	17	under	under	ADV
inlawrev-27644	551	18	-	-	PUNCT
inlawrev-27644	551	19	saving	saving	NOUN
inlawrev-27644	551	20	observed	observe	VERB
inlawrev-27644	551	21	by	by	ADP
inlawrev-27644	551	22	two	two	NUM
inlawrev-27644	551	23	groups	group	NOUN
inlawrev-27644	551	24	—	—	PUNCT
inlawrev-27644	551	25	young	young	ADJ
inlawrev-27644	551	26	employees	employee	NOUN
inlawrev-27644	551	27	and	and	CCONJ
inlawrev-27644	551	28	women	woman	NOUN
inlawrev-27644	551	29	.	.	PUNCT
inlawrev-27644	552	1	as	as	SCONJ
inlawrev-27644	552	2	discussed	discuss	VERB
inlawrev-27644	552	3	in	in	ADP
inlawrev-27644	552	4	part	part	NOUN
inlawrev-27644	552	5	i	i	PRON
inlawrev-27644	552	6	,	,	PUNCT
inlawrev-27644	552	7	both	both	PRON
inlawrev-27644	552	8	of	of	ADP
inlawrev-27644	552	9	those	those	DET
inlawrev-27644	552	10	groups	group	NOUN
inlawrev-27644	552	11	have	have	VERB
inlawrev-27644	552	12	higher	high	ADJ
inlawrev-27644	552	13	than	than	ADP
inlawrev-27644	552	14	average	average	ADJ
inlawrev-27644	552	15	interest	interest	NOUN
inlawrev-27644	552	16	in	in	ADP
inlawrev-27644	552	17	sustainable	sustainable	ADJ
inlawrev-27644	552	18	investing.158	investing.158	ADJ
inlawrev-27644	552	19	nothing	nothing	PRON
inlawrev-27644	552	20	in	in	ADP
inlawrev-27644	552	21	the	the	DET
inlawrev-27644	552	22	regulation	regulation	NOUN
inlawrev-27644	552	23	or	or	CCONJ
inlawrev-27644	552	24	case	case	NOUN
inlawrev-27644	553	1	law	law	NOUN
inlawrev-27644	553	2	prohibits	prohibit	NOUN
inlawrev-27644	553	3	considering	consider	VERB
inlawrev-27644	553	4	the	the	DET
inlawrev-27644	553	5	preferences	preference	NOUN
inlawrev-27644	553	6	of	of	ADP
inlawrev-27644	553	7	subgroups	subgroup	NOUN
inlawrev-27644	553	8	of	of	ADP
inlawrev-27644	553	9	employees	employee	NOUN
inlawrev-27644	553	10	,	,	PUNCT
inlawrev-27644	553	11	particularly	particularly	ADV
inlawrev-27644	553	12	where	where	SCONJ
inlawrev-27644	553	13	it	it	PRON
inlawrev-27644	553	14	may	may	AUX
inlawrev-27644	553	15	be	be	AUX
inlawrev-27644	553	16	especially	especially	ADV
inlawrev-27644	553	17	effective	effective	ADJ
inlawrev-27644	553	18	in	in	ADP
inlawrev-27644	553	19	encouraging	encourage	VERB
inlawrev-27644	553	20	increased	increase	VERB
inlawrev-27644	553	21	savings.159	savings.159	PROPN
inlawrev-27644	553	22	to	to	PART
inlawrev-27644	553	23	begin	begin	VERB
inlawrev-27644	553	24	with	with	ADP
inlawrev-27644	553	25	young	young	ADJ
inlawrev-27644	553	26	workers	worker	NOUN
inlawrev-27644	553	27	,	,	PUNCT
inlawrev-27644	553	28	the	the	DET
inlawrev-27644	553	29	power	power	NOUN
inlawrev-27644	553	30	of	of	ADP
inlawrev-27644	553	31	tax	tax	NOUN
inlawrev-27644	553	32	-	-	PUNCT
inlawrev-27644	553	33	free	free	ADJ
inlawrev-27644	553	34	compound	compound	NOUN
inlawrev-27644	553	35	returns	return	NOUN
inlawrev-27644	553	36	on	on	ADP
inlawrev-27644	553	37	pre	pre	ADJ
inlawrev-27644	553	38	-	-	ADJ
inlawrev-27644	553	39	tax	tax	ADJ
inlawrev-27644	553	40	savings	saving	NOUN
inlawrev-27644	553	41	over	over	ADP
inlawrev-27644	553	42	a	a	DET
inlawrev-27644	553	43	career	career	NOUN
inlawrev-27644	553	44	means	mean	VERB
inlawrev-27644	553	45	that	that	SCONJ
inlawrev-27644	553	46	young	young	ADJ
inlawrev-27644	553	47	workers	worker	NOUN
inlawrev-27644	553	48	who	who	PRON
inlawrev-27644	553	49	save	save	VERB
inlawrev-27644	553	50	early	early	ADV
inlawrev-27644	553	51	in	in	ADP
inlawrev-27644	553	52	their	their	PRON
inlawrev-27644	553	53	career	career	NOUN
inlawrev-27644	553	54	can	can	AUX
inlawrev-27644	553	55	build	build	VERB
inlawrev-27644	553	56	substantial	substantial	ADJ
inlawrev-27644	553	57	retirement	retirement	NOUN
inlawrev-27644	553	58	wealth.160	wealth.160	NOUN
inlawrev-27644	553	59	yet	yet	ADV
inlawrev-27644	553	60	,	,	PUNCT
inlawrev-27644	553	61	younger	young	ADJ
inlawrev-27644	553	62	workers	worker	NOUN
inlawrev-27644	553	63	are	be	AUX
inlawrev-27644	553	64	one	one	NUM
inlawrev-27644	553	65	of	of	ADP
inlawrev-27644	553	66	the	the	DET
inlawrev-27644	553	67	groups	group	NOUN
inlawrev-27644	553	68	least	least	ADV
inlawrev-27644	553	69	likely	likely	ADJ
inlawrev-27644	553	70	to	to	PART
inlawrev-27644	553	71	enroll	enroll	VERB
inlawrev-27644	553	72	and	and	CCONJ
inlawrev-27644	553	73	participate	participate	VERB
inlawrev-27644	553	74	in	in	ADP
inlawrev-27644	553	75	a	a	DET
inlawrev-27644	553	76	401(k	401(k	NOUN
inlawrev-27644	553	77	)	)	PUNCT
inlawrev-27644	553	78	plan.161	plan.161	NOUN
inlawrev-27644	553	79	they	they	PRON
inlawrev-27644	553	80	often	often	ADV
inlawrev-27644	553	81	are	be	AUX
inlawrev-27644	553	82	not	not	PART
inlawrev-27644	553	83	yet	yet	ADV
inlawrev-27644	553	84	earning	earn	VERB
inlawrev-27644	553	85	high	high	ADJ
inlawrev-27644	553	86	wages	wage	NOUN
inlawrev-27644	553	87	and	and	CCONJ
inlawrev-27644	553	88	have	have	VERB
inlawrev-27644	553	89	relatively	relatively	ADV
inlawrev-27644	553	90	low	low	ADJ
inlawrev-27644	553	91	tax	tax	NOUN
inlawrev-27644	553	92	rates	rate	NOUN
inlawrev-27644	553	93	so	so	SCONJ
inlawrev-27644	553	94	they	they	PRON
inlawrev-27644	553	95	realize	realize	VERB
inlawrev-27644	553	96	only	only	ADV
inlawrev-27644	553	97	limited	limited	ADJ
inlawrev-27644	553	98	benefits	benefit	NOUN
inlawrev-27644	553	99	from	from	ADP
inlawrev-27644	553	100	the	the	DET
inlawrev-27644	553	101	tax	tax	NOUN
inlawrev-27644	553	102	benefits	benefit	NOUN
inlawrev-27644	553	103	of	of	ADP
inlawrev-27644	553	104	saving	save	VERB
inlawrev-27644	553	105	in	in	ADP
inlawrev-27644	553	106	a	a	DET
inlawrev-27644	553	107	deferred	defer	VERB
inlawrev-27644	553	108	income	income	NOUN
inlawrev-27644	553	109	plan	plan	NOUN
inlawrev-27644	553	110	such	such	ADJ
inlawrev-27644	553	111	as	as	ADP
inlawrev-27644	553	112	a	a	DET
inlawrev-27644	553	113	401(k).162	401(k).162	NUM
inlawrev-27644	553	114	low	low	ADJ
inlawrev-27644	553	115	salaries	salary	NOUN
inlawrev-27644	553	116	also	also	ADV
inlawrev-27644	553	117	translate	translate	VERB
inlawrev-27644	553	118	into	into	ADP
inlawrev-27644	553	119	lower	low	ADJ
inlawrev-27644	553	120	levels	level	NOUN
inlawrev-27644	553	121	of	of	ADP
inlawrev-27644	553	122	discretionary	discretionary	ADJ
inlawrev-27644	553	123	income	income	NOUN
inlawrev-27644	553	124	available	available	ADJ
inlawrev-27644	553	125	for	for	ADP
inlawrev-27644	553	126	savings	saving	NOUN
inlawrev-27644	553	127	,	,	PUNCT
inlawrev-27644	553	128	particularly	particularly	ADV
inlawrev-27644	553	129	for	for	ADP
inlawrev-27644	553	130	younger	young	ADJ
inlawrev-27644	553	131	employees	employee	NOUN
inlawrev-27644	553	132	who	who	PRON
inlawrev-27644	553	133	may	may	AUX
inlawrev-27644	553	134	have	have	VERB
inlawrev-27644	553	135	educational	educational	ADJ
inlawrev-27644	553	136	loans	loan	NOUN
inlawrev-27644	553	137	or	or	CCONJ
inlawrev-27644	553	138	be	be	AUX
inlawrev-27644	553	139	facing	face	VERB
inlawrev-27644	553	140	new	new	ADJ
inlawrev-27644	553	141	rent	rent	NOUN
inlawrev-27644	553	142	,	,	PUNCT
inlawrev-27644	553	143	transportation	transportation	NOUN
inlawrev-27644	553	144	,	,	PUNCT
inlawrev-27644	553	145	and	and	CCONJ
inlawrev-27644	553	146	other	other	ADJ
inlawrev-27644	553	147	expenses.163	expenses.163	PROPN
inlawrev-27644	553	148	155	155	NUM
inlawrev-27644	553	149	.	.	PUNCT
inlawrev-27644	554	1	see	see	VERB
inlawrev-27644	554	2	supra	supra	PROPN
inlawrev-27644	554	3	part	part	PROPN
inlawrev-27644	554	4	i.a	i.a	PROPN
inlawrev-27644	554	5	.	.	PROPN
inlawrev-27644	554	6	156	156	NUM
inlawrev-27644	554	7	.	.	PUNCT
inlawrev-27644	555	1	see	see	VERB
inlawrev-27644	555	2	fifth	fifth	PROPN
inlawrev-27644	555	3	third	third	PROPN
inlawrev-27644	555	4	bancorp	bancorp	PROPN
inlawrev-27644	555	5	v.	v.	PROPN
inlawrev-27644	555	6	dudenhoeffer	dudenhoeffer	PROPN
inlawrev-27644	555	7	,	,	PUNCT
inlawrev-27644	555	8	573	573	NUM
inlawrev-27644	555	9	u.s	u.s	PROPN
inlawrev-27644	555	10	.	.	PROPN
inlawrev-27644	555	11	409	409	NUM
inlawrev-27644	555	12	,	,	PUNCT
inlawrev-27644	555	13	421	421	NUM
inlawrev-27644	555	14	(	(	PUNCT
inlawrev-27644	555	15	2014	2014	NUM
inlawrev-27644	555	16	)	)	PUNCT
inlawrev-27644	555	17	(	(	PUNCT
inlawrev-27644	555	18	referring	refer	VERB
inlawrev-27644	555	19	to	to	ADP
inlawrev-27644	555	20	financial	financial	ADJ
inlawrev-27644	555	21	benefits	benefit	NOUN
inlawrev-27644	555	22	”	"	PUNCT
inlawrev-27644	555	23	)	)	PUNCT
inlawrev-27644	555	24	.	.	PUNCT
inlawrev-27644	556	1	157	157	NUM
inlawrev-27644	556	2	.	.	PUNCT
inlawrev-27644	557	1	i	i	PRON
inlawrev-27644	557	2	d.	d.	PROPN
inlawrev-27644	557	3	158	158	NUM
inlawrev-27644	557	4	.	.	PUNCT
inlawrev-27644	558	1	supra	supra	PROPN
inlawrev-27644	558	2	part	part	PROPN
inlawrev-27644	558	3	i.	i.	PROPN
inlawrev-27644	558	4	159	159	NUM
inlawrev-27644	558	5	.	.	PUNCT
inlawrev-27644	559	1	see	see	VERB
inlawrev-27644	559	2	generally	generally	ADV
inlawrev-27644	559	3	,	,	PUNCT
inlawrev-27644	559	4	2022	2022	NUM
inlawrev-27644	559	5	final	final	ADJ
inlawrev-27644	559	6	regulation	regulation	NOUN
inlawrev-27644	559	7	,	,	PUNCT
inlawrev-27644	559	8	87	87	NUM
inlawrev-27644	559	9	fed	fed	PROPN
inlawrev-27644	559	10	.	.	PUNCT
inlawrev-27644	560	1	reg	reg	PROPN
inlawrev-27644	560	2	.	.	PUNCT
inlawrev-27644	561	1	73822	73822	NUM
inlawrev-27644	561	2	(	(	PUNCT
inlawrev-27644	561	3	dec	dec	PROPN
inlawrev-27644	561	4	.	.	PROPN
inlawrev-27644	561	5	1	1	NUM
inlawrev-27644	561	6	,	,	PUNCT
inlawrev-27644	561	7	2022	2022	NUM
inlawrev-27644	561	8	)	)	PUNCT
inlawrev-27644	561	9	,	,	PUNCT
inlawrev-27644	561	10	codified	codify	VERB
inlawrev-27644	561	11	at	at	ADP
inlawrev-27644	561	12	29	29	NUM
inlawrev-27644	561	13	c.f.r	c.f.r	NOUN
inlawrev-27644	561	14	.	.	PUNCT
inlawrev-27644	562	1	§	§	PROPN
inlawrev-27644	562	2	2550	2550	NUM
inlawrev-27644	562	3	.	.	PUNCT
inlawrev-27644	563	1	160	160	NUM
inlawrev-27644	563	2	.	.	PUNCT
inlawrev-27644	564	1	colleen	colleen	PROPN
inlawrev-27644	564	2	e.	e.	PROPN
inlawrev-27644	564	3	medill	medill	PROPN
inlawrev-27644	564	4	,	,	PUNCT
inlawrev-27644	564	5	targeted	target	VERB
inlawrev-27644	564	6	pension	pension	NOUN
inlawrev-27644	564	7	reform	reform	NOUN
inlawrev-27644	564	8	,	,	PUNCT
inlawrev-27644	564	9	27	27	NUM
inlawrev-27644	564	10	j.	j.	PROPN
inlawrev-27644	564	11	legis	legis	PROPN
inlawrev-27644	564	12	.	.	PUNCT
inlawrev-27644	565	1	1	1	NUM
inlawrev-27644	565	2	,	,	PUNCT
inlawrev-27644	565	3	67	67	NUM
inlawrev-27644	565	4	(	(	PUNCT
inlawrev-27644	565	5	2001	2001	NUM
inlawrev-27644	565	6	)	)	PUNCT
inlawrev-27644	565	7	.	.	PUNCT
inlawrev-27644	566	1	161	161	NUM
inlawrev-27644	566	2	.	.	PUNCT
inlawrev-27644	567	1	patricia	patricia	PROPN
inlawrev-27644	567	2	dilley	dilley	PROPN
inlawrev-27644	567	3	,	,	PUNCT
inlawrev-27644	567	4	hope	hope	VERB
inlawrev-27644	567	5	we	we	PRON
inlawrev-27644	567	6	die	die	VERB
inlawrev-27644	567	7	before	before	SCONJ
inlawrev-27644	567	8	we	we	PRON
inlawrev-27644	567	9	get	get	VERB
inlawrev-27644	567	10	old	old	ADJ
inlawrev-27644	567	11	:	:	PUNCT
inlawrev-27644	567	12	the	the	DET
inlawrev-27644	567	13	attack	attack	NOUN
inlawrev-27644	567	14	on	on	ADP
inlawrev-27644	567	15	retirement	retirement	NOUN
inlawrev-27644	567	16	,	,	PUNCT
inlawrev-27644	567	17	12	12	NUM
inlawrev-27644	567	18	elder	elder	NOUN
inlawrev-27644	567	19	l.j	l.j	PROPN
inlawrev-27644	567	20	.	.	PROPN
inlawrev-27644	567	21	245	245	NUM
inlawrev-27644	567	22	,	,	PUNCT
inlawrev-27644	567	23	270	270	NUM
inlawrev-27644	567	24	(	(	PUNCT
inlawrev-27644	567	25	2004	2004	NUM
inlawrev-27644	567	26	)	)	PUNCT
inlawrev-27644	567	27	.	.	PUNCT
inlawrev-27644	568	1	162	162	NUM
inlawrev-27644	568	2	.	.	PUNCT
inlawrev-27644	569	1	see	see	VERB
inlawrev-27644	569	2	lorraine	lorraine	NOUN
inlawrev-27644	569	3	schmall	schmall	NOUN
inlawrev-27644	569	4	,	,	PUNCT
inlawrev-27644	569	5	defined	define	VERB
inlawrev-27644	569	6	contribution	contribution	NOUN
inlawrev-27644	569	7	plans	plan	NOUN
inlawrev-27644	569	8	after	after	ADP
inlawrev-27644	569	9	enron	enron	PROPN
inlawrev-27644	569	10	,	,	PUNCT
inlawrev-27644	569	11	41	41	NUM
inlawrev-27644	569	12	brandeis	brandeis	PROPN
inlawrev-27644	569	13	l.j	l.j	PROPN
inlawrev-27644	569	14	.	.	PROPN
inlawrev-27644	569	15	891	891	NUM
inlawrev-27644	569	16	,	,	PUNCT
inlawrev-27644	569	17	902	902	NUM
inlawrev-27644	569	18	(	(	PUNCT
inlawrev-27644	569	19	2003	2003	NUM
inlawrev-27644	569	20	)	)	PUNCT
inlawrev-27644	569	21	(	(	PUNCT
inlawrev-27644	569	22	“	"	PUNCT
inlawrev-27644	569	23	[	[	X
inlawrev-27644	569	24	t]he	t]he	ADJ
inlawrev-27644	569	25	federal	federal	ADJ
inlawrev-27644	569	26	government	government	NOUN
inlawrev-27644	569	27	’s	’s	PART
inlawrev-27644	569	28	tax	tax	NOUN
inlawrev-27644	569	29	incentive	incentive	NOUN
inlawrev-27644	569	30	for	for	ADP
inlawrev-27644	569	31	making	make	VERB
inlawrev-27644	569	32	contributions	contribution	NOUN
inlawrev-27644	569	33	to	to	ADP
inlawrev-27644	569	34	a	a	DET
inlawrev-27644	569	35	401(k	401(k	PROPN
inlawrev-27644	569	36	)	)	PUNCT
inlawrev-27644	569	37	is	be	AUX
inlawrev-27644	569	38	significantly	significantly	ADV
inlawrev-27644	569	39	more	more	ADV
inlawrev-27644	569	40	valuable	valuable	ADJ
inlawrev-27644	569	41	for	for	ADP
inlawrev-27644	569	42	higher	high	ADJ
inlawrev-27644	569	43	income	income	NOUN
inlawrev-27644	569	44	workers	worker	NOUN
inlawrev-27644	569	45	because	because	SCONJ
inlawrev-27644	569	46	they	they	PRON
inlawrev-27644	569	47	are	be	AUX
inlawrev-27644	569	48	in	in	ADP
inlawrev-27644	569	49	a	a	DET
inlawrev-27644	569	50	higher	high	ADJ
inlawrev-27644	569	51	marginal	marginal	ADJ
inlawrev-27644	569	52	income	income	NOUN
inlawrev-27644	569	53	tax	tax	NOUN
inlawrev-27644	569	54	bracket	bracket	NOUN
inlawrev-27644	569	55	.	.	PUNCT
inlawrev-27644	569	56	”	"	PUNCT
inlawrev-27644	569	57	)	)	PUNCT
inlawrev-27644	569	58	.	.	PUNCT
inlawrev-27644	570	1	163	163	NUM
inlawrev-27644	570	2	.	.	PUNCT
inlawrev-27644	570	3	see	see	VERB
inlawrev-27644	570	4	colleen	colleen	PROPN
inlawrev-27644	570	5	e.	e.	PROPN
inlawrev-27644	570	6	medill	medill	PROPN
inlawrev-27644	570	7	,	,	PUNCT
inlawrev-27644	570	8	challenging	challenge	VERB
inlawrev-27644	570	9	the	the	DET
inlawrev-27644	570	10	four	four	NUM
inlawrev-27644	570	11	“	"	PUNCT
inlawrev-27644	570	12	truths	truth	NOUN
inlawrev-27644	570	13	”	"	PUNCT
inlawrev-27644	570	14	of	of	ADP
inlawrev-27644	570	15	personal	personal	ADJ
inlawrev-27644	570	16	social	social	ADJ
inlawrev-27644	570	17	security	security	NOUN
inlawrev-27644	570	18	accounts	account	NOUN
inlawrev-27644	570	19	:	:	PUNCT
inlawrev-27644	570	20	evidence	evidence	NOUN
inlawrev-27644	570	21	from	from	ADP
inlawrev-27644	570	22	the	the	DET
inlawrev-27644	570	23	world	world	NOUN
inlawrev-27644	570	24	of	of	ADP
inlawrev-27644	570	25	401(k	401(k	PROPN
inlawrev-27644	570	26	)	)	PUNCT
inlawrev-27644	570	27	plans	plan	NOUN
inlawrev-27644	570	28	,	,	PUNCT
inlawrev-27644	570	29	81	81	NUM
inlawrev-27644	570	30	n.c	n.c	PROPN
inlawrev-27644	570	31	.	.	PROPN
inlawrev-27644	570	32	l.	l.	PROPN
inlawrev-27644	570	33	rev	rev	PROPN
inlawrev-27644	570	34	.	.	PROPN
inlawrev-27644	570	35	901	901	NUM
inlawrev-27644	570	36	,	,	PUNCT
inlawrev-27644	570	37	936	936	NUM
inlawrev-27644	570	38	(	(	PUNCT
inlawrev-27644	570	39	2003	2003	NUM
inlawrev-27644	570	40	)	)	PUNCT
inlawrev-27644	570	41	(	(	PUNCT
inlawrev-27644	570	42	“	"	PUNCT
inlawrev-27644	570	43	participants	participant	NOUN
inlawrev-27644	570	44	in	in	ADP
inlawrev-27644	570	45	traditional	traditional	ADJ
inlawrev-27644	570	46	401(k	401(k	PROPN
inlawrev-27644	570	47	)	)	PUNCT
inlawrev-27644	570	48	plans	plan	NOUN
inlawrev-27644	570	49	are	be	AUX
inlawrev-27644	570	50	a	a	DET
inlawrev-27644	570	51	self	self	NOUN
inlawrev-27644	570	52	-	-	PUNCT
inlawrev-27644	570	53	selected	select	VERB
inlawrev-27644	570	54	group	group	NOUN
inlawrev-27644	570	55	who	who	PRON
inlawrev-27644	570	56	earn	earn	VERB
inlawrev-27644	570	57	wages	wage	NOUN
inlawrev-27644	570	58	and	and	CCONJ
inlawrev-27644	570	59	salaries	salary	NOUN
inlawrev-27644	570	60	at	at	ADP
inlawrev-27644	570	61	levels	level	NOUN
inlawrev-27644	570	62	sufficient	sufficient	ADJ
inlawrev-27644	570	63	to	to	PART
inlawrev-27644	570	64	provide	provide	VERB
inlawrev-27644	570	65	a	a	DET
inlawrev-27644	570	66	measure	measure	NOUN
inlawrev-27644	570	67	of	of	ADP
inlawrev-27644	570	68	discretionary	discretionary	ADJ
inlawrev-27644	570	69	income	income	NOUN
inlawrev-27644	570	70	.	.	PUNCT
inlawrev-27644	570	71	”	"	PUNCT
inlawrev-27644	570	72	)	)	PUNCT
inlawrev-27644	570	73	.	.	PUNCT
inlawrev-27644	571	1	2023	2023	NUM
inlawrev-27644	571	2	]	]	PUNCT
inlawrev-27644	571	3	matching	match	VERB
inlawrev-27644	571	4	preferences	preference	NOUN
inlawrev-27644	571	5	and	and	CCONJ
inlawrev-27644	571	6	access	access	NOUN
inlawrev-27644	571	7	75	75	NUM
inlawrev-27644	571	8	behavioral	behavioral	ADJ
inlawrev-27644	571	9	economics	economic	NOUN
inlawrev-27644	571	10	provides	provide	VERB
inlawrev-27644	571	11	another	another	DET
inlawrev-27644	571	12	explanation	explanation	NOUN
inlawrev-27644	571	13	for	for	ADP
inlawrev-27644	571	14	low	low	ADJ
inlawrev-27644	571	15	participation	participation	NOUN
inlawrev-27644	571	16	rates	rate	NOUN
inlawrev-27644	571	17	by	by	ADP
inlawrev-27644	571	18	younger	young	ADJ
inlawrev-27644	571	19	employees	employee	NOUN
inlawrev-27644	571	20	.	.	PUNCT
inlawrev-27644	572	1	they	they	PRON
inlawrev-27644	572	2	may	may	AUX
inlawrev-27644	572	3	overly	overly	ADV
inlawrev-27644	572	4	discount	discount	VERB
inlawrev-27644	572	5	the	the	DET
inlawrev-27644	572	6	benefit	benefit	NOUN
inlawrev-27644	572	7	of	of	ADP
inlawrev-27644	572	8	having	have	VERB
inlawrev-27644	572	9	retirement	retirement	NOUN
inlawrev-27644	572	10	assets	asset	NOUN
inlawrev-27644	572	11	many	many	ADJ
inlawrev-27644	572	12	years	year	NOUN
inlawrev-27644	572	13	in	in	ADP
inlawrev-27644	572	14	the	the	DET
inlawrev-27644	572	15	future	future	NOUN
inlawrev-27644	572	16	and	and	CCONJ
inlawrev-27644	572	17	favor	favor	VERB
inlawrev-27644	572	18	current	current	ADJ
inlawrev-27644	572	19	consumption.164	consumption.164	NOUN
inlawrev-27644	572	20	women	woman	NOUN
inlawrev-27644	572	21	are	be	AUX
inlawrev-27644	572	22	at	at	ADP
inlawrev-27644	572	23	particular	particular	ADJ
inlawrev-27644	572	24	risk	risk	NOUN
inlawrev-27644	572	25	of	of	ADP
inlawrev-27644	572	26	retirement	retirement	NOUN
inlawrev-27644	572	27	income	income	NOUN
inlawrev-27644	572	28	inadequacy	inadequacy	NOUN
inlawrev-27644	572	29	because	because	SCONJ
inlawrev-27644	572	30	the	the	DET
inlawrev-27644	572	31	average	average	ADJ
inlawrev-27644	572	32	women	woman	NOUN
inlawrev-27644	572	33	who	who	PRON
inlawrev-27644	572	34	retires	retire	VERB
inlawrev-27644	572	35	at	at	ADP
inlawrev-27644	572	36	age	age	NOUN
inlawrev-27644	572	37	65	65	NUM
inlawrev-27644	572	38	will	will	AUX
inlawrev-27644	572	39	live	live	VERB
inlawrev-27644	572	40	3	3	NUM
inlawrev-27644	572	41	years	year	NOUN
inlawrev-27644	572	42	longer	long	ADJ
inlawrev-27644	572	43	than	than	ADP
inlawrev-27644	572	44	her	her	PRON
inlawrev-27644	572	45	male	male	ADJ
inlawrev-27644	572	46	counterpart	counterpart	NOUN
inlawrev-27644	572	47	who	who	PRON
inlawrev-27644	572	48	retires	retire	VERB
inlawrev-27644	572	49	at	at	ADP
inlawrev-27644	572	50	age	age	NOUN
inlawrev-27644	572	51	65.165	65.165	NUM
inlawrev-27644	572	52	yet	yet	ADV
inlawrev-27644	572	53	,	,	PUNCT
inlawrev-27644	572	54	eligible	eligible	ADJ
inlawrev-27644	572	55	women	woman	NOUN
inlawrev-27644	572	56	participate	participate	VERB
inlawrev-27644	572	57	in	in	ADP
inlawrev-27644	572	58	401(k	401(k	PROPN
inlawrev-27644	572	59	)	)	PUNCT
inlawrev-27644	572	60	plans	plan	NOUN
inlawrev-27644	572	61	at	at	ADP
inlawrev-27644	572	62	lower	low	ADJ
inlawrev-27644	572	63	rates	rate	NOUN
inlawrev-27644	572	64	than	than	ADP
inlawrev-27644	572	65	eligible	eligible	ADJ
inlawrev-27644	572	66	men	man	NOUN
inlawrev-27644	572	67	do.166	do.166	NOUN
inlawrev-27644	572	68	women	woman	NOUN
inlawrev-27644	572	69	also	also	ADV
inlawrev-27644	572	70	have	have	VERB
inlawrev-27644	572	71	lower	low	ADJ
inlawrev-27644	572	72	average	average	ADJ
inlawrev-27644	572	73	account	account	NOUN
inlawrev-27644	572	74	balances	balance	NOUN
inlawrev-27644	572	75	(	(	PUNCT
inlawrev-27644	572	76	$	$	SYM
inlawrev-27644	572	77	70,000	70,000	NUM
inlawrev-27644	572	78	)	)	PUNCT
inlawrev-27644	572	79	than	than	ADP
inlawrev-27644	572	80	men	man	NOUN
inlawrev-27644	572	81	(	(	PUNCT
inlawrev-27644	572	82	$	$	SYM
inlawrev-27644	572	83	108,000).167	108,000).167	NUM
inlawrev-27644	572	84	because	because	SCONJ
inlawrev-27644	572	85	on	on	ADP
inlawrev-27644	572	86	average	average	ADJ
inlawrev-27644	572	87	women	woman	NOUN
inlawrev-27644	572	88	earn	earn	VERB
inlawrev-27644	572	89	less	less	ADJ
inlawrev-27644	572	90	than	than	ADP
inlawrev-27644	572	91	men,168	men,168	NOUN
inlawrev-27644	572	92	some	some	PRON
inlawrev-27644	572	93	of	of	ADP
inlawrev-27644	572	94	the	the	DET
inlawrev-27644	572	95	reasons	reason	NOUN
inlawrev-27644	572	96	for	for	ADP
inlawrev-27644	572	97	their	their	PRON
inlawrev-27644	572	98	lower	low	ADJ
inlawrev-27644	572	99	participation	participation	NOUN
inlawrev-27644	572	100	rates	rate	NOUN
inlawrev-27644	572	101	may	may	AUX
inlawrev-27644	572	102	be	be	AUX
inlawrev-27644	572	103	similar	similar	ADJ
inlawrev-27644	572	104	to	to	ADP
inlawrev-27644	572	105	the	the	DET
inlawrev-27644	572	106	reasons	reason	NOUN
inlawrev-27644	572	107	given	give	VERB
inlawrev-27644	572	108	above	above	ADV
inlawrev-27644	572	109	for	for	ADP
inlawrev-27644	572	110	younger	young	ADJ
inlawrev-27644	572	111	workers	worker	NOUN
inlawrev-27644	572	112	—	—	PUNCT
inlawrev-27644	572	113	limited	limited	ADJ
inlawrev-27644	572	114	benefits	benefit	NOUN
inlawrev-27644	572	115	from	from	ADP
inlawrev-27644	572	116	the	the	DET
inlawrev-27644	572	117	tax	tax	NOUN
inlawrev-27644	572	118	incentives	incentive	NOUN
inlawrev-27644	572	119	for	for	ADP
inlawrev-27644	572	120	saving	save	VERB
inlawrev-27644	572	121	in	in	ADP
inlawrev-27644	572	122	a	a	DET
inlawrev-27644	572	123	401(k	401(k	NOUN
inlawrev-27644	572	124	)	)	PUNCT
inlawrev-27644	572	125	plan	plan	NOUN
inlawrev-27644	572	126	and	and	CCONJ
inlawrev-27644	572	127	less	less	ADJ
inlawrev-27644	572	128	discretionary	discretionary	ADJ
inlawrev-27644	572	129	income	income	NOUN
inlawrev-27644	572	130	to	to	PART
inlawrev-27644	572	131	save	save	VERB
inlawrev-27644	572	132	.	.	PUNCT
inlawrev-27644	573	1	lower	low	ADJ
inlawrev-27644	573	2	account	account	NOUN
inlawrev-27644	573	3	balances	balance	NOUN
inlawrev-27644	573	4	also	also	ADV
inlawrev-27644	573	5	may	may	AUX
inlawrev-27644	573	6	directly	directly	ADV
inlawrev-27644	573	7	be	be	AUX
inlawrev-27644	573	8	linked	link	VERB
inlawrev-27644	573	9	to	to	ADP
inlawrev-27644	573	10	lower	low	ADJ
inlawrev-27644	573	11	salaries	salary	NOUN
inlawrev-27644	573	12	.	.	PUNCT
inlawrev-27644	574	1	a	a	DET
inlawrev-27644	574	2	woman	woman	NOUN
inlawrev-27644	574	3	who	who	PRON
inlawrev-27644	574	4	contributes	contribute	VERB
inlawrev-27644	574	5	at	at	ADP
inlawrev-27644	574	6	the	the	DET
inlawrev-27644	574	7	plan	plan	NOUN
inlawrev-27644	574	8	’s	’s	PART
inlawrev-27644	574	9	default	default	NOUN
inlawrev-27644	574	10	rate	rate	NOUN
inlawrev-27644	574	11	of	of	ADP
inlawrev-27644	574	12	,	,	PUNCT
inlawrev-27644	574	13	for	for	ADP
inlawrev-27644	574	14	example	example	NOUN
inlawrev-27644	574	15	,	,	PUNCT
inlawrev-27644	574	16	three	three	NUM
inlawrev-27644	574	17	percent	percent	NOUN
inlawrev-27644	574	18	would	would	AUX
inlawrev-27644	574	19	save	save	VERB
inlawrev-27644	574	20	less	less	ADJ
inlawrev-27644	574	21	on	on	ADP
inlawrev-27644	574	22	average	average	ADJ
inlawrev-27644	574	23	than	than	ADP
inlawrev-27644	574	24	a	a	DET
inlawrev-27644	574	25	man	man	NOUN
inlawrev-27644	574	26	contributing	contribute	VERB
inlawrev-27644	574	27	at	at	ADP
inlawrev-27644	574	28	that	that	DET
inlawrev-27644	574	29	rate	rate	NOUN
inlawrev-27644	574	30	.	.	PUNCT
inlawrev-27644	575	1	women	woman	NOUN
inlawrev-27644	575	2	’s	’	VERB
inlawrev-27644	575	3	greater	great	ADJ
inlawrev-27644	575	4	adverseness	adverseness	NOUN
inlawrev-27644	575	5	to	to	ADP
inlawrev-27644	575	6	investment	investment	NOUN
inlawrev-27644	575	7	risk	risk	NOUN
inlawrev-27644	575	8	also	also	ADV
inlawrev-27644	575	9	may	may	AUX
inlawrev-27644	575	10	be	be	AUX
inlawrev-27644	575	11	a	a	DET
inlawrev-27644	575	12	factor	factor	NOUN
inlawrev-27644	575	13	in	in	ADP
inlawrev-27644	575	14	lower	low	ADJ
inlawrev-27644	575	15	account	account	NOUN
inlawrev-27644	575	16	balances.169	balances.169	PROPN
inlawrev-27644	575	17	fiduciaries	fiduciary	NOUN
inlawrev-27644	575	18	might	might	AUX
inlawrev-27644	575	19	question	question	VERB
inlawrev-27644	575	20	whether	whether	SCONJ
inlawrev-27644	575	21	,	,	PUNCT
inlawrev-27644	575	22	consistent	consistent	ADJ
inlawrev-27644	575	23	with	with	ADP
inlawrev-27644	575	24	their	their	PRON
inlawrev-27644	575	25	duty	duty	NOUN
inlawrev-27644	575	26	of	of	ADP
inlawrev-27644	575	27	loyalty	loyalty	NOUN
inlawrev-27644	575	28	,	,	PUNCT
inlawrev-27644	575	29	they	they	PRON
inlawrev-27644	575	30	may	may	AUX
inlawrev-27644	575	31	consider	consider	VERB
inlawrev-27644	575	32	the	the	DET
inlawrev-27644	575	33	interests	interest	NOUN
inlawrev-27644	575	34	of	of	ADP
inlawrev-27644	575	35	subgroups	subgroup	NOUN
inlawrev-27644	575	36	of	of	ADP
inlawrev-27644	575	37	participants	participant	NOUN
inlawrev-27644	575	38	.	.	PUNCT
inlawrev-27644	576	1	the	the	DET
inlawrev-27644	576	2	weight	weight	NOUN
inlawrev-27644	576	3	fiduciaries	fiduciary	NOUN
inlawrev-27644	576	4	should	should	AUX
inlawrev-27644	576	5	put	put	VERB
inlawrev-27644	576	6	on	on	ADP
inlawrev-27644	576	7	the	the	DET
inlawrev-27644	576	8	preferences	preference	NOUN
inlawrev-27644	576	9	of	of	ADP
inlawrev-27644	576	10	subgroups	subgroup	NOUN
inlawrev-27644	576	11	of	of	ADP
inlawrev-27644	576	12	participants	participant	NOUN
inlawrev-27644	576	13	,	,	PUNCT
inlawrev-27644	576	14	such	such	ADJ
inlawrev-27644	576	15	as	as	ADP
inlawrev-27644	576	16	women	woman	NOUN
inlawrev-27644	576	17	and	and	CCONJ
inlawrev-27644	576	18	younger	young	ADJ
inlawrev-27644	576	19	employees	employee	NOUN
inlawrev-27644	576	20	,	,	PUNCT
inlawrev-27644	576	21	may	may	AUX
inlawrev-27644	576	22	depend	depend	VERB
inlawrev-27644	576	23	on	on	ADP
inlawrev-27644	576	24	a	a	DET
inlawrev-27644	576	25	variety	variety	NOUN
inlawrev-27644	576	26	of	of	ADP
inlawrev-27644	576	27	factors	factor	NOUN
inlawrev-27644	576	28	.	.	PUNCT
inlawrev-27644	577	1	the	the	DET
inlawrev-27644	577	2	dol	dol	NOUN
inlawrev-27644	577	3	explicitly	explicitly	ADV
inlawrev-27644	577	4	chose	choose	VERB
inlawrev-27644	577	5	not	not	PART
inlawrev-27644	577	6	to	to	PART
inlawrev-27644	577	7	mandate	mandate	VERB
inlawrev-27644	577	8	any	any	DET
inlawrev-27644	577	9	particular	particular	ADJ
inlawrev-27644	577	10	or	or	CCONJ
inlawrev-27644	577	11	uniform	uniform	ADJ
inlawrev-27644	577	12	approach	approach	NOUN
inlawrev-27644	577	13	for	for	ADP
inlawrev-27644	577	14	consideration	consideration	NOUN
inlawrev-27644	577	15	of	of	ADP
inlawrev-27644	577	16	participant	participant	ADJ
inlawrev-27644	577	17	preferences.170	preferences.170	NOUN
inlawrev-27644	577	18	instead	instead	ADV
inlawrev-27644	577	19	,	,	PUNCT
inlawrev-27644	577	20	it	it	PRON
inlawrev-27644	577	21	stated	state	VERB
inlawrev-27644	577	22	that	that	SCONJ
inlawrev-27644	577	23	fiduciaries	fiduciary	NOUN
inlawrev-27644	577	24	should	should	AUX
inlawrev-27644	577	25	“	"	PUNCT
inlawrev-27644	577	26	consider	consider	VERB
inlawrev-27644	577	27	[	[	PUNCT
inlawrev-27644	577	28	]	]	X
inlawrev-27644	577	29	the	the	DET
inlawrev-27644	577	30	facts	fact	NOUN
inlawrev-27644	577	31	and	and	CCONJ
inlawrev-27644	577	32	circumstances	circumstance	NOUN
inlawrev-27644	577	33	of	of	ADP
inlawrev-27644	577	34	their	their	PRON
inlawrev-27644	577	35	plan	plan	NOUN
inlawrev-27644	577	36	and	and	CCONJ
inlawrev-27644	577	37	participant	participant	ADJ
inlawrev-27644	577	38	population	population	NOUN
inlawrev-27644	577	39	.	.	PUNCT
inlawrev-27644	578	1	”171	”171	PROPN
inlawrev-27644	578	2	164	164	NUM
inlawrev-27644	578	3	.	.	PUNCT
inlawrev-27644	579	1	see	see	VERB
inlawrev-27644	579	2	colleen	colleen	PROPN
inlawrev-27644	579	3	e.	e.	PROPN
inlawrev-27644	579	4	medill	medill	PROPN
inlawrev-27644	579	5	,	,	PUNCT
inlawrev-27644	579	6	transforming	transform	VERB
inlawrev-27644	579	7	the	the	DET
inlawrev-27644	579	8	role	role	NOUN
inlawrev-27644	579	9	of	of	ADP
inlawrev-27644	579	10	the	the	DET
inlawrev-27644	579	11	social	social	ADJ
inlawrev-27644	579	12	security	security	NOUN
inlawrev-27644	579	13	administration	administration	NOUN
inlawrev-27644	579	14	,	,	PUNCT
inlawrev-27644	579	15	92	92	NUM
inlawrev-27644	579	16	cornell	cornell	PROPN
inlawrev-27644	579	17	l.	l.	PROPN
inlawrev-27644	579	18	rev	rev	PROPN
inlawrev-27644	579	19	.	.	PROPN
inlawrev-27644	579	20	323	323	NUM
inlawrev-27644	579	21	,	,	PUNCT
inlawrev-27644	579	22	357	357	NUM
inlawrev-27644	579	23	(	(	PUNCT
inlawrev-27644	579	24	2007	2007	NUM
inlawrev-27644	579	25	)	)	PUNCT
inlawrev-27644	579	26	(	(	PUNCT
inlawrev-27644	579	27	discussing	discuss	VERB
inlawrev-27644	579	28	this	this	DET
inlawrev-27644	579	29	psychological	psychological	ADJ
inlawrev-27644	579	30	bias	bias	NOUN
inlawrev-27644	579	31	in	in	ADP
inlawrev-27644	579	32	the	the	DET
inlawrev-27644	579	33	context	context	NOUN
inlawrev-27644	579	34	of	of	ADP
inlawrev-27644	579	35	cash	cash	NOUN
inlawrev-27644	579	36	outs	out	NOUN
inlawrev-27644	579	37	on	on	ADP
inlawrev-27644	579	38	job	job	NOUN
inlawrev-27644	579	39	change	change	NOUN
inlawrev-27644	579	40	)	)	PUNCT
inlawrev-27644	579	41	.	.	PUNCT
inlawrev-27644	580	1	165	165	NUM
inlawrev-27644	580	2	.	.	PUNCT
inlawrev-27644	581	1	i	i	PRON
inlawrev-27644	581	2	d.	d.	PROPN
inlawrev-27644	581	3	166	166	NUM
inlawrev-27644	581	4	.	.	PUNCT
inlawrev-27644	582	1	robert	robert	PROPN
inlawrev-27644	582	2	l.	l.	PROPN
inlawrev-27644	582	3	clark	clark	PROPN
inlawrev-27644	582	4	,	,	PUNCT
inlawrev-27644	582	5	jennifer	jennifer	PROPN
inlawrev-27644	582	6	a.	a.	NOUN
inlawrev-27644	582	7	maki	maki	PROPN
inlawrev-27644	582	8	,	,	PUNCT
inlawrev-27644	582	9	&	&	CCONJ
inlawrev-27644	582	10	melinda	melinda	PROPN
inlawrev-27644	582	11	sandler	sandler	PROPN
inlawrev-27644	582	12	morrill	morrill	PROPN
inlawrev-27644	582	13	,	,	PUNCT
inlawrev-27644	582	14	can	can	AUX
inlawrev-27644	582	15	simple	simple	VERB
inlawrev-27644	582	16	information	information	NOUN
inlawrev-27644	582	17	nudges	nudge	NOUN
inlawrev-27644	582	18	increase	increase	VERB
inlawrev-27644	582	19	employee	employee	NOUN
inlawrev-27644	582	20	participation	participation	NOUN
inlawrev-27644	582	21	in	in	ADP
inlawrev-27644	582	22	a	a	DET
inlawrev-27644	582	23	401(k	401(k	NOUN
inlawrev-27644	582	24	)	)	PUNCT
inlawrev-27644	582	25	plan	plan	NOUN
inlawrev-27644	582	26	?	?	PUNCT
inlawrev-27644	583	1	,	,	PUNCT
inlawrev-27644	583	2	80	80	NUM
inlawrev-27644	583	3	s.	s.	PROPN
inlawrev-27644	583	4	econ	econ	PROPN
inlawrev-27644	583	5	.	.	PUNCT
inlawrev-27644	584	1	j.	j.	PROPN
inlawrev-27644	584	2	677	677	PROPN
inlawrev-27644	584	3	,	,	PUNCT
inlawrev-27644	584	4	680	680	NUM
inlawrev-27644	584	5	(	(	PUNCT
inlawrev-27644	584	6	2014	2014	NUM
inlawrev-27644	584	7	)	)	PUNCT
inlawrev-27644	584	8	;	;	PUNCT
inlawrev-27644	584	9	see	see	VERB
inlawrev-27644	584	10	also	also	ADV
inlawrev-27644	584	11	lorna	lorna	PROPN
inlawrev-27644	584	12	sabbia	sabbia	NOUN
inlawrev-27644	584	13	,	,	PUNCT
inlawrev-27644	584	14	2022	2022	NUM
inlawrev-27644	584	15	financial	financial	ADJ
inlawrev-27644	584	16	life	life	NOUN
inlawrev-27644	584	17	benefits	benefit	NOUN
inlawrev-27644	584	18	impact	impact	NOUN
inlawrev-27644	584	19	report	report	NOUN
inlawrev-27644	584	20	1	1	NUM
inlawrev-27644	584	21	,	,	PUNCT
inlawrev-27644	584	22	bank	bank	PROPN
inlawrev-27644	584	23	of	of	ADP
inlawrev-27644	584	24	america	america	PROPN
inlawrev-27644	584	25	(	(	PUNCT
inlawrev-27644	584	26	2022	2022	NUM
inlawrev-27644	584	27	)	)	PUNCT
inlawrev-27644	584	28	,	,	PUNCT
inlawrev-27644	584	29	h	h	NOUN
inlawrev-27644	584	30	t	t	PROPN
inlawrev-27644	584	31	t	t	PROPN
inlawrev-27644	585	1	p	p	X
inlawrev-27644	585	2	s	s	PROPN
inlawrev-27644	585	3	:/	:/	PUNCT
inlawrev-27644	585	4	/	/	SYM
inlawrev-27644	585	5	b	b	SYM
inlawrev-27644	585	6	u	u	NOUN
inlawrev-27644	585	7	s	s	VERB
inlawrev-27644	585	8	in	in	ADP
inlawrev-27644	585	9	e	e	PROPN
inlawrev-27644	585	10	s	s	NOUN
inlawrev-27644	585	11	s	s	NOUN
inlawrev-27644	585	12	.	.	PUNCT
inlawrev-27644	586	1	b	b	X
inlawrev-27644	586	2	o	o	X
inlawrev-27644	586	3	f	f	X
inlawrev-27644	586	4	a	a	INTJ
inlawrev-27644	586	5	.	.	PUNCT
inlawrev-27644	587	1	c	c	NOUN
inlawrev-27644	588	1	o	o	NOUN
inlawrev-27644	589	1	m	m	VERB
inlawrev-27644	589	2	/	/	SYM
inlawrev-27644	590	1	c	c	NOUN
inlawrev-27644	590	2	o	o	NOUN
inlawrev-27644	590	3	n	n	ADP
inlawrev-27644	590	4	t	t	X
inlawrev-27644	590	5	e	e	X
inlawrev-27644	590	6	n	n	PROPN
inlawrev-27644	590	7	t	t	PROPN
inlawrev-27644	590	8	/	/	SYM
inlawrev-27644	591	1	d	d	PROPN
inlawrev-27644	591	2	a	a	DET
inlawrev-27644	591	3	m	m	NOUN
inlawrev-27644	591	4	/	/	SYM
inlawrev-27644	591	5	f	f	PROPN
inlawrev-27644	591	6	la	la	PRON
inlawrev-27644	591	7	g	g	PROPN
inlawrev-27644	591	8	s	s	PROPN
inlawrev-27644	591	9	h	h	NOUN
inlawrev-27644	591	10	ip	ip	NOUN
inlawrev-27644	591	11	/	/	SYM
inlawrev-27644	591	12	w	w	NOUN
inlawrev-27644	591	13	o	o	NOUN
inlawrev-27644	591	14	r	r	NOUN
inlawrev-27644	592	1	k	k	NOUN
inlawrev-27644	592	2	p	p	X
inlawrev-27644	592	3	l	l	NOUN
inlawrev-27644	592	4	a	a	PRON
inlawrev-27644	592	5	c	c	NOUN
inlawrev-27644	592	6	e	e	X
inlawrev-27644	592	7	-b	-b	PUNCT
inlawrev-27644	592	8	e	e	X
inlawrev-27644	592	9	n	n	NUM
inlawrev-27644	592	10	e	e	NOUN
inlawrev-27644	592	11	f	f	X
inlawrev-27644	593	1	it	it	PRON
inlawrev-27644	593	2	s	s	VERB
inlawrev-27644	593	3	/	/	SYM
inlawrev-27644	593	4	i	i	NOUN
inlawrev-27644	593	5	d	d	PROPN
inlawrev-27644	593	6	2	2	NUM
inlawrev-27644	593	7	0	0	NUM
inlawrev-27644	594	1	_	_	NOUN
inlawrev-27644	594	2	0	0	NUM
inlawrev-27644	595	1	9	9	NUM
inlawrev-27644	595	2	0	0	NUM
inlawrev-27644	595	3	3	3	NUM
inlawrev-27644	595	4	/	/	SYM
inlawrev-27644	595	5	documents	document	NOUN
inlawrev-27644	595	6	/	/	SYM
inlawrev-27644	595	7	financial	financial	ADJ
inlawrev-27644	595	8	-	-	PUNCT
inlawrev-27644	595	9	life	life	NOUN
inlawrev-27644	595	10	-	-	PUNCT
inlawrev-27644	595	11	benefits	benefit	NOUN
inlawrev-27644	595	12	-	-	PUNCT
inlawrev-27644	595	13	impact	impact	NOUN
inlawrev-27644	595	14	-	-	PUNCT
inlawrev-27644	595	15	report.pdf	report.pdf	NOUN
inlawrev-27644	595	16	,	,	PUNCT
inlawrev-27644	595	17	[	[	X
inlawrev-27644	595	18	https://perma.cc/gr4b-xpfj	https://perma.cc/gr4b-xpfj	X
inlawrev-27644	595	19	]	]	X
inlawrev-27644	595	20	(	(	PUNCT
inlawrev-27644	595	21	reporting	report	VERB
inlawrev-27644	595	22	55	55	NUM
inlawrev-27644	595	23	%	%	NOUN
inlawrev-27644	595	24	of	of	ADP
inlawrev-27644	595	25	eligible	eligible	ADJ
inlawrev-27644	595	26	women	woman	NOUN
inlawrev-27644	595	27	and	and	CCONJ
inlawrev-27644	595	28	62	62	NUM
inlawrev-27644	595	29	%	%	NOUN
inlawrev-27644	595	30	of	of	ADP
inlawrev-27644	595	31	eligible	eligible	ADJ
inlawrev-27644	595	32	men	man	NOUN
inlawrev-27644	595	33	participate	participate	VERB
inlawrev-27644	595	34	in	in	ADP
inlawrev-27644	595	35	plans	plan	NOUN
inlawrev-27644	595	36	for	for	SCONJ
inlawrev-27644	595	37	which	which	DET
inlawrev-27644	595	38	bank	bank	PROPN
inlawrev-27644	595	39	of	of	ADP
inlawrev-27644	595	40	america	america	PROPN
inlawrev-27644	595	41	serves	serve	VERB
inlawrev-27644	595	42	as	as	ADP
inlawrev-27644	595	43	recordkeeper	recordkeeper	NOUN
inlawrev-27644	595	44	)	)	PUNCT
inlawrev-27644	595	45	.	.	PUNCT
inlawrev-27644	596	1	167	167	NUM
inlawrev-27644	596	2	.	.	PUNCT
inlawrev-27644	596	3	sabbia	sabbia	NOUN
inlawrev-27644	596	4	,	,	PUNCT
inlawrev-27644	596	5	supra	supra	PROPN
inlawrev-27644	596	6	note	note	NOUN
inlawrev-27644	596	7	166	166	NUM
inlawrev-27644	596	8	,	,	PUNCT
inlawrev-27644	596	9	at	at	ADP
inlawrev-27644	596	10	2	2	NUM
inlawrev-27644	596	11	.	.	NOUN
inlawrev-27644	596	12	168	168	NUM
inlawrev-27644	596	13	.	.	PUNCT
inlawrev-27644	597	1	government	government	NOUN
inlawrev-27644	597	2	accountability	accountability	NOUN
inlawrev-27644	597	3	office	office	NOUN
inlawrev-27644	597	4	,	,	PUNCT
inlawrev-27644	597	5	women	woman	NOUN
inlawrev-27644	597	6	in	in	ADP
inlawrev-27644	597	7	the	the	DET
inlawrev-27644	597	8	workforce	workforce	NOUN
inlawrev-27644	597	9	:	:	PUNCT
inlawrev-27644	597	10	the	the	DET
inlawrev-27644	597	11	gender	gender	NOUN
inlawrev-27644	597	12	pay	pay	NOUN
inlawrev-27644	597	13	gap	gap	NOUN
inlawrev-27644	597	14	is	be	AUX
inlawrev-27644	597	15	greater	great	ADJ
inlawrev-27644	597	16	for	for	ADP
inlawrev-27644	597	17	certain	certain	ADJ
inlawrev-27644	597	18	racial	racial	ADJ
inlawrev-27644	597	19	and	and	CCONJ
inlawrev-27644	597	20	ethnic	ethnic	ADJ
inlawrev-27644	597	21	groups	group	NOUN
inlawrev-27644	597	22	and	and	CCONJ
inlawrev-27644	597	23	varies	vary	VERB
inlawrev-27644	597	24	by	by	ADP
inlawrev-27644	597	25	educational	educational	ADJ
inlawrev-27644	597	26	level	level	NOUN
inlawrev-27644	597	27	,	,	PUNCT
inlawrev-27644	597	28	gao-23	gao-23	NOUN
inlawrev-27644	597	29	-	-	PUNCT
inlawrev-27644	597	30	106041	106041	NUM
inlawrev-27644	597	31	(	(	PUNCT
inlawrev-27644	597	32	2022	2022	NUM
inlawrev-27644	597	33	)	)	PUNCT
inlawrev-27644	597	34	https://www.gao.gov/products/gao-23-106041	https://www.gao.gov/products/gao-23-106041	PROPN
inlawrev-27644	598	1	[	[	X
inlawrev-27644	598	2	https://perma.cc/6gsc-arhg	https://perma.cc/6gsc-arhg	X
inlawrev-27644	598	3	]	]	X
inlawrev-27644	598	4	(	(	PUNCT
inlawrev-27644	598	5	“	"	PUNCT
inlawrev-27644	598	6	women	woman	NOUN
inlawrev-27644	598	7	.	.	PUNCT
inlawrev-27644	598	8	.	.	PUNCT
inlawrev-27644	598	9	.	.	PUNCT
inlawrev-27644	599	1	earn	earn	VERB
inlawrev-27644	599	2	an	an	DET
inlawrev-27644	599	3	estimated	estimate	VERB
inlawrev-27644	599	4	82	82	NUM
inlawrev-27644	599	5	cents	cent	NOUN
inlawrev-27644	599	6	for	for	ADP
inlawrev-27644	599	7	every	every	DET
inlawrev-27644	599	8	dollar	dollar	NOUN
inlawrev-27644	599	9	earned	earn	VERB
inlawrev-27644	599	10	by	by	ADP
inlawrev-27644	599	11	men	man	NOUN
inlawrev-27644	599	12	”	"	PUNCT
inlawrev-27644	599	13	)	)	PUNCT
inlawrev-27644	599	14	.	.	PUNCT
inlawrev-27644	600	1	169	169	NUM
inlawrev-27644	600	2	.	.	PUNCT
inlawrev-27644	601	1	u.s	u.s	PROPN
inlawrev-27644	601	2	.	.	PROPN
inlawrev-27644	601	3	dept	dept	PROPN
inlawrev-27644	601	4	.	.	PROPN
inlawrev-27644	601	5	of	of	ADP
inlawrev-27644	601	6	labor	labor	NOUN
inlawrev-27644	601	7	,	,	PUNCT
inlawrev-27644	601	8	women	woman	NOUN
inlawrev-27644	601	9	and	and	CCONJ
inlawrev-27644	601	10	retirement	retirement	NOUN
inlawrev-27644	601	11	savings	saving	NOUN
inlawrev-27644	601	12	,	,	PUNCT
inlawrev-27644	601	13	2	2	NUM
inlawrev-27644	601	14	(	(	PUNCT
inlawrev-27644	601	15	sept	sept	PROPN
inlawrev-27644	601	16	.	.	PROPN
inlawrev-27644	601	17	2017	2017	NUM
inlawrev-27644	601	18	)	)	PUNCT
inlawrev-27644	601	19	,	,	PUNCT
inlawrev-27644	601	20	https://www.dol	https://www.dol	PROPN
inlawrev-27644	601	21	.	.	PUNCT
inlawrev-27644	602	1	g	g	NOUN
inlawrev-27644	602	2	o	o	PROPN
inlawrev-27644	602	3	v	v	NOUN
inlawrev-27644	602	4	/	/	SYM
inlawrev-27644	602	5	s	s	X
inlawrev-27644	603	1	i	i	INTJ
inlawrev-27644	603	2	t	t	NOUN
inlawrev-27644	603	3	e	e	NOUN
inlawrev-27644	603	4	s	s	X
inlawrev-27644	603	5	/	/	SYM
inlawrev-27644	604	1	d	d	NOUN
inlawrev-27644	604	2	o	o	NOUN
inlawrev-27644	604	3	l	l	NOUN
inlawrev-27644	605	1	g	g	NOUN
inlawrev-27644	605	2	o	o	NOUN
inlawrev-27644	605	3	v	v	NOUN
inlawrev-27644	605	4	/	/	SYM
inlawrev-27644	605	5	f	f	NOUN
inlawrev-27644	606	1	i	i	NOUN
inlawrev-27644	606	2	l	l	NOUN
inlawrev-27644	606	3	e	e	NOUN
inlawrev-27644	606	4	s	s	X
inlawrev-27644	606	5	/	/	SYM
inlawrev-27644	606	6	l	l	NOUN
inlawrev-27644	606	7	e	e	NOUN
inlawrev-27644	606	8	g	g	PROPN
inlawrev-27644	606	9	a	a	PRON
inlawrev-27644	606	10	c	c	NOUN
inlawrev-27644	607	1	y	y	PROPN
inlawrev-27644	607	2	f	f	NOUN
inlawrev-27644	608	1	i	i	NOUN
inlawrev-27644	608	2	l	l	NOUN
inlawrev-27644	608	3	e	e	NOUN
inlawrev-27644	608	4	s	s	X
inlawrev-27644	608	5	/	/	SYM
inlawrev-27644	608	6	e	e	PROPN
inlawrev-27644	608	7	b	b	PROPN
inlawrev-27644	608	8	s	s	PROPN
inlawrev-27644	608	9	a	a	PRON
inlawrev-27644	608	10	/	/	SYM
inlawrev-27644	608	11	a	a	DET
inlawrev-27644	608	12	b	b	NOUN
inlawrev-27644	608	13	o	o	X
inlawrev-27644	608	14	u	u	NOUN
inlawrev-27644	608	15	t	t	PROPN
inlawrev-27644	608	16	e	e	PROPN
inlawrev-27644	608	17	b	b	PROPN
inlawrev-27644	608	18	s	s	PROPN
inlawrev-27644	608	19	a	a	PRON
inlawrev-27644	608	20	/	/	SYM
inlawrev-27644	608	21	o	o	NOUN
inlawrev-27644	608	22	u	u	NOUN
inlawrev-27644	608	23	r	r	NOUN
inlawrev-27644	608	24	a	a	NOUN
inlawrev-27644	608	25	c	c	NOUN
inlawrev-27644	608	26	t	t	NOUN
inlawrev-27644	609	1	i	i	PRON
inlawrev-27644	609	2	v	v	INTJ
inlawrev-27644	610	1	i	i	PRON
inlawrev-27644	610	2	t	t	NOUN
inlawrev-27644	611	1	i	i	PRON
inlawrev-27644	611	2	e	e	NOUN
inlawrev-27644	611	3	s	s	X
inlawrev-27644	611	4	/	/	SYM
inlawrev-27644	611	5	r	r	NOUN
inlawrev-27644	611	6	e	e	NOUN
inlawrev-27644	611	7	s	s	NOUN
inlawrev-27644	611	8	o	o	X
inlawrev-27644	611	9	u	u	NOUN
inlawrev-27644	611	10	r	r	NOUN
inlawrev-27644	611	11	c	c	NOUN
inlawrev-27644	611	12	e	e	NOUN
inlawrev-27644	611	13	center	center	NOUN
inlawrev-27644	611	14	/	/	SYM
inlawrev-27644	611	15	publications	publication	NOUN
inlawrev-27644	611	16	/	/	SYM
inlawrev-27644	611	17	women	woman	NOUN
inlawrev-27644	611	18	-	-	PUNCT
inlawrev-27644	611	19	and	and	CCONJ
inlawrev-27644	611	20	-	-	PUNCT
inlawrev-27644	611	21	retirement	retirement	NOUN
inlawrev-27644	611	22	-	-	PUNCT
inlawrev-27644	611	23	savings.pdf	savings.pdf	X
inlawrev-27644	611	24	[	[	X
inlawrev-27644	611	25	https://perma.cc/3yu9-2l9k	https://perma.cc/3yu9-2l9k	X
inlawrev-27644	611	26	]	]	X
inlawrev-27644	611	27	.	.	PUNCT
inlawrev-27644	612	1	170	170	NUM
inlawrev-27644	612	2	.	.	PUNCT
inlawrev-27644	613	1	2022	2022	NUM
inlawrev-27644	613	2	final	final	ADJ
inlawrev-27644	613	3	regulation	regulation	NOUN
inlawrev-27644	613	4	,	,	PUNCT
inlawrev-27644	613	5	87	87	NUM
inlawrev-27644	613	6	fed	fed	PROPN
inlawrev-27644	613	7	.	.	PUNCT
inlawrev-27644	614	1	reg	reg	PROPN
inlawrev-27644	614	2	.	.	PUNCT
inlawrev-27644	615	1	73822	73822	NUM
inlawrev-27644	615	2	,	,	PUNCT
inlawrev-27644	615	3	73842	73842	NUM
inlawrev-27644	615	4	(	(	PUNCT
inlawrev-27644	615	5	dec	dec	PROPN
inlawrev-27644	615	6	.	.	PROPN
inlawrev-27644	615	7	1	1	NUM
inlawrev-27644	615	8	,	,	PUNCT
inlawrev-27644	615	9	2022	2022	NUM
inlawrev-27644	615	10	)	)	PUNCT
inlawrev-27644	615	11	(	(	PUNCT
inlawrev-27644	615	12	“	"	PUNCT
inlawrev-27644	615	13	the	the	DET
inlawrev-27644	615	14	final	final	ADJ
inlawrev-27644	615	15	rule	rule	NOUN
inlawrev-27644	615	16	.	.	PUNCT
inlawrev-27644	615	17	.	.	PUNCT
inlawrev-27644	616	1	.	.	PUNCT
inlawrev-27644	617	1	declines	decline	VERB
inlawrev-27644	617	2	to	to	PART
inlawrev-27644	617	3	mandate	mandate	VERB
inlawrev-27644	617	4	a	a	DET
inlawrev-27644	617	5	uniform	uniform	ADJ
inlawrev-27644	617	6	methodology	methodology	NOUN
inlawrev-27644	617	7	for	for	ADP
inlawrev-27644	617	8	determining	determine	VERB
inlawrev-27644	617	9	[	[	X
inlawrev-27644	617	10	participant	participant	NOUN
inlawrev-27644	617	11	]	]	X
inlawrev-27644	617	12	preferences	preference	NOUN
inlawrev-27644	617	13	.	.	PUNCT
inlawrev-27644	617	14	”	"	PUNCT
inlawrev-27644	617	15	)	)	PUNCT
inlawrev-27644	617	16	,	,	PUNCT
inlawrev-27644	617	17	codified	codify	VERB
inlawrev-27644	617	18	at	at	ADP
inlawrev-27644	617	19	29	29	NUM
inlawrev-27644	617	20	c.f.r	c.f.r	NOUN
inlawrev-27644	617	21	.	.	PUNCT
inlawrev-27644	618	1	§	§	PROPN
inlawrev-27644	618	2	2550	2550	NUM
inlawrev-27644	618	3	.	.	PUNCT
inlawrev-27644	619	1	171	171	NUM
inlawrev-27644	619	2	.	.	PUNCT
inlawrev-27644	620	1	i	i	PRON
inlawrev-27644	620	2	d.	d.	PROPN
inlawrev-27644	620	3	76	76	NUM
inlawrev-27644	620	4	indiana	indiana	PROPN
inlawrev-27644	620	5	law	law	PROPN
inlawrev-27644	620	6	review	review	NOUN
inlawrev-27644	621	1	[	[	X
inlawrev-27644	621	2	vol	vol	NOUN
inlawrev-27644	621	3	.	.	PUNCT
inlawrev-27644	621	4	57:53	57:53	NUM
inlawrev-27644	621	5	application	application	NOUN
inlawrev-27644	621	6	of	of	ADP
inlawrev-27644	621	7	fiduciary	fiduciary	ADJ
inlawrev-27644	621	8	duty	duty	NOUN
inlawrev-27644	621	9	under	under	ADP
inlawrev-27644	621	10	erisa	erisa	NOUN
inlawrev-27644	621	11	has	have	AUX
inlawrev-27644	621	12	long	long	ADV
inlawrev-27644	621	13	struggled	struggle	VERB
inlawrev-27644	621	14	with	with	ADP
inlawrev-27644	621	15	how	how	SCONJ
inlawrev-27644	621	16	fiduciaries	fiduciary	NOUN
inlawrev-27644	621	17	should	should	AUX
inlawrev-27644	621	18	consider	consider	VERB
inlawrev-27644	621	19	the	the	DET
inlawrev-27644	621	20	complexities	complexity	NOUN
inlawrev-27644	621	21	of	of	ADP
inlawrev-27644	621	22	large	large	ADJ
inlawrev-27644	621	23	participant	participant	ADJ
inlawrev-27644	621	24	populations	population	NOUN
inlawrev-27644	621	25	with	with	ADP
inlawrev-27644	621	26	varying	vary	VERB
inlawrev-27644	621	27	interests.172	interests.172	NOUN
inlawrev-27644	621	28	in	in	ADP
inlawrev-27644	621	29	the	the	DET
inlawrev-27644	621	30	context	context	NOUN
inlawrev-27644	621	31	of	of	ADP
inlawrev-27644	621	32	a	a	DET
inlawrev-27644	621	33	401(k	401(k	PROPN
inlawrev-27644	621	34	)	)	PUNCT
inlawrev-27644	621	35	plan	plan	NOUN
inlawrev-27644	621	36	menu	menu	NOUN
inlawrev-27644	621	37	,	,	PUNCT
inlawrev-27644	621	38	however	however	ADV
inlawrev-27644	621	39	,	,	PUNCT
inlawrev-27644	621	40	the	the	DET
inlawrev-27644	621	41	standard	standard	NOUN
inlawrev-27644	621	42	advocated	advocate	VERB
inlawrev-27644	621	43	above	above	ADV
inlawrev-27644	621	44	provides	provide	VERB
inlawrev-27644	621	45	that	that	SCONJ
inlawrev-27644	621	46	if	if	SCONJ
inlawrev-27644	621	47	fiduciaries	fiduciary	NOUN
inlawrev-27644	621	48	reasonably	reasonably	ADV
inlawrev-27644	621	49	determine	determine	VERB
inlawrev-27644	621	50	that	that	PRON
inlawrev-27644	621	51	consideration	consideration	NOUN
inlawrev-27644	621	52	of	of	ADP
inlawrev-27644	621	53	participant	participant	ADJ
inlawrev-27644	621	54	preferences	preference	NOUN
inlawrev-27644	621	55	is	be	AUX
inlawrev-27644	621	56	likely	likely	ADJ
inlawrev-27644	621	57	to	to	PART
inlawrev-27644	621	58	empower	empower	VERB
inlawrev-27644	621	59	and	and	CCONJ
inlawrev-27644	621	60	motivate	motivate	VERB
inlawrev-27644	621	61	participants	participant	NOUN
inlawrev-27644	621	62	to	to	PART
inlawrev-27644	621	63	build	build	VERB
inlawrev-27644	621	64	greater	great	ADJ
inlawrev-27644	621	65	retirement	retirement	NOUN
inlawrev-27644	621	66	wealth	wealth	NOUN
inlawrev-27644	621	67	,	,	PUNCT
inlawrev-27644	621	68	then	then	ADV
inlawrev-27644	621	69	the	the	DET
inlawrev-27644	621	70	fiduciaries	fiduciary	NOUN
inlawrev-27644	621	71	may	may	AUX
inlawrev-27644	621	72	consider	consider	VERB
inlawrev-27644	621	73	those	those	DET
inlawrev-27644	621	74	preferences	preference	NOUN
inlawrev-27644	621	75	.	.	PUNCT
inlawrev-27644	622	1	that	that	PRON
inlawrev-27644	622	2	should	should	AUX
inlawrev-27644	622	3	apply	apply	VERB
inlawrev-27644	622	4	equally	equally	ADV
inlawrev-27644	622	5	to	to	ADP
inlawrev-27644	622	6	subgroups	subgroup	NOUN
inlawrev-27644	622	7	of	of	ADP
inlawrev-27644	622	8	participants	participant	NOUN
inlawrev-27644	622	9	,	,	PUNCT
inlawrev-27644	622	10	especially	especially	ADV
inlawrev-27644	622	11	if	if	SCONJ
inlawrev-27644	622	12	it	it	PRON
inlawrev-27644	622	13	counters	counter	VERB
inlawrev-27644	622	14	lower	low	ADJ
inlawrev-27644	622	15	participation	participation	NOUN
inlawrev-27644	622	16	and	and	CCONJ
inlawrev-27644	622	17	savings	saving	NOUN
inlawrev-27644	622	18	rates	rate	NOUN
inlawrev-27644	622	19	by	by	ADP
inlawrev-27644	622	20	those	those	DET
inlawrev-27644	622	21	subgroups	subgroup	NOUN
inlawrev-27644	622	22	.	.	PUNCT
inlawrev-27644	623	1	b.	b.	PROPN
inlawrev-27644	623	2	tie	tie	NOUN
inlawrev-27644	623	3	-	-	PUNCT
inlawrev-27644	623	4	breakers	breaker	NOUN
inlawrev-27644	623	5	in	in	ADP
inlawrev-27644	623	6	401(k	401(k	NOUN
inlawrev-27644	623	7	)	)	PUNCT
inlawrev-27644	623	8	plans	plan	VERB
inlawrev-27644	623	9	the	the	DET
inlawrev-27644	623	10	most	most	ADV
inlawrev-27644	623	11	contentious	contentious	ADJ
inlawrev-27644	623	12	issue	issue	NOUN
inlawrev-27644	623	13	with	with	ADP
inlawrev-27644	623	14	the	the	DET
inlawrev-27644	623	15	duty	duty	NOUN
inlawrev-27644	623	16	of	of	ADP
inlawrev-27644	623	17	loyalty	loyalty	NOUN
inlawrev-27644	623	18	as	as	SCONJ
inlawrev-27644	623	19	applied	apply	VERB
inlawrev-27644	623	20	to	to	ADP
inlawrev-27644	623	21	sustainability	sustainability	NOUN
inlawrev-27644	623	22	considerations	consideration	NOUN
inlawrev-27644	623	23	may	may	AUX
inlawrev-27644	623	24	be	be	AUX
inlawrev-27644	623	25	what	what	PRON
inlawrev-27644	623	26	has	have	AUX
inlawrev-27644	623	27	come	come	VERB
inlawrev-27644	623	28	to	to	PART
inlawrev-27644	623	29	be	be	AUX
inlawrev-27644	623	30	known	know	VERB
inlawrev-27644	623	31	as	as	ADP
inlawrev-27644	623	32	tiebreakers	tiebreaker	NOUN
inlawrev-27644	623	33	—	—	PUNCT
inlawrev-27644	623	34	situations	situation	NOUN
inlawrev-27644	623	35	in	in	ADP
inlawrev-27644	623	36	which	which	PRON
inlawrev-27644	623	37	fiduciaries	fiduciary	NOUN
inlawrev-27644	623	38	must	must	AUX
inlawrev-27644	623	39	choose	choose	VERB
inlawrev-27644	623	40	between	between	ADP
inlawrev-27644	623	41	two	two	NUM
inlawrev-27644	623	42	“	"	PUNCT
inlawrev-27644	623	43	equal	equal	ADJ
inlawrev-27644	623	44	”	"	PUNCT
inlawrev-27644	623	45	investments.173	investments.173	NOUN
inlawrev-27644	623	46	it	it	PRON
inlawrev-27644	623	47	is	be	AUX
inlawrev-27644	623	48	easiest	easy	ADJ
inlawrev-27644	623	49	to	to	PART
inlawrev-27644	623	50	conceptualize	conceptualize	VERB
inlawrev-27644	623	51	the	the	DET
inlawrev-27644	623	52	problem	problem	NOUN
inlawrev-27644	623	53	of	of	ADP
inlawrev-27644	623	54	tie	tie	NOUN
inlawrev-27644	623	55	-	-	PUNCT
inlawrev-27644	623	56	breakers	breaker	NOUN
inlawrev-27644	623	57	in	in	ADP
inlawrev-27644	623	58	a	a	DET
inlawrev-27644	623	59	db	db	PROPN
inlawrev-27644	623	60	plan	plan	NOUN
inlawrev-27644	623	61	,	,	PUNCT
inlawrev-27644	623	62	which	which	PRON
inlawrev-27644	623	63	has	have	VERB
inlawrev-27644	623	64	a	a	DET
inlawrev-27644	623	65	fixed	fix	VERB
inlawrev-27644	623	66	amount	amount	NOUN
inlawrev-27644	623	67	of	of	ADP
inlawrev-27644	623	68	assets	asset	NOUN
inlawrev-27644	623	69	to	to	PART
inlawrev-27644	623	70	be	be	AUX
inlawrev-27644	623	71	invested	invest	VERB
inlawrev-27644	623	72	.	.	PUNCT
inlawrev-27644	624	1	if	if	SCONJ
inlawrev-27644	624	2	fiduciaries	fiduciary	NOUN
inlawrev-27644	624	3	are	be	AUX
inlawrev-27644	624	4	considering	consider	VERB
inlawrev-27644	624	5	two	two	NUM
inlawrev-27644	624	6	“	"	PUNCT
inlawrev-27644	624	7	equivalent	equivalent	ADJ
inlawrev-27644	624	8	”	"	PUNCT
inlawrev-27644	624	9	investments	investment	NOUN
inlawrev-27644	624	10	,	,	PUNCT
inlawrev-27644	624	11	they	they	PRON
inlawrev-27644	624	12	must	must	AUX
inlawrev-27644	624	13	make	make	VERB
inlawrev-27644	624	14	a	a	DET
inlawrev-27644	624	15	decision	decision	NOUN
inlawrev-27644	624	16	on	on	ADP
inlawrev-27644	624	17	whether	whether	SCONJ
inlawrev-27644	624	18	to	to	PART
inlawrev-27644	624	19	invest	invest	VERB
inlawrev-27644	624	20	in	in	ADP
inlawrev-27644	624	21	one	one	NUM
inlawrev-27644	624	22	or	or	CCONJ
inlawrev-27644	624	23	both	both	PRON
inlawrev-27644	624	24	of	of	ADP
inlawrev-27644	624	25	those	those	DET
inlawrev-27644	624	26	investments	investment	NOUN
inlawrev-27644	624	27	.	.	PUNCT
inlawrev-27644	625	1	in	in	ADP
inlawrev-27644	625	2	a	a	DET
inlawrev-27644	625	3	401(k	401(k	PROPN
inlawrev-27644	625	4	)	)	PUNCT
inlawrev-27644	625	5	plan	plan	NOUN
inlawrev-27644	625	6	,	,	PUNCT
inlawrev-27644	625	7	fiduciaries	fiduciary	NOUN
inlawrev-27644	625	8	may	may	AUX
inlawrev-27644	625	9	confront	confront	VERB
inlawrev-27644	625	10	a	a	DET
inlawrev-27644	625	11	similar	similar	ADJ
inlawrev-27644	625	12	situation	situation	NOUN
inlawrev-27644	625	13	in	in	ADP
inlawrev-27644	625	14	deciding	decide	VERB
inlawrev-27644	625	15	,	,	PUNCT
inlawrev-27644	625	16	for	for	ADP
inlawrev-27644	625	17	example	example	NOUN
inlawrev-27644	625	18	,	,	PUNCT
inlawrev-27644	625	19	between	between	ADP
inlawrev-27644	625	20	two	two	NUM
inlawrev-27644	625	21	different	different	ADJ
inlawrev-27644	625	22	sustainable	sustainable	ADJ
inlawrev-27644	625	23	investments	investment	NOUN
inlawrev-27644	625	24	.	.	PUNCT
inlawrev-27644	626	1	or	or	CCONJ
inlawrev-27644	626	2	,	,	PUNCT
inlawrev-27644	626	3	different	different	ADJ
inlawrev-27644	626	4	groups	group	NOUN
inlawrev-27644	626	5	of	of	ADP
inlawrev-27644	626	6	participants	participant	NOUN
inlawrev-27644	626	7	may	may	AUX
inlawrev-27644	626	8	want	want	VERB
inlawrev-27644	626	9	access	access	NOUN
inlawrev-27644	626	10	to	to	ADP
inlawrev-27644	626	11	very	very	ADV
inlawrev-27644	626	12	different	different	ADJ
inlawrev-27644	626	13	types	type	NOUN
inlawrev-27644	626	14	of	of	ADP
inlawrev-27644	626	15	investments	investment	NOUN
inlawrev-27644	626	16	such	such	ADJ
inlawrev-27644	626	17	as	as	ADP
inlawrev-27644	626	18	sin	sin	NOUN
inlawrev-27644	626	19	stocks	stock	NOUN
inlawrev-27644	626	20	and	and	CCONJ
inlawrev-27644	626	21	sustainable	sustainable	ADJ
inlawrev-27644	626	22	investments	investment	NOUN
inlawrev-27644	626	23	.	.	PUNCT
inlawrev-27644	627	1	if	if	SCONJ
inlawrev-27644	627	2	the	the	DET
inlawrev-27644	627	3	preferences	preference	NOUN
inlawrev-27644	627	4	are	be	AUX
inlawrev-27644	627	5	equivalent	equivalent	ADJ
inlawrev-27644	627	6	or	or	CCONJ
inlawrev-27644	627	7	the	the	DET
inlawrev-27644	627	8	best	good	ADJ
inlawrev-27644	627	9	investments	investment	NOUN
inlawrev-27644	627	10	in	in	ADP
inlawrev-27644	627	11	each	each	DET
inlawrev-27644	627	12	category	category	NOUN
inlawrev-27644	627	13	are	be	AUX
inlawrev-27644	627	14	equivalent	equivalent	ADJ
inlawrev-27644	627	15	,	,	PUNCT
inlawrev-27644	627	16	the	the	DET
inlawrev-27644	627	17	fiduciaries	fiduciary	NOUN
inlawrev-27644	627	18	might	might	AUX
inlawrev-27644	627	19	need	need	VERB
inlawrev-27644	627	20	to	to	PART
inlawrev-27644	627	21	choose	choose	VERB
inlawrev-27644	627	22	among	among	ADP
inlawrev-27644	627	23	them	they	PRON
inlawrev-27644	627	24	.	.	PUNCT
inlawrev-27644	628	1	commenters	commenter	NOUN
inlawrev-27644	628	2	are	be	AUX
inlawrev-27644	628	3	divided	divide	VERB
inlawrev-27644	628	4	on	on	ADP
inlawrev-27644	628	5	the	the	DET
inlawrev-27644	628	6	likelihood	likelihood	NOUN
inlawrev-27644	628	7	that	that	SCONJ
inlawrev-27644	628	8	tie	tie	NOUN
inlawrev-27644	628	9	-	-	PUNCT
inlawrev-27644	628	10	breakers	breaker	NOUN
inlawrev-27644	628	11	actually	actually	ADV
inlawrev-27644	628	12	exist	exist	VERB
inlawrev-27644	628	13	.	.	PUNCT
inlawrev-27644	629	1	some	some	PRON
inlawrev-27644	629	2	of	of	ADP
inlawrev-27644	629	3	the	the	DET
inlawrev-27644	629	4	debate	debate	NOUN
inlawrev-27644	629	5	on	on	ADP
inlawrev-27644	629	6	whether	whether	SCONJ
inlawrev-27644	629	7	and	and	CCONJ
inlawrev-27644	629	8	how	how	SCONJ
inlawrev-27644	629	9	frequently	frequently	ADV
inlawrev-27644	629	10	tie	tie	NOUN
inlawrev-27644	629	11	-	-	PUNCT
inlawrev-27644	629	12	breaker	breaker	NOUN
inlawrev-27644	629	13	situations	situation	NOUN
inlawrev-27644	629	14	occur	occur	VERB
inlawrev-27644	629	15	depends	depend	VERB
inlawrev-27644	629	16	on	on	ADP
inlawrev-27644	629	17	the	the	DET
inlawrev-27644	629	18	definition	definition	NOUN
inlawrev-27644	629	19	being	be	AUX
inlawrev-27644	629	20	used.174	used.174	ADJ
inlawrev-27644	629	21	professors	professor	NOUN
inlawrev-27644	629	22	max	max	PROPN
inlawrev-27644	629	23	schanzenbach	schanzenbach	PROPN
inlawrev-27644	629	24	and	and	CCONJ
inlawrev-27644	629	25	robert	robert	PROPN
inlawrev-27644	629	26	sitkoff	sitkoff	PROPN
inlawrev-27644	629	27	considered	consider	VERB
inlawrev-27644	629	28	the	the	DET
inlawrev-27644	629	29	question	question	NOUN
inlawrev-27644	629	30	based	base	VERB
inlawrev-27644	629	31	on	on	ADP
inlawrev-27644	629	32	whether	whether	SCONJ
inlawrev-27644	629	33	investments	investment	NOUN
inlawrev-27644	629	34	can	can	AUX
inlawrev-27644	629	35	be	be	AUX
inlawrev-27644	629	36	economically	economically	ADV
inlawrev-27644	629	37	equivalent	equivalent	ADJ
inlawrev-27644	629	38	in	in	ADP
inlawrev-27644	629	39	their	their	PRON
inlawrev-27644	629	40	risk	risk	NOUN
inlawrev-27644	629	41	and	and	CCONJ
inlawrev-27644	629	42	return	return	VERB
inlawrev-27644	629	43	profile.175	profile.175	NOUN
inlawrev-27644	629	44	they	they	PRON
inlawrev-27644	629	45	concluded	conclude	VERB
inlawrev-27644	629	46	such	such	DET
inlawrev-27644	629	47	a	a	DET
inlawrev-27644	629	48	situation	situation	NOUN
inlawrev-27644	629	49	would	would	AUX
inlawrev-27644	629	50	be	be	AUX
inlawrev-27644	629	51	as	as	ADV
inlawrev-27644	629	52	rare	rare	ADJ
inlawrev-27644	629	53	as	as	ADP
inlawrev-27644	629	54	a	a	DET
inlawrev-27644	629	55	“	"	PUNCT
inlawrev-27644	629	56	unicorn	unicorn	NOUN
inlawrev-27644	629	57	.	.	PUNCT
inlawrev-27644	629	58	”1	”1	PUNCT
inlawrev-27644	629	59	7	7	NUM
inlawrev-27644	629	60	6	6	NUM
inlawrev-27644	629	61	they	they	PRON
inlawrev-27644	629	62	worried	worry	VERB
inlawrev-27644	629	63	that	that	SCONJ
inlawrev-27644	629	64	by	by	ADP
inlawrev-27644	629	65	recognizing	recognize	VERB
inlawrev-27644	629	66	the	the	DET
inlawrev-27644	629	67	possibility	possibility	NOUN
inlawrev-27644	629	68	of	of	ADP
inlawrev-27644	629	69	tie	tie	NOUN
inlawrev-27644	629	70	-	-	PUNCT
inlawrev-27644	629	71	breakers	breaker	NOUN
inlawrev-27644	629	72	,	,	PUNCT
inlawrev-27644	629	73	the	the	DET
inlawrev-27644	629	74	dol	dol	NOUN
inlawrev-27644	629	75	would	would	AUX
inlawrev-27644	629	76	provide	provide	VERB
inlawrev-27644	629	77	fiduciaries	fiduciary	NOUN
inlawrev-27644	629	78	with	with	ADP
inlawrev-27644	629	79	too	too	ADV
inlawrev-27644	629	80	much	much	ADJ
inlawrev-27644	629	81	opportunity	opportunity	NOUN
inlawrev-27644	629	82	to	to	PART
inlawrev-27644	629	83	use	use	VERB
inlawrev-27644	629	84	the	the	DET
inlawrev-27644	629	85	plasticity	plasticity	NOUN
inlawrev-27644	629	86	inherent	inherent	ADJ
inlawrev-27644	629	87	in	in	ADP
inlawrev-27644	629	88	active	active	ADJ
inlawrev-27644	629	89	investing	investing	NOUN
inlawrev-27644	629	90	to	to	PART
inlawrev-27644	629	91	create	create	VERB
inlawrev-27644	629	92	supposed	suppose	VERB
inlawrev-27644	629	93	tie	tie	NOUN
inlawrev-27644	629	94	-	-	PUNCT
inlawrev-27644	629	95	breaker	breaker	NOUN
inlawrev-27644	629	96	situations.177	situations.177	NOUN
inlawrev-27644	629	97	172	172	NUM
inlawrev-27644	629	98	.	.	PUNCT
inlawrev-27644	630	1	daniel	daniel	PROPN
inlawrev-27644	630	2	fischel	fischel	PROPN
inlawrev-27644	630	3	&	&	CCONJ
inlawrev-27644	630	4	john	john	PROPN
inlawrev-27644	630	5	h.	h.	PROPN
inlawrev-27644	630	6	langbein	langbein	PROPN
inlawrev-27644	630	7	,	,	PUNCT
inlawrev-27644	630	8	erisa	erisa	PROPN
inlawrev-27644	630	9	’s	’s	PART
inlawrev-27644	630	10	fundamental	fundamental	ADJ
inlawrev-27644	630	11	contradiction	contradiction	NOUN
inlawrev-27644	630	12	:	:	PUNCT
inlawrev-27644	630	13	the	the	DET
inlawrev-27644	630	14	exclusive	exclusive	ADJ
inlawrev-27644	630	15	benefit	benefit	NOUN
inlawrev-27644	630	16	rule	rule	NOUN
inlawrev-27644	630	17	,	,	PUNCT
inlawrev-27644	630	18	55	55	NUM
inlawrev-27644	630	19	u.	u.	NOUN
inlawrev-27644	630	20	chi	chi	PROPN
inlawrev-27644	630	21	.	.	PUNCT
inlawrev-27644	631	1	l.	l.	PROPN
inlawrev-27644	631	2	rev	rev	PROPN
inlawrev-27644	631	3	.	.	PROPN
inlawrev-27644	631	4	1105	1105	NUM
inlawrev-27644	631	5	(	(	PUNCT
inlawrev-27644	631	6	1988	1988	NUM
inlawrev-27644	631	7	)	)	PUNCT
inlawrev-27644	631	8	.	.	PUNCT
inlawrev-27644	632	1	173	173	X
inlawrev-27644	632	2	.	.	PUNCT
inlawrev-27644	632	3	see	see	VERB
inlawrev-27644	632	4	e.g.	e.g.	ADV
inlawrev-27644	632	5	2022	2022	NUM
inlawrev-27644	632	6	final	final	ADJ
inlawrev-27644	632	7	regulation	regulation	NOUN
inlawrev-27644	632	8	,	,	PUNCT
inlawrev-27644	632	9	87	87	NUM
inlawrev-27644	632	10	fed	fed	PROPN
inlawrev-27644	632	11	.	.	PUNCT
inlawrev-27644	633	1	reg	reg	PROPN
inlawrev-27644	633	2	.	.	PUNCT
inlawrev-27644	634	1	at	at	ADP
inlawrev-27644	634	2	73822	73822	NUM
inlawrev-27644	634	3	(	(	PUNCT
inlawrev-27644	634	4	table	table	NOUN
inlawrev-27644	634	5	of	of	ADP
inlawrev-27644	634	6	contents	content	NOUN
inlawrev-27644	634	7	listing	list	VERB
inlawrev-27644	634	8	section	section	NOUN
inlawrev-27644	634	9	titled	title	VERB
inlawrev-27644	634	10	“	"	PUNCT
inlawrev-27644	634	11	cost	cost	NOUN
inlawrev-27644	634	12	associated	associate	VERB
inlawrev-27644	634	13	with	with	ADP
inlawrev-27644	634	14	changes	change	NOUN
inlawrev-27644	634	15	to	to	ADP
inlawrev-27644	634	16	the	the	DET
inlawrev-27644	634	17	‘	'	PUNCT
inlawrev-27644	634	18	tiebreaker	tiebreaker	NOUN
inlawrev-27644	634	19	’	'	PUNCT
inlawrev-27644	634	20	rule	rule	NOUN
inlawrev-27644	634	21	”	"	PUNCT
inlawrev-27644	634	22	)	)	PUNCT
inlawrev-27644	634	23	;	;	PUNCT
inlawrev-27644	634	24	schanzenbach	schanzenbach	PROPN
inlawrev-27644	634	25	&	&	CCONJ
inlawrev-27644	634	26	sitkoff	sitkoff	NOUN
inlawrev-27644	634	27	,	,	PUNCT
inlawrev-27644	634	28	supra	supra	PROPN
inlawrev-27644	634	29	note	note	NOUN
inlawrev-27644	634	30	111	111	NUM
inlawrev-27644	634	31	,	,	PUNCT
inlawrev-27644	634	32	at	at	ADP
inlawrev-27644	634	33	408	408	NUM
inlawrev-27644	634	34	(	(	PUNCT
inlawrev-27644	634	35	subsection	subsection	NOUN
inlawrev-27644	634	36	titled	title	VERB
inlawrev-27644	634	37	“	"	PUNCT
inlawrev-27644	634	38	collateral	collateral	ADJ
inlawrev-27644	634	39	benefits	benefit	NOUN
inlawrev-27644	634	40	as	as	ADP
inlawrev-27644	634	41	a	a	DET
inlawrev-27644	634	42	tiebreaker	tiebreaker	NOUN
inlawrev-27644	634	43	?	?	PUNCT
inlawrev-27644	634	44	”	"	PUNCT
inlawrev-27644	634	45	)	)	PUNCT
inlawrev-27644	634	46	.	.	PUNCT
inlawrev-27644	635	1	174	174	NUM
inlawrev-27644	635	2	.	.	PUNCT
inlawrev-27644	636	1	see	see	VERB
inlawrev-27644	636	2	,	,	PUNCT
inlawrev-27644	636	3	e.g.	e.g.	ADV
inlawrev-27644	636	4	,	,	PUNCT
inlawrev-27644	636	5	2022	2022	NUM
inlawrev-27644	636	6	final	final	ADJ
inlawrev-27644	636	7	regulation	regulation	NOUN
inlawrev-27644	636	8	,	,	PUNCT
inlawrev-27644	636	9	87	87	NUM
inlawrev-27644	636	10	fed	fed	PROPN
inlawrev-27644	636	11	.	.	PUNCT
inlawrev-27644	637	1	reg	reg	PROPN
inlawrev-27644	637	2	.	.	PUNCT
inlawrev-27644	638	1	at	at	ADP
inlawrev-27644	638	2	73842	73842	NUM
inlawrev-27644	638	3	,	,	PUNCT
inlawrev-27644	638	4	73826	73826	NUM
inlawrev-27644	638	5	-	-	SYM
inlawrev-27644	638	6	27	27	NUM
inlawrev-27644	638	7	,	,	PUNCT
inlawrev-27644	638	8	73835	73835	NUM
inlawrev-27644	638	9	(	(	PUNCT
inlawrev-27644	638	10	discussing	discuss	VERB
inlawrev-27644	638	11	various	various	ADJ
inlawrev-27644	638	12	definitions	definition	NOUN
inlawrev-27644	638	13	of	of	ADP
inlawrev-27644	638	14	the	the	DET
inlawrev-27644	638	15	tie	tie	NOUN
inlawrev-27644	638	16	-	-	PUNCT
inlawrev-27644	638	17	breaker	breaker	NOUN
inlawrev-27644	638	18	standard	standard	NOUN
inlawrev-27644	638	19	)	)	PUNCT
inlawrev-27644	638	20	.	.	PUNCT
inlawrev-27644	639	1	175	175	NUM
inlawrev-27644	639	2	.	.	PUNCT
inlawrev-27644	640	1	schanzenbach	schanzenbach	PROPN
inlawrev-27644	640	2	&	&	CCONJ
inlawrev-27644	640	3	sitkoff	sitkoff	NOUN
inlawrev-27644	640	4	,	,	PUNCT
inlawrev-27644	640	5	supra	supra	PROPN
inlawrev-27644	640	6	note	note	NOUN
inlawrev-27644	640	7	111	111	NUM
inlawrev-27644	640	8	,	,	PUNCT
inlawrev-27644	640	9	at	at	ADP
inlawrev-27644	640	10	410	410	NUM
inlawrev-27644	640	11	.	.	PUNCT
inlawrev-27644	640	12	176	176	NUM
inlawrev-27644	640	13	.	.	PUNCT
inlawrev-27644	641	1	i	i	PRON
inlawrev-27644	641	2	d.	d.	PROPN
inlawrev-27644	641	3	177	177	NUM
inlawrev-27644	641	4	.	.	PUNCT
inlawrev-27644	642	1	i	i	PRON
inlawrev-27644	642	2	d.	d.	PROPN
inlawrev-27644	642	3	;	;	PUNCT
inlawrev-27644	642	4	see	see	VERB
inlawrev-27644	642	5	also	also	ADV
inlawrev-27644	642	6	joakim	joakim	PROPN
inlawrev-27644	642	7	sandberg	sandberg	PROPN
inlawrev-27644	642	8	,	,	PUNCT
inlawrev-27644	642	9	socially	socially	ADV
inlawrev-27644	642	10	responsible	responsible	ADJ
inlawrev-27644	642	11	investment	investment	NOUN
inlawrev-27644	642	12	and	and	CCONJ
inlawrev-27644	642	13	fiduciary	fiduciary	ADJ
inlawrev-27644	642	14	duty	duty	NOUN
inlawrev-27644	642	15	:	:	PUNCT
inlawrev-27644	642	16	putting	put	VERB
inlawrev-27644	642	17	the	the	DET
inlawrev-27644	642	18	freshfields	freshfield	NOUN
inlawrev-27644	642	19	report	report	NOUN
inlawrev-27644	642	20	into	into	ADP
inlawrev-27644	642	21	perspective	perspective	NOUN
inlawrev-27644	642	22	,	,	PUNCT
inlawrev-27644	642	23	101	101	NUM
inlawrev-27644	642	24	j.	j.	PROPN
inlawrev-27644	642	25	bus	bus	PROPN
inlawrev-27644	642	26	.	.	PUNCT
inlawrev-27644	643	1	ethics	ethic	NOUN
inlawrev-27644	643	2	143	143	NUM
inlawrev-27644	643	3	,	,	PUNCT
inlawrev-27644	643	4	149	149	NUM
inlawrev-27644	643	5	(	(	PUNCT
inlawrev-27644	643	6	2011	2011	NUM
inlawrev-27644	643	7	)	)	PUNCT
inlawrev-27644	643	8	(	(	PUNCT
inlawrev-27644	643	9	“	"	PUNCT
inlawrev-27644	643	10	[	[	X
inlawrev-27644	643	11	i]t	i]t	PRON
inlawrev-27644	643	12	actually	actually	ADV
inlawrev-27644	643	13	seems	seem	VERB
inlawrev-27644	643	14	rather	rather	ADV
inlawrev-27644	643	15	unlikely	unlikely	ADJ
inlawrev-27644	643	16	that	that	SCONJ
inlawrev-27644	643	17	investors	investor	NOUN
inlawrev-27644	643	18	with	with	ADP
inlawrev-27644	643	19	adequate	adequate	ADJ
inlawrev-27644	643	20	skills	skill	NOUN
inlawrev-27644	643	21	in	in	ADP
inlawrev-27644	643	22	modern	modern	ADJ
inlawrev-27644	643	23	financial	financial	ADJ
inlawrev-27644	643	24	analysis	analysis	NOUN
inlawrev-27644	643	25	will	will	AUX
inlawrev-27644	643	26	find	find	VERB
inlawrev-27644	643	27	themselves	themselves	PRON
inlawrev-27644	643	28	in	in	ADP
inlawrev-27644	643	29	[	[	PUNCT
inlawrev-27644	643	30	tie	tie	NOUN
inlawrev-27644	643	31	-	-	PUNCT
inlawrev-27644	643	32	breaker	breaker	NOUN
inlawrev-27644	643	33	]	]	PUNCT
inlawrev-27644	643	34	situations	situation	NOUN
inlawrev-27644	643	35	.	.	PUNCT
inlawrev-27644	643	36	”	"	PUNCT
inlawrev-27644	643	37	)	)	PUNCT
inlawrev-27644	643	38	.	.	PUNCT
inlawrev-27644	644	1	2023	2023	NUM
inlawrev-27644	644	2	]	]	PUNCT
inlawrev-27644	644	3	matching	match	VERB
inlawrev-27644	644	4	preferences	preference	NOUN
inlawrev-27644	644	5	and	and	CCONJ
inlawrev-27644	644	6	access	access	NOUN
inlawrev-27644	644	7	77	77	NUM
inlawrev-27644	644	8	other	other	ADJ
inlawrev-27644	644	9	experts	expert	NOUN
inlawrev-27644	644	10	are	be	AUX
inlawrev-27644	644	11	more	more	ADV
inlawrev-27644	644	12	sanguine	sanguine	ADJ
inlawrev-27644	644	13	about	about	ADP
inlawrev-27644	644	14	the	the	DET
inlawrev-27644	644	15	probability	probability	NOUN
inlawrev-27644	644	16	of	of	ADP
inlawrev-27644	644	17	tie	tie	NOUN
inlawrev-27644	644	18	-	-	PUNCT
inlawrev-27644	644	19	breakers	breaker	NOUN
inlawrev-27644	644	20	.	.	PUNCT
inlawrev-27644	645	1	in	in	ADP
inlawrev-27644	645	2	2005	2005	NUM
inlawrev-27644	645	3	,	,	PUNCT
inlawrev-27644	645	4	at	at	ADP
inlawrev-27644	645	5	the	the	DET
inlawrev-27644	645	6	request	request	NOUN
inlawrev-27644	645	7	of	of	ADP
inlawrev-27644	645	8	a	a	DET
inlawrev-27644	645	9	united	united	PROPN
inlawrev-27644	645	10	nations	nations	PROPN
inlawrev-27644	645	11	group	group	NOUN
inlawrev-27644	645	12	that	that	PRON
inlawrev-27644	645	13	preceded	precede	VERB
inlawrev-27644	645	14	the	the	DET
inlawrev-27644	645	15	principles	principle	NOUN
inlawrev-27644	645	16	of	of	ADP
inlawrev-27644	645	17	responsible	responsible	ADJ
inlawrev-27644	645	18	investment	investment	NOUN
inlawrev-27644	645	19	(	(	PUNCT
inlawrev-27644	645	20	pri	pri	NOUN
inlawrev-27644	645	21	)	)	PUNCT
inlawrev-27644	645	22	,	,	PUNCT
inlawrev-27644	645	23	the	the	DET
inlawrev-27644	645	24	law	law	NOUN
inlawrev-27644	645	25	firm	firm	NOUN
inlawrev-27644	645	26	of	of	ADP
inlawrev-27644	645	27	freshfields	freshfields	PROPN
inlawrev-27644	645	28	bruckhaus	bruckhaus	PROPN
inlawrev-27644	645	29	deringer	deringer	PROPN
inlawrev-27644	645	30	produced	produce	VERB
inlawrev-27644	645	31	one	one	NUM
inlawrev-27644	645	32	of	of	ADP
inlawrev-27644	645	33	the	the	DET
inlawrev-27644	645	34	most	most	ADV
inlawrev-27644	645	35	influential	influential	ADJ
inlawrev-27644	645	36	analyses	analysis	NOUN
inlawrev-27644	645	37	supporting	support	VERB
inlawrev-27644	645	38	sustainable	sustainable	ADJ
inlawrev-27644	645	39	investing	investing	NOUN
inlawrev-27644	645	40	(	(	PUNCT
inlawrev-27644	645	41	the	the	DET
inlawrev-27644	645	42	freshfields	freshfield	NOUN
inlawrev-27644	645	43	report).178	report).178	ADV
inlawrev-27644	645	44	the	the	DET
inlawrev-27644	645	45	report	report	NOUN
inlawrev-27644	645	46	concluded	conclude	VERB
inlawrev-27644	645	47	that	that	SCONJ
inlawrev-27644	645	48	tie	tie	NOUN
inlawrev-27644	645	49	-	-	PUNCT
inlawrev-27644	645	50	breaker	breaker	NOUN
inlawrev-27644	645	51	situations	situation	NOUN
inlawrev-27644	645	52	could	could	AUX
inlawrev-27644	645	53	be	be	AUX
inlawrev-27644	645	54	legitimate	legitimate	ADJ
inlawrev-27644	645	55	and	and	CCONJ
inlawrev-27644	645	56	might	might	AUX
inlawrev-27644	645	57	occur	occur	VERB
inlawrev-27644	645	58	more	more	ADV
inlawrev-27644	645	59	frequently	frequently	ADV
inlawrev-27644	645	60	than	than	SCONJ
inlawrev-27644	645	61	anticipated	anticipate	VERB
inlawrev-27644	645	62	by	by	ADP
inlawrev-27644	645	63	schanzenbach	schanzenbach	ADV
inlawrev-27644	645	64	and	and	CCONJ
inlawrev-27644	645	65	sitkoff.179	sitkoff.179	VERB
inlawrev-27644	645	66	the	the	DET
inlawrev-27644	645	67	dol	dol	NOUN
inlawrev-27644	645	68	’s	’s	PART
inlawrev-27644	645	69	position	position	NOUN
inlawrev-27644	645	70	shifted	shift	VERB
inlawrev-27644	645	71	between	between	ADP
inlawrev-27644	645	72	the	the	DET
inlawrev-27644	645	73	2020	2020	NUM
inlawrev-27644	645	74	final	final	ADJ
inlawrev-27644	645	75	regulation	regulation	NOUN
inlawrev-27644	645	76	,	,	PUNCT
inlawrev-27644	645	77	where	where	SCONJ
inlawrev-27644	645	78	it	it	PRON
inlawrev-27644	645	79	stated	state	VERB
inlawrev-27644	645	80	that	that	SCONJ
inlawrev-27644	645	81	tie	tie	NOUN
inlawrev-27644	645	82	-	-	PUNCT
inlawrev-27644	645	83	breakers	breaker	NOUN
inlawrev-27644	645	84	“	"	PUNCT
inlawrev-27644	645	85	occur	occur	VERB
inlawrev-27644	645	86	very	very	ADV
inlawrev-27644	645	87	rarely	rarely	ADV
inlawrev-27644	645	88	in	in	ADP
inlawrev-27644	645	89	practice	practice	NOUN
inlawrev-27644	645	90	,	,	PUNCT
inlawrev-27644	645	91	if	if	SCONJ
inlawrev-27644	645	92	at	at	ADP
inlawrev-27644	645	93	all,”180	all,”180	PROPN
inlawrev-27644	645	94	and	and	CCONJ
inlawrev-27644	645	95	the	the	DET
inlawrev-27644	645	96	2022	2022	NUM
inlawrev-27644	645	97	final	final	ADJ
inlawrev-27644	645	98	regulation	regulation	NOUN
inlawrev-27644	645	99	which	which	PRON
inlawrev-27644	645	100	takes	take	VERB
inlawrev-27644	645	101	a	a	DET
inlawrev-27644	645	102	more	more	ADV
inlawrev-27644	645	103	expansive	expansive	ADJ
inlawrev-27644	645	104	view.181	view.181	NOUN
inlawrev-27644	645	105	it	it	PRON
inlawrev-27644	645	106	defines	define	VERB
inlawrev-27644	645	107	a	a	DET
inlawrev-27644	645	108	tie	tie	NOUN
inlawrev-27644	645	109	-	-	PUNCT
inlawrev-27644	645	110	breaker	breaker	NOUN
inlawrev-27644	645	111	as	as	ADP
inlawrev-27644	645	112	existing	exist	VERB
inlawrev-27644	645	113	where	where	SCONJ
inlawrev-27644	645	114	multiple	multiple	ADJ
inlawrev-27644	645	115	“	"	PUNCT
inlawrev-27644	645	116	investment	investment	NOUN
inlawrev-27644	645	117	courses	course	NOUN
inlawrev-27644	645	118	of	of	ADP
inlawrev-27644	645	119	action	action	NOUN
inlawrev-27644	645	120	.	.	PUNCT
inlawrev-27644	645	121	.	.	PUNCT
inlawrev-27644	645	122	.	.	PUNCT
inlawrev-27644	646	1	equally	equally	ADV
inlawrev-27644	646	2	serve	serve	VERB
inlawrev-27644	646	3	the	the	DET
inlawrev-27644	646	4	financial	financial	ADJ
inlawrev-27644	646	5	interests	interest	NOUN
inlawrev-27644	646	6	of	of	ADP
inlawrev-27644	646	7	the	the	DET
inlawrev-27644	646	8	plan	plan	NOUN
inlawrev-27644	646	9	over	over	ADP
inlawrev-27644	646	10	the	the	DET
inlawrev-27644	646	11	appropriate	appropriate	ADJ
inlawrev-27644	646	12	time	time	NOUN
inlawrev-27644	646	13	horizon	horizon	NOUN
inlawrev-27644	646	14	.	.	PUNCT
inlawrev-27644	646	15	”182	”182	PROPN
inlawrev-27644	647	1	this	this	DET
inlawrev-27644	647	2	definition	definition	NOUN
inlawrev-27644	647	3	avoids	avoid	VERB
inlawrev-27644	647	4	the	the	DET
inlawrev-27644	647	5	situation	situation	NOUN
inlawrev-27644	647	6	created	create	VERB
inlawrev-27644	647	7	by	by	ADP
inlawrev-27644	647	8	the	the	DET
inlawrev-27644	647	9	narrower	narrow	ADJ
inlawrev-27644	647	10	test	test	NOUN
inlawrev-27644	647	11	in	in	ADP
inlawrev-27644	647	12	the	the	DET
inlawrev-27644	647	13	2020	2020	NUM
inlawrev-27644	647	14	final	final	ADJ
inlawrev-27644	647	15	regulation	regulation	NOUN
inlawrev-27644	647	16	,	,	PUNCT
inlawrev-27644	647	17	which	which	PRON
inlawrev-27644	647	18	some	some	DET
inlawrev-27644	647	19	commenters	commenter	NOUN
inlawrev-27644	647	20	believed	believe	VERB
inlawrev-27644	647	21	“	"	PUNCT
inlawrev-27644	647	22	set	set	VERB
inlawrev-27644	647	23	out	out	ADP
inlawrev-27644	647	24	an	an	DET
inlawrev-27644	647	25	unrealistically	unrealistically	ADV
inlawrev-27644	647	26	difficult	difficult	ADJ
inlawrev-27644	647	27	and	and	CCONJ
inlawrev-27644	647	28	prohibitively	prohibitively	ADV
inlawrev-27644	647	29	stringent	stringent	ADJ
inlawrev-27644	647	30	standard	standard	NOUN
inlawrev-27644	647	31	.	.	PUNCT
inlawrev-27644	647	32	”183	”183	PROPN
inlawrev-27644	648	1	it	it	PRON
inlawrev-27644	648	2	does	do	AUX
inlawrev-27644	648	3	raise	raise	VERB
inlawrev-27644	648	4	questions	question	NOUN
inlawrev-27644	648	5	,	,	PUNCT
inlawrev-27644	648	6	however	however	ADV
inlawrev-27644	648	7	,	,	PUNCT
inlawrev-27644	648	8	on	on	ADP
inlawrev-27644	648	9	how	how	SCONJ
inlawrev-27644	648	10	fiduciaries	fiduciary	NOUN
inlawrev-27644	648	11	should	should	AUX
inlawrev-27644	648	12	determine	determine	VERB
inlawrev-27644	648	13	whether	whether	SCONJ
inlawrev-27644	648	14	investments	investment	NOUN
inlawrev-27644	648	15	“	"	PUNCT
inlawrev-27644	648	16	equally	equally	ADV
inlawrev-27644	648	17	serve	serve	VERB
inlawrev-27644	648	18	”	"	PUNCT
inlawrev-27644	648	19	a	a	DET
inlawrev-27644	648	20	401(k	401(k	PROPN
inlawrev-27644	648	21	)	)	PUNCT
inlawrev-27644	648	22	plan	plan	NOUN
inlawrev-27644	648	23	’s	’s	PART
inlawrev-27644	648	24	financial	financial	ADJ
inlawrev-27644	648	25	interests.184	interests.184	NUM
inlawrev-27644	648	26	the	the	DET
inlawrev-27644	648	27	dol	dol	NOUN
inlawrev-27644	648	28	declined	decline	VERB
inlawrev-27644	648	29	to	to	PART
inlawrev-27644	648	30	further	far	ADV
inlawrev-27644	648	31	define	define	VERB
inlawrev-27644	648	32	“	"	PUNCT
inlawrev-27644	648	33	equally	equally	ADV
inlawrev-27644	648	34	serve	serve	VERB
inlawrev-27644	648	35	,	,	PUNCT
inlawrev-27644	648	36	”	"	PUNCT
inlawrev-27644	648	37	stating	state	VERB
inlawrev-27644	648	38	that	that	SCONJ
inlawrev-27644	648	39	it	it	PRON
inlawrev-27644	648	40	is	be	AUX
inlawrev-27644	648	41	a	a	DET
inlawrev-27644	648	42	factual	factual	ADJ
inlawrev-27644	648	43	question	question	NOUN
inlawrev-27644	648	44	that	that	PRON
inlawrev-27644	648	45	may	may	AUX
inlawrev-27644	648	46	depend	depend	VERB
inlawrev-27644	648	47	on	on	ADP
inlawrev-27644	648	48	a	a	DET
inlawrev-27644	648	49	variety	variety	NOUN
inlawrev-27644	648	50	of	of	ADP
inlawrev-27644	648	51	attributes	attribute	NOUN
inlawrev-27644	648	52	of	of	ADP
inlawrev-27644	648	53	the	the	DET
inlawrev-27644	648	54	investments	investment	NOUN
inlawrev-27644	648	55	in	in	ADP
inlawrev-27644	648	56	question	question	NOUN
inlawrev-27644	648	57	and	and	CCONJ
inlawrev-27644	648	58	the	the	DET
inlawrev-27644	648	59	plan.185	plan.185	NOUN
inlawrev-27644	648	60	consideration	consideration	NOUN
inlawrev-27644	648	61	of	of	ADP
inlawrev-27644	648	62	participant	participant	ADJ
inlawrev-27644	648	63	preferences	preference	NOUN
inlawrev-27644	648	64	may	may	AUX
inlawrev-27644	648	65	result	result	VERB
inlawrev-27644	648	66	in	in	ADP
inlawrev-27644	648	67	situations	situation	NOUN
inlawrev-27644	648	68	where	where	SCONJ
inlawrev-27644	648	69	multiple	multiple	ADJ
inlawrev-27644	648	70	types	type	NOUN
inlawrev-27644	648	71	of	of	ADP
inlawrev-27644	648	72	investments	investment	NOUN
inlawrev-27644	648	73	could	could	AUX
inlawrev-27644	648	74	equally	equally	ADV
inlawrev-27644	648	75	serve	serve	VERB
inlawrev-27644	648	76	a	a	DET
inlawrev-27644	648	77	plan	plan	NOUN
inlawrev-27644	648	78	’s	’s	PART
inlawrev-27644	648	79	financial	financial	ADJ
inlawrev-27644	648	80	interests	interest	NOUN
inlawrev-27644	648	81	.	.	PUNCT
inlawrev-27644	649	1	as	as	SCONJ
inlawrev-27644	649	2	,	,	PUNCT
inlawrev-27644	649	3	discussed	discuss	VERB
inlawrev-27644	649	4	in	in	ADP
inlawrev-27644	649	5	the	the	DET
inlawrev-27644	649	6	last	last	ADJ
inlawrev-27644	649	7	subsection	subsection	NOUN
inlawrev-27644	649	8	,	,	PUNCT
inlawrev-27644	649	9	it	it	PRON
inlawrev-27644	649	10	is	be	AUX
inlawrev-27644	649	11	consistent	consistent	ADJ
inlawrev-27644	649	12	with	with	ADP
inlawrev-27644	649	13	fiduciaries	fiduciary	NOUN
inlawrev-27644	649	14	’	'	PUNCT
inlawrev-27644	649	15	duty	duty	NOUN
inlawrev-27644	649	16	of	of	ADP
inlawrev-27644	649	17	loyalty	loyalty	NOUN
inlawrev-27644	649	18	to	to	PART
inlawrev-27644	649	19	take	take	VERB
inlawrev-27644	649	20	into	into	ADP
inlawrev-27644	649	21	account	account	NOUN
inlawrev-27644	649	22	whether	whether	SCONJ
inlawrev-27644	649	23	a	a	DET
inlawrev-27644	649	24	given	give	VERB
inlawrev-27644	649	25	investment	investment	NOUN
inlawrev-27644	649	26	alternative	alternative	NOUN
inlawrev-27644	649	27	would	would	AUX
inlawrev-27644	649	28	be	be	AUX
inlawrev-27644	649	29	likely	likely	ADJ
inlawrev-27644	649	30	to	to	PART
inlawrev-27644	649	31	empower	empower	VERB
inlawrev-27644	649	32	and	and	CCONJ
inlawrev-27644	649	33	motivate	motivate	VERB
inlawrev-27644	649	34	participants	participant	NOUN
inlawrev-27644	649	35	to	to	PART
inlawrev-27644	649	36	build	build	VERB
inlawrev-27644	649	37	greater	great	ADJ
inlawrev-27644	649	38	retirement	retirement	NOUN
inlawrev-27644	649	39	wealth	wealth	NOUN
inlawrev-27644	649	40	.	.	PUNCT
inlawrev-27644	650	1	and	and	CCONJ
inlawrev-27644	650	2	,	,	PUNCT
inlawrev-27644	650	3	those	those	DET
inlawrev-27644	650	4	determinations	determination	NOUN
inlawrev-27644	650	5	may	may	AUX
inlawrev-27644	650	6	be	be	AUX
inlawrev-27644	650	7	based	base	VERB
inlawrev-27644	650	8	on	on	ADP
inlawrev-27644	650	9	the	the	DET
inlawrev-27644	650	10	interests	interest	NOUN
inlawrev-27644	650	11	of	of	ADP
inlawrev-27644	650	12	subgroups	subgroup	NOUN
inlawrev-27644	650	13	of	of	ADP
inlawrev-27644	650	14	participants	participant	NOUN
inlawrev-27644	650	15	.	.	PUNCT
inlawrev-27644	651	1	in	in	ADP
inlawrev-27644	651	2	addition	addition	NOUN
inlawrev-27644	651	3	to	to	ADP
inlawrev-27644	651	4	the	the	DET
inlawrev-27644	651	5	question	question	NOUN
inlawrev-27644	651	6	of	of	ADP
inlawrev-27644	651	7	whether	whether	SCONJ
inlawrev-27644	651	8	and	and	CCONJ
inlawrev-27644	651	9	how	how	SCONJ
inlawrev-27644	651	10	frequently	frequently	ADV
inlawrev-27644	651	11	tie	tie	NOUN
inlawrev-27644	651	12	-	-	PUNCT
inlawrev-27644	651	13	breaking	break	VERB
inlawrev-27644	651	14	situations	situation	NOUN
inlawrev-27644	651	15	occur	occur	VERB
inlawrev-27644	651	16	,	,	PUNCT
inlawrev-27644	651	17	the	the	DET
inlawrev-27644	651	18	next	next	ADJ
inlawrev-27644	651	19	divisive	divisive	ADJ
inlawrev-27644	651	20	issue	issue	NOUN
inlawrev-27644	651	21	has	have	AUX
inlawrev-27644	651	22	been	be	AUX
inlawrev-27644	651	23	how	how	SCONJ
inlawrev-27644	651	24	fiduciaries	fiduciary	NOUN
inlawrev-27644	651	25	should	should	AUX
inlawrev-27644	651	26	proceed	proceed	VERB
inlawrev-27644	651	27	when	when	SCONJ
inlawrev-27644	651	28	faced	face	VERB
inlawrev-27644	651	29	with	with	ADP
inlawrev-27644	651	30	two	two	NUM
inlawrev-27644	651	31	‘	'	PUNCT
inlawrev-27644	651	32	tied	tie	VERB
inlawrev-27644	651	33	’	'	PUNCT
inlawrev-27644	651	34	investments	investment	NOUN
inlawrev-27644	651	35	.	.	PUNCT
inlawrev-27644	652	1	professor	professor	NOUN
inlawrev-27644	652	2	edward	edward	PROPN
inlawrev-27644	652	3	zelinsky	zelinsky	PROPN
inlawrev-27644	652	4	,	,	PUNCT
inlawrev-27644	652	5	as	as	ADV
inlawrev-27644	652	6	well	well	ADV
inlawrev-27644	652	7	as	as	ADP
inlawrev-27644	652	8	schanzenbach	schanzenbach	ADJ
inlawrev-27644	652	9	and	and	CCONJ
inlawrev-27644	652	10	sitkoff	sitkoff	NOUN
inlawrev-27644	652	11	,	,	PUNCT
inlawrev-27644	652	12	have	have	AUX
inlawrev-27644	652	13	argued	argue	VERB
inlawrev-27644	652	14	that	that	SCONJ
inlawrev-27644	652	15	erisa	erisa	NOUN
inlawrev-27644	652	16	’s	’s	PART
inlawrev-27644	652	17	fiduciary	fiduciary	ADJ
inlawrev-27644	652	18	obligation	obligation	NOUN
inlawrev-27644	652	19	to	to	PART
inlawrev-27644	652	20	act	act	VERB
inlawrev-27644	652	21	solely	solely	ADV
inlawrev-27644	652	22	in	in	ADP
inlawrev-27644	652	23	the	the	DET
inlawrev-27644	652	24	interest	interest	NOUN
inlawrev-27644	652	25	of	of	ADP
inlawrev-27644	652	26	participants	participant	NOUN
inlawrev-27644	652	27	means	mean	VERB
inlawrev-27644	652	28	fiduciaries	fiduciary	NOUN
inlawrev-27644	652	29	never	never	ADV
inlawrev-27644	652	30	may	may	AUX
inlawrev-27644	652	31	take	take	VERB
inlawrev-27644	652	32	into	into	ADP
inlawrev-27644	652	33	account	account	NOUN
inlawrev-27644	652	34	178	178	NUM
inlawrev-27644	652	35	.	.	PUNCT
inlawrev-27644	653	1	freshfields	freshfields	PROPN
inlawrev-27644	653	2	bruckhaus	bruckhaus	PROPN
inlawrev-27644	653	3	deringer	deringer	PROPN
inlawrev-27644	653	4	,	,	PUNCT
inlawrev-27644	653	5	a	a	DET
inlawrev-27644	653	6	legal	legal	ADJ
inlawrev-27644	653	7	framework	framework	NOUN
inlawrev-27644	653	8	for	for	ADP
inlawrev-27644	653	9	the	the	DET
inlawrev-27644	653	10	integration	integration	NOUN
inlawrev-27644	653	11	of	of	ADP
inlawrev-27644	653	12	environmental	environmental	ADJ
inlawrev-27644	653	13	,	,	PUNCT
inlawrev-27644	653	14	social	social	ADJ
inlawrev-27644	653	15	and	and	CCONJ
inlawrev-27644	653	16	governance	governance	NOUN
inlawrev-27644	653	17	issues	issue	NOUN
inlawrev-27644	653	18	into	into	ADP
inlawrev-27644	653	19	institutional	institutional	ADJ
inlawrev-27644	653	20	investment	investment	NOUN
inlawrev-27644	653	21	(	(	PUNCT
inlawrev-27644	653	22	2005	2005	NUM
inlawrev-27644	653	23	)	)	PUNCT
inlawrev-27644	653	24	,	,	PUNCT
inlawrev-27644	653	25	https://www.unepfi.org/fileadmin/documents/freshfields_legal_resp_20051123.pdf	https://www.unepfi.org/fileadmin/documents/freshfields_legal_resp_20051123.pdf	X
inlawrev-27644	654	1	[	[	X
inlawrev-27644	654	2	hereinafter	hereinafter	NOUN
inlawrev-27644	654	3	2005	2005	NUM
inlawrev-27644	654	4	freshfields	freshfield	NOUN
inlawrev-27644	654	5	report	report	NOUN
inlawrev-27644	654	6	]	]	PUNCT
inlawrev-27644	654	7	;	;	PUNCT
inlawrev-27644	654	8	see	see	VERB
inlawrev-27644	654	9	,	,	PUNCT
inlawrev-27644	654	10	e.g.	e.g.	ADV
inlawrev-27644	654	11	,	,	PUNCT
inlawrev-27644	654	12	adam	adam	PROPN
inlawrev-27644	654	13	sulkowski	sulkowski	PROPN
inlawrev-27644	654	14	&	&	CCONJ
inlawrev-27644	654	15	sandra	sandra	PROPN
inlawrev-27644	654	16	waddock	waddock	PROPN
inlawrev-27644	654	17	,	,	PUNCT
inlawrev-27644	654	18	beyond	beyond	ADP
inlawrev-27644	654	19	sustainability	sustainability	NOUN
inlawrev-27644	654	20	reporting	reporting	NOUN
inlawrev-27644	654	21	:	:	PUNCT
inlawrev-27644	654	22	integrated	integrate	VERB
inlawrev-27644	654	23	reporting	reporting	NOUN
inlawrev-27644	654	24	is	be	AUX
inlawrev-27644	654	25	practiced	practice	VERB
inlawrev-27644	654	26	,	,	PUNCT
inlawrev-27644	654	27	required	require	VERB
inlawrev-27644	654	28	,	,	PUNCT
inlawrev-27644	654	29	and	and	CCONJ
inlawrev-27644	654	30	more	more	ADV
inlawrev-27644	654	31	would	would	AUX
inlawrev-27644	654	32	be	be	AUX
inlawrev-27644	654	33	better	well	ADJ
inlawrev-27644	654	34	,	,	PUNCT
inlawrev-27644	654	35	10	10	NUM
inlawrev-27644	654	36	u.	u.	PROPN
inlawrev-27644	654	37	st	st	PROPN
inlawrev-27644	654	38	.	.	PROPN
inlawrev-27644	654	39	thomas	thomas	PROPN
inlawrev-27644	654	40	l.j	l.j	PROPN
inlawrev-27644	654	41	.	.	PROPN
inlawrev-27644	654	42	1060	1060	NUM
inlawrev-27644	654	43	,	,	PUNCT
inlawrev-27644	654	44	1079	1079	NUM
inlawrev-27644	654	45	-	-	SYM
inlawrev-27644	654	46	80	80	NUM
inlawrev-27644	654	47	(	(	PUNCT
inlawrev-27644	654	48	2003	2003	NUM
inlawrev-27644	654	49	)	)	PUNCT
inlawrev-27644	654	50	(	(	PUNCT
inlawrev-27644	654	51	discussing	discuss	VERB
inlawrev-27644	654	52	the	the	DET
inlawrev-27644	654	53	2005	2005	NUM
inlawrev-27644	654	54	freshfields	freshfield	NOUN
inlawrev-27644	654	55	report	report	NOUN
inlawrev-27644	654	56	)	)	PUNCT
inlawrev-27644	654	57	.	.	PUNCT
inlawrev-27644	655	1	179	179	NUM
inlawrev-27644	655	2	.	.	X
inlawrev-27644	655	3	2005	2005	NUM
inlawrev-27644	655	4	freshfields	freshfield	NOUN
inlawrev-27644	655	5	report	report	NOUN
inlawrev-27644	655	6	,	,	PUNCT
inlawrev-27644	655	7	supra	supra	PROPN
inlawrev-27644	655	8	note	note	NOUN
inlawrev-27644	655	9	178	178	NUM
inlawrev-27644	655	10	,	,	PUNCT
inlawrev-27644	655	11	at	at	ADP
inlawrev-27644	655	12	12	12	NUM
inlawrev-27644	655	13	.	.	PUNCT
inlawrev-27644	656	1	180	180	NUM
inlawrev-27644	656	2	.	.	NOUN
inlawrev-27644	656	3	2020	2020	NUM
inlawrev-27644	656	4	final	final	ADJ
inlawrev-27644	656	5	regulation	regulation	NOUN
inlawrev-27644	656	6	,	,	PUNCT
inlawrev-27644	656	7	85	85	NUM
inlawrev-27644	656	8	fed	feed	VERB
inlawrev-27644	656	9	.	.	PUNCT
inlawrev-27644	657	1	reg	reg	PROPN
inlawrev-27644	657	2	.	.	PUNCT
inlawrev-27644	658	1	72846	72846	NUM
inlawrev-27644	658	2	,	,	PUNCT
inlawrev-27644	658	3	72878	72878	NUM
inlawrev-27644	658	4	(	(	PUNCT
inlawrev-27644	658	5	nov	nov	PROPN
inlawrev-27644	658	6	.	.	PROPN
inlawrev-27644	658	7	13	13	NUM
inlawrev-27644	658	8	,	,	PUNCT
inlawrev-27644	658	9	2020	2020	NUM
inlawrev-27644	658	10	)	)	PUNCT
inlawrev-27644	658	11	,	,	PUNCT
inlawrev-27644	658	12	codified	codify	VERB
inlawrev-27644	658	13	at	at	ADP
inlawrev-27644	658	14	29	29	NUM
inlawrev-27644	658	15	c.f.r	c.f.r	NOUN
inlawrev-27644	658	16	.	.	PUNCT
inlawrev-27644	659	1	§	§	PROPN
inlawrev-27644	659	2	§	§	PROPN
inlawrev-27644	659	3	2509	2509	NUM
inlawrev-27644	659	4	and	and	CCONJ
inlawrev-27644	659	5	2550	2550	NUM
inlawrev-27644	659	6	.	.	PUNCT
inlawrev-27644	660	1	181	181	NUM
inlawrev-27644	660	2	.	.	PUNCT
inlawrev-27644	661	1	2022	2022	NUM
inlawrev-27644	661	2	final	final	ADJ
inlawrev-27644	661	3	regulation	regulation	NOUN
inlawrev-27644	661	4	,	,	PUNCT
inlawrev-27644	661	5	87	87	NUM
inlawrev-27644	661	6	fed	fed	PROPN
inlawrev-27644	661	7	.	.	PUNCT
inlawrev-27644	662	1	reg	reg	PROPN
inlawrev-27644	662	2	.	.	PUNCT
inlawrev-27644	663	1	73822	73822	NUM
inlawrev-27644	663	2	,	,	PUNCT
inlawrev-27644	663	3	73885	73885	NUM
inlawrev-27644	663	4	(	(	PUNCT
inlawrev-27644	663	5	dec	dec	PROPN
inlawrev-27644	663	6	.	.	PROPN
inlawrev-27644	663	7	1	1	NUM
inlawrev-27644	663	8	,	,	PUNCT
inlawrev-27644	663	9	2022	2022	NUM
inlawrev-27644	663	10	)	)	PUNCT
inlawrev-27644	663	11	,	,	PUNCT
inlawrev-27644	663	12	codified	codify	VERB
inlawrev-27644	663	13	at	at	ADP
inlawrev-27644	663	14	29	29	NUM
inlawrev-27644	663	15	c.f.r	c.f.r	NOUN
inlawrev-27644	663	16	.	.	PUNCT
inlawrev-27644	664	1	§	§	PROPN
inlawrev-27644	664	2	2550	2550	NUM
inlawrev-27644	664	3	.	.	PUNCT
inlawrev-27644	664	4	182	182	NUM
inlawrev-27644	664	5	.	.	PUNCT
inlawrev-27644	665	1	i	i	PRON
inlawrev-27644	665	2	d.	d.	PROPN
inlawrev-27644	665	3	183	183	NUM
inlawrev-27644	665	4	.	.	PUNCT
inlawrev-27644	666	1	i	i	PRON
inlawrev-27644	666	2	d.	d.	PROPN
inlawrev-27644	666	3	at	at	ADP
inlawrev-27644	666	4	73835	73835	NUM
inlawrev-27644	666	5	.	.	PUNCT
inlawrev-27644	667	1	184	184	NUM
inlawrev-27644	667	2	.	.	PUNCT
inlawrev-27644	668	1	i	i	PRON
inlawrev-27644	668	2	d.	d.	PROPN
inlawrev-27644	668	3	185	185	NUM
inlawrev-27644	668	4	.	.	PUNCT
inlawrev-27644	669	1	i	i	PRON
inlawrev-27644	669	2	d.	d.	PROPN
inlawrev-27644	669	3	at	at	ADP
inlawrev-27644	669	4	73837	73837	NUM
inlawrev-27644	669	5	.	.	PUNCT
inlawrev-27644	670	1	78	78	NUM
inlawrev-27644	670	2	indiana	indiana	PROPN
inlawrev-27644	670	3	law	law	PROPN
inlawrev-27644	670	4	review	review	NOUN
inlawrev-27644	670	5	[	[	X
inlawrev-27644	670	6	vol	vol	NOUN
inlawrev-27644	670	7	.	.	PUNCT
inlawrev-27644	671	1	57:53	57:53	NUM
inlawrev-27644	671	2	factors	factor	NOUN
inlawrev-27644	671	3	other	other	ADJ
inlawrev-27644	671	4	than	than	ADP
inlawrev-27644	671	5	the	the	DET
inlawrev-27644	671	6	financial	financial	ADJ
inlawrev-27644	671	7	interests	interest	NOUN
inlawrev-27644	671	8	of	of	ADP
inlawrev-27644	671	9	the	the	DET
inlawrev-27644	671	10	plan.186	plan.186	NOUN
inlawrev-27644	671	11	in	in	ADP
inlawrev-27644	671	12	a	a	DET
inlawrev-27644	671	13	tie	tie	NOUN
inlawrev-27644	671	14	-	-	PUNCT
inlawrev-27644	671	15	breaker	breaker	NOUN
inlawrev-27644	671	16	situation	situation	NOUN
inlawrev-27644	671	17	,	,	PUNCT
inlawrev-27644	671	18	the	the	DET
inlawrev-27644	671	19	fiduciaries	fiduciary	NOUN
inlawrev-27644	671	20	’	'	PUNCT
inlawrev-27644	671	21	first	first	ADJ
inlawrev-27644	671	22	obligation	obligation	NOUN
inlawrev-27644	671	23	would	would	AUX
inlawrev-27644	671	24	be	be	AUX
inlawrev-27644	671	25	to	to	PART
inlawrev-27644	671	26	split	split	VERB
inlawrev-27644	671	27	the	the	DET
inlawrev-27644	671	28	investment	investment	NOUN
inlawrev-27644	671	29	between	between	ADP
inlawrev-27644	671	30	the	the	DET
inlawrev-27644	671	31	two	two	NUM
inlawrev-27644	671	32	equivalents.187	equivalents.187	NOUN
inlawrev-27644	671	33	if	if	SCONJ
inlawrev-27644	671	34	that	that	PRON
inlawrev-27644	671	35	is	be	AUX
inlawrev-27644	671	36	not	not	PART
inlawrev-27644	671	37	possible	possible	ADJ
inlawrev-27644	671	38	because	because	SCONJ
inlawrev-27644	671	39	of	of	ADP
inlawrev-27644	671	40	minimum	minimum	ADJ
inlawrev-27644	671	41	investment	investment	NOUN
inlawrev-27644	671	42	requirements	requirement	NOUN
inlawrev-27644	671	43	,	,	PUNCT
inlawrev-27644	671	44	transaction	transaction	NOUN
inlawrev-27644	671	45	costs	cost	NOUN
inlawrev-27644	671	46	,	,	PUNCT
inlawrev-27644	671	47	or	or	CCONJ
inlawrev-27644	671	48	some	some	DET
inlawrev-27644	671	49	other	other	ADJ
inlawrev-27644	671	50	financial	financial	ADJ
inlawrev-27644	671	51	reason	reason	NOUN
inlawrev-27644	671	52	,	,	PUNCT
inlawrev-27644	671	53	then	then	ADV
inlawrev-27644	671	54	the	the	DET
inlawrev-27644	671	55	fiduciary	fiduciary	ADJ
inlawrev-27644	671	56	must	must	AUX
inlawrev-27644	671	57	make	make	VERB
inlawrev-27644	671	58	the	the	DET
inlawrev-27644	671	59	selection	selection	NOUN
inlawrev-27644	671	60	by	by	ADP
inlawrev-27644	671	61	some	some	DET
inlawrev-27644	671	62	random	random	ADJ
inlawrev-27644	671	63	action	action	NOUN
inlawrev-27644	671	64	such	such	ADJ
inlawrev-27644	671	65	as	as	ADP
inlawrev-27644	671	66	a	a	DET
inlawrev-27644	671	67	coin	coin	NOUN
inlawrev-27644	671	68	flip.188	flip.188	NOUN
inlawrev-27644	671	69	as	as	ADP
inlawrev-27644	671	70	a	a	DET
inlawrev-27644	671	71	normative	normative	ADJ
inlawrev-27644	671	72	matter	matter	NOUN
inlawrev-27644	671	73	,	,	PUNCT
inlawrev-27644	671	74	this	this	DET
inlawrev-27644	671	75	approach	approach	NOUN
inlawrev-27644	671	76	arguably	arguably	ADV
inlawrev-27644	671	77	addresses	address	VERB
inlawrev-27644	671	78	their	their	PRON
inlawrev-27644	671	79	concern	concern	NOUN
inlawrev-27644	671	80	that	that	SCONJ
inlawrev-27644	671	81	fiduciaries	fiduciary	NOUN
inlawrev-27644	671	82	might	might	AUX
inlawrev-27644	671	83	create	create	VERB
inlawrev-27644	671	84	tie	tie	NOUN
inlawrev-27644	671	85	-	-	PUNCT
inlawrev-27644	671	86	breakers	breaker	NOUN
inlawrev-27644	671	87	in	in	ADP
inlawrev-27644	671	88	order	order	NOUN
inlawrev-27644	671	89	to	to	PART
inlawrev-27644	671	90	consider	consider	VERB
inlawrev-27644	671	91	sustainability	sustainability	NOUN
inlawrev-27644	671	92	factors.189	factors.189	VERB
inlawrev-27644	671	93	the	the	DET
inlawrev-27644	671	94	opposing	opposing	ADJ
inlawrev-27644	671	95	line	line	NOUN
inlawrev-27644	671	96	of	of	ADP
inlawrev-27644	671	97	argument	argument	NOUN
inlawrev-27644	671	98	is	be	AUX
inlawrev-27644	671	99	that	that	SCONJ
inlawrev-27644	671	100	once	once	ADV
inlawrev-27644	671	101	plan	plan	NOUN
inlawrev-27644	671	102	fiduciaries	fiduciary	NOUN
inlawrev-27644	671	103	have	have	AUX
inlawrev-27644	671	104	met	meet	VERB
inlawrev-27644	671	105	their	their	PRON
inlawrev-27644	671	106	duties	duty	NOUN
inlawrev-27644	671	107	of	of	ADP
inlawrev-27644	671	108	loyalty	loyalty	NOUN
inlawrev-27644	671	109	by	by	ADP
inlawrev-27644	671	110	narrowing	narrow	VERB
inlawrev-27644	671	111	investments	investment	NOUN
inlawrev-27644	671	112	to	to	ADP
inlawrev-27644	671	113	those	those	PRON
inlawrev-27644	671	114	that	that	PRON
inlawrev-27644	671	115	meet	meet	VERB
inlawrev-27644	671	116	the	the	DET
inlawrev-27644	671	117	solely	solely	ADV
inlawrev-27644	671	118	in	in	ADP
inlawrev-27644	671	119	the	the	DET
inlawrev-27644	671	120	financial	financial	ADJ
inlawrev-27644	671	121	interest	interest	NOUN
inlawrev-27644	671	122	standard	standard	NOUN
inlawrev-27644	671	123	,	,	PUNCT
inlawrev-27644	671	124	then	then	ADV
inlawrev-27644	671	125	they	they	PRON
inlawrev-27644	671	126	may	may	AUX
inlawrev-27644	671	127	make	make	VERB
inlawrev-27644	671	128	their	their	PRON
inlawrev-27644	671	129	choice	choice	NOUN
inlawrev-27644	671	130	among	among	ADP
inlawrev-27644	671	131	the	the	DET
inlawrev-27644	671	132	remaining	remain	VERB
inlawrev-27644	671	133	alternatives	alternative	NOUN
inlawrev-27644	671	134	based	base	VERB
inlawrev-27644	671	135	on	on	ADP
inlawrev-27644	671	136	other	other	ADJ
inlawrev-27644	671	137	factors.190	factors.190	NOUN
inlawrev-27644	671	138	this	this	DET
inlawrev-27644	671	139	analysis	analysis	NOUN
inlawrev-27644	671	140	is	be	AUX
inlawrev-27644	671	141	consistent	consistent	ADJ
inlawrev-27644	671	142	with	with	ADP
inlawrev-27644	671	143	the	the	DET
inlawrev-27644	671	144	theory	theory	NOUN
inlawrev-27644	671	145	of	of	ADP
inlawrev-27644	671	146	fiduciary	fiduciary	ADJ
inlawrev-27644	671	147	loyalty	loyalty	NOUN
inlawrev-27644	671	148	.	.	PUNCT
inlawrev-27644	672	1	in	in	ADP
inlawrev-27644	672	2	both	both	DET
inlawrev-27644	672	3	trust	trust	NOUN
inlawrev-27644	672	4	law	law	NOUN
inlawrev-27644	672	5	and	and	CCONJ
inlawrev-27644	672	6	employee	employee	NOUN
inlawrev-27644	672	7	benefits	benefit	NOUN
inlawrev-27644	672	8	law	law	NOUN
inlawrev-27644	672	9	,	,	PUNCT
inlawrev-27644	672	10	the	the	DET
inlawrev-27644	672	11	duty	duty	NOUN
inlawrev-27644	672	12	of	of	ADP
inlawrev-27644	672	13	loyalty	loyalty	NOUN
inlawrev-27644	672	14	’s	’s	PART
inlawrev-27644	672	15	primary	primary	ADJ
inlawrev-27644	672	16	purpose	purpose	NOUN
inlawrev-27644	672	17	is	be	AUX
inlawrev-27644	672	18	to	to	PART
inlawrev-27644	672	19	discourage	discourage	VERB
inlawrev-27644	672	20	fiduciaries	fiduciary	NOUN
inlawrev-27644	672	21	from	from	ADP
inlawrev-27644	672	22	engaging	engage	VERB
inlawrev-27644	672	23	in	in	ADP
inlawrev-27644	672	24	opportunistic	opportunistic	ADJ
inlawrev-27644	672	25	behavior	behavior	NOUN
inlawrev-27644	672	26	vis	vis	X
inlawrev-27644	672	27	-	-	X
inlawrev-27644	672	28	à	à	X
inlawrev-27644	672	29	-	-	PUNCT
inlawrev-27644	672	30	vis	vis	X
inlawrev-27644	672	31	the	the	DET
inlawrev-27644	672	32	trust	trust	NOUN
inlawrev-27644	672	33	’s	’s	PART
inlawrev-27644	672	34	beneficiaries	beneficiary	NOUN
inlawrev-27644	672	35	or	or	CCONJ
inlawrev-27644	672	36	plan	plan	NOUN
inlawrev-27644	672	37	’s	’s	PART
inlawrev-27644	672	38	participants.191	participants.191	NOUN
inlawrev-27644	672	39	it	it	PRON
inlawrev-27644	672	40	is	be	AUX
inlawrev-27644	672	41	an	an	DET
inlawrev-27644	672	42	unwarranted	unwarranted	ADJ
inlawrev-27644	672	43	leap	leap	NOUN
inlawrev-27644	672	44	in	in	ADP
inlawrev-27644	672	45	tie	tie	NOUN
inlawrev-27644	672	46	-	-	PUNCT
inlawrev-27644	672	47	breaker	breaker	NOUN
inlawrev-27644	672	48	situations	situation	NOUN
inlawrev-27644	672	49	to	to	PART
inlawrev-27644	672	50	conclude	conclude	VERB
inlawrev-27644	672	51	that	that	SCONJ
inlawrev-27644	672	52	the	the	DET
inlawrev-27644	672	53	duty	duty	NOUN
inlawrev-27644	672	54	of	of	ADP
inlawrev-27644	672	55	loyalty	loyalty	NOUN
inlawrev-27644	672	56	necessarily	necessarily	ADV
inlawrev-27644	672	57	always	always	ADV
inlawrev-27644	672	58	precludes	preclude	VERB
inlawrev-27644	672	59	fiduciaries	fiduciary	NOUN
inlawrev-27644	672	60	from	from	ADP
inlawrev-27644	672	61	considering	consider	VERB
inlawrev-27644	672	62	any	any	DET
inlawrev-27644	672	63	interests	interest	NOUN
inlawrev-27644	672	64	other	other	ADJ
inlawrev-27644	672	65	than	than	ADP
inlawrev-27644	672	66	maximization	maximization	NOUN
inlawrev-27644	672	67	of	of	ADP
inlawrev-27644	672	68	financial	financial	ADJ
inlawrev-27644	672	69	returns	return	NOUN
inlawrev-27644	672	70	.	.	PUNCT
inlawrev-27644	673	1	by	by	ADP
inlawrev-27644	673	2	definition	definition	NOUN
inlawrev-27644	673	3	,	,	PUNCT
inlawrev-27644	673	4	the	the	DET
inlawrev-27644	673	5	fiduciary	fiduciary	ADJ
inlawrev-27644	673	6	culled	cull	VERB
inlawrev-27644	673	7	opportunities	opportunity	NOUN
inlawrev-27644	673	8	based	base	VERB
inlawrev-27644	673	9	on	on	ADP
inlawrev-27644	673	10	that	that	DET
inlawrev-27644	673	11	standard	standard	NOUN
inlawrev-27644	673	12	to	to	PART
inlawrev-27644	673	13	reach	reach	VERB
inlawrev-27644	673	14	the	the	DET
inlawrev-27644	673	15	tie	tie	NOUN
inlawrev-27644	673	16	-	-	PUNCT
inlawrev-27644	673	17	breaker	breaker	NOUN
inlawrev-27644	673	18	situation.1	situation.1	NOUN
inlawrev-27644	673	19	9	9	NUM
inlawrev-27644	673	20	2	2	NUM
inlawrev-27644	673	21	arguably	arguably	ADV
inlawrev-27644	673	22	,	,	PUNCT
inlawrev-27644	673	23	erisa	erisa	NOUN
inlawrev-27644	673	24	’s	’s	PART
inlawrev-27644	673	25	“	"	PUNCT
inlawrev-27644	673	26	solely	solely	ADV
inlawrev-27644	673	27	in	in	ADP
inlawrev-27644	673	28	the	the	DET
inlawrev-27644	673	29	interest	interest	NOUN
inlawrev-27644	673	30	of	of	ADP
inlawrev-27644	673	31	”	"	PUNCT
inlawrev-27644	673	32	language	language	NOUN
inlawrev-27644	673	33	even	even	ADV
inlawrev-27644	673	34	requires	require	VERB
inlawrev-27644	673	35	a	a	DET
inlawrev-27644	673	36	decision	decision	NOUN
inlawrev-27644	673	37	be	be	AUX
inlawrev-27644	673	38	made	make	VERB
inlawrev-27644	673	39	on	on	ADP
inlawrev-27644	673	40	factors	factor	NOUN
inlawrev-27644	673	41	that	that	PRON
inlawrev-27644	673	42	benefit	benefit	VERB
inlawrev-27644	673	43	the	the	DET
inlawrev-27644	673	44	plan	plan	NOUN
inlawrev-27644	673	45	or	or	CCONJ
inlawrev-27644	673	46	participants	participant	NOUN
inlawrev-27644	673	47	,	,	PUNCT
inlawrev-27644	673	48	rather	rather	ADV
inlawrev-27644	673	49	than	than	ADP
inlawrev-27644	673	50	a	a	DET
inlawrev-27644	673	51	random	random	ADJ
inlawrev-27644	673	52	action	action	NOUN
inlawrev-27644	673	53	such	such	ADJ
inlawrev-27644	673	54	as	as	ADP
inlawrev-27644	673	55	a	a	DET
inlawrev-27644	673	56	coin	coin	NOUN
inlawrev-27644	673	57	flip.193	flip.193	NOUN
inlawrev-27644	673	58	it	it	PRON
inlawrev-27644	673	59	is	be	AUX
inlawrev-27644	673	60	hard	hard	ADJ
inlawrev-27644	673	61	to	to	PART
inlawrev-27644	673	62	imagine	imagine	VERB
inlawrev-27644	673	63	how	how	SCONJ
inlawrev-27644	673	64	deciding	decide	VERB
inlawrev-27644	673	65	to	to	PART
inlawrev-27644	673	66	flip	flip	VERB
inlawrev-27644	673	67	a	a	DET
inlawrev-27644	673	68	coin	coin	NOUN
inlawrev-27644	673	69	is	be	AUX
inlawrev-27644	673	70	a	a	DET
inlawrev-27644	673	71	decision	decision	NOUN
inlawrev-27644	673	72	in	in	ADP
inlawrev-27644	673	73	the	the	DET
inlawrev-27644	673	74	interest	interest	NOUN
inlawrev-27644	673	75	of	of	ADP
inlawrev-27644	673	76	participants	participant	NOUN
inlawrev-27644	673	77	.	.	PUNCT
inlawrev-27644	674	1	in	in	ADP
inlawrev-27644	674	2	the	the	DET
inlawrev-27644	674	3	2022	2022	NUM
inlawrev-27644	674	4	final	final	ADJ
inlawrev-27644	674	5	regulation	regulation	NOUN
inlawrev-27644	674	6	,	,	PUNCT
inlawrev-27644	674	7	the	the	DET
inlawrev-27644	674	8	dol	dol	NOUN
inlawrev-27644	674	9	clarified	clarify	VERB
inlawrev-27644	674	10	that	that	SCONJ
inlawrev-27644	674	11	in	in	ADP
inlawrev-27644	674	12	a	a	DET
inlawrev-27644	674	13	tie	tie	NOUN
inlawrev-27644	674	14	-	-	PUNCT
inlawrev-27644	674	15	breaker	breaker	NOUN
inlawrev-27644	674	16	situation	situation	NOUN
inlawrev-27644	674	17	a	a	DET
inlawrev-27644	674	18	fiduciary	fiduciary	NOUN
inlawrev-27644	674	19	may	may	AUX
inlawrev-27644	674	20	choose	choose	VERB
inlawrev-27644	674	21	an	an	DET
inlawrev-27644	674	22	investment	investment	NOUN
inlawrev-27644	674	23	“	"	PUNCT
inlawrev-27644	674	24	based	base	VERB
inlawrev-27644	674	25	on	on	ADP
inlawrev-27644	674	26	collateral	collateral	ADJ
inlawrev-27644	674	27	benefits	benefit	NOUN
inlawrev-27644	674	28	other	other	ADJ
inlawrev-27644	674	29	than	than	ADP
inlawrev-27644	674	30	186	186	NUM
inlawrev-27644	674	31	.	.	PUNCT
inlawrev-27644	675	1	schanzenbach	schanzenbach	PROPN
inlawrev-27644	675	2	&	&	CCONJ
inlawrev-27644	675	3	sitkoff	sitkoff	NOUN
inlawrev-27644	675	4	,	,	PUNCT
inlawrev-27644	675	5	supra	supra	PROPN
inlawrev-27644	675	6	note	note	NOUN
inlawrev-27644	675	7	111	111	NUM
inlawrev-27644	675	8	,	,	PUNCT
inlawrev-27644	675	9	at	at	ADP
inlawrev-27644	675	10	405	405	NUM
inlawrev-27644	675	11	;	;	PUNCT
inlawrev-27644	675	12	edward	edward	PROPN
inlawrev-27644	675	13	a.	a.	PROPN
inlawrev-27644	675	14	zelinsky	zelinsky	PROPN
inlawrev-27644	675	15	,	,	PUNCT
inlawrev-27644	675	16	the	the	DET
inlawrev-27644	675	17	continuing	continue	VERB
inlawrev-27644	675	18	battle	battle	NOUN
inlawrev-27644	675	19	over	over	ADP
inlawrev-27644	675	20	economically	economically	ADV
inlawrev-27644	675	21	targeted	target	VERB
inlawrev-27644	675	22	investments	investment	NOUN
inlawrev-27644	675	23	:	:	PUNCT
inlawrev-27644	675	24	an	an	DET
inlawrev-27644	675	25	analysis	analysis	NOUN
inlawrev-27644	675	26	of	of	ADP
inlawrev-27644	675	27	the	the	DET
inlawrev-27644	675	28	department	department	PROPN
inlawrev-27644	675	29	of	of	ADP
inlawrev-27644	675	30	labor	labor	NOUN
inlawrev-27644	675	31	’s	’s	PART
inlawrev-27644	675	32	interpretive	interpretive	ADJ
inlawrev-27644	675	33	bulletin	bulletin	NOUN
inlawrev-27644	675	34	2015	2015	NUM
inlawrev-27644	675	35	-	-	SYM
inlawrev-27644	675	36	01	01	NUM
inlawrev-27644	675	37	,	,	PUNCT
inlawrev-27644	675	38	2016	2016	NUM
inlawrev-27644	675	39	cardozo	cardozo	PROPN
inlawrev-27644	675	40	l.	l.	PROPN
inlawrev-27644	675	41	rev	rev	PROPN
inlawrev-27644	675	42	.	.	PROPN
inlawrev-27644	675	43	de	de	PROPN
inlawrev-27644	675	44	novo	novo	PROPN
inlawrev-27644	675	45	161	161	NUM
inlawrev-27644	675	46	,	,	PUNCT
inlawrev-27644	675	47	167	167	NUM
inlawrev-27644	675	48	(	(	PUNCT
inlawrev-27644	675	49	2016	2016	NUM
inlawrev-27644	675	50	)	)	PUNCT
inlawrev-27644	676	1	[	[	X
inlawrev-27644	676	2	hereinafter	hereinafter	NOUN
inlawrev-27644	676	3	zelinsky	zelinsky	NOUN
inlawrev-27644	676	4	i	i	PRON
inlawrev-27644	676	5	]	]	PUNCT
inlawrev-27644	676	6	.	.	PUNCT
inlawrev-27644	677	1	schanzenbach	schanzenbach	PROPN
inlawrev-27644	677	2	and	and	CCONJ
inlawrev-27644	677	3	sitkoff	sitkoff	NOUN
inlawrev-27644	677	4	also	also	ADV
inlawrev-27644	677	5	make	make	VERB
inlawrev-27644	677	6	much	much	ADJ
inlawrev-27644	677	7	of	of	ADP
inlawrev-27644	677	8	the	the	DET
inlawrev-27644	677	9	difference	difference	NOUN
inlawrev-27644	677	10	between	between	ADP
inlawrev-27644	677	11	erisa	erisa	NOUN
inlawrev-27644	677	12	’s	’s	PART
inlawrev-27644	677	13	sole	sole	ADJ
inlawrev-27644	677	14	interest	interest	NOUN
inlawrev-27644	677	15	standard	standard	NOUN
inlawrev-27644	677	16	and	and	CCONJ
inlawrev-27644	677	17	the	the	DET
inlawrev-27644	677	18	best	good	ADJ
inlawrev-27644	677	19	interest	interest	NOUN
inlawrev-27644	677	20	standard	standard	NOUN
inlawrev-27644	677	21	used	use	VERB
inlawrev-27644	677	22	in	in	ADP
inlawrev-27644	677	23	other	other	ADJ
inlawrev-27644	677	24	contexts	context	NOUN
inlawrev-27644	677	25	such	such	ADJ
inlawrev-27644	677	26	as	as	ADP
inlawrev-27644	677	27	charities	charity	NOUN
inlawrev-27644	677	28	formed	form	VERB
inlawrev-27644	677	29	as	as	ADP
inlawrev-27644	677	30	corporations	corporation	NOUN
inlawrev-27644	677	31	.	.	PUNCT
inlawrev-27644	678	1	schanzenbach	schanzenbach	PROPN
inlawrev-27644	678	2	&	&	CCONJ
inlawrev-27644	678	3	sitkoff	sitkoff	NOUN
inlawrev-27644	678	4	,	,	PUNCT
inlawrev-27644	678	5	supra	supra	PROPN
inlawrev-27644	678	6	note	note	NOUN
inlawrev-27644	678	7	111	111	NUM
inlawrev-27644	678	8	,	,	PUNCT
inlawrev-27644	678	9	at	at	ADP
inlawrev-27644	678	10	400	400	NUM
inlawrev-27644	678	11	-	-	SYM
inlawrev-27644	678	12	03	03	NUM
inlawrev-27644	678	13	,	,	PUNCT
inlawrev-27644	678	14	422	422	NUM
inlawrev-27644	678	15	.	.	PUNCT
inlawrev-27644	678	16	187	187	NUM
inlawrev-27644	678	17	.	.	PUNCT
inlawrev-27644	679	1	schanzenbach	schanzenbach	PROPN
inlawrev-27644	679	2	&	&	CCONJ
inlawrev-27644	679	3	sitkoff	sitkoff	NOUN
inlawrev-27644	679	4	,	,	PUNCT
inlawrev-27644	679	5	supra	supra	PROPN
inlawrev-27644	679	6	note	note	NOUN
inlawrev-27644	679	7	111	111	NUM
inlawrev-27644	679	8	,	,	PUNCT
inlawrev-27644	679	9	at	at	ADP
inlawrev-27644	679	10	409	409	NUM
inlawrev-27644	679	11	.	.	PUNCT
inlawrev-27644	679	12	188	188	NUM
inlawrev-27644	679	13	.	.	PUNCT
inlawrev-27644	680	1	i	i	PRON
inlawrev-27644	680	2	d.	d.	PROPN
inlawrev-27644	680	3	at	at	ADP
inlawrev-27644	680	4	410	410	NUM
inlawrev-27644	680	5	;	;	PUNCT
inlawrev-27644	680	6	zelinsky	zelinsky	PROPN
inlawrev-27644	680	7	i	i	PROPN
inlawrev-27644	680	8	,	,	PUNCT
inlawrev-27644	680	9	supra	supra	PROPN
inlawrev-27644	680	10	note	note	NOUN
inlawrev-27644	680	11	186	186	NUM
inlawrev-27644	680	12	,	,	PUNCT
inlawrev-27644	680	13	at	at	ADP
inlawrev-27644	680	14	168	168	NUM
inlawrev-27644	680	15	.	.	PUNCT
inlawrev-27644	681	1	189	189	NUM
inlawrev-27644	681	2	.	.	PUNCT
inlawrev-27644	682	1	schanzenbach	schanzenbach	PROPN
inlawrev-27644	682	2	&	&	CCONJ
inlawrev-27644	682	3	sitkoff	sitkoff	NOUN
inlawrev-27644	682	4	,	,	PUNCT
inlawrev-27644	682	5	supra	supra	PROPN
inlawrev-27644	682	6	note	note	NOUN
inlawrev-27644	682	7	111	111	NUM
inlawrev-27644	682	8	,	,	PUNCT
inlawrev-27644	682	9	at	at	ADP
inlawrev-27644	682	10	410	410	NUM
inlawrev-27644	682	11	.	.	PUNCT
inlawrev-27644	683	1	some	some	DET
inlawrev-27644	683	2	commenters	commenter	NOUN
inlawrev-27644	683	3	are	be	AUX
inlawrev-27644	683	4	skeptical	skeptical	ADJ
inlawrev-27644	683	5	that	that	SCONJ
inlawrev-27644	683	6	it	it	PRON
inlawrev-27644	683	7	is	be	AUX
inlawrev-27644	683	8	possible	possible	ADJ
inlawrev-27644	683	9	for	for	SCONJ
inlawrev-27644	683	10	two	two	NUM
inlawrev-27644	683	11	investments	investment	NOUN
inlawrev-27644	683	12	to	to	PART
inlawrev-27644	683	13	have	have	VERB
inlawrev-27644	683	14	exactly	exactly	ADV
inlawrev-27644	683	15	the	the	DET
inlawrev-27644	683	16	same	same	ADJ
inlawrev-27644	683	17	risk	risk	NOUN
inlawrev-27644	683	18	and	and	CCONJ
inlawrev-27644	683	19	reward	reward	VERB
inlawrev-27644	683	20	profile	profile	NOUN
inlawrev-27644	683	21	.	.	PUNCT
inlawrev-27644	684	1	i	i	PRON
inlawrev-27644	684	2	d.	d.	PROPN
inlawrev-27644	684	3	(	(	PUNCT
inlawrev-27644	684	4	“	"	PUNCT
inlawrev-27644	684	5	in	in	ADP
inlawrev-27644	684	6	allowing	allow	VERB
inlawrev-27644	684	7	for	for	ADP
inlawrev-27644	684	8	the	the	DET
inlawrev-27644	684	9	possibility	possibility	NOUN
inlawrev-27644	684	10	of	of	ADP
inlawrev-27644	684	11	the	the	DET
inlawrev-27644	684	12	unicorn	unicorn	NOUN
inlawrev-27644	684	13	that	that	PRON
inlawrev-27644	684	14	is	be	AUX
inlawrev-27644	684	15	a	a	DET
inlawrev-27644	684	16	pair	pair	NOUN
inlawrev-27644	684	17	of	of	ADP
inlawrev-27644	684	18	identical	identical	ADJ
inlawrev-27644	684	19	investments	investment	NOUN
inlawrev-27644	684	20	.	.	PUNCT
inlawrev-27644	684	21	.	.	PUNCT
inlawrev-27644	684	22	.	.	PUNCT
inlawrev-27644	684	23	”	"	PUNCT
inlawrev-27644	684	24	)	)	PUNCT
inlawrev-27644	684	25	.	.	PUNCT
inlawrev-27644	685	1	190	190	NUM
inlawrev-27644	685	2	.	.	X
inlawrev-27644	685	3	2021	2021	NUM
inlawrev-27644	685	4	proposed	propose	VERB
inlawrev-27644	685	5	regulation	regulation	NOUN
inlawrev-27644	685	6	,	,	PUNCT
inlawrev-27644	685	7	86	86	NUM
inlawrev-27644	685	8	fed	feed	VERB
inlawrev-27644	685	9	.	.	PUNCT
inlawrev-27644	686	1	reg	reg	PROPN
inlawrev-27644	686	2	.	.	PUNCT
inlawrev-27644	687	1	57272	57272	NUM
inlawrev-27644	687	2	,	,	PUNCT
inlawrev-27644	687	3	57278	57278	NUM
inlawrev-27644	687	4	-	-	SYM
inlawrev-27644	687	5	79	79	NUM
inlawrev-27644	687	6	,	,	PUNCT
inlawrev-27644	687	7	57303	57303	NUM
inlawrev-27644	687	8	(	(	PUNCT
inlawrev-27644	687	9	oct	oct	PROPN
inlawrev-27644	687	10	.	.	PROPN
inlawrev-27644	687	11	14	14	NUM
inlawrev-27644	687	12	,	,	PUNCT
inlawrev-27644	687	13	2021	2021	NUM
inlawrev-27644	687	14	)	)	PUNCT
inlawrev-27644	688	1	(	(	PUNCT
inlawrev-27644	688	2	to	to	PART
inlawrev-27644	688	3	be	be	AUX
inlawrev-27644	688	4	codified	codify	VERB
inlawrev-27644	688	5	at	at	ADP
inlawrev-27644	688	6	29	29	NUM
inlawrev-27644	688	7	c.f.r	c.f.r	NOUN
inlawrev-27644	688	8	.	.	PUNCT
inlawrev-27644	689	1	§	§	PROPN
inlawrev-27644	689	2	2550	2550	NUM
inlawrev-27644	689	3	)	)	PUNCT
inlawrev-27644	689	4	.	.	PUNCT
inlawrev-27644	690	1	191	191	X
inlawrev-27644	690	2	.	.	PUNCT
inlawrev-27644	691	1	the	the	DET
inlawrev-27644	691	2	obligation	obligation	NOUN
inlawrev-27644	691	3	is	be	AUX
inlawrev-27644	691	4	adapted	adapt	VERB
inlawrev-27644	691	5	in	in	ADP
inlawrev-27644	691	6	benefit	benefit	NOUN
inlawrev-27644	691	7	plans	plan	NOUN
inlawrev-27644	691	8	because	because	SCONJ
inlawrev-27644	691	9	unlike	unlike	ADP
inlawrev-27644	691	10	in	in	ADP
inlawrev-27644	691	11	trusts	trust	NOUN
inlawrev-27644	691	12	,	,	PUNCT
inlawrev-27644	691	13	erisa	erisa	NOUN
inlawrev-27644	691	14	fiduciaries	fiduciary	NOUN
inlawrev-27644	691	15	are	be	AUX
inlawrev-27644	691	16	permitted	permit	VERB
inlawrev-27644	691	17	to	to	PART
inlawrev-27644	691	18	act	act	VERB
inlawrev-27644	691	19	in	in	ADP
inlawrev-27644	691	20	their	their	PRON
inlawrev-27644	691	21	own	own	ADJ
inlawrev-27644	691	22	interest	interest	NOUN
inlawrev-27644	691	23	as	as	ADP
inlawrev-27644	691	24	plan	plan	NOUN
inlawrev-27644	691	25	settlors	settlor	NOUN
inlawrev-27644	691	26	as	as	ADV
inlawrev-27644	691	27	well	well	ADV
inlawrev-27644	691	28	as	as	ADP
inlawrev-27644	691	29	plan	plan	NOUN
inlawrev-27644	691	30	fiduciaries	fiduciary	NOUN
inlawrev-27644	691	31	.	.	PUNCT
inlawrev-27644	692	1	see	see	VERB
inlawrev-27644	692	2	generally	generally	ADV
inlawrev-27644	692	3	muir	muir	PROPN
inlawrev-27644	692	4	&	&	CCONJ
inlawrev-27644	692	5	stein	stein	PROPN
inlawrev-27644	692	6	,	,	PUNCT
inlawrev-27644	692	7	supra	supra	PROPN
inlawrev-27644	692	8	note	note	PROPN
inlawrev-27644	692	9	85	85	NUM
inlawrev-27644	692	10	(	(	PUNCT
inlawrev-27644	692	11	critiquing	critique	VERB
inlawrev-27644	692	12	the	the	DET
inlawrev-27644	692	13	relevant	relevant	ADJ
inlawrev-27644	692	14	doctrine	doctrine	NOUN
inlawrev-27644	692	15	)	)	PUNCT
inlawrev-27644	692	16	.	.	PUNCT
inlawrev-27644	693	1	192	192	NUM
inlawrev-27644	693	2	.	.	PUNCT
inlawrev-27644	694	1	dana	dana	PROPN
inlawrev-27644	694	2	m.	m.	PROPN
inlawrev-27644	694	3	muir	muir	PROPN
inlawrev-27644	694	4	,	,	PUNCT
inlawrev-27644	694	5	comment	comment	NOUN
inlawrev-27644	694	6	letter	letter	NOUN
inlawrev-27644	694	7	on	on	ADP
inlawrev-27644	694	8	proposed	propose	VERB
inlawrev-27644	694	9	rule	rule	NOUN
inlawrev-27644	694	10	on	on	ADP
inlawrev-27644	694	11	prudence	prudence	NOUN
inlawrev-27644	694	12	and	and	CCONJ
inlawrev-27644	694	13	loyalty	loyalty	NOUN
inlawrev-27644	694	14	in	in	ADP
inlawrev-27644	694	15	selecting	select	VERB
inlawrev-27644	694	16	plan	plan	NOUN
inlawrev-27644	694	17	investments	investment	NOUN
inlawrev-27644	694	18	and	and	CCONJ
inlawrev-27644	694	19	exercising	exercise	VERB
inlawrev-27644	694	20	shareholder	shareholder	NOUN
inlawrev-27644	694	21	rights	right	NOUN
inlawrev-27644	694	22	,	,	PUNCT
inlawrev-27644	694	23	5	5	NUM
inlawrev-27644	694	24	(	(	PUNCT
inlawrev-27644	694	25	dec	dec	PROPN
inlawrev-27644	694	26	.	.	PROPN
inlawrev-27644	694	27	10	10	NUM
inlawrev-27644	694	28	,	,	PUNCT
inlawrev-27644	694	29	2021	2021	NUM
inlawrev-27644	694	30	)	)	PUNCT
inlawrev-27644	694	31	,	,	PUNCT
inlawrev-27644	694	32	https://www.dol	https://www.dol	PROPN
inlawrev-27644	694	33	.	.	PUNCT
inlawrev-27644	695	1	gov	gov	NOUN
inlawrev-27644	695	2	/	/	SYM
inlawrev-27644	695	3	sites	site	NOUN
inlawrev-27644	695	4	/	/	SYM
inlawrev-27644	695	5	dolgov	dolgov	ADJ
inlawrev-27644	695	6	/	/	SYM
inlawrev-27644	695	7	files	file	NOUN
inlawrev-27644	695	8	/	/	SYM
inlawrev-27644	695	9	ebsa	ebsa	NOUN
inlawrev-27644	695	10	/	/	SYM
inlawrev-27644	695	11	laws	law	NOUN
inlawrev-27644	695	12	-	-	PUNCT
inlawrev-27644	695	13	and	and	CCONJ
inlawrev-27644	695	14	-	-	PUNCT
inlawrev-27644	695	15	regulations	regulation	NOUN
inlawrev-27644	695	16	/	/	SYM
inlawrev-27644	695	17	rules	rule	NOUN
inlawrev-27644	695	18	-	-	PUNCT
inlawrev-27644	695	19	and	and	CCONJ
inlawrev-27644	695	20	-	-	PUNCT
inlawrev-27644	695	21	regulations	regulation	NOUN
inlawrev-27644	695	22	/	/	SYM
inlawrev-27644	695	23	public	public	ADJ
inlawrev-27644	695	24	-	-	PUNCT
inlawrev-27644	695	25	comments/1210ac03/00322.pdf	comments/1210ac03/00322.pdf	NOUN
inlawrev-27644	696	1	[	[	X
inlawrev-27644	696	2	hereinafter	hereinafter	NOUN
inlawrev-27644	696	3	muir	muir	PROPN
inlawrev-27644	696	4	2021	2021	NUM
inlawrev-27644	696	5	comments	comment	NOUN
inlawrev-27644	696	6	]	]	PUNCT
inlawrev-27644	696	7	.	.	PUNCT
inlawrev-27644	697	1	193	193	NUM
inlawrev-27644	697	2	.	.	PUNCT
inlawrev-27644	698	1	i	i	PRON
inlawrev-27644	698	2	d.	d.	PROPN
inlawrev-27644	698	3	2023	2023	NUM
inlawrev-27644	698	4	]	]	PUNCT
inlawrev-27644	698	5	matching	match	VERB
inlawrev-27644	698	6	preferences	preference	NOUN
inlawrev-27644	698	7	and	and	CCONJ
inlawrev-27644	698	8	access	access	NOUN
inlawrev-27644	698	9	79	79	NUM
inlawrev-27644	698	10	investment	investment	NOUN
inlawrev-27644	698	11	returns	return	NOUN
inlawrev-27644	698	12	.	.	PUNCT
inlawrev-27644	699	1	”194	”194	PUNCT
inlawrev-27644	700	1	some	some	DET
inlawrev-27644	700	2	commenters	commenter	NOUN
inlawrev-27644	700	3	were	be	AUX
inlawrev-27644	700	4	concerned	concern	VERB
inlawrev-27644	700	5	that	that	SCONJ
inlawrev-27644	700	6	the	the	DET
inlawrev-27644	700	7	phrase	phrase	NOUN
inlawrev-27644	700	8	“	"	PUNCT
inlawrev-27644	700	9	collateral	collateral	ADJ
inlawrev-27644	700	10	benefits	benefit	NOUN
inlawrev-27644	700	11	”	"	PUNCT
inlawrev-27644	700	12	is	be	AUX
inlawrev-27644	700	13	too	too	ADV
inlawrev-27644	700	14	ambiguous	ambiguous	ADJ
inlawrev-27644	700	15	to	to	PART
inlawrev-27644	700	16	provide	provide	VERB
inlawrev-27644	700	17	direction	direction	NOUN
inlawrev-27644	700	18	to	to	ADP
inlawrev-27644	700	19	fiduciaries	fiduciary	NOUN
inlawrev-27644	700	20	and	and	CCONJ
inlawrev-27644	700	21	could	could	AUX
inlawrev-27644	700	22	be	be	AUX
inlawrev-27644	700	23	subject	subject	ADJ
inlawrev-27644	700	24	to	to	ADP
inlawrev-27644	700	25	changing	change	VERB
inlawrev-27644	700	26	sub	sub	ADJ
inlawrev-27644	700	27	-	-	ADJ
inlawrev-27644	700	28	regulatory	regulatory	ADJ
inlawrev-27644	700	29	guidance.195	guidance.195	NOUN
inlawrev-27644	700	30	as	as	SCONJ
inlawrev-27644	700	31	the	the	DET
inlawrev-27644	700	32	dol	dol	NOUN
inlawrev-27644	700	33	observed	observe	VERB
inlawrev-27644	700	34	,	,	PUNCT
inlawrev-27644	700	35	however	however	ADV
inlawrev-27644	700	36	,	,	PUNCT
inlawrev-27644	700	37	its	its	PRON
inlawrev-27644	700	38	fiduciary	fiduciary	ADJ
inlawrev-27644	700	39	guidance	guidance	NOUN
inlawrev-27644	700	40	has	have	AUX
inlawrev-27644	700	41	long	long	ADV
inlawrev-27644	700	42	permitted	permit	VERB
inlawrev-27644	700	43	fiduciaries	fiduciary	NOUN
inlawrev-27644	700	44	to	to	PART
inlawrev-27644	700	45	consider	consider	VERB
inlawrev-27644	700	46	collateral	collateral	ADJ
inlawrev-27644	700	47	benefits	benefit	NOUN
inlawrev-27644	700	48	in	in	ADP
inlawrev-27644	700	49	appropriate	appropriate	ADJ
inlawrev-27644	700	50	circumstances	circumstance	NOUN
inlawrev-27644	700	51	and	and	CCONJ
inlawrev-27644	700	52	no	no	DET
inlawrev-27644	700	53	major	major	ADJ
inlawrev-27644	700	54	problems	problem	NOUN
inlawrev-27644	700	55	have	have	AUX
inlawrev-27644	700	56	resulted.196	resulted.196	VERB
inlawrev-27644	700	57	perhaps	perhaps	ADV
inlawrev-27644	700	58	more	more	ADV
inlawrev-27644	700	59	importantly	importantly	ADV
inlawrev-27644	700	60	,	,	PUNCT
inlawrev-27644	700	61	the	the	DET
inlawrev-27644	700	62	dol	dol	NOUN
inlawrev-27644	700	63	recognized	recognize	VERB
inlawrev-27644	700	64	the	the	DET
inlawrev-27644	700	65	differences	difference	NOUN
inlawrev-27644	700	66	between	between	ADP
inlawrev-27644	700	67	tiebreaker	tiebreak	ADJ
inlawrev-27644	700	68	situations	situation	NOUN
inlawrev-27644	700	69	in	in	ADP
inlawrev-27644	700	70	db	db	PROPN
inlawrev-27644	700	71	plans	plan	NOUN
inlawrev-27644	700	72	as	as	ADP
inlawrev-27644	700	73	compared	compare	VERB
inlawrev-27644	700	74	to	to	ADP
inlawrev-27644	700	75	individual	individual	ADJ
inlawrev-27644	700	76	account	account	NOUN
inlawrev-27644	700	77	plans	plan	NOUN
inlawrev-27644	700	78	such	such	ADJ
inlawrev-27644	700	79	as	as	ADP
inlawrev-27644	700	80	401(k	401(k	NOUN
inlawrev-27644	700	81	)	)	PUNCT
inlawrev-27644	700	82	plans	plan	NOUN
inlawrev-27644	700	83	.	.	PUNCT
inlawrev-27644	701	1	it	it	PRON
inlawrev-27644	701	2	stated	state	VERB
inlawrev-27644	701	3	that	that	SCONJ
inlawrev-27644	701	4	“	"	PUNCT
inlawrev-27644	701	5	adding	add	VERB
inlawrev-27644	701	6	additional	additional	ADJ
inlawrev-27644	701	7	investment	investment	NOUN
inlawrev-27644	701	8	options	option	NOUN
inlawrev-27644	701	9	[	[	X
inlawrev-27644	701	10	to	to	ADP
inlawrev-27644	701	11	a	a	DET
inlawrev-27644	701	12	401(k	401(k	PROPN
inlawrev-27644	701	13	)	)	PUNCT
inlawrev-27644	701	14	plan	plan	NOUN
inlawrev-27644	701	15	menu	menu	NOUN
inlawrev-27644	701	16	]	]	PUNCT
inlawrev-27644	701	17	is	be	AUX
inlawrev-27644	701	18	not	not	PART
inlawrev-27644	701	19	necessarily	necessarily	ADV
inlawrev-27644	701	20	a	a	DET
inlawrev-27644	701	21	zero	zero	NUM
inlawrev-27644	701	22	-	-	PUNCT
inlawrev-27644	701	23	sum	sum	NOUN
inlawrev-27644	701	24	game	game	NOUN
inlawrev-27644	701	25	.	.	PUNCT
inlawrev-27644	701	26	.	.	PUNCT
inlawrev-27644	701	27	.	.	PUNCT
inlawrev-27644	702	1	.”197	.”197	PUNCT
inlawrev-27644	703	1	there	there	PRON
inlawrev-27644	703	2	are	be	VERB
inlawrev-27644	703	3	plan	plan	NOUN
inlawrev-27644	703	4	menu	menu	NOUN
inlawrev-27644	703	5	situations	situation	NOUN
inlawrev-27644	703	6	,	,	PUNCT
inlawrev-27644	703	7	however	however	ADV
inlawrev-27644	703	8	,	,	PUNCT
inlawrev-27644	703	9	where	where	SCONJ
inlawrev-27644	703	10	more	more	ADJ
inlawrev-27644	703	11	is	be	AUX
inlawrev-27644	703	12	not	not	PART
inlawrev-27644	703	13	better	well	ADJ
inlawrev-27644	703	14	.	.	PUNCT
inlawrev-27644	704	1	behavioral	behavioral	ADJ
inlawrev-27644	704	2	economics	economic	NOUN
inlawrev-27644	704	3	research	research	NOUN
inlawrev-27644	704	4	shows	show	VERB
inlawrev-27644	704	5	that	that	SCONJ
inlawrev-27644	704	6	in	in	ADP
inlawrev-27644	704	7	many	many	ADJ
inlawrev-27644	704	8	contexts	context	NOUN
inlawrev-27644	704	9	,	,	PUNCT
inlawrev-27644	704	10	including	include	VERB
inlawrev-27644	704	11	401(k	401(k	NOUN
inlawrev-27644	704	12	)	)	PUNCT
inlawrev-27644	704	13	plan	plan	NOUN
inlawrev-27644	704	14	menus	menu	NOUN
inlawrev-27644	704	15	,	,	PUNCT
inlawrev-27644	704	16	too	too	ADV
inlawrev-27644	704	17	much	much	ADJ
inlawrev-27644	704	18	choice	choice	NOUN
inlawrev-27644	704	19	can	can	AUX
inlawrev-27644	704	20	result	result	VERB
inlawrev-27644	704	21	in	in	ADP
inlawrev-27644	704	22	participants	participant	NOUN
inlawrev-27644	704	23	making	make	VERB
inlawrev-27644	704	24	less	less	ADJ
inlawrev-27644	704	25	than	than	ADP
inlawrev-27644	704	26	optimal	optimal	ADJ
inlawrev-27644	704	27	choices	choice	NOUN
inlawrev-27644	704	28	or	or	CCONJ
inlawrev-27644	704	29	no	no	DET
inlawrev-27644	704	30	choice	choice	NOUN
inlawrev-27644	704	31	at	at	ADP
inlawrev-27644	704	32	all.198	all.198	NOUN
inlawrev-27644	704	33	for	for	ADP
inlawrev-27644	704	34	example	example	NOUN
inlawrev-27644	704	35	,	,	PUNCT
inlawrev-27644	704	36	participants	participant	NOUN
inlawrev-27644	704	37	may	may	AUX
inlawrev-27644	704	38	spread	spread	VERB
inlawrev-27644	704	39	their	their	PRON
inlawrev-27644	704	40	contributions	contribution	NOUN
inlawrev-27644	704	41	equally	equally	ADV
inlawrev-27644	704	42	across	across	ADP
inlawrev-27644	704	43	multiple	multiple	ADJ
inlawrev-27644	704	44	investment	investment	NOUN
inlawrev-27644	704	45	options	option	NOUN
inlawrev-27644	704	46	even	even	ADV
inlawrev-27644	704	47	if	if	SCONJ
inlawrev-27644	704	48	that	that	PRON
inlawrev-27644	704	49	is	be	AUX
inlawrev-27644	704	50	inconsistent	inconsistent	ADJ
inlawrev-27644	704	51	with	with	ADP
inlawrev-27644	704	52	their	their	PRON
inlawrev-27644	704	53	risk	risk	NOUN
inlawrev-27644	704	54	tolerance.199	tolerance.199	NOUN
inlawrev-27644	704	55	research	research	NOUN
inlawrev-27644	704	56	also	also	ADV
inlawrev-27644	704	57	shows	show	VERB
inlawrev-27644	704	58	that	that	SCONJ
inlawrev-27644	704	59	in	in	ADP
inlawrev-27644	704	60	plans	plan	NOUN
inlawrev-27644	704	61	without	without	ADP
inlawrev-27644	704	62	automatic	automatic	ADJ
inlawrev-27644	704	63	enrollment	enrollment	NOUN
inlawrev-27644	704	64	,	,	PUNCT
inlawrev-27644	704	65	participation	participation	NOUN
inlawrev-27644	704	66	is	be	AUX
inlawrev-27644	704	67	lower	low	ADJ
inlawrev-27644	704	68	in	in	ADP
inlawrev-27644	704	69	plans	plan	NOUN
inlawrev-27644	704	70	that	that	PRON
inlawrev-27644	704	71	have	have	VERB
inlawrev-27644	704	72	high	high	ADJ
inlawrev-27644	704	73	numbers	number	NOUN
inlawrev-27644	704	74	of	of	ADP
inlawrev-27644	704	75	menu	menu	NOUN
inlawrev-27644	704	76	options	option	NOUN
inlawrev-27644	704	77	compared	compare	VERB
inlawrev-27644	704	78	to	to	ADP
inlawrev-27644	704	79	few	few	ADJ
inlawrev-27644	704	80	options.200	options.200	PRON
inlawrev-27644	704	81	thus	thus	ADV
inlawrev-27644	704	82	,	,	PUNCT
inlawrev-27644	704	83	although	although	SCONJ
inlawrev-27644	704	84	increasing	increase	VERB
inlawrev-27644	704	85	a	a	DET
inlawrev-27644	704	86	401(k	401(k	PROPN
inlawrev-27644	704	87	)	)	PUNCT
inlawrev-27644	704	88	plan	plan	NOUN
inlawrev-27644	704	89	’s	’s	PART
inlawrev-27644	704	90	investment	investment	NOUN
inlawrev-27644	704	91	options	option	NOUN
inlawrev-27644	704	92	is	be	AUX
inlawrev-27644	704	93	not	not	PART
inlawrev-27644	704	94	a	a	DET
inlawrev-27644	704	95	zero	zero	NUM
inlawrev-27644	704	96	-	-	PUNCT
inlawrev-27644	704	97	sum	sum	NOUN
inlawrev-27644	704	98	game	game	NOUN
inlawrev-27644	704	99	,	,	PUNCT
inlawrev-27644	704	100	it	it	PRON
inlawrev-27644	704	101	is	be	AUX
inlawrev-27644	704	102	not	not	PART
inlawrev-27644	704	103	in	in	ADP
inlawrev-27644	704	104	the	the	DET
inlawrev-27644	704	105	best	good	ADJ
inlawrev-27644	704	106	interest	interest	NOUN
inlawrev-27644	704	107	of	of	ADP
inlawrev-27644	704	108	participants	participant	NOUN
inlawrev-27644	704	109	to	to	PART
inlawrev-27644	704	110	offer	offer	VERB
inlawrev-27644	704	111	an	an	DET
inlawrev-27644	704	112	overly	overly	ADV
inlawrev-27644	704	113	extensive	extensive	ADJ
inlawrev-27644	704	114	plan	plan	NOUN
inlawrev-27644	704	115	menu	menu	NOUN
inlawrev-27644	704	116	.	.	PUNCT
inlawrev-27644	705	1	the	the	DET
inlawrev-27644	705	2	relationship	relationship	NOUN
inlawrev-27644	705	3	between	between	ADP
inlawrev-27644	705	4	menu	menu	NOUN
inlawrev-27644	705	5	size	size	NOUN
inlawrev-27644	705	6	and	and	CCONJ
inlawrev-27644	705	7	the	the	DET
inlawrev-27644	705	8	duty	duty	NOUN
inlawrev-27644	705	9	of	of	ADP
inlawrev-27644	705	10	prudence	prudence	NOUN
inlawrev-27644	705	11	is	be	AUX
inlawrev-27644	705	12	explored	explore	VERB
inlawrev-27644	705	13	below.201	below.201	NOUN
inlawrev-27644	705	14	c.	c.	PROPN
inlawrev-27644	705	15	qdias	qdia	VERB
inlawrev-27644	705	16	a	a	DET
inlawrev-27644	705	17	related	related	ADJ
inlawrev-27644	705	18	issue	issue	NOUN
inlawrev-27644	705	19	for	for	ADP
inlawrev-27644	705	20	plan	plan	NOUN
inlawrev-27644	705	21	fiduciaries	fiduciary	NOUN
inlawrev-27644	705	22	is	be	AUX
inlawrev-27644	705	23	the	the	DET
inlawrev-27644	705	24	extent	extent	NOUN
inlawrev-27644	705	25	to	to	PART
inlawrev-27644	705	26	which	which	PRON
inlawrev-27644	706	1	the	the	DET
inlawrev-27644	706	2	plan	plan	NOUN
inlawrev-27644	706	3	’s	’s	PART
inlawrev-27644	706	4	qdia	qdia	NOUN
inlawrev-27644	706	5	may	may	AUX
inlawrev-27644	706	6	or	or	CCONJ
inlawrev-27644	706	7	should	should	AUX
inlawrev-27644	706	8	incorporate	incorporate	VERB
inlawrev-27644	706	9	sustainability	sustainability	NOUN
inlawrev-27644	706	10	considerations	consideration	NOUN
inlawrev-27644	706	11	.	.	PUNCT
inlawrev-27644	707	1	the	the	DET
inlawrev-27644	707	2	2020	2020	NUM
inlawrev-27644	707	3	final	final	ADJ
inlawrev-27644	707	4	regulation	regulation	NOUN
inlawrev-27644	707	5	prohibited	prohibit	VERB
inlawrev-27644	707	6	an	an	DET
inlawrev-27644	707	7	investment	investment	NOUN
inlawrev-27644	707	8	“	"	PUNCT
inlawrev-27644	707	9	from	from	ADP
inlawrev-27644	707	10	being	be	AUX
inlawrev-27644	707	11	selected	select	VERB
inlawrev-27644	707	12	as	as	ADP
inlawrev-27644	707	13	a	a	DET
inlawrev-27644	707	14	qdia	qdia	NOUN
inlawrev-27644	707	15	if	if	SCONJ
inlawrev-27644	707	16	it	it	PRON
inlawrev-27644	707	17	,	,	PUNCT
inlawrev-27644	707	18	or	or	CCONJ
inlawrev-27644	707	19	any	any	PRON
inlawrev-27644	707	20	of	of	ADP
inlawrev-27644	707	21	its	its	PRON
inlawrev-27644	707	22	components	component	NOUN
inlawrev-27644	707	23	,	,	PUNCT
inlawrev-27644	707	24	has	have	VERB
inlawrev-27644	707	25	investment	investment	NOUN
inlawrev-27644	707	26	objectives	objective	NOUN
inlawrev-27644	707	27	or	or	CCONJ
inlawrev-27644	707	28	goals	goal	NOUN
inlawrev-27644	707	29	or	or	CCONJ
inlawrev-27644	707	30	principal	principal	ADJ
inlawrev-27644	707	31	investment	investment	NOUN
inlawrev-27644	707	32	strategies	strategy	NOUN
inlawrev-27644	707	33	that	that	PRON
inlawrev-27644	707	34	include	include	VERB
inlawrev-27644	707	35	,	,	PUNCT
inlawrev-27644	707	36	consider	consider	VERB
inlawrev-27644	707	37	,	,	PUNCT
inlawrev-27644	707	38	or	or	CCONJ
inlawrev-27644	707	39	indicate	indicate	VERB
inlawrev-27644	707	40	the	the	DET
inlawrev-27644	707	41	use	use	NOUN
inlawrev-27644	707	42	of	of	ADP
inlawrev-27644	707	43	one	one	NUM
inlawrev-27644	707	44	or	or	CCONJ
inlawrev-27644	707	45	more	more	ADJ
inlawrev-27644	707	46	non	non	ADJ
inlawrev-27644	707	47	-	-	ADJ
inlawrev-27644	707	48	pecuniary	pecuniary	ADJ
inlawrev-27644	707	49	factors	factor	NOUN
inlawrev-27644	707	50	.	.	PUNCT
inlawrev-27644	708	1	”202	”202	NOUN
inlawrev-27644	708	2	after	after	ADP
inlawrev-27644	708	3	the	the	DET
inlawrev-27644	708	4	2020	2020	NUM
inlawrev-27644	708	5	final	final	ADJ
inlawrev-27644	708	6	regulation	regulation	NOUN
inlawrev-27644	708	7	,	,	PUNCT
inlawrev-27644	708	8	“	"	PUNCT
inlawrev-27644	708	9	[	[	X
inlawrev-27644	708	10	m]any	m]any	NOUN
inlawrev-27644	708	11	stakeholders	stakeholder	NOUN
inlawrev-27644	708	12	expressed	express	VERB
inlawrev-27644	708	13	concern	concern	NOUN
inlawrev-27644	708	14	that	that	SCONJ
inlawrev-27644	708	15	funds	fund	NOUN
inlawrev-27644	708	16	could	could	AUX
inlawrev-27644	708	17	be	be	AUX
inlawrev-27644	708	18	excluded	exclude	VERB
inlawrev-27644	708	19	from	from	ADP
inlawrev-27644	708	20	treatment	treatment	NOUN
inlawrev-27644	708	21	as	as	ADP
inlawrev-27644	708	22	qdias	qdia	NOUN
inlawrev-27644	708	23	solely	solely	ADV
inlawrev-27644	708	24	because	because	SCONJ
inlawrev-27644	708	25	they	they	PRON
inlawrev-27644	708	26	expressly	expressly	ADV
inlawrev-27644	708	27	considered	consider	VERB
inlawrev-27644	708	28	climate	climate	NOUN
inlawrev-27644	708	29	change	change	NOUN
inlawrev-27644	708	30	or	or	CCONJ
inlawrev-27644	708	31	other	other	ADJ
inlawrev-27644	708	32	[	[	X
inlawrev-27644	708	33	sustainability	sustainability	NOUN
inlawrev-27644	708	34	]	]	PUNCT
inlawrev-27644	708	35	factors	factor	NOUN
inlawrev-27644	708	36	,	,	PUNCT
inlawrev-27644	708	37	even	even	ADV
inlawrev-27644	708	38	though	though	SCONJ
inlawrev-27644	708	39	the	the	DET
inlawrev-27644	708	40	funds	fund	NOUN
inlawrev-27644	708	41	were	be	AUX
inlawrev-27644	708	42	prudent	prudent	ADV
inlawrev-27644	708	43	based	base	VERB
inlawrev-27644	708	44	on	on	ADP
inlawrev-27644	708	45	a	a	DET
inlawrev-27644	708	46	consideration	consideration	NOUN
inlawrev-27644	708	47	of	of	ADP
inlawrev-27644	708	48	their	their	PRON
inlawrev-27644	708	49	financial	financial	ADJ
inlawrev-27644	708	50	194	194	NUM
inlawrev-27644	708	51	.	.	PUNCT
inlawrev-27644	709	1	2022	2022	NUM
inlawrev-27644	709	2	final	final	ADJ
inlawrev-27644	709	3	regulation	regulation	NOUN
inlawrev-27644	709	4	,	,	PUNCT
inlawrev-27644	709	5	87	87	NUM
inlawrev-27644	709	6	fed	fed	PROPN
inlawrev-27644	709	7	.	.	PUNCT
inlawrev-27644	710	1	reg	reg	PROPN
inlawrev-27644	710	2	.	.	PUNCT
inlawrev-27644	711	1	73822	73822	NUM
inlawrev-27644	711	2	,	,	PUNCT
inlawrev-27644	711	3	73885	73885	NUM
inlawrev-27644	711	4	(	(	PUNCT
inlawrev-27644	711	5	dec	dec	PROPN
inlawrev-27644	711	6	.	.	PROPN
inlawrev-27644	711	7	1	1	NUM
inlawrev-27644	711	8	,	,	PUNCT
inlawrev-27644	711	9	2022	2022	NUM
inlawrev-27644	711	10	)	)	PUNCT
inlawrev-27644	711	11	,	,	PUNCT
inlawrev-27644	711	12	codified	codify	VERB
inlawrev-27644	711	13	at	at	ADP
inlawrev-27644	711	14	29	29	NUM
inlawrev-27644	711	15	c.f.r	c.f.r	NOUN
inlawrev-27644	711	16	.	.	PUNCT
inlawrev-27644	712	1	§	§	PROPN
inlawrev-27644	712	2	2550	2550	NUM
inlawrev-27644	712	3	.	.	PUNCT
inlawrev-27644	713	1	195	195	NUM
inlawrev-27644	713	2	.	.	PUNCT
inlawrev-27644	714	1	i	i	PRON
inlawrev-27644	714	2	d.	d.	PROPN
inlawrev-27644	714	3	at	at	ADP
inlawrev-27644	714	4	73837	73837	NUM
inlawrev-27644	714	5	.	.	PUNCT
inlawrev-27644	715	1	196	196	NUM
inlawrev-27644	715	2	.	.	PUNCT
inlawrev-27644	716	1	i	i	PRON
inlawrev-27644	716	2	d.	d.	PROPN
inlawrev-27644	716	3	197	197	NUM
inlawrev-27644	716	4	.	.	PUNCT
inlawrev-27644	717	1	i	i	PRON
inlawrev-27644	717	2	d.	d.	PROPN
inlawrev-27644	717	3	at	at	ADP
inlawrev-27644	717	4	73841	73841	NUM
inlawrev-27644	717	5	.	.	PUNCT
inlawrev-27644	718	1	198	198	NUM
inlawrev-27644	718	2	.	.	PUNCT
inlawrev-27644	719	1	see	see	VERB
inlawrev-27644	719	2	infra	infra	NOUN
inlawrev-27644	719	3	text	text	NOUN
inlawrev-27644	719	4	at	at	ADP
inlawrev-27644	719	5	notes	note	NOUN
inlawrev-27644	719	6	199	199	NUM
inlawrev-27644	719	7	-	-	SYM
inlawrev-27644	719	8	200	200	NUM
inlawrev-27644	719	9	.	.	NUM
inlawrev-27644	719	10	199	199	NUM
inlawrev-27644	719	11	.	.	PUNCT
inlawrev-27644	720	1	see	see	VERB
inlawrev-27644	720	2	dana	dana	PROPN
inlawrev-27644	720	3	m.	m.	PROPN
inlawrev-27644	720	4	muir	muir	PROPN
inlawrev-27644	720	5	,	,	PUNCT
inlawrev-27644	720	6	choice	choice	NOUN
inlawrev-27644	720	7	architecture	architecture	NOUN
inlawrev-27644	720	8	and	and	CCONJ
inlawrev-27644	720	9	the	the	DET
inlawrev-27644	720	10	locus	locus	NOUN
inlawrev-27644	720	11	of	of	ADP
inlawrev-27644	720	12	fiduciary	fiduciary	ADJ
inlawrev-27644	720	13	obligation	obligation	NOUN
inlawrev-27644	720	14	in	in	ADP
inlawrev-27644	720	15	defined	define	VERB
inlawrev-27644	720	16	contribution	contribution	NOUN
inlawrev-27644	720	17	plans	plan	NOUN
inlawrev-27644	720	18	,	,	PUNCT
inlawrev-27644	720	19	99	99	NUM
inlawrev-27644	720	20	iowa	iowa	PROPN
inlawrev-27644	720	21	l.	l.	PROPN
inlawrev-27644	720	22	rev	rev	PROPN
inlawrev-27644	720	23	.	.	PROPN
inlawrev-27644	720	24	1	1	NUM
inlawrev-27644	720	25	,	,	PUNCT
inlawrev-27644	720	26	16	16	NUM
inlawrev-27644	720	27	-	-	SYM
inlawrev-27644	720	28	17	17	NUM
inlawrev-27644	720	29	(	(	PUNCT
inlawrev-27644	720	30	2013	2013	NUM
inlawrev-27644	720	31	)	)	PUNCT
inlawrev-27644	720	32	.	.	PUNCT
inlawrev-27644	721	1	200	200	NUM
inlawrev-27644	721	2	.	.	PUNCT
inlawrev-27644	722	1	i	i	PRON
inlawrev-27644	722	2	d.	d.	PROPN
inlawrev-27644	722	3	at	at	ADP
inlawrev-27644	722	4	17	17	NUM
inlawrev-27644	722	5	-	-	SYM
inlawrev-27644	722	6	18	18	NUM
inlawrev-27644	722	7	.	.	PUNCT
inlawrev-27644	722	8	201	201	NUM
inlawrev-27644	722	9	.	.	PUNCT
inlawrev-27644	723	1	see	see	VERB
inlawrev-27644	723	2	infra	infra	NOUN
inlawrev-27644	723	3	part	part	NOUN
inlawrev-27644	723	4	iv.a.3	iv.a.3	ADJ
inlawrev-27644	723	5	.	.	PUNCT
inlawrev-27644	724	1	202	202	NUM
inlawrev-27644	724	2	.	.	NUM
inlawrev-27644	724	3	2020	2020	NUM
inlawrev-27644	724	4	final	final	ADJ
inlawrev-27644	724	5	regulation	regulation	NOUN
inlawrev-27644	724	6	,	,	PUNCT
inlawrev-27644	724	7	85	85	NUM
inlawrev-27644	724	8	fed	feed	VERB
inlawrev-27644	724	9	.	.	PUNCT
inlawrev-27644	725	1	reg	reg	PROPN
inlawrev-27644	725	2	.	.	PUNCT
inlawrev-27644	726	1	72846	72846	NUM
inlawrev-27644	726	2	,	,	PUNCT
inlawrev-27644	726	3	72865	72865	NUM
inlawrev-27644	726	4	(	(	PUNCT
inlawrev-27644	726	5	nov	nov	PROPN
inlawrev-27644	726	6	.	.	PROPN
inlawrev-27644	726	7	13	13	NUM
inlawrev-27644	726	8	,	,	PUNCT
inlawrev-27644	726	9	2020	2020	NUM
inlawrev-27644	726	10	)	)	PUNCT
inlawrev-27644	726	11	,	,	PUNCT
inlawrev-27644	726	12	codified	codify	VERB
inlawrev-27644	726	13	at	at	ADP
inlawrev-27644	726	14	29	29	NUM
inlawrev-27644	726	15	c.f.r	c.f.r	NOUN
inlawrev-27644	726	16	.	.	PUNCT
inlawrev-27644	727	1	§	§	PROPN
inlawrev-27644	727	2	§	§	PROPN
inlawrev-27644	727	3	2509	2509	NUM
inlawrev-27644	727	4	and	and	CCONJ
inlawrev-27644	727	5	2550	2550	NUM
inlawrev-27644	727	6	.	.	PUNCT
inlawrev-27644	728	1	80	80	NUM
inlawrev-27644	728	2	indiana	indiana	PROPN
inlawrev-27644	728	3	law	law	NOUN
inlawrev-27644	728	4	review	review	NOUN
inlawrev-27644	729	1	[	[	X
inlawrev-27644	729	2	vol	vol	NOUN
inlawrev-27644	729	3	.	.	PUNCT
inlawrev-27644	729	4	57:53	57:53	NUM
inlawrev-27644	729	5	attributes	attribute	NOUN
inlawrev-27644	729	6	alone	alone	ADV
inlawrev-27644	729	7	.	.	PUNCT
inlawrev-27644	729	8	”203	”203	PUNCT
inlawrev-27644	730	1	as	as	SCONJ
inlawrev-27644	730	2	professor	professor	PROPN
inlawrev-27644	730	3	bernard	bernard	PROPN
inlawrev-27644	730	4	sharfman	sharfman	PROPN
inlawrev-27644	730	5	noted	note	VERB
inlawrev-27644	730	6	,	,	PUNCT
inlawrev-27644	730	7	this	this	PRON
inlawrev-27644	730	8	meant	mean	VERB
inlawrev-27644	730	9	that	that	SCONJ
inlawrev-27644	730	10	qdias	qdia	NOUN
inlawrev-27644	730	11	could	could	AUX
inlawrev-27644	730	12	not	not	PART
inlawrev-27644	730	13	include	include	VERB
inlawrev-27644	730	14	even	even	ADV
inlawrev-27644	730	15	passive	passive	ADJ
inlawrev-27644	730	16	funds	fund	NOUN
inlawrev-27644	730	17	that	that	PRON
inlawrev-27644	730	18	track	track	VERB
inlawrev-27644	730	19	widely	widely	ADV
inlawrev-27644	730	20	used	use	VERB
inlawrev-27644	730	21	indexes	index	NOUN
inlawrev-27644	730	22	if	if	SCONJ
inlawrev-27644	730	23	those	those	DET
inlawrev-27644	730	24	indexes	index	NOUN
inlawrev-27644	730	25	screen	screen	NOUN
inlawrev-27644	730	26	on	on	ADP
inlawrev-27644	730	27	any	any	DET
inlawrev-27644	730	28	sustainability	sustainability	NOUN
inlawrev-27644	730	29	criteria.204	criteria.204	ADJ
inlawrev-27644	730	30	commentary	commentary	NOUN
inlawrev-27644	730	31	on	on	ADP
inlawrev-27644	730	32	the	the	DET
inlawrev-27644	730	33	2021	2021	NUM
inlawrev-27644	730	34	proposed	propose	VERB
inlawrev-27644	730	35	regulation	regulation	NOUN
inlawrev-27644	730	36	strongly	strongly	ADV
inlawrev-27644	730	37	supported	support	VERB
inlawrev-27644	730	38	rescission	rescission	NOUN
inlawrev-27644	730	39	of	of	ADP
inlawrev-27644	730	40	the	the	DET
inlawrev-27644	730	41	restrictions	restriction	NOUN
inlawrev-27644	730	42	on	on	ADP
inlawrev-27644	730	43	investments	investment	NOUN
inlawrev-27644	730	44	included	include	VERB
inlawrev-27644	730	45	in	in	ADP
inlawrev-27644	730	46	qdias.205	qdias.205	NOUN
inlawrev-27644	730	47	first	first	ADV
inlawrev-27644	730	48	,	,	PUNCT
inlawrev-27644	730	49	the	the	DET
inlawrev-27644	730	50	increasing	increase	VERB
inlawrev-27644	730	51	use	use	NOUN
inlawrev-27644	730	52	of	of	ADP
inlawrev-27644	730	53	sustainability	sustainability	NOUN
inlawrev-27644	730	54	factors	factor	NOUN
inlawrev-27644	730	55	by	by	ADP
inlawrev-27644	730	56	investment	investment	NOUN
inlawrev-27644	730	57	managers	manager	NOUN
inlawrev-27644	730	58	as	as	ADP
inlawrev-27644	730	59	a	a	DET
inlawrev-27644	730	60	part	part	NOUN
inlawrev-27644	730	61	of	of	ADP
inlawrev-27644	730	62	their	their	PRON
inlawrev-27644	730	63	standard	standard	ADJ
inlawrev-27644	730	64	practice	practice	NOUN
inlawrev-27644	730	65	and	and	CCONJ
inlawrev-27644	730	66	the	the	DET
inlawrev-27644	730	67	expansion	expansion	NOUN
inlawrev-27644	730	68	of	of	ADP
inlawrev-27644	730	69	regulation	regulation	NOUN
inlawrev-27644	730	70	,	,	PUNCT
inlawrev-27644	730	71	particularly	particularly	ADV
inlawrev-27644	730	72	in	in	ADP
inlawrev-27644	730	73	the	the	DET
inlawrev-27644	730	74	european	european	PROPN
inlawrev-27644	730	75	union	union	PROPN
inlawrev-27644	730	76	(	(	PUNCT
inlawrev-27644	730	77	eu	eu	PROPN
inlawrev-27644	730	78	)	)	PUNCT
inlawrev-27644	730	79	and	and	CCONJ
inlawrev-27644	730	80	united	united	ADJ
inlawrev-27644	730	81	kingdom	kingdom	PROPN
inlawrev-27644	730	82	(	(	PUNCT
inlawrev-27644	730	83	uk	uk	PROPN
inlawrev-27644	730	84	)	)	PUNCT
inlawrev-27644	730	85	,	,	PUNCT
inlawrev-27644	730	86	requiring	require	VERB
inlawrev-27644	730	87	retirement	retirement	NOUN
inlawrev-27644	730	88	funds	fund	NOUN
inlawrev-27644	730	89	and	and	CCONJ
inlawrev-27644	730	90	other	other	ADJ
inlawrev-27644	730	91	financial	financial	ADJ
inlawrev-27644	730	92	market	market	NOUN
inlawrev-27644	730	93	participants	participant	NOUN
inlawrev-27644	730	94	means	mean	VERB
inlawrev-27644	730	95	that	that	SCONJ
inlawrev-27644	730	96	it	it	PRON
inlawrev-27644	730	97	could	could	AUX
inlawrev-27644	730	98	become	become	VERB
inlawrev-27644	730	99	difficult	difficult	ADJ
inlawrev-27644	730	100	for	for	ADP
inlawrev-27644	730	101	plans	plan	NOUN
inlawrev-27644	730	102	to	to	PART
inlawrev-27644	730	103	exclude	exclude	VERB
inlawrev-27644	730	104	such	such	ADJ
inlawrev-27644	730	105	investments	investment	NOUN
inlawrev-27644	730	106	from	from	ADP
inlawrev-27644	730	107	qdias.206	qdias.206	NUM
inlawrev-27644	730	108	perhaps	perhaps	ADV
inlawrev-27644	730	109	more	more	ADV
inlawrev-27644	730	110	importantly	importantly	ADV
inlawrev-27644	730	111	,	,	PUNCT
inlawrev-27644	730	112	commenters	commenter	NOUN
inlawrev-27644	730	113	believed	believe	VERB
inlawrev-27644	730	114	that	that	SCONJ
inlawrev-27644	730	115	the	the	DET
inlawrev-27644	730	116	application	application	NOUN
inlawrev-27644	730	117	of	of	ADP
inlawrev-27644	730	118	“	"	PUNCT
inlawrev-27644	730	119	prudence	prudence	NOUN
inlawrev-27644	730	120	and	and	CCONJ
inlawrev-27644	730	121	loyalty	loyalty	NOUN
inlawrev-27644	730	122	to	to	ADP
inlawrev-27644	730	123	fiduciary	fiduciary	ADJ
inlawrev-27644	730	124	decisions	decision	NOUN
inlawrev-27644	730	125	on	on	ADP
inlawrev-27644	730	126	qdias	qdia	NOUN
inlawrev-27644	730	127	”	"	PUNCT
inlawrev-27644	730	128	should	should	AUX
inlawrev-27644	730	129	be	be	AUX
inlawrev-27644	730	130	consistent	consistent	ADJ
inlawrev-27644	730	131	with	with	ADP
inlawrev-27644	730	132	the	the	DET
inlawrev-27644	730	133	way	way	NOUN
inlawrev-27644	730	134	those	those	DET
inlawrev-27644	730	135	obligations	obligation	NOUN
inlawrev-27644	730	136	apply	apply	VERB
inlawrev-27644	730	137	to	to	ADP
inlawrev-27644	730	138	all	all	DET
inlawrev-27644	730	139	other	other	ADJ
inlawrev-27644	730	140	investment	investment	NOUN
inlawrev-27644	730	141	-	-	PUNCT
inlawrev-27644	730	142	related	relate	VERB
inlawrev-27644	730	143	plan	plan	NOUN
inlawrev-27644	730	144	decisions.207	decisions.207	VERB
inlawrev-27644	730	145	the	the	DET
inlawrev-27644	730	146	2022	2022	NUM
inlawrev-27644	730	147	final	final	ADJ
inlawrev-27644	730	148	regulation	regulation	NOUN
inlawrev-27644	730	149	rescinded	rescind	VERB
inlawrev-27644	730	150	the	the	DET
inlawrev-27644	730	151	provisions	provision	NOUN
inlawrev-27644	730	152	unique	unique	ADJ
inlawrev-27644	730	153	to	to	PART
inlawrev-27644	730	154	qdias.208	qdias.208	VERB
inlawrev-27644	730	155	the	the	DET
inlawrev-27644	730	156	result	result	NOUN
inlawrev-27644	730	157	is	be	AUX
inlawrev-27644	730	158	that	that	SCONJ
inlawrev-27644	730	159	the	the	DET
inlawrev-27644	730	160	duty	duty	NOUN
inlawrev-27644	730	161	of	of	ADP
inlawrev-27644	730	162	loyalty	loyalty	NOUN
inlawrev-27644	730	163	as	as	SCONJ
inlawrev-27644	730	164	discussed	discuss	VERB
inlawrev-27644	730	165	in	in	ADP
inlawrev-27644	730	166	this	this	DET
inlawrev-27644	730	167	part	part	NOUN
inlawrev-27644	730	168	applies	apply	VERB
inlawrev-27644	730	169	to	to	ADP
inlawrev-27644	730	170	the	the	DET
inlawrev-27644	730	171	selection	selection	NOUN
inlawrev-27644	730	172	and	and	CCONJ
inlawrev-27644	730	173	monitoring	monitoring	NOUN
inlawrev-27644	730	174	of	of	ADP
inlawrev-27644	730	175	qdias.209	qdias.209	NOUN
inlawrev-27644	730	176	on	on	ADP
inlawrev-27644	730	177	one	one	NUM
inlawrev-27644	730	178	hand	hand	NOUN
inlawrev-27644	730	179	,	,	PUNCT
inlawrev-27644	730	180	plans	plan	NOUN
inlawrev-27644	730	181	choose	choose	VERB
inlawrev-27644	730	182	qdias	qdia	NOUN
inlawrev-27644	730	183	as	as	SCONJ
inlawrev-27644	730	184	default	default	NOUN
inlawrev-27644	730	185	investments	investment	NOUN
inlawrev-27644	730	186	to	to	PART
inlawrev-27644	730	187	receive	receive	VERB
inlawrev-27644	730	188	contributions	contribution	NOUN
inlawrev-27644	730	189	when	when	SCONJ
inlawrev-27644	730	190	participants	participant	NOUN
inlawrev-27644	730	191	do	do	AUX
inlawrev-27644	730	192	not	not	PART
inlawrev-27644	730	193	choose	choose	VERB
inlawrev-27644	730	194	their	their	PRON
inlawrev-27644	730	195	own	own	ADJ
inlawrev-27644	730	196	investments	investment	NOUN
inlawrev-27644	730	197	.	.	PUNCT
inlawrev-27644	731	1	that	that	PRON
inlawrev-27644	731	2	would	would	AUX
inlawrev-27644	731	3	imply	imply	VERB
inlawrev-27644	731	4	that	that	SCONJ
inlawrev-27644	731	5	fiduciaries	fiduciary	NOUN
inlawrev-27644	731	6	should	should	AUX
inlawrev-27644	731	7	use	use	VERB
inlawrev-27644	731	8	traditional	traditional	ADJ
inlawrev-27644	731	9	risk	risk	NOUN
inlawrev-27644	731	10	and	and	CCONJ
inlawrev-27644	731	11	return	return	VERB
inlawrev-27644	731	12	principles	principle	NOUN
inlawrev-27644	731	13	to	to	PART
inlawrev-27644	731	14	choose	choose	VERB
inlawrev-27644	731	15	a	a	DET
inlawrev-27644	731	16	qdia	qdia	NOUN
inlawrev-27644	731	17	that	that	PRON
inlawrev-27644	731	18	will	will	AUX
inlawrev-27644	731	19	maximize	maximize	VERB
inlawrev-27644	731	20	financial	financial	ADJ
inlawrev-27644	731	21	returns	return	NOUN
inlawrev-27644	731	22	.	.	PUNCT
inlawrev-27644	732	1	on	on	ADP
inlawrev-27644	732	2	the	the	DET
inlawrev-27644	732	3	other	other	ADJ
inlawrev-27644	732	4	hand	hand	NOUN
inlawrev-27644	732	5	,	,	PUNCT
inlawrev-27644	732	6	employees	employee	NOUN
inlawrev-27644	732	7	who	who	PRON
inlawrev-27644	732	8	report	report	VERB
inlawrev-27644	732	9	they	they	PRON
inlawrev-27644	732	10	would	would	AUX
inlawrev-27644	732	11	be	be	AUX
inlawrev-27644	732	12	more	more	ADV
inlawrev-27644	732	13	likely	likely	ADJ
inlawrev-27644	732	14	to	to	PART
inlawrev-27644	732	15	participate	participate	VERB
inlawrev-27644	732	16	in	in	ADP
inlawrev-27644	732	17	a	a	DET
inlawrev-27644	732	18	plan	plan	NOUN
inlawrev-27644	732	19	where	where	SCONJ
inlawrev-27644	732	20	they	they	PRON
inlawrev-27644	732	21	have	have	VERB
inlawrev-27644	732	22	access	access	NOUN
inlawrev-27644	732	23	to	to	ADP
inlawrev-27644	732	24	sustainable	sustainable	ADJ
inlawrev-27644	732	25	investments	investment	NOUN
inlawrev-27644	732	26	might	might	AUX
inlawrev-27644	732	27	be	be	AUX
inlawrev-27644	732	28	especially	especially	ADV
inlawrev-27644	732	29	likely	likely	ADJ
inlawrev-27644	732	30	to	to	PART
inlawrev-27644	732	31	participate	participate	VERB
inlawrev-27644	732	32	if	if	SCONJ
inlawrev-27644	732	33	they	they	PRON
inlawrev-27644	732	34	are	be	AUX
inlawrev-27644	732	35	assured	assure	VERB
inlawrev-27644	732	36	their	their	PRON
inlawrev-27644	732	37	contributions	contribution	NOUN
inlawrev-27644	732	38	automatically	automatically	ADV
inlawrev-27644	732	39	go	go	VERB
inlawrev-27644	732	40	to	to	ADP
inlawrev-27644	732	41	that	that	DET
inlawrev-27644	732	42	type	type	NOUN
inlawrev-27644	732	43	of	of	ADP
inlawrev-27644	732	44	investment	investment	NOUN
inlawrev-27644	732	45	.	.	PUNCT
inlawrev-27644	733	1	the	the	DET
inlawrev-27644	733	2	standard	standard	NOUN
inlawrev-27644	733	3	advocated	advocate	VERB
inlawrev-27644	733	4	above	above	ADV
inlawrev-27644	733	5	can	can	AUX
inlawrev-27644	733	6	provide	provide	VERB
inlawrev-27644	733	7	some	some	DET
inlawrev-27644	733	8	guidance	guidance	NOUN
inlawrev-27644	733	9	to	to	ADP
inlawrev-27644	733	10	fiduciaries	fiduciary	NOUN
inlawrev-27644	733	11	confronted	confront	VERB
inlawrev-27644	733	12	with	with	ADP
inlawrev-27644	733	13	these	these	DET
inlawrev-27644	733	14	contrasting	contrast	VERB
inlawrev-27644	733	15	arguments	argument	NOUN
inlawrev-27644	733	16	.	.	PUNCT
inlawrev-27644	734	1	if	if	SCONJ
inlawrev-27644	734	2	they	they	PRON
inlawrev-27644	734	3	reasonably	reasonably	ADV
inlawrev-27644	734	4	determine	determine	VERB
inlawrev-27644	734	5	that	that	PRON
inlawrev-27644	734	6	consideration	consideration	NOUN
inlawrev-27644	734	7	of	of	ADP
inlawrev-27644	734	8	participant	participant	ADJ
inlawrev-27644	734	9	preferences	preference	NOUN
inlawrev-27644	734	10	is	be	AUX
inlawrev-27644	734	11	likely	likely	ADJ
inlawrev-27644	734	12	to	to	PART
inlawrev-27644	734	13	empower	empower	VERB
inlawrev-27644	734	14	and	and	CCONJ
inlawrev-27644	734	15	motivate	motivate	VERB
inlawrev-27644	734	16	participants	participant	NOUN
inlawrev-27644	734	17	to	to	PART
inlawrev-27644	734	18	build	build	VERB
inlawrev-27644	734	19	greater	great	ADJ
inlawrev-27644	734	20	retirement	retirement	NOUN
inlawrev-27644	734	21	wealth	wealth	NOUN
inlawrev-27644	734	22	,	,	PUNCT
inlawrev-27644	734	23	then	then	ADV
inlawrev-27644	734	24	the	the	DET
inlawrev-27644	734	25	fiduciaries	fiduciary	NOUN
inlawrev-27644	734	26	may	may	AUX
inlawrev-27644	734	27	consider	consider	VERB
inlawrev-27644	734	28	those	those	DET
inlawrev-27644	734	29	preferences	preference	NOUN
inlawrev-27644	734	30	.	.	PUNCT
inlawrev-27644	735	1	in	in	ADP
inlawrev-27644	735	2	the	the	DET
inlawrev-27644	735	3	case	case	NOUN
inlawrev-27644	735	4	of	of	ADP
inlawrev-27644	735	5	qdias	qdia	NOUN
inlawrev-27644	735	6	,	,	PUNCT
inlawrev-27644	735	7	though	though	ADV
inlawrev-27644	735	8	,	,	PUNCT
inlawrev-27644	735	9	fiduciaries	fiduciary	NOUN
inlawrev-27644	735	10	must	must	AUX
inlawrev-27644	735	11	think	think	VERB
inlawrev-27644	735	12	carefully	carefully	ADV
inlawrev-27644	735	13	about	about	ADP
inlawrev-27644	735	14	the	the	DET
inlawrev-27644	735	15	extent	extent	NOUN
inlawrev-27644	735	16	to	to	PART
inlawrev-27644	735	17	which	which	PRON
inlawrev-27644	735	18	participant	participant	NOUN
inlawrev-27644	735	19	preferences	preference	NOUN
inlawrev-27644	735	20	diverge	diverge	AUX
inlawrev-27644	735	21	affect	affect	VERB
inlawrev-27644	735	22	the	the	DET
inlawrev-27644	735	23	accumulation	accumulation	NOUN
inlawrev-27644	735	24	of	of	ADP
inlawrev-27644	735	25	retirement	retirement	NOUN
inlawrev-27644	735	26	wealth	wealth	NOUN
inlawrev-27644	735	27	in	in	ADP
inlawrev-27644	735	28	the	the	DET
inlawrev-27644	735	29	plan	plan	NOUN
inlawrev-27644	735	30	.	.	PUNCT
inlawrev-27644	736	1	203	203	NUM
inlawrev-27644	736	2	.	.	X
inlawrev-27644	736	3	2021	2021	NUM
inlawrev-27644	736	4	proposed	propose	VERB
inlawrev-27644	736	5	regulation	regulation	NOUN
inlawrev-27644	736	6	,	,	PUNCT
inlawrev-27644	736	7	86	86	NUM
inlawrev-27644	736	8	fed	feed	VERB
inlawrev-27644	736	9	.	.	PUNCT
inlawrev-27644	737	1	reg	reg	PROPN
inlawrev-27644	737	2	.	.	PUNCT
inlawrev-27644	738	1	57272	57272	NUM
inlawrev-27644	738	2	,	,	PUNCT
inlawrev-27644	738	3	57279	57279	NUM
inlawrev-27644	738	4	(	(	PUNCT
inlawrev-27644	738	5	oct	oct	PROPN
inlawrev-27644	738	6	.	.	PROPN
inlawrev-27644	738	7	14	14	NUM
inlawrev-27644	738	8	,	,	PUNCT
inlawrev-27644	738	9	2021	2021	NUM
inlawrev-27644	738	10	)	)	PUNCT
inlawrev-27644	739	1	(	(	PUNCT
inlawrev-27644	739	2	to	to	PART
inlawrev-27644	739	3	be	be	AUX
inlawrev-27644	739	4	codified	codify	VERB
inlawrev-27644	739	5	at	at	ADP
inlawrev-27644	739	6	pt	pt	PROPN
inlawrev-27644	739	7	.	.	PROPN
inlawrev-27644	739	8	29	29	NUM
inlawrev-27644	739	9	c.f.r	c.f.r	NOUN
inlawrev-27644	739	10	.	.	PUNCT
inlawrev-27644	740	1	§	§	PROPN
inlawrev-27644	740	2	2550	2550	NUM
inlawrev-27644	740	3	)	)	PUNCT
inlawrev-27644	740	4	.	.	PUNCT
inlawrev-27644	741	1	204	204	NUM
inlawrev-27644	741	2	.	.	PUNCT
inlawrev-27644	741	3	bernard	bernard	PROPN
inlawrev-27644	741	4	f.	f.	PROPN
inlawrev-27644	741	5	sharfman	sharfman	PROPN
inlawrev-27644	741	6	,	,	PUNCT
inlawrev-27644	741	7	esg	esg	PROPN
inlawrev-27644	741	8	investing	invest	VERB
inlawrev-27644	741	9	under	under	ADP
inlawrev-27644	741	10	erisa	erisa	NOUN
inlawrev-27644	741	11	,	,	PUNCT
inlawrev-27644	741	12	38	38	NUM
inlawrev-27644	741	13	yale	yale	NOUN
inlawrev-27644	741	14	.	.	PUNCT
inlawrev-27644	742	1	j.	j.	PROPN
inlawrev-27644	742	2	on	on	ADP
inlawrev-27644	742	3	regul	regul	NOUN
inlawrev-27644	742	4	.	.	PUNCT
inlawrev-27644	743	1	bull	bull	NOUN
inlawrev-27644	743	2	.	.	PUNCT
inlawrev-27644	744	1	112	112	NUM
inlawrev-27644	744	2	,	,	PUNCT
inlawrev-27644	744	3	115	115	NUM
inlawrev-27644	744	4	(	(	PUNCT
inlawrev-27644	744	5	2020	2020	NUM
inlawrev-27644	744	6	)	)	PUNCT
inlawrev-27644	744	7	(	(	PUNCT
inlawrev-27644	744	8	using	use	VERB
inlawrev-27644	744	9	the	the	DET
inlawrev-27644	744	10	example	example	NOUN
inlawrev-27644	744	11	of	of	ADP
inlawrev-27644	744	12	the	the	DET
inlawrev-27644	744	13	s&p	s&p	PROPN
inlawrev-27644	744	14	500	500	NUM
inlawrev-27644	744	15	index	index	NOUN
inlawrev-27644	744	16	,	,	PUNCT
inlawrev-27644	744	17	which	which	PRON
inlawrev-27644	744	18	screens	screen	VERB
inlawrev-27644	744	19	out	out	ADP
inlawrev-27644	744	20	new	new	ADJ
inlawrev-27644	744	21	issues	issue	NOUN
inlawrev-27644	744	22	of	of	ADP
inlawrev-27644	744	23	dual	dual	ADJ
inlawrev-27644	744	24	-	-	PUNCT
inlawrev-27644	744	25	class	class	NOUN
inlawrev-27644	744	26	shares	share	NOUN
inlawrev-27644	744	27	)	)	PUNCT
inlawrev-27644	744	28	.	.	PUNCT
inlawrev-27644	745	1	205	205	NUM
inlawrev-27644	745	2	.	.	PUNCT
inlawrev-27644	745	3	2022	2022	NUM
inlawrev-27644	745	4	final	final	ADJ
inlawrev-27644	745	5	regulation	regulation	NOUN
inlawrev-27644	745	6	,	,	PUNCT
inlawrev-27644	745	7	87	87	NUM
inlawrev-27644	745	8	fed	fed	PROPN
inlawrev-27644	745	9	.	.	PUNCT
inlawrev-27644	746	1	reg	reg	PROPN
inlawrev-27644	746	2	.	.	PUNCT
inlawrev-27644	747	1	73822	73822	NUM
inlawrev-27644	747	2	,	,	PUNCT
inlawrev-27644	747	3	73842	73842	NUM
inlawrev-27644	747	4	(	(	PUNCT
inlawrev-27644	747	5	dec	dec	PROPN
inlawrev-27644	747	6	.	.	PROPN
inlawrev-27644	747	7	1	1	NUM
inlawrev-27644	747	8	,	,	PUNCT
inlawrev-27644	747	9	2022	2022	NUM
inlawrev-27644	747	10	)	)	PUNCT
inlawrev-27644	747	11	,	,	PUNCT
inlawrev-27644	747	12	codified	codify	VERB
inlawrev-27644	747	13	at	at	ADP
inlawrev-27644	747	14	29	29	NUM
inlawrev-27644	747	15	c.f.r	c.f.r	NOUN
inlawrev-27644	747	16	.	.	PUNCT
inlawrev-27644	748	1	§	§	PROPN
inlawrev-27644	748	2	2550	2550	NUM
inlawrev-27644	748	3	.	.	PUNCT
inlawrev-27644	749	1	206	206	NUM
inlawrev-27644	749	2	.	.	PUNCT
inlawrev-27644	750	1	see	see	VERB
inlawrev-27644	750	2	,	,	PUNCT
inlawrev-27644	750	3	e.g.	e.g.	ADV
inlawrev-27644	750	4	,	,	PUNCT
inlawrev-27644	750	5	dan	dan	PROPN
inlawrev-27644	750	6	esty	esty	PROPN
inlawrev-27644	750	7	&	&	CCONJ
inlawrev-27644	750	8	todd	todd	PROPN
inlawrev-27644	750	9	cort	cort	PROPN
inlawrev-27644	750	10	,	,	PUNCT
inlawrev-27644	750	11	toward	toward	ADP
inlawrev-27644	750	12	enhanced	enhance	VERB
inlawrev-27644	750	13	corporate	corporate	ADJ
inlawrev-27644	750	14	sustainability	sustainability	NOUN
inlawrev-27644	750	15	disclosure	disclosure	NOUN
inlawrev-27644	750	16	:	:	PUNCT
inlawrev-27644	750	17	making	make	VERB
inlawrev-27644	750	18	esg	esg	NOUN
inlawrev-27644	750	19	reporting	reporting	NOUN
inlawrev-27644	750	20	serve	serve	VERB
inlawrev-27644	750	21	investor	investor	NOUN
inlawrev-27644	750	22	needs	need	NOUN
inlawrev-27644	750	23	,	,	PUNCT
inlawrev-27644	750	24	16	16	NUM
inlawrev-27644	750	25	va	va	NOUN
inlawrev-27644	750	26	.	.	PUNCT
inlawrev-27644	750	27	l.	l.	PROPN
inlawrev-27644	750	28	&	&	CCONJ
inlawrev-27644	750	29	bus	bus	PROPN
inlawrev-27644	750	30	.	.	PUNCT
inlawrev-27644	751	1	rev	rev	PROPN
inlawrev-27644	751	2	.	.	PROPN
inlawrev-27644	751	3	423	423	NUM
inlawrev-27644	751	4	,	,	PUNCT
inlawrev-27644	751	5	440	440	NUM
inlawrev-27644	751	6	(	(	PUNCT
inlawrev-27644	751	7	2022	2022	NUM
inlawrev-27644	751	8	)	)	PUNCT
inlawrev-27644	751	9	(	(	PUNCT
inlawrev-27644	751	10	summarizing	summarize	VERB
inlawrev-27644	751	11	the	the	DET
inlawrev-27644	751	12	european	european	PROPN
inlawrev-27644	751	13	union	union	PROPN
inlawrev-27644	751	14	’s	’s	PART
inlawrev-27644	751	15	sustainable	sustainable	ADJ
inlawrev-27644	751	16	finance	finance	NOUN
inlawrev-27644	751	17	disclosure	disclosure	NOUN
inlawrev-27644	751	18	regulation	regulation	NOUN
inlawrev-27644	751	19	)	)	PUNCT
inlawrev-27644	751	20	;	;	PUNCT
inlawrev-27644	751	21	2022	2022	NUM
inlawrev-27644	751	22	final	final	ADJ
inlawrev-27644	751	23	regulation	regulation	NOUN
inlawrev-27644	751	24	,	,	PUNCT
inlawrev-27644	751	25	87	87	NUM
inlawrev-27644	751	26	fed	fed	PROPN
inlawrev-27644	751	27	.	.	PUNCT
inlawrev-27644	752	1	reg	reg	PROPN
inlawrev-27644	752	2	.	.	PUNCT
inlawrev-27644	753	1	at	at	ADP
inlawrev-27644	753	2	7384	7384	NUM
inlawrev-27644	753	3	(	(	PUNCT
inlawrev-27644	753	4	noting	note	VERB
inlawrev-27644	753	5	concerns	concern	NOUN
inlawrev-27644	753	6	with	with	ADP
inlawrev-27644	753	7	compliance	compliance	NOUN
inlawrev-27644	753	8	difficulties	difficulty	NOUN
inlawrev-27644	753	9	)	)	PUNCT
inlawrev-27644	753	10	.	.	PUNCT
inlawrev-27644	754	1	207	207	NUM
inlawrev-27644	754	2	.	.	PUNCT
inlawrev-27644	755	1	muir	muir	PROPN
inlawrev-27644	755	2	2021	2021	NUM
inlawrev-27644	755	3	comments	comment	NOUN
inlawrev-27644	755	4	,	,	PUNCT
inlawrev-27644	755	5	supra	supra	PROPN
inlawrev-27644	755	6	note	note	NOUN
inlawrev-27644	755	7	192	192	NUM
inlawrev-27644	755	8	,	,	PUNCT
inlawrev-27644	755	9	at	at	ADP
inlawrev-27644	755	10	4	4	NUM
inlawrev-27644	755	11	.	.	NOUN
inlawrev-27644	755	12	208	208	NUM
inlawrev-27644	755	13	.	.	PUNCT
inlawrev-27644	756	1	2022	2022	NUM
inlawrev-27644	756	2	final	final	ADJ
inlawrev-27644	756	3	regulation	regulation	NOUN
inlawrev-27644	756	4	,	,	PUNCT
inlawrev-27644	756	5	87	87	NUM
inlawrev-27644	756	6	fed	fed	PROPN
inlawrev-27644	756	7	.	.	PUNCT
inlawrev-27644	757	1	reg	reg	PROPN
inlawrev-27644	757	2	.	.	PUNCT
inlawrev-27644	758	1	at	at	ADP
inlawrev-27644	758	2	73843	73843	NUM
inlawrev-27644	758	3	.	.	PUNCT
inlawrev-27644	759	1	209	209	NUM
inlawrev-27644	759	2	.	.	PUNCT
inlawrev-27644	760	1	i	i	PRON
inlawrev-27644	760	2	d.	d.	PROPN
inlawrev-27644	760	3	at	at	ADP
inlawrev-27644	760	4	73827	73827	NUM
inlawrev-27644	760	5	(	(	PUNCT
inlawrev-27644	760	6	“	"	PUNCT
inlawrev-27644	760	7	[	[	X
inlawrev-27644	760	8	t]he	t]he	ADV
inlawrev-27644	760	9	final	final	ADJ
inlawrev-27644	760	10	rule	rule	NOUN
inlawrev-27644	760	11	amends	amend	VERB
inlawrev-27644	760	12	the	the	DET
inlawrev-27644	760	13	current	current	ADJ
inlawrev-27644	760	14	regulation	regulation	NOUN
inlawrev-27644	760	15	to	to	PART
inlawrev-27644	760	16	remove	remove	VERB
inlawrev-27644	760	17	the	the	DET
inlawrev-27644	760	18	stricter	strict	ADJ
inlawrev-27644	760	19	rules	rule	NOUN
inlawrev-27644	760	20	for	for	ADP
inlawrev-27644	760	21	qdias	qdia	NOUN
inlawrev-27644	760	22	,	,	PUNCT
inlawrev-27644	760	23	such	such	ADJ
inlawrev-27644	760	24	that	that	SCONJ
inlawrev-27644	760	25	,	,	PUNCT
inlawrev-27644	760	26	under	under	ADP
inlawrev-27644	760	27	the	the	DET
inlawrev-27644	760	28	final	final	ADJ
inlawrev-27644	760	29	rule	rule	NOUN
inlawrev-27644	760	30	,	,	PUNCT
inlawrev-27644	760	31	the	the	DET
inlawrev-27644	760	32	same	same	ADJ
inlawrev-27644	760	33	standards	standard	NOUN
inlawrev-27644	760	34	apply	apply	VERB
inlawrev-27644	760	35	to	to	ADP
inlawrev-27644	760	36	qdias	qdia	NOUN
inlawrev-27644	760	37	as	as	ADP
inlawrev-27644	760	38	to	to	ADP
inlawrev-27644	760	39	investments	investment	NOUN
inlawrev-27644	760	40	generally	generally	ADV
inlawrev-27644	760	41	.	.	PUNCT
inlawrev-27644	760	42	”	"	PUNCT
inlawrev-27644	760	43	)	)	PUNCT
inlawrev-27644	760	44	.	.	PUNCT
inlawrev-27644	761	1	2023	2023	NUM
inlawrev-27644	761	2	]	]	PUNCT
inlawrev-27644	761	3	matching	match	VERB
inlawrev-27644	761	4	preferences	preference	NOUN
inlawrev-27644	761	5	and	and	CCONJ
inlawrev-27644	761	6	access	access	NOUN
inlawrev-27644	761	7	81	81	NUM
inlawrev-27644	761	8	iv	iv	NUM
inlawrev-27644	761	9	.	.	PUNCT
inlawrev-27644	762	1	harmonizing	harmonize	VERB
inlawrev-27644	762	2	participant	participant	ADJ
inlawrev-27644	762	3	preferences	preference	NOUN
inlawrev-27644	762	4	and	and	CCONJ
inlawrev-27644	762	5	the	the	DET
inlawrev-27644	762	6	duty	duty	NOUN
inlawrev-27644	762	7	of	of	ADP
inlawrev-27644	762	8	prudence	prudence	NOUN
inlawrev-27644	762	9	of	of	ADP
inlawrev-27644	762	10	course	course	NOUN
inlawrev-27644	762	11	,	,	PUNCT
inlawrev-27644	762	12	even	even	ADV
inlawrev-27644	762	13	if	if	SCONJ
inlawrev-27644	762	14	fiduciaries	fiduciary	NOUN
inlawrev-27644	762	15	’	'	PUNCT
inlawrev-27644	762	16	investment	investment	NOUN
inlawrev-27644	762	17	-	-	PUNCT
inlawrev-27644	762	18	related	relate	VERB
inlawrev-27644	762	19	decisions	decision	NOUN
inlawrev-27644	762	20	meet	meet	VERB
inlawrev-27644	762	21	their	their	PRON
inlawrev-27644	762	22	duties	duty	NOUN
inlawrev-27644	762	23	of	of	ADP
inlawrev-27644	762	24	loyalty	loyalty	NOUN
inlawrev-27644	762	25	,	,	PUNCT
inlawrev-27644	762	26	those	those	DET
inlawrev-27644	762	27	decisions	decision	NOUN
inlawrev-27644	762	28	also	also	ADV
inlawrev-27644	762	29	must	must	AUX
inlawrev-27644	762	30	comply	comply	VERB
inlawrev-27644	762	31	with	with	ADP
inlawrev-27644	762	32	their	their	PRON
inlawrev-27644	762	33	duty	duty	NOUN
inlawrev-27644	762	34	of	of	ADP
inlawrev-27644	762	35	prudence	prudence	NOUN
inlawrev-27644	762	36	.	.	PUNCT
inlawrev-27644	763	1	the	the	DET
inlawrev-27644	763	2	general	general	ADJ
inlawrev-27644	763	3	standard	standard	NOUN
inlawrev-27644	763	4	for	for	ADP
inlawrev-27644	763	5	prudence	prudence	NOUN
inlawrev-27644	763	6	requires	require	VERB
inlawrev-27644	763	7	fiduciaries	fiduciary	NOUN
inlawrev-27644	763	8	to	to	PART
inlawrev-27644	763	9	give	give	VERB
inlawrev-27644	763	10	“	"	PUNCT
inlawrev-27644	763	11	appropriate	appropriate	ADJ
inlawrev-27644	763	12	consideration	consideration	NOUN
inlawrev-27644	763	13	”	"	PUNCT
inlawrev-27644	763	14	to	to	ADP
inlawrev-27644	763	15	facts	fact	NOUN
inlawrev-27644	763	16	and	and	CCONJ
inlawrev-27644	763	17	circumstances	circumstance	NOUN
inlawrev-27644	763	18	relevant	relevant	ADJ
inlawrev-27644	763	19	to	to	ADP
inlawrev-27644	763	20	the	the	DET
inlawrev-27644	763	21	investments	investment	NOUN
inlawrev-27644	763	22	being	be	AUX
inlawrev-27644	763	23	evaluated.210	evaluated.210	NOUN
inlawrev-27644	763	24	the	the	DET
inlawrev-27644	763	25	2022	2022	NUM
inlawrev-27644	763	26	final	final	ADJ
inlawrev-27644	763	27	regulation	regulation	NOUN
inlawrev-27644	763	28	provides	provide	VERB
inlawrev-27644	763	29	additional	additional	ADJ
inlawrev-27644	763	30	guidance	guidance	NOUN
inlawrev-27644	763	31	on	on	ADP
inlawrev-27644	763	32	what	what	PRON
inlawrev-27644	763	33	constitutes	constitute	VERB
inlawrev-27644	763	34	“	"	PUNCT
inlawrev-27644	763	35	appropriate	appropriate	ADJ
inlawrev-27644	763	36	consideration	consideration	NOUN
inlawrev-27644	763	37	”	"	PUNCT
inlawrev-27644	763	38	in	in	ADP
inlawrev-27644	763	39	the	the	DET
inlawrev-27644	763	40	design	design	NOUN
inlawrev-27644	763	41	or	or	CCONJ
inlawrev-27644	763	42	review	review	NOUN
inlawrev-27644	763	43	of	of	ADP
inlawrev-27644	763	44	a	a	DET
inlawrev-27644	763	45	menu	menu	NOUN
inlawrev-27644	763	46	for	for	ADP
inlawrev-27644	763	47	a	a	DET
inlawrev-27644	763	48	401(k	401(k	PROPN
inlawrev-27644	763	49	)	)	PUNCT
inlawrev-27644	763	50	plan.211	plan.211	NOUN
inlawrev-27644	763	51	although	although	SCONJ
inlawrev-27644	763	52	it	it	PRON
inlawrev-27644	763	53	did	do	AUX
inlawrev-27644	763	54	not	not	PART
inlawrev-27644	763	55	include	include	VERB
inlawrev-27644	763	56	the	the	DET
inlawrev-27644	763	57	formula	formula	NOUN
inlawrev-27644	763	58	in	in	ADP
inlawrev-27644	763	59	the	the	DET
inlawrev-27644	763	60	regulatory	regulatory	ADJ
inlawrev-27644	763	61	language	language	NOUN
inlawrev-27644	763	62	,	,	PUNCT
inlawrev-27644	763	63	the	the	DET
inlawrev-27644	763	64	dol	dol	NOUN
inlawrev-27644	763	65	stated	state	VERB
inlawrev-27644	763	66	in	in	ADP
inlawrev-27644	763	67	the	the	DET
inlawrev-27644	763	68	preamble	preamble	NOUN
inlawrev-27644	763	69	that	that	SCONJ
inlawrev-27644	763	70	it	it	PRON
inlawrev-27644	763	71	agreed	agree	VERB
inlawrev-27644	763	72	with	with	ADP
inlawrev-27644	763	73	a	a	DET
inlawrev-27644	763	74	commenter	commenter	NOUN
inlawrev-27644	763	75	’s	’s	PART
inlawrev-27644	763	76	proposed	propose	VERB
inlawrev-27644	763	77	two	two	NUM
inlawrev-27644	763	78	-	-	PUNCT
inlawrev-27644	763	79	part	part	NOUN
inlawrev-27644	763	80	analysis	analysis	NOUN
inlawrev-27644	763	81	for	for	ADP
inlawrev-27644	763	82	prudence	prudence	NOUN
inlawrev-27644	763	83	in	in	ADP
inlawrev-27644	763	84	the	the	DET
inlawrev-27644	763	85	construction	construction	NOUN
inlawrev-27644	763	86	of	of	ADP
inlawrev-27644	763	87	a	a	DET
inlawrev-27644	763	88	401(k	401(k	PROPN
inlawrev-27644	763	89	)	)	PUNCT
inlawrev-27644	763	90	plan	plan	NOUN
inlawrev-27644	763	91	menu.212	menu.212	PROPN
inlawrev-27644	763	92	first	first	ADV
inlawrev-27644	763	93	,	,	PUNCT
inlawrev-27644	763	94	the	the	DET
inlawrev-27644	763	95	fiduciary	fiduciary	ADJ
inlawrev-27644	763	96	must	must	AUX
inlawrev-27644	763	97	consider	consider	VERB
inlawrev-27644	763	98	how	how	SCONJ
inlawrev-27644	763	99	“	"	PUNCT
inlawrev-27644	763	100	a	a	DET
inlawrev-27644	763	101	given	give	VERB
inlawrev-27644	763	102	fund	fund	NOUN
inlawrev-27644	763	103	fit[s	fit[	NOUN
inlawrev-27644	763	104	]	]	PUNCT
inlawrev-27644	763	105	within	within	ADP
inlawrev-27644	763	106	the	the	DET
inlawrev-27644	763	107	menu	menu	NOUN
inlawrev-27644	763	108	of	of	ADP
inlawrev-27644	763	109	funds	fund	NOUN
inlawrev-27644	763	110	to	to	PART
inlawrev-27644	763	111	enable	enable	VERB
inlawrev-27644	763	112	plan	plan	NOUN
inlawrev-27644	763	113	participants	participant	NOUN
inlawrev-27644	763	114	to	to	PART
inlawrev-27644	763	115	construct	construct	VERB
inlawrev-27644	763	116	an	an	DET
inlawrev-27644	763	117	overall	overall	ADJ
inlawrev-27644	763	118	portfolio	portfolio	NOUN
inlawrev-27644	763	119	suitable	suitable	ADJ
inlawrev-27644	763	120	to	to	ADP
inlawrev-27644	763	121	their	their	PRON
inlawrev-27644	763	122	circumstances[.]”213	circumstances[.]”213	NOUN
inlawrev-27644	763	123	second	second	ADJ
inlawrev-27644	763	124	,	,	PUNCT
inlawrev-27644	763	125	the	the	DET
inlawrev-27644	763	126	fiduciary	fiduciary	ADJ
inlawrev-27644	763	127	must	must	AUX
inlawrev-27644	763	128	compare	compare	VERB
inlawrev-27644	763	129	a	a	DET
inlawrev-27644	763	130	fund	fund	NOUN
inlawrev-27644	763	131	under	under	ADP
inlawrev-27644	763	132	consideration	consideration	NOUN
inlawrev-27644	763	133	“	"	PUNCT
inlawrev-27644	763	134	to	to	ADP
inlawrev-27644	763	135	a	a	DET
inlawrev-27644	763	136	reasonable	reasonable	ADJ
inlawrev-27644	763	137	number	number	NOUN
inlawrev-27644	763	138	of	of	ADP
inlawrev-27644	763	139	alternative	alternative	ADJ
inlawrev-27644	763	140	funds	fund	NOUN
inlawrev-27644	763	141	to	to	PART
inlawrev-27644	763	142	fill	fill	VERB
inlawrev-27644	763	143	the	the	DET
inlawrev-27644	763	144	given	give	VERB
inlawrev-27644	763	145	fund	fund	NOUN
inlawrev-27644	763	146	’s	’s	PART
inlawrev-27644	763	147	role	role	NOUN
inlawrev-27644	763	148	in	in	ADP
inlawrev-27644	763	149	the	the	DET
inlawrev-27644	763	150	overall	overall	NOUN
inlawrev-27644	763	151	menu[.]”214	menu[.]”214	ADJ
inlawrev-27644	763	152	this	this	DET
inlawrev-27644	763	153	part	part	NOUN
inlawrev-27644	763	154	uses	use	VERB
inlawrev-27644	763	155	that	that	DET
inlawrev-27644	763	156	analysis	analysis	NOUN
inlawrev-27644	763	157	to	to	PART
inlawrev-27644	763	158	build	build	VERB
inlawrev-27644	763	159	a	a	DET
inlawrev-27644	763	160	framework	framework	NOUN
inlawrev-27644	763	161	for	for	ADP
inlawrev-27644	763	162	fiduciary	fiduciary	ADJ
inlawrev-27644	763	163	consideration	consideration	NOUN
inlawrev-27644	763	164	of	of	ADP
inlawrev-27644	763	165	plan	plan	NOUN
inlawrev-27644	763	166	participant	participant	ADJ
inlawrev-27644	763	167	preferences	preference	NOUN
inlawrev-27644	763	168	.	.	PUNCT
inlawrev-27644	764	1	a.	a.	NOUN
inlawrev-27644	764	2	construction	construction	NOUN
inlawrev-27644	764	3	of	of	ADP
inlawrev-27644	764	4	the	the	DET
inlawrev-27644	764	5	plan	plan	NOUN
inlawrev-27644	764	6	menu	menu	VERB
inlawrev-27644	764	7	the	the	DET
inlawrev-27644	764	8	2022	2022	NUM
inlawrev-27644	764	9	final	final	ADJ
inlawrev-27644	764	10	regulation	regulation	NOUN
inlawrev-27644	764	11	states	state	VERB
inlawrev-27644	764	12	that	that	SCONJ
inlawrev-27644	764	13	the	the	DET
inlawrev-27644	764	14	duty	duty	NOUN
inlawrev-27644	764	15	of	of	ADP
inlawrev-27644	764	16	prudence	prudence	NOUN
inlawrev-27644	764	17	requires	require	VERB
inlawrev-27644	764	18	fiduciaries	fiduciary	NOUN
inlawrev-27644	764	19	to	to	PART
inlawrev-27644	764	20	give	give	VERB
inlawrev-27644	764	21	“	"	PUNCT
inlawrev-27644	764	22	appropriate	appropriate	ADJ
inlawrev-27644	764	23	consideration	consideration	NOUN
inlawrev-27644	764	24	”	"	PUNCT
inlawrev-27644	764	25	when	when	SCONJ
inlawrev-27644	764	26	designing	design	VERB
inlawrev-27644	764	27	a	a	DET
inlawrev-27644	764	28	plan	plan	NOUN
inlawrev-27644	764	29	’s	’s	PART
inlawrev-27644	764	30	investment	investment	NOUN
inlawrev-27644	764	31	menu	menu	NOUN
inlawrev-27644	764	32	to	to	ADP
inlawrev-27644	764	33	whether	whether	SCONJ
inlawrev-27644	764	34	the	the	DET
inlawrev-27644	764	35	menu	menu	NOUN
inlawrev-27644	764	36	is	be	AUX
inlawrev-27644	764	37	“	"	PUNCT
inlawrev-27644	764	38	reasonably	reasonably	ADV
inlawrev-27644	764	39	designed	design	VERB
inlawrev-27644	764	40	.	.	PUNCT
inlawrev-27644	764	41	.	.	PUNCT
inlawrev-27644	764	42	.	.	PUNCT
inlawrev-27644	765	1	to	to	PART
inlawrev-27644	765	2	further	further	VERB
inlawrev-27644	765	3	the	the	DET
inlawrev-27644	765	4	purposes	purpose	NOUN
inlawrev-27644	765	5	of	of	ADP
inlawrev-27644	765	6	the	the	DET
inlawrev-27644	765	7	plan	plan	NOUN
inlawrev-27644	765	8	.	.	PUNCT
inlawrev-27644	766	1	”215	”215	VERB
inlawrev-27644	766	2	the	the	DET
inlawrev-27644	766	3	provision	provision	NOUN
inlawrev-27644	766	4	should	should	AUX
inlawrev-27644	766	5	be	be	AUX
inlawrev-27644	766	6	read	read	VERB
inlawrev-27644	766	7	in	in	ADP
inlawrev-27644	766	8	conjunction	conjunction	NOUN
inlawrev-27644	766	9	with	with	ADP
inlawrev-27644	766	10	the	the	DET
inlawrev-27644	766	11	preamble	preamble	NOUN
inlawrev-27644	766	12	’s	’s	PART
inlawrev-27644	766	13	explanation	explanation	NOUN
inlawrev-27644	766	14	that	that	SCONJ
inlawrev-27644	766	15	bearing	bear	VERB
inlawrev-27644	766	16	in	in	ADP
inlawrev-27644	766	17	mind	mind	NOUN
inlawrev-27644	766	18	participant	participant	NOUN
inlawrev-27644	766	19	preferences	preference	NOUN
inlawrev-27644	766	20	may	may	AUX
inlawrev-27644	766	21	further	far	ADV
inlawrev-27644	766	22	plan	plan	VERB
inlawrev-27644	766	23	purposes	purpose	NOUN
inlawrev-27644	766	24	by	by	ADP
inlawrev-27644	766	25	leading	lead	VERB
inlawrev-27644	766	26	to	to	ADP
inlawrev-27644	766	27	increased	increase	VERB
inlawrev-27644	766	28	retirement	retirement	NOUN
inlawrev-27644	766	29	savings	saving	NOUN
inlawrev-27644	766	30	.	.	PUNCT
inlawrev-27644	767	1	attention	attention	NOUN
inlawrev-27644	767	2	to	to	ADP
inlawrev-27644	767	3	participant	participant	ADJ
inlawrev-27644	767	4	preferences	preference	NOUN
inlawrev-27644	767	5	also	also	ADV
inlawrev-27644	767	6	is	be	AUX
inlawrev-27644	767	7	consistent	consistent	ADJ
inlawrev-27644	767	8	with	with	ADP
inlawrev-27644	767	9	the	the	DET
inlawrev-27644	767	10	first	first	ADJ
inlawrev-27644	767	11	prong	prong	NOUN
inlawrev-27644	767	12	of	of	ADP
inlawrev-27644	767	13	the	the	DET
inlawrev-27644	767	14	prudence	prudence	NOUN
inlawrev-27644	767	15	analysis	analysis	NOUN
inlawrev-27644	767	16	for	for	ADP
inlawrev-27644	767	17	menu	menu	NOUN
inlawrev-27644	767	18	construction	construction	NOUN
inlawrev-27644	767	19	.	.	PUNCT
inlawrev-27644	768	1	it	it	PRON
inlawrev-27644	768	2	enables	enable	VERB
inlawrev-27644	768	3	a	a	DET
inlawrev-27644	768	4	fiduciary	fiduciary	NOUN
inlawrev-27644	768	5	to	to	PART
inlawrev-27644	768	6	construct	construct	VERB
inlawrev-27644	768	7	a	a	DET
inlawrev-27644	768	8	menu	menu	NOUN
inlawrev-27644	768	9	that	that	PRON
inlawrev-27644	768	10	enables	enable	VERB
inlawrev-27644	768	11	plan	plan	VERB
inlawrev-27644	768	12	participants	participant	NOUN
inlawrev-27644	768	13	to	to	PART
inlawrev-27644	768	14	choose	choose	VERB
inlawrev-27644	768	15	a	a	DET
inlawrev-27644	768	16	set	set	NOUN
inlawrev-27644	768	17	of	of	ADP
inlawrev-27644	768	18	investments	investment	NOUN
inlawrev-27644	768	19	“	"	PUNCT
inlawrev-27644	768	20	suitable	suitable	ADJ
inlawrev-27644	768	21	to	to	ADP
inlawrev-27644	768	22	their	their	PRON
inlawrev-27644	768	23	circumstances	circumstance	NOUN
inlawrev-27644	768	24	.	.	PUNCT
inlawrev-27644	768	25	”	"	PUNCT
inlawrev-27644	769	1	little	little	ADJ
inlawrev-27644	769	2	direct	direct	ADJ
inlawrev-27644	769	3	guidance	guidance	NOUN
inlawrev-27644	769	4	exists	exist	VERB
inlawrev-27644	769	5	in	in	ADP
inlawrev-27644	769	6	regulation	regulation	NOUN
inlawrev-27644	769	7	or	or	CCONJ
inlawrev-27644	769	8	case	case	NOUN
inlawrev-27644	769	9	law	law	NOUN
inlawrev-27644	769	10	,	,	PUNCT
inlawrev-27644	769	11	though	though	ADV
inlawrev-27644	769	12	,	,	PUNCT
inlawrev-27644	769	13	on	on	ADP
inlawrev-27644	769	14	how	how	SCONJ
inlawrev-27644	769	15	fiduciaries	fiduciary	NOUN
inlawrev-27644	769	16	should	should	AUX
inlawrev-27644	769	17	comply	comply	VERB
inlawrev-27644	769	18	with	with	ADP
inlawrev-27644	769	19	their	their	PRON
inlawrev-27644	769	20	obligation	obligation	NOUN
inlawrev-27644	769	21	of	of	ADP
inlawrev-27644	769	22	prudence	prudence	NOUN
inlawrev-27644	769	23	when	when	SCONJ
inlawrev-27644	769	24	determining	determine	VERB
inlawrev-27644	769	25	and	and	CCONJ
inlawrev-27644	769	26	considering	consider	VERB
inlawrev-27644	769	27	participant	participant	ADJ
inlawrev-27644	769	28	preferences	preference	NOUN
inlawrev-27644	769	29	.	.	PUNCT
inlawrev-27644	770	1	this	this	DET
inlawrev-27644	770	2	subpart	subpart	NOUN
inlawrev-27644	770	3	analyzes	analyze	VERB
inlawrev-27644	770	4	whether	whether	SCONJ
inlawrev-27644	770	5	the	the	DET
inlawrev-27644	770	6	determination	determination	NOUN
inlawrev-27644	770	7	of	of	ADP
inlawrev-27644	770	8	participant	participant	ADJ
inlawrev-27644	770	9	preferences	preference	NOUN
inlawrev-27644	770	10	itself	itself	PRON
inlawrev-27644	770	11	is	be	AUX
inlawrev-27644	770	12	subject	subject	ADJ
inlawrev-27644	770	13	to	to	ADP
inlawrev-27644	770	14	the	the	DET
inlawrev-27644	770	15	duty	duty	NOUN
inlawrev-27644	770	16	of	of	ADP
inlawrev-27644	770	17	prudence	prudence	NOUN
inlawrev-27644	770	18	.	.	PUNCT
inlawrev-27644	771	1	it	it	PRON
inlawrev-27644	771	2	then	then	ADV
inlawrev-27644	771	3	considers	consider	VERB
inlawrev-27644	771	4	which	which	PRON
inlawrev-27644	771	5	preferences	preference	NOUN
inlawrev-27644	771	6	matter	matter	VERB
inlawrev-27644	771	7	and	and	CCONJ
inlawrev-27644	771	8	,	,	PUNCT
inlawrev-27644	771	9	finally	finally	ADV
inlawrev-27644	771	10	,	,	PUNCT
inlawrev-27644	771	11	turns	turn	VERB
inlawrev-27644	771	12	to	to	ADP
inlawrev-27644	771	13	how	how	SCONJ
inlawrev-27644	771	14	prudence	prudence	NOUN
inlawrev-27644	771	15	intersects	intersect	VERB
inlawrev-27644	771	16	with	with	ADP
inlawrev-27644	771	17	menu	menu	NOUN
inlawrev-27644	771	18	size	size	NOUN
inlawrev-27644	771	19	.	.	PUNCT
inlawrev-27644	772	1	1	1	X
inlawrev-27644	772	2	.	.	X
inlawrev-27644	772	3	determination	determination	NOUN
inlawrev-27644	772	4	of	of	ADP
inlawrev-27644	772	5	participant	participant	NOUN
inlawrev-27644	772	6	preferences.—the	preferences.—the	DET
inlawrev-27644	772	7	first	first	ADJ
inlawrev-27644	772	8	question	question	NOUN
inlawrev-27644	772	9	a	a	DET
inlawrev-27644	772	10	fiduciary	fiduciary	NOUN
inlawrev-27644	772	11	should	should	AUX
inlawrev-27644	772	12	consider	consider	VERB
inlawrev-27644	772	13	when	when	SCONJ
inlawrev-27644	772	14	thinking	think	VERB
inlawrev-27644	772	15	about	about	ADP
inlawrev-27644	772	16	assessing	assess	VERB
inlawrev-27644	772	17	participant	participant	ADJ
inlawrev-27644	772	18	preferences	preference	NOUN
inlawrev-27644	772	19	is	be	AUX
inlawrev-27644	772	20	whether	whether	SCONJ
inlawrev-27644	772	21	the	the	DET
inlawrev-27644	772	22	assessment	assessment	NOUN
inlawrev-27644	772	23	process	process	NOUN
inlawrev-27644	772	24	itself	itself	PRON
inlawrev-27644	772	25	is	be	AUX
inlawrev-27644	772	26	subject	subject	ADJ
inlawrev-27644	772	27	to	to	ADP
inlawrev-27644	772	28	the	the	DET
inlawrev-27644	772	29	duty	duty	NOUN
inlawrev-27644	772	30	of	of	ADP
inlawrev-27644	772	31	prudence	prudence	NOUN
inlawrev-27644	772	32	.	.	PUNCT
inlawrev-27644	773	1	erisa	erisa	PROPN
inlawrev-27644	773	2	’s	’s	PART
inlawrev-27644	773	3	settlor	settlor	NOUN
inlawrev-27644	773	4	/	/	SYM
inlawrev-27644	773	5	fiduciary	fiduciary	ADJ
inlawrev-27644	773	6	doctrine	doctrine	NOUN
inlawrev-27644	773	7	provides	provide	VERB
inlawrev-27644	773	8	the	the	DET
inlawrev-27644	773	9	answer	answer	NOUN
inlawrev-27644	773	10	to	to	ADP
inlawrev-27644	773	11	that	that	DET
inlawrev-27644	773	12	question	question	NOUN
inlawrev-27644	773	13	.	.	PUNCT
inlawrev-27644	774	1	under	under	ADP
inlawrev-27644	774	2	that	that	DET
inlawrev-27644	774	3	210	210	NUM
inlawrev-27644	774	4	.	.	PUNCT
inlawrev-27644	775	1	i	i	PRON
inlawrev-27644	775	2	d.	d.	PROPN
inlawrev-27644	775	3	at	at	ADP
inlawrev-27644	775	4	73885	73885	NUM
inlawrev-27644	775	5	.	.	PUNCT
inlawrev-27644	776	1	211	211	NUM
inlawrev-27644	776	2	.	.	PUNCT
inlawrev-27644	777	1	i	i	PRON
inlawrev-27644	777	2	d.	d.	PROPN
inlawrev-27644	777	3	212	212	NUM
inlawrev-27644	777	4	.	.	PUNCT
inlawrev-27644	778	1	i	i	PRON
inlawrev-27644	778	2	d.	d.	PROPN
inlawrev-27644	778	3	at	at	ADP
inlawrev-27644	778	4	73830	73830	NUM
inlawrev-27644	778	5	.	.	PUNCT
inlawrev-27644	779	1	213	213	NUM
inlawrev-27644	779	2	.	.	PUNCT
inlawrev-27644	780	1	i	i	PRON
inlawrev-27644	780	2	d.	d.	PROPN
inlawrev-27644	780	3	214	214	NUM
inlawrev-27644	780	4	.	.	PUNCT
inlawrev-27644	781	1	i	i	PRON
inlawrev-27644	781	2	d.	d.	PROPN
inlawrev-27644	781	3	215	215	NUM
inlawrev-27644	781	4	.	.	PUNCT
inlawrev-27644	782	1	i	i	PRON
inlawrev-27644	782	2	d.	d.	PROPN
inlawrev-27644	782	3	at	at	ADP
inlawrev-27644	782	4	73885	73885	NUM
inlawrev-27644	782	5	.	.	PUNCT
inlawrev-27644	783	1	82	82	NUM
inlawrev-27644	783	2	indiana	indiana	PROPN
inlawrev-27644	783	3	law	law	PROPN
inlawrev-27644	783	4	review	review	NOUN
inlawrev-27644	783	5	[	[	X
inlawrev-27644	783	6	vol	vol	NOUN
inlawrev-27644	783	7	.	.	PUNCT
inlawrev-27644	783	8	57:53	57:53	NUM
inlawrev-27644	783	9	doctrine	doctrine	NOUN
inlawrev-27644	783	10	,	,	PUNCT
inlawrev-27644	783	11	plan	plan	NOUN
inlawrev-27644	783	12	sponsors	sponsor	NOUN
inlawrev-27644	783	13	do	do	AUX
inlawrev-27644	783	14	not	not	PART
inlawrev-27644	783	15	act	act	VERB
inlawrev-27644	783	16	as	as	ADP
inlawrev-27644	783	17	fiduciaries	fiduciary	NOUN
inlawrev-27644	783	18	when	when	SCONJ
inlawrev-27644	783	19	they	they	PRON
inlawrev-27644	783	20	establish	establish	VERB
inlawrev-27644	783	21	plans	plan	NOUN
inlawrev-27644	783	22	,	,	PUNCT
inlawrev-27644	783	23	determine	determine	VERB
inlawrev-27644	783	24	or	or	CCONJ
inlawrev-27644	783	25	amend	amend	VERB
inlawrev-27644	783	26	plan	plan	NOUN
inlawrev-27644	783	27	terms	term	NOUN
inlawrev-27644	783	28	,	,	PUNCT
inlawrev-27644	783	29	or	or	CCONJ
inlawrev-27644	783	30	terminate	terminate	VERB
inlawrev-27644	783	31	plans.216	plans.216	VERB
inlawrev-27644	783	32	for	for	ADP
inlawrev-27644	783	33	example	example	NOUN
inlawrev-27644	783	34	,	,	PUNCT
inlawrev-27644	783	35	a	a	DET
inlawrev-27644	783	36	plan	plan	NOUN
inlawrev-27644	783	37	sponsor	sponsor	NOUN
inlawrev-27644	783	38	makes	make	VERB
inlawrev-27644	783	39	a	a	DET
inlawrev-27644	783	40	decision	decision	NOUN
inlawrev-27644	783	41	on	on	ADP
inlawrev-27644	783	42	a	a	DET
inlawrev-27644	783	43	plan	plan	NOUN
inlawrev-27644	783	44	term	term	NOUN
inlawrev-27644	783	45	when	when	SCONJ
inlawrev-27644	783	46	it	it	PRON
inlawrev-27644	783	47	decides	decide	VERB
inlawrev-27644	783	48	what	what	PRON
inlawrev-27644	783	49	the	the	DET
inlawrev-27644	783	50	default	default	NOUN
inlawrev-27644	783	51	percentage	percentage	NOUN
inlawrev-27644	783	52	of	of	ADP
inlawrev-27644	783	53	compensation	compensation	NOUN
inlawrev-27644	783	54	should	should	AUX
inlawrev-27644	783	55	be	be	AUX
inlawrev-27644	783	56	in	in	ADP
inlawrev-27644	783	57	an	an	DET
inlawrev-27644	783	58	automatic	automatic	ADJ
inlawrev-27644	783	59	enrollment	enrollment	NOUN
inlawrev-27644	783	60	plan.217	plan.217	NOUN
inlawrev-27644	783	61	the	the	DET
inlawrev-27644	783	62	plan	plan	NOUN
inlawrev-27644	783	63	sponsor	sponsor	NOUN
inlawrev-27644	783	64	acts	act	VERB
inlawrev-27644	783	65	as	as	ADP
inlawrev-27644	783	66	a	a	DET
inlawrev-27644	783	67	settlor	settlor	NOUN
inlawrev-27644	783	68	and	and	CCONJ
inlawrev-27644	783	69	is	be	AUX
inlawrev-27644	783	70	not	not	PART
inlawrev-27644	783	71	subject	subject	ADJ
inlawrev-27644	783	72	to	to	ADP
inlawrev-27644	783	73	fiduciary	fiduciary	ADJ
inlawrev-27644	783	74	duty.218	duty.218	NOUN
inlawrev-27644	783	75	decisions	decision	NOUN
inlawrev-27644	783	76	on	on	ADP
inlawrev-27644	783	77	how	how	SCONJ
inlawrev-27644	783	78	to	to	PART
inlawrev-27644	783	79	determine	determine	VERB
inlawrev-27644	783	80	the	the	DET
inlawrev-27644	783	81	participants	participant	NOUN
inlawrev-27644	783	82	’	'	PUNCT
inlawrev-27644	783	83	investment	investment	NOUN
inlawrev-27644	783	84	preferences	preference	NOUN
inlawrev-27644	783	85	arguably	arguably	ADV
inlawrev-27644	783	86	are	be	AUX
inlawrev-27644	783	87	similar	similar	ADJ
inlawrev-27644	783	88	to	to	ADP
inlawrev-27644	783	89	the	the	DET
inlawrev-27644	783	90	types	type	NOUN
inlawrev-27644	783	91	of	of	ADP
inlawrev-27644	783	92	decisions	decision	NOUN
inlawrev-27644	783	93	plan	plan	NOUN
inlawrev-27644	783	94	sponsors	sponsor	NOUN
inlawrev-27644	783	95	make	make	VERB
inlawrev-27644	783	96	when	when	SCONJ
inlawrev-27644	783	97	establishing	establish	VERB
inlawrev-27644	783	98	plan	plan	NOUN
inlawrev-27644	783	99	terms	term	NOUN
inlawrev-27644	783	100	and	and	CCONJ
inlawrev-27644	783	101	,	,	PUNCT
inlawrev-27644	783	102	thus	thus	ADV
inlawrev-27644	783	103	,	,	PUNCT
inlawrev-27644	783	104	be	be	AUX
inlawrev-27644	783	105	outside	outside	ADP
inlawrev-27644	783	106	the	the	DET
inlawrev-27644	783	107	reach	reach	NOUN
inlawrev-27644	783	108	of	of	ADP
inlawrev-27644	783	109	erisa	erisa	NOUN
inlawrev-27644	783	110	’s	’s	PART
inlawrev-27644	783	111	fiduciary	fiduciary	ADJ
inlawrev-27644	783	112	provisions	provision	NOUN
inlawrev-27644	783	113	.	.	PUNCT
inlawrev-27644	784	1	the	the	DET
inlawrev-27644	784	2	better	well	ADJ
inlawrev-27644	784	3	analysis	analysis	NOUN
inlawrev-27644	784	4	,	,	PUNCT
inlawrev-27644	784	5	however	however	ADV
inlawrev-27644	784	6	,	,	PUNCT
inlawrev-27644	784	7	would	would	AUX
inlawrev-27644	784	8	distinguish	distinguish	VERB
inlawrev-27644	784	9	a	a	DET
inlawrev-27644	784	10	plan	plan	NOUN
inlawrev-27644	784	11	sponsor	sponsor	NOUN
inlawrev-27644	784	12	’s	’s	PART
inlawrev-27644	784	13	role	role	NOUN
inlawrev-27644	784	14	in	in	ADP
inlawrev-27644	784	15	setting	set	VERB
inlawrev-27644	784	16	discretionary	discretionary	ADJ
inlawrev-27644	784	17	plan	plan	NOUN
inlawrev-27644	784	18	terms	term	NOUN
inlawrev-27644	784	19	from	from	ADP
inlawrev-27644	784	20	its	its	PRON
inlawrev-27644	784	21	role	role	NOUN
inlawrev-27644	784	22	when	when	SCONJ
inlawrev-27644	784	23	determining	determine	VERB
inlawrev-27644	784	24	participant	participant	ADJ
inlawrev-27644	784	25	investment	investment	NOUN
inlawrev-27644	784	26	preferences	preference	NOUN
inlawrev-27644	784	27	with	with	ADP
inlawrev-27644	784	28	the	the	DET
inlawrev-27644	784	29	plan	plan	NOUN
inlawrev-27644	784	30	sponsor	sponsor	NOUN
inlawrev-27644	784	31	wearing	wear	VERB
inlawrev-27644	784	32	its	its	PRON
inlawrev-27644	784	33	fiduciary	fiduciary	ADJ
inlawrev-27644	784	34	hat	hat	NOUN
inlawrev-27644	784	35	in	in	ADP
inlawrev-27644	784	36	the	the	DET
inlawrev-27644	784	37	latter	latter	ADJ
inlawrev-27644	784	38	situation	situation	NOUN
inlawrev-27644	784	39	.	.	PUNCT
inlawrev-27644	785	1	in	in	ADP
inlawrev-27644	785	2	two	two	NUM
inlawrev-27644	785	3	unanimous	unanimous	ADJ
inlawrev-27644	785	4	decisions	decision	NOUN
inlawrev-27644	785	5	,	,	PUNCT
inlawrev-27644	785	6	the	the	DET
inlawrev-27644	785	7	supreme	supreme	PROPN
inlawrev-27644	785	8	court	court	PROPN
inlawrev-27644	785	9	held	hold	VERB
inlawrev-27644	785	10	that	that	SCONJ
inlawrev-27644	785	11	decisions	decision	NOUN
inlawrev-27644	785	12	involving	involve	VERB
inlawrev-27644	785	13	the	the	DET
inlawrev-27644	785	14	selection	selection	NOUN
inlawrev-27644	785	15	and	and	CCONJ
inlawrev-27644	785	16	monitoring	monitoring	NOUN
inlawrev-27644	785	17	of	of	ADP
inlawrev-27644	785	18	plan	plan	NOUN
inlawrev-27644	785	19	investment	investment	NOUN
inlawrev-27644	785	20	menus	menu	NOUN
inlawrev-27644	785	21	are	be	AUX
inlawrev-27644	785	22	fiduciary	fiduciary	ADJ
inlawrev-27644	785	23	decisions.219	decisions.219	ADJ
inlawrev-27644	785	24	assessing	assess	VERB
inlawrev-27644	785	25	participant	participant	ADJ
inlawrev-27644	785	26	preferences	preference	NOUN
inlawrev-27644	785	27	to	to	PART
inlawrev-27644	785	28	be	be	AUX
inlawrev-27644	785	29	used	use	VERB
inlawrev-27644	785	30	in	in	ADP
inlawrev-27644	785	31	the	the	DET
inlawrev-27644	785	32	process	process	NOUN
inlawrev-27644	785	33	of	of	ADP
inlawrev-27644	785	34	choosing	choose	VERB
inlawrev-27644	785	35	and	and	CCONJ
inlawrev-27644	785	36	monitoring	monitor	VERB
inlawrev-27644	785	37	a	a	DET
inlawrev-27644	785	38	menu	menu	NOUN
inlawrev-27644	785	39	is	be	AUX
inlawrev-27644	785	40	an	an	DET
inlawrev-27644	785	41	integral	integral	ADJ
inlawrev-27644	785	42	part	part	NOUN
inlawrev-27644	785	43	of	of	ADP
inlawrev-27644	785	44	that	that	DET
inlawrev-27644	785	45	process	process	NOUN
inlawrev-27644	785	46	.	.	PUNCT
inlawrev-27644	786	1	it	it	PRON
inlawrev-27644	786	2	becomes	become	VERB
inlawrev-27644	786	3	similar	similar	ADJ
inlawrev-27644	786	4	to	to	ADP
inlawrev-27644	786	5	the	the	DET
inlawrev-27644	786	6	assessment	assessment	NOUN
inlawrev-27644	786	7	of	of	ADP
inlawrev-27644	786	8	fund	fund	NOUN
inlawrev-27644	786	9	performance	performance	NOUN
inlawrev-27644	786	10	,	,	PUNCT
inlawrev-27644	786	11	fees	fee	NOUN
inlawrev-27644	786	12	,	,	PUNCT
inlawrev-27644	786	13	diversification	diversification	NOUN
inlawrev-27644	786	14	,	,	PUNCT
inlawrev-27644	786	15	and	and	CCONJ
inlawrev-27644	786	16	other	other	ADJ
inlawrev-27644	786	17	decision	decision	NOUN
inlawrev-27644	786	18	-	-	PUNCT
inlawrev-27644	786	19	making	make	VERB
inlawrev-27644	786	20	criteria	criterion	NOUN
inlawrev-27644	786	21	,	,	PUNCT
inlawrev-27644	786	22	which	which	PRON
inlawrev-27644	786	23	are	be	AUX
inlawrev-27644	786	24	subject	subject	ADJ
inlawrev-27644	786	25	to	to	ADP
inlawrev-27644	786	26	the	the	DET
inlawrev-27644	786	27	duty	duty	NOUN
inlawrev-27644	786	28	of	of	ADP
inlawrev-27644	786	29	prudence.220	prudence.220	ADJ
inlawrev-27644	786	30	application	application	NOUN
inlawrev-27644	786	31	of	of	ADP
inlawrev-27644	786	32	the	the	DET
inlawrev-27644	786	33	duty	duty	NOUN
inlawrev-27644	786	34	of	of	ADP
inlawrev-27644	786	35	prudence	prudence	NOUN
inlawrev-27644	786	36	to	to	ADP
inlawrev-27644	786	37	the	the	DET
inlawrev-27644	786	38	determination	determination	NOUN
inlawrev-27644	786	39	of	of	ADP
inlawrev-27644	786	40	participant	participant	ADJ
inlawrev-27644	786	41	preferences	preference	NOUN
inlawrev-27644	786	42	should	should	AUX
inlawrev-27644	786	43	not	not	PART
inlawrev-27644	786	44	impose	impose	VERB
inlawrev-27644	786	45	a	a	DET
inlawrev-27644	786	46	substantial	substantial	ADJ
inlawrev-27644	786	47	burden	burden	NOUN
inlawrev-27644	786	48	on	on	ADP
inlawrev-27644	786	49	fiduciaries	fiduciary	NOUN
inlawrev-27644	786	50	or	or	CCONJ
inlawrev-27644	786	51	result	result	VERB
inlawrev-27644	786	52	in	in	ADP
inlawrev-27644	786	53	undue	undue	ADJ
inlawrev-27644	786	54	risk	risk	NOUN
inlawrev-27644	786	55	.	.	PUNCT
inlawrev-27644	787	1	the	the	DET
inlawrev-27644	787	2	jurisprudence	jurisprudence	NOUN
inlawrev-27644	787	3	is	be	AUX
inlawrev-27644	787	4	clear	clear	ADJ
inlawrev-27644	787	5	—	—	PUNCT
inlawrev-27644	787	6	process	process	NOUN
inlawrev-27644	787	7	is	be	AUX
inlawrev-27644	787	8	the	the	DET
inlawrev-27644	787	9	key	key	NOUN
inlawrev-27644	787	10	to	to	ADP
inlawrev-27644	787	11	establishing	establish	VERB
inlawrev-27644	787	12	prudence	prudence	NOUN
inlawrev-27644	787	13	in	in	ADP
inlawrev-27644	787	14	401(k	401(k	NOUN
inlawrev-27644	787	15	)	)	PUNCT
inlawrev-27644	787	16	menu	menu	VERB
inlawrev-27644	787	17	selection.221	selection.221	NOUN
inlawrev-27644	787	18	courts	court	NOUN
inlawrev-27644	787	19	have	have	AUX
inlawrev-27644	787	20	dismissed	dismiss	VERB
inlawrev-27644	787	21	complaints	complaint	NOUN
inlawrev-27644	787	22	that	that	PRON
inlawrev-27644	787	23	fund	fund	NOUN
inlawrev-27644	787	24	menus	menu	NOUN
inlawrev-27644	787	25	were	be	AUX
inlawrev-27644	787	26	imprudent	imprudent	ADJ
inlawrev-27644	787	27	because	because	SCONJ
inlawrev-27644	787	28	some	some	DET
inlawrev-27644	787	29	funds	fund	NOUN
inlawrev-27644	787	30	had	have	VERB
inlawrev-27644	787	31	high	high	ADJ
inlawrev-27644	787	32	comparatively	comparatively	ADV
inlawrev-27644	787	33	high	high	ADJ
inlawrev-27644	787	34	fees	fee	NOUN
inlawrev-27644	787	35	where	where	SCONJ
inlawrev-27644	787	36	plaintiffs	plaintiff	NOUN
inlawrev-27644	787	37	failed	fail	VERB
inlawrev-27644	787	38	to	to	PART
inlawrev-27644	787	39	sufficiently	sufficiently	ADV
inlawrev-27644	787	40	allege	allege	VERB
inlawrev-27644	787	41	that	that	SCONJ
inlawrev-27644	787	42	fiduciaries	fiduciary	NOUN
inlawrev-27644	787	43	used	use	VERB
inlawrev-27644	787	44	a	a	DET
inlawrev-27644	787	45	flawed	flawed	ADJ
inlawrev-27644	787	46	process.222	process.222	NOUN
inlawrev-27644	787	47	the	the	DET
inlawrev-27644	787	48	statutory	statutory	ADJ
inlawrev-27644	787	49	language	language	NOUN
inlawrev-27644	787	50	defines	define	VERB
inlawrev-27644	787	51	prudence	prudence	NOUN
inlawrev-27644	787	52	as	as	ADP
inlawrev-27644	787	53	requiring	require	VERB
inlawrev-27644	787	54	“	"	PUNCT
inlawrev-27644	787	55	the	the	DET
inlawrev-27644	787	56	care	care	NOUN
inlawrev-27644	787	57	,	,	PUNCT
inlawrev-27644	787	58	skill	skill	NOUN
inlawrev-27644	787	59	,	,	PUNCT
inlawrev-27644	787	60	prudence	prudence	NOUN
inlawrev-27644	787	61	,	,	PUNCT
inlawrev-27644	787	62	and	and	CCONJ
inlawrev-27644	787	63	diligence	diligence	NOUN
inlawrev-27644	787	64	under	under	ADP
inlawrev-27644	787	65	the	the	DET
inlawrev-27644	787	66	circumstances	circumstance	NOUN
inlawrev-27644	787	67	then	then	ADV
inlawrev-27644	787	68	prevailing	prevail	VERB
inlawrev-27644	787	69	that	that	SCONJ
inlawrev-27644	787	70	a	a	DET
inlawrev-27644	787	71	prudent	prudent	ADJ
inlawrev-27644	787	72	man	man	NOUN
inlawrev-27644	787	73	acting	act	VERB
inlawrev-27644	787	74	in	in	ADP
inlawrev-27644	787	75	a	a	DET
inlawrev-27644	787	76	like	like	ADJ
inlawrev-27644	787	77	capacity	capacity	NOUN
inlawrev-27644	787	78	and	and	CCONJ
inlawrev-27644	787	79	familiar	familiar	ADJ
inlawrev-27644	787	80	with	with	ADP
inlawrev-27644	787	81	such	such	ADJ
inlawrev-27644	787	82	matters	matter	NOUN
inlawrev-27644	787	83	would	would	AUX
inlawrev-27644	787	84	use	use	VERB
inlawrev-27644	787	85	in	in	ADP
inlawrev-27644	787	86	the	the	DET
inlawrev-27644	787	87	conduct	conduct	NOUN
inlawrev-27644	787	88	of	of	ADP
inlawrev-27644	787	89	an	an	DET
inlawrev-27644	787	90	enterprise	enterprise	NOUN
inlawrev-27644	787	91	of	of	ADP
inlawrev-27644	787	92	a	a	DET
inlawrev-27644	787	93	like	like	ADJ
inlawrev-27644	787	94	character	character	NOUN
inlawrev-27644	787	95	and	and	CCONJ
inlawrev-27644	787	96	with	with	ADP
inlawrev-27644	787	97	like	like	INTJ
inlawrev-27644	787	98	aims	aim	NOUN
inlawrev-27644	787	99	.	.	PUNCT
inlawrev-27644	787	100	.	.	PUNCT
inlawrev-27644	787	101	.	.	PUNCT
inlawrev-27644	788	1	.”223	.”223	PUNCT
inlawrev-27644	789	1	the	the	DET
inlawrev-27644	789	2	reference	reference	NOUN
inlawrev-27644	789	3	to	to	ADP
inlawrev-27644	789	4	“	"	PUNCT
inlawrev-27644	789	5	an	an	DET
inlawrev-27644	789	6	enterprise	enterprise	NOUN
inlawrev-27644	789	7	of	of	ADP
inlawrev-27644	789	8	a	a	DET
inlawrev-27644	789	9	like	like	ADJ
inlawrev-27644	789	10	character	character	NOUN
inlawrev-27644	789	11	and	and	CCONJ
inlawrev-27644	789	12	with	with	ADP
inlawrev-27644	789	13	like	like	INTJ
inlawrev-27644	789	14	aims	aim	NOUN
inlawrev-27644	789	15	”	"	PUNCT
inlawrev-27644	789	16	means	mean	VERB
inlawrev-27644	789	17	the	the	DET
inlawrev-27644	789	18	duty	duty	NOUN
inlawrev-27644	789	19	of	of	ADP
inlawrev-27644	789	20	prudence	prudence	NOUN
inlawrev-27644	789	21	functions	function	NOUN
inlawrev-27644	789	22	in	in	ADP
inlawrev-27644	789	23	the	the	DET
inlawrev-27644	789	24	context	context	NOUN
inlawrev-27644	789	25	of	of	ADP
inlawrev-27644	789	26	the	the	DET
inlawrev-27644	789	27	401(k	401(k	PROPN
inlawrev-27644	789	28	)	)	PUNCT
inlawrev-27644	789	29	plan	plan	NOUN
inlawrev-27644	789	30	in	in	ADP
inlawrev-27644	789	31	question	question	NOUN
inlawrev-27644	789	32	and	and	CCONJ
inlawrev-27644	789	33	enterprises	enterprise	NOUN
inlawrev-27644	789	34	similar	similar	ADJ
inlawrev-27644	789	35	to	to	ADP
inlawrev-27644	789	36	it	it	PRON
inlawrev-27644	789	37	.	.	PUNCT
inlawrev-27644	790	1	this	this	DET
inlawrev-27644	790	2	standard	standard	NOUN
inlawrev-27644	790	3	does	do	AUX
inlawrev-27644	790	4	not	not	PART
inlawrev-27644	790	5	require	require	VERB
inlawrev-27644	790	6	the	the	DET
inlawrev-27644	790	7	preciseness	preciseness	NOUN
inlawrev-27644	790	8	of	of	ADP
inlawrev-27644	790	9	an	an	DET
inlawrev-27644	790	10	academic	academic	ADJ
inlawrev-27644	790	11	survey	survey	NOUN
inlawrev-27644	790	12	being	be	AUX
inlawrev-27644	790	13	done	do	VERB
inlawrev-27644	790	14	according	accord	VERB
inlawrev-27644	790	15	to	to	ADP
inlawrev-27644	790	16	professorial	professorial	ADJ
inlawrev-27644	790	17	publication	publication	NOUN
inlawrev-27644	790	18	standards	standard	NOUN
inlawrev-27644	790	19	or	or	CCONJ
inlawrev-27644	790	20	according	accord	VERB
inlawrev-27644	790	21	to	to	ADP
inlawrev-27644	790	22	human	human	ADJ
inlawrev-27644	790	23	216	216	NUM
inlawrev-27644	790	24	.	.	PUNCT
inlawrev-27644	791	1	see	see	VERB
inlawrev-27644	791	2	generally	generally	ADV
inlawrev-27644	791	3	,	,	PUNCT
inlawrev-27644	791	4	muir	muir	PROPN
inlawrev-27644	791	5	&	&	CCONJ
inlawrev-27644	791	6	stein	stein	PROPN
inlawrev-27644	791	7	,	,	PUNCT
inlawrev-27644	791	8	supra	supra	PROPN
inlawrev-27644	791	9	note	note	PROPN
inlawrev-27644	791	10	85	85	NUM
inlawrev-27644	791	11	(	(	PUNCT
inlawrev-27644	791	12	explaining	explain	VERB
inlawrev-27644	791	13	and	and	CCONJ
inlawrev-27644	791	14	criticizing	criticize	VERB
inlawrev-27644	791	15	the	the	DET
inlawrev-27644	791	16	settlor	settlor	NOUN
inlawrev-27644	791	17	/	/	SYM
inlawrev-27644	791	18	fiduciary	fiduciary	ADJ
inlawrev-27644	791	19	doctrine	doctrine	NOUN
inlawrev-27644	791	20	)	)	PUNCT
inlawrev-27644	791	21	.	.	PUNCT
inlawrev-27644	792	1	217	217	NUM
inlawrev-27644	792	2	.	.	PUNCT
inlawrev-27644	793	1	see	see	VERB
inlawrev-27644	793	2	edward	edward	PROPN
inlawrev-27644	793	3	a.	a.	PROPN
inlawrev-27644	793	4	zelinsky	zelinsky	PROPN
inlawrev-27644	793	5	,	,	PUNCT
inlawrev-27644	793	6	retirement	retirement	NOUN
inlawrev-27644	793	7	in	in	ADP
inlawrev-27644	793	8	the	the	DET
inlawrev-27644	793	9	land	land	NOUN
inlawrev-27644	793	10	of	of	ADP
inlawrev-27644	793	11	lincoln	lincoln	NOUN
inlawrev-27644	793	12	:	:	PUNCT
inlawrev-27644	793	13	the	the	DET
inlawrev-27644	793	14	illinois	illinois	PROPN
inlawrev-27644	793	15	secure	secure	ADJ
inlawrev-27644	793	16	choice	choice	NOUN
inlawrev-27644	793	17	savings	saving	NOUN
inlawrev-27644	793	18	program	program	NOUN
inlawrev-27644	793	19	act	act	NOUN
inlawrev-27644	793	20	.	.	PUNCT
inlawrev-27644	794	1	2016	2016	NUM
inlawrev-27644	794	2	u.	u.	PROPN
inlawrev-27644	794	3	ill	ill	PROPN
inlawrev-27644	794	4	.	.	PUNCT
inlawrev-27644	795	1	l.	l.	PROPN
inlawrev-27644	795	2	rev	rev	PROPN
inlawrev-27644	795	3	.	.	PROPN
inlawrev-27644	795	4	173	173	NUM
inlawrev-27644	795	5	,	,	PUNCT
inlawrev-27644	795	6	185	185	NUM
inlawrev-27644	795	7	(	(	PUNCT
inlawrev-27644	795	8	discussing	discuss	VERB
inlawrev-27644	795	9	erisa	erisa	NOUN
inlawrev-27644	795	10	’s	’s	PART
inlawrev-27644	795	11	settlor	settlor	NOUN
inlawrev-27644	795	12	doctrine	doctrine	NOUN
inlawrev-27644	795	13	)	)	PUNCT
inlawrev-27644	795	14	.	.	PUNCT
inlawrev-27644	796	1	218	218	NUM
inlawrev-27644	796	2	.	.	PUNCT
inlawrev-27644	797	1	i	i	PRON
inlawrev-27644	797	2	d.	d.	PROPN
inlawrev-27644	797	3	219	219	NUM
inlawrev-27644	797	4	.	.	PUNCT
inlawrev-27644	798	1	hughes	hughes	PROPN
inlawrev-27644	798	2	v.	v.	PROPN
inlawrev-27644	798	3	nw	nw	PROPN
inlawrev-27644	798	4	.	.	PROPN
inlawrev-27644	798	5	univ	univ	PROPN
inlawrev-27644	798	6	.	.	PROPN
inlawrev-27644	798	7	,	,	PUNCT
inlawrev-27644	798	8	142	142	NUM
inlawrev-27644	798	9	s.	s.	PROPN
inlawrev-27644	798	10	ct	ct	PROPN
inlawrev-27644	798	11	.	.	PROPN
inlawrev-27644	798	12	737	737	NUM
inlawrev-27644	798	13	,	,	PUNCT
inlawrev-27644	798	14	741	741	NUM
inlawrev-27644	798	15	(	(	PUNCT
inlawrev-27644	798	16	2022	2022	NUM
inlawrev-27644	798	17	)	)	PUNCT
inlawrev-27644	798	18	;	;	PUNCT
inlawrev-27644	798	19	tibble	tibble	ADJ
inlawrev-27644	798	20	v.	v.	ADP
inlawrev-27644	798	21	edison	edison	PROPN
inlawrev-27644	798	22	int’l	int’l	NUM
inlawrev-27644	798	23	,	,	PUNCT
inlawrev-27644	799	1	575	575	NUM
inlawrev-27644	799	2	u.s	u.s	PROPN
inlawrev-27644	799	3	.	.	PROPN
inlawrev-27644	799	4	523	523	NUM
inlawrev-27644	799	5	,	,	PUNCT
inlawrev-27644	799	6	52930	52930	NUM
inlawrev-27644	799	7	(	(	PUNCT
inlawrev-27644	799	8	2015	2015	NUM
inlawrev-27644	799	9	)	)	PUNCT
inlawrev-27644	799	10	.	.	PUNCT
inlawrev-27644	800	1	220	220	X
inlawrev-27644	800	2	.	.	PUNCT
inlawrev-27644	801	1	see	see	VERB
inlawrev-27644	801	2	hughes	hughe	NOUN
inlawrev-27644	801	3	,	,	PUNCT
inlawrev-27644	801	4	142	142	NUM
inlawrev-27644	801	5	s.	s.	PROPN
inlawrev-27644	801	6	ct	ct	PROPN
inlawrev-27644	801	7	.	.	PUNCT
inlawrev-27644	802	1	at	at	ADP
inlawrev-27644	802	2	741	741	NUM
inlawrev-27644	802	3	.	.	PUNCT
inlawrev-27644	803	1	221	221	NUM
inlawrev-27644	803	2	.	.	PUNCT
inlawrev-27644	804	1	kate	kate	PROPN
inlawrev-27644	804	2	bally	bally	PROPN
inlawrev-27644	804	3	et	et	PROPN
inlawrev-27644	804	4	al	al	PROPN
inlawrev-27644	804	5	.	.	PROPN
inlawrev-27644	804	6	,	,	PUNCT
inlawrev-27644	804	7	recent	recent	ADJ
inlawrev-27644	804	8	developments	development	NOUN
inlawrev-27644	804	9	in	in	ADP
inlawrev-27644	804	10	employment	employment	NOUN
inlawrev-27644	804	11	and	and	CCONJ
inlawrev-27644	804	12	labor	labor	NOUN
inlawrev-27644	804	13	law	law	NOUN
inlawrev-27644	804	14	,	,	PUNCT
inlawrev-27644	804	15	56	56	NUM
inlawrev-27644	804	16	tort	tort	NOUN
inlawrev-27644	804	17	&	&	CCONJ
inlawrev-27644	804	18	ins	in	NOUN
inlawrev-27644	804	19	.	.	PUNCT
inlawrev-27644	805	1	l.j	l.j	PROPN
inlawrev-27644	805	2	.	.	PROPN
inlawrev-27644	805	3	321	321	NUM
inlawrev-27644	805	4	(	(	PUNCT
inlawrev-27644	805	5	2021	2021	NUM
inlawrev-27644	805	6	)	)	PUNCT
inlawrev-27644	805	7	.	.	PUNCT
inlawrev-27644	806	1	222	222	NUM
inlawrev-27644	806	2	.	.	PUNCT
inlawrev-27644	807	1	e.g.	e.g.	ADV
inlawrev-27644	807	2	,	,	PUNCT
inlawrev-27644	807	3	martin	martin	PROPN
inlawrev-27644	807	4	v.	v.	ADP
inlawrev-27644	807	5	careerbuilder	careerbuilder	PROPN
inlawrev-27644	807	6	,	,	PUNCT
inlawrev-27644	807	7	no	no	INTJ
inlawrev-27644	807	8	.	.	NOUN
inlawrev-27644	807	9	19	19	NUM
inlawrev-27644	807	10	-	-	PUNCT
inlawrev-27644	807	11	cv-6463	cv-6463	NOUN
inlawrev-27644	807	12	,	,	PUNCT
inlawrev-27644	807	13	2020	2020	NUM
inlawrev-27644	807	14	u.s	u.s	PROPN
inlawrev-27644	807	15	.	.	PROPN
inlawrev-27644	807	16	dist	dist	PROPN
inlawrev-27644	807	17	.	.	PUNCT
inlawrev-27644	807	18	lexis	lexis	NOUN
inlawrev-27644	807	19	115002	115002	NUM
inlawrev-27644	807	20	,	,	PUNCT
inlawrev-27644	807	21	at	at	ADP
inlawrev-27644	807	22	*	*	PROPN
inlawrev-27644	807	23	16	16	NUM
inlawrev-27644	807	24	-	-	SYM
inlawrev-27644	807	25	17	17	NUM
inlawrev-27644	807	26	(	(	PUNCT
inlawrev-27644	807	27	n.d	n.d	PROPN
inlawrev-27644	807	28	.	.	PROPN
inlawrev-27644	807	29	ill	ill	PROPN
inlawrev-27644	807	30	.	.	PUNCT
inlawrev-27644	808	1	july	july	PROPN
inlawrev-27644	808	2	1	1	NUM
inlawrev-27644	808	3	,	,	PUNCT
inlawrev-27644	808	4	2020	2020	NUM
inlawrev-27644	808	5	)	)	PUNCT
inlawrev-27644	808	6	.	.	PUNCT
inlawrev-27644	809	1	223	223	NUM
inlawrev-27644	809	2	.	.	PUNCT
inlawrev-27644	810	1	erisa	erisa	PROPN
inlawrev-27644	810	2	§	§	PROPN
inlawrev-27644	810	3	404(a)(1)(b	404(a)(1)(b	PROPN
inlawrev-27644	810	4	)	)	PUNCT
inlawrev-27644	810	5	,	,	PUNCT
inlawrev-27644	810	6	29	29	NUM
inlawrev-27644	810	7	u.s.c	u.s.c	ADJ
inlawrev-27644	810	8	.	.	PUNCT
inlawrev-27644	811	1	§	§	PROPN
inlawrev-27644	811	2	1104(a)(1)(b	1104(a)(1)(b	NUM
inlawrev-27644	811	3	)	)	PUNCT
inlawrev-27644	811	4	.	.	PUNCT
inlawrev-27644	812	1	2023	2023	NUM
inlawrev-27644	812	2	]	]	PUNCT
inlawrev-27644	812	3	matching	match	VERB
inlawrev-27644	812	4	preferences	preference	NOUN
inlawrev-27644	812	5	and	and	CCONJ
inlawrev-27644	812	6	access	access	NOUN
inlawrev-27644	812	7	83	83	NUM
inlawrev-27644	812	8	subject	subject	ADJ
inlawrev-27644	812	9	research	research	NOUN
inlawrev-27644	812	10	limitations	limitation	NOUN
inlawrev-27644	812	11	.	.	PUNCT
inlawrev-27644	813	1	because	because	SCONJ
inlawrev-27644	813	2	401(k	401(k	NOUN
inlawrev-27644	813	3	)	)	PUNCT
inlawrev-27644	813	4	plans	plan	NOUN
inlawrev-27644	813	5	have	have	AUX
inlawrev-27644	813	6	not	not	PART
inlawrev-27644	813	7	typically	typically	ADV
inlawrev-27644	813	8	surveyed	survey	VERB
inlawrev-27644	813	9	participant	participant	ADJ
inlawrev-27644	813	10	investment	investment	NOUN
inlawrev-27644	813	11	preferences	preference	NOUN
inlawrev-27644	813	12	,	,	PUNCT
inlawrev-27644	813	13	the	the	DET
inlawrev-27644	813	14	initial	initial	ADJ
inlawrev-27644	813	15	process	process	NOUN
inlawrev-27644	813	16	expectations	expectation	NOUN
inlawrev-27644	813	17	should	should	AUX
inlawrev-27644	813	18	be	be	AUX
inlawrev-27644	813	19	relatively	relatively	ADV
inlawrev-27644	813	20	low	low	ADJ
inlawrev-27644	813	21	.	.	PUNCT
inlawrev-27644	814	1	as	as	SCONJ
inlawrev-27644	814	2	fiduciaries	fiduciary	NOUN
inlawrev-27644	814	3	and	and	CCONJ
inlawrev-27644	814	4	their	their	PRON
inlawrev-27644	814	5	service	service	NOUN
inlawrev-27644	814	6	providers	provider	NOUN
inlawrev-27644	814	7	develop	develop	VERB
inlawrev-27644	814	8	expertise	expertise	NOUN
inlawrev-27644	814	9	with	with	ADP
inlawrev-27644	814	10	participant	participant	ADJ
inlawrev-27644	814	11	surveys	survey	NOUN
inlawrev-27644	814	12	,	,	PUNCT
inlawrev-27644	814	13	the	the	DET
inlawrev-27644	814	14	expectations	expectation	NOUN
inlawrev-27644	814	15	of	of	ADP
inlawrev-27644	814	16	what	what	PRON
inlawrev-27644	814	17	constitutes	constitute	VERB
inlawrev-27644	814	18	a	a	DET
inlawrev-27644	814	19	sufficient	sufficient	ADJ
inlawrev-27644	814	20	process	process	NOUN
inlawrev-27644	814	21	should	should	AUX
inlawrev-27644	814	22	increase	increase	VERB
inlawrev-27644	814	23	,	,	PUNCT
inlawrev-27644	814	24	but	but	CCONJ
inlawrev-27644	814	25	always	always	ADV
inlawrev-27644	814	26	in	in	ADP
inlawrev-27644	814	27	the	the	DET
inlawrev-27644	814	28	context	context	NOUN
inlawrev-27644	814	29	of	of	ADP
inlawrev-27644	814	30	the	the	DET
inlawrev-27644	814	31	size	size	NOUN
inlawrev-27644	814	32	and	and	CCONJ
inlawrev-27644	814	33	other	other	ADJ
inlawrev-27644	814	34	characteristics	characteristic	NOUN
inlawrev-27644	814	35	of	of	ADP
inlawrev-27644	814	36	the	the	DET
inlawrev-27644	814	37	plan	plan	NOUN
inlawrev-27644	814	38	.	.	PUNCT
inlawrev-27644	815	1	expertise	expertise	NOUN
inlawrev-27644	815	2	is	be	AUX
inlawrev-27644	815	3	developing	develop	VERB
inlawrev-27644	815	4	due	due	ADJ
inlawrev-27644	815	5	to	to	ADP
inlawrev-27644	815	6	requirements	requirement	NOUN
inlawrev-27644	815	7	in	in	ADP
inlawrev-27644	815	8	other	other	ADJ
inlawrev-27644	815	9	jurisdictions	jurisdiction	NOUN
inlawrev-27644	815	10	.	.	PUNCT
inlawrev-27644	816	1	in	in	ADP
inlawrev-27644	816	2	september	september	PROPN
inlawrev-27644	816	3	2022	2022	NUM
inlawrev-27644	816	4	,	,	PUNCT
inlawrev-27644	816	5	the	the	DET
inlawrev-27644	816	6	e.u	e.u	PROPN
inlawrev-27644	816	7	.	.	PROPN
inlawrev-27644	816	8	issued	issue	VERB
inlawrev-27644	816	9	its	its	PRON
inlawrev-27644	816	10	final	final	ADJ
inlawrev-27644	816	11	report	report	NOUN
inlawrev-27644	816	12	on	on	ADP
inlawrev-27644	816	13	a	a	DET
inlawrev-27644	816	14	requirement	requirement	NOUN
inlawrev-27644	816	15	for	for	ADP
inlawrev-27644	816	16	investment	investment	NOUN
inlawrev-27644	816	17	managers	manager	NOUN
inlawrev-27644	816	18	and	and	CCONJ
inlawrev-27644	816	19	portfolio	portfolio	NOUN
inlawrev-27644	816	20	managers	manager	NOUN
inlawrev-27644	816	21	to	to	PART
inlawrev-27644	816	22	add	add	VERB
inlawrev-27644	816	23	client	client	NOUN
inlawrev-27644	816	24	preferences	preference	NOUN
inlawrev-27644	816	25	on	on	ADP
inlawrev-27644	816	26	esg	esg	PROPN
inlawrev-27644	816	27	issues	issue	NOUN
inlawrev-27644	816	28	to	to	ADP
inlawrev-27644	816	29	their	their	PRON
inlawrev-27644	816	30	standard	standard	ADJ
inlawrev-27644	816	31	suitability	suitability	NOUN
inlawrev-27644	816	32	determinations.2	determinations.2	VERB
inlawrev-27644	816	33	2	2	NUM
inlawrev-27644	816	34	4	4	NUM
inlawrev-27644	816	35	the	the	DET
inlawrev-27644	816	36	requirement	requirement	NOUN
inlawrev-27644	816	37	applies	apply	VERB
inlawrev-27644	816	38	to	to	ADP
inlawrev-27644	816	39	sales	sale	NOUN
inlawrev-27644	816	40	and	and	CCONJ
inlawrev-27644	816	41	recommendations	recommendation	NOUN
inlawrev-27644	816	42	for	for	ADP
inlawrev-27644	816	43	pension	pension	NOUN
inlawrev-27644	816	44	products.225	products.225	NOUN
inlawrev-27644	816	45	2	2	NUM
inlawrev-27644	816	46	.	.	NOUN
inlawrev-27644	816	47	which	which	PRON
inlawrev-27644	816	48	preferences	preference	NOUN
inlawrev-27644	816	49	matter?—a	matter?—a	VERB
inlawrev-27644	816	50	second	second	ADJ
inlawrev-27644	816	51	issue	issue	NOUN
inlawrev-27644	816	52	for	for	ADP
inlawrev-27644	816	53	plan	plan	NOUN
inlawrev-27644	816	54	fiduciaries	fiduciary	NOUN
inlawrev-27644	816	55	once	once	SCONJ
inlawrev-27644	816	56	they	they	PRON
inlawrev-27644	816	57	prudently	prudently	ADV
inlawrev-27644	816	58	determine	determine	VERB
inlawrev-27644	816	59	participant	participant	ADJ
inlawrev-27644	816	60	preferences	preference	NOUN
inlawrev-27644	816	61	is	be	AUX
inlawrev-27644	816	62	to	to	PART
inlawrev-27644	816	63	decide	decide	VERB
inlawrev-27644	816	64	which	which	DET
inlawrev-27644	816	65	preferences	preference	NOUN
inlawrev-27644	816	66	should	should	AUX
inlawrev-27644	816	67	matter	matter	VERB
inlawrev-27644	816	68	when	when	SCONJ
inlawrev-27644	816	69	establishing	establish	VERB
inlawrev-27644	816	70	or	or	CCONJ
inlawrev-27644	816	71	amending	amend	VERB
inlawrev-27644	816	72	a	a	DET
inlawrev-27644	816	73	plan	plan	NOUN
inlawrev-27644	816	74	’s	’s	PART
inlawrev-27644	816	75	investment	investment	NOUN
inlawrev-27644	816	76	menu	menu	NOUN
inlawrev-27644	816	77	.	.	PUNCT
inlawrev-27644	817	1	the	the	DET
inlawrev-27644	817	2	most	most	ADV
inlawrev-27644	817	3	challenging	challenging	ADJ
inlawrev-27644	817	4	situation	situation	NOUN
inlawrev-27644	817	5	would	would	AUX
inlawrev-27644	817	6	be	be	AUX
inlawrev-27644	817	7	if	if	SCONJ
inlawrev-27644	817	8	every	every	DET
inlawrev-27644	817	9	participant	participant	NOUN
inlawrev-27644	817	10	’s	’s	PART
inlawrev-27644	817	11	preference	preference	NOUN
inlawrev-27644	817	12	needed	need	VERB
inlawrev-27644	817	13	to	to	PART
inlawrev-27644	817	14	be	be	AUX
inlawrev-27644	817	15	treated	treat	VERB
inlawrev-27644	817	16	with	with	ADP
inlawrev-27644	817	17	equal	equal	ADJ
inlawrev-27644	817	18	weight	weight	NOUN
inlawrev-27644	817	19	.	.	PUNCT
inlawrev-27644	818	1	in	in	ADP
inlawrev-27644	818	2	one	one	NUM
inlawrev-27644	818	3	of	of	ADP
inlawrev-27644	818	4	the	the	DET
inlawrev-27644	818	5	most	most	ADV
inlawrev-27644	818	6	academically	academically	ADV
inlawrev-27644	818	7	influential	influential	ADJ
inlawrev-27644	818	8	erisa	erisa	NOUN
inlawrev-27644	818	9	articles	article	NOUN
inlawrev-27644	818	10	,	,	PUNCT
inlawrev-27644	818	11	professors	professor	NOUN
inlawrev-27644	818	12	john	john	PROPN
inlawrev-27644	818	13	langbein	langbein	PROPN
inlawrev-27644	818	14	and	and	CCONJ
inlawrev-27644	818	15	daniel	daniel	PROPN
inlawrev-27644	818	16	fischel	fischel	PROPN
inlawrev-27644	818	17	suggested	suggest	VERB
inlawrev-27644	818	18	that	that	SCONJ
inlawrev-27644	818	19	erisa	erisa	NOUN
inlawrev-27644	818	20	’s	’s	PART
inlawrev-27644	818	21	fiduciary	fiduciary	ADJ
inlawrev-27644	818	22	obligation	obligation	NOUN
inlawrev-27644	818	23	of	of	ADP
inlawrev-27644	818	24	loyalty	loyalty	NOUN
inlawrev-27644	818	25	should	should	AUX
inlawrev-27644	818	26	be	be	AUX
inlawrev-27644	818	27	interpreted	interpret	VERB
inlawrev-27644	818	28	to	to	PART
inlawrev-27644	818	29	include	include	VERB
inlawrev-27644	818	30	a	a	DET
inlawrev-27644	818	31	duty	duty	NOUN
inlawrev-27644	818	32	of	of	ADP
inlawrev-27644	818	33	impartiality.226	impartiality.226	NOUN
inlawrev-27644	818	34	the	the	DET
inlawrev-27644	818	35	implementation	implementation	NOUN
inlawrev-27644	818	36	of	of	ADP
inlawrev-27644	818	37	this	this	DET
inlawrev-27644	818	38	idea	idea	NOUN
inlawrev-27644	818	39	,	,	PUNCT
inlawrev-27644	818	40	however	however	ADV
inlawrev-27644	818	41	,	,	PUNCT
inlawrev-27644	818	42	has	have	AUX
inlawrev-27644	818	43	been	be	AUX
inlawrev-27644	818	44	problematic	problematic	ADJ
inlawrev-27644	818	45	for	for	ADP
inlawrev-27644	818	46	a	a	DET
inlawrev-27644	818	47	variety	variety	NOUN
inlawrev-27644	818	48	of	of	ADP
inlawrev-27644	818	49	reasons	reason	NOUN
inlawrev-27644	818	50	,	,	PUNCT
inlawrev-27644	818	51	including	include	VERB
inlawrev-27644	818	52	the	the	DET
inlawrev-27644	818	53	duty	duty	NOUN
inlawrev-27644	818	54	of	of	ADP
inlawrev-27644	818	55	fiduciaries	fiduciary	NOUN
inlawrev-27644	818	56	to	to	PART
inlawrev-27644	818	57	concentrate	concentrate	VERB
inlawrev-27644	818	58	on	on	ADP
inlawrev-27644	818	59	the	the	DET
inlawrev-27644	818	60	provision	provision	NOUN
inlawrev-27644	818	61	of	of	ADP
inlawrev-27644	818	62	plan	plan	NOUN
inlawrev-27644	818	63	benefits.227	benefits.227	NOUN
inlawrev-27644	818	64	applying	apply	VERB
inlawrev-27644	818	65	the	the	DET
inlawrev-27644	818	66	concept	concept	NOUN
inlawrev-27644	818	67	of	of	ADP
inlawrev-27644	818	68	impartiality	impartiality	NOUN
inlawrev-27644	818	69	to	to	ADP
inlawrev-27644	818	70	the	the	DET
inlawrev-27644	818	71	preferences	preference	NOUN
inlawrev-27644	818	72	of	of	ADP
inlawrev-27644	818	73	each	each	DET
inlawrev-27644	818	74	participant	participant	NOUN
inlawrev-27644	818	75	would	would	AUX
inlawrev-27644	818	76	be	be	AUX
inlawrev-27644	818	77	inconsistent	inconsistent	ADJ
inlawrev-27644	818	78	with	with	ADP
inlawrev-27644	818	79	the	the	DET
inlawrev-27644	818	80	duty	duty	NOUN
inlawrev-27644	818	81	of	of	ADP
inlawrev-27644	818	82	prudence	prudence	NOUN
inlawrev-27644	818	83	.	.	PUNCT
inlawrev-27644	819	1	one	one	PRON
inlawrev-27644	819	2	might	might	AUX
inlawrev-27644	819	3	imagine	imagine	VERB
inlawrev-27644	819	4	,	,	PUNCT
inlawrev-27644	819	5	as	as	ADP
inlawrev-27644	819	6	an	an	DET
inlawrev-27644	819	7	example	example	NOUN
inlawrev-27644	819	8	,	,	PUNCT
inlawrev-27644	819	9	the	the	DET
inlawrev-27644	819	10	participant	participant	NOUN
inlawrev-27644	819	11	who	who	PRON
inlawrev-27644	819	12	wants	want	VERB
inlawrev-27644	819	13	to	to	PART
inlawrev-27644	819	14	have	have	VERB
inlawrev-27644	819	15	the	the	DET
inlawrev-27644	819	16	option	option	NOUN
inlawrev-27644	819	17	to	to	PART
inlawrev-27644	819	18	invest	invest	VERB
inlawrev-27644	819	19	account	account	NOUN
inlawrev-27644	819	20	assets	asset	NOUN
inlawrev-27644	819	21	in	in	ADP
inlawrev-27644	819	22	the	the	DET
inlawrev-27644	819	23	worst	bad	ADJ
inlawrev-27644	819	24	performing	performing	NOUN
inlawrev-27644	819	25	,	,	PUNCT
inlawrev-27644	819	26	highest	high	ADJ
inlawrev-27644	819	27	fee	fee	NOUN
inlawrev-27644	819	28	mutual	mutual	ADJ
inlawrev-27644	819	29	fund	fund	NOUN
inlawrev-27644	819	30	in	in	ADP
inlawrev-27644	819	31	its	its	PRON
inlawrev-27644	819	32	category	category	NOUN
inlawrev-27644	819	33	because	because	SCONJ
inlawrev-27644	819	34	a	a	DET
inlawrev-27644	819	35	relative	relative	ADJ
inlawrev-27644	819	36	works	work	NOUN
inlawrev-27644	819	37	there	there	ADV
inlawrev-27644	819	38	.	.	PUNCT
inlawrev-27644	820	1	it	it	PRON
inlawrev-27644	820	2	simply	simply	ADV
inlawrev-27644	820	3	does	do	AUX
inlawrev-27644	820	4	not	not	PART
inlawrev-27644	820	5	make	make	VERB
inlawrev-27644	820	6	sense	sense	NOUN
inlawrev-27644	820	7	to	to	PART
inlawrev-27644	820	8	equate	equate	VERB
inlawrev-27644	820	9	that	that	DET
inlawrev-27644	820	10	preference	preference	NOUN
inlawrev-27644	820	11	with	with	ADP
inlawrev-27644	820	12	the	the	DET
inlawrev-27644	820	13	desire	desire	NOUN
inlawrev-27644	820	14	of	of	ADP
inlawrev-27644	820	15	a	a	DET
inlawrev-27644	820	16	group	group	NOUN
inlawrev-27644	820	17	of	of	ADP
inlawrev-27644	820	18	participants	participant	NOUN
inlawrev-27644	820	19	for	for	ADP
inlawrev-27644	820	20	access	access	NOUN
inlawrev-27644	820	21	to	to	ADP
inlawrev-27644	820	22	a	a	DET
inlawrev-27644	820	23	sustainable	sustainable	ADJ
inlawrev-27644	820	24	investment	investment	NOUN
inlawrev-27644	820	25	fund	fund	NOUN
inlawrev-27644	820	26	that	that	SCONJ
inlawrev-27644	820	27	the	the	DET
inlawrev-27644	820	28	plan	plan	NOUN
inlawrev-27644	820	29	fiduciary	fiduciary	ADJ
inlawrev-27644	820	30	selects	select	NOUN
inlawrev-27644	820	31	through	through	ADP
inlawrev-27644	820	32	a	a	DET
inlawrev-27644	820	33	prudent	prudent	ADJ
inlawrev-27644	820	34	process	process	NOUN
inlawrev-27644	820	35	.	.	PUNCT
inlawrev-27644	821	1	fiduciaries	fiduciary	NOUN
inlawrev-27644	821	2	that	that	PRON
inlawrev-27644	821	3	intend	intend	VERB
inlawrev-27644	821	4	to	to	PART
inlawrev-27644	821	5	consider	consider	VERB
inlawrev-27644	821	6	participant	participant	ADJ
inlawrev-27644	821	7	preferences	preference	NOUN
inlawrev-27644	821	8	should	should	AUX
inlawrev-27644	821	9	build	build	VERB
inlawrev-27644	821	10	into	into	ADP
inlawrev-27644	821	11	the	the	DET
inlawrev-27644	821	12	plan	plan	NOUN
inlawrev-27644	821	13	’s	’s	PART
inlawrev-27644	821	14	investment	investment	NOUN
inlawrev-27644	821	15	policy	policy	NOUN
inlawrev-27644	821	16	statement	statement	NOUN
inlawrev-27644	821	17	(	(	PUNCT
inlawrev-27644	821	18	ips	ips	PROPN
inlawrev-27644	821	19	)	)	PUNCT
inlawrev-27644	821	20	a	a	DET
inlawrev-27644	821	21	framework	framework	NOUN
inlawrev-27644	821	22	for	for	ADP
inlawrev-27644	821	23	the	the	DET
inlawrev-27644	821	24	analysis	analysis	NOUN
inlawrev-27644	821	25	and	and	CCONJ
inlawrev-27644	821	26	relevance	relevance	NOUN
inlawrev-27644	821	27	of	of	ADP
inlawrev-27644	821	28	preferences	preference	NOUN
inlawrev-27644	821	29	.	.	PUNCT
inlawrev-27644	822	1	consistent	consistent	ADJ
inlawrev-27644	822	2	with	with	ADP
inlawrev-27644	822	3	the	the	DET
inlawrev-27644	822	4	preamble	preamble	NOUN
inlawrev-27644	822	5	to	to	ADP
inlawrev-27644	822	6	the	the	DET
inlawrev-27644	822	7	2022	2022	NUM
inlawrev-27644	822	8	final	final	ADJ
inlawrev-27644	822	9	regulation	regulation	NOUN
inlawrev-27644	822	10	,	,	PUNCT
inlawrev-27644	822	11	the	the	DET
inlawrev-27644	822	12	ips	ip	NOUN
inlawrev-27644	822	13	should	should	AUX
inlawrev-27644	822	14	specify	specify	VERB
inlawrev-27644	822	15	the	the	DET
inlawrev-27644	822	16	facts	fact	NOUN
inlawrev-27644	822	17	and	and	CCONJ
inlawrev-27644	822	18	circumstances	circumstance	NOUN
inlawrev-27644	822	19	to	to	PART
inlawrev-27644	822	20	be	be	AUX
inlawrev-27644	822	21	considered	consider	VERB
inlawrev-27644	822	22	when	when	SCONJ
inlawrev-27644	822	23	taking	take	VERB
inlawrev-27644	822	24	participant	participant	ADJ
inlawrev-27644	822	25	preferences	preference	NOUN
inlawrev-27644	822	26	into	into	ADP
inlawrev-27644	822	27	account	account	NOUN
inlawrev-27644	822	28	for	for	ADP
inlawrev-27644	822	29	plan	plan	NOUN
inlawrev-27644	822	30	menu	menu	NOUN
inlawrev-27644	822	31	decisions.228	decisions.228	PROPN
inlawrev-27644	822	32	the	the	DET
inlawrev-27644	822	33	224	224	NUM
inlawrev-27644	822	34	.	.	PUNCT
inlawrev-27644	823	1	eur	eur	AUX
inlawrev-27644	823	2	.	.	PUNCT
inlawrev-27644	823	3	secs	sec	NOUN
inlawrev-27644	823	4	.	.	PUNCT
inlawrev-27644	824	1	and	and	CCONJ
inlawrev-27644	824	2	mkts	mkts	NOUN
inlawrev-27644	824	3	.	.	PUNCT
inlawrev-27644	825	1	auth	auth	PROPN
inlawrev-27644	825	2	.	.	PUNCT
inlawrev-27644	826	1	final	final	ADJ
inlawrev-27644	826	2	report	report	NOUN
inlawrev-27644	826	3	:	:	PUNCT
inlawrev-27644	826	4	guidelines	guideline	NOUN
inlawrev-27644	826	5	on	on	ADP
inlawrev-27644	826	6	certain	certain	ADJ
inlawrev-27644	826	7	aspects	aspect	NOUN
inlawrev-27644	826	8	of	of	ADP
inlawrev-27644	826	9	the	the	DET
inlawrev-27644	826	10	mifid	mifid	ADJ
inlawrev-27644	826	11	ii	ii	NOUN
inlawrev-27644	826	12	suitability	suitability	NOUN
inlawrev-27644	826	13	requirements	requirement	NOUN
inlawrev-27644	826	14	,	,	PUNCT
inlawrev-27644	826	15	42	42	NUM
inlawrev-27644	826	16	-	-	SYM
inlawrev-27644	826	17	43	43	NUM
inlawrev-27644	826	18	(	(	PUNCT
inlawrev-27644	826	19	2022	2022	NUM
inlawrev-27644	826	20	)	)	PUNCT
inlawrev-27644	826	21	,	,	PUNCT
inlawrev-27644	826	22	https://www.esma.europa.eu/sites/	https://www.esma.europa.eu/sites/	NOUN
inlawrev-27644	826	23	default	default	NOUN
inlawrev-27644	826	24	/	/	SYM
inlawrev-27644	826	25	files	file	NOUN
inlawrev-27644	826	26	/	/	SYM
inlawrev-27644	826	27	library	library	NOUN
inlawrev-27644	826	28	/	/	SYM
inlawrev-27644	826	29	esma35	esma35	NOUN
inlawrev-27644	826	30	-	-	PUNCT
inlawrev-27644	826	31	43	43	NUM
inlawrev-27644	826	32	-	-	SYM
inlawrev-27644	826	33	3172_final_report_on_mifid_ii_guidelines_on_suitability.pdf	3172_final_report_on_mifid_ii_guidelines_on_suitability.pdf	NUM
inlawrev-27644	826	34	[	[	X
inlawrev-27644	826	35	https://perma.cc/a64v-cjg2	https://perma.cc/a64v-cjg2	PROPN
inlawrev-27644	826	36	]	]	PUNCT
inlawrev-27644	826	37	.	.	PUNCT
inlawrev-27644	827	1	225	225	NUM
inlawrev-27644	827	2	.	.	PUNCT
inlawrev-27644	827	3	peter	peter	PROPN
inlawrev-27644	827	4	konwitschka	konwitschka	PROPN
inlawrev-27644	827	5	&	&	CCONJ
inlawrev-27644	827	6	daniel	daniel	PROPN
inlawrev-27644	827	7	höhnl	höhnl	PROPN
inlawrev-27644	827	8	,	,	PUNCT
inlawrev-27644	827	9	insurance	insurance	NOUN
inlawrev-27644	827	10	and	and	CCONJ
inlawrev-27644	827	11	esg	esg	PROPN
inlawrev-27644	827	12	,	,	PUNCT
inlawrev-27644	827	13	schonherr	schonherr	PROPN
inlawrev-27644	827	14	(	(	PUNCT
inlawrev-27644	827	15	feb	feb	PROPN
inlawrev-27644	827	16	.	.	PROPN
inlawrev-27644	827	17	1	1	NUM
inlawrev-27644	827	18	,	,	PUNCT
inlawrev-27644	827	19	2023	2023	NUM
inlawrev-27644	827	20	)	)	PUNCT
inlawrev-27644	827	21	,	,	PUNCT
inlawrev-27644	827	22	https://www.schoenherr.eu/content/insurance-and-esg/	https://www.schoenherr.eu/content/insurance-and-esg/	PROPN
inlawrev-27644	827	23	[	[	X
inlawrev-27644	827	24	https://perma.cc/ncq9-jk2w	https://perma.cc/ncq9-jk2w	PROPN
inlawrev-27644	827	25	]	]	PUNCT
inlawrev-27644	827	26	.	.	PUNCT
inlawrev-27644	828	1	226	226	NUM
inlawrev-27644	828	2	.	.	PUNCT
inlawrev-27644	829	1	daniel	daniel	PROPN
inlawrev-27644	829	2	fischel	fischel	PROPN
inlawrev-27644	829	3	&	&	CCONJ
inlawrev-27644	829	4	john	john	PROPN
inlawrev-27644	829	5	h.	h.	PROPN
inlawrev-27644	829	6	langbein	langbein	PROPN
inlawrev-27644	829	7	,	,	PUNCT
inlawrev-27644	829	8	erisa	erisa	PROPN
inlawrev-27644	829	9	’s	’s	PART
inlawrev-27644	829	10	fundamental	fundamental	ADJ
inlawrev-27644	829	11	contradiction	contradiction	NOUN
inlawrev-27644	829	12	:	:	PUNCT
inlawrev-27644	829	13	the	the	DET
inlawrev-27644	829	14	exclusive	exclusive	ADJ
inlawrev-27644	829	15	benefit	benefit	NOUN
inlawrev-27644	829	16	rule	rule	NOUN
inlawrev-27644	829	17	,	,	PUNCT
inlawrev-27644	829	18	55	55	NUM
inlawrev-27644	829	19	u.	u.	NOUN
inlawrev-27644	829	20	chi	chi	PROPN
inlawrev-27644	829	21	.	.	PUNCT
inlawrev-27644	830	1	l.	l.	PROPN
inlawrev-27644	830	2	rev	rev	PROPN
inlawrev-27644	830	3	.	.	PROPN
inlawrev-27644	830	4	1105	1105	NUM
inlawrev-27644	830	5	,	,	PUNCT
inlawrev-27644	830	6	1159	1159	NUM
inlawrev-27644	830	7	-	-	SYM
inlawrev-27644	830	8	60	60	NUM
inlawrev-27644	830	9	(	(	PUNCT
inlawrev-27644	830	10	1988	1988	NUM
inlawrev-27644	830	11	)	)	PUNCT
inlawrev-27644	830	12	.	.	PUNCT
inlawrev-27644	831	1	227	227	NUM
inlawrev-27644	831	2	.	.	PUNCT
inlawrev-27644	832	1	peter	peter	PROPN
inlawrev-27644	832	2	j.	j.	PROPN
inlawrev-27644	832	3	weidenbeck	weidenbeck	PROPN
inlawrev-27644	832	4	,	,	PUNCT
inlawrev-27644	832	5	untrustworthy	untrustworthy	ADJ
inlawrev-27644	832	6	:	:	PUNCT
inlawrev-27644	832	7	erisa	erisa	NOUN
inlawrev-27644	832	8	’s	’s	PART
inlawrev-27644	832	9	eroded	erode	VERB
inlawrev-27644	832	10	fiduciary	fiduciary	ADJ
inlawrev-27644	832	11	law	law	NOUN
inlawrev-27644	832	12	,	,	PUNCT
inlawrev-27644	832	13	59	59	NUM
inlawrev-27644	832	14	wm	wm	PROPN
inlawrev-27644	832	15	.	.	PROPN
inlawrev-27644	832	16	&	&	CCONJ
inlawrev-27644	832	17	mary	mary	PROPN
inlawrev-27644	832	18	l.	l.	PROPN
inlawrev-27644	832	19	rev	rev	PROPN
inlawrev-27644	832	20	.	.	PROPN
inlawrev-27644	832	21	1007	1007	NUM
inlawrev-27644	832	22	,	,	PUNCT
inlawrev-27644	832	23	1022	1022	NUM
inlawrev-27644	832	24	-	-	SYM
inlawrev-27644	832	25	23	23	NUM
inlawrev-27644	832	26	(	(	PUNCT
inlawrev-27644	832	27	2018	2018	NUM
inlawrev-27644	832	28	)	)	PUNCT
inlawrev-27644	832	29	.	.	PUNCT
inlawrev-27644	833	1	228	228	NUM
inlawrev-27644	833	2	.	.	PUNCT
inlawrev-27644	833	3	2022	2022	NUM
inlawrev-27644	833	4	final	final	ADJ
inlawrev-27644	833	5	regulation	regulation	NOUN
inlawrev-27644	833	6	,	,	PUNCT
inlawrev-27644	833	7	87	87	NUM
inlawrev-27644	833	8	fed	fed	PROPN
inlawrev-27644	833	9	.	.	PUNCT
inlawrev-27644	834	1	reg	reg	PROPN
inlawrev-27644	834	2	.	.	PUNCT
inlawrev-27644	835	1	73822	73822	NUM
inlawrev-27644	835	2	,	,	PUNCT
inlawrev-27644	835	3	73842	73842	NUM
inlawrev-27644	835	4	(	(	PUNCT
inlawrev-27644	835	5	dec	dec	PROPN
inlawrev-27644	835	6	.	.	PROPN
inlawrev-27644	835	7	1	1	NUM
inlawrev-27644	835	8	,	,	PUNCT
inlawrev-27644	835	9	2022	2022	NUM
inlawrev-27644	835	10	)	)	PUNCT
inlawrev-27644	835	11	,	,	PUNCT
inlawrev-27644	835	12	codified	codify	VERB
inlawrev-27644	835	13	at	at	ADP
inlawrev-27644	835	14	29	29	NUM
inlawrev-27644	835	15	c.f.r	c.f.r	NOUN
inlawrev-27644	835	16	.	.	PUNCT
inlawrev-27644	836	1	§	§	PROPN
inlawrev-27644	836	2	2550	2550	NUM
inlawrev-27644	836	3	.	.	PUNCT
inlawrev-27644	837	1	84	84	NUM
inlawrev-27644	837	2	indiana	indiana	PROPN
inlawrev-27644	837	3	law	law	PROPN
inlawrev-27644	837	4	review	review	NOUN
inlawrev-27644	837	5	[	[	X
inlawrev-27644	837	6	vol	vol	NOUN
inlawrev-27644	837	7	.	.	PUNCT
inlawrev-27644	838	1	57:53	57:53	NUM
inlawrev-27644	838	2	ips	ip	NOUN
inlawrev-27644	838	3	should	should	AUX
inlawrev-27644	838	4	be	be	AUX
inlawrev-27644	838	5	clear	clear	ADJ
inlawrev-27644	838	6	that	that	SCONJ
inlawrev-27644	838	7	the	the	DET
inlawrev-27644	838	8	fiduciaries	fiduciary	NOUN
inlawrev-27644	838	9	’	'	PUNCT
inlawrev-27644	838	10	objective	objective	NOUN
inlawrev-27644	838	11	in	in	ADP
inlawrev-27644	838	12	considering	consider	VERB
inlawrev-27644	838	13	preferences	preference	NOUN
inlawrev-27644	838	14	is	be	AUX
inlawrev-27644	838	15	to	to	PART
inlawrev-27644	838	16	further	further	VERB
inlawrev-27644	838	17	the	the	DET
inlawrev-27644	838	18	purposes	purpose	NOUN
inlawrev-27644	838	19	of	of	ADP
inlawrev-27644	838	20	the	the	DET
inlawrev-27644	838	21	plan.229	plan.229	PROPN
inlawrev-27644	838	22	for	for	ADP
inlawrev-27644	838	23	example	example	NOUN
inlawrev-27644	838	24	,	,	PUNCT
inlawrev-27644	838	25	relevant	relevant	ADJ
inlawrev-27644	838	26	factors	factor	NOUN
inlawrev-27644	838	27	might	might	AUX
inlawrev-27644	838	28	be	be	AUX
inlawrev-27644	838	29	the	the	DET
inlawrev-27644	838	30	current	current	ADJ
inlawrev-27644	838	31	participation	participation	NOUN
inlawrev-27644	838	32	and	and	CCONJ
inlawrev-27644	838	33	contribution	contribution	NOUN
inlawrev-27644	838	34	rates	rate	NOUN
inlawrev-27644	838	35	of	of	ADP
inlawrev-27644	838	36	subgroups	subgroup	NOUN
inlawrev-27644	838	37	of	of	ADP
inlawrev-27644	838	38	participants	participant	NOUN
inlawrev-27644	838	39	who	who	PRON
inlawrev-27644	838	40	may	may	AUX
inlawrev-27644	838	41	be	be	AUX
inlawrev-27644	838	42	encouraged	encourage	VERB
inlawrev-27644	838	43	to	to	PART
inlawrev-27644	838	44	save	save	VERB
inlawrev-27644	838	45	more	more	ADJ
inlawrev-27644	838	46	if	if	SCONJ
inlawrev-27644	838	47	they	they	PRON
inlawrev-27644	838	48	have	have	VERB
inlawrev-27644	838	49	access	access	NOUN
inlawrev-27644	838	50	to	to	ADP
inlawrev-27644	838	51	investments	investment	NOUN
inlawrev-27644	838	52	that	that	SCONJ
inlawrev-27644	838	53	accord	accord	NOUN
inlawrev-27644	838	54	with	with	ADP
inlawrev-27644	838	55	their	their	PRON
inlawrev-27644	838	56	preferences	preference	NOUN
inlawrev-27644	838	57	.	.	PUNCT
inlawrev-27644	839	1	3	3	X
inlawrev-27644	839	2	.	.	X
inlawrev-27644	839	3	prudent	prudent	ADJ
inlawrev-27644	839	4	limits	limit	NOUN
inlawrev-27644	839	5	on	on	ADP
inlawrev-27644	839	6	the	the	DET
inlawrev-27644	839	7	number	number	NOUN
inlawrev-27644	839	8	of	of	ADP
inlawrev-27644	839	9	menu	menu	NOUN
inlawrev-27644	839	10	options.—at	options.—at	NOUN
inlawrev-27644	839	11	least	least	ADV
inlawrev-27644	839	12	one	one	NUM
inlawrev-27644	839	13	commenter	commenter	NOUN
inlawrev-27644	839	14	has	have	AUX
inlawrev-27644	839	15	asserted	assert	VERB
inlawrev-27644	839	16	that	that	SCONJ
inlawrev-27644	839	17	it	it	PRON
inlawrev-27644	839	18	is	be	AUX
inlawrev-27644	839	19	imprudent	imprudent	ADJ
inlawrev-27644	839	20	for	for	ADP
inlawrev-27644	839	21	a	a	DET
inlawrev-27644	839	22	401(k	401(k	PROPN
inlawrev-27644	839	23	)	)	PUNCT
inlawrev-27644	839	24	plan	plan	NOUN
inlawrev-27644	839	25	to	to	PART
inlawrev-27644	839	26	have	have	AUX
inlawrev-27644	839	27	too	too	ADV
inlawrev-27644	839	28	large	large	ADJ
inlawrev-27644	839	29	of	of	ADP
inlawrev-27644	839	30	a	a	DET
inlawrev-27644	839	31	menu	menu	NOUN
inlawrev-27644	839	32	of	of	ADP
inlawrev-27644	839	33	investment	investment	NOUN
inlawrev-27644	839	34	options.230	options.230	NOUN
inlawrev-27644	839	35	the	the	DET
inlawrev-27644	839	36	theory	theory	NOUN
inlawrev-27644	839	37	is	be	AUX
inlawrev-27644	839	38	that	that	SCONJ
inlawrev-27644	839	39	,	,	PUNCT
inlawrev-27644	839	40	as	as	SCONJ
inlawrev-27644	839	41	discussed	discuss	VERB
inlawrev-27644	839	42	above	above	ADV
inlawrev-27644	839	43	,	,	PUNCT
inlawrev-27644	839	44	when	when	SCONJ
inlawrev-27644	839	45	participants	participant	NOUN
inlawrev-27644	839	46	confront	confront	VERB
inlawrev-27644	839	47	too	too	ADV
inlawrev-27644	839	48	many	many	ADJ
inlawrev-27644	839	49	choices	choice	NOUN
inlawrev-27644	839	50	they	they	PRON
inlawrev-27644	839	51	are	be	AUX
inlawrev-27644	839	52	less	less	ADV
inlawrev-27644	839	53	likely	likely	ADJ
inlawrev-27644	839	54	to	to	PART
inlawrev-27644	839	55	participate	participate	VERB
inlawrev-27644	839	56	in	in	ADP
inlawrev-27644	839	57	the	the	DET
inlawrev-27644	839	58	plan	plan	NOUN
inlawrev-27644	839	59	or	or	CCONJ
inlawrev-27644	839	60	they	they	PRON
inlawrev-27644	839	61	may	may	AUX
inlawrev-27644	839	62	apply	apply	VERB
inlawrev-27644	839	63	heuristics	heuristic	NOUN
inlawrev-27644	839	64	or	or	CCONJ
inlawrev-27644	839	65	other	other	ADJ
inlawrev-27644	839	66	reasoning	reasoning	NOUN
inlawrev-27644	839	67	that	that	PRON
inlawrev-27644	839	68	leads	lead	VERB
inlawrev-27644	839	69	to	to	ADP
inlawrev-27644	839	70	suboptimal	suboptimal	ADJ
inlawrev-27644	839	71	investment	investment	NOUN
inlawrev-27644	839	72	choices.231	choices.231	NOUN
inlawrev-27644	839	73	no	no	DET
inlawrev-27644	839	74	court	court	NOUN
inlawrev-27644	839	75	decision	decision	NOUN
inlawrev-27644	839	76	seems	seem	VERB
inlawrev-27644	839	77	to	to	PART
inlawrev-27644	839	78	exist	exist	VERB
inlawrev-27644	839	79	,	,	PUNCT
inlawrev-27644	839	80	however	however	ADV
inlawrev-27644	839	81	,	,	PUNCT
inlawrev-27644	839	82	holding	hold	VERB
inlawrev-27644	839	83	fiduciaries	fiduciary	NOUN
inlawrev-27644	839	84	liable	liable	ADJ
inlawrev-27644	839	85	because	because	SCONJ
inlawrev-27644	839	86	a	a	DET
inlawrev-27644	839	87	plan	plan	NOUN
inlawrev-27644	839	88	menu	menu	NOUN
inlawrev-27644	839	89	has	have	VERB
inlawrev-27644	839	90	too	too	ADV
inlawrev-27644	839	91	many	many	ADJ
inlawrev-27644	839	92	options	option	NOUN
inlawrev-27644	839	93	.	.	PUNCT
inlawrev-27644	840	1	until	until	SCONJ
inlawrev-27644	840	2	the	the	DET
inlawrev-27644	840	3	supreme	supreme	PROPN
inlawrev-27644	840	4	court	court	PROPN
inlawrev-27644	840	5	’s	’s	PART
inlawrev-27644	840	6	2022	2022	NUM
inlawrev-27644	840	7	decision	decision	NOUN
inlawrev-27644	840	8	hughes	hughe	NOUN
inlawrev-27644	840	9	v.	v.	ADP
inlawrev-27644	840	10	northwestern	northwestern	PROPN
inlawrev-27644	840	11	university,232	university,232	PROPN
inlawrev-27644	840	12	the	the	DET
inlawrev-27644	840	13	incentives	incentive	NOUN
inlawrev-27644	840	14	for	for	ADP
inlawrev-27644	840	15	fiduciaries	fiduciary	NOUN
inlawrev-27644	840	16	were	be	AUX
inlawrev-27644	840	17	exactly	exactly	ADV
inlawrev-27644	840	18	the	the	DET
inlawrev-27644	840	19	opposite	opposite	NOUN
inlawrev-27644	840	20	.	.	PUNCT
inlawrev-27644	841	1	under	under	ADP
inlawrev-27644	841	2	the	the	DET
inlawrev-27644	841	3	large	large	ADJ
inlawrev-27644	841	4	menu	menu	NOUN
inlawrev-27644	841	5	defense	defense	NOUN
inlawrev-27644	841	6	,	,	PUNCT
inlawrev-27644	841	7	fiduciaries	fiduciary	NOUN
inlawrev-27644	841	8	successfully	successfully	ADV
inlawrev-27644	841	9	argued	argue	VERB
inlawrev-27644	841	10	in	in	ADP
inlawrev-27644	841	11	some	some	DET
inlawrev-27644	841	12	jurisdictions	jurisdiction	NOUN
inlawrev-27644	841	13	that	that	SCONJ
inlawrev-27644	841	14	if	if	SCONJ
inlawrev-27644	841	15	the	the	DET
inlawrev-27644	841	16	plan	plan	NOUN
inlawrev-27644	841	17	menu	menu	NOUN
inlawrev-27644	841	18	included	include	VERB
inlawrev-27644	841	19	even	even	ADV
inlawrev-27644	841	20	one	one	NUM
inlawrev-27644	841	21	prudent	prudent	ADJ
inlawrev-27644	841	22	option	option	NOUN
inlawrev-27644	841	23	then	then	ADV
inlawrev-27644	841	24	they	they	PRON
inlawrev-27644	841	25	had	have	AUX
inlawrev-27644	841	26	met	meet	VERB
inlawrev-27644	841	27	their	their	PRON
inlawrev-27644	841	28	fiduciary	fiduciary	ADJ
inlawrev-27644	841	29	duty	duty	NOUN
inlawrev-27644	841	30	as	as	ADP
inlawrev-27644	841	31	to	to	ADP
inlawrev-27644	841	32	the	the	DET
inlawrev-27644	841	33	entire	entire	ADJ
inlawrev-27644	841	34	menu	menu	NOUN
inlawrev-27644	841	35	.	.	PUNCT
inlawrev-27644	842	1	the	the	DET
inlawrev-27644	842	2	supreme	supreme	PROPN
inlawrev-27644	842	3	court	court	PROPN
inlawrev-27644	842	4	rejected	reject	VERB
inlawrev-27644	842	5	that	that	DET
inlawrev-27644	842	6	defense	defense	NOUN
inlawrev-27644	842	7	,	,	PUNCT
inlawrev-27644	842	8	holding	hold	VERB
inlawrev-27644	842	9	that	that	SCONJ
inlawrev-27644	842	10	each	each	PRON
inlawrev-27644	842	11	of	of	ADP
inlawrev-27644	842	12	the	the	DET
inlawrev-27644	842	13	plan	plan	NOUN
inlawrev-27644	842	14	’s	’s	PART
inlawrev-27644	842	15	investment	investment	NOUN
inlawrev-27644	842	16	options	option	NOUN
inlawrev-27644	842	17	must	must	AUX
inlawrev-27644	842	18	be	be	AUX
inlawrev-27644	842	19	prudent	prudent	ADJ
inlawrev-27644	842	20	when	when	SCONJ
inlawrev-27644	842	21	evaluated	evaluate	VERB
inlawrev-27644	842	22	on	on	ADP
inlawrev-27644	842	23	an	an	DET
inlawrev-27644	842	24	ongoing	ongoing	ADJ
inlawrev-27644	842	25	basis.233	basis.233	NOUN
inlawrev-27644	842	26	that	that	PRON
inlawrev-27644	842	27	decision	decision	NOUN
inlawrev-27644	842	28	flipped	flip	VERB
inlawrev-27644	842	29	the	the	DET
inlawrev-27644	842	30	incentive	incentive	NOUN
inlawrev-27644	842	31	for	for	ADP
inlawrev-27644	842	32	plan	plan	NOUN
inlawrev-27644	842	33	fiduciaries	fiduciary	NOUN
inlawrev-27644	842	34	on	on	ADP
inlawrev-27644	842	35	menu	menu	NOUN
inlawrev-27644	842	36	size	size	NOUN
inlawrev-27644	842	37	.	.	PUNCT
inlawrev-27644	843	1	it	it	PRON
inlawrev-27644	843	2	should	should	AUX
inlawrev-27644	843	3	be	be	AUX
inlawrev-27644	843	4	substantially	substantially	ADV
inlawrev-27644	843	5	easier	easy	ADJ
inlawrev-27644	843	6	and	and	CCONJ
inlawrev-27644	843	7	more	more	ADV
inlawrev-27644	843	8	efficient	efficient	ADJ
inlawrev-27644	843	9	for	for	SCONJ
inlawrev-27644	843	10	fiduciaries	fiduciary	NOUN
inlawrev-27644	843	11	to	to	PART
inlawrev-27644	843	12	monitor	monitor	VERB
inlawrev-27644	843	13	the	the	DET
inlawrev-27644	843	14	options	option	NOUN
inlawrev-27644	843	15	on	on	ADP
inlawrev-27644	843	16	a	a	DET
inlawrev-27644	843	17	smaller	small	ADJ
inlawrev-27644	843	18	rather	rather	ADV
inlawrev-27644	843	19	than	than	ADP
inlawrev-27644	843	20	a	a	DET
inlawrev-27644	843	21	larger	large	ADJ
inlawrev-27644	843	22	plan	plan	NOUN
inlawrev-27644	843	23	menu	menu	NOUN
inlawrev-27644	843	24	.	.	PUNCT
inlawrev-27644	844	1	tension	tension	NOUN
inlawrev-27644	844	2	exists	exist	VERB
inlawrev-27644	844	3	between	between	ADP
inlawrev-27644	844	4	,	,	PUNCT
inlawrev-27644	844	5	on	on	ADP
inlawrev-27644	844	6	one	one	NUM
inlawrev-27644	844	7	hand	hand	NOUN
inlawrev-27644	844	8	,	,	PUNCT
inlawrev-27644	844	9	a	a	DET
inlawrev-27644	844	10	fiduciary	fiduciary	NOUN
inlawrev-27644	844	11	’s	’s	PART
inlawrev-27644	844	12	interest	interest	NOUN
inlawrev-27644	844	13	in	in	ADP
inlawrev-27644	844	14	providing	provide	VERB
inlawrev-27644	844	15	investments	investment	NOUN
inlawrev-27644	844	16	that	that	PRON
inlawrev-27644	844	17	align	align	VERB
inlawrev-27644	844	18	with	with	ADP
inlawrev-27644	844	19	participant	participant	ADJ
inlawrev-27644	844	20	preferences	preference	NOUN
inlawrev-27644	844	21	,	,	PUNCT
inlawrev-27644	844	22	and	and	CCONJ
inlawrev-27644	844	23	on	on	ADP
inlawrev-27644	844	24	the	the	DET
inlawrev-27644	844	25	other	other	ADJ
inlawrev-27644	844	26	hand	hand	NOUN
inlawrev-27644	844	27	the	the	DET
inlawrev-27644	844	28	research	research	NOUN
inlawrev-27644	844	29	showing	show	VERB
inlawrev-27644	844	30	smaller	small	ADJ
inlawrev-27644	844	31	menus	menu	NOUN
inlawrev-27644	844	32	encourage	encourage	VERB
inlawrev-27644	844	33	participation	participation	NOUN
inlawrev-27644	844	34	and	and	CCONJ
inlawrev-27644	844	35	better	well	ADJ
inlawrev-27644	844	36	investment	investment	NOUN
inlawrev-27644	844	37	choice	choice	NOUN
inlawrev-27644	844	38	as	as	ADV
inlawrev-27644	844	39	well	well	ADV
inlawrev-27644	844	40	as	as	ADP
inlawrev-27644	844	41	the	the	DET
inlawrev-27644	844	42	fiduciary	fiduciary	NOUN
inlawrev-27644	844	43	’s	’s	PART
inlawrev-27644	844	44	self	self	NOUN
inlawrev-27644	844	45	-	-	PUNCT
inlawrev-27644	844	46	interest	interest	NOUN
inlawrev-27644	844	47	in	in	ADP
inlawrev-27644	844	48	having	have	VERB
inlawrev-27644	844	49	a	a	DET
inlawrev-27644	844	50	menu	menu	NOUN
inlawrev-27644	844	51	size	size	NOUN
inlawrev-27644	844	52	that	that	PRON
inlawrev-27644	844	53	is	be	AUX
inlawrev-27644	844	54	manageable	manageable	ADJ
inlawrev-27644	844	55	to	to	PART
inlawrev-27644	844	56	monitor	monitor	VERB
inlawrev-27644	844	57	.	.	PUNCT
inlawrev-27644	845	1	the	the	DET
inlawrev-27644	845	2	dol	dol	NOUN
inlawrev-27644	845	3	’s	’s	PART
inlawrev-27644	845	4	“	"	PUNCT
inlawrev-27644	845	5	facts	fact	NOUN
inlawrev-27644	845	6	and	and	CCONJ
inlawrev-27644	845	7	circumstances	circumstance	NOUN
inlawrev-27644	845	8	”	"	PUNCT
inlawrev-27644	845	9	guidance	guidance	NOUN
inlawrev-27644	845	10	provides	provide	VERB
inlawrev-27644	845	11	fiduciaries	fiduciary	NOUN
inlawrev-27644	845	12	with	with	ADP
inlawrev-27644	845	13	the	the	DET
inlawrev-27644	845	14	latitude	latitude	NOUN
inlawrev-27644	845	15	to	to	PART
inlawrev-27644	845	16	balance	balance	VERB
inlawrev-27644	845	17	these	these	DET
inlawrev-27644	845	18	interests	interest	NOUN
inlawrev-27644	845	19	in	in	ADP
inlawrev-27644	845	20	favor	favor	NOUN
inlawrev-27644	845	21	of	of	ADP
inlawrev-27644	845	22	the	the	DET
inlawrev-27644	845	23	plan	plan	NOUN
inlawrev-27644	845	24	for	for	ADP
inlawrev-27644	845	25	which	which	PRON
inlawrev-27644	845	26	the	the	DET
inlawrev-27644	845	27	fiduciaries	fiduciary	NOUN
inlawrev-27644	845	28	are	be	AUX
inlawrev-27644	845	29	responsible	responsible	ADJ
inlawrev-27644	845	30	.	.	PUNCT
inlawrev-27644	846	1	the	the	DET
inlawrev-27644	846	2	recommendation	recommendation	NOUN
inlawrev-27644	846	3	above	above	ADP
inlawrev-27644	846	4	that	that	SCONJ
inlawrev-27644	846	5	fiduciaries	fiduciary	NOUN
inlawrev-27644	846	6	should	should	AUX
inlawrev-27644	846	7	address	address	VERB
inlawrev-27644	846	8	issues	issue	NOUN
inlawrev-27644	846	9	related	relate	VERB
inlawrev-27644	846	10	to	to	ADP
inlawrev-27644	846	11	participant	participant	ADJ
inlawrev-27644	846	12	preferences	preference	NOUN
inlawrev-27644	846	13	in	in	ADP
inlawrev-27644	846	14	the	the	DET
inlawrev-27644	846	15	plan	plan	NOUN
inlawrev-27644	846	16	’s	’s	PART
inlawrev-27644	846	17	ips	ip	NOUN
inlawrev-27644	846	18	should	should	AUX
inlawrev-27644	846	19	serve	serve	VERB
inlawrev-27644	846	20	to	to	PART
inlawrev-27644	846	21	help	help	VERB
inlawrev-27644	846	22	ensure	ensure	VERB
inlawrev-27644	846	23	fiduciary	fiduciary	ADJ
inlawrev-27644	846	24	decisions	decision	NOUN
inlawrev-27644	846	25	follow	follow	VERB
inlawrev-27644	846	26	an	an	DET
inlawrev-27644	846	27	appropriate	appropriate	ADJ
inlawrev-27644	846	28	process	process	NOUN
inlawrev-27644	846	29	and	and	CCONJ
inlawrev-27644	846	30	thus	thus	ADV
inlawrev-27644	846	31	meet	meet	VERB
inlawrev-27644	846	32	the	the	DET
inlawrev-27644	846	33	duty	duty	NOUN
inlawrev-27644	846	34	of	of	ADP
inlawrev-27644	846	35	prudence	prudence	NOUN
inlawrev-27644	846	36	.	.	PUNCT
inlawrev-27644	847	1	b.	b.	PROPN
inlawrev-27644	847	2	fund	fund	PROPN
inlawrev-27644	847	3	selection	selection	PROPN
inlawrev-27644	847	4	a	a	DET
inlawrev-27644	847	5	fiduciary	fiduciary	NOUN
inlawrev-27644	847	6	that	that	PRON
inlawrev-27644	847	7	has	have	AUX
inlawrev-27644	847	8	determined	determine	VERB
inlawrev-27644	847	9	that	that	SCONJ
inlawrev-27644	847	10	it	it	PRON
inlawrev-27644	847	11	is	be	AUX
inlawrev-27644	847	12	appropriate	appropriate	ADJ
inlawrev-27644	847	13	,	,	PUNCT
inlawrev-27644	847	14	given	give	VERB
inlawrev-27644	847	15	participant	participant	ADJ
inlawrev-27644	847	16	preferences	preference	NOUN
inlawrev-27644	847	17	,	,	PUNCT
inlawrev-27644	847	18	to	to	PART
inlawrev-27644	847	19	include	include	VERB
inlawrev-27644	847	20	a	a	DET
inlawrev-27644	847	21	sustainable	sustainable	ADJ
inlawrev-27644	847	22	fund	fund	NOUN
inlawrev-27644	847	23	option	option	NOUN
inlawrev-27644	847	24	on	on	ADP
inlawrev-27644	847	25	a	a	DET
inlawrev-27644	847	26	401(k	401(k	PROPN
inlawrev-27644	847	27	)	)	PUNCT
inlawrev-27644	847	28	menu	menu	NOUN
inlawrev-27644	847	29	must	must	AUX
inlawrev-27644	847	30	then	then	ADV
inlawrev-27644	847	31	meet	meet	VERB
inlawrev-27644	847	32	its	its	PRON
inlawrev-27644	847	33	duty	duty	NOUN
inlawrev-27644	847	34	of	of	ADP
inlawrev-27644	847	35	prudence234	prudence234	PROPN
inlawrev-27644	847	36	when	when	SCONJ
inlawrev-27644	847	37	choosing	choose	VERB
inlawrev-27644	847	38	a	a	DET
inlawrev-27644	847	39	specific	specific	ADJ
inlawrev-27644	847	40	fund	fund	NOUN
inlawrev-27644	847	41	.	.	PUNCT
inlawrev-27644	848	1	the	the	DET
inlawrev-27644	848	2	first	first	ADJ
inlawrev-27644	848	3	subsection	subsection	NOUN
inlawrev-27644	848	4	229	229	NUM
inlawrev-27644	848	5	.	.	PUNCT
inlawrev-27644	849	1	i	i	PRON
inlawrev-27644	849	2	d.	d.	PROPN
inlawrev-27644	849	3	at	at	ADP
inlawrev-27644	849	4	73885	73885	NUM
inlawrev-27644	849	5	.	.	PUNCT
inlawrev-27644	850	1	230	230	NUM
inlawrev-27644	850	2	.	.	PUNCT
inlawrev-27644	851	1	william	william	PROPN
inlawrev-27644	851	2	a.	a.	PROPN
inlawrev-27644	851	3	birdthistle	birdthistle	PROPN
inlawrev-27644	851	4	,	,	PUNCT
inlawrev-27644	851	5	federalism	federalism	NOUN
inlawrev-27644	851	6	of	of	ADP
inlawrev-27644	851	7	personal	personal	ADJ
inlawrev-27644	851	8	finance	finance	NOUN
inlawrev-27644	851	9	:	:	PUNCT
inlawrev-27644	851	10	state	state	PROPN
inlawrev-27644	851	11	&	&	CCONJ
inlawrev-27644	851	12	federal	federal	ADJ
inlawrev-27644	851	13	retirement	retirement	NOUN
inlawrev-27644	851	14	plans	plan	NOUN
inlawrev-27644	851	15	,	,	PUNCT
inlawrev-27644	851	16	41	41	NUM
inlawrev-27644	851	17	seattle	seattle	PROPN
inlawrev-27644	851	18	u.	u.	PROPN
inlawrev-27644	851	19	l.	l.	PROPN
inlawrev-27644	851	20	rev	rev	PROPN
inlawrev-27644	851	21	.	.	PROPN
inlawrev-27644	851	22	367	367	NUM
inlawrev-27644	851	23	,	,	PUNCT
inlawrev-27644	851	24	372	372	NUM
inlawrev-27644	851	25	(	(	PUNCT
inlawrev-27644	851	26	2018	2018	NUM
inlawrev-27644	851	27	)	)	PUNCT
inlawrev-27644	851	28	.	.	PUNCT
inlawrev-27644	852	1	231	231	NUM
inlawrev-27644	852	2	.	.	PUNCT
inlawrev-27644	853	1	i	i	PRON
inlawrev-27644	853	2	d.	d.	PROPN
inlawrev-27644	853	3	;	;	PUNCT
inlawrev-27644	853	4	supra	supra	PROPN
inlawrev-27644	853	5	text	text	NOUN
inlawrev-27644	853	6	accompanying	accompanying	ADJ
inlawrev-27644	853	7	notes	note	NOUN
inlawrev-27644	853	8	171	171	NUM
inlawrev-27644	853	9	-	-	SYM
inlawrev-27644	853	10	72	72	NUM
inlawrev-27644	853	11	.	.	PUNCT
inlawrev-27644	854	1	232	232	NUM
inlawrev-27644	854	2	.	.	PUNCT
inlawrev-27644	855	1	hughes	hughes	PROPN
inlawrev-27644	855	2	v.	v.	PROPN
inlawrev-27644	855	3	nw	nw	PROPN
inlawrev-27644	855	4	.	.	PROPN
inlawrev-27644	855	5	univ	univ	PROPN
inlawrev-27644	855	6	.	.	PROPN
inlawrev-27644	855	7	,	,	PUNCT
inlawrev-27644	856	1	142	142	NUM
inlawrev-27644	856	2	s.	s.	PROPN
inlawrev-27644	856	3	ct	ct	PROPN
inlawrev-27644	856	4	.	.	PROPN
inlawrev-27644	856	5	737	737	NUM
inlawrev-27644	856	6	(	(	PUNCT
inlawrev-27644	856	7	2022	2022	NUM
inlawrev-27644	856	8	)	)	PUNCT
inlawrev-27644	856	9	.	.	PUNCT
inlawrev-27644	857	1	233	233	NUM
inlawrev-27644	857	2	.	.	PUNCT
inlawrev-27644	858	1	i	i	PRON
inlawrev-27644	858	2	d.	d.	VERB
inlawrev-27644	858	3	at	at	ADP
inlawrev-27644	858	4	741	741	NUM
inlawrev-27644	858	5	-	-	SYM
inlawrev-27644	858	6	42	42	NUM
inlawrev-27644	858	7	.	.	PUNCT
inlawrev-27644	859	1	234	234	NUM
inlawrev-27644	859	2	.	.	PUNCT
inlawrev-27644	860	1	the	the	DET
inlawrev-27644	860	2	fiduciary	fiduciary	ADJ
inlawrev-27644	860	3	also	also	ADV
inlawrev-27644	860	4	,	,	PUNCT
inlawrev-27644	860	5	of	of	ADP
inlawrev-27644	860	6	course	course	NOUN
inlawrev-27644	860	7	,	,	PUNCT
inlawrev-27644	860	8	must	must	AUX
inlawrev-27644	860	9	meet	meet	VERB
inlawrev-27644	860	10	its	its	PRON
inlawrev-27644	860	11	duty	duty	NOUN
inlawrev-27644	860	12	of	of	ADP
inlawrev-27644	860	13	loyalty	loyalty	NOUN
inlawrev-27644	860	14	.	.	PUNCT
inlawrev-27644	861	1	it	it	PRON
inlawrev-27644	861	2	will	will	AUX
inlawrev-27644	861	3	do	do	VERB
inlawrev-27644	861	4	so	so	ADV
inlawrev-27644	861	5	,	,	PUNCT
inlawrev-27644	861	6	however	however	ADV
inlawrev-27644	861	7	,	,	PUNCT
inlawrev-27644	861	8	so	so	ADV
inlawrev-27644	861	9	long	long	ADV
inlawrev-27644	861	10	as	as	SCONJ
inlawrev-27644	861	11	its	its	PRON
inlawrev-27644	861	12	choice	choice	NOUN
inlawrev-27644	861	13	meets	meet	VERB
inlawrev-27644	861	14	the	the	DET
inlawrev-27644	861	15	criteria	criterion	NOUN
inlawrev-27644	861	16	of	of	ADP
inlawrev-27644	861	17	being	be	AUX
inlawrev-27644	861	18	in	in	ADP
inlawrev-27644	861	19	the	the	DET
inlawrev-27644	861	20	best	good	ADJ
inlawrev-27644	861	21	interest	interest	NOUN
inlawrev-27644	861	22	of	of	ADP
inlawrev-27644	861	23	the	the	DET
inlawrev-27644	861	24	plan	plan	NOUN
inlawrev-27644	861	25	participants	participant	NOUN
inlawrev-27644	861	26	.	.	PUNCT
inlawrev-27644	862	1	see	see	VERB
inlawrev-27644	862	2	supra	supra	PROPN
inlawrev-27644	862	3	part	part	PROPN
inlawrev-27644	862	4	iii	iii	PROPN
inlawrev-27644	862	5	2023	2023	NUM
inlawrev-27644	862	6	]	]	PUNCT
inlawrev-27644	862	7	matching	match	VERB
inlawrev-27644	862	8	preferences	preference	NOUN
inlawrev-27644	862	9	and	and	CCONJ
inlawrev-27644	862	10	access	access	NOUN
inlawrev-27644	862	11	85	85	NUM
inlawrev-27644	862	12	below	below	ADV
inlawrev-27644	862	13	discusses	discuss	VERB
inlawrev-27644	862	14	the	the	DET
inlawrev-27644	862	15	application	application	NOUN
inlawrev-27644	862	16	of	of	ADP
inlawrev-27644	862	17	procedural	procedural	ADJ
inlawrev-27644	862	18	prudence	prudence	NOUN
inlawrev-27644	862	19	to	to	PART
inlawrev-27644	862	20	fund	fund	VERB
inlawrev-27644	862	21	selection	selection	NOUN
inlawrev-27644	862	22	.	.	PUNCT
inlawrev-27644	863	1	the	the	DET
inlawrev-27644	863	2	next	next	ADJ
inlawrev-27644	863	3	subsection	subsection	NOUN
inlawrev-27644	863	4	considers	consider	VERB
inlawrev-27644	863	5	whether	whether	SCONJ
inlawrev-27644	863	6	prudence	prudence	NOUN
inlawrev-27644	863	7	,	,	PUNCT
inlawrev-27644	863	8	in	in	ADP
inlawrev-27644	863	9	this	this	DET
inlawrev-27644	863	10	context	context	NOUN
inlawrev-27644	863	11	,	,	PUNCT
inlawrev-27644	863	12	has	have	VERB
inlawrev-27644	863	13	an	an	DET
inlawrev-27644	863	14	objective	objective	ADJ
inlawrev-27644	863	15	component	component	NOUN
inlawrev-27644	863	16	and	and	CCONJ
inlawrev-27644	863	17	if	if	SCONJ
inlawrev-27644	863	18	so	so	ADV
inlawrev-27644	863	19	how	how	SCONJ
inlawrev-27644	863	20	that	that	PRON
inlawrev-27644	863	21	governs	govern	VERB
inlawrev-27644	863	22	a	a	DET
inlawrev-27644	863	23	fiduciary	fiduciary	ADJ
inlawrev-27644	863	24	’s	’s	PART
inlawrev-27644	863	25	actions	action	NOUN
inlawrev-27644	863	26	.	.	PUNCT
inlawrev-27644	864	1	the	the	DET
inlawrev-27644	864	2	subpart	subpart	NOUN
inlawrev-27644	864	3	closes	close	VERB
inlawrev-27644	864	4	with	with	ADP
inlawrev-27644	864	5	a	a	DET
inlawrev-27644	864	6	discussion	discussion	NOUN
inlawrev-27644	864	7	of	of	ADP
inlawrev-27644	864	8	diversification	diversification	NOUN
inlawrev-27644	864	9	.	.	PUNCT
inlawrev-27644	865	1	1	1	X
inlawrev-27644	865	2	.	.	X
inlawrev-27644	865	3	procedural	procedural	ADJ
inlawrev-27644	865	4	prudence.—to	prudence.—to	PROPN
inlawrev-27644	865	5	meet	meet	VERB
inlawrev-27644	865	6	their	their	PRON
inlawrev-27644	865	7	duty	duty	NOUN
inlawrev-27644	865	8	of	of	ADP
inlawrev-27644	865	9	prudence	prudence	NOUN
inlawrev-27644	865	10	,	,	PUNCT
inlawrev-27644	865	11	plan	plan	NOUN
inlawrev-27644	865	12	fiduciaries	fiduciary	NOUN
inlawrev-27644	865	13	must	must	AUX
inlawrev-27644	865	14	use	use	VERB
inlawrev-27644	865	15	a	a	DET
inlawrev-27644	865	16	prudent	prudent	ADJ
inlawrev-27644	865	17	process	process	NOUN
inlawrev-27644	865	18	when	when	SCONJ
inlawrev-27644	865	19	making	make	VERB
inlawrev-27644	865	20	investment	investment	NOUN
inlawrev-27644	865	21	decisions.235	decisions.235	NOUN
inlawrev-27644	865	22	applying	apply	VERB
inlawrev-27644	865	23	that	that	DET
inlawrev-27644	865	24	obligation	obligation	NOUN
inlawrev-27644	865	25	to	to	ADP
inlawrev-27644	865	26	the	the	DET
inlawrev-27644	865	27	selection	selection	NOUN
inlawrev-27644	865	28	of	of	ADP
inlawrev-27644	865	29	a	a	DET
inlawrev-27644	865	30	sustainable	sustainable	ADJ
inlawrev-27644	865	31	fund	fund	NOUN
inlawrev-27644	865	32	is	be	AUX
inlawrev-27644	865	33	straightforward	straightforward	ADJ
inlawrev-27644	865	34	.	.	PUNCT
inlawrev-27644	866	1	the	the	DET
inlawrev-27644	866	2	fiduciaries	fiduciary	NOUN
inlawrev-27644	866	3	should	should	AUX
inlawrev-27644	866	4	use	use	VERB
inlawrev-27644	866	5	the	the	DET
inlawrev-27644	866	6	same	same	ADJ
inlawrev-27644	866	7	process	process	NOUN
inlawrev-27644	866	8	for	for	ADP
inlawrev-27644	866	9	investment	investment	NOUN
inlawrev-27644	866	10	selection	selection	NOUN
inlawrev-27644	866	11	and	and	CCONJ
inlawrev-27644	866	12	monitoring	monitoring	NOUN
inlawrev-27644	866	13	as	as	SCONJ
inlawrev-27644	866	14	they	they	PRON
inlawrev-27644	866	15	do	do	VERB
inlawrev-27644	866	16	with	with	ADP
inlawrev-27644	866	17	other	other	ADJ
inlawrev-27644	866	18	investments	investment	NOUN
inlawrev-27644	866	19	on	on	ADP
inlawrev-27644	866	20	the	the	DET
inlawrev-27644	866	21	plan	plan	NOUN
inlawrev-27644	866	22	menu	menu	NOUN
inlawrev-27644	866	23	.	.	PUNCT
inlawrev-27644	867	1	two	two	NUM
inlawrev-27644	867	2	questions	question	NOUN
inlawrev-27644	867	3	are	be	AUX
inlawrev-27644	867	4	important	important	ADJ
inlawrev-27644	867	5	.	.	PUNCT
inlawrev-27644	868	1	first	first	ADV
inlawrev-27644	868	2	,	,	PUNCT
inlawrev-27644	868	3	how	how	SCONJ
inlawrev-27644	868	4	should	should	AUX
inlawrev-27644	868	5	a	a	DET
inlawrev-27644	868	6	fiduciary	fiduciary	ADJ
inlawrev-27644	868	7	determine	determine	NOUN
inlawrev-27644	868	8	whether	whether	SCONJ
inlawrev-27644	868	9	it	it	PRON
inlawrev-27644	868	10	would	would	AUX
inlawrev-27644	868	11	be	be	AUX
inlawrev-27644	868	12	prudent	prudent	ADJ
inlawrev-27644	868	13	to	to	PART
inlawrev-27644	868	14	include	include	VERB
inlawrev-27644	868	15	the	the	DET
inlawrev-27644	868	16	type	type	NOUN
inlawrev-27644	868	17	of	of	ADP
inlawrev-27644	868	18	fund	fund	NOUN
inlawrev-27644	868	19	participants	participant	NOUN
inlawrev-27644	868	20	want	want	VERB
inlawrev-27644	868	21	?	?	PUNCT
inlawrev-27644	869	1	and	and	CCONJ
inlawrev-27644	869	2	,	,	PUNCT
inlawrev-27644	869	3	second	second	ADJ
inlawrev-27644	869	4	,	,	PUNCT
inlawrev-27644	869	5	if	if	SCONJ
inlawrev-27644	869	6	the	the	DET
inlawrev-27644	869	7	type	type	NOUN
inlawrev-27644	869	8	of	of	ADP
inlawrev-27644	869	9	fund	fund	NOUN
inlawrev-27644	869	10	is	be	AUX
inlawrev-27644	869	11	prudent	prudent	ADJ
inlawrev-27644	869	12	,	,	PUNCT
inlawrev-27644	869	13	how	how	SCONJ
inlawrev-27644	869	14	should	should	AUX
inlawrev-27644	869	15	fiduciaries	fiduciary	NOUN
inlawrev-27644	869	16	choose	choose	VERB
inlawrev-27644	869	17	a	a	DET
inlawrev-27644	869	18	specific	specific	ADJ
inlawrev-27644	869	19	fund	fund	NOUN
inlawrev-27644	869	20	within	within	ADP
inlawrev-27644	869	21	that	that	DET
inlawrev-27644	869	22	category	category	NOUN
inlawrev-27644	869	23	?	?	PUNCT
inlawrev-27644	870	1	the	the	DET
inlawrev-27644	870	2	statutory	statutory	ADJ
inlawrev-27644	870	3	language	language	NOUN
inlawrev-27644	870	4	provides	provide	VERB
inlawrev-27644	870	5	the	the	DET
inlawrev-27644	870	6	key	key	NOUN
inlawrev-27644	870	7	to	to	ADP
inlawrev-27644	870	8	answering	answer	VERB
inlawrev-27644	870	9	the	the	DET
inlawrev-27644	870	10	first	first	ADJ
inlawrev-27644	870	11	question	question	NOUN
inlawrev-27644	870	12	.	.	PUNCT
inlawrev-27644	871	1	as	as	ADP
inlawrev-27644	871	2	a	a	DET
inlawrev-27644	871	3	reminder	reminder	NOUN
inlawrev-27644	871	4	,	,	PUNCT
inlawrev-27644	871	5	the	the	DET
inlawrev-27644	871	6	statute	statute	NOUN
inlawrev-27644	871	7	defines	define	VERB
inlawrev-27644	871	8	prudence	prudence	NOUN
inlawrev-27644	871	9	as	as	ADP
inlawrev-27644	871	10	requiring	require	VERB
inlawrev-27644	871	11	“	"	PUNCT
inlawrev-27644	871	12	the	the	DET
inlawrev-27644	871	13	care	care	NOUN
inlawrev-27644	871	14	,	,	PUNCT
inlawrev-27644	871	15	skill	skill	NOUN
inlawrev-27644	871	16	,	,	PUNCT
inlawrev-27644	871	17	prudence	prudence	NOUN
inlawrev-27644	871	18	,	,	PUNCT
inlawrev-27644	871	19	and	and	CCONJ
inlawrev-27644	871	20	diligence	diligence	NOUN
inlawrev-27644	871	21	under	under	ADP
inlawrev-27644	871	22	the	the	DET
inlawrev-27644	871	23	circumstances	circumstance	NOUN
inlawrev-27644	871	24	then	then	ADV
inlawrev-27644	871	25	prevailing	prevail	VERB
inlawrev-27644	871	26	that	that	SCONJ
inlawrev-27644	871	27	a	a	DET
inlawrev-27644	871	28	prudent	prudent	ADJ
inlawrev-27644	871	29	man	man	NOUN
inlawrev-27644	871	30	acting	act	VERB
inlawrev-27644	871	31	in	in	ADP
inlawrev-27644	871	32	a	a	DET
inlawrev-27644	871	33	like	like	ADJ
inlawrev-27644	871	34	capacity	capacity	NOUN
inlawrev-27644	871	35	and	and	CCONJ
inlawrev-27644	871	36	familiar	familiar	ADJ
inlawrev-27644	871	37	with	with	ADP
inlawrev-27644	871	38	such	such	ADJ
inlawrev-27644	871	39	matters	matter	NOUN
inlawrev-27644	871	40	would	would	AUX
inlawrev-27644	871	41	use	use	VERB
inlawrev-27644	871	42	in	in	ADP
inlawrev-27644	871	43	the	the	DET
inlawrev-27644	871	44	conduct	conduct	NOUN
inlawrev-27644	871	45	of	of	ADP
inlawrev-27644	871	46	an	an	DET
inlawrev-27644	871	47	enterprise	enterprise	NOUN
inlawrev-27644	871	48	of	of	ADP
inlawrev-27644	871	49	a	a	DET
inlawrev-27644	871	50	like	like	ADJ
inlawrev-27644	871	51	character	character	NOUN
inlawrev-27644	871	52	and	and	CCONJ
inlawrev-27644	871	53	with	with	ADP
inlawrev-27644	871	54	like	like	INTJ
inlawrev-27644	871	55	aims	aim	NOUN
inlawrev-27644	871	56	.	.	PUNCT
inlawrev-27644	871	57	.	.	PUNCT
inlawrev-27644	871	58	.	.	PUNCT
inlawrev-27644	872	1	.”236	.”236	PUNCT
inlawrev-27644	873	1	the	the	DET
inlawrev-27644	873	2	enterprise	enterprise	NOUN
inlawrev-27644	873	3	being	be	AUX
inlawrev-27644	873	4	referenced	reference	VERB
inlawrev-27644	873	5	in	in	ADP
inlawrev-27644	873	6	this	this	DET
inlawrev-27644	873	7	context	context	NOUN
inlawrev-27644	873	8	is	be	AUX
inlawrev-27644	873	9	a	a	DET
inlawrev-27644	873	10	401(k	401(k	PROPN
inlawrev-27644	873	11	)	)	PUNCT
inlawrev-27644	873	12	plan	plan	NOUN
inlawrev-27644	873	13	.	.	PUNCT
inlawrev-27644	874	1	professor	professor	NOUN
inlawrev-27644	874	2	edward	edward	PROPN
inlawrev-27644	874	3	zelinsky	zelinsky	PROPN
inlawrev-27644	874	4	has	have	AUX
inlawrev-27644	874	5	argued	argue	VERB
inlawrev-27644	874	6	that	that	SCONJ
inlawrev-27644	874	7	the	the	DET
inlawrev-27644	874	8	only	only	ADJ
inlawrev-27644	874	9	enterprise	enterprise	NOUN
inlawrev-27644	874	10	that	that	PRON
inlawrev-27644	874	11	should	should	AUX
inlawrev-27644	874	12	be	be	AUX
inlawrev-27644	874	13	used	use	VERB
inlawrev-27644	874	14	as	as	ADP
inlawrev-27644	874	15	a	a	DET
inlawrev-27644	874	16	like	like	ADJ
inlawrev-27644	874	17	enterprise	enterprise	NOUN
inlawrev-27644	874	18	for	for	ADP
inlawrev-27644	874	19	the	the	DET
inlawrev-27644	874	20	determination	determination	NOUN
inlawrev-27644	874	21	of	of	ADP
inlawrev-27644	874	22	prudent	prudent	ADJ
inlawrev-27644	874	23	investment	investment	NOUN
inlawrev-27644	874	24	options	option	NOUN
inlawrev-27644	874	25	is	be	AUX
inlawrev-27644	874	26	a	a	DET
inlawrev-27644	874	27	db	db	PROPN
inlawrev-27644	874	28	plan.237	plan.237	NOUN
inlawrev-27644	874	29	he	he	PRON
inlawrev-27644	874	30	then	then	ADV
inlawrev-27644	874	31	concludes	conclude	VERB
inlawrev-27644	874	32	that	that	SCONJ
inlawrev-27644	874	33	because	because	SCONJ
inlawrev-27644	874	34	db	db	PROPN
inlawrev-27644	874	35	plans	plan	NOUN
inlawrev-27644	874	36	have	have	AUX
inlawrev-27644	874	37	not	not	PART
inlawrev-27644	874	38	invested	invest	VERB
inlawrev-27644	874	39	heavily	heavily	ADV
inlawrev-27644	874	40	in	in	ADP
inlawrev-27644	874	41	sustainable	sustainable	ADJ
inlawrev-27644	874	42	investments	investment	NOUN
inlawrev-27644	874	43	,	,	PUNCT
inlawrev-27644	874	44	those	those	DET
inlawrev-27644	874	45	investments	investment	NOUN
inlawrev-27644	874	46	are	be	AUX
inlawrev-27644	874	47	not	not	PART
inlawrev-27644	874	48	a	a	DET
inlawrev-27644	874	49	prudent	prudent	ADJ
inlawrev-27644	874	50	category	category	NOUN
inlawrev-27644	874	51	for	for	ADP
inlawrev-27644	874	52	401(k	401(k	PROPN
inlawrev-27644	874	53	)	)	PUNCT
inlawrev-27644	874	54	menus.238	menus.238	NOUN
inlawrev-27644	874	55	professor	professor	NOUN
inlawrev-27644	874	56	zelinsky	zelinsky	NOUN
inlawrev-27644	874	57	’s	’s	PART
inlawrev-27644	874	58	assertion	assertion	NOUN
inlawrev-27644	874	59	that	that	SCONJ
inlawrev-27644	874	60	an	an	DET
inlawrev-27644	874	61	investment	investment	NOUN
inlawrev-27644	874	62	class	class	NOUN
inlawrev-27644	874	63	must	must	AUX
inlawrev-27644	874	64	be	be	AUX
inlawrev-27644	874	65	widely	widely	ADV
inlawrev-27644	874	66	adopted	adopt	VERB
inlawrev-27644	874	67	by	by	ADP
inlawrev-27644	874	68	db	db	PROPN
inlawrev-27644	874	69	plans	plan	NOUN
inlawrev-27644	874	70	before	before	SCONJ
inlawrev-27644	874	71	the	the	DET
inlawrev-27644	874	72	class	class	NOUN
inlawrev-27644	874	73	could	could	AUX
inlawrev-27644	874	74	be	be	AUX
inlawrev-27644	874	75	a	a	DET
inlawrev-27644	874	76	prudent	prudent	ADJ
inlawrev-27644	874	77	choice	choice	NOUN
inlawrev-27644	874	78	for	for	ADP
inlawrev-27644	874	79	a	a	DET
inlawrev-27644	874	80	401(k	401(k	PROPN
inlawrev-27644	874	81	)	)	PUNCT
inlawrev-27644	874	82	menu	menu	NOUN
inlawrev-27644	874	83	is	be	AUX
inlawrev-27644	874	84	not	not	PART
inlawrev-27644	874	85	supported	support	VERB
inlawrev-27644	874	86	by	by	ADP
inlawrev-27644	874	87	case	case	NOUN
inlawrev-27644	874	88	law	law	NOUN
inlawrev-27644	874	89	or	or	CCONJ
inlawrev-27644	874	90	dol	dol	NOUN
inlawrev-27644	874	91	regulations	regulation	NOUN
inlawrev-27644	874	92	.	.	PUNCT
inlawrev-27644	875	1	furthermore	furthermore	ADV
inlawrev-27644	875	2	,	,	PUNCT
inlawrev-27644	875	3	his	his	PRON
inlawrev-27644	875	4	logic	logic	NOUN
inlawrev-27644	875	5	that	that	PRON
inlawrev-27644	875	6	db	db	VERB
inlawrev-27644	875	7	plans	plan	NOUN
inlawrev-27644	875	8	and	and	CCONJ
inlawrev-27644	875	9	401(k	401(k	NOUN
inlawrev-27644	875	10	)	)	PUNCT
inlawrev-27644	875	11	plans	plan	NOUN
inlawrev-27644	875	12	are	be	AUX
inlawrev-27644	875	13	similar	similar	ADJ
inlawrev-27644	875	14	enterprises	enterprise	NOUN
inlawrev-27644	875	15	because	because	SCONJ
inlawrev-27644	875	16	they	they	PRON
inlawrev-27644	875	17	both	both	PRON
inlawrev-27644	875	18	are	be	AUX
inlawrev-27644	875	19	accumulation	accumulation	NOUN
inlawrev-27644	875	20	vehicles	vehicle	NOUN
inlawrev-27644	875	21	for	for	ADP
inlawrev-27644	875	22	retirement	retirement	NOUN
inlawrev-27644	875	23	assets	asset	NOUN
inlawrev-27644	875	24	is	be	AUX
inlawrev-27644	875	25	flawed.239	flawed.239	NOUN
inlawrev-27644	875	26	he	he	PRON
inlawrev-27644	875	27	observes	observe	VERB
inlawrev-27644	875	28	that	that	SCONJ
inlawrev-27644	875	29	investment	investment	NOUN
inlawrev-27644	875	30	decisions	decision	NOUN
inlawrev-27644	875	31	in	in	ADP
inlawrev-27644	875	32	db	db	PROPN
inlawrev-27644	875	33	plans	plan	NOUN
inlawrev-27644	875	34	typically	typically	ADV
inlawrev-27644	875	35	are	be	AUX
inlawrev-27644	875	36	made	make	VERB
inlawrev-27644	875	37	by	by	ADP
inlawrev-27644	875	38	professional	professional	ADJ
inlawrev-27644	875	39	trustees	trustee	NOUN
inlawrev-27644	875	40	investing	invest	VERB
inlawrev-27644	875	41	large	large	ADJ
inlawrev-27644	875	42	sums	sum	NOUN
inlawrev-27644	875	43	of	of	ADP
inlawrev-27644	875	44	money	money	NOUN
inlawrev-27644	875	45	over	over	ADP
inlawrev-27644	875	46	a	a	DET
inlawrev-27644	875	47	long	long	ADJ
inlawrev-27644	875	48	time	time	NOUN
inlawrev-27644	875	49	period.240	period.240	NOUN
inlawrev-27644	875	50	from	from	ADP
inlawrev-27644	875	51	those	those	DET
inlawrev-27644	875	52	facts	fact	NOUN
inlawrev-27644	875	53	he	he	PRON
inlawrev-27644	875	54	concludes	conclude	VERB
inlawrev-27644	875	55	that	that	SCONJ
inlawrev-27644	875	56	,	,	PUNCT
inlawrev-27644	875	57	because	because	SCONJ
inlawrev-27644	875	58	of	of	ADP
inlawrev-27644	875	59	the	the	DET
inlawrev-27644	875	60	general	general	ADJ
inlawrev-27644	875	61	lack	lack	NOUN
inlawrev-27644	875	62	of	of	ADP
inlawrev-27644	875	63	investment	investment	NOUN
inlawrev-27644	875	64	expertise	expertise	NOUN
inlawrev-27644	875	65	by	by	ADP
inlawrev-27644	875	66	401(k	401(k	PROPN
inlawrev-27644	875	67	)	)	PUNCT
inlawrev-27644	875	68	plan	plan	NOUN
inlawrev-27644	875	69	participants	participant	NOUN
inlawrev-27644	875	70	,	,	PUNCT
inlawrev-27644	875	71	widespread	widespread	ADJ
inlawrev-27644	875	72	use	use	NOUN
inlawrev-27644	875	73	in	in	ADP
inlawrev-27644	875	74	db	db	PROPN
inlawrev-27644	875	75	plans	plan	NOUN
inlawrev-27644	875	76	is	be	AUX
inlawrev-27644	875	77	a	a	DET
inlawrev-27644	875	78	necessary	necessary	ADJ
inlawrev-27644	875	79	,	,	PUNCT
inlawrev-27644	875	80	but	but	CCONJ
inlawrev-27644	875	81	insufficient	insufficient	ADJ
inlawrev-27644	875	82	criterion	criterion	NOUN
inlawrev-27644	875	83	for	for	ADP
inlawrev-27644	875	84	inclusion	inclusion	NOUN
inlawrev-27644	875	85	on	on	ADP
inlawrev-27644	875	86	a	a	DET
inlawrev-27644	875	87	401(k	401(k	NOUN
inlawrev-27644	875	88	)	)	PUNCT
inlawrev-27644	875	89	plan	plan	NOUN
inlawrev-27644	875	90	menu.241	menu.241	NOUN
inlawrev-27644	875	91	first	first	ADV
inlawrev-27644	875	92	,	,	PUNCT
inlawrev-27644	875	93	professor	professor	NOUN
inlawrev-27644	875	94	zelinsky	zelinsky	NOUN
inlawrev-27644	875	95	fails	fail	VERB
inlawrev-27644	875	96	to	to	PART
inlawrev-27644	875	97	acknowledge	acknowledge	VERB
inlawrev-27644	875	98	that	that	SCONJ
inlawrev-27644	875	99	one	one	NUM
inlawrev-27644	875	100	reason	reason	NOUN
inlawrev-27644	875	101	private	private	ADJ
inlawrev-27644	875	102	sector	sector	NOUN
inlawrev-27644	875	103	(	(	PUNCT
inlawrev-27644	875	104	discussing	discuss	VERB
inlawrev-27644	875	105	that	that	DET
inlawrev-27644	875	106	obligation	obligation	NOUN
inlawrev-27644	875	107	)	)	PUNCT
inlawrev-27644	875	108	.	.	PUNCT
inlawrev-27644	876	1	for	for	ADP
inlawrev-27644	876	2	example	example	NOUN
inlawrev-27644	876	3	,	,	PUNCT
inlawrev-27644	876	4	the	the	DET
inlawrev-27644	876	5	fiduciary	fiduciary	NOUN
inlawrev-27644	876	6	would	would	AUX
inlawrev-27644	876	7	violate	violate	VERB
inlawrev-27644	876	8	its	its	PRON
inlawrev-27644	876	9	duty	duty	NOUN
inlawrev-27644	876	10	of	of	ADP
inlawrev-27644	876	11	loyalty	loyalty	NOUN
inlawrev-27644	876	12	if	if	SCONJ
inlawrev-27644	876	13	it	it	PRON
inlawrev-27644	876	14	selected	select	VERB
inlawrev-27644	876	15	a	a	DET
inlawrev-27644	876	16	fund	fund	NOUN
inlawrev-27644	876	17	because	because	SCONJ
inlawrev-27644	876	18	it	it	PRON
inlawrev-27644	876	19	would	would	AUX
inlawrev-27644	876	20	earn	earn	VERB
inlawrev-27644	876	21	fees	fee	NOUN
inlawrev-27644	876	22	from	from	ADP
inlawrev-27644	876	23	participant	participant	ADJ
inlawrev-27644	876	24	investments	investment	NOUN
inlawrev-27644	876	25	in	in	ADP
inlawrev-27644	876	26	that	that	DET
inlawrev-27644	876	27	fund	fund	NOUN
inlawrev-27644	876	28	.	.	PUNCT
inlawrev-27644	877	1	235	235	NUM
inlawrev-27644	877	2	.	.	PUNCT
inlawrev-27644	878	1	see	see	VERB
inlawrev-27644	878	2	supra	supra	PROPN
inlawrev-27644	878	3	text	text	NOUN
inlawrev-27644	878	4	accompanying	accompanying	ADJ
inlawrev-27644	878	5	notes	note	NOUN
inlawrev-27644	878	6	192	192	NUM
inlawrev-27644	878	7	-	-	SYM
inlawrev-27644	878	8	93	93	NUM
inlawrev-27644	878	9	;	;	PUNCT
inlawrev-27644	878	10	see	see	VERB
inlawrev-27644	878	11	also	also	ADV
inlawrev-27644	878	12	edward	edward	PROPN
inlawrev-27644	878	13	a.	a.	PROPN
inlawrev-27644	878	14	zelinsky	zelinsky	PROPN
inlawrev-27644	878	15	,	,	PUNCT
inlawrev-27644	878	16	is	be	AUX
inlawrev-27644	878	17	bitcoin	bitcoin	ADJ
inlawrev-27644	878	18	prudent	prudent	ADJ
inlawrev-27644	878	19	?	?	PUNCT
inlawrev-27644	879	1	is	be	AUX
inlawrev-27644	879	2	art	art	NOUN
inlawrev-27644	879	3	diversified	diversified	ADJ
inlawrev-27644	879	4	?	?	PUNCT
inlawrev-27644	880	1	offering	offer	VERB
inlawrev-27644	880	2	alternative	alternative	ADJ
inlawrev-27644	880	3	investments	investment	NOUN
inlawrev-27644	880	4	to	to	ADP
inlawrev-27644	880	5	401(k	401(k	PROPN
inlawrev-27644	880	6	)	)	PUNCT
inlawrev-27644	880	7	participants	participant	NOUN
inlawrev-27644	880	8	,	,	PUNCT
inlawrev-27644	880	9	54	54	NUM
inlawrev-27644	880	10	conn	conn	PROPN
inlawrev-27644	880	11	.	.	PROPN
inlawrev-27644	881	1	l.	l.	PROPN
inlawrev-27644	881	2	rev	rev	PROPN
inlawrev-27644	881	3	.	.	PROPN
inlawrev-27644	881	4	509	509	NUM
inlawrev-27644	881	5	,	,	PUNCT
inlawrev-27644	881	6	at	at	ADP
inlawrev-27644	881	7	524	524	NUM
inlawrev-27644	881	8	-	-	SYM
inlawrev-27644	881	9	25	25	NUM
inlawrev-27644	881	10	(	(	PUNCT
inlawrev-27644	881	11	2022	2022	NUM
inlawrev-27644	881	12	)	)	PUNCT
inlawrev-27644	882	1	[	[	X
inlawrev-27644	882	2	hereinafter	hereinafter	NOUN
inlawrev-27644	882	3	zelinsky	zelinsky	PROPN
inlawrev-27644	882	4	ii	ii	PROPN
inlawrev-27644	882	5	]	]	X
inlawrev-27644	882	6	.	.	PUNCT
inlawrev-27644	883	1	236	236	NUM
inlawrev-27644	883	2	.	.	PUNCT
inlawrev-27644	884	1	erisa	erisa	PROPN
inlawrev-27644	884	2	§	§	PROPN
inlawrev-27644	884	3	404(a)(1)(b	404(a)(1)(b	PROPN
inlawrev-27644	884	4	)	)	PUNCT
inlawrev-27644	884	5	,	,	PUNCT
inlawrev-27644	884	6	29	29	NUM
inlawrev-27644	884	7	u.s.c	u.s.c	ADJ
inlawrev-27644	884	8	.	.	PUNCT
inlawrev-27644	885	1	§	§	PROPN
inlawrev-27644	885	2	1104(a)(1)(b	1104(a)(1)(b	NUM
inlawrev-27644	885	3	)	)	PUNCT
inlawrev-27644	885	4	.	.	PUNCT
inlawrev-27644	886	1	237	237	NUM
inlawrev-27644	886	2	.	.	PUNCT
inlawrev-27644	887	1	zelinsky	zelinsky	PROPN
inlawrev-27644	887	2	ii	ii	PROPN
inlawrev-27644	887	3	,	,	PUNCT
inlawrev-27644	887	4	supra	supra	PROPN
inlawrev-27644	887	5	note	note	PROPN
inlawrev-27644	887	6	235	235	NUM
inlawrev-27644	887	7	,	,	PUNCT
inlawrev-27644	887	8	at	at	ADP
inlawrev-27644	887	9	524	524	NUM
inlawrev-27644	887	10	-	-	SYM
inlawrev-27644	887	11	25	25	NUM
inlawrev-27644	887	12	.	.	PUNCT
inlawrev-27644	887	13	238	238	NUM
inlawrev-27644	887	14	.	.	PUNCT
inlawrev-27644	888	1	i	i	PRON
inlawrev-27644	888	2	d.	d.	PROPN
inlawrev-27644	888	3	at	at	ADP
inlawrev-27644	888	4	536	536	NUM
inlawrev-27644	888	5	.	.	PUNCT
inlawrev-27644	889	1	239	239	NUM
inlawrev-27644	889	2	.	.	PUNCT
inlawrev-27644	890	1	i	i	PRON
inlawrev-27644	890	2	d.	d.	PROPN
inlawrev-27644	890	3	at	at	ADP
inlawrev-27644	890	4	524	524	NUM
inlawrev-27644	890	5	.	.	PUNCT
inlawrev-27644	890	6	240	240	NUM
inlawrev-27644	890	7	.	.	PUNCT
inlawrev-27644	891	1	i	i	PRON
inlawrev-27644	891	2	d.	d.	PROPN
inlawrev-27644	891	3	at	at	ADP
inlawrev-27644	891	4	525	525	NUM
inlawrev-27644	891	5	.	.	PUNCT
inlawrev-27644	892	1	241	241	NUM
inlawrev-27644	892	2	.	.	PUNCT
inlawrev-27644	893	1	i	i	PRON
inlawrev-27644	893	2	d.	d.	PROPN
inlawrev-27644	893	3	86	86	NUM
inlawrev-27644	893	4	indiana	indiana	PROPN
inlawrev-27644	893	5	law	law	PROPN
inlawrev-27644	893	6	review	review	NOUN
inlawrev-27644	894	1	[	[	X
inlawrev-27644	894	2	vol	vol	NOUN
inlawrev-27644	894	3	.	.	PUNCT
inlawrev-27644	894	4	57:53	57:53	NUM
inlawrev-27644	894	5	db	db	PROPN
inlawrev-27644	894	6	plans	plan	NOUN
inlawrev-27644	894	7	have	have	AUX
inlawrev-27644	894	8	not	not	PART
inlawrev-27644	894	9	been	be	AUX
inlawrev-27644	894	10	enthusiastic	enthusiastic	ADJ
inlawrev-27644	894	11	about	about	ADP
inlawrev-27644	894	12	sustainable	sustainable	ADJ
inlawrev-27644	894	13	investments	investment	NOUN
inlawrev-27644	894	14	may	may	AUX
inlawrev-27644	894	15	be	be	AUX
inlawrev-27644	894	16	due	due	ADJ
inlawrev-27644	894	17	to	to	ADP
inlawrev-27644	894	18	the	the	DET
inlawrev-27644	894	19	ongoing	ongoing	ADJ
inlawrev-27644	894	20	instability	instability	NOUN
inlawrev-27644	894	21	of	of	ADP
inlawrev-27644	894	22	the	the	DET
inlawrev-27644	894	23	dol	dol	ADJ
inlawrev-27644	894	24	regulatory	regulatory	ADJ
inlawrev-27644	894	25	guidance	guidance	NOUN
inlawrev-27644	894	26	,	,	PUNCT
inlawrev-27644	894	27	much	much	ADJ
inlawrev-27644	894	28	of	of	ADP
inlawrev-27644	894	29	which	which	PRON
inlawrev-27644	894	30	has	have	AUX
inlawrev-27644	894	31	been	be	AUX
inlawrev-27644	894	32	aimed	aim	VERB
inlawrev-27644	894	33	at	at	ADP
inlawrev-27644	894	34	db	db	PROPN
inlawrev-27644	894	35	plans.242	plans.242	NOUN
inlawrev-27644	894	36	some	some	DET
inlawrev-27644	894	37	investment	investment	NOUN
inlawrev-27644	894	38	managers	manager	NOUN
inlawrev-27644	894	39	of	of	ADP
inlawrev-27644	894	40	db	db	PROPN
inlawrev-27644	894	41	plan	plan	NOUN
inlawrev-27644	894	42	assets	asset	NOUN
inlawrev-27644	894	43	reported	report	VERB
inlawrev-27644	894	44	that	that	SCONJ
inlawrev-27644	894	45	frequent	frequent	ADJ
inlawrev-27644	894	46	changes	change	NOUN
inlawrev-27644	894	47	in	in	ADP
inlawrev-27644	894	48	the	the	DET
inlawrev-27644	894	49	guidance	guidance	NOUN
inlawrev-27644	894	50	made	make	VERB
inlawrev-27644	894	51	it	it	PRON
inlawrev-27644	894	52	difficult	difficult	ADJ
inlawrev-27644	894	53	for	for	SCONJ
inlawrev-27644	894	54	them	they	PRON
inlawrev-27644	894	55	to	to	PART
inlawrev-27644	894	56	incorporate	incorporate	VERB
inlawrev-27644	894	57	sustainability	sustainability	NOUN
inlawrev-27644	894	58	factors	factor	NOUN
inlawrev-27644	894	59	in	in	ADP
inlawrev-27644	894	60	their	their	PRON
inlawrev-27644	894	61	investing	investing	NOUN
inlawrev-27644	894	62	decisions.243	decisions.243	NOUN
inlawrev-27644	894	63	if	if	SCONJ
inlawrev-27644	894	64	db	db	PROPN
inlawrev-27644	894	65	plans	plan	NOUN
inlawrev-27644	894	66	have	have	AUX
inlawrev-27644	894	67	been	be	AUX
inlawrev-27644	894	68	unduly	unduly	ADV
inlawrev-27644	894	69	discouraged	discouraged	ADJ
inlawrev-27644	894	70	by	by	ADP
inlawrev-27644	894	71	regulatory	regulatory	ADJ
inlawrev-27644	894	72	concerns	concern	NOUN
inlawrev-27644	894	73	,	,	PUNCT
inlawrev-27644	894	74	their	their	PRON
inlawrev-27644	894	75	decisions	decision	NOUN
inlawrev-27644	894	76	provide	provide	VERB
inlawrev-27644	894	77	little	little	ADJ
inlawrev-27644	894	78	insight	insight	NOUN
inlawrev-27644	894	79	into	into	ADP
inlawrev-27644	894	80	the	the	DET
inlawrev-27644	894	81	facts	fact	NOUN
inlawrev-27644	894	82	and	and	CCONJ
inlawrev-27644	894	83	circumstances	circumstance	NOUN
inlawrev-27644	894	84	that	that	PRON
inlawrev-27644	894	85	should	should	AUX
inlawrev-27644	894	86	be	be	AUX
inlawrev-27644	894	87	important	important	ADJ
inlawrev-27644	894	88	to	to	ADP
inlawrev-27644	894	89	401(k	401(k	NOUN
inlawrev-27644	894	90	)	)	PUNCT
inlawrev-27644	894	91	fiduciaries	fiduciary	NOUN
inlawrev-27644	894	92	.	.	PUNCT
inlawrev-27644	895	1	the	the	DET
inlawrev-27644	895	2	idiosyncratic	idiosyncratic	ADJ
inlawrev-27644	895	3	regulation	regulation	NOUN
inlawrev-27644	895	4	of	of	ADP
inlawrev-27644	895	5	db	db	PROPN
inlawrev-27644	895	6	plans	plan	NOUN
inlawrev-27644	895	7	does	do	AUX
inlawrev-27644	895	8	not	not	PART
inlawrev-27644	895	9	affect	affect	VERB
inlawrev-27644	895	10	whether	whether	SCONJ
inlawrev-27644	895	11	sustainable	sustainable	ADJ
inlawrev-27644	895	12	investments	investment	NOUN
inlawrev-27644	895	13	have	have	AUX
inlawrev-27644	895	14	become	become	VERB
inlawrev-27644	895	15	generally	generally	ADV
inlawrev-27644	895	16	acceptable	acceptable	ADJ
inlawrev-27644	895	17	by	by	ADP
inlawrev-27644	895	18	professional	professional	ADJ
inlawrev-27644	895	19	investors	investor	NOUN
inlawrev-27644	895	20	,	,	PUNCT
inlawrev-27644	895	21	are	be	AUX
inlawrev-27644	895	22	broadly	broadly	ADV
inlawrev-27644	895	23	enough	enough	ADV
inlawrev-27644	895	24	traded	trade	VERB
inlawrev-27644	895	25	to	to	PART
inlawrev-27644	895	26	be	be	AUX
inlawrev-27644	895	27	subject	subject	ADJ
inlawrev-27644	895	28	to	to	ADP
inlawrev-27644	895	29	market	market	NOUN
inlawrev-27644	895	30	discipline	discipline	NOUN
inlawrev-27644	895	31	or	or	CCONJ
inlawrev-27644	895	32	constitute	constitute	VERB
inlawrev-27644	895	33	an	an	DET
inlawrev-27644	895	34	asset	asset	NOUN
inlawrev-27644	895	35	class	class	NOUN
inlawrev-27644	895	36	that	that	PRON
inlawrev-27644	895	37	is	be	AUX
inlawrev-27644	895	38	widely	widely	ADV
inlawrev-27644	895	39	tracked	track	VERB
inlawrev-27644	895	40	by	by	ADP
inlawrev-27644	895	41	and	and	CCONJ
inlawrev-27644	895	42	rated	rate	VERB
inlawrev-27644	895	43	by	by	ADP
inlawrev-27644	895	44	analysts	analyst	NOUN
inlawrev-27644	895	45	.	.	PUNCT
inlawrev-27644	896	1	plan	plan	NOUN
inlawrev-27644	896	2	fiduciaries	fiduciary	NOUN
inlawrev-27644	896	3	should	should	AUX
inlawrev-27644	896	4	,	,	PUNCT
inlawrev-27644	896	5	consistent	consistent	ADJ
inlawrev-27644	896	6	with	with	ADP
inlawrev-27644	896	7	their	their	PRON
inlawrev-27644	896	8	prudence	prudence	NOUN
inlawrev-27644	896	9	obligation	obligation	NOUN
inlawrev-27644	896	10	,	,	PUNCT
inlawrev-27644	896	11	be	be	AUX
inlawrev-27644	896	12	able	able	ADJ
inlawrev-27644	896	13	to	to	PART
inlawrev-27644	896	14	consider	consider	VERB
inlawrev-27644	896	15	whether	whether	SCONJ
inlawrev-27644	896	16	to	to	PART
inlawrev-27644	896	17	include	include	VERB
inlawrev-27644	896	18	a	a	DET
inlawrev-27644	896	19	particular	particular	ADJ
inlawrev-27644	896	20	class	class	NOUN
inlawrev-27644	896	21	of	of	ADP
inlawrev-27644	896	22	investment	investment	NOUN
inlawrev-27644	896	23	on	on	ADP
inlawrev-27644	896	24	a	a	DET
inlawrev-27644	896	25	plan	plan	NOUN
inlawrev-27644	896	26	menu	menu	NOUN
inlawrev-27644	896	27	by	by	ADP
inlawrev-27644	896	28	looking	look	VERB
inlawrev-27644	896	29	at	at	ADP
inlawrev-27644	896	30	the	the	DET
inlawrev-27644	896	31	adoption	adoption	NOUN
inlawrev-27644	896	32	of	of	ADP
inlawrev-27644	896	33	that	that	DET
inlawrev-27644	896	34	class	class	NOUN
inlawrev-27644	896	35	far	far	ADV
inlawrev-27644	896	36	more	more	ADV
inlawrev-27644	896	37	broadly	broadly	ADV
inlawrev-27644	896	38	than	than	ADP
inlawrev-27644	896	39	just	just	ADV
inlawrev-27644	896	40	by	by	ADP
inlawrev-27644	896	41	private	private	ADJ
inlawrev-27644	896	42	-	-	PUNCT
inlawrev-27644	896	43	sector	sector	NOUN
inlawrev-27644	896	44	db	db	NOUN
inlawrev-27644	896	45	plans	plan	NOUN
inlawrev-27644	896	46	.	.	PUNCT
inlawrev-27644	897	1	those	those	DET
inlawrev-27644	897	2	plans	plan	NOUN
inlawrev-27644	897	3	hold	hold	VERB
inlawrev-27644	897	4	only	only	ADV
inlawrev-27644	897	5	3.0	3.0	NUM
inlawrev-27644	897	6	trillion	trillion	NUM
inlawrev-27644	897	7	of	of	ADP
inlawrev-27644	897	8	the	the	DET
inlawrev-27644	897	9	more	more	ADJ
inlawrev-27644	897	10	than	than	ADP
inlawrev-27644	897	11	$	$	SYM
inlawrev-27644	897	12	32	32	NUM
inlawrev-27644	897	13	trillion	trillion	NUM
inlawrev-27644	897	14	in	in	ADP
inlawrev-27644	897	15	u.s	u.s	PROPN
inlawrev-27644	897	16	.	.	PROPN
inlawrev-27644	897	17	retirement	retirement	PROPN
inlawrev-27644	897	18	assets.244	assets.244	PROPN
inlawrev-27644	897	19	internationally	internationally	ADV
inlawrev-27644	897	20	,	,	PUNCT
inlawrev-27644	897	21	retirement	retirement	NOUN
inlawrev-27644	897	22	assets	asset	NOUN
inlawrev-27644	897	23	exceeded	exceed	VERB
inlawrev-27644	897	24	$	$	SYM
inlawrev-27644	897	25	56	56	NUM
inlawrev-27644	897	26	trillion	trillion	NUM
inlawrev-27644	897	27	at	at	ADP
inlawrev-27644	897	28	the	the	DET
inlawrev-27644	897	29	end	end	NOUN
inlawrev-27644	897	30	of	of	ADP
inlawrev-27644	897	31	2020.245	2020.245	NUM
inlawrev-27644	897	32	total	total	ADJ
inlawrev-27644	897	33	assets	asset	NOUN
inlawrev-27644	897	34	under	under	ADP
inlawrev-27644	897	35	professional	professional	ADJ
inlawrev-27644	897	36	management	management	NOUN
inlawrev-27644	897	37	approximated	approximate	VERB
inlawrev-27644	897	38	$	$	SYM
inlawrev-27644	897	39	103	103	NUM
inlawrev-27644	897	40	trillion.246	trillion.246	PROPN
inlawrev-27644	897	41	the	the	DET
inlawrev-27644	897	42	rapid	rapid	ADJ
inlawrev-27644	897	43	growth	growth	NOUN
inlawrev-27644	897	44	in	in	ADP
inlawrev-27644	897	45	sustainable	sustainable	ADJ
inlawrev-27644	897	46	investing	investing	NOUN
inlawrev-27644	897	47	across	across	ADP
inlawrev-27644	897	48	the	the	DET
inlawrev-27644	897	49	globe	globe	NOUN
inlawrev-27644	897	50	provides	provide	VERB
inlawrev-27644	897	51	one	one	NUM
inlawrev-27644	897	52	example	example	NOUN
inlawrev-27644	897	53	of	of	ADP
inlawrev-27644	897	54	the	the	DET
inlawrev-27644	897	55	lack	lack	NOUN
inlawrev-27644	897	56	of	of	ADP
inlawrev-27644	897	57	perspective	perspective	NOUN
inlawrev-27644	897	58	that	that	PRON
inlawrev-27644	897	59	would	would	AUX
inlawrev-27644	897	60	result	result	VERB
inlawrev-27644	897	61	from	from	ADP
inlawrev-27644	897	62	looking	look	VERB
inlawrev-27644	897	63	only	only	ADV
inlawrev-27644	897	64	to	to	ADP
inlawrev-27644	897	65	u.s	u.s	PROPN
inlawrev-27644	897	66	.	.	PROPN
inlawrev-27644	897	67	private	private	ADJ
inlawrev-27644	897	68	sector	sector	NOUN
inlawrev-27644	897	69	db	db	PROPN
inlawrev-27644	897	70	plans	plan	NOUN
inlawrev-27644	897	71	as	as	ADP
inlawrev-27644	897	72	the	the	DET
inlawrev-27644	897	73	one	one	NUM
inlawrev-27644	897	74	truth	truth	NOUN
inlawrev-27644	897	75	for	for	ADP
inlawrev-27644	897	76	prudent	prudent	ADJ
inlawrev-27644	897	77	investments.247	investments.247	PROPN
inlawrev-27644	897	78	second	second	NOUN
inlawrev-27644	897	79	,	,	PUNCT
inlawrev-27644	897	80	the	the	DET
inlawrev-27644	897	81	paternalistic	paternalistic	ADJ
inlawrev-27644	897	82	aspect	aspect	NOUN
inlawrev-27644	897	83	of	of	ADP
inlawrev-27644	897	84	participant	participant	ADJ
inlawrev-27644	897	85	-	-	PUNCT
inlawrev-27644	897	86	directed	direct	VERB
inlawrev-27644	897	87	accounts	account	NOUN
inlawrev-27644	897	88	ends	end	VERB
inlawrev-27644	897	89	at	at	ADP
inlawrev-27644	897	90	development	development	NOUN
inlawrev-27644	897	91	of	of	ADP
inlawrev-27644	897	92	the	the	DET
inlawrev-27644	897	93	plan	plan	NOUN
inlawrev-27644	897	94	menu	menu	NOUN
inlawrev-27644	897	95	.	.	PUNCT
inlawrev-27644	898	1	perhaps	perhaps	ADV
inlawrev-27644	898	2	that	that	PRON
inlawrev-27644	898	3	is	be	AUX
inlawrev-27644	898	4	poor	poor	ADJ
inlawrev-27644	898	5	policy	policy	NOUN
inlawrev-27644	898	6	,	,	PUNCT
inlawrev-27644	898	7	given	give	VERB
inlawrev-27644	898	8	what	what	PRON
inlawrev-27644	898	9	is	be	AUX
inlawrev-27644	898	10	known	know	VERB
inlawrev-27644	898	11	about	about	ADP
inlawrev-27644	898	12	the	the	DET
inlawrev-27644	898	13	investment	investment	NOUN
inlawrev-27644	898	14	decision	decision	NOUN
inlawrev-27644	898	15	making	making	NOUN
inlawrev-27644	898	16	of	of	ADP
inlawrev-27644	898	17	plan	plan	NOUN
inlawrev-27644	898	18	participants,248	participants,248	NOUN
inlawrev-27644	899	1	but	but	CCONJ
inlawrev-27644	899	2	it	it	PRON
inlawrev-27644	899	3	is	be	AUX
inlawrev-27644	899	4	the	the	DET
inlawrev-27644	899	5	current	current	ADJ
inlawrev-27644	899	6	law	law	NOUN
inlawrev-27644	899	7	and	and	CCONJ
inlawrev-27644	899	8	policy	policy	NOUN
inlawrev-27644	899	9	.	.	PUNCT
inlawrev-27644	900	1	as	as	SCONJ
inlawrev-27644	900	2	briefly	briefly	ADV
inlawrev-27644	900	3	noted	note	VERB
inlawrev-27644	900	4	above	above	ADV
inlawrev-27644	900	5	,	,	PUNCT
inlawrev-27644	900	6	fiduciaries	fiduciary	NOUN
inlawrev-27644	900	7	of	of	ADP
inlawrev-27644	900	8	participant	participant	NOUN
inlawrev-27644	900	9	-	-	PUNCT
inlawrev-27644	900	10	directed	direct	VERB
inlawrev-27644	900	11	plans	plan	NOUN
inlawrev-27644	900	12	have	have	VERB
inlawrev-27644	900	13	statutory	statutory	ADJ
inlawrev-27644	900	14	protections	protection	NOUN
inlawrev-27644	900	15	from	from	ADP
inlawrev-27644	900	16	liability	liability	NOUN
inlawrev-27644	900	17	for	for	ADP
inlawrev-27644	900	18	decisions	decision	NOUN
inlawrev-27644	900	19	made	make	VERB
inlawrev-27644	900	20	by	by	ADP
inlawrev-27644	900	21	participants	participant	NOUN
inlawrev-27644	900	22	on	on	ADP
inlawrev-27644	900	23	plan	plan	NOUN
inlawrev-27644	900	24	investments	investment	NOUN
inlawrev-27644	900	25	if	if	SCONJ
inlawrev-27644	900	26	plans	plan	NOUN
inlawrev-27644	900	27	meet	meet	VERB
inlawrev-27644	900	28	minimum	minimum	NOUN
inlawrev-27644	900	29	criteria.249	criteria.249	PROPN
inlawrev-27644	900	30	the	the	DET
inlawrev-27644	900	31	safe	safe	ADJ
inlawrev-27644	900	32	harbor	harbor	NOUN
inlawrev-27644	900	33	protection	protection	NOUN
inlawrev-27644	900	34	requires	require	VERB
inlawrev-27644	900	35	a	a	DET
inlawrev-27644	900	36	plan	plan	NOUN
inlawrev-27644	900	37	menu	menu	NOUN
inlawrev-27644	900	38	to	to	PART
inlawrev-27644	900	39	offer	offer	VERB
inlawrev-27644	900	40	at	at	ADV
inlawrev-27644	900	41	least	least	ADV
inlawrev-27644	900	42	three	three	NUM
inlawrev-27644	900	43	investment	investment	NOUN
inlawrev-27644	900	44	alternatives.250	alternatives.250	ADP
inlawrev-27644	900	45	each	each	PRON
inlawrev-27644	900	46	of	of	ADP
inlawrev-27644	900	47	those	those	DET
inlawrev-27644	900	48	three	three	NUM
inlawrev-27644	900	49	“	"	PUNCT
inlawrev-27644	900	50	core	core	NOUN
inlawrev-27644	900	51	”	"	PUNCT
inlawrev-27644	900	52	alternatives	alternative	NOUN
inlawrev-27644	900	53	must	must	AUX
inlawrev-27644	900	54	be	be	AUX
inlawrev-27644	900	55	diversified	diversify	VERB
inlawrev-27644	900	56	and	and	CCONJ
inlawrev-27644	900	57	have	have	VERB
inlawrev-27644	900	58	“	"	PUNCT
inlawrev-27644	900	59	materially	materially	ADV
inlawrev-27644	900	60	different	different	ADJ
inlawrev-27644	900	61	242	242	NUM
inlawrev-27644	900	62	.	.	PUNCT
inlawrev-27644	901	1	see	see	VERB
inlawrev-27644	901	2	supra	supra	PROPN
inlawrev-27644	901	3	part	part	NOUN
inlawrev-27644	901	4	ii.c	ii.c	VERB
inlawrev-27644	901	5	.	.	PUNCT
inlawrev-27644	902	1	(	(	PUNCT
inlawrev-27644	902	2	describing	describe	VERB
inlawrev-27644	902	3	the	the	DET
inlawrev-27644	902	4	regulatory	regulatory	ADJ
inlawrev-27644	902	5	instability	instability	NOUN
inlawrev-27644	902	6	)	)	PUNCT
inlawrev-27644	902	7	.	.	PUNCT
inlawrev-27644	903	1	243	243	NUM
inlawrev-27644	903	2	.	.	PUNCT
inlawrev-27644	904	1	gao	gao	PROPN
inlawrev-27644	904	2	esg	esg	PROPN
inlawrev-27644	904	3	report	report	PROPN
inlawrev-27644	904	4	,	,	PUNCT
inlawrev-27644	904	5	supra	supra	PROPN
inlawrev-27644	904	6	note	note	PROPN
inlawrev-27644	904	7	143	143	NUM
inlawrev-27644	904	8	,	,	PUNCT
inlawrev-27644	904	9	at	at	ADP
inlawrev-27644	904	10	19	19	NUM
inlawrev-27644	904	11	.	.	PUNCT
inlawrev-27644	904	12	244	244	NUM
inlawrev-27644	904	13	.	.	PUNCT
inlawrev-27644	905	1	investment	investment	NOUN
inlawrev-27644	905	2	company	company	PROPN
inlawrev-27644	905	3	institute	institute	PROPN
inlawrev-27644	905	4	,	,	PUNCT
inlawrev-27644	905	5	supra	supra	PROPN
inlawrev-27644	905	6	note	note	PROPN
inlawrev-27644	905	7	6	6	NUM
inlawrev-27644	905	8	.	.	NUM
inlawrev-27644	905	9	245	245	NUM
inlawrev-27644	905	10	.	.	PUNCT
inlawrev-27644	906	1	global	global	ADJ
inlawrev-27644	906	2	pension	pension	NOUN
inlawrev-27644	906	3	statistics	statistic	NOUN
inlawrev-27644	906	4	,	,	PUNCT
inlawrev-27644	906	5	oecd	oecd	PROPN
inlawrev-27644	906	6	,	,	PUNCT
inlawrev-27644	906	7	https://www.oecd.org/finance/privatepensions/globalpensionstatistics.htm	https://www.oecd.org/finance/privatepensions/globalpensionstatistics.htm	X
inlawrev-27644	907	1	[	[	X
inlawrev-27644	907	2	https://perma.cc/dr6w-rr9k	https://perma.cc/dr6w-rr9k	X
inlawrev-27644	907	3	]	]	X
inlawrev-27644	907	4	(	(	PUNCT
inlawrev-27644	907	5	last	last	ADV
inlawrev-27644	907	6	visited	visit	VERB
inlawrev-27644	907	7	feb	feb	PROPN
inlawrev-27644	907	8	.	.	PROPN
inlawrev-27644	907	9	2	2	NUM
inlawrev-27644	907	10	,	,	PUNCT
inlawrev-27644	907	11	2022	2022	NUM
inlawrev-27644	907	12	)	)	PUNCT
inlawrev-27644	907	13	.	.	PUNCT
inlawrev-27644	908	1	246	246	NUM
inlawrev-27644	908	2	.	.	PUNCT
inlawrev-27644	909	1	lubasha	lubasha	PROPN
inlawrev-27644	909	2	heredia	heredia	PROPN
inlawrev-27644	909	3	et	et	PROPN
inlawrev-27644	909	4	al	al	PROPN
inlawrev-27644	909	5	.	.	PROPN
inlawrev-27644	909	6	,	,	PUNCT
inlawrev-27644	909	7	the	the	DET
inlawrev-27644	909	8	$	$	SYM
inlawrev-27644	909	9	100	100	NUM
inlawrev-27644	909	10	trillion	trillion	NUM
inlawrev-27644	909	11	machine	machine	NOUN
inlawrev-27644	909	12	,	,	PUNCT
inlawrev-27644	909	13	boston	boston	PROPN
inlawrev-27644	909	14	consulting	consulting	PROPN
inlawrev-27644	909	15	group	group	NOUN
inlawrev-27644	909	16	(	(	PUNCT
inlawrev-27644	909	17	july	july	PROPN
inlawrev-27644	909	18	8	8	NUM
inlawrev-27644	909	19	,	,	PUNCT
inlawrev-27644	909	20	2021	2021	NUM
inlawrev-27644	909	21	)	)	PUNCT
inlawrev-27644	909	22	,	,	PUNCT
inlawrev-27644	909	23	https://www.bcg.com/publications/2021/global-asset-management-industry-report	https://www.bcg.com/publications/2021/global-asset-management-industry-report	VERB
inlawrev-27644	909	24	[	[	X
inlawrev-27644	909	25	https://perma.cc/75vd-dv6z	https://perma.cc/75vd-dv6z	X
inlawrev-27644	909	26	]	]	PUNCT
inlawrev-27644	909	27	.	.	PUNCT
inlawrev-27644	910	1	247	247	NUM
inlawrev-27644	910	2	.	.	PUNCT
inlawrev-27644	911	1	see	see	VERB
inlawrev-27644	911	2	,	,	PUNCT
inlawrev-27644	911	3	e.g.	e.g.	ADV
inlawrev-27644	911	4	,	,	PUNCT
inlawrev-27644	911	5	chris	chris	PROPN
inlawrev-27644	911	6	stokel	stokel	PROPN
inlawrev-27644	911	7	-	-	PUNCT
inlawrev-27644	911	8	walker	walker	NOUN
inlawrev-27644	911	9	,	,	PUNCT
inlawrev-27644	911	10	how	how	SCONJ
inlawrev-27644	911	11	sustainable	sustainable	ADJ
inlawrev-27644	911	12	investing	investing	NOUN
inlawrev-27644	911	13	will	will	AUX
inlawrev-27644	911	14	become	become	VERB
inlawrev-27644	911	15	the	the	DET
inlawrev-27644	911	16	norm	norm	NOUN
inlawrev-27644	911	17	,	,	PUNCT
inlawrev-27644	911	18	world	world	PROPN
inlawrev-27644	911	19	economic	economic	PROPN
inlawrev-27644	911	20	forum	forum	PROPN
inlawrev-27644	911	21	(	(	PUNCT
inlawrev-27644	911	22	feb	feb	PROPN
inlawrev-27644	911	23	.	.	PROPN
inlawrev-27644	911	24	2	2	NUM
inlawrev-27644	911	25	,	,	PUNCT
inlawrev-27644	911	26	2022	2022	NUM
inlawrev-27644	911	27	)	)	PUNCT
inlawrev-27644	911	28	https://www.weforum.org/agenda/2022/02/sustainable-investingesg-finance-future-norm/	https://www.weforum.org/agenda/2022/02/sustainable-investingesg-finance-future-norm/	X
inlawrev-27644	912	1	[	[	X
inlawrev-27644	912	2	https://perma.cc/e6nu-6g5p	https://perma.cc/e6nu-6g5p	X
inlawrev-27644	912	3	]	]	X
inlawrev-27644	912	4	(	(	PUNCT
inlawrev-27644	912	5	reporting	report	VERB
inlawrev-27644	912	6	an	an	DET
inlawrev-27644	912	7	increase	increase	NOUN
inlawrev-27644	912	8	in	in	ADP
inlawrev-27644	912	9	global	global	ADJ
inlawrev-27644	912	10	sustainable	sustainable	ADJ
inlawrev-27644	912	11	investing	investing	NOUN
inlawrev-27644	912	12	to	to	ADP
inlawrev-27644	912	13	$	$	SYM
inlawrev-27644	912	14	35.3	35.3	NUM
inlawrev-27644	912	15	trillion	trillion	NUM
inlawrev-27644	912	16	in	in	ADP
inlawrev-27644	912	17	2020	2020	NUM
inlawrev-27644	912	18	)	)	PUNCT
inlawrev-27644	912	19	.	.	PUNCT
inlawrev-27644	913	1	248	248	NUM
inlawrev-27644	913	2	.	.	PUNCT
inlawrev-27644	914	1	paul	paul	PROPN
inlawrev-27644	914	2	m.	m.	PROPN
inlawrev-27644	914	3	secunda	secunda	PROPN
inlawrev-27644	914	4	,	,	PUNCT
inlawrev-27644	914	5	the	the	DET
inlawrev-27644	914	6	behavioral	behavioral	ADJ
inlawrev-27644	914	7	economic	economic	ADJ
inlawrev-27644	914	8	case	case	NOUN
inlawrev-27644	914	9	for	for	ADP
inlawrev-27644	914	10	paternalistic	paternalistic	ADJ
inlawrev-27644	914	11	workplace	workplace	NOUN
inlawrev-27644	914	12	retirement	retirement	NOUN
inlawrev-27644	914	13	plans	plan	NOUN
inlawrev-27644	914	14	,	,	PUNCT
inlawrev-27644	914	15	91	91	NUM
inlawrev-27644	914	16	ind	ind	NOUN
inlawrev-27644	914	17	.	.	PUNCT
inlawrev-27644	915	1	l.j	l.j	PROPN
inlawrev-27644	915	2	.	.	PROPN
inlawrev-27644	916	1	505	505	NUM
inlawrev-27644	916	2	,	,	PUNCT
inlawrev-27644	916	3	517	517	NUM
inlawrev-27644	916	4	-	-	SYM
inlawrev-27644	916	5	24	24	NUM
inlawrev-27644	916	6	(	(	PUNCT
inlawrev-27644	916	7	2016	2016	NUM
inlawrev-27644	916	8	)	)	PUNCT
inlawrev-27644	916	9	(	(	PUNCT
inlawrev-27644	916	10	discussing	discuss	VERB
inlawrev-27644	916	11	the	the	DET
inlawrev-27644	916	12	evidence	evidence	NOUN
inlawrev-27644	916	13	for	for	ADP
inlawrev-27644	916	14	poor	poor	ADJ
inlawrev-27644	916	15	participant	participant	ADJ
inlawrev-27644	916	16	investment	investment	NOUN
inlawrev-27644	916	17	decision	decision	NOUN
inlawrev-27644	916	18	-	-	PUNCT
inlawrev-27644	916	19	making	making	NOUN
inlawrev-27644	916	20	)	)	PUNCT
inlawrev-27644	916	21	.	.	PUNCT
inlawrev-27644	917	1	249	249	X
inlawrev-27644	917	2	.	.	PUNCT
inlawrev-27644	918	1	see	see	VERB
inlawrev-27644	918	2	supra	supra	ADJ
inlawrev-27644	918	3	text	text	NOUN
inlawrev-27644	918	4	accompanying	accompanying	ADJ
inlawrev-27644	918	5	note	note	NOUN
inlawrev-27644	918	6	85	85	NUM
inlawrev-27644	918	7	.	.	PUNCT
inlawrev-27644	919	1	250	250	NUM
inlawrev-27644	919	2	.	.	NOUN
inlawrev-27644	919	3	29	29	NUM
inlawrev-27644	919	4	c.f.r	c.f.r	NOUN
inlawrev-27644	919	5	.	.	PUNCT
inlawrev-27644	920	1	§	§	PROPN
inlawrev-27644	920	2	2550	2550	NUM
inlawrev-27644	920	3	-	-	PUNCT
inlawrev-27644	920	4	404(c)-1(b)(3)(b	404(c)-1(b)(3)(b	NUM
inlawrev-27644	920	5	)	)	PUNCT
inlawrev-27644	920	6	.	.	PUNCT
inlawrev-27644	921	1	2023	2023	NUM
inlawrev-27644	921	2	]	]	PUNCT
inlawrev-27644	921	3	matching	match	VERB
inlawrev-27644	921	4	preferences	preference	NOUN
inlawrev-27644	921	5	and	and	CCONJ
inlawrev-27644	921	6	access	access	NOUN
inlawrev-27644	921	7	87	87	NUM
inlawrev-27644	921	8	risk	risk	NOUN
inlawrev-27644	921	9	and	and	CCONJ
inlawrev-27644	921	10	return	return	NOUN
inlawrev-27644	921	11	characteristics	characteristic	NOUN
inlawrev-27644	921	12	.	.	PUNCT
inlawrev-27644	921	13	”2	”2	PUNCT
inlawrev-27644	922	1	5	5	NUM
inlawrev-27644	922	2	1	1	NUM
inlawrev-27644	922	3	together	together	ADV
inlawrev-27644	922	4	the	the	DET
inlawrev-27644	922	5	three	three	NUM
inlawrev-27644	922	6	alternatives	alternative	NOUN
inlawrev-27644	922	7	must	must	AUX
inlawrev-27644	922	8	enable	enable	VERB
inlawrev-27644	922	9	participants	participant	NOUN
inlawrev-27644	922	10	to	to	PART
inlawrev-27644	922	11	establish	establish	VERB
inlawrev-27644	922	12	a	a	DET
inlawrev-27644	922	13	portfolio	portfolio	NOUN
inlawrev-27644	922	14	that	that	PRON
inlawrev-27644	922	15	reflects	reflect	VERB
inlawrev-27644	922	16	their	their	PRON
inlawrev-27644	922	17	personal	personal	ADJ
inlawrev-27644	922	18	risk	risk	NOUN
inlawrev-27644	922	19	tolerance.252	tolerance.252	NOUN
inlawrev-27644	922	20	although	although	SCONJ
inlawrev-27644	922	21	plans	plan	NOUN
inlawrev-27644	922	22	menus	menu	NOUN
inlawrev-27644	922	23	must	must	AUX
inlawrev-27644	922	24	comprise	comprise	VERB
inlawrev-27644	922	25	at	at	ADV
inlawrev-27644	922	26	least	least	ADV
inlawrev-27644	922	27	three	three	NUM
inlawrev-27644	922	28	diversified	diversified	ADJ
inlawrev-27644	922	29	investment	investment	NOUN
inlawrev-27644	922	30	alternatives	alternative	NOUN
inlawrev-27644	922	31	to	to	PART
inlawrev-27644	922	32	qualify	qualify	VERB
inlawrev-27644	922	33	for	for	ADP
inlawrev-27644	922	34	the	the	DET
inlawrev-27644	922	35	safe	safe	ADJ
inlawrev-27644	922	36	harbor	harbor	NOUN
inlawrev-27644	922	37	fiduciary	fiduciary	ADJ
inlawrev-27644	922	38	protection	protection	NOUN
inlawrev-27644	922	39	,	,	PUNCT
inlawrev-27644	922	40	the	the	DET
inlawrev-27644	922	41	average	average	ADJ
inlawrev-27644	922	42	plan	plan	NOUN
inlawrev-27644	922	43	menu	menu	NOUN
inlawrev-27644	922	44	includes	include	VERB
inlawrev-27644	922	45	twenty	twenty	NUM
inlawrev-27644	922	46	-	-	PUNCT
inlawrev-27644	922	47	eight	eight	NUM
inlawrev-27644	922	48	investments.253	investments.253	ADJ
inlawrev-27644	922	49	domestic	domestic	ADJ
inlawrev-27644	922	50	u.s	u.s	PROPN
inlawrev-27644	922	51	.	.	PROPN
inlawrev-27644	922	52	equity	equity	NOUN
inlawrev-27644	922	53	and	and	CCONJ
inlawrev-27644	922	54	bond	bond	NOUN
inlawrev-27644	922	55	funds	fund	NOUN
inlawrev-27644	922	56	are	be	AUX
inlawrev-27644	922	57	the	the	DET
inlawrev-27644	922	58	most	most	ADV
inlawrev-27644	922	59	popular	popular	ADJ
inlawrev-27644	922	60	frequently	frequently	ADV
inlawrev-27644	922	61	offered	offer	VERB
inlawrev-27644	922	62	types	type	NOUN
inlawrev-27644	922	63	of	of	ADP
inlawrev-27644	922	64	investment	investment	NOUN
inlawrev-27644	922	65	choices.254	choices.254	NOUN
inlawrev-27644	922	66	menus	menu	NOUN
inlawrev-27644	922	67	also	also	ADV
inlawrev-27644	922	68	include	include	VERB
inlawrev-27644	922	69	international	international	ADJ
inlawrev-27644	922	70	equity	equity	NOUN
inlawrev-27644	922	71	and	and	CCONJ
inlawrev-27644	922	72	bond	bond	NOUN
inlawrev-27644	922	73	funds	fund	NOUN
inlawrev-27644	922	74	,	,	PUNCT
inlawrev-27644	922	75	target	target	NOUN
inlawrev-27644	922	76	date	date	NOUN
inlawrev-27644	922	77	funds	fund	NOUN
inlawrev-27644	922	78	,	,	PUNCT
inlawrev-27644	922	79	money	money	NOUN
inlawrev-27644	922	80	market	market	NOUN
inlawrev-27644	922	81	funds	fund	NOUN
inlawrev-27644	922	82	,	,	PUNCT
inlawrev-27644	922	83	guaranteed	guarantee	VERB
inlawrev-27644	922	84	investment	investment	NOUN
inlawrev-27644	922	85	contracts	contract	NOUN
inlawrev-27644	922	86	,	,	PUNCT
inlawrev-27644	922	87	and	and	CCONJ
inlawrev-27644	922	88	others.255	others.255	PROPN
inlawrev-27644	922	89	a	a	DET
inlawrev-27644	922	90	prudent	prudent	ADJ
inlawrev-27644	922	91	process	process	NOUN
inlawrev-27644	922	92	also	also	ADV
inlawrev-27644	922	93	does	do	AUX
inlawrev-27644	922	94	not	not	PART
inlawrev-27644	922	95	require	require	VERB
inlawrev-27644	922	96	,	,	PUNCT
inlawrev-27644	922	97	as	as	SCONJ
inlawrev-27644	922	98	professor	professor	NOUN
inlawrev-27644	922	99	zelinsky	zelinsky	NOUN
inlawrev-27644	922	100	asserts	assert	VERB
inlawrev-27644	922	101	,	,	PUNCT
inlawrev-27644	922	102	that	that	SCONJ
inlawrev-27644	922	103	401(k	401(k	NOUN
inlawrev-27644	922	104	)	)	PUNCT
inlawrev-27644	922	105	plan	plan	NOUN
inlawrev-27644	922	106	fiduciaries	fiduciary	NOUN
inlawrev-27644	922	107	apply	apply	VERB
inlawrev-27644	922	108	trust	trust	NOUN
inlawrev-27644	922	109	law	law	NOUN
inlawrev-27644	922	110	’s	’s	PART
inlawrev-27644	922	111	principle	principle	NOUN
inlawrev-27644	922	112	that	that	SCONJ
inlawrev-27644	922	113	only	only	ADV
inlawrev-27644	922	114	“	"	PUNCT
inlawrev-27644	922	115	cautious	cautious	ADJ
inlawrev-27644	922	116	and	and	CCONJ
inlawrev-27644	922	117	conservative	conservative	ADJ
inlawrev-27644	922	118	”	"	PUNCT
inlawrev-27644	922	119	investments	investment	NOUN
inlawrev-27644	922	120	are	be	AUX
inlawrev-27644	922	121	prudent.256	prudent.256	VERB
inlawrev-27644	922	122	again	again	ADV
inlawrev-27644	922	123	,	,	PUNCT
inlawrev-27644	922	124	nothing	nothing	PRON
inlawrev-27644	922	125	in	in	ADP
inlawrev-27644	922	126	the	the	DET
inlawrev-27644	922	127	case	case	NOUN
inlawrev-27644	922	128	law	law	NOUN
inlawrev-27644	922	129	or	or	CCONJ
inlawrev-27644	922	130	dol	dol	NOUN
inlawrev-27644	922	131	regulation	regulation	NOUN
inlawrev-27644	922	132	supports	support	VERB
inlawrev-27644	922	133	the	the	DET
inlawrev-27644	922	134	import	import	NOUN
inlawrev-27644	922	135	of	of	ADP
inlawrev-27644	922	136	that	that	DET
inlawrev-27644	922	137	standard	standard	NOUN
inlawrev-27644	922	138	from	from	ADP
inlawrev-27644	922	139	trust	trust	NOUN
inlawrev-27644	922	140	law	law	NOUN
inlawrev-27644	922	141	to	to	ADP
inlawrev-27644	922	142	the	the	DET
inlawrev-27644	922	143	401(k	401(k	PROPN
inlawrev-27644	922	144	)	)	PUNCT
inlawrev-27644	922	145	menu	menu	NOUN
inlawrev-27644	922	146	context	context	NOUN
inlawrev-27644	922	147	.	.	PUNCT
inlawrev-27644	923	1	indeed	indeed	ADV
inlawrev-27644	923	2	,	,	PUNCT
inlawrev-27644	923	3	the	the	DET
inlawrev-27644	923	4	supreme	supreme	PROPN
inlawrev-27644	923	5	court	court	PROPN
inlawrev-27644	923	6	has	have	AUX
inlawrev-27644	923	7	recognized	recognize	VERB
inlawrev-27644	923	8	that	that	SCONJ
inlawrev-27644	923	9	while	while	SCONJ
inlawrev-27644	923	10	trust	trust	NOUN
inlawrev-27644	923	11	law	law	NOUN
inlawrev-27644	923	12	principles	principle	NOUN
inlawrev-27644	923	13	can	can	AUX
inlawrev-27644	923	14	inform	inform	VERB
inlawrev-27644	923	15	the	the	DET
inlawrev-27644	923	16	interpretation	interpretation	NOUN
inlawrev-27644	923	17	of	of	ADP
inlawrev-27644	923	18	erisa	erisa	PROPN
inlawrev-27644	923	19	’s	’s	PART
inlawrev-27644	923	20	fiduciary	fiduciary	ADJ
inlawrev-27644	923	21	provisions	provision	NOUN
inlawrev-27644	923	22	,	,	PUNCT
inlawrev-27644	923	23	those	those	DET
inlawrev-27644	923	24	principles	principle	NOUN
inlawrev-27644	923	25	must	must	AUX
inlawrev-27644	923	26	be	be	AUX
inlawrev-27644	923	27	adapted	adapt	VERB
inlawrev-27644	923	28	to	to	PART
inlawrev-27644	923	29	reflect	reflect	VERB
inlawrev-27644	923	30	the	the	DET
inlawrev-27644	923	31	goals	goal	NOUN
inlawrev-27644	923	32	of	of	ADP
inlawrev-27644	923	33	pension	pension	NOUN
inlawrev-27644	923	34	plans.257	plans.257	NOUN
inlawrev-27644	923	35	the	the	DET
inlawrev-27644	923	36	regulatory	regulatory	ADJ
inlawrev-27644	923	37	requirement	requirement	NOUN
inlawrev-27644	923	38	of	of	ADP
inlawrev-27644	923	39	three	three	NUM
inlawrev-27644	923	40	diversified	diversified	ADJ
inlawrev-27644	923	41	investment	investment	NOUN
inlawrev-27644	923	42	alternatives	alternative	NOUN
inlawrev-27644	923	43	with	with	ADP
inlawrev-27644	923	44	different	different	ADJ
inlawrev-27644	923	45	risk	risk	NOUN
inlawrev-27644	923	46	and	and	CCONJ
inlawrev-27644	923	47	reward	reward	VERB
inlawrev-27644	923	48	characteristics	characteristic	NOUN
inlawrev-27644	923	49	almost	almost	ADV
inlawrev-27644	923	50	necessarily	necessarily	ADV
inlawrev-27644	923	51	implies	imply	VERB
inlawrev-27644	923	52	that	that	SCONJ
inlawrev-27644	923	53	at	at	ADV
inlawrev-27644	923	54	least	least	ADJ
inlawrev-27644	923	55	one	one	NUM
inlawrev-27644	923	56	of	of	ADP
inlawrev-27644	923	57	those	those	DET
inlawrev-27644	923	58	alternatives	alternative	NOUN
inlawrev-27644	923	59	will	will	AUX
inlawrev-27644	923	60	be	be	AUX
inlawrev-27644	923	61	more	more	ADV
inlawrev-27644	923	62	risky	risky	ADJ
inlawrev-27644	923	63	than	than	ADP
inlawrev-27644	923	64	the	the	DET
inlawrev-27644	923	65	“	"	PUNCT
inlawrev-27644	923	66	cautious	cautious	ADJ
inlawrev-27644	923	67	and	and	CCONJ
inlawrev-27644	923	68	conservative	conservative	ADJ
inlawrev-27644	923	69	standard	standard	NOUN
inlawrev-27644	923	70	.	.	PUNCT
inlawrev-27644	923	71	”	"	PUNCT
inlawrev-27644	924	1	when	when	SCONJ
inlawrev-27644	924	2	the	the	DET
inlawrev-27644	924	3	dol	dol	NOUN
inlawrev-27644	924	4	explained	explain	VERB
inlawrev-27644	924	5	that	that	SCONJ
inlawrev-27644	924	6	this	this	DET
inlawrev-27644	924	7	requirement	requirement	NOUN
inlawrev-27644	924	8	does	do	AUX
inlawrev-27644	924	9	not	not	PART
inlawrev-27644	924	10	require	require	VERB
inlawrev-27644	924	11	either	either	CCONJ
inlawrev-27644	924	12	a	a	DET
inlawrev-27644	924	13	“	"	PUNCT
inlawrev-27644	924	14	very	very	ADV
inlawrev-27644	924	15	conservative	conservative	ADJ
inlawrev-27644	924	16	or	or	CCONJ
inlawrev-27644	924	17	a	a	DET
inlawrev-27644	924	18	very	very	ADV
inlawrev-27644	924	19	risky	risky	ADJ
inlawrev-27644	924	20	investment	investment	NOUN
inlawrev-27644	924	21	alternative	alternative	NOUN
inlawrev-27644	924	22	,	,	PUNCT
inlawrev-27644	924	23	”	"	PUNCT
inlawrev-27644	924	24	it	it	PRON
inlawrev-27644	924	25	did	do	AUX
inlawrev-27644	924	26	not	not	PART
inlawrev-27644	924	27	state	state	VERB
inlawrev-27644	924	28	that	that	SCONJ
inlawrev-27644	924	29	plans	plan	NOUN
inlawrev-27644	924	30	were	be	AUX
inlawrev-27644	924	31	per	per	X
inlawrev-27644	924	32	se	se	ADV
inlawrev-27644	924	33	precluded	preclude	VERB
inlawrev-27644	924	34	from	from	ADP
inlawrev-27644	924	35	offering	offer	VERB
inlawrev-27644	924	36	menu	menu	NOUN
inlawrev-27644	924	37	options	option	NOUN
inlawrev-27644	924	38	at	at	ADP
inlawrev-27644	924	39	either	either	DET
inlawrev-27644	924	40	end	end	NOUN
inlawrev-27644	924	41	of	of	ADP
inlawrev-27644	924	42	the	the	DET
inlawrev-27644	924	43	risk	risk	NOUN
inlawrev-27644	924	44	spectrum.258	spectrum.258	VERB
inlawrev-27644	924	45	from	from	ADP
inlawrev-27644	924	46	a	a	DET
inlawrev-27644	924	47	choice	choice	NOUN
inlawrev-27644	924	48	standpoint	standpoint	NOUN
inlawrev-27644	924	49	,	,	PUNCT
inlawrev-27644	924	50	participants	participant	NOUN
inlawrev-27644	924	51	may	may	AUX
inlawrev-27644	924	52	want	want	VERB
inlawrev-27644	924	53	to	to	PART
inlawrev-27644	924	54	invest	invest	VERB
inlawrev-27644	924	55	in	in	ADP
inlawrev-27644	924	56	and	and	CCONJ
inlawrev-27644	924	57	even	even	ADV
inlawrev-27644	924	58	overweight	overweight	VERB
inlawrev-27644	924	59	their	their	PRON
inlawrev-27644	924	60	allocations	allocation	NOUN
inlawrev-27644	924	61	to	to	ADP
inlawrev-27644	924	62	investments	investment	NOUN
inlawrev-27644	924	63	that	that	PRON
inlawrev-27644	924	64	are	be	AUX
inlawrev-27644	924	65	neither	neither	CCONJ
inlawrev-27644	924	66	cautious	cautious	ADJ
inlawrev-27644	924	67	nor	nor	CCONJ
inlawrev-27644	924	68	conservative	conservative	ADJ
inlawrev-27644	924	69	.	.	PUNCT
inlawrev-27644	925	1	they	they	PRON
inlawrev-27644	925	2	may	may	AUX
inlawrev-27644	925	3	be	be	AUX
inlawrev-27644	925	4	young	young	ADJ
inlawrev-27644	925	5	and	and	CCONJ
inlawrev-27644	925	6	believe	believe	VERB
inlawrev-27644	925	7	that	that	SCONJ
inlawrev-27644	925	8	over	over	ADP
inlawrev-27644	925	9	the	the	DET
inlawrev-27644	925	10	term	term	NOUN
inlawrev-27644	925	11	of	of	ADP
inlawrev-27644	925	12	their	their	PRON
inlawrev-27644	925	13	careers	career	NOUN
inlawrev-27644	925	14	higher	high	ADJ
inlawrev-27644	925	15	risk	risk	NOUN
inlawrev-27644	925	16	will	will	AUX
inlawrev-27644	925	17	provide	provide	VERB
inlawrev-27644	925	18	more	more	ADJ
inlawrev-27644	925	19	retirement	retirement	NOUN
inlawrev-27644	925	20	security	security	NOUN
inlawrev-27644	925	21	.	.	PUNCT
inlawrev-27644	926	1	or	or	CCONJ
inlawrev-27644	926	2	,	,	PUNCT
inlawrev-27644	926	3	they	they	PRON
inlawrev-27644	926	4	may	may	AUX
inlawrev-27644	926	5	be	be	AUX
inlawrev-27644	926	6	confused	confuse	VERB
inlawrev-27644	926	7	and	and	CCONJ
inlawrev-27644	926	8	making	make	VERB
inlawrev-27644	926	9	a	a	DET
inlawrev-27644	926	10	choice	choice	NOUN
inlawrev-27644	926	11	for	for	ADP
inlawrev-27644	926	12	imprudent	imprudent	ADJ
inlawrev-27644	926	13	reasons	reason	NOUN
inlawrev-27644	926	14	.	.	PUNCT
inlawrev-27644	927	1	if	if	SCONJ
inlawrev-27644	927	2	there	there	PRON
inlawrev-27644	927	3	is	be	VERB
inlawrev-27644	927	4	concern	concern	NOUN
inlawrev-27644	927	5	,	,	PUNCT
inlawrev-27644	927	6	though	though	ADV
inlawrev-27644	927	7	,	,	PUNCT
inlawrev-27644	927	8	about	about	ADP
inlawrev-27644	927	9	poor	poor	ADJ
inlawrev-27644	927	10	participant	participant	ADJ
inlawrev-27644	927	11	decision	decision	NOUN
inlawrev-27644	927	12	making	make	VERB
inlawrev-27644	927	13	it	it	PRON
inlawrev-27644	927	14	should	should	AUX
inlawrev-27644	927	15	be	be	AUX
inlawrev-27644	927	16	addressed	address	VERB
inlawrev-27644	927	17	by	by	ADP
inlawrev-27644	927	18	revisiting	revisit	VERB
inlawrev-27644	927	19	the	the	DET
inlawrev-27644	927	20	nature	nature	NOUN
inlawrev-27644	927	21	and	and	CCONJ
inlawrev-27644	927	22	regulation	regulation	NOUN
inlawrev-27644	927	23	of	of	ADP
inlawrev-27644	927	24	participant	participant	ADJ
inlawrev-27644	927	25	-	-	PUNCT
inlawrev-27644	927	26	directed	direct	VERB
inlawrev-27644	927	27	accounts	account	NOUN
inlawrev-27644	927	28	,	,	PUNCT
inlawrev-27644	927	29	not	not	PART
inlawrev-27644	927	30	by	by	ADP
inlawrev-27644	927	31	imposing	impose	VERB
inlawrev-27644	927	32	artificial	artificial	ADJ
inlawrev-27644	927	33	constraints	constraint	NOUN
inlawrev-27644	927	34	251	251	NUM
inlawrev-27644	927	35	.	.	PUNCT
inlawrev-27644	928	1	i	i	PRON
inlawrev-27644	928	2	d.	d.	PROPN
inlawrev-27644	928	3	at	at	ADP
inlawrev-27644	928	4	(	(	PUNCT
inlawrev-27644	928	5	b)(1	b)(1	NOUN
inlawrev-27644	928	6	)	)	PUNCT
inlawrev-27644	928	7	&	&	CCONJ
inlawrev-27644	928	8	(	(	PUNCT
inlawrev-27644	928	9	2	2	NUM
inlawrev-27644	928	10	)	)	PUNCT
inlawrev-27644	928	11	.	.	PUNCT
inlawrev-27644	929	1	252	252	NUM
inlawrev-27644	929	2	.	.	PUNCT
inlawrev-27644	930	1	i	i	PRON
inlawrev-27644	930	2	d.	d.	PROPN
inlawrev-27644	930	3	at	at	ADP
inlawrev-27644	930	4	(	(	PUNCT
inlawrev-27644	930	5	b)(3	b)(3	NOUN
inlawrev-27644	930	6	)	)	PUNCT
inlawrev-27644	930	7	.	.	PUNCT
inlawrev-27644	931	1	253	253	NUM
inlawrev-27644	931	2	.	.	PUNCT
inlawrev-27644	932	1	brightscope	brightscope	NOUN
inlawrev-27644	932	2	and	and	CCONJ
inlawrev-27644	932	3	investment	investment	NOUN
inlawrev-27644	932	4	company	company	NOUN
inlawrev-27644	932	5	institute	institute	PROPN
inlawrev-27644	932	6	,	,	PUNCT
inlawrev-27644	932	7	the	the	DET
inlawrev-27644	932	8	brightscope	brightscope	PROPN
inlawrev-27644	932	9	/	/	SYM
inlawrev-27644	932	10	ici	ici	PROPN
inlawrev-27644	932	11	defined	define	VERB
inlawrev-27644	932	12	contribution	contribution	NOUN
inlawrev-27644	932	13	plan	plan	NOUN
inlawrev-27644	932	14	profile	profile	NOUN
inlawrev-27644	932	15	:	:	PUNCT
inlawrev-27644	932	16	a	a	DET
inlawrev-27644	932	17	close	close	ADJ
inlawrev-27644	932	18	look	look	NOUN
inlawrev-27644	932	19	at	at	ADP
inlawrev-27644	932	20	401(k	401(k	NOUN
inlawrev-27644	932	21	)	)	PUNCT
inlawrev-27644	932	22	plans	plan	NOUN
inlawrev-27644	932	23	,	,	PUNCT
inlawrev-27644	932	24	2019	2019	NUM
inlawrev-27644	932	25	,	,	PUNCT
inlawrev-27644	932	26	sept	sept	PROPN
inlawrev-27644	932	27	.	.	PROPN
inlawrev-27644	932	28	18	18	NUM
inlawrev-27644	932	29	,	,	PUNCT
inlawrev-27644	932	30	2022	2022	NUM
inlawrev-27644	932	31	(	(	PUNCT
inlawrev-27644	932	32	2019	2019	NUM
inlawrev-27644	932	33	data	datum	NOUN
inlawrev-27644	932	34	for	for	ADP
inlawrev-27644	932	35	plans	plan	NOUN
inlawrev-27644	932	36	a	a	DET
inlawrev-27644	932	37	v	v	NOUN
inlawrev-27644	932	38	e	e	NOUN
inlawrev-27644	932	39	r	r	NOUN
inlawrev-27644	932	40	a	a	DET
inlawrev-27644	932	41	g	g	NOUN
inlawrev-27644	932	42	in	in	ADP
inlawrev-27644	932	43	g	g	PROPN
inlawrev-27644	932	44	b	b	PROPN
inlawrev-27644	932	45	e	e	PROPN
inlawrev-27644	932	46	t	t	PROPN
inlawrev-27644	932	47	w	w	PROPN
inlawrev-27644	932	48	e	e	PROPN
inlawrev-27644	932	49	e	e	X
inlawrev-27644	932	50	n	n	CCONJ
inlawrev-27644	932	51	$	$	SYM
inlawrev-27644	932	52	1	1	NUM
inlawrev-27644	932	53	m	m	NOUN
inlawrev-27644	932	54	illio	illio	NOUN
inlawrev-27644	932	55	n	n	ADV
inlawrev-27644	932	56	a	a	DET
inlawrev-27644	932	57	n	n	NOUN
inlawrev-27644	932	58	d	d	NOUN
inlawrev-27644	932	59	m	m	NOUN
inlawrev-27644	932	60	o	o	NOUN
inlawrev-27644	933	1	r	r	NOUN
inlawrev-27644	933	2	e	e	NOUN
inlawrev-27644	933	3	t	t	NOUN
inlawrev-27644	933	4	h	h	NOUN
inlawrev-27644	933	5	a	a	DET
inlawrev-27644	933	6	n	n	NUM
inlawrev-27644	933	7	1	1	NUM
inlawrev-27644	933	8	b	b	NOUN
inlawrev-27644	933	9	illio	illio	NOUN
inlawrev-27644	933	10	n	n	NOUN
inlawrev-27644	933	11	in	in	ADP
inlawrev-27644	933	12	a	a	DET
inlawrev-27644	933	13	s	s	NOUN
inlawrev-27644	933	14	s	s	X
inlawrev-27644	933	15	e	e	NOUN
inlawrev-27644	933	16	t	t	PROPN
inlawrev-27644	933	17	s	s	PART
inlawrev-27644	933	18	)	)	PUNCT
inlawrev-27644	933	19	,	,	PUNCT
inlawrev-27644	934	1	https://www.ici.org/research/retirement/dc-plan-profile	https://www.ici.org/research/retirement/dc-plan-profile	PROPN
inlawrev-27644	934	2	[	[	X
inlawrev-27644	934	3	https://perma.cc/g9ve-dx3	https://perma.cc/g9ve-dx3	ADJ
inlawrev-27644	934	4	g	g	NOUN
inlawrev-27644	934	5	]	]	PUNCT
inlawrev-27644	934	6	.	.	PUNCT
inlawrev-27644	935	1	254	254	NUM
inlawrev-27644	935	2	.	.	PUNCT
inlawrev-27644	936	1	i	i	PRON
inlawrev-27644	936	2	d.	d.	PROPN
inlawrev-27644	936	3	at	at	ADP
inlawrev-27644	936	4	31	31	NUM
inlawrev-27644	936	5	.	.	PUNCT
inlawrev-27644	937	1	255	255	NUM
inlawrev-27644	937	2	.	.	PUNCT
inlawrev-27644	938	1	i	i	PRON
inlawrev-27644	938	2	d.	d.	PROPN
inlawrev-27644	938	3	256	256	NUM
inlawrev-27644	938	4	.	.	PUNCT
inlawrev-27644	939	1	zelinsky	zelinsky	PROPN
inlawrev-27644	939	2	ii	ii	PROPN
inlawrev-27644	939	3	,	,	PUNCT
inlawrev-27644	939	4	supra	supra	PROPN
inlawrev-27644	939	5	note	note	PROPN
inlawrev-27644	939	6	235	235	NUM
inlawrev-27644	939	7	,	,	PUNCT
inlawrev-27644	939	8	at	at	ADP
inlawrev-27644	939	9	521	521	NUM
inlawrev-27644	939	10	.	.	NOUN
inlawrev-27644	939	11	257	257	NUM
inlawrev-27644	939	12	.	.	PUNCT
inlawrev-27644	940	1	mass	mass	PROPN
inlawrev-27644	940	2	.	.	PUNCT
inlawrev-27644	941	1	mut	mut	PROPN
inlawrev-27644	941	2	.	.	PUNCT
inlawrev-27644	942	1	life	life	PROPN
inlawrev-27644	942	2	ins	ins	PROPN
inlawrev-27644	942	3	.	.	PUNCT
inlawrev-27644	942	4	co.	co.	PROPN
inlawrev-27644	943	1	v.	v.	PROPN
inlawrev-27644	943	2	russell	russell	PROPN
inlawrev-27644	943	3	,	,	PUNCT
inlawrev-27644	943	4	473	473	NUM
inlawrev-27644	943	5	u.s	u.s	PROPN
inlawrev-27644	943	6	.	.	PROPN
inlawrev-27644	943	7	134	134	NUM
inlawrev-27644	943	8	,	,	PUNCT
inlawrev-27644	943	9	139	139	NUM
inlawrev-27644	943	10	n.6	n.6	NOUN
inlawrev-27644	943	11	(	(	PUNCT
inlawrev-27644	943	12	1985	1985	NUM
inlawrev-27644	943	13	)	)	PUNCT
inlawrev-27644	943	14	;	;	PUNCT
inlawrev-27644	943	15	see	see	VERB
inlawrev-27644	943	16	also	also	ADV
inlawrev-27644	943	17	1979	1979	NUM
inlawrev-27644	943	18	final	final	ADJ
inlawrev-27644	943	19	regulation	regulation	NOUN
inlawrev-27644	943	20	,	,	PUNCT
inlawrev-27644	943	21	44	44	NUM
inlawrev-27644	943	22	fed	feed	VERB
inlawrev-27644	943	23	.	.	PUNCT
inlawrev-27644	944	1	reg	reg	PROPN
inlawrev-27644	944	2	.	.	PROPN
inlawrev-27644	944	3	37221	37221	NUM
inlawrev-27644	944	4	,	,	PUNCT
inlawrev-27644	944	5	37222	37222	NUM
inlawrev-27644	944	6	(	(	PUNCT
inlawrev-27644	944	7	june	june	PROPN
inlawrev-27644	944	8	26	26	NUM
inlawrev-27644	944	9	,	,	PUNCT
inlawrev-27644	944	10	1979	1979	NUM
inlawrev-27644	944	11	)	)	PUNCT
inlawrev-27644	944	12	,	,	PUNCT
inlawrev-27644	944	13	codified	codify	VERB
inlawrev-27644	944	14	at	at	ADP
inlawrev-27644	944	15	29	29	NUM
inlawrev-27644	944	16	c.f.r	c.f.r	NOUN
inlawrev-27644	944	17	.	.	PUNCT
inlawrev-27644	945	1	§	§	PROPN
inlawrev-27644	945	2	2550	2550	NUM
inlawrev-27644	945	3	(	(	PUNCT
inlawrev-27644	945	4	2023	2023	NUM
inlawrev-27644	945	5	)	)	PUNCT
inlawrev-27644	945	6	(	(	PUNCT
inlawrev-27644	945	7	“	"	PUNCT
inlawrev-27644	945	8	the	the	DET
inlawrev-27644	945	9	legislative	legislative	ADJ
inlawrev-27644	945	10	history	history	NOUN
inlawrev-27644	945	11	of	of	ADP
inlawrev-27644	945	12	[	[	X
inlawrev-27644	945	13	erisa	erisa	NOUN
inlawrev-27644	945	14	]	]	PUNCT
inlawrev-27644	945	15	indicates	indicate	VERB
inlawrev-27644	945	16	that	that	SCONJ
inlawrev-27644	945	17	the	the	DET
inlawrev-27644	945	18	common	common	ADJ
inlawrev-27644	945	19	law	law	NOUN
inlawrev-27644	945	20	of	of	ADP
inlawrev-27644	945	21	trusts	trust	NOUN
inlawrev-27644	945	22	,	,	PUNCT
inlawrev-27644	945	23	which	which	PRON
inlawrev-27644	945	24	forms	form	VERB
inlawrev-27644	945	25	the	the	DET
inlawrev-27644	945	26	basis	basis	NOUN
inlawrev-27644	945	27	for	for	ADP
inlawrev-27644	945	28	.	.	PUNCT
inlawrev-27644	945	29	.	.	PUNCT
inlawrev-27644	945	30	.	.	PUNCT
inlawrev-27644	946	1	[	[	X
inlawrev-27644	946	2	erisa	erisa	NOUN
inlawrev-27644	946	3	’s	’s	PART
inlawrev-27644	946	4	fiduciary	fiduciary	ADJ
inlawrev-27644	946	5	provisions	provision	NOUN
inlawrev-27644	946	6	]	]	PUNCT
inlawrev-27644	946	7	should	should	AUX
inlawrev-27644	946	8	,	,	PUNCT
inlawrev-27644	946	9	nevertheless	nevertheless	ADV
inlawrev-27644	946	10	not	not	PART
inlawrev-27644	946	11	be	be	AUX
inlawrev-27644	946	12	mechanically	mechanically	ADV
inlawrev-27644	946	13	applied	apply	VERB
inlawrev-27644	946	14	to	to	ADP
inlawrev-27644	946	15	employee	employee	NOUN
inlawrev-27644	946	16	benefit	benefit	NOUN
inlawrev-27644	946	17	plans	plan	NOUN
inlawrev-27644	946	18	.	.	PUNCT
inlawrev-27644	946	19	”	"	PUNCT
inlawrev-27644	946	20	)	)	PUNCT
inlawrev-27644	946	21	.	.	PUNCT
inlawrev-27644	947	1	258	258	NUM
inlawrev-27644	947	2	.	.	PUNCT
inlawrev-27644	947	3	final	final	ADJ
inlawrev-27644	947	4	regulation	regulation	NOUN
inlawrev-27644	947	5	regarding	regard	VERB
inlawrev-27644	947	6	participant	participant	ADJ
inlawrev-27644	947	7	directed	direct	VERB
inlawrev-27644	947	8	individual	individual	ADJ
inlawrev-27644	947	9	account	account	NOUN
inlawrev-27644	947	10	plans	plan	NOUN
inlawrev-27644	947	11	(	(	PUNCT
inlawrev-27644	947	12	erisa	erisa	NOUN
inlawrev-27644	947	13	section	section	NOUN
inlawrev-27644	947	14	404(c	404(c	PROPN
inlawrev-27644	947	15	)	)	PUNCT
inlawrev-27644	947	16	plans	plan	NOUN
inlawrev-27644	947	17	,	,	PUNCT
inlawrev-27644	947	18	57	57	NUM
inlawrev-27644	947	19	fed	feed	VERB
inlawrev-27644	947	20	.	.	PUNCT
inlawrev-27644	948	1	reg	reg	PROPN
inlawrev-27644	948	2	.	.	PROPN
inlawrev-27644	949	1	46906	46906	NUM
inlawrev-27644	949	2	,	,	PUNCT
inlawrev-27644	949	3	46920	46920	NUM
inlawrev-27644	949	4	(	(	PUNCT
inlawrev-27644	949	5	oct	oct	PROPN
inlawrev-27644	949	6	.	.	PROPN
inlawrev-27644	949	7	13	13	NUM
inlawrev-27644	949	8	,	,	PUNCT
inlawrev-27644	949	9	1992	1992	NUM
inlawrev-27644	949	10	)	)	PUNCT
inlawrev-27644	949	11	,	,	PUNCT
inlawrev-27644	949	12	codified	codify	VERB
inlawrev-27644	949	13	at	at	ADP
inlawrev-27644	949	14	29	29	NUM
inlawrev-27644	949	15	c.f.r	c.f.r	NOUN
inlawrev-27644	949	16	.	.	PUNCT
inlawrev-27644	950	1	part	part	PROPN
inlawrev-27644	950	2	§	§	PROPN
inlawrev-27644	950	3	2550	2550	NUM
inlawrev-27644	950	4	[	[	SYM
inlawrev-27644	950	5	hereinafter	hereinafter	NOUN
inlawrev-27644	950	6	1992	1992	NUM
inlawrev-27644	950	7	final	final	ADJ
inlawrev-27644	950	8	regulation	regulation	NOUN
inlawrev-27644	950	9	]	]	PUNCT
inlawrev-27644	950	10	.	.	PUNCT
inlawrev-27644	951	1	88	88	NUM
inlawrev-27644	951	2	indiana	indiana	PROPN
inlawrev-27644	951	3	law	law	NOUN
inlawrev-27644	951	4	review	review	NOUN
inlawrev-27644	951	5	[	[	X
inlawrev-27644	951	6	vol	vol	NOUN
inlawrev-27644	951	7	.	.	PUNCT
inlawrev-27644	951	8	57:53	57:53	NUM
inlawrev-27644	951	9	on	on	ADP
inlawrev-27644	951	10	menu	menu	NOUN
inlawrev-27644	951	11	construction	construction	NOUN
inlawrev-27644	951	12	.	.	PUNCT
inlawrev-27644	952	1	2	2	X
inlawrev-27644	952	2	.	.	X
inlawrev-27644	952	3	objective	objective	ADJ
inlawrev-27644	952	4	prudence	prudence	NOUN
inlawrev-27644	952	5	.	.	PUNCT
inlawrev-27644	952	6	—	—	PUNCT
inlawrev-27644	953	1	professor	professor	NOUN
inlawrev-27644	953	2	edward	edward	PROPN
inlawrev-27644	953	3	zelinsky	zelinsky	PROPN
inlawrev-27644	953	4	argues	argue	VERB
inlawrev-27644	953	5	there	there	PRON
inlawrev-27644	953	6	is	be	VERB
inlawrev-27644	953	7	an	an	DET
inlawrev-27644	953	8	objective	objective	ADJ
inlawrev-27644	953	9	component	component	NOUN
inlawrev-27644	953	10	to	to	ADP
inlawrev-27644	953	11	the	the	DET
inlawrev-27644	953	12	analysis	analysis	NOUN
inlawrev-27644	953	13	of	of	ADP
inlawrev-27644	953	14	whether	whether	SCONJ
inlawrev-27644	953	15	fiduciaries	fiduciary	NOUN
inlawrev-27644	953	16	meet	meet	VERB
inlawrev-27644	953	17	their	their	PRON
inlawrev-27644	953	18	duty	duty	NOUN
inlawrev-27644	953	19	of	of	ADP
inlawrev-27644	953	20	prudence	prudence	NOUN
inlawrev-27644	953	21	when	when	SCONJ
inlawrev-27644	953	22	choosing	choose	VERB
inlawrev-27644	953	23	or	or	CCONJ
inlawrev-27644	953	24	monitoring	monitor	VERB
inlawrev-27644	953	25	investments	investment	NOUN
inlawrev-27644	953	26	on	on	ADP
inlawrev-27644	953	27	a	a	DET
inlawrev-27644	953	28	plan	plan	NOUN
inlawrev-27644	953	29	menu.259	menu.259	NOUN
inlawrev-27644	953	30	this	this	DET
inlawrev-27644	953	31	argument	argument	NOUN
inlawrev-27644	953	32	is	be	AUX
inlawrev-27644	953	33	misguided	misguided	ADJ
inlawrev-27644	953	34	.	.	PUNCT
inlawrev-27644	954	1	courts	court	NOUN
inlawrev-27644	954	2	have	have	AUX
inlawrev-27644	954	3	sometimes	sometimes	ADV
inlawrev-27644	954	4	stated	state	VERB
inlawrev-27644	954	5	that	that	SCONJ
inlawrev-27644	954	6	an	an	DET
inlawrev-27644	954	7	investment	investment	NOUN
inlawrev-27644	954	8	option	option	NOUN
inlawrev-27644	954	9	must	must	AUX
inlawrev-27644	954	10	be	be	AUX
inlawrev-27644	954	11	“	"	PUNCT
inlawrev-27644	954	12	objectively	objectively	ADV
inlawrev-27644	954	13	prudent	prudent	ADJ
inlawrev-27644	954	14	.	.	PUNCT
inlawrev-27644	954	15	”2	”2	PUNCT
inlawrev-27644	955	1	6	6	NUM
inlawrev-27644	955	2	0	0	NUM
inlawrev-27644	955	3	a	a	DET
inlawrev-27644	955	4	careful	careful	ADJ
inlawrev-27644	955	5	review	review	NOUN
inlawrev-27644	955	6	of	of	ADP
inlawrev-27644	955	7	the	the	DET
inlawrev-27644	955	8	case	case	NOUN
inlawrev-27644	955	9	law	law	NOUN
inlawrev-27644	955	10	,	,	PUNCT
inlawrev-27644	955	11	however	however	ADV
inlawrev-27644	955	12	,	,	PUNCT
inlawrev-27644	955	13	indicates	indicate	VERB
inlawrev-27644	955	14	that	that	SCONJ
inlawrev-27644	955	15	the	the	DET
inlawrev-27644	955	16	objective	objective	ADJ
inlawrev-27644	955	17	standard	standard	NOUN
inlawrev-27644	955	18	typically	typically	ADV
inlawrev-27644	955	19	is	be	AUX
inlawrev-27644	955	20	used	use	VERB
inlawrev-27644	955	21	to	to	PART
inlawrev-27644	955	22	determine	determine	VERB
inlawrev-27644	955	23	whether	whether	SCONJ
inlawrev-27644	955	24	the	the	DET
inlawrev-27644	955	25	fiduciaries	fiduciary	NOUN
inlawrev-27644	955	26	’	'	PUNCT
inlawrev-27644	955	27	process	process	NOUN
inlawrev-27644	955	28	was	be	AUX
inlawrev-27644	955	29	sufficient	sufficient	ADJ
inlawrev-27644	955	30	as	as	SCONJ
inlawrev-27644	955	31	opposed	oppose	VERB
inlawrev-27644	955	32	to	to	ADP
inlawrev-27644	955	33	being	be	AUX
inlawrev-27644	955	34	used	use	VERB
inlawrev-27644	955	35	to	to	PART
inlawrev-27644	955	36	determine	determine	VERB
inlawrev-27644	955	37	whether	whether	SCONJ
inlawrev-27644	955	38	the	the	DET
inlawrev-27644	955	39	investment	investment	NOUN
inlawrev-27644	955	40	itself	itself	PRON
inlawrev-27644	955	41	was	be	AUX
inlawrev-27644	955	42	objectively	objectively	ADV
inlawrev-27644	955	43	prudent	prudent	ADJ
inlawrev-27644	955	44	.	.	PUNCT
inlawrev-27644	956	1	for	for	ADP
inlawrev-27644	956	2	example	example	NOUN
inlawrev-27644	956	3	one	one	NUM
inlawrev-27644	956	4	court	court	NOUN
inlawrev-27644	956	5	explained	explain	VERB
inlawrev-27644	956	6	that	that	SCONJ
inlawrev-27644	956	7	it	it	PRON
inlawrev-27644	956	8	was	be	AUX
inlawrev-27644	956	9	applying	apply	VERB
inlawrev-27644	956	10	the	the	DET
inlawrev-27644	956	11	“	"	PUNCT
inlawrev-27644	956	12	objective	objective	ADJ
inlawrev-27644	956	13	prudent	prudent	ADJ
inlawrev-27644	956	14	person	person	NOUN
inlawrev-27644	956	15	standard	standard	NOUN
inlawrev-27644	956	16	”	"	PUNCT
inlawrev-27644	956	17	to	to	PART
inlawrev-27644	956	18	determine	determine	VERB
inlawrev-27644	956	19	“	"	PUNCT
inlawrev-27644	956	20	’	'	PUNCT
inlawrev-27644	956	21	whether	whether	SCONJ
inlawrev-27644	956	22	a	a	DET
inlawrev-27644	956	23	fiduciary	fiduciary	ADJ
inlawrev-27644	956	24	employed	employ	VERB
inlawrev-27644	956	25	the	the	DET
inlawrev-27644	956	26	appropriate	appropriate	ADJ
inlawrev-27644	956	27	methods	method	NOUN
inlawrev-27644	956	28	to	to	PART
inlawrev-27644	956	29	investigate	investigate	VERB
inlawrev-27644	956	30	and	and	CCONJ
inlawrev-27644	956	31	determine	determine	VERB
inlawrev-27644	956	32	the	the	DET
inlawrev-27644	956	33	merits	merit	NOUN
inlawrev-27644	956	34	of	of	ADP
inlawrev-27644	956	35	a	a	DET
inlawrev-27644	956	36	particular	particular	ADJ
inlawrev-27644	957	1	[	[	X
inlawrev-27644	957	2	decision].’”261	decision].’”261	PROPN
inlawrev-27644	957	3	when	when	SCONJ
inlawrev-27644	957	4	courts	court	NOUN
inlawrev-27644	957	5	do	do	AUX
inlawrev-27644	957	6	examine	examine	VERB
inlawrev-27644	957	7	whether	whether	SCONJ
inlawrev-27644	957	8	an	an	DET
inlawrev-27644	957	9	investment	investment	NOUN
inlawrev-27644	957	10	is	be	AUX
inlawrev-27644	957	11	objectively	objectively	ADV
inlawrev-27644	957	12	prudent	prudent	ADJ
inlawrev-27644	957	13	,	,	PUNCT
inlawrev-27644	957	14	they	they	PRON
inlawrev-27644	957	15	do	do	VERB
inlawrev-27644	957	16	so	so	ADV
inlawrev-27644	957	17	in	in	ADP
inlawrev-27644	957	18	order	order	NOUN
inlawrev-27644	957	19	to	to	PART
inlawrev-27644	957	20	determine	determine	VERB
inlawrev-27644	957	21	whether	whether	SCONJ
inlawrev-27644	957	22	a	a	DET
inlawrev-27644	957	23	fiduciary	fiduciary	NOUN
inlawrev-27644	957	24	should	should	AUX
inlawrev-27644	957	25	not	not	PART
inlawrev-27644	957	26	be	be	AUX
inlawrev-27644	957	27	liable	liable	ADJ
inlawrev-27644	957	28	in	in	ADP
inlawrev-27644	957	29	spite	spite	NOUN
inlawrev-27644	957	30	of	of	ADP
inlawrev-27644	957	31	engaging	engage	VERB
inlawrev-27644	957	32	in	in	ADP
inlawrev-27644	957	33	an	an	DET
inlawrev-27644	957	34	insufficient	insufficient	ADJ
inlawrev-27644	957	35	process.2	process.2	PROPN
inlawrev-27644	957	36	6	6	NUM
inlawrev-27644	957	37	2	2	NUM
inlawrev-27644	957	38	if	if	SCONJ
inlawrev-27644	957	39	a	a	DET
inlawrev-27644	957	40	prudent	prudent	ADJ
inlawrev-27644	957	41	fiduciary	fiduciary	NOUN
inlawrev-27644	957	42	would	would	AUX
inlawrev-27644	957	43	have	have	AUX
inlawrev-27644	957	44	made	make	VERB
inlawrev-27644	957	45	the	the	DET
inlawrev-27644	957	46	same	same	ADJ
inlawrev-27644	957	47	decision	decision	NOUN
inlawrev-27644	957	48	in	in	ADP
inlawrev-27644	957	49	spite	spite	NOUN
inlawrev-27644	957	50	of	of	ADP
inlawrev-27644	957	51	the	the	DET
inlawrev-27644	957	52	deficient	deficient	ADJ
inlawrev-27644	957	53	process	process	NOUN
inlawrev-27644	957	54	,	,	PUNCT
inlawrev-27644	957	55	then	then	ADV
inlawrev-27644	957	56	the	the	DET
inlawrev-27644	957	57	fiduciary	fiduciary	ADJ
inlawrev-27644	957	58	in	in	ADP
inlawrev-27644	957	59	question	question	NOUN
inlawrev-27644	957	60	will	will	AUX
inlawrev-27644	957	61	not	not	PART
inlawrev-27644	957	62	be	be	AUX
inlawrev-27644	957	63	liable.263	liable.263	ADV
inlawrev-27644	957	64	correctly	correctly	ADV
inlawrev-27644	957	65	understood	understand	VERB
inlawrev-27644	957	66	,	,	PUNCT
inlawrev-27644	957	67	the	the	DET
inlawrev-27644	957	68	possible	possible	ADJ
inlawrev-27644	957	69	application	application	NOUN
inlawrev-27644	957	70	of	of	ADP
inlawrev-27644	957	71	an	an	DET
inlawrev-27644	957	72	objective	objective	ADJ
inlawrev-27644	957	73	component	component	NOUN
inlawrev-27644	957	74	to	to	ADP
inlawrev-27644	957	75	the	the	DET
inlawrev-27644	957	76	prudence	prudence	NOUN
inlawrev-27644	957	77	analysis	analysis	NOUN
inlawrev-27644	957	78	does	do	AUX
inlawrev-27644	957	79	not	not	PART
inlawrev-27644	957	80	add	add	VERB
inlawrev-27644	957	81	anything	anything	PRON
inlawrev-27644	957	82	to	to	ADP
inlawrev-27644	957	83	the	the	DET
inlawrev-27644	957	84	ex	ex	NOUN
inlawrev-27644	957	85	-	-	NOUN
inlawrev-27644	957	86	ante	ante	ADJ
inlawrev-27644	957	87	obligation	obligation	NOUN
inlawrev-27644	957	88	of	of	ADP
inlawrev-27644	957	89	a	a	DET
inlawrev-27644	957	90	fiduciary	fiduciary	NOUN
inlawrev-27644	957	91	.	.	PUNCT
inlawrev-27644	958	1	it	it	PRON
inlawrev-27644	958	2	simply	simply	ADV
inlawrev-27644	958	3	serves	serve	VERB
inlawrev-27644	958	4	as	as	ADP
inlawrev-27644	958	5	an	an	DET
inlawrev-27644	958	6	ex	ex	X
inlawrev-27644	958	7	post	post	NOUN
inlawrev-27644	958	8	check	check	NOUN
inlawrev-27644	958	9	to	to	PART
inlawrev-27644	958	10	ensure	ensure	VERB
inlawrev-27644	958	11	that	that	SCONJ
inlawrev-27644	958	12	a	a	DET
inlawrev-27644	958	13	fiduciary	fiduciary	NOUN
inlawrev-27644	958	14	does	do	AUX
inlawrev-27644	958	15	not	not	PART
inlawrev-27644	958	16	face	face	VERB
inlawrev-27644	958	17	liability	liability	NOUN
inlawrev-27644	958	18	for	for	ADP
inlawrev-27644	958	19	a	a	DET
inlawrev-27644	958	20	decision	decision	NOUN
inlawrev-27644	958	21	that	that	PRON
inlawrev-27644	958	22	was	be	AUX
inlawrev-27644	958	23	reached	reach	VERB
inlawrev-27644	958	24	through	through	ADP
inlawrev-27644	958	25	an	an	DET
inlawrev-27644	958	26	insufficient	insufficient	ADJ
inlawrev-27644	958	27	process	process	NOUN
inlawrev-27644	958	28	but	but	CCONJ
inlawrev-27644	958	29	that	that	SCONJ
inlawrev-27644	958	30	an	an	DET
inlawrev-27644	958	31	appropriate	appropriate	ADJ
inlawrev-27644	958	32	process	process	NOUN
inlawrev-27644	958	33	would	would	AUX
inlawrev-27644	958	34	have	have	AUX
inlawrev-27644	958	35	supported	support	VERB
inlawrev-27644	958	36	.	.	PUNCT
inlawrev-27644	959	1	any	any	DET
inlawrev-27644	959	2	discussion	discussion	NOUN
inlawrev-27644	959	3	of	of	ADP
inlawrev-27644	959	4	sustainable	sustainable	ADJ
inlawrev-27644	959	5	investing	investing	NOUN
inlawrev-27644	959	6	invariably	invariably	ADV
inlawrev-27644	959	7	leads	lead	VERB
inlawrev-27644	959	8	to	to	ADP
inlawrev-27644	959	9	the	the	DET
inlawrev-27644	959	10	question	question	NOUN
inlawrev-27644	959	11	of	of	ADP
inlawrev-27644	959	12	whether	whether	SCONJ
inlawrev-27644	959	13	research	research	NOUN
inlawrev-27644	959	14	shows	show	VERB
inlawrev-27644	959	15	sustainable	sustainable	ADJ
inlawrev-27644	959	16	investments	investment	NOUN
inlawrev-27644	959	17	outperform	outperform	VERB
inlawrev-27644	959	18	other	other	ADJ
inlawrev-27644	959	19	investment	investment	NOUN
inlawrev-27644	959	20	options	option	NOUN
inlawrev-27644	959	21	.	.	PUNCT
inlawrev-27644	960	1	that	that	PRON
inlawrev-27644	960	2	is	be	AUX
inlawrev-27644	960	3	an	an	DET
inlawrev-27644	960	4	objective	objective	ADJ
inlawrev-27644	960	5	question	question	NOUN
inlawrev-27644	960	6	.	.	PUNCT
inlawrev-27644	961	1	in	in	ADP
inlawrev-27644	961	2	spite	spite	NOUN
inlawrev-27644	961	3	of	of	ADP
inlawrev-27644	961	4	a	a	DET
inlawrev-27644	961	5	vast	vast	ADJ
inlawrev-27644	961	6	finance	finance	NOUN
inlawrev-27644	961	7	literature	literature	NOUN
inlawrev-27644	961	8	,	,	PUNCT
inlawrev-27644	961	9	which	which	PRON
inlawrev-27644	961	10	now	now	ADV
inlawrev-27644	961	11	includes	include	VERB
inlawrev-27644	961	12	multiple	multiple	ADJ
inlawrev-27644	961	13	meta	meta	ADJ
inlawrev-27644	961	14	studies,264	studies,264	PROPN
inlawrev-27644	961	15	finance	finance	NOUN
inlawrev-27644	961	16	scholars	scholar	NOUN
inlawrev-27644	961	17	and	and	CCONJ
inlawrev-27644	961	18	market	market	NOUN
inlawrev-27644	961	19	experts	expert	NOUN
inlawrev-27644	961	20	remain	remain	VERB
inlawrev-27644	961	21	divided	divided	ADJ
inlawrev-27644	961	22	in	in	ADP
inlawrev-27644	961	23	their	their	PRON
inlawrev-27644	961	24	answer	answer	NOUN
inlawrev-27644	961	25	on	on	ADP
inlawrev-27644	961	26	that	that	PRON
inlawrev-27644	961	27	issue.265	issue.265	VERB
inlawrev-27644	961	28	sufficient	sufficient	ADJ
inlawrev-27644	961	29	evidence	evidence	NOUN
inlawrev-27644	961	30	from	from	ADP
inlawrev-27644	961	31	those	those	DET
inlawrev-27644	961	32	studies	study	NOUN
inlawrev-27644	961	33	,	,	PUNCT
inlawrev-27644	961	34	however	however	ADV
inlawrev-27644	961	35	,	,	PUNCT
inlawrev-27644	961	36	exists	exist	VERB
inlawrev-27644	961	37	to	to	PART
inlawrev-27644	961	38	indicate	indicate	VERB
inlawrev-27644	961	39	it	it	PRON
inlawrev-27644	961	40	may	may	AUX
inlawrev-27644	961	41	be	be	AUX
inlawrev-27644	961	42	rational	rational	ADJ
inlawrev-27644	961	43	for	for	SCONJ
inlawrev-27644	961	44	an	an	DET
inlawrev-27644	961	45	investor	investor	NOUN
inlawrev-27644	961	46	to	to	PART
inlawrev-27644	961	47	allocate	allocate	VERB
inlawrev-27644	961	48	assets	asset	NOUN
inlawrev-27644	961	49	to	to	ADP
inlawrev-27644	961	50	a	a	DET
inlawrev-27644	961	51	sustainable	sustainable	ADJ
inlawrev-27644	961	52	investment	investment	NOUN
inlawrev-27644	961	53	.	.	PUNCT
inlawrev-27644	962	1	and	and	CCONJ
inlawrev-27644	962	2	,	,	PUNCT
inlawrev-27644	962	3	even	even	ADV
inlawrev-27644	962	4	if	if	SCONJ
inlawrev-27644	962	5	that	that	PRON
inlawrev-27644	962	6	is	be	AUX
inlawrev-27644	962	7	not	not	PART
inlawrev-27644	962	8	true	true	ADJ
inlawrev-27644	962	9	,	,	PUNCT
inlawrev-27644	962	10	the	the	DET
inlawrev-27644	962	11	legal	legal	ADJ
inlawrev-27644	962	12	standard	standard	NOUN
inlawrev-27644	962	13	for	for	ADP
inlawrev-27644	962	14	prudence	prudence	NOUN
inlawrev-27644	962	15	permits	permit	NOUN
inlawrev-27644	962	16	(	(	PUNCT
inlawrev-27644	962	17	k	k	NOUN
inlawrev-27644	962	18	)	)	PUNCT
inlawrev-27644	962	19	plan	plan	NOUN
inlawrev-27644	962	20	menus	menu	NOUN
inlawrev-27644	962	21	to	to	PART
inlawrev-27644	962	22	include	include	VERB
inlawrev-27644	962	23	investment	investment	NOUN
inlawrev-27644	962	24	options	option	NOUN
inlawrev-27644	962	25	that	that	SCONJ
inlawrev-27644	962	26	academic	academic	ADJ
inlawrev-27644	962	27	finance	finance	NOUN
inlawrev-27644	962	28	research	research	NOUN
inlawrev-27644	962	29	views	view	NOUN
inlawrev-27644	962	30	as	as	ADP
inlawrev-27644	962	31	inefficient.266	inefficient.266	NOUN
inlawrev-27644	962	32	for	for	ADP
inlawrev-27644	962	33	example	example	NOUN
inlawrev-27644	962	34	,	,	PUNCT
inlawrev-27644	962	35	actively	actively	ADV
inlawrev-27644	962	36	managed	manage	VERB
inlawrev-27644	962	37	funds	fund	NOUN
inlawrev-27644	962	38	259	259	NUM
inlawrev-27644	962	39	.	.	PUNCT
inlawrev-27644	963	1	zelinsky	zelinsky	PROPN
inlawrev-27644	963	2	ii	ii	PROPN
inlawrev-27644	963	3	,	,	PUNCT
inlawrev-27644	963	4	supra	supra	PROPN
inlawrev-27644	963	5	note	note	PROPN
inlawrev-27644	963	6	235	235	NUM
inlawrev-27644	963	7	,	,	PUNCT
inlawrev-27644	963	8	at	at	ADP
inlawrev-27644	963	9	520	520	NUM
inlawrev-27644	963	10	.	.	NOUN
inlawrev-27644	963	11	260	260	NUM
inlawrev-27644	963	12	.	.	PUNCT
inlawrev-27644	964	1	brotherston	brotherston	PROPN
inlawrev-27644	964	2	v.	v.	PROPN
inlawrev-27644	964	3	putnam	putnam	PROPN
inlawrev-27644	964	4	invs	invs	PROPN
inlawrev-27644	964	5	.	.	PROPN
inlawrev-27644	965	1	,	,	PUNCT
inlawrev-27644	965	2	907	907	NUM
inlawrev-27644	965	3	f.3d	f.3d	NUM
inlawrev-27644	965	4	17	17	NUM
inlawrev-27644	965	5	,	,	PUNCT
inlawrev-27644	965	6	39	39	NUM
inlawrev-27644	965	7	(	(	PUNCT
inlawrev-27644	965	8	1st	1st	ADJ
inlawrev-27644	965	9	cir	cir	NOUN
inlawrev-27644	965	10	.	.	PROPN
inlawrev-27644	965	11	2018	2018	NUM
inlawrev-27644	965	12	)	)	PUNCT
inlawrev-27644	965	13	.	.	PUNCT
inlawrev-27644	966	1	261	261	NUM
inlawrev-27644	966	2	.	.	PUNCT
inlawrev-27644	967	1	carrigan	carrigan	PROPN
inlawrev-27644	967	2	v.	v.	PROPN
inlawrev-27644	967	3	xerox	xerox	PROPN
inlawrev-27644	967	4	corp	corp	PROPN
inlawrev-27644	967	5	.	.	PROPN
inlawrev-27644	967	6	,	,	PUNCT
inlawrev-27644	967	7	no	no	INTJ
inlawrev-27644	967	8	.	.	PUNCT
inlawrev-27644	968	1	3:21	3:21	NUM
inlawrev-27644	968	2	-	-	PUNCT
inlawrev-27644	968	3	cv-1085	cv-1085	NOUN
inlawrev-27644	968	4	(	(	PUNCT
inlawrev-27644	968	5	svn	svn	NOUN
inlawrev-27644	968	6	)	)	PUNCT
inlawrev-27644	968	7	,	,	PUNCT
inlawrev-27644	968	8	2022	2022	NUM
inlawrev-27644	968	9	u.s	u.s	PROPN
inlawrev-27644	968	10	.	.	PROPN
inlawrev-27644	968	11	dist	dist	PROPN
inlawrev-27644	968	12	.	.	PUNCT
inlawrev-27644	969	1	lexis	lexis	NOUN
inlawrev-27644	969	2	70428	70428	NUM
inlawrev-27644	969	3	,	,	PUNCT
inlawrev-27644	969	4	at	at	ADP
inlawrev-27644	969	5	*	*	NOUN
inlawrev-27644	969	6	12	12	NUM
inlawrev-27644	969	7	(	(	PUNCT
inlawrev-27644	969	8	d.	d.	PROPN
inlawrev-27644	969	9	conn	conn	PROPN
inlawrev-27644	969	10	.	.	PROPN
inlawrev-27644	970	1	apr	apr	PROPN
inlawrev-27644	970	2	.	.	PROPN
inlawrev-27644	970	3	18	18	NUM
inlawrev-27644	970	4	,	,	PUNCT
inlawrev-27644	970	5	2022	2022	NUM
inlawrev-27644	970	6	)	)	PUNCT
inlawrev-27644	970	7	(	(	PUNCT
inlawrev-27644	970	8	citations	citation	NOUN
inlawrev-27644	970	9	omitted	omit	VERB
inlawrev-27644	970	10	)	)	PUNCT
inlawrev-27644	970	11	;	;	PUNCT
inlawrev-27644	970	12	see	see	VERB
inlawrev-27644	970	13	also	also	ADV
inlawrev-27644	970	14	smith	smith	PROPN
inlawrev-27644	970	15	v.	v.	PROPN
inlawrev-27644	970	16	commonspirit	commonspirit	PROPN
inlawrev-27644	970	17	health	health	PROPN
inlawrev-27644	970	18	,	,	PUNCT
inlawrev-27644	970	19	no	no	INTJ
inlawrev-27644	970	20	.	.	NOUN
inlawrev-27644	970	21	20	20	NUM
inlawrev-27644	970	22	-	-	PUNCT
inlawrev-27644	970	23	95dlb	95dlb	NOUN
inlawrev-27644	970	24	-	-	PUNCT
inlawrev-27644	970	25	oeba	oeba	VERB
inlawrev-27644	970	26	,	,	PUNCT
inlawrev-27644	970	27	2021	2021	NUM
inlawrev-27644	970	28	u.s	u.s	PROPN
inlawrev-27644	970	29	.	.	PROPN
inlawrev-27644	970	30	dist	dist	PROPN
inlawrev-27644	970	31	.	.	PUNCT
inlawrev-27644	971	1	lexis	lexis	PROPN
inlawrev-27644	971	2	169922	169922	NUM
inlawrev-27644	971	3	,	,	PUNCT
inlawrev-27644	971	4	at	at	ADP
inlawrev-27644	971	5	*	*	NUM
inlawrev-27644	971	6	17	17	NUM
inlawrev-27644	971	7	(	(	PUNCT
inlawrev-27644	971	8	e.d	e.d	PROPN
inlawrev-27644	971	9	.	.	PROPN
inlawrev-27644	971	10	ken	ken	PROPN
inlawrev-27644	971	11	.	.	PUNCT
inlawrev-27644	972	1	sept	sept	PROPN
inlawrev-27644	972	2	.	.	PROPN
inlawrev-27644	972	3	8	8	NUM
inlawrev-27644	972	4	,	,	PUNCT
inlawrev-27644	972	5	2021	2021	NUM
inlawrev-27644	972	6	)	)	PUNCT
inlawrev-27644	972	7	(	(	PUNCT
inlawrev-27644	972	8	erisa	erisa	NOUN
inlawrev-27644	972	9	“	"	PUNCT
inlawrev-27644	972	10	establishes	establish	VERB
inlawrev-27644	972	11	‘	'	PUNCT
inlawrev-27644	972	12	an	an	DET
inlawrev-27644	972	13	objective	objective	ADJ
inlawrev-27644	972	14	standard	standard	NOUN
inlawrev-27644	972	15	’	'	PUNCT
inlawrev-27644	972	16	that	that	PRON
inlawrev-27644	972	17	focuses	focus	VERB
inlawrev-27644	972	18	on	on	ADP
inlawrev-27644	972	19	‘	'	PUNCT
inlawrev-27644	972	20	the	the	DET
inlawrev-27644	972	21	process	process	NOUN
inlawrev-27644	972	22	by	by	ADP
inlawrev-27644	972	23	which	which	PRON
inlawrev-27644	972	24	’	'	PUNCT
inlawrev-27644	972	25	decisions	decision	NOUN
inlawrev-27644	972	26	are	be	AUX
inlawrev-27644	972	27	made	make	VERB
inlawrev-27644	972	28	,	,	PUNCT
inlawrev-27644	972	29	‘	'	PUNCT
inlawrev-27644	972	30	rather	rather	ADV
inlawrev-27644	972	31	than	than	ADP
inlawrev-27644	972	32	the	the	DET
inlawrev-27644	972	33	results	result	NOUN
inlawrev-27644	972	34	of	of	ADP
inlawrev-27644	972	35	those	those	DET
inlawrev-27644	972	36	decisions	decision	NOUN
inlawrev-27644	972	37	.	.	PUNCT
inlawrev-27644	972	38	’	'	PUNCT
inlawrev-27644	972	39	”	"	PUNCT
inlawrev-27644	972	40	)	)	PUNCT
inlawrev-27644	973	1	(	(	PUNCT
inlawrev-27644	973	2	citations	citation	NOUN
inlawrev-27644	973	3	omitted	omit	VERB
inlawrev-27644	973	4	)	)	PUNCT
inlawrev-27644	973	5	.	.	PUNCT
inlawrev-27644	974	1	262	262	NUM
inlawrev-27644	974	2	.	.	PUNCT
inlawrev-27644	975	1	renfro	renfro	PROPN
inlawrev-27644	975	2	v.	v.	PROPN
inlawrev-27644	975	3	unisys	unisys	PROPN
inlawrev-27644	975	4	corp	corp	PROPN
inlawrev-27644	975	5	.	.	PROPN
inlawrev-27644	975	6	,	,	PUNCT
inlawrev-27644	975	7	671	671	NUM
inlawrev-27644	975	8	f.3d	f.3d	NUM
inlawrev-27644	975	9	314	314	NUM
inlawrev-27644	975	10	,	,	PUNCT
inlawrev-27644	975	11	322	322	NUM
inlawrev-27644	975	12	(	(	PUNCT
inlawrev-27644	975	13	3d	3d	NUM
inlawrev-27644	975	14	cir	cir	NOUN
inlawrev-27644	975	15	.	.	PUNCT
inlawrev-27644	975	16	2011	2011	NUM
inlawrev-27644	975	17	)	)	PUNCT
inlawrev-27644	975	18	.	.	PUNCT
inlawrev-27644	976	1	263	263	NUM
inlawrev-27644	976	2	.	.	PUNCT
inlawrev-27644	977	1	i	i	PRON
inlawrev-27644	977	2	d.	d.	PROPN
inlawrev-27644	977	3	264	264	NUM
inlawrev-27644	977	4	.	.	PUNCT
inlawrev-27644	978	1	see	see	VERB
inlawrev-27644	978	2	,	,	PUNCT
inlawrev-27644	978	3	e.g.	e.g.	ADV
inlawrev-27644	978	4	gary	gary	PROPN
inlawrev-27644	978	5	,	,	PUNCT
inlawrev-27644	978	6	supra	supra	PROPN
inlawrev-27644	978	7	note	note	NOUN
inlawrev-27644	978	8	3	3	NUM
inlawrev-27644	978	9	,	,	PUNCT
inlawrev-27644	978	10	at	at	ADP
inlawrev-27644	978	11	750	750	NUM
inlawrev-27644	978	12	-	-	SYM
inlawrev-27644	978	13	54	54	NUM
inlawrev-27644	978	14	(	(	PUNCT
inlawrev-27644	978	15	summarizing	summarize	VERB
inlawrev-27644	978	16	two	two	NUM
inlawrev-27644	978	17	meta	meta	ADJ
inlawrev-27644	978	18	-	-	PUNCT
inlawrev-27644	978	19	studies	study	NOUN
inlawrev-27644	978	20	finding	find	VERB
inlawrev-27644	978	21	that	that	SCONJ
inlawrev-27644	978	22	the	the	DET
inlawrev-27644	978	23	majority	majority	NOUN
inlawrev-27644	978	24	of	of	ADP
inlawrev-27644	978	25	studies	study	NOUN
inlawrev-27644	978	26	find	find	VERB
inlawrev-27644	978	27	positive	positive	ADJ
inlawrev-27644	978	28	investment	investment	NOUN
inlawrev-27644	978	29	performance	performance	NOUN
inlawrev-27644	978	30	)	)	PUNCT
inlawrev-27644	978	31	.	.	PUNCT
inlawrev-27644	979	1	265	265	NUM
inlawrev-27644	979	2	.	.	X
inlawrev-27644	980	1	2022	2022	NUM
inlawrev-27644	980	2	final	final	ADJ
inlawrev-27644	980	3	regulation	regulation	NOUN
inlawrev-27644	980	4	,	,	PUNCT
inlawrev-27644	980	5	87	87	NUM
inlawrev-27644	980	6	fed	fed	PROPN
inlawrev-27644	980	7	.	.	PUNCT
inlawrev-27644	981	1	reg	reg	PROPN
inlawrev-27644	981	2	.	.	PUNCT
inlawrev-27644	982	1	73822	73822	NUM
inlawrev-27644	982	2	,	,	PUNCT
inlawrev-27644	982	3	73861	73861	NUM
inlawrev-27644	982	4	(	(	PUNCT
inlawrev-27644	982	5	dec	dec	PROPN
inlawrev-27644	982	6	.	.	PROPN
inlawrev-27644	982	7	1	1	NUM
inlawrev-27644	982	8	,	,	PUNCT
inlawrev-27644	982	9	2022	2022	NUM
inlawrev-27644	982	10	)	)	PUNCT
inlawrev-27644	982	11	,	,	PUNCT
inlawrev-27644	982	12	codified	codify	VERB
inlawrev-27644	982	13	at	at	ADP
inlawrev-27644	982	14	29	29	NUM
inlawrev-27644	982	15	c.f.r	c.f.r	NOUN
inlawrev-27644	982	16	.	.	PUNCT
inlawrev-27644	983	1	§	§	PROPN
inlawrev-27644	983	2	2550	2550	NUM
inlawrev-27644	983	3	(	(	PUNCT
inlawrev-27644	983	4	citing	cite	VERB
inlawrev-27644	983	5	many	many	ADJ
inlawrev-27644	983	6	studies	study	NOUN
inlawrev-27644	983	7	with	with	ADP
inlawrev-27644	983	8	divergent	divergent	ADJ
inlawrev-27644	983	9	outcomes	outcome	NOUN
inlawrev-27644	983	10	on	on	ADP
inlawrev-27644	983	11	the	the	DET
inlawrev-27644	983	12	costs	cost	NOUN
inlawrev-27644	983	13	or	or	CCONJ
inlawrev-27644	983	14	benefits	benefit	NOUN
inlawrev-27644	983	15	of	of	ADP
inlawrev-27644	983	16	esg	esg	NOUN
inlawrev-27644	983	17	integration	integration	NOUN
inlawrev-27644	983	18	,	,	PUNCT
inlawrev-27644	983	19	screening	screening	NOUN
inlawrev-27644	983	20	,	,	PUNCT
inlawrev-27644	983	21	fees	fee	NOUN
inlawrev-27644	983	22	,	,	PUNCT
inlawrev-27644	983	23	and	and	CCONJ
inlawrev-27644	983	24	risk	risk	NOUN
inlawrev-27644	983	25	)	)	PUNCT
inlawrev-27644	983	26	.	.	PUNCT
inlawrev-27644	984	1	266	266	X
inlawrev-27644	984	2	.	.	PUNCT
inlawrev-27644	985	1	see	see	VERB
inlawrev-27644	985	2	schanzenbach	schanzenbach	PROPN
inlawrev-27644	985	3	&	&	CCONJ
inlawrev-27644	985	4	sitkoff	sitkoff	NOUN
inlawrev-27644	985	5	,	,	PUNCT
inlawrev-27644	985	6	supra	supra	PROPN
inlawrev-27644	985	7	note	note	NOUN
inlawrev-27644	985	8	111	111	NUM
inlawrev-27644	985	9	,	,	PUNCT
inlawrev-27644	985	10	at	at	ADP
inlawrev-27644	985	11	441	441	NUM
inlawrev-27644	985	12	-	-	SYM
inlawrev-27644	985	13	43	43	NUM
inlawrev-27644	985	14	(	(	PUNCT
inlawrev-27644	985	15	discussing	discuss	VERB
inlawrev-27644	985	16	the	the	DET
inlawrev-27644	985	17	pitfalls	pitfall	NOUN
inlawrev-27644	985	18	of	of	ADP
inlawrev-27644	985	19	active	active	ADJ
inlawrev-27644	985	20	2023	2023	NUM
inlawrev-27644	985	21	]	]	PUNCT
inlawrev-27644	985	22	matching	match	VERB
inlawrev-27644	985	23	preferences	preference	NOUN
inlawrev-27644	985	24	and	and	CCONJ
inlawrev-27644	985	25	access	access	NOUN
inlawrev-27644	985	26	89	89	NUM
inlawrev-27644	985	27	tend	tend	VERB
inlawrev-27644	985	28	to	to	PART
inlawrev-27644	985	29	have	have	VERB
inlawrev-27644	985	30	higher	high	ADJ
inlawrev-27644	985	31	fees	fee	NOUN
inlawrev-27644	985	32	than	than	ADP
inlawrev-27644	985	33	passive	passive	ADJ
inlawrev-27644	985	34	funds	fund	NOUN
inlawrev-27644	985	35	,	,	PUNCT
inlawrev-27644	985	36	but	but	CCONJ
inlawrev-27644	985	37	courts	court	NOUN
inlawrev-27644	985	38	have	have	AUX
inlawrev-27644	985	39	held	hold	VERB
inlawrev-27644	985	40	that	that	SCONJ
inlawrev-27644	985	41	it	it	PRON
inlawrev-27644	985	42	is	be	AUX
inlawrev-27644	985	43	not	not	PART
inlawrev-27644	985	44	inherently	inherently	ADV
inlawrev-27644	985	45	imprudent	imprudent	ADJ
inlawrev-27644	985	46	for	for	ADP
inlawrev-27644	985	47	a	a	DET
inlawrev-27644	985	48	fiduciary	fiduciary	ADJ
inlawrev-27644	985	49	to	to	PART
inlawrev-27644	985	50	include	include	VERB
inlawrev-27644	985	51	actively	actively	ADV
inlawrev-27644	985	52	managed	manage	VERB
inlawrev-27644	985	53	funds	fund	NOUN
inlawrev-27644	985	54	on	on	ADP
inlawrev-27644	985	55	a	a	DET
inlawrev-27644	985	56	plan	plan	NOUN
inlawrev-27644	985	57	’s	’s	PART
inlawrev-27644	985	58	menu.267	menu.267	NOUN
inlawrev-27644	985	59	fiduciary	fiduciary	ADJ
inlawrev-27644	985	60	prudence	prudence	NOUN
inlawrev-27644	985	61	should	should	AUX
inlawrev-27644	985	62	be	be	AUX
inlawrev-27644	985	63	determined	determine	VERB
inlawrev-27644	985	64	according	accord	VERB
inlawrev-27644	985	65	to	to	ADP
inlawrev-27644	985	66	the	the	DET
inlawrev-27644	985	67	same	same	ADJ
inlawrev-27644	985	68	standards	standard	NOUN
inlawrev-27644	985	69	for	for	ADP
inlawrev-27644	985	70	a	a	DET
inlawrev-27644	985	71	participant	participant	ADJ
inlawrev-27644	985	72	-	-	PUNCT
inlawrev-27644	985	73	preferred	preferred	ADJ
inlawrev-27644	985	74	type	type	NOUN
inlawrev-27644	985	75	of	of	ADP
inlawrev-27644	985	76	investment	investment	NOUN
inlawrev-27644	985	77	,	,	PUNCT
inlawrev-27644	985	78	such	such	ADJ
inlawrev-27644	985	79	as	as	ADP
inlawrev-27644	985	80	a	a	DET
inlawrev-27644	985	81	sustainability	sustainability	NOUN
inlawrev-27644	985	82	investment	investment	NOUN
inlawrev-27644	985	83	,	,	PUNCT
inlawrev-27644	985	84	as	as	ADP
inlawrev-27644	985	85	for	for	ADP
inlawrev-27644	985	86	the	the	DET
inlawrev-27644	985	87	other	other	ADJ
inlawrev-27644	985	88	categories	category	NOUN
inlawrev-27644	985	89	of	of	ADP
inlawrev-27644	985	90	funds	fund	NOUN
inlawrev-27644	985	91	on	on	ADP
inlawrev-27644	985	92	the	the	DET
inlawrev-27644	985	93	plan	plan	NOUN
inlawrev-27644	985	94	’s	’s	PART
inlawrev-27644	985	95	menu	menu	NOUN
inlawrev-27644	985	96	.	.	PUNCT
inlawrev-27644	986	1	just	just	ADV
inlawrev-27644	986	2	as	as	SCONJ
inlawrev-27644	986	3	a	a	DET
inlawrev-27644	986	4	fiduciary	fiduciary	NOUN
inlawrev-27644	986	5	should	should	AUX
inlawrev-27644	986	6	not	not	PART
inlawrev-27644	986	7	add	add	VERB
inlawrev-27644	986	8	a	a	DET
inlawrev-27644	986	9	specific	specific	ADJ
inlawrev-27644	986	10	bond	bond	NOUN
inlawrev-27644	986	11	fund	fund	NOUN
inlawrev-27644	986	12	at	at	ADP
inlawrev-27644	986	13	a	a	DET
inlawrev-27644	986	14	participant	participant	NOUN
inlawrev-27644	986	15	’s	’s	PART
inlawrev-27644	986	16	request	request	NOUN
inlawrev-27644	986	17	without	without	ADP
inlawrev-27644	986	18	comparing	compare	VERB
inlawrev-27644	986	19	it	it	PRON
inlawrev-27644	986	20	on	on	ADP
inlawrev-27644	986	21	appropriate	appropriate	ADJ
inlawrev-27644	986	22	characteristics	characteristic	NOUN
inlawrev-27644	986	23	to	to	ADP
inlawrev-27644	986	24	other	other	ADJ
inlawrev-27644	986	25	available	available	ADJ
inlawrev-27644	986	26	bond	bond	NOUN
inlawrev-27644	986	27	funds	fund	NOUN
inlawrev-27644	986	28	,	,	PUNCT
inlawrev-27644	986	29	fiduciaries	fiduciary	NOUN
inlawrev-27644	986	30	would	would	AUX
inlawrev-27644	986	31	not	not	PART
inlawrev-27644	986	32	act	act	VERB
inlawrev-27644	986	33	prudently	prudently	ADV
inlawrev-27644	986	34	in	in	ADP
inlawrev-27644	986	35	selecting	select	VERB
inlawrev-27644	986	36	a	a	DET
inlawrev-27644	986	37	specific	specific	ADJ
inlawrev-27644	986	38	sustainability	sustainability	NOUN
inlawrev-27644	986	39	fund	fund	NOUN
inlawrev-27644	986	40	simply	simply	ADV
inlawrev-27644	986	41	because	because	SCONJ
inlawrev-27644	986	42	a	a	DET
inlawrev-27644	986	43	participant	participant	NOUN
inlawrev-27644	986	44	asked	ask	VERB
inlawrev-27644	986	45	for	for	ADP
inlawrev-27644	986	46	that	that	DET
inlawrev-27644	986	47	fund	fund	NOUN
inlawrev-27644	986	48	.	.	PUNCT
inlawrev-27644	987	1	on	on	ADP
inlawrev-27644	987	2	the	the	DET
inlawrev-27644	987	3	other	other	ADJ
inlawrev-27644	987	4	hand	hand	NOUN
inlawrev-27644	987	5	,	,	PUNCT
inlawrev-27644	987	6	a	a	DET
inlawrev-27644	987	7	fiduciary	fiduciary	NOUN
inlawrev-27644	987	8	that	that	PRON
inlawrev-27644	987	9	follows	follow	VERB
inlawrev-27644	987	10	the	the	DET
inlawrev-27644	987	11	same	same	ADJ
inlawrev-27644	987	12	process	process	NOUN
inlawrev-27644	987	13	it	it	PRON
inlawrev-27644	987	14	uses	use	VERB
inlawrev-27644	987	15	to	to	PART
inlawrev-27644	987	16	evaluate	evaluate	VERB
inlawrev-27644	987	17	another	another	DET
inlawrev-27644	987	18	category	category	NOUN
inlawrev-27644	987	19	of	of	ADP
inlawrev-27644	987	20	fund	fund	NOUN
inlawrev-27644	987	21	,	,	PUNCT
inlawrev-27644	987	22	particularly	particularly	ADV
inlawrev-27644	987	23	another	another	DET
inlawrev-27644	987	24	category	category	NOUN
inlawrev-27644	987	25	of	of	ADP
inlawrev-27644	987	26	actively	actively	ADV
inlawrev-27644	987	27	-	-	PUNCT
inlawrev-27644	987	28	managed	manage	VERB
inlawrev-27644	987	29	fund	fund	NOUN
inlawrev-27644	987	30	,	,	PUNCT
inlawrev-27644	987	31	should	should	AUX
inlawrev-27644	987	32	be	be	AUX
inlawrev-27644	987	33	treated	treat	VERB
inlawrev-27644	987	34	as	as	ADP
inlawrev-27644	987	35	having	having	AUX
inlawrev-27644	987	36	met	meet	VERB
inlawrev-27644	987	37	the	the	DET
inlawrev-27644	987	38	duty	duty	NOUN
inlawrev-27644	987	39	of	of	ADP
inlawrev-27644	987	40	prudence	prudence	NOUN
inlawrev-27644	987	41	when	when	SCONJ
inlawrev-27644	987	42	selecting	select	VERB
inlawrev-27644	987	43	or	or	CCONJ
inlawrev-27644	987	44	monitoring	monitor	VERB
inlawrev-27644	987	45	a	a	DET
inlawrev-27644	987	46	sustainable	sustainable	ADJ
inlawrev-27644	987	47	fund	fund	NOUN
inlawrev-27644	987	48	for	for	ADP
inlawrev-27644	987	49	a	a	DET
inlawrev-27644	987	50	plan	plan	NOUN
inlawrev-27644	987	51	menu	menu	NOUN
inlawrev-27644	987	52	.	.	PUNCT
inlawrev-27644	988	1	3	3	X
inlawrev-27644	988	2	.	.	X
inlawrev-27644	988	3	diversification.—a	diversification.—a	NOUN
inlawrev-27644	988	4	final	final	ADJ
inlawrev-27644	988	5	question	question	NOUN
inlawrev-27644	988	6	on	on	ADP
inlawrev-27644	988	7	selection	selection	NOUN
inlawrev-27644	988	8	of	of	ADP
inlawrev-27644	988	9	a	a	DET
inlawrev-27644	988	10	specific	specific	ADJ
inlawrev-27644	988	11	investment	investment	NOUN
inlawrev-27644	988	12	option	option	NOUN
inlawrev-27644	988	13	for	for	ADP
inlawrev-27644	988	14	a	a	DET
inlawrev-27644	988	15	401(k	401(k	NOUN
inlawrev-27644	988	16	)	)	PUNCT
inlawrev-27644	988	17	plan	plan	NOUN
inlawrev-27644	988	18	menu	menu	NOUN
inlawrev-27644	988	19	is	be	AUX
inlawrev-27644	988	20	whether	whether	SCONJ
inlawrev-27644	988	21	every	every	DET
inlawrev-27644	988	22	alternative	alternative	NOUN
inlawrev-27644	988	23	on	on	ADP
inlawrev-27644	988	24	the	the	DET
inlawrev-27644	988	25	menu	menu	NOUN
inlawrev-27644	988	26	must	must	AUX
inlawrev-27644	988	27	be	be	AUX
inlawrev-27644	988	28	diversified	diversify	VERB
inlawrev-27644	988	29	.	.	PUNCT
inlawrev-27644	989	1	consistent	consistent	ADJ
inlawrev-27644	989	2	with	with	ADP
inlawrev-27644	989	3	his	his	PRON
inlawrev-27644	989	4	view	view	NOUN
inlawrev-27644	989	5	that	that	SCONJ
inlawrev-27644	989	6	401(k	401(k	NOUN
inlawrev-27644	989	7	)	)	PUNCT
inlawrev-27644	989	8	investments	investment	NOUN
inlawrev-27644	989	9	must	must	AUX
inlawrev-27644	989	10	be	be	AUX
inlawrev-27644	989	11	suitable	suitable	ADJ
inlawrev-27644	989	12	for	for	ADP
inlawrev-27644	989	13	financially	financially	ADV
inlawrev-27644	989	14	unsophisticated	unsophisticated	ADJ
inlawrev-27644	989	15	participants	participant	NOUN
inlawrev-27644	989	16	,	,	PUNCT
inlawrev-27644	989	17	professor	professor	NOUN
inlawrev-27644	989	18	zelinsky	zelinsky	PROPN
inlawrev-27644	989	19	argues	argue	VERB
inlawrev-27644	989	20	that	that	SCONJ
inlawrev-27644	989	21	each	each	DET
inlawrev-27644	989	22	menu	menu	NOUN
inlawrev-27644	989	23	alternative	alternative	NOUN
inlawrev-27644	989	24	must	must	AUX
inlawrev-27644	989	25	be	be	AUX
inlawrev-27644	989	26	diversified.268	diversified.268	NOUN
inlawrev-27644	989	27	he	he	PRON
inlawrev-27644	989	28	accurately	accurately	ADV
inlawrev-27644	989	29	cites	cite	VERB
inlawrev-27644	989	30	a	a	DET
inlawrev-27644	989	31	fourth	fourth	ADJ
inlawrev-27644	989	32	circuit	circuit	NOUN
inlawrev-27644	989	33	decision	decision	NOUN
inlawrev-27644	989	34	that	that	PRON
inlawrev-27644	989	35	stated	state	VERB
inlawrev-27644	989	36	“	"	PUNCT
inlawrev-27644	989	37	each	each	DET
inlawrev-27644	989	38	available	available	ADJ
inlawrev-27644	989	39	fund	fund	NOUN
inlawrev-27644	989	40	on	on	ADP
inlawrev-27644	989	41	a	a	DET
inlawrev-27644	989	42	menu	menu	NOUN
inlawrev-27644	989	43	must	must	AUX
inlawrev-27644	989	44	be	be	AUX
inlawrev-27644	989	45	prudently	prudently	ADV
inlawrev-27644	989	46	diversified	diversify	VERB
inlawrev-27644	989	47	.	.	PUNCT
inlawrev-27644	990	1	”269	”269	PROPN
inlawrev-27644	990	2	if	if	SCONJ
inlawrev-27644	990	3	interpreted	interpret	VERB
inlawrev-27644	990	4	literally	literally	ADV
inlawrev-27644	990	5	,	,	PUNCT
inlawrev-27644	990	6	however	however	ADV
inlawrev-27644	990	7	,	,	PUNCT
inlawrev-27644	990	8	that	that	DET
inlawrev-27644	990	9	statement	statement	NOUN
inlawrev-27644	990	10	is	be	AUX
inlawrev-27644	990	11	inconsistent	inconsistent	ADJ
inlawrev-27644	990	12	with	with	ADP
inlawrev-27644	990	13	dol	dol	NOUN
inlawrev-27644	990	14	guidance	guidance	NOUN
inlawrev-27644	990	15	,	,	PUNCT
inlawrev-27644	990	16	the	the	DET
inlawrev-27644	990	17	weight	weight	NOUN
inlawrev-27644	990	18	of	of	ADP
inlawrev-27644	990	19	court	court	NOUN
inlawrev-27644	990	20	authority	authority	NOUN
inlawrev-27644	990	21	,	,	PUNCT
inlawrev-27644	990	22	and	and	CCONJ
inlawrev-27644	990	23	the	the	DET
inlawrev-27644	990	24	position	position	NOUN
inlawrev-27644	990	25	of	of	ADP
inlawrev-27644	990	26	the	the	DET
inlawrev-27644	990	27	united	united	PROPN
inlawrev-27644	990	28	states	states	PROPN
inlawrev-27644	990	29	in	in	ADP
inlawrev-27644	990	30	a	a	DET
inlawrev-27644	990	31	brief	brief	NOUN
inlawrev-27644	990	32	as	as	ADP
inlawrev-27644	990	33	amicus	amicus	NOUN
inlawrev-27644	990	34	curiae	curiae	NOUN
inlawrev-27644	990	35	to	to	ADP
inlawrev-27644	990	36	the	the	DET
inlawrev-27644	990	37	supreme	supreme	PROPN
inlawrev-27644	990	38	court	court	PROPN
inlawrev-27644	990	39	.	.	PUNCT
inlawrev-27644	991	1	the	the	DET
inlawrev-27644	991	2	preamble	preamble	NOUN
inlawrev-27644	991	3	to	to	ADP
inlawrev-27644	991	4	the	the	DET
inlawrev-27644	991	5	regulation	regulation	NOUN
inlawrev-27644	991	6	governing	govern	VERB
inlawrev-27644	991	7	the	the	DET
inlawrev-27644	991	8	safe	safe	ADJ
inlawrev-27644	991	9	harbor	harbor	NOUN
inlawrev-27644	991	10	for	for	ADP
inlawrev-27644	991	11	participant	participant	ADV
inlawrev-27644	991	12	-	-	PUNCT
inlawrev-27644	991	13	directed	direct	VERB
inlawrev-27644	991	14	plans	plan	NOUN
inlawrev-27644	991	15	noted	note	VERB
inlawrev-27644	991	16	that	that	SCONJ
inlawrev-27644	991	17	the	the	DET
inlawrev-27644	991	18	dol	dol	NOUN
inlawrev-27644	991	19	had	have	AUX
inlawrev-27644	991	20	changed	change	VERB
inlawrev-27644	991	21	the	the	DET
inlawrev-27644	991	22	language	language	NOUN
inlawrev-27644	991	23	in	in	ADP
inlawrev-27644	991	24	the	the	DET
inlawrev-27644	991	25	final	final	ADJ
inlawrev-27644	991	26	regulation	regulation	NOUN
inlawrev-27644	991	27	to	to	PART
inlawrev-27644	991	28	be	be	AUX
inlawrev-27644	991	29	clear	clear	ADJ
inlawrev-27644	991	30	that	that	SCONJ
inlawrev-27644	991	31	each	each	PRON
inlawrev-27644	991	32	of	of	ADP
inlawrev-27644	991	33	the	the	DET
inlawrev-27644	991	34	three	three	NUM
inlawrev-27644	991	35	“	"	PUNCT
inlawrev-27644	991	36	core	core	NOUN
inlawrev-27644	991	37	”	"	PUNCT
inlawrev-27644	991	38	alternatives	alternative	NOUN
inlawrev-27644	991	39	intended	intend	VERB
inlawrev-27644	991	40	to	to	PART
inlawrev-27644	991	41	satisfy	satisfy	VERB
inlawrev-27644	991	42	the	the	DET
inlawrev-27644	991	43	varied	varied	ADJ
inlawrev-27644	991	44	risk	risk	NOUN
inlawrev-27644	991	45	and	and	CCONJ
inlawrev-27644	991	46	return	return	NOUN
inlawrev-27644	991	47	requirement	requirement	NOUN
inlawrev-27644	991	48	must	must	AUX
inlawrev-27644	991	49	be	be	AUX
inlawrev-27644	991	50	diversified.270	diversified.270	VERB
inlawrev-27644	991	51	nothing	nothing	PRON
inlawrev-27644	991	52	even	even	ADV
inlawrev-27644	991	53	implicitly	implicitly	ADV
inlawrev-27644	991	54	indicated	indicate	VERB
inlawrev-27644	991	55	that	that	SCONJ
inlawrev-27644	991	56	every	every	DET
inlawrev-27644	991	57	investment	investment	NOUN
inlawrev-27644	991	58	option	option	NOUN
inlawrev-27644	991	59	must	must	AUX
inlawrev-27644	991	60	be	be	AUX
inlawrev-27644	991	61	diversified	diversify	VERB
inlawrev-27644	991	62	.	.	PUNCT
inlawrev-27644	992	1	in	in	ADP
inlawrev-27644	992	2	its	its	PRON
inlawrev-27644	992	3	brief	brief	ADJ
inlawrev-27644	992	4	recommending	recommend	VERB
inlawrev-27644	992	5	denial	denial	NOUN
inlawrev-27644	992	6	of	of	ADP
inlawrev-27644	992	7	certiorari	certiorari	NOUN
inlawrev-27644	992	8	,	,	PUNCT
inlawrev-27644	992	9	the	the	DET
inlawrev-27644	992	10	dol	dol	NOUN
inlawrev-27644	992	11	solicitor	solicitor	NOUN
inlawrev-27644	992	12	stated	state	VERB
inlawrev-27644	992	13	that	that	SCONJ
inlawrev-27644	992	14	if	if	SCONJ
inlawrev-27644	992	15	the	the	DET
inlawrev-27644	992	16	fourth	fourth	ADJ
inlawrev-27644	992	17	circuit	circuit	NOUN
inlawrev-27644	992	18	had	have	AUX
inlawrev-27644	992	19	,	,	PUNCT
inlawrev-27644	992	20	as	as	SCONJ
inlawrev-27644	992	21	the	the	DET
inlawrev-27644	992	22	quoted	quote	VERB
inlawrev-27644	992	23	language	language	NOUN
inlawrev-27644	992	24	above	above	ADP
inlawrev-27644	992	25	implies	imply	VERB
inlawrev-27644	992	26	,	,	PUNCT
inlawrev-27644	992	27	“	"	PUNCT
inlawrev-27644	992	28	actually	actually	ADV
inlawrev-27644	992	29	interpreted	interpret	VERB
inlawrev-27644	992	30	erisa	erisa	NOUN
inlawrev-27644	992	31	to	to	PART
inlawrev-27644	992	32	categorically	categorically	ADV
inlawrev-27644	992	33	prohibit	prohibit	VERB
inlawrev-27644	992	34	single	single	ADJ
inlawrev-27644	992	35	-	-	PUNCT
inlawrev-27644	992	36	stock	stock	NOUN
inlawrev-27644	992	37	or	or	CCONJ
inlawrev-27644	992	38	nondiverse	nondiverse	NOUN
inlawrev-27644	992	39	funds	fund	NOUN
inlawrev-27644	992	40	from	from	ADP
inlawrev-27644	992	41	being	be	AUX
inlawrev-27644	992	42	included	include	VERB
inlawrev-27644	992	43	in	in	ADP
inlawrev-27644	992	44	a	a	DET
inlawrev-27644	992	45	defined	define	VERB
inlawrev-27644	992	46	-	-	PUNCT
inlawrev-27644	992	47	contribution	contribution	NOUN
inlawrev-27644	992	48	plan	plan	NOUN
inlawrev-27644	992	49	,	,	PUNCT
inlawrev-27644	992	50	then	then	ADV
inlawrev-27644	992	51	that	that	PRON
inlawrev-27644	992	52	would	would	AUX
inlawrev-27644	992	53	have	have	AUX
inlawrev-27644	992	54	been	be	AUX
inlawrev-27644	992	55	error	error	NOUN
inlawrev-27644	992	56	,	,	PUNCT
inlawrev-27644	992	57	because	because	SCONJ
inlawrev-27644	992	58	such	such	DET
inlawrev-27644	992	59	a	a	DET
inlawrev-27644	992	60	per	per	X
inlawrev-27644	992	61	se	se	X
inlawrev-27644	992	62	rule	rule	NOUN
inlawrev-27644	992	63	would	would	AUX
inlawrev-27644	992	64	‘	'	PUNCT
inlawrev-27644	992	65	conflict	conflict	VERB
inlawrev-27644	992	66	with	with	ADP
inlawrev-27644	992	67	the	the	DET
inlawrev-27644	992	68	fact	fact	NOUN
inlawrev-27644	992	69	-	-	PUNCT
inlawrev-27644	992	70	specific	specific	ADJ
inlawrev-27644	992	71	focus	focus	NOUN
inlawrev-27644	992	72	of	of	ADP
inlawrev-27644	992	73	the	the	DET
inlawrev-27644	992	74	duty	duty	NOUN
inlawrev-27644	992	75	of	of	ADP
inlawrev-27644	992	76	prudence	prudence	NOUN
inlawrev-27644	992	77	.	.	PUNCT
inlawrev-27644	993	1	’”271	’”271	PROPN
inlawrev-27644	993	2	indeed	indeed	ADV
inlawrev-27644	993	3	,	,	PUNCT
inlawrev-27644	993	4	fiduciaries	fiduciary	NOUN
inlawrev-27644	993	5	should	should	AUX
inlawrev-27644	993	6	be	be	AUX
inlawrev-27644	993	7	cautious	cautious	ADJ
inlawrev-27644	993	8	in	in	ADP
inlawrev-27644	993	9	deciding	decide	VERB
inlawrev-27644	993	10	to	to	PART
inlawrev-27644	993	11	include	include	VERB
inlawrev-27644	993	12	undiversified	undiversified	ADJ
inlawrev-27644	993	13	funds	fund	NOUN
inlawrev-27644	993	14	on	on	ADP
inlawrev-27644	993	15	a	a	DET
inlawrev-27644	993	16	401(k	401(k	NOUN
inlawrev-27644	993	17	)	)	PUNCT
inlawrev-27644	993	18	plan	plan	NOUN
inlawrev-27644	993	19	menu.2	menu.2	PROPN
inlawrev-27644	993	20	7	7	NUM
inlawrev-27644	993	21	2	2	NUM
inlawrev-27644	993	22	the	the	DET
inlawrev-27644	993	23	clear	clear	ADJ
inlawrev-27644	993	24	weight	weight	NOUN
inlawrev-27644	993	25	of	of	ADP
inlawrev-27644	993	26	authority	authority	NOUN
inlawrev-27644	993	27	,	,	PUNCT
inlawrev-27644	993	28	however	however	ADV
inlawrev-27644	993	29	,	,	PUNCT
inlawrev-27644	993	30	shows	show	VERB
inlawrev-27644	993	31	investing	investing	NOUN
inlawrev-27644	993	32	)	)	PUNCT
inlawrev-27644	993	33	.	.	PUNCT
inlawrev-27644	994	1	267	267	X
inlawrev-27644	994	2	.	.	PUNCT
inlawrev-27644	995	1	see	see	VERB
inlawrev-27644	995	2	,	,	PUNCT
inlawrev-27644	995	3	e.g.	e.g.	ADV
inlawrev-27644	995	4	,	,	PUNCT
inlawrev-27644	995	5	smith	smith	PROPN
inlawrev-27644	995	6	v.	v.	PROPN
inlawrev-27644	995	7	commonspirit	commonspirit	PROPN
inlawrev-27644	995	8	health	health	PROPN
inlawrev-27644	995	9	,	,	PUNCT
inlawrev-27644	995	10	37	37	NUM
inlawrev-27644	995	11	f.4th	f.4th	PROPN
inlawrev-27644	995	12	1160	1160	NUM
inlawrev-27644	995	13	(	(	PUNCT
inlawrev-27644	995	14	6th	6th	ADJ
inlawrev-27644	995	15	cir	cir	NOUN
inlawrev-27644	995	16	.	.	PUNCT
inlawrev-27644	995	17	2022	2022	NUM
inlawrev-27644	995	18	)	)	PUNCT
inlawrev-27644	995	19	.	.	PUNCT
inlawrev-27644	996	1	268	268	NUM
inlawrev-27644	996	2	.	.	PUNCT
inlawrev-27644	997	1	zelinsky	zelinsky	PROPN
inlawrev-27644	997	2	ii	ii	PROPN
inlawrev-27644	997	3	,	,	PUNCT
inlawrev-27644	997	4	supra	supra	PROPN
inlawrev-27644	997	5	note	note	PROPN
inlawrev-27644	997	6	235	235	NUM
inlawrev-27644	997	7	,	,	PUNCT
inlawrev-27644	997	8	at	at	ADP
inlawrev-27644	997	9	522	522	NUM
inlawrev-27644	997	10	.	.	PUNCT
inlawrev-27644	997	11	269	269	NUM
inlawrev-27644	997	12	.	.	PUNCT
inlawrev-27644	997	13	stegemann	stegemann	PROPN
inlawrev-27644	997	14	v.	v.	ADP
inlawrev-27644	997	15	gannett	gannett	PROPN
inlawrev-27644	997	16	co.	co.	PROPN
inlawrev-27644	997	17	,	,	PUNCT
inlawrev-27644	997	18	970	970	NUM
inlawrev-27644	997	19	f.3d	f.3d	NUM
inlawrev-27644	997	20	465	465	NUM
inlawrev-27644	997	21	,	,	PUNCT
inlawrev-27644	997	22	476	476	NUM
inlawrev-27644	997	23	(	(	PUNCT
inlawrev-27644	997	24	4th	4th	ADJ
inlawrev-27644	997	25	cir	cir	NOUN
inlawrev-27644	997	26	.	.	PUNCT
inlawrev-27644	997	27	2020	2020	NUM
inlawrev-27644	997	28	)	)	PUNCT
inlawrev-27644	997	29	.	.	PUNCT
inlawrev-27644	998	1	270	270	NUM
inlawrev-27644	998	2	.	.	SYM
inlawrev-27644	998	3	1992	1992	NUM
inlawrev-27644	998	4	final	final	ADJ
inlawrev-27644	998	5	regulation	regulation	NOUN
inlawrev-27644	998	6	,	,	PUNCT
inlawrev-27644	998	7	57	57	NUM
inlawrev-27644	998	8	fed	feed	VERB
inlawrev-27644	998	9	.	.	PUNCT
inlawrev-27644	999	1	reg	reg	PROPN
inlawrev-27644	999	2	.	.	PROPN
inlawrev-27644	1000	1	46906	46906	NUM
inlawrev-27644	1000	2	,	,	PUNCT
inlawrev-27644	1000	3	46914	46914	NUM
inlawrev-27644	1000	4	(	(	PUNCT
inlawrev-27644	1000	5	oct	oct	PROPN
inlawrev-27644	1000	6	.	.	PROPN
inlawrev-27644	1000	7	13	13	NUM
inlawrev-27644	1000	8	,	,	PUNCT
inlawrev-27644	1000	9	1992	1992	NUM
inlawrev-27644	1000	10	)	)	PUNCT
inlawrev-27644	1000	11	,	,	PUNCT
inlawrev-27644	1000	12	codified	codify	VERB
inlawrev-27644	1000	13	at	at	ADP
inlawrev-27644	1000	14	29	29	NUM
inlawrev-27644	1000	15	c.f.r	c.f.r	NOUN
inlawrev-27644	1000	16	.	.	PUNCT
inlawrev-27644	1001	1	part	part	PROPN
inlawrev-27644	1001	2	§	§	PROPN
inlawrev-27644	1001	3	2550	2550	NUM
inlawrev-27644	1001	4	.	.	PUNCT
inlawrev-27644	1002	1	271	271	NUM
inlawrev-27644	1002	2	.	.	X
inlawrev-27644	1002	3	brief	brief	NOUN
inlawrev-27644	1002	4	for	for	ADP
inlawrev-27644	1002	5	the	the	DET
inlawrev-27644	1002	6	united	united	PROPN
inlawrev-27644	1002	7	states	states	PROPN
inlawrev-27644	1002	8	as	as	ADP
inlawrev-27644	1002	9	amicus	amicus	NOUN
inlawrev-27644	1002	10	curiae	curiae	NOUN
inlawrev-27644	1002	11	at	at	ADP
inlawrev-27644	1002	12	14	14	NUM
inlawrev-27644	1002	13	,	,	PUNCT
inlawrev-27644	1002	14	gannett	gannett	PROPN
inlawrev-27644	1002	15	co.	co.	PROPN
inlawrev-27644	1003	1	v.	v.	CCONJ
inlawrev-27644	1003	2	quatrone	quatrone	PROPN
inlawrev-27644	1003	3	,	,	PUNCT
inlawrev-27644	1003	4	142	142	NUM
inlawrev-27644	1003	5	s.	s.	PROPN
inlawrev-27644	1003	6	ct	ct	PROPN
inlawrev-27644	1003	7	.	.	PROPN
inlawrev-27644	1004	1	707	707	NUM
inlawrev-27644	1004	2	(	(	PUNCT
inlawrev-27644	1004	3	no	no	NOUN
inlawrev-27644	1004	4	.	.	NOUN
inlawrev-27644	1004	5	20	20	NUM
inlawrev-27644	1004	6	-	-	SYM
inlawrev-27644	1004	7	609	609	NUM
inlawrev-27644	1004	8	)	)	PUNCT
inlawrev-27644	1004	9	,	,	PUNCT
inlawrev-27644	1004	10	2021	2021	NUM
inlawrev-27644	1004	11	wl	wl	NOUN
inlawrev-27644	1004	12	5235848	5235848	NUM
inlawrev-27644	1004	13	,	,	PUNCT
inlawrev-27644	1004	14	at	at	ADP
inlawrev-27644	1004	15	*	*	NOUN
inlawrev-27644	1004	16	14	14	NUM
inlawrev-27644	1004	17	;	;	PUNCT
inlawrev-27644	1004	18	see	see	VERB
inlawrev-27644	1004	19	also	also	ADV
inlawrev-27644	1004	20	,	,	PUNCT
inlawrev-27644	1004	21	fifth	fifth	PROPN
inlawrev-27644	1004	22	third	third	PROPN
inlawrev-27644	1004	23	bancorp	bancorp	PROPN
inlawrev-27644	1004	24	v.	v.	PROPN
inlawrev-27644	1004	25	dudenhoeffer	dudenhoeffer	PROPN
inlawrev-27644	1004	26	,	,	PUNCT
inlawrev-27644	1004	27	573	573	NUM
inlawrev-27644	1004	28	u.s	u.s	PROPN
inlawrev-27644	1004	29	.	.	PROPN
inlawrev-27644	1004	30	409	409	NUM
inlawrev-27644	1004	31	,	,	PUNCT
inlawrev-27644	1004	32	425	425	NUM
inlawrev-27644	1004	33	(	(	PUNCT
inlawrev-27644	1004	34	2014	2014	NUM
inlawrev-27644	1004	35	)	)	PUNCT
inlawrev-27644	1004	36	(	(	PUNCT
inlawrev-27644	1004	37	stating	state	VERB
inlawrev-27644	1004	38	that	that	SCONJ
inlawrev-27644	1004	39	a	a	DET
inlawrev-27644	1004	40	fiduciary	fiduciary	ADJ
inlawrev-27644	1004	41	’s	’s	PART
inlawrev-27644	1004	42	obligation	obligation	NOUN
inlawrev-27644	1004	43	of	of	ADP
inlawrev-27644	1004	44	prudence	prudence	NOUN
inlawrev-27644	1004	45	is	be	AUX
inlawrev-27644	1004	46	context	context	NOUN
inlawrev-27644	1004	47	specific	specific	ADJ
inlawrev-27644	1004	48	)	)	PUNCT
inlawrev-27644	1004	49	.	.	PUNCT
inlawrev-27644	1005	1	272	272	NUM
inlawrev-27644	1005	2	.	.	PUNCT
inlawrev-27644	1005	3	see	see	VERB
inlawrev-27644	1005	4	,	,	PUNCT
inlawrev-27644	1005	5	e.g.	e.g.	ADV
inlawrev-27644	1005	6	,	,	PUNCT
inlawrev-27644	1005	7	schweitzer	schweitzer	PROPN
inlawrev-27644	1005	8	v.	v.	CCONJ
inlawrev-27644	1005	9	inv	inv	PROPN
inlawrev-27644	1005	10	.	.	PUNCT
inlawrev-27644	1006	1	comm	comm	NOUN
inlawrev-27644	1006	2	.	.	PUNCT
inlawrev-27644	1007	1	of	of	ADP
inlawrev-27644	1007	2	the	the	DET
inlawrev-27644	1007	3	phillips	phillip	NOUN
inlawrev-27644	1007	4	66	66	NUM
inlawrev-27644	1007	5	sav	sav	PROPN
inlawrev-27644	1007	6	.	.	PUNCT
inlawrev-27644	1007	7	plan	plan	PROPN
inlawrev-27644	1007	8	,	,	PUNCT
inlawrev-27644	1007	9	960	960	NUM
inlawrev-27644	1007	10	f.3d	f.3d	NUM
inlawrev-27644	1007	11	190	190	NUM
inlawrev-27644	1007	12	,	,	PUNCT
inlawrev-27644	1007	13	198	198	NUM
inlawrev-27644	1007	14	(	(	PUNCT
inlawrev-27644	1007	15	5th	5th	ADJ
inlawrev-27644	1007	16	cir	cir	NOUN
inlawrev-27644	1007	17	.	.	PUNCT
inlawrev-27644	1007	18	2020	2020	NUM
inlawrev-27644	1007	19	)	)	PUNCT
inlawrev-27644	1007	20	(	(	PUNCT
inlawrev-27644	1007	21	citing	cite	VERB
inlawrev-27644	1007	22	cases	case	NOUN
inlawrev-27644	1007	23	highlighting	highlight	VERB
inlawrev-27644	1007	24	the	the	DET
inlawrev-27644	1007	25	risks	risk	NOUN
inlawrev-27644	1007	26	of	of	ADP
inlawrev-27644	1007	27	undiversified	undiversified	ADJ
inlawrev-27644	1007	28	investments	investment	NOUN
inlawrev-27644	1007	29	)	)	PUNCT
inlawrev-27644	1007	30	.	.	PUNCT
inlawrev-27644	1008	1	90	90	NUM
inlawrev-27644	1008	2	indiana	indiana	PROPN
inlawrev-27644	1008	3	law	law	PROPN
inlawrev-27644	1008	4	review	review	NOUN
inlawrev-27644	1008	5	[	[	X
inlawrev-27644	1008	6	vol	vol	NOUN
inlawrev-27644	1008	7	.	.	PUNCT
inlawrev-27644	1008	8	57:53	57:53	NUM
inlawrev-27644	1008	9	that	that	PRON
inlawrev-27644	1008	10	not	not	PART
inlawrev-27644	1008	11	every	every	DET
inlawrev-27644	1008	12	fund	fund	NOUN
inlawrev-27644	1008	13	needs	need	VERB
inlawrev-27644	1008	14	to	to	PART
inlawrev-27644	1008	15	be	be	AUX
inlawrev-27644	1008	16	diversified.273	diversified.273	ADV
inlawrev-27644	1008	17	more	more	ADV
inlawrev-27644	1008	18	generally	generally	ADV
inlawrev-27644	1008	19	,	,	PUNCT
inlawrev-27644	1008	20	different	different	ADJ
inlawrev-27644	1008	21	types	type	NOUN
inlawrev-27644	1008	22	of	of	ADP
inlawrev-27644	1008	23	investments	investment	NOUN
inlawrev-27644	1008	24	have	have	VERB
inlawrev-27644	1008	25	various	various	ADJ
inlawrev-27644	1008	26	levels	level	NOUN
inlawrev-27644	1008	27	of	of	ADP
inlawrev-27644	1008	28	diversification.274	diversification.274	ADJ
inlawrev-27644	1008	29	for	for	ADP
inlawrev-27644	1008	30	example	example	NOUN
inlawrev-27644	1008	31	,	,	PUNCT
inlawrev-27644	1008	32	a	a	DET
inlawrev-27644	1008	33	u.s	u.s	PROPN
inlawrev-27644	1008	34	.	.	PROPN
inlawrev-27644	1008	35	equities	equities	PROPN
inlawrev-27644	1008	36	index	index	NOUN
inlawrev-27644	1008	37	fund	fund	NOUN
inlawrev-27644	1008	38	will	will	AUX
inlawrev-27644	1008	39	be	be	AUX
inlawrev-27644	1008	40	diversified	diversify	VERB
inlawrev-27644	1008	41	across	across	ADP
inlawrev-27644	1008	42	the	the	DET
inlawrev-27644	1008	43	firms	firm	NOUN
inlawrev-27644	1008	44	included	include	VERB
inlawrev-27644	1008	45	in	in	ADP
inlawrev-27644	1008	46	the	the	DET
inlawrev-27644	1008	47	index	index	NOUN
inlawrev-27644	1008	48	,	,	PUNCT
inlawrev-27644	1008	49	but	but	CCONJ
inlawrev-27644	1008	50	have	have	AUX
inlawrev-27644	1008	51	limited	limit	VERB
inlawrev-27644	1008	52	international	international	ADJ
inlawrev-27644	1008	53	diversification	diversification	NOUN
inlawrev-27644	1008	54	and	and	CCONJ
inlawrev-27644	1008	55	no	no	DET
inlawrev-27644	1008	56	diversification	diversification	NOUN
inlawrev-27644	1008	57	into	into	ADP
inlawrev-27644	1008	58	bonds.2	bonds.2	PRON
inlawrev-27644	1008	59	7	7	NUM
inlawrev-27644	1008	60	5	5	NUM
inlawrev-27644	1008	61	a	a	DET
inlawrev-27644	1008	62	real	real	ADJ
inlawrev-27644	1008	63	estate	estate	NOUN
inlawrev-27644	1008	64	investment	investment	NOUN
inlawrev-27644	1008	65	trust	trust	NOUN
inlawrev-27644	1008	66	,	,	PUNCT
inlawrev-27644	1008	67	which	which	PRON
inlawrev-27644	1008	68	is	be	AUX
inlawrev-27644	1008	69	invested	invest	VERB
inlawrev-27644	1008	70	only	only	ADV
inlawrev-27644	1008	71	in	in	ADP
inlawrev-27644	1008	72	real	real	ADJ
inlawrev-27644	1008	73	estate	estate	NOUN
inlawrev-27644	1008	74	,	,	PUNCT
inlawrev-27644	1008	75	arguably	arguably	ADV
inlawrev-27644	1008	76	is	be	AUX
inlawrev-27644	1008	77	less	less	ADV
inlawrev-27644	1008	78	diversified	diversified	ADJ
inlawrev-27644	1008	79	than	than	ADP
inlawrev-27644	1008	80	the	the	DET
inlawrev-27644	1008	81	equities	equity	NOUN
inlawrev-27644	1008	82	index	index	NOUN
inlawrev-27644	1008	83	fund	fund	NOUN
inlawrev-27644	1008	84	just	just	ADV
inlawrev-27644	1008	85	discussed	discuss	VERB
inlawrev-27644	1008	86	but	but	CCONJ
inlawrev-27644	1008	87	still	still	ADV
inlawrev-27644	1008	88	can	can	AUX
inlawrev-27644	1008	89	be	be	AUX
inlawrev-27644	1008	90	somewhat	somewhat	ADV
inlawrev-27644	1008	91	diversified.276	diversified.276	ADJ
inlawrev-27644	1008	92	fiduciaries	fiduciary	NOUN
inlawrev-27644	1008	93	choosing	choose	VERB
inlawrev-27644	1008	94	which	which	DET
inlawrev-27644	1008	95	sustainable	sustainable	ADJ
inlawrev-27644	1008	96	investment	investment	NOUN
inlawrev-27644	1008	97	fund	fund	NOUN
inlawrev-27644	1008	98	to	to	PART
inlawrev-27644	1008	99	include	include	VERB
inlawrev-27644	1008	100	on	on	ADP
inlawrev-27644	1008	101	a	a	DET
inlawrev-27644	1008	102	plan	plan	NOUN
inlawrev-27644	1008	103	menu	menu	NOUN
inlawrev-27644	1008	104	should	should	AUX
inlawrev-27644	1008	105	consider	consider	VERB
inlawrev-27644	1008	106	diversification	diversification	NOUN
inlawrev-27644	1008	107	as	as	ADP
inlawrev-27644	1008	108	a	a	DET
inlawrev-27644	1008	109	factor	factor	NOUN
inlawrev-27644	1008	110	,	,	PUNCT
inlawrev-27644	1008	111	but	but	CCONJ
inlawrev-27644	1008	112	the	the	DET
inlawrev-27644	1008	113	fund	fund	NOUN
inlawrev-27644	1008	114	need	need	AUX
inlawrev-27644	1008	115	not	not	PART
inlawrev-27644	1008	116	be	be	AUX
inlawrev-27644	1008	117	diversified	diversify	VERB
inlawrev-27644	1008	118	across	across	ADP
inlawrev-27644	1008	119	all	all	DET
inlawrev-27644	1008	120	asset	asset	NOUN
inlawrev-27644	1008	121	classes	class	NOUN
inlawrev-27644	1008	122	or	or	CCONJ
inlawrev-27644	1008	123	geographies	geography	NOUN
inlawrev-27644	1008	124	to	to	PART
inlawrev-27644	1008	125	be	be	AUX
inlawrev-27644	1008	126	prudent	prudent	ADJ
inlawrev-27644	1008	127	.	.	PUNCT
inlawrev-27644	1009	1	to	to	PART
inlawrev-27644	1009	2	summarize	summarize	VERB
inlawrev-27644	1009	3	,	,	PUNCT
inlawrev-27644	1009	4	to	to	PART
inlawrev-27644	1009	5	meet	meet	VERB
inlawrev-27644	1009	6	their	their	PRON
inlawrev-27644	1009	7	duty	duty	NOUN
inlawrev-27644	1009	8	of	of	ADP
inlawrev-27644	1009	9	prudence	prudence	NOUN
inlawrev-27644	1009	10	fiduciaries	fiduciary	NOUN
inlawrev-27644	1009	11	should	should	AUX
inlawrev-27644	1009	12	use	use	VERB
inlawrev-27644	1009	13	a	a	DET
inlawrev-27644	1009	14	twopart	twopart	NOUN
inlawrev-27644	1009	15	analysis	analysis	NOUN
inlawrev-27644	1009	16	when	when	SCONJ
inlawrev-27644	1009	17	choosing	choose	VERB
inlawrev-27644	1009	18	and	and	CCONJ
inlawrev-27644	1009	19	monitoring	monitor	VERB
inlawrev-27644	1009	20	investments	investment	NOUN
inlawrev-27644	1009	21	for	for	ADP
inlawrev-27644	1009	22	a	a	DET
inlawrev-27644	1009	23	401(k	401(k	PROPN
inlawrev-27644	1009	24	)	)	PUNCT
inlawrev-27644	1009	25	plan	plan	NOUN
inlawrev-27644	1009	26	menu.277	menu.277	PROPN
inlawrev-27644	1009	27	first	first	ADV
inlawrev-27644	1009	28	,	,	PUNCT
inlawrev-27644	1009	29	the	the	DET
inlawrev-27644	1009	30	fiduciary	fiduciary	ADJ
inlawrev-27644	1009	31	should	should	AUX
inlawrev-27644	1009	32	consider	consider	VERB
inlawrev-27644	1009	33	how	how	SCONJ
inlawrev-27644	1009	34	“	"	PUNCT
inlawrev-27644	1009	35	a	a	DET
inlawrev-27644	1009	36	given	give	VERB
inlawrev-27644	1009	37	fund	fund	NOUN
inlawrev-27644	1009	38	fit[s	fit[	NOUN
inlawrev-27644	1009	39	]	]	PUNCT
inlawrev-27644	1009	40	within	within	ADP
inlawrev-27644	1009	41	the	the	DET
inlawrev-27644	1009	42	menu	menu	NOUN
inlawrev-27644	1009	43	of	of	ADP
inlawrev-27644	1009	44	funds	fund	NOUN
inlawrev-27644	1009	45	to	to	PART
inlawrev-27644	1009	46	enable	enable	VERB
inlawrev-27644	1009	47	plan	plan	NOUN
inlawrev-27644	1009	48	participants	participant	NOUN
inlawrev-27644	1009	49	to	to	PART
inlawrev-27644	1009	50	construct	construct	VERB
inlawrev-27644	1009	51	an	an	DET
inlawrev-27644	1009	52	overall	overall	ADJ
inlawrev-27644	1009	53	portfolio	portfolio	NOUN
inlawrev-27644	1009	54	suitable	suitable	ADJ
inlawrev-27644	1009	55	to	to	ADP
inlawrev-27644	1009	56	their	their	PRON
inlawrev-27644	1009	57	circumstances	circumstance	NOUN
inlawrev-27644	1009	58	.	.	PUNCT
inlawrev-27644	1010	1	”278	”278	PROPN
inlawrev-27644	1010	2	second	second	ADJ
inlawrev-27644	1010	3	,	,	PUNCT
inlawrev-27644	1010	4	the	the	DET
inlawrev-27644	1010	5	fiduciary	fiduciary	ADJ
inlawrev-27644	1010	6	should	should	AUX
inlawrev-27644	1010	7	compare	compare	VERB
inlawrev-27644	1010	8	a	a	DET
inlawrev-27644	1010	9	fund	fund	NOUN
inlawrev-27644	1010	10	under	under	ADP
inlawrev-27644	1010	11	consideration	consideration	NOUN
inlawrev-27644	1010	12	“	"	PUNCT
inlawrev-27644	1010	13	to	to	ADP
inlawrev-27644	1010	14	a	a	DET
inlawrev-27644	1010	15	reasonable	reasonable	ADJ
inlawrev-27644	1010	16	number	number	NOUN
inlawrev-27644	1010	17	of	of	ADP
inlawrev-27644	1010	18	alternative	alternative	ADJ
inlawrev-27644	1010	19	funds	fund	NOUN
inlawrev-27644	1010	20	to	to	PART
inlawrev-27644	1010	21	fill	fill	VERB
inlawrev-27644	1010	22	the	the	DET
inlawrev-27644	1010	23	given	give	VERB
inlawrev-27644	1010	24	fund	fund	NOUN
inlawrev-27644	1010	25	’s	’s	PART
inlawrev-27644	1010	26	role	role	NOUN
inlawrev-27644	1010	27	in	in	ADP
inlawrev-27644	1010	28	the	the	DET
inlawrev-27644	1010	29	overall	overall	ADJ
inlawrev-27644	1010	30	menu	menu	NOUN
inlawrev-27644	1010	31	.	.	PUNCT
inlawrev-27644	1010	32	”2	”2	PUNCT
inlawrev-27644	1011	1	7	7	NUM
inlawrev-27644	1011	2	9	9	NUM
inlawrev-27644	1011	3	this	this	DET
inlawrev-27644	1011	4	part	part	NOUN
inlawrev-27644	1011	5	has	have	AUX
inlawrev-27644	1011	6	provided	provide	VERB
inlawrev-27644	1011	7	a	a	DET
inlawrev-27644	1011	8	framework	framework	NOUN
inlawrev-27644	1011	9	for	for	ADP
inlawrev-27644	1011	10	use	use	NOUN
inlawrev-27644	1011	11	by	by	ADP
inlawrev-27644	1011	12	fiduciaries	fiduciary	NOUN
inlawrev-27644	1011	13	who	who	PRON
inlawrev-27644	1011	14	wish	wish	VERB
inlawrev-27644	1011	15	to	to	PART
inlawrev-27644	1011	16	assess	assess	VERB
inlawrev-27644	1011	17	and	and	CCONJ
inlawrev-27644	1011	18	consider	consider	VERB
inlawrev-27644	1011	19	participant	participant	ADJ
inlawrev-27644	1011	20	preferences	preference	NOUN
inlawrev-27644	1011	21	while	while	SCONJ
inlawrev-27644	1011	22	at	at	ADP
inlawrev-27644	1011	23	the	the	DET
inlawrev-27644	1011	24	same	same	ADJ
inlawrev-27644	1011	25	time	time	NOUN
inlawrev-27644	1011	26	meeting	meet	VERB
inlawrev-27644	1011	27	their	their	PRON
inlawrev-27644	1011	28	obligation	obligation	NOUN
inlawrev-27644	1011	29	of	of	ADP
inlawrev-27644	1011	30	prudence	prudence	NOUN
inlawrev-27644	1011	31	.	.	PUNCT
inlawrev-27644	1012	1	v.	v.	ADP
inlawrev-27644	1012	2	complementary	complementary	ADJ
inlawrev-27644	1012	3	actions	action	NOUN
inlawrev-27644	1012	4	the	the	DET
inlawrev-27644	1012	5	2022	2022	NUM
inlawrev-27644	1012	6	final	final	ADJ
inlawrev-27644	1012	7	regulation	regulation	NOUN
inlawrev-27644	1012	8	’s	’s	PART
inlawrev-27644	1012	9	validation	validation	NOUN
inlawrev-27644	1012	10	of	of	ADP
inlawrev-27644	1012	11	participant	participant	ADJ
inlawrev-27644	1012	12	preferences	preference	NOUN
inlawrev-27644	1012	13	as	as	ADP
inlawrev-27644	1012	14	a	a	DET
inlawrev-27644	1012	15	legitimate	legitimate	ADJ
inlawrev-27644	1012	16	consideration	consideration	NOUN
inlawrev-27644	1012	17	for	for	SCONJ
inlawrev-27644	1012	18	plan	plan	NOUN
inlawrev-27644	1012	19	fiduciaries	fiduciary	NOUN
inlawrev-27644	1012	20	to	to	PART
inlawrev-27644	1012	21	take	take	VERB
inlawrev-27644	1012	22	into	into	ADP
inlawrev-27644	1012	23	account	account	NOUN
inlawrev-27644	1012	24	when	when	SCONJ
inlawrev-27644	1012	25	developing	develop	VERB
inlawrev-27644	1012	26	a	a	DET
inlawrev-27644	1012	27	plan	plan	NOUN
inlawrev-27644	1012	28	’s	’s	PART
inlawrev-27644	1012	29	investment	investment	NOUN
inlawrev-27644	1012	30	menu	menu	NOUN
inlawrev-27644	1012	31	may	may	AUX
inlawrev-27644	1012	32	encourage	encourage	VERB
inlawrev-27644	1012	33	the	the	DET
inlawrev-27644	1012	34	availability	availability	NOUN
inlawrev-27644	1012	35	of	of	ADP
inlawrev-27644	1012	36	sustainable	sustainable	ADJ
inlawrev-27644	1012	37	investments	investment	NOUN
inlawrev-27644	1012	38	.	.	PUNCT
inlawrev-27644	1013	1	overall	overall	ADV
inlawrev-27644	1013	2	,	,	PUNCT
inlawrev-27644	1013	3	the	the	DET
inlawrev-27644	1013	4	existing	exist	VERB
inlawrev-27644	1013	5	studies	study	NOUN
inlawrev-27644	1013	6	indicate	indicate	VERB
inlawrev-27644	1013	7	that	that	SCONJ
inlawrev-27644	1013	8	substantial	substantial	ADJ
inlawrev-27644	1013	9	numbers	number	NOUN
inlawrev-27644	1013	10	of	of	ADP
inlawrev-27644	1013	11	u.s	u.s	PROPN
inlawrev-27644	1013	12	.	.	PROPN
inlawrev-27644	1013	13	participants	participant	NOUN
inlawrev-27644	1013	14	tend	tend	VERB
inlawrev-27644	1013	15	to	to	PART
inlawrev-27644	1013	16	have	have	VERB
inlawrev-27644	1013	17	strong	strong	ADJ
inlawrev-27644	1013	18	preferences	preference	NOUN
inlawrev-27644	1013	19	that	that	SCONJ
inlawrev-27644	1013	20	their	their	PRON
inlawrev-27644	1013	21	401(k	401(k	NOUN
inlawrev-27644	1013	22	)	)	PUNCT
inlawrev-27644	1013	23	plans	plan	NOUN
inlawrev-27644	1013	24	at	at	ADP
inlawrev-27644	1013	25	least	least	ADJ
inlawrev-27644	1013	26	offer	offer	VERB
inlawrev-27644	1013	27	one	one	NUM
inlawrev-27644	1013	28	sustainable	sustainable	ADJ
inlawrev-27644	1013	29	option.280	option.280	NOUN
inlawrev-27644	1013	30	on	on	ADP
inlawrev-27644	1013	31	the	the	DET
inlawrev-27644	1013	32	other	other	ADJ
inlawrev-27644	1013	33	hand	hand	NOUN
inlawrev-27644	1013	34	,	,	PUNCT
inlawrev-27644	1013	35	careful	careful	ADJ
inlawrev-27644	1013	36	fiduciaries	fiduciary	NOUN
inlawrev-27644	1013	37	legitimately	legitimately	ADV
inlawrev-27644	1013	38	worry	worry	VERB
inlawrev-27644	1013	39	about	about	ADP
inlawrev-27644	1013	40	the	the	DET
inlawrev-27644	1013	41	litigation	litigation	NOUN
inlawrev-27644	1013	42	and	and	CCONJ
inlawrev-27644	1013	43	regulatory	regulatory	ADJ
inlawrev-27644	1013	44	risks	risk	NOUN
inlawrev-27644	1013	45	associated	associate	VERB
inlawrev-27644	1013	46	with	with	ADP
inlawrev-27644	1013	47	including	include	VERB
inlawrev-27644	1013	48	those	those	DET
inlawrev-27644	1013	49	options	option	NOUN
inlawrev-27644	1013	50	on	on	ADP
inlawrev-27644	1013	51	a	a	DET
inlawrev-27644	1013	52	plan	plan	NOUN
inlawrev-27644	1013	53	menu	menu	NOUN
inlawrev-27644	1013	54	.	.	PUNCT
inlawrev-27644	1014	1	this	this	DET
inlawrev-27644	1014	2	part	part	NOUN
inlawrev-27644	1014	3	evaluates	evaluate	VERB
inlawrev-27644	1014	4	the	the	DET
inlawrev-27644	1014	5	extent	extent	NOUN
inlawrev-27644	1014	6	to	to	PART
inlawrev-27644	1014	7	which	which	PRON
inlawrev-27644	1014	8	factors	factor	NOUN
inlawrev-27644	1014	9	other	other	ADJ
inlawrev-27644	1014	10	than	than	ADP
inlawrev-27644	1014	11	participant	participant	ADJ
inlawrev-27644	1014	12	preference	preference	NOUN
inlawrev-27644	1014	13	may	may	AUX
inlawrev-27644	1014	14	create	create	VERB
inlawrev-27644	1014	15	more	more	ADJ
inlawrev-27644	1014	16	alignment	alignment	NOUN
inlawrev-27644	1014	17	between	between	ADP
inlawrev-27644	1014	18	participant	participant	ADJ
inlawrev-27644	1014	19	interest	interest	NOUN
inlawrev-27644	1014	20	in	in	ADP
inlawrev-27644	1014	21	sustainable	sustainable	ADJ
inlawrev-27644	1014	22	investments	investment	NOUN
inlawrev-27644	1014	23	and	and	CCONJ
inlawrev-27644	1014	24	the	the	DET
inlawrev-27644	1014	25	availability	availability	NOUN
inlawrev-27644	1014	26	of	of	ADP
inlawrev-27644	1014	27	those	those	DET
inlawrev-27644	1014	28	investments	investment	NOUN
inlawrev-27644	1014	29	on	on	ADP
inlawrev-27644	1014	30	401(k	401(k	PROPN
inlawrev-27644	1014	31	)	)	PUNCT
inlawrev-27644	1014	32	plan	plan	NOUN
inlawrev-27644	1014	33	menus	menus	NOUN
inlawrev-27644	1014	34	.	.	PUNCT
inlawrev-27644	1015	1	273	273	NUM
inlawrev-27644	1015	2	.	.	PUNCT
inlawrev-27644	1016	1	see	see	VERB
inlawrev-27644	1016	2	supra	supra	PROPN
inlawrev-27644	1016	3	text	text	NOUN
inlawrev-27644	1016	4	accompanying	accompanying	ADJ
inlawrev-27644	1016	5	notes	note	NOUN
inlawrev-27644	1016	6	271	271	NUM
inlawrev-27644	1016	7	-	-	SYM
inlawrev-27644	1016	8	74	74	NUM
inlawrev-27644	1016	9	.	.	PUNCT
inlawrev-27644	1016	10	274	274	NUM
inlawrev-27644	1016	11	.	.	PUNCT
inlawrev-27644	1017	1	see	see	VERB
inlawrev-27644	1017	2	finra	finra	PROPN
inlawrev-27644	1017	3	,	,	PUNCT
inlawrev-27644	1017	4	asset	asset	NOUN
inlawrev-27644	1017	5	allocation	allocation	NOUN
inlawrev-27644	1017	6	and	and	CCONJ
inlawrev-27644	1017	7	diversification	diversification	NOUN
inlawrev-27644	1017	8	,	,	PUNCT
inlawrev-27644	1017	9	https://www.finra.org/investors/	https://www.finra.org/investors/	ADV
inlawrev-27644	1017	10	investing	investing	NOUN
inlawrev-27644	1017	11	/	/	SYM
inlawrev-27644	1017	12	investing	investing	NOUN
inlawrev-27644	1017	13	-	-	PUNCT
inlawrev-27644	1017	14	basics	basic	NOUN
inlawrev-27644	1017	15	/	/	SYM
inlawrev-27644	1017	16	asset	asset	NOUN
inlawrev-27644	1017	17	-	-	PUNCT
inlawrev-27644	1017	18	allocation	allocation	NOUN
inlawrev-27644	1017	19	-	-	PUNCT
inlawrev-27644	1017	20	diversification	diversification	NOUN
inlawrev-27644	1017	21	[	[	X
inlawrev-27644	1017	22	https://perma.cc/l53t-ufpd	https://perma.cc/l53t-ufpd	PROPN
inlawrev-27644	1017	23	]	]	SYM
inlawrev-27644	1017	24	.	.	PUNCT
inlawrev-27644	1018	1	275	275	NUM
inlawrev-27644	1018	2	.	.	PUNCT
inlawrev-27644	1018	3	funds	fund	NOUN
inlawrev-27644	1018	4	that	that	PRON
inlawrev-27644	1018	5	hold	hold	VERB
inlawrev-27644	1018	6	only	only	ADV
inlawrev-27644	1018	7	u.s	u.s	PROPN
inlawrev-27644	1018	8	.	.	PROPN
inlawrev-27644	1018	9	real	real	ADJ
inlawrev-27644	1018	10	estate	estate	NOUN
inlawrev-27644	1018	11	assets	asset	NOUN
inlawrev-27644	1018	12	do	do	AUX
inlawrev-27644	1018	13	not	not	PART
inlawrev-27644	1018	14	hold	hold	VERB
inlawrev-27644	1018	15	any	any	DET
inlawrev-27644	1018	16	,	,	PUNCT
inlawrev-27644	1018	17	or	or	CCONJ
inlawrev-27644	1018	18	very	very	ADV
inlawrev-27644	1018	19	low	low	ADJ
inlawrev-27644	1018	20	levels	level	NOUN
inlawrev-27644	1018	21	of	of	ADP
inlawrev-27644	1018	22	international	international	ADJ
inlawrev-27644	1018	23	assets	asset	NOUN
inlawrev-27644	1018	24	and	and	CCONJ
inlawrev-27644	1018	25	bonds	bond	NOUN
inlawrev-27644	1018	26	.	.	PUNCT
inlawrev-27644	1019	1	see	see	VERB
inlawrev-27644	1019	2	adam	adam	PROPN
inlawrev-27644	1019	3	hayes	hayes	PROPN
inlawrev-27644	1019	4	,	,	PUNCT
inlawrev-27644	1019	5	reit	reit	PROPN
inlawrev-27644	1019	6	vs.	vs.	ADP
inlawrev-27644	1019	7	real	real	ADJ
inlawrev-27644	1019	8	estate	estate	NOUN
inlawrev-27644	1019	9	fund	fund	NOUN
inlawrev-27644	1019	10	:	:	PUNCT
inlawrev-27644	1019	11	what	what	PRON
inlawrev-27644	1019	12	’s	’	VERB
inlawrev-27644	1019	13	the	the	DET
inlawrev-27644	1019	14	difference	difference	NOUN
inlawrev-27644	1019	15	?	?	PUNCT
inlawrev-27644	1019	16	,	,	PUNCT
inlawrev-27644	1019	17	investopedia	investopedia	PROPN
inlawrev-27644	1019	18	(	(	PUNCT
inlawrev-27644	1019	19	july	july	PROPN
inlawrev-27644	1019	20	16	16	NUM
inlawrev-27644	1019	21	,	,	PUNCT
inlawrev-27644	1019	22	2023	2023	NUM
inlawrev-27644	1019	23	)	)	PUNCT
inlawrev-27644	1019	24	,	,	PUNCT
inlawrev-27644	1019	25	https://www.investopedia.com/ask/answers/012015/what-differencebetween-reit-and-real-estate-fund.asp	https://www.investopedia.com/ask/answers/012015/what-differencebetween-reit-and-real-estate-fund.asp	X
inlawrev-27644	1020	1	[	[	X
inlawrev-27644	1020	2	https://perma.cc/z8an-kmxt	https://perma.cc/z8an-kmxt	X
inlawrev-27644	1020	3	]	]	X
inlawrev-27644	1020	4	.	.	PUNCT
inlawrev-27644	1021	1	276	276	X
inlawrev-27644	1021	2	.	.	PUNCT
inlawrev-27644	1021	3	zelinsky	zelinsky	PROPN
inlawrev-27644	1021	4	ii	ii	PROPN
inlawrev-27644	1021	5	,	,	PUNCT
inlawrev-27644	1021	6	supra	supra	PROPN
inlawrev-27644	1021	7	note	note	PROPN
inlawrev-27644	1021	8	235	235	NUM
inlawrev-27644	1021	9	,	,	PUNCT
inlawrev-27644	1021	10	at	at	ADP
inlawrev-27644	1021	11	529	529	NUM
inlawrev-27644	1021	12	.	.	PUNCT
inlawrev-27644	1022	1	277	277	NUM
inlawrev-27644	1022	2	.	.	PUNCT
inlawrev-27644	1023	1	2022	2022	NUM
inlawrev-27644	1023	2	final	final	ADJ
inlawrev-27644	1023	3	regulation	regulation	NOUN
inlawrev-27644	1023	4	,	,	PUNCT
inlawrev-27644	1023	5	87	87	NUM
inlawrev-27644	1023	6	fed	fed	PROPN
inlawrev-27644	1023	7	.	.	PUNCT
inlawrev-27644	1024	1	reg	reg	PROPN
inlawrev-27644	1024	2	.	.	PUNCT
inlawrev-27644	1025	1	73822	73822	NUM
inlawrev-27644	1025	2	,	,	PUNCT
inlawrev-27644	1025	3	73830	73830	NUM
inlawrev-27644	1025	4	(	(	PUNCT
inlawrev-27644	1025	5	dec	dec	PROPN
inlawrev-27644	1025	6	.	.	PROPN
inlawrev-27644	1025	7	1	1	NUM
inlawrev-27644	1025	8	,	,	PUNCT
inlawrev-27644	1025	9	2022	2022	NUM
inlawrev-27644	1025	10	)	)	PUNCT
inlawrev-27644	1025	11	,	,	PUNCT
inlawrev-27644	1025	12	codified	codify	VERB
inlawrev-27644	1025	13	at	at	ADP
inlawrev-27644	1025	14	29	29	NUM
inlawrev-27644	1025	15	c.f.r	c.f.r	NOUN
inlawrev-27644	1025	16	.	.	PUNCT
inlawrev-27644	1026	1	§	§	PROPN
inlawrev-27644	1026	2	2550	2550	NUM
inlawrev-27644	1026	3	.	.	PUNCT
inlawrev-27644	1027	1	278	278	NUM
inlawrev-27644	1027	2	.	.	PUNCT
inlawrev-27644	1028	1	i	i	PRON
inlawrev-27644	1028	2	d.	d.	PROPN
inlawrev-27644	1028	3	279	279	NUM
inlawrev-27644	1028	4	.	.	PUNCT
inlawrev-27644	1029	1	i	i	PRON
inlawrev-27644	1029	2	d.	d.	PROPN
inlawrev-27644	1029	3	280	280	NUM
inlawrev-27644	1029	4	.	.	PUNCT
inlawrev-27644	1030	1	see	see	VERB
inlawrev-27644	1030	2	supra	supra	PROPN
inlawrev-27644	1030	3	part	part	PROPN
inlawrev-27644	1030	4	i.a	i.a	PROPN
inlawrev-27644	1030	5	.	.	PROPN
inlawrev-27644	1030	6	2023	2023	NUM
inlawrev-27644	1030	7	]	]	PUNCT
inlawrev-27644	1030	8	matching	match	VERB
inlawrev-27644	1030	9	preferences	preference	NOUN
inlawrev-27644	1030	10	and	and	CCONJ
inlawrev-27644	1030	11	access	access	NOUN
inlawrev-27644	1030	12	91	91	NUM
inlawrev-27644	1030	13	a.	a.	NOUN
inlawrev-27644	1030	14	legislation	legislation	NOUN
inlawrev-27644	1030	15	a	a	DET
inlawrev-27644	1030	16	bill	bill	NOUN
inlawrev-27644	1030	17	introduced	introduce	VERB
inlawrev-27644	1030	18	in	in	ADP
inlawrev-27644	1030	19	2021	2021	NUM
inlawrev-27644	1030	20	by	by	ADP
inlawrev-27644	1030	21	senators	senators	PROPN
inlawrev-27644	1030	22	smith	smith	PROPN
inlawrev-27644	1030	23	,	,	PUNCT
inlawrev-27644	1030	24	murray	murray	PROPN
inlawrev-27644	1030	25	,	,	PUNCT
inlawrev-27644	1030	26	and	and	CCONJ
inlawrev-27644	1030	27	blumenthal	blumenthal	PROPN
inlawrev-27644	1030	28	proposes	propose	VERB
inlawrev-27644	1030	29	changes	change	NOUN
inlawrev-27644	1030	30	to	to	PART
inlawrev-27644	1030	31	encourage	encourage	VERB
inlawrev-27644	1030	32	use	use	NOUN
inlawrev-27644	1030	33	of	of	ADP
inlawrev-27644	1030	34	sustainable	sustainable	ADJ
inlawrev-27644	1030	35	investing	investing	NOUN
inlawrev-27644	1030	36	in	in	ADP
inlawrev-27644	1030	37	retirement	retirement	NOUN
inlawrev-27644	1030	38	plans.281	plans.281	ADP
inlawrev-27644	1030	39	that	that	DET
inlawrev-27644	1030	40	bill	bill	NOUN
inlawrev-27644	1030	41	would	would	AUX
inlawrev-27644	1030	42	enable	enable	VERB
inlawrev-27644	1030	43	fiduciaries	fiduciary	NOUN
inlawrev-27644	1030	44	to	to	PART
inlawrev-27644	1030	45	consider	consider	VERB
inlawrev-27644	1030	46	factors	factor	NOUN
inlawrev-27644	1030	47	,	,	PUNCT
inlawrev-27644	1030	48	including	include	VERB
inlawrev-27644	1030	49	stainability	stainability	NOUN
inlawrev-27644	1030	50	factors	factor	NOUN
inlawrev-27644	1030	51	,	,	PUNCT
inlawrev-27644	1030	52	so	so	ADV
inlawrev-27644	1030	53	long	long	ADV
inlawrev-27644	1030	54	as	as	SCONJ
inlawrev-27644	1030	55	the	the	DET
inlawrev-27644	1030	56	fiduciaries	fiduciary	NOUN
inlawrev-27644	1030	57	’	'	PUNCT
inlawrev-27644	1030	58	decisions	decision	NOUN
inlawrev-27644	1030	59	meet	meet	VERB
inlawrev-27644	1030	60	the	the	DET
inlawrev-27644	1030	61	existing	exist	VERB
inlawrev-27644	1030	62	erisa	erisa	NOUN
inlawrev-27644	1030	63	fiduciary	fiduciary	ADJ
inlawrev-27644	1030	64	standards	standard	NOUN
inlawrev-27644	1030	65	(	(	PUNCT
inlawrev-27644	1030	66	loyalty	loyalty	NOUN
inlawrev-27644	1030	67	,	,	PUNCT
inlawrev-27644	1030	68	prudence	prudence	NOUN
inlawrev-27644	1030	69	,	,	PUNCT
inlawrev-27644	1030	70	diversification	diversification	NOUN
inlawrev-27644	1030	71	,	,	PUNCT
inlawrev-27644	1030	72	and	and	CCONJ
inlawrev-27644	1030	73	compliance	compliance	NOUN
inlawrev-27644	1030	74	with	with	ADP
inlawrev-27644	1030	75	plan	plan	NOUN
inlawrev-27644	1030	76	terms).2	terms).2	PROPN
inlawrev-27644	1030	77	8	8	NUM
inlawrev-27644	1030	78	2	2	NUM
inlawrev-27644	1030	79	it	it	PRON
inlawrev-27644	1030	80	also	also	ADV
inlawrev-27644	1030	81	provides	provide	VERB
inlawrev-27644	1030	82	that	that	SCONJ
inlawrev-27644	1030	83	fiduciaries	fiduciary	NOUN
inlawrev-27644	1030	84	may	may	AUX
inlawrev-27644	1030	85	designate	designate	VERB
inlawrev-27644	1030	86	esg	esg	NOUN
inlawrev-27644	1030	87	investments	investment	NOUN
inlawrev-27644	1030	88	as	as	ADP
inlawrev-27644	1030	89	the	the	DET
inlawrev-27644	1030	90	plan	plan	NOUN
inlawrev-27644	1030	91	’s	’s	PART
inlawrev-27644	1030	92	default	default	NOUN
inlawrev-27644	1030	93	investment	investment	NOUN
inlawrev-27644	1030	94	or	or	CCONJ
inlawrev-27644	1030	95	as	as	ADP
inlawrev-27644	1030	96	a	a	DET
inlawrev-27644	1030	97	component	component	NOUN
inlawrev-27644	1030	98	of	of	ADP
inlawrev-27644	1030	99	the	the	DET
inlawrev-27644	1030	100	default	default	NOUN
inlawrev-27644	1030	101	investment.283	investment.283	ADP
inlawrev-27644	1030	102	the	the	DET
inlawrev-27644	1030	103	proposal	proposal	NOUN
inlawrev-27644	1030	104	explicitly	explicitly	ADV
inlawrev-27644	1030	105	nullifies	nullify	VERB
inlawrev-27644	1030	106	the	the	DET
inlawrev-27644	1030	107	2020	2020	NUM
inlawrev-27644	1030	108	final	final	ADJ
inlawrev-27644	1030	109	regulation	regulation	NOUN
inlawrev-27644	1030	110	discussed	discuss	VERB
inlawrev-27644	1030	111	above.284	above.284	NUM
inlawrev-27644	1030	112	the	the	DET
inlawrev-27644	1030	113	bill	bill	NOUN
inlawrev-27644	1030	114	’s	’s	PART
inlawrev-27644	1030	115	prospects	prospect	NOUN
inlawrev-27644	1030	116	for	for	ADP
inlawrev-27644	1030	117	passage	passage	NOUN
inlawrev-27644	1030	118	,	,	PUNCT
inlawrev-27644	1030	119	however	however	ADV
inlawrev-27644	1030	120	,	,	PUNCT
inlawrev-27644	1030	121	are	be	AUX
inlawrev-27644	1030	122	dim.285	dim.285	PROPN
inlawrev-27644	1030	123	representative	representative	PROPN
inlawrev-27644	1030	124	andy	andy	PROPN
inlawrev-27644	1030	125	levin	levin	PROPN
inlawrev-27644	1030	126	and	and	CCONJ
inlawrev-27644	1030	127	others	other	NOUN
inlawrev-27644	1030	128	introduced	introduce	VERB
inlawrev-27644	1030	129	legislation	legislation	NOUN
inlawrev-27644	1030	130	in	in	ADP
inlawrev-27644	1030	131	the	the	DET
inlawrev-27644	1030	132	house	house	NOUN
inlawrev-27644	1030	133	that	that	PRON
inlawrev-27644	1030	134	would	would	AUX
inlawrev-27644	1030	135	require	require	VERB
inlawrev-27644	1030	136	retirement	retirement	NOUN
inlawrev-27644	1030	137	plans	plan	NOUN
inlawrev-27644	1030	138	to	to	PART
inlawrev-27644	1030	139	adopt	adopt	VERB
inlawrev-27644	1030	140	a	a	DET
inlawrev-27644	1030	141	sustainable	sustainable	ADJ
inlawrev-27644	1030	142	investment	investment	NOUN
inlawrev-27644	1030	143	policy	policy	NOUN
inlawrev-27644	1030	144	or	or	CCONJ
inlawrev-27644	1030	145	give	give	VERB
inlawrev-27644	1030	146	notice	notice	NOUN
inlawrev-27644	1030	147	that	that	SCONJ
inlawrev-27644	1030	148	they	they	PRON
inlawrev-27644	1030	149	would	would	AUX
inlawrev-27644	1030	150	not	not	PART
inlawrev-27644	1030	151	do	do	AUX
inlawrev-27644	1030	152	so.286	so.286	VERB
inlawrev-27644	1030	153	the	the	DET
inlawrev-27644	1030	154	bill	bill	NOUN
inlawrev-27644	1030	155	expresses	express	VERB
inlawrev-27644	1030	156	the	the	DET
inlawrev-27644	1030	157	belief	belief	NOUN
inlawrev-27644	1030	158	that	that	SCONJ
inlawrev-27644	1030	159	“	"	PUNCT
inlawrev-27644	1030	160	[	[	X
inlawrev-27644	1030	161	r]etirement	r]etirement	ADP
inlawrev-27644	1030	162	plans	plan	NOUN
inlawrev-27644	1030	163	and	and	CCONJ
inlawrev-27644	1030	164	participants	participant	NOUN
inlawrev-27644	1030	165	in	in	ADP
inlawrev-27644	1030	166	individual	individual	ADJ
inlawrev-27644	1030	167	account	account	NOUN
inlawrev-27644	1030	168	retirement	retirement	NOUN
inlawrev-27644	1030	169	plans	plan	NOUN
inlawrev-27644	1030	170	should	should	AUX
inlawrev-27644	1030	171	have	have	AUX
inlawrev-27644	1030	172	the	the	DET
inlawrev-27644	1030	173	opportunity	opportunity	NOUN
inlawrev-27644	1030	174	to	to	PART
inlawrev-27644	1030	175	make	make	VERB
inlawrev-27644	1030	176	and	and	CCONJ
inlawrev-27644	1030	177	hold	hold	VERB
inlawrev-27644	1030	178	sustainable	sustainable	ADJ
inlawrev-27644	1030	179	investments	investment	NOUN
inlawrev-27644	1030	180	,	,	PUNCT
inlawrev-27644	1030	181	provided	provide	VERB
inlawrev-27644	1030	182	erisa	erisa	NOUN
inlawrev-27644	1030	183	’s	’s	PART
inlawrev-27644	1030	184	fiduciary	fiduciary	ADJ
inlawrev-27644	1030	185	requirements	requirement	NOUN
inlawrev-27644	1030	186	are	be	AUX
inlawrev-27644	1030	187	otherwise	otherwise	ADV
inlawrev-27644	1030	188	met	meet	VERB
inlawrev-27644	1030	189	.	.	PUNCT
inlawrev-27644	1030	190	”287	”287	NOUN
inlawrev-27644	1031	1	the	the	DET
inlawrev-27644	1031	2	bill	bill	NOUN
inlawrev-27644	1031	3	also	also	ADV
inlawrev-27644	1031	4	proposes	propose	VERB
inlawrev-27644	1031	5	amendments	amendment	NOUN
inlawrev-27644	1031	6	to	to	ADP
inlawrev-27644	1031	7	erisa	erisa	VERB
inlawrev-27644	1031	8	’s	’s	PART
inlawrev-27644	1031	9	fiduciary	fiduciary	ADJ
inlawrev-27644	1031	10	provisions	provision	NOUN
inlawrev-27644	1031	11	to	to	PART
inlawrev-27644	1031	12	permit	permit	VERB
inlawrev-27644	1031	13	fiduciaries	fiduciary	NOUN
inlawrev-27644	1031	14	to	to	PART
inlawrev-27644	1031	15	select	select	VERB
inlawrev-27644	1031	16	sustainable	sustainable	ADJ
inlawrev-27644	1031	17	investments	investment	NOUN
inlawrev-27644	1031	18	for	for	ADP
inlawrev-27644	1031	19	a	a	DET
inlawrev-27644	1031	20	plan	plan	NOUN
inlawrev-27644	1031	21	’s	’s	PART
inlawrev-27644	1031	22	menu	menu	NOUN
inlawrev-27644	1031	23	so	so	ADV
inlawrev-27644	1031	24	long	long	ADV
inlawrev-27644	1031	25	as	as	SCONJ
inlawrev-27644	1031	26	the	the	DET
inlawrev-27644	1031	27	investments	investment	NOUN
inlawrev-27644	1031	28	have	have	VERB
inlawrev-27644	1031	29	a	a	DET
inlawrev-27644	1031	30	risk	risk	NOUN
inlawrev-27644	1031	31	and	and	CCONJ
inlawrev-27644	1031	32	return	return	VERB
inlawrev-27644	1031	33	profile	profile	NOUN
inlawrev-27644	1031	34	comparable	comparable	ADJ
inlawrev-27644	1031	35	to	to	ADP
inlawrev-27644	1031	36	similar	similar	ADJ
inlawrev-27644	1031	37	types	type	NOUN
inlawrev-27644	1031	38	of	of	ADP
inlawrev-27644	1031	39	investments.288	investments.288	ADJ
inlawrev-27644	1031	40	“	"	PUNCT
inlawrev-27644	1031	41	the	the	DET
inlawrev-27644	1031	42	hostility	hostility	NOUN
inlawrev-27644	1031	43	of	of	ADP
inlawrev-27644	1031	44	republican	republican	PROPN
inlawrev-27644	1031	45	house	house	PROPN
inlawrev-27644	1031	46	members	member	NOUN
inlawrev-27644	1031	47	to	to	PART
inlawrev-27644	1031	48	sustainable	sustainable	VERB
inlawrev-27644	1031	49	investing	investing	NOUN
inlawrev-27644	1031	50	makes	make	VERB
inlawrev-27644	1031	51	it	it	PRON
inlawrev-27644	1031	52	unlikely	unlikely	ADJ
inlawrev-27644	1031	53	any	any	DET
inlawrev-27644	1031	54	prosustainability	prosustainability	NOUN
inlawrev-27644	1031	55	plan	plan	NOUN
inlawrev-27644	1031	56	legislation	legislation	NOUN
inlawrev-27644	1031	57	will	will	AUX
inlawrev-27644	1031	58	be	be	AUX
inlawrev-27644	1031	59	successful	successful	ADJ
inlawrev-27644	1031	60	.	.	PUNCT
inlawrev-27644	1032	1	”289	”289	PROPN
inlawrev-27644	1033	1	b.	b.	PROPN
inlawrev-27644	1033	2	adoption	adoption	NOUN
inlawrev-27644	1033	3	of	of	ADP
inlawrev-27644	1033	4	menu	menu	NOUN
inlawrev-27644	1033	5	options	option	NOUN
inlawrev-27644	1033	6	consistent	consistent	ADJ
inlawrev-27644	1033	7	with	with	ADP
inlawrev-27644	1033	8	firm	firm	ADJ
inlawrev-27644	1033	9	values	value	NOUN
inlawrev-27644	1033	10	participants	participant	NOUN
inlawrev-27644	1033	11	are	be	AUX
inlawrev-27644	1033	12	not	not	PART
inlawrev-27644	1033	13	alone	alone	ADJ
inlawrev-27644	1033	14	in	in	ADP
inlawrev-27644	1033	15	asking	ask	VERB
inlawrev-27644	1033	16	that	that	SCONJ
inlawrev-27644	1033	17	their	their	PRON
inlawrev-27644	1033	18	401(k	401(k	NOUN
inlawrev-27644	1033	19	)	)	PUNCT
inlawrev-27644	1033	20	plans	plan	NOUN
inlawrev-27644	1033	21	include	include	VERB
inlawrev-27644	1033	22	sustainable	sustainable	ADJ
inlawrev-27644	1033	23	choices	choice	NOUN
inlawrev-27644	1033	24	on	on	ADP
inlawrev-27644	1033	25	plan	plan	NOUN
inlawrev-27644	1033	26	investment	investment	NOUN
inlawrev-27644	1033	27	menus	menu	NOUN
inlawrev-27644	1033	28	.	.	PUNCT
inlawrev-27644	1034	1	during	during	ADP
inlawrev-27644	1034	2	the	the	DET
inlawrev-27644	1034	3	2022	2022	NUM
inlawrev-27644	1034	4	annual	annual	ADJ
inlawrev-27644	1034	5	meeting	meeting	NOUN
inlawrev-27644	1034	6	season	season	NOUN
inlawrev-27644	1034	7	,	,	PUNCT
inlawrev-27644	1034	8	281	281	NUM
inlawrev-27644	1034	9	.	.	PUNCT
inlawrev-27644	1035	1	financial	financial	ADJ
inlawrev-27644	1035	2	factors	factor	NOUN
inlawrev-27644	1035	3	in	in	ADP
inlawrev-27644	1035	4	selecting	select	VERB
inlawrev-27644	1035	5	retirement	retirement	NOUN
inlawrev-27644	1035	6	plan	plan	NOUN
inlawrev-27644	1035	7	investments	investment	NOUN
inlawrev-27644	1035	8	act	act	PROPN
inlawrev-27644	1035	9	,	,	PUNCT
inlawrev-27644	1035	10	s.	s.	PROPN
inlawrev-27644	1035	11	1762	1762	NUM
inlawrev-27644	1035	12	,	,	PUNCT
inlawrev-27644	1035	13	117th	117th	ADJ
inlawrev-27644	1035	14	cong	cong	NOUN
inlawrev-27644	1035	15	.	.	PUNCT
inlawrev-27644	1036	1	(	(	PUNCT
inlawrev-27644	1036	2	2021	2021	NUM
inlawrev-27644	1036	3	)	)	PUNCT
inlawrev-27644	1036	4	.	.	PUNCT
inlawrev-27644	1037	1	282	282	NUM
inlawrev-27644	1037	2	.	.	PUNCT
inlawrev-27644	1038	1	i	i	PRON
inlawrev-27644	1038	2	d.	d.	PROPN
inlawrev-27644	1038	3	§	§	PROPN
inlawrev-27644	1038	4	2(a)(3)(a)(i	2(a)(3)(a)(i	NUM
inlawrev-27644	1038	5	)	)	PUNCT
inlawrev-27644	1038	6	.	.	PUNCT
inlawrev-27644	1039	1	283	283	NUM
inlawrev-27644	1039	2	.	.	PUNCT
inlawrev-27644	1040	1	i	i	PRON
inlawrev-27644	1040	2	d.	d.	PROPN
inlawrev-27644	1040	3	§	§	PROPN
inlawrev-27644	1040	4	2(a)(3)(c	2(a)(3)(c	PROPN
inlawrev-27644	1040	5	)	)	PUNCT
inlawrev-27644	1040	6	.	.	PUNCT
inlawrev-27644	1041	1	284	284	NUM
inlawrev-27644	1041	2	.	.	PUNCT
inlawrev-27644	1042	1	i	i	PRON
inlawrev-27644	1042	2	d.	d.	PROPN
inlawrev-27644	1042	3	§	§	PROPN
inlawrev-27644	1042	4	2(b	2(b	NUM
inlawrev-27644	1042	5	)	)	PUNCT
inlawrev-27644	1042	6	.	.	PUNCT
inlawrev-27644	1043	1	the	the	DET
inlawrev-27644	1043	2	2020	2020	NUM
inlawrev-27644	1043	3	final	final	ADJ
inlawrev-27644	1043	4	regulations	regulation	NOUN
inlawrev-27644	1043	5	are	be	AUX
inlawrev-27644	1043	6	discussed	discuss	VERB
inlawrev-27644	1043	7	supra	supra	NOUN
inlawrev-27644	1043	8	at	at	ADP
inlawrev-27644	1043	9	text	text	NOUN
inlawrev-27644	1043	10	accompanying	accompany	VERB
inlawrev-27644	1043	11	notes	note	NOUN
inlawrev-27644	1043	12	11011	11011	NUM
inlawrev-27644	1043	13	.	.	PUNCT
inlawrev-27644	1044	1	285	285	NUM
inlawrev-27644	1044	2	.	.	PUNCT
inlawrev-27644	1045	1	see	see	VERB
inlawrev-27644	1045	2	pete	pete	PROPN
inlawrev-27644	1045	3	michaels	michaels	PROPN
inlawrev-27644	1045	4	&	&	CCONJ
inlawrev-27644	1045	5	alyssa	alyssa	PROPN
inlawrev-27644	1045	6	scruggs	scruggs	PROPN
inlawrev-27644	1045	7	,	,	PUNCT
inlawrev-27644	1045	8	call	call	VERB
inlawrev-27644	1045	9	it	it	PRON
inlawrev-27644	1045	10	a	a	DET
inlawrev-27644	1045	11	comeback	comeback	NOUN
inlawrev-27644	1045	12	:	:	PUNCT
inlawrev-27644	1045	13	the	the	DET
inlawrev-27644	1045	14	likely	likely	ADJ
inlawrev-27644	1045	15	return	return	NOUN
inlawrev-27644	1045	16	of	of	ADP
inlawrev-27644	1045	17	esg	esg	PROPN
inlawrev-27644	1045	18	investing	invest	VERB
inlawrev-27644	1045	19	in	in	ADP
inlawrev-27644	1045	20	erisa	erisa	NOUN
inlawrev-27644	1045	21	accounts	account	NOUN
inlawrev-27644	1045	22	,	,	PUNCT
inlawrev-27644	1045	23	jd	jd	PROPN
inlawrev-27644	1045	24	supra	supra	PROPN
inlawrev-27644	1045	25	(	(	PUNCT
inlawrev-27644	1045	26	june	june	PROPN
inlawrev-27644	1045	27	7	7	NUM
inlawrev-27644	1045	28	,	,	PUNCT
inlawrev-27644	1045	29	2021	2021	NUM
inlawrev-27644	1045	30	)	)	PUNCT
inlawrev-27644	1045	31	,	,	PUNCT
inlawrev-27644	1046	1	https://www.jdsupra.com/legalnews/call-ita-comeback-the-likely-return-of-1635185/	https://www.jdsupra.com/legalnews/call-ita-comeback-the-likely-return-of-1635185/	PROPN
inlawrev-27644	1047	1	[	[	X
inlawrev-27644	1047	2	https://perma.cc/jg8z-vvdm	https://perma.cc/jg8z-vvdm	X
inlawrev-27644	1047	3	]	]	PUNCT
inlawrev-27644	1047	4	(	(	PUNCT
inlawrev-27644	1047	5	“	"	PUNCT
inlawrev-27644	1047	6	republican	republican	ADJ
inlawrev-27644	1047	7	senators	senator	NOUN
inlawrev-27644	1047	8	,	,	PUNCT
inlawrev-27644	1047	9	many	many	ADJ
inlawrev-27644	1047	10	of	of	ADP
inlawrev-27644	1047	11	whom	whom	PRON
inlawrev-27644	1047	12	were	be	AUX
inlawrev-27644	1047	13	supportive	supportive	ADJ
inlawrev-27644	1047	14	of	of	ADP
inlawrev-27644	1047	15	the	the	DET
inlawrev-27644	1047	16	trump	trump	NOUN
inlawrev-27644	1047	17	-	-	PUNCT
inlawrev-27644	1047	18	era	era	NOUN
inlawrev-27644	1047	19	dol	dol	NOUN
inlawrev-27644	1047	20	rule	rule	NOUN
inlawrev-27644	1047	21	,	,	PUNCT
inlawrev-27644	1047	22	are	be	AUX
inlawrev-27644	1047	23	likely	likely	ADJ
inlawrev-27644	1047	24	to	to	PART
inlawrev-27644	1047	25	oppose	oppose	VERB
inlawrev-27644	1047	26	the	the	DET
inlawrev-27644	1047	27	bill	bill	NOUN
inlawrev-27644	1047	28	and	and	CCONJ
inlawrev-27644	1047	29	make	make	VERB
inlawrev-27644	1047	30	its	its	PRON
inlawrev-27644	1047	31	road	road	NOUN
inlawrev-27644	1047	32	to	to	PART
inlawrev-27644	1047	33	enactment	enactment	VERB
inlawrev-27644	1047	34	extremely	extremely	ADV
inlawrev-27644	1047	35	rocky	rocky	ADJ
inlawrev-27644	1047	36	.	.	PUNCT
inlawrev-27644	1047	37	”	"	PUNCT
inlawrev-27644	1047	38	)	)	PUNCT
inlawrev-27644	1047	39	.	.	PUNCT
inlawrev-27644	1048	1	286	286	NUM
inlawrev-27644	1048	2	.	.	PUNCT
inlawrev-27644	1049	1	retirees	retiree	NOUN
inlawrev-27644	1049	2	sustainable	sustainable	ADJ
inlawrev-27644	1049	3	investment	investment	NOUN
inlawrev-27644	1049	4	opportunities	opportunity	NOUN
inlawrev-27644	1049	5	act	act	VERB
inlawrev-27644	1049	6	of	of	ADP
inlawrev-27644	1049	7	2021	2021	NUM
inlawrev-27644	1049	8	,	,	PUNCT
inlawrev-27644	1049	9	h.r	h.r	PROPN
inlawrev-27644	1049	10	.	.	PROPN
inlawrev-27644	1049	11	3604	3604	NUM
inlawrev-27644	1049	12	,	,	PUNCT
inlawrev-27644	1049	13	117th	117th	ADJ
inlawrev-27644	1049	14	cong	cong	NOUN
inlawrev-27644	1049	15	.	.	PUNCT
inlawrev-27644	1050	1	§	§	PROPN
inlawrev-27644	1050	2	4(b)(5	4(b)(5	PROPN
inlawrev-27644	1050	3	)	)	PUNCT
inlawrev-27644	1050	4	(	(	PUNCT
inlawrev-27644	1050	5	2021	2021	NUM
inlawrev-27644	1050	6	)	)	PUNCT
inlawrev-27644	1050	7	.	.	PUNCT
inlawrev-27644	1051	1	287	287	NUM
inlawrev-27644	1051	2	.	.	PUNCT
inlawrev-27644	1052	1	i	i	PRON
inlawrev-27644	1052	2	d.	d.	PROPN
inlawrev-27644	1052	3	§	§	PROPN
inlawrev-27644	1052	4	2(5	2(5	NUM
inlawrev-27644	1052	5	)	)	PUNCT
inlawrev-27644	1052	6	.	.	PUNCT
inlawrev-27644	1053	1	288	288	NUM
inlawrev-27644	1053	2	.	.	PUNCT
inlawrev-27644	1054	1	i	i	PRON
inlawrev-27644	1054	2	d.	d.	PROPN
inlawrev-27644	1054	3	§	§	PROPN
inlawrev-27644	1054	4	4(d	4(d	NUM
inlawrev-27644	1054	5	)	)	PUNCT
inlawrev-27644	1054	6	.	.	PUNCT
inlawrev-27644	1055	1	289	289	NUM
inlawrev-27644	1055	2	.	.	PUNCT
inlawrev-27644	1056	1	dana	dana	PROPN
inlawrev-27644	1056	2	m.	m.	PROPN
inlawrev-27644	1056	3	muir	muir	PROPN
inlawrev-27644	1056	4	,	,	PUNCT
inlawrev-27644	1056	5	sustainable	sustainable	ADJ
inlawrev-27644	1056	6	investment	investment	NOUN
inlawrev-27644	1056	7	options	option	NOUN
inlawrev-27644	1056	8	in	in	ADP
inlawrev-27644	1056	9	defined	define	VERB
inlawrev-27644	1056	10	contribution	contribution	NOUN
inlawrev-27644	1056	11	plans	plan	NOUN
inlawrev-27644	1056	12	:	:	PUNCT
inlawrev-27644	1056	13	the	the	DET
inlawrev-27644	1056	14	disconnect	disconnect	NOUN
inlawrev-27644	1056	15	between	between	ADP
inlawrev-27644	1056	16	supply	supply	NOUN
inlawrev-27644	1056	17	and	and	CCONJ
inlawrev-27644	1056	18	demand	demand	NOUN
inlawrev-27644	1056	19	,	,	PUNCT
inlawrev-27644	1056	20	2022	2022	NUM
inlawrev-27644	1056	21	n.y.u	n.y.u	NOUN
inlawrev-27644	1056	22	.	.	PUNCT
inlawrev-27644	1056	23	rev	rev	PROPN
inlawrev-27644	1056	24	.	.	PROPN
inlawrev-27644	1056	25	of	of	ADP
inlawrev-27644	1056	26	emp	emp	PROPN
inlawrev-27644	1056	27	.	.	PUNCT
inlawrev-27644	1057	1	ben	ben	PROPN
inlawrev-27644	1057	2	.	.	PROPN
inlawrev-27644	1057	3	&	&	CCONJ
inlawrev-27644	1057	4	exec	exec	PROPN
inlawrev-27644	1057	5	.	.	PUNCT
inlawrev-27644	1058	1	comp	comp	PROPN
inlawrev-27644	1058	2	.	.	PUNCT
inlawrev-27644	1059	1	§	§	PROPN
inlawrev-27644	1059	2	7	7	NUM
inlawrev-27644	1059	3	-	-	SYM
inlawrev-27644	1059	4	1	1	NUM
inlawrev-27644	1059	5	,	,	PUNCT
inlawrev-27644	1059	6	§	§	NOUN
inlawrev-27644	1059	7	7.04[2	7.04[2	NUM
inlawrev-27644	1059	8	]	]	SYM
inlawrev-27644	1059	9	.	.	PUNCT
inlawrev-27644	1060	1	92	92	NUM
inlawrev-27644	1060	2	indiana	indiana	PROPN
inlawrev-27644	1060	3	law	law	NOUN
inlawrev-27644	1060	4	review	review	NOUN
inlawrev-27644	1060	5	[	[	X
inlawrev-27644	1060	6	vol	vol	NOUN
inlawrev-27644	1060	7	.	.	PUNCT
inlawrev-27644	1061	1	57:53	57:53	NUM
inlawrev-27644	1061	2	shareholders	shareholder	NOUN
inlawrev-27644	1061	3	at	at	ADP
inlawrev-27644	1061	4	two	two	NUM
inlawrev-27644	1061	5	large	large	ADJ
inlawrev-27644	1061	6	public	public	ADJ
inlawrev-27644	1061	7	companies	company	NOUN
inlawrev-27644	1061	8	,	,	PUNCT
inlawrev-27644	1061	9	amazon	amazon	NOUN
inlawrev-27644	1061	10	and	and	CCONJ
inlawrev-27644	1061	11	comcast	comcast	PROPN
inlawrev-27644	1061	12	,	,	PUNCT
inlawrev-27644	1061	13	were	be	AUX
inlawrev-27644	1061	14	able	able	ADJ
inlawrev-27644	1061	15	to	to	PART
inlawrev-27644	1061	16	have	have	VERB
inlawrev-27644	1061	17	a	a	DET
inlawrev-27644	1061	18	401(k	401(k	PROPN
inlawrev-27644	1061	19	)	)	PUNCT
inlawrev-27644	1061	20	sustainable	sustainable	ADJ
inlawrev-27644	1061	21	investments	investment	NOUN
inlawrev-27644	1061	22	proposal	proposal	NOUN
inlawrev-27644	1061	23	included	include	VERB
inlawrev-27644	1061	24	on	on	ADP
inlawrev-27644	1061	25	the	the	DET
inlawrev-27644	1061	26	ballot	ballot	NOUN
inlawrev-27644	1061	27	at	at	ADP
inlawrev-27644	1061	28	the	the	DET
inlawrev-27644	1061	29	companies	company	NOUN
inlawrev-27644	1061	30	’	'	PUNCT
inlawrev-27644	1061	31	annual	annual	ADJ
inlawrev-27644	1061	32	meetings.290	meetings.290	PROPN
inlawrev-27644	1061	33	the	the	DET
inlawrev-27644	1061	34	proposals	proposal	NOUN
inlawrev-27644	1061	35	asked	ask	VERB
inlawrev-27644	1061	36	that	that	SCONJ
inlawrev-27644	1061	37	the	the	DET
inlawrev-27644	1061	38	companies	company	NOUN
inlawrev-27644	1061	39	’	’	PART
inlawrev-27644	1061	40	boards	board	NOUN
inlawrev-27644	1061	41	of	of	ADP
inlawrev-27644	1061	42	directors	director	NOUN
inlawrev-27644	1061	43	produce	produce	VERB
inlawrev-27644	1061	44	a	a	DET
inlawrev-27644	1061	45	report	report	NOUN
inlawrev-27644	1061	46	evaluating	evaluate	VERB
inlawrev-27644	1061	47	the	the	DET
inlawrev-27644	1061	48	extent	extent	NOUN
inlawrev-27644	1061	49	to	to	PART
inlawrev-27644	1061	50	which	which	PRON
inlawrev-27644	1061	51	the	the	DET
inlawrev-27644	1061	52	investment	investment	NOUN
inlawrev-27644	1061	53	options	option	NOUN
inlawrev-27644	1061	54	in	in	ADP
inlawrev-27644	1061	55	the	the	DET
inlawrev-27644	1061	56	401(k	401(k	PROPN
inlawrev-27644	1061	57	)	)	PUNCT
inlawrev-27644	1061	58	plan	plan	NOUN
inlawrev-27644	1061	59	reflected	reflect	VERB
inlawrev-27644	1061	60	the	the	DET
inlawrev-27644	1061	61	companies	company	NOUN
inlawrev-27644	1061	62	stated	state	VERB
inlawrev-27644	1061	63	climate	climate	NOUN
inlawrev-27644	1061	64	goals.291	goals.291	NOUN
inlawrev-27644	1061	65	the	the	DET
inlawrev-27644	1061	66	proposals	proposal	NOUN
inlawrev-27644	1061	67	also	also	ADV
inlawrev-27644	1061	68	suggested	suggest	VERB
inlawrev-27644	1061	69	the	the	DET
inlawrev-27644	1061	70	report	report	NOUN
inlawrev-27644	1061	71	could	could	AUX
inlawrev-27644	1061	72	address	address	VERB
inlawrev-27644	1061	73	opportunities	opportunity	NOUN
inlawrev-27644	1061	74	for	for	ADP
inlawrev-27644	1061	75	increasing	increase	VERB
inlawrev-27644	1061	76	sustainable	sustainable	ADJ
inlawrev-27644	1061	77	plan	plan	NOUN
inlawrev-27644	1061	78	options	option	NOUN
inlawrev-27644	1061	79	or	or	CCONJ
inlawrev-27644	1061	80	explain	explain	VERB
inlawrev-27644	1061	81	why	why	SCONJ
inlawrev-27644	1061	82	the	the	DET
inlawrev-27644	1061	83	board	board	NOUN
inlawrev-27644	1061	84	did	do	AUX
inlawrev-27644	1061	85	not	not	PART
inlawrev-27644	1061	86	encourage	encourage	VERB
inlawrev-27644	1061	87	the	the	DET
inlawrev-27644	1061	88	addition	addition	NOUN
inlawrev-27644	1061	89	of	of	ADP
inlawrev-27644	1061	90	those	those	DET
inlawrev-27644	1061	91	options.292	options.292	NUM
inlawrev-27644	1061	92	both	both	DET
inlawrev-27644	1061	93	companies	company	NOUN
inlawrev-27644	1061	94	unsuccessfully	unsuccessfully	ADV
inlawrev-27644	1061	95	asked	ask	VERB
inlawrev-27644	1061	96	the	the	DET
inlawrev-27644	1061	97	sec	sec	PROPN
inlawrev-27644	1061	98	for	for	ADP
inlawrev-27644	1061	99	a	a	DET
inlawrev-27644	1061	100	determination	determination	NOUN
inlawrev-27644	1061	101	that	that	SCONJ
inlawrev-27644	1061	102	they	they	PRON
inlawrev-27644	1061	103	could	could	AUX
inlawrev-27644	1061	104	omit	omit	VERB
inlawrev-27644	1061	105	the	the	DET
inlawrev-27644	1061	106	proposals	proposal	NOUN
inlawrev-27644	1061	107	from	from	ADP
inlawrev-27644	1061	108	their	their	PRON
inlawrev-27644	1061	109	proxies.293	proxies.293	NOUN
inlawrev-27644	1061	110	the	the	DET
inlawrev-27644	1061	111	proposals	proposal	NOUN
inlawrev-27644	1061	112	received	receive	VERB
inlawrev-27644	1061	113	little	little	ADJ
inlawrev-27644	1061	114	shareholder	shareholder	NOUN
inlawrev-27644	1061	115	support	support	NOUN
inlawrev-27644	1061	116	—	—	PUNCT
inlawrev-27644	1061	117	9	9	NUM
inlawrev-27644	1061	118	%	%	NOUN
inlawrev-27644	1061	119	at	at	ADP
inlawrev-27644	1061	120	amazon	amazon	NOUN
inlawrev-27644	1061	121	and	and	CCONJ
inlawrev-27644	1061	122	6	6	NUM
inlawrev-27644	1061	123	%	%	NOUN
inlawrev-27644	1061	124	at	at	ADP
inlawrev-27644	1061	125	comcast.294	comcast.294	NOUN
inlawrev-27644	1061	126	the	the	DET
inlawrev-27644	1061	127	levels	level	NOUN
inlawrev-27644	1061	128	of	of	ADP
inlawrev-27644	1061	129	support	support	NOUN
inlawrev-27644	1061	130	,	,	PUNCT
inlawrev-27644	1061	131	however	however	ADV
inlawrev-27644	1061	132	,	,	PUNCT
inlawrev-27644	1061	133	were	be	AUX
inlawrev-27644	1061	134	sufficient	sufficient	ADJ
inlawrev-27644	1061	135	to	to	PART
inlawrev-27644	1061	136	meet	meet	VERB
inlawrev-27644	1061	137	the	the	DET
inlawrev-27644	1061	138	threshold	threshold	NOUN
inlawrev-27644	1061	139	required	require	VERB
inlawrev-27644	1061	140	for	for	ADP
inlawrev-27644	1061	141	the	the	DET
inlawrev-27644	1061	142	proposals	proposal	NOUN
inlawrev-27644	1061	143	to	to	PART
inlawrev-27644	1061	144	be	be	AUX
inlawrev-27644	1061	145	resubmitted	resubmitte	VERB
inlawrev-27644	1061	146	in	in	ADP
inlawrev-27644	1061	147	2023.295	2023.295	NUM
inlawrev-27644	1061	148	as	as	SCONJ
inlawrev-27644	1061	149	you	you	PRON
inlawrev-27644	1061	150	sow	sow	VERB
inlawrev-27644	1061	151	,	,	PUNCT
inlawrev-27644	1061	152	the	the	DET
inlawrev-27644	1061	153	non	non	ADJ
inlawrev-27644	1061	154	-	-	ADJ
inlawrev-27644	1061	155	profit	profit	ADJ
inlawrev-27644	1061	156	organization	organization	NOUN
inlawrev-27644	1061	157	that	that	PRON
inlawrev-27644	1061	158	filed	file	VERB
inlawrev-27644	1061	159	the	the	DET
inlawrev-27644	1061	160	proposals	proposal	NOUN
inlawrev-27644	1061	161	at	at	ADP
inlawrev-27644	1061	162	amazon	amazon	NOUN
inlawrev-27644	1061	163	and	and	CCONJ
inlawrev-27644	1061	164	comcast	comcast	VERB
inlawrev-27644	1061	165	on	on	ADP
inlawrev-27644	1061	166	behalf	behalf	NOUN
inlawrev-27644	1061	167	of	of	ADP
inlawrev-27644	1061	168	shareholders	shareholder	NOUN
inlawrev-27644	1061	169	,	,	PUNCT
inlawrev-27644	1061	170	states	state	VERB
inlawrev-27644	1061	171	that	that	SCONJ
inlawrev-27644	1061	172	its	its	PRON
inlawrev-27644	1061	173	mission	mission	NOUN
inlawrev-27644	1061	174	is	be	AUX
inlawrev-27644	1061	175	“	"	PUNCT
inlawrev-27644	1061	176	to	to	PART
inlawrev-27644	1061	177	promote	promote	VERB
inlawrev-27644	1061	178	environmental	environmental	ADJ
inlawrev-27644	1061	179	and	and	CCONJ
inlawrev-27644	1061	180	social	social	ADJ
inlawrev-27644	1061	181	corporate	corporate	ADJ
inlawrev-27644	1061	182	responsibility	responsibility	NOUN
inlawrev-27644	1061	183	through	through	ADP
inlawrev-27644	1061	184	shareholder	shareholder	NOUN
inlawrev-27644	1061	185	advocacy	advocacy	NOUN
inlawrev-27644	1061	186	,	,	PUNCT
inlawrev-27644	1061	187	coalition	coalition	NOUN
inlawrev-27644	1061	188	building	building	NOUN
inlawrev-27644	1061	189	,	,	PUNCT
inlawrev-27644	1061	190	and	and	CCONJ
inlawrev-27644	1061	191	innovative	innovative	ADJ
inlawrev-27644	1061	192	legal	legal	ADJ
inlawrev-27644	1061	193	strategies	strategy	NOUN
inlawrev-27644	1061	194	.	.	PUNCT
inlawrev-27644	1061	195	”296	”296	PUNCT
inlawrev-27644	1062	1	the	the	DET
inlawrev-27644	1062	2	organization	organization	NOUN
inlawrev-27644	1062	3	has	have	AUX
inlawrev-27644	1062	4	evaluated	evaluate	VERB
inlawrev-27644	1062	5	the	the	DET
inlawrev-27644	1062	6	401(k	401(k	PROPN
inlawrev-27644	1062	7	)	)	PUNCT
inlawrev-27644	1062	8	plans	plan	NOUN
inlawrev-27644	1062	9	of	of	ADP
inlawrev-27644	1062	10	sixteen	sixteen	NUM
inlawrev-27644	1062	11	companies	company	NOUN
inlawrev-27644	1062	12	,	,	PUNCT
inlawrev-27644	1062	13	including	include	VERB
inlawrev-27644	1062	14	amazon	amazon	NOUN
inlawrev-27644	1062	15	and	and	CCONJ
inlawrev-27644	1062	16	comcast	comcast	PROPN
inlawrev-27644	1062	17	,	,	PUNCT
inlawrev-27644	1062	18	along	along	ADP
inlawrev-27644	1062	19	seven	seven	NUM
inlawrev-27644	1062	20	environmental	environmental	ADJ
inlawrev-27644	1062	21	and	and	CCONJ
inlawrev-27644	1062	22	social	social	ADJ
inlawrev-27644	1062	23	sustainability	sustainability	NOUN
inlawrev-27644	1062	24	issues.297	issues.297	NOUN
inlawrev-27644	1062	25	none	none	NOUN
inlawrev-27644	1062	26	of	of	ADP
inlawrev-27644	1062	27	the	the	DET
inlawrev-27644	1062	28	plans	plan	NOUN
inlawrev-27644	1062	29	score	score	VERB
inlawrev-27644	1062	30	well	well	ADV
inlawrev-27644	1063	1	so	so	ADV
inlawrev-27644	1063	2	it	it	PRON
inlawrev-27644	1063	3	is	be	AUX
inlawrev-27644	1063	4	not	not	PART
inlawrev-27644	1063	5	inconceivable	inconceivable	ADJ
inlawrev-27644	1063	6	that	that	SCONJ
inlawrev-27644	1063	7	as	as	SCONJ
inlawrev-27644	1063	8	you	you	PRON
inlawrev-27644	1063	9	sow	sow	VERB
inlawrev-27644	1063	10	will	will	AUX
inlawrev-27644	1063	11	file	file	VERB
inlawrev-27644	1063	12	additional	additional	ADJ
inlawrev-27644	1063	13	shareholder	shareholder	NOUN
inlawrev-27644	1063	14	proposals	proposal	NOUN
inlawrev-27644	1063	15	in	in	ADP
inlawrev-27644	1063	16	the	the	DET
inlawrev-27644	1063	17	future.298	future.298	NOUN
inlawrev-27644	1063	18	certainly	certainly	ADV
inlawrev-27644	1063	19	,	,	PUNCT
inlawrev-27644	1063	20	the	the	DET
inlawrev-27644	1063	21	ratings	rating	NOUN
inlawrev-27644	1063	22	are	be	AUX
inlawrev-27644	1063	23	intended	intend	VERB
inlawrev-27644	1063	24	to	to	PART
inlawrev-27644	1063	25	encourage	encourage	VERB
inlawrev-27644	1063	26	employees	employee	NOUN
inlawrev-27644	1063	27	to	to	PART
inlawrev-27644	1063	28	request	request	VERB
inlawrev-27644	1063	29	more	more	ADV
inlawrev-27644	1063	30	sustainable	sustainable	ADJ
inlawrev-27644	1063	31	investment	investment	NOUN
inlawrev-27644	1063	32	options.299	options.299	NOUN
inlawrev-27644	1063	33	290	290	NUM
inlawrev-27644	1063	34	.	.	PUNCT
inlawrev-27644	1064	1	lawrence	lawrence	PROPN
inlawrev-27644	1064	2	k.	k.	PROPN
inlawrev-27644	1064	3	cagney	cagney	PROPN
inlawrev-27644	1064	4	et	et	PROPN
inlawrev-27644	1064	5	al	al	PROPN
inlawrev-27644	1064	6	.	.	PROPN
inlawrev-27644	1064	7	,	,	PUNCT
inlawrev-27644	1064	8	shareholder	shareholder	NOUN
inlawrev-27644	1064	9	climate	climate	NOUN
inlawrev-27644	1064	10	activism	activism	NOUN
inlawrev-27644	1064	11	comes	come	VERB
inlawrev-27644	1064	12	for	for	ADP
inlawrev-27644	1064	13	401(k	401(k	NOUN
inlawrev-27644	1064	14	)	)	PUNCT
inlawrev-27644	1064	15	plans	plan	NOUN
inlawrev-27644	1064	16	:	:	PUNCT
inlawrev-27644	1065	1	lessons	lesson	NOUN
inlawrev-27644	1065	2	learned	learn	VERB
inlawrev-27644	1065	3	from	from	ADP
inlawrev-27644	1065	4	amazon	amazon	NOUN
inlawrev-27644	1065	5	and	and	CCONJ
inlawrev-27644	1065	6	comcast	comcast	PROPN
inlawrev-27644	1065	7	,	,	PUNCT
inlawrev-27644	1065	8	debevoise	debevoise	PROPN
inlawrev-27644	1065	9	&	&	CCONJ
inlawrev-27644	1065	10	plimpton	plimpton	PROPN
inlawrev-27644	1065	11	1	1	NUM
inlawrev-27644	1065	12	(	(	PUNCT
inlawrev-27644	1065	13	june	june	PROPN
inlawrev-27644	1065	14	9	9	NUM
inlawrev-27644	1065	15	,	,	PUNCT
inlawrev-27644	1065	16	2022	2022	NUM
inlawrev-27644	1065	17	)	)	PUNCT
inlawrev-27644	1065	18	,	,	PUNCT
inlawrev-27644	1065	19	https://www.debevoise.com/-/media/files/insights/publications/2022/06/09_shareholder-climateactivism-comes-for-401k.pdf	https://www.debevoise.com/-/media/files/insights/publications/2022/06/09_shareholder-climateactivism-comes-for-401k.pdf	NOUN
inlawrev-27644	1066	1	[	[	X
inlawrev-27644	1066	2	https://perma.cc/l57w-2xr5	https://perma.cc/l57w-2xr5	X
inlawrev-27644	1066	3	]	]	X
inlawrev-27644	1066	4	.	.	PUNCT
inlawrev-27644	1067	1	291	291	NUM
inlawrev-27644	1067	2	.	.	PUNCT
inlawrev-27644	1068	1	i	i	PRON
inlawrev-27644	1068	2	d.	d.	PROPN
inlawrev-27644	1068	3	292	292	NUM
inlawrev-27644	1068	4	.	.	PUNCT
inlawrev-27644	1069	1	i	i	PRON
inlawrev-27644	1069	2	d.	d.	PROPN
inlawrev-27644	1069	3	293	293	NUM
inlawrev-27644	1069	4	.	.	PUNCT
inlawrev-27644	1070	1	i	i	PRON
inlawrev-27644	1070	2	d.	d.	PROPN
inlawrev-27644	1070	3	294	294	NUM
inlawrev-27644	1070	4	.	.	PUNCT
inlawrev-27644	1071	1	i	i	PRON
inlawrev-27644	1071	2	d.	d.	PROPN
inlawrev-27644	1071	3	295	295	NUM
inlawrev-27644	1071	4	.	.	PUNCT
inlawrev-27644	1072	1	comcast	comcast	PROPN
inlawrev-27644	1072	2	shareholders	shareholder	NOUN
inlawrev-27644	1072	3	vote	vote	NOUN
inlawrev-27644	1072	4	on	on	ADP
inlawrev-27644	1072	5	climate	climate	NOUN
inlawrev-27644	1072	6	safe	safe	ADJ
inlawrev-27644	1072	7	retirement	retirement	NOUN
inlawrev-27644	1072	8	plans	plan	NOUN
inlawrev-27644	1072	9	,	,	PUNCT
inlawrev-27644	1072	10	as	as	SCONJ
inlawrev-27644	1072	11	you	you	PRON
inlawrev-27644	1072	12	sow	sow	VERB
inlawrev-27644	1072	13	(	(	PUNCT
inlawrev-27644	1072	14	june	june	PROPN
inlawrev-27644	1072	15	8	8	NUM
inlawrev-27644	1072	16	,	,	PUNCT
inlawrev-27644	1072	17	2022	2022	NUM
inlawrev-27644	1072	18	)	)	PUNCT
inlawrev-27644	1072	19	,	,	PUNCT
inlawrev-27644	1072	20	https://www.asyousow.org/press-releases/2022/6/8/comcast-shareholders-vote-on-climatesafe-retirement-plans	https://www.asyousow.org/press-releases/2022/6/8/comcast-shareholders-vote-on-climatesafe-retirement-plan	VERB
inlawrev-27644	1073	1	[	[	X
inlawrev-27644	1073	2	https://perma.cc/73lj-xjxn	https://perma.cc/73lj-xjxn	X
inlawrev-27644	1073	3	]	]	X
inlawrev-27644	1073	4	;	;	PUNCT
inlawrev-27644	1073	5	amazon	amazon	NOUN
inlawrev-27644	1073	6	shareholders	shareholder	NOUN
inlawrev-27644	1073	7	vote	vote	NOUN
inlawrev-27644	1073	8	on	on	ADP
inlawrev-27644	1073	9	climate	climate	NOUN
inlawrev-27644	1073	10	-	-	PUNCT
inlawrev-27644	1073	11	safe	safe	ADJ
inlawrev-27644	1073	12	retirement	retirement	NOUN
inlawrev-27644	1073	13	plans	plan	NOUN
inlawrev-27644	1073	14	,	,	PUNCT
inlawrev-27644	1073	15	as	as	SCONJ
inlawrev-27644	1073	16	you	you	PRON
inlawrev-27644	1073	17	sow	sow	VERB
inlawrev-27644	1073	18	(	(	PUNCT
inlawrev-27644	1073	19	may	may	PROPN
inlawrev-27644	1073	20	25	25	NUM
inlawrev-27644	1073	21	,	,	PUNCT
inlawrev-27644	1073	22	2022	2022	NUM
inlawrev-27644	1073	23	)	)	PUNCT
inlawrev-27644	1073	24	,	,	PUNCT
inlawrev-27644	1073	25	https://www.asyousow.org/pressr	https://www.asyousow.org/pressr	X
inlawrev-27644	1074	1	e	e	X
inlawrev-27644	1074	2	l	l	NOUN
inlawrev-27644	1074	3	e	e	X
inlawrev-27644	1074	4	a	a	PRON
inlawrev-27644	1074	5	s	s	X
inlawrev-27644	1074	6	e	e	NOUN
inlawrev-27644	1074	7	s	s	X
inlawrev-27644	1074	8	/	/	SYM
inlawrev-27644	1074	9	2	2	NUM
inlawrev-27644	1074	10	0	0	NUM
inlawrev-27644	1074	11	2	2	NUM
inlawrev-27644	1074	12	2	2	NUM
inlawrev-27644	1074	13	/	/	SYM
inlawrev-27644	1074	14	5	5	NUM
inlawrev-27644	1074	15	/	/	SYM
inlawrev-27644	1074	16	2	2	NUM
inlawrev-27644	1074	17	5	5	NUM
inlawrev-27644	1074	18	/	/	SYM
inlawrev-27644	1074	19	a	a	DET
inlawrev-27644	1074	20	m	m	NOUN
inlawrev-27644	1074	21	a	a	DET
inlawrev-27644	1074	22	z	z	NOUN
inlawrev-27644	1074	23	o	o	NOUN
inlawrev-27644	1074	24	n	n	CCONJ
inlawrev-27644	1074	25	-s	-s	PROPN
inlawrev-27644	1074	26	h	h	NOUN
inlawrev-27644	1074	27	a	a	DET
inlawrev-27644	1074	28	r	r	NOUN
inlawrev-27644	1074	29	e	e	NOUN
inlawrev-27644	1074	30	h	h	NOUN
inlawrev-27644	1074	31	o	o	X
inlawrev-27644	1074	32	ld	ld	X
inlawrev-27644	1074	33	e	e	PROPN
inlawrev-27644	1074	34	r	r	NOUN
inlawrev-27644	1074	35	s	s	X
inlawrev-27644	1074	36	-v	-v	X
inlawrev-27644	1074	37	o	o	NOUN
inlawrev-27644	1074	38	t	t	X
inlawrev-27644	1074	39	e	e	X
inlawrev-27644	1074	40	-o	-o	X
inlawrev-27644	1074	41	n	n	PROPN
inlawrev-27644	1074	42	-c	-c	PRON
inlawrev-27644	1074	43	lim	lim	PROPN
inlawrev-27644	1074	44	a	a	DET
inlawrev-27644	1074	45	t	t	X
inlawrev-27644	1074	46	e	e	X
inlawrev-27644	1074	47	-s	-s	PROPN
inlawrev-27644	1074	48	a	a	DET
inlawrev-27644	1074	49	f	f	X
inlawrev-27644	1074	50	e	e	X
inlawrev-27644	1074	51	-r	-r	PROPN
inlawrev-27644	1074	52	e	e	PROPN
inlawrev-27644	1074	53	t	t	X
inlawrev-27644	1074	54	ir	ir	X
inlawrev-27644	1074	55	e	e	X
inlawrev-27644	1074	56	m	m	PROPN
inlawrev-27644	1074	57	e	e	NOUN
inlawrev-27644	1074	58	n	n	ADP
inlawrev-27644	1074	59	t	t	PROPN
inlawrev-27644	1074	60	-p	-p	PUNCT
inlawrev-27644	1074	61	la	la	PROPN
inlawrev-27644	1074	62	n	n	PROPN
inlawrev-27644	1074	63	s	s	X
inlawrev-27644	1075	1	[	[	X
inlawrev-27644	1075	2	https://perma.cc/c7zv-e776	https://perma.cc/c7zv-e776	PROPN
inlawrev-27644	1075	3	]	]	PUNCT
inlawrev-27644	1075	4	.	.	PUNCT
inlawrev-27644	1076	1	296	296	NUM
inlawrev-27644	1076	2	.	.	X
inlawrev-27644	1077	1	about	about	ADP
inlawrev-27644	1077	2	us	we	PRON
inlawrev-27644	1077	3	,	,	PUNCT
inlawrev-27644	1077	4	as	as	SCONJ
inlawrev-27644	1077	5	you	you	PRON
inlawrev-27644	1077	6	sow	sow	VERB
inlawrev-27644	1077	7	https://www.asyousow.org/about-us	https://www.asyousow.org/about-us	PROPN
inlawrev-27644	1077	8	[	[	X
inlawrev-27644	1077	9	https://perma.cc/q8y5r3h6	https://perma.cc/q8y5r3h6	X
inlawrev-27644	1077	10	]	]	X
inlawrev-27644	1077	11	(	(	PUNCT
inlawrev-27644	1077	12	last	last	ADV
inlawrev-27644	1077	13	visited	visit	VERB
inlawrev-27644	1077	14	july	july	PROPN
inlawrev-27644	1077	15	1	1	NUM
inlawrev-27644	1077	16	,	,	PUNCT
inlawrev-27644	1077	17	2022	2022	NUM
inlawrev-27644	1077	18	)	)	PUNCT
inlawrev-27644	1077	19	.	.	PUNCT
inlawrev-27644	1078	1	297	297	NUM
inlawrev-27644	1078	2	.	.	PUNCT
inlawrev-27644	1079	1	your	your	PRON
inlawrev-27644	1079	2	retirement	retirement	NOUN
inlawrev-27644	1079	3	plan	plan	NOUN
inlawrev-27644	1079	4	may	may	AUX
inlawrev-27644	1079	5	be	be	AUX
inlawrev-27644	1079	6	fueling	fuel	VERB
inlawrev-27644	1079	7	the	the	DET
inlawrev-27644	1079	8	climate	climate	NOUN
inlawrev-27644	1079	9	crisis	crisis	NOUN
inlawrev-27644	1079	10	.	.	PUNCT
inlawrev-27644	1080	1	but	but	CCONJ
inlawrev-27644	1080	2	it	it	PRON
inlawrev-27644	1080	3	does	do	AUX
inlawrev-27644	1080	4	n’t	not	PART
inlawrev-27644	1080	5	have	have	VERB
inlawrev-27644	1080	6	to	to	PART
inlawrev-27644	1080	7	,	,	PUNCT
inlawrev-27644	1080	8	as	as	SCONJ
inlawrev-27644	1080	9	you	you	PRON
inlawrev-27644	1080	10	sow	sow	VERB
inlawrev-27644	1080	11	,	,	PUNCT
inlawrev-27644	1080	12	https://investyourvalues.org/	https://investyourvalues.org/	VERB
inlawrev-27644	1081	1	[	[	X
inlawrev-27644	1081	2	https://perma.cc/4bqh-yps9	https://perma.cc/4bqh-yps9	X
inlawrev-27644	1081	3	]	]	PUNCT
inlawrev-27644	1081	4	(	(	PUNCT
inlawrev-27644	1081	5	last	last	ADV
inlawrev-27644	1081	6	visited	visit	VERB
inlawrev-27644	1081	7	july	july	PROPN
inlawrev-27644	1081	8	1	1	NUM
inlawrev-27644	1081	9	,	,	PUNCT
inlawrev-27644	1081	10	2022	2022	NUM
inlawrev-27644	1081	11	)	)	PUNCT
inlawrev-27644	1081	12	.	.	PUNCT
inlawrev-27644	1082	1	298	298	X
inlawrev-27644	1082	2	.	.	PUNCT
inlawrev-27644	1083	1	i	i	PRON
inlawrev-27644	1083	2	d.	d.	PROPN
inlawrev-27644	1083	3	299	299	NUM
inlawrev-27644	1083	4	.	.	PUNCT
inlawrev-27644	1084	1	see	see	VERB
inlawrev-27644	1084	2	talib	talib	PROPN
inlawrev-27644	1084	3	visram	visram	PROPN
inlawrev-27644	1084	4	,	,	PUNCT
inlawrev-27644	1084	5	is	be	AUX
inlawrev-27644	1084	6	your	your	PRON
inlawrev-27644	1084	7	401(k	401(k	NOUN
inlawrev-27644	1084	8	)	)	PUNCT
inlawrev-27644	1084	9	plan	plan	NOUN
inlawrev-27644	1084	10	using	use	VERB
inlawrev-27644	1084	11	your	your	PRON
inlawrev-27644	1084	12	retirement	retirement	NOUN
inlawrev-27644	1084	13	money	money	NOUN
inlawrev-27644	1084	14	to	to	PART
inlawrev-27644	1084	15	fund	fund	VERB
inlawrev-27644	1084	16	fossil	fossil	NOUN
inlawrev-27644	1084	17	fuel	fuel	NOUN
inlawrev-27644	1084	18	companies	company	NOUN
inlawrev-27644	1084	19	?	?	PUNCT
inlawrev-27644	1084	20	,	,	PUNCT
inlawrev-27644	1084	21	fast	fast	ADJ
inlawrev-27644	1084	22	company	company	NOUN
inlawrev-27644	1084	23	(	(	PUNCT
inlawrev-27644	1084	24	july	july	PROPN
inlawrev-27644	1084	25	27	27	NUM
inlawrev-27644	1084	26	,	,	PUNCT
inlawrev-27644	1084	27	2021	2021	NUM
inlawrev-27644	1084	28	)	)	PUNCT
inlawrev-27644	1084	29	,	,	PUNCT
inlawrev-27644	1084	30	https://www.fastcompany.com/90658947/is-your401k-plan-using-your-retirement-money-to-fund-fossil-fuel-companies	https://www.fastcompany.com/90658947/is-your401k-plan-using-your-retirement-money-to-fund-fossil-fuel-companie	VERB
inlawrev-27644	1085	1	[	[	X
inlawrev-27644	1085	2	https://perma.cc/w7wckbmg	https://perma.cc/w7wckbmg	X
inlawrev-27644	1085	3	]	]	X
inlawrev-27644	1085	4	(	(	PUNCT
inlawrev-27644	1085	5	noting	note	VERB
inlawrev-27644	1085	6	that	that	SCONJ
inlawrev-27644	1085	7	the	the	DET
inlawrev-27644	1085	8	rankings	ranking	NOUN
inlawrev-27644	1085	9	are	be	AUX
inlawrev-27644	1085	10	intended	intend	VERB
inlawrev-27644	1085	11	“	"	PUNCT
inlawrev-27644	1085	12	to	to	PART
inlawrev-27644	1085	13	make	make	VERB
inlawrev-27644	1085	14	it	it	PRON
inlawrev-27644	1085	15	easier	easy	ADJ
inlawrev-27644	1085	16	for	for	SCONJ
inlawrev-27644	1085	17	employees	employee	NOUN
inlawrev-27644	1085	18	with	with	ADP
inlawrev-27644	1085	19	complicated	complicated	ADJ
inlawrev-27644	1085	20	2023	2023	NUM
inlawrev-27644	1085	21	]	]	PUNCT
inlawrev-27644	1085	22	matching	match	VERB
inlawrev-27644	1085	23	preferences	preference	NOUN
inlawrev-27644	1085	24	and	and	CCONJ
inlawrev-27644	1085	25	access	access	NOUN
inlawrev-27644	1085	26	93	93	NUM
inlawrev-27644	1085	27	attorneys	attorney	NOUN
inlawrev-27644	1085	28	argued	argue	VERB
inlawrev-27644	1085	29	that	that	SCONJ
inlawrev-27644	1085	30	shareholder	shareholder	NOUN
inlawrev-27644	1085	31	proposals	proposal	NOUN
inlawrev-27644	1085	32	such	such	ADJ
inlawrev-27644	1085	33	as	as	ADP
inlawrev-27644	1085	34	the	the	DET
inlawrev-27644	1085	35	ones	one	NOUN
inlawrev-27644	1085	36	filed	file	VERB
inlawrev-27644	1085	37	by	by	ADP
inlawrev-27644	1085	38	as	as	SCONJ
inlawrev-27644	1085	39	you	you	PRON
inlawrev-27644	1085	40	sow	sow	VERB
inlawrev-27644	1085	41	at	at	ADP
inlawrev-27644	1085	42	amazon	amazon	NOUN
inlawrev-27644	1085	43	and	and	CCONJ
inlawrev-27644	1085	44	comcast	comcast	PROPN
inlawrev-27644	1085	45	request	request	NOUN
inlawrev-27644	1085	46	actions	action	NOUN
inlawrev-27644	1085	47	that	that	PRON
inlawrev-27644	1085	48	conflict	conflict	NOUN
inlawrev-27644	1085	49	with	with	ADP
inlawrev-27644	1085	50	erisa.300	erisa.300	NUM
inlawrev-27644	1085	51	the	the	DET
inlawrev-27644	1085	52	attorneys	attorney	NOUN
inlawrev-27644	1085	53	point	point	VERB
inlawrev-27644	1085	54	out	out	ADP
inlawrev-27644	1085	55	that	that	SCONJ
inlawrev-27644	1085	56	erisa	erisa	NOUN
inlawrev-27644	1085	57	makes	make	VERB
inlawrev-27644	1085	58	the	the	DET
inlawrev-27644	1085	59	choice	choice	NOUN
inlawrev-27644	1085	60	of	of	ADP
inlawrev-27644	1085	61	a	a	DET
inlawrev-27644	1085	62	plan	plan	NOUN
inlawrev-27644	1085	63	menu	menu	VERB
inlawrev-27644	1085	64	a	a	DET
inlawrev-27644	1085	65	fiduciary	fiduciary	ADJ
inlawrev-27644	1085	66	function	function	NOUN
inlawrev-27644	1085	67	that	that	PRON
inlawrev-27644	1085	68	must	must	AUX
inlawrev-27644	1085	69	be	be	AUX
inlawrev-27644	1085	70	executed	execute	VERB
inlawrev-27644	1085	71	in	in	ADP
inlawrev-27644	1085	72	the	the	DET
inlawrev-27644	1085	73	sole	sole	ADJ
inlawrev-27644	1085	74	interest	interest	NOUN
inlawrev-27644	1085	75	of	of	ADP
inlawrev-27644	1085	76	the	the	DET
inlawrev-27644	1085	77	plan	plan	NOUN
inlawrev-27644	1085	78	participants.301	participants.301	NOUN
inlawrev-27644	1085	79	under	under	ADP
inlawrev-27644	1085	80	the	the	DET
inlawrev-27644	1085	81	traditional	traditional	ADJ
inlawrev-27644	1085	82	analysis	analysis	NOUN
inlawrev-27644	1085	83	,	,	PUNCT
inlawrev-27644	1085	84	it	it	PRON
inlawrev-27644	1085	85	would	would	AUX
inlawrev-27644	1085	86	be	be	AUX
inlawrev-27644	1085	87	a	a	DET
inlawrev-27644	1085	88	violation	violation	NOUN
inlawrev-27644	1085	89	of	of	ADP
inlawrev-27644	1085	90	fiduciary	fiduciary	ADJ
inlawrev-27644	1085	91	duty	duty	NOUN
inlawrev-27644	1085	92	to	to	PART
inlawrev-27644	1085	93	promote	promote	VERB
inlawrev-27644	1085	94	investments	investment	NOUN
inlawrev-27644	1085	95	because	because	SCONJ
inlawrev-27644	1085	96	they	they	PRON
inlawrev-27644	1085	97	furthered	further	VERB
inlawrev-27644	1085	98	an	an	DET
inlawrev-27644	1085	99	employer	employer	NOUN
inlawrev-27644	1085	100	’s	’s	PART
inlawrev-27644	1085	101	policy	policy	NOUN
inlawrev-27644	1085	102	values.302	values.302	ADV
inlawrev-27644	1085	103	perhaps	perhaps	ADV
inlawrev-27644	1085	104	,	,	PUNCT
inlawrev-27644	1085	105	though	though	ADV
inlawrev-27644	1085	106	,	,	PUNCT
inlawrev-27644	1085	107	the	the	DET
inlawrev-27644	1085	108	2022	2022	NUM
inlawrev-27644	1085	109	final	final	ADJ
inlawrev-27644	1085	110	regulations	regulation	NOUN
inlawrev-27644	1085	111	provide	provide	VERB
inlawrev-27644	1085	112	shareholders	shareholder	NOUN
inlawrev-27644	1085	113	with	with	ADP
inlawrev-27644	1085	114	a	a	DET
inlawrev-27644	1085	115	stronger	strong	ADJ
inlawrev-27644	1085	116	case	case	NOUN
inlawrev-27644	1085	117	for	for	ADP
inlawrev-27644	1085	118	their	their	PRON
inlawrev-27644	1085	119	arguments	argument	NOUN
inlawrev-27644	1085	120	.	.	PUNCT
inlawrev-27644	1086	1	as	as	SCONJ
inlawrev-27644	1086	2	shown	show	VERB
inlawrev-27644	1086	3	in	in	ADP
inlawrev-27644	1086	4	part	part	NOUN
inlawrev-27644	1086	5	i	i	PRON
inlawrev-27644	1086	6	above	above	ADV
inlawrev-27644	1086	7	,	,	PUNCT
inlawrev-27644	1086	8	surveys	survey	NOUN
inlawrev-27644	1086	9	tend	tend	VERB
inlawrev-27644	1086	10	to	to	PART
inlawrev-27644	1086	11	show	show	VERB
inlawrev-27644	1086	12	that	that	SCONJ
inlawrev-27644	1086	13	significant	significant	ADJ
inlawrev-27644	1086	14	numbers	number	NOUN
inlawrev-27644	1086	15	of	of	ADP
inlawrev-27644	1086	16	people	people	NOUN
inlawrev-27644	1086	17	want	want	VERB
inlawrev-27644	1086	18	access	access	NOUN
inlawrev-27644	1086	19	to	to	ADP
inlawrev-27644	1086	20	sustainable	sustainable	ADJ
inlawrev-27644	1086	21	investments	investment	NOUN
inlawrev-27644	1086	22	.	.	PUNCT
inlawrev-27644	1087	1	the	the	DET
inlawrev-27644	1087	2	dol	dol	NOUN
inlawrev-27644	1087	3	recognized	recognize	VERB
inlawrev-27644	1087	4	commenters	commenter	NOUN
inlawrev-27644	1087	5	’	'	PUNCT
inlawrev-27644	1087	6	beliefs	belief	NOUN
inlawrev-27644	1087	7	that	that	SCONJ
inlawrev-27644	1087	8	offering	offer	VERB
inlawrev-27644	1087	9	investments	investment	NOUN
inlawrev-27644	1087	10	that	that	PRON
inlawrev-27644	1087	11	align	align	VERB
inlawrev-27644	1087	12	with	with	ADP
inlawrev-27644	1087	13	those	those	DET
inlawrev-27644	1087	14	interests	interest	NOUN
inlawrev-27644	1087	15	may	may	AUX
inlawrev-27644	1087	16	boost	boost	VERB
inlawrev-27644	1087	17	retirement	retirement	NOUN
inlawrev-27644	1087	18	savings	saving	NOUN
inlawrev-27644	1087	19	.	.	PUNCT
inlawrev-27644	1088	1	it	it	PRON
inlawrev-27644	1088	2	is	be	AUX
inlawrev-27644	1088	3	in	in	ADP
inlawrev-27644	1088	4	both	both	DET
inlawrev-27644	1088	5	companies	company	NOUN
inlawrev-27644	1088	6	’	'	PUNCT
inlawrev-27644	1088	7	and	and	CCONJ
inlawrev-27644	1088	8	employees	employee	NOUN
inlawrev-27644	1088	9	’	’	PART
inlawrev-27644	1088	10	best	good	ADJ
inlawrev-27644	1088	11	interest	interest	NOUN
inlawrev-27644	1088	12	for	for	SCONJ
inlawrev-27644	1088	13	employees	employee	NOUN
inlawrev-27644	1088	14	to	to	PART
inlawrev-27644	1088	15	value	value	VERB
inlawrev-27644	1088	16	their	their	PRON
inlawrev-27644	1088	17	benefit	benefit	NOUN
inlawrev-27644	1088	18	plans	plan	NOUN
inlawrev-27644	1088	19	as	as	ADP
inlawrev-27644	1088	20	an	an	DET
inlawrev-27644	1088	21	important	important	ADJ
inlawrev-27644	1088	22	component	component	NOUN
inlawrev-27644	1088	23	of	of	ADP
inlawrev-27644	1088	24	their	their	PRON
inlawrev-27644	1088	25	compensation	compensation	NOUN
inlawrev-27644	1088	26	and	and	CCONJ
inlawrev-27644	1088	27	to	to	PART
inlawrev-27644	1088	28	maximize	maximize	VERB
inlawrev-27644	1088	29	their	their	PRON
inlawrev-27644	1088	30	retirement	retirement	NOUN
inlawrev-27644	1088	31	wealth	wealth	NOUN
inlawrev-27644	1088	32	.	.	PUNCT
inlawrev-27644	1089	1	c.	c.	PROPN
inlawrev-27644	1089	2	full	full	ADJ
inlawrev-27644	1089	3	integration	integration	NOUN
inlawrev-27644	1089	4	of	of	ADP
inlawrev-27644	1089	5	sustainability	sustainability	NOUN
inlawrev-27644	1089	6	considerations	consideration	NOUN
inlawrev-27644	1089	7	into	into	ADP
inlawrev-27644	1089	8	investment	investment	NOUN
inlawrev-27644	1089	9	evaluation	evaluation	NOUN
inlawrev-27644	1089	10	in	in	ADP
inlawrev-27644	1089	11	the	the	DET
inlawrev-27644	1089	12	u.k	u.k	PROPN
inlawrev-27644	1089	13	.	.	PROPN
inlawrev-27644	1089	14	and	and	CCONJ
inlawrev-27644	1089	15	e.u	e.u	PROPN
inlawrev-27644	1089	16	.	.	PUNCT
inlawrev-27644	1089	17	regulatory	regulatory	ADJ
inlawrev-27644	1089	18	requirements	requirement	NOUN
inlawrev-27644	1089	19	,	,	PUNCT
inlawrev-27644	1089	20	particularly	particularly	ADV
inlawrev-27644	1089	21	on	on	ADP
inlawrev-27644	1089	22	disclosure	disclosure	NOUN
inlawrev-27644	1089	23	of	of	ADP
inlawrev-27644	1089	24	pension	pension	NOUN
inlawrev-27644	1089	25	plans	plan	NOUN
inlawrev-27644	1089	26	’	'	PUNCT
inlawrev-27644	1089	27	policies	policy	NOUN
inlawrev-27644	1089	28	on	on	ADP
inlawrev-27644	1089	29	sustainable	sustainable	ADJ
inlawrev-27644	1089	30	investing	investing	NOUN
inlawrev-27644	1089	31	and	and	CCONJ
inlawrev-27644	1089	32	the	the	DET
inlawrev-27644	1089	33	extent	extent	NOUN
inlawrev-27644	1089	34	of	of	ADP
inlawrev-27644	1089	35	sustainabilityrelated	sustainabilityrelated	ADJ
inlawrev-27644	1089	36	portfolio	portfolio	NOUN
inlawrev-27644	1089	37	risks	risk	NOUN
inlawrev-27644	1089	38	,	,	PUNCT
inlawrev-27644	1089	39	have	have	AUX
inlawrev-27644	1089	40	increased	increase	VERB
inlawrev-27644	1089	41	the	the	DET
inlawrev-27644	1089	42	attention	attention	NOUN
inlawrev-27644	1089	43	fund	fund	NOUN
inlawrev-27644	1089	44	fiduciaries	fiduciary	NOUN
inlawrev-27644	1089	45	must	must	AUX
inlawrev-27644	1089	46	pay	pay	VERB
inlawrev-27644	1089	47	to	to	ADP
inlawrev-27644	1089	48	sustainability	sustainability	NOUN
inlawrev-27644	1089	49	considerations.303	considerations.303	PUNCT
inlawrev-27644	1089	50	if	if	SCONJ
inlawrev-27644	1089	51	the	the	DET
inlawrev-27644	1089	52	trend	trend	NOUN
inlawrev-27644	1089	53	continues	continue	VERB
inlawrev-27644	1089	54	and	and	CCONJ
inlawrev-27644	1089	55	becomes	become	VERB
inlawrev-27644	1089	56	entrenched	entrench	VERB
inlawrev-27644	1089	57	,	,	PUNCT
inlawrev-27644	1089	58	that	that	PRON
inlawrev-27644	1089	59	should	should	AUX
inlawrev-27644	1089	60	silence	silence	VERB
inlawrev-27644	1089	61	the	the	DET
inlawrev-27644	1089	62	critics	critic	NOUN
inlawrev-27644	1089	63	who	who	PRON
inlawrev-27644	1089	64	argue	argue	VERB
inlawrev-27644	1089	65	sustainable	sustainable	ADJ
inlawrev-27644	1089	66	investing	investing	NOUN
inlawrev-27644	1089	67	is	be	AUX
inlawrev-27644	1089	68	a	a	DET
inlawrev-27644	1089	69	fad	fad	NOUN
inlawrev-27644	1089	70	similar	similar	ADJ
inlawrev-27644	1089	71	to	to	ADP
inlawrev-27644	1089	72	tulips	tulip	NOUN
inlawrev-27644	1089	73	in	in	ADP
inlawrev-27644	1089	74	the	the	DET
inlawrev-27644	1089	75	17th	17th	ADJ
inlawrev-27644	1089	76	century.304	century.304	NOUN
inlawrev-27644	1089	77	across	across	ADP
inlawrev-27644	1089	78	the	the	DET
inlawrev-27644	1089	79	globe	globe	NOUN
inlawrev-27644	1089	80	,	,	PUNCT
inlawrev-27644	1089	81	institutional	institutional	ADJ
inlawrev-27644	1089	82	asset	asset	NOUN
inlawrev-27644	1089	83	owners	owner	NOUN
inlawrev-27644	1089	84	have	have	AUX
inlawrev-27644	1089	85	begun	begin	VERB
inlawrev-27644	1089	86	to	to	PART
inlawrev-27644	1089	87	commit	commit	VERB
inlawrev-27644	1089	88	to	to	ADP
inlawrev-27644	1089	89	achieving	achieve	VERB
inlawrev-27644	1089	90	net	net	ADJ
inlawrev-27644	1089	91	zero	zero	NUM
inlawrev-27644	1089	92	portfolios305	portfolios305	PROPN
inlawrev-27644	1089	93	and	and	CCONJ
inlawrev-27644	1089	94	to	to	PART
inlawrev-27644	1089	95	consider	consider	VERB
inlawrev-27644	1089	96	climate	climate	NOUN
inlawrev-27644	1089	97	change	change	NOUN
inlawrev-27644	1089	98	risk	risk	NOUN
inlawrev-27644	1089	99	as	as	ADP
inlawrev-27644	1089	100	part	part	NOUN
inlawrev-27644	1089	101	of	of	ADP
inlawrev-27644	1089	102	their	their	PRON
inlawrev-27644	1089	103	responsible	responsible	ADJ
inlawrev-27644	1089	104	investing	investing	NOUN
inlawrev-27644	1089	105	practices.306	practices.306	ADJ
inlawrev-27644	1089	106	one	one	NUM
inlawrev-27644	1089	107	expert	expert	NOUN
inlawrev-27644	1089	108	stated	state	VERB
inlawrev-27644	1089	109	:	:	PUNCT
inlawrev-27644	1089	110	retirement	retirement	NOUN
inlawrev-27644	1089	111	plans	plan	NOUN
inlawrev-27644	1089	112	to	to	PART
inlawrev-27644	1089	113	learn	learn	VERB
inlawrev-27644	1089	114	about	about	ADP
inlawrev-27644	1089	115	how	how	SCONJ
inlawrev-27644	1089	116	their	their	PRON
inlawrev-27644	1089	117	funds	fund	NOUN
inlawrev-27644	1089	118	work	work	VERB
inlawrev-27644	1089	119	and	and	CCONJ
inlawrev-27644	1089	120	to	to	PART
inlawrev-27644	1089	121	ensure	ensure	VERB
inlawrev-27644	1089	122	the	the	DET
inlawrev-27644	1089	123	money	money	NOUN
inlawrev-27644	1089	124	they	they	PRON
inlawrev-27644	1089	125	’re	’re	AUX
inlawrev-27644	1089	126	earning	earn	VERB
inlawrev-27644	1089	127	and	and	CCONJ
inlawrev-27644	1089	128	investing	investing	NOUN
inlawrev-27644	1089	129	is	be	AUX
inlawrev-27644	1089	130	going	go	VERB
inlawrev-27644	1089	131	to	to	PART
inlawrev-27644	1089	132	causes	cause	NOUN
inlawrev-27644	1089	133	they	they	PRON
inlawrev-27644	1089	134	care	care	VERB
inlawrev-27644	1089	135	about	about	ADP
inlawrev-27644	1089	136	.	.	PUNCT
inlawrev-27644	1089	137	”	"	PUNCT
inlawrev-27644	1089	138	)	)	PUNCT
inlawrev-27644	1089	139	.	.	PUNCT
inlawrev-27644	1090	1	300	300	NUM
inlawrev-27644	1090	2	.	.	X
inlawrev-27644	1091	1	cagney	cagney	PROPN
inlawrev-27644	1091	2	et	et	PROPN
inlawrev-27644	1091	3	al	al	PROPN
inlawrev-27644	1091	4	.	.	PROPN
inlawrev-27644	1091	5	,	,	PUNCT
inlawrev-27644	1091	6	supra	supra	PROPN
inlawrev-27644	1091	7	note	note	PROPN
inlawrev-27644	1091	8	290	290	NUM
inlawrev-27644	1091	9	,	,	PUNCT
inlawrev-27644	1091	10	at	at	ADP
inlawrev-27644	1091	11	3	3	NUM
inlawrev-27644	1091	12	-	-	SYM
inlawrev-27644	1091	13	4	4	NUM
inlawrev-27644	1091	14	.	.	NUM
inlawrev-27644	1091	15	301	301	NUM
inlawrev-27644	1091	16	.	.	PUNCT
inlawrev-27644	1092	1	i	i	PRON
inlawrev-27644	1092	2	d.	d.	PROPN
inlawrev-27644	1092	3	at	at	ADP
inlawrev-27644	1092	4	4	4	NUM
inlawrev-27644	1092	5	;	;	PUNCT
inlawrev-27644	1092	6	see	see	VERB
inlawrev-27644	1092	7	also	also	ADV
inlawrev-27644	1092	8	,	,	PUNCT
inlawrev-27644	1092	9	supra	supra	ADJ
inlawrev-27644	1092	10	text	text	NOUN
inlawrev-27644	1092	11	accompanying	accompanying	ADJ
inlawrev-27644	1092	12	notes	note	NOUN
inlawrev-27644	1092	13	85	85	NUM
inlawrev-27644	1092	14	-	-	SYM
inlawrev-27644	1092	15	95	95	NUM
inlawrev-27644	1092	16	(	(	PUNCT
inlawrev-27644	1092	17	discussing	discuss	VERB
inlawrev-27644	1092	18	fiduciary	fiduciary	ADJ
inlawrev-27644	1092	19	responsibility	responsibility	NOUN
inlawrev-27644	1092	20	in	in	ADP
inlawrev-27644	1092	21	the	the	DET
inlawrev-27644	1092	22	selection	selection	NOUN
inlawrev-27644	1092	23	of	of	ADP
inlawrev-27644	1092	24	a	a	DET
inlawrev-27644	1092	25	plan	plan	NOUN
inlawrev-27644	1092	26	’s	’s	PART
inlawrev-27644	1092	27	investment	investment	NOUN
inlawrev-27644	1092	28	menu	menu	NOUN
inlawrev-27644	1092	29	)	)	PUNCT
inlawrev-27644	1092	30	.	.	PUNCT
inlawrev-27644	1093	1	302	302	NUM
inlawrev-27644	1093	2	.	.	PUNCT
inlawrev-27644	1094	1	cagney	cagney	PROPN
inlawrev-27644	1094	2	et	et	PROPN
inlawrev-27644	1094	3	al	al	PROPN
inlawrev-27644	1094	4	.	.	PROPN
inlawrev-27644	1094	5	,	,	PUNCT
inlawrev-27644	1094	6	supra	supra	PROPN
inlawrev-27644	1094	7	note	note	PROPN
inlawrev-27644	1094	8	290	290	NUM
inlawrev-27644	1094	9	,	,	PUNCT
inlawrev-27644	1094	10	at	at	ADP
inlawrev-27644	1094	11	4	4	NUM
inlawrev-27644	1094	12	.	.	NOUN
inlawrev-27644	1094	13	303	303	NUM
inlawrev-27644	1094	14	.	.	PUNCT
inlawrev-27644	1095	1	see	see	VERB
inlawrev-27644	1095	2	,	,	PUNCT
inlawrev-27644	1095	3	e.g.	e.g.	ADV
inlawrev-27644	1095	4	stuart	stuart	PROPN
inlawrev-27644	1095	5	e.	e.	PROPN
inlawrev-27644	1095	6	fross	fross	PROPN
inlawrev-27644	1095	7	&	&	CCONJ
inlawrev-27644	1095	8	sophie	sophie	PROPN
inlawrev-27644	1095	9	lignier	lignier	PROPN
inlawrev-27644	1095	10	,	,	PUNCT
inlawrev-27644	1095	11	an	an	DET
inlawrev-27644	1095	12	introduction	introduction	NOUN
inlawrev-27644	1095	13	to	to	ADP
inlawrev-27644	1095	14	the	the	DET
inlawrev-27644	1095	15	eu	eu	PROPN
inlawrev-27644	1095	16	sustainable	sustainable	ADJ
inlawrev-27644	1095	17	financial	financial	ADJ
inlawrev-27644	1095	18	disclosure	disclosure	NOUN
inlawrev-27644	1095	19	regime	regime	NOUN
inlawrev-27644	1095	20	and	and	CCONJ
inlawrev-27644	1095	21	the	the	DET
inlawrev-27644	1095	22	draft	draft	NOUN
inlawrev-27644	1095	23	eu	eu	PROPN
inlawrev-27644	1095	24	corporate	corporate	ADJ
inlawrev-27644	1095	25	sustainability	sustainability	NOUN
inlawrev-27644	1095	26	due	due	ADJ
inlawrev-27644	1095	27	diligence	diligence	NOUN
inlawrev-27644	1095	28	directive	directive	NOUN
inlawrev-27644	1095	29	,	,	PUNCT
inlawrev-27644	1095	30	foley	foley	PROPN
inlawrev-27644	1095	31	&	&	CCONJ
inlawrev-27644	1095	32	lardner	lardner	PROPN
inlawrev-27644	1095	33	llp	llp	PROPN
inlawrev-27644	1095	34	(	(	PUNCT
inlawrev-27644	1095	35	dec	dec	PROPN
inlawrev-27644	1095	36	.	.	PROPN
inlawrev-27644	1095	37	12	12	NUM
inlawrev-27644	1095	38	,	,	PUNCT
inlawrev-27644	1095	39	2022	2022	NUM
inlawrev-27644	1095	40	)	)	PUNCT
inlawrev-27644	1095	41	https://www.foley.com/en/insights/publications/2022/12/eusustainable-financial-disclosure-regime	https://www.foley.com/en/insights/publications/2022/12/eusustainable-financial-disclosure-regime	NOUN
inlawrev-27644	1096	1	[	[	X
inlawrev-27644	1096	2	https://perma.cc/7xmv-xhhs	https://perma.cc/7xmv-xhhs	X
inlawrev-27644	1096	3	]	]	X
inlawrev-27644	1096	4	(	(	PUNCT
inlawrev-27644	1096	5	discussing	discuss	VERB
inlawrev-27644	1096	6	the	the	DET
inlawrev-27644	1096	7	status	status	NOUN
inlawrev-27644	1096	8	of	of	ADP
inlawrev-27644	1096	9	e.u	e.u	PROPN
inlawrev-27644	1096	10	.	.	PUNCT
inlawrev-27644	1096	11	regulation	regulation	NOUN
inlawrev-27644	1096	12	)	)	PUNCT
inlawrev-27644	1096	13	.	.	PUNCT
inlawrev-27644	1097	1	304	304	NUM
inlawrev-27644	1097	2	.	.	PUNCT
inlawrev-27644	1097	3	zelinsky	zelinsky	PROPN
inlawrev-27644	1097	4	ii	ii	PROPN
inlawrev-27644	1097	5	,	,	PUNCT
inlawrev-27644	1097	6	supra	supra	PROPN
inlawrev-27644	1097	7	note	note	PROPN
inlawrev-27644	1097	8	235	235	NUM
inlawrev-27644	1097	9	,	,	PUNCT
inlawrev-27644	1097	10	at	at	ADP
inlawrev-27644	1097	11	548	548	NUM
inlawrev-27644	1097	12	.	.	PUNCT
inlawrev-27644	1097	13	305	305	NUM
inlawrev-27644	1097	14	.	.	PUNCT
inlawrev-27644	1098	1	see	see	VERB
inlawrev-27644	1098	2	un	un	ADJ
inlawrev-27644	1098	3	-	-	ADJ
inlawrev-27644	1098	4	convened	convene	VERB
inlawrev-27644	1098	5	net	net	ADJ
inlawrev-27644	1098	6	-	-	PUNCT
inlawrev-27644	1098	7	zero	zero	NUM
inlawrev-27644	1098	8	asset	asset	NOUN
inlawrev-27644	1098	9	owner	owner	NOUN
inlawrev-27644	1098	10	alliance	alliance	NOUN
inlawrev-27644	1098	11	,	,	PUNCT
inlawrev-27644	1098	12	u.n	u.n	PROPN
inlawrev-27644	1098	13	.	.	PROPN
inlawrev-27644	1098	14	env’t	env’t	PROPN
inlawrev-27644	1098	15	.	.	PUNCT
inlawrev-27644	1099	1	program	program	NOUN
inlawrev-27644	1099	2	,	,	PUNCT
inlawrev-27644	1099	3	https://www	https://www	PROPN
inlawrev-27644	1099	4	.	.	PUNCT
inlawrev-27644	1099	5	unepfi.org/net-zero-alliance/	unepfi.org/net-zero-alliance/	NOUN
inlawrev-27644	1100	1	[	[	X
inlawrev-27644	1100	2	https://perma.cc/k43x-m4bq	https://perma.cc/k43x-m4bq	PROPN
inlawrev-27644	1100	3	]	]	X
inlawrev-27644	1100	4	(	(	PUNCT
inlawrev-27644	1100	5	last	last	ADV
inlawrev-27644	1100	6	visited	visit	VERB
inlawrev-27644	1100	7	jan	jan	PROPN
inlawrev-27644	1100	8	.	.	PROPN
inlawrev-27644	1100	9	24	24	NUM
inlawrev-27644	1100	10	,	,	PUNCT
inlawrev-27644	1100	11	2022	2022	NUM
inlawrev-27644	1100	12	)	)	PUNCT
inlawrev-27644	1100	13	(	(	PUNCT
inlawrev-27644	1100	14	presenting	present	VERB
inlawrev-27644	1100	15	net	net	ADJ
inlawrev-27644	1100	16	-	-	PUNCT
inlawrev-27644	1100	17	zero	zero	NUM
inlawrev-27644	1100	18	commitments	commitment	NOUN
inlawrev-27644	1100	19	by	by	ADP
inlawrev-27644	1100	20	sixty	sixty	NUM
inlawrev-27644	1100	21	-	-	PUNCT
inlawrev-27644	1100	22	nine	nine	NUM
inlawrev-27644	1100	23	institutional	institutional	ADJ
inlawrev-27644	1100	24	investors	investor	NOUN
inlawrev-27644	1100	25	)	)	PUNCT
inlawrev-27644	1100	26	.	.	PUNCT
inlawrev-27644	1101	1	306	306	NUM
inlawrev-27644	1101	2	.	.	PUNCT
inlawrev-27644	1101	3	see	see	VERB
inlawrev-27644	1101	4	signatory	signatory	ADJ
inlawrev-27644	1101	5	directory	directory	NOUN
inlawrev-27644	1101	6	,	,	PUNCT
inlawrev-27644	1101	7	principles	principle	NOUN
inlawrev-27644	1101	8	for	for	ADP
inlawrev-27644	1101	9	responsible	responsible	ADJ
inlawrev-27644	1101	10	inv	inv	ADJ
inlawrev-27644	1101	11	,	,	PUNCT
inlawrev-27644	1101	12	https://www.unpri.org/	https://www.unpri.org/	NOUN
inlawrev-27644	1101	13	signatories	signatory	NOUN
inlawrev-27644	1101	14	/	/	SYM
inlawrev-27644	1101	15	signatory	signatory	NOUN
inlawrev-27644	1101	16	-	-	PUNCT
inlawrev-27644	1101	17	resources	resource	NOUN
inlawrev-27644	1101	18	/	/	SYM
inlawrev-27644	1101	19	signatory	signatory	NOUN
inlawrev-27644	1101	20	-	-	PUNCT
inlawrev-27644	1101	21	directory	directory	NOUN
inlawrev-27644	1102	1	[	[	X
inlawrev-27644	1102	2	https://perma.cc/65yp-534	https://perma.cc/65yp-534	NOUN
inlawrev-27644	1102	3	g	g	NOUN
inlawrev-27644	1102	4	]	]	X
inlawrev-27644	1102	5	(	(	PUNCT
inlawrev-27644	1102	6	last	last	ADV
inlawrev-27644	1102	7	visited	visit	VERB
inlawrev-27644	1102	8	jan	jan	PROPN
inlawrev-27644	1102	9	.	.	PROPN
inlawrev-27644	1102	10	25	25	NUM
inlawrev-27644	1102	11	,	,	PUNCT
inlawrev-27644	1102	12	2022	2022	NUM
inlawrev-27644	1102	13	)	)	PUNCT
inlawrev-27644	1102	14	(	(	PUNCT
inlawrev-27644	1102	15	listing	list	VERB
inlawrev-27644	1102	16	asset	asset	NOUN
inlawrev-27644	1102	17	owners	owner	NOUN
inlawrev-27644	1102	18	,	,	PUNCT
inlawrev-27644	1102	19	investment	investment	NOUN
inlawrev-27644	1102	20	managers	manager	NOUN
inlawrev-27644	1102	21	,	,	PUNCT
inlawrev-27644	1102	22	service	service	NOUN
inlawrev-27644	1102	23	providers	provider	NOUN
inlawrev-27644	1102	24	,	,	PUNCT
inlawrev-27644	1102	25	and	and	CCONJ
inlawrev-27644	1102	26	others	other	NOUN
inlawrev-27644	1102	27	that	that	PRON
inlawrev-27644	1102	28	have	have	AUX
inlawrev-27644	1102	29	signed	sign	VERB
inlawrev-27644	1102	30	the	the	DET
inlawrev-27644	1102	31	principles	principle	NOUN
inlawrev-27644	1102	32	of	of	ADP
inlawrev-27644	1102	33	responsible	responsible	ADJ
inlawrev-27644	1102	34	investment	investment	NOUN
inlawrev-27644	1102	35	(	(	PUNCT
inlawrev-27644	1102	36	pri	pri	NOUN
inlawrev-27644	1102	37	)	)	PUNCT
inlawrev-27644	1102	38	)	)	PUNCT
inlawrev-27644	1102	39	.	.	PUNCT
inlawrev-27644	1103	1	references	reference	NOUN
inlawrev-27644	1103	2	to	to	ADP
inlawrev-27644	1103	3	pri	pri	NOUN
inlawrev-27644	1103	4	can	can	AUX
inlawrev-27644	1103	5	be	be	AUX
inlawrev-27644	1103	6	confusing	confusing	ADJ
inlawrev-27644	1103	7	for	for	ADP
inlawrev-27644	1103	8	two	two	NUM
inlawrev-27644	1103	9	reasons	reason	NOUN
inlawrev-27644	1103	10	.	.	PUNCT
inlawrev-27644	1104	1	94	94	NUM
inlawrev-27644	1104	2	indiana	indiana	PROPN
inlawrev-27644	1104	3	law	law	PROPN
inlawrev-27644	1104	4	review	review	NOUN
inlawrev-27644	1104	5	[	[	X
inlawrev-27644	1104	6	vol	vol	NOUN
inlawrev-27644	1104	7	.	.	PUNCT
inlawrev-27644	1104	8	57:53	57:53	NUM
inlawrev-27644	1104	9	“	"	PUNCT
inlawrev-27644	1104	10	[	[	X
inlawrev-27644	1104	11	w]e	w]e	NOUN
inlawrev-27644	1104	12	expect	expect	VERB
inlawrev-27644	1104	13	.	.	PUNCT
inlawrev-27644	1104	14	.	.	PUNCT
inlawrev-27644	1104	15	.	.	PUNCT
inlawrev-27644	1105	1	[	[	X
inlawrev-27644	1105	2	sustainability	sustainability	NOUN
inlawrev-27644	1105	3	]	]	PUNCT
inlawrev-27644	1105	4	integration	integration	NOUN
inlawrev-27644	1105	5	to	to	PART
inlawrev-27644	1105	6	increasingly	increasingly	ADV
inlawrev-27644	1105	7	become	become	VERB
inlawrev-27644	1105	8	a	a	DET
inlawrev-27644	1105	9	mainstream	mainstream	NOUN
inlawrev-27644	1105	10	,	,	PUNCT
inlawrev-27644	1105	11	if	if	SCONJ
inlawrev-27644	1105	12	not	not	PART
inlawrev-27644	1105	13	standard	standard	ADJ
inlawrev-27644	1105	14	,	,	PUNCT
inlawrev-27644	1105	15	element	element	NOUN
inlawrev-27644	1105	16	of	of	ADP
inlawrev-27644	1105	17	long	long	ADJ
inlawrev-27644	1105	18	-	-	PUNCT
inlawrev-27644	1105	19	term	term	NOUN
inlawrev-27644	1105	20	,	,	PUNCT
inlawrev-27644	1105	21	value	value	NOUN
inlawrev-27644	1105	22	driven	drive	VERB
inlawrev-27644	1105	23	investing	investing	NOUN
inlawrev-27644	1105	24	.	.	PUNCT
inlawrev-27644	1106	1	”307	”307	PROPN
inlawrev-27644	1106	2	professor	professor	PROPN
inlawrev-27644	1106	3	susan	susan	PROPN
inlawrev-27644	1106	4	gary	gary	PROPN
inlawrev-27644	1106	5	cites	cite	VERB
inlawrev-27644	1106	6	,	,	PUNCT
inlawrev-27644	1106	7	with	with	ADP
inlawrev-27644	1106	8	apparent	apparent	ADJ
inlawrev-27644	1106	9	approval	approval	NOUN
inlawrev-27644	1106	10	,	,	PUNCT
inlawrev-27644	1106	11	two	two	NUM
inlawrev-27644	1106	12	reports	report	NOUN
inlawrev-27644	1106	13	issued	issue	VERB
inlawrev-27644	1106	14	in	in	ADP
inlawrev-27644	1106	15	alignment	alignment	NOUN
inlawrev-27644	1106	16	with	with	ADP
inlawrev-27644	1106	17	united	united	PROPN
inlawrev-27644	1106	18	nations	nations	PROPN
inlawrev-27644	1106	19	supported	support	VERB
inlawrev-27644	1106	20	entities.308	entities.308	ADP
inlawrev-27644	1106	21	both	both	DET
inlawrev-27644	1106	22	reports	report	NOUN
inlawrev-27644	1106	23	conclude	conclude	VERB
inlawrev-27644	1106	24	that	that	SCONJ
inlawrev-27644	1106	25	fiduciaries	fiduciary	NOUN
inlawrev-27644	1106	26	should	should	AUX
inlawrev-27644	1106	27	consider	consider	VERB
inlawrev-27644	1106	28	sustainability	sustainability	NOUN
inlawrev-27644	1106	29	factors	factor	NOUN
inlawrev-27644	1106	30	when	when	SCONJ
inlawrev-27644	1106	31	making	make	VERB
inlawrev-27644	1106	32	investment	investment	NOUN
inlawrev-27644	1106	33	decisions.309	decisions.309	NOUN
inlawrev-27644	1106	34	similarly	similarly	ADV
inlawrev-27644	1106	35	,	,	PUNCT
inlawrev-27644	1106	36	professor	professor	PROPN
inlawrev-27644	1106	37	james	james	PROPN
inlawrev-27644	1106	38	hawley	hawley	PROPN
inlawrev-27644	1106	39	and	and	CCONJ
inlawrev-27644	1106	40	co	co	NOUN
inlawrev-27644	1106	41	-	-	NOUN
inlawrev-27644	1106	42	authors	author	NOUN
inlawrev-27644	1106	43	argued	argue	VERB
inlawrev-27644	1106	44	that	that	SCONJ
inlawrev-27644	1106	45	when	when	SCONJ
inlawrev-27644	1106	46	making	make	VERB
inlawrev-27644	1106	47	investment	investment	NOUN
inlawrev-27644	1106	48	decisions	decision	NOUN
inlawrev-27644	1106	49	,	,	PUNCT
inlawrev-27644	1106	50	fiduciaries	fiduciary	NOUN
inlawrev-27644	1106	51	face	face	VERB
inlawrev-27644	1106	52	systemic	systemic	ADJ
inlawrev-27644	1106	53	risks	risk	NOUN
inlawrev-27644	1106	54	associated	associate	VERB
inlawrev-27644	1106	55	with	with	ADP
inlawrev-27644	1106	56	sustainability	sustainability	NOUN
inlawrev-27644	1106	57	factors.310	factors.310	NOUN
inlawrev-27644	1106	58	they	they	PRON
inlawrev-27644	1106	59	believed	believe	VERB
inlawrev-27644	1106	60	that	that	SCONJ
inlawrev-27644	1106	61	fiduciaries	fiduciary	NOUN
inlawrev-27644	1106	62	should	should	AUX
inlawrev-27644	1106	63	look	look	VERB
inlawrev-27644	1106	64	to	to	ADP
inlawrev-27644	1106	65	evolving	evolve	VERB
inlawrev-27644	1106	66	sustainability	sustainability	NOUN
inlawrev-27644	1106	67	norms	norm	NOUN
inlawrev-27644	1106	68	and	and	CCONJ
inlawrev-27644	1106	69	consider	consider	VERB
inlawrev-27644	1106	70	the	the	DET
inlawrev-27644	1106	71	interests	interest	NOUN
inlawrev-27644	1106	72	of	of	ADP
inlawrev-27644	1106	73	future	future	NOUN
inlawrev-27644	1106	74	as	as	ADV
inlawrev-27644	1106	75	well	well	ADV
inlawrev-27644	1106	76	as	as	ADP
inlawrev-27644	1106	77	current	current	ADJ
inlawrev-27644	1106	78	participants	participant	NOUN
inlawrev-27644	1106	79	.	.	PUNCT
inlawrev-27644	1107	1	in	in	ADP
inlawrev-27644	1107	2	addition	addition	NOUN
inlawrev-27644	1107	3	to	to	ADP
inlawrev-27644	1107	4	decreasing	decrease	VERB
inlawrev-27644	1107	5	systemic	systemic	ADJ
inlawrev-27644	1107	6	risks	risk	NOUN
inlawrev-27644	1107	7	and	and	CCONJ
inlawrev-27644	1107	8	taking	take	VERB
inlawrev-27644	1107	9	a	a	DET
inlawrev-27644	1107	10	longer	long	ADJ
inlawrev-27644	1107	11	-	-	PUNCT
inlawrev-27644	1107	12	term	term	NOUN
inlawrev-27644	1107	13	view	view	NOUN
inlawrev-27644	1107	14	of	of	ADP
inlawrev-27644	1107	15	investment	investment	NOUN
inlawrev-27644	1107	16	interests	interest	NOUN
inlawrev-27644	1107	17	,	,	PUNCT
inlawrev-27644	1107	18	their	their	PRON
inlawrev-27644	1107	19	approach	approach	NOUN
inlawrev-27644	1107	20	would	would	AUX
inlawrev-27644	1107	21	benefit	benefit	VERB
inlawrev-27644	1107	22	society	society	NOUN
inlawrev-27644	1107	23	by	by	ADP
inlawrev-27644	1107	24	decreasing	decrease	VERB
inlawrev-27644	1107	25	the	the	DET
inlawrev-27644	1107	26	negative	negative	ADJ
inlawrev-27644	1107	27	externalities	externality	NOUN
inlawrev-27644	1107	28	created	create	VERB
inlawrev-27644	1107	29	by	by	ADP
inlawrev-27644	1107	30	plan	plan	NOUN
inlawrev-27644	1107	31	investments.311	investments.311	PRON
inlawrev-27644	1107	32	conclusion	conclusion	NOUN
inlawrev-27644	1107	33	in	in	ADP
inlawrev-27644	1107	34	the	the	DET
inlawrev-27644	1107	35	u.s	u.s	PROPN
inlawrev-27644	1107	36	.	.	PROPN
inlawrev-27644	1107	37	a	a	DET
inlawrev-27644	1107	38	significant	significant	ADJ
inlawrev-27644	1107	39	disconnect	disconnect	NOUN
inlawrev-27644	1107	40	appears	appear	VERB
inlawrev-27644	1107	41	to	to	PART
inlawrev-27644	1107	42	exist	exist	VERB
inlawrev-27644	1107	43	between	between	ADP
inlawrev-27644	1107	44	strong	strong	ADJ
inlawrev-27644	1107	45	interest	interest	NOUN
inlawrev-27644	1107	46	by	by	ADP
inlawrev-27644	1107	47	401(k	401(k	PROPN
inlawrev-27644	1107	48	)	)	PUNCT
inlawrev-27644	1107	49	plan	plan	NOUN
inlawrev-27644	1107	50	participants	participant	NOUN
inlawrev-27644	1107	51	’	'	PUNCT
inlawrev-27644	1107	52	in	in	ADP
inlawrev-27644	1107	53	access	access	NOUN
inlawrev-27644	1107	54	to	to	ADP
inlawrev-27644	1107	55	sustainable	sustainable	ADJ
inlawrev-27644	1107	56	investment	investment	NOUN
inlawrev-27644	1107	57	options	option	NOUN
inlawrev-27644	1107	58	and	and	CCONJ
inlawrev-27644	1107	59	the	the	DET
inlawrev-27644	1107	60	almost	almost	ADV
inlawrev-27644	1107	61	universal	universal	ADJ
inlawrev-27644	1107	62	lack	lack	NOUN
inlawrev-27644	1107	63	of	of	ADP
inlawrev-27644	1107	64	availability	availability	NOUN
inlawrev-27644	1107	65	of	of	ADP
inlawrev-27644	1107	66	those	those	DET
inlawrev-27644	1107	67	options	option	NOUN
inlawrev-27644	1107	68	in	in	ADP
inlawrev-27644	1107	69	plans	plan	NOUN
inlawrev-27644	1107	70	.	.	PUNCT
inlawrev-27644	1108	1	plan	plan	NOUN
inlawrev-27644	1108	2	fiduciaries	fiduciary	NOUN
inlawrev-27644	1108	3	have	have	AUX
inlawrev-27644	1108	4	worried	worry	VERB
inlawrev-27644	1108	5	they	they	PRON
inlawrev-27644	1108	6	might	might	AUX
inlawrev-27644	1108	7	violate	violate	VERB
inlawrev-27644	1108	8	their	their	PRON
inlawrev-27644	1108	9	fiduciary	fiduciary	ADJ
inlawrev-27644	1108	10	obligations	obligation	NOUN
inlawrev-27644	1108	11	by	by	ADP
inlawrev-27644	1108	12	including	include	VERB
inlawrev-27644	1108	13	sustainable	sustainable	ADJ
inlawrev-27644	1108	14	investment	investment	NOUN
inlawrev-27644	1108	15	options	option	NOUN
inlawrev-27644	1108	16	.	.	PUNCT
inlawrev-27644	1109	1	over	over	ADP
inlawrev-27644	1109	2	the	the	DET
inlawrev-27644	1109	3	past	past	NOUN
inlawrev-27644	1109	4	almost	almost	ADV
inlawrev-27644	1109	5	30	30	NUM
inlawrev-27644	1109	6	years	year	NOUN
inlawrev-27644	1109	7	,	,	PUNCT
inlawrev-27644	1109	8	that	that	DET
inlawrev-27644	1109	9	fiduciary	fiduciary	ADJ
inlawrev-27644	1109	10	concern	concern	NOUN
inlawrev-27644	1109	11	has	have	AUX
inlawrev-27644	1109	12	been	be	AUX
inlawrev-27644	1109	13	reinforced	reinforce	VERB
inlawrev-27644	1109	14	by	by	ADP
inlawrev-27644	1109	15	unstable	unstable	ADJ
inlawrev-27644	1109	16	dol	dol	NOUN
inlawrev-27644	1109	17	guidance	guidance	NOUN
inlawrev-27644	1109	18	,	,	PUNCT
inlawrev-27644	1109	19	significant	significant	ADJ
inlawrev-27644	1109	20	levels	level	NOUN
inlawrev-27644	1109	21	of	of	ADP
inlawrev-27644	1109	22	401(k	401(k	PROPN
inlawrev-27644	1109	23	)	)	PUNCT
inlawrev-27644	1109	24	litigation	litigation	NOUN
inlawrev-27644	1109	25	,	,	PUNCT
inlawrev-27644	1109	26	practitioner	practitioner	NOUN
inlawrev-27644	1109	27	advice	advice	NOUN
inlawrev-27644	1109	28	,	,	PUNCT
inlawrev-27644	1109	29	and	and	CCONJ
inlawrev-27644	1109	30	the	the	DET
inlawrev-27644	1109	31	position	position	NOUN
inlawrev-27644	1109	32	of	of	ADP
inlawrev-27644	1109	33	some	some	DET
inlawrev-27644	1109	34	scholars	scholar	NOUN
inlawrev-27644	1109	35	.	.	PUNCT
inlawrev-27644	1110	1	this	this	DET
inlawrev-27644	1110	2	article	article	NOUN
inlawrev-27644	1110	3	explains	explain	VERB
inlawrev-27644	1110	4	that	that	SCONJ
inlawrev-27644	1110	5	the	the	DET
inlawrev-27644	1110	6	2022	2022	NUM
inlawrev-27644	1110	7	final	final	ADJ
inlawrev-27644	1110	8	regulation	regulation	NOUN
inlawrev-27644	1110	9	and	and	CCONJ
inlawrev-27644	1110	10	existing	exist	VERB
inlawrev-27644	1110	11	erisa	erisa	NOUN
inlawrev-27644	1110	12	law	law	NOUN
inlawrev-27644	1110	13	provides	provide	VERB
inlawrev-27644	1110	14	fiduciaries	fiduciary	NOUN
inlawrev-27644	1110	15	a	a	DET
inlawrev-27644	1110	16	way	way	NOUN
inlawrev-27644	1110	17	forward	forward	ADV
inlawrev-27644	1110	18	to	to	PART
inlawrev-27644	1110	19	align	align	VERB
inlawrev-27644	1110	20	participant	participant	ADJ
inlawrev-27644	1110	21	desires	desire	NOUN
inlawrev-27644	1110	22	for	for	ADP
inlawrev-27644	1110	23	sustainable	sustainable	ADJ
inlawrev-27644	1110	24	investments	investment	NOUN
inlawrev-27644	1110	25	in	in	ADP
inlawrev-27644	1110	26	their	their	PRON
inlawrev-27644	1110	27	401(k	401(k	NOUN
inlawrev-27644	1110	28	)	)	PUNCT
inlawrev-27644	1110	29	plans	plan	NOUN
inlawrev-27644	1110	30	with	with	ADP
inlawrev-27644	1110	31	offerings	offering	NOUN
inlawrev-27644	1110	32	on	on	ADP
inlawrev-27644	1110	33	plan	plan	NOUN
inlawrev-27644	1110	34	menus	menu	NOUN
inlawrev-27644	1110	35	.	.	PUNCT
inlawrev-27644	1111	1	the	the	DET
inlawrev-27644	1111	2	regulation	regulation	NOUN
inlawrev-27644	1111	3	only	only	ADV
inlawrev-27644	1111	4	explicitly	explicitly	ADV
inlawrev-27644	1111	5	provides	provide	VERB
inlawrev-27644	1111	6	that	that	SCONJ
inlawrev-27644	1111	7	fiduciaries	fiduciary	NOUN
inlawrev-27644	1111	8	do	do	AUX
inlawrev-27644	1111	9	not	not	PART
inlawrev-27644	1111	10	violate	violate	VERB
inlawrev-27644	1111	11	their	their	PRON
inlawrev-27644	1111	12	duty	duty	NOUN
inlawrev-27644	1111	13	of	of	ADP
inlawrev-27644	1111	14	loyalty	loyalty	NOUN
inlawrev-27644	1111	15	when	when	SCONJ
inlawrev-27644	1111	16	they	they	PRON
inlawrev-27644	1111	17	consider	consider	VERB
inlawrev-27644	1111	18	participant	participant	ADJ
inlawrev-27644	1111	19	preferences	preference	NOUN
inlawrev-27644	1111	20	when	when	SCONJ
inlawrev-27644	1111	21	evaluating	evaluate	VERB
inlawrev-27644	1111	22	investment	investment	NOUN
inlawrev-27644	1111	23	options	option	NOUN
inlawrev-27644	1111	24	.	.	PUNCT
inlawrev-27644	1112	1	this	this	DET
inlawrev-27644	1112	2	article	article	NOUN
inlawrev-27644	1112	3	provides	provide	VERB
inlawrev-27644	1112	4	a	a	DET
inlawrev-27644	1112	5	framework	framework	NOUN
inlawrev-27644	1112	6	for	for	SCONJ
inlawrev-27644	1112	7	fiduciaries	fiduciary	NOUN
inlawrev-27644	1112	8	to	to	PART
inlawrev-27644	1112	9	follow	follow	VERB
inlawrev-27644	1112	10	when	when	SCONJ
inlawrev-27644	1112	11	assessing	assess	VERB
inlawrev-27644	1112	12	and	and	CCONJ
inlawrev-27644	1112	13	making	make	VERB
inlawrev-27644	1112	14	menu	menu	NOUN
inlawrev-27644	1112	15	decisions	decision	NOUN
inlawrev-27644	1112	16	based	base	VERB
inlawrev-27644	1112	17	on	on	ADP
inlawrev-27644	1112	18	participant	participant	ADJ
inlawrev-27644	1112	19	preferences	preference	NOUN
inlawrev-27644	1112	20	.	.	PUNCT
inlawrev-27644	1113	1	the	the	DET
inlawrev-27644	1113	2	framework	framework	NOUN
inlawrev-27644	1113	3	addresses	address	VERB
inlawrev-27644	1113	4	potential	potential	ADJ
inlawrev-27644	1113	5	concerns	concern	NOUN
inlawrev-27644	1113	6	with	with	ADP
inlawrev-27644	1113	7	both	both	CCONJ
inlawrev-27644	1113	8	the	the	DET
inlawrev-27644	1113	9	duty	duty	NOUN
inlawrev-27644	1113	10	of	of	ADP
inlawrev-27644	1113	11	loyalty	loyalty	NOUN
inlawrev-27644	1113	12	and	and	CCONJ
inlawrev-27644	1113	13	the	the	DET
inlawrev-27644	1113	14	duty	duty	NOUN
inlawrev-27644	1113	15	of	of	ADP
inlawrev-27644	1113	16	prudence	prudence	NOUN
inlawrev-27644	1113	17	.	.	PUNCT
inlawrev-27644	1114	1	first	first	ADV
inlawrev-27644	1114	2	,	,	PUNCT
inlawrev-27644	1114	3	pri	pri	PROPN
inlawrev-27644	1114	4	is	be	AUX
inlawrev-27644	1114	5	the	the	DET
inlawrev-27644	1114	6	name	name	NOUN
inlawrev-27644	1114	7	of	of	ADP
inlawrev-27644	1114	8	the	the	DET
inlawrev-27644	1114	9	organization	organization	NOUN
inlawrev-27644	1114	10	as	as	ADV
inlawrev-27644	1114	11	well	well	ADV
inlawrev-27644	1114	12	as	as	ADP
inlawrev-27644	1114	13	the	the	DET
inlawrev-27644	1114	14	name	name	NOUN
inlawrev-27644	1114	15	of	of	ADP
inlawrev-27644	1114	16	the	the	DET
inlawrev-27644	1114	17	principles	principle	NOUN
inlawrev-27644	1114	18	developed	develop	VERB
inlawrev-27644	1114	19	to	to	PART
inlawrev-27644	1114	20	guide	guide	VERB
inlawrev-27644	1114	21	sustainable	sustainable	ADJ
inlawrev-27644	1114	22	investing	investing	NOUN
inlawrev-27644	1114	23	.	.	PUNCT
inlawrev-27644	1115	1	second	second	ADV
inlawrev-27644	1115	2	,	,	PUNCT
inlawrev-27644	1115	3	the	the	DET
inlawrev-27644	1115	4	organization	organization	NOUN
inlawrev-27644	1115	5	often	often	ADV
inlawrev-27644	1115	6	is	be	AUX
inlawrev-27644	1115	7	referred	refer	VERB
inlawrev-27644	1115	8	to	to	ADP
inlawrev-27644	1115	9	as	as	ADP
inlawrev-27644	1115	10	the	the	DET
inlawrev-27644	1115	11	unpri	unpri	NOUN
inlawrev-27644	1115	12	because	because	SCONJ
inlawrev-27644	1115	13	it	it	PRON
inlawrev-27644	1115	14	was	be	AUX
inlawrev-27644	1115	15	initiated	initiate	VERB
inlawrev-27644	1115	16	and	and	CCONJ
inlawrev-27644	1115	17	is	be	AUX
inlawrev-27644	1115	18	supported	support	VERB
inlawrev-27644	1115	19	by	by	ADP
inlawrev-27644	1115	20	the	the	DET
inlawrev-27644	1115	21	united	united	PROPN
inlawrev-27644	1115	22	nations	nations	PROPN
inlawrev-27644	1115	23	.	.	PUNCT
inlawrev-27644	1116	1	307	307	NUM
inlawrev-27644	1116	2	.	.	PUNCT
inlawrev-27644	1117	1	melissa	melissa	PROPN
inlawrev-27644	1117	2	kahn	kahn	PROPN
inlawrev-27644	1117	3	,	,	PUNCT
inlawrev-27644	1117	4	the	the	DET
inlawrev-27644	1117	5	new	new	ADJ
inlawrev-27644	1117	6	dol	dol	NOUN
inlawrev-27644	1117	7	proposal	proposal	NOUN
inlawrev-27644	1117	8	may	may	AUX
inlawrev-27644	1117	9	change	change	VERB
inlawrev-27644	1117	10	the	the	DET
inlawrev-27644	1117	11	esg	esg	PROPN
inlawrev-27644	1117	12	game	game	NOUN
inlawrev-27644	1117	13	,	,	PUNCT
inlawrev-27644	1117	14	harv	harv	PROPN
inlawrev-27644	1117	15	.	.	PUNCT
inlawrev-27644	1118	1	l.s	l.s	PROPN
inlawrev-27644	1118	2	.	.	PROPN
inlawrev-27644	1118	3	forum	forum	PROPN
inlawrev-27644	1118	4	on	on	ADP
inlawrev-27644	1118	5	corp	corp	PROPN
inlawrev-27644	1118	6	.	.	PROPN
inlawrev-27644	1118	7	gov	gov	PROPN
inlawrev-27644	1118	8	.	.	PROPN
inlawrev-27644	1118	9	2	2	NUM
inlawrev-27644	1118	10	(	(	PUNCT
inlawrev-27644	1118	11	dec	dec	PROPN
inlawrev-27644	1118	12	.	.	PROPN
inlawrev-27644	1118	13	8	8	NUM
inlawrev-27644	1118	14	,	,	PUNCT
inlawrev-27644	1118	15	2021	2021	NUM
inlawrev-27644	1118	16	)	)	PUNCT
inlawrev-27644	1118	17	,	,	PUNCT
inlawrev-27644	1118	18	https://corpgov.law.harvard.edu/2021/12/08/the-new-dol-proposalmay-change-the-esg-game/	https://corpgov.law.harvard.edu/2021/12/08/the-new-dol-proposalmay-change-the-esg-game/	X
inlawrev-27644	1119	1	[	[	X
inlawrev-27644	1119	2	https://perma.cc/nt3m-bhcm	https://perma.cc/nt3m-bhcm	X
inlawrev-27644	1119	3	]	]	X
inlawrev-27644	1119	4	;	;	PUNCT
inlawrev-27644	1119	5	see	see	VERB
inlawrev-27644	1119	6	also	also	ADV
inlawrev-27644	1119	7	gary	gary	PROPN
inlawrev-27644	1119	8	,	,	PUNCT
inlawrev-27644	1119	9	supra	supra	PROPN
inlawrev-27644	1119	10	note	note	NOUN
inlawrev-27644	1119	11	3	3	NUM
inlawrev-27644	1119	12	,	,	PUNCT
inlawrev-27644	1119	13	at	at	ADP
inlawrev-27644	1119	14	796	796	NUM
inlawrev-27644	1119	15	(	(	PUNCT
inlawrev-27644	1119	16	“	"	PUNCT
inlawrev-27644	1119	17	new	new	ADJ
inlawrev-27644	1119	18	investment	investment	NOUN
inlawrev-27644	1119	19	strategies	strategy	NOUN
inlawrev-27644	1119	20	incorporate	incorporate	VERB
inlawrev-27644	1119	21	material	material	NOUN
inlawrev-27644	1119	22	esg	esg	NOUN
inlawrev-27644	1119	23	factors	factor	NOUN
inlawrev-27644	1119	24	,	,	PUNCT
inlawrev-27644	1119	25	and	and	CCONJ
inlawrev-27644	1119	26	financial	financial	ADJ
inlawrev-27644	1119	27	analysts	analyst	NOUN
inlawrev-27644	1119	28	increasingly	increasingly	ADV
inlawrev-27644	1119	29	consider	consider	VERB
inlawrev-27644	1119	30	esg	esg	NOUN
inlawrev-27644	1119	31	factors	factor	NOUN
inlawrev-27644	1119	32	in	in	ADP
inlawrev-27644	1119	33	analyzing	analyze	VERB
inlawrev-27644	1119	34	corporate	corporate	ADJ
inlawrev-27644	1119	35	strengths	strength	NOUN
inlawrev-27644	1119	36	and	and	CCONJ
inlawrev-27644	1119	37	weaknesses	weakness	NOUN
inlawrev-27644	1119	38	.	.	PUNCT
inlawrev-27644	1119	39	”	"	PUNCT
inlawrev-27644	1120	1	(	(	PUNCT
inlawrev-27644	1120	2	citations	citation	NOUN
inlawrev-27644	1120	3	omitted	omit	VERB
inlawrev-27644	1120	4	)	)	PUNCT
inlawrev-27644	1120	5	)	)	PUNCT
inlawrev-27644	1120	6	.	.	PUNCT
inlawrev-27644	1121	1	308	308	X
inlawrev-27644	1121	2	.	.	PUNCT
inlawrev-27644	1122	1	gary	gary	PROPN
inlawrev-27644	1122	2	,	,	PUNCT
inlawrev-27644	1122	3	supra	supra	PROPN
inlawrev-27644	1122	4	note	note	NOUN
inlawrev-27644	1122	5	3	3	NUM
inlawrev-27644	1122	6	,	,	PUNCT
inlawrev-27644	1122	7	at	at	ADP
inlawrev-27644	1122	8	797	797	NUM
inlawrev-27644	1122	9	-	-	SYM
inlawrev-27644	1122	10	98	98	NUM
inlawrev-27644	1122	11	(	(	PUNCT
inlawrev-27644	1122	12	citing	cite	VERB
inlawrev-27644	1122	13	the	the	DET
inlawrev-27644	1122	14	freshfields	freshfield	NOUN
inlawrev-27644	1122	15	report	report	NOUN
inlawrev-27644	1122	16	and	and	CCONJ
inlawrev-27644	1122	17	the	the	DET
inlawrev-27644	1122	18	report	report	NOUN
inlawrev-27644	1122	19	from	from	ADP
inlawrev-27644	1122	20	the	the	DET
inlawrev-27644	1122	21	fiduciary	fiduciary	ADJ
inlawrev-27644	1122	22	duty	duty	NOUN
inlawrev-27644	1122	23	in	in	ADP
inlawrev-27644	1122	24	the	the	DET
inlawrev-27644	1122	25	21st	21st	ADJ
inlawrev-27644	1122	26	century	century	NOUN
inlawrev-27644	1122	27	project	project	NOUN
inlawrev-27644	1122	28	.	.	PUNCT
inlawrev-27644	1122	29	)	)	PUNCT
inlawrev-27644	1123	1	309	309	NUM
inlawrev-27644	1123	2	.	.	PUNCT
inlawrev-27644	1124	1	i	i	PRON
inlawrev-27644	1124	2	d.	d.	PROPN
inlawrev-27644	1124	3	310	310	NUM
inlawrev-27644	1124	4	.	.	PUNCT
inlawrev-27644	1125	1	james	james	PROPN
inlawrev-27644	1125	2	p.	p.	PROPN
inlawrev-27644	1125	3	hawley	hawley	PROPN
inlawrev-27644	1125	4	,	,	PUNCT
inlawrev-27644	1125	5	keith	keith	PROPN
inlawrev-27644	1125	6	johnson	johnson	PROPN
inlawrev-27644	1125	7	&	&	CCONJ
inlawrev-27644	1125	8	ed	ed	PROPN
inlawrev-27644	1125	9	waitzer	waitzer	PROPN
inlawrev-27644	1125	10	,	,	PUNCT
inlawrev-27644	1125	11	reclaiming	reclaim	VERB
inlawrev-27644	1125	12	pension	pension	NOUN
inlawrev-27644	1125	13	fund	fund	NOUN
inlawrev-27644	1125	14	fiduciary	fiduciary	ADJ
inlawrev-27644	1125	15	duty	duty	NOUN
inlawrev-27644	1125	16	fundamentals	fundamental	NOUN
inlawrev-27644	1125	17	,	,	PUNCT
inlawrev-27644	1125	18	in	in	ADP
inlawrev-27644	1125	19	the	the	DET
inlawrev-27644	1125	20	routledge	routledge	PROPN
inlawrev-27644	1125	21	handbook	handbook	PROPN
inlawrev-27644	1125	22	of	of	ADP
inlawrev-27644	1125	23	responsible	responsible	ADJ
inlawrev-27644	1125	24	investment	investment	NOUN
inlawrev-27644	1125	25	632	632	NUM
inlawrev-27644	1125	26	,	,	PUNCT
inlawrev-27644	1125	27	641	641	NUM
inlawrev-27644	1125	28	(	(	PUNCT
inlawrev-27644	1125	29	tessa	tessa	PROPN
inlawrev-27644	1125	30	hebb	hebb	PROPN
inlawrev-27644	1125	31	et	et	PROPN
inlawrev-27644	1125	32	al	al	PROPN
inlawrev-27644	1125	33	.	.	PUNCT
inlawrev-27644	1126	1	eds	eds	PROPN
inlawrev-27644	1126	2	.	.	PROPN
inlawrev-27644	1126	3	,	,	PUNCT
inlawrev-27644	1126	4	2015	2015	NUM
inlawrev-27644	1126	5	)	)	PUNCT
inlawrev-27644	1126	6	.	.	PUNCT
inlawrev-27644	1127	1	311	311	NUM
inlawrev-27644	1127	2	.	.	PUNCT
inlawrev-27644	1128	1	i	i	PRON
inlawrev-27644	1128	2	d.	d.	PROPN
inlawrev-27644	1128	3	2023	2023	NUM
inlawrev-27644	1128	4	]	]	PUNCT
inlawrev-27644	1128	5	matching	match	VERB
inlawrev-27644	1128	6	preferences	preference	NOUN
inlawrev-27644	1128	7	and	and	CCONJ
inlawrev-27644	1128	8	access	access	NOUN
inlawrev-27644	1128	9	95	95	NUM
inlawrev-27644	1128	10	if	if	SCONJ
inlawrev-27644	1128	11	fiduciaries	fiduciary	NOUN
inlawrev-27644	1128	12	adopt	adopt	VERB
inlawrev-27644	1128	13	the	the	DET
inlawrev-27644	1128	14	framework	framework	NOUN
inlawrev-27644	1128	15	developed	develop	VERB
inlawrev-27644	1128	16	in	in	ADP
inlawrev-27644	1128	17	this	this	DET
inlawrev-27644	1128	18	article	article	NOUN
inlawrev-27644	1128	19	it	it	PRON
inlawrev-27644	1128	20	could	could	AUX
inlawrev-27644	1128	21	be	be	AUX
inlawrev-27644	1128	22	a	a	DET
inlawrev-27644	1128	23	triple	triple	ADJ
inlawrev-27644	1128	24	win	win	NOUN
inlawrev-27644	1128	25	.	.	PUNCT
inlawrev-27644	1129	1	data	datum	NOUN
inlawrev-27644	1129	2	indicate	indicate	VERB
inlawrev-27644	1129	3	and	and	CCONJ
inlawrev-27644	1129	4	experts	expert	NOUN
inlawrev-27644	1129	5	believe	believe	VERB
inlawrev-27644	1129	6	that	that	SCONJ
inlawrev-27644	1129	7	employees	employee	NOUN
inlawrev-27644	1129	8	will	will	AUX
inlawrev-27644	1129	9	save	save	VERB
inlawrev-27644	1129	10	more	more	ADJ
inlawrev-27644	1129	11	in	in	ADP
inlawrev-27644	1129	12	their	their	PRON
inlawrev-27644	1129	13	401(k	401(k	NOUN
inlawrev-27644	1129	14	)	)	PUNCT
inlawrev-27644	1129	15	plans	plan	VERB
inlawrev-27644	1129	16	if	if	SCONJ
inlawrev-27644	1129	17	they	they	PRON
inlawrev-27644	1129	18	have	have	VERB
inlawrev-27644	1129	19	access	access	NOUN
inlawrev-27644	1129	20	to	to	ADP
inlawrev-27644	1129	21	investments	investment	NOUN
inlawrev-27644	1129	22	that	that	PRON
inlawrev-27644	1129	23	support	support	VERB
inlawrev-27644	1129	24	their	their	PRON
inlawrev-27644	1129	25	personal	personal	ADJ
inlawrev-27644	1129	26	values	value	NOUN
inlawrev-27644	1129	27	.	.	PUNCT
inlawrev-27644	1130	1	an	an	DET
inlawrev-27644	1130	2	increase	increase	NOUN
inlawrev-27644	1130	3	in	in	ADP
inlawrev-27644	1130	4	retirement	retirement	NOUN
inlawrev-27644	1130	5	savings	saving	NOUN
inlawrev-27644	1130	6	would	would	AUX
inlawrev-27644	1130	7	help	help	VERB
inlawrev-27644	1130	8	close	close	VERB
inlawrev-27644	1130	9	the	the	DET
inlawrev-27644	1130	10	substantial	substantial	ADJ
inlawrev-27644	1130	11	pension	pension	NOUN
inlawrev-27644	1130	12	gap	gap	NOUN
inlawrev-27644	1130	13	that	that	PRON
inlawrev-27644	1130	14	exists	exist	VERB
inlawrev-27644	1130	15	,	,	PUNCT
inlawrev-27644	1130	16	particularly	particularly	ADV
inlawrev-27644	1130	17	for	for	ADP
inlawrev-27644	1130	18	young	young	ADJ
inlawrev-27644	1130	19	employees	employee	NOUN
inlawrev-27644	1130	20	and	and	CCONJ
inlawrev-27644	1130	21	women	woman	NOUN
inlawrev-27644	1130	22	who	who	PRON
inlawrev-27644	1130	23	are	be	AUX
inlawrev-27644	1130	24	particularly	particularly	ADV
inlawrev-27644	1130	25	vulnerable	vulnerable	ADJ
inlawrev-27644	1130	26	to	to	ADP
inlawrev-27644	1130	27	under	under	ADP
inlawrev-27644	1130	28	saving	saving	NOUN
inlawrev-27644	1130	29	.	.	PUNCT
inlawrev-27644	1131	1	companies	company	NOUN
inlawrev-27644	1131	2	will	will	AUX
inlawrev-27644	1131	3	benefit	benefit	VERB
inlawrev-27644	1131	4	if	if	SCONJ
inlawrev-27644	1131	5	employees	employee	NOUN
inlawrev-27644	1131	6	place	place	VERB
inlawrev-27644	1131	7	a	a	DET
inlawrev-27644	1131	8	greater	great	ADJ
inlawrev-27644	1131	9	value	value	NOUN
inlawrev-27644	1131	10	on	on	ADP
inlawrev-27644	1131	11	their	their	PRON
inlawrev-27644	1131	12	401(k	401(k	NOUN
inlawrev-27644	1131	13	)	)	PUNCT
inlawrev-27644	1131	14	plans	plan	NOUN
inlawrev-27644	1131	15	.	.	PUNCT
inlawrev-27644	1132	1	and	and	CCONJ
inlawrev-27644	1132	2	,	,	PUNCT
inlawrev-27644	1132	3	the	the	DET
inlawrev-27644	1132	4	world	world	NOUN
inlawrev-27644	1132	5	would	would	AUX
inlawrev-27644	1132	6	benefit	benefit	VERB
inlawrev-27644	1132	7	from	from	ADP
inlawrev-27644	1132	8	increased	increase	VERB
inlawrev-27644	1132	9	assets	asset	NOUN
inlawrev-27644	1132	10	flowing	flow	VERB
inlawrev-27644	1132	11	to	to	ADP
inlawrev-27644	1132	12	sustainable	sustainable	ADJ
inlawrev-27644	1132	13	investments	investment	NOUN
inlawrev-27644	1132	14	at	at	ADP
inlawrev-27644	1132	15	a	a	DET
inlawrev-27644	1132	16	time	time	NOUN
inlawrev-27644	1132	17	when	when	SCONJ
inlawrev-27644	1132	18	climate	climate	NOUN
inlawrev-27644	1132	19	and	and	CCONJ
inlawrev-27644	1132	20	social	social	ADJ
inlawrev-27644	1132	21	sustainability	sustainability	NOUN
inlawrev-27644	1132	22	are	be	AUX
inlawrev-27644	1132	23	close	close	ADJ
inlawrev-27644	1132	24	to	to	ADP
inlawrev-27644	1132	25	or	or	CCONJ
inlawrev-27644	1132	26	in	in	ADP
inlawrev-27644	1132	27	crisis	crisis	NOUN
inlawrev-27644	1132	28	.	.	PUNCT