id	sid	tid	token	lemma	pos
inlawrev-27984	1	1	from	from	ADP
inlawrev-27984	1	2	american	american	PROPN
inlawrev-27984	1	3	nightmare	nightmare	PROPN
inlawrev-27984	1	4	to	to	ADP
inlawrev-27984	1	5	american	american	ADJ
inlawrev-27984	1	6	dream	dream	NOUN
inlawrev-27984	1	7	?	?	PUNCT
inlawrev-27984	2	1	a	a	DET
inlawrev-27984	2	2	comprehensive	comprehensive	ADJ
inlawrev-27984	2	3	solution	solution	NOUN
inlawrev-27984	2	4	to	to	ADP
inlawrev-27984	2	5	racially	racially	ADV
inlawrev-27984	2	6	discriminatory	discriminatory	ADJ
inlawrev-27984	2	7	appraisal	appraisal	NOUN
inlawrev-27984	2	8	practices	practice	NOUN
inlawrev-27984	2	9	eleanor	eleanor	PROPN
inlawrev-27984	2	10	klemsz	klemsz	PROPN
inlawrev-27984	2	11	*	*	PROPN
inlawrev-27984	2	12	introduction	introduction	NOUN
inlawrev-27984	2	13	in	in	ADP
inlawrev-27984	2	14	march	march	PROPN
inlawrev-27984	2	15	2020	2020	NUM
inlawrev-27984	2	16	,	,	PUNCT
inlawrev-27984	2	17	carlette	carlette	PROPN
inlawrev-27984	2	18	duffy	duffy	PROPN
inlawrev-27984	2	19	,	,	PUNCT
inlawrev-27984	2	20	an	an	DET
inlawrev-27984	2	21	african	african	ADJ
inlawrev-27984	2	22	american	american	ADJ
inlawrev-27984	2	23	woman	woman	NOUN
inlawrev-27984	2	24	and	and	CCONJ
inlawrev-27984	2	25	a	a	DET
inlawrev-27984	2	26	resident	resident	NOUN
inlawrev-27984	2	27	of	of	ADP
inlawrev-27984	2	28	indianapolis	indianapolis	PROPN
inlawrev-27984	2	29	,	,	PUNCT
inlawrev-27984	2	30	indiana	indiana	PROPN
inlawrev-27984	2	31	,	,	PUNCT
inlawrev-27984	2	32	began	begin	VERB
inlawrev-27984	2	33	the	the	DET
inlawrev-27984	2	34	process	process	NOUN
inlawrev-27984	2	35	of	of	ADP
inlawrev-27984	2	36	refinancing	refinance	VERB
inlawrev-27984	2	37	the	the	DET
inlawrev-27984	2	38	mortgage	mortgage	NOUN
inlawrev-27984	2	39	on	on	ADP
inlawrev-27984	2	40	her	she	PRON
inlawrev-27984	2	41	home.1	home.1	NOUN
inlawrev-27984	2	42	between	between	ADP
inlawrev-27984	2	43	march	march	PROPN
inlawrev-27984	2	44	and	and	CCONJ
inlawrev-27984	2	45	july	july	PROPN
inlawrev-27984	2	46	2020	2020	NUM
inlawrev-27984	2	47	,	,	PUNCT
inlawrev-27984	2	48	ms	ms	PROPN
inlawrev-27984	2	49	.	.	PROPN
inlawrev-27984	2	50	duffy	duffy	PROPN
inlawrev-27984	2	51	had	have	VERB
inlawrev-27984	2	52	her	her	PRON
inlawrev-27984	2	53	home	home	NOUN
inlawrev-27984	2	54	appraised	appraise	VERB
inlawrev-27984	2	55	twice	twice	ADV
inlawrev-27984	2	56	,	,	PUNCT
inlawrev-27984	2	57	by	by	ADP
inlawrev-27984	2	58	two	two	NUM
inlawrev-27984	2	59	different	different	ADJ
inlawrev-27984	2	60	lenders	lender	NOUN
inlawrev-27984	2	61	and	and	CCONJ
inlawrev-27984	2	62	two	two	NUM
inlawrev-27984	2	63	different	different	ADJ
inlawrev-27984	2	64	appraisers.2	appraisers.2	NOUN
inlawrev-27984	2	65	the	the	DET
inlawrev-27984	2	66	first	first	ADJ
inlawrev-27984	2	67	appraisal	appraisal	NOUN
inlawrev-27984	2	68	valued	value	VERB
inlawrev-27984	2	69	her	her	PRON
inlawrev-27984	2	70	home	home	NOUN
inlawrev-27984	2	71	at	at	ADP
inlawrev-27984	2	72	$	$	SYM
inlawrev-27984	2	73	125,000	125,000	NUM
inlawrev-27984	2	74	,	,	PUNCT
inlawrev-27984	2	75	while	while	SCONJ
inlawrev-27984	2	76	the	the	DET
inlawrev-27984	2	77	second	second	NOUN
inlawrev-27984	2	78	valued	value	VERB
inlawrev-27984	2	79	her	her	PRON
inlawrev-27984	2	80	home	home	NOUN
inlawrev-27984	2	81	at	at	ADP
inlawrev-27984	2	82	$	$	SYM
inlawrev-27984	2	83	110,000.3	110,000.3	NUM
inlawrev-27984	2	84	however	however	ADV
inlawrev-27984	2	85	,	,	PUNCT
inlawrev-27984	2	86	at	at	ADP
inlawrev-27984	2	87	the	the	DET
inlawrev-27984	2	88	time	time	NOUN
inlawrev-27984	2	89	,	,	PUNCT
inlawrev-27984	2	90	ms	ms	PROPN
inlawrev-27984	2	91	.	.	PROPN
inlawrev-27984	2	92	duffy	duffy	PROPN
inlawrev-27984	2	93	believed	believe	VERB
inlawrev-27984	2	94	her	her	PRON
inlawrev-27984	2	95	home	home	NOUN
inlawrev-27984	2	96	to	to	PART
inlawrev-27984	2	97	be	be	AUX
inlawrev-27984	2	98	worth	worth	ADJ
inlawrev-27984	2	99	approximately	approximately	ADV
inlawrev-27984	2	100	$	$	SYM
inlawrev-27984	2	101	185,000.4	185,000.4	NUM
inlawrev-27984	2	102	ms	ms	PROPN
inlawrev-27984	2	103	.	.	PROPN
inlawrev-27984	2	104	duffy	duffy	PROPN
inlawrev-27984	2	105	questioned	question	VERB
inlawrev-27984	2	106	whether	whether	SCONJ
inlawrev-27984	2	107	her	her	PRON
inlawrev-27984	2	108	race	race	NOUN
inlawrev-27984	2	109	or	or	CCONJ
inlawrev-27984	2	110	residence	residence	NOUN
inlawrev-27984	2	111	in	in	ADP
inlawrev-27984	2	112	a	a	DET
inlawrev-27984	2	113	historically	historically	ADV
inlawrev-27984	2	114	black	black	ADJ
inlawrev-27984	2	115	neighborhood	neighborhood	NOUN
inlawrev-27984	2	116	affected	affect	VERB
inlawrev-27984	2	117	the	the	DET
inlawrev-27984	2	118	appraisal	appraisal	NOUN
inlawrev-27984	2	119	values	value	NOUN
inlawrev-27984	2	120	,	,	PUNCT
inlawrev-27984	2	121	and	and	CCONJ
inlawrev-27984	2	122	she	she	PRON
inlawrev-27984	2	123	decided	decide	VERB
inlawrev-27984	2	124	to	to	PART
inlawrev-27984	2	125	conduct	conduct	VERB
inlawrev-27984	2	126	a	a	DET
inlawrev-27984	2	127	fair	fair	ADJ
inlawrev-27984	2	128	housing	housing	NOUN
inlawrev-27984	2	129	test.5	test.5	PROPN
inlawrev-27984	2	130	in	in	ADP
inlawrev-27984	2	131	october	october	PROPN
inlawrev-27984	2	132	2020	2020	NUM
inlawrev-27984	2	133	,	,	PUNCT
inlawrev-27984	2	134	she	she	PRON
inlawrev-27984	2	135	reached	reach	VERB
inlawrev-27984	2	136	out	out	ADP
inlawrev-27984	2	137	to	to	ADP
inlawrev-27984	2	138	a	a	DET
inlawrev-27984	2	139	new	new	ADJ
inlawrev-27984	2	140	lender	lender	NOUN
inlawrev-27984	2	141	and	and	CCONJ
inlawrev-27984	2	142	did	do	AUX
inlawrev-27984	2	143	not	not	PART
inlawrev-27984	2	144	disclose	disclose	VERB
inlawrev-27984	2	145	her	her	PRON
inlawrev-27984	2	146	race	race	NOUN
inlawrev-27984	2	147	or	or	CCONJ
inlawrev-27984	2	148	gender.6	gender.6	PROPN
inlawrev-27984	2	149	ms	ms	PROPN
inlawrev-27984	2	150	.	.	PROPN
inlawrev-27984	2	151	duffy	duffy	PROPN
inlawrev-27984	2	152	never	never	ADV
inlawrev-27984	2	153	spoke	speak	VERB
inlawrev-27984	2	154	to	to	ADP
inlawrev-27984	2	155	the	the	DET
inlawrev-27984	2	156	new	new	ADJ
inlawrev-27984	2	157	appraiser	appraiser	NOUN
inlawrev-27984	2	158	over	over	ADP
inlawrev-27984	2	159	the	the	DET
inlawrev-27984	2	160	phone	phone	NOUN
inlawrev-27984	2	161	,	,	PUNCT
inlawrev-27984	2	162	removed	remove	VERB
inlawrev-27984	2	163	all	all	DET
inlawrev-27984	2	164	traces	trace	NOUN
inlawrev-27984	2	165	of	of	ADP
inlawrev-27984	2	166	her	her	PRON
inlawrev-27984	2	167	identity	identity	NOUN
inlawrev-27984	2	168	—	—	PUNCT
inlawrev-27984	2	169	including	include	VERB
inlawrev-27984	2	170	family	family	NOUN
inlawrev-27984	2	171	photos	photo	NOUN
inlawrev-27984	2	172	,	,	PUNCT
inlawrev-27984	2	173	african	african	ADJ
inlawrev-27984	2	174	american	american	ADJ
inlawrev-27984	2	175	art	art	NOUN
inlawrev-27984	2	176	,	,	PUNCT
inlawrev-27984	2	177	and	and	CCONJ
inlawrev-27984	2	178	books	book	NOUN
inlawrev-27984	2	179	—	—	PUNCT
inlawrev-27984	2	180	from	from	ADP
inlawrev-27984	2	181	her	her	PRON
inlawrev-27984	2	182	home	home	NOUN
inlawrev-27984	2	183	,	,	PUNCT
inlawrev-27984	2	184	and	and	CCONJ
inlawrev-27984	2	185	had	have	VERB
inlawrev-27984	2	186	a	a	DET
inlawrev-27984	2	187	white	white	ADJ
inlawrev-27984	2	188	male	male	ADJ
inlawrev-27984	2	189	friend	friend	NOUN
inlawrev-27984	2	190	stand	stand	VERB
inlawrev-27984	2	191	in	in	ADP
inlawrev-27984	2	192	for	for	ADP
inlawrev-27984	2	193	the	the	DET
inlawrev-27984	2	194	appraisal	appraisal	NOUN
inlawrev-27984	2	195	visit.7	visit.7	PROPN
inlawrev-27984	2	196	in	in	ADP
inlawrev-27984	2	197	november	november	PROPN
inlawrev-27984	2	198	2021	2021	NUM
inlawrev-27984	2	199	,	,	PUNCT
inlawrev-27984	2	200	ms	ms	PROPN
inlawrev-27984	2	201	.	.	PROPN
inlawrev-27984	2	202	duffy	duffy	PROPN
inlawrev-27984	2	203	received	receive	VERB
inlawrev-27984	2	204	the	the	DET
inlawrev-27984	2	205	valuation	valuation	NOUN
inlawrev-27984	2	206	of	of	ADP
inlawrev-27984	2	207	the	the	DET
inlawrev-27984	2	208	third	third	ADJ
inlawrev-27984	2	209	appraisal	appraisal	NOUN
inlawrev-27984	2	210	:	:	PUNCT
inlawrev-27984	2	211	$	$	SYM
inlawrev-27984	2	212	259,000.8	259,000.8	NUM
inlawrev-27984	2	213	the	the	DET
inlawrev-27984	2	214	value	value	NOUN
inlawrev-27984	2	215	of	of	ADP
inlawrev-27984	2	216	her	her	PRON
inlawrev-27984	2	217	home	home	NOUN
inlawrev-27984	2	218	had	have	AUX
inlawrev-27984	2	219	more	more	ADV
inlawrev-27984	2	220	than	than	ADP
inlawrev-27984	2	221	doubled	double	VERB
inlawrev-27984	2	222	.	.	PUNCT
inlawrev-27984	3	1	ms	ms	PROPN
inlawrev-27984	3	2	.	.	PROPN
inlawrev-27984	3	3	duffy	duffy	PROPN
inlawrev-27984	3	4	reported	report	VERB
inlawrev-27984	3	5	her	her	PRON
inlawrev-27984	3	6	experiences	experience	NOUN
inlawrev-27984	3	7	to	to	ADP
inlawrev-27984	3	8	the	the	DET
inlawrev-27984	3	9	fair	fair	ADJ
inlawrev-27984	3	10	housing	housing	NOUN
inlawrev-27984	3	11	center	center	NOUN
inlawrev-27984	3	12	of	of	ADP
inlawrev-27984	3	13	central	central	PROPN
inlawrev-27984	3	14	indiana	indiana	PROPN
inlawrev-27984	3	15	(	(	PUNCT
inlawrev-27984	3	16	“	"	PUNCT
inlawrev-27984	3	17	fhcci	fhcci	PROPN
inlawrev-27984	3	18	”	"	PUNCT
inlawrev-27984	3	19	)	)	PUNCT
inlawrev-27984	3	20	,	,	PUNCT
inlawrev-27984	3	21	which	which	PRON
inlawrev-27984	3	22	then	then	ADV
inlawrev-27984	3	23	opened	open	VERB
inlawrev-27984	3	24	an	an	DET
inlawrev-27984	3	25	investigation	investigation	NOUN
inlawrev-27984	3	26	and	and	CCONJ
inlawrev-27984	3	27	filed	file	VERB
inlawrev-27984	3	28	a	a	DET
inlawrev-27984	3	29	complaint	complaint	NOUN
inlawrev-27984	3	30	with	with	ADP
inlawrev-27984	3	31	the	the	DET
inlawrev-27984	3	32	united	united	PROPN
inlawrev-27984	3	33	states	states	PROPN
inlawrev-27984	3	34	department	department	PROPN
inlawrev-27984	3	35	of	of	ADP
inlawrev-27984	3	36	housing	housing	PROPN
inlawrev-27984	3	37	and	and	CCONJ
inlawrev-27984	3	38	urban	urban	ADJ
inlawrev-27984	3	39	development	development	NOUN
inlawrev-27984	3	40	(	(	PUNCT
inlawrev-27984	3	41	“	"	PUNCT
inlawrev-27984	3	42	hud”).9	hud”).9	X
inlawrev-27984	3	43	unfortunately	unfortunately	ADV
inlawrev-27984	3	44	,	,	PUNCT
inlawrev-27984	3	45	ms	ms	PROPN
inlawrev-27984	3	46	.	.	PROPN
inlawrev-27984	3	47	duffy	duffy	PROPN
inlawrev-27984	3	48	’s	’s	PART
inlawrev-27984	3	49	story	story	NOUN
inlawrev-27984	3	50	is	be	AUX
inlawrev-27984	3	51	not	not	PART
inlawrev-27984	3	52	unique	unique	ADJ
inlawrev-27984	3	53	.	.	PUNCT
inlawrev-27984	4	1	indeed	indeed	ADV
inlawrev-27984	4	2	,	,	PUNCT
inlawrev-27984	4	3	in	in	ADP
inlawrev-27984	4	4	december	december	PROPN
inlawrev-27984	4	5	2021	2021	NUM
inlawrev-27984	4	6	,	,	PUNCT
inlawrev-27984	4	7	a	a	DET
inlawrev-27984	4	8	lawsuit	lawsuit	NOUN
inlawrev-27984	4	9	was	be	AUX
inlawrev-27984	4	10	filed	file	VERB
inlawrev-27984	4	11	in	in	ADP
inlawrev-27984	4	12	the	the	DET
inlawrev-27984	4	13	u.s	u.s	PROPN
inlawrev-27984	4	14	.	.	PROPN
inlawrev-27984	4	15	district	district	PROPN
inlawrev-27984	4	16	court	court	NOUN
inlawrev-27984	4	17	in	in	ADP
inlawrev-27984	4	18	san	san	PROPN
inlawrev-27984	4	19	francisco	francisco	PROPN
inlawrev-27984	4	20	on	on	ADP
inlawrev-27984	4	21	behalf	behalf	NOUN
inlawrev-27984	4	22	of	of	ADP
inlawrev-27984	4	23	paul	paul	PROPN
inlawrev-27984	4	24	and	and	CCONJ
inlawrev-27984	4	25	tenisha	tenisha	PROPN
inlawrev-27984	4	26	tate	tate	PROPN
inlawrev-27984	4	27	-	-	PUNCT
inlawrev-27984	4	28	austin	austin	PROPN
inlawrev-27984	4	29	,	,	PUNCT
inlawrev-27984	4	30	african	african	ADJ
inlawrev-27984	4	31	american	american	ADJ
inlawrev-27984	4	32	homeowners	homeowner	NOUN
inlawrev-27984	4	33	in	in	ADP
inlawrev-27984	4	34	marin	marin	PROPN
inlawrev-27984	4	35	city	city	PROPN
inlawrev-27984	4	36	,	,	PUNCT
inlawrev-27984	4	37	california	california	PROPN
inlawrev-27984	4	38	,	,	PUNCT
inlawrev-27984	4	39	which	which	PRON
inlawrev-27984	4	40	is	be	AUX
inlawrev-27984	4	41	“	"	PUNCT
inlawrev-27984	4	42	one	one	NUM
inlawrev-27984	4	43	of	of	ADP
inlawrev-27984	4	44	two	two	NUM
inlawrev-27984	4	45	census	census	NOUN
inlawrev-27984	4	46	tracts	tract	NOUN
inlawrev-27984	4	47	in	in	ADP
inlawrev-27984	4	48	which	which	PRON
inlawrev-27984	4	49	the	the	DET
inlawrev-27984	4	50	majority	majority	NOUN
inlawrev-27984	4	51	of	of	ADP
inlawrev-27984	4	52	marin	marin	NOUN
inlawrev-27984	4	53	*	*	PUNCT
inlawrev-27984	4	54	j.d	j.d	PROPN
inlawrev-27984	4	55	.	.	PROPN
inlawrev-27984	4	56	candidate	candidate	NOUN
inlawrev-27984	4	57	,	,	PUNCT
inlawrev-27984	4	58	2024	2024	NUM
inlawrev-27984	4	59	,	,	PUNCT
inlawrev-27984	4	60	indiana	indiana	PROPN
inlawrev-27984	4	61	university	university	PROPN
inlawrev-27984	4	62	robert	robert	PROPN
inlawrev-27984	4	63	h.	h.	PROPN
inlawrev-27984	4	64	mckinney	mckinney	PROPN
inlawrev-27984	4	65	school	school	PROPN
inlawrev-27984	4	66	of	of	ADP
inlawrev-27984	4	67	law	law	NOUN
inlawrev-27984	4	68	;	;	PUNCT
inlawrev-27984	4	69	b.a	b.a	PROPN
inlawrev-27984	4	70	.	.	PROPN
inlawrev-27984	4	71	2018	2018	NUM
inlawrev-27984	4	72	,	,	PUNCT
inlawrev-27984	4	73	indiana	indiana	PROPN
inlawrev-27984	4	74	university	university	PROPN
inlawrev-27984	4	75	–	–	PUNCT
inlawrev-27984	4	76	bloomington	bloomington	PROPN
inlawrev-27984	4	77	,	,	PUNCT
inlawrev-27984	4	78	indiana	indiana	PROPN
inlawrev-27984	4	79	.	.	PUNCT
inlawrev-27984	5	1	1	1	X
inlawrev-27984	5	2	.	.	X
inlawrev-27984	5	3	housing	housing	NOUN
inlawrev-27984	5	4	discrimination	discrimination	NOUN
inlawrev-27984	5	5	complaint	complaint	NOUN
inlawrev-27984	5	6	,	,	PUNCT
inlawrev-27984	5	7	filed	file	VERB
inlawrev-27984	5	8	on	on	ADP
inlawrev-27984	5	9	behalf	behalf	NOUN
inlawrev-27984	5	10	of	of	ADP
inlawrev-27984	5	11	carlette	carlette	PROPN
inlawrev-27984	5	12	duffy	duffy	PROPN
inlawrev-27984	5	13	by	by	ADP
inlawrev-27984	5	14	the	the	DET
inlawrev-27984	5	15	fair	fair	ADJ
inlawrev-27984	5	16	housing	housing	NOUN
inlawrev-27984	5	17	center	center	NOUN
inlawrev-27984	5	18	of	of	ADP
inlawrev-27984	5	19	central	central	PROPN
inlawrev-27984	5	20	indiana	indiana	PROPN
inlawrev-27984	5	21	,	,	PUNCT
inlawrev-27984	5	22	at	at	ADP
inlawrev-27984	5	23	*	*	NOUN
inlawrev-27984	5	24	2	2	NUM
inlawrev-27984	5	25	(	(	PUNCT
inlawrev-27984	5	26	mar	mar	PROPN
inlawrev-27984	5	27	.	.	PROPN
inlawrev-27984	5	28	2021	2021	NUM
inlawrev-27984	5	29	)	)	PUNCT
inlawrev-27984	5	30	,	,	PUNCT
inlawrev-27984	5	31	https://www.fhcci.org/wp-content/uploads/2021/05/	https://www.fhcci.org/wp-content/uploads/2021/05/	NOUN
inlawrev-27984	5	32	hud-complaints-freedom-boston.pdf	hud-complaints-freedom-boston.pdf	NOUN
inlawrev-27984	6	1	[	[	X
inlawrev-27984	6	2	https://perma.cc/5evp-e6cz	https://perma.cc/5evp-e6cz	X
inlawrev-27984	6	3	]	]	X
inlawrev-27984	7	1	[	[	X
inlawrev-27984	7	2	hereinafter	hereinafter	NOUN
inlawrev-27984	7	3	duffy	duffy	PROPN
inlawrev-27984	7	4	complaint	complaint	PROPN
inlawrev-27984	7	5	]	]	PUNCT
inlawrev-27984	7	6	.	.	PUNCT
inlawrev-27984	8	1	2	2	X
inlawrev-27984	8	2	.	.	X
inlawrev-27984	8	3	i	i	PRON
inlawrev-27984	8	4	d.	d.	PROPN
inlawrev-27984	8	5	;	;	PUNCT
inlawrev-27984	8	6	amended	amend	VERB
inlawrev-27984	8	7	housing	housing	NOUN
inlawrev-27984	8	8	discrimination	discrimination	NOUN
inlawrev-27984	8	9	complaint	complaint	NOUN
inlawrev-27984	8	10	,	,	PUNCT
inlawrev-27984	8	11	filed	file	VERB
inlawrev-27984	8	12	on	on	ADP
inlawrev-27984	8	13	behalf	behalf	NOUN
inlawrev-27984	8	14	of	of	ADP
inlawrev-27984	8	15	carlette	carlette	PROPN
inlawrev-27984	8	16	duffy	duffy	PROPN
inlawrev-27984	8	17	by	by	ADP
inlawrev-27984	8	18	the	the	DET
inlawrev-27984	8	19	fair	fair	ADJ
inlawrev-27984	8	20	housing	housing	NOUN
inlawrev-27984	8	21	center	center	NOUN
inlawrev-27984	8	22	of	of	ADP
inlawrev-27984	8	23	central	central	PROPN
inlawrev-27984	8	24	indiana	indiana	PROPN
inlawrev-27984	8	25	,	,	PUNCT
inlawrev-27984	8	26	at	at	ADP
inlawrev-27984	8	27	*	*	NOUN
inlawrev-27984	8	28	2	2	NUM
inlawrev-27984	8	29	(	(	PUNCT
inlawrev-27984	8	30	mar	mar	PROPN
inlawrev-27984	8	31	.	.	PROPN
inlawrev-27984	8	32	29	29	NUM
inlawrev-27984	8	33	,	,	PUNCT
inlawrev-27984	8	34	2021	2021	NUM
inlawrev-27984	8	35	)	)	PUNCT
inlawrev-27984	8	36	,	,	PUNCT
inlawrev-27984	8	37	https://www.fhcci.org/wpcontent/uploads/2021/05/hud-complaints-citywide-pierce.pdf	https://www.fhcci.org/wpcontent/uploads/2021/05/hud-complaints-citywide-pierce.pdf	PROPN
inlawrev-27984	8	38	[	[	X
inlawrev-27984	8	39	https://perma.cc/75pt-9p6r	https://perma.cc/75pt-9p6r	X
inlawrev-27984	8	40	]	]	X
inlawrev-27984	9	1	[	[	X
inlawrev-27984	9	2	hereinafter	hereinafter	NOUN
inlawrev-27984	9	3	amended	amend	VERB
inlawrev-27984	9	4	duffy	duffy	PROPN
inlawrev-27984	9	5	complaint	complaint	PROPN
inlawrev-27984	9	6	]	]	PUNCT
inlawrev-27984	9	7	.	.	PUNCT
inlawrev-27984	10	1	3	3	X
inlawrev-27984	10	2	.	.	X
inlawrev-27984	10	3	duffy	duffy	PROPN
inlawrev-27984	10	4	complaint	complaint	PROPN
inlawrev-27984	10	5	,	,	PUNCT
inlawrev-27984	10	6	supra	supra	PROPN
inlawrev-27984	10	7	note	note	NOUN
inlawrev-27984	10	8	1	1	NUM
inlawrev-27984	10	9	,	,	PUNCT
inlawrev-27984	10	10	at	at	ADP
inlawrev-27984	10	11	*	*	NOUN
inlawrev-27984	10	12	2	2	NUM
inlawrev-27984	10	13	;	;	PUNCT
inlawrev-27984	10	14	amended	amend	VERB
inlawrev-27984	10	15	duffy	duffy	PROPN
inlawrev-27984	10	16	complaint	complaint	PROPN
inlawrev-27984	10	17	,	,	PUNCT
inlawrev-27984	10	18	supra	supra	PROPN
inlawrev-27984	10	19	note	note	NOUN
inlawrev-27984	10	20	2	2	NUM
inlawrev-27984	10	21	,	,	PUNCT
inlawrev-27984	10	22	at	at	ADP
inlawrev-27984	10	23	*	*	PROPN
inlawrev-27984	10	24	2	2	NUM
inlawrev-27984	10	25	.	.	NOUN
inlawrev-27984	10	26	4	4	NUM
inlawrev-27984	10	27	.	.	NUM
inlawrev-27984	10	28	amended	amend	VERB
inlawrev-27984	10	29	duffy	duffy	PROPN
inlawrev-27984	10	30	complaint	complaint	PROPN
inlawrev-27984	10	31	,	,	PUNCT
inlawrev-27984	10	32	supra	supra	PROPN
inlawrev-27984	10	33	note	note	NOUN
inlawrev-27984	10	34	2	2	NUM
inlawrev-27984	10	35	,	,	PUNCT
inlawrev-27984	10	36	at	at	ADP
inlawrev-27984	10	37	*	*	PROPN
inlawrev-27984	10	38	2	2	NUM
inlawrev-27984	10	39	.	.	NOUN
inlawrev-27984	10	40	5	5	NUM
inlawrev-27984	10	41	.	.	PUNCT
inlawrev-27984	10	42	duffy	duffy	PROPN
inlawrev-27984	10	43	complaint	complaint	PROPN
inlawrev-27984	10	44	,	,	PUNCT
inlawrev-27984	10	45	supra	supra	PROPN
inlawrev-27984	10	46	note	note	NOUN
inlawrev-27984	10	47	1	1	NUM
inlawrev-27984	10	48	,	,	PUNCT
inlawrev-27984	10	49	at	at	ADP
inlawrev-27984	10	50	*	*	NOUN
inlawrev-27984	10	51	2	2	NUM
inlawrev-27984	10	52	;	;	PUNCT
inlawrev-27984	10	53	amended	amend	VERB
inlawrev-27984	10	54	duffy	duffy	PROPN
inlawrev-27984	10	55	complaint	complaint	PROPN
inlawrev-27984	10	56	,	,	PUNCT
inlawrev-27984	10	57	supra	supra	PROPN
inlawrev-27984	10	58	note	note	NOUN
inlawrev-27984	10	59	2	2	NUM
inlawrev-27984	10	60	,	,	PUNCT
inlawrev-27984	10	61	at	at	ADP
inlawrev-27984	10	62	*	*	PROPN
inlawrev-27984	10	63	2	2	NUM
inlawrev-27984	10	64	.	.	NOUN
inlawrev-27984	10	65	6	6	NUM
inlawrev-27984	10	66	.	.	PUNCT
inlawrev-27984	11	1	duffy	duffy	PROPN
inlawrev-27984	11	2	complaint	complaint	PROPN
inlawrev-27984	11	3	,	,	PUNCT
inlawrev-27984	11	4	supra	supra	PROPN
inlawrev-27984	11	5	note	note	NOUN
inlawrev-27984	11	6	1	1	NUM
inlawrev-27984	11	7	,	,	PUNCT
inlawrev-27984	11	8	at	at	ADP
inlawrev-27984	11	9	*	*	NOUN
inlawrev-27984	11	10	2	2	NUM
inlawrev-27984	11	11	;	;	PUNCT
inlawrev-27984	11	12	amended	amend	VERB
inlawrev-27984	11	13	duffy	duffy	PROPN
inlawrev-27984	11	14	complaint	complaint	PROPN
inlawrev-27984	11	15	,	,	PUNCT
inlawrev-27984	11	16	supra	supra	PROPN
inlawrev-27984	11	17	note	note	NOUN
inlawrev-27984	11	18	2	2	NUM
inlawrev-27984	11	19	,	,	PUNCT
inlawrev-27984	11	20	at	at	ADP
inlawrev-27984	11	21	*	*	PROPN
inlawrev-27984	11	22	2	2	NUM
inlawrev-27984	11	23	.	.	NOUN
inlawrev-27984	11	24	7	7	NUM
inlawrev-27984	11	25	.	.	PUNCT
inlawrev-27984	11	26	duffy	duffy	PROPN
inlawrev-27984	11	27	complaint	complaint	PROPN
inlawrev-27984	11	28	,	,	PUNCT
inlawrev-27984	11	29	supra	supra	PROPN
inlawrev-27984	11	30	note	note	NOUN
inlawrev-27984	11	31	1	1	NUM
inlawrev-27984	11	32	,	,	PUNCT
inlawrev-27984	11	33	at	at	ADP
inlawrev-27984	11	34	*	*	NOUN
inlawrev-27984	11	35	2	2	NUM
inlawrev-27984	11	36	;	;	PUNCT
inlawrev-27984	11	37	amended	amend	VERB
inlawrev-27984	11	38	duffy	duffy	PROPN
inlawrev-27984	11	39	complaint	complaint	PROPN
inlawrev-27984	11	40	,	,	PUNCT
inlawrev-27984	11	41	supra	supra	PROPN
inlawrev-27984	11	42	note	note	NOUN
inlawrev-27984	11	43	2	2	NUM
inlawrev-27984	11	44	,	,	PUNCT
inlawrev-27984	11	45	at	at	ADP
inlawrev-27984	11	46	*	*	PROPN
inlawrev-27984	11	47	2	2	NUM
inlawrev-27984	11	48	.	.	NOUN
inlawrev-27984	11	49	8	8	NUM
inlawrev-27984	11	50	.	.	PUNCT
inlawrev-27984	12	1	duffy	duffy	PROPN
inlawrev-27984	12	2	complaint	complaint	PROPN
inlawrev-27984	12	3	,	,	PUNCT
inlawrev-27984	12	4	supra	supra	PROPN
inlawrev-27984	12	5	note	note	NOUN
inlawrev-27984	12	6	1	1	NUM
inlawrev-27984	12	7	,	,	PUNCT
inlawrev-27984	12	8	at	at	ADP
inlawrev-27984	12	9	*	*	NOUN
inlawrev-27984	12	10	2	2	NUM
inlawrev-27984	12	11	;	;	PUNCT
inlawrev-27984	12	12	amended	amend	VERB
inlawrev-27984	12	13	duffy	duffy	PROPN
inlawrev-27984	12	14	complaint	complaint	PROPN
inlawrev-27984	12	15	,	,	PUNCT
inlawrev-27984	12	16	supra	supra	PROPN
inlawrev-27984	12	17	note	note	NOUN
inlawrev-27984	12	18	2	2	NUM
inlawrev-27984	12	19	,	,	PUNCT
inlawrev-27984	12	20	at	at	ADP
inlawrev-27984	12	21	*	*	PROPN
inlawrev-27984	12	22	2	2	NUM
inlawrev-27984	12	23	.	.	NOUN
inlawrev-27984	12	24	9	9	NUM
inlawrev-27984	12	25	.	.	PUNCT
inlawrev-27984	13	1	duffy	duffy	PROPN
inlawrev-27984	13	2	complaint	complaint	PROPN
inlawrev-27984	13	3	,	,	PUNCT
inlawrev-27984	13	4	supra	supra	PROPN
inlawrev-27984	13	5	note	note	PROPN
inlawrev-27984	13	6	1	1	NUM
inlawrev-27984	13	7	;	;	PUNCT
inlawrev-27984	13	8	amended	amend	VERB
inlawrev-27984	13	9	duffy	duffy	PROPN
inlawrev-27984	13	10	complaint	complaint	PROPN
inlawrev-27984	13	11	,	,	PUNCT
inlawrev-27984	13	12	supra	supra	PROPN
inlawrev-27984	13	13	note	note	NOUN
inlawrev-27984	13	14	2	2	NUM
inlawrev-27984	13	15	.	.	NUM
inlawrev-27984	13	16	480	480	NUM
inlawrev-27984	13	17	indiana	indiana	PROPN
inlawrev-27984	13	18	law	law	PROPN
inlawrev-27984	13	19	review	review	NOUN
inlawrev-27984	14	1	[	[	X
inlawrev-27984	14	2	vol	vol	NOUN
inlawrev-27984	14	3	.	.	PUNCT
inlawrev-27984	15	1	57:479	57:479	NUM
inlawrev-27984	15	2	county	county	NOUN
inlawrev-27984	15	3	’s	’s	PART
inlawrev-27984	15	4	african	african	ADJ
inlawrev-27984	15	5	american	american	ADJ
inlawrev-27984	15	6	residents	resident	NOUN
inlawrev-27984	15	7	are	be	AUX
inlawrev-27984	15	8	concentrated	concentrate	VERB
inlawrev-27984	15	9	.	.	PUNCT
inlawrev-27984	16	1	”10	”10	NOUN
inlawrev-27984	16	2	after	after	ADP
inlawrev-27984	16	3	receiving	receive	VERB
inlawrev-27984	16	4	an	an	DET
inlawrev-27984	16	5	unexpectedly	unexpectedly	ADV
inlawrev-27984	16	6	low	low	ADJ
inlawrev-27984	16	7	appraisal	appraisal	NOUN
inlawrev-27984	16	8	value	value	NOUN
inlawrev-27984	16	9	,	,	PUNCT
inlawrev-27984	16	10	the	the	DET
inlawrev-27984	16	11	tate	tate	NOUN
inlawrev-27984	16	12	-	-	PUNCT
inlawrev-27984	16	13	austins	austin	NOUN
inlawrev-27984	16	14	removed	remove	VERB
inlawrev-27984	16	15	all	all	DET
inlawrev-27984	16	16	traces	trace	NOUN
inlawrev-27984	16	17	of	of	ADP
inlawrev-27984	16	18	their	their	PRON
inlawrev-27984	16	19	identity	identity	NOUN
inlawrev-27984	16	20	from	from	ADP
inlawrev-27984	16	21	their	their	PRON
inlawrev-27984	16	22	home	home	NOUN
inlawrev-27984	16	23	and	and	CCONJ
inlawrev-27984	16	24	had	have	VERB
inlawrev-27984	16	25	a	a	DET
inlawrev-27984	16	26	white	white	ADJ
inlawrev-27984	16	27	friend	friend	NOUN
inlawrev-27984	16	28	stand	stand	VERB
inlawrev-27984	16	29	in	in	ADP
inlawrev-27984	16	30	at	at	ADP
inlawrev-27984	16	31	the	the	DET
inlawrev-27984	16	32	appraisal	appraisal	NOUN
inlawrev-27984	16	33	visit.11	visit.11	VERB
inlawrev-27984	16	34	the	the	DET
inlawrev-27984	16	35	value	value	NOUN
inlawrev-27984	16	36	of	of	ADP
inlawrev-27984	16	37	their	their	PRON
inlawrev-27984	16	38	home	home	NOUN
inlawrev-27984	16	39	increased	increase	VERB
inlawrev-27984	16	40	by	by	ADP
inlawrev-27984	16	41	approximately	approximately	ADV
inlawrev-27984	16	42	$	$	SYM
inlawrev-27984	16	43	487,000.12	487,000.12	NUM
inlawrev-27984	16	44	and	and	CCONJ
inlawrev-27984	16	45	in	in	ADP
inlawrev-27984	16	46	august	august	PROPN
inlawrev-27984	16	47	2022	2022	NUM
inlawrev-27984	16	48	,	,	PUNCT
inlawrev-27984	16	49	a	a	DET
inlawrev-27984	16	50	lawsuit	lawsuit	NOUN
inlawrev-27984	16	51	was	be	AUX
inlawrev-27984	16	52	filed	file	VERB
inlawrev-27984	16	53	in	in	ADP
inlawrev-27984	16	54	the	the	DET
inlawrev-27984	16	55	u.s	u.s	PROPN
inlawrev-27984	16	56	.	.	PROPN
inlawrev-27984	16	57	district	district	PROPN
inlawrev-27984	16	58	court	court	PROPN
inlawrev-27984	16	59	in	in	ADP
inlawrev-27984	16	60	maryland	maryland	PROPN
inlawrev-27984	16	61	on	on	ADP
inlawrev-27984	16	62	behalf	behalf	NOUN
inlawrev-27984	16	63	of	of	ADP
inlawrev-27984	16	64	nathan	nathan	PROPN
inlawrev-27984	16	65	connolly	connolly	PROPN
inlawrev-27984	16	66	and	and	CCONJ
inlawrev-27984	16	67	shani	shani	PROPN
inlawrev-27984	16	68	mott	mott	PROPN
inlawrev-27984	16	69	,	,	PUNCT
inlawrev-27984	16	70	an	an	DET
inlawrev-27984	16	71	african	african	ADJ
inlawrev-27984	16	72	american	american	ADJ
inlawrev-27984	16	73	couple	couple	NOUN
inlawrev-27984	16	74	from	from	ADP
inlawrev-27984	16	75	baltimore	baltimore	PROPN
inlawrev-27984	16	76	,	,	PUNCT
inlawrev-27984	16	77	maryland	maryland	PROPN
inlawrev-27984	16	78	,	,	PUNCT
inlawrev-27984	16	79	who	who	PRON
inlawrev-27984	16	80	lived	live	VERB
inlawrev-27984	16	81	in	in	ADP
inlawrev-27984	16	82	homeland	homeland	NOUN
inlawrev-27984	16	83	,	,	PUNCT
inlawrev-27984	16	84	a	a	DET
inlawrev-27984	16	85	predominately	predominately	ADV
inlawrev-27984	16	86	white	white	ADJ
inlawrev-27984	16	87	neighborhood.13	neighborhood.13	PRON
inlawrev-27984	16	88	much	much	ADV
inlawrev-27984	16	89	like	like	ADP
inlawrev-27984	16	90	ms	ms	PROPN
inlawrev-27984	16	91	.	.	PROPN
inlawrev-27984	16	92	duffy	duffy	PROPN
inlawrev-27984	16	93	and	and	CCONJ
inlawrev-27984	16	94	the	the	DET
inlawrev-27984	16	95	tate	tate	NOUN
inlawrev-27984	16	96	-	-	PUNCT
inlawrev-27984	16	97	austins	austin	NOUN
inlawrev-27984	16	98	,	,	PUNCT
inlawrev-27984	16	99	connolly	connolly	PROPN
inlawrev-27984	16	100	and	and	CCONJ
inlawrev-27984	16	101	mott	mott	PROPN
inlawrev-27984	16	102	received	receive	VERB
inlawrev-27984	16	103	an	an	DET
inlawrev-27984	16	104	unsatisfactorily	unsatisfactorily	ADV
inlawrev-27984	16	105	low	low	ADJ
inlawrev-27984	16	106	appraisal	appraisal	NOUN
inlawrev-27984	16	107	value	value	NOUN
inlawrev-27984	16	108	before	before	ADP
inlawrev-27984	16	109	concealing	conceal	VERB
inlawrev-27984	16	110	their	their	PRON
inlawrev-27984	16	111	racial	racial	ADJ
inlawrev-27984	16	112	identities	identity	NOUN
inlawrev-27984	16	113	and	and	CCONJ
inlawrev-27984	16	114	conducting	conduct	VERB
inlawrev-27984	16	115	a	a	DET
inlawrev-27984	16	116	fair	fair	ADJ
inlawrev-27984	16	117	housing	housing	NOUN
inlawrev-27984	16	118	test.14	test.14	NOUN
inlawrev-27984	16	119	the	the	DET
inlawrev-27984	16	120	value	value	NOUN
inlawrev-27984	16	121	of	of	ADP
inlawrev-27984	16	122	their	their	PRON
inlawrev-27984	16	123	home	home	NOUN
inlawrev-27984	16	124	increased	increase	VERB
inlawrev-27984	16	125	from	from	ADP
inlawrev-27984	16	126	$	$	SYM
inlawrev-27984	16	127	472,000	472,000	NUM
inlawrev-27984	16	128	to	to	PART
inlawrev-27984	16	129	$	$	SYM
inlawrev-27984	16	130	750,00	750,00	NUM
inlawrev-27984	16	131	:	:	PUNCT
inlawrev-27984	16	132	a	a	DET
inlawrev-27984	16	133	$	$	SYM
inlawrev-27984	16	134	278,000	278,000	NUM
inlawrev-27984	16	135	difference.15	difference.15	NOUN
inlawrev-27984	16	136	indeed	indeed	ADV
inlawrev-27984	16	137	,	,	PUNCT
inlawrev-27984	16	138	these	these	DET
inlawrev-27984	16	139	stories	story	NOUN
inlawrev-27984	16	140	are	be	AUX
inlawrev-27984	16	141	just	just	ADV
inlawrev-27984	16	142	a	a	DET
inlawrev-27984	16	143	small	small	ADJ
inlawrev-27984	16	144	sample	sample	NOUN
inlawrev-27984	16	145	—	—	PUNCT
inlawrev-27984	16	146	there	there	PRON
inlawrev-27984	16	147	are	be	VERB
inlawrev-27984	16	148	more	more	ADJ
inlawrev-27984	16	149	reports	report	NOUN
inlawrev-27984	16	150	of	of	ADP
inlawrev-27984	16	151	discriminatory	discriminatory	ADJ
inlawrev-27984	16	152	appraisal	appraisal	NOUN
inlawrev-27984	16	153	practices	practice	NOUN
inlawrev-27984	16	154	across	across	ADP
inlawrev-27984	16	155	the	the	DET
inlawrev-27984	16	156	country	country	NOUN
inlawrev-27984	16	157	,	,	PUNCT
inlawrev-27984	16	158	from	from	ADP
inlawrev-27984	16	159	jacksonville	jacksonville	PROPN
inlawrev-27984	16	160	,	,	PUNCT
inlawrev-27984	16	161	florida	florida	PROPN
inlawrev-27984	16	162	and	and	CCONJ
inlawrev-27984	16	163	hartford	hartford	PROPN
inlawrev-27984	16	164	,	,	PUNCT
inlawrev-27984	16	165	connecticut	connecticut	PROPN
inlawrev-27984	16	166	to	to	ADP
inlawrev-27984	16	167	denver	denver	PROPN
inlawrev-27984	16	168	,	,	PUNCT
inlawrev-27984	16	169	colorado	colorado	PROPN
inlawrev-27984	16	170	and	and	CCONJ
inlawrev-27984	16	171	chicago	chicago	PROPN
inlawrev-27984	16	172	,	,	PUNCT
inlawrev-27984	16	173	illinois	illinois	PROPN
inlawrev-27984	16	174	,	,	PUNCT
inlawrev-27984	16	175	to	to	PART
inlawrev-27984	16	176	name	name	VERB
inlawrev-27984	16	177	a	a	DET
inlawrev-27984	16	178	few.16	few.16	NOUN
inlawrev-27984	16	179	moreover	moreover	ADV
inlawrev-27984	16	180	,	,	PUNCT
inlawrev-27984	16	181	not	not	PART
inlawrev-27984	16	182	every	every	DET
inlawrev-27984	16	183	homeowner	homeowner	NOUN
inlawrev-27984	16	184	has	have	VERB
inlawrev-27984	16	185	the	the	DET
inlawrev-27984	16	186	time	time	NOUN
inlawrev-27984	16	187	,	,	PUNCT
inlawrev-27984	16	188	resources	resource	NOUN
inlawrev-27984	16	189	,	,	PUNCT
inlawrev-27984	16	190	or	or	CCONJ
inlawrev-27984	16	191	know	know	NOUN
inlawrev-27984	16	192	-	-	PUNCT
inlawrev-27984	16	193	how	how	NOUN
inlawrev-27984	16	194	to	to	PART
inlawrev-27984	16	195	conduct	conduct	VERB
inlawrev-27984	16	196	fair	fair	ADJ
inlawrev-27984	16	197	housing	housing	NOUN
inlawrev-27984	16	198	tests	test	NOUN
inlawrev-27984	16	199	,	,	PUNCT
inlawrev-27984	16	200	and	and	CCONJ
inlawrev-27984	16	201	it	it	PRON
inlawrev-27984	16	202	is	be	AUX
inlawrev-27984	16	203	likely	likely	ADJ
inlawrev-27984	16	204	that	that	SCONJ
inlawrev-27984	16	205	many	many	ADJ
inlawrev-27984	16	206	cases	case	NOUN
inlawrev-27984	16	207	of	of	ADP
inlawrev-27984	16	208	appraisal	appraisal	NOUN
inlawrev-27984	16	209	discrimination	discrimination	NOUN
inlawrev-27984	16	210	go	go	VERB
inlawrev-27984	16	211	unreported	unreported	ADJ
inlawrev-27984	16	212	.	.	PUNCT
inlawrev-27984	17	1	beyond	beyond	ADP
inlawrev-27984	17	2	these	these	DET
inlawrev-27984	17	3	individual	individual	ADJ
inlawrev-27984	17	4	stories	story	NOUN
inlawrev-27984	17	5	of	of	ADP
inlawrev-27984	17	6	racial	racial	ADJ
inlawrev-27984	17	7	discrimination	discrimination	NOUN
inlawrev-27984	17	8	in	in	ADP
inlawrev-27984	17	9	the	the	DET
inlawrev-27984	17	10	appraisal	appraisal	NOUN
inlawrev-27984	17	11	process	process	NOUN
inlawrev-27984	17	12	,	,	PUNCT
inlawrev-27984	17	13	recent	recent	ADJ
inlawrev-27984	17	14	studies	study	NOUN
inlawrev-27984	17	15	have	have	AUX
inlawrev-27984	17	16	examined	examine	VERB
inlawrev-27984	17	17	the	the	DET
inlawrev-27984	17	18	greater	great	ADJ
inlawrev-27984	17	19	systemic	systemic	ADJ
inlawrev-27984	17	20	devaluation	devaluation	NOUN
inlawrev-27984	17	21	of	of	ADP
inlawrev-27984	17	22	homes	home	NOUN
inlawrev-27984	17	23	in	in	ADP
inlawrev-27984	17	24	predominately	predominately	ADV
inlawrev-27984	17	25	black	black	ADJ
inlawrev-27984	17	26	neighborhoods	neighborhood	NOUN
inlawrev-27984	17	27	.	.	PUNCT
inlawrev-27984	18	1	a	a	DET
inlawrev-27984	18	2	report	report	NOUN
inlawrev-27984	18	3	published	publish	VERB
inlawrev-27984	18	4	in	in	ADP
inlawrev-27984	18	5	november	november	PROPN
inlawrev-27984	18	6	2022	2022	NUM
inlawrev-27984	18	7	by	by	ADP
inlawrev-27984	18	8	the	the	DET
inlawrev-27984	18	9	weidenbaum	weidenbaum	NOUN
inlawrev-27984	18	10	center	center	NOUN
inlawrev-27984	18	11	at	at	ADP
inlawrev-27984	18	12	washington	washington	PROPN
inlawrev-27984	18	13	university	university	PROPN
inlawrev-27984	18	14	analyzed	analyze	VERB
inlawrev-27984	18	15	more	more	ADJ
inlawrev-27984	18	16	than	than	ADP
inlawrev-27984	18	17	32	32	NUM
inlawrev-27984	18	18	million	million	NUM
inlawrev-27984	18	19	appraisals.17	appraisals.17	NOUN
inlawrev-27984	18	20	it	it	PRON
inlawrev-27984	18	21	found	find	VERB
inlawrev-27984	18	22	that	that	SCONJ
inlawrev-27984	18	23	when	when	SCONJ
inlawrev-27984	18	24	comparing	compare	VERB
inlawrev-27984	18	25	“	"	PUNCT
inlawrev-27984	18	26	identical	identical	ADJ
inlawrev-27984	18	27	homes	home	NOUN
inlawrev-27984	18	28	in	in	ADP
inlawrev-27984	18	29	neighborhoods	neighborhood	NOUN
inlawrev-27984	18	30	with	with	ADP
inlawrev-27984	18	31	the	the	DET
inlawrev-27984	18	32	same	same	ADJ
inlawrev-27984	18	33	socioeconomic	socioeconomic	ADJ
inlawrev-27984	18	34	status	status	NOUN
inlawrev-27984	18	35	and	and	CCONJ
inlawrev-27984	18	36	comparable	comparable	ADJ
inlawrev-27984	18	37	amenities	amenity	NOUN
inlawrev-27984	18	38	,	,	PUNCT
inlawrev-27984	18	39	”	"	PUNCT
inlawrev-27984	18	40	homes	home	NOUN
inlawrev-27984	18	41	in	in	ADP
inlawrev-27984	18	42	predominately	predominately	ADV
inlawrev-27984	18	43	white	white	ADJ
inlawrev-27984	18	44	neighborhoods	neighborhood	NOUN
inlawrev-27984	18	45	were	be	AUX
inlawrev-27984	18	46	appraised	appraise	VERB
inlawrev-27984	18	47	for	for	ADP
inlawrev-27984	18	48	$	$	SYM
inlawrev-27984	18	49	370,000	370,000	NUM
inlawrev-27984	18	50	more	more	ADJ
inlawrev-27984	18	51	than	than	ADP
inlawrev-27984	18	52	homes	home	NOUN
inlawrev-27984	18	53	in	in	ADP
inlawrev-27984	18	54	communities	community	NOUN
inlawrev-27984	18	55	of	of	ADP
inlawrev-27984	18	56	color.18	color.18	PROPN
inlawrev-27984	18	57	indeed	indeed	ADV
inlawrev-27984	18	58	,	,	PUNCT
inlawrev-27984	18	59	“	"	PUNCT
inlawrev-27984	18	60	[	[	X
inlawrev-27984	18	61	t]his	t]his	ADP
inlawrev-27984	18	62	report	report	NOUN
inlawrev-27984	18	63	,	,	PUNCT
inlawrev-27984	18	64	in	in	ADP
inlawrev-27984	18	65	combination	combination	NOUN
inlawrev-27984	18	66	with	with	ADP
inlawrev-27984	18	67	10	10	NUM
inlawrev-27984	18	68	.	.	PUNCT
inlawrev-27984	19	1	tate	tate	PROPN
inlawrev-27984	19	2	-	-	PUNCT
inlawrev-27984	19	3	austin	austin	PROPN
inlawrev-27984	19	4	v.	v.	PROPN
inlawrev-27984	19	5	miller	miller	PROPN
inlawrev-27984	19	6	,	,	PUNCT
inlawrev-27984	19	7	no	no	INTJ
inlawrev-27984	19	8	.	.	NOUN
inlawrev-27984	19	9	21	21	NUM
inlawrev-27984	19	10	-	-	PUNCT
inlawrev-27984	19	11	cv-09319	cv-09319	NOUN
inlawrev-27984	19	12	-	-	PUNCT
inlawrev-27984	19	13	mmc	mmc	NOUN
inlawrev-27984	19	14	,	,	PUNCT
inlawrev-27984	19	15	2022	2022	NUM
inlawrev-27984	19	16	wl	wl	NOUN
inlawrev-27984	19	17	1105072	1105072	NUM
inlawrev-27984	19	18	,	,	PUNCT
inlawrev-27984	19	19	at	at	ADP
inlawrev-27984	19	20	*	*	NOUN
inlawrev-27984	19	21	1	1	NUM
inlawrev-27984	19	22	(	(	PUNCT
inlawrev-27984	19	23	n.d	n.d	PROPN
inlawrev-27984	19	24	.	.	PROPN
inlawrev-27984	19	25	cal	cal	PROPN
inlawrev-27984	19	26	.	.	PUNCT
inlawrev-27984	20	1	apr	apr	PROPN
inlawrev-27984	20	2	.	.	PROPN
inlawrev-27984	20	3	13	13	NUM
inlawrev-27984	20	4	,	,	PUNCT
inlawrev-27984	20	5	2022	2022	NUM
inlawrev-27984	20	6	)	)	PUNCT
inlawrev-27984	20	7	.	.	PUNCT
inlawrev-27984	21	1	11	11	NUM
inlawrev-27984	21	2	.	.	PUNCT
inlawrev-27984	22	1	i	i	PRON
inlawrev-27984	22	2	d.	d.	VERB
inlawrev-27984	22	3	at	at	ADP
inlawrev-27984	22	4	*	*	PROPN
inlawrev-27984	22	5	2	2	NUM
inlawrev-27984	22	6	.	.	NOUN
inlawrev-27984	22	7	12	12	NUM
inlawrev-27984	22	8	.	.	PUNCT
inlawrev-27984	23	1	i	i	PRON
inlawrev-27984	23	2	d.	d.	PROPN
inlawrev-27984	23	3	13	13	NUM
inlawrev-27984	23	4	.	.	PUNCT
inlawrev-27984	24	1	complaint	complaint	NOUN
inlawrev-27984	24	2	and	and	CCONJ
inlawrev-27984	24	3	jury	jury	NOUN
inlawrev-27984	24	4	demand	demand	NOUN
inlawrev-27984	24	5	,	,	PUNCT
inlawrev-27984	24	6	connolly	connolly	PROPN
inlawrev-27984	24	7	v.	v.	PROPN
inlawrev-27984	24	8	lanham	lanham	PROPN
inlawrev-27984	24	9	,	,	PUNCT
inlawrev-27984	24	10	no	no	INTJ
inlawrev-27984	24	11	.	.	PUNCT
inlawrev-27984	25	1	1:22	1:22	NUM
inlawrev-27984	25	2	-	-	PUNCT
inlawrev-27984	25	3	cv-02048	cv-02048	NOUN
inlawrev-27984	25	4	-	-	PUNCT
inlawrev-27984	25	5	bpg	bpg	NOUN
inlawrev-27984	25	6	,	,	PUNCT
inlawrev-27984	25	7	at	at	ADP
inlawrev-27984	25	8	*	*	NOUN
inlawrev-27984	25	9	2	2	NUM
inlawrev-27984	25	10	(	(	PUNCT
inlawrev-27984	25	11	d.	d.	PROPN
inlawrev-27984	25	12	md	md	PROPN
inlawrev-27984	25	13	.	.	PUNCT
inlawrev-27984	26	1	aug	aug	PROPN
inlawrev-27984	26	2	.	.	PROPN
inlawrev-27984	26	3	15	15	NUM
inlawrev-27984	26	4	,	,	PUNCT
inlawrev-27984	26	5	2022	2022	NUM
inlawrev-27984	26	6	)	)	PUNCT
inlawrev-27984	26	7	.	.	PUNCT
inlawrev-27984	27	1	14	14	NUM
inlawrev-27984	27	2	.	.	PUNCT
inlawrev-27984	28	1	i	i	PRON
inlawrev-27984	28	2	d.	d.	PROPN
inlawrev-27984	28	3	at	at	ADP
inlawrev-27984	28	4	3	3	NUM
inlawrev-27984	28	5	-	-	SYM
inlawrev-27984	28	6	4	4	NUM
inlawrev-27984	28	7	.	.	NOUN
inlawrev-27984	28	8	15	15	NUM
inlawrev-27984	28	9	.	.	PUNCT
inlawrev-27984	29	1	i	i	PRON
inlawrev-27984	29	2	d.	d.	PROPN
inlawrev-27984	29	3	16	16	NUM
inlawrev-27984	29	4	.	.	PUNCT
inlawrev-27984	30	1	debra	debra	PROPN
inlawrev-27984	30	2	kamin	kamin	PROPN
inlawrev-27984	30	3	,	,	PUNCT
inlawrev-27984	30	4	black	black	ADJ
inlawrev-27984	30	5	homeowners	homeowner	NOUN
inlawrev-27984	30	6	face	face	VERB
inlawrev-27984	30	7	discrimination	discrimination	NOUN
inlawrev-27984	30	8	in	in	ADP
inlawrev-27984	30	9	appraisals	appraisal	NOUN
inlawrev-27984	30	10	,	,	PUNCT
inlawrev-27984	30	11	n.y	n.y	PROPN
inlawrev-27984	30	12	.	.	PROPN
inlawrev-27984	30	13	times	times	PROPN
inlawrev-27984	30	14	(	(	PUNCT
inlawrev-27984	30	15	jan	jan	PROPN
inlawrev-27984	30	16	.	.	PROPN
inlawrev-27984	30	17	26	26	NUM
inlawrev-27984	30	18	,	,	PUNCT
inlawrev-27984	30	19	2023	2023	NUM
inlawrev-27984	30	20	)	)	PUNCT
inlawrev-27984	30	21	,	,	PUNCT
inlawrev-27984	30	22	https://www.nytimes.com/2020/08/25/realestate/blacks-minorities-appraisalsdiscrimination.html	https://www.nytimes.com/2020/08/25/realestate/blacks-minorities-appraisalsdiscrimination.html	PROPN
inlawrev-27984	31	1	[	[	X
inlawrev-27984	31	2	https://perma.cc/f6hr-zmgw	https://perma.cc/f6hr-zmgw	ADV
inlawrev-27984	31	3	]	]	X
inlawrev-27984	31	4	;	;	PUNCT
inlawrev-27984	31	5	russell	russell	PROPN
inlawrev-27984	31	6	haythorn	haythorn	PROPN
inlawrev-27984	31	7	,	,	PUNCT
inlawrev-27984	31	8	an	an	DET
inlawrev-27984	31	9	unconscious	unconscious	ADJ
inlawrev-27984	31	10	bias	bias	NOUN
inlawrev-27984	31	11	?	?	PUNCT
inlawrev-27984	32	1	biracial	biracial	ADJ
inlawrev-27984	32	2	denver	denver	PROPN
inlawrev-27984	32	3	couple	couple	NOUN
inlawrev-27984	32	4	says	say	VERB
inlawrev-27984	32	5	they	they	PRON
inlawrev-27984	32	6	faced	face	VERB
inlawrev-27984	32	7	discrimination	discrimination	NOUN
inlawrev-27984	32	8	on	on	ADP
inlawrev-27984	32	9	home	home	NOUN
inlawrev-27984	32	10	appraisal	appraisal	NOUN
inlawrev-27984	32	11	,	,	PUNCT
inlawrev-27984	32	12	denver	denver	PROPN
inlawrev-27984	32	13	7	7	NUM
inlawrev-27984	32	14	(	(	PUNCT
inlawrev-27984	32	15	nov	nov	PROPN
inlawrev-27984	32	16	.	.	PROPN
inlawrev-27984	32	17	18	18	NUM
inlawrev-27984	32	18	,	,	PUNCT
inlawrev-27984	32	19	2020	2020	NUM
inlawrev-27984	32	20	,	,	PUNCT
inlawrev-27984	32	21	10:02	10:02	NUM
inlawrev-27984	32	22	pm	pm	NOUN
inlawrev-27984	32	23	)	)	PUNCT
inlawrev-27984	32	24	,	,	PUNCT
inlawrev-27984	32	25	https://www.denver7.com/news/local-news/an-unconscious-bias-biracial-denvercouple-says-they-faced-discrimination-on-home-appraisal	https://www.denver7.com/news/local-news/an-unconscious-bias-biracial-denvercouple-says-they-faced-discrimination-on-home-appraisal	NOUN
inlawrev-27984	32	26	[	[	X
inlawrev-27984	32	27	https://perma.cc/34uc-ellw	https://perma.cc/34uc-ellw	X
inlawrev-27984	32	28	]	]	X
inlawrev-27984	32	29	;	;	PUNCT
inlawrev-27984	32	30	elvia	elvia	PROPN
inlawrev-27984	32	31	malagón	malagón	PROPN
inlawrev-27984	32	32	,	,	PUNCT
inlawrev-27984	32	33	black	black	ADJ
inlawrev-27984	32	34	homeowner	homeowner	NOUN
inlawrev-27984	32	35	,	,	PUNCT
inlawrev-27984	32	36	2	2	NUM
inlawrev-27984	32	37	appraisals	appraisal	NOUN
inlawrev-27984	32	38	,	,	PUNCT
inlawrev-27984	32	39	$	$	SYM
inlawrev-27984	32	40	62,000	62,000	NUM
inlawrev-27984	32	41	difference	difference	NOUN
inlawrev-27984	32	42	,	,	PUNCT
inlawrev-27984	32	43	chi	chi	NOUN
inlawrev-27984	32	44	.	.	PUNCT
inlawrev-27984	33	1	sun	sun	PROPN
inlawrev-27984	33	2	times	times	PROPN
inlawrev-27984	33	3	(	(	PUNCT
inlawrev-27984	33	4	oct	oct	PROPN
inlawrev-27984	33	5	.	.	PROPN
inlawrev-27984	33	6	7	7	NUM
inlawrev-27984	33	7	,	,	PUNCT
inlawrev-27984	33	8	2020	2020	NUM
inlawrev-27984	33	9	,	,	PUNCT
inlawrev-27984	33	10	1:14	1:14	NUM
inlawrev-27984	33	11	pm	pm	NOUN
inlawrev-27984	33	12	)	)	PUNCT
inlawrev-27984	33	13	,	,	PUNCT
inlawrev-27984	33	14	https://chicago.suntimes.com/2020/10/7/21493755/chicago-home-appraisal-black-racehomeowners	https://chicago.suntimes.com/2020/10/7/21493755/chicago-home-appraisal-black-racehomeowner	VERB
inlawrev-27984	34	1	[	[	X
inlawrev-27984	34	2	https://perma.cc/mj28-qmwq	https://perma.cc/mj28-qmwq	X
inlawrev-27984	34	3	]	]	X
inlawrev-27984	34	4	.	.	PUNCT
inlawrev-27984	35	1	17	17	NUM
inlawrev-27984	35	2	.	.	PUNCT
inlawrev-27984	35	3	junia	junia	PROPN
inlawrev-27984	35	4	howell	howell	PROPN
inlawrev-27984	35	5	&	&	CCONJ
inlawrev-27984	35	6	elizabeth	elizabeth	PROPN
inlawrev-27984	35	7	korver	korver	PROPN
inlawrev-27984	35	8	-	-	PUNCT
inlawrev-27984	35	9	glenn	glenn	PROPN
inlawrev-27984	35	10	,	,	PUNCT
inlawrev-27984	35	11	weidenbaum	weidenbaum	PROPN
inlawrev-27984	35	12	ctr	ctr	PROPN
inlawrev-27984	35	13	.	.	PUNCT
inlawrev-27984	36	1	on	on	ADP
inlawrev-27984	36	2	the	the	DET
inlawrev-27984	36	3	econ	econ	NOUN
inlawrev-27984	36	4	.	.	PROPN
inlawrev-27984	36	5	,	,	PUNCT
inlawrev-27984	36	6	gov’t	gov’t	NOUN
inlawrev-27984	36	7	,	,	PUNCT
inlawrev-27984	36	8	and	and	CCONJ
inlawrev-27984	36	9	pub	pub	NOUN
inlawrev-27984	36	10	.	.	PUNCT
inlawrev-27984	36	11	pol’y	pol’y	NOUN
inlawrev-27984	36	12	at	at	ADP
inlawrev-27984	36	13	washington	washington	PROPN
inlawrev-27984	36	14	univ	univ	PROPN
inlawrev-27984	36	15	.	.	PROPN
inlawrev-27984	36	16	,	,	PUNCT
inlawrev-27984	36	17	appraised	appraise	VERB
inlawrev-27984	36	18	:	:	PUNCT
inlawrev-27984	36	19	the	the	DET
inlawrev-27984	36	20	persistent	persistent	ADJ
inlawrev-27984	36	21	evaluation	evaluation	NOUN
inlawrev-27984	36	22	of	of	ADP
inlawrev-27984	36	23	white	white	ADJ
inlawrev-27984	36	24	neighborhoods	neighborhood	NOUN
inlawrev-27984	36	25	as	as	ADP
inlawrev-27984	36	26	more	more	ADV
inlawrev-27984	36	27	valuable	valuable	ADJ
inlawrev-27984	36	28	than	than	ADP
inlawrev-27984	36	29	communities	community	NOUN
inlawrev-27984	36	30	of	of	ADP
inlawrev-27984	36	31	color	color	NOUN
inlawrev-27984	36	32	1	1	NUM
inlawrev-27984	36	33	(	(	PUNCT
inlawrev-27984	36	34	2022	2022	NUM
inlawrev-27984	36	35	)	)	PUNCT
inlawrev-27984	36	36	.	.	PUNCT
inlawrev-27984	37	1	18	18	NUM
inlawrev-27984	37	2	.	.	PUNCT
inlawrev-27984	38	1	i	i	PRON
inlawrev-27984	38	2	d.	d.	PROPN
inlawrev-27984	38	3	at	at	ADP
inlawrev-27984	38	4	11	11	NUM
inlawrev-27984	38	5	-	-	SYM
inlawrev-27984	38	6	12	12	NUM
inlawrev-27984	38	7	.	.	PUNCT
inlawrev-27984	38	8	2023	2023	NUM
inlawrev-27984	38	9	]	]	PUNCT
inlawrev-27984	38	10	from	from	ADP
inlawrev-27984	38	11	american	american	PROPN
inlawrev-27984	38	12	nightmare	nightmare	PROPN
inlawrev-27984	38	13	to	to	ADP
inlawrev-27984	38	14	american	american	ADJ
inlawrev-27984	38	15	dream	dream	NOUN
inlawrev-27984	38	16	?	?	PUNCT
inlawrev-27984	39	1	481	481	NUM
inlawrev-27984	39	2	previous	previous	ADJ
inlawrev-27984	39	3	scholarship	scholarship	NOUN
inlawrev-27984	39	4	,	,	PUNCT
inlawrev-27984	39	5	shows	show	VERB
inlawrev-27984	39	6	that	that	SCONJ
inlawrev-27984	39	7	the	the	DET
inlawrev-27984	39	8	persistent	persistent	ADJ
inlawrev-27984	39	9	and	and	CCONJ
inlawrev-27984	39	10	growing	grow	VERB
inlawrev-27984	39	11	neighborhood	neighborhood	NOUN
inlawrev-27984	39	12	inequality	inequality	NOUN
inlawrev-27984	39	13	in	in	ADP
inlawrev-27984	39	14	home	home	NOUN
inlawrev-27984	39	15	values	value	NOUN
inlawrev-27984	39	16	can	can	AUX
inlawrev-27984	39	17	not	not	PART
inlawrev-27984	39	18	be	be	AUX
inlawrev-27984	39	19	explained	explain	VERB
inlawrev-27984	39	20	by	by	ADP
inlawrev-27984	39	21	differences	difference	NOUN
inlawrev-27984	39	22	in	in	ADP
inlawrev-27984	39	23	property	property	NOUN
inlawrev-27984	39	24	type	type	NOUN
inlawrev-27984	39	25	or	or	CCONJ
inlawrev-27984	39	26	quality	quality	NOUN
inlawrev-27984	39	27	,	,	PUNCT
inlawrev-27984	39	28	neighborhood	neighborhood	NOUN
inlawrev-27984	39	29	socioeconomic	socioeconomic	ADJ
inlawrev-27984	39	30	status	status	NOUN
inlawrev-27984	39	31	or	or	CCONJ
inlawrev-27984	39	32	amenities	amenity	NOUN
inlawrev-27984	39	33	,	,	PUNCT
inlawrev-27984	39	34	or	or	CCONJ
inlawrev-27984	39	35	even	even	ADV
inlawrev-27984	39	36	the	the	DET
inlawrev-27984	39	37	amount	amount	NOUN
inlawrev-27984	39	38	of	of	ADP
inlawrev-27984	39	39	real	real	ADJ
inlawrev-27984	39	40	estate	estate	NOUN
inlawrev-27984	39	41	demand	demand	NOUN
inlawrev-27984	39	42	in	in	ADP
inlawrev-27984	39	43	the	the	DET
inlawrev-27984	39	44	area	area	NOUN
inlawrev-27984	39	45	.	.	PUNCT
inlawrev-27984	40	1	”19	”19	VERB
inlawrev-27984	40	2	instead	instead	ADV
inlawrev-27984	40	3	,	,	PUNCT
inlawrev-27984	40	4	through	through	ADP
inlawrev-27984	40	5	the	the	DET
inlawrev-27984	40	6	use	use	NOUN
inlawrev-27984	40	7	of	of	ADP
inlawrev-27984	40	8	comparables	comparable	NOUN
inlawrev-27984	40	9	—	—	PUNCT
inlawrev-27984	40	10	the	the	DET
inlawrev-27984	40	11	practice	practice	NOUN
inlawrev-27984	40	12	of	of	ADP
inlawrev-27984	40	13	establishing	establish	VERB
inlawrev-27984	40	14	appraisal	appraisal	NOUN
inlawrev-27984	40	15	values	value	NOUN
inlawrev-27984	40	16	on	on	ADP
inlawrev-27984	40	17	past	past	ADJ
inlawrev-27984	40	18	valuations	valuation	NOUN
inlawrev-27984	40	19	of	of	ADP
inlawrev-27984	40	20	similar	similar	ADJ
inlawrev-27984	40	21	homes—”racist	homes—”racist	NOUN
inlawrev-27984	40	22	sale	sale	NOUN
inlawrev-27984	40	23	prices	price	NOUN
inlawrev-27984	40	24	from	from	ADP
inlawrev-27984	40	25	the	the	DET
inlawrev-27984	40	26	past	past	NOUN
inlawrev-27984	40	27	are	be	AUX
inlawrev-27984	40	28	carried	carry	VERB
inlawrev-27984	40	29	into	into	ADP
inlawrev-27984	40	30	the	the	DET
inlawrev-27984	40	31	present	present	NOUN
inlawrev-27984	40	32	”	"	PUNCT
inlawrev-27984	40	33	and	and	CCONJ
inlawrev-27984	40	34	the	the	DET
inlawrev-27984	40	35	racial	racial	ADJ
inlawrev-27984	40	36	inequity	inequity	NOUN
inlawrev-27984	40	37	in	in	ADP
inlawrev-27984	40	38	home	home	NOUN
inlawrev-27984	40	39	valuation	valuation	NOUN
inlawrev-27984	40	40	continues	continue	VERB
inlawrev-27984	40	41	to	to	PART
inlawrev-27984	40	42	grow.20	grow.20	VERB
inlawrev-27984	40	43	throughout	throughout	ADP
inlawrev-27984	40	44	the	the	DET
inlawrev-27984	40	45	twentieth	twentieth	ADJ
inlawrev-27984	40	46	century	century	NOUN
inlawrev-27984	40	47	,	,	PUNCT
inlawrev-27984	40	48	racially	racially	ADV
inlawrev-27984	40	49	discriminatory	discriminatory	ADJ
inlawrev-27984	40	50	appraising	appraise	VERB
inlawrev-27984	40	51	policies	policy	NOUN
inlawrev-27984	40	52	created	create	VERB
inlawrev-27984	40	53	an	an	DET
inlawrev-27984	40	54	inequitable	inequitable	ADJ
inlawrev-27984	40	55	system	system	NOUN
inlawrev-27984	40	56	that	that	PRON
inlawrev-27984	40	57	undervalues	undervalue	VERB
inlawrev-27984	40	58	black	black	ADJ
inlawrev-27984	40	59	homes	home	NOUN
inlawrev-27984	40	60	as	as	ADV
inlawrev-27984	40	61	well	well	ADV
inlawrev-27984	40	62	as	as	ADP
inlawrev-27984	40	63	predominately	predominately	ADV
inlawrev-27984	40	64	black	black	ADJ
inlawrev-27984	40	65	neighborhoods	neighborhood	NOUN
inlawrev-27984	40	66	.	.	PUNCT
inlawrev-27984	41	1	what	what	PRON
inlawrev-27984	41	2	is	be	AUX
inlawrev-27984	41	3	most	most	ADV
inlawrev-27984	41	4	troubling	troubling	ADJ
inlawrev-27984	41	5	,	,	PUNCT
inlawrev-27984	41	6	albeit	albeit	SCONJ
inlawrev-27984	41	7	unsurprising	unsurprising	ADJ
inlawrev-27984	41	8	,	,	PUNCT
inlawrev-27984	41	9	is	be	AUX
inlawrev-27984	41	10	that	that	SCONJ
inlawrev-27984	41	11	these	these	DET
inlawrev-27984	41	12	practices	practice	NOUN
inlawrev-27984	41	13	continue	continue	VERB
inlawrev-27984	41	14	even	even	ADV
inlawrev-27984	41	15	in	in	ADP
inlawrev-27984	41	16	the	the	DET
inlawrev-27984	41	17	presence	presence	NOUN
inlawrev-27984	41	18	of	of	ADP
inlawrev-27984	41	19	legislation	legislation	NOUN
inlawrev-27984	41	20	designed	design	VERB
inlawrev-27984	41	21	to	to	PART
inlawrev-27984	41	22	combat	combat	VERB
inlawrev-27984	41	23	discrimination	discrimination	NOUN
inlawrev-27984	41	24	in	in	ADP
inlawrev-27984	41	25	housing	housing	NOUN
inlawrev-27984	41	26	,	,	PUNCT
inlawrev-27984	41	27	namely	namely	ADV
inlawrev-27984	41	28	the	the	DET
inlawrev-27984	41	29	civil	civil	ADJ
inlawrev-27984	41	30	rights	right	NOUN
inlawrev-27984	41	31	act	act	NOUN
inlawrev-27984	41	32	of	of	ADP
inlawrev-27984	41	33	1866	1866	NUM
inlawrev-27984	41	34	,	,	PUNCT
inlawrev-27984	41	35	the	the	DET
inlawrev-27984	41	36	civil	civil	ADJ
inlawrev-27984	41	37	rights	right	NOUN
inlawrev-27984	41	38	act	act	NOUN
inlawrev-27984	41	39	of	of	ADP
inlawrev-27984	41	40	1968	1968	NUM
inlawrev-27984	41	41	,	,	PUNCT
inlawrev-27984	41	42	the	the	DET
inlawrev-27984	41	43	equal	equal	ADJ
inlawrev-27984	41	44	credit	credit	NOUN
inlawrev-27984	41	45	opportunity	opportunity	NOUN
inlawrev-27984	41	46	act	act	NOUN
inlawrev-27984	41	47	of	of	ADP
inlawrev-27984	41	48	1974	1974	NUM
inlawrev-27984	41	49	,	,	PUNCT
inlawrev-27984	41	50	and	and	CCONJ
inlawrev-27984	41	51	state	state	NOUN
inlawrev-27984	41	52	and	and	CCONJ
inlawrev-27984	41	53	local	local	ADJ
inlawrev-27984	41	54	fair	fair	ADJ
inlawrev-27984	41	55	housing	housing	NOUN
inlawrev-27984	41	56	laws	law	NOUN
inlawrev-27984	41	57	.	.	PUNCT
inlawrev-27984	42	1	even	even	ADV
inlawrev-27984	42	2	though	though	SCONJ
inlawrev-27984	42	3	“	"	PUNCT
inlawrev-27984	42	4	referencing	reference	VERB
inlawrev-27984	42	5	race	race	NOUN
inlawrev-27984	42	6	as	as	ADP
inlawrev-27984	42	7	a	a	DET
inlawrev-27984	42	8	justification	justification	NOUN
inlawrev-27984	42	9	for	for	ADP
inlawrev-27984	42	10	an	an	DET
inlawrev-27984	42	11	appraisal	appraisal	NOUN
inlawrev-27984	42	12	value	value	NOUN
inlawrev-27984	42	13	is	be	AUX
inlawrev-27984	42	14	illegal	illegal	ADJ
inlawrev-27984	42	15	.	.	PUNCT
inlawrev-27984	42	16	.	.	PUNCT
inlawrev-27984	42	17	.	.	PUNCT
inlawrev-27984	43	1	neighborhood	neighborhood	NOUN
inlawrev-27984	43	2	racial	racial	ADJ
inlawrev-27984	43	3	composition	composition	NOUN
inlawrev-27984	43	4	remains	remain	VERB
inlawrev-27984	43	5	a	a	DET
inlawrev-27984	43	6	key	key	ADJ
inlawrev-27984	43	7	factor	factor	NOUN
inlawrev-27984	43	8	in	in	ADP
inlawrev-27984	43	9	how	how	SCONJ
inlawrev-27984	43	10	appraisers	appraiser	NOUN
inlawrev-27984	43	11	assign	assign	VERB
inlawrev-27984	43	12	property	property	NOUN
inlawrev-27984	43	13	values[.]”21	values[.]”21	NOUN
inlawrev-27984	43	14	however	however	ADV
inlawrev-27984	43	15	,	,	PUNCT
inlawrev-27984	43	16	in	in	ADP
inlawrev-27984	43	17	the	the	DET
inlawrev-27984	43	18	2020	2020	NUM
inlawrev-27984	43	19	election	election	NOUN
inlawrev-27984	43	20	cycle	cycle	NOUN
inlawrev-27984	43	21	,	,	PUNCT
inlawrev-27984	43	22	grassroots	grassroots	ADJ
inlawrev-27984	43	23	movements	movement	NOUN
inlawrev-27984	43	24	,	,	PUNCT
inlawrev-27984	43	25	civic	civic	ADJ
inlawrev-27984	43	26	action	action	NOUN
inlawrev-27984	43	27	,	,	PUNCT
inlawrev-27984	43	28	and	and	CCONJ
inlawrev-27984	43	29	local	local	ADJ
inlawrev-27984	43	30	reporting	reporting	NOUN
inlawrev-27984	43	31	brought	bring	VERB
inlawrev-27984	43	32	newfound	newfound	ADJ
inlawrev-27984	43	33	attention	attention	NOUN
inlawrev-27984	43	34	to	to	ADP
inlawrev-27984	43	35	the	the	DET
inlawrev-27984	43	36	devaluation	devaluation	NOUN
inlawrev-27984	43	37	of	of	ADP
inlawrev-27984	43	38	african	african	ADJ
inlawrev-27984	43	39	american	american	ADJ
inlawrev-27984	43	40	homes	home	NOUN
inlawrev-27984	43	41	and	and	CCONJ
inlawrev-27984	43	42	neighborhoods.22	neighborhoods.22	PRON
inlawrev-27984	43	43	now	now	ADV
inlawrev-27984	43	44	,	,	PUNCT
inlawrev-27984	43	45	this	this	DET
inlawrev-27984	43	46	action	action	NOUN
inlawrev-27984	43	47	has	have	AUX
inlawrev-27984	43	48	garnered	garner	VERB
inlawrev-27984	43	49	the	the	DET
inlawrev-27984	43	50	attention	attention	NOUN
inlawrev-27984	43	51	of	of	ADP
inlawrev-27984	43	52	officials	official	NOUN
inlawrev-27984	43	53	at	at	ADP
inlawrev-27984	43	54	both	both	CCONJ
inlawrev-27984	43	55	the	the	DET
inlawrev-27984	43	56	state	state	NOUN
inlawrev-27984	43	57	and	and	CCONJ
inlawrev-27984	43	58	federal	federal	ADJ
inlawrev-27984	43	59	levels	level	NOUN
inlawrev-27984	43	60	.	.	PUNCT
inlawrev-27984	44	1	in	in	ADP
inlawrev-27984	44	2	june	june	PROPN
inlawrev-27984	44	3	2021	2021	NUM
inlawrev-27984	44	4	,	,	PUNCT
inlawrev-27984	44	5	president	president	PROPN
inlawrev-27984	44	6	biden	biden	PROPN
inlawrev-27984	44	7	created	create	VERB
inlawrev-27984	44	8	a	a	DET
inlawrev-27984	44	9	federal	federal	ADJ
inlawrev-27984	44	10	interagency	interagency	NOUN
inlawrev-27984	44	11	task	task	PROPN
inlawrev-27984	44	12	force	force	NOUN
inlawrev-27984	44	13	known	know	VERB
inlawrev-27984	44	14	as	as	ADP
inlawrev-27984	44	15	“	"	PUNCT
inlawrev-27984	44	16	pave	pave	NOUN
inlawrev-27984	44	17	”	"	PUNCT
inlawrev-27984	44	18	(	(	PUNCT
inlawrev-27984	44	19	property	property	NOUN
inlawrev-27984	44	20	appraisal	appraisal	NOUN
inlawrev-27984	44	21	and	and	CCONJ
inlawrev-27984	44	22	valuation	valuation	NOUN
inlawrev-27984	44	23	equity	equity	NOUN
inlawrev-27984	44	24	)	)	PUNCT
inlawrev-27984	44	25	to	to	PART
inlawrev-27984	44	26	address	address	VERB
inlawrev-27984	44	27	inequities	inequity	NOUN
inlawrev-27984	44	28	in	in	ADP
inlawrev-27984	44	29	home	home	NOUN
inlawrev-27984	44	30	appraisals	appraisal	NOUN
inlawrev-27984	44	31	,	,	PUNCT
inlawrev-27984	44	32	and	and	CCONJ
inlawrev-27984	44	33	in	in	ADP
inlawrev-27984	44	34	march	march	PROPN
inlawrev-27984	44	35	2022	2022	NUM
inlawrev-27984	44	36	,	,	PUNCT
inlawrev-27984	44	37	the	the	DET
inlawrev-27984	44	38	task	task	NOUN
inlawrev-27984	44	39	force	force	NOUN
inlawrev-27984	44	40	released	release	VERB
inlawrev-27984	44	41	its	its	PRON
inlawrev-27984	44	42	findings	finding	NOUN
inlawrev-27984	44	43	and	and	CCONJ
inlawrev-27984	44	44	recommendations.2	recommendations.2	NOUN
inlawrev-27984	44	45	3	3	NUM
inlawrev-27984	44	46	subsequently	subsequently	ADV
inlawrev-27984	44	47	,	,	PUNCT
inlawrev-27984	44	48	maxine	maxine	PROPN
inlawrev-27984	44	49	waters	water	VERB
inlawrev-27984	44	50	,	,	PUNCT
inlawrev-27984	44	51	the	the	DET
inlawrev-27984	44	52	democratic	democratic	ADJ
inlawrev-27984	44	53	representative	representative	NOUN
inlawrev-27984	44	54	for	for	ADP
inlawrev-27984	44	55	california	california	PROPN
inlawrev-27984	44	56	’s	’s	PART
inlawrev-27984	44	57	43rd	43rd	ADJ
inlawrev-27984	44	58	congressional	congressional	ADJ
inlawrev-27984	44	59	district	district	NOUN
inlawrev-27984	44	60	,	,	PUNCT
inlawrev-27984	44	61	proposed	propose	VERB
inlawrev-27984	44	62	legislation	legislation	NOUN
inlawrev-27984	44	63	in	in	ADP
inlawrev-27984	44	64	line	line	NOUN
inlawrev-27984	44	65	with	with	ADP
inlawrev-27984	44	66	pave	pave	NOUN
inlawrev-27984	44	67	’s	’s	PART
inlawrev-27984	44	68	recommendations	recommendation	NOUN
inlawrev-27984	44	69	to	to	PART
inlawrev-27984	44	70	address	address	VERB
inlawrev-27984	44	71	discrimination	discrimination	NOUN
inlawrev-27984	44	72	in	in	ADP
inlawrev-27984	44	73	the	the	DET
inlawrev-27984	44	74	appraisal	appraisal	NOUN
inlawrev-27984	44	75	of	of	ADP
inlawrev-27984	44	76	home	home	NOUN
inlawrev-27984	44	77	values.24	values.24	NOUN
inlawrev-27984	44	78	at	at	ADP
inlawrev-27984	44	79	the	the	DET
inlawrev-27984	44	80	state	state	NOUN
inlawrev-27984	44	81	level	level	NOUN
inlawrev-27984	44	82	,	,	PUNCT
inlawrev-27984	44	83	in	in	ADP
inlawrev-27984	44	84	january	january	PROPN
inlawrev-27984	44	85	2023	2023	NUM
inlawrev-27984	44	86	,	,	PUNCT
inlawrev-27984	44	87	cherrish	cherrish	PROPN
inlawrev-27984	44	88	pryor	pryor	PROPN
inlawrev-27984	44	89	,	,	PUNCT
inlawrev-27984	44	90	the	the	DET
inlawrev-27984	44	91	democratic	democratic	ADJ
inlawrev-27984	44	92	representative	representative	NOUN
inlawrev-27984	44	93	for	for	ADP
inlawrev-27984	44	94	indiana	indiana	PROPN
inlawrev-27984	44	95	’s	’s	PART
inlawrev-27984	44	96	94th	94th	PROPN
inlawrev-27984	44	97	district	district	NOUN
inlawrev-27984	44	98	,	,	PUNCT
inlawrev-27984	44	99	proposed	propose	VERB
inlawrev-27984	44	100	house	house	NOUN
inlawrev-27984	44	101	bill	bill	PROPN
inlawrev-27984	44	102	1151.25	1151.25	PROPN
inlawrev-27984	44	103	this	this	DET
inlawrev-27984	44	104	bill	bill	NOUN
inlawrev-27984	44	105	would	would	AUX
inlawrev-27984	44	106	expand	expand	VERB
inlawrev-27984	44	107	the	the	DET
inlawrev-27984	44	108	language	language	NOUN
inlawrev-27984	44	109	prohibiting	prohibit	VERB
inlawrev-27984	44	110	discriminatory	discriminatory	ADJ
inlawrev-27984	44	111	appraisal	appraisal	NOUN
inlawrev-27984	44	112	practices	practice	NOUN
inlawrev-27984	44	113	,	,	PUNCT
inlawrev-27984	44	114	introduce	introduce	VERB
inlawrev-27984	44	115	new	new	ADJ
inlawrev-27984	44	116	penalties	penalty	NOUN
inlawrev-27984	44	117	for	for	ADP
inlawrev-27984	44	118	violators	violator	NOUN
inlawrev-27984	44	119	,	,	PUNCT
inlawrev-27984	44	120	and	and	CCONJ
inlawrev-27984	44	121	develop	develop	VERB
inlawrev-27984	44	122	community	community	NOUN
inlawrev-27984	44	123	19	19	NUM
inlawrev-27984	44	124	.	.	PUNCT
inlawrev-27984	45	1	i	i	PRON
inlawrev-27984	45	2	d.	d.	PROPN
inlawrev-27984	45	3	at	at	ADP
inlawrev-27984	45	4	20	20	NUM
inlawrev-27984	45	5	.	.	PUNCT
inlawrev-27984	45	6	20	20	NUM
inlawrev-27984	45	7	.	.	PUNCT
inlawrev-27984	46	1	i	i	PRON
inlawrev-27984	46	2	d.	d.	PROPN
inlawrev-27984	46	3	at	at	ADP
inlawrev-27984	46	4	21	21	NUM
inlawrev-27984	46	5	.	.	PUNCT
inlawrev-27984	47	1	21	21	NUM
inlawrev-27984	47	2	.	.	PUNCT
inlawrev-27984	48	1	i	i	PRON
inlawrev-27984	48	2	d.	d.	PROPN
inlawrev-27984	48	3	at	at	ADP
inlawrev-27984	48	4	20	20	NUM
inlawrev-27984	48	5	.	.	PUNCT
inlawrev-27984	49	1	22	22	NUM
inlawrev-27984	49	2	.	.	PUNCT
inlawrev-27984	50	1	see	see	VERB
inlawrev-27984	50	2	andre	andre	PROPN
inlawrev-27984	50	3	perry	perry	PROPN
inlawrev-27984	50	4	,	,	PUNCT
inlawrev-27984	50	5	why	why	SCONJ
inlawrev-27984	50	6	grassroots	grassroots	ADJ
inlawrev-27984	50	7	action	action	NOUN
inlawrev-27984	50	8	is	be	AUX
inlawrev-27984	50	9	the	the	DET
inlawrev-27984	50	10	most	most	ADV
inlawrev-27984	50	11	likely	likely	ADJ
inlawrev-27984	50	12	path	path	NOUN
inlawrev-27984	50	13	to	to	ADP
inlawrev-27984	50	14	systemic	systemic	ADJ
inlawrev-27984	50	15	change	change	NOUN
inlawrev-27984	50	16	,	,	PUNCT
inlawrev-27984	50	17	nonprofit	nonprofit	ADJ
inlawrev-27984	50	18	q.	q.	PROPN
inlawrev-27984	50	19	(	(	PUNCT
inlawrev-27984	50	20	oct	oct	PROPN
inlawrev-27984	50	21	.	.	PROPN
inlawrev-27984	50	22	12	12	NUM
inlawrev-27984	50	23	,	,	PUNCT
inlawrev-27984	50	24	2022	2022	NUM
inlawrev-27984	50	25	)	)	PUNCT
inlawrev-27984	50	26	,	,	PUNCT
inlawrev-27984	50	27	https://nonprofitquarterly.org/why-grassroots-action-is-the-mostlikely-path-to-systemic-change/	https://nonprofitquarterly.org/why-grassroots-action-is-the-mostlikely-path-to-systemic-change/	NOUN
inlawrev-27984	51	1	[	[	X
inlawrev-27984	51	2	https://perma.cc/77bl-l3hc	https://perma.cc/77bl-l3hc	X
inlawrev-27984	51	3	]	]	X
inlawrev-27984	51	4	(	(	PUNCT
inlawrev-27984	51	5	arguing	argue	VERB
inlawrev-27984	51	6	that	that	SCONJ
inlawrev-27984	51	7	grassroots	grassroots	ADJ
inlawrev-27984	51	8	organizing	organizing	NOUN
inlawrev-27984	51	9	is	be	AUX
inlawrev-27984	51	10	the	the	DET
inlawrev-27984	51	11	force	force	NOUN
inlawrev-27984	51	12	that	that	PRON
inlawrev-27984	51	13	drove	drive	VERB
inlawrev-27984	51	14	changes	change	NOUN
inlawrev-27984	51	15	to	to	ADP
inlawrev-27984	51	16	housing	housing	NOUN
inlawrev-27984	51	17	policy	policy	NOUN
inlawrev-27984	51	18	concerning	concern	VERB
inlawrev-27984	51	19	appraisals	appraisal	NOUN
inlawrev-27984	51	20	)	)	PUNCT
inlawrev-27984	51	21	.	.	PUNCT
inlawrev-27984	52	1	23	23	NUM
inlawrev-27984	52	2	.	.	PUNCT
inlawrev-27984	53	1	pave	pave	NOUN
inlawrev-27984	53	2	interagency	interagency	PROPN
inlawrev-27984	53	3	task	task	PROPN
inlawrev-27984	53	4	force	force	NOUN
inlawrev-27984	53	5	on	on	ADP
inlawrev-27984	53	6	property	property	NOUN
inlawrev-27984	53	7	appraisal	appraisal	NOUN
inlawrev-27984	53	8	and	and	CCONJ
inlawrev-27984	53	9	valuation	valuation	NOUN
inlawrev-27984	53	10	equity	equity	NOUN
inlawrev-27984	53	11	,	,	PUNCT
inlawrev-27984	53	12	action	action	NOUN
inlawrev-27984	53	13	plan	plan	NOUN
inlawrev-27984	53	14	to	to	PART
inlawrev-27984	53	15	advance	advance	VERB
inlawrev-27984	53	16	property	property	NOUN
inlawrev-27984	53	17	appraisal	appraisal	NOUN
inlawrev-27984	53	18	and	and	CCONJ
inlawrev-27984	53	19	valuation	valuation	NOUN
inlawrev-27984	53	20	equity	equity	NOUN
inlawrev-27984	53	21	*	*	SYM
inlawrev-27984	53	22	1	1	NUM
inlawrev-27984	53	23	(	(	PUNCT
inlawrev-27984	53	24	2022	2022	NUM
inlawrev-27984	53	25	)	)	PUNCT
inlawrev-27984	54	1	[	[	X
inlawrev-27984	54	2	hereinafter	hereinafter	NOUN
inlawrev-27984	54	3	action	action	NOUN
inlawrev-27984	54	4	plan	plan	NOUN
inlawrev-27984	54	5	]	]	X
inlawrev-27984	54	6	.	.	PUNCT
inlawrev-27984	55	1	24	24	NUM
inlawrev-27984	55	2	.	.	PUNCT
inlawrev-27984	55	3	devalued	devalue	VERB
inlawrev-27984	55	4	,	,	PUNCT
inlawrev-27984	55	5	denied	deny	VERB
inlawrev-27984	55	6	,	,	PUNCT
inlawrev-27984	55	7	and	and	CCONJ
inlawrev-27984	55	8	disrespected	disrespect	VERB
inlawrev-27984	55	9	:	:	PUNCT
inlawrev-27984	55	10	how	how	SCONJ
inlawrev-27984	55	11	home	home	NOUN
inlawrev-27984	55	12	appraisal	appraisal	NOUN
inlawrev-27984	55	13	bias	bias	NOUN
inlawrev-27984	55	14	and	and	CCONJ
inlawrev-27984	55	15	discrimination	discrimination	NOUN
inlawrev-27984	55	16	are	be	AUX
inlawrev-27984	55	17	hurting	hurt	VERB
inlawrev-27984	55	18	homeowners	homeowner	NOUN
inlawrev-27984	55	19	and	and	CCONJ
inlawrev-27984	55	20	communities	community	NOUN
inlawrev-27984	55	21	of	of	ADP
inlawrev-27984	55	22	color	color	NOUN
inlawrev-27984	55	23	before	before	ADP
inlawrev-27984	55	24	the	the	DET
inlawrev-27984	55	25	h.	h.	PROPN
inlawrev-27984	55	26	comm	comm	NOUN
inlawrev-27984	55	27	.	.	PUNCT
inlawrev-27984	56	1	on	on	ADP
inlawrev-27984	56	2	fin	fin	NOUN
inlawrev-27984	56	3	.	.	PUNCT
inlawrev-27984	57	1	servs	servs	PROPN
inlawrev-27984	57	2	.	.	PROPN
inlawrev-27984	57	3	,	,	PUNCT
inlawrev-27984	57	4	117th	117th	PROPN
inlawrev-27984	57	5	cong	cong	NOUN
inlawrev-27984	57	6	.	.	PUNCT
inlawrev-27984	58	1	(	(	PUNCT
inlawrev-27984	58	2	2022	2022	NUM
inlawrev-27984	58	3	)	)	PUNCT
inlawrev-27984	58	4	(	(	PUNCT
inlawrev-27984	58	5	statement	statement	NOUN
inlawrev-27984	58	6	of	of	ADP
inlawrev-27984	58	7	rep	rep	PROPN
inlawrev-27984	58	8	.	.	PROPN
inlawrev-27984	58	9	maxine	maxine	PROPN
inlawrev-27984	58	10	waters	waters	PROPN
inlawrev-27984	58	11	,	,	PUNCT
inlawrev-27984	58	12	chairwoman	chairwoman	NOUN
inlawrev-27984	58	13	,	,	PUNCT
inlawrev-27984	58	14	h.	h.	PROPN
inlawrev-27984	58	15	comm	comm	NOUN
inlawrev-27984	58	16	.	.	PUNCT
inlawrev-27984	59	1	on	on	ADP
inlawrev-27984	59	2	fin	fin	PROPN
inlawrev-27984	59	3	.	.	PUNCT
inlawrev-27984	59	4	serv	serv	PROPN
inlawrev-27984	59	5	.	.	PUNCT
inlawrev-27984	59	6	)	)	PUNCT
inlawrev-27984	59	7	.	.	PUNCT
inlawrev-27984	60	1	25	25	NUM
inlawrev-27984	60	2	.	.	PUNCT
inlawrev-27984	61	1	h.b	h.b	PROPN
inlawrev-27984	61	2	.	.	PROPN
inlawrev-27984	61	3	1151	1151	NUM
inlawrev-27984	61	4	,	,	PUNCT
inlawrev-27984	61	5	123rd	123rd	PROPN
inlawrev-27984	61	6	gen	gen	PROPN
inlawrev-27984	61	7	.	.	PROPN
inlawrev-27984	61	8	assemb	assemb	PROPN
inlawrev-27984	61	9	.	.	PUNCT
inlawrev-27984	62	1	(	(	PUNCT
inlawrev-27984	62	2	ind	ind	NOUN
inlawrev-27984	62	3	.	.	PUNCT
inlawrev-27984	62	4	2023	2023	NUM
inlawrev-27984	62	5	)	)	PUNCT
inlawrev-27984	62	6	.	.	PUNCT
inlawrev-27984	63	1	482	482	NUM
inlawrev-27984	63	2	indiana	indiana	PROPN
inlawrev-27984	63	3	law	law	PROPN
inlawrev-27984	63	4	review	review	NOUN
inlawrev-27984	64	1	[	[	X
inlawrev-27984	64	2	vol	vol	NOUN
inlawrev-27984	64	3	.	.	PUNCT
inlawrev-27984	65	1	57:479	57:479	NUM
inlawrev-27984	65	2	initiatives.26	initiatives.26	ADV
inlawrev-27984	65	3	additionally	additionally	ADV
inlawrev-27984	65	4	,	,	PUNCT
inlawrev-27984	65	5	in	in	ADP
inlawrev-27984	65	6	new	new	PROPN
inlawrev-27984	65	7	york	york	PROPN
inlawrev-27984	65	8	,	,	PUNCT
inlawrev-27984	65	9	california	california	PROPN
inlawrev-27984	65	10	,	,	PUNCT
inlawrev-27984	65	11	new	new	PROPN
inlawrev-27984	65	12	jersey	jersey	PROPN
inlawrev-27984	65	13	,	,	PUNCT
inlawrev-27984	65	14	pennsylvania	pennsylvania	PROPN
inlawrev-27984	65	15	,	,	PUNCT
inlawrev-27984	65	16	maryland	maryland	PROPN
inlawrev-27984	65	17	,	,	PUNCT
inlawrev-27984	65	18	illinois	illinois	PROPN
inlawrev-27984	65	19	,	,	PUNCT
inlawrev-27984	65	20	and	and	CCONJ
inlawrev-27984	65	21	virginia	virginia	PROPN
inlawrev-27984	65	22	,	,	PUNCT
inlawrev-27984	65	23	state	state	NOUN
inlawrev-27984	65	24	legislatures	legislature	NOUN
inlawrev-27984	65	25	have	have	AUX
inlawrev-27984	65	26	begun	begin	VERB
inlawrev-27984	65	27	the	the	DET
inlawrev-27984	65	28	process	process	NOUN
inlawrev-27984	65	29	of	of	ADP
inlawrev-27984	65	30	introducing	introduce	VERB
inlawrev-27984	65	31	and	and	CCONJ
inlawrev-27984	65	32	codifying	codify	VERB
inlawrev-27984	65	33	similar	similar	ADJ
inlawrev-27984	65	34	statutes	statute	NOUN
inlawrev-27984	65	35	that	that	PRON
inlawrev-27984	65	36	address	address	VERB
inlawrev-27984	65	37	racial	racial	ADJ
inlawrev-27984	65	38	discrimination	discrimination	NOUN
inlawrev-27984	65	39	in	in	ADP
inlawrev-27984	65	40	housing	housing	NOUN
inlawrev-27984	65	41	appraisals.27	appraisals.27	ADP
inlawrev-27984	65	42	now	now	ADV
inlawrev-27984	65	43	,	,	PUNCT
inlawrev-27984	65	44	there	there	ADV
inlawrev-27984	65	45	an	an	DET
inlawrev-27984	65	46	emerging	emerge	VERB
inlawrev-27984	65	47	patchwork	patchwork	NOUN
inlawrev-27984	65	48	of	of	ADP
inlawrev-27984	65	49	interagency	interagency	NOUN
inlawrev-27984	65	50	administrative	administrative	ADJ
inlawrev-27984	65	51	reports	report	NOUN
inlawrev-27984	65	52	and	and	CCONJ
inlawrev-27984	65	53	proposed	propose	VERB
inlawrev-27984	65	54	state	state	NOUN
inlawrev-27984	65	55	and	and	CCONJ
inlawrev-27984	65	56	federal	federal	ADJ
inlawrev-27984	65	57	legislation	legislation	NOUN
inlawrev-27984	65	58	,	,	PUNCT
inlawrev-27984	65	59	but	but	CCONJ
inlawrev-27984	65	60	there	there	PRON
inlawrev-27984	65	61	is	be	VERB
inlawrev-27984	65	62	not	not	PART
inlawrev-27984	65	63	a	a	DET
inlawrev-27984	65	64	clear	clear	ADJ
inlawrev-27984	65	65	path	path	NOUN
inlawrev-27984	65	66	forward	forward	ADV
inlawrev-27984	65	67	.	.	PUNCT
inlawrev-27984	66	1	although	although	SCONJ
inlawrev-27984	66	2	these	these	DET
inlawrev-27984	66	3	governmental	governmental	ADJ
inlawrev-27984	66	4	solutions	solution	NOUN
inlawrev-27984	66	5	are	be	AUX
inlawrev-27984	66	6	a	a	DET
inlawrev-27984	66	7	positive	positive	ADJ
inlawrev-27984	66	8	step	step	NOUN
inlawrev-27984	66	9	forward	forward	ADV
inlawrev-27984	66	10	,	,	PUNCT
inlawrev-27984	66	11	they	they	PRON
inlawrev-27984	66	12	can	can	AUX
inlawrev-27984	66	13	not	not	PART
inlawrev-27984	66	14	,	,	PUNCT
inlawrev-27984	66	15	by	by	ADP
inlawrev-27984	66	16	themselves	themselves	PRON
inlawrev-27984	66	17	,	,	PUNCT
inlawrev-27984	66	18	unravel	unravel	VERB
inlawrev-27984	66	19	decades	decade	NOUN
inlawrev-27984	66	20	of	of	ADP
inlawrev-27984	66	21	discrimination	discrimination	NOUN
inlawrev-27984	66	22	.	.	PUNCT
inlawrev-27984	67	1	there	there	PRON
inlawrev-27984	67	2	will	will	AUX
inlawrev-27984	67	3	not	not	PART
inlawrev-27984	67	4	be	be	AUX
inlawrev-27984	67	5	a	a	DET
inlawrev-27984	67	6	one	one	NUM
inlawrev-27984	67	7	size	size	NOUN
inlawrev-27984	67	8	fits	fit	VERB
inlawrev-27984	67	9	all	all	DET
inlawrev-27984	67	10	solution	solution	NOUN
inlawrev-27984	67	11	.	.	PUNCT
inlawrev-27984	68	1	this	this	DET
inlawrev-27984	68	2	note	note	NOUN
inlawrev-27984	68	3	argues	argue	VERB
inlawrev-27984	68	4	that	that	SCONJ
inlawrev-27984	68	5	without	without	ADP
inlawrev-27984	68	6	greater	great	ADJ
inlawrev-27984	68	7	systemic	systemic	ADJ
inlawrev-27984	68	8	change	change	NOUN
inlawrev-27984	68	9	within	within	ADP
inlawrev-27984	68	10	the	the	DET
inlawrev-27984	68	11	appraisal	appraisal	NOUN
inlawrev-27984	68	12	industry	industry	NOUN
inlawrev-27984	68	13	itself	itself	PRON
inlawrev-27984	68	14	,	,	PUNCT
inlawrev-27984	68	15	including	include	VERB
inlawrev-27984	68	16	how	how	SCONJ
inlawrev-27984	68	17	appraisals	appraisal	NOUN
inlawrev-27984	68	18	determine	determine	NOUN
inlawrev-27984	68	19	value	value	NOUN
inlawrev-27984	68	20	,	,	PUNCT
inlawrev-27984	68	21	legislation	legislation	NOUN
inlawrev-27984	68	22	and	and	CCONJ
inlawrev-27984	68	23	administrative	administrative	ADJ
inlawrev-27984	68	24	regulations	regulation	NOUN
inlawrev-27984	68	25	will	will	AUX
inlawrev-27984	68	26	never	never	ADV
inlawrev-27984	68	27	fully	fully	ADV
inlawrev-27984	68	28	address	address	VERB
inlawrev-27984	68	29	discrimination	discrimination	NOUN
inlawrev-27984	68	30	and	and	CCONJ
inlawrev-27984	68	31	bias	bias	NOUN
inlawrev-27984	68	32	in	in	ADP
inlawrev-27984	68	33	housing	housing	NOUN
inlawrev-27984	68	34	appraisals	appraisal	NOUN
inlawrev-27984	68	35	.	.	PUNCT
inlawrev-27984	69	1	part	part	NOUN
inlawrev-27984	69	2	i	i	PRON
inlawrev-27984	69	3	of	of	ADP
inlawrev-27984	69	4	this	this	DET
inlawrev-27984	69	5	note	note	NOUN
inlawrev-27984	69	6	describes	describe	VERB
inlawrev-27984	69	7	the	the	DET
inlawrev-27984	69	8	history	history	NOUN
inlawrev-27984	69	9	of	of	ADP
inlawrev-27984	69	10	discrimination	discrimination	NOUN
inlawrev-27984	69	11	in	in	ADP
inlawrev-27984	69	12	housing	housing	NOUN
inlawrev-27984	69	13	appraisals	appraisal	NOUN
inlawrev-27984	69	14	in	in	ADP
inlawrev-27984	69	15	the	the	DET
inlawrev-27984	69	16	united	united	PROPN
inlawrev-27984	69	17	states	states	PROPN
inlawrev-27984	69	18	.	.	PUNCT
inlawrev-27984	70	1	part	part	PROPN
inlawrev-27984	70	2	ii	ii	PROPN
inlawrev-27984	70	3	examines	examine	VERB
inlawrev-27984	70	4	the	the	DET
inlawrev-27984	70	5	patchwork	patchwork	NOUN
inlawrev-27984	70	6	of	of	ADP
inlawrev-27984	70	7	legislative	legislative	ADJ
inlawrev-27984	70	8	and	and	CCONJ
inlawrev-27984	70	9	administrative	administrative	ADJ
inlawrev-27984	70	10	solutions	solution	NOUN
inlawrev-27984	70	11	that	that	PRON
inlawrev-27984	70	12	have	have	AUX
inlawrev-27984	70	13	been	be	AUX
inlawrev-27984	70	14	proposed	propose	VERB
inlawrev-27984	70	15	and	and	CCONJ
inlawrev-27984	70	16	enacted	enact	VERB
inlawrev-27984	70	17	at	at	ADP
inlawrev-27984	70	18	both	both	DET
inlawrev-27984	70	19	the	the	DET
inlawrev-27984	70	20	state	state	NOUN
inlawrev-27984	70	21	and	and	CCONJ
inlawrev-27984	70	22	federal	federal	ADJ
inlawrev-27984	70	23	levels	level	NOUN
inlawrev-27984	70	24	.	.	PUNCT
inlawrev-27984	71	1	part	part	NOUN
inlawrev-27984	71	2	iii	iii	PROPN
inlawrev-27984	71	3	identifies	identify	VERB
inlawrev-27984	71	4	common	common	ADJ
inlawrev-27984	71	5	themes	theme	NOUN
inlawrev-27984	71	6	that	that	PRON
inlawrev-27984	71	7	are	be	AUX
inlawrev-27984	71	8	found	find	VERB
inlawrev-27984	71	9	across	across	ADP
inlawrev-27984	71	10	the	the	DET
inlawrev-27984	71	11	proposed	propose	VERB
inlawrev-27984	71	12	solutions	solution	NOUN
inlawrev-27984	71	13	as	as	ADV
inlawrev-27984	71	14	well	well	ADV
inlawrev-27984	71	15	as	as	ADP
inlawrev-27984	71	16	unique	unique	ADJ
inlawrev-27984	71	17	nuances	nuance	NOUN
inlawrev-27984	71	18	.	.	PUNCT
inlawrev-27984	72	1	part	part	NOUN
inlawrev-27984	72	2	iv	iv	NUM
inlawrev-27984	72	3	addresses	address	NOUN
inlawrev-27984	72	4	the	the	DET
inlawrev-27984	72	5	shortcomings	shortcoming	NOUN
inlawrev-27984	72	6	of	of	ADP
inlawrev-27984	72	7	the	the	DET
inlawrev-27984	72	8	legislative	legislative	ADJ
inlawrev-27984	72	9	and	and	CCONJ
inlawrev-27984	72	10	administrative	administrative	ADJ
inlawrev-27984	72	11	solutions	solution	NOUN
inlawrev-27984	72	12	and	and	CCONJ
inlawrev-27984	72	13	proposes	propose	VERB
inlawrev-27984	72	14	changes	change	NOUN
inlawrev-27984	72	15	to	to	ADP
inlawrev-27984	72	16	the	the	DET
inlawrev-27984	72	17	appraisal	appraisal	NOUN
inlawrev-27984	72	18	industry	industry	NOUN
inlawrev-27984	72	19	,	,	PUNCT
inlawrev-27984	72	20	as	as	ADV
inlawrev-27984	72	21	well	well	ADV
inlawrev-27984	72	22	as	as	ADP
inlawrev-27984	72	23	the	the	DET
inlawrev-27984	72	24	appraisal	appraisal	NOUN
inlawrev-27984	72	25	process	process	NOUN
inlawrev-27984	72	26	itself	itself	PRON
inlawrev-27984	72	27	,	,	PUNCT
inlawrev-27984	72	28	in	in	ADP
inlawrev-27984	72	29	order	order	NOUN
inlawrev-27984	72	30	to	to	PART
inlawrev-27984	72	31	address	address	VERB
inlawrev-27984	72	32	inequity	inequity	NOUN
inlawrev-27984	72	33	and	and	CCONJ
inlawrev-27984	72	34	discrimination	discrimination	NOUN
inlawrev-27984	72	35	.	.	PUNCT
inlawrev-27984	73	1	i.	i.	NOUN
inlawrev-27984	73	2	overview	overview	NOUN
inlawrev-27984	73	3	of	of	ADP
inlawrev-27984	73	4	discrimination	discrimination	NOUN
inlawrev-27984	73	5	in	in	ADP
inlawrev-27984	73	6	housing	housing	NOUN
inlawrev-27984	73	7	appraisals	appraisal	NOUN
inlawrev-27984	73	8	a.	a.	NOUN
inlawrev-27984	73	9	what	what	PRON
inlawrev-27984	73	10	is	be	AUX
inlawrev-27984	73	11	a	a	DET
inlawrev-27984	73	12	housing	housing	NOUN
inlawrev-27984	73	13	appraisal	appraisal	NOUN
inlawrev-27984	73	14	?	?	PUNCT
inlawrev-27984	74	1	a	a	DET
inlawrev-27984	74	2	housing	housing	NOUN
inlawrev-27984	74	3	appraisal	appraisal	NOUN
inlawrev-27984	74	4	is	be	AUX
inlawrev-27984	74	5	a	a	DET
inlawrev-27984	74	6	critical	critical	ADJ
inlawrev-27984	74	7	part	part	NOUN
inlawrev-27984	74	8	of	of	ADP
inlawrev-27984	74	9	the	the	DET
inlawrev-27984	74	10	process	process	NOUN
inlawrev-27984	74	11	for	for	ADP
inlawrev-27984	74	12	issuing	issue	VERB
inlawrev-27984	74	13	or	or	CCONJ
inlawrev-27984	74	14	refinancing	refinance	VERB
inlawrev-27984	74	15	a	a	DET
inlawrev-27984	74	16	home	home	NOUN
inlawrev-27984	74	17	loan	loan	NOUN
inlawrev-27984	74	18	because	because	SCONJ
inlawrev-27984	74	19	it	it	PRON
inlawrev-27984	74	20	establishes	establish	VERB
inlawrev-27984	74	21	the	the	DET
inlawrev-27984	74	22	value	value	NOUN
inlawrev-27984	74	23	of	of	ADP
inlawrev-27984	74	24	the	the	DET
inlawrev-27984	74	25	property	property	NOUN
inlawrev-27984	74	26	as	as	ADP
inlawrev-27984	74	27	the	the	DET
inlawrev-27984	74	28	collateral	collateral	NOUN
inlawrev-27984	74	29	for	for	ADP
inlawrev-27984	74	30	the	the	DET
inlawrev-27984	74	31	loan.28	loan.28	NOUN
inlawrev-27984	74	32	in	in	ADP
inlawrev-27984	74	33	essence	essence	NOUN
inlawrev-27984	74	34	,	,	PUNCT
inlawrev-27984	74	35	“	"	PUNCT
inlawrev-27984	74	36	[	[	X
inlawrev-27984	74	37	a]n	a]n	ADJ
inlawrev-27984	74	38	appraisal	appraisal	NOUN
inlawrev-27984	74	39	is	be	AUX
inlawrev-27984	74	40	the	the	DET
inlawrev-27984	74	41	act	act	NOUN
inlawrev-27984	74	42	or	or	CCONJ
inlawrev-27984	74	43	process	process	NOUN
inlawrev-27984	74	44	of	of	ADP
inlawrev-27984	74	45	developing	develop	VERB
inlawrev-27984	74	46	an	an	DET
inlawrev-27984	74	47	opinion	opinion	NOUN
inlawrev-27984	74	48	of	of	ADP
inlawrev-27984	74	49	value	value	NOUN
inlawrev-27984	74	50	.	.	PUNCT
inlawrev-27984	75	1	”29	”29	PUNCT
inlawrev-27984	76	1	an	an	DET
inlawrev-27984	76	2	appraiser	appraiser	NOUN
inlawrev-27984	76	3	is	be	AUX
inlawrev-27984	76	4	contracted	contract	VERB
inlawrev-27984	76	5	by	by	ADP
inlawrev-27984	76	6	a	a	DET
inlawrev-27984	76	7	mortgage	mortgage	NOUN
inlawrev-27984	76	8	lending	lending	NOUN
inlawrev-27984	76	9	company	company	NOUN
inlawrev-27984	76	10	to	to	PART
inlawrev-27984	76	11	evaluate	evaluate	VERB
inlawrev-27984	76	12	a	a	DET
inlawrev-27984	76	13	home	home	NOUN
inlawrev-27984	76	14	;	;	PUNCT
inlawrev-27984	76	15	the	the	DET
inlawrev-27984	76	16	process	process	NOUN
inlawrev-27984	76	17	typically	typically	ADV
inlawrev-27984	76	18	involves	involve	VERB
inlawrev-27984	76	19	a	a	DET
inlawrev-27984	76	20	scheduled	schedule	VERB
inlawrev-27984	76	21	visit	visit	NOUN
inlawrev-27984	76	22	to	to	ADP
inlawrev-27984	76	23	the	the	DET
inlawrev-27984	76	24	property	property	NOUN
inlawrev-27984	76	25	to	to	PART
inlawrev-27984	76	26	assess	assess	VERB
inlawrev-27984	76	27	the	the	DET
inlawrev-27984	76	28	home	home	NOUN
inlawrev-27984	76	29	,	,	PUNCT
inlawrev-27984	76	30	as	as	ADV
inlawrev-27984	76	31	well	well	ADV
inlawrev-27984	76	32	as	as	ADP
inlawrev-27984	76	33	an	an	DET
inlawrev-27984	76	34	assessment	assessment	NOUN
inlawrev-27984	76	35	of	of	ADP
inlawrev-27984	76	36	the	the	DET
inlawrev-27984	76	37	value	value	NOUN
inlawrev-27984	76	38	of	of	ADP
inlawrev-27984	76	39	similar	similar	ADJ
inlawrev-27984	76	40	homes	home	NOUN
inlawrev-27984	76	41	in	in	ADP
inlawrev-27984	76	42	the	the	DET
inlawrev-27984	76	43	area.30	area.30	NOUN
inlawrev-27984	76	44	one	one	NUM
inlawrev-27984	76	45	critical	critical	ADJ
inlawrev-27984	76	46	piece	piece	NOUN
inlawrev-27984	76	47	of	of	ADP
inlawrev-27984	76	48	the	the	DET
inlawrev-27984	76	49	valuation	valuation	NOUN
inlawrev-27984	76	50	is	be	AUX
inlawrev-27984	76	51	the	the	DET
inlawrev-27984	76	52	selection	selection	NOUN
inlawrev-27984	76	53	and	and	CCONJ
inlawrev-27984	76	54	use	use	NOUN
inlawrev-27984	76	55	of	of	ADP
inlawrev-27984	76	56	26	26	NUM
inlawrev-27984	76	57	.	.	PUNCT
inlawrev-27984	77	1	i	i	PRON
inlawrev-27984	77	2	d.	d.	PROPN
inlawrev-27984	77	3	27	27	NUM
inlawrev-27984	77	4	.	.	PUNCT
inlawrev-27984	77	5	see	see	VERB
inlawrev-27984	77	6	assemb.b	assemb.b	PROPN
inlawrev-27984	77	7	.	.	PROPN
inlawrev-27984	78	1	1518	1518	NUM
inlawrev-27984	78	2	,	,	PUNCT
inlawrev-27984	78	3	2022	2022	NUM
inlawrev-27984	78	4	legis	legis	NOUN
inlawrev-27984	78	5	.	.	PUNCT
inlawrev-27984	78	6	,	,	PUNCT
inlawrev-27984	78	7	220th	220th	ADJ
inlawrev-27984	78	8	sess	sess	NOUN
inlawrev-27984	78	9	.	.	PUNCT
inlawrev-27984	79	1	(	(	PUNCT
inlawrev-27984	79	2	n.j	n.j	PROPN
inlawrev-27984	79	3	.	.	PROPN
inlawrev-27984	79	4	2022	2022	NUM
inlawrev-27984	79	5	)	)	PUNCT
inlawrev-27984	79	6	;	;	PUNCT
inlawrev-27984	80	1	assemb.b	assemb.b	PROPN
inlawrev-27984	80	2	.	.	PROPN
inlawrev-27984	80	3	1519	1519	NUM
inlawrev-27984	80	4	,	,	PUNCT
inlawrev-27984	80	5	2022	2022	NUM
inlawrev-27984	80	6	legis	legis	NOUN
inlawrev-27984	80	7	.	.	PUNCT
inlawrev-27984	80	8	,	,	PUNCT
inlawrev-27984	80	9	220th	220th	ADJ
inlawrev-27984	80	10	sess	sess	NOUN
inlawrev-27984	80	11	.	.	PUNCT
inlawrev-27984	81	1	(	(	PUNCT
inlawrev-27984	81	2	n.j	n.j	PROPN
inlawrev-27984	81	3	.	.	PROPN
inlawrev-27984	81	4	2022	2022	NUM
inlawrev-27984	81	5	)	)	PUNCT
inlawrev-27984	81	6	;	;	PUNCT
inlawrev-27984	82	1	h.b	h.b	PROPN
inlawrev-27984	82	2	.	.	PROPN
inlawrev-27984	82	3	1097	1097	NUM
inlawrev-27984	82	4	,	,	PUNCT
inlawrev-27984	82	5	2022	2022	NUM
inlawrev-27984	82	6	legis	legis	NOUN
inlawrev-27984	82	7	.	.	PUNCT
inlawrev-27984	82	8	,	,	PUNCT
inlawrev-27984	82	9	444th	444th	PROPN
inlawrev-27984	82	10	sess	sess	PROPN
inlawrev-27984	82	11	.	.	PUNCT
inlawrev-27984	83	1	(	(	PUNCT
inlawrev-27984	83	2	md	md	PROPN
inlawrev-27984	83	3	.	.	PROPN
inlawrev-27984	83	4	2022	2022	NUM
inlawrev-27984	83	5	)	)	PUNCT
inlawrev-27984	83	6	;	;	PUNCT
inlawrev-27984	83	7	h.b	h.b	PROPN
inlawrev-27984	83	8	.	.	PROPN
inlawrev-27984	83	9	284	284	NUM
inlawrev-27984	83	10	,	,	PUNCT
inlawrev-27984	83	11	2022	2022	NUM
inlawrev-27984	83	12	sess	sess	NOUN
inlawrev-27984	83	13	.	.	PUNCT
inlawrev-27984	84	1	(	(	PUNCT
inlawrev-27984	84	2	va	va	PROPN
inlawrev-27984	84	3	.	.	NOUN
inlawrev-27984	84	4	2022	2022	NUM
inlawrev-27984	84	5	)	)	PUNCT
inlawrev-27984	84	6	;	;	PUNCT
inlawrev-27984	85	1	h.b	h.b	PROPN
inlawrev-27984	85	2	.	.	PROPN
inlawrev-27984	85	3	4410	4410	NUM
inlawrev-27984	85	4	,	,	PUNCT
inlawrev-27984	85	5	102nd	102nd	PROPN
inlawrev-27984	85	6	gen	gen	PROPN
inlawrev-27984	85	7	.	.	PROPN
inlawrev-27984	85	8	assemb	assemb	PROPN
inlawrev-27984	85	9	.	.	PUNCT
inlawrev-27984	86	1	(	(	PUNCT
inlawrev-27984	86	2	ill	ill	ADJ
inlawrev-27984	86	3	.	.	NOUN
inlawrev-27984	86	4	2022	2022	NUM
inlawrev-27984	86	5	)	)	PUNCT
inlawrev-27984	86	6	;	;	PUNCT
inlawrev-27984	86	7	morgan	morgan	PROPN
inlawrev-27984	86	8	cephas	cephas	PROPN
inlawrev-27984	86	9	,	,	PUNCT
inlawrev-27984	86	10	cephas	cephas	PROPN
inlawrev-27984	86	11	to	to	PART
inlawrev-27984	86	12	introduce	introduce	VERB
inlawrev-27984	86	13	a	a	DET
inlawrev-27984	86	14	bill	bill	NOUN
inlawrev-27984	86	15	that	that	PRON
inlawrev-27984	86	16	would	would	AUX
inlawrev-27984	86	17	protect	protect	VERB
inlawrev-27984	86	18	homeowners	homeowner	NOUN
inlawrev-27984	86	19	and	and	CCONJ
inlawrev-27984	86	20	address	address	VERB
inlawrev-27984	86	21	racial	racial	ADJ
inlawrev-27984	86	22	bias	bias	NOUN
inlawrev-27984	86	23	in	in	ADP
inlawrev-27984	86	24	real	real	ADJ
inlawrev-27984	86	25	estate	estate	NOUN
inlawrev-27984	86	26	appraisal	appraisal	NOUN
inlawrev-27984	86	27	,	,	PUNCT
inlawrev-27984	86	28	pa	pa	PROPN
inlawrev-27984	86	29	house	house	PROPN
inlawrev-27984	86	30	democrats	democrats	PROPN
inlawrev-27984	86	31	(	(	PUNCT
inlawrev-27984	86	32	aug	aug	PROPN
inlawrev-27984	86	33	.	.	PROPN
inlawrev-27984	86	34	23	23	NUM
inlawrev-27984	86	35	,	,	PUNCT
inlawrev-27984	86	36	2022	2022	NUM
inlawrev-27984	86	37	)	)	PUNCT
inlawrev-27984	86	38	,	,	PUNCT
inlawrev-27984	87	1	https://www.pahouse.com/inthenews/newsrelease/?id=125764	https://www.pahouse.com/inthenews/newsrelease/?id=125764	PROPN
inlawrev-27984	88	1	[	[	X
inlawrev-27984	88	2	https://perma.cc/7q6m-lp4x	https://perma.cc/7q6m-lp4x	X
inlawrev-27984	88	3	]	]	X
inlawrev-27984	88	4	.	.	PUNCT
inlawrev-27984	89	1	28	28	NUM
inlawrev-27984	89	2	.	.	PUNCT
inlawrev-27984	90	1	action	action	NOUN
inlawrev-27984	90	2	plan	plan	NOUN
inlawrev-27984	90	3	,	,	PUNCT
inlawrev-27984	90	4	supra	supra	PROPN
inlawrev-27984	90	5	note	note	NOUN
inlawrev-27984	90	6	23	23	NUM
inlawrev-27984	90	7	,	,	PUNCT
inlawrev-27984	90	8	at	at	ADP
inlawrev-27984	90	9	2	2	NUM
inlawrev-27984	90	10	.	.	NOUN
inlawrev-27984	90	11	29	29	NUM
inlawrev-27984	90	12	.	.	PUNCT
inlawrev-27984	91	1	appraisal	appraisal	NOUN
inlawrev-27984	91	2	institute	institute	NOUN
inlawrev-27984	91	3	,	,	PUNCT
inlawrev-27984	91	4	frequently	frequently	ADV
inlawrev-27984	91	5	asked	ask	VERB
inlawrev-27984	91	6	questions	question	NOUN
inlawrev-27984	91	7	1	1	NUM
inlawrev-27984	91	8	(	(	PUNCT
inlawrev-27984	91	9	2021	2021	NUM
inlawrev-27984	91	10	)	)	PUNCT
inlawrev-27984	91	11	,	,	PUNCT
inlawrev-27984	91	12	https://www	https://www	PROPN
inlawrev-27984	91	13	.	.	PUNCT
inlawrev-27984	92	1	appraisalinstitute.org/assets/1/7/faqs_about_appraisals_and_real_estate_appraisers_10_14	appraisalinstitute.org/assets/1/7/faqs_about_appraisals_and_real_estate_appraisers_10_14	VERB
inlawrev-27984	92	2	_	_	PUNCT
inlawrev-27984	93	1	21.pdf	21.pdf	PROPN
inlawrev-27984	93	2	[	[	X
inlawrev-27984	93	3	https://perma.cc/z7f4-lved	https://perma.cc/z7f4-lve	VERB
inlawrev-27984	93	4	]	]	PUNCT
inlawrev-27984	93	5	.	.	PUNCT
inlawrev-27984	94	1	30	30	NUM
inlawrev-27984	94	2	.	.	PUNCT
inlawrev-27984	95	1	bob	bob	PROPN
inlawrev-27984	95	2	musinki	musinki	PROPN
inlawrev-27984	95	3	,	,	PUNCT
inlawrev-27984	95	4	how	how	SCONJ
inlawrev-27984	95	5	home	home	NOUN
inlawrev-27984	95	6	appraisals	appraisal	NOUN
inlawrev-27984	95	7	work	work	VERB
inlawrev-27984	95	8	,	,	PUNCT
inlawrev-27984	95	9	forbes	forbes	PROPN
inlawrev-27984	95	10	(	(	PUNCT
inlawrev-27984	95	11	sept	sept	PROPN
inlawrev-27984	95	12	.	.	PROPN
inlawrev-27984	95	13	30	30	NUM
inlawrev-27984	95	14	,	,	PUNCT
inlawrev-27984	95	15	2020	2020	NUM
inlawrev-27984	95	16	,	,	PUNCT
inlawrev-27984	95	17	9:48	9:48	NUM
inlawrev-27984	95	18	am	am	NOUN
inlawrev-27984	95	19	)	)	PUNCT
inlawrev-27984	95	20	,	,	PUNCT
inlawrev-27984	95	21	https://www.forbes.com/advisor/mortgages/how-home-appraisals-work/	https://www.forbes.com/advisor/mortgages/how-home-appraisals-work/	PROPN
inlawrev-27984	95	22	[	[	X
inlawrev-27984	95	23	https://perma.cc/2p4xwfra	https://perma.cc/2p4xwfra	X
inlawrev-27984	95	24	]	]	X
inlawrev-27984	95	25	.	.	PUNCT
inlawrev-27984	95	26	2023	2023	NUM
inlawrev-27984	95	27	]	]	PUNCT
inlawrev-27984	95	28	from	from	ADP
inlawrev-27984	95	29	american	american	PROPN
inlawrev-27984	95	30	nightmare	nightmare	PROPN
inlawrev-27984	95	31	to	to	ADP
inlawrev-27984	95	32	american	american	ADJ
inlawrev-27984	95	33	dream	dream	NOUN
inlawrev-27984	95	34	?	?	PUNCT
inlawrev-27984	96	1	483	483	NUM
inlawrev-27984	96	2	“	"	PUNCT
inlawrev-27984	96	3	comparables	comparable	NOUN
inlawrev-27984	96	4	.	.	PUNCT
inlawrev-27984	96	5	”	"	PUNCT
inlawrev-27984	97	1	comparables	comparable	NOUN
inlawrev-27984	97	2	are	be	AUX
inlawrev-27984	97	3	“	"	PUNCT
inlawrev-27984	97	4	similar	similar	ADJ
inlawrev-27984	97	5	properties	property	NOUN
inlawrev-27984	97	6	sold	sell	VERB
inlawrev-27984	97	7	in	in	ADP
inlawrev-27984	97	8	the	the	DET
inlawrev-27984	97	9	same	same	ADJ
inlawrev-27984	97	10	neighborhood	neighborhood	NOUN
inlawrev-27984	97	11	”	"	PUNCT
inlawrev-27984	97	12	or	or	CCONJ
inlawrev-27984	97	13	properties	property	NOUN
inlawrev-27984	97	14	in	in	ADP
inlawrev-27984	97	15	an	an	DET
inlawrev-27984	97	16	area	area	NOUN
inlawrev-27984	97	17	close	close	ADJ
inlawrev-27984	97	18	to	to	ADP
inlawrev-27984	97	19	the	the	DET
inlawrev-27984	97	20	home	home	NOUN
inlawrev-27984	98	1	being	being	NOUN
inlawrev-27984	98	2	appraised.31	appraised.31	NOUN
inlawrev-27984	98	3	the	the	DET
inlawrev-27984	98	4	use	use	NOUN
inlawrev-27984	98	5	of	of	ADP
inlawrev-27984	98	6	comparable	comparable	ADJ
inlawrev-27984	98	7	establishes	establish	VERB
inlawrev-27984	98	8	the	the	DET
inlawrev-27984	98	9	base	base	NOUN
inlawrev-27984	98	10	value	value	NOUN
inlawrev-27984	98	11	of	of	ADP
inlawrev-27984	98	12	the	the	DET
inlawrev-27984	98	13	property	property	NOUN
inlawrev-27984	98	14	being	be	AUX
inlawrev-27984	98	15	appraised	appraise	VERB
inlawrev-27984	98	16	and	and	CCONJ
inlawrev-27984	98	17	from	from	ADP
inlawrev-27984	98	18	there	there	ADV
inlawrev-27984	98	19	an	an	DET
inlawrev-27984	98	20	appraiser	appraiser	NOUN
inlawrev-27984	98	21	can	can	AUX
inlawrev-27984	98	22	adjust	adjust	VERB
inlawrev-27984	98	23	their	their	PRON
inlawrev-27984	98	24	valuation	valuation	NOUN
inlawrev-27984	98	25	based	base	VERB
inlawrev-27984	98	26	on	on	ADP
inlawrev-27984	98	27	“	"	PUNCT
inlawrev-27984	98	28	differences	difference	NOUN
inlawrev-27984	98	29	in	in	ADP
inlawrev-27984	98	30	size	size	NOUN
inlawrev-27984	98	31	,	,	PUNCT
inlawrev-27984	98	32	condition	condition	NOUN
inlawrev-27984	98	33	,	,	PUNCT
inlawrev-27984	98	34	or	or	CCONJ
inlawrev-27984	98	35	amenities	amenity	NOUN
inlawrev-27984	98	36	.	.	PUNCT
inlawrev-27984	99	1	”32	”32	VERB
inlawrev-27984	99	2	in	in	ADP
inlawrev-27984	99	3	general	general	ADJ
inlawrev-27984	99	4	,	,	PUNCT
inlawrev-27984	99	5	“	"	PUNCT
inlawrev-27984	99	6	since	since	SCONJ
inlawrev-27984	99	7	[	[	X
inlawrev-27984	99	8	comparables	comparable	NOUN
inlawrev-27984	99	9	]	]	PUNCT
inlawrev-27984	99	10	are	be	AUX
inlawrev-27984	99	11	previous	previous	ADJ
inlawrev-27984	99	12	sales	sale	NOUN
inlawrev-27984	99	13	”	"	PUNCT
inlawrev-27984	99	14	in	in	ADP
inlawrev-27984	99	15	comparable	comparable	ADJ
inlawrev-27984	99	16	neighborhoods	neighborhood	NOUN
inlawrev-27984	99	17	,	,	PUNCT
inlawrev-27984	99	18	oftentimes	oftentime	VERB
inlawrev-27984	99	19	“	"	PUNCT
inlawrev-27984	99	20	they	they	PRON
inlawrev-27984	99	21	ensure	ensure	VERB
inlawrev-27984	99	22	past	past	ADJ
inlawrev-27984	99	23	appraising	appraise	VERB
inlawrev-27984	99	24	practices	practice	NOUN
inlawrev-27984	99	25	are	be	AUX
inlawrev-27984	99	26	carried	carry	VERB
inlawrev-27984	99	27	into	into	ADP
inlawrev-27984	99	28	the	the	DET
inlawrev-27984	99	29	future	future	NOUN
inlawrev-27984	99	30	.	.	PUNCT
inlawrev-27984	100	1	”33	”33	NOUN
inlawrev-27984	100	2	finally	finally	ADV
inlawrev-27984	100	3	,	,	PUNCT
inlawrev-27984	100	4	the	the	DET
inlawrev-27984	100	5	characteristics	characteristic	NOUN
inlawrev-27984	100	6	and	and	CCONJ
inlawrev-27984	100	7	metrics	metric	NOUN
inlawrev-27984	100	8	of	of	ADP
inlawrev-27984	100	9	the	the	DET
inlawrev-27984	100	10	property	property	NOUN
inlawrev-27984	100	11	itself	itself	PRON
inlawrev-27984	100	12	and	and	CCONJ
inlawrev-27984	100	13	the	the	DET
inlawrev-27984	100	14	valuations	valuation	NOUN
inlawrev-27984	100	15	of	of	ADP
inlawrev-27984	100	16	comparable	comparable	ADJ
inlawrev-27984	100	17	homes	home	NOUN
inlawrev-27984	100	18	in	in	ADP
inlawrev-27984	100	19	the	the	DET
inlawrev-27984	100	20	area	area	NOUN
inlawrev-27984	100	21	are	be	AUX
inlawrev-27984	100	22	used	use	VERB
inlawrev-27984	100	23	to	to	PART
inlawrev-27984	100	24	determine	determine	VERB
inlawrev-27984	100	25	the	the	DET
inlawrev-27984	100	26	final	final	ADJ
inlawrev-27984	100	27	appraisal	appraisal	NOUN
inlawrev-27984	100	28	value	value	NOUN
inlawrev-27984	100	29	of	of	ADP
inlawrev-27984	100	30	the	the	DET
inlawrev-27984	100	31	home	home	NOUN
inlawrev-27984	100	32	,	,	PUNCT
inlawrev-27984	100	33	which	which	PRON
inlawrev-27984	100	34	is	be	AUX
inlawrev-27984	100	35	detailed	detail	VERB
inlawrev-27984	100	36	in	in	ADP
inlawrev-27984	100	37	a	a	DET
inlawrev-27984	100	38	final	final	ADJ
inlawrev-27984	100	39	appraisal	appraisal	NOUN
inlawrev-27984	100	40	report.34	report.34	NOUN
inlawrev-27984	100	41	an	an	DET
inlawrev-27984	100	42	appraiser	appraiser	NOUN
inlawrev-27984	100	43	can	can	AUX
inlawrev-27984	100	44	become	become	VERB
inlawrev-27984	100	45	licensed	licensed	ADJ
inlawrev-27984	100	46	through	through	ADP
inlawrev-27984	100	47	a	a	DET
inlawrev-27984	100	48	process	process	NOUN
inlawrev-27984	100	49	that	that	PRON
inlawrev-27984	100	50	involves	involve	VERB
inlawrev-27984	100	51	the	the	DET
inlawrev-27984	100	52	completion	completion	NOUN
inlawrev-27984	100	53	of	of	ADP
inlawrev-27984	100	54	educational	educational	ADJ
inlawrev-27984	100	55	courses	course	NOUN
inlawrev-27984	100	56	,	,	PUNCT
inlawrev-27984	100	57	the	the	DET
inlawrev-27984	100	58	completion	completion	NOUN
inlawrev-27984	100	59	of	of	ADP
inlawrev-27984	100	60	a	a	DET
inlawrev-27984	100	61	set	set	VERB
inlawrev-27984	100	62	amount	amount	NOUN
inlawrev-27984	100	63	of	of	ADP
inlawrev-27984	100	64	hours	hour	NOUN
inlawrev-27984	100	65	with	with	ADP
inlawrev-27984	100	66	a	a	DET
inlawrev-27984	100	67	supervisory	supervisory	ADJ
inlawrev-27984	100	68	appraiser	appraiser	NOUN
inlawrev-27984	100	69	,	,	PUNCT
inlawrev-27984	100	70	and	and	CCONJ
inlawrev-27984	100	71	finally	finally	ADV
inlawrev-27984	100	72	,	,	PUNCT
inlawrev-27984	100	73	the	the	DET
inlawrev-27984	100	74	completion	completion	NOUN
inlawrev-27984	100	75	of	of	ADP
inlawrev-27984	100	76	a	a	DET
inlawrev-27984	100	77	licensing	licensing	NOUN
inlawrev-27984	100	78	examination.35	examination.35	NOUN
inlawrev-27984	100	79	procedures	procedure	NOUN
inlawrev-27984	100	80	and	and	CCONJ
inlawrev-27984	100	81	requirements	requirement	NOUN
inlawrev-27984	100	82	can	can	AUX
inlawrev-27984	100	83	vary	vary	VERB
inlawrev-27984	100	84	state	state	NOUN
inlawrev-27984	100	85	to	to	ADP
inlawrev-27984	100	86	state	state	NOUN
inlawrev-27984	100	87	,	,	PUNCT
inlawrev-27984	100	88	but	but	CCONJ
inlawrev-27984	100	89	many	many	ADJ
inlawrev-27984	100	90	states	state	NOUN
inlawrev-27984	100	91	require	require	VERB
inlawrev-27984	100	92	the	the	DET
inlawrev-27984	100	93	completion	completion	NOUN
inlawrev-27984	100	94	of	of	ADP
inlawrev-27984	100	95	courses	course	NOUN
inlawrev-27984	100	96	approved	approve	VERB
inlawrev-27984	100	97	by	by	ADP
inlawrev-27984	100	98	the	the	DET
inlawrev-27984	100	99	appraiser	appraiser	NOUN
inlawrev-27984	100	100	qualifications	qualification	NOUN
inlawrev-27984	100	101	board	board	NOUN
inlawrev-27984	100	102	(	(	PUNCT
inlawrev-27984	100	103	“	"	PUNCT
inlawrev-27984	100	104	aqb”).36	aqb”).36	VERB
inlawrev-27984	100	105	the	the	DET
inlawrev-27984	100	106	aqb	aqb	NOUN
inlawrev-27984	100	107	,	,	PUNCT
inlawrev-27984	100	108	under	under	ADP
inlawrev-27984	100	109	title	title	NOUN
inlawrev-27984	100	110	xi	xi	NUM
inlawrev-27984	100	111	of	of	ADP
inlawrev-27984	100	112	the	the	DET
inlawrev-27984	100	113	financial	financial	ADJ
inlawrev-27984	100	114	institutions	institution	NOUN
inlawrev-27984	100	115	reform	reform	NOUN
inlawrev-27984	100	116	,	,	PUNCT
inlawrev-27984	100	117	recovery	recovery	NOUN
inlawrev-27984	100	118	and	and	CCONJ
inlawrev-27984	100	119	enforcement	enforcement	NOUN
inlawrev-27984	100	120	act	act	PROPN
inlawrev-27984	100	121	of	of	ADP
inlawrev-27984	100	122	1989	1989	NUM
inlawrev-27984	100	123	,	,	PUNCT
inlawrev-27984	100	124	is	be	AUX
inlawrev-27984	100	125	tasked	task	VERB
inlawrev-27984	100	126	with	with	ADP
inlawrev-27984	100	127	establishing	establish	VERB
inlawrev-27984	100	128	the	the	DET
inlawrev-27984	100	129	minimum	minimum	ADJ
inlawrev-27984	100	130	experience	experience	NOUN
inlawrev-27984	100	131	,	,	PUNCT
inlawrev-27984	100	132	education	education	NOUN
inlawrev-27984	100	133	,	,	PUNCT
inlawrev-27984	100	134	and	and	CCONJ
inlawrev-27984	100	135	examination	examination	NOUN
inlawrev-27984	100	136	requirements	requirement	NOUN
inlawrev-27984	100	137	for	for	ADP
inlawrev-27984	100	138	appraisers	appraiser	NOUN
inlawrev-27984	100	139	to	to	PART
inlawrev-27984	100	140	obtain	obtain	VERB
inlawrev-27984	100	141	state	state	NOUN
inlawrev-27984	100	142	certification.37	certification.37	VERB
inlawrev-27984	100	143	moreover	moreover	ADV
inlawrev-27984	100	144	,	,	PUNCT
inlawrev-27984	100	145	the	the	DET
inlawrev-27984	100	146	appraisal	appraisal	NOUN
inlawrev-27984	100	147	foundation	foundation	NOUN
inlawrev-27984	100	148	,	,	PUNCT
inlawrev-27984	100	149	which	which	PRON
inlawrev-27984	100	150	is	be	AUX
inlawrev-27984	100	151	authorized	authorize	VERB
inlawrev-27984	100	152	by	by	ADP
inlawrev-27984	100	153	congress	congress	PROPN
inlawrev-27984	100	154	to	to	PART
inlawrev-27984	100	155	set	set	VERB
inlawrev-27984	100	156	appraisal	appraisal	NOUN
inlawrev-27984	100	157	standards	standard	NOUN
inlawrev-27984	100	158	and	and	CCONJ
inlawrev-27984	100	159	appraiser	appraiser	NOUN
inlawrev-27984	100	160	qualifications	qualification	NOUN
inlawrev-27984	100	161	,	,	PUNCT
inlawrev-27984	100	162	requires	require	VERB
inlawrev-27984	100	163	the	the	DET
inlawrev-27984	100	164	completion	completion	NOUN
inlawrev-27984	100	165	of	of	ADP
inlawrev-27984	100	166	uniform	uniform	ADJ
inlawrev-27984	100	167	standards	standard	NOUN
inlawrev-27984	100	168	of	of	ADP
inlawrev-27984	100	169	professional	professional	ADJ
inlawrev-27984	100	170	appraisal	appraisal	NOUN
inlawrev-27984	100	171	practice	practice	NOUN
inlawrev-27984	100	172	(	(	PUNCT
inlawrev-27984	100	173	“	"	PUNCT
inlawrev-27984	100	174	uspap	uspap	PROPN
inlawrev-27984	100	175	”	"	PUNCT
inlawrev-27984	100	176	)	)	PUNCT
inlawrev-27984	100	177	courses.38	courses.38	PROPN
inlawrev-27984	100	178	in	in	ADP
inlawrev-27984	100	179	2021	2021	NUM
inlawrev-27984	100	180	,	,	PUNCT
inlawrev-27984	100	181	the	the	DET
inlawrev-27984	100	182	appraisal	appraisal	NOUN
inlawrev-27984	100	183	foundation	foundation	NOUN
inlawrev-27984	100	184	announced	announce	VERB
inlawrev-27984	100	185	that	that	SCONJ
inlawrev-27984	100	186	,	,	PUNCT
inlawrev-27984	100	187	as	as	ADP
inlawrev-27984	100	188	part	part	NOUN
inlawrev-27984	100	189	of	of	ADP
inlawrev-27984	100	190	these	these	DET
inlawrev-27984	100	191	courses	course	NOUN
inlawrev-27984	100	192	,	,	PUNCT
inlawrev-27984	100	193	it	it	PRON
inlawrev-27984	100	194	would	would	AUX
inlawrev-27984	100	195	require	require	VERB
inlawrev-27984	100	196	appraisers	appraiser	NOUN
inlawrev-27984	100	197	to	to	PART
inlawrev-27984	100	198	take	take	VERB
inlawrev-27984	100	199	a	a	DET
inlawrev-27984	100	200	seven	seven	NUM
inlawrev-27984	100	201	-	-	PUNCT
inlawrev-27984	100	202	hour	hour	NOUN
inlawrev-27984	100	203	course	course	NOUN
inlawrev-27984	100	204	focused	focus	VERB
inlawrev-27984	100	205	on	on	ADP
inlawrev-27984	100	206	fair	fair	ADJ
inlawrev-27984	100	207	housing	housing	NOUN
inlawrev-27984	100	208	laws	law	NOUN
inlawrev-27984	100	209	and	and	CCONJ
inlawrev-27984	100	210	bias.39	bias.39	NOUN
inlawrev-27984	100	211	additionally	additionally	ADV
inlawrev-27984	100	212	,	,	PUNCT
inlawrev-27984	100	213	it	it	PRON
inlawrev-27984	100	214	is	be	AUX
inlawrev-27984	100	215	noteworthy	noteworthy	ADJ
inlawrev-27984	100	216	that	that	SCONJ
inlawrev-27984	100	217	in	in	ADP
inlawrev-27984	100	218	2022	2022	NUM
inlawrev-27984	100	219	,	,	PUNCT
inlawrev-27984	100	220	the	the	DET
inlawrev-27984	100	221	u.s	u.s	PROPN
inlawrev-27984	100	222	.	.	PROPN
inlawrev-27984	100	223	bureau	bureau	PROPN
inlawrev-27984	100	224	of	of	ADP
inlawrev-27984	100	225	labor	labor	PROPN
inlawrev-27984	100	226	statistics	statistic	NOUN
inlawrev-27984	100	227	estimated	estimate	VERB
inlawrev-27984	100	228	that	that	SCONJ
inlawrev-27984	100	229	more	more	ADJ
inlawrev-27984	100	230	than	than	ADP
inlawrev-27984	100	231	92	92	NUM
inlawrev-27984	100	232	%	%	NOUN
inlawrev-27984	100	233	of	of	ADP
inlawrev-27984	100	234	home	home	NOUN
inlawrev-27984	100	235	appraisers	appraiser	NOUN
inlawrev-27984	100	236	are	be	AUX
inlawrev-27984	100	237	white	white	ADJ
inlawrev-27984	100	238	and	and	CCONJ
inlawrev-27984	100	239	54.5	54.5	NUM
inlawrev-27984	100	240	%	%	NOUN
inlawrev-27984	100	241	31	31	NUM
inlawrev-27984	100	242	.	.	PUNCT
inlawrev-27984	101	1	carey	carey	PROPN
inlawrev-27984	101	2	chesney	chesney	PROPN
inlawrev-27984	101	3	,	,	PUNCT
inlawrev-27984	101	4	real	real	ADJ
inlawrev-27984	101	5	estate	estate	NOUN
inlawrev-27984	101	6	comps	comp	NOUN
inlawrev-27984	101	7	:	:	PUNCT
inlawrev-27984	101	8	what	what	PRON
inlawrev-27984	101	9	they	they	PRON
inlawrev-27984	101	10	are	be	AUX
inlawrev-27984	101	11	and	and	CCONJ
inlawrev-27984	101	12	how	how	SCONJ
inlawrev-27984	101	13	to	to	PART
inlawrev-27984	101	14	find	find	VERB
inlawrev-27984	101	15	them	they	PRON
inlawrev-27984	101	16	in	in	ADP
inlawrev-27984	101	17	your	your	PRON
inlawrev-27984	101	18	area	area	NOUN
inlawrev-27984	101	19	,	,	PUNCT
inlawrev-27984	101	20	rocket	rocket	NOUN
inlawrev-27984	101	21	mortg	mortg	NOUN
inlawrev-27984	101	22	.	.	PUNCT
inlawrev-27984	102	1	(	(	PUNCT
inlawrev-27984	102	2	jan	jan	PROPN
inlawrev-27984	102	3	.	.	PROPN
inlawrev-27984	102	4	11	11	NUM
inlawrev-27984	102	5	,	,	PUNCT
inlawrev-27984	102	6	2023	2023	NUM
inlawrev-27984	102	7	)	)	PUNCT
inlawrev-27984	102	8	,	,	PUNCT
inlawrev-27984	102	9	https://www.rocketmortgage.com/learn/real-estate-comps	https://www.rocketmortgage.com/learn/real-estate-comps	PROPN
inlawrev-27984	103	1	[	[	X
inlawrev-27984	103	2	https://perma.cc/p4u9-2mc4	https://perma.cc/p4u9-2mc4	PROPN
inlawrev-27984	103	3	]	]	SYM
inlawrev-27984	103	4	.	.	PUNCT
inlawrev-27984	104	1	32	32	NUM
inlawrev-27984	104	2	.	.	PUNCT
inlawrev-27984	105	1	howell	howell	PROPN
inlawrev-27984	105	2	&	&	CCONJ
inlawrev-27984	105	3	korver	korver	PROPN
inlawrev-27984	105	4	-	-	PUNCT
inlawrev-27984	105	5	glenn	glenn	PROPN
inlawrev-27984	105	6	,	,	PUNCT
inlawrev-27984	105	7	supra	supra	PROPN
inlawrev-27984	105	8	note	note	PROPN
inlawrev-27984	105	9	17	17	NUM
inlawrev-27984	105	10	,	,	PUNCT
inlawrev-27984	105	11	at	at	ADP
inlawrev-27984	105	12	5	5	NUM
inlawrev-27984	105	13	.	.	PUNCT
inlawrev-27984	105	14	33	33	NUM
inlawrev-27984	105	15	.	.	PUNCT
inlawrev-27984	106	1	i	i	PRON
inlawrev-27984	106	2	d.	d.	PROPN
inlawrev-27984	106	3	34	34	NUM
inlawrev-27984	106	4	.	.	PUNCT
inlawrev-27984	107	1	musinki	musinki	PROPN
inlawrev-27984	107	2	,	,	PUNCT
inlawrev-27984	107	3	supra	supra	PROPN
inlawrev-27984	107	4	note	note	NOUN
inlawrev-27984	107	5	30	30	NUM
inlawrev-27984	107	6	.	.	PUNCT
inlawrev-27984	107	7	35	35	NUM
inlawrev-27984	107	8	.	.	PUNCT
inlawrev-27984	108	1	how	how	SCONJ
inlawrev-27984	108	2	to	to	PART
inlawrev-27984	108	3	become	become	VERB
inlawrev-27984	108	4	a	a	DET
inlawrev-27984	108	5	real	real	ADJ
inlawrev-27984	108	6	property	property	NOUN
inlawrev-27984	108	7	appraiser	appraiser	NOUN
inlawrev-27984	108	8	,	,	PUNCT
inlawrev-27984	108	9	the	the	DET
inlawrev-27984	108	10	appraisal	appraisal	NOUN
inlawrev-27984	108	11	found	find	VERB
inlawrev-27984	108	12	.	.	PUNCT
inlawrev-27984	108	13	,	,	PUNCT
inlawrev-27984	108	14	https://www	https://www	PROPN
inlawrev-27984	108	15	.	.	PUNCT
inlawrev-27984	109	1	appraisalfoundation.org/imis/taf/resources/aspiring_appraisers/how_to_become_a_real_pr	appraisalfoundation.org/imis/taf/resources/aspiring_appraisers/how_to_become_a_real_pr	PROPN
inlawrev-27984	109	2	operty_appraiser	operty_appraiser	PROPN
inlawrev-27984	109	3	/	/	SYM
inlawrev-27984	109	4	taf	taf	NOUN
inlawrev-27984	109	5	/	/	SYM
inlawrev-27984	109	6	copy_of_become_rp_appraiser.aspx?hkey	copy_of_become_rp_appraiser.aspx?hkey	PROPN
inlawrev-27984	109	7	=	=	SYM
inlawrev-27984	109	8	e156deb3	e156deb3	NOUN
inlawrev-27984	109	9	-	-	ADJ
inlawrev-27984	109	10	275f-46b6	275f-46b6	ADJ
inlawrev-27984	109	11	-	-	PUNCT
inlawrev-27984	109	12	9775177c043ca399	9775177c043ca399	NOUN
inlawrev-27984	109	13	[	[	X
inlawrev-27984	109	14	https://perma.cc/6v5d-l4yp	https://perma.cc/6v5d-l4yp	X
inlawrev-27984	109	15	]	]	X
inlawrev-27984	109	16	(	(	PUNCT
inlawrev-27984	109	17	last	last	ADV
inlawrev-27984	109	18	visited	visit	VERB
inlawrev-27984	109	19	nov	nov	PROPN
inlawrev-27984	109	20	.	.	PROPN
inlawrev-27984	109	21	25	25	NUM
inlawrev-27984	109	22	,	,	PUNCT
inlawrev-27984	109	23	2022	2022	NUM
inlawrev-27984	109	24	)	)	PUNCT
inlawrev-27984	109	25	.	.	PUNCT
inlawrev-27984	110	1	36	36	NUM
inlawrev-27984	110	2	.	.	PUNCT
inlawrev-27984	111	1	i	i	PRON
inlawrev-27984	111	2	d.	d.	PROPN
inlawrev-27984	111	3	37	37	NUM
inlawrev-27984	111	4	.	.	PUNCT
inlawrev-27984	112	1	appraiser	appraiser	NOUN
inlawrev-27984	112	2	qualifications	qualifications	PROPN
inlawrev-27984	112	3	board	board	PROPN
inlawrev-27984	113	1	,	,	PUNCT
inlawrev-27984	113	2	the	the	DET
inlawrev-27984	113	3	appraisal	appraisal	NOUN
inlawrev-27984	113	4	found	find	VERB
inlawrev-27984	113	5	.	.	PUNCT
inlawrev-27984	113	6	,	,	PUNCT
inlawrev-27984	113	7	https://www.appraisal	https://www.appraisal	ADJ
inlawrev-27984	113	8	foundation.org	foundation.org	X
inlawrev-27984	114	1	[	[	X
inlawrev-27984	114	2	https://perma.cc/2r73-qrum	https://perma.cc/2r73-qrum	X
inlawrev-27984	114	3	]	]	X
inlawrev-27984	114	4	(	(	PUNCT
inlawrev-27984	114	5	last	last	ADV
inlawrev-27984	114	6	visited	visit	VERB
inlawrev-27984	114	7	mar	mar	PROPN
inlawrev-27984	114	8	.	.	PROPN
inlawrev-27984	114	9	12	12	NUM
inlawrev-27984	114	10	,	,	PUNCT
inlawrev-27984	114	11	2023	2023	NUM
inlawrev-27984	114	12	)	)	PUNCT
inlawrev-27984	114	13	.	.	PUNCT
inlawrev-27984	115	1	38	38	NUM
inlawrev-27984	115	2	.	.	PUNCT
inlawrev-27984	115	3	uniform	uniform	ADJ
inlawrev-27984	115	4	standards	standard	NOUN
inlawrev-27984	115	5	of	of	ADP
inlawrev-27984	115	6	professional	professional	ADJ
inlawrev-27984	115	7	appraisal	appraisal	NOUN
inlawrev-27984	115	8	practice	practice	NOUN
inlawrev-27984	115	9	(	(	PUNCT
inlawrev-27984	115	10	uspap	uspap	NOUN
inlawrev-27984	115	11	)	)	PUNCT
inlawrev-27984	115	12	courses	course	NOUN
inlawrev-27984	115	13	,	,	PUNCT
inlawrev-27984	115	14	the	the	DET
inlawrev-27984	115	15	appraisal	appraisal	NOUN
inlawrev-27984	115	16	fo	fo	ADP
inlawrev-27984	115	17	u	u	NOUN
inlawrev-27984	115	18	n	n	PRON
inlawrev-27984	115	19	d	d	NOUN
inlawrev-27984	115	20	.	.	PUNCT
inlawrev-27984	115	21	,	,	PUNCT
inlawrev-27984	115	22	https://www.appraisalfoundation.org/imis/taf/resources/courses/uspap	https://www.appraisalfoundation.org/imis/taf/resources/courses/uspap	NOUN
inlawrev-27984	115	23	_	_	SYM
inlawrev-27984	115	24	courses	course	NOUN
inlawrev-27984	115	25	/	/	SYM
inlawrev-27984	115	26	taf	taf	NOUN
inlawrev-27984	115	27	/	/	SYM
inlawrev-27984	115	28	uspap_courses.aspx	uspap_courses.aspx	X
inlawrev-27984	116	1	[	[	X
inlawrev-27984	116	2	https://perma.cc/9lxj-tnx3	https://perma.cc/9lxj-tnx3	NOUN
inlawrev-27984	116	3	]	]	PUNCT
inlawrev-27984	116	4	(	(	PUNCT
inlawrev-27984	116	5	last	last	ADV
inlawrev-27984	116	6	visited	visit	VERB
inlawrev-27984	116	7	nov	nov	PROPN
inlawrev-27984	116	8	.	.	PROPN
inlawrev-27984	116	9	27	27	NUM
inlawrev-27984	116	10	,	,	PUNCT
inlawrev-27984	116	11	2022	2022	NUM
inlawrev-27984	116	12	)	)	PUNCT
inlawrev-27984	116	13	.	.	PUNCT
inlawrev-27984	117	1	39	39	NUM
inlawrev-27984	117	2	.	.	PUNCT
inlawrev-27984	118	1	tim	tim	PROPN
inlawrev-27984	118	2	glaze	glaze	NOUN
inlawrev-27984	118	3	,	,	PUNCT
inlawrev-27984	118	4	appraisal	appraisal	NOUN
inlawrev-27984	118	5	foundation	foundation	NOUN
inlawrev-27984	118	6	:	:	PUNCT
inlawrev-27984	118	7	appraisers	appraiser	NOUN
inlawrev-27984	118	8	must	must	AUX
inlawrev-27984	118	9	take	take	VERB
inlawrev-27984	118	10	course	course	NOUN
inlawrev-27984	118	11	on	on	ADP
inlawrev-27984	118	12	bias	bias	NOUN
inlawrev-27984	118	13	,	,	PUNCT
inlawrev-27984	118	14	hous	hous	ADJ
inlawrev-27984	118	15	.	.	PUNCT
inlawrev-27984	119	1	wire	wire	NOUN
inlawrev-27984	119	2	(	(	PUNCT
inlawrev-27984	119	3	mar	mar	PROPN
inlawrev-27984	119	4	.	.	PROPN
inlawrev-27984	119	5	3	3	NUM
inlawrev-27984	119	6	,	,	PUNCT
inlawrev-27984	119	7	2021	2021	NUM
inlawrev-27984	119	8	,	,	PUNCT
inlawrev-27984	119	9	2:19	2:19	NUM
inlawrev-27984	119	10	pm	pm	NOUN
inlawrev-27984	119	11	)	)	PUNCT
inlawrev-27984	119	12	,	,	PUNCT
inlawrev-27984	119	13	https://www.housingwire.com/articles/appraisal-foundation-appraisersmust-take-course-on-bias/	https://www.housingwire.com/articles/appraisal-foundation-appraisersmust-take-course-on-bias/	PROPN
inlawrev-27984	120	1	[	[	X
inlawrev-27984	120	2	https://perma.cc/f4qz-748k	https://perma.cc/f4qz-748k	X
inlawrev-27984	120	3	]	]	X
inlawrev-27984	120	4	.	.	PUNCT
inlawrev-27984	121	1	484	484	NUM
inlawrev-27984	121	2	indiana	indiana	PROPN
inlawrev-27984	121	3	law	law	PROPN
inlawrev-27984	121	4	review	review	NOUN
inlawrev-27984	121	5	[	[	X
inlawrev-27984	121	6	vol	vol	NOUN
inlawrev-27984	121	7	.	.	PUNCT
inlawrev-27984	122	1	57:479	57:479	NUM
inlawrev-27984	122	2	are	be	AUX
inlawrev-27984	122	3	men.40	men.40	ADJ
inlawrev-27984	122	4	this	this	DET
inlawrev-27984	122	5	lack	lack	NOUN
inlawrev-27984	122	6	of	of	ADP
inlawrev-27984	122	7	diversity	diversity	NOUN
inlawrev-27984	122	8	within	within	ADP
inlawrev-27984	122	9	the	the	DET
inlawrev-27984	122	10	appraisal	appraisal	NOUN
inlawrev-27984	122	11	profession	profession	NOUN
inlawrev-27984	122	12	is	be	AUX
inlawrev-27984	122	13	often	often	ADV
inlawrev-27984	122	14	attributed	attribute	VERB
inlawrev-27984	122	15	to	to	ADP
inlawrev-27984	122	16	various	various	ADJ
inlawrev-27984	122	17	barriers	barrier	NOUN
inlawrev-27984	122	18	to	to	ADP
inlawrev-27984	122	19	entry	entry	NOUN
inlawrev-27984	122	20	such	such	ADJ
inlawrev-27984	122	21	as	as	ADP
inlawrev-27984	122	22	the	the	DET
inlawrev-27984	122	23	relatively	relatively	ADV
inlawrev-27984	122	24	high	high	ADJ
inlawrev-27984	122	25	costs	cost	NOUN
inlawrev-27984	122	26	of	of	ADP
inlawrev-27984	122	27	appraiser	appraiser	NOUN
inlawrev-27984	122	28	education	education	NOUN
inlawrev-27984	122	29	and	and	CCONJ
inlawrev-27984	122	30	examination	examination	NOUN
inlawrev-27984	122	31	as	as	ADV
inlawrev-27984	122	32	well	well	ADV
inlawrev-27984	122	33	as	as	ADP
inlawrev-27984	122	34	the	the	DET
inlawrev-27984	122	35	1,500	1,500	NUM
inlawrev-27984	122	36	to	to	PART
inlawrev-27984	122	37	3,000	3,000	NUM
inlawrev-27984	122	38	hours	hour	NOUN
inlawrev-27984	122	39	required	require	VERB
inlawrev-27984	122	40	to	to	PART
inlawrev-27984	122	41	become	become	VERB
inlawrev-27984	122	42	licensed.41	licensed.41	NOUN
inlawrev-27984	122	43	moreover	moreover	ADV
inlawrev-27984	122	44	,	,	PUNCT
inlawrev-27984	122	45	“	"	PUNCT
inlawrev-27984	122	46	[	[	X
inlawrev-27984	122	47	t]he	t]he	ADJ
inlawrev-27984	122	48	appraiser	appraiser	NOUN
inlawrev-27984	122	49	pipeline	pipeline	NOUN
inlawrev-27984	122	50	relies	rely	VERB
inlawrev-27984	122	51	on	on	ADP
inlawrev-27984	122	52	the	the	DET
inlawrev-27984	122	53	supervisor	supervisor	NOUN
inlawrev-27984	122	54	-	-	PUNCT
inlawrev-27984	122	55	trainee	trainee	NOUN
inlawrev-27984	122	56	model	model	NOUN
inlawrev-27984	122	57	,	,	PUNCT
inlawrev-27984	122	58	which	which	PRON
inlawrev-27984	122	59	often	often	ADV
inlawrev-27984	122	60	results	result	VERB
inlawrev-27984	122	61	in	in	ADP
inlawrev-27984	122	62	white	white	ADJ
inlawrev-27984	122	63	appraisers	appraiser	NOUN
inlawrev-27984	122	64	supervising	supervise	VERB
inlawrev-27984	122	65	white	white	ADJ
inlawrev-27984	122	66	trainees	trainee	NOUN
inlawrev-27984	122	67	from	from	ADP
inlawrev-27984	122	68	their	their	PRON
inlawrev-27984	122	69	personal	personal	ADJ
inlawrev-27984	122	70	or	or	CCONJ
inlawrev-27984	122	71	professional	professional	ADJ
inlawrev-27984	122	72	networks	network	NOUN
inlawrev-27984	122	73	.	.	PUNCT
inlawrev-27984	123	1	”42	”42	VERB
inlawrev-27984	123	2	overall	overall	ADV
inlawrev-27984	123	3	,	,	PUNCT
inlawrev-27984	123	4	appraisals	appraisal	NOUN
inlawrev-27984	123	5	are	be	AUX
inlawrev-27984	123	6	highly	highly	ADV
inlawrev-27984	123	7	subjective	subjective	ADJ
inlawrev-27984	123	8	and	and	CCONJ
inlawrev-27984	123	9	heavily	heavily	ADV
inlawrev-27984	123	10	influenced	influence	VERB
inlawrev-27984	123	11	by	by	ADP
inlawrev-27984	123	12	the	the	DET
inlawrev-27984	123	13	appraiser	appraiser	NOUN
inlawrev-27984	123	14	’s	’s	PART
inlawrev-27984	123	15	experience	experience	NOUN
inlawrev-27984	123	16	,	,	PUNCT
inlawrev-27984	123	17	expertise	expertise	NOUN
inlawrev-27984	123	18	,	,	PUNCT
inlawrev-27984	123	19	and	and	CCONJ
inlawrev-27984	123	20	knowledge	knowledge	NOUN
inlawrev-27984	123	21	of	of	ADP
inlawrev-27984	123	22	the	the	DET
inlawrev-27984	123	23	neighborhood.43	neighborhood.43	PROPN
inlawrev-27984	123	24	frederick	frederick	PROPN
inlawrev-27984	123	25	babcock	babcock	PROPN
inlawrev-27984	123	26	,	,	PUNCT
inlawrev-27984	123	27	considered	consider	VERB
inlawrev-27984	123	28	to	to	PART
inlawrev-27984	123	29	be	be	AUX
inlawrev-27984	123	30	one	one	NUM
inlawrev-27984	123	31	of	of	ADP
inlawrev-27984	123	32	the	the	DET
inlawrev-27984	123	33	originators	originator	NOUN
inlawrev-27984	123	34	of	of	ADP
inlawrev-27984	123	35	appraisals	appraisal	NOUN
inlawrev-27984	123	36	,	,	PUNCT
inlawrev-27984	123	37	said	say	VERB
inlawrev-27984	123	38	,	,	PUNCT
inlawrev-27984	123	39	“	"	PUNCT
inlawrev-27984	123	40	it	it	PRON
inlawrev-27984	123	41	is	be	AUX
inlawrev-27984	123	42	obvious	obvious	ADJ
inlawrev-27984	123	43	that	that	SCONJ
inlawrev-27984	123	44	there	there	PRON
inlawrev-27984	123	45	is	be	VERB
inlawrev-27984	123	46	no	no	DET
inlawrev-27984	123	47	absolute	absolute	ADJ
inlawrev-27984	123	48	iron	iron	NOUN
inlawrev-27984	123	49	-	-	PUNCT
inlawrev-27984	123	50	clad	clothe	VERB
inlawrev-27984	123	51	method	method	NOUN
inlawrev-27984	123	52	of	of	ADP
inlawrev-27984	123	53	computing	compute	VERB
inlawrev-27984	123	54	real	real	ADJ
inlawrev-27984	123	55	estate	estate	NOUN
inlawrev-27984	123	56	values	value	NOUN
inlawrev-27984	123	57	.	.	PUNCT
inlawrev-27984	123	58	.	.	PUNCT
inlawrev-27984	123	59	.	.	PUNCT
inlawrev-27984	124	1	because	because	SCONJ
inlawrev-27984	124	2	values	value	NOUN
inlawrev-27984	124	3	are	be	AUX
inlawrev-27984	124	4	a	a	DET
inlawrev-27984	124	5	social	social	ADJ
inlawrev-27984	124	6	phenomenon	phenomenon	NOUN
inlawrev-27984	124	7	dependent	dependent	ADJ
inlawrev-27984	124	8	on	on	ADP
inlawrev-27984	124	9	human	human	ADJ
inlawrev-27984	124	10	behavior	behavior	NOUN
inlawrev-27984	124	11	.	.	PUNCT
inlawrev-27984	125	1	”44	”44	PROPN
inlawrev-27984	125	2	thus	thus	ADV
inlawrev-27984	125	3	,	,	PUNCT
inlawrev-27984	125	4	housing	housing	NOUN
inlawrev-27984	125	5	appraisals	appraisal	NOUN
inlawrev-27984	125	6	are	be	AUX
inlawrev-27984	125	7	often	often	ADV
inlawrev-27984	125	8	racially	racially	ADV
inlawrev-27984	125	9	influenced	influence	VERB
inlawrev-27984	125	10	.	.	PUNCT
inlawrev-27984	126	1	throughout	throughout	ADP
inlawrev-27984	126	2	american	american	ADJ
inlawrev-27984	126	3	history	history	NOUN
inlawrev-27984	126	4	,	,	PUNCT
inlawrev-27984	126	5	“	"	PUNCT
inlawrev-27984	126	6	[	[	X
inlawrev-27984	126	7	t]he	t]he	ADV
inlawrev-27984	126	8	intensely	intensely	ADV
inlawrev-27984	126	9	subjective	subjective	ADJ
inlawrev-27984	126	10	processes	process	NOUN
inlawrev-27984	126	11	of	of	ADP
inlawrev-27984	126	12	determining	determine	VERB
inlawrev-27984	126	13	the	the	DET
inlawrev-27984	126	14	value	value	NOUN
inlawrev-27984	126	15	of	of	ADP
inlawrev-27984	126	16	property	property	NOUN
inlawrev-27984	126	17	or	or	CCONJ
inlawrev-27984	126	18	a	a	DET
inlawrev-27984	126	19	neighborhood	neighborhood	NOUN
inlawrev-27984	126	20	.	.	PUNCT
inlawrev-27984	126	21	.	.	PUNCT
inlawrev-27984	127	1	.	.	PUNCT
inlawrev-27984	128	1	was	be	AUX
inlawrev-27984	128	2	inherently	inherently	ADV
inlawrev-27984	128	3	informed	inform	VERB
inlawrev-27984	128	4	by	by	ADP
inlawrev-27984	128	5	the	the	DET
inlawrev-27984	128	6	presence	presence	NOUN
inlawrev-27984	128	7	or	or	CCONJ
inlawrev-27984	128	8	absence	absence	NOUN
inlawrev-27984	128	9	of	of	ADP
inlawrev-27984	128	10	african	african	ADJ
inlawrev-27984	128	11	americans	americans	PROPN
inlawrev-27984	128	12	.	.	PUNCT
inlawrev-27984	129	1	”45	”45	PROPN
inlawrev-27984	129	2	indeed	indeed	ADV
inlawrev-27984	129	3	,	,	PUNCT
inlawrev-27984	129	4	it	it	PRON
inlawrev-27984	129	5	has	have	AUX
inlawrev-27984	129	6	been	be	AUX
inlawrev-27984	129	7	said	say	VERB
inlawrev-27984	129	8	that	that	SCONJ
inlawrev-27984	129	9	“	"	PUNCT
inlawrev-27984	129	10	[	[	X
inlawrev-27984	129	11	t]he	t]he	ADV
inlawrev-27984	129	12	contrived	contrived	ADJ
inlawrev-27984	129	13	sciences	science	NOUN
inlawrev-27984	129	14	of	of	ADP
inlawrev-27984	129	15	real	real	ADJ
inlawrev-27984	129	16	estate	estate	NOUN
inlawrev-27984	129	17	brokerage	brokerage	NOUN
inlawrev-27984	129	18	and	and	CCONJ
inlawrev-27984	129	19	appraisal	appraisal	NOUN
inlawrev-27984	129	20	were	be	AUX
inlawrev-27984	129	21	developed	develop	VERB
inlawrev-27984	129	22	in	in	ADP
inlawrev-27984	129	23	the	the	DET
inlawrev-27984	129	24	shadow	shadow	NOUN
inlawrev-27984	129	25	of	of	ADP
inlawrev-27984	129	26	a	a	DET
inlawrev-27984	129	27	eugenic	eugenic	ADJ
inlawrev-27984	129	28	pseudoscience	pseudoscience	NOUN
inlawrev-27984	129	29	in	in	ADP
inlawrev-27984	129	30	which	which	PRON
inlawrev-27984	129	31	fatalistic	fatalistic	ADJ
inlawrev-27984	129	32	assumptions	assumption	NOUN
inlawrev-27984	129	33	linked	link	VERB
inlawrev-27984	129	34	biology	biology	NOUN
inlawrev-27984	129	35	,	,	PUNCT
inlawrev-27984	129	36	race	race	NOUN
inlawrev-27984	129	37	and	and	CCONJ
inlawrev-27984	129	38	ethnicity	ethnicity	NOUN
inlawrev-27984	129	39	.	.	PUNCT
inlawrev-27984	130	1	”46	”46	VERB
inlawrev-27984	130	2	the	the	DET
inlawrev-27984	130	3	values	value	NOUN
inlawrev-27984	130	4	of	of	ADP
inlawrev-27984	130	5	homes	home	NOUN
inlawrev-27984	130	6	owned	own	VERB
inlawrev-27984	130	7	by	by	ADP
inlawrev-27984	130	8	racial	racial	ADJ
inlawrev-27984	130	9	minorities	minority	NOUN
inlawrev-27984	130	10	and	and	CCONJ
inlawrev-27984	130	11	homes	home	NOUN
inlawrev-27984	130	12	in	in	ADP
inlawrev-27984	130	13	neighborhoods	neighborhood	NOUN
inlawrev-27984	130	14	with	with	ADP
inlawrev-27984	130	15	larger	large	ADJ
inlawrev-27984	130	16	numbers	number	NOUN
inlawrev-27984	130	17	of	of	ADP
inlawrev-27984	130	18	racial	racial	ADJ
inlawrev-27984	130	19	minorities	minority	NOUN
inlawrev-27984	130	20	were	be	AUX
inlawrev-27984	130	21	and	and	CCONJ
inlawrev-27984	130	22	are	be	AUX
inlawrev-27984	130	23	frequently	frequently	ADV
inlawrev-27984	130	24	valued	value	VERB
inlawrev-27984	130	25	less	less	ADJ
inlawrev-27984	130	26	than	than	ADP
inlawrev-27984	130	27	the	the	DET
inlawrev-27984	130	28	homes	home	NOUN
inlawrev-27984	130	29	of	of	ADP
inlawrev-27984	130	30	white	white	ADJ
inlawrev-27984	130	31	people	people	NOUN
inlawrev-27984	130	32	and	and	CCONJ
inlawrev-27984	130	33	homes	home	NOUN
inlawrev-27984	130	34	in	in	ADP
inlawrev-27984	130	35	predominantly	predominantly	ADV
inlawrev-27984	130	36	white	white	ADJ
inlawrev-27984	130	37	neighborhoods.47	neighborhoods.47	ADJ
inlawrev-27984	130	38	appraisal	appraisal	NOUN
inlawrev-27984	130	39	practices	practice	NOUN
inlawrev-27984	130	40	intensify	intensify	VERB
inlawrev-27984	130	41	this	this	DET
inlawrev-27984	130	42	inequity	inequity	NOUN
inlawrev-27984	130	43	through	through	ADP
inlawrev-27984	130	44	the	the	DET
inlawrev-27984	130	45	use	use	NOUN
inlawrev-27984	130	46	of	of	ADP
inlawrev-27984	130	47	comparables	comparable	NOUN
inlawrev-27984	130	48	.	.	PUNCT
inlawrev-27984	131	1	“	"	PUNCT
inlawrev-27984	131	2	[	[	X
inlawrev-27984	131	3	a]ppraisers	a]ppraiser	NOUN
inlawrev-27984	131	4	[	[	X
inlawrev-27984	131	5	are	be	AUX
inlawrev-27984	131	6	]	]	X
inlawrev-27984	131	7	still	still	ADV
inlawrev-27984	131	8	required	require	VERB
inlawrev-27984	131	9	to	to	PART
inlawrev-27984	131	10	use	use	VERB
inlawrev-27984	131	11	past	past	ADJ
inlawrev-27984	131	12	sale	sale	NOUN
inlawrev-27984	131	13	prices	price	NOUN
inlawrev-27984	131	14	to	to	PART
inlawrev-27984	131	15	determine	determine	VERB
inlawrev-27984	131	16	property	property	NOUN
inlawrev-27984	131	17	values	value	NOUN
inlawrev-27984	131	18	without	without	ADP
inlawrev-27984	131	19	adjusting	adjust	VERB
inlawrev-27984	131	20	for	for	ADP
inlawrev-27984	131	21	the	the	DET
inlawrev-27984	131	22	past	past	ADJ
inlawrev-27984	131	23	injustices	injustice	NOUN
inlawrev-27984	131	24	”	"	PUNCT
inlawrev-27984	131	25	of	of	ADP
inlawrev-27984	131	26	de	de	X
inlawrev-27984	131	27	jure	jure	NOUN
inlawrev-27984	131	28	discrimination	discrimination	NOUN
inlawrev-27984	131	29	and	and	CCONJ
inlawrev-27984	131	30	segregation	segregation	NOUN
inlawrev-27984	131	31	in	in	ADP
inlawrev-27984	131	32	housing.48	housing.48	PROPN
inlawrev-27984	131	33	b.	b.	PROPN
inlawrev-27984	131	34	discrimination	discrimination	PROPN
inlawrev-27984	131	35	in	in	ADP
inlawrev-27984	131	36	housing	housing	NOUN
inlawrev-27984	131	37	appraisals	appraisal	NOUN
inlawrev-27984	131	38	homeownership	homeownership	NOUN
inlawrev-27984	131	39	is	be	AUX
inlawrev-27984	131	40	the	the	DET
inlawrev-27984	131	41	key	key	NOUN
inlawrev-27984	131	42	to	to	ADP
inlawrev-27984	131	43	building	build	VERB
inlawrev-27984	131	44	wealth	wealth	NOUN
inlawrev-27984	131	45	for	for	ADP
inlawrev-27984	131	46	the	the	DET
inlawrev-27984	131	47	vast	vast	ADJ
inlawrev-27984	131	48	majority	majority	NOUN
inlawrev-27984	131	49	of	of	ADP
inlawrev-27984	131	50	40	40	NUM
inlawrev-27984	131	51	.	.	PUNCT
inlawrev-27984	132	1	labor	labor	NOUN
inlawrev-27984	132	2	force	force	PROPN
inlawrev-27984	132	3	statistics	statistic	NOUN
inlawrev-27984	132	4	from	from	ADP
inlawrev-27984	132	5	the	the	DET
inlawrev-27984	132	6	current	current	ADJ
inlawrev-27984	132	7	population	population	NOUN
inlawrev-27984	132	8	survey	survey	NOUN
inlawrev-27984	132	9	,	,	PUNCT
inlawrev-27984	132	10	u.s	u.s	PROPN
inlawrev-27984	132	11	.	.	PROPN
inlawrev-27984	132	12	bureau	bureau	PROPN
inlawrev-27984	132	13	of	of	ADP
inlawrev-27984	132	14	lab	lab	PROPN
inlawrev-27984	132	15	.	.	PUNCT
inlawrev-27984	133	1	stat	stat	PROPN
inlawrev-27984	133	2	.	.	PUNCT
inlawrev-27984	134	1	(	(	PUNCT
inlawrev-27984	134	2	jan	jan	PROPN
inlawrev-27984	134	3	.	.	PROPN
inlawrev-27984	134	4	25	25	NUM
inlawrev-27984	134	5	,	,	PUNCT
inlawrev-27984	134	6	2023	2023	NUM
inlawrev-27984	134	7	)	)	PUNCT
inlawrev-27984	134	8	,	,	PUNCT
inlawrev-27984	134	9	https://www.bls.gov/cps/cpsaat11.htm	https://www.bls.gov/cps/cpsaat11.htm	X
inlawrev-27984	135	1	[	[	X
inlawrev-27984	135	2	https://perma.cc/z6zq-3ux6	https://perma.cc/z6zq-3ux6	X
inlawrev-27984	135	3	]	]	X
inlawrev-27984	135	4	.	.	PUNCT
inlawrev-27984	136	1	41	41	NUM
inlawrev-27984	136	2	.	.	PUNCT
inlawrev-27984	137	1	michael	michael	PROPN
inlawrev-27984	137	2	neal	neal	PROPN
inlawrev-27984	137	3	&	&	CCONJ
inlawrev-27984	137	4	peter	peter	PROPN
inlawrev-27984	137	5	j	j	PROPN
inlawrev-27984	137	6	mattingly	mattingly	PROPN
inlawrev-27984	137	7	,	,	PUNCT
inlawrev-27984	137	8	increasing	increase	VERB
inlawrev-27984	137	9	diversity	diversity	NOUN
inlawrev-27984	137	10	in	in	ADP
inlawrev-27984	137	11	the	the	DET
inlawrev-27984	137	12	appraisal	appraisal	NOUN
inlawrev-27984	137	13	profession	profession	NOUN
inlawrev-27984	137	14	combined	combine	VERB
inlawrev-27984	137	15	with	with	ADP
inlawrev-27984	137	16	short	short	ADJ
inlawrev-27984	137	17	-	-	PUNCT
inlawrev-27984	137	18	term	term	NOUN
inlawrev-27984	137	19	solutions	solution	NOUN
inlawrev-27984	137	20	can	can	AUX
inlawrev-27984	137	21	help	help	VERB
inlawrev-27984	137	22	address	address	VERB
inlawrev-27984	137	23	valuation	valuation	NOUN
inlawrev-27984	137	24	bias	bias	NOUN
inlawrev-27984	137	25	for	for	ADP
inlawrev-27984	137	26	homeowners	homeowner	NOUN
inlawrev-27984	137	27	of	of	ADP
inlawrev-27984	137	28	color	color	NOUN
inlawrev-27984	137	29	,	,	PUNCT
inlawrev-27984	137	30	urb	urb	PROPN
inlawrev-27984	137	31	.	.	PUNCT
inlawrev-27984	137	32	inst	inst	PROPN
inlawrev-27984	137	33	.	.	PUNCT
inlawrev-27984	138	1	(	(	PUNCT
inlawrev-27984	138	2	july	july	PROPN
inlawrev-27984	138	3	1	1	NUM
inlawrev-27984	138	4	,	,	PUNCT
inlawrev-27984	138	5	2021	2021	NUM
inlawrev-27984	138	6	)	)	PUNCT
inlawrev-27984	138	7	,	,	PUNCT
inlawrev-27984	138	8	https://www.urban.org/urban-wire/increasing-diversity-appraisalprofession-combined-short-term-solutions-can-help-address-valuation-bias-homeowners-color	https://www.urban.org/urban-wire/increasing-diversity-appraisalprofession-combined-short-term-solutions-can-help-address-valuation-bias-homeowners-color	PROPN
inlawrev-27984	139	1	[	[	X
inlawrev-27984	139	2	https://perma.cc/8s7c-6tzq	https://perma.cc/8s7c-6tzq	X
inlawrev-27984	139	3	]	]	X
inlawrev-27984	139	4	.	.	PUNCT
inlawrev-27984	140	1	42	42	NUM
inlawrev-27984	140	2	.	.	PUNCT
inlawrev-27984	141	1	i	i	PRON
inlawrev-27984	141	2	d.	d.	PROPN
inlawrev-27984	141	3	43	43	NUM
inlawrev-27984	141	4	.	.	PUNCT
inlawrev-27984	142	1	action	action	NOUN
inlawrev-27984	142	2	plan	plan	NOUN
inlawrev-27984	142	3	,	,	PUNCT
inlawrev-27984	142	4	supra	supra	PROPN
inlawrev-27984	142	5	note	note	NOUN
inlawrev-27984	142	6	23	23	NUM
inlawrev-27984	142	7	,	,	PUNCT
inlawrev-27984	142	8	at	at	ADP
inlawrev-27984	142	9	6	6	NUM
inlawrev-27984	142	10	.	.	SYM
inlawrev-27984	142	11	44	44	NUM
inlawrev-27984	142	12	.	.	PUNCT
inlawrev-27984	143	1	frederick	frederick	PROPN
inlawrev-27984	143	2	babcock	babcock	PROPN
inlawrev-27984	143	3	,	,	PUNCT
inlawrev-27984	143	4	the	the	DET
inlawrev-27984	143	5	appraisal	appraisal	NOUN
inlawrev-27984	143	6	of	of	ADP
inlawrev-27984	143	7	real	real	ADJ
inlawrev-27984	143	8	estate	estate	NOUN
inlawrev-27984	143	9	2	2	NUM
inlawrev-27984	143	10	(	(	PUNCT
inlawrev-27984	143	11	1924	1924	NUM
inlawrev-27984	143	12	)	)	PUNCT
inlawrev-27984	143	13	.	.	PUNCT
inlawrev-27984	144	1	45	45	NUM
inlawrev-27984	144	2	.	.	X
inlawrev-27984	144	3	keeanga	keeanga	NOUN
inlawrev-27984	144	4	-	-	PUNCT
inlawrev-27984	144	5	yamahtta	yamahtta	PROPN
inlawrev-27984	144	6	taylor	taylor	PROPN
inlawrev-27984	144	7	,	,	PUNCT
inlawrev-27984	144	8	race	race	NOUN
inlawrev-27984	144	9	for	for	ADP
inlawrev-27984	144	10	profit	profit	NOUN
inlawrev-27984	144	11	:	:	PUNCT
inlawrev-27984	144	12	how	how	SCONJ
inlawrev-27984	144	13	banks	bank	NOUN
inlawrev-27984	144	14	and	and	CCONJ
inlawrev-27984	144	15	the	the	DET
inlawrev-27984	144	16	real	real	ADJ
inlawrev-27984	144	17	estate	estate	NOUN
inlawrev-27984	144	18	industry	industry	NOUN
inlawrev-27984	144	19	undermined	undermine	VERB
inlawrev-27984	144	20	black	black	ADJ
inlawrev-27984	144	21	homeownership	homeownership	NOUN
inlawrev-27984	144	22	9	9	NUM
inlawrev-27984	144	23	(	(	PUNCT
inlawrev-27984	144	24	2019	2019	NUM
inlawrev-27984	144	25	)	)	PUNCT
inlawrev-27984	144	26	.	.	PUNCT
inlawrev-27984	145	1	46	46	NUM
inlawrev-27984	145	2	.	.	PUNCT
inlawrev-27984	146	1	i	i	PRON
inlawrev-27984	146	2	d.	d.	PROPN
inlawrev-27984	146	3	at	at	ADP
inlawrev-27984	146	4	147	147	NUM
inlawrev-27984	146	5	.	.	PUNCT
inlawrev-27984	147	1	47	47	NUM
inlawrev-27984	147	2	.	.	PUNCT
inlawrev-27984	148	1	see	see	VERB
inlawrev-27984	148	2	generally	generally	ADV
inlawrev-27984	148	3	melissa	melissa	PROPN
inlawrev-27984	148	4	narragon	narragon	PROPN
inlawrev-27984	148	5	et	et	PROPN
inlawrev-27984	148	6	al	al	PROPN
inlawrev-27984	148	7	.	.	PROPN
inlawrev-27984	148	8	,	,	PUNCT
inlawrev-27984	148	9	freddie	freddie	PROPN
inlawrev-27984	148	10	mac	mac	PROPN
inlawrev-27984	148	11	,	,	PUNCT
inlawrev-27984	148	12	racial	racial	ADJ
inlawrev-27984	148	13	&	&	CCONJ
inlawrev-27984	148	14	ethnic	ethnic	ADJ
inlawrev-27984	148	15	valuation	valuation	NOUN
inlawrev-27984	148	16	gaps	gap	NOUN
inlawrev-27984	148	17	in	in	ADP
inlawrev-27984	148	18	home	home	NOUN
inlawrev-27984	148	19	purchase	purchase	NOUN
inlawrev-27984	148	20	appraisals	appraisal	NOUN
inlawrev-27984	148	21	(	(	PUNCT
inlawrev-27984	148	22	2021	2021	NUM
inlawrev-27984	148	23	)	)	PUNCT
inlawrev-27984	148	24	,	,	PUNCT
inlawrev-27984	148	25	www.freddiemac.com/fmacresources/research/pdf/202109-noteappraisal-gap.pdf	www.freddiemac.com/fmacresources/research/pdf/202109-noteappraisal-gap.pdf	PUNCT
inlawrev-27984	149	1	[	[	X
inlawrev-27984	149	2	https://perma.cc/qku5-w37c	https://perma.cc/qku5-w37c	X
inlawrev-27984	149	3	]	]	X
inlawrev-27984	149	4	;	;	PUNCT
inlawrev-27984	149	5	howell	howell	PROPN
inlawrev-27984	149	6	&	&	CCONJ
inlawrev-27984	149	7	korver	korver	PROPN
inlawrev-27984	149	8	-	-	PUNCT
inlawrev-27984	149	9	glenn	glenn	PROPN
inlawrev-27984	149	10	,	,	PUNCT
inlawrev-27984	149	11	supra	supra	PROPN
inlawrev-27984	149	12	note	note	NOUN
inlawrev-27984	149	13	17	17	NUM
inlawrev-27984	149	14	.	.	PUNCT
inlawrev-27984	149	15	48	48	NUM
inlawrev-27984	149	16	.	.	PUNCT
inlawrev-27984	150	1	howell	howell	PROPN
inlawrev-27984	150	2	&	&	CCONJ
inlawrev-27984	150	3	korver	korver	PROPN
inlawrev-27984	150	4	-	-	PUNCT
inlawrev-27984	150	5	glenn	glenn	PROPN
inlawrev-27984	150	6	,	,	PUNCT
inlawrev-27984	150	7	supra	supra	PROPN
inlawrev-27984	150	8	note	note	PROPN
inlawrev-27984	150	9	17	17	NUM
inlawrev-27984	150	10	,	,	PUNCT
inlawrev-27984	150	11	at	at	ADP
inlawrev-27984	150	12	6	6	NUM
inlawrev-27984	150	13	.	.	PUNCT
inlawrev-27984	150	14	2023	2023	NUM
inlawrev-27984	150	15	]	]	PUNCT
inlawrev-27984	150	16	from	from	ADP
inlawrev-27984	150	17	american	american	PROPN
inlawrev-27984	150	18	nightmare	nightmare	PROPN
inlawrev-27984	150	19	to	to	ADP
inlawrev-27984	150	20	american	american	ADJ
inlawrev-27984	150	21	dream	dream	NOUN
inlawrev-27984	150	22	?	?	PUNCT
inlawrev-27984	151	1	485	485	NUM
inlawrev-27984	151	2	americans.49	americans.49	NOUN
inlawrev-27984	151	3	however	however	ADV
inlawrev-27984	151	4	,	,	PUNCT
inlawrev-27984	151	5	throughout	throughout	ADP
inlawrev-27984	151	6	american	american	ADJ
inlawrev-27984	151	7	history	history	NOUN
inlawrev-27984	151	8	,	,	PUNCT
inlawrev-27984	151	9	black	black	ADJ
inlawrev-27984	151	10	families	family	NOUN
inlawrev-27984	151	11	and	and	CCONJ
inlawrev-27984	151	12	individuals	individual	NOUN
inlawrev-27984	151	13	have	have	AUX
inlawrev-27984	151	14	endured	endure	VERB
inlawrev-27984	151	15	discriminatory	discriminatory	ADJ
inlawrev-27984	151	16	practices	practice	NOUN
inlawrev-27984	151	17	which	which	PRON
inlawrev-27984	151	18	have	have	AUX
inlawrev-27984	151	19	resulted	result	VERB
inlawrev-27984	151	20	in	in	ADP
inlawrev-27984	151	21	the	the	DET
inlawrev-27984	151	22	significant	significant	ADJ
inlawrev-27984	151	23	undervaluation	undervaluation	NOUN
inlawrev-27984	151	24	of	of	ADP
inlawrev-27984	151	25	their	their	PRON
inlawrev-27984	151	26	homes	home	NOUN
inlawrev-27984	151	27	and	and	CCONJ
inlawrev-27984	151	28	neighborhoods	neighborhood	NOUN
inlawrev-27984	151	29	.	.	PUNCT
inlawrev-27984	152	1	beginning	begin	VERB
inlawrev-27984	152	2	in	in	ADP
inlawrev-27984	152	3	1934	1934	NUM
inlawrev-27984	152	4	,	,	PUNCT
inlawrev-27984	152	5	the	the	DET
inlawrev-27984	152	6	federal	federal	PROPN
inlawrev-27984	152	7	housing	housing	PROPN
inlawrev-27984	152	8	administration	administration	PROPN
inlawrev-27984	152	9	(	(	PUNCT
inlawrev-27984	152	10	“	"	PUNCT
inlawrev-27984	152	11	fha	fha	PROPN
inlawrev-27984	152	12	”	"	PUNCT
inlawrev-27984	152	13	)	)	PUNCT
inlawrev-27984	152	14	encouraged	encourage	VERB
inlawrev-27984	152	15	long	long	ADJ
inlawrev-27984	152	16	-	-	PUNCT
inlawrev-27984	152	17	term	term	NOUN
inlawrev-27984	152	18	,	,	PUNCT
inlawrev-27984	152	19	low	low	ADJ
inlawrev-27984	152	20	-	-	PUNCT
inlawrev-27984	152	21	interest	interest	NOUN
inlawrev-27984	152	22	,	,	PUNCT
inlawrev-27984	152	23	low	low	ADJ
inlawrev-27984	152	24	-	-	PUNCT
inlawrev-27984	152	25	down	down	ADP
inlawrev-27984	152	26	-	-	PUNCT
inlawrev-27984	152	27	payment	payment	NOUN
inlawrev-27984	152	28	,	,	PUNCT
inlawrev-27984	152	29	fully	fully	ADV
inlawrev-27984	152	30	amortized	amortize	VERB
inlawrev-27984	152	31	loans	loan	NOUN
inlawrev-27984	152	32	on	on	ADP
inlawrev-27984	152	33	homes.50	homes.50	PROPN
inlawrev-27984	152	34	however	however	ADV
inlawrev-27984	152	35	,	,	PUNCT
inlawrev-27984	152	36	“	"	PUNCT
inlawrev-27984	152	37	the	the	DET
inlawrev-27984	152	38	fha	fha	PROPN
inlawrev-27984	152	39	’s	’s	PART
inlawrev-27984	152	40	appraisal	appraisal	NOUN
inlawrev-27984	152	41	standards	standard	NOUN
inlawrev-27984	152	42	included	include	VERB
inlawrev-27984	152	43	a	a	DET
inlawrev-27984	152	44	whites	white	NOUN
inlawrev-27984	152	45	-	-	PUNCT
inlawrev-27984	152	46	only	only	ADV
inlawrev-27984	152	47	requirement	requirement	NOUN
inlawrev-27984	152	48	,	,	PUNCT
inlawrev-27984	152	49	”	"	PUNCT
inlawrev-27984	152	50	meaning	mean	VERB
inlawrev-27984	152	51	“	"	PUNCT
inlawrev-27984	152	52	racial	racial	ADJ
inlawrev-27984	152	53	segregation	segregation	NOUN
inlawrev-27984	152	54	.	.	PUNCT
inlawrev-27984	152	55	.	.	PUNCT
inlawrev-27984	153	1	.	.	PUNCT
inlawrev-27984	154	1	became	become	VERB
inlawrev-27984	154	2	an	an	DET
inlawrev-27984	154	3	official	official	ADJ
inlawrev-27984	154	4	requirement	requirement	NOUN
inlawrev-27984	154	5	of	of	ADP
inlawrev-27984	154	6	the	the	DET
inlawrev-27984	154	7	federal	federal	ADJ
inlawrev-27984	154	8	mortgage	mortgage	NOUN
inlawrev-27984	154	9	insurance	insurance	NOUN
inlawrev-27984	154	10	program	program	NOUN
inlawrev-27984	154	11	.	.	PUNCT
inlawrev-27984	155	1	”51	”51	PROPN
inlawrev-27984	155	2	fha	fha	PROPN
inlawrev-27984	155	3	appraisers	appraiser	NOUN
inlawrev-27984	155	4	“	"	PUNCT
inlawrev-27984	155	5	not	not	PART
inlawrev-27984	155	6	only	only	ADV
inlawrev-27984	155	7	gave	give	VERB
inlawrev-27984	155	8	high	high	ADJ
inlawrev-27984	155	9	rating	rating	NOUN
inlawrev-27984	155	10	to	to	ADP
inlawrev-27984	155	11	mortgage	mortgage	NOUN
inlawrev-27984	155	12	applications	application	NOUN
inlawrev-27984	155	13	if	if	SCONJ
inlawrev-27984	155	14	there	there	PRON
inlawrev-27984	155	15	were	be	VERB
inlawrev-27984	155	16	no	no	DET
inlawrev-27984	155	17	african	african	ADJ
inlawrev-27984	155	18	americans	americans	PROPN
inlawrev-27984	155	19	[	[	X
inlawrev-27984	155	20	or	or	CCONJ
inlawrev-27984	155	21	other	other	ADJ
inlawrev-27984	155	22	people	people	NOUN
inlawrev-27984	155	23	of	of	ADP
inlawrev-27984	155	24	color	color	NOUN
inlawrev-27984	155	25	]	]	PUNCT
inlawrev-27984	155	26	living	live	VERB
inlawrev-27984	155	27	in	in	ADP
inlawrev-27984	155	28	or	or	CCONJ
inlawrev-27984	155	29	nearby	nearby	ADV
inlawrev-27984	155	30	the	the	DET
inlawrev-27984	155	31	neighborhood	neighborhood	NOUN
inlawrev-27984	155	32	but	but	CCONJ
inlawrev-27984	155	33	also	also	ADV
inlawrev-27984	155	34	lowered	lower	VERB
inlawrev-27984	155	35	their	their	PRON
inlawrev-27984	155	36	risk	risk	NOUN
inlawrev-27984	155	37	estimates	estimate	NOUN
inlawrev-27984	155	38	for	for	ADP
inlawrev-27984	155	39	individual	individual	ADJ
inlawrev-27984	155	40	properties	property	NOUN
inlawrev-27984	155	41	with	with	ADP
inlawrev-27984	155	42	restrictive	restrictive	ADJ
inlawrev-27984	155	43	deed	deed	NOUN
inlawrev-27984	155	44	language	language	NOUN
inlawrev-27984	155	45	.	.	PUNCT
inlawrev-27984	155	46	”52	”52	PUNCT
inlawrev-27984	156	1	the	the	DET
inlawrev-27984	156	2	american	american	PROPN
inlawrev-27984	156	3	institute	institute	PROPN
inlawrev-27984	156	4	of	of	ADP
inlawrev-27984	156	5	real	real	ADJ
inlawrev-27984	156	6	estate	estate	NOUN
inlawrev-27984	156	7	appraisers	appraiser	NOUN
inlawrev-27984	156	8	’	'	PUNCT
inlawrev-27984	156	9	(	(	PUNCT
inlawrev-27984	156	10	“	"	PUNCT
inlawrev-27984	156	11	airea	airea	NOUN
inlawrev-27984	156	12	”	"	PUNCT
inlawrev-27984	156	13	)	)	PUNCT
inlawrev-27984	156	14	earliest	early	ADJ
inlawrev-27984	156	15	appraising	appraising	ADJ
inlawrev-27984	156	16	standards	standard	NOUN
inlawrev-27984	156	17	,	,	PUNCT
inlawrev-27984	156	18	published	publish	VERB
inlawrev-27984	156	19	in	in	ADP
inlawrev-27984	156	20	the	the	DET
inlawrev-27984	156	21	1930s	1930	NOUN
inlawrev-27984	156	22	,	,	PUNCT
inlawrev-27984	156	23	also	also	ADV
inlawrev-27984	156	24	established	establish	VERB
inlawrev-27984	156	25	a	a	DET
inlawrev-27984	156	26	connection	connection	NOUN
inlawrev-27984	156	27	between	between	ADP
inlawrev-27984	156	28	race	race	NOUN
inlawrev-27984	156	29	and	and	CCONJ
inlawrev-27984	156	30	value	value	NOUN
inlawrev-27984	156	31	and	and	CCONJ
inlawrev-27984	156	32	warned	warn	VERB
inlawrev-27984	156	33	of	of	ADP
inlawrev-27984	156	34	“	"	PUNCT
inlawrev-27984	156	35	the	the	DET
inlawrev-27984	156	36	infiltration	infiltration	NOUN
inlawrev-27984	156	37	of	of	ADP
inlawrev-27984	156	38	inharmonious	inharmonious	ADJ
inlawrev-27984	156	39	racial	racial	ADJ
inlawrev-27984	156	40	groups	group	NOUN
inlawrev-27984	156	41	.	.	PUNCT
inlawrev-27984	157	1	”53	”53	ADJ
inlawrev-27984	157	2	throughout	throughout	ADP
inlawrev-27984	157	3	the	the	DET
inlawrev-27984	157	4	1940s	1940	NOUN
inlawrev-27984	157	5	and	and	CCONJ
inlawrev-27984	157	6	‘	'	PUNCT
inlawrev-27984	157	7	50s	50	NOUN
inlawrev-27984	157	8	,	,	PUNCT
inlawrev-27984	157	9	racially	racially	ADV
inlawrev-27984	157	10	discriminatory	discriminatory	ADJ
inlawrev-27984	157	11	appraisal	appraisal	NOUN
inlawrev-27984	157	12	practices	practice	NOUN
inlawrev-27984	157	13	continued	continue	VERB
inlawrev-27984	157	14	.	.	PUNCT
inlawrev-27984	158	1	it	it	PRON
inlawrev-27984	158	2	was	be	AUX
inlawrev-27984	158	3	not	not	PART
inlawrev-27984	158	4	until	until	ADP
inlawrev-27984	158	5	the	the	DET
inlawrev-27984	158	6	1960s	1960	NOUN
inlawrev-27984	158	7	,	,	PUNCT
inlawrev-27984	158	8	with	with	ADP
inlawrev-27984	158	9	the	the	DET
inlawrev-27984	158	10	enactment	enactment	NOUN
inlawrev-27984	158	11	of	of	ADP
inlawrev-27984	158	12	title	title	NOUN
inlawrev-27984	158	13	viii	viii	NOUN
inlawrev-27984	158	14	of	of	ADP
inlawrev-27984	158	15	the	the	DET
inlawrev-27984	158	16	1968	1968	NUM
inlawrev-27984	158	17	civil	civil	ADJ
inlawrev-27984	158	18	rights	right	NOUN
inlawrev-27984	158	19	act	act	NOUN
inlawrev-27984	158	20	,	,	PUNCT
inlawrev-27984	158	21	that	that	PRON
inlawrev-27984	158	22	discrimination	discrimination	NOUN
inlawrev-27984	158	23	in	in	ADP
inlawrev-27984	158	24	housing	housing	NOUN
inlawrev-27984	158	25	appraisals	appraisal	NOUN
inlawrev-27984	158	26	was	be	AUX
inlawrev-27984	158	27	specifically	specifically	ADV
inlawrev-27984	158	28	addressed	address	VERB
inlawrev-27984	158	29	and	and	CCONJ
inlawrev-27984	158	30	prohibited.54	prohibited.54	VERB
inlawrev-27984	158	31	however	however	ADV
inlawrev-27984	158	32	,	,	PUNCT
inlawrev-27984	158	33	title	title	NOUN
inlawrev-27984	158	34	viii	viii	NOUN
inlawrev-27984	158	35	did	do	AUX
inlawrev-27984	158	36	not	not	PART
inlawrev-27984	158	37	mark	mark	VERB
inlawrev-27984	158	38	the	the	DET
inlawrev-27984	158	39	end	end	NOUN
inlawrev-27984	158	40	of	of	ADP
inlawrev-27984	158	41	racially	racially	ADV
inlawrev-27984	158	42	discriminatory	discriminatory	ADJ
inlawrev-27984	158	43	practices	practice	NOUN
inlawrev-27984	158	44	.	.	PUNCT
inlawrev-27984	159	1	throughout	throughout	ADP
inlawrev-27984	159	2	the	the	DET
inlawrev-27984	159	3	1970s	1970	NOUN
inlawrev-27984	159	4	and	and	CCONJ
inlawrev-27984	159	5	‘	'	PUNCT
inlawrev-27984	159	6	80s	80	NOUN
inlawrev-27984	159	7	,	,	PUNCT
inlawrev-27984	159	8	black	black	ADJ
inlawrev-27984	159	9	homebuyers	homebuyer	NOUN
inlawrev-27984	159	10	were	be	AUX
inlawrev-27984	159	11	“	"	PUNCT
inlawrev-27984	159	12	granted	grant	VERB
inlawrev-27984	159	13	access	access	NOUN
inlawrev-27984	159	14	to	to	ADP
inlawrev-27984	159	15	conventional	conventional	ADJ
inlawrev-27984	159	16	real	real	ADJ
inlawrev-27984	159	17	estate	estate	NOUN
inlawrev-27984	159	18	practices	practice	NOUN
inlawrev-27984	159	19	and	and	CCONJ
inlawrev-27984	159	20	mortgage	mortgage	NOUN
inlawrev-27984	159	21	financing	financing	NOUN
inlawrev-27984	159	22	,	,	PUNCT
inlawrev-27984	159	23	but	but	CCONJ
inlawrev-27984	159	24	on	on	ADP
inlawrev-27984	159	25	more	more	ADV
inlawrev-27984	159	26	expensive	expensive	ADJ
inlawrev-27984	159	27	and	and	CCONJ
inlawrev-27984	159	28	comparatively	comparatively	ADV
inlawrev-27984	159	29	unequal	unequal	ADJ
inlawrev-27984	159	30	terms	term	NOUN
inlawrev-27984	159	31	.	.	PUNCT
inlawrev-27984	160	1	”55	”55	PROPN
inlawrev-27984	160	2	indeed	indeed	ADV
inlawrev-27984	160	3	,	,	PUNCT
inlawrev-27984	160	4	“	"	PUNCT
inlawrev-27984	160	5	despite	despite	SCONJ
inlawrev-27984	160	6	some	some	DET
inlawrev-27984	160	7	legal	legal	ADJ
inlawrev-27984	160	8	changes	change	NOUN
inlawrev-27984	160	9	,	,	PUNCT
inlawrev-27984	160	10	residential	residential	ADJ
inlawrev-27984	160	11	appraisals	appraisal	NOUN
inlawrev-27984	160	12	still	still	ADV
inlawrev-27984	160	13	rel[ied	rel[ie	VERB
inlawrev-27984	160	14	]	]	PUNCT
inlawrev-27984	160	15	on	on	ADP
inlawrev-27984	160	16	the	the	DET
inlawrev-27984	160	17	racist	racist	ADJ
inlawrev-27984	160	18	notion	notion	NOUN
inlawrev-27984	160	19	that	that	SCONJ
inlawrev-27984	160	20	white	white	ADJ
inlawrev-27984	160	21	middle	middle	ADJ
inlawrev-27984	160	22	-	-	PUNCT
inlawrev-27984	160	23	class	class	NOUN
inlawrev-27984	160	24	neighborhoods	neighborhood	NOUN
inlawrev-27984	160	25	[	[	X
inlawrev-27984	160	26	were	be	AUX
inlawrev-27984	160	27	]	]	X
inlawrev-27984	160	28	more	more	ADV
inlawrev-27984	160	29	valuable	valuable	ADJ
inlawrev-27984	160	30	than	than	ADP
inlawrev-27984	160	31	comparable	comparable	ADJ
inlawrev-27984	160	32	communities	community	NOUN
inlawrev-27984	160	33	of	of	ADP
inlawrev-27984	160	34	color	color	NOUN
inlawrev-27984	160	35	.	.	PUNCT
inlawrev-27984	161	1	”56	”56	VERB
inlawrev-27984	161	2	in	in	ADP
inlawrev-27984	161	3	1977	1977	NUM
inlawrev-27984	161	4	,	,	PUNCT
inlawrev-27984	161	5	the	the	DET
inlawrev-27984	161	6	united	united	PROPN
inlawrev-27984	161	7	states	states	PROPN
inlawrev-27984	161	8	filed	file	VERB
inlawrev-27984	161	9	a	a	DET
inlawrev-27984	161	10	lawsuit	lawsuit	NOUN
inlawrev-27984	161	11	against	against	ADP
inlawrev-27984	161	12	airea	airea	NOUN
inlawrev-27984	161	13	and	and	CCONJ
inlawrev-27984	161	14	other	other	ADJ
inlawrev-27984	161	15	appraising	appraising	NOUN
inlawrev-27984	161	16	and	and	CCONJ
inlawrev-27984	161	17	lending	lend	VERB
inlawrev-27984	161	18	organizations.57	organizations.57	INTJ
inlawrev-27984	162	1	it	it	PRON
inlawrev-27984	162	2	accused	accuse	VERB
inlawrev-27984	162	3	the	the	DET
inlawrev-27984	162	4	defendants	defendant	NOUN
inlawrev-27984	162	5	of	of	ADP
inlawrev-27984	162	6	engaging	engage	VERB
inlawrev-27984	162	7	in	in	ADP
inlawrev-27984	162	8	“	"	PUNCT
inlawrev-27984	162	9	unlawful	unlawful	ADJ
inlawrev-27984	162	10	discriminatory	discriminatory	ADJ
inlawrev-27984	162	11	practices	practice	NOUN
inlawrev-27984	162	12	by	by	ADP
inlawrev-27984	162	13	promulgating	promulgate	VERB
inlawrev-27984	162	14	standards	standard	NOUN
inlawrev-27984	162	15	which	which	PRON
inlawrev-27984	162	16	have	have	AUX
inlawrev-27984	162	17	caused	cause	VERB
inlawrev-27984	162	18	appraisers	appraiser	NOUN
inlawrev-27984	162	19	and	and	CCONJ
inlawrev-27984	162	20	lenders	lender	NOUN
inlawrev-27984	162	21	to	to	PART
inlawrev-27984	162	22	treat	treat	VERB
inlawrev-27984	162	23	race	race	NOUN
inlawrev-27984	162	24	and	and	CCONJ
inlawrev-27984	162	25	national	national	ADJ
inlawrev-27984	162	26	origin	origin	NOUN
inlawrev-27984	162	27	as	as	ADP
inlawrev-27984	162	28	negative	negative	ADJ
inlawrev-27984	162	29	factors	factor	NOUN
inlawrev-27984	162	30	in	in	ADP
inlawrev-27984	162	31	determining	determine	VERB
inlawrev-27984	162	32	the	the	DET
inlawrev-27984	162	33	value	value	NOUN
inlawrev-27984	162	34	of	of	ADP
inlawrev-27984	162	35	dwellings	dwelling	NOUN
inlawrev-27984	162	36	and	and	CCONJ
inlawrev-27984	162	37	in	in	ADP
inlawrev-27984	162	38	evaluating	evaluate	VERB
inlawrev-27984	162	39	the	the	DET
inlawrev-27984	162	40	soundness	soundness	NOUN
inlawrev-27984	162	41	of	of	ADP
inlawrev-27984	162	42	home	home	NOUN
inlawrev-27984	162	43	loans	loan	NOUN
inlawrev-27984	162	44	.	.	PUNCT
inlawrev-27984	163	1	”58	”58	PROPN
inlawrev-27984	163	2	49	49	NUM
inlawrev-27984	163	3	.	.	PUNCT
inlawrev-27984	164	1	racial	racial	ADJ
inlawrev-27984	164	2	differences	difference	NOUN
inlawrev-27984	164	3	in	in	ADP
inlawrev-27984	164	4	economic	economic	ADJ
inlawrev-27984	164	5	security	security	NOUN
inlawrev-27984	164	6	:	:	PUNCT
inlawrev-27984	164	7	housing	housing	NOUN
inlawrev-27984	164	8	,	,	PUNCT
inlawrev-27984	164	9	u.s	u.s	PROPN
inlawrev-27984	164	10	.	.	PROPN
inlawrev-27984	164	11	dep’t	dep’t	NOUN
inlawrev-27984	164	12	of	of	ADP
inlawrev-27984	164	13	the	the	DET
inlawrev-27984	164	14	treas	treas	PROPN
inlawrev-27984	164	15	.	.	PUNCT
inlawrev-27984	165	1	(	(	PUNCT
inlawrev-27984	165	2	nov	nov	PROPN
inlawrev-27984	165	3	.	.	PROPN
inlawrev-27984	165	4	4	4	NUM
inlawrev-27984	165	5	,	,	PUNCT
inlawrev-27984	165	6	2022	2022	NUM
inlawrev-27984	165	7	)	)	PUNCT
inlawrev-27984	165	8	,	,	PUNCT
inlawrev-27984	165	9	https://home.treasury.gov/news/featured-stories/racial-differences-in-economic-securityhousing#_ftn23	https://home.treasury.gov/news/featured-stories/racial-differences-in-economic-securityhousing#_ftn23	X
inlawrev-27984	166	1	[	[	X
inlawrev-27984	166	2	https://perma.cc/4q42-8jjp	https://perma.cc/4q42-8jjp	X
inlawrev-27984	166	3	]	]	X
inlawrev-27984	166	4	(	(	PUNCT
inlawrev-27984	166	5	stating	state	VERB
inlawrev-27984	166	6	“	"	PUNCT
inlawrev-27984	166	7	[	[	X
inlawrev-27984	166	8	h]ouseholds	h]ousehold	NOUN
inlawrev-27984	166	9	outside	outside	ADP
inlawrev-27984	166	10	the	the	DET
inlawrev-27984	166	11	top	top	ADJ
inlawrev-27984	166	12	wealth	wealth	NOUN
inlawrev-27984	166	13	decile	decile	NOUN
inlawrev-27984	166	14	derive	derive	VERB
inlawrev-27984	166	15	more	more	ADJ
inlawrev-27984	166	16	wealth	wealth	NOUN
inlawrev-27984	166	17	from	from	ADP
inlawrev-27984	166	18	housing	housing	NOUN
inlawrev-27984	166	19	equity	equity	NOUN
inlawrev-27984	166	20	than	than	ADP
inlawrev-27984	166	21	from	from	ADP
inlawrev-27984	166	22	financial	financial	ADJ
inlawrev-27984	166	23	assets	asset	NOUN
inlawrev-27984	166	24	,	,	PUNCT
inlawrev-27984	166	25	businesses	business	NOUN
inlawrev-27984	166	26	,	,	PUNCT
inlawrev-27984	166	27	or	or	CCONJ
inlawrev-27984	166	28	other	other	ADJ
inlawrev-27984	166	29	components	component	NOUN
inlawrev-27984	166	30	of	of	ADP
inlawrev-27984	166	31	non	non	ADJ
inlawrev-27984	166	32	-	-	ADJ
inlawrev-27984	166	33	retirement	retirement	ADJ
inlawrev-27984	166	34	wealth	wealth	NOUN
inlawrev-27984	166	35	.	.	PUNCT
inlawrev-27984	166	36	”	"	PUNCT
inlawrev-27984	166	37	)	)	PUNCT
inlawrev-27984	166	38	.	.	PUNCT
inlawrev-27984	167	1	50	50	NUM
inlawrev-27984	167	2	.	.	PUNCT
inlawrev-27984	167	3	richard	richard	PROPN
inlawrev-27984	167	4	rothstein	rothstein	PROPN
inlawrev-27984	167	5	,	,	PUNCT
inlawrev-27984	167	6	the	the	DET
inlawrev-27984	167	7	color	color	NOUN
inlawrev-27984	167	8	of	of	ADP
inlawrev-27984	167	9	law	law	NOUN
inlawrev-27984	167	10	64	64	NUM
inlawrev-27984	167	11	(	(	PUNCT
inlawrev-27984	167	12	2017	2017	NUM
inlawrev-27984	167	13	)	)	PUNCT
inlawrev-27984	167	14	.	.	PUNCT
inlawrev-27984	168	1	51	51	NUM
inlawrev-27984	168	2	.	.	PUNCT
inlawrev-27984	169	1	i	i	PRON
inlawrev-27984	169	2	d.	d.	PROPN
inlawrev-27984	169	3	at	at	ADP
inlawrev-27984	169	4	64	64	NUM
inlawrev-27984	169	5	-	-	SYM
inlawrev-27984	169	6	65	65	NUM
inlawrev-27984	169	7	.	.	PUNCT
inlawrev-27984	170	1	52	52	NUM
inlawrev-27984	170	2	.	.	PUNCT
inlawrev-27984	171	1	i	i	PRON
inlawrev-27984	171	2	d.	d.	PROPN
inlawrev-27984	171	3	at	at	ADP
inlawrev-27984	171	4	83	83	NUM
inlawrev-27984	171	5	(	(	PUNCT
inlawrev-27984	171	6	restrictive	restrictive	ADJ
inlawrev-27984	171	7	deed	deed	NOUN
inlawrev-27984	171	8	language	language	NOUN
inlawrev-27984	171	9	,	,	PUNCT
inlawrev-27984	171	10	in	in	ADP
inlawrev-27984	171	11	this	this	DET
inlawrev-27984	171	12	case	case	NOUN
inlawrev-27984	171	13	,	,	PUNCT
inlawrev-27984	171	14	refers	refer	VERB
inlawrev-27984	171	15	to	to	ADP
inlawrev-27984	171	16	language	language	NOUN
inlawrev-27984	171	17	within	within	ADP
inlawrev-27984	171	18	a	a	DET
inlawrev-27984	171	19	deed	deed	NOUN
inlawrev-27984	171	20	that	that	PRON
inlawrev-27984	171	21	prohibits	prohibit	VERB
inlawrev-27984	171	22	property	property	NOUN
inlawrev-27984	171	23	from	from	ADP
inlawrev-27984	171	24	being	be	AUX
inlawrev-27984	171	25	rented	rent	VERB
inlawrev-27984	171	26	or	or	CCONJ
inlawrev-27984	171	27	sold	sell	VERB
inlawrev-27984	171	28	to	to	ADP
inlawrev-27984	171	29	certain	certain	ADJ
inlawrev-27984	171	30	religious	religious	ADJ
inlawrev-27984	171	31	,	,	PUNCT
inlawrev-27984	171	32	racial	racial	ADJ
inlawrev-27984	171	33	,	,	PUNCT
inlawrev-27984	171	34	or	or	CCONJ
inlawrev-27984	171	35	ethnic	ethnic	ADJ
inlawrev-27984	171	36	minority	minority	NOUN
inlawrev-27984	171	37	groups	group	NOUN
inlawrev-27984	171	38	)	)	PUNCT
inlawrev-27984	171	39	.	.	PUNCT
inlawrev-27984	172	1	53	53	NUM
inlawrev-27984	172	2	.	.	X
inlawrev-27984	172	3	taylor	taylor	PROPN
inlawrev-27984	172	4	,	,	PUNCT
inlawrev-27984	172	5	supra	supra	PROPN
inlawrev-27984	172	6	note	note	PROPN
inlawrev-27984	172	7	45	45	NUM
inlawrev-27984	172	8	,	,	PUNCT
inlawrev-27984	172	9	at	at	ADP
inlawrev-27984	172	10	148	148	NUM
inlawrev-27984	172	11	.	.	PUNCT
inlawrev-27984	173	1	54	54	NUM
inlawrev-27984	173	2	.	.	PUNCT
inlawrev-27984	174	1	see	see	VERB
inlawrev-27984	174	2	42	42	NUM
inlawrev-27984	174	3	u.s.c	u.s.c	ADJ
inlawrev-27984	174	4	.	.	PUNCT
inlawrev-27984	175	1	§	§	PROPN
inlawrev-27984	175	2	3605	3605	NUM
inlawrev-27984	175	3	.	.	PUNCT
inlawrev-27984	176	1	55	55	NUM
inlawrev-27984	176	2	.	.	X
inlawrev-27984	177	1	taylor	taylor	PROPN
inlawrev-27984	177	2	,	,	PUNCT
inlawrev-27984	177	3	supra	supra	PROPN
inlawrev-27984	177	4	note	note	PROPN
inlawrev-27984	177	5	45	45	NUM
inlawrev-27984	177	6	,	,	PUNCT
inlawrev-27984	177	7	at	at	ADP
inlawrev-27984	177	8	5	5	NUM
inlawrev-27984	177	9	.	.	PUNCT
inlawrev-27984	177	10	56	56	NUM
inlawrev-27984	177	11	.	.	PUNCT
inlawrev-27984	178	1	howell	howell	PROPN
inlawrev-27984	178	2	&	&	CCONJ
inlawrev-27984	178	3	korver	korver	PROPN
inlawrev-27984	178	4	-	-	PUNCT
inlawrev-27984	178	5	glenn	glenn	PROPN
inlawrev-27984	178	6	,	,	PUNCT
inlawrev-27984	178	7	supra	supra	PROPN
inlawrev-27984	178	8	note	note	PROPN
inlawrev-27984	178	9	17	17	NUM
inlawrev-27984	178	10	,	,	PUNCT
inlawrev-27984	178	11	at	at	ADP
inlawrev-27984	178	12	6	6	NUM
inlawrev-27984	178	13	.	.	NOUN
inlawrev-27984	178	14	57	57	NUM
inlawrev-27984	178	15	.	.	PUNCT
inlawrev-27984	179	1	united	united	PROPN
inlawrev-27984	179	2	states	states	PROPN
inlawrev-27984	179	3	v.	v.	ADP
inlawrev-27984	179	4	am	am	PROPN
inlawrev-27984	179	5	.	.	PUNCT
inlawrev-27984	179	6	inst	inst	PROPN
inlawrev-27984	179	7	.	.	PROPN
inlawrev-27984	179	8	of	of	ADP
inlawrev-27984	179	9	real	real	ADJ
inlawrev-27984	179	10	est	est	NOUN
inlawrev-27984	179	11	.	.	PUNCT
inlawrev-27984	180	1	appraisers	appraiser	NOUN
inlawrev-27984	180	2	,	,	PUNCT
inlawrev-27984	180	3	442	442	NUM
inlawrev-27984	180	4	f.	f.	PROPN
inlawrev-27984	180	5	supp	supp	PROPN
inlawrev-27984	180	6	.	.	PUNCT
inlawrev-27984	180	7	1072	1072	NUM
inlawrev-27984	180	8	,	,	PUNCT
inlawrev-27984	180	9	1076	1076	NUM
inlawrev-27984	180	10	(	(	PUNCT
inlawrev-27984	180	11	n.d	n.d	PROPN
inlawrev-27984	180	12	.	.	PROPN
inlawrev-27984	180	13	ill	ill	PROPN
inlawrev-27984	180	14	.	.	PROPN
inlawrev-27984	180	15	1977	1977	NUM
inlawrev-27984	180	16	)	)	PUNCT
inlawrev-27984	180	17	.	.	PUNCT
inlawrev-27984	181	1	58	58	NUM
inlawrev-27984	181	2	.	.	PUNCT
inlawrev-27984	182	1	i	i	PRON
inlawrev-27984	182	2	d.	d.	PROPN
inlawrev-27984	182	3	486	486	NUM
inlawrev-27984	182	4	indiana	indiana	PROPN
inlawrev-27984	182	5	law	law	PROPN
inlawrev-27984	182	6	review	review	NOUN
inlawrev-27984	183	1	[	[	X
inlawrev-27984	183	2	vol	vol	NOUN
inlawrev-27984	183	3	.	.	PUNCT
inlawrev-27984	183	4	57:479	57:479	NUM
inlawrev-27984	183	5	additionally	additionally	ADV
inlawrev-27984	183	6	,	,	PUNCT
inlawrev-27984	183	7	airea	airea	NOUN
inlawrev-27984	183	8	was	be	AUX
inlawrev-27984	183	9	charged	charge	VERB
inlawrev-27984	183	10	with	with	ADP
inlawrev-27984	183	11	“	"	PUNCT
inlawrev-27984	183	12	failing	fail	VERB
inlawrev-27984	183	13	to	to	PART
inlawrev-27984	183	14	take	take	VERB
inlawrev-27984	183	15	adequate	adequate	ADJ
inlawrev-27984	183	16	steps	step	NOUN
inlawrev-27984	183	17	to	to	PART
inlawrev-27984	183	18	correct	correct	VERB
inlawrev-27984	183	19	the	the	DET
inlawrev-27984	183	20	continuing	continue	VERB
inlawrev-27984	183	21	effect	effect	NOUN
inlawrev-27984	183	22	of	of	ADP
inlawrev-27984	183	23	past	past	ADJ
inlawrev-27984	183	24	discrimination	discrimination	NOUN
inlawrev-27984	183	25	and	and	CCONJ
inlawrev-27984	183	26	ensure	ensure	VERB
inlawrev-27984	183	27	non	non	NOUN
inlawrev-27984	183	28	-	-	NOUN
inlawrev-27984	183	29	discrimination	discrimination	NOUN
inlawrev-27984	183	30	by	by	ADP
inlawrev-27984	183	31	appraisers	appraiser	NOUN
inlawrev-27984	183	32	and	and	CCONJ
inlawrev-27984	183	33	lenders	lender	NOUN
inlawrev-27984	183	34	.	.	PUNCT
inlawrev-27984	184	1	”59	”59	ADJ
inlawrev-27984	184	2	as	as	ADP
inlawrev-27984	184	3	a	a	DET
inlawrev-27984	184	4	result	result	NOUN
inlawrev-27984	184	5	of	of	ADP
inlawrev-27984	184	6	this	this	DET
inlawrev-27984	184	7	lawsuit	lawsuit	NOUN
inlawrev-27984	184	8	,	,	PUNCT
inlawrev-27984	184	9	the	the	DET
inlawrev-27984	184	10	two	two	NUM
inlawrev-27984	184	11	parties	party	NOUN
inlawrev-27984	184	12	reached	reach	VERB
inlawrev-27984	184	13	a	a	DET
inlawrev-27984	184	14	settlement	settlement	NOUN
inlawrev-27984	184	15	agreement	agreement	NOUN
inlawrev-27984	184	16	that	that	PRON
inlawrev-27984	184	17	made	make	VERB
inlawrev-27984	184	18	it	it	PRON
inlawrev-27984	184	19	improper	improper	ADJ
inlawrev-27984	184	20	to	to	ADP
inlawrev-27984	184	21	base	base	NOUN
inlawrev-27984	184	22	value	value	NOUN
inlawrev-27984	184	23	on	on	ADP
inlawrev-27984	184	24	racial	racial	ADJ
inlawrev-27984	184	25	homogeneity	homogeneity	NOUN
inlawrev-27984	184	26	or	or	CCONJ
inlawrev-27984	184	27	stereotyped	stereotype	VERB
inlawrev-27984	184	28	and	and	CCONJ
inlawrev-27984	184	29	biased	biased	ADJ
inlawrev-27984	184	30	presumptions.60	presumptions.60	PROPN
inlawrev-27984	184	31	after	after	ADP
inlawrev-27984	184	32	this	this	DET
inlawrev-27984	184	33	settlement	settlement	NOUN
inlawrev-27984	184	34	,	,	PUNCT
inlawrev-27984	184	35	up	up	ADV
inlawrev-27984	184	36	until	until	ADP
inlawrev-27984	184	37	1996	1996	NUM
inlawrev-27984	184	38	,	,	PUNCT
inlawrev-27984	184	39	only	only	ADV
inlawrev-27984	184	40	six	six	NUM
inlawrev-27984	184	41	cases	case	NOUN
inlawrev-27984	184	42	alleging	allege	VERB
inlawrev-27984	184	43	appraisal	appraisal	NOUN
inlawrev-27984	184	44	discrimination	discrimination	NOUN
inlawrev-27984	184	45	were	be	AUX
inlawrev-27984	184	46	reported.61	reported.61	NOUN
inlawrev-27984	184	47	“	"	PUNCT
inlawrev-27984	184	48	[	[	X
inlawrev-27984	184	49	n]one	n]one	NOUN
inlawrev-27984	184	50	of	of	ADP
inlawrev-27984	184	51	these	these	PRON
inlawrev-27984	184	52	.	.	PUNCT
inlawrev-27984	184	53	.	.	PUNCT
inlawrev-27984	185	1	.	.	PUNCT
inlawrev-27984	185	2	resulted	result	VERB
inlawrev-27984	185	3	in	in	ADP
inlawrev-27984	185	4	a	a	DET
inlawrev-27984	185	5	determination	determination	NOUN
inlawrev-27984	185	6	that	that	SCONJ
inlawrev-27984	185	7	the	the	DET
inlawrev-27984	185	8	defendant	defendant	NOUN
inlawrev-27984	185	9	violated	violate	VERB
inlawrev-27984	185	10	[	[	PUNCT
inlawrev-27984	185	11	title	title	NOUN
inlawrev-27984	185	12	viii	viii	X
inlawrev-27984	185	13	]	]	PUNCT
inlawrev-27984	185	14	after	after	ADP
inlawrev-27984	185	15	a	a	DET
inlawrev-27984	185	16	trial	trial	NOUN
inlawrev-27984	185	17	on	on	ADP
inlawrev-27984	185	18	the	the	DET
inlawrev-27984	185	19	merits	merit	NOUN
inlawrev-27984	185	20	.	.	PUNCT
inlawrev-27984	186	1	”62	”62	PROPN
inlawrev-27984	186	2	as	as	ADP
inlawrev-27984	186	3	of	of	ADP
inlawrev-27984	186	4	2022	2022	NUM
inlawrev-27984	186	5	,	,	PUNCT
inlawrev-27984	186	6	there	there	PRON
inlawrev-27984	186	7	are	be	VERB
inlawrev-27984	186	8	at	at	ADV
inlawrev-27984	186	9	least	least	ADJ
inlawrev-27984	186	10	four	four	NUM
inlawrev-27984	186	11	pending	pende	VERB
inlawrev-27984	186	12	cases	case	NOUN
inlawrev-27984	186	13	of	of	ADP
inlawrev-27984	186	14	appraisal	appraisal	NOUN
inlawrev-27984	186	15	discrimination	discrimination	NOUN
inlawrev-27984	186	16	,	,	PUNCT
inlawrev-27984	186	17	including	include	VERB
inlawrev-27984	186	18	the	the	DET
inlawrev-27984	186	19	tate	tate	NOUN
inlawrev-27984	186	20	-	-	PUNCT
inlawrev-27984	186	21	austins	austin	NOUN
inlawrev-27984	186	22	in	in	ADP
inlawrev-27984	186	23	california	california	PROPN
inlawrev-27984	186	24	and	and	CCONJ
inlawrev-27984	186	25	nathan	nathan	PROPN
inlawrev-27984	186	26	connolly	connolly	PROPN
inlawrev-27984	186	27	and	and	CCONJ
inlawrev-27984	186	28	shani	shani	PROPN
inlawrev-27984	186	29	mott	mott	PROPN
inlawrev-27984	186	30	in	in	ADP
inlawrev-27984	186	31	maryland.63	maryland.63	PROPN
inlawrev-27984	186	32	moreover	moreover	ADV
inlawrev-27984	186	33	,	,	PUNCT
inlawrev-27984	186	34	investigators	investigator	NOUN
inlawrev-27984	186	35	from	from	ADP
inlawrev-27984	186	36	the	the	DET
inlawrev-27984	186	37	united	united	PROPN
inlawrev-27984	186	38	states	states	PROPN
inlawrev-27984	186	39	department	department	PROPN
inlawrev-27984	186	40	of	of	ADP
inlawrev-27984	186	41	housing	housing	PROPN
inlawrev-27984	186	42	and	and	CCONJ
inlawrev-27984	186	43	urban	urban	ADJ
inlawrev-27984	186	44	development	development	NOUN
inlawrev-27984	186	45	(	(	PUNCT
inlawrev-27984	186	46	“	"	PUNCT
inlawrev-27984	186	47	hud	hud	PROPN
inlawrev-27984	186	48	”	"	PUNCT
inlawrev-27984	186	49	)	)	PUNCT
inlawrev-27984	186	50	estimate	estimate	VERB
inlawrev-27984	186	51	they	they	PRON
inlawrev-27984	186	52	are	be	AUX
inlawrev-27984	186	53	currently	currently	ADV
inlawrev-27984	186	54	investigating	investigate	VERB
inlawrev-27984	186	55	“	"	PUNCT
inlawrev-27984	186	56	approximately	approximately	ADV
inlawrev-27984	186	57	100	100	NUM
inlawrev-27984	186	58	appraisers	appraiser	NOUN
inlawrev-27984	186	59	,	,	PUNCT
inlawrev-27984	186	60	firms	firm	NOUN
inlawrev-27984	186	61	and	and	CCONJ
inlawrev-27984	186	62	amcs	amcs	NOUN
inlawrev-27984	187	1	[	[	X
inlawrev-27984	187	2	appraisal	appraisal	NOUN
inlawrev-27984	187	3	management	management	NOUN
inlawrev-27984	187	4	companies	company	NOUN
inlawrev-27984	187	5	]	]	PUNCT
inlawrev-27984	187	6	in	in	ADP
inlawrev-27984	187	7	response	response	NOUN
inlawrev-27984	187	8	to	to	ADP
inlawrev-27984	187	9	consumer	consumer	NOUN
inlawrev-27984	187	10	complaints	complaint	NOUN
inlawrev-27984	187	11	involving	involve	VERB
inlawrev-27984	187	12	alleged	allege	VERB
inlawrev-27984	187	13	discrimination	discrimination	NOUN
inlawrev-27984	187	14	.	.	PUNCT
inlawrev-27984	188	1	”64	”64	PROPN
inlawrev-27984	188	2	furthermore	furthermore	ADV
inlawrev-27984	188	3	,	,	PUNCT
inlawrev-27984	188	4	numerous	numerous	ADJ
inlawrev-27984	188	5	studies	study	NOUN
inlawrev-27984	188	6	in	in	ADP
inlawrev-27984	188	7	recent	recent	ADJ
inlawrev-27984	188	8	years	year	NOUN
inlawrev-27984	188	9	have	have	AUX
inlawrev-27984	188	10	not	not	PART
inlawrev-27984	188	11	only	only	ADV
inlawrev-27984	188	12	confirmed	confirm	VERB
inlawrev-27984	188	13	the	the	DET
inlawrev-27984	188	14	existence	existence	NOUN
inlawrev-27984	188	15	of	of	ADP
inlawrev-27984	188	16	discriminatory	discriminatory	ADJ
inlawrev-27984	188	17	appraisal	appraisal	NOUN
inlawrev-27984	188	18	practices	practice	NOUN
inlawrev-27984	188	19	but	but	CCONJ
inlawrev-27984	188	20	also	also	ADV
inlawrev-27984	188	21	researched	research	VERB
inlawrev-27984	188	22	the	the	DET
inlawrev-27984	188	23	effect	effect	NOUN
inlawrev-27984	188	24	on	on	ADP
inlawrev-27984	188	25	home	home	NOUN
inlawrev-27984	188	26	and	and	CCONJ
inlawrev-27984	188	27	neighborhood	neighborhood	NOUN
inlawrev-27984	188	28	valuation	valuation	NOUN
inlawrev-27984	188	29	.	.	PUNCT
inlawrev-27984	189	1	a	a	DET
inlawrev-27984	189	2	2021	2021	NUM
inlawrev-27984	189	3	report	report	NOUN
inlawrev-27984	189	4	by	by	ADP
inlawrev-27984	189	5	freddie	freddie	PROPN
inlawrev-27984	189	6	mac	mac	PROPN
inlawrev-27984	189	7	demonstrated	demonstrate	VERB
inlawrev-27984	189	8	that	that	SCONJ
inlawrev-27984	189	9	,	,	PUNCT
inlawrev-27984	189	10	in	in	ADP
inlawrev-27984	189	11	general	general	ADJ
inlawrev-27984	189	12	,	,	PUNCT
inlawrev-27984	189	13	“	"	PUNCT
inlawrev-27984	189	14	[	[	X
inlawrev-27984	189	15	a]ppraisers	a]ppraiser	NOUN
inlawrev-27984	189	16	’	'	PUNCT
inlawrev-27984	189	17	opinions	opinion	NOUN
inlawrev-27984	189	18	of	of	ADP
inlawrev-27984	189	19	value	value	NOUN
inlawrev-27984	189	20	are	be	AUX
inlawrev-27984	189	21	more	more	ADV
inlawrev-27984	189	22	likely	likely	ADJ
inlawrev-27984	189	23	to	to	PART
inlawrev-27984	189	24	fall	fall	VERB
inlawrev-27984	189	25	below	below	ADP
inlawrev-27984	189	26	the	the	DET
inlawrev-27984	189	27	contract	contract	NOUN
inlawrev-27984	189	28	price	price	NOUN
inlawrev-27984	189	29	”	"	PUNCT
inlawrev-27984	189	30	in	in	ADP
inlawrev-27984	189	31	neighborhoods	neighborhood	NOUN
inlawrev-27984	189	32	predominantly	predominantly	ADV
inlawrev-27984	189	33	occupied	occupy	VERB
inlawrev-27984	189	34	by	by	ADP
inlawrev-27984	189	35	minorities.65	minorities.65	PROPN
inlawrev-27984	189	36	the	the	DET
inlawrev-27984	189	37	report	report	NOUN
inlawrev-27984	189	38	,	,	PUNCT
inlawrev-27984	189	39	which	which	PRON
inlawrev-27984	189	40	examined	examine	VERB
inlawrev-27984	189	41	12	12	NUM
inlawrev-27984	189	42	million	million	NUM
inlawrev-27984	189	43	appraisals	appraisal	NOUN
inlawrev-27984	189	44	between	between	ADP
inlawrev-27984	189	45	2015	2015	NUM
inlawrev-27984	189	46	and	and	CCONJ
inlawrev-27984	189	47	2020	2020	NUM
inlawrev-27984	189	48	,	,	PUNCT
inlawrev-27984	189	49	found	find	VERB
inlawrev-27984	189	50	that	that	SCONJ
inlawrev-27984	189	51	in	in	ADP
inlawrev-27984	189	52	majority	majority	NOUN
inlawrev-27984	189	53	-	-	PUNCT
inlawrev-27984	189	54	black	black	ADJ
inlawrev-27984	189	55	neighborhoods	neighborhood	NOUN
inlawrev-27984	189	56	,	,	PUNCT
inlawrev-27984	189	57	12.5	12.5	NUM
inlawrev-27984	189	58	%	%	NOUN
inlawrev-27984	189	59	of	of	ADP
inlawrev-27984	189	60	appraisals	appraisal	NOUN
inlawrev-27984	189	61	resulted	result	VERB
inlawrev-27984	189	62	in	in	ADP
inlawrev-27984	189	63	a	a	DET
inlawrev-27984	189	64	value	value	NOUN
inlawrev-27984	189	65	below	below	ADP
inlawrev-27984	189	66	the	the	DET
inlawrev-27984	189	67	contract	contract	NOUN
inlawrev-27984	189	68	price	price	NOUN
inlawrev-27984	189	69	,	,	PUNCT
inlawrev-27984	189	70	compared	compare	VERB
inlawrev-27984	189	71	to	to	ADP
inlawrev-27984	189	72	only	only	ADV
inlawrev-27984	189	73	7.4	7.4	NUM
inlawrev-27984	189	74	%	%	NOUN
inlawrev-27984	189	75	of	of	ADP
inlawrev-27984	189	76	appraisals	appraisal	NOUN
inlawrev-27984	189	77	in	in	ADP
inlawrev-27984	189	78	predominantly	predominantly	ADV
inlawrev-27984	189	79	white	white	ADJ
inlawrev-27984	189	80	neighborhoods.66	neighborhoods.66	NOUN
inlawrev-27984	189	81	moreover	moreover	ADV
inlawrev-27984	189	82	,	,	PUNCT
inlawrev-27984	189	83	in	in	ADP
inlawrev-27984	189	84	2021	2021	NUM
inlawrev-27984	189	85	the	the	DET
inlawrev-27984	189	86	federal	federal	ADJ
inlawrev-27984	189	87	housing	housing	PROPN
inlawrev-27984	189	88	finance	finance	NOUN
inlawrev-27984	189	89	agency	agency	NOUN
inlawrev-27984	189	90	(	(	PUNCT
inlawrev-27984	189	91	“	"	PUNCT
inlawrev-27984	189	92	fhfa	fhfa	NOUN
inlawrev-27984	189	93	”	"	PUNCT
inlawrev-27984	189	94	)	)	PUNCT
inlawrev-27984	189	95	conducted	conduct	VERB
inlawrev-27984	189	96	a	a	DET
inlawrev-27984	189	97	search	search	NOUN
inlawrev-27984	189	98	of	of	ADP
inlawrev-27984	189	99	key	key	ADJ
inlawrev-27984	189	100	words	word	NOUN
inlawrev-27984	189	101	and	and	CCONJ
inlawrev-27984	189	102	phrases	phrase	NOUN
inlawrev-27984	189	103	from	from	ADP
inlawrev-27984	189	104	millions	million	NOUN
inlawrev-27984	189	105	of	of	ADP
inlawrev-27984	189	106	appraisals	appraisal	NOUN
inlawrev-27984	189	107	submitted	submit	VERB
inlawrev-27984	189	108	annually	annually	ADV
inlawrev-27984	189	109	and	and	CCONJ
inlawrev-27984	189	110	found	find	VERB
inlawrev-27984	189	111	“	"	PUNCT
inlawrev-27984	189	112	thousands	thousand	NOUN
inlawrev-27984	189	113	of	of	ADP
inlawrev-27984	189	114	potential	potential	ADJ
inlawrev-27984	189	115	race	race	NOUN
inlawrev-27984	189	116	-	-	PUNCT
inlawrev-27984	189	117	related	relate	VERB
inlawrev-27984	189	118	flags	flag	NOUN
inlawrev-27984	189	119	.	.	PUNCT
inlawrev-27984	190	1	”67	”67	PROPN
inlawrev-27984	190	2	for	for	ADP
inlawrev-27984	190	3	example	example	NOUN
inlawrev-27984	190	4	,	,	PUNCT
inlawrev-27984	190	5	in	in	ADP
inlawrev-27984	190	6	one	one	NUM
inlawrev-27984	190	7	appraisal	appraisal	NOUN
inlawrev-27984	190	8	there	there	PRON
inlawrev-27984	190	9	was	be	VERB
inlawrev-27984	190	10	“	"	PUNCT
inlawrev-27984	190	11	[	[	X
inlawrev-27984	190	12	a	a	X
inlawrev-27984	190	13	]	]	X
inlawrev-27984	190	14	reference	reference	NOUN
inlawrev-27984	190	15	to	to	ADP
inlawrev-27984	190	16	a	a	DET
inlawrev-27984	190	17	neighborhood	neighborhood	NOUN
inlawrev-27984	190	18	being	be	AUX
inlawrev-27984	190	19	originally	originally	ADV
inlawrev-27984	190	20	‘	'	PUNCT
inlawrev-27984	190	21	white	white	ADJ
inlawrev-27984	190	22	-	-	PUNCT
inlawrev-27984	190	23	only	only	ADV
inlawrev-27984	190	24	,	,	PUNCT
inlawrev-27984	190	25	’	'	PUNCT
inlawrev-27984	190	26	before	before	ADP
inlawrev-27984	190	27	becoming	become	VERB
inlawrev-27984	190	28	a	a	DET
inlawrev-27984	190	29	‘	'	PUNCT
inlawrev-27984	190	30	white	white	ADJ
inlawrev-27984	190	31	-	-	PUNCT
inlawrev-27984	190	32	flight	flight	NOUN
inlawrev-27984	190	33	red	red	ADJ
inlawrev-27984	190	34	-	-	PUNCT
inlawrev-27984	190	35	zone	zone	NOUN
inlawrev-27984	190	36	’	'	PUNCT
inlawrev-27984	190	37	to	to	ADP
inlawrev-27984	190	38	59	59	NUM
inlawrev-27984	190	39	.	.	PUNCT
inlawrev-27984	191	1	i	i	PRON
inlawrev-27984	191	2	d.	d.	PROPN
inlawrev-27984	191	3	60	60	NUM
inlawrev-27984	191	4	.	.	PUNCT
inlawrev-27984	192	1	i	i	PRON
inlawrev-27984	192	2	d.	d.	PROPN
inlawrev-27984	192	3	at	at	ADP
inlawrev-27984	192	4	1077	1077	NUM
inlawrev-27984	192	5	.	.	PUNCT
inlawrev-27984	193	1	61	61	NUM
inlawrev-27984	193	2	.	.	PUNCT
inlawrev-27984	194	1	robert	robert	PROPN
inlawrev-27984	194	2	schwemm	schwemm	PROPN
inlawrev-27984	194	3	,	,	PUNCT
inlawrev-27984	194	4	mortgage	mortgage	NOUN
inlawrev-27984	194	5	lending	lending	NOUN
inlawrev-27984	194	6	,	,	PUNCT
inlawrev-27984	194	7	racial	racial	ADJ
inlawrev-27984	194	8	discrimination	discrimination	NOUN
inlawrev-27984	194	9	,	,	PUNCT
inlawrev-27984	194	10	and	and	CCONJ
inlawrev-27984	194	11	federal	federal	ADJ
inlawrev-27984	194	12	policy	policy	NOUN
inlawrev-27984	194	13	390	390	NUM
inlawrev-27984	194	14	(	(	PUNCT
inlawrev-27984	194	15	john	john	PROPN
inlawrev-27984	194	16	goering	goering	PROPN
inlawrev-27984	194	17	&	&	CCONJ
inlawrev-27984	194	18	ron	ron	PROPN
inlawrev-27984	194	19	wienk	wienk	PROPN
inlawrev-27984	194	20	,	,	PUNCT
inlawrev-27984	194	21	eds	eds	PROPN
inlawrev-27984	194	22	.	.	PROPN
inlawrev-27984	194	23	,	,	PUNCT
inlawrev-27984	194	24	1996	1996	NUM
inlawrev-27984	194	25	)	)	PUNCT
inlawrev-27984	194	26	.	.	PUNCT
inlawrev-27984	195	1	62	62	NUM
inlawrev-27984	195	2	.	.	PUNCT
inlawrev-27984	196	1	i	i	PRON
inlawrev-27984	196	2	d.	d.	PROPN
inlawrev-27984	196	3	63	63	NUM
inlawrev-27984	196	4	.	.	PUNCT
inlawrev-27984	196	5	see	see	VERB
inlawrev-27984	196	6	tate	tate	PROPN
inlawrev-27984	196	7	-	-	PUNCT
inlawrev-27984	196	8	austin	austin	PROPN
inlawrev-27984	196	9	v.	v.	PROPN
inlawrev-27984	196	10	miller	miller	PROPN
inlawrev-27984	196	11	,	,	PUNCT
inlawrev-27984	196	12	no	no	INTJ
inlawrev-27984	196	13	.	.	NOUN
inlawrev-27984	196	14	21	21	NUM
inlawrev-27984	196	15	-	-	PUNCT
inlawrev-27984	196	16	cv-09319	cv-09319	NOUN
inlawrev-27984	196	17	-	-	PUNCT
inlawrev-27984	196	18	mmc	mmc	NOUN
inlawrev-27984	196	19	,	,	PUNCT
inlawrev-27984	196	20	2022	2022	NUM
inlawrev-27984	196	21	wl	wl	PROPN
inlawrev-27984	196	22	1105072	1105072	NUM
inlawrev-27984	196	23	(	(	PUNCT
inlawrev-27984	196	24	n.d	n.d	PROPN
inlawrev-27984	196	25	.	.	PROPN
inlawrev-27984	196	26	cal	cal	PROPN
inlawrev-27984	196	27	.	.	PUNCT
inlawrev-27984	197	1	apr	apr	PROPN
inlawrev-27984	197	2	.	.	PROPN
inlawrev-27984	197	3	13	13	NUM
inlawrev-27984	197	4	,	,	PUNCT
inlawrev-27984	197	5	2022	2022	NUM
inlawrev-27984	197	6	)	)	PUNCT
inlawrev-27984	197	7	;	;	PUNCT
inlawrev-27984	197	8	complaint	complaint	NOUN
inlawrev-27984	197	9	and	and	CCONJ
inlawrev-27984	197	10	jury	jury	NOUN
inlawrev-27984	197	11	demand	demand	NOUN
inlawrev-27984	197	12	,	,	PUNCT
inlawrev-27984	197	13	supra	supra	PROPN
inlawrev-27984	197	14	note	note	PROPN
inlawrev-27984	197	15	13	13	NUM
inlawrev-27984	197	16	;	;	PUNCT
inlawrev-27984	197	17	peter	peter	PROPN
inlawrev-27984	197	18	t.	t.	PROPN
inlawrev-27984	197	19	christensen	christensen	PROPN
inlawrev-27984	197	20	,	,	PUNCT
inlawrev-27984	197	21	fair	fair	ADJ
inlawrev-27984	197	22	housing	housing	NOUN
inlawrev-27984	197	23	and	and	CCONJ
inlawrev-27984	197	24	discrimination	discrimination	NOUN
inlawrev-27984	197	25	,	,	PUNCT
inlawrev-27984	197	26	valuation	valuation	NOUN
inlawrev-27984	197	27	10	10	NUM
inlawrev-27984	197	28	(	(	PUNCT
inlawrev-27984	197	29	q2	q2	NOUN
inlawrev-27984	197	30	,	,	PUNCT
inlawrev-27984	197	31	2022	2022	NUM
inlawrev-27984	197	32	)	)	PUNCT
inlawrev-27984	197	33	.	.	PUNCT
inlawrev-27984	198	1	64	64	NUM
inlawrev-27984	198	2	.	.	PUNCT
inlawrev-27984	199	1	christensen	christensen	PROPN
inlawrev-27984	199	2	,	,	PUNCT
inlawrev-27984	199	3	supra	supra	PROPN
inlawrev-27984	199	4	note	note	PROPN
inlawrev-27984	199	5	63	63	NUM
inlawrev-27984	199	6	,	,	PUNCT
inlawrev-27984	199	7	at	at	ADP
inlawrev-27984	199	8	11	11	NUM
inlawrev-27984	199	9	.	.	PUNCT
inlawrev-27984	199	10	65	65	NUM
inlawrev-27984	199	11	.	.	PUNCT
inlawrev-27984	199	12	narragon	narragon	PROPN
inlawrev-27984	199	13	et	et	PROPN
inlawrev-27984	199	14	al	al	PROPN
inlawrev-27984	199	15	.	.	PROPN
inlawrev-27984	199	16	,	,	PUNCT
inlawrev-27984	199	17	supra	supra	PROPN
inlawrev-27984	199	18	note	note	PROPN
inlawrev-27984	199	19	47	47	NUM
inlawrev-27984	199	20	,	,	PUNCT
inlawrev-27984	199	21	at	at	ADP
inlawrev-27984	199	22	2	2	NUM
inlawrev-27984	199	23	.	.	PUNCT
inlawrev-27984	199	24	66	66	NUM
inlawrev-27984	199	25	.	.	PUNCT
inlawrev-27984	200	1	i	i	PRON
inlawrev-27984	200	2	d.	d.	PROPN
inlawrev-27984	200	3	at	at	ADP
inlawrev-27984	200	4	3	3	NUM
inlawrev-27984	200	5	.	.	PROPN
inlawrev-27984	200	6	67	67	NUM
inlawrev-27984	200	7	.	.	PUNCT
inlawrev-27984	201	1	chandra	chandra	PROPN
inlawrev-27984	201	2	broadnax	broadnax	PROPN
inlawrev-27984	201	3	&	&	CCONJ
inlawrev-27984	201	4	james	james	PROPN
inlawrev-27984	201	5	wylie	wylie	PROPN
inlawrev-27984	201	6	,	,	PUNCT
inlawrev-27984	201	7	reducing	reduce	VERB
inlawrev-27984	201	8	valuation	valuation	NOUN
inlawrev-27984	201	9	bias	bias	NOUN
inlawrev-27984	201	10	by	by	ADP
inlawrev-27984	201	11	addressing	address	VERB
inlawrev-27984	201	12	appraiser	appraiser	NOUN
inlawrev-27984	201	13	and	and	CCONJ
inlawrev-27984	201	14	property	property	NOUN
inlawrev-27984	201	15	valuation	valuation	NOUN
inlawrev-27984	201	16	commentary	commentary	NOUN
inlawrev-27984	201	17	,	,	PUNCT
inlawrev-27984	201	18	fed	fed	PROPN
inlawrev-27984	201	19	.	.	PUNCT
inlawrev-27984	202	1	hous	hous	ADJ
inlawrev-27984	202	2	.	.	PUNCT
inlawrev-27984	203	1	fin	fin	NOUN
inlawrev-27984	203	2	.	.	PUNCT
inlawrev-27984	203	3	agency	agency	PROPN
inlawrev-27984	203	4	(	(	PUNCT
inlawrev-27984	203	5	dec	dec	PROPN
inlawrev-27984	203	6	.	.	PROPN
inlawrev-27984	203	7	14	14	NUM
inlawrev-27984	203	8	,	,	PUNCT
inlawrev-27984	203	9	2021	2021	NUM
inlawrev-27984	203	10	)	)	PUNCT
inlawrev-27984	203	11	,	,	PUNCT
inlawrev-27984	203	12	https://www.fhfa.gov/	https://www.fhfa.gov/	NOUN
inlawrev-27984	203	13	media	media	NOUN
inlawrev-27984	203	14	/	/	SYM
inlawrev-27984	203	15	blog	blog	NOUN
inlawrev-27984	203	16	/	/	SYM
inlawrev-27984	203	17	pages	page	NOUN
inlawrev-27984	203	18	/	/	SYM
inlawrev-27984	203	19	reducing	reduce	VERB
inlawrev-27984	203	20	-	-	PUNCT
inlawrev-27984	203	21	valuation	valuation	NOUN
inlawrev-27984	203	22	-	-	PUNCT
inlawrev-27984	203	23	bias	bias	NOUN
inlawrev-27984	203	24	-	-	PUNCT
inlawrev-27984	203	25	by	by	ADP
inlawrev-27984	203	26	-	-	PUNCT
inlawrev-27984	203	27	addressing	address	VERB
inlawrev-27984	203	28	-	-	PUNCT
inlawrev-27984	203	29	appraiser	appraiser	NOUN
inlawrev-27984	203	30	-	-	PUNCT
inlawrev-27984	203	31	and	and	CCONJ
inlawrev-27984	203	32	-	-	PUNCT
inlawrev-27984	203	33	property	property	NOUN
inlawrev-27984	203	34	-	-	PUNCT
inlawrev-27984	203	35	valuationcommentary.aspx	valuationcommentary.aspx	NOUN
inlawrev-27984	204	1	[	[	X
inlawrev-27984	204	2	https://perma.cc/vt9s-4lev	https://perma.cc/vt9s-4lev	X
inlawrev-27984	204	3	]	]	X
inlawrev-27984	204	4	(	(	PUNCT
inlawrev-27984	204	5	noting	note	VERB
inlawrev-27984	204	6	race	race	NOUN
inlawrev-27984	204	7	-	-	PUNCT
inlawrev-27984	204	8	related	relate	VERB
inlawrev-27984	204	9	flags	flag	NOUN
inlawrev-27984	204	10	included	include	VERB
inlawrev-27984	204	11	references	reference	NOUN
inlawrev-27984	204	12	to	to	ADP
inlawrev-27984	204	13	racial	racial	ADJ
inlawrev-27984	204	14	makeups	makeup	NOUN
inlawrev-27984	204	15	of	of	ADP
inlawrev-27984	204	16	the	the	DET
inlawrev-27984	204	17	area	area	NOUN
inlawrev-27984	204	18	,	,	PUNCT
inlawrev-27984	204	19	foreign	foreign	ADJ
inlawrev-27984	204	20	birthplaces	birthplace	NOUN
inlawrev-27984	204	21	of	of	ADP
inlawrev-27984	204	22	residents	resident	NOUN
inlawrev-27984	204	23	,	,	PUNCT
inlawrev-27984	204	24	languages	language	NOUN
inlawrev-27984	204	25	spoken	speak	VERB
inlawrev-27984	204	26	by	by	ADP
inlawrev-27984	204	27	residents	resident	NOUN
inlawrev-27984	204	28	,	,	PUNCT
inlawrev-27984	204	29	amenities	amenity	NOUN
inlawrev-27984	204	30	geared	gear	VERB
inlawrev-27984	204	31	toward	toward	ADP
inlawrev-27984	204	32	certain	certain	ADJ
inlawrev-27984	204	33	racial	racial	ADJ
inlawrev-27984	204	34	,	,	PUNCT
inlawrev-27984	204	35	ethnic	ethnic	ADJ
inlawrev-27984	204	36	or	or	CCONJ
inlawrev-27984	204	37	religious	religious	ADJ
inlawrev-27984	204	38	groups	group	NOUN
inlawrev-27984	204	39	,	,	PUNCT
inlawrev-27984	204	40	gentrification	gentrification	NOUN
inlawrev-27984	204	41	,	,	PUNCT
inlawrev-27984	204	42	and	and	CCONJ
inlawrev-27984	204	43	more	more	ADJ
inlawrev-27984	204	44	)	)	PUNCT
inlawrev-27984	204	45	.	.	PUNCT
inlawrev-27984	205	1	2023	2023	NUM
inlawrev-27984	205	2	]	]	PUNCT
inlawrev-27984	205	3	from	from	ADP
inlawrev-27984	205	4	american	american	PROPN
inlawrev-27984	205	5	nightmare	nightmare	PROPN
inlawrev-27984	205	6	to	to	ADP
inlawrev-27984	205	7	american	american	ADJ
inlawrev-27984	205	8	dream	dream	NOUN
inlawrev-27984	205	9	?	?	PUNCT
inlawrev-27984	206	1	487	487	NUM
inlawrev-27984	206	2	explain	explain	VERB
inlawrev-27984	206	3	why	why	SCONJ
inlawrev-27984	206	4	the	the	DET
inlawrev-27984	206	5	neighborhood	neighborhood	NOUN
inlawrev-27984	206	6	is	be	AUX
inlawrev-27984	206	7	mostly	mostly	ADV
inlawrev-27984	206	8	‘	'	PUNCT
inlawrev-27984	206	9	working	work	VERB
inlawrev-27984	206	10	-	-	PUNCT
inlawrev-27984	206	11	class	class	NOUN
inlawrev-27984	206	12	black	black	NOUN
inlawrev-27984	206	13	’	'	PUNCT
inlawrev-27984	206	14	now	now	ADV
inlawrev-27984	206	15	.	.	PUNCT
inlawrev-27984	206	16	”68	”68	PROPN
inlawrev-27984	206	17	in	in	ADP
inlawrev-27984	206	18	november	november	PROPN
inlawrev-27984	206	19	2022	2022	NUM
inlawrev-27984	206	20	,	,	PUNCT
inlawrev-27984	206	21	a	a	DET
inlawrev-27984	206	22	groundbreaking	groundbreake	VERB
inlawrev-27984	206	23	study	study	NOUN
inlawrev-27984	206	24	from	from	ADP
inlawrev-27984	206	25	the	the	DET
inlawrev-27984	206	26	weidenbaum	weidenbaum	NOUN
inlawrev-27984	206	27	center	center	NOUN
inlawrev-27984	206	28	at	at	ADP
inlawrev-27984	206	29	washington	washington	PROPN
inlawrev-27984	206	30	university	university	PROPN
inlawrev-27984	206	31	confirmed	confirm	VERB
inlawrev-27984	206	32	that	that	SCONJ
inlawrev-27984	206	33	many	many	ADJ
inlawrev-27984	206	34	“	"	PUNCT
inlawrev-27984	206	35	[	[	X
inlawrev-27984	206	36	h]ome	h]ome	NOUN
inlawrev-27984	206	37	value	value	NOUN
inlawrev-27984	206	38	inequalities	inequality	NOUN
inlawrev-27984	206	39	are	be	AUX
inlawrev-27984	206	40	the	the	DET
inlawrev-27984	206	41	result	result	NOUN
inlawrev-27984	206	42	of	of	ADP
inlawrev-27984	206	43	appraisal	appraisal	NOUN
inlawrev-27984	206	44	practices	practice	NOUN
inlawrev-27984	206	45	.	.	PUNCT
inlawrev-27984	206	46	”69	”69	VERB
inlawrev-27984	207	1	moreover	moreover	ADV
inlawrev-27984	207	2	,	,	PUNCT
inlawrev-27984	207	3	a	a	DET
inlawrev-27984	207	4	december	december	PROPN
inlawrev-27984	207	5	2022	2022	NUM
inlawrev-27984	207	6	study	study	NOUN
inlawrev-27984	207	7	by	by	ADP
inlawrev-27984	207	8	the	the	DET
inlawrev-27984	207	9	brookings	brookings	PROPN
inlawrev-27984	207	10	institution	institution	NOUN
inlawrev-27984	207	11	found	find	VERB
inlawrev-27984	207	12	that	that	SCONJ
inlawrev-27984	207	13	“	"	PUNCT
inlawrev-27984	207	14	appraisal	appraisal	NOUN
inlawrev-27984	207	15	bias	bias	NOUN
inlawrev-27984	207	16	explains	explain	VERB
inlawrev-27984	207	17	9	9	NUM
inlawrev-27984	207	18	%	%	NOUN
inlawrev-27984	207	19	to	to	PART
inlawrev-27984	207	20	14	14	NUM
inlawrev-27984	207	21	%	%	NOUN
inlawrev-27984	207	22	of	of	ADP
inlawrev-27984	207	23	overall	overall	ADJ
inlawrev-27984	207	24	devaluation	devaluation	NOUN
inlawrev-27984	207	25	.	.	PUNCT
inlawrev-27984	208	1	”70	”70	PUNCT
inlawrev-27984	208	2	indeed	indeed	ADV
inlawrev-27984	208	3	,	,	PUNCT
inlawrev-27984	208	4	“	"	PUNCT
inlawrev-27984	208	5	in	in	ADP
inlawrev-27984	208	6	2021	2021	NUM
inlawrev-27984	208	7	,	,	PUNCT
inlawrev-27984	208	8	licensed	license	VERB
inlawrev-27984	208	9	appraisers	appraiser	NOUN
inlawrev-27984	208	10	evaluated	evaluate	VERB
inlawrev-27984	208	11	homes	home	NOUN
inlawrev-27984	208	12	in	in	ADP
inlawrev-27984	208	13	white	white	ADJ
inlawrev-27984	208	14	neighborhoods	neighborhood	NOUN
inlawrev-27984	208	15	as	as	ADP
inlawrev-27984	208	16	double	double	DET
inlawrev-27984	208	17	the	the	DET
inlawrev-27984	208	18	value	value	NOUN
inlawrev-27984	208	19	of	of	ADP
inlawrev-27984	208	20	homes	home	NOUN
inlawrev-27984	208	21	in	in	ADP
inlawrev-27984	208	22	communities	community	NOUN
inlawrev-27984	208	23	of	of	ADP
inlawrev-27984	208	24	color	color	NOUN
inlawrev-27984	208	25	—	—	PUNCT
inlawrev-27984	208	26	even	even	ADV
inlawrev-27984	208	27	when	when	SCONJ
inlawrev-27984	208	28	property	property	NOUN
inlawrev-27984	208	29	and	and	CCONJ
inlawrev-27984	208	30	other	other	ADJ
inlawrev-27984	208	31	neighborhood	neighborhood	NOUN
inlawrev-27984	208	32	characteristics	characteristic	NOUN
inlawrev-27984	208	33	were	be	AUX
inlawrev-27984	208	34	the	the	DET
inlawrev-27984	208	35	same	same	ADJ
inlawrev-27984	208	36	”	"	PUNCT
inlawrev-27984	208	37	and	and	CCONJ
inlawrev-27984	208	38	“	"	PUNCT
inlawrev-27984	208	39	[	[	X
inlawrev-27984	208	40	r]acial	r]acial	ADJ
inlawrev-27984	208	41	inequality	inequality	NOUN
inlawrev-27984	208	42	in	in	ADP
inlawrev-27984	208	43	appraised	appraise	VERB
inlawrev-27984	208	44	values	value	NOUN
inlawrev-27984	208	45	has	have	AUX
inlawrev-27984	208	46	increased	increase	VERB
inlawrev-27984	208	47	75	75	NUM
inlawrev-27984	208	48	%	%	NOUN
inlawrev-27984	208	49	over	over	ADP
inlawrev-27984	208	50	the	the	DET
inlawrev-27984	208	51	last	last	ADJ
inlawrev-27984	208	52	decade	decade	NOUN
inlawrev-27984	208	53	.	.	PUNCT
inlawrev-27984	209	1	”71	”71	NOUN
inlawrev-27984	209	2	as	as	ADP
inlawrev-27984	209	3	a	a	DET
inlawrev-27984	209	4	result	result	NOUN
inlawrev-27984	209	5	of	of	ADP
inlawrev-27984	209	6	these	these	DET
inlawrev-27984	209	7	discriminatory	discriminatory	ADJ
inlawrev-27984	209	8	practices	practice	NOUN
inlawrev-27984	209	9	,	,	PUNCT
inlawrev-27984	209	10	“	"	PUNCT
inlawrev-27984	209	11	african	african	ADJ
inlawrev-27984	209	12	americans	americans	PROPN
inlawrev-27984	209	13	experience	experience	VERB
inlawrev-27984	209	14	homeownership	homeownership	NOUN
inlawrev-27984	209	15	in	in	ADP
inlawrev-27984	209	16	ways	way	NOUN
inlawrev-27984	209	17	that	that	PRON
inlawrev-27984	209	18	rarely	rarely	ADV
inlawrev-27984	209	19	produce	produce	VERB
inlawrev-27984	209	20	the	the	DET
inlawrev-27984	209	21	financial	financial	ADJ
inlawrev-27984	209	22	benefits	benefit	NOUN
inlawrev-27984	209	23	typically	typically	ADV
inlawrev-27984	209	24	enjoyed	enjoy	VERB
inlawrev-27984	209	25	by	by	ADP
inlawrev-27984	209	26	middle	middle	ADJ
inlawrev-27984	209	27	-	-	PUNCT
inlawrev-27984	209	28	class	class	NOUN
inlawrev-27984	209	29	white	white	ADJ
inlawrev-27984	209	30	americans	americans	PROPN
inlawrev-27984	209	31	,	,	PUNCT
inlawrev-27984	209	32	”	"	PUNCT
inlawrev-27984	209	33	namely	namely	ADV
inlawrev-27984	209	34	the	the	DET
inlawrev-27984	209	35	ability	ability	NOUN
inlawrev-27984	209	36	to	to	PART
inlawrev-27984	209	37	build	build	VERB
inlawrev-27984	209	38	generational	generational	ADJ
inlawrev-27984	209	39	wealth.72	wealth.72	NOUN
inlawrev-27984	209	40	in	in	ADP
inlawrev-27984	209	41	2019	2019	NUM
inlawrev-27984	209	42	,	,	PUNCT
inlawrev-27984	209	43	“	"	PUNCT
inlawrev-27984	209	44	[	[	X
inlawrev-27984	209	45	t]he	t]he	ADJ
inlawrev-27984	209	46	median	median	ADJ
inlawrev-27984	209	47	black	black	ADJ
inlawrev-27984	209	48	household	household	NOUN
inlawrev-27984	209	49	ha[d	ha[d	NOUN
inlawrev-27984	209	50	]	]	PUNCT
inlawrev-27984	209	51	only	only	ADV
inlawrev-27984	209	52	about	about	ADV
inlawrev-27984	209	53	one	one	NUM
inlawrev-27984	209	54	-	-	PUNCT
inlawrev-27984	209	55	eighth	eighth	NOUN
inlawrev-27984	209	56	of	of	ADP
inlawrev-27984	209	57	the	the	DET
inlawrev-27984	209	58	wealth	wealth	NOUN
inlawrev-27984	209	59	held	hold	VERB
inlawrev-27984	209	60	by	by	ADP
inlawrev-27984	209	61	the	the	DET
inlawrev-27984	209	62	median	median	ADJ
inlawrev-27984	209	63	white	white	ADJ
inlawrev-27984	209	64	household	household	NOUN
inlawrev-27984	209	65	,	,	PUNCT
inlawrev-27984	209	66	”	"	PUNCT
inlawrev-27984	209	67	and	and	CCONJ
inlawrev-27984	209	68	“	"	PUNCT
inlawrev-27984	209	69	while	while	SCONJ
inlawrev-27984	209	70	the	the	DET
inlawrev-27984	209	71	median	median	ADJ
inlawrev-27984	209	72	white	white	ADJ
inlawrev-27984	209	73	household	household	NOUN
inlawrev-27984	209	74	has	have	AUX
inlawrev-27984	209	75	amassed	amass	VERB
inlawrev-27984	209	76	$	$	SYM
inlawrev-27984	209	77	188,000	188,000	NUM
inlawrev-27984	209	78	,	,	PUNCT
inlawrev-27984	209	79	the	the	DET
inlawrev-27984	209	80	median	median	ADJ
inlawrev-27984	209	81	black	black	ADJ
inlawrev-27984	209	82	family	family	NOUN
inlawrev-27984	209	83	has	have	VERB
inlawrev-27984	209	84	about	about	ADP
inlawrev-27984	209	85	$	$	SYM
inlawrev-27984	209	86	24,000.”73	24,000.”73	NUM
inlawrev-27984	209	87	however	however	ADV
inlawrev-27984	209	88	,	,	PUNCT
inlawrev-27984	209	89	a	a	DET
inlawrev-27984	209	90	2016	2016	NUM
inlawrev-27984	209	91	study	study	NOUN
inlawrev-27984	209	92	found	find	VERB
inlawrev-27984	209	93	that	that	SCONJ
inlawrev-27984	209	94	“	"	PUNCT
inlawrev-27984	209	95	[	[	X
inlawrev-27984	209	96	i]f	i]f	ADP
inlawrev-27984	209	97	public	public	ADJ
inlawrev-27984	209	98	policy	policy	NOUN
inlawrev-27984	209	99	successfully	successfully	ADV
inlawrev-27984	209	100	equalized	equalize	VERB
inlawrev-27984	209	101	the	the	DET
inlawrev-27984	209	102	return	return	NOUN
inlawrev-27984	209	103	on	on	ADP
inlawrev-27984	209	104	homeownership	homeownership	NOUN
inlawrev-27984	209	105	,	,	PUNCT
inlawrev-27984	209	106	so	so	SCONJ
inlawrev-27984	209	107	that	that	SCONJ
inlawrev-27984	209	108	blacks	black	NOUN
inlawrev-27984	209	109	and	and	CCONJ
inlawrev-27984	209	110	latinos	latino	NOUN
inlawrev-27984	209	111	saw	see	VERB
inlawrev-27984	209	112	the	the	DET
inlawrev-27984	209	113	same	same	ADJ
inlawrev-27984	209	114	financial	financial	ADJ
inlawrev-27984	209	115	gains	gain	NOUN
inlawrev-27984	209	116	as	as	ADP
inlawrev-27984	209	117	whites	white	NOUN
inlawrev-27984	209	118	as	as	ADP
inlawrev-27984	209	119	a	a	DET
inlawrev-27984	209	120	result	result	NOUN
inlawrev-27984	209	121	of	of	ADP
inlawrev-27984	209	122	being	be	AUX
inlawrev-27984	209	123	homeowners	homeowner	NOUN
inlawrev-27984	209	124	,	,	PUNCT
inlawrev-27984	209	125	median	median	ADJ
inlawrev-27984	209	126	black	black	ADJ
inlawrev-27984	209	127	wealth	wealth	NOUN
inlawrev-27984	209	128	would	would	AUX
inlawrev-27984	209	129	grow	grow	VERB
inlawrev-27984	209	130	$	$	SYM
inlawrev-27984	209	131	17,113	17,113	NUM
inlawrev-27984	209	132	and	and	CCONJ
inlawrev-27984	209	133	the	the	DET
inlawrev-27984	209	134	wealth	wealth	NOUN
inlawrev-27984	209	135	gap	gap	NOUN
inlawrev-27984	209	136	between	between	ADP
inlawrev-27984	209	137	black	black	ADJ
inlawrev-27984	209	138	and	and	CCONJ
inlawrev-27984	209	139	white	white	ADJ
inlawrev-27984	209	140	households	household	NOUN
inlawrev-27984	209	141	would	would	AUX
inlawrev-27984	209	142	shrink	shrink	VERB
inlawrev-27984	209	143	16%.”74	16%.”74	NUM
inlawrev-27984	209	144	thus	thus	ADV
inlawrev-27984	209	145	,	,	PUNCT
inlawrev-27984	209	146	it	it	PRON
inlawrev-27984	209	147	is	be	AUX
inlawrev-27984	209	148	crucial	crucial	ADJ
inlawrev-27984	209	149	to	to	PART
inlawrev-27984	209	150	address	address	VERB
inlawrev-27984	209	151	not	not	PART
inlawrev-27984	209	152	only	only	ADV
inlawrev-27984	209	153	the	the	DET
inlawrev-27984	209	154	history	history	NOUN
inlawrev-27984	209	155	of	of	ADP
inlawrev-27984	209	156	discriminatory	discriminatory	ADJ
inlawrev-27984	209	157	appraisals	appraisal	NOUN
inlawrev-27984	209	158	but	but	CCONJ
inlawrev-27984	209	159	also	also	ADV
inlawrev-27984	209	160	their	their	PRON
inlawrev-27984	209	161	effect	effect	NOUN
inlawrev-27984	209	162	today	today	NOUN
inlawrev-27984	209	163	because	because	SCONJ
inlawrev-27984	209	164	of	of	ADP
inlawrev-27984	209	165	their	their	PRON
inlawrev-27984	209	166	proven	prove	VERB
inlawrev-27984	209	167	impact	impact	NOUN
inlawrev-27984	209	168	on	on	ADP
inlawrev-27984	209	169	home	home	NOUN
inlawrev-27984	209	170	values	value	NOUN
inlawrev-27984	209	171	and	and	CCONJ
inlawrev-27984	209	172	generational	generational	ADJ
inlawrev-27984	209	173	wealth	wealth	NOUN
inlawrev-27984	209	174	creation	creation	NOUN
inlawrev-27984	209	175	.	.	PUNCT
inlawrev-27984	210	1	c.	c.	PROPN
inlawrev-27984	210	2	current	current	ADJ
inlawrev-27984	210	3	legal	legal	ADJ
inlawrev-27984	210	4	framework	framework	NOUN
inlawrev-27984	210	5	before	before	ADP
inlawrev-27984	210	6	examining	examine	VERB
inlawrev-27984	210	7	the	the	DET
inlawrev-27984	210	8	proposed	propose	VERB
inlawrev-27984	210	9	legislative	legislative	ADJ
inlawrev-27984	210	10	and	and	CCONJ
inlawrev-27984	210	11	administrative	administrative	ADJ
inlawrev-27984	210	12	solutions	solution	NOUN
inlawrev-27984	210	13	to	to	ADP
inlawrev-27984	210	14	this	this	DET
inlawrev-27984	210	15	crisis	crisis	NOUN
inlawrev-27984	210	16	of	of	ADP
inlawrev-27984	210	17	appraisal	appraisal	NOUN
inlawrev-27984	210	18	discrimination	discrimination	NOUN
inlawrev-27984	210	19	,	,	PUNCT
inlawrev-27984	210	20	it	it	PRON
inlawrev-27984	210	21	is	be	AUX
inlawrev-27984	210	22	important	important	ADJ
inlawrev-27984	210	23	to	to	PART
inlawrev-27984	210	24	examine	examine	VERB
inlawrev-27984	210	25	the	the	DET
inlawrev-27984	210	26	statutes	statute	NOUN
inlawrev-27984	210	27	that	that	PRON
inlawrev-27984	210	28	currently	currently	ADV
inlawrev-27984	210	29	exist	exist	VERB
inlawrev-27984	210	30	to	to	PART
inlawrev-27984	210	31	prohibit	prohibit	VERB
inlawrev-27984	210	32	this	this	DET
inlawrev-27984	210	33	type	type	NOUN
inlawrev-27984	210	34	of	of	ADP
inlawrev-27984	210	35	discrimination	discrimination	NOUN
inlawrev-27984	210	36	:	:	PUNCT
inlawrev-27984	210	37	the	the	DET
inlawrev-27984	210	38	civil	civil	ADJ
inlawrev-27984	210	39	rights	right	NOUN
inlawrev-27984	210	40	act	act	NOUN
inlawrev-27984	210	41	of	of	ADP
inlawrev-27984	210	42	1866	1866	NUM
inlawrev-27984	210	43	,	,	PUNCT
inlawrev-27984	210	44	title	title	NOUN
inlawrev-27984	210	45	viii	viii	NOUN
inlawrev-27984	210	46	of	of	ADP
inlawrev-27984	210	47	the	the	DET
inlawrev-27984	210	48	civil	civil	ADJ
inlawrev-27984	210	49	rights	right	NOUN
inlawrev-27984	210	50	act	act	NOUN
inlawrev-27984	210	51	of	of	ADP
inlawrev-27984	210	52	1968	1968	NUM
inlawrev-27984	210	53	,	,	PUNCT
inlawrev-27984	210	54	the	the	DET
inlawrev-27984	210	55	equal	equal	ADJ
inlawrev-27984	210	56	credit	credit	NOUN
inlawrev-27984	210	57	opportunity	opportunity	NOUN
inlawrev-27984	210	58	act	act	NOUN
inlawrev-27984	210	59	of	of	ADP
inlawrev-27984	210	60	1974	1974	NUM
inlawrev-27984	210	61	(	(	PUNCT
inlawrev-27984	210	62	“	"	PUNCT
inlawrev-27984	210	63	ecoa	ecoa	NOUN
inlawrev-27984	210	64	”	"	PUNCT
inlawrev-27984	210	65	)	)	PUNCT
inlawrev-27984	210	66	,	,	PUNCT
inlawrev-27984	210	67	and	and	CCONJ
inlawrev-27984	210	68	various	various	ADJ
inlawrev-27984	210	69	state	state	NOUN
inlawrev-27984	210	70	and	and	CCONJ
inlawrev-27984	210	71	local	local	ADJ
inlawrev-27984	210	72	fair	fair	ADJ
inlawrev-27984	210	73	housing	housing	NOUN
inlawrev-27984	210	74	laws	law	NOUN
inlawrev-27984	210	75	.	.	PUNCT
inlawrev-27984	211	1	68	68	NUM
inlawrev-27984	211	2	.	.	PUNCT
inlawrev-27984	212	1	i	i	PRON
inlawrev-27984	212	2	d.	d.	PROPN
inlawrev-27984	212	3	69	69	NUM
inlawrev-27984	212	4	.	.	PUNCT
inlawrev-27984	213	1	howell	howell	PROPN
inlawrev-27984	213	2	&	&	CCONJ
inlawrev-27984	213	3	korver	korver	PROPN
inlawrev-27984	213	4	-	-	PUNCT
inlawrev-27984	213	5	glenn	glenn	PROPN
inlawrev-27984	213	6	,	,	PUNCT
inlawrev-27984	213	7	supra	supra	PROPN
inlawrev-27984	213	8	note	note	PROPN
inlawrev-27984	213	9	17	17	NUM
inlawrev-27984	213	10	,	,	PUNCT
inlawrev-27984	213	11	at	at	ADP
inlawrev-27984	213	12	3	3	NUM
inlawrev-27984	213	13	.	.	NOUN
inlawrev-27984	213	14	70	70	NUM
inlawrev-27984	213	15	.	.	PUNCT
inlawrev-27984	214	1	jonathan	jonathan	PROPN
inlawrev-27984	214	2	rothwell	rothwell	PROPN
inlawrev-27984	214	3	&	&	CCONJ
inlawrev-27984	214	4	andre	andre	PROPN
inlawrev-27984	214	5	perry	perry	PROPN
inlawrev-27984	214	6	,	,	PUNCT
inlawrev-27984	214	7	how	how	SCONJ
inlawrev-27984	214	8	racial	racial	ADJ
inlawrev-27984	214	9	bias	bias	NOUN
inlawrev-27984	214	10	in	in	ADP
inlawrev-27984	214	11	appraisals	appraisal	NOUN
inlawrev-27984	214	12	affects	affect	VERB
inlawrev-27984	214	13	the	the	DET
inlawrev-27984	214	14	devaluation	devaluation	NOUN
inlawrev-27984	214	15	of	of	ADP
inlawrev-27984	214	16	homes	home	NOUN
inlawrev-27984	214	17	in	in	ADP
inlawrev-27984	214	18	majority	majority	NOUN
inlawrev-27984	214	19	-	-	PUNCT
inlawrev-27984	214	20	black	black	ADJ
inlawrev-27984	214	21	neighborhoods	neighborhood	NOUN
inlawrev-27984	214	22	,	,	PUNCT
inlawrev-27984	214	23	metro	metro	PROPN
inlawrev-27984	214	24	.	.	PUNCT
inlawrev-27984	215	1	pol’y	pol’y	NOUN
inlawrev-27984	215	2	program	program	NOUN
inlawrev-27984	215	3	at	at	ADP
inlawrev-27984	215	4	brookings	brookings	PROPN
inlawrev-27984	215	5	(	(	PUNCT
inlawrev-27984	215	6	dec	dec	PROPN
inlawrev-27984	215	7	.	.	PROPN
inlawrev-27984	215	8	5	5	NUM
inlawrev-27984	215	9	,	,	PUNCT
inlawrev-27984	215	10	2022	2022	NUM
inlawrev-27984	215	11	)	)	PUNCT
inlawrev-27984	215	12	,	,	PUNCT
inlawrev-27984	215	13	https://www.brookings.edu/research/how-racial-bias-in-appraisals-affects-the-devaluationof-homes-in-majority-black-neighborhoods/	https://www.brookings.edu/research/how-racial-bias-in-appraisals-affects-the-devaluationof-homes-in-majority-black-neighborhoods/	NOUN
inlawrev-27984	216	1	[	[	X
inlawrev-27984	216	2	https://perma.cc/2tfa-n7q8	https://perma.cc/2tfa-n7q8	X
inlawrev-27984	216	3	]	]	X
inlawrev-27984	216	4	.	.	PUNCT
inlawrev-27984	217	1	71	71	NUM
inlawrev-27984	217	2	.	.	PUNCT
inlawrev-27984	218	1	howell	howell	PROPN
inlawrev-27984	218	2	&	&	CCONJ
inlawrev-27984	218	3	korver	korver	PROPN
inlawrev-27984	218	4	-	-	PUNCT
inlawrev-27984	218	5	glenn	glenn	PROPN
inlawrev-27984	218	6	,	,	PUNCT
inlawrev-27984	218	7	supra	supra	PROPN
inlawrev-27984	218	8	note	note	PROPN
inlawrev-27984	218	9	17	17	NUM
inlawrev-27984	218	10	,	,	PUNCT
inlawrev-27984	218	11	at	at	ADP
inlawrev-27984	218	12	2	2	NUM
inlawrev-27984	218	13	,	,	PUNCT
inlawrev-27984	218	14	12	12	NUM
inlawrev-27984	218	15	.	.	PUNCT
inlawrev-27984	218	16	72	72	NUM
inlawrev-27984	218	17	.	.	PUNCT
inlawrev-27984	219	1	keeanga	keeanga	NOUN
inlawrev-27984	219	2	-	-	PUNCT
inlawrev-27984	219	3	yamahtta	yamahtta	PROPN
inlawrev-27984	219	4	taylor	taylor	PROPN
inlawrev-27984	219	5	,	,	PUNCT
inlawrev-27984	219	6	supra	supra	PROPN
inlawrev-27984	219	7	note	note	PROPN
inlawrev-27984	219	8	45	45	NUM
inlawrev-27984	219	9	,	,	PUNCT
inlawrev-27984	219	10	at	at	ADP
inlawrev-27984	219	11	260	260	NUM
inlawrev-27984	219	12	.	.	PUNCT
inlawrev-27984	220	1	73	73	NUM
inlawrev-27984	220	2	.	.	PUNCT
inlawrev-27984	221	1	shelley	shelley	PROPN
inlawrev-27984	221	2	stewart	stewart	PROPN
inlawrev-27984	221	3	iii	iii	PROPN
inlawrev-27984	221	4	et	et	PROPN
inlawrev-27984	221	5	al	al	PROPN
inlawrev-27984	221	6	.	.	PROPN
inlawrev-27984	221	7	,	,	PUNCT
inlawrev-27984	221	8	the	the	DET
inlawrev-27984	221	9	economic	economic	ADJ
inlawrev-27984	221	10	state	state	NOUN
inlawrev-27984	221	11	of	of	ADP
inlawrev-27984	221	12	black	black	PROPN
inlawrev-27984	221	13	america	america	PROPN
inlawrev-27984	221	14	:	:	PUNCT
inlawrev-27984	221	15	what	what	PRON
inlawrev-27984	221	16	is	be	AUX
inlawrev-27984	221	17	and	and	CCONJ
inlawrev-27984	221	18	what	what	PRON
inlawrev-27984	221	19	could	could	AUX
inlawrev-27984	221	20	be	be	AUX
inlawrev-27984	221	21	,	,	PUNCT
inlawrev-27984	221	22	mckinsey	mckinsey	NOUN
inlawrev-27984	221	23	inst	inst	PROPN
inlawrev-27984	221	24	.	.	PUNCT
inlawrev-27984	222	1	for	for	ADP
inlawrev-27984	222	2	black	black	ADJ
inlawrev-27984	222	3	econ	econ	NOUN
inlawrev-27984	222	4	.	.	PUNCT
inlawrev-27984	223	1	mobility	mobility	NOUN
inlawrev-27984	223	2	(	(	PUNCT
inlawrev-27984	223	3	june	june	PROPN
inlawrev-27984	223	4	17	17	NUM
inlawrev-27984	223	5	,	,	PUNCT
inlawrev-27984	223	6	2021	2021	NUM
inlawrev-27984	223	7	)	)	PUNCT
inlawrev-27984	223	8	,	,	PUNCT
inlawrev-27984	223	9	https://www.mckinsey.com/	https://www.mckinsey.com/	NOUN
inlawrev-27984	223	10	featured	feature	VERB
inlawrev-27984	223	11	-	-	PUNCT
inlawrev-27984	223	12	insights	insight	NOUN
inlawrev-27984	223	13	/	/	SYM
inlawrev-27984	223	14	diversity	diversity	NOUN
inlawrev-27984	223	15	-	-	PUNCT
inlawrev-27984	223	16	and	and	CCONJ
inlawrev-27984	223	17	-	-	PUNCT
inlawrev-27984	223	18	inclusion	inclusion	NOUN
inlawrev-27984	223	19	/	/	SYM
inlawrev-27984	223	20	the	the	DET
inlawrev-27984	223	21	-	-	PUNCT
inlawrev-27984	223	22	economic	economic	ADJ
inlawrev-27984	223	23	-	-	PUNCT
inlawrev-27984	223	24	state	state	NOUN
inlawrev-27984	223	25	-	-	PUNCT
inlawrev-27984	223	26	of	of	ADP
inlawrev-27984	223	27	-	-	PUNCT
inlawrev-27984	223	28	black	black	NOUN
inlawrev-27984	223	29	-	-	PUNCT
inlawrev-27984	223	30	america	america	NOUN
inlawrev-27984	223	31	-	-	PUNCT
inlawrev-27984	223	32	what	what	PRON
inlawrev-27984	223	33	-	-	PUNCT
inlawrev-27984	223	34	is	be	AUX
inlawrev-27984	223	35	-	-	PUNCT
inlawrev-27984	223	36	and	and	CCONJ
inlawrev-27984	223	37	-	-	PUNCT
inlawrev-27984	223	38	whatcould	whatcould	AUX
inlawrev-27984	223	39	-	-	PUNCT
inlawrev-27984	223	40	be	be	AUX
inlawrev-27984	223	41	[	[	X
inlawrev-27984	223	42	https://perma.cc/d7nm-zy7q	https://perma.cc/d7nm-zy7q	X
inlawrev-27984	223	43	]	]	X
inlawrev-27984	223	44	.	.	PUNCT
inlawrev-27984	224	1	74	74	NUM
inlawrev-27984	224	2	.	.	PUNCT
inlawrev-27984	225	1	laura	laura	PROPN
inlawrev-27984	225	2	sullivan	sullivan	PROPN
inlawrev-27984	225	3	et	et	PROPN
inlawrev-27984	225	4	al	al	PROPN
inlawrev-27984	225	5	.	.	PROPN
inlawrev-27984	225	6	,	,	PUNCT
inlawrev-27984	225	7	the	the	DET
inlawrev-27984	225	8	racial	racial	ADJ
inlawrev-27984	225	9	wealth	wealth	NOUN
inlawrev-27984	225	10	gap	gap	NOUN
inlawrev-27984	225	11	:	:	PUNCT
inlawrev-27984	225	12	why	why	SCONJ
inlawrev-27984	225	13	policy	policy	NOUN
inlawrev-27984	225	14	matters	matter	NOUN
inlawrev-27984	225	15	,	,	PUNCT
inlawrev-27984	225	16	inst	inst	NOUN
inlawrev-27984	225	17	.	.	PROPN
inlawrev-27984	225	18	for	for	ADP
inlawrev-27984	225	19	assets	asset	NOUN
inlawrev-27984	225	20	&	&	CCONJ
inlawrev-27984	225	21	socl	socl	ADJ
inlawrev-27984	225	22	.	.	PUNCT
inlawrev-27984	226	1	pol’y	pol’y	NOUN
inlawrev-27984	226	2	,	,	PUNCT
inlawrev-27984	226	3	brandeis	brandeis	PROPN
inlawrev-27984	226	4	univ	univ	PROPN
inlawrev-27984	226	5	.	.	PROPN
inlawrev-27984	226	6	&	&	CCONJ
inlawrev-27984	226	7	demos	demos	PROPN
inlawrev-27984	226	8	5	5	NUM
inlawrev-27984	226	9	(	(	PUNCT
inlawrev-27984	226	10	june	june	PROPN
inlawrev-27984	226	11	21	21	NUM
inlawrev-27984	226	12	,	,	PUNCT
inlawrev-27984	226	13	2016	2016	NUM
inlawrev-27984	226	14	)	)	PUNCT
inlawrev-27984	226	15	,	,	PUNCT
inlawrev-27984	226	16	https://www.demos.org/sites/	https://www.demos.org/sites/	NOUN
inlawrev-27984	226	17	default	default	NOUN
inlawrev-27984	226	18	/	/	SYM
inlawrev-27984	226	19	files	file	NOUN
inlawrev-27984	226	20	/	/	SYM
inlawrev-27984	226	21	publications	publication	NOUN
inlawrev-27984	226	22	/	/	SYM
inlawrev-27984	226	23	racialwealthgap_2.pdf	racialwealthgap_2.pdf	PROPN
inlawrev-27984	227	1	[	[	X
inlawrev-27984	227	2	https://perma.cc/ljm5-them	https://perma.cc/ljm5-them	X
inlawrev-27984	227	3	]	]	PUNCT
inlawrev-27984	227	4	.	.	PUNCT
inlawrev-27984	228	1	488	488	NUM
inlawrev-27984	228	2	indiana	indiana	PROPN
inlawrev-27984	228	3	law	law	PROPN
inlawrev-27984	228	4	review	review	NOUN
inlawrev-27984	228	5	[	[	X
inlawrev-27984	228	6	vol	vol	NOUN
inlawrev-27984	228	7	.	.	PUNCT
inlawrev-27984	229	1	57:479	57:479	NUM
inlawrev-27984	229	2	the	the	DET
inlawrev-27984	229	3	civil	civil	ADJ
inlawrev-27984	229	4	rights	right	NOUN
inlawrev-27984	229	5	act	act	NOUN
inlawrev-27984	229	6	of	of	ADP
inlawrev-27984	229	7	1866	1866	NUM
inlawrev-27984	229	8	,	,	PUNCT
inlawrev-27984	229	9	codified	codify	VERB
inlawrev-27984	229	10	in	in	ADP
inlawrev-27984	229	11	part	part	NOUN
inlawrev-27984	229	12	at	at	ADP
inlawrev-27984	229	13	42	42	NUM
inlawrev-27984	229	14	u.s.c	u.s.c	ADJ
inlawrev-27984	229	15	.	.	PUNCT
inlawrev-27984	230	1	§	§	PROPN
inlawrev-27984	230	2	1982	1982	NUM
inlawrev-27984	230	3	,	,	PUNCT
inlawrev-27984	230	4	states	state	VERB
inlawrev-27984	230	5	that	that	SCONJ
inlawrev-27984	230	6	“	"	PUNCT
inlawrev-27984	230	7	[	[	X
inlawrev-27984	230	8	a]ll	a]ll	PRON
inlawrev-27984	230	9	citizens	citizen	NOUN
inlawrev-27984	230	10	of	of	ADP
inlawrev-27984	230	11	the	the	DET
inlawrev-27984	230	12	united	united	PROPN
inlawrev-27984	230	13	states	states	PROPN
inlawrev-27984	230	14	shall	shall	AUX
inlawrev-27984	230	15	have	have	VERB
inlawrev-27984	230	16	the	the	DET
inlawrev-27984	230	17	same	same	ADJ
inlawrev-27984	230	18	right	right	NOUN
inlawrev-27984	230	19	,	,	PUNCT
inlawrev-27984	230	20	in	in	ADP
inlawrev-27984	230	21	every	every	DET
inlawrev-27984	230	22	state	state	NOUN
inlawrev-27984	230	23	and	and	CCONJ
inlawrev-27984	230	24	territory	territory	NOUN
inlawrev-27984	230	25	,	,	PUNCT
inlawrev-27984	230	26	as	as	SCONJ
inlawrev-27984	230	27	is	be	AUX
inlawrev-27984	230	28	enjoyed	enjoy	VERB
inlawrev-27984	230	29	by	by	ADP
inlawrev-27984	230	30	white	white	ADJ
inlawrev-27984	230	31	citizens	citizen	NOUN
inlawrev-27984	230	32	thereof	thereof	ADV
inlawrev-27984	230	33	to	to	PART
inlawrev-27984	230	34	inherit	inherit	VERB
inlawrev-27984	230	35	,	,	PUNCT
inlawrev-27984	230	36	purchase	purchase	NOUN
inlawrev-27984	230	37	,	,	PUNCT
inlawrev-27984	230	38	lease	lease	NOUN
inlawrev-27984	230	39	,	,	PUNCT
inlawrev-27984	230	40	sell	sell	VERB
inlawrev-27984	230	41	,	,	PUNCT
inlawrev-27984	230	42	hold	hold	VERB
inlawrev-27984	230	43	,	,	PUNCT
inlawrev-27984	230	44	and	and	CCONJ
inlawrev-27984	230	45	convey	convey	VERB
inlawrev-27984	230	46	real	real	ADJ
inlawrev-27984	230	47	and	and	CCONJ
inlawrev-27984	230	48	personal	personal	ADJ
inlawrev-27984	230	49	property	property	NOUN
inlawrev-27984	230	50	.	.	PUNCT
inlawrev-27984	231	1	”75	”75	PROPN
inlawrev-27984	231	2	in	in	ADP
inlawrev-27984	231	3	1968	1968	NUM
inlawrev-27984	231	4	,	,	PUNCT
inlawrev-27984	231	5	the	the	DET
inlawrev-27984	231	6	supreme	supreme	PROPN
inlawrev-27984	231	7	court	court	PROPN
inlawrev-27984	231	8	held	hold	VERB
inlawrev-27984	231	9	in	in	ADP
inlawrev-27984	231	10	jones	jones	PROPN
inlawrev-27984	231	11	v.	v.	PROPN
inlawrev-27984	231	12	alfred	alfred	PROPN
inlawrev-27984	231	13	h.	h.	PROPN
inlawrev-27984	231	14	mayer	mayer	PROPN
inlawrev-27984	231	15	co.	co.	PROPN
inlawrev-27984	231	16	that	that	PRON
inlawrev-27984	231	17	§	§	PROPN
inlawrev-27984	231	18	1982	1982	NUM
inlawrev-27984	231	19	barred	bar	VERB
inlawrev-27984	231	20	“	"	PUNCT
inlawrev-27984	231	21	all	all	DET
inlawrev-27984	231	22	racial	racial	ADJ
inlawrev-27984	231	23	discrimination	discrimination	NOUN
inlawrev-27984	231	24	,	,	PUNCT
inlawrev-27984	231	25	private	private	ADJ
inlawrev-27984	231	26	as	as	ADV
inlawrev-27984	231	27	well	well	ADV
inlawrev-27984	231	28	as	as	ADP
inlawrev-27984	231	29	public	public	ADJ
inlawrev-27984	231	30	,	,	PUNCT
inlawrev-27984	231	31	in	in	ADP
inlawrev-27984	231	32	the	the	DET
inlawrev-27984	231	33	sale	sale	NOUN
inlawrev-27984	231	34	or	or	CCONJ
inlawrev-27984	231	35	rental	rental	NOUN
inlawrev-27984	231	36	of	of	ADP
inlawrev-27984	231	37	property	property	NOUN
inlawrev-27984	231	38	.	.	PUNCT
inlawrev-27984	232	1	”76	”76	PROPN
inlawrev-27984	232	2	recently	recently	ADV
inlawrev-27984	232	3	,	,	PUNCT
inlawrev-27984	232	4	in	in	ADP
inlawrev-27984	232	5	tateaustin	tateaustin	PROPN
inlawrev-27984	232	6	v.	v.	PROPN
inlawrev-27984	232	7	miller	miller	PROPN
inlawrev-27984	232	8	,	,	PUNCT
inlawrev-27984	232	9	the	the	DET
inlawrev-27984	232	10	u.s	u.s	PROPN
inlawrev-27984	232	11	.	.	PROPN
inlawrev-27984	232	12	district	district	PROPN
inlawrev-27984	232	13	court	court	NOUN
inlawrev-27984	232	14	for	for	ADP
inlawrev-27984	232	15	the	the	DET
inlawrev-27984	232	16	northern	northern	ADJ
inlawrev-27984	232	17	district	district	PROPN
inlawrev-27984	232	18	of	of	ADP
inlawrev-27984	232	19	california	california	PROPN
inlawrev-27984	232	20	,	,	PUNCT
inlawrev-27984	232	21	relying	rely	VERB
inlawrev-27984	232	22	on	on	ADP
inlawrev-27984	232	23	the	the	DET
inlawrev-27984	232	24	supreme	supreme	PROPN
inlawrev-27984	232	25	court	court	PROPN
inlawrev-27984	232	26	’s	’s	PART
inlawrev-27984	232	27	interpretations	interpretation	NOUN
inlawrev-27984	232	28	as	as	ADV
inlawrev-27984	232	29	well	well	ADV
inlawrev-27984	232	30	as	as	ADP
inlawrev-27984	232	31	the	the	DET
inlawrev-27984	232	32	interpretations	interpretation	NOUN
inlawrev-27984	232	33	of	of	ADP
inlawrev-27984	232	34	other	other	ADJ
inlawrev-27984	232	35	district	district	NOUN
inlawrev-27984	232	36	courts	court	NOUN
inlawrev-27984	232	37	,	,	PUNCT
inlawrev-27984	232	38	affirmed	affirm	VERB
inlawrev-27984	232	39	the	the	DET
inlawrev-27984	232	40	notion	notion	NOUN
inlawrev-27984	232	41	that	that	SCONJ
inlawrev-27984	232	42	the	the	DET
inlawrev-27984	232	43	rights	right	NOUN
inlawrev-27984	232	44	protected	protect	VERB
inlawrev-27984	232	45	by	by	ADP
inlawrev-27984	232	46	§	§	PROPN
inlawrev-27984	232	47	1982	1982	NUM
inlawrev-27984	232	48	can	can	AUX
inlawrev-27984	232	49	include	include	VERB
inlawrev-27984	232	50	one	one	NUM
inlawrev-27984	232	51	’s	’s	PART
inlawrev-27984	232	52	interests	interest	NOUN
inlawrev-27984	232	53	related	relate	VERB
inlawrev-27984	232	54	to	to	ADP
inlawrev-27984	232	55	home	home	NOUN
inlawrev-27984	232	56	loans	loan	NOUN
inlawrev-27984	232	57	,	,	PUNCT
inlawrev-27984	232	58	which	which	PRON
inlawrev-27984	232	59	would	would	AUX
inlawrev-27984	232	60	include	include	VERB
inlawrev-27984	232	61	appraisal	appraisal	NOUN
inlawrev-27984	232	62	valuations.77	valuations.77	NOUN
inlawrev-27984	232	63	today	today	NOUN
inlawrev-27984	232	64	,	,	PUNCT
inlawrev-27984	232	65	§	§	PROPN
inlawrev-27984	232	66	1982	1982	NUM
inlawrev-27984	232	67	is	be	AUX
inlawrev-27984	232	68	often	often	ADV
inlawrev-27984	232	69	used	use	VERB
inlawrev-27984	232	70	in	in	ADP
inlawrev-27984	232	71	conjunction	conjunction	NOUN
inlawrev-27984	232	72	with	with	ADP
inlawrev-27984	232	73	title	title	NOUN
inlawrev-27984	232	74	viii	viii	NOUN
inlawrev-27984	232	75	of	of	ADP
inlawrev-27984	232	76	the	the	DET
inlawrev-27984	232	77	civil	civil	ADJ
inlawrev-27984	232	78	rights	right	NOUN
inlawrev-27984	232	79	act	act	NOUN
inlawrev-27984	232	80	of	of	ADP
inlawrev-27984	232	81	1968	1968	NUM
inlawrev-27984	232	82	to	to	PART
inlawrev-27984	232	83	challenge	challenge	VERB
inlawrev-27984	232	84	discriminatory	discriminatory	ADJ
inlawrev-27984	232	85	appraisals.78	appraisals.78	PROPN
inlawrev-27984	232	86	title	title	NOUN
inlawrev-27984	232	87	viii	viii	NOUN
inlawrev-27984	232	88	of	of	ADP
inlawrev-27984	232	89	the	the	DET
inlawrev-27984	232	90	civil	civil	ADJ
inlawrev-27984	232	91	rights	right	NOUN
inlawrev-27984	232	92	act	act	NOUN
inlawrev-27984	232	93	of	of	ADP
inlawrev-27984	232	94	1968	1968	NUM
inlawrev-27984	232	95	prohibits	prohibit	VERB
inlawrev-27984	232	96	discrimination	discrimination	NOUN
inlawrev-27984	232	97	in	in	ADP
inlawrev-27984	232	98	“	"	PUNCT
inlawrev-27984	232	99	residential	residential	ADJ
inlawrev-27984	232	100	real	real	ADJ
inlawrev-27984	232	101	estate	estate	NOUN
inlawrev-27984	232	102	-	-	PUNCT
inlawrev-27984	232	103	related	relate	VERB
inlawrev-27984	232	104	transactions	transaction	NOUN
inlawrev-27984	232	105	,	,	PUNCT
inlawrev-27984	232	106	”	"	PUNCT
inlawrev-27984	232	107	which	which	PRON
inlawrev-27984	232	108	includes	include	VERB
inlawrev-27984	232	109	the	the	DET
inlawrev-27984	232	110	“	"	PUNCT
inlawrev-27984	232	111	selling	selling	NOUN
inlawrev-27984	232	112	,	,	PUNCT
inlawrev-27984	232	113	brokering	brokering	NOUN
inlawrev-27984	232	114	,	,	PUNCT
inlawrev-27984	232	115	or	or	CCONJ
inlawrev-27984	232	116	appraising	appraise	VERB
inlawrev-27984	232	117	of	of	ADP
inlawrev-27984	232	118	residential	residential	ADJ
inlawrev-27984	232	119	real	real	ADJ
inlawrev-27984	232	120	property	property	NOUN
inlawrev-27984	232	121	.	.	PUNCT
inlawrev-27984	233	1	”79	”79	NOUN
inlawrev-27984	233	2	this	this	DET
inlawrev-27984	233	3	language	language	NOUN
inlawrev-27984	233	4	delineates	delineate	VERB
inlawrev-27984	233	5	a	a	DET
inlawrev-27984	233	6	cause	cause	NOUN
inlawrev-27984	233	7	of	of	ADP
inlawrev-27984	233	8	action	action	NOUN
inlawrev-27984	233	9	based	base	VERB
inlawrev-27984	233	10	on	on	ADP
inlawrev-27984	233	11	appraisal	appraisal	NOUN
inlawrev-27984	233	12	discrimination	discrimination	NOUN
inlawrev-27984	233	13	,	,	PUNCT
inlawrev-27984	233	14	and	and	CCONJ
inlawrev-27984	233	15	this	this	DET
inlawrev-27984	233	16	section	section	NOUN
inlawrev-27984	233	17	of	of	ADP
inlawrev-27984	233	18	title	title	NOUN
inlawrev-27984	233	19	viii	viii	NOUN
inlawrev-27984	233	20	is	be	AUX
inlawrev-27984	233	21	often	often	ADV
inlawrev-27984	233	22	cited	cite	VERB
inlawrev-27984	233	23	along	along	ADV
inlawrev-27984	233	24	with	with	ADP
inlawrev-27984	233	25	§	§	PROPN
inlawrev-27984	233	26	3617	3617	NUM
inlawrev-27984	233	27	which	which	PRON
inlawrev-27984	233	28	makes	make	VERB
inlawrev-27984	233	29	it	it	PRON
inlawrev-27984	233	30	“	"	PUNCT
inlawrev-27984	233	31	unlawful	unlawful	ADJ
inlawrev-27984	233	32	to	to	ADP
inlawrev-27984	233	33	.	.	PUNCT
inlawrev-27984	233	34	.	.	PUNCT
inlawrev-27984	233	35	.	.	PUNCT
inlawrev-27984	234	1	interfere	interfere	VERB
inlawrev-27984	234	2	with	with	ADP
inlawrev-27984	234	3	any	any	DET
inlawrev-27984	234	4	person	person	NOUN
inlawrev-27984	234	5	in	in	ADP
inlawrev-27984	234	6	the	the	DET
inlawrev-27984	234	7	exercise	exercise	NOUN
inlawrev-27984	234	8	or	or	CCONJ
inlawrev-27984	234	9	enjoyment	enjoyment	NOUN
inlawrev-27984	234	10	of	of	ADP
inlawrev-27984	234	11	.	.	PUNCT
inlawrev-27984	234	12	.	.	PUNCT
inlawrev-27984	234	13	.	.	PUNCT
inlawrev-27984	235	1	any	any	DET
inlawrev-27984	235	2	right	right	NOUN
inlawrev-27984	235	3	granted	grant	VERB
inlawrev-27984	235	4	or	or	CCONJ
inlawrev-27984	235	5	protected	protect	VERB
inlawrev-27984	235	6	by	by	ADP
inlawrev-27984	235	7	[	[	X
inlawrev-27984	235	8	§	§	PROPN
inlawrev-27984	235	9	3605].”80	3605].”80	PROPN
inlawrev-27984	235	10	indeed	indeed	ADV
inlawrev-27984	235	11	,	,	PUNCT
inlawrev-27984	235	12	“	"	PUNCT
inlawrev-27984	235	13	treat[ing	treat[e	VERB
inlawrev-27984	235	14	]	]	PUNCT
inlawrev-27984	235	15	race	race	NOUN
inlawrev-27984	235	16	.	.	PUNCT
inlawrev-27984	235	17	.	.	PUNCT
inlawrev-27984	236	1	.	.	PUNCT
inlawrev-27984	237	1	as	as	ADP
inlawrev-27984	237	2	a	a	DET
inlawrev-27984	237	3	negative	negative	ADJ
inlawrev-27984	237	4	factor	factor	NOUN
inlawrev-27984	237	5	in	in	ADP
inlawrev-27984	237	6	determining	determine	VERB
inlawrev-27984	237	7	the	the	DET
inlawrev-27984	237	8	value	value	NOUN
inlawrev-27984	237	9	of	of	ADP
inlawrev-27984	237	10	dwellings	dwelling	NOUN
inlawrev-27984	237	11	.	.	PUNCT
inlawrev-27984	237	12	.	.	PUNCT
inlawrev-27984	237	13	.	.	PUNCT
inlawrev-27984	238	1	may	may	AUX
inlawrev-27984	238	2	.	.	PUNCT
inlawrev-27984	238	3	.	.	PUNCT
inlawrev-27984	238	4	.	.	PUNCT
inlawrev-27984	239	1	‘	'	PUNCT
inlawrev-27984	239	2	interfere	interfere	VERB
inlawrev-27984	239	3	’	'	PUNCT
inlawrev-27984	239	4	with	with	ADP
inlawrev-27984	239	5	persons	person	NOUN
inlawrev-27984	239	6	in	in	ADP
inlawrev-27984	239	7	the	the	DET
inlawrev-27984	239	8	exercise	exercise	NOUN
inlawrev-27984	239	9	and	and	CCONJ
inlawrev-27984	239	10	enjoyment	enjoyment	NOUN
inlawrev-27984	239	11	of	of	ADP
inlawrev-27984	239	12	rights	right	NOUN
inlawrev-27984	239	13	guaranteed	guarantee	VERB
inlawrev-27984	239	14	by	by	ADP
inlawrev-27984	239	15	”	"	PUNCT
inlawrev-27984	239	16	§	§	PROPN
inlawrev-27984	239	17	3605.81	3605.81	NUM
inlawrev-27984	239	18	moreover	moreover	ADV
inlawrev-27984	239	19	,	,	PUNCT
inlawrev-27984	239	20	42	42	NUM
inlawrev-27984	239	21	u.s.c	u.s.c	ADJ
inlawrev-27984	239	22	.	.	PUNCT
inlawrev-27984	240	1	§	§	PROPN
inlawrev-27984	240	2	3604(a	3604(a	NUM
inlawrev-27984	240	3	)	)	PUNCT
inlawrev-27984	240	4	makes	make	VERB
inlawrev-27984	240	5	it	it	PRON
inlawrev-27984	240	6	unlawful	unlawful	ADJ
inlawrev-27984	240	7	“	"	PUNCT
inlawrev-27984	240	8	[	[	X
inlawrev-27984	240	9	t]o	t]o	NOUN
inlawrev-27984	240	10	refuse	refuse	VERB
inlawrev-27984	240	11	to	to	PART
inlawrev-27984	240	12	sell	sell	VERB
inlawrev-27984	240	13	or	or	CCONJ
inlawrev-27984	240	14	rent	rent	VERB
inlawrev-27984	240	15	.	.	PUNCT
inlawrev-27984	240	16	.	.	PUNCT
inlawrev-27984	241	1	.	.	PUNCT
inlawrev-27984	242	1	or	or	CCONJ
inlawrev-27984	242	2	otherwise	otherwise	ADV
inlawrev-27984	242	3	make	make	VERB
inlawrev-27984	242	4	unavailable	unavailable	ADJ
inlawrev-27984	242	5	or	or	CCONJ
inlawrev-27984	242	6	deny	deny	VERB
inlawrev-27984	242	7	,	,	PUNCT
inlawrev-27984	242	8	a	a	DET
inlawrev-27984	242	9	dwelling	dwelling	NOUN
inlawrev-27984	242	10	”	"	PUNCT
inlawrev-27984	242	11	to	to	ADP
inlawrev-27984	242	12	a	a	DET
inlawrev-27984	242	13	member	member	NOUN
inlawrev-27984	242	14	of	of	ADP
inlawrev-27984	242	15	a	a	DET
inlawrev-27984	242	16	protected	protected	ADJ
inlawrev-27984	242	17	class.82	class.82	NOUN
inlawrev-27984	242	18	“	"	PUNCT
inlawrev-27984	242	19	because	because	SCONJ
inlawrev-27984	242	20	a	a	DET
inlawrev-27984	242	21	discriminatory	discriminatory	ADJ
inlawrev-27984	242	22	appraisal	appraisal	NOUN
inlawrev-27984	242	23	may	may	AUX
inlawrev-27984	242	24	lead	lead	VERB
inlawrev-27984	242	25	to	to	ADP
inlawrev-27984	242	26	the	the	DET
inlawrev-27984	242	27	denial	denial	NOUN
inlawrev-27984	242	28	of	of	ADP
inlawrev-27984	242	29	a	a	DET
inlawrev-27984	242	30	home	home	NOUN
inlawrev-27984	242	31	loan	loan	NOUN
inlawrev-27984	242	32	and	and	CCONJ
inlawrev-27984	242	33	thereby	thereby	ADV
inlawrev-27984	242	34	make	make	VERB
inlawrev-27984	242	35	housing	housing	NOUN
inlawrev-27984	242	36	‘	'	PUNCT
inlawrev-27984	242	37	unavailable	unavailable	ADJ
inlawrev-27984	242	38	,	,	PUNCT
inlawrev-27984	242	39	’	'	PUNCT
inlawrev-27984	242	40	a	a	DET
inlawrev-27984	242	41	number	number	NOUN
inlawrev-27984	242	42	of	of	ADP
inlawrev-27984	242	43	courts	court	NOUN
inlawrev-27984	242	44	have	have	AUX
inlawrev-27984	242	45	held	hold	VERB
inlawrev-27984	242	46	that	that	SCONJ
inlawrev-27984	242	47	this	this	DET
inlawrev-27984	242	48	practice	practice	NOUN
inlawrev-27984	242	49	would	would	AUX
inlawrev-27984	242	50	violate	violate	VERB
inlawrev-27984	242	51	”	"	PUNCT
inlawrev-27984	242	52	§	§	PROPN
inlawrev-27984	242	53	3604(a).83	3604(a).83	PROPN
inlawrev-27984	242	54	additionally	additionally	ADV
inlawrev-27984	242	55	,	,	PUNCT
inlawrev-27984	242	56	42	42	NUM
inlawrev-27984	242	57	u.s.c	u.s.c	ADJ
inlawrev-27984	242	58	.	.	PUNCT
inlawrev-27984	243	1	§	§	PROPN
inlawrev-27984	243	2	3604(b	3604(b	PROPN
inlawrev-27984	243	3	)	)	PUNCT
inlawrev-27984	243	4	extends	extend	VERB
inlawrev-27984	243	5	to	to	ADP
inlawrev-27984	243	6	unlawful	unlawful	ADJ
inlawrev-27984	243	7	discrimination	discrimination	NOUN
inlawrev-27984	243	8	based	base	VERB
inlawrev-27984	243	9	on	on	ADP
inlawrev-27984	243	10	“	"	PUNCT
inlawrev-27984	243	11	the	the	DET
inlawrev-27984	243	12	terms	term	NOUN
inlawrev-27984	243	13	,	,	PUNCT
inlawrev-27984	243	14	conditions	condition	NOUN
inlawrev-27984	243	15	,	,	PUNCT
inlawrev-27984	243	16	or	or	CCONJ
inlawrev-27984	243	17	privileges	privilege	NOUN
inlawrev-27984	243	18	of	of	ADP
inlawrev-27984	243	19	sale	sale	NOUN
inlawrev-27984	243	20	.	.	PUNCT
inlawrev-27984	243	21	.	.	PUNCT
inlawrev-27984	244	1	.	.	PUNCT
inlawrev-27984	245	1	of	of	ADP
inlawrev-27984	245	2	a	a	DET
inlawrev-27984	245	3	dwelling	dwelling	NOUN
inlawrev-27984	245	4	.	.	PUNCT
inlawrev-27984	246	1	”84	”84	NOUN
inlawrev-27984	247	1	“	"	PUNCT
inlawrev-27984	247	2	[	[	X
inlawrev-27984	247	3	a]ppraising	a]ppraise	VERB
inlawrev-27984	247	4	may	may	AUX
inlawrev-27984	247	5	be	be	AUX
inlawrev-27984	247	6	included	include	VERB
inlawrev-27984	247	7	in	in	ADP
inlawrev-27984	247	8	the	the	DET
inlawrev-27984	247	9	75	75	NUM
inlawrev-27984	247	10	.	.	PUNCT
inlawrev-27984	248	1	civil	civil	ADJ
inlawrev-27984	248	2	rights	right	NOUN
inlawrev-27984	248	3	act	act	NOUN
inlawrev-27984	248	4	of	of	ADP
inlawrev-27984	248	5	1866	1866	NUM
inlawrev-27984	248	6	,	,	PUNCT
inlawrev-27984	248	7	42	42	NUM
inlawrev-27984	248	8	u.s.c	u.s.c	ADJ
inlawrev-27984	248	9	.	.	PUNCT
inlawrev-27984	249	1	§	§	PROPN
inlawrev-27984	249	2	§	§	PROPN
inlawrev-27984	249	3	1981	1981	NUM
inlawrev-27984	249	4	-	-	SYM
inlawrev-27984	249	5	1982	1982	NUM
inlawrev-27984	249	6	(	(	PUNCT
inlawrev-27984	249	7	1866	1866	NUM
inlawrev-27984	249	8	)	)	PUNCT
inlawrev-27984	249	9	;	;	PUNCT
inlawrev-27984	249	10	42	42	NUM
inlawrev-27984	249	11	u.s.c	u.s.c	ADJ
inlawrev-27984	249	12	.	.	PUNCT
inlawrev-27984	250	1	§	§	PROPN
inlawrev-27984	250	2	1982	1982	NUM
inlawrev-27984	250	3	.	.	PUNCT
inlawrev-27984	251	1	76	76	NUM
inlawrev-27984	251	2	.	.	PUNCT
inlawrev-27984	252	1	392	392	NUM
inlawrev-27984	252	2	u.s	u.s	PROPN
inlawrev-27984	252	3	.	.	PROPN
inlawrev-27984	252	4	409	409	NUM
inlawrev-27984	252	5	,	,	PUNCT
inlawrev-27984	252	6	413	413	NUM
inlawrev-27984	252	7	(	(	PUNCT
inlawrev-27984	252	8	1968	1968	NUM
inlawrev-27984	252	9	)	)	PUNCT
inlawrev-27984	252	10	(	(	PUNCT
inlawrev-27984	252	11	second	second	ADJ
inlawrev-27984	252	12	emphasis	emphasis	NOUN
inlawrev-27984	252	13	added	add	VERB
inlawrev-27984	252	14	)	)	PUNCT
inlawrev-27984	252	15	.	.	PUNCT
inlawrev-27984	253	1	77	77	NUM
inlawrev-27984	253	2	.	.	PUNCT
inlawrev-27984	254	1	no	no	INTJ
inlawrev-27984	254	2	.	.	NOUN
inlawrev-27984	254	3	21	21	NUM
inlawrev-27984	254	4	-	-	PUNCT
inlawrev-27984	254	5	cv-09319	cv-09319	NOUN
inlawrev-27984	254	6	-	-	PUNCT
inlawrev-27984	254	7	mmc	mmc	NOUN
inlawrev-27984	254	8	,	,	PUNCT
inlawrev-27984	254	9	2022	2022	NUM
inlawrev-27984	254	10	wl	wl	NOUN
inlawrev-27984	254	11	1105072	1105072	NUM
inlawrev-27984	254	12	,	,	PUNCT
inlawrev-27984	254	13	at	at	ADP
inlawrev-27984	254	14	*	*	NUM
inlawrev-27984	254	15	10	10	NUM
inlawrev-27984	254	16	(	(	PUNCT
inlawrev-27984	254	17	n.d	n.d	PROPN
inlawrev-27984	254	18	.	.	PROPN
inlawrev-27984	254	19	cal	cal	PROPN
inlawrev-27984	254	20	.	.	PUNCT
inlawrev-27984	255	1	apr	apr	PROPN
inlawrev-27984	255	2	.	.	PROPN
inlawrev-27984	255	3	13	13	NUM
inlawrev-27984	255	4	,	,	PUNCT
inlawrev-27984	255	5	2022	2022	NUM
inlawrev-27984	255	6	)	)	PUNCT
inlawrev-27984	255	7	.	.	PUNCT
inlawrev-27984	256	1	78	78	NUM
inlawrev-27984	256	2	.	.	PUNCT
inlawrev-27984	257	1	for	for	ADP
inlawrev-27984	257	2	an	an	DET
inlawrev-27984	257	3	example	example	NOUN
inlawrev-27984	257	4	of	of	ADP
inlawrev-27984	257	5	a	a	DET
inlawrev-27984	257	6	case	case	NOUN
inlawrev-27984	257	7	using	use	VERB
inlawrev-27984	257	8	multiple	multiple	ADJ
inlawrev-27984	257	9	federal	federal	ADJ
inlawrev-27984	257	10	laws	law	NOUN
inlawrev-27984	257	11	see	see	VERB
inlawrev-27984	257	12	tate	tate	NOUN
inlawrev-27984	257	13	-	-	PUNCT
inlawrev-27984	257	14	austin	austin	PROPN
inlawrev-27984	257	15	.	.	PUNCT
inlawrev-27984	258	1	i	i	PRON
inlawrev-27984	258	2	d.	d.	PROPN
inlawrev-27984	258	3	;	;	PUNCT
inlawrev-27984	258	4	see	see	VERB
inlawrev-27984	258	5	also	also	ADV
inlawrev-27984	258	6	devalued	devalue	VERB
inlawrev-27984	258	7	,	,	PUNCT
inlawrev-27984	258	8	denied	deny	VERB
inlawrev-27984	258	9	,	,	PUNCT
inlawrev-27984	258	10	and	and	CCONJ
inlawrev-27984	258	11	disrespected	disrespect	VERB
inlawrev-27984	258	12	:	:	PUNCT
inlawrev-27984	258	13	how	how	SCONJ
inlawrev-27984	258	14	home	home	NOUN
inlawrev-27984	258	15	appraisal	appraisal	NOUN
inlawrev-27984	258	16	bias	bias	NOUN
inlawrev-27984	258	17	and	and	CCONJ
inlawrev-27984	258	18	discrimination	discrimination	NOUN
inlawrev-27984	258	19	are	be	AUX
inlawrev-27984	258	20	hurting	hurt	VERB
inlawrev-27984	258	21	homeowners	homeowner	NOUN
inlawrev-27984	258	22	and	and	CCONJ
inlawrev-27984	258	23	communities	community	NOUN
inlawrev-27984	258	24	of	of	ADP
inlawrev-27984	258	25	color	color	NOUN
inlawrev-27984	258	26	:	:	PUNCT
inlawrev-27984	258	27	before	before	ADP
inlawrev-27984	258	28	the	the	DET
inlawrev-27984	258	29	h.	h.	PROPN
inlawrev-27984	258	30	comm	comm	NOUN
inlawrev-27984	258	31	.	.	PUNCT
inlawrev-27984	259	1	on	on	ADP
inlawrev-27984	259	2	financial	financial	ADJ
inlawrev-27984	259	3	services	service	NOUN
inlawrev-27984	259	4	,	,	PUNCT
inlawrev-27984	259	5	117th	117th	ADJ
inlawrev-27984	259	6	cong	cong	NOUN
inlawrev-27984	259	7	.	.	PUNCT
inlawrev-27984	260	1	5	5	NUM
inlawrev-27984	260	2	,	,	PUNCT
inlawrev-27984	260	3	6	6	NUM
inlawrev-27984	260	4	(	(	PUNCT
inlawrev-27984	260	5	2022	2022	NUM
inlawrev-27984	260	6	)	)	PUNCT
inlawrev-27984	260	7	(	(	PUNCT
inlawrev-27984	260	8	testimony	testimony	NOUN
inlawrev-27984	260	9	of	of	ADP
inlawrev-27984	260	10	lisa	lisa	PROPN
inlawrev-27984	260	11	rice	rice	PROPN
inlawrev-27984	260	12	,	,	PUNCT
inlawrev-27984	260	13	president	president	NOUN
inlawrev-27984	260	14	and	and	CCONJ
inlawrev-27984	260	15	ceo	ceo	PROPN
inlawrev-27984	260	16	,	,	PUNCT
inlawrev-27984	260	17	national	national	ADJ
inlawrev-27984	260	18	fair	fair	ADJ
inlawrev-27984	260	19	housing	housing	PROPN
inlawrev-27984	260	20	alliance	alliance	NOUN
inlawrev-27984	260	21	)	)	PUNCT
inlawrev-27984	260	22	(	(	PUNCT
inlawrev-27984	260	23	explaining	explain	VERB
inlawrev-27984	260	24	methods	method	NOUN
inlawrev-27984	260	25	of	of	ADP
inlawrev-27984	260	26	challenging	challenge	VERB
inlawrev-27984	260	27	housing	housing	NOUN
inlawrev-27984	260	28	discrimination	discrimination	NOUN
inlawrev-27984	260	29	)	)	PUNCT
inlawrev-27984	260	30	.	.	PUNCT
inlawrev-27984	261	1	79	79	NUM
inlawrev-27984	261	2	.	.	PUNCT
inlawrev-27984	262	1	§	§	PROPN
inlawrev-27984	262	2	3605(b)(2	3605(b)(2	NUM
inlawrev-27984	262	3	)	)	PUNCT
inlawrev-27984	262	4	.	.	PUNCT
inlawrev-27984	263	1	80	80	NUM
inlawrev-27984	263	2	.	.	PUNCT
inlawrev-27984	264	1	i	i	PRON
inlawrev-27984	264	2	d.	d.	PROPN
inlawrev-27984	264	3	§	§	PROPN
inlawrev-27984	264	4	3617	3617	NUM
inlawrev-27984	264	5	.	.	PUNCT
inlawrev-27984	265	1	81	81	NUM
inlawrev-27984	265	2	.	.	PUNCT
inlawrev-27984	266	1	united	united	PROPN
inlawrev-27984	266	2	states	states	PROPN
inlawrev-27984	266	3	v.	v.	ADP
inlawrev-27984	266	4	am	am	PROPN
inlawrev-27984	266	5	.	.	PUNCT
inlawrev-27984	266	6	inst	inst	PROPN
inlawrev-27984	266	7	.	.	PROPN
inlawrev-27984	266	8	of	of	ADP
inlawrev-27984	266	9	real	real	ADJ
inlawrev-27984	266	10	est	est	NOUN
inlawrev-27984	266	11	.	.	PUNCT
inlawrev-27984	267	1	appraisers	appraiser	NOUN
inlawrev-27984	267	2	,	,	PUNCT
inlawrev-27984	267	3	442	442	NUM
inlawrev-27984	267	4	f.	f.	PROPN
inlawrev-27984	267	5	supp	supp	PROPN
inlawrev-27984	267	6	.	.	PUNCT
inlawrev-27984	267	7	1072	1072	NUM
inlawrev-27984	267	8	,	,	PUNCT
inlawrev-27984	267	9	1079	1079	NUM
inlawrev-27984	267	10	(	(	PUNCT
inlawrev-27984	267	11	n.d	n.d	PROPN
inlawrev-27984	267	12	.	.	PROPN
inlawrev-27984	267	13	ill	ill	PROPN
inlawrev-27984	267	14	.	.	PROPN
inlawrev-27984	267	15	1977	1977	NUM
inlawrev-27984	267	16	)	)	PUNCT
inlawrev-27984	267	17	.	.	PUNCT
inlawrev-27984	268	1	82	82	NUM
inlawrev-27984	268	2	.	.	PUNCT
inlawrev-27984	268	3	§	§	PROPN
inlawrev-27984	268	4	3604(a	3604(a	NUM
inlawrev-27984	268	5	)	)	PUNCT
inlawrev-27984	268	6	.	.	PUNCT
inlawrev-27984	269	1	83	83	NUM
inlawrev-27984	269	2	.	.	PUNCT
inlawrev-27984	269	3	schwemm	schwemm	NOUN
inlawrev-27984	269	4	,	,	PUNCT
inlawrev-27984	269	5	supra	supra	PROPN
inlawrev-27984	269	6	note	note	NOUN
inlawrev-27984	269	7	61	61	NUM
inlawrev-27984	269	8	,	,	PUNCT
inlawrev-27984	269	9	at	at	ADP
inlawrev-27984	269	10	369	369	NUM
inlawrev-27984	269	11	(	(	PUNCT
inlawrev-27984	269	12	discussing	discuss	VERB
inlawrev-27984	269	13	hanson	hanson	PROPN
inlawrev-27984	269	14	v.	v.	PROPN
inlawrev-27984	269	15	veterans	veterans	PROPN
inlawrev-27984	269	16	admin	admin	VERB
inlawrev-27984	269	17	.	.	PROPN
inlawrev-27984	269	18	,	,	PUNCT
inlawrev-27984	269	19	800	800	NUM
inlawrev-27984	269	20	f.2d	f.2d	NOUN
inlawrev-27984	269	21	1381	1381	NUM
inlawrev-27984	269	22	,	,	PUNCT
inlawrev-27984	269	23	1386	1386	NUM
inlawrev-27984	269	24	(	(	PUNCT
inlawrev-27984	269	25	5th	5th	ADJ
inlawrev-27984	269	26	cir	cir	NOUN
inlawrev-27984	269	27	.	.	PUNCT
inlawrev-27984	269	28	1986	1986	NUM
inlawrev-27984	269	29	)	)	PUNCT
inlawrev-27984	269	30	,	,	PUNCT
inlawrev-27984	269	31	steptoe	steptoe	PROPN
inlawrev-27984	269	32	v.	v.	ADP
inlawrev-27984	269	33	savings	saving	NOUN
inlawrev-27984	269	34	of	of	ADP
inlawrev-27984	269	35	am	am	PROPN
inlawrev-27984	269	36	.	.	PUNCT
inlawrev-27984	269	37	,	,	PUNCT
inlawrev-27984	269	38	800	800	NUM
inlawrev-27984	269	39	f.	f.	PROPN
inlawrev-27984	269	40	supp	supp	PROPN
inlawrev-27984	269	41	.	.	PUNCT
inlawrev-27984	270	1	1542	1542	NUM
inlawrev-27984	270	2	,	,	PUNCT
inlawrev-27984	270	3	1545	1545	NUM
inlawrev-27984	270	4	-	-	SYM
inlawrev-27984	270	5	47	47	NUM
inlawrev-27984	270	6	(	(	PUNCT
inlawrev-27984	270	7	n.d	n.d	PROPN
inlawrev-27984	270	8	.	.	PROPN
inlawrev-27984	270	9	ohio	ohio	PROPN
inlawrev-27984	270	10	1992	1992	NUM
inlawrev-27984	270	11	)	)	PUNCT
inlawrev-27984	270	12	,	,	PUNCT
inlawrev-27984	270	13	and	and	CCONJ
inlawrev-27984	270	14	united	united	PROPN
inlawrev-27984	270	15	states	states	PROPN
inlawrev-27984	270	16	v.	v.	ADP
inlawrev-27984	270	17	am	am	PROPN
inlawrev-27984	270	18	.	.	PUNCT
inlawrev-27984	270	19	inst	inst	PROPN
inlawrev-27984	270	20	.	.	PROPN
inlawrev-27984	270	21	of	of	ADP
inlawrev-27984	270	22	real	real	ADJ
inlawrev-27984	270	23	est	est	NOUN
inlawrev-27984	270	24	.	.	PUNCT
inlawrev-27984	271	1	appraisers	appraiser	NOUN
inlawrev-27984	271	2	,	,	PUNCT
inlawrev-27984	271	3	442	442	NUM
inlawrev-27984	271	4	f.	f.	PROPN
inlawrev-27984	271	5	supp	supp	PROPN
inlawrev-27984	271	6	.	.	PUNCT
inlawrev-27984	271	7	1072	1072	NUM
inlawrev-27984	271	8	,	,	PUNCT
inlawrev-27984	271	9	1079	1079	NUM
inlawrev-27984	271	10	(	(	PUNCT
inlawrev-27984	271	11	n.d	n.d	PROPN
inlawrev-27984	271	12	.	.	PROPN
inlawrev-27984	271	13	ill	ill	PROPN
inlawrev-27984	271	14	.	.	PROPN
inlawrev-27984	271	15	1977	1977	NUM
inlawrev-27984	271	16	)	)	PUNCT
inlawrev-27984	271	17	)	)	PUNCT
inlawrev-27984	271	18	.	.	PUNCT
inlawrev-27984	272	1	84	84	NUM
inlawrev-27984	272	2	.	.	PUNCT
inlawrev-27984	273	1	§	§	PROPN
inlawrev-27984	273	2	3604(b	3604(b	PROPN
inlawrev-27984	273	3	)	)	PUNCT
inlawrev-27984	273	4	.	.	PUNCT
inlawrev-27984	274	1	2023	2023	NUM
inlawrev-27984	274	2	]	]	PUNCT
inlawrev-27984	274	3	from	from	ADP
inlawrev-27984	274	4	american	american	PROPN
inlawrev-27984	274	5	nightmare	nightmare	PROPN
inlawrev-27984	274	6	to	to	ADP
inlawrev-27984	274	7	american	american	ADJ
inlawrev-27984	274	8	dream	dream	NOUN
inlawrev-27984	274	9	?	?	PUNCT
inlawrev-27984	275	1	489	489	NUM
inlawrev-27984	275	2	‘	'	PUNCT
inlawrev-27984	275	3	services	service	NOUN
inlawrev-27984	275	4	’	'	PUNCT
inlawrev-27984	275	5	provided	provide	VERB
inlawrev-27984	275	6	in	in	ADP
inlawrev-27984	275	7	connection	connection	NOUN
inlawrev-27984	275	8	with	with	ADP
inlawrev-27984	275	9	the	the	DET
inlawrev-27984	275	10	sale	sale	NOUN
inlawrev-27984	275	11	of	of	ADP
inlawrev-27984	275	12	a	a	DET
inlawrev-27984	275	13	home	home	NOUN
inlawrev-27984	275	14	,	,	PUNCT
inlawrev-27984	275	15	”	"	PUNCT
inlawrev-27984	275	16	and	and	CCONJ
inlawrev-27984	275	17	“	"	PUNCT
inlawrev-27984	275	18	discrimination	discrimination	NOUN
inlawrev-27984	275	19	in	in	ADP
inlawrev-27984	275	20	the	the	DET
inlawrev-27984	275	21	terms	term	NOUN
inlawrev-27984	275	22	or	or	CCONJ
inlawrev-27984	275	23	conditions	condition	NOUN
inlawrev-27984	275	24	of	of	ADP
inlawrev-27984	275	25	an	an	DET
inlawrev-27984	275	26	appraisal	appraisal	NOUN
inlawrev-27984	275	27	may	may	AUX
inlawrev-27984	275	28	violate	violate	VERB
inlawrev-27984	275	29	”	"	PUNCT
inlawrev-27984	275	30	§	§	PROPN
inlawrev-27984	275	31	3604(b).85	3604(b).85	NUM
inlawrev-27984	275	32	the	the	DET
inlawrev-27984	275	33	equal	equal	ADJ
inlawrev-27984	275	34	credit	credit	NOUN
inlawrev-27984	275	35	opportunity	opportunity	NOUN
inlawrev-27984	275	36	act	act	NOUN
inlawrev-27984	275	37	states	state	VERB
inlawrev-27984	275	38	that	that	SCONJ
inlawrev-27984	275	39	“	"	PUNCT
inlawrev-27984	275	40	[	[	X
inlawrev-27984	275	41	i]t	i]t	PRON
inlawrev-27984	275	42	shall	shall	AUX
inlawrev-27984	275	43	be	be	AUX
inlawrev-27984	275	44	unlawful	unlawful	ADJ
inlawrev-27984	275	45	for	for	SCONJ
inlawrev-27984	275	46	any	any	DET
inlawrev-27984	275	47	creditor	creditor	NOUN
inlawrev-27984	275	48	to	to	PART
inlawrev-27984	275	49	discriminate	discriminate	VERB
inlawrev-27984	275	50	against	against	ADP
inlawrev-27984	275	51	any	any	DET
inlawrev-27984	275	52	applicant	applicant	NOUN
inlawrev-27984	275	53	,	,	PUNCT
inlawrev-27984	275	54	with	with	ADP
inlawrev-27984	275	55	respect	respect	NOUN
inlawrev-27984	275	56	to	to	ADP
inlawrev-27984	275	57	any	any	DET
inlawrev-27984	275	58	aspect	aspect	NOUN
inlawrev-27984	275	59	of	of	ADP
inlawrev-27984	275	60	a	a	DET
inlawrev-27984	275	61	credit	credit	NOUN
inlawrev-27984	275	62	transaction	transaction	NOUN
inlawrev-27984	275	63	.	.	PUNCT
inlawrev-27984	276	1	”86	”86	NOUN
inlawrev-27984	276	2	indeed	indeed	ADV
inlawrev-27984	276	3	,	,	PUNCT
inlawrev-27984	276	4	a	a	DET
inlawrev-27984	276	5	federal	federal	ADJ
inlawrev-27984	276	6	regulation	regulation	NOUN
inlawrev-27984	276	7	states	state	VERB
inlawrev-27984	276	8	that	that	SCONJ
inlawrev-27984	276	9	lenders	lender	NOUN
inlawrev-27984	276	10	are	be	AUX
inlawrev-27984	276	11	prohibited	prohibit	VERB
inlawrev-27984	276	12	from	from	ADP
inlawrev-27984	276	13	relying	rely	VERB
inlawrev-27984	276	14	on	on	ADP
inlawrev-27984	276	15	discriminatory	discriminatory	ADJ
inlawrev-27984	276	16	appraisals.87	appraisals.87	VERB
inlawrev-27984	276	17	if	if	SCONJ
inlawrev-27984	276	18	a	a	DET
inlawrev-27984	276	19	discriminatory	discriminatory	ADJ
inlawrev-27984	276	20	appraisal	appraisal	NOUN
inlawrev-27984	276	21	results	result	NOUN
inlawrev-27984	276	22	in	in	ADP
inlawrev-27984	276	23	the	the	DET
inlawrev-27984	276	24	denial	denial	NOUN
inlawrev-27984	276	25	of	of	ADP
inlawrev-27984	276	26	a	a	DET
inlawrev-27984	276	27	home	home	NOUN
inlawrev-27984	276	28	loan	loan	NOUN
inlawrev-27984	276	29	by	by	ADP
inlawrev-27984	276	30	a	a	DET
inlawrev-27984	276	31	credit	credit	NOUN
inlawrev-27984	276	32	institution	institution	NOUN
inlawrev-27984	276	33	,	,	PUNCT
inlawrev-27984	276	34	this	this	PRON
inlawrev-27984	276	35	could	could	AUX
inlawrev-27984	276	36	violate	violate	VERB
inlawrev-27984	276	37	the	the	DET
inlawrev-27984	276	38	ecoa	ecoa	NOUN
inlawrev-27984	276	39	,	,	PUNCT
inlawrev-27984	276	40	which	which	PRON
inlawrev-27984	276	41	creates	create	VERB
inlawrev-27984	276	42	a	a	DET
inlawrev-27984	276	43	private	private	ADJ
inlawrev-27984	276	44	right	right	NOUN
inlawrev-27984	276	45	of	of	ADP
inlawrev-27984	276	46	action	action	NOUN
inlawrev-27984	276	47	for	for	ADP
inlawrev-27984	276	48	aggrieved	aggrieved	ADJ
inlawrev-27984	276	49	parties	party	NOUN
inlawrev-27984	276	50	to	to	PART
inlawrev-27984	276	51	hold	hold	VERB
inlawrev-27984	276	52	creditors	creditor	NOUN
inlawrev-27984	276	53	liable.88	liable.88	VERB
inlawrev-27984	276	54	finally	finally	ADV
inlawrev-27984	276	55	,	,	PUNCT
inlawrev-27984	276	56	this	this	DET
inlawrev-27984	276	57	framework	framework	NOUN
inlawrev-27984	276	58	of	of	ADP
inlawrev-27984	276	59	federal	federal	ADJ
inlawrev-27984	276	60	statutes	statute	NOUN
inlawrev-27984	276	61	is	be	AUX
inlawrev-27984	276	62	often	often	ADV
inlawrev-27984	276	63	supplemented	supplement	VERB
inlawrev-27984	276	64	by	by	ADP
inlawrev-27984	276	65	state	state	NOUN
inlawrev-27984	276	66	or	or	CCONJ
inlawrev-27984	276	67	local	local	ADJ
inlawrev-27984	276	68	fair	fair	ADJ
inlawrev-27984	276	69	housing	housing	NOUN
inlawrev-27984	276	70	laws	law	NOUN
inlawrev-27984	276	71	.	.	PUNCT
inlawrev-27984	277	1	indeed	indeed	ADV
inlawrev-27984	277	2	,	,	PUNCT
inlawrev-27984	277	3	forty	forty	NUM
inlawrev-27984	277	4	-	-	PUNCT
inlawrev-27984	277	5	nine	nine	NUM
inlawrev-27984	277	6	states	state	NOUN
inlawrev-27984	277	7	and	and	CCONJ
inlawrev-27984	277	8	washington	washington	PROPN
inlawrev-27984	277	9	d.c	d.c	PROPN
inlawrev-27984	277	10	.	.	PROPN
inlawrev-27984	277	11	have	have	AUX
inlawrev-27984	277	12	adopted	adopt	VERB
inlawrev-27984	277	13	fair	fair	ADJ
inlawrev-27984	277	14	housing	housing	NOUN
inlawrev-27984	277	15	statutes	statute	NOUN
inlawrev-27984	277	16	to	to	PART
inlawrev-27984	277	17	codify	codify	VERB
inlawrev-27984	277	18	protections	protection	NOUN
inlawrev-27984	277	19	into	into	ADP
inlawrev-27984	277	20	state	state	NOUN
inlawrev-27984	277	21	law.89	law.89	NOUN
inlawrev-27984	277	22	it	it	PRON
inlawrev-27984	277	23	is	be	AUX
inlawrev-27984	277	24	likely	likely	ADJ
inlawrev-27984	277	25	that	that	SCONJ
inlawrev-27984	277	26	the	the	DET
inlawrev-27984	277	27	majority	majority	NOUN
inlawrev-27984	277	28	of	of	ADP
inlawrev-27984	277	29	these	these	DET
inlawrev-27984	277	30	statutes	statute	NOUN
inlawrev-27984	277	31	have	have	VERB
inlawrev-27984	277	32	language	language	NOUN
inlawrev-27984	277	33	that	that	PRON
inlawrev-27984	277	34	is	be	AUX
inlawrev-27984	277	35	substantially	substantially	ADV
inlawrev-27984	277	36	similar	similar	ADJ
inlawrev-27984	277	37	to	to	ADP
inlawrev-27984	277	38	the	the	DET
inlawrev-27984	277	39	language	language	NOUN
inlawrev-27984	277	40	of	of	ADP
inlawrev-27984	277	41	title	title	NOUN
inlawrev-27984	277	42	viii	viii	VERB
inlawrev-27984	277	43	.	.	PUNCT
inlawrev-27984	278	1	for	for	ADP
inlawrev-27984	278	2	example	example	NOUN
inlawrev-27984	278	3	,	,	PUNCT
inlawrev-27984	278	4	indiana	indiana	PROPN
inlawrev-27984	278	5	’s	’s	PART
inlawrev-27984	278	6	fair	fair	PROPN
inlawrev-27984	278	7	housing	housing	PROPN
inlawrev-27984	278	8	act	act	NOUN
inlawrev-27984	278	9	makes	make	VERB
inlawrev-27984	278	10	it	it	PRON
inlawrev-27984	278	11	unlawful	unlawful	ADJ
inlawrev-27984	278	12	to	to	PART
inlawrev-27984	278	13	“	"	PUNCT
inlawrev-27984	278	14	discriminate	discriminate	VERB
inlawrev-27984	278	15	against	against	ADP
inlawrev-27984	278	16	a	a	DET
inlawrev-27984	278	17	person	person	NOUN
inlawrev-27984	278	18	in	in	ADP
inlawrev-27984	278	19	making	make	VERB
inlawrev-27984	278	20	a	a	DET
inlawrev-27984	278	21	real	real	ADJ
inlawrev-27984	278	22	estate	estate	NOUN
inlawrev-27984	278	23	related	relate	VERB
inlawrev-27984	278	24	transaction	transaction	NOUN
inlawrev-27984	278	25	available	available	ADJ
inlawrev-27984	278	26	or	or	CCONJ
inlawrev-27984	278	27	in	in	ADP
inlawrev-27984	278	28	the	the	DET
inlawrev-27984	278	29	terms	term	NOUN
inlawrev-27984	278	30	or	or	CCONJ
inlawrev-27984	278	31	conditions	condition	NOUN
inlawrev-27984	278	32	of	of	ADP
inlawrev-27984	278	33	a	a	DET
inlawrev-27984	278	34	real	real	ADJ
inlawrev-27984	278	35	estate	estate	NOUN
inlawrev-27984	278	36	related	relate	VERB
inlawrev-27984	278	37	transaction	transaction	NOUN
inlawrev-27984	278	38	because	because	SCONJ
inlawrev-27984	278	39	of	of	ADP
inlawrev-27984	278	40	race	race	NOUN
inlawrev-27984	278	41	.	.	PUNCT
inlawrev-27984	279	1	”90	”90	PUNCT
inlawrev-27984	279	2	a	a	DET
inlawrev-27984	279	3	real	real	ADJ
inlawrev-27984	279	4	estate	estate	NOUN
inlawrev-27984	279	5	related	relate	VERB
inlawrev-27984	279	6	transaction	transaction	NOUN
inlawrev-27984	279	7	includes	include	VERB
inlawrev-27984	279	8	“	"	PUNCT
inlawrev-27984	279	9	[	[	X
inlawrev-27984	279	10	s]elling	s]elling	NOUN
inlawrev-27984	279	11	,	,	PUNCT
inlawrev-27984	279	12	brokering	brokering	NOUN
inlawrev-27984	279	13	,	,	PUNCT
inlawrev-27984	279	14	or	or	CCONJ
inlawrev-27984	279	15	appraising	appraise	VERB
inlawrev-27984	279	16	residential	residential	ADJ
inlawrev-27984	279	17	real	real	ADJ
inlawrev-27984	279	18	property	property	NOUN
inlawrev-27984	279	19	.	.	PUNCT
inlawrev-27984	280	1	”91	”91	PROPN
inlawrev-27984	280	2	ii	ii	PROPN
inlawrev-27984	280	3	.	.	PUNCT
inlawrev-27984	280	4	examination	examination	NOUN
inlawrev-27984	280	5	of	of	ADP
inlawrev-27984	280	6	proposed	propose	VERB
inlawrev-27984	280	7	solutions	solution	NOUN
inlawrev-27984	280	8	a.	a.	NOUN
inlawrev-27984	280	9	pave	pave	PROPN
inlawrev-27984	280	10	task	task	PROPN
inlawrev-27984	280	11	force	force	NOUN
inlawrev-27984	280	12	on	on	ADP
inlawrev-27984	280	13	june	june	PROPN
inlawrev-27984	280	14	1	1	NUM
inlawrev-27984	280	15	,	,	PUNCT
inlawrev-27984	280	16	2021	2021	NUM
inlawrev-27984	280	17	,	,	PUNCT
inlawrev-27984	280	18	president	president	PROPN
inlawrev-27984	280	19	biden	biden	PROPN
inlawrev-27984	280	20	announced	announce	VERB
inlawrev-27984	280	21	the	the	DET
inlawrev-27984	280	22	creation	creation	NOUN
inlawrev-27984	280	23	of	of	ADP
inlawrev-27984	280	24	an	an	DET
inlawrev-27984	280	25	interagency	interagency	NOUN
inlawrev-27984	280	26	initiative	initiative	NOUN
inlawrev-27984	280	27	on	on	ADP
inlawrev-27984	280	28	property	property	NOUN
inlawrev-27984	280	29	appraisal	appraisal	NOUN
inlawrev-27984	280	30	and	and	CCONJ
inlawrev-27984	280	31	valuation	valuation	NOUN
inlawrev-27984	280	32	equity	equity	NOUN
inlawrev-27984	280	33	,	,	PUNCT
inlawrev-27984	280	34	more	more	ADV
inlawrev-27984	280	35	frequently	frequently	ADV
inlawrev-27984	280	36	called	call	VERB
inlawrev-27984	280	37	the	the	DET
inlawrev-27984	280	38	pave	pave	PROPN
inlawrev-27984	280	39	task	task	PROPN
inlawrev-27984	280	40	force.92	force.92	NOUN
inlawrev-27984	280	41	the	the	DET
inlawrev-27984	280	42	task	task	NOUN
inlawrev-27984	280	43	force	force	NOUN
inlawrev-27984	280	44	,	,	PUNCT
inlawrev-27984	280	45	co	co	VERB
inlawrev-27984	280	46	-	-	VERB
inlawrev-27984	280	47	chaired	chair	VERB
inlawrev-27984	280	48	by	by	ADP
inlawrev-27984	280	49	u.s	u.s	PROPN
inlawrev-27984	280	50	.	.	PROPN
inlawrev-27984	280	51	department	department	PROPN
inlawrev-27984	280	52	of	of	ADP
inlawrev-27984	280	53	housing	housing	PROPN
inlawrev-27984	280	54	and	and	CCONJ
inlawrev-27984	280	55	urban	urban	ADJ
inlawrev-27984	280	56	development	development	NOUN
inlawrev-27984	280	57	(	(	PUNCT
inlawrev-27984	280	58	“	"	PUNCT
inlawrev-27984	280	59	hud	hud	PROPN
inlawrev-27984	280	60	”	"	PUNCT
inlawrev-27984	280	61	)	)	PUNCT
inlawrev-27984	280	62	secretary	secretary	NOUN
inlawrev-27984	280	63	marcia	marcia	PROPN
inlawrev-27984	280	64	fudge	fudge	PROPN
inlawrev-27984	280	65	and	and	CCONJ
inlawrev-27984	280	66	white	white	PROPN
inlawrev-27984	280	67	house	house	PROPN
inlawrev-27984	280	68	domestic	domestic	ADJ
inlawrev-27984	280	69	policy	policy	NOUN
inlawrev-27984	280	70	advisor	advisor	PROPN
inlawrev-27984	280	71	susan	susan	PROPN
inlawrev-27984	280	72	rice	rice	PROPN
inlawrev-27984	280	73	,	,	PUNCT
inlawrev-27984	280	74	was	be	AUX
inlawrev-27984	280	75	called	call	VERB
inlawrev-27984	280	76	on	on	ADP
inlawrev-27984	280	77	to	to	PART
inlawrev-27984	280	78	“	"	PUNCT
inlawrev-27984	280	79	evaluate	evaluate	VERB
inlawrev-27984	280	80	the	the	DET
inlawrev-27984	280	81	causes	cause	NOUN
inlawrev-27984	280	82	,	,	PUNCT
inlawrev-27984	280	83	extent	extent	NOUN
inlawrev-27984	280	84	,	,	PUNCT
inlawrev-27984	280	85	and	and	CCONJ
inlawrev-27984	280	86	consequences	consequence	NOUN
inlawrev-27984	280	87	of	of	ADP
inlawrev-27984	280	88	appraisal	appraisal	NOUN
inlawrev-27984	280	89	bias	bias	NOUN
inlawrev-27984	280	90	and	and	CCONJ
inlawrev-27984	280	91	to	to	PART
inlawrev-27984	280	92	establish	establish	VERB
inlawrev-27984	280	93	a	a	DET
inlawrev-27984	280	94	transformative	transformative	ADJ
inlawrev-27984	280	95	set	set	VERB
inlawrev-27984	280	96	85	85	NUM
inlawrev-27984	280	97	.	.	PUNCT
inlawrev-27984	280	98	schwemm	schwemm	NOUN
inlawrev-27984	280	99	,	,	PUNCT
inlawrev-27984	280	100	supra	supra	PROPN
inlawrev-27984	280	101	note	note	NOUN
inlawrev-27984	280	102	61	61	NUM
inlawrev-27984	280	103	,	,	PUNCT
inlawrev-27984	280	104	at	at	ADP
inlawrev-27984	280	105	369	369	NUM
inlawrev-27984	280	106	.	.	PUNCT
inlawrev-27984	280	107	86	86	NUM
inlawrev-27984	280	108	.	.	PUNCT
inlawrev-27984	281	1	equal	equal	ADJ
inlawrev-27984	281	2	credit	credit	NOUN
inlawrev-27984	281	3	opportunity	opportunity	NOUN
inlawrev-27984	281	4	act	act	NOUN
inlawrev-27984	281	5	,	,	PUNCT
inlawrev-27984	281	6	15	15	NUM
inlawrev-27984	281	7	u.s.c	u.s.c	NOUN
inlawrev-27984	281	8	.	.	PUNCT
inlawrev-27984	282	1	§	§	PROPN
inlawrev-27984	282	2	§	§	PROPN
inlawrev-27984	282	3	1691	1691	NUM
inlawrev-27984	282	4	-	-	SYM
inlawrev-27984	282	5	1691(f	1691(f	NUM
inlawrev-27984	282	6	)	)	PUNCT
inlawrev-27984	282	7	(	(	PUNCT
inlawrev-27984	282	8	1974	1974	NUM
inlawrev-27984	282	9	)	)	PUNCT
inlawrev-27984	282	10	;	;	PUNCT
inlawrev-27984	282	11	15	15	NUM
inlawrev-27984	282	12	u.s.c	u.s.c	NOUN
inlawrev-27984	282	13	.	.	PUNCT
inlawrev-27984	283	1	§	§	PROPN
inlawrev-27984	283	2	1691(a	1691(a	PROPN
inlawrev-27984	283	3	)	)	PUNCT
inlawrev-27984	283	4	.	.	PUNCT
inlawrev-27984	284	1	87	87	NUM
inlawrev-27984	284	2	.	.	PUNCT
inlawrev-27984	285	1	see	see	VERB
inlawrev-27984	285	2	12	12	NUM
inlawrev-27984	285	3	c.f.r	c.f.r	NOUN
inlawrev-27984	285	4	.	.	PUNCT
inlawrev-27984	286	1	§	§	PROPN
inlawrev-27984	286	2	128.11(a	128.11(a	NUM
inlawrev-27984	286	3	)	)	PUNCT
inlawrev-27984	286	4	(	(	PUNCT
inlawrev-27984	286	5	2021	2021	NUM
inlawrev-27984	286	6	)	)	PUNCT
inlawrev-27984	286	7	(	(	PUNCT
inlawrev-27984	286	8	“	"	PUNCT
inlawrev-27984	286	9	no	no	DET
inlawrev-27984	286	10	savings	saving	NOUN
inlawrev-27984	286	11	association	association	NOUN
inlawrev-27984	286	12	may	may	AUX
inlawrev-27984	286	13	use	use	VERB
inlawrev-27984	286	14	or	or	CCONJ
inlawrev-27984	286	15	rely	rely	VERB
inlawrev-27984	286	16	upon	upon	SCONJ
inlawrev-27984	286	17	an	an	DET
inlawrev-27984	286	18	appraisal	appraisal	NOUN
inlawrev-27984	286	19	of	of	ADP
inlawrev-27984	286	20	a	a	DET
inlawrev-27984	286	21	dwelling	dwelling	NOUN
inlawrev-27984	286	22	which	which	PRON
inlawrev-27984	286	23	the	the	DET
inlawrev-27984	286	24	savings	saving	NOUN
inlawrev-27984	286	25	association	association	NOUN
inlawrev-27984	286	26	knows	know	VERB
inlawrev-27984	286	27	,	,	PUNCT
inlawrev-27984	286	28	or	or	CCONJ
inlawrev-27984	286	29	reasonably	reasonably	ADV
inlawrev-27984	286	30	should	should	AUX
inlawrev-27984	286	31	know	know	VERB
inlawrev-27984	286	32	,	,	PUNCT
inlawrev-27984	286	33	is	be	AUX
inlawrev-27984	286	34	discriminatory	discriminatory	ADJ
inlawrev-27984	286	35	.	.	PUNCT
inlawrev-27984	286	36	”	"	PUNCT
inlawrev-27984	286	37	)	)	PUNCT
inlawrev-27984	286	38	.	.	PUNCT
inlawrev-27984	287	1	88	88	NUM
inlawrev-27984	287	2	.	.	PUNCT
inlawrev-27984	287	3	schwemm	schwemm	NOUN
inlawrev-27984	287	4	,	,	PUNCT
inlawrev-27984	287	5	supra	supra	PROPN
inlawrev-27984	287	6	note	note	NOUN
inlawrev-27984	287	7	61	61	NUM
inlawrev-27984	287	8	,	,	PUNCT
inlawrev-27984	287	9	at	at	ADP
inlawrev-27984	287	10	367	367	NUM
inlawrev-27984	287	11	;	;	PUNCT
inlawrev-27984	287	12	15	15	NUM
inlawrev-27984	287	13	u.s.c	u.s.c	NOUN
inlawrev-27984	287	14	.	.	PUNCT
inlawrev-27984	288	1	§	§	PROPN
inlawrev-27984	288	2	1691(a	1691(a	PROPN
inlawrev-27984	288	3	)	)	PUNCT
inlawrev-27984	288	4	.	.	PUNCT
inlawrev-27984	289	1	89	89	NUM
inlawrev-27984	289	2	.	.	PUNCT
inlawrev-27984	290	1	state	state	NOUN
inlawrev-27984	290	2	fair	fair	ADJ
inlawrev-27984	290	3	housing	housing	NOUN
inlawrev-27984	290	4	protections	protection	NOUN
inlawrev-27984	290	5	,	,	PUNCT
inlawrev-27984	290	6	the	the	DET
inlawrev-27984	290	7	pol’y	pol’y	NOUN
inlawrev-27984	290	8	surveillance	surveillance	NOUN
inlawrev-27984	290	9	program	program	NOUN
inlawrev-27984	290	10	(	(	PUNCT
inlawrev-27984	290	11	last	last	ADJ
inlawrev-27984	290	12	updated	update	VERB
inlawrev-27984	290	13	aug	aug	PROPN
inlawrev-27984	290	14	.	.	PROPN
inlawrev-27984	290	15	1	1	NUM
inlawrev-27984	290	16	,	,	PUNCT
inlawrev-27984	290	17	2019	2019	NUM
inlawrev-27984	290	18	)	)	PUNCT
inlawrev-27984	290	19	,	,	PUNCT
inlawrev-27984	291	1	https://lawatlas.org/datasets/state-fair-housing-protections-1498143743	https://lawatlas.org/datasets/state-fair-housing-protections-1498143743	PROPN
inlawrev-27984	291	2	[	[	X
inlawrev-27984	291	3	https://perma.cc/39r9-hth9	https://perma.cc/39r9-hth9	NOUN
inlawrev-27984	291	4	]	]	X
inlawrev-27984	291	5	;	;	PUNCT
inlawrev-27984	291	6	h.b	h.b	PROPN
inlawrev-27984	291	7	.	.	PROPN
inlawrev-27984	291	8	1439	1439	NUM
inlawrev-27984	291	9	,	,	PUNCT
inlawrev-27984	291	10	2023	2023	NUM
inlawrev-27984	291	11	reg	reg	NOUN
inlawrev-27984	291	12	.	.	PUNCT
inlawrev-27984	292	1	sess	sess	PROPN
inlawrev-27984	292	2	.	.	PUNCT
inlawrev-27984	293	1	(	(	PUNCT
inlawrev-27984	293	2	miss	miss	PROPN
inlawrev-27984	293	3	.	.	PUNCT
inlawrev-27984	293	4	2023	2023	NUM
inlawrev-27984	293	5	)	)	PUNCT
inlawrev-27984	293	6	(	(	PUNCT
inlawrev-27984	293	7	this	this	DET
inlawrev-27984	293	8	bill	bill	NOUN
inlawrev-27984	293	9	would	would	AUX
inlawrev-27984	293	10	have	have	AUX
inlawrev-27984	293	11	codified	codify	VERB
inlawrev-27984	293	12	a	a	DET
inlawrev-27984	293	13	“	"	PUNCT
inlawrev-27984	293	14	mississippi	mississippi	PROPN
inlawrev-27984	293	15	fair	fair	PROPN
inlawrev-27984	293	16	housing	housing	PROPN
inlawrev-27984	293	17	act	act	PROPN
inlawrev-27984	293	18	”	"	PUNCT
inlawrev-27984	293	19	into	into	ADP
inlawrev-27984	293	20	law	law	NOUN
inlawrev-27984	293	21	,	,	PUNCT
inlawrev-27984	293	22	but	but	CCONJ
inlawrev-27984	293	23	it	it	PRON
inlawrev-27984	293	24	died	die	VERB
inlawrev-27984	293	25	in	in	ADP
inlawrev-27984	293	26	committee	committee	NOUN
inlawrev-27984	293	27	.	.	PUNCT
inlawrev-27984	294	1	miss	miss	PROPN
inlawrev-27984	294	2	.	.	PUNCT
inlawrev-27984	295	1	code	code	PROPN
inlawrev-27984	295	2	ann	ann	PROPN
inlawrev-27984	295	3	.	.	PUNCT
inlawrev-27984	296	1	§	§	PROPN
inlawrev-27984	296	2	4333	4333	NUM
inlawrev-27984	296	3	-	-	SYM
inlawrev-27984	296	4	723	723	NUM
inlawrev-27984	296	5	prohibits	prohibit	NOUN
inlawrev-27984	296	6	discrimination	discrimination	NOUN
inlawrev-27984	296	7	in	in	ADP
inlawrev-27984	296	8	“	"	PUNCT
inlawrev-27984	296	9	housing	housing	NOUN
inlawrev-27984	296	10	developments	development	NOUN
inlawrev-27984	296	11	”	"	PUNCT
inlawrev-27984	296	12	,	,	PUNCT
inlawrev-27984	296	13	“	"	PUNCT
inlawrev-27984	296	14	eligible	eligible	ADJ
inlawrev-27984	296	15	loans	loan	NOUN
inlawrev-27984	296	16	”	"	PUNCT
inlawrev-27984	296	17	,	,	PUNCT
inlawrev-27984	296	18	or	or	CCONJ
inlawrev-27984	296	19	“	"	PUNCT
inlawrev-27984	296	20	housing	housing	NOUN
inlawrev-27984	296	21	projects	project	NOUN
inlawrev-27984	296	22	receiving	receive	VERB
inlawrev-27984	296	23	assistance	assistance	NOUN
inlawrev-27984	296	24	,	,	PUNCT
inlawrev-27984	296	25	”	"	PUNCT
inlawrev-27984	296	26	but	but	CCONJ
inlawrev-27984	296	27	mississippi	mississippi	PROPN
inlawrev-27984	296	28	does	do	AUX
inlawrev-27984	296	29	not	not	PART
inlawrev-27984	296	30	have	have	VERB
inlawrev-27984	296	31	a	a	DET
inlawrev-27984	296	32	set	set	NOUN
inlawrev-27984	296	33	of	of	ADP
inlawrev-27984	296	34	laws	law	NOUN
inlawrev-27984	296	35	that	that	PRON
inlawrev-27984	296	36	are	be	AUX
inlawrev-27984	296	37	substantially	substantially	ADV
inlawrev-27984	296	38	similar	similar	ADJ
inlawrev-27984	296	39	to	to	ADP
inlawrev-27984	296	40	the	the	DET
inlawrev-27984	296	41	federal	federal	ADJ
inlawrev-27984	296	42	fair	fair	ADJ
inlawrev-27984	296	43	housing	housing	NOUN
inlawrev-27984	296	44	laws	law	NOUN
inlawrev-27984	296	45	)	)	PUNCT
inlawrev-27984	296	46	.	.	PUNCT
inlawrev-27984	297	1	90	90	NUM
inlawrev-27984	297	2	.	.	PUNCT
inlawrev-27984	298	1	ind	ind	PROPN
inlawrev-27984	298	2	.	.	PUNCT
inlawrev-27984	299	1	code	code	PROPN
inlawrev-27984	299	2	§	§	PROPN
inlawrev-27984	299	3	22	22	NUM
inlawrev-27984	299	4	-	-	SYM
inlawrev-27984	299	5	9.5	9.5	NUM
inlawrev-27984	299	6	-	-	PUNCT
inlawrev-27984	299	7	5	5	NUM
inlawrev-27984	299	8	-	-	SYM
inlawrev-27984	299	9	6(b	6(b	NUM
inlawrev-27984	299	10	)	)	PUNCT
inlawrev-27984	299	11	(	(	PUNCT
inlawrev-27984	299	12	2023	2023	NUM
inlawrev-27984	299	13	)	)	PUNCT
inlawrev-27984	299	14	.	.	PUNCT
inlawrev-27984	300	1	91	91	NUM
inlawrev-27984	300	2	.	.	PUNCT
inlawrev-27984	301	1	i	i	PRON
inlawrev-27984	301	2	d.	d.	PROPN
inlawrev-27984	301	3	§	§	PROPN
inlawrev-27984	301	4	22	22	NUM
inlawrev-27984	301	5	-	-	SYM
inlawrev-27984	301	6	9.5	9.5	NUM
inlawrev-27984	301	7	-	-	PUNCT
inlawrev-27984	301	8	5	5	NUM
inlawrev-27984	301	9	-	-	PUNCT
inlawrev-27984	301	10	6(a)(2	6(a)(2	NUM
inlawrev-27984	301	11	)	)	PUNCT
inlawrev-27984	301	12	.	.	PUNCT
inlawrev-27984	302	1	92	92	NUM
inlawrev-27984	302	2	.	.	PUNCT
inlawrev-27984	303	1	action	action	NOUN
inlawrev-27984	303	2	plan	plan	NOUN
inlawrev-27984	303	3	,	,	PUNCT
inlawrev-27984	303	4	supra	supra	PROPN
inlawrev-27984	303	5	note	note	NOUN
inlawrev-27984	303	6	23	23	NUM
inlawrev-27984	303	7	,	,	PUNCT
inlawrev-27984	303	8	at	at	ADP
inlawrev-27984	303	9	1	1	NUM
inlawrev-27984	303	10	.	.	NUM
inlawrev-27984	303	11	490	490	NUM
inlawrev-27984	303	12	indiana	indiana	PROPN
inlawrev-27984	303	13	law	law	PROPN
inlawrev-27984	303	14	review	review	NOUN
inlawrev-27984	304	1	[	[	X
inlawrev-27984	304	2	vol	vol	NOUN
inlawrev-27984	304	3	.	.	PUNCT
inlawrev-27984	305	1	57:479	57:479	NUM
inlawrev-27984	305	2	of	of	ADP
inlawrev-27984	305	3	recommendations	recommendation	NOUN
inlawrev-27984	305	4	to	to	PART
inlawrev-27984	305	5	root	root	VERB
inlawrev-27984	305	6	out	out	ADP
inlawrev-27984	305	7	racial	racial	ADJ
inlawrev-27984	305	8	and	and	CCONJ
inlawrev-27984	305	9	ethnic	ethnic	ADJ
inlawrev-27984	305	10	bias	bias	NOUN
inlawrev-27984	305	11	in	in	ADP
inlawrev-27984	305	12	home	home	NOUN
inlawrev-27984	305	13	valuations	valuation	NOUN
inlawrev-27984	305	14	.	.	PUNCT
inlawrev-27984	306	1	”93	”93	ADV
inlawrev-27984	306	2	in	in	ADP
inlawrev-27984	306	3	march	march	PROPN
inlawrev-27984	306	4	2022	2022	NUM
inlawrev-27984	306	5	,	,	PUNCT
inlawrev-27984	306	6	the	the	DET
inlawrev-27984	306	7	task	task	NOUN
inlawrev-27984	306	8	force	force	NOUN
inlawrev-27984	306	9	released	release	VERB
inlawrev-27984	306	10	its	its	PRON
inlawrev-27984	306	11	“	"	PUNCT
inlawrev-27984	306	12	pave	pave	NOUN
inlawrev-27984	306	13	action	action	NOUN
inlawrev-27984	306	14	plan	plan	NOUN
inlawrev-27984	306	15	”	"	PUNCT
inlawrev-27984	306	16	which	which	PRON
inlawrev-27984	306	17	discusses	discuss	VERB
inlawrev-27984	306	18	the	the	DET
inlawrev-27984	306	19	history	history	NOUN
inlawrev-27984	306	20	of	of	ADP
inlawrev-27984	306	21	discrimination	discrimination	NOUN
inlawrev-27984	306	22	in	in	ADP
inlawrev-27984	306	23	appraisals	appraisal	NOUN
inlawrev-27984	306	24	,	,	PUNCT
inlawrev-27984	306	25	examines	examine	VERB
inlawrev-27984	306	26	the	the	DET
inlawrev-27984	306	27	bias	bias	NOUN
inlawrev-27984	306	28	that	that	PRON
inlawrev-27984	306	29	can	can	AUX
inlawrev-27984	306	30	appear	appear	VERB
inlawrev-27984	306	31	in	in	ADP
inlawrev-27984	306	32	appraisal	appraisal	NOUN
inlawrev-27984	306	33	valuations	valuation	NOUN
inlawrev-27984	306	34	,	,	PUNCT
inlawrev-27984	306	35	and	and	CCONJ
inlawrev-27984	306	36	lays	lay	VERB
inlawrev-27984	306	37	out	out	ADP
inlawrev-27984	306	38	affirmative	affirmative	ADJ
inlawrev-27984	306	39	steps	step	NOUN
inlawrev-27984	306	40	that	that	PRON
inlawrev-27984	306	41	agencies	agency	NOUN
inlawrev-27984	306	42	plan	plan	VERB
inlawrev-27984	306	43	to	to	PART
inlawrev-27984	306	44	make	make	VERB
inlawrev-27984	306	45	to	to	PART
inlawrev-27984	306	46	address	address	VERB
inlawrev-27984	306	47	the	the	DET
inlawrev-27984	306	48	inequities	inequity	NOUN
inlawrev-27984	306	49	in	in	ADP
inlawrev-27984	306	50	housing	housing	NOUN
inlawrev-27984	306	51	appraisals.94	appraisals.94	PROPN
inlawrev-27984	306	52	the	the	DET
inlawrev-27984	306	53	pave	pave	PROPN
inlawrev-27984	306	54	task	task	PROPN
inlawrev-27984	306	55	force	force	NOUN
inlawrev-27984	306	56	’s	’s	PART
inlawrev-27984	306	57	commitments	commitment	NOUN
inlawrev-27984	306	58	,	,	PUNCT
inlawrev-27984	306	59	in	in	ADP
inlawrev-27984	306	60	theory	theory	NOUN
inlawrev-27984	306	61	,	,	PUNCT
inlawrev-27984	306	62	were	be	AUX
inlawrev-27984	306	63	designed	design	VERB
inlawrev-27984	306	64	“	"	PUNCT
inlawrev-27984	306	65	to	to	PART
inlawrev-27984	306	66	help	help	VERB
inlawrev-27984	306	67	ensure	ensure	VERB
inlawrev-27984	306	68	that	that	SCONJ
inlawrev-27984	306	69	every	every	DET
inlawrev-27984	306	70	american	american	PROPN
inlawrev-27984	306	71	has	have	VERB
inlawrev-27984	306	72	a	a	DET
inlawrev-27984	306	73	chance	chance	NOUN
inlawrev-27984	306	74	to	to	PART
inlawrev-27984	306	75	build	build	VERB
inlawrev-27984	306	76	generational	generational	ADJ
inlawrev-27984	306	77	wealth	wealth	NOUN
inlawrev-27984	306	78	through	through	ADP
inlawrev-27984	306	79	homeownership	homeownership	NOUN
inlawrev-27984	306	80	”	"	PUNCT
inlawrev-27984	306	81	and	and	CCONJ
inlawrev-27984	306	82	fit	fit	VERB
inlawrev-27984	306	83	into	into	ADP
inlawrev-27984	306	84	the	the	DET
inlawrev-27984	306	85	following	follow	VERB
inlawrev-27984	306	86	five	five	NUM
inlawrev-27984	306	87	categories	category	NOUN
inlawrev-27984	306	88	:	:	PUNCT
inlawrev-27984	306	89	(	(	PUNCT
inlawrev-27984	306	90	1	1	X
inlawrev-27984	306	91	)	)	PUNCT
inlawrev-27984	306	92	“	"	PUNCT
inlawrev-27984	306	93	[	[	X
inlawrev-27984	306	94	s]trengthening	s]trengthene	VERB
inlawrev-27984	306	95	guardrails	guardrail	NOUN
inlawrev-27984	306	96	against	against	ADP
inlawrev-27984	306	97	unlawful	unlawful	ADJ
inlawrev-27984	306	98	discrimination	discrimination	NOUN
inlawrev-27984	306	99	in	in	ADP
inlawrev-27984	306	100	all	all	DET
inlawrev-27984	306	101	stages	stage	NOUN
inlawrev-27984	306	102	of	of	ADP
inlawrev-27984	306	103	residential	residential	ADJ
inlawrev-27984	306	104	valuation	valuation	NOUN
inlawrev-27984	306	105	,	,	PUNCT
inlawrev-27984	306	106	”	"	PUNCT
inlawrev-27984	306	107	(	(	PUNCT
inlawrev-27984	306	108	2	2	NUM
inlawrev-27984	306	109	)	)	PUNCT
inlawrev-27984	306	110	“	"	PUNCT
inlawrev-27984	307	1	[	[	X
inlawrev-27984	307	2	e]nhancing	e]nhance	VERB
inlawrev-27984	307	3	fair	fair	ADJ
inlawrev-27984	307	4	housing	housing	NOUN
inlawrev-27984	307	5	/	/	SYM
inlawrev-27984	307	6	fair	fair	ADJ
inlawrev-27984	307	7	lending	lending	NOUN
inlawrev-27984	307	8	enforcement	enforcement	NOUN
inlawrev-27984	307	9	and	and	CCONJ
inlawrev-27984	307	10	driving	drive	VERB
inlawrev-27984	307	11	accountability	accountability	NOUN
inlawrev-27984	307	12	in	in	ADP
inlawrev-27984	307	13	the	the	DET
inlawrev-27984	307	14	industry	industry	NOUN
inlawrev-27984	307	15	,	,	PUNCT
inlawrev-27984	307	16	”	"	PUNCT
inlawrev-27984	307	17	(	(	PUNCT
inlawrev-27984	307	18	3	3	NUM
inlawrev-27984	307	19	)	)	PUNCT
inlawrev-27984	307	20	“	"	PUNCT
inlawrev-27984	308	1	[	[	X
inlawrev-27984	308	2	b]uilding	b]uilde	VERB
inlawrev-27984	308	3	a	a	DET
inlawrev-27984	308	4	well	well	ADV
inlawrev-27984	308	5	-	-	PUNCT
inlawrev-27984	308	6	trained	train	VERB
inlawrev-27984	308	7	,	,	PUNCT
inlawrev-27984	308	8	accessible	accessible	ADJ
inlawrev-27984	308	9	,	,	PUNCT
inlawrev-27984	308	10	and	and	CCONJ
inlawrev-27984	308	11	diverse	diverse	ADJ
inlawrev-27984	308	12	appraiser	appraiser	NOUN
inlawrev-27984	308	13	workforce	workforce	NOUN
inlawrev-27984	308	14	,	,	PUNCT
inlawrev-27984	308	15	”	"	PUNCT
inlawrev-27984	308	16	(	(	PUNCT
inlawrev-27984	308	17	4	4	NUM
inlawrev-27984	308	18	)	)	PUNCT
inlawrev-27984	308	19	“	"	PUNCT
inlawrev-27984	308	20	[	[	X
inlawrev-27984	308	21	e]mpowering	e]mpowere	VERB
inlawrev-27984	308	22	consumers	consumer	NOUN
inlawrev-27984	308	23	to	to	PART
inlawrev-27984	308	24	take	take	VERB
inlawrev-27984	308	25	action	action	NOUN
inlawrev-27984	308	26	,	,	PUNCT
inlawrev-27984	308	27	”	"	PUNCT
inlawrev-27984	308	28	and	and	CCONJ
inlawrev-27984	308	29	(	(	PUNCT
inlawrev-27984	308	30	5	5	NUM
inlawrev-27984	308	31	)	)	PUNCT
inlawrev-27984	308	32	“	"	PUNCT
inlawrev-27984	308	33	[	[	X
inlawrev-27984	308	34	g]iving	g]ive	VERB
inlawrev-27984	308	35	researchers	researcher	NOUN
inlawrev-27984	308	36	and	and	CCONJ
inlawrev-27984	308	37	enforcement	enforcement	NOUN
inlawrev-27984	308	38	agencies	agency	NOUN
inlawrev-27984	308	39	better	well	ADJ
inlawrev-27984	308	40	data	datum	NOUN
inlawrev-27984	308	41	to	to	PART
inlawrev-27984	308	42	study	study	VERB
inlawrev-27984	308	43	and	and	CCONJ
inlawrev-27984	308	44	monitor	monitor	VERB
inlawrev-27984	308	45	valuation	valuation	NOUN
inlawrev-27984	308	46	bias	bias	NOUN
inlawrev-27984	308	47	.	.	PUNCT
inlawrev-27984	309	1	”95	”95	NOUN
inlawrev-27984	309	2	the	the	DET
inlawrev-27984	309	3	first	first	ADJ
inlawrev-27984	309	4	category	category	NOUN
inlawrev-27984	309	5	is	be	AUX
inlawrev-27984	309	6	designed	design	VERB
inlawrev-27984	309	7	to	to	PART
inlawrev-27984	309	8	“	"	PUNCT
inlawrev-27984	309	9	[	[	X
inlawrev-27984	309	10	c]larify	c]larify	VERB
inlawrev-27984	309	11	the	the	DET
inlawrev-27984	309	12	application	application	NOUN
inlawrev-27984	309	13	of	of	ADP
inlawrev-27984	309	14	the	the	DET
inlawrev-27984	309	15	fair	fair	ADJ
inlawrev-27984	309	16	housing	housing	NOUN
inlawrev-27984	309	17	act	act	NOUN
inlawrev-27984	309	18	and	and	CCONJ
inlawrev-27984	309	19	the	the	DET
inlawrev-27984	309	20	ecoa	ecoa	NOUN
inlawrev-27984	309	21	to	to	ADP
inlawrev-27984	309	22	the	the	DET
inlawrev-27984	309	23	appraisal	appraisal	NOUN
inlawrev-27984	309	24	industry	industry	NOUN
inlawrev-27984	309	25	”	"	PUNCT
inlawrev-27984	309	26	,	,	PUNCT
inlawrev-27984	309	27	update	update	NOUN
inlawrev-27984	309	28	agencies	agency	NOUN
inlawrev-27984	309	29	’	'	PUNCT
inlawrev-27984	309	30	appraisal	appraisal	NOUN
inlawrev-27984	309	31	-	-	PUNCT
inlawrev-27984	309	32	specific	specific	ADJ
inlawrev-27984	309	33	policies	policy	NOUN
inlawrev-27984	309	34	,	,	PUNCT
inlawrev-27984	309	35	and	and	CCONJ
inlawrev-27984	309	36	implement	implement	VERB
inlawrev-27984	309	37	new	new	ADJ
inlawrev-27984	309	38	policies	policy	NOUN
inlawrev-27984	309	39	to	to	PART
inlawrev-27984	309	40	improve	improve	VERB
inlawrev-27984	309	41	the	the	DET
inlawrev-27984	309	42	process	process	NOUN
inlawrev-27984	309	43	of	of	ADP
inlawrev-27984	309	44	having	have	VERB
inlawrev-27984	309	45	an	an	DET
inlawrev-27984	309	46	appraisal	appraisal	NOUN
inlawrev-27984	309	47	value	value	NOUN
inlawrev-27984	309	48	reconsidered.96	reconsidered.96	NOUN
inlawrev-27984	309	49	moreover	moreover	ADV
inlawrev-27984	309	50	,	,	PUNCT
inlawrev-27984	309	51	it	it	PRON
inlawrev-27984	309	52	hopes	hope	VERB
inlawrev-27984	309	53	to	to	PART
inlawrev-27984	309	54	strengthen	strengthen	VERB
inlawrev-27984	309	55	the	the	DET
inlawrev-27984	309	56	dataset	dataset	NOUN
inlawrev-27984	309	57	and	and	CCONJ
inlawrev-27984	309	58	data	datum	NOUN
inlawrev-27984	309	59	collection	collection	NOUN
inlawrev-27984	309	60	forms	form	NOUN
inlawrev-27984	309	61	used	use	VERB
inlawrev-27984	309	62	by	by	ADP
inlawrev-27984	309	63	appraisers	appraiser	NOUN
inlawrev-27984	309	64	to	to	PART
inlawrev-27984	309	65	reduce	reduce	VERB
inlawrev-27984	309	66	subjective	subjective	ADJ
inlawrev-27984	309	67	biases	bias	NOUN
inlawrev-27984	309	68	,	,	PUNCT
inlawrev-27984	309	69	address	address	NOUN
inlawrev-27984	309	70	bias	bias	NOUN
inlawrev-27984	309	71	in	in	ADP
inlawrev-27984	309	72	the	the	DET
inlawrev-27984	309	73	use	use	NOUN
inlawrev-27984	309	74	of	of	ADP
inlawrev-27984	309	75	technology	technology	NOUN
inlawrev-27984	309	76	-	-	PUNCT
inlawrev-27984	309	77	based	base	VERB
inlawrev-27984	309	78	valuation	valuation	NOUN
inlawrev-27984	309	79	tools	tool	NOUN
inlawrev-27984	309	80	,	,	PUNCT
inlawrev-27984	309	81	and	and	CCONJ
inlawrev-27984	309	82	develop	develop	VERB
inlawrev-27984	309	83	a	a	DET
inlawrev-27984	309	84	new	new	ADJ
inlawrev-27984	309	85	legislative	legislative	ADJ
inlawrev-27984	309	86	proposal	proposal	NOUN
inlawrev-27984	309	87	to	to	PART
inlawrev-27984	309	88	improve	improve	VERB
inlawrev-27984	309	89	transparency	transparency	NOUN
inlawrev-27984	309	90	and	and	CCONJ
inlawrev-27984	309	91	public	public	ADJ
inlawrev-27984	309	92	participation	participation	NOUN
inlawrev-27984	309	93	in	in	ADP
inlawrev-27984	309	94	appraisal	appraisal	NOUN
inlawrev-27984	309	95	standards	standard	NOUN
inlawrev-27984	309	96	and	and	CCONJ
inlawrev-27984	309	97	appraiser	appraiser	NOUN
inlawrev-27984	309	98	qualifications.97	qualifications.97	NOUN
inlawrev-27984	309	99	the	the	DET
inlawrev-27984	309	100	second	second	ADJ
inlawrev-27984	309	101	category	category	NOUN
inlawrev-27984	309	102	hopes	hope	VERB
inlawrev-27984	309	103	to	to	PART
inlawrev-27984	309	104	strengthen	strengthen	VERB
inlawrev-27984	309	105	coordination	coordination	NOUN
inlawrev-27984	309	106	and	and	CCONJ
inlawrev-27984	309	107	collaboration	collaboration	NOUN
inlawrev-27984	309	108	among	among	ADP
inlawrev-27984	309	109	supervisory	supervisory	ADJ
inlawrev-27984	309	110	and	and	CCONJ
inlawrev-27984	309	111	enforcement	enforcement	NOUN
inlawrev-27984	309	112	agencies	agency	NOUN
inlawrev-27984	309	113	while	while	SCONJ
inlawrev-27984	309	114	also	also	ADV
inlawrev-27984	309	115	expanding	expand	VERB
inlawrev-27984	309	116	how	how	SCONJ
inlawrev-27984	309	117	regulatory	regulatory	ADJ
inlawrev-27984	309	118	agencies	agency	NOUN
inlawrev-27984	309	119	can	can	AUX
inlawrev-27984	309	120	examine	examine	VERB
inlawrev-27984	309	121	the	the	DET
inlawrev-27984	309	122	procedures	procedure	NOUN
inlawrev-27984	309	123	of	of	ADP
inlawrev-27984	309	124	mortgage	mortgage	NOUN
inlawrev-27984	309	125	lenders.98	lenders.98	CCONJ
inlawrev-27984	309	126	the	the	DET
inlawrev-27984	309	127	third	third	ADJ
inlawrev-27984	309	128	category	category	NOUN
inlawrev-27984	309	129	is	be	AUX
inlawrev-27984	309	130	focused	focus	VERB
inlawrev-27984	309	131	on	on	ADP
inlawrev-27984	309	132	updating	update	VERB
inlawrev-27984	309	133	appraiser	appraiser	NOUN
inlawrev-27984	309	134	qualification	qualification	NOUN
inlawrev-27984	309	135	criteria	criterion	NOUN
inlawrev-27984	309	136	including	include	VERB
inlawrev-27984	309	137	education	education	NOUN
inlawrev-27984	309	138	,	,	PUNCT
inlawrev-27984	309	139	experience	experience	NOUN
inlawrev-27984	309	140	,	,	PUNCT
inlawrev-27984	309	141	and	and	CCONJ
inlawrev-27984	309	142	examination	examination	NOUN
inlawrev-27984	309	143	requirements	requirement	NOUN
inlawrev-27984	309	144	,	,	PUNCT
inlawrev-27984	309	145	removing	remove	VERB
inlawrev-27984	309	146	barriers	barrier	NOUN
inlawrev-27984	309	147	to	to	ADP
inlawrev-27984	309	148	entry	entry	NOUN
inlawrev-27984	309	149	and	and	CCONJ
inlawrev-27984	309	150	increasing	increase	VERB
inlawrev-27984	309	151	diversity	diversity	NOUN
inlawrev-27984	309	152	in	in	ADP
inlawrev-27984	309	153	the	the	DET
inlawrev-27984	309	154	appraisal	appraisal	ADJ
inlawrev-27984	309	155	workforce	workforce	NOUN
inlawrev-27984	309	156	,	,	PUNCT
inlawrev-27984	309	157	and	and	CCONJ
inlawrev-27984	309	158	requiring	require	VERB
inlawrev-27984	309	159	fair	fair	ADJ
inlawrev-27984	309	160	housing	housing	NOUN
inlawrev-27984	309	161	and	and	CCONJ
inlawrev-27984	309	162	anti	anti	ADJ
inlawrev-27984	309	163	-	-	ADJ
inlawrev-27984	309	164	bias	bias	ADJ
inlawrev-27984	309	165	training	training	NOUN
inlawrev-27984	309	166	for	for	ADP
inlawrev-27984	309	167	appraisers	appraiser	NOUN
inlawrev-27984	309	168	who	who	PRON
inlawrev-27984	309	169	work	work	VERB
inlawrev-27984	309	170	for	for	ADP
inlawrev-27984	309	171	federal	federal	ADJ
inlawrev-27984	309	172	programs.99	programs.99	NOUN
inlawrev-27984	309	173	the	the	DET
inlawrev-27984	309	174	fourth	fourth	ADJ
inlawrev-27984	309	175	category	category	NOUN
inlawrev-27984	309	176	centers	center	NOUN
inlawrev-27984	309	177	on	on	ADP
inlawrev-27984	309	178	updating	update	VERB
inlawrev-27984	309	179	resources	resource	NOUN
inlawrev-27984	309	180	for	for	ADP
inlawrev-27984	309	181	victims	victim	NOUN
inlawrev-27984	309	182	of	of	ADP
inlawrev-27984	309	183	appraisal	appraisal	NOUN
inlawrev-27984	309	184	discrimination	discrimination	NOUN
inlawrev-27984	309	185	,	,	PUNCT
inlawrev-27984	309	186	adding	add	VERB
inlawrev-27984	309	187	appraisal	appraisal	NOUN
inlawrev-27984	309	188	bias	bias	NOUN
inlawrev-27984	309	189	into	into	ADP
inlawrev-27984	309	190	homebuyer	homebuyer	PROPN
inlawrev-27984	309	191	education	education	NOUN
inlawrev-27984	309	192	courses	course	NOUN
inlawrev-27984	309	193	,	,	PUNCT
inlawrev-27984	309	194	training	train	VERB
inlawrev-27984	309	195	housing	housing	NOUN
inlawrev-27984	309	196	counselors	counselor	NOUN
inlawrev-27984	309	197	,	,	PUNCT
inlawrev-27984	309	198	funding	funding	NOUN
inlawrev-27984	309	199	testing	testing	NOUN
inlawrev-27984	309	200	,	,	PUNCT
inlawrev-27984	309	201	education	education	NOUN
inlawrev-27984	309	202	,	,	PUNCT
inlawrev-27984	309	203	and	and	CCONJ
inlawrev-27984	309	204	outreach	outreach	NOUN
inlawrev-27984	309	205	,	,	PUNCT
inlawrev-27984	309	206	and	and	CCONJ
inlawrev-27984	309	207	executing	execute	VERB
inlawrev-27984	309	208	a	a	DET
inlawrev-27984	309	209	new	new	ADJ
inlawrev-27984	309	210	public	public	ADJ
inlawrev-27984	309	211	awareness	awareness	NOUN
inlawrev-27984	309	212	campaign	campaign	NOUN
inlawrev-27984	309	213	,	,	PUNCT
inlawrev-27984	309	214	including	include	VERB
inlawrev-27984	309	215	informing	inform	VERB
inlawrev-27984	309	216	fha	fha	PROPN
inlawrev-27984	309	217	buyers	buyer	NOUN
inlawrev-27984	309	218	about	about	ADP
inlawrev-27984	309	219	requesting	request	VERB
inlawrev-27984	309	220	a	a	DET
inlawrev-27984	309	221	reconsideration	reconsideration	NOUN
inlawrev-27984	309	222	of	of	ADP
inlawrev-27984	309	223	a	a	DET
inlawrev-27984	309	224	valuation.100	valuation.100	NOUN
inlawrev-27984	309	225	finally	finally	ADV
inlawrev-27984	309	226	,	,	PUNCT
inlawrev-27984	309	227	the	the	DET
inlawrev-27984	309	228	fifth	fifth	ADJ
inlawrev-27984	309	229	category	category	NOUN
inlawrev-27984	309	230	was	be	AUX
inlawrev-27984	309	231	created	create	VERB
inlawrev-27984	309	232	to	to	PART
inlawrev-27984	309	233	develop	develop	VERB
inlawrev-27984	309	234	data	data	NOUN
inlawrev-27984	309	235	-	-	PUNCT
inlawrev-27984	309	236	sharing	share	VERB
inlawrev-27984	309	237	arrangements	arrangement	NOUN
inlawrev-27984	309	238	,	,	PUNCT
inlawrev-27984	309	239	launch	launch	VERB
inlawrev-27984	309	240	new	new	ADJ
inlawrev-27984	309	241	efforts	effort	NOUN
inlawrev-27984	309	242	to	to	PART
inlawrev-27984	309	243	identify	identify	VERB
inlawrev-27984	309	244	and	and	CCONJ
inlawrev-27984	309	245	fill	fill	VERB
inlawrev-27984	309	246	gaps	gap	NOUN
inlawrev-27984	309	247	in	in	ADP
inlawrev-27984	309	248	research	research	NOUN
inlawrev-27984	309	249	,	,	PUNCT
inlawrev-27984	309	250	and	and	CCONJ
inlawrev-27984	309	251	better	well	ADV
inlawrev-27984	309	252	define	define	VERB
inlawrev-27984	309	253	metrics	metric	NOUN
inlawrev-27984	309	254	to	to	PART
inlawrev-27984	309	255	help	help	AUX
inlawrev-27984	309	256	identify	identify	VERB
inlawrev-27984	309	257	and	and	CCONJ
inlawrev-27984	309	258	measure	measure	VERB
inlawrev-27984	309	259	93	93	NUM
inlawrev-27984	309	260	.	.	PUNCT
inlawrev-27984	310	1	i	i	PRON
inlawrev-27984	310	2	d.	d.	PROPN
inlawrev-27984	310	3	(	(	PUNCT
inlawrev-27984	310	4	emphasis	emphasis	NOUN
inlawrev-27984	310	5	omitted	omit	VERB
inlawrev-27984	310	6	)	)	PUNCT
inlawrev-27984	310	7	.	.	PUNCT
inlawrev-27984	311	1	94	94	NUM
inlawrev-27984	311	2	.	.	PUNCT
inlawrev-27984	312	1	i	i	PRON
inlawrev-27984	312	2	d.	d.	PROPN
inlawrev-27984	312	3	95	95	NUM
inlawrev-27984	312	4	.	.	PUNCT
inlawrev-27984	313	1	i	i	PRON
inlawrev-27984	313	2	d.	d.	PROPN
inlawrev-27984	313	3	at	at	ADP
inlawrev-27984	313	4	1	1	NUM
inlawrev-27984	313	5	,	,	PUNCT
inlawrev-27984	313	6	22	22	NUM
inlawrev-27984	313	7	.	.	NOUN
inlawrev-27984	314	1	96	96	NUM
inlawrev-27984	314	2	.	.	PUNCT
inlawrev-27984	315	1	i	i	PRON
inlawrev-27984	315	2	d.	d.	PROPN
inlawrev-27984	315	3	at	at	ADP
inlawrev-27984	315	4	5	5	NUM
inlawrev-27984	315	5	,	,	PUNCT
inlawrev-27984	315	6	23	23	NUM
inlawrev-27984	315	7	-	-	SYM
inlawrev-27984	315	8	24	24	NUM
inlawrev-27984	315	9	.	.	PUNCT
inlawrev-27984	316	1	97	97	NUM
inlawrev-27984	316	2	.	.	PUNCT
inlawrev-27984	317	1	i	i	PRON
inlawrev-27984	317	2	d.	d.	PROPN
inlawrev-27984	317	3	at	at	ADP
inlawrev-27984	317	4	5	5	NUM
inlawrev-27984	317	5	,	,	PUNCT
inlawrev-27984	317	6	25	25	NUM
inlawrev-27984	317	7	-	-	SYM
inlawrev-27984	317	8	27	27	NUM
inlawrev-27984	317	9	.	.	PUNCT
inlawrev-27984	318	1	98	98	NUM
inlawrev-27984	318	2	.	.	PUNCT
inlawrev-27984	319	1	i	i	PRON
inlawrev-27984	319	2	d.	d.	PROPN
inlawrev-27984	319	3	99	99	NUM
inlawrev-27984	319	4	.	.	PUNCT
inlawrev-27984	320	1	i	i	PRON
inlawrev-27984	320	2	d.	d.	PROPN
inlawrev-27984	320	3	at	at	ADP
inlawrev-27984	320	4	5	5	NUM
inlawrev-27984	320	5	-	-	SYM
inlawrev-27984	320	6	6	6	NUM
inlawrev-27984	320	7	,	,	PUNCT
inlawrev-27984	320	8	30	30	NUM
inlawrev-27984	320	9	-	-	SYM
inlawrev-27984	320	10	34	34	NUM
inlawrev-27984	320	11	.	.	NOUN
inlawrev-27984	320	12	100	100	NUM
inlawrev-27984	320	13	.	.	PUNCT
inlawrev-27984	321	1	i	i	PRON
inlawrev-27984	321	2	d.	d.	PROPN
inlawrev-27984	321	3	at	at	ADP
inlawrev-27984	321	4	6	6	NUM
inlawrev-27984	321	5	,	,	PUNCT
inlawrev-27984	321	6	34	34	NUM
inlawrev-27984	321	7	-	-	SYM
inlawrev-27984	321	8	38	38	NUM
inlawrev-27984	321	9	.	.	PUNCT
inlawrev-27984	321	10	2023	2023	NUM
inlawrev-27984	321	11	]	]	PUNCT
inlawrev-27984	321	12	from	from	ADP
inlawrev-27984	321	13	american	american	PROPN
inlawrev-27984	321	14	nightmare	nightmare	PROPN
inlawrev-27984	321	15	to	to	ADP
inlawrev-27984	321	16	american	american	ADJ
inlawrev-27984	321	17	dream	dream	NOUN
inlawrev-27984	321	18	?	?	PUNCT
inlawrev-27984	322	1	491	491	NUM
inlawrev-27984	322	2	patterns	pattern	NOUN
inlawrev-27984	322	3	of	of	ADP
inlawrev-27984	322	4	mis	mis	PROPN
inlawrev-27984	322	5	-	-	NOUN
inlawrev-27984	322	6	valuation.101	valuation.101	NOUN
inlawrev-27984	322	7	even	even	ADV
inlawrev-27984	322	8	though	though	SCONJ
inlawrev-27984	322	9	the	the	DET
inlawrev-27984	322	10	pave	pave	NOUN
inlawrev-27984	322	11	action	action	NOUN
inlawrev-27984	322	12	plan	plan	NOUN
inlawrev-27984	322	13	has	have	AUX
inlawrev-27984	322	14	existed	exist	VERB
inlawrev-27984	322	15	since	since	SCONJ
inlawrev-27984	322	16	march	march	PROPN
inlawrev-27984	322	17	2022	2022	NUM
inlawrev-27984	322	18	,	,	PUNCT
inlawrev-27984	322	19	most	most	ADJ
inlawrev-27984	322	20	of	of	ADP
inlawrev-27984	322	21	the	the	DET
inlawrev-27984	322	22	agencies	agency	NOUN
inlawrev-27984	322	23	are	be	AUX
inlawrev-27984	322	24	still	still	ADV
inlawrev-27984	322	25	in	in	ADP
inlawrev-27984	322	26	the	the	DET
inlawrev-27984	322	27	initial	initial	ADJ
inlawrev-27984	322	28	stages	stage	NOUN
inlawrev-27984	322	29	of	of	ADP
inlawrev-27984	322	30	planning	planning	NOUN
inlawrev-27984	322	31	and	and	CCONJ
inlawrev-27984	322	32	implementation	implementation	NOUN
inlawrev-27984	322	33	.	.	PUNCT
inlawrev-27984	323	1	the	the	DET
inlawrev-27984	323	2	appraisal	appraisal	NOUN
inlawrev-27984	323	3	subcommittee	subcommittee	NOUN
inlawrev-27984	323	4	(	(	PUNCT
inlawrev-27984	323	5	asc	asc	PROPN
inlawrev-27984	323	6	)	)	PUNCT
inlawrev-27984	323	7	,	,	PUNCT
inlawrev-27984	323	8	a	a	DET
inlawrev-27984	323	9	subcommittee	subcommittee	NOUN
inlawrev-27984	323	10	of	of	ADP
inlawrev-27984	323	11	the	the	DET
inlawrev-27984	323	12	federal	federal	ADJ
inlawrev-27984	323	13	financial	financial	ADJ
inlawrev-27984	323	14	institutions	institution	NOUN
inlawrev-27984	323	15	examination	examination	PROPN
inlawrev-27984	323	16	council	council	NOUN
inlawrev-27984	323	17	charged	charge	VERB
inlawrev-27984	323	18	with	with	ADP
inlawrev-27984	323	19	federal	federal	ADJ
inlawrev-27984	323	20	oversight	oversight	NOUN
inlawrev-27984	323	21	of	of	ADP
inlawrev-27984	323	22	state	state	NOUN
inlawrev-27984	323	23	appraiser	appraiser	NOUN
inlawrev-27984	323	24	and	and	CCONJ
inlawrev-27984	323	25	appraisal	appraisal	NOUN
inlawrev-27984	323	26	management	management	NOUN
inlawrev-27984	323	27	company	company	NOUN
inlawrev-27984	323	28	regulatory	regulatory	ADJ
inlawrev-27984	323	29	programs	program	NOUN
inlawrev-27984	323	30	,	,	PUNCT
inlawrev-27984	323	31	“	"	PUNCT
inlawrev-27984	323	32	launched	launch	VERB
inlawrev-27984	323	33	an	an	DET
inlawrev-27984	323	34	independent	independent	ADJ
inlawrev-27984	323	35	review	review	NOUN
inlawrev-27984	323	36	of	of	ADP
inlawrev-27984	323	37	the	the	DET
inlawrev-27984	323	38	uniform	uniform	ADJ
inlawrev-27984	323	39	standards	standard	NOUN
inlawrev-27984	323	40	of	of	ADP
inlawrev-27984	323	41	professional	professional	ADJ
inlawrev-27984	323	42	appraisal	appraisal	NOUN
inlawrev-27984	323	43	practice	practice	NOUN
inlawrev-27984	323	44	(	(	PUNCT
inlawrev-27984	323	45	uspap	uspap	NOUN
inlawrev-27984	323	46	)	)	PUNCT
inlawrev-27984	323	47	and	and	CCONJ
inlawrev-27984	323	48	qualification	qualification	NOUN
inlawrev-27984	323	49	criteria	criterion	NOUN
inlawrev-27984	323	50	for	for	ADP
inlawrev-27984	323	51	the	the	DET
inlawrev-27984	323	52	appraiser	appraiser	NOUN
inlawrev-27984	323	53	industry	industry	NOUN
inlawrev-27984	323	54	to	to	PART
inlawrev-27984	323	55	understand	understand	VERB
inlawrev-27984	323	56	potential	potential	ADJ
inlawrev-27984	323	57	barriers	barrier	NOUN
inlawrev-27984	323	58	to	to	ADP
inlawrev-27984	323	59	entry	entry	NOUN
inlawrev-27984	323	60	for	for	ADP
inlawrev-27984	323	61	underrepresented	underrepresented	ADJ
inlawrev-27984	323	62	communities	community	NOUN
inlawrev-27984	323	63	.	.	PUNCT
inlawrev-27984	323	64	”102	”102	PROPN
inlawrev-27984	324	1	in	in	ADP
inlawrev-27984	324	2	january	january	PROPN
inlawrev-27984	324	3	2023	2023	NUM
inlawrev-27984	324	4	,	,	PUNCT
inlawrev-27984	324	5	the	the	DET
inlawrev-27984	324	6	asc	asc	PROPN
inlawrev-27984	324	7	held	hold	VERB
inlawrev-27984	324	8	a	a	DET
inlawrev-27984	324	9	hearing	hearing	NOUN
inlawrev-27984	324	10	about	about	ADP
inlawrev-27984	324	11	appraisal	appraisal	NOUN
inlawrev-27984	324	12	bias	bias	NOUN
inlawrev-27984	324	13	that	that	PRON
inlawrev-27984	324	14	brought	bring	VERB
inlawrev-27984	324	15	together	together	ADP
inlawrev-27984	324	16	people	people	NOUN
inlawrev-27984	324	17	from	from	ADP
inlawrev-27984	324	18	hud	hud	PROPN
inlawrev-27984	324	19	,	,	PUNCT
inlawrev-27984	324	20	the	the	DET
inlawrev-27984	324	21	consumer	consumer	NOUN
inlawrev-27984	324	22	financial	financial	PROPN
inlawrev-27984	324	23	protection	protection	PROPN
inlawrev-27984	324	24	bureau	bureau	PROPN
inlawrev-27984	324	25	(	(	PUNCT
inlawrev-27984	324	26	cfpb	cfpb	NOUN
inlawrev-27984	324	27	)	)	PUNCT
inlawrev-27984	324	28	,	,	PUNCT
inlawrev-27984	324	29	the	the	DET
inlawrev-27984	324	30	fhfa	fhfa	NOUN
inlawrev-27984	324	31	,	,	PUNCT
inlawrev-27984	324	32	the	the	DET
inlawrev-27984	324	33	appraisal	appraisal	NOUN
inlawrev-27984	324	34	institute	institute	NOUN
inlawrev-27984	324	35	,	,	PUNCT
inlawrev-27984	324	36	and	and	CCONJ
inlawrev-27984	324	37	the	the	DET
inlawrev-27984	324	38	mortgage	mortgage	NOUN
inlawrev-27984	324	39	bankers	bankers	PROPN
inlawrev-27984	324	40	association	association	PROPN
inlawrev-27984	324	41	to	to	PART
inlawrev-27984	324	42	discuss	discuss	VERB
inlawrev-27984	324	43	their	their	PRON
inlawrev-27984	324	44	roles	role	NOUN
inlawrev-27984	324	45	in	in	ADP
inlawrev-27984	324	46	tackling	tackle	VERB
inlawrev-27984	324	47	appraisal	appraisal	NOUN
inlawrev-27984	324	48	discrimination.103	discrimination.103	NOUN
inlawrev-27984	324	49	the	the	DET
inlawrev-27984	324	50	fha	fha	PROPN
inlawrev-27984	324	51	has	have	AUX
inlawrev-27984	324	52	“	"	PUNCT
inlawrev-27984	324	53	issued	issue	VERB
inlawrev-27984	324	54	a	a	DET
inlawrev-27984	324	55	mortgagee	mortgagee	NOUN
inlawrev-27984	324	56	letter	letter	NOUN
inlawrev-27984	324	57	to	to	PART
inlawrev-27984	324	58	clarify	clarify	VERB
inlawrev-27984	324	59	nondiscrimination	nondiscrimination	NOUN
inlawrev-27984	324	60	requirements	requirement	NOUN
inlawrev-27984	324	61	applicable	applicable	ADJ
inlawrev-27984	324	62	to	to	ADP
inlawrev-27984	324	63	appraisers	appraiser	NOUN
inlawrev-27984	324	64	and	and	CCONJ
inlawrev-27984	324	65	lenders	lender	NOUN
inlawrev-27984	324	66	.	.	PUNCT
inlawrev-27984	324	67	”104	”104	PUNCT
inlawrev-27984	324	68	additionally	additionally	ADV
inlawrev-27984	324	69	,	,	PUNCT
inlawrev-27984	324	70	the	the	DET
inlawrev-27984	324	71	cfpb	cfpb	NOUN
inlawrev-27984	324	72	is	be	AUX
inlawrev-27984	324	73	purportedly	purportedly	ADV
inlawrev-27984	324	74	working	work	VERB
inlawrev-27984	324	75	to	to	PART
inlawrev-27984	324	76	“	"	PUNCT
inlawrev-27984	324	77	implement	implement	VERB
inlawrev-27984	324	78	legal	legal	ADJ
inlawrev-27984	324	79	requirements	requirement	NOUN
inlawrev-27984	324	80	to	to	PART
inlawrev-27984	324	81	limit	limit	VERB
inlawrev-27984	324	82	bias	bias	NOUN
inlawrev-27984	324	83	in	in	ADP
inlawrev-27984	324	84	algorithmic	algorithmic	ADJ
inlawrev-27984	324	85	appraisals	appraisal	NOUN
inlawrev-27984	324	86	”	"	PUNCT
inlawrev-27984	324	87	and	and	CCONJ
inlawrev-27984	324	88	is	be	AUX
inlawrev-27984	324	89	clarifying	clarify	VERB
inlawrev-27984	324	90	the	the	DET
inlawrev-27984	324	91	standards	standard	NOUN
inlawrev-27984	324	92	for	for	SCONJ
inlawrev-27984	324	93	lenders	lender	NOUN
inlawrev-27984	324	94	to	to	PART
inlawrev-27984	324	95	have	have	VERB
inlawrev-27984	324	96	home	home	NOUN
inlawrev-27984	324	97	values	value	NOUN
inlawrev-27984	324	98	reconsidered	reconsider	VERB
inlawrev-27984	324	99	if	if	SCONJ
inlawrev-27984	324	100	there	there	PRON
inlawrev-27984	324	101	is	be	VERB
inlawrev-27984	324	102	evidence	evidence	NOUN
inlawrev-27984	324	103	of	of	ADP
inlawrev-27984	324	104	a	a	DET
inlawrev-27984	324	105	discriminatory	discriminatory	ADJ
inlawrev-27984	324	106	appraisal.105	appraisal.105	PROPN
inlawrev-27984	324	107	b.	b.	PROPN
inlawrev-27984	325	1	a	a	DET
inlawrev-27984	325	2	federal	federal	ADJ
inlawrev-27984	325	3	legislative	legislative	ADJ
inlawrev-27984	325	4	solution	solution	NOUN
inlawrev-27984	325	5	in	in	ADP
inlawrev-27984	325	6	conjunction	conjunction	NOUN
inlawrev-27984	325	7	with	with	ADP
inlawrev-27984	325	8	the	the	DET
inlawrev-27984	325	9	pave	pave	NOUN
inlawrev-27984	325	10	action	action	NOUN
inlawrev-27984	325	11	plan	plan	NOUN
inlawrev-27984	325	12	and	and	CCONJ
inlawrev-27984	325	13	its	its	PRON
inlawrev-27984	325	14	recommendations	recommendation	NOUN
inlawrev-27984	325	15	,	,	PUNCT
inlawrev-27984	325	16	on	on	ADP
inlawrev-27984	325	17	march	march	PROPN
inlawrev-27984	325	18	29	29	NUM
inlawrev-27984	325	19	,	,	PUNCT
inlawrev-27984	325	20	2022	2022	NUM
inlawrev-27984	325	21	,	,	PUNCT
inlawrev-27984	325	22	maxine	maxine	PROPN
inlawrev-27984	325	23	waters	water	NOUN
inlawrev-27984	325	24	,	,	PUNCT
inlawrev-27984	325	25	the	the	DET
inlawrev-27984	325	26	then	then	ADV
inlawrev-27984	325	27	chairwoman	chairwoman	NOUN
inlawrev-27984	325	28	of	of	ADP
inlawrev-27984	325	29	the	the	DET
inlawrev-27984	325	30	house	house	PROPN
inlawrev-27984	325	31	committee	committee	PROPN
inlawrev-27984	325	32	on	on	ADP
inlawrev-27984	325	33	financial	financial	ADJ
inlawrev-27984	325	34	services	service	NOUN
inlawrev-27984	325	35	,	,	PUNCT
inlawrev-27984	325	36	proposed	propose	VERB
inlawrev-27984	325	37	new	new	ADJ
inlawrev-27984	325	38	appraisal	appraisal	NOUN
inlawrev-27984	325	39	-	-	PUNCT
inlawrev-27984	325	40	focused	focus	VERB
inlawrev-27984	325	41	legislation.106	legislation.106	ADV
inlawrev-27984	325	42	the	the	DET
inlawrev-27984	325	43	bill	bill	NOUN
inlawrev-27984	325	44	,	,	PUNCT
inlawrev-27984	325	45	entitled	entitle	VERB
inlawrev-27984	325	46	the	the	DET
inlawrev-27984	325	47	“	"	PUNCT
inlawrev-27984	325	48	fair	fair	ADJ
inlawrev-27984	325	49	appraisal	appraisal	NOUN
inlawrev-27984	325	50	and	and	CCONJ
inlawrev-27984	325	51	inequity	inequity	NOUN
inlawrev-27984	325	52	reform	reform	NOUN
inlawrev-27984	325	53	act	act	NOUN
inlawrev-27984	325	54	of	of	ADP
inlawrev-27984	325	55	2022	2022	NUM
inlawrev-27984	325	56	,	,	PUNCT
inlawrev-27984	325	57	”	"	PUNCT
inlawrev-27984	325	58	would	would	AUX
inlawrev-27984	325	59	“	"	PUNCT
inlawrev-27984	325	60	establish	establish	VERB
inlawrev-27984	325	61	an	an	DET
inlawrev-27984	325	62	independent	independent	ADJ
inlawrev-27984	325	63	agency	agency	NOUN
inlawrev-27984	325	64	to	to	PART
inlawrev-27984	325	65	be	be	AUX
inlawrev-27984	325	66	known	know	VERB
inlawrev-27984	325	67	as	as	ADP
inlawrev-27984	325	68	the	the	DET
inlawrev-27984	325	69	federal	federal	PROPN
inlawrev-27984	325	70	valuation	valuation	PROPN
inlawrev-27984	325	71	agency	agency	PROPN
inlawrev-27984	325	72	”	"	PUNCT
inlawrev-27984	325	73	and	and	CCONJ
inlawrev-27984	325	74	set	set	VERB
inlawrev-27984	325	75	“	"	PUNCT
inlawrev-27984	325	76	real	real	ADJ
inlawrev-27984	325	77	estate	estate	NOUN
inlawrev-27984	325	78	valuation	valuation	NOUN
inlawrev-27984	325	79	standards	standard	NOUN
inlawrev-27984	325	80	and	and	CCONJ
inlawrev-27984	325	81	appraiser	appraiser	NOUN
inlawrev-27984	325	82	criteria	criterion	NOUN
inlawrev-27984	325	83	,	,	PUNCT
inlawrev-27984	325	84	including	include	VERB
inlawrev-27984	325	85	promoting	promote	VERB
inlawrev-27984	325	86	a	a	DET
inlawrev-27984	325	87	fair	fair	ADJ
inlawrev-27984	325	88	,	,	PUNCT
inlawrev-27984	325	89	unbiased	unbiased	ADJ
inlawrev-27984	325	90	,	,	PUNCT
inlawrev-27984	325	91	transparent	transparent	ADJ
inlawrev-27984	325	92	,	,	PUNCT
inlawrev-27984	325	93	repeatable	repeatable	ADJ
inlawrev-27984	325	94	valuation	valuation	NOUN
inlawrev-27984	325	95	process	process	NOUN
inlawrev-27984	325	96	.	.	PUNCT
inlawrev-27984	325	97	.	.	PUNCT
inlawrev-27984	325	98	.	.	PUNCT
inlawrev-27984	325	99	.”107	.”107	PUNCT
inlawrev-27984	326	1	the	the	DET
inlawrev-27984	326	2	proposed	propose	VERB
inlawrev-27984	326	3	legislation	legislation	NOUN
inlawrev-27984	326	4	is	be	AUX
inlawrev-27984	326	5	designed	design	VERB
inlawrev-27984	326	6	to	to	PART
inlawrev-27984	326	7	create	create	VERB
inlawrev-27984	326	8	a	a	DET
inlawrev-27984	326	9	“	"	PUNCT
inlawrev-27984	326	10	streamlined	streamlined	ADJ
inlawrev-27984	326	11	federal	federal	ADJ
inlawrev-27984	326	12	process	process	NOUN
inlawrev-27984	326	13	for	for	ADP
inlawrev-27984	326	14	reporting	report	VERB
inlawrev-27984	326	15	101	101	NUM
inlawrev-27984	326	16	.	.	PUNCT
inlawrev-27984	327	1	i	i	PRON
inlawrev-27984	327	2	d.	d.	PROPN
inlawrev-27984	327	3	at	at	ADP
inlawrev-27984	327	4	6	6	NUM
inlawrev-27984	327	5	,	,	PUNCT
inlawrev-27984	327	6	38	38	NUM
inlawrev-27984	327	7	-	-	SYM
inlawrev-27984	327	8	42	42	NUM
inlawrev-27984	327	9	.	.	PUNCT
inlawrev-27984	328	1	102	102	NUM
inlawrev-27984	328	2	.	.	PUNCT
inlawrev-27984	329	1	about	about	ADP
inlawrev-27984	329	2	pave	pave	NOUN
inlawrev-27984	329	3	,	,	PUNCT
inlawrev-27984	329	4	pave	pave	VERB
inlawrev-27984	329	5	interagency	interagency	NOUN
inlawrev-27984	329	6	task	task	PROPN
inlawrev-27984	329	7	force	force	NOUN
inlawrev-27984	329	8	on	on	ADP
inlawrev-27984	329	9	prop	prop	PROPN
inlawrev-27984	329	10	.	.	PUNCT
inlawrev-27984	330	1	&	&	CCONJ
inlawrev-27984	330	2	valuation	valuation	PROPN
inlawrev-27984	330	3	equity	equity	PROPN
inlawrev-27984	330	4	,	,	PUNCT
inlawrev-27984	330	5	https://pave.hud.gov/about#faq	https://pave.hud.gov/about#faq	NOUN
inlawrev-27984	331	1	[	[	X
inlawrev-27984	331	2	https://perma.cc/dz7y-jnh3	https://perma.cc/dz7y-jnh3	X
inlawrev-27984	331	3	]	]	X
inlawrev-27984	331	4	(	(	PUNCT
inlawrev-27984	331	5	last	last	ADV
inlawrev-27984	331	6	visited	visit	VERB
inlawrev-27984	331	7	nov	nov	PROPN
inlawrev-27984	331	8	.	.	PROPN
inlawrev-27984	331	9	26	26	NUM
inlawrev-27984	331	10	,	,	PUNCT
inlawrev-27984	331	11	2022	2022	NUM
inlawrev-27984	331	12	)	)	PUNCT
inlawrev-27984	331	13	.	.	PUNCT
inlawrev-27984	332	1	103	103	NUM
inlawrev-27984	332	2	.	.	PUNCT
inlawrev-27984	332	3	appraisal	appraisal	NOUN
inlawrev-27984	332	4	subcommittee	subcommittee	NOUN
inlawrev-27984	332	5	hearing	hearing	NOUN
inlawrev-27984	332	6	on	on	ADP
inlawrev-27984	332	7	appraisal	appraisal	NOUN
inlawrev-27984	332	8	bias	bias	NOUN
inlawrev-27984	332	9	,	,	PUNCT
inlawrev-27984	332	10	consumer	consumer	NOUN
inlawrev-27984	332	11	fin	fin	NOUN
inlawrev-27984	332	12	.	.	PUNCT
inlawrev-27984	333	1	prot	prot	PROPN
inlawrev-27984	333	2	.	.	PUNCT
inlawrev-27984	334	1	bureau	bureau	PROPN
inlawrev-27984	334	2	(	(	PUNCT
inlawrev-27984	334	3	jan	jan	PROPN
inlawrev-27984	334	4	.	.	PROPN
inlawrev-27984	334	5	25	25	NUM
inlawrev-27984	334	6	,	,	PUNCT
inlawrev-27984	334	7	2023	2023	NUM
inlawrev-27984	334	8	)	)	PUNCT
inlawrev-27984	334	9	,	,	PUNCT
inlawrev-27984	334	10	https://www.consumerfinance.gov/about-us/events/archive-past-events/appraisalsubcommittee-hearing-on-appraisal-bias	https://www.consumerfinance.gov/about-us/events/archive-past-events/appraisalsubcommittee-hearing-on-appraisal-bia	VERB
inlawrev-27984	334	11	[	[	X
inlawrev-27984	334	12	https://perma.cc/578v-vpkn	https://perma.cc/578v-vpkn	X
inlawrev-27984	334	13	]	]	X
inlawrev-27984	334	14	.	.	PUNCT
inlawrev-27984	335	1	104	104	NUM
inlawrev-27984	335	2	.	.	PUNCT
inlawrev-27984	336	1	about	about	ADP
inlawrev-27984	336	2	pave	pave	NOUN
inlawrev-27984	336	3	,	,	PUNCT
inlawrev-27984	336	4	supra	supra	PROPN
inlawrev-27984	336	5	note	note	NOUN
inlawrev-27984	336	6	102	102	NUM
inlawrev-27984	336	7	.	.	PUNCT
inlawrev-27984	337	1	105	105	NUM
inlawrev-27984	337	2	.	.	PUNCT
inlawrev-27984	338	1	patrice	patrice	PROPN
inlawrev-27984	338	2	alexander	alexander	PROPN
inlawrev-27984	338	3	ficklin	ficklin	PROPN
inlawrev-27984	338	4	et	et	PROPN
inlawrev-27984	338	5	al	al	PROPN
inlawrev-27984	338	6	.	.	PROPN
inlawrev-27984	338	7	,	,	PUNCT
inlawrev-27984	338	8	mortgage	mortgage	NOUN
inlawrev-27984	338	9	borrowers	borrower	NOUN
inlawrev-27984	338	10	can	can	AUX
inlawrev-27984	338	11	challenge	challenge	VERB
inlawrev-27984	338	12	inaccurate	inaccurate	ADJ
inlawrev-27984	338	13	appraisals	appraisal	NOUN
inlawrev-27984	338	14	through	through	ADP
inlawrev-27984	338	15	reconsideration	reconsideration	NOUN
inlawrev-27984	338	16	of	of	ADP
inlawrev-27984	338	17	value	value	NOUN
inlawrev-27984	338	18	process	process	NOUN
inlawrev-27984	338	19	,	,	PUNCT
inlawrev-27984	338	20	consumer	consumer	NOUN
inlawrev-27984	338	21	fin	fin	NOUN
inlawrev-27984	338	22	.	.	PUNCT
inlawrev-27984	339	1	prot	prot	PROPN
inlawrev-27984	339	2	.	.	PUNCT
inlawrev-27984	340	1	bureau	bureau	PROPN
inlawrev-27984	340	2	(	(	PUNCT
inlawrev-27984	340	3	oct	oct	PROPN
inlawrev-27984	340	4	.	.	PROPN
inlawrev-27984	340	5	6	6	NUM
inlawrev-27984	340	6	,	,	PUNCT
inlawrev-27984	340	7	2022	2022	NUM
inlawrev-27984	340	8	)	)	PUNCT
inlawrev-27984	340	9	,	,	PUNCT
inlawrev-27984	340	10	https://www.consumerfinance.gov/about-us/blog/mortgage-borrowers-can-challengeinaccurate-appraisals-through-the-reconsideration-of-value-process/	https://www.consumerfinance.gov/about-us/blog/mortgage-borrowers-can-challengeinaccurate-appraisals-through-the-reconsideration-of-value-process/	VERB
inlawrev-27984	341	1	[	[	X
inlawrev-27984	341	2	https://perma.cc/9zhg3a6	https://perma.cc/9zhg3a6	NOUN
inlawrev-27984	341	3	m	m	NOUN
inlawrev-27984	341	4	]	]	X
inlawrev-27984	341	5	.	.	PUNCT
inlawrev-27984	342	1	106	106	NUM
inlawrev-27984	342	2	.	.	PUNCT
inlawrev-27984	343	1	devalued	devalue	VERB
inlawrev-27984	343	2	,	,	PUNCT
inlawrev-27984	343	3	denied	deny	VERB
inlawrev-27984	343	4	,	,	PUNCT
inlawrev-27984	343	5	and	and	CCONJ
inlawrev-27984	343	6	disrespected	disrespect	VERB
inlawrev-27984	343	7	:	:	PUNCT
inlawrev-27984	343	8	how	how	SCONJ
inlawrev-27984	343	9	home	home	NOUN
inlawrev-27984	343	10	appraisal	appraisal	NOUN
inlawrev-27984	343	11	bias	bias	NOUN
inlawrev-27984	343	12	and	and	CCONJ
inlawrev-27984	343	13	discrimination	discrimination	NOUN
inlawrev-27984	343	14	are	be	AUX
inlawrev-27984	343	15	hurting	hurt	VERB
inlawrev-27984	343	16	homeowners	homeowner	NOUN
inlawrev-27984	343	17	and	and	CCONJ
inlawrev-27984	343	18	communities	community	NOUN
inlawrev-27984	343	19	of	of	ADP
inlawrev-27984	343	20	color	color	NOUN
inlawrev-27984	343	21	before	before	ADP
inlawrev-27984	343	22	the	the	DET
inlawrev-27984	343	23	h.	h.	PROPN
inlawrev-27984	343	24	comm	comm	NOUN
inlawrev-27984	343	25	.	.	PUNCT
inlawrev-27984	344	1	on	on	ADP
inlawrev-27984	344	2	fin	fin	NOUN
inlawrev-27984	344	3	.	.	PUNCT
inlawrev-27984	345	1	servs	servs	PROPN
inlawrev-27984	345	2	.	.	PROPN
inlawrev-27984	345	3	,	,	PUNCT
inlawrev-27984	345	4	117th	117th	PROPN
inlawrev-27984	345	5	cong	cong	NOUN
inlawrev-27984	345	6	.	.	PUNCT
inlawrev-27984	346	1	(	(	PUNCT
inlawrev-27984	346	2	2022	2022	NUM
inlawrev-27984	346	3	)	)	PUNCT
inlawrev-27984	346	4	(	(	PUNCT
inlawrev-27984	346	5	statement	statement	NOUN
inlawrev-27984	346	6	of	of	ADP
inlawrev-27984	346	7	rep	rep	PROPN
inlawrev-27984	346	8	.	.	PROPN
inlawrev-27984	346	9	maxine	maxine	PROPN
inlawrev-27984	346	10	waters	waters	PROPN
inlawrev-27984	346	11	,	,	PUNCT
inlawrev-27984	346	12	chairwoman	chairwoman	NOUN
inlawrev-27984	346	13	,	,	PUNCT
inlawrev-27984	346	14	h.	h.	PROPN
inlawrev-27984	346	15	comm	comm	NOUN
inlawrev-27984	346	16	.	.	PUNCT
inlawrev-27984	347	1	on	on	ADP
inlawrev-27984	347	2	fin	fin	PROPN
inlawrev-27984	347	3	.	.	PUNCT
inlawrev-27984	347	4	serv	serv	PROPN
inlawrev-27984	347	5	.	.	PUNCT
inlawrev-27984	347	6	)	)	PUNCT
inlawrev-27984	347	7	.	.	PUNCT
inlawrev-27984	348	1	107	107	NUM
inlawrev-27984	348	2	.	.	PUNCT
inlawrev-27984	349	1	fair	fair	ADJ
inlawrev-27984	349	2	appraisal	appraisal	NOUN
inlawrev-27984	349	3	and	and	CCONJ
inlawrev-27984	349	4	inequity	inequity	NOUN
inlawrev-27984	349	5	reform	reform	NOUN
inlawrev-27984	349	6	act	act	NOUN
inlawrev-27984	349	7	of	of	ADP
inlawrev-27984	349	8	2022	2022	NUM
inlawrev-27984	349	9	,	,	PUNCT
inlawrev-27984	349	10	h.r	h.r	PROPN
inlawrev-27984	349	11	.	.	PUNCT
inlawrev-27984	350	1	_	_	PUNCT
inlawrev-27984	351	1	_	_	PUNCT
inlawrev-27984	352	1	_	_	PUNCT
inlawrev-27984	353	1	_	_	PUNCT
inlawrev-27984	353	2	,	,	PUNCT
inlawrev-27984	353	3	117th	117th	ADJ
inlawrev-27984	353	4	cong	cong	NOUN
inlawrev-27984	353	5	.	.	PUNCT
inlawrev-27984	354	1	(	(	PUNCT
inlawrev-27984	354	2	2022	2022	NUM
inlawrev-27984	354	3	)	)	PUNCT
inlawrev-27984	354	4	.	.	PUNCT
inlawrev-27984	355	1	492	492	NUM
inlawrev-27984	355	2	indiana	indiana	PROPN
inlawrev-27984	355	3	law	law	PROPN
inlawrev-27984	355	4	review	review	NOUN
inlawrev-27984	356	1	[	[	X
inlawrev-27984	356	2	vol	vol	NOUN
inlawrev-27984	356	3	.	.	PUNCT
inlawrev-27984	357	1	57:479	57:479	NUM
inlawrev-27984	357	2	appraisal	appraisal	NOUN
inlawrev-27984	357	3	discrimination	discrimination	NOUN
inlawrev-27984	357	4	and	and	CCONJ
inlawrev-27984	357	5	appraiser	appraiser	NOUN
inlawrev-27984	357	6	misconduct	misconduct	NOUN
inlawrev-27984	357	7	complaints	complaint	NOUN
inlawrev-27984	357	8	”	"	PUNCT
inlawrev-27984	357	9	while	while	SCONJ
inlawrev-27984	357	10	also	also	ADV
inlawrev-27984	357	11	“	"	PUNCT
inlawrev-27984	357	12	requir[ing	requir[e	VERB
inlawrev-27984	357	13	]	]	PUNCT
inlawrev-27984	357	14	annual	annual	ADJ
inlawrev-27984	357	15	reporting	reporting	NOUN
inlawrev-27984	357	16	of	of	ADP
inlawrev-27984	357	17	such	such	ADJ
inlawrev-27984	357	18	complaints	complaint	NOUN
inlawrev-27984	357	19	to	to	ADP
inlawrev-27984	357	20	congress	congress	PROPN
inlawrev-27984	357	21	”	"	PUNCT
inlawrev-27984	357	22	and	and	CCONJ
inlawrev-27984	357	23	“	"	PUNCT
inlawrev-27984	357	24	enhanc[ing	enhanc[e	VERB
inlawrev-27984	357	25	]	]	PUNCT
inlawrev-27984	357	26	statutory	statutory	ADJ
inlawrev-27984	357	27	penalties	penalty	NOUN
inlawrev-27984	357	28	for	for	ADP
inlawrev-27984	357	29	appraisal	appraisal	NOUN
inlawrev-27984	357	30	discrimination	discrimination	NOUN
inlawrev-27984	357	31	.	.	PUNCT
inlawrev-27984	358	1	”108	”108	NOUN
inlawrev-27984	358	2	however	however	ADV
inlawrev-27984	358	3	,	,	PUNCT
inlawrev-27984	358	4	this	this	DET
inlawrev-27984	358	5	bill	bill	NOUN
inlawrev-27984	358	6	was	be	AUX
inlawrev-27984	358	7	never	never	ADV
inlawrev-27984	358	8	formally	formally	ADV
inlawrev-27984	358	9	introduced	introduce	VERB
inlawrev-27984	358	10	during	during	ADP
inlawrev-27984	358	11	the	the	DET
inlawrev-27984	358	12	117th	117th	ADJ
inlawrev-27984	358	13	congress	congress	PROPN
inlawrev-27984	358	14	,	,	PUNCT
inlawrev-27984	358	15	and	and	CCONJ
inlawrev-27984	358	16	it	it	PRON
inlawrev-27984	358	17	is	be	AUX
inlawrev-27984	358	18	unlikely	unlikely	ADJ
inlawrev-27984	358	19	to	to	PART
inlawrev-27984	358	20	have	have	VERB
inlawrev-27984	358	21	a	a	DET
inlawrev-27984	358	22	future	future	NOUN
inlawrev-27984	358	23	in	in	ADP
inlawrev-27984	358	24	the	the	DET
inlawrev-27984	358	25	118th	118th	ADJ
inlawrev-27984	358	26	congress	congress	PROPN
inlawrev-27984	358	27	.	.	PUNCT
inlawrev-27984	359	1	indeed	indeed	ADV
inlawrev-27984	359	2	,	,	PUNCT
inlawrev-27984	359	3	there	there	PRON
inlawrev-27984	359	4	has	have	AUX
inlawrev-27984	359	5	been	be	AUX
inlawrev-27984	359	6	no	no	DET
inlawrev-27984	359	7	mention	mention	NOUN
inlawrev-27984	359	8	of	of	ADP
inlawrev-27984	359	9	a	a	DET
inlawrev-27984	359	10	federal	federal	ADJ
inlawrev-27984	359	11	appraisal	appraisal	NOUN
inlawrev-27984	359	12	bill	bill	NOUN
inlawrev-27984	359	13	during	during	ADP
inlawrev-27984	359	14	the	the	DET
inlawrev-27984	359	15	2023	2023	NUM
inlawrev-27984	359	16	legislative	legislative	ADJ
inlawrev-27984	359	17	session	session	NOUN
inlawrev-27984	359	18	.	.	PUNCT
inlawrev-27984	360	1	c.	c.	PROPN
inlawrev-27984	360	2	proposed	propose	VERB
inlawrev-27984	360	3	legislation	legislation	NOUN
inlawrev-27984	360	4	at	at	ADP
inlawrev-27984	360	5	the	the	DET
inlawrev-27984	360	6	state	state	NOUN
inlawrev-27984	360	7	level	level	NOUN
inlawrev-27984	360	8	throughout	throughout	ADP
inlawrev-27984	360	9	the	the	DET
inlawrev-27984	360	10	country	country	NOUN
inlawrev-27984	360	11	,	,	PUNCT
inlawrev-27984	360	12	various	various	ADJ
inlawrev-27984	360	13	state	state	NOUN
inlawrev-27984	360	14	legislators	legislator	NOUN
inlawrev-27984	360	15	have	have	AUX
inlawrev-27984	360	16	proposed	propose	VERB
inlawrev-27984	360	17	new	new	ADJ
inlawrev-27984	360	18	bills	bill	NOUN
inlawrev-27984	360	19	specifically	specifically	ADV
inlawrev-27984	360	20	concerning	concern	VERB
inlawrev-27984	360	21	appraisal	appraisal	NOUN
inlawrev-27984	360	22	discrimination	discrimination	NOUN
inlawrev-27984	360	23	to	to	PART
inlawrev-27984	360	24	add	add	VERB
inlawrev-27984	360	25	further	further	ADJ
inlawrev-27984	360	26	protections	protection	NOUN
inlawrev-27984	360	27	into	into	ADP
inlawrev-27984	360	28	law	law	NOUN
inlawrev-27984	360	29	.	.	PUNCT
inlawrev-27984	361	1	for	for	ADP
inlawrev-27984	361	2	instance	instance	NOUN
inlawrev-27984	361	3	,	,	PUNCT
inlawrev-27984	361	4	in	in	ADP
inlawrev-27984	361	5	new	new	PROPN
inlawrev-27984	361	6	jersey	jersey	PROPN
inlawrev-27984	361	7	,	,	PUNCT
inlawrev-27984	361	8	a.b	a.b	PROPN
inlawrev-27984	361	9	.	.	PROPN
inlawrev-27984	361	10	1518	1518	NUM
inlawrev-27984	361	11	would	would	AUX
inlawrev-27984	361	12	permit	permit	VERB
inlawrev-27984	361	13	the	the	DET
inlawrev-27984	361	14	“	"	PUNCT
inlawrev-27984	361	15	state	state	NOUN
inlawrev-27984	361	16	real	real	ADJ
inlawrev-27984	361	17	estate	estate	NOUN
inlawrev-27984	361	18	appraiser	appraiser	NOUN
inlawrev-27984	361	19	board	board	NOUN
inlawrev-27984	361	20	to	to	PART
inlawrev-27984	361	21	revoke	revoke	VERB
inlawrev-27984	361	22	,	,	PUNCT
inlawrev-27984	361	23	suspend	suspend	VERB
inlawrev-27984	361	24	,	,	PUNCT
inlawrev-27984	361	25	or	or	CCONJ
inlawrev-27984	361	26	fine	fine	ADJ
inlawrev-27984	361	27	appraisers	appraiser	NOUN
inlawrev-27984	361	28	or	or	CCONJ
inlawrev-27984	361	29	appraisal	appraisal	NOUN
inlawrev-27984	361	30	management	management	NOUN
inlawrev-27984	361	31	companies	company	NOUN
inlawrev-27984	361	32	who	who	PRON
inlawrev-27984	361	33	knowingly	knowingly	ADV
inlawrev-27984	361	34	engage	engage	VERB
inlawrev-27984	361	35	in	in	ADP
inlawrev-27984	361	36	discriminatory	discriminatory	ADJ
inlawrev-27984	361	37	appraisals	appraisal	NOUN
inlawrev-27984	361	38	of	of	ADP
inlawrev-27984	361	39	residential	residential	ADJ
inlawrev-27984	361	40	property	property	NOUN
inlawrev-27984	361	41	on	on	ADP
inlawrev-27984	361	42	the	the	DET
inlawrev-27984	361	43	basis	basis	NOUN
inlawrev-27984	361	44	of	of	ADP
inlawrev-27984	361	45	race	race	NOUN
inlawrev-27984	361	46	or	or	CCONJ
inlawrev-27984	361	47	national	national	ADJ
inlawrev-27984	361	48	origin	origin	NOUN
inlawrev-27984	361	49	.	.	PUNCT
inlawrev-27984	362	1	”109	”109	VERB
inlawrev-27984	362	2	additionally	additionally	ADV
inlawrev-27984	362	3	,	,	PUNCT
inlawrev-27984	362	4	a.b	a.b	PROPN
inlawrev-27984	362	5	.	.	PROPN
inlawrev-27984	362	6	1519	1519	NUM
inlawrev-27984	362	7	,	,	PUNCT
inlawrev-27984	362	8	entitled	entitle	VERB
inlawrev-27984	362	9	the	the	DET
inlawrev-27984	362	10	“	"	PUNCT
inlawrev-27984	362	11	fair	fair	ADJ
inlawrev-27984	362	12	appraisal	appraisal	NOUN
inlawrev-27984	362	13	act	act	NOUN
inlawrev-27984	362	14	,	,	PUNCT
inlawrev-27984	362	15	”	"	PUNCT
inlawrev-27984	362	16	states	state	VERB
inlawrev-27984	362	17	that	that	SCONJ
inlawrev-27984	362	18	“	"	PUNCT
inlawrev-27984	362	19	holders	holder	NOUN
inlawrev-27984	362	20	of	of	ADP
inlawrev-27984	362	21	appraisal	appraisal	NOUN
inlawrev-27984	362	22	licenses	license	NOUN
inlawrev-27984	362	23	or	or	CCONJ
inlawrev-27984	362	24	certificates	certificate	NOUN
inlawrev-27984	362	25	,	,	PUNCT
inlawrev-27984	362	26	or	or	CCONJ
inlawrev-27984	362	27	appraisal	appraisal	NOUN
inlawrev-27984	362	28	management	management	NOUN
inlawrev-27984	362	29	company	company	NOUN
inlawrev-27984	362	30	registrations	registration	NOUN
inlawrev-27984	362	31	,	,	PUNCT
inlawrev-27984	362	32	may	may	AUX
inlawrev-27984	362	33	have	have	VERB
inlawrev-27984	362	34	their	their	PRON
inlawrev-27984	362	35	licenses	license	NOUN
inlawrev-27984	362	36	,	,	PUNCT
inlawrev-27984	362	37	certificates	certificate	NOUN
inlawrev-27984	362	38	or	or	CCONJ
inlawrev-27984	362	39	registrations	registration	NOUN
inlawrev-27984	362	40	revoked	revoke	VERB
inlawrev-27984	362	41	or	or	CCONJ
inlawrev-27984	362	42	suspended	suspend	VERB
inlawrev-27984	362	43	,	,	PUNCT
inlawrev-27984	362	44	or	or	CCONJ
inlawrev-27984	362	45	be	be	AUX
inlawrev-27984	362	46	subject	subject	ADJ
inlawrev-27984	362	47	to	to	ADP
inlawrev-27984	362	48	fines	fine	NOUN
inlawrev-27984	362	49	,	,	PUNCT
inlawrev-27984	362	50	if	if	SCONJ
inlawrev-27984	362	51	.	.	PUNCT
inlawrev-27984	362	52	.	.	PUNCT
inlawrev-27984	362	53	.	.	PUNCT
inlawrev-27984	363	1	the	the	DET
inlawrev-27984	363	2	holder	holder	NOUN
inlawrev-27984	363	3	of	of	ADP
inlawrev-27984	363	4	the	the	DET
inlawrev-27984	363	5	credential	credential	NOUN
inlawrev-27984	363	6	has	have	AUX
inlawrev-27984	363	7	engaged	engage	VERB
inlawrev-27984	363	8	in	in	ADP
inlawrev-27984	363	9	a	a	DET
inlawrev-27984	363	10	discriminatory	discriminatory	ADJ
inlawrev-27984	363	11	appraisal	appraisal	NOUN
inlawrev-27984	363	12	of	of	ADP
inlawrev-27984	363	13	a	a	DET
inlawrev-27984	363	14	residential	residential	ADJ
inlawrev-27984	363	15	property	property	NOUN
inlawrev-27984	363	16	.	.	PUNCT
inlawrev-27984	363	17	”110	”110	PUNCT
inlawrev-27984	364	1	moreover	moreover	ADV
inlawrev-27984	364	2	,	,	PUNCT
inlawrev-27984	364	3	the	the	DET
inlawrev-27984	364	4	division	division	NOUN
inlawrev-27984	364	5	of	of	ADP
inlawrev-27984	364	6	civil	civil	ADJ
inlawrev-27984	364	7	rights	right	NOUN
inlawrev-27984	364	8	is	be	AUX
inlawrev-27984	364	9	to	to	PART
inlawrev-27984	364	10	be	be	AUX
inlawrev-27984	364	11	notified	notify	VERB
inlawrev-27984	364	12	of	of	ADP
inlawrev-27984	364	13	any	any	DET
inlawrev-27984	364	14	allegations	allegation	NOUN
inlawrev-27984	364	15	,	,	PUNCT
inlawrev-27984	364	16	and	and	CCONJ
inlawrev-27984	364	17	the	the	DET
inlawrev-27984	364	18	complainant	complainant	NOUN
inlawrev-27984	364	19	may	may	AUX
inlawrev-27984	364	20	file	file	VERB
inlawrev-27984	364	21	a	a	DET
inlawrev-27984	364	22	complaint	complaint	NOUN
inlawrev-27984	364	23	with	with	ADP
inlawrev-27984	364	24	the	the	DET
inlawrev-27984	364	25	division	division	NOUN
inlawrev-27984	364	26	of	of	ADP
inlawrev-27984	364	27	civil	civil	ADJ
inlawrev-27984	364	28	rights.111	rights.111	PROPN
inlawrev-27984	364	29	however	however	ADV
inlawrev-27984	364	30	,	,	PUNCT
inlawrev-27984	364	31	neither	neither	PRON
inlawrev-27984	364	32	of	of	ADP
inlawrev-27984	364	33	these	these	DET
inlawrev-27984	364	34	bills	bill	NOUN
inlawrev-27984	364	35	were	be	AUX
inlawrev-27984	364	36	enacted	enact	VERB
inlawrev-27984	364	37	during	during	ADP
inlawrev-27984	364	38	the	the	DET
inlawrev-27984	364	39	2022	2022	NUM
inlawrev-27984	364	40	legislative	legislative	ADJ
inlawrev-27984	364	41	session	session	NOUN
inlawrev-27984	364	42	,	,	PUNCT
inlawrev-27984	364	43	and	and	CCONJ
inlawrev-27984	364	44	it	it	PRON
inlawrev-27984	364	45	remains	remain	VERB
inlawrev-27984	364	46	to	to	PART
inlawrev-27984	364	47	be	be	AUX
inlawrev-27984	364	48	seen	see	VERB
inlawrev-27984	364	49	if	if	SCONJ
inlawrev-27984	364	50	they	they	PRON
inlawrev-27984	364	51	will	will	AUX
inlawrev-27984	364	52	be	be	AUX
inlawrev-27984	364	53	proposed	propose	VERB
inlawrev-27984	364	54	again	again	ADV
inlawrev-27984	364	55	in	in	ADP
inlawrev-27984	364	56	2023	2023	NUM
inlawrev-27984	364	57	.	.	PUNCT
inlawrev-27984	365	1	in	in	ADP
inlawrev-27984	365	2	pennsylvania	pennsylvania	PROPN
inlawrev-27984	365	3	,	,	PUNCT
inlawrev-27984	365	4	state	state	NOUN
inlawrev-27984	365	5	representative	representative	NOUN
inlawrev-27984	365	6	morgan	morgan	PROPN
inlawrev-27984	365	7	cephas	cephas	PROPN
inlawrev-27984	365	8	stated	state	VERB
inlawrev-27984	365	9	in	in	ADP
inlawrev-27984	365	10	august	august	PROPN
inlawrev-27984	365	11	2022	2022	NUM
inlawrev-27984	365	12	that	that	PRON
inlawrev-27984	365	13	she	she	PRON
inlawrev-27984	365	14	plans	plan	VERB
inlawrev-27984	365	15	to	to	PART
inlawrev-27984	365	16	introduce	introduce	VERB
inlawrev-27984	365	17	legislation	legislation	NOUN
inlawrev-27984	365	18	that	that	PRON
inlawrev-27984	365	19	would	would	AUX
inlawrev-27984	365	20	“	"	PUNCT
inlawrev-27984	365	21	require	require	VERB
inlawrev-27984	365	22	real	real	ADJ
inlawrev-27984	365	23	estate	estate	NOUN
inlawrev-27984	365	24	appraisers	appraiser	NOUN
inlawrev-27984	365	25	to	to	PART
inlawrev-27984	365	26	complete	complete	VERB
inlawrev-27984	365	27	training	training	NOUN
inlawrev-27984	365	28	regarding	regard	VERB
inlawrev-27984	365	29	bias	bias	NOUN
inlawrev-27984	365	30	and	and	CCONJ
inlawrev-27984	365	31	discrimination	discrimination	NOUN
inlawrev-27984	365	32	”	"	PUNCT
inlawrev-27984	365	33	before	before	ADP
inlawrev-27984	365	34	receiving	receive	VERB
inlawrev-27984	365	35	or	or	CCONJ
inlawrev-27984	365	36	renewing	renew	VERB
inlawrev-27984	365	37	their	their	PRON
inlawrev-27984	365	38	license	license	NOUN
inlawrev-27984	365	39	or	or	CCONJ
inlawrev-27984	365	40	certification	certification	NOUN
inlawrev-27984	365	41	and	and	CCONJ
inlawrev-27984	365	42	would	would	AUX
inlawrev-27984	365	43	forbid	forbid	VERB
inlawrev-27984	365	44	a	a	DET
inlawrev-27984	365	45	licensed	licensed	ADJ
inlawrev-27984	365	46	or	or	CCONJ
inlawrev-27984	365	47	certified	certify	VERB
inlawrev-27984	365	48	appraiser	appraiser	NOUN
inlawrev-27984	365	49	from	from	ADP
inlawrev-27984	365	50	incorporating	incorporate	VERB
inlawrev-27984	365	51	bias	bias	NOUN
inlawrev-27984	365	52	or	or	CCONJ
inlawrev-27984	365	53	discrimination	discrimination	NOUN
inlawrev-27984	365	54	into	into	ADP
inlawrev-27984	365	55	their	their	PRON
inlawrev-27984	365	56	appraisal.112	appraisal.112	ADJ
inlawrev-27984	365	57	however	however	ADV
inlawrev-27984	365	58	,	,	PUNCT
inlawrev-27984	365	59	as	as	ADP
inlawrev-27984	365	60	of	of	ADP
inlawrev-27984	365	61	march	march	PROPN
inlawrev-27984	365	62	2023	2023	NUM
inlawrev-27984	365	63	,	,	PUNCT
inlawrev-27984	365	64	no	no	DET
inlawrev-27984	365	65	bill	bill	NOUN
inlawrev-27984	365	66	has	have	AUX
inlawrev-27984	365	67	been	be	AUX
inlawrev-27984	365	68	formally	formally	ADV
inlawrev-27984	365	69	introduced	introduce	VERB
inlawrev-27984	365	70	in	in	ADP
inlawrev-27984	365	71	the	the	DET
inlawrev-27984	365	72	pennsylvania	pennsylvania	PROPN
inlawrev-27984	365	73	legislature	legislature	NOUN
inlawrev-27984	365	74	.	.	PUNCT
inlawrev-27984	366	1	d.	d.	PROPN
inlawrev-27984	366	2	enacted	enact	VERB
inlawrev-27984	366	3	legislation	legislation	NOUN
inlawrev-27984	366	4	at	at	ADP
inlawrev-27984	366	5	the	the	DET
inlawrev-27984	366	6	state	state	NOUN
inlawrev-27984	366	7	level	level	NOUN
inlawrev-27984	366	8	other	other	ADJ
inlawrev-27984	366	9	states	state	NOUN
inlawrev-27984	366	10	have	have	AUX
inlawrev-27984	366	11	been	be	AUX
inlawrev-27984	366	12	more	more	ADV
inlawrev-27984	366	13	successful	successful	ADJ
inlawrev-27984	366	14	in	in	ADP
inlawrev-27984	366	15	enacting	enact	VERB
inlawrev-27984	366	16	new	new	ADJ
inlawrev-27984	366	17	legislation	legislation	NOUN
inlawrev-27984	366	18	geared	gear	VERB
inlawrev-27984	366	19	towards	towards	ADP
inlawrev-27984	366	20	appraisal	appraisal	NOUN
inlawrev-27984	366	21	bias	bias	NOUN
inlawrev-27984	366	22	and	and	CCONJ
inlawrev-27984	366	23	discrimination	discrimination	NOUN
inlawrev-27984	366	24	.	.	PUNCT
inlawrev-27984	367	1	in	in	ADP
inlawrev-27984	367	2	virginia	virginia	PROPN
inlawrev-27984	367	3	,	,	PUNCT
inlawrev-27984	367	4	h.b	h.b	PROPN
inlawrev-27984	367	5	.	.	PROPN
inlawrev-27984	367	6	284	284	NUM
inlawrev-27984	367	7	established	establish	VERB
inlawrev-27984	367	8	new	new	ADJ
inlawrev-27984	367	9	continuing	continue	VERB
inlawrev-27984	367	10	education	education	NOUN
inlawrev-27984	367	11	requirements	requirement	NOUN
inlawrev-27984	367	12	for	for	ADP
inlawrev-27984	367	13	the	the	DET
inlawrev-27984	367	14	renewal	renewal	NOUN
inlawrev-27984	367	15	of	of	ADP
inlawrev-27984	367	16	appraiser	appraiser	NOUN
inlawrev-27984	367	17	licenses	license	NOUN
inlawrev-27984	367	18	that	that	PRON
inlawrev-27984	367	19	would	would	AUX
inlawrev-27984	367	20	include	include	VERB
inlawrev-27984	367	21	fair	fair	ADJ
inlawrev-27984	367	22	housing	housing	NOUN
inlawrev-27984	367	23	courses.113	courses.113	PROPN
inlawrev-27984	367	24	in	in	ADP
inlawrev-27984	367	25	maryland	maryland	PROPN
inlawrev-27984	367	26	,	,	PUNCT
inlawrev-27984	367	27	h.b	h.b	PROPN
inlawrev-27984	367	28	.	.	PROPN
inlawrev-27984	367	29	1097	1097	NUM
inlawrev-27984	367	30	established	establish	VERB
inlawrev-27984	367	31	a	a	DET
inlawrev-27984	367	32	task	task	NOUN
inlawrev-27984	367	33	108	108	NUM
inlawrev-27984	367	34	.	.	PUNCT
inlawrev-27984	368	1	i	i	PRON
inlawrev-27984	368	2	d.	d.	PROPN
inlawrev-27984	368	3	;	;	PUNCT
inlawrev-27984	368	4	memorandum	memorandum	NOUN
inlawrev-27984	368	5	from	from	ADP
inlawrev-27984	368	6	the	the	DET
inlawrev-27984	368	7	fsc	fsc	PROPN
inlawrev-27984	368	8	majority	majority	PROPN
inlawrev-27984	368	9	staff	staff	NOUN
inlawrev-27984	368	10	to	to	ADP
inlawrev-27984	368	11	the	the	DET
inlawrev-27984	368	12	u.s	u.s	PROPN
inlawrev-27984	368	13	.	.	PROPN
inlawrev-27984	368	14	house	house	PROPN
inlawrev-27984	368	15	committee	committee	PROPN
inlawrev-27984	368	16	on	on	ADP
inlawrev-27984	368	17	financial	financial	ADJ
inlawrev-27984	368	18	services	service	NOUN
inlawrev-27984	368	19	(	(	PUNCT
inlawrev-27984	368	20	mar	mar	PROPN
inlawrev-27984	368	21	.	.	PROPN
inlawrev-27984	368	22	24	24	NUM
inlawrev-27984	368	23	,	,	PUNCT
inlawrev-27984	368	24	2022	2022	NUM
inlawrev-27984	368	25	)	)	PUNCT
inlawrev-27984	368	26	,	,	PUNCT
inlawrev-27984	368	27	chrome	chrome	NOUN
inlawrev-27984	368	28	-	-	PUNCT
inlawrev-27984	368	29	extension://efaidnbmnnnibpcajpcglclefindmkaj	extension://efaidnbmnnnibpcajpcglclefindmkaj	NOUN
inlawrev-27984	368	30	/	/	SYM
inlawrev-27984	368	31	https://www	https://www	PROPN
inlawrev-27984	368	32	.	.	PUNCT
inlawrev-27984	369	1	congress.gov/117/meeting/house/114561/documents/hhrg-117-ba00-20220329-sd002-u3.pdf	congress.gov/117/meeting/house/114561/documents/hhrg-117-ba00-20220329-sd002-u3.pdf	PROPN
inlawrev-27984	369	2	109	109	NUM
inlawrev-27984	369	3	.	.	PUNCT
inlawrev-27984	370	1	a.b	a.b	PROPN
inlawrev-27984	370	2	.	.	PROPN
inlawrev-27984	370	3	1518	1518	NUM
inlawrev-27984	370	4	,	,	PUNCT
inlawrev-27984	370	5	2022	2022	NUM
inlawrev-27984	370	6	leg	leg	NOUN
inlawrev-27984	370	7	.	.	PUNCT
inlawrev-27984	370	8	,	,	PUNCT
inlawrev-27984	370	9	220th	220th	ADJ
inlawrev-27984	370	10	sess	sess	NOUN
inlawrev-27984	370	11	.	.	PUNCT
inlawrev-27984	371	1	(	(	PUNCT
inlawrev-27984	371	2	n.j	n.j	PROPN
inlawrev-27984	371	3	.	.	PROPN
inlawrev-27984	371	4	2022	2022	NUM
inlawrev-27984	371	5	)	)	PUNCT
inlawrev-27984	371	6	.	.	PUNCT
inlawrev-27984	372	1	110	110	NUM
inlawrev-27984	372	2	.	.	X
inlawrev-27984	373	1	a.b	a.b	PROPN
inlawrev-27984	373	2	.	.	PROPN
inlawrev-27984	373	3	1519	1519	NUM
inlawrev-27984	373	4	,	,	PUNCT
inlawrev-27984	373	5	2022	2022	NUM
inlawrev-27984	373	6	leg	leg	NOUN
inlawrev-27984	373	7	.	.	PUNCT
inlawrev-27984	373	8	,	,	PUNCT
inlawrev-27984	373	9	200th	200th	ADJ
inlawrev-27984	373	10	sess	sess	NOUN
inlawrev-27984	373	11	.	.	PUNCT
inlawrev-27984	374	1	(	(	PUNCT
inlawrev-27984	374	2	n.j	n.j	PROPN
inlawrev-27984	374	3	.	.	PROPN
inlawrev-27984	374	4	2022	2022	NUM
inlawrev-27984	374	5	)	)	PUNCT
inlawrev-27984	374	6	.	.	PUNCT
inlawrev-27984	375	1	111	111	NUM
inlawrev-27984	375	2	.	.	PUNCT
inlawrev-27984	376	1	i	i	PRON
inlawrev-27984	376	2	d.	d.	PROPN
inlawrev-27984	376	3	112	112	NUM
inlawrev-27984	376	4	.	.	PUNCT
inlawrev-27984	377	1	cephas	cephas	PROPN
inlawrev-27984	377	2	,	,	PUNCT
inlawrev-27984	377	3	supra	supra	PROPN
inlawrev-27984	377	4	note	note	NOUN
inlawrev-27984	377	5	27	27	NUM
inlawrev-27984	377	6	.	.	NOUN
inlawrev-27984	377	7	113	113	NUM
inlawrev-27984	377	8	.	.	PUNCT
inlawrev-27984	378	1	h.b	h.b	PROPN
inlawrev-27984	378	2	.	.	PROPN
inlawrev-27984	378	3	284	284	NUM
inlawrev-27984	378	4	,	,	PUNCT
inlawrev-27984	378	5	2022	2022	NUM
inlawrev-27984	378	6	sess	sess	NOUN
inlawrev-27984	378	7	.	.	PUNCT
inlawrev-27984	379	1	(	(	PUNCT
inlawrev-27984	379	2	va	va	PROPN
inlawrev-27984	379	3	.	.	NOUN
inlawrev-27984	379	4	2022	2022	NUM
inlawrev-27984	379	5	)	)	PUNCT
inlawrev-27984	379	6	.	.	PUNCT
inlawrev-27984	380	1	2023	2023	NUM
inlawrev-27984	380	2	]	]	PUNCT
inlawrev-27984	380	3	from	from	ADP
inlawrev-27984	380	4	american	american	PROPN
inlawrev-27984	380	5	nightmare	nightmare	PROPN
inlawrev-27984	380	6	to	to	ADP
inlawrev-27984	380	7	american	american	ADJ
inlawrev-27984	380	8	dream	dream	NOUN
inlawrev-27984	380	9	?	?	PUNCT
inlawrev-27984	381	1	493	493	NUM
inlawrev-27984	381	2	force	force	NOUN
inlawrev-27984	381	3	to	to	PART
inlawrev-27984	381	4	“	"	PUNCT
inlawrev-27984	381	5	study	study	VERB
inlawrev-27984	381	6	the	the	DET
inlawrev-27984	381	7	mis	mis	NOUN
inlawrev-27984	381	8	-	-	PUNCT
inlawrev-27984	381	9	valuation	valuation	NOUN
inlawrev-27984	381	10	and	and	CCONJ
inlawrev-27984	381	11	undervaluation	undervaluation	NOUN
inlawrev-27984	381	12	of	of	ADP
inlawrev-27984	381	13	property	property	NOUN
inlawrev-27984	381	14	owned	own	VERB
inlawrev-27984	381	15	by	by	ADP
inlawrev-27984	381	16	minorities	minority	NOUN
inlawrev-27984	381	17	”	"	PUNCT
inlawrev-27984	381	18	that	that	PRON
inlawrev-27984	381	19	would	would	AUX
inlawrev-27984	381	20	then	then	ADV
inlawrev-27984	381	21	report	report	VERB
inlawrev-27984	381	22	its	its	PRON
inlawrev-27984	381	23	findings	finding	NOUN
inlawrev-27984	381	24	to	to	ADP
inlawrev-27984	381	25	the	the	DET
inlawrev-27984	381	26	governor	governor	NOUN
inlawrev-27984	381	27	in	in	ADP
inlawrev-27984	381	28	2023.114	2023.114	NUM
inlawrev-27984	381	29	in	in	ADP
inlawrev-27984	381	30	illinois	illinois	PROPN
inlawrev-27984	381	31	,	,	PUNCT
inlawrev-27984	381	32	h.b	h.b	PROPN
inlawrev-27984	381	33	.	.	PROPN
inlawrev-27984	381	34	4410	4410	NUM
inlawrev-27984	381	35	requires	require	VERB
inlawrev-27984	381	36	the	the	DET
inlawrev-27984	381	37	creation	creation	NOUN
inlawrev-27984	381	38	of	of	ADP
inlawrev-27984	381	39	a	a	DET
inlawrev-27984	381	40	task	task	NOUN
inlawrev-27984	381	41	force	force	NOUN
inlawrev-27984	381	42	charged	charge	VERB
inlawrev-27984	381	43	with	with	ADP
inlawrev-27984	381	44	conducting	conduct	VERB
inlawrev-27984	381	45	a	a	DET
inlawrev-27984	381	46	study	study	NOUN
inlawrev-27984	381	47	about	about	ADP
inlawrev-27984	381	48	racial	racial	ADJ
inlawrev-27984	381	49	disparities	disparity	NOUN
inlawrev-27984	381	50	in	in	ADP
inlawrev-27984	381	51	real	real	ADJ
inlawrev-27984	381	52	estate	estate	NOUN
inlawrev-27984	381	53	valuation	valuation	NOUN
inlawrev-27984	381	54	,	,	PUNCT
inlawrev-27984	381	55	identifying	identify	VERB
inlawrev-27984	381	56	and	and	CCONJ
inlawrev-27984	381	57	recommending	recommend	VERB
inlawrev-27984	381	58	changes	change	NOUN
inlawrev-27984	381	59	to	to	PART
inlawrev-27984	381	60	address	address	VERB
inlawrev-27984	381	61	the	the	DET
inlawrev-27984	381	62	causes	cause	NOUN
inlawrev-27984	381	63	of	of	ADP
inlawrev-27984	381	64	said	say	VERB
inlawrev-27984	381	65	racial	racial	ADJ
inlawrev-27984	381	66	disparities	disparity	NOUN
inlawrev-27984	381	67	,	,	PUNCT
inlawrev-27984	381	68	and	and	CCONJ
inlawrev-27984	381	69	evaluating	evaluate	VERB
inlawrev-27984	381	70	“	"	PUNCT
inlawrev-27984	381	71	whether	whether	SCONJ
inlawrev-27984	381	72	there	there	PRON
inlawrev-27984	381	73	are	be	VERB
inlawrev-27984	381	74	any	any	DET
inlawrev-27984	381	75	barriers	barrier	NOUN
inlawrev-27984	381	76	to	to	ADP
inlawrev-27984	381	77	entry	entry	NOUN
inlawrev-27984	381	78	that	that	PRON
inlawrev-27984	381	79	are	be	AUX
inlawrev-27984	381	80	disproportionately	disproportionately	ADV
inlawrev-27984	381	81	preventing	prevent	VERB
inlawrev-27984	381	82	minorities	minority	NOUN
inlawrev-27984	381	83	from	from	ADP
inlawrev-27984	381	84	entering	enter	VERB
inlawrev-27984	381	85	into	into	ADP
inlawrev-27984	381	86	the	the	DET
inlawrev-27984	381	87	appraisal	appraisal	NOUN
inlawrev-27984	381	88	profession	profession	NOUN
inlawrev-27984	381	89	.	.	PUNCT
inlawrev-27984	382	1	”115	”115	PROPN
inlawrev-27984	382	2	california	california	PROPN
inlawrev-27984	382	3	’s	’s	PART
inlawrev-27984	382	4	fair	fair	ADJ
inlawrev-27984	382	5	appraisal	appraisal	NOUN
inlawrev-27984	382	6	act	act	NOUN
inlawrev-27984	382	7	came	come	VERB
inlawrev-27984	382	8	into	into	ADP
inlawrev-27984	382	9	effect	effect	NOUN
inlawrev-27984	382	10	on	on	ADP
inlawrev-27984	382	11	january	january	PROPN
inlawrev-27984	382	12	1	1	NUM
inlawrev-27984	382	13	,	,	PUNCT
inlawrev-27984	382	14	2022.116	2022.116	CCONJ
inlawrev-27984	382	15	this	this	DET
inlawrev-27984	382	16	act	act	NOUN
inlawrev-27984	382	17	requires	require	VERB
inlawrev-27984	382	18	the	the	DET
inlawrev-27984	382	19	bureau	bureau	NOUN
inlawrev-27984	382	20	of	of	ADP
inlawrev-27984	382	21	real	real	ADJ
inlawrev-27984	382	22	estate	estate	NOUN
inlawrev-27984	382	23	appraisers	appraiser	NOUN
inlawrev-27984	382	24	to	to	PART
inlawrev-27984	382	25	add	add	VERB
inlawrev-27984	382	26	a	a	DET
inlawrev-27984	382	27	box	box	NOUN
inlawrev-27984	382	28	to	to	ADP
inlawrev-27984	382	29	their	their	PRON
inlawrev-27984	382	30	complaint	complaint	NOUN
inlawrev-27984	382	31	forms	form	NOUN
inlawrev-27984	382	32	for	for	ADP
inlawrev-27984	382	33	home	home	NOUN
inlawrev-27984	382	34	buyers	buyer	NOUN
inlawrev-27984	382	35	to	to	PART
inlawrev-27984	382	36	indicate	indicate	VERB
inlawrev-27984	382	37	if	if	SCONJ
inlawrev-27984	382	38	they	they	PRON
inlawrev-27984	382	39	believe	believe	VERB
inlawrev-27984	382	40	their	their	PRON
inlawrev-27984	382	41	appraisal	appraisal	NOUN
inlawrev-27984	382	42	was	be	AUX
inlawrev-27984	382	43	below	below	ADP
inlawrev-27984	382	44	market	market	NOUN
inlawrev-27984	382	45	value	value	NOUN
inlawrev-27984	382	46	and	and	CCONJ
inlawrev-27984	382	47	requires	require	VERB
inlawrev-27984	382	48	the	the	DET
inlawrev-27984	382	49	collection	collection	NOUN
inlawrev-27984	382	50	of	of	ADP
inlawrev-27984	382	51	demographic	demographic	ADJ
inlawrev-27984	382	52	information	information	NOUN
inlawrev-27984	382	53	about	about	ADP
inlawrev-27984	382	54	complainants.117	complainants.117	PROPN
inlawrev-27984	382	55	moreover	moreover	ADV
inlawrev-27984	382	56	,	,	PUNCT
inlawrev-27984	382	57	it	it	PRON
inlawrev-27984	382	58	requires	require	VERB
inlawrev-27984	382	59	cultural	cultural	ADJ
inlawrev-27984	382	60	competency	competency	NOUN
inlawrev-27984	382	61	training	training	NOUN
inlawrev-27984	382	62	for	for	ADP
inlawrev-27984	382	63	appraisers	appraiser	NOUN
inlawrev-27984	382	64	,	,	PUNCT
inlawrev-27984	382	65	prohibits	prohibit	VERB
inlawrev-27984	382	66	the	the	DET
inlawrev-27984	382	67	use	use	NOUN
inlawrev-27984	382	68	of	of	ADP
inlawrev-27984	382	69	race	race	NOUN
inlawrev-27984	382	70	or	or	CCONJ
inlawrev-27984	382	71	other	other	ADJ
inlawrev-27984	382	72	protected	protect	VERB
inlawrev-27984	382	73	classes	class	NOUN
inlawrev-27984	382	74	to	to	PART
inlawrev-27984	382	75	analyze	analyze	VERB
inlawrev-27984	382	76	market	market	NOUN
inlawrev-27984	382	77	value	value	NOUN
inlawrev-27984	382	78	,	,	PUNCT
inlawrev-27984	382	79	and	and	CCONJ
inlawrev-27984	382	80	requires	require	VERB
inlawrev-27984	382	81	that	that	SCONJ
inlawrev-27984	382	82	each	each	DET
inlawrev-27984	382	83	real	real	ADJ
inlawrev-27984	382	84	property	property	NOUN
inlawrev-27984	382	85	purchase	purchase	NOUN
inlawrev-27984	382	86	must	must	AUX
inlawrev-27984	382	87	include	include	VERB
inlawrev-27984	382	88	a	a	DET
inlawrev-27984	382	89	notice	notice	NOUN
inlawrev-27984	382	90	that	that	PRON
inlawrev-27984	382	91	states	state	VERB
inlawrev-27984	382	92	the	the	DET
inlawrev-27984	382	93	appraisal	appraisal	NOUN
inlawrev-27984	382	94	of	of	ADP
inlawrev-27984	382	95	the	the	DET
inlawrev-27984	382	96	property	property	NOUN
inlawrev-27984	382	97	was	be	AUX
inlawrev-27984	382	98	unbiased.118	unbiased.118	PRON
inlawrev-27984	382	99	finally	finally	ADV
inlawrev-27984	382	100	in	in	ADP
inlawrev-27984	382	101	new	new	PROPN
inlawrev-27984	382	102	york	york	PROPN
inlawrev-27984	382	103	,	,	PUNCT
inlawrev-27984	382	104	19	19	NUM
inlawrev-27984	382	105	nycrr	nycrr	NOUN
inlawrev-27984	382	106	§	§	PROPN
inlawrev-27984	382	107	1107.2	1107.2	NUM
inlawrev-27984	382	108	,	,	PUNCT
inlawrev-27984	382	109	a	a	DET
inlawrev-27984	382	110	state	state	NOUN
inlawrev-27984	382	111	regulation	regulation	NOUN
inlawrev-27984	382	112	,	,	PUNCT
inlawrev-27984	382	113	has	have	AUX
inlawrev-27984	382	114	been	be	AUX
inlawrev-27984	382	115	amended	amend	VERB
inlawrev-27984	382	116	to	to	PART
inlawrev-27984	382	117	include	include	VERB
inlawrev-27984	382	118	a	a	DET
inlawrev-27984	382	119	requirement	requirement	NOUN
inlawrev-27984	382	120	that	that	SCONJ
inlawrev-27984	382	121	licensed	licensed	ADJ
inlawrev-27984	382	122	appraisers	appraiser	NOUN
inlawrev-27984	382	123	must	must	AUX
inlawrev-27984	382	124	complete	complete	VERB
inlawrev-27984	382	125	a	a	DET
inlawrev-27984	382	126	course	course	NOUN
inlawrev-27984	382	127	in	in	ADP
inlawrev-27984	382	128	fair	fair	ADJ
inlawrev-27984	382	129	housing	housing	NOUN
inlawrev-27984	382	130	before	before	ADP
inlawrev-27984	382	131	renewing	renew	VERB
inlawrev-27984	382	132	their	their	PRON
inlawrev-27984	382	133	license.119	license.119	PROPN
inlawrev-27984	382	134	e.	e.	PROPN
inlawrev-27984	382	135	indiana	indiana	PROPN
inlawrev-27984	382	136	’s	’s	PART
inlawrev-27984	382	137	solution	solution	NOUN
inlawrev-27984	382	138	in	in	ADP
inlawrev-27984	382	139	indiana	indiana	PROPN
inlawrev-27984	382	140	,	,	PUNCT
inlawrev-27984	382	141	h.b	h.b	PROPN
inlawrev-27984	382	142	.	.	PROPN
inlawrev-27984	382	143	1151	1151	NUM
inlawrev-27984	382	144	was	be	AUX
inlawrev-27984	382	145	introduced	introduce	VERB
inlawrev-27984	382	146	by	by	ADP
inlawrev-27984	382	147	representative	representative	NOUN
inlawrev-27984	382	148	cherrish	cherrish	PROPN
inlawrev-27984	382	149	pryor	pryor	PROPN
inlawrev-27984	382	150	on	on	ADP
inlawrev-27984	382	151	january	january	PROPN
inlawrev-27984	382	152	10	10	NUM
inlawrev-27984	382	153	,	,	PUNCT
inlawrev-27984	382	154	2023.120	2023.120	PROPN
inlawrev-27984	382	155	h.b	h.b	PROPN
inlawrev-27984	382	156	.	.	PROPN
inlawrev-27984	382	157	1151	1151	NUM
inlawrev-27984	382	158	would	would	AUX
inlawrev-27984	382	159	prohibit	prohibit	VERB
inlawrev-27984	382	160	“	"	PUNCT
inlawrev-27984	382	161	making	make	VERB
inlawrev-27984	382	162	an	an	DET
inlawrev-27984	382	163	excessively	excessively	ADV
inlawrev-27984	382	164	low	low	ADJ
inlawrev-27984	382	165	appraisal	appraisal	NOUN
inlawrev-27984	382	166	”	"	PUNCT
inlawrev-27984	382	167	based	base	VERB
inlawrev-27984	382	168	on	on	ADP
inlawrev-27984	382	169	the	the	DET
inlawrev-27984	382	170	protected	protect	VERB
inlawrev-27984	382	171	characteristics	characteristic	NOUN
inlawrev-27984	382	172	of	of	ADP
inlawrev-27984	382	173	an	an	DET
inlawrev-27984	382	174	applicant	applicant	NOUN
inlawrev-27984	382	175	or	or	CCONJ
inlawrev-27984	382	176	the	the	DET
inlawrev-27984	382	177	“	"	PUNCT
inlawrev-27984	382	178	residents	resident	NOUN
inlawrev-27984	382	179	of	of	ADP
inlawrev-27984	382	180	the	the	DET
inlawrev-27984	382	181	neighborhood	neighborhood	NOUN
inlawrev-27984	382	182	in	in	ADP
inlawrev-27984	382	183	which	which	PRON
inlawrev-27984	382	184	the	the	DET
inlawrev-27984	382	185	real	real	ADJ
inlawrev-27984	382	186	estate	estate	NOUN
inlawrev-27984	382	187	is	be	AUX
inlawrev-27984	382	188	located	locate	VERB
inlawrev-27984	382	189	.	.	PUNCT
inlawrev-27984	383	1	”121	”121	PUNCT
inlawrev-27984	384	1	moreover	moreover	ADV
inlawrev-27984	384	2	,	,	PUNCT
inlawrev-27984	384	3	it	it	PRON
inlawrev-27984	384	4	would	would	AUX
inlawrev-27984	384	5	expand	expand	VERB
inlawrev-27984	384	6	“	"	PUNCT
inlawrev-27984	384	7	the	the	DET
inlawrev-27984	384	8	duties	duty	NOUN
inlawrev-27984	384	9	of	of	ADP
inlawrev-27984	384	10	the	the	DET
inlawrev-27984	384	11	homeowner	homeowner	NOUN
inlawrev-27984	384	12	protection	protection	NOUN
inlawrev-27984	384	13	unit	unit	NOUN
inlawrev-27984	384	14	.	.	PUNCT
inlawrev-27984	384	15	.	.	PUNCT
inlawrev-27984	385	1	.	.	PUNCT
inlawrev-27984	386	1	of	of	ADP
inlawrev-27984	386	2	the	the	DET
inlawrev-27984	386	3	office	office	NOUN
inlawrev-27984	386	4	of	of	ADP
inlawrev-27984	386	5	the	the	DET
inlawrev-27984	386	6	attorney	attorney	NOUN
inlawrev-27984	386	7	general	general	NOUN
inlawrev-27984	386	8	”	"	PUNCT
inlawrev-27984	386	9	to	to	PART
inlawrev-27984	386	10	include	include	VERB
inlawrev-27984	386	11	“	"	PUNCT
inlawrev-27984	386	12	investigating	investigate	VERB
inlawrev-27984	386	13	and	and	CCONJ
inlawrev-27984	386	14	enforcing	enforce	VERB
inlawrev-27984	386	15	”	"	PUNCT
inlawrev-27984	386	16	discriminatory	discriminatory	ADJ
inlawrev-27984	386	17	appraisal	appraisal	NOUN
inlawrev-27984	386	18	practices.122	practices.122	NOUN
inlawrev-27984	386	19	this	this	DET
inlawrev-27984	386	20	unit	unit	NOUN
inlawrev-27984	386	21	will	will	AUX
inlawrev-27984	386	22	also	also	ADV
inlawrev-27984	386	23	be	be	AUX
inlawrev-27984	386	24	responsible	responsible	ADJ
inlawrev-27984	386	25	for	for	ADP
inlawrev-27984	386	26	amending	amend	VERB
inlawrev-27984	386	27	the	the	DET
inlawrev-27984	386	28	form	form	NOUN
inlawrev-27984	386	29	that	that	PRON
inlawrev-27984	386	30	creditors	creditor	NOUN
inlawrev-27984	386	31	“	"	PUNCT
inlawrev-27984	386	32	provide	provide	VERB
inlawrev-27984	386	33	to	to	ADP
inlawrev-27984	386	34	mortgage	mortgage	NOUN
inlawrev-27984	386	35	loan	loan	NOUN
inlawrev-27984	386	36	applicants	applicant	NOUN
inlawrev-27984	386	37	to	to	PART
inlawrev-27984	386	38	include	include	VERB
inlawrev-27984	386	39	information	information	NOUN
inlawrev-27984	386	40	about	about	ADP
inlawrev-27984	386	41	how	how	SCONJ
inlawrev-27984	386	42	prospective	prospective	ADJ
inlawrev-27984	386	43	borrowers	borrower	NOUN
inlawrev-27984	386	44	can	can	AUX
inlawrev-27984	386	45	report	report	VERB
inlawrev-27984	386	46	suspected	suspect	VERB
inlawrev-27984	386	47	violations	violation	NOUN
inlawrev-27984	386	48	.	.	PUNCT
inlawrev-27984	386	49	”123	”123	PROPN
inlawrev-27984	387	1	h.b	h.b	PROPN
inlawrev-27984	387	2	.	.	PROPN
inlawrev-27984	387	3	1151	1151	NUM
inlawrev-27984	387	4	would	would	AUX
inlawrev-27984	387	5	establish	establish	VERB
inlawrev-27984	387	6	a	a	DET
inlawrev-27984	387	7	“	"	PUNCT
inlawrev-27984	387	8	fair	fair	ADJ
inlawrev-27984	387	9	housing	housing	NOUN
inlawrev-27984	387	10	practices	practice	NOUN
inlawrev-27984	387	11	fund	fund	NOUN
inlawrev-27984	387	12	”	"	PUNCT
inlawrev-27984	387	13	consisting	consist	VERB
inlawrev-27984	387	14	of	of	ADP
inlawrev-27984	387	15	amounts	amount	NOUN
inlawrev-27984	387	16	from	from	ADP
inlawrev-27984	387	17	civil	civil	ADJ
inlawrev-27984	387	18	penalties	penalty	NOUN
inlawrev-27984	387	19	or	or	CCONJ
inlawrev-27984	387	20	settlement	settlement	NOUN
inlawrev-27984	387	21	agreements	agreement	NOUN
inlawrev-27984	387	22	collected	collect	VERB
inlawrev-27984	387	23	for	for	ADP
inlawrev-27984	387	24	violations	violation	NOUN
inlawrev-27984	387	25	of	of	ADP
inlawrev-27984	387	26	the	the	DET
inlawrev-27984	387	27	bill	bill	NOUN
inlawrev-27984	387	28	’s	’s	PART
inlawrev-27984	387	29	provisions	provision	NOUN
inlawrev-27984	387	30	or	or	CCONJ
inlawrev-27984	387	31	from	from	ADP
inlawrev-27984	387	32	gifts	gift	NOUN
inlawrev-27984	387	33	,	,	PUNCT
inlawrev-27984	387	34	grants	grant	NOUN
inlawrev-27984	387	35	,	,	PUNCT
inlawrev-27984	387	36	or	or	CCONJ
inlawrev-27984	387	37	appropriations.124	appropriations.124	PROPN
inlawrev-27984	387	38	the	the	DET
inlawrev-27984	387	39	fund	fund	NOUN
inlawrev-27984	387	40	could	could	AUX
inlawrev-27984	387	41	be	be	AUX
inlawrev-27984	387	42	used	use	VERB
inlawrev-27984	387	43	to	to	PART
inlawrev-27984	387	44	provide	provide	VERB
inlawrev-27984	387	45	restitution	restitution	NOUN
inlawrev-27984	387	46	in	in	ADP
inlawrev-27984	387	47	cases	case	NOUN
inlawrev-27984	387	48	of	of	ADP
inlawrev-27984	387	49	discriminatory	discriminatory	ADJ
inlawrev-27984	387	50	appraisal	appraisal	NOUN
inlawrev-27984	387	51	practices	practice	NOUN
inlawrev-27984	387	52	as	as	ADV
inlawrev-27984	387	53	well	well	ADV
inlawrev-27984	387	54	114	114	NUM
inlawrev-27984	387	55	.	.	PUNCT
inlawrev-27984	388	1	h.b	h.b	PROPN
inlawrev-27984	388	2	.	.	PROPN
inlawrev-27984	388	3	1097	1097	NUM
inlawrev-27984	388	4	,	,	PUNCT
inlawrev-27984	388	5	2022	2022	NUM
inlawrev-27984	388	6	leg	leg	NOUN
inlawrev-27984	388	7	.	.	PUNCT
inlawrev-27984	388	8	,	,	PUNCT
inlawrev-27984	388	9	444th	444th	PROPN
inlawrev-27984	388	10	sess	sess	PROPN
inlawrev-27984	388	11	.	.	PUNCT
inlawrev-27984	389	1	(	(	PUNCT
inlawrev-27984	389	2	md	md	PROPN
inlawrev-27984	389	3	.	.	PROPN
inlawrev-27984	389	4	2022	2022	NUM
inlawrev-27984	389	5	)	)	PUNCT
inlawrev-27984	389	6	.	.	PUNCT
inlawrev-27984	390	1	115	115	NUM
inlawrev-27984	390	2	.	.	PUNCT
inlawrev-27984	391	1	h.b	h.b	PROPN
inlawrev-27984	391	2	.	.	PROPN
inlawrev-27984	391	3	4410	4410	NUM
inlawrev-27984	391	4	,	,	PUNCT
inlawrev-27984	392	1	102nd	102nd	PROPN
inlawrev-27984	392	2	gen	gen	PROPN
inlawrev-27984	392	3	.	.	PROPN
inlawrev-27984	392	4	assemb	assemb	PROPN
inlawrev-27984	392	5	.	.	PUNCT
inlawrev-27984	393	1	(	(	PUNCT
inlawrev-27984	393	2	ill	ill	ADJ
inlawrev-27984	393	3	.	.	NOUN
inlawrev-27984	393	4	2022	2022	NUM
inlawrev-27984	393	5	)	)	PUNCT
inlawrev-27984	393	6	.	.	PUNCT
inlawrev-27984	394	1	116	116	NUM
inlawrev-27984	394	2	.	.	X
inlawrev-27984	394	3	2021	2021	NUM
inlawrev-27984	394	4	cal	cal	NOUN
inlawrev-27984	394	5	.	.	PUNCT
inlawrev-27984	395	1	stat	stat	PROPN
inlawrev-27984	395	2	.	.	PUNCT
inlawrev-27984	396	1	ch	ch	NOUN
inlawrev-27984	396	2	.	.	PROPN
inlawrev-27984	397	1	352	352	NUM
inlawrev-27984	397	2	.	.	NOUN
inlawrev-27984	397	3	117	117	NUM
inlawrev-27984	397	4	.	.	PUNCT
inlawrev-27984	398	1	i	i	PRON
inlawrev-27984	398	2	d.	d.	PROPN
inlawrev-27984	398	3	118	118	NUM
inlawrev-27984	398	4	.	.	PUNCT
inlawrev-27984	399	1	i	i	PRON
inlawrev-27984	399	2	d.	d.	PROPN
inlawrev-27984	399	3	119	119	NUM
inlawrev-27984	399	4	.	.	PUNCT
inlawrev-27984	399	5	n.y	n.y	PROPN
inlawrev-27984	399	6	.	.	PROPN
inlawrev-27984	399	7	comp	comp	PROPN
inlawrev-27984	399	8	.	.	PUNCT
inlawrev-27984	400	1	codes	codes	PROPN
inlawrev-27984	400	2	r.	r.	PROPN
inlawrev-27984	400	3	&	&	CCONJ
inlawrev-27984	400	4	regs	regs	PROPN
inlawrev-27984	400	5	.	.	PUNCT
inlawrev-27984	401	1	tit	tit	NOUN
inlawrev-27984	401	2	.	.	PROPN
inlawrev-27984	402	1	19	19	NUM
inlawrev-27984	402	2	,	,	PUNCT
inlawrev-27984	402	3	§	§	PROPN
inlawrev-27984	402	4	1107.2	1107.2	NUM
inlawrev-27984	402	5	(	(	PUNCT
inlawrev-27984	402	6	2021	2021	NUM
inlawrev-27984	402	7	)	)	PUNCT
inlawrev-27984	402	8	.	.	PUNCT
inlawrev-27984	403	1	120	120	NUM
inlawrev-27984	403	2	.	.	PUNCT
inlawrev-27984	403	3	h.b	h.b	PROPN
inlawrev-27984	403	4	.	.	PROPN
inlawrev-27984	403	5	1151	1151	NUM
inlawrev-27984	403	6	,	,	PUNCT
inlawrev-27984	403	7	123rd	123rd	PROPN
inlawrev-27984	403	8	gen	gen	PROPN
inlawrev-27984	403	9	.	.	PROPN
inlawrev-27984	403	10	assemb	assemb	PROPN
inlawrev-27984	403	11	.	.	PUNCT
inlawrev-27984	404	1	(	(	PUNCT
inlawrev-27984	404	2	ind	ind	NOUN
inlawrev-27984	404	3	.	.	PUNCT
inlawrev-27984	404	4	2023	2023	NUM
inlawrev-27984	404	5	)	)	PUNCT
inlawrev-27984	404	6	.	.	PUNCT
inlawrev-27984	405	1	121	121	NUM
inlawrev-27984	405	2	.	.	PUNCT
inlawrev-27984	406	1	i	i	PRON
inlawrev-27984	406	2	d.	d.	PROPN
inlawrev-27984	406	3	122	122	NUM
inlawrev-27984	406	4	.	.	PUNCT
inlawrev-27984	407	1	i	i	PRON
inlawrev-27984	407	2	d.	d.	PROPN
inlawrev-27984	407	3	123	123	NUM
inlawrev-27984	407	4	.	.	PUNCT
inlawrev-27984	408	1	i	i	PRON
inlawrev-27984	408	2	d.	d.	PROPN
inlawrev-27984	408	3	124	124	NUM
inlawrev-27984	408	4	.	.	PUNCT
inlawrev-27984	409	1	i	i	PRON
inlawrev-27984	409	2	d.	d.	PROPN
inlawrev-27984	409	3	494	494	NUM
inlawrev-27984	409	4	indiana	indiana	PROPN
inlawrev-27984	409	5	law	law	PROPN
inlawrev-27984	409	6	review	review	NOUN
inlawrev-27984	410	1	[	[	X
inlawrev-27984	410	2	vol	vol	NOUN
inlawrev-27984	410	3	.	.	PUNCT
inlawrev-27984	410	4	57:479	57:479	NUM
inlawrev-27984	410	5	as	as	ADP
inlawrev-27984	410	6	grants	grant	NOUN
inlawrev-27984	410	7	for	for	ADP
inlawrev-27984	410	8	community	community	NOUN
inlawrev-27984	410	9	reinvestment	reinvestment	NOUN
inlawrev-27984	410	10	initiatives.125	initiatives.125	ADV
inlawrev-27984	410	11	moreover	moreover	ADV
inlawrev-27984	410	12	,	,	PUNCT
inlawrev-27984	410	13	the	the	DET
inlawrev-27984	410	14	bill	bill	NOUN
inlawrev-27984	410	15	requires	require	VERB
inlawrev-27984	410	16	additional	additional	ADJ
inlawrev-27984	410	17	instruction	instruction	NOUN
inlawrev-27984	410	18	in	in	ADP
inlawrev-27984	410	19	cultural	cultural	ADJ
inlawrev-27984	410	20	competency	competency	NOUN
inlawrev-27984	410	21	and	and	CCONJ
inlawrev-27984	410	22	implicit	implicit	ADJ
inlawrev-27984	410	23	bias	bias	NOUN
inlawrev-27984	410	24	training	training	NOUN
inlawrev-27984	410	25	during	during	ADP
inlawrev-27984	410	26	the	the	DET
inlawrev-27984	410	27	initial	initial	ADJ
inlawrev-27984	410	28	licensure	licensure	NOUN
inlawrev-27984	410	29	or	or	CCONJ
inlawrev-27984	410	30	certification	certification	NOUN
inlawrev-27984	410	31	of	of	ADP
inlawrev-27984	410	32	appraisers	appraiser	NOUN
inlawrev-27984	410	33	,	,	PUNCT
inlawrev-27984	410	34	calls	call	VERB
inlawrev-27984	410	35	for	for	ADP
inlawrev-27984	410	36	policies	policy	NOUN
inlawrev-27984	410	37	to	to	PART
inlawrev-27984	410	38	foster	foster	VERB
inlawrev-27984	410	39	further	further	ADJ
inlawrev-27984	410	40	diversity	diversity	NOUN
inlawrev-27984	410	41	in	in	ADP
inlawrev-27984	410	42	the	the	DET
inlawrev-27984	410	43	appraisal	appraisal	NOUN
inlawrev-27984	410	44	industry	industry	NOUN
inlawrev-27984	410	45	,	,	PUNCT
inlawrev-27984	410	46	and	and	CCONJ
inlawrev-27984	410	47	requires	require	VERB
inlawrev-27984	410	48	investigation	investigation	NOUN
inlawrev-27984	410	49	and	and	CCONJ
inlawrev-27984	410	50	publication	publication	NOUN
inlawrev-27984	410	51	of	of	ADP
inlawrev-27984	410	52	data	datum	NOUN
inlawrev-27984	410	53	about	about	ADP
inlawrev-27984	410	54	discriminatory	discriminatory	ADJ
inlawrev-27984	410	55	appraisal	appraisal	NOUN
inlawrev-27984	410	56	practices.126	practices.126	PROPN
inlawrev-27984	410	57	iii	iii	NOUN
inlawrev-27984	410	58	.	.	PUNCT
inlawrev-27984	410	59	examining	examine	VERB
inlawrev-27984	410	60	the	the	DET
inlawrev-27984	410	61	proposed	propose	VERB
inlawrev-27984	410	62	solutions	solution	NOUN
inlawrev-27984	410	63	a.	a.	NOUN
inlawrev-27984	410	64	common	common	ADJ
inlawrev-27984	410	65	themes	theme	NOUN
inlawrev-27984	410	66	the	the	DET
inlawrev-27984	410	67	pave	pave	PROPN
inlawrev-27984	410	68	task	task	PROPN
inlawrev-27984	410	69	force	force	NOUN
inlawrev-27984	410	70	,	,	PUNCT
inlawrev-27984	410	71	federal	federal	ADJ
inlawrev-27984	410	72	legislation	legislation	NOUN
inlawrev-27984	410	73	,	,	PUNCT
inlawrev-27984	410	74	and	and	CCONJ
inlawrev-27984	410	75	state	state	NOUN
inlawrev-27984	410	76	legislation	legislation	NOUN
inlawrev-27984	410	77	have	have	AUX
inlawrev-27984	410	78	all	all	PRON
inlawrev-27984	410	79	proposed	propose	VERB
inlawrev-27984	410	80	different	different	ADJ
inlawrev-27984	410	81	ways	way	NOUN
inlawrev-27984	410	82	to	to	PART
inlawrev-27984	410	83	approach	approach	VERB
inlawrev-27984	410	84	discriminatory	discriminatory	ADJ
inlawrev-27984	410	85	appraisals	appraisal	NOUN
inlawrev-27984	410	86	.	.	PUNCT
inlawrev-27984	411	1	given	give	VERB
inlawrev-27984	411	2	the	the	DET
inlawrev-27984	411	3	disparate	disparate	ADJ
inlawrev-27984	411	4	approaches	approach	NOUN
inlawrev-27984	411	5	,	,	PUNCT
inlawrev-27984	411	6	it	it	PRON
inlawrev-27984	411	7	is	be	AUX
inlawrev-27984	411	8	useful	useful	ADJ
inlawrev-27984	411	9	to	to	PART
inlawrev-27984	411	10	identify	identify	VERB
inlawrev-27984	411	11	common	common	ADJ
inlawrev-27984	411	12	themes	theme	NOUN
inlawrev-27984	411	13	.	.	PUNCT
inlawrev-27984	412	1	generally	generally	ADV
inlawrev-27984	412	2	,	,	PUNCT
inlawrev-27984	412	3	under	under	ADP
inlawrev-27984	412	4	the	the	DET
inlawrev-27984	412	5	legislative	legislative	ADJ
inlawrev-27984	412	6	frameworks	framework	NOUN
inlawrev-27984	412	7	that	that	PRON
inlawrev-27984	412	8	exist	exist	VERB
inlawrev-27984	412	9	today	today	NOUN
inlawrev-27984	412	10	,	,	PUNCT
inlawrev-27984	412	11	like	like	ADP
inlawrev-27984	412	12	title	title	NOUN
inlawrev-27984	412	13	viii	viii	NOUN
inlawrev-27984	412	14	and	and	CCONJ
inlawrev-27984	412	15	indiana	indiana	PROPN
inlawrev-27984	412	16	’s	’s	PART
inlawrev-27984	412	17	fair	fair	PROPN
inlawrev-27984	412	18	housing	housing	PROPN
inlawrev-27984	412	19	act	act	PROPN
inlawrev-27984	412	20	,	,	PUNCT
inlawrev-27984	412	21	there	there	PRON
inlawrev-27984	412	22	are	be	VERB
inlawrev-27984	412	23	private	private	ADJ
inlawrev-27984	412	24	rights	right	NOUN
inlawrev-27984	412	25	of	of	ADP
inlawrev-27984	412	26	action	action	NOUN
inlawrev-27984	412	27	for	for	SCONJ
inlawrev-27984	412	28	individuals	individual	NOUN
inlawrev-27984	412	29	to	to	PART
inlawrev-27984	412	30	sue	sue	VERB
inlawrev-27984	412	31	or	or	CCONJ
inlawrev-27984	412	32	file	file	VERB
inlawrev-27984	412	33	complaints	complaint	NOUN
inlawrev-27984	412	34	with	with	ADP
inlawrev-27984	412	35	administrative	administrative	ADJ
inlawrev-27984	412	36	agencies	agency	NOUN
inlawrev-27984	412	37	against	against	ADP
inlawrev-27984	412	38	companies	company	NOUN
inlawrev-27984	412	39	or	or	CCONJ
inlawrev-27984	412	40	individuals	individual	NOUN
inlawrev-27984	412	41	that	that	PRON
inlawrev-27984	412	42	violate	violate	VERB
inlawrev-27984	412	43	the	the	DET
inlawrev-27984	412	44	law	law	NOUN
inlawrev-27984	412	45	.	.	PUNCT
inlawrev-27984	413	1	in	in	ADP
inlawrev-27984	413	2	comparison	comparison	NOUN
inlawrev-27984	413	3	,	,	PUNCT
inlawrev-27984	413	4	many	many	ADJ
inlawrev-27984	413	5	of	of	ADP
inlawrev-27984	413	6	these	these	DET
inlawrev-27984	413	7	new	new	ADJ
inlawrev-27984	413	8	proposed	propose	VERB
inlawrev-27984	413	9	frameworks	framework	NOUN
inlawrev-27984	413	10	create	create	VERB
inlawrev-27984	413	11	stricter	strict	ADJ
inlawrev-27984	413	12	,	,	PUNCT
inlawrev-27984	413	13	non	non	ADJ
inlawrev-27984	413	14	-	-	ADJ
inlawrev-27984	413	15	discretionary	discretionary	ADJ
inlawrev-27984	413	16	penalties	penalty	NOUN
inlawrev-27984	413	17	for	for	ADP
inlawrev-27984	413	18	violations	violation	NOUN
inlawrev-27984	413	19	,	,	PUNCT
inlawrev-27984	413	20	including	include	VERB
inlawrev-27984	413	21	fines	fine	NOUN
inlawrev-27984	413	22	and	and	CCONJ
inlawrev-27984	413	23	suspension	suspension	NOUN
inlawrev-27984	413	24	or	or	CCONJ
inlawrev-27984	413	25	revocation	revocation	NOUN
inlawrev-27984	413	26	of	of	ADP
inlawrev-27984	413	27	appraisers	appraiser	NOUN
inlawrev-27984	413	28	’	'	PUNCT
inlawrev-27984	413	29	licenses	license	NOUN
inlawrev-27984	413	30	or	or	CCONJ
inlawrev-27984	413	31	certification.127	certification.127	VERB
inlawrev-27984	413	32	moreover	moreover	ADV
inlawrev-27984	413	33	,	,	PUNCT
inlawrev-27984	413	34	there	there	PRON
inlawrev-27984	413	35	is	be	VERB
inlawrev-27984	413	36	a	a	DET
inlawrev-27984	413	37	renewed	renew	VERB
inlawrev-27984	413	38	focus	focus	NOUN
inlawrev-27984	413	39	on	on	ADP
inlawrev-27984	413	40	the	the	DET
inlawrev-27984	413	41	creation	creation	NOUN
inlawrev-27984	413	42	of	of	ADP
inlawrev-27984	413	43	a	a	DET
inlawrev-27984	413	44	more	more	ADV
inlawrev-27984	413	45	diverse	diverse	ADJ
inlawrev-27984	413	46	and	and	CCONJ
inlawrev-27984	413	47	better	well	ADV
inlawrev-27984	413	48	educated	educate	VERB
inlawrev-27984	413	49	appraisal	appraisal	NOUN
inlawrev-27984	413	50	industry	industry	NOUN
inlawrev-27984	413	51	.	.	PUNCT
inlawrev-27984	414	1	administrative	administrative	ADJ
inlawrev-27984	414	2	agencies	agency	NOUN
inlawrev-27984	414	3	and	and	CCONJ
inlawrev-27984	414	4	legislatures	legislature	NOUN
inlawrev-27984	414	5	around	around	ADP
inlawrev-27984	414	6	the	the	DET
inlawrev-27984	414	7	country	country	NOUN
inlawrev-27984	414	8	want	want	VERB
inlawrev-27984	414	9	to	to	PART
inlawrev-27984	414	10	require	require	VERB
inlawrev-27984	414	11	additional	additional	ADJ
inlawrev-27984	414	12	anti	anti	ADJ
inlawrev-27984	414	13	-	-	ADJ
inlawrev-27984	414	14	bias	bias	ADJ
inlawrev-27984	414	15	and	and	CCONJ
inlawrev-27984	414	16	fair	fair	ADJ
inlawrev-27984	414	17	housing	housing	NOUN
inlawrev-27984	414	18	training	training	NOUN
inlawrev-27984	414	19	as	as	ADP
inlawrev-27984	414	20	a	a	DET
inlawrev-27984	414	21	part	part	NOUN
inlawrev-27984	414	22	of	of	ADP
inlawrev-27984	414	23	the	the	DET
inlawrev-27984	414	24	appraiser	appraiser	NOUN
inlawrev-27984	414	25	licensure	licensure	NOUN
inlawrev-27984	414	26	and	and	CCONJ
inlawrev-27984	414	27	certification	certification	NOUN
inlawrev-27984	414	28	process.128	process.128	NOUN
inlawrev-27984	414	29	additionally	additionally	ADV
inlawrev-27984	414	30	,	,	PUNCT
inlawrev-27984	414	31	there	there	PRON
inlawrev-27984	414	32	is	be	VERB
inlawrev-27984	414	33	a	a	DET
inlawrev-27984	414	34	major	major	ADJ
inlawrev-27984	414	35	emphasis	emphasis	NOUN
inlawrev-27984	414	36	on	on	ADP
inlawrev-27984	414	37	fostering	foster	VERB
inlawrev-27984	414	38	diversity	diversity	NOUN
inlawrev-27984	414	39	within	within	ADP
inlawrev-27984	414	40	the	the	DET
inlawrev-27984	414	41	appraiser	appraiser	NOUN
inlawrev-27984	414	42	profession.129	profession.129	NOUN
inlawrev-27984	414	43	as	as	SCONJ
inlawrev-27984	414	44	stated	state	VERB
inlawrev-27984	414	45	previously	previously	ADV
inlawrev-27984	414	46	,	,	PUNCT
inlawrev-27984	414	47	the	the	DET
inlawrev-27984	414	48	appraisal	appraisal	NOUN
inlawrev-27984	414	49	profession	profession	NOUN
inlawrev-27984	414	50	is	be	AUX
inlawrev-27984	414	51	almost	almost	ADV
inlawrev-27984	414	52	exclusively	exclusively	ADV
inlawrev-27984	414	53	made	make	VERB
inlawrev-27984	414	54	up	up	ADP
inlawrev-27984	414	55	of	of	ADP
inlawrev-27984	414	56	white	white	ADJ
inlawrev-27984	414	57	appraisers	appraiser	NOUN
inlawrev-27984	414	58	,	,	PUNCT
inlawrev-27984	414	59	and	and	CCONJ
inlawrev-27984	414	60	there	there	PRON
inlawrev-27984	414	61	are	be	VERB
inlawrev-27984	414	62	proposed	propose	VERB
inlawrev-27984	414	63	programs	program	NOUN
inlawrev-27984	414	64	and	and	CCONJ
inlawrev-27984	414	65	initiatives	initiative	NOUN
inlawrev-27984	414	66	to	to	PART
inlawrev-27984	414	67	encourage	encourage	VERB
inlawrev-27984	414	68	more	more	ADJ
inlawrev-27984	414	69	people	people	NOUN
inlawrev-27984	414	70	of	of	ADP
inlawrev-27984	414	71	color	color	NOUN
inlawrev-27984	414	72	to	to	PART
inlawrev-27984	414	73	become	become	VERB
inlawrev-27984	414	74	licensed	licensed	ADJ
inlawrev-27984	414	75	appraisers.130	appraisers.130	NOUN
inlawrev-27984	414	76	finally	finally	ADV
inlawrev-27984	414	77	,	,	PUNCT
inlawrev-27984	414	78	there	there	PRON
inlawrev-27984	414	79	are	be	VERB
inlawrev-27984	414	80	recognized	recognize	VERB
inlawrev-27984	414	81	gaps	gap	NOUN
inlawrev-27984	414	82	in	in	ADP
inlawrev-27984	414	83	data	datum	NOUN
inlawrev-27984	414	84	and	and	CCONJ
inlawrev-27984	414	85	data	datum	NOUN
inlawrev-27984	414	86	collection	collection	NOUN
inlawrev-27984	414	87	stemming	stem	VERB
inlawrev-27984	414	88	from	from	ADP
inlawrev-27984	414	89	a	a	DET
inlawrev-27984	414	90	lack	lack	NOUN
inlawrev-27984	414	91	of	of	ADP
inlawrev-27984	414	92	research	research	NOUN
inlawrev-27984	414	93	into	into	ADP
inlawrev-27984	414	94	the	the	DET
inlawrev-27984	414	95	extent	extent	NOUN
inlawrev-27984	414	96	and	and	CCONJ
inlawrev-27984	414	97	impact	impact	NOUN
inlawrev-27984	414	98	of	of	ADP
inlawrev-27984	414	99	racial	racial	ADJ
inlawrev-27984	414	100	bias	bias	NOUN
inlawrev-27984	414	101	in	in	ADP
inlawrev-27984	414	102	appraisals.131	appraisals.131	NOUN
inlawrev-27984	414	103	many	many	ADJ
inlawrev-27984	414	104	solutions	solution	NOUN
inlawrev-27984	414	105	propose	propose	VERB
inlawrev-27984	414	106	the	the	DET
inlawrev-27984	414	107	development	development	NOUN
inlawrev-27984	414	108	of	of	ADP
inlawrev-27984	414	109	improved	improved	ADJ
inlawrev-27984	414	110	methods	method	NOUN
inlawrev-27984	414	111	for	for	ADP
inlawrev-27984	414	112	collecting	collecting	NOUN
inlawrev-27984	414	113	,	,	PUNCT
inlawrev-27984	414	114	sharing	sharing	NOUN
inlawrev-27984	414	115	,	,	PUNCT
inlawrev-27984	414	116	investigating	investigate	VERB
inlawrev-27984	414	117	,	,	PUNCT
inlawrev-27984	414	118	and	and	CCONJ
inlawrev-27984	414	119	publishing	publish	VERB
inlawrev-27984	414	120	data	datum	NOUN
inlawrev-27984	414	121	related	relate	VERB
inlawrev-27984	414	122	to	to	ADP
inlawrev-27984	414	123	the	the	DET
inlawrev-27984	414	124	housing	housing	NOUN
inlawrev-27984	414	125	appraisal	appraisal	NOUN
inlawrev-27984	414	126	industry	industry	NOUN
inlawrev-27984	414	127	to	to	PART
inlawrev-27984	414	128	better	well	ADV
inlawrev-27984	414	129	study	study	VERB
inlawrev-27984	414	130	and	and	CCONJ
inlawrev-27984	414	131	understand	understand	VERB
inlawrev-27984	414	132	biases	bias	NOUN
inlawrev-27984	414	133	and	and	CCONJ
inlawrev-27984	414	134	discrimination.132	discrimination.132	PROPN
inlawrev-27984	414	135	b.	b.	PROPN
inlawrev-27984	414	136	unique	unique	ADJ
inlawrev-27984	414	137	propositions	proposition	NOUN
inlawrev-27984	414	138	aside	aside	ADV
inlawrev-27984	414	139	from	from	ADP
inlawrev-27984	414	140	these	these	DET
inlawrev-27984	414	141	common	common	ADJ
inlawrev-27984	414	142	themes	theme	NOUN
inlawrev-27984	414	143	,	,	PUNCT
inlawrev-27984	414	144	some	some	DET
inlawrev-27984	414	145	frameworks	framework	NOUN
inlawrev-27984	414	146	offer	offer	VERB
inlawrev-27984	414	147	unique	unique	ADJ
inlawrev-27984	414	148	ideas	idea	NOUN
inlawrev-27984	414	149	that	that	PRON
inlawrev-27984	414	150	could	could	AUX
inlawrev-27984	414	151	be	be	AUX
inlawrev-27984	414	152	useful	useful	ADJ
inlawrev-27984	414	153	additions	addition	NOUN
inlawrev-27984	414	154	to	to	ADP
inlawrev-27984	414	155	a	a	DET
inlawrev-27984	414	156	more	more	ADV
inlawrev-27984	414	157	successful	successful	ADJ
inlawrev-27984	414	158	solution	solution	NOUN
inlawrev-27984	414	159	.	.	PUNCT
inlawrev-27984	415	1	for	for	ADP
inlawrev-27984	415	2	example	example	NOUN
inlawrev-27984	415	3	,	,	PUNCT
inlawrev-27984	415	4	the	the	DET
inlawrev-27984	415	5	pave	pave	PROPN
inlawrev-27984	415	6	task	task	PROPN
inlawrev-27984	415	7	force	force	PROPN
inlawrev-27984	415	8	hopes	hope	VERB
inlawrev-27984	415	9	to	to	PART
inlawrev-27984	415	10	implement	implement	VERB
inlawrev-27984	415	11	a	a	DET
inlawrev-27984	415	12	review	review	NOUN
inlawrev-27984	415	13	of	of	ADP
inlawrev-27984	415	14	the	the	DET
inlawrev-27984	415	15	data	data	NOUN
inlawrev-27984	415	16	sets	set	NOUN
inlawrev-27984	415	17	used	use	VERB
inlawrev-27984	415	18	by	by	ADP
inlawrev-27984	415	19	appraisers	appraiser	NOUN
inlawrev-27984	415	20	to	to	ADP
inlawrev-27984	415	21	125	125	NUM
inlawrev-27984	415	22	.	.	PUNCT
inlawrev-27984	416	1	i	i	PRON
inlawrev-27984	416	2	d.	d.	PROPN
inlawrev-27984	416	3	126	126	NUM
inlawrev-27984	416	4	.	.	PUNCT
inlawrev-27984	417	1	h.b	h.b	PROPN
inlawrev-27984	417	2	.	.	PROPN
inlawrev-27984	417	3	1151	1151	NUM
inlawrev-27984	417	4	,	,	PUNCT
inlawrev-27984	417	5	123rd	123rd	PROPN
inlawrev-27984	417	6	gen	gen	PROPN
inlawrev-27984	417	7	.	.	PROPN
inlawrev-27984	417	8	assemb	assemb	PROPN
inlawrev-27984	417	9	.	.	PUNCT
inlawrev-27984	418	1	(	(	PUNCT
inlawrev-27984	418	2	ind	ind	NOUN
inlawrev-27984	418	3	.	.	PUNCT
inlawrev-27984	418	4	2023	2023	NUM
inlawrev-27984	418	5	)	)	PUNCT
inlawrev-27984	418	6	.	.	PUNCT
inlawrev-27984	419	1	127	127	NUM
inlawrev-27984	419	2	.	.	PUNCT
inlawrev-27984	420	1	see	see	VERB
inlawrev-27984	420	2	h.b	h.b	PROPN
inlawrev-27984	420	3	.	.	PROPN
inlawrev-27984	420	4	1151	1151	NUM
inlawrev-27984	420	5	,	,	PUNCT
inlawrev-27984	420	6	123rd	123rd	PROPN
inlawrev-27984	420	7	gen	gen	PROPN
inlawrev-27984	420	8	.	.	PROPN
inlawrev-27984	420	9	assemb	assemb	PROPN
inlawrev-27984	420	10	.	.	PUNCT
inlawrev-27984	421	1	(	(	PUNCT
inlawrev-27984	421	2	ind	ind	NOUN
inlawrev-27984	421	3	.	.	PUNCT
inlawrev-27984	421	4	2023	2023	NUM
inlawrev-27984	421	5	)	)	PUNCT
inlawrev-27984	421	6	.	.	PUNCT
inlawrev-27984	422	1	128	128	NUM
inlawrev-27984	422	2	.	.	PUNCT
inlawrev-27984	423	1	i	i	PRON
inlawrev-27984	423	2	d.	d.	PROPN
inlawrev-27984	423	3	129	129	NUM
inlawrev-27984	423	4	.	.	PUNCT
inlawrev-27984	424	1	i	i	PRON
inlawrev-27984	424	2	d.	d.	PROPN
inlawrev-27984	424	3	130	130	NUM
inlawrev-27984	424	4	.	.	PUNCT
inlawrev-27984	425	1	labor	labor	NOUN
inlawrev-27984	425	2	force	force	PROPN
inlawrev-27984	425	3	statistics	statistic	NOUN
inlawrev-27984	425	4	from	from	ADP
inlawrev-27984	425	5	the	the	DET
inlawrev-27984	425	6	current	current	ADJ
inlawrev-27984	425	7	population	population	NOUN
inlawrev-27984	425	8	survey	survey	NOUN
inlawrev-27984	425	9	,	,	PUNCT
inlawrev-27984	425	10	supra	supra	PROPN
inlawrev-27984	425	11	note	note	NOUN
inlawrev-27984	425	12	40	40	NUM
inlawrev-27984	425	13	.	.	PUNCT
inlawrev-27984	426	1	131	131	NUM
inlawrev-27984	426	2	.	.	PUNCT
inlawrev-27984	427	1	action	action	NOUN
inlawrev-27984	427	2	plan	plan	NOUN
inlawrev-27984	427	3	,	,	PUNCT
inlawrev-27984	427	4	supra	supra	PROPN
inlawrev-27984	427	5	note	note	NOUN
inlawrev-27984	427	6	23	23	NUM
inlawrev-27984	427	7	,	,	PUNCT
inlawrev-27984	427	8	at	at	ADP
inlawrev-27984	427	9	41	41	NUM
inlawrev-27984	427	10	.	.	PUNCT
inlawrev-27984	428	1	132	132	NUM
inlawrev-27984	428	2	.	.	PUNCT
inlawrev-27984	428	3	see	see	VERB
inlawrev-27984	428	4	i	i	PRON
inlawrev-27984	428	5	d.	d.	PROPN
inlawrev-27984	428	6	at	at	ADP
inlawrev-27984	428	7	5	5	NUM
inlawrev-27984	428	8	-	-	SYM
inlawrev-27984	428	9	7	7	NUM
inlawrev-27984	428	10	.	.	NOUN
inlawrev-27984	428	11	2023	2023	NUM
inlawrev-27984	428	12	]	]	PUNCT
inlawrev-27984	428	13	from	from	ADP
inlawrev-27984	428	14	american	american	PROPN
inlawrev-27984	428	15	nightmare	nightmare	PROPN
inlawrev-27984	428	16	to	to	ADP
inlawrev-27984	428	17	american	american	ADJ
inlawrev-27984	428	18	dream	dream	NOUN
inlawrev-27984	428	19	?	?	PUNCT
inlawrev-27984	429	1	495	495	NUM
inlawrev-27984	429	2	reduce	reduce	VERB
inlawrev-27984	429	3	subjectivity	subjectivity	NOUN
inlawrev-27984	429	4	in	in	ADP
inlawrev-27984	429	5	their	their	PRON
inlawrev-27984	429	6	assessments	assessment	NOUN
inlawrev-27984	429	7	,	,	PUNCT
inlawrev-27984	429	8	strengthen	strengthen	VERB
inlawrev-27984	429	9	coordination	coordination	NOUN
inlawrev-27984	429	10	between	between	ADP
inlawrev-27984	429	11	agencies	agency	NOUN
inlawrev-27984	429	12	to	to	PART
inlawrev-27984	429	13	identify	identify	VERB
inlawrev-27984	429	14	discriminatory	discriminatory	ADJ
inlawrev-27984	429	15	practices	practice	NOUN
inlawrev-27984	429	16	and	and	CCONJ
inlawrev-27984	429	17	enforce	enforce	VERB
inlawrev-27984	429	18	fair	fair	ADJ
inlawrev-27984	429	19	housing	housing	NOUN
inlawrev-27984	429	20	laws	law	NOUN
inlawrev-27984	429	21	,	,	PUNCT
inlawrev-27984	429	22	and	and	CCONJ
inlawrev-27984	429	23	educate	educate	VERB
inlawrev-27984	429	24	homebuyers	homebuyer	NOUN
inlawrev-27984	429	25	on	on	ADP
inlawrev-27984	429	26	their	their	PRON
inlawrev-27984	429	27	rights	right	NOUN
inlawrev-27984	429	28	under	under	ADP
inlawrev-27984	429	29	the	the	DET
inlawrev-27984	429	30	current	current	ADJ
inlawrev-27984	429	31	legislative	legislative	ADJ
inlawrev-27984	429	32	framework.133	framework.133	NOUN
inlawrev-27984	429	33	additionally	additionally	ADV
inlawrev-27984	429	34	,	,	PUNCT
inlawrev-27984	429	35	the	the	DET
inlawrev-27984	429	36	pave	pave	NOUN
inlawrev-27984	429	37	action	action	NOUN
inlawrev-27984	429	38	plan	plan	NOUN
inlawrev-27984	429	39	proposes	propose	VERB
inlawrev-27984	429	40	the	the	DET
inlawrev-27984	429	41	creation	creation	NOUN
inlawrev-27984	429	42	of	of	ADP
inlawrev-27984	429	43	new	new	ADJ
inlawrev-27984	429	44	resources	resource	NOUN
inlawrev-27984	429	45	to	to	PART
inlawrev-27984	429	46	educate	educate	VERB
inlawrev-27984	429	47	and	and	CCONJ
inlawrev-27984	429	48	inform	inform	VERB
inlawrev-27984	429	49	homebuyers	homebuyer	NOUN
inlawrev-27984	429	50	about	about	ADP
inlawrev-27984	429	51	their	their	PRON
inlawrev-27984	429	52	rights	right	NOUN
inlawrev-27984	429	53	when	when	SCONJ
inlawrev-27984	429	54	it	it	PRON
inlawrev-27984	429	55	comes	come	VERB
inlawrev-27984	429	56	to	to	ADP
inlawrev-27984	429	57	recognizing	recognize	VERB
inlawrev-27984	429	58	and	and	CCONJ
inlawrev-27984	429	59	reporting	report	VERB
inlawrev-27984	429	60	appraisal	appraisal	NOUN
inlawrev-27984	429	61	bias	bias	NOUN
inlawrev-27984	429	62	and	and	CCONJ
inlawrev-27984	429	63	discrimination.134	discrimination.134	NOUN
inlawrev-27984	429	64	moreover	moreover	ADV
inlawrev-27984	429	65	,	,	PUNCT
inlawrev-27984	429	66	in	in	ADP
inlawrev-27984	429	67	indiana	indiana	PROPN
inlawrev-27984	429	68	,	,	PUNCT
inlawrev-27984	429	69	h.b	h.b	PROPN
inlawrev-27984	429	70	.	.	PROPN
inlawrev-27984	429	71	1151	1151	NUM
inlawrev-27984	429	72	proposes	propose	VERB
inlawrev-27984	429	73	the	the	DET
inlawrev-27984	429	74	creation	creation	NOUN
inlawrev-27984	429	75	of	of	ADP
inlawrev-27984	429	76	a	a	DET
inlawrev-27984	429	77	fair	fair	ADJ
inlawrev-27984	429	78	housing	housing	NOUN
inlawrev-27984	429	79	fund	fund	NOUN
inlawrev-27984	429	80	,	,	PUNCT
inlawrev-27984	429	81	which	which	PRON
inlawrev-27984	429	82	would	would	AUX
inlawrev-27984	429	83	be	be	AUX
inlawrev-27984	429	84	mainly	mainly	ADV
inlawrev-27984	429	85	composed	compose	VERB
inlawrev-27984	429	86	of	of	ADP
inlawrev-27984	429	87	the	the	DET
inlawrev-27984	429	88	penalties	penalty	NOUN
inlawrev-27984	429	89	paid	pay	VERB
inlawrev-27984	429	90	by	by	ADP
inlawrev-27984	429	91	those	those	PRON
inlawrev-27984	429	92	who	who	PRON
inlawrev-27984	429	93	violate	violate	VERB
inlawrev-27984	429	94	the	the	DET
inlawrev-27984	429	95	law.135	law.135	NOUN
inlawrev-27984	429	96	this	this	DET
inlawrev-27984	429	97	fund	fund	NOUN
inlawrev-27984	429	98	could	could	AUX
inlawrev-27984	429	99	be	be	AUX
inlawrev-27984	429	100	used	use	VERB
inlawrev-27984	429	101	to	to	PART
inlawrev-27984	429	102	provide	provide	VERB
inlawrev-27984	429	103	down	down	ADP
inlawrev-27984	429	104	payment	payment	NOUN
inlawrev-27984	429	105	assistance	assistance	NOUN
inlawrev-27984	429	106	,	,	PUNCT
inlawrev-27984	429	107	financial	financial	ADJ
inlawrev-27984	429	108	assistance	assistance	NOUN
inlawrev-27984	429	109	for	for	ADP
inlawrev-27984	429	110	closing	closing	NOUN
inlawrev-27984	429	111	costs	cost	NOUN
inlawrev-27984	429	112	,	,	PUNCT
inlawrev-27984	429	113	and	and	CCONJ
inlawrev-27984	429	114	restitution	restitution	NOUN
inlawrev-27984	429	115	for	for	ADP
inlawrev-27984	429	116	individuals	individual	NOUN
inlawrev-27984	429	117	who	who	PRON
inlawrev-27984	429	118	have	have	AUX
inlawrev-27984	429	119	been	be	AUX
inlawrev-27984	429	120	harmed	harm	VERB
inlawrev-27984	429	121	by	by	ADP
inlawrev-27984	429	122	discriminatory	discriminatory	ADJ
inlawrev-27984	429	123	appraising	appraise	VERB
inlawrev-27984	429	124	practices.136	practices.136	ADJ
inlawrev-27984	430	1	this	this	DET
inlawrev-27984	430	2	fund	fund	NOUN
inlawrev-27984	430	3	would	would	AUX
inlawrev-27984	430	4	also	also	ADV
inlawrev-27984	430	5	provide	provide	VERB
inlawrev-27984	430	6	grants	grant	NOUN
inlawrev-27984	430	7	for	for	ADP
inlawrev-27984	430	8	community	community	NOUN
inlawrev-27984	430	9	outreach	outreach	NOUN
inlawrev-27984	430	10	and	and	CCONJ
inlawrev-27984	430	11	community	community	NOUN
inlawrev-27984	430	12	reinvestment	reinvestment	NOUN
inlawrev-27984	430	13	initiatives.137	initiatives.137	PROPN
inlawrev-27984	430	14	indiana	indiana	PROPN
inlawrev-27984	430	15	’s	’s	PROPN
inlawrev-27984	430	16	h.b	h.b	PROPN
inlawrev-27984	430	17	.	.	PROPN
inlawrev-27984	430	18	1151	1151	NUM
inlawrev-27984	430	19	would	would	AUX
inlawrev-27984	430	20	also	also	ADV
inlawrev-27984	430	21	require	require	VERB
inlawrev-27984	430	22	creditors	creditor	NOUN
inlawrev-27984	430	23	“	"	PUNCT
inlawrev-27984	430	24	to	to	PART
inlawrev-27984	430	25	provide	provide	VERB
inlawrev-27984	430	26	to	to	ADP
inlawrev-27984	430	27	mortgage	mortgage	NOUN
inlawrev-27984	430	28	loan	loan	NOUN
inlawrev-27984	430	29	applicants	applicant	NOUN
inlawrev-27984	430	30	”	"	PUNCT
inlawrev-27984	430	31	information	information	NOUN
inlawrev-27984	430	32	about	about	ADP
inlawrev-27984	430	33	how	how	SCONJ
inlawrev-27984	430	34	to	to	PART
inlawrev-27984	430	35	report	report	VERB
inlawrev-27984	430	36	suspected	suspect	VERB
inlawrev-27984	430	37	discriminatory	discriminatory	ADJ
inlawrev-27984	430	38	practices.138	practices.138	PROPN
inlawrev-27984	430	39	finally	finally	ADV
inlawrev-27984	430	40	,	,	PUNCT
inlawrev-27984	430	41	under	under	ADP
inlawrev-27984	430	42	california	california	PROPN
inlawrev-27984	430	43	’s	’s	PART
inlawrev-27984	430	44	fair	fair	ADJ
inlawrev-27984	430	45	appraisal	appraisal	NOUN
inlawrev-27984	430	46	act	act	NOUN
inlawrev-27984	430	47	,	,	PUNCT
inlawrev-27984	430	48	contracts	contract	NOUN
inlawrev-27984	430	49	in	in	ADP
inlawrev-27984	430	50	real	real	ADJ
inlawrev-27984	430	51	estate	estate	NOUN
inlawrev-27984	430	52	transactions	transaction	NOUN
inlawrev-27984	430	53	require	require	VERB
inlawrev-27984	430	54	attestation	attestation	NOUN
inlawrev-27984	430	55	that	that	SCONJ
inlawrev-27984	430	56	the	the	DET
inlawrev-27984	430	57	appraisal	appraisal	NOUN
inlawrev-27984	430	58	was	be	AUX
inlawrev-27984	430	59	unbiased	unbiased	ADJ
inlawrev-27984	430	60	and	and	CCONJ
inlawrev-27984	430	61	objective.139	objective.139	NUM
inlawrev-27984	430	62	iv	iv	NOUN
inlawrev-27984	430	63	.	.	PUNCT
inlawrev-27984	431	1	analysis	analysis	NOUN
inlawrev-27984	431	2	arguing	argue	VERB
inlawrev-27984	431	3	for	for	ADP
inlawrev-27984	431	4	non	non	ADJ
inlawrev-27984	431	5	-	-	ADJ
inlawrev-27984	431	6	legislative	legislative	ADJ
inlawrev-27984	431	7	and	and	CCONJ
inlawrev-27984	431	8	administrative	administrative	ADJ
inlawrev-27984	431	9	solutions	solution	NOUN
inlawrev-27984	431	10	a.	a.	NOUN
inlawrev-27984	431	11	the	the	DET
inlawrev-27984	431	12	shortcomings	shortcoming	NOUN
inlawrev-27984	431	13	of	of	ADP
inlawrev-27984	431	14	legislative	legislative	ADJ
inlawrev-27984	431	15	and	and	CCONJ
inlawrev-27984	431	16	administrative	administrative	ADJ
inlawrev-27984	431	17	solutions	solution	NOUN
inlawrev-27984	431	18	legislation	legislation	NOUN
inlawrev-27984	431	19	,	,	PUNCT
inlawrev-27984	431	20	in	in	ADP
inlawrev-27984	431	21	theory	theory	NOUN
inlawrev-27984	431	22	,	,	PUNCT
inlawrev-27984	431	23	has	have	VERB
inlawrev-27984	431	24	the	the	DET
inlawrev-27984	431	25	power	power	NOUN
inlawrev-27984	431	26	to	to	PART
inlawrev-27984	431	27	bring	bring	VERB
inlawrev-27984	431	28	about	about	ADP
inlawrev-27984	431	29	profound	profound	ADJ
inlawrev-27984	431	30	change	change	NOUN
inlawrev-27984	431	31	.	.	PUNCT
inlawrev-27984	432	1	however	however	ADV
inlawrev-27984	432	2	,	,	PUNCT
inlawrev-27984	432	3	there	there	PRON
inlawrev-27984	432	4	will	will	AUX
inlawrev-27984	432	5	always	always	ADV
inlawrev-27984	432	6	be	be	AUX
inlawrev-27984	432	7	limitations	limitation	NOUN
inlawrev-27984	432	8	and	and	CCONJ
inlawrev-27984	432	9	disadvantages	disadvantage	NOUN
inlawrev-27984	432	10	to	to	ADP
inlawrev-27984	432	11	legislation	legislation	NOUN
inlawrev-27984	432	12	and	and	CCONJ
inlawrev-27984	432	13	regulation	regulation	NOUN
inlawrev-27984	432	14	.	.	PUNCT
inlawrev-27984	433	1	indeed	indeed	ADV
inlawrev-27984	433	2	,	,	PUNCT
inlawrev-27984	433	3	there	there	PRON
inlawrev-27984	433	4	is	be	VERB
inlawrev-27984	433	5	already	already	ADV
inlawrev-27984	433	6	an	an	DET
inlawrev-27984	433	7	extensive	extensive	ADJ
inlawrev-27984	433	8	statutory	statutory	ADJ
inlawrev-27984	433	9	and	and	CCONJ
inlawrev-27984	433	10	regulatory	regulatory	ADJ
inlawrev-27984	433	11	framework	framework	NOUN
inlawrev-27984	433	12	of	of	ADP
inlawrev-27984	433	13	laws	law	NOUN
inlawrev-27984	433	14	at	at	ADP
inlawrev-27984	433	15	both	both	CCONJ
inlawrev-27984	433	16	the	the	DET
inlawrev-27984	433	17	state	state	NOUN
inlawrev-27984	433	18	and	and	CCONJ
inlawrev-27984	433	19	federal	federal	ADJ
inlawrev-27984	433	20	levels	level	NOUN
inlawrev-27984	433	21	that	that	PRON
inlawrev-27984	433	22	prohibit	prohibit	VERB
inlawrev-27984	433	23	discrimination	discrimination	NOUN
inlawrev-27984	433	24	in	in	ADP
inlawrev-27984	433	25	housing	housing	NOUN
inlawrev-27984	433	26	appraisals	appraisal	NOUN
inlawrev-27984	433	27	,	,	PUNCT
inlawrev-27984	433	28	so	so	SCONJ
inlawrev-27984	433	29	it	it	PRON
inlawrev-27984	433	30	is	be	AUX
inlawrev-27984	433	31	difficult	difficult	ADJ
inlawrev-27984	433	32	to	to	PART
inlawrev-27984	433	33	conclude	conclude	VERB
inlawrev-27984	433	34	,	,	PUNCT
inlawrev-27984	433	35	definitively	definitively	ADV
inlawrev-27984	433	36	,	,	PUNCT
inlawrev-27984	433	37	that	that	SCONJ
inlawrev-27984	433	38	a	a	DET
inlawrev-27984	433	39	new	new	ADJ
inlawrev-27984	433	40	law	law	NOUN
inlawrev-27984	433	41	would	would	AUX
inlawrev-27984	433	42	help	help	VERB
inlawrev-27984	433	43	to	to	PART
inlawrev-27984	433	44	solve	solve	VERB
inlawrev-27984	433	45	the	the	DET
inlawrev-27984	433	46	problem	problem	NOUN
inlawrev-27984	433	47	.	.	PUNCT
inlawrev-27984	434	1	moreover	moreover	ADV
inlawrev-27984	434	2	,	,	PUNCT
inlawrev-27984	434	3	federal	federal	ADJ
inlawrev-27984	434	4	action	action	NOUN
inlawrev-27984	434	5	is	be	AUX
inlawrev-27984	434	6	“	"	PUNCT
inlawrev-27984	434	7	overwhelmingly	overwhelmingly	ADV
inlawrev-27984	434	8	reactive	reactive	ADJ
inlawrev-27984	434	9	in	in	ADP
inlawrev-27984	434	10	nature	nature	NOUN
inlawrev-27984	434	11	,	,	PUNCT
inlawrev-27984	434	12	both	both	CCONJ
inlawrev-27984	434	13	in	in	ADP
inlawrev-27984	434	14	relation	relation	NOUN
inlawrev-27984	434	15	to	to	ADP
inlawrev-27984	434	16	the	the	DET
inlawrev-27984	434	17	broad	broad	ADJ
inlawrev-27984	434	18	historical	historical	ADJ
inlawrev-27984	434	19	trends	trend	NOUN
inlawrev-27984	434	20	.	.	PUNCT
inlawrev-27984	434	21	.	.	PUNCT
inlawrev-27984	434	22	.	.	PUNCT
inlawrev-27984	435	1	and	and	CCONJ
inlawrev-27984	435	2	in	in	ADP
inlawrev-27984	435	3	regard	regard	NOUN
inlawrev-27984	435	4	to	to	ADP
inlawrev-27984	435	5	immediate	immediate	ADJ
inlawrev-27984	435	6	political	political	ADJ
inlawrev-27984	435	7	pressures	pressure	NOUN
inlawrev-27984	435	8	.	.	PUNCT
inlawrev-27984	435	9	”140	”140	PROPN
inlawrev-27984	435	10	although	although	SCONJ
inlawrev-27984	435	11	laws	law	NOUN
inlawrev-27984	435	12	are	be	AUX
inlawrev-27984	435	13	crucial	crucial	ADJ
inlawrev-27984	435	14	to	to	ADP
inlawrev-27984	435	15	the	the	DET
inlawrev-27984	435	16	protection	protection	NOUN
inlawrev-27984	435	17	of	of	ADP
inlawrev-27984	435	18	people	people	NOUN
inlawrev-27984	435	19	’s	’s	PART
inlawrev-27984	435	20	rights	right	NOUN
inlawrev-27984	435	21	and	and	CCONJ
inlawrev-27984	435	22	to	to	PART
inlawrev-27984	435	23	regulate	regulate	VERB
inlawrev-27984	435	24	people	people	NOUN
inlawrev-27984	435	25	’s	’s	PART
inlawrev-27984	435	26	actions	action	NOUN
inlawrev-27984	435	27	,	,	PUNCT
inlawrev-27984	435	28	if	if	SCONJ
inlawrev-27984	435	29	they	they	PRON
inlawrev-27984	435	30	are	be	AUX
inlawrev-27984	435	31	reactive	reactive	ADJ
inlawrev-27984	435	32	then	then	ADV
inlawrev-27984	435	33	they	they	PRON
inlawrev-27984	435	34	can	can	AUX
inlawrev-27984	435	35	not	not	PART
inlawrev-27984	435	36	be	be	AUX
inlawrev-27984	435	37	the	the	DET
inlawrev-27984	435	38	principal	principal	ADJ
inlawrev-27984	435	39	driving	drive	VERB
inlawrev-27984	435	40	force	force	NOUN
inlawrev-27984	435	41	of	of	ADP
inlawrev-27984	435	42	change	change	NOUN
inlawrev-27984	435	43	.	.	PUNCT
inlawrev-27984	436	1	thus	thus	ADV
inlawrev-27984	436	2	,	,	PUNCT
inlawrev-27984	436	3	as	as	ADV
inlawrev-27984	436	4	transformational	transformational	ADJ
inlawrev-27984	436	5	as	as	SCONJ
inlawrev-27984	436	6	legislation	legislation	NOUN
inlawrev-27984	436	7	can	can	AUX
inlawrev-27984	436	8	be	be	AUX
inlawrev-27984	436	9	on	on	ADP
inlawrev-27984	436	10	a	a	DET
inlawrev-27984	436	11	theoretical	theoretical	ADJ
inlawrev-27984	436	12	level	level	NOUN
inlawrev-27984	436	13	,	,	PUNCT
inlawrev-27984	436	14	if	if	SCONJ
inlawrev-27984	436	15	the	the	DET
inlawrev-27984	436	16	system	system	NOUN
inlawrev-27984	436	17	in	in	ADP
inlawrev-27984	436	18	which	which	PRON
inlawrev-27984	436	19	the	the	DET
inlawrev-27984	436	20	legislation	legislation	NOUN
inlawrev-27984	436	21	exists	exist	VERB
inlawrev-27984	436	22	is	be	AUX
inlawrev-27984	436	23	inherently	inherently	ADV
inlawrev-27984	436	24	flawed	flawed	ADJ
inlawrev-27984	436	25	,	,	PUNCT
inlawrev-27984	436	26	there	there	PRON
inlawrev-27984	436	27	no	no	INTJ
inlawrev-27984	436	28	can	can	AUX
inlawrev-27984	436	29	be	be	AUX
inlawrev-27984	436	30	no	no	DET
inlawrev-27984	436	31	radical	radical	ADJ
inlawrev-27984	436	32	change	change	NOUN
inlawrev-27984	436	33	.	.	PUNCT
inlawrev-27984	437	1	indeed	indeed	ADV
inlawrev-27984	437	2	,	,	PUNCT
inlawrev-27984	437	3	“	"	PUNCT
inlawrev-27984	437	4	[	[	X
inlawrev-27984	437	5	o]ur	o]ur	PRON
inlawrev-27984	437	6	current	current	ADJ
inlawrev-27984	437	7	system	system	NOUN
inlawrev-27984	437	8	is	be	AUX
inlawrev-27984	437	9	set	set	VERB
inlawrev-27984	437	10	up	up	ADP
inlawrev-27984	437	11	for	for	SCONJ
inlawrev-27984	437	12	some	some	DET
inlawrev-27984	437	13	people	people	NOUN
inlawrev-27984	437	14	to	to	PART
inlawrev-27984	437	15	have	have	VERB
inlawrev-27984	437	16	to	to	PART
inlawrev-27984	437	17	jump	jump	VERB
inlawrev-27984	437	18	over	over	ADP
inlawrev-27984	437	19	hurdles	hurdle	NOUN
inlawrev-27984	437	20	to	to	PART
inlawrev-27984	437	21	succeed	succeed	VERB
inlawrev-27984	437	22	,	,	PUNCT
inlawrev-27984	437	23	while	while	SCONJ
inlawrev-27984	437	24	others	other	NOUN
inlawrev-27984	437	25	get	get	VERB
inlawrev-27984	437	26	to	to	PART
inlawrev-27984	437	27	simply	simply	ADV
inlawrev-27984	437	28	run	run	VERB
inlawrev-27984	437	29	to	to	ADP
inlawrev-27984	437	30	the	the	DET
inlawrev-27984	437	31	finish	finish	NOUN
inlawrev-27984	437	32	line	line	NOUN
inlawrev-27984	437	33	without	without	ADP
inlawrev-27984	437	34	those	those	DET
inlawrev-27984	437	35	same	same	ADJ
inlawrev-27984	437	36	racial	racial	ADJ
inlawrev-27984	437	37	133	133	NUM
inlawrev-27984	437	38	.	.	PUNCT
inlawrev-27984	438	1	i	i	PRON
inlawrev-27984	438	2	d.	d.	PROPN
inlawrev-27984	438	3	at	at	ADP
inlawrev-27984	438	4	5	5	NUM
inlawrev-27984	438	5	-	-	SYM
inlawrev-27984	438	6	6	6	NUM
inlawrev-27984	438	7	.	.	NUM
inlawrev-27984	438	8	134	134	NUM
inlawrev-27984	438	9	.	.	PUNCT
inlawrev-27984	439	1	i	i	PRON
inlawrev-27984	439	2	d.	d.	PROPN
inlawrev-27984	439	3	at	at	ADP
inlawrev-27984	439	4	34	34	NUM
inlawrev-27984	439	5	.	.	PUNCT
inlawrev-27984	439	6	135	135	NUM
inlawrev-27984	439	7	.	.	PUNCT
inlawrev-27984	440	1	h.b	h.b	PROPN
inlawrev-27984	440	2	.	.	PROPN
inlawrev-27984	440	3	1151	1151	NUM
inlawrev-27984	440	4	,	,	PUNCT
inlawrev-27984	440	5	123rd	123rd	PROPN
inlawrev-27984	440	6	gen	gen	PROPN
inlawrev-27984	440	7	.	.	PROPN
inlawrev-27984	440	8	assemb	assemb	PROPN
inlawrev-27984	440	9	.	.	PUNCT
inlawrev-27984	441	1	(	(	PUNCT
inlawrev-27984	441	2	ind	ind	NOUN
inlawrev-27984	441	3	.	.	PUNCT
inlawrev-27984	441	4	2023	2023	NUM
inlawrev-27984	441	5	)	)	PUNCT
inlawrev-27984	441	6	.	.	PUNCT
inlawrev-27984	442	1	136	136	NUM
inlawrev-27984	442	2	.	.	PUNCT
inlawrev-27984	443	1	i	i	PRON
inlawrev-27984	443	2	d.	d.	PROPN
inlawrev-27984	443	3	137	137	NUM
inlawrev-27984	443	4	.	.	PUNCT
inlawrev-27984	444	1	i	i	PRON
inlawrev-27984	444	2	d.	d.	PROPN
inlawrev-27984	444	3	138	138	NUM
inlawrev-27984	444	4	.	.	PUNCT
inlawrev-27984	445	1	i	i	PRON
inlawrev-27984	445	2	d.	d.	PROPN
inlawrev-27984	445	3	139	139	NUM
inlawrev-27984	445	4	.	.	PUNCT
inlawrev-27984	445	5	2021	2021	NUM
inlawrev-27984	445	6	cal	cal	NOUN
inlawrev-27984	445	7	.	.	PUNCT
inlawrev-27984	445	8	stat	stat	PROPN
inlawrev-27984	445	9	.	.	PUNCT
inlawrev-27984	446	1	ch	ch	NOUN
inlawrev-27984	446	2	.	.	PROPN
inlawrev-27984	447	1	352	352	NUM
inlawrev-27984	447	2	.	.	NOUN
inlawrev-27984	447	3	140	140	NUM
inlawrev-27984	447	4	.	.	PUNCT
inlawrev-27984	447	5	doug	doug	PROPN
inlawrev-27984	447	6	mcadam	mcadam	PROPN
inlawrev-27984	447	7	,	,	PUNCT
inlawrev-27984	447	8	political	political	ADJ
inlawrev-27984	447	9	process	process	NOUN
inlawrev-27984	447	10	and	and	CCONJ
inlawrev-27984	447	11	the	the	DET
inlawrev-27984	447	12	development	development	NOUN
inlawrev-27984	447	13	of	of	ADP
inlawrev-27984	447	14	black	black	ADJ
inlawrev-27984	447	15	insurgency	insurgency	NOUN
inlawrev-27984	447	16	,	,	PUNCT
inlawrev-27984	447	17	1930	1930	NUM
inlawrev-27984	447	18	-	-	SYM
inlawrev-27984	447	19	1970	1970	NUM
inlawrev-27984	447	20	86	86	NUM
inlawrev-27984	447	21	(	(	PUNCT
inlawrev-27984	447	22	1999	1999	NUM
inlawrev-27984	447	23	)	)	PUNCT
inlawrev-27984	447	24	.	.	PUNCT
inlawrev-27984	448	1	496	496	NUM
inlawrev-27984	448	2	indiana	indiana	PROPN
inlawrev-27984	448	3	law	law	PROPN
inlawrev-27984	448	4	review	review	NOUN
inlawrev-27984	449	1	[	[	X
inlawrev-27984	449	2	vol	vol	NOUN
inlawrev-27984	449	3	.	.	PUNCT
inlawrev-27984	450	1	57:479	57:479	NUM
inlawrev-27984	450	2	hurdles	hurdle	NOUN
inlawrev-27984	450	3	.	.	PUNCT
inlawrev-27984	451	1	”141	”141	NOUN
inlawrev-27984	451	2	under	under	ADP
inlawrev-27984	451	3	our	our	PRON
inlawrev-27984	451	4	current	current	ADJ
inlawrev-27984	451	5	patchwork	patchwork	NOUN
inlawrev-27984	451	6	of	of	ADP
inlawrev-27984	451	7	state	state	NOUN
inlawrev-27984	451	8	and	and	CCONJ
inlawrev-27984	451	9	federal	federal	ADJ
inlawrev-27984	451	10	laws	law	NOUN
inlawrev-27984	451	11	and	and	CCONJ
inlawrev-27984	451	12	regulations	regulation	NOUN
inlawrev-27984	451	13	,	,	PUNCT
inlawrev-27984	451	14	“	"	PUNCT
inlawrev-27984	451	15	the	the	DET
inlawrev-27984	451	16	racial	racial	ADJ
inlawrev-27984	451	17	homeownership	homeownership	NOUN
inlawrev-27984	451	18	gap	gap	NOUN
inlawrev-27984	451	19	is	be	AUX
inlawrev-27984	451	20	wider	wide	ADJ
inlawrev-27984	451	21	than	than	ADP
inlawrev-27984	451	22	ever	ever	ADV
inlawrev-27984	451	23	.	.	PUNCT
inlawrev-27984	452	1	”142	”142	NOUN
inlawrev-27984	452	2	in	in	ADP
inlawrev-27984	452	3	2021	2021	NUM
inlawrev-27984	452	4	,	,	PUNCT
inlawrev-27984	452	5	“	"	PUNCT
inlawrev-27984	452	6	the	the	DET
inlawrev-27984	452	7	black	black	ADJ
inlawrev-27984	452	8	homeownership	homeownership	NOUN
inlawrev-27984	452	9	rate	rate	NOUN
inlawrev-27984	452	10	reached	reach	VERB
inlawrev-27984	452	11	only	only	ADV
inlawrev-27984	452	12	44	44	NUM
inlawrev-27984	452	13	percent	percent	NOUN
inlawrev-27984	452	14	,	,	PUNCT
inlawrev-27984	452	15	while	while	SCONJ
inlawrev-27984	452	16	the	the	DET
inlawrev-27984	452	17	white	white	ADJ
inlawrev-27984	452	18	homeownership	homeownership	NOUN
inlawrev-27984	452	19	rate	rate	NOUN
inlawrev-27984	452	20	reached	reach	VERB
inlawrev-27984	452	21	74	74	NUM
inlawrev-27984	452	22	percent	percent	NOUN
inlawrev-27984	452	23	.	.	PUNCT
inlawrev-27984	452	24	”143	”143	PUNCT
inlawrev-27984	453	1	moreover	moreover	ADV
inlawrev-27984	453	2	,	,	PUNCT
inlawrev-27984	453	3	“	"	PUNCT
inlawrev-27984	453	4	[	[	X
inlawrev-27984	453	5	a]lthough	a]lthough	SCONJ
inlawrev-27984	453	6	the	the	DET
inlawrev-27984	453	7	racial	racial	ADJ
inlawrev-27984	453	8	inequality	inequality	NOUN
inlawrev-27984	453	9	in	in	ADP
inlawrev-27984	453	10	home	home	NOUN
inlawrev-27984	453	11	values	value	NOUN
inlawrev-27984	453	12	has	have	AUX
inlawrev-27984	453	13	been	be	AUX
inlawrev-27984	453	14	increasing	increase	VERB
inlawrev-27984	453	15	since	since	SCONJ
inlawrev-27984	453	16	1980	1980	NUM
inlawrev-27984	453	17	,	,	PUNCT
inlawrev-27984	453	18	the	the	DET
inlawrev-27984	453	19	rate	rate	NOUN
inlawrev-27984	453	20	by	by	ADP
inlawrev-27984	453	21	which	which	PRON
inlawrev-27984	453	22	it	it	PRON
inlawrev-27984	453	23	is	be	AUX
inlawrev-27984	453	24	increasing	increase	VERB
inlawrev-27984	453	25	has	have	AUX
inlawrev-27984	453	26	tripled	triple	VERB
inlawrev-27984	453	27	in	in	ADP
inlawrev-27984	453	28	the	the	DET
inlawrev-27984	453	29	last	last	ADJ
inlawrev-27984	453	30	decade	decade	NOUN
inlawrev-27984	453	31	.	.	PUNCT
inlawrev-27984	453	32	”144	”144	PUNCT
inlawrev-27984	454	1	“	"	PUNCT
inlawrev-27984	454	2	[	[	X
inlawrev-27984	454	3	t]he	t]he	ADV
inlawrev-27984	454	4	neighborhood	neighborhood	NOUN
inlawrev-27984	454	5	racial	racial	ADJ
inlawrev-27984	454	6	gap	gap	NOUN
inlawrev-27984	454	7	in	in	ADP
inlawrev-27984	454	8	appraised	appraise	VERB
inlawrev-27984	454	9	values	value	NOUN
inlawrev-27984	454	10	increased	increase	VERB
inlawrev-27984	454	11	by	by	ADP
inlawrev-27984	454	12	$	$	SYM
inlawrev-27984	454	13	157,000	157,000	NUM
inlawrev-27984	454	14	from	from	ADP
inlawrev-27984	454	15	2013	2013	NUM
inlawrev-27984	454	16	to	to	ADP
inlawrev-27984	454	17	2021	2021	NUM
inlawrev-27984	454	18	”	"	PUNCT
inlawrev-27984	454	19	alone.145	alone.145	NOUN
inlawrev-27984	454	20	while	while	SCONJ
inlawrev-27984	454	21	this	this	DET
inlawrev-27984	454	22	ever	ever	ADV
inlawrev-27984	454	23	-	-	PUNCT
inlawrev-27984	454	24	widening	widen	VERB
inlawrev-27984	454	25	gap	gap	NOUN
inlawrev-27984	454	26	in	in	ADP
inlawrev-27984	454	27	homeownership	homeownership	NOUN
inlawrev-27984	454	28	can	can	AUX
inlawrev-27984	454	29	not	not	PART
inlawrev-27984	454	30	solely	solely	ADV
inlawrev-27984	454	31	be	be	AUX
inlawrev-27984	454	32	attributed	attribute	VERB
inlawrev-27984	454	33	to	to	ADP
inlawrev-27984	454	34	biased	biased	ADJ
inlawrev-27984	454	35	appraisals	appraisal	NOUN
inlawrev-27984	454	36	,	,	PUNCT
inlawrev-27984	454	37	“	"	PUNCT
inlawrev-27984	454	38	the	the	DET
inlawrev-27984	454	39	evidence	evidence	NOUN
inlawrev-27984	454	40	strongly	strongly	ADV
inlawrev-27984	454	41	suggests	suggest	VERB
inlawrev-27984	454	42	that	that	SCONJ
inlawrev-27984	454	43	appraisers	appraiser	NOUN
inlawrev-27984	454	44	introduce	introduce	VERB
inlawrev-27984	454	45	systemic	systemic	ADJ
inlawrev-27984	454	46	bias	bias	NOUN
inlawrev-27984	454	47	that	that	PRON
inlawrev-27984	454	48	favors	favor	VERB
inlawrev-27984	454	49	white	white	ADJ
inlawrev-27984	454	50	neighborhoods	neighborhood	NOUN
inlawrev-27984	454	51	at	at	ADP
inlawrev-27984	454	52	the	the	DET
inlawrev-27984	454	53	expense	expense	NOUN
inlawrev-27984	454	54	of	of	ADP
inlawrev-27984	454	55	black	black	ADJ
inlawrev-27984	454	56	,	,	PUNCT
inlawrev-27984	454	57	latino	latino	ADJ
inlawrev-27984	454	58	or	or	CCONJ
inlawrev-27984	454	59	hispanic	hispanic	ADJ
inlawrev-27984	454	60	,	,	PUNCT
inlawrev-27984	454	61	and	and	CCONJ
inlawrev-27984	454	62	asian	asian	ADJ
inlawrev-27984	454	63	american	american	ADJ
inlawrev-27984	454	64	neighborhoods	neighborhood	NOUN
inlawrev-27984	454	65	.	.	PUNCT
inlawrev-27984	454	66	”146	”146	PUNCT
inlawrev-27984	455	1	although	although	SCONJ
inlawrev-27984	455	2	the	the	DET
inlawrev-27984	455	3	current	current	ADJ
inlawrev-27984	455	4	frameworks	framework	NOUN
inlawrev-27984	455	5	of	of	ADP
inlawrev-27984	455	6	fair	fair	ADJ
inlawrev-27984	455	7	housing	housing	NOUN
inlawrev-27984	455	8	and	and	CCONJ
inlawrev-27984	455	9	fair	fair	ADJ
inlawrev-27984	455	10	lending	lending	NOUN
inlawrev-27984	455	11	laws	law	NOUN
inlawrev-27984	455	12	are	be	AUX
inlawrev-27984	455	13	not	not	PART
inlawrev-27984	455	14	entirely	entirely	ADV
inlawrev-27984	455	15	to	to	PART
inlawrev-27984	455	16	blame	blame	VERB
inlawrev-27984	455	17	for	for	ADP
inlawrev-27984	455	18	these	these	DET
inlawrev-27984	455	19	issues	issue	NOUN
inlawrev-27984	455	20	,	,	PUNCT
inlawrev-27984	455	21	there	there	PRON
inlawrev-27984	455	22	has	have	AUX
inlawrev-27984	455	23	been	be	AUX
inlawrev-27984	455	24	little	little	ADJ
inlawrev-27984	455	25	progress	progress	NOUN
inlawrev-27984	455	26	since	since	SCONJ
inlawrev-27984	455	27	they	they	PRON
inlawrev-27984	455	28	were	be	AUX
inlawrev-27984	455	29	enacted	enact	VERB
inlawrev-27984	455	30	.	.	PUNCT
inlawrev-27984	456	1	in	in	ADP
inlawrev-27984	456	2	recent	recent	ADJ
inlawrev-27984	456	3	years	year	NOUN
inlawrev-27984	456	4	,	,	PUNCT
inlawrev-27984	456	5	there	there	PRON
inlawrev-27984	456	6	has	have	AUX
inlawrev-27984	456	7	been	be	AUX
inlawrev-27984	456	8	only	only	ADV
inlawrev-27984	456	9	one	one	NUM
inlawrev-27984	456	10	reported	report	VERB
inlawrev-27984	456	11	resolution	resolution	NOUN
inlawrev-27984	456	12	of	of	ADP
inlawrev-27984	456	13	a	a	DET
inlawrev-27984	456	14	hud	hud	PROPN
inlawrev-27984	456	15	complaint	complaint	NOUN
inlawrev-27984	456	16	involving	involve	VERB
inlawrev-27984	456	17	appraisal	appraisal	NOUN
inlawrev-27984	456	18	biases	bias	NOUN
inlawrev-27984	456	19	,	,	PUNCT
inlawrev-27984	456	20	and	and	CCONJ
inlawrev-27984	456	21	hud	hud	PROPN
inlawrev-27984	456	22	itself	itself	PRON
inlawrev-27984	456	23	has	have	AUX
inlawrev-27984	456	24	not	not	PART
inlawrev-27984	456	25	concluded	conclude	VERB
inlawrev-27984	456	26	any	any	PRON
inlawrev-27984	456	27	of	of	ADP
inlawrev-27984	456	28	its	its	PRON
inlawrev-27984	456	29	investigations	investigation	NOUN
inlawrev-27984	456	30	with	with	ADP
inlawrev-27984	456	31	a	a	DET
inlawrev-27984	456	32	formal	formal	ADJ
inlawrev-27984	456	33	charge	charge	NOUN
inlawrev-27984	456	34	of	of	ADP
inlawrev-27984	456	35	discrimination.147	discrimination.147	NOUN
inlawrev-27984	456	36	moreover	moreover	ADV
inlawrev-27984	456	37	,	,	PUNCT
inlawrev-27984	456	38	between	between	ADP
inlawrev-27984	456	39	1977	1977	NUM
inlawrev-27984	456	40	and	and	CCONJ
inlawrev-27984	456	41	1996	1996	NUM
inlawrev-27984	456	42	,	,	PUNCT
inlawrev-27984	456	43	no	no	DET
inlawrev-27984	456	44	cases	case	NOUN
inlawrev-27984	456	45	alleging	allege	VERB
inlawrev-27984	456	46	appraisal	appraisal	NOUN
inlawrev-27984	456	47	discrimination	discrimination	NOUN
inlawrev-27984	456	48	resulted	result	VERB
inlawrev-27984	456	49	in	in	ADP
inlawrev-27984	456	50	relief	relief	NOUN
inlawrev-27984	456	51	for	for	ADP
inlawrev-27984	456	52	the	the	DET
inlawrev-27984	456	53	plaintiffs.148	plaintiffs.148	NOUN
inlawrev-27984	456	54	of	of	ADP
inlawrev-27984	456	55	the	the	DET
inlawrev-27984	456	56	cases	case	NOUN
inlawrev-27984	456	57	pending	pende	VERB
inlawrev-27984	456	58	today	today	NOUN
inlawrev-27984	456	59	,	,	PUNCT
inlawrev-27984	456	60	there	there	PRON
inlawrev-27984	456	61	have	have	VERB
inlawrev-27984	456	62	yet	yet	ADV
inlawrev-27984	456	63	to	to	PART
inlawrev-27984	456	64	be	be	AUX
inlawrev-27984	456	65	any	any	PRON
inlawrev-27984	456	66	positive	positive	ADJ
inlawrev-27984	456	67	,	,	PUNCT
inlawrev-27984	456	68	final	final	ADJ
inlawrev-27984	456	69	determinations.149	determinations.149	NOUN
inlawrev-27984	456	70	one	one	PRON
inlawrev-27984	456	71	could	could	AUX
inlawrev-27984	456	72	argue	argue	VERB
inlawrev-27984	456	73	that	that	SCONJ
inlawrev-27984	456	74	legislation	legislation	NOUN
inlawrev-27984	456	75	or	or	CCONJ
inlawrev-27984	456	76	regulation	regulation	NOUN
inlawrev-27984	456	77	could	could	AUX
inlawrev-27984	456	78	bring	bring	VERB
inlawrev-27984	456	79	positive	positive	ADJ
inlawrev-27984	456	80	change	change	NOUN
inlawrev-27984	456	81	to	to	ADP
inlawrev-27984	456	82	the	the	DET
inlawrev-27984	456	83	appraisal	appraisal	NOUN
inlawrev-27984	456	84	industry	industry	NOUN
inlawrev-27984	456	85	.	.	PUNCT
inlawrev-27984	457	1	for	for	ADP
inlawrev-27984	457	2	example	example	NOUN
inlawrev-27984	457	3	,	,	PUNCT
inlawrev-27984	457	4	appraisers	appraiser	NOUN
inlawrev-27984	457	5	could	could	AUX
inlawrev-27984	457	6	be	be	AUX
inlawrev-27984	457	7	statutorily	statutorily	ADV
inlawrev-27984	457	8	required	require	VERB
inlawrev-27984	457	9	to	to	PART
inlawrev-27984	457	10	take	take	VERB
inlawrev-27984	457	11	courses	course	NOUN
inlawrev-27984	457	12	on	on	ADP
inlawrev-27984	457	13	fair	fair	ADJ
inlawrev-27984	457	14	housing	housing	NOUN
inlawrev-27984	457	15	before	before	SCONJ
inlawrev-27984	457	16	they	they	PRON
inlawrev-27984	457	17	are	be	AUX
inlawrev-27984	457	18	licensed	license	VERB
inlawrev-27984	457	19	or	or	CCONJ
inlawrev-27984	457	20	recertified	recertifie	VERB
inlawrev-27984	457	21	.	.	PUNCT
inlawrev-27984	458	1	additionally	additionally	ADV
inlawrev-27984	458	2	,	,	PUNCT
inlawrev-27984	458	3	as	as	ADP
inlawrev-27984	458	4	a	a	DET
inlawrev-27984	458	5	part	part	NOUN
inlawrev-27984	458	6	of	of	ADP
inlawrev-27984	458	7	all	all	DET
inlawrev-27984	458	8	loan	loan	NOUN
inlawrev-27984	458	9	applications	application	NOUN
inlawrev-27984	458	10	or	or	CCONJ
inlawrev-27984	458	11	real	real	ADJ
inlawrev-27984	458	12	estate	estate	NOUN
inlawrev-27984	458	13	contracts	contract	NOUN
inlawrev-27984	458	14	,	,	PUNCT
inlawrev-27984	458	15	there	there	PRON
inlawrev-27984	458	16	could	could	AUX
inlawrev-27984	458	17	be	be	AUX
inlawrev-27984	458	18	a	a	DET
inlawrev-27984	458	19	requirement	requirement	NOUN
inlawrev-27984	458	20	that	that	SCONJ
inlawrev-27984	458	21	mortgage	mortgage	NOUN
inlawrev-27984	458	22	lenders	lender	NOUN
inlawrev-27984	458	23	,	,	PUNCT
inlawrev-27984	458	24	creditors	creditor	NOUN
inlawrev-27984	458	25	,	,	PUNCT
inlawrev-27984	458	26	realtors	realtor	NOUN
inlawrev-27984	458	27	,	,	PUNCT
inlawrev-27984	458	28	or	or	CCONJ
inlawrev-27984	458	29	appraisers	appraiser	NOUN
inlawrev-27984	458	30	include	include	VERB
inlawrev-27984	458	31	information	information	NOUN
inlawrev-27984	458	32	about	about	ADP
inlawrev-27984	458	33	fair	fair	ADJ
inlawrev-27984	458	34	housing	housing	NOUN
inlawrev-27984	458	35	laws	law	NOUN
inlawrev-27984	458	36	and	and	CCONJ
inlawrev-27984	458	37	inform	inform	VERB
inlawrev-27984	458	38	homebuyers	homebuyer	NOUN
inlawrev-27984	458	39	about	about	ADP
inlawrev-27984	458	40	their	their	PRON
inlawrev-27984	458	41	rights	right	NOUN
inlawrev-27984	458	42	and	and	CCONJ
inlawrev-27984	458	43	all	all	DET
inlawrev-27984	458	44	available	available	ADJ
inlawrev-27984	458	45	avenues	avenue	NOUN
inlawrev-27984	458	46	of	of	ADP
inlawrev-27984	458	47	legal	legal	ADJ
inlawrev-27984	458	48	recourse	recourse	NOUN
inlawrev-27984	458	49	in	in	ADP
inlawrev-27984	458	50	cases	case	NOUN
inlawrev-27984	458	51	of	of	ADP
inlawrev-27984	458	52	discrimination	discrimination	NOUN
inlawrev-27984	458	53	.	.	PUNCT
inlawrev-27984	459	1	statutory	statutory	ADJ
inlawrev-27984	459	2	fines	fine	NOUN
inlawrev-27984	459	3	for	for	ADP
inlawrev-27984	459	4	violations	violation	NOUN
inlawrev-27984	459	5	of	of	ADP
inlawrev-27984	459	6	fair	fair	ADJ
inlawrev-27984	459	7	appraisal	appraisal	NOUN
inlawrev-27984	459	8	laws	law	NOUN
inlawrev-27984	459	9	could	could	AUX
inlawrev-27984	459	10	be	be	AUX
inlawrev-27984	459	11	used	use	VERB
inlawrev-27984	459	12	to	to	PART
inlawrev-27984	459	13	create	create	VERB
inlawrev-27984	459	14	community	community	NOUN
inlawrev-27984	459	15	investment	investment	NOUN
inlawrev-27984	459	16	programs	program	NOUN
inlawrev-27984	459	17	or	or	CCONJ
inlawrev-27984	459	18	reimburse	reimburse	NOUN
inlawrev-27984	459	19	victims	victim	NOUN
inlawrev-27984	459	20	of	of	ADP
inlawrev-27984	459	21	appraisal	appraisal	NOUN
inlawrev-27984	459	22	discrimination	discrimination	NOUN
inlawrev-27984	459	23	.	.	PUNCT
inlawrev-27984	460	1	moreover	moreover	ADV
inlawrev-27984	460	2	,	,	PUNCT
inlawrev-27984	460	3	a	a	DET
inlawrev-27984	460	4	statutory	statutory	ADJ
inlawrev-27984	460	5	requirement	requirement	NOUN
inlawrev-27984	460	6	of	of	ADP
inlawrev-27984	460	7	lower	low	ADJ
inlawrev-27984	460	8	application	application	NOUN
inlawrev-27984	460	9	fees	fee	NOUN
inlawrev-27984	460	10	or	or	CCONJ
inlawrev-27984	460	11	the	the	DET
inlawrev-27984	460	12	allocation	allocation	NOUN
inlawrev-27984	460	13	of	of	ADP
inlawrev-27984	460	14	state	state	NOUN
inlawrev-27984	460	15	or	or	CCONJ
inlawrev-27984	460	16	federal	federal	ADJ
inlawrev-27984	460	17	funds	fund	NOUN
inlawrev-27984	460	18	to	to	PART
inlawrev-27984	460	19	provide	provide	VERB
inlawrev-27984	460	20	scholarships	scholarship	NOUN
inlawrev-27984	460	21	to	to	ADP
inlawrev-27984	460	22	persons	person	NOUN
inlawrev-27984	460	23	who	who	PRON
inlawrev-27984	460	24	can	can	AUX
inlawrev-27984	460	25	not	not	PART
inlawrev-27984	460	26	afford	afford	VERB
inlawrev-27984	460	27	the	the	DET
inlawrev-27984	460	28	licensure	licensure	NOUN
inlawrev-27984	460	29	141	141	NUM
inlawrev-27984	460	30	.	.	PUNCT
inlawrev-27984	461	1	rashawn	rashawn	PROPN
inlawrev-27984	461	2	ray	ray	NOUN
inlawrev-27984	461	3	,	,	PUNCT
inlawrev-27984	461	4	is	be	AUX
inlawrev-27984	461	5	the	the	DET
inlawrev-27984	461	6	united	united	PROPN
inlawrev-27984	461	7	states	states	PROPN
inlawrev-27984	461	8	a	a	DET
inlawrev-27984	461	9	racist	racist	ADJ
inlawrev-27984	461	10	country	country	NOUN
inlawrev-27984	461	11	,	,	PUNCT
inlawrev-27984	461	12	brookings	brookings	PROPN
inlawrev-27984	461	13	(	(	PUNCT
inlawrev-27984	461	14	may	may	PROPN
inlawrev-27984	461	15	24	24	NUM
inlawrev-27984	461	16	,	,	PUNCT
inlawrev-27984	461	17	2021	2021	NUM
inlawrev-27984	461	18	)	)	PUNCT
inlawrev-27984	461	19	,	,	PUNCT
inlawrev-27984	461	20	https://www.brookings.edu/blog/how-we-rise/2021/05/04/is-the-united-states-a-racist-country/	https://www.brookings.edu/blog/how-we-rise/2021/05/04/is-the-united-states-a-racist-country/	X
inlawrev-27984	462	1	[	[	X
inlawrev-27984	462	2	https://perma.cc/jxy4-qgps	https://perma.cc/jxy4-qgps	X
inlawrev-27984	462	3	]	]	SYM
inlawrev-27984	462	4	.	.	PUNCT
inlawrev-27984	463	1	142	142	NUM
inlawrev-27984	463	2	.	.	PUNCT
inlawrev-27984	464	1	action	action	NOUN
inlawrev-27984	464	2	plan	plan	NOUN
inlawrev-27984	464	3	,	,	PUNCT
inlawrev-27984	464	4	supra	supra	PROPN
inlawrev-27984	464	5	note	note	NOUN
inlawrev-27984	464	6	23	23	NUM
inlawrev-27984	464	7	,	,	PUNCT
inlawrev-27984	464	8	at	at	ADP
inlawrev-27984	464	9	4	4	NUM
inlawrev-27984	464	10	.	.	NOUN
inlawrev-27984	464	11	143	143	NUM
inlawrev-27984	464	12	.	.	PUNCT
inlawrev-27984	465	1	i	i	PRON
inlawrev-27984	465	2	d.	d.	PROPN
inlawrev-27984	465	3	144	144	NUM
inlawrev-27984	465	4	.	.	PUNCT
inlawrev-27984	466	1	howell	howell	PROPN
inlawrev-27984	466	2	&	&	CCONJ
inlawrev-27984	466	3	korver	korver	PROPN
inlawrev-27984	466	4	-	-	PUNCT
inlawrev-27984	466	5	glenn	glenn	PROPN
inlawrev-27984	466	6	,	,	PUNCT
inlawrev-27984	466	7	supra	supra	PROPN
inlawrev-27984	466	8	note	note	PROPN
inlawrev-27984	466	9	17	17	NUM
inlawrev-27984	466	10	,	,	PUNCT
inlawrev-27984	466	11	at	at	ADP
inlawrev-27984	466	12	13	13	NUM
inlawrev-27984	466	13	.	.	PUNCT
inlawrev-27984	466	14	145	145	NUM
inlawrev-27984	466	15	.	.	PUNCT
inlawrev-27984	467	1	i	i	PRON
inlawrev-27984	467	2	d.	d.	PROPN
inlawrev-27984	467	3	146	146	NUM
inlawrev-27984	467	4	.	.	PUNCT
inlawrev-27984	468	1	rothwell	rothwell	PROPN
inlawrev-27984	468	2	&	&	CCONJ
inlawrev-27984	468	3	perry	perry	PROPN
inlawrev-27984	468	4	,	,	PUNCT
inlawrev-27984	468	5	supra	supra	PROPN
inlawrev-27984	468	6	note	note	NOUN
inlawrev-27984	468	7	70	70	NUM
inlawrev-27984	468	8	.	.	PUNCT
inlawrev-27984	468	9	147	147	NUM
inlawrev-27984	468	10	.	.	PUNCT
inlawrev-27984	469	1	title	title	NOUN
inlawrev-27984	469	2	viii	viii	ADJ
inlawrev-27984	469	3	conciliation	conciliation	NOUN
inlawrev-27984	469	4	agreement	agreement	NOUN
inlawrev-27984	469	5	between	between	ADP
inlawrev-27984	469	6	redacted	redact	VERB
inlawrev-27984	469	7	and	and	CCONJ
inlawrev-27984	469	8	jpmorgan	jpmorgan	PROPN
inlawrev-27984	469	9	chase	chase	PROPN
inlawrev-27984	469	10	bank	bank	PROPN
inlawrev-27984	469	11	,	,	PUNCT
inlawrev-27984	469	12	n.a	n.a	PROPN
inlawrev-27984	469	13	,	,	PUNCT
inlawrev-27984	469	14	et	et	PROPN
inlawrev-27984	469	15	al	al	PROPN
inlawrev-27984	469	16	.	.	PROPN
inlawrev-27984	469	17	,	,	PUNCT
inlawrev-27984	469	18	u.s	u.s	PROPN
inlawrev-27984	469	19	.	.	PROPN
inlawrev-27984	469	20	dep’t	dep’t	NOUN
inlawrev-27984	469	21	of	of	ADP
inlawrev-27984	469	22	hous	hous	ADJ
inlawrev-27984	469	23	.	.	PUNCT
inlawrev-27984	469	24	&	&	CCONJ
inlawrev-27984	469	25	urban	urban	PROPN
inlawrev-27984	469	26	dev	dev	PROPN
inlawrev-27984	469	27	.	.	PUNCT
inlawrev-27984	470	1	(	(	PUNCT
inlawrev-27984	470	2	mar	mar	PROPN
inlawrev-27984	470	3	.	.	PROPN
inlawrev-27984	470	4	2021	2021	NUM
inlawrev-27984	470	5	)	)	PUNCT
inlawrev-27984	470	6	,	,	PUNCT
inlawrev-27984	471	1	https://www.hud.gov/sites/dfiles/fheo/	https://www.hud.gov/sites/dfiles/fheo/	PROPN
inlawrev-27984	471	2	d	d	X
inlawrev-27984	471	3	o	o	X
inlawrev-27984	471	4	c	c	VERB
inlawrev-27984	471	5	u	u	NOUN
inlawrev-27984	471	6	m	m	PROPN
inlawrev-27984	471	7	e	e	NOUN
inlawrev-27984	471	8	n	n	NOUN
inlawrev-27984	471	9	t	t	PROPN
inlawrev-27984	471	10	s	s	PART
inlawrev-27984	471	11	/	/	SYM
inlawrev-27984	471	12	2	2	NUM
inlawrev-27984	471	13	1	1	NUM
inlawrev-27984	471	14	c	c	NOUN
inlawrev-27984	471	15	h	h	NOUN
inlawrev-27984	471	16	a	a	DET
inlawrev-27984	471	17	s	s	X
inlawrev-27984	471	18	e	e	X
inlawrev-27984	471	19	%	%	NOUN
inlawrev-27984	471	20	2	2	NUM
inlawrev-27984	471	21	0	0	NUM
inlawrev-27984	471	22	c	c	NOUN
inlawrev-27984	471	23	o	o	NOUN
inlawrev-27984	472	1	n	n	ADP
inlawrev-27984	472	2	c	c	NOUN
inlawrev-27984	473	1	i	i	PRON
inlawrev-27984	473	2	l	l	VERB
inlawrev-27984	474	1	i	i	PRON
inlawrev-27984	475	1	a	a	DET
inlawrev-27984	475	2	t	t	NOUN
inlawrev-27984	476	1	i	i	PRON
inlawrev-27984	476	2	o	o	VERB
inlawrev-27984	477	1	n	n	NUM
inlawrev-27984	477	2	%	%	NOUN
inlawrev-27984	477	3	2	2	NUM
inlawrev-27984	477	4	0	0	NUM
inlawrev-27984	477	5	a	a	DET
inlawrev-27984	477	6	g	g	NOUN
inlawrev-27984	477	7	r	r	NOUN
inlawrev-27984	477	8	e	e	NOUN
inlawrev-27984	477	9	e	e	NOUN
inlawrev-27984	477	10	m	m	PROPN
inlawrev-27984	477	11	e	e	NOUN
inlawrev-27984	477	12	n	n	ADP
inlawrev-27984	477	13	t	t	NOUN
inlawrev-27984	477	14	_	_	PUNCT
inlawrev-27984	478	1	r	r	NOUN
inlawrev-27984	478	2	e	e	NOUN
inlawrev-27984	478	3	d	d	X
inlawrev-27984	478	4	a	a	DET
inlawrev-27984	478	5	c	c	NOUN
inlawrev-27984	478	6	t	t	NOUN
inlawrev-27984	478	7	e	e	X
inlawrev-27984	479	1	d	d	PUNCT
inlawrev-27984	479	2	_	_	PUNCT
inlawrev-27984	480	1	r	r	NOUN
inlawrev-27984	480	2	e	e	NOUN
inlawrev-27984	480	3	d	d	X
inlawrev-27984	480	4	a	a	PRON
inlawrev-27984	480	5	c	c	NOUN
inlawrev-27984	480	6	t	t	NOUN
inlawrev-27984	480	7	e	e	X
inlawrev-27984	480	8	d	d	PROPN
inlawrev-27984	480	9	.	.	PUNCT
inlawrev-27984	481	1	p	p	X
inlawrev-27984	482	1	d	d	X
inlawrev-27984	482	2	f	f	X
inlawrev-27984	483	1	[	[	X
inlawrev-27984	483	2	https://perma.cc/k7hj-j86	https://perma.cc/k7hj-j86	NOUN
inlawrev-27984	483	3	t	t	X
inlawrev-27984	483	4	]	]	X
inlawrev-27984	483	5	;	;	PUNCT
inlawrev-27984	483	6	christensen	christensen	PROPN
inlawrev-27984	483	7	,	,	PUNCT
inlawrev-27984	483	8	supra	supra	PROPN
inlawrev-27984	483	9	note	note	PROPN
inlawrev-27984	483	10	63	63	NUM
inlawrev-27984	483	11	,	,	PUNCT
inlawrev-27984	483	12	at	at	ADP
inlawrev-27984	483	13	2	2	NUM
inlawrev-27984	483	14	.	.	NOUN
inlawrev-27984	483	15	148	148	NUM
inlawrev-27984	483	16	.	.	PUNCT
inlawrev-27984	484	1	see	see	VERB
inlawrev-27984	484	2	schwemm	schwemm	NOUN
inlawrev-27984	484	3	,	,	PUNCT
inlawrev-27984	484	4	supra	supra	PROPN
inlawrev-27984	484	5	note	note	NOUN
inlawrev-27984	484	6	61	61	NUM
inlawrev-27984	484	7	,	,	PUNCT
inlawrev-27984	484	8	at	at	ADP
inlawrev-27984	484	9	390	390	NUM
inlawrev-27984	484	10	.	.	NOUN
inlawrev-27984	484	11	149	149	NUM
inlawrev-27984	484	12	.	.	PUNCT
inlawrev-27984	485	1	christensen	christensen	PROPN
inlawrev-27984	485	2	,	,	PUNCT
inlawrev-27984	485	3	supra	supra	PROPN
inlawrev-27984	485	4	note	note	PROPN
inlawrev-27984	485	5	63	63	NUM
inlawrev-27984	485	6	.	.	PUNCT
inlawrev-27984	485	7	2023	2023	NUM
inlawrev-27984	485	8	]	]	PUNCT
inlawrev-27984	485	9	from	from	ADP
inlawrev-27984	485	10	american	american	PROPN
inlawrev-27984	485	11	nightmare	nightmare	PROPN
inlawrev-27984	485	12	to	to	ADP
inlawrev-27984	485	13	american	american	ADJ
inlawrev-27984	485	14	dream	dream	NOUN
inlawrev-27984	485	15	?	?	PUNCT
inlawrev-27984	486	1	497	497	NUM
inlawrev-27984	486	2	courses	course	NOUN
inlawrev-27984	486	3	would	would	AUX
inlawrev-27984	486	4	allow	allow	VERB
inlawrev-27984	486	5	more	more	ADJ
inlawrev-27984	486	6	people	people	NOUN
inlawrev-27984	486	7	to	to	PART
inlawrev-27984	486	8	join	join	VERB
inlawrev-27984	486	9	the	the	DET
inlawrev-27984	486	10	workforce	workforce	NOUN
inlawrev-27984	486	11	as	as	ADP
inlawrev-27984	486	12	appraisers	appraiser	NOUN
inlawrev-27984	486	13	.	.	PUNCT
inlawrev-27984	487	1	however	however	ADV
inlawrev-27984	487	2	,	,	PUNCT
inlawrev-27984	487	3	many	many	ADJ
inlawrev-27984	487	4	,	,	PUNCT
inlawrev-27984	487	5	if	if	SCONJ
inlawrev-27984	487	6	not	not	PART
inlawrev-27984	487	7	all	all	PRON
inlawrev-27984	487	8	,	,	PUNCT
inlawrev-27984	487	9	of	of	ADP
inlawrev-27984	487	10	these	these	DET
inlawrev-27984	487	11	ideas	idea	NOUN
inlawrev-27984	487	12	could	could	AUX
inlawrev-27984	487	13	be	be	AUX
inlawrev-27984	487	14	implemented	implement	VERB
inlawrev-27984	487	15	by	by	ADP
inlawrev-27984	487	16	the	the	DET
inlawrev-27984	487	17	appraisal	appraisal	NOUN
inlawrev-27984	487	18	industry	industry	NOUN
inlawrev-27984	487	19	itself	itself	PRON
inlawrev-27984	487	20	or	or	CCONJ
inlawrev-27984	487	21	other	other	ADJ
inlawrev-27984	487	22	non	non	ADJ
inlawrev-27984	487	23	-	-	ADJ
inlawrev-27984	487	24	governmental	governmental	ADJ
inlawrev-27984	487	25	organizations	organization	NOUN
inlawrev-27984	487	26	.	.	PUNCT
inlawrev-27984	488	1	moreover	moreover	ADV
inlawrev-27984	488	2	,	,	PUNCT
inlawrev-27984	488	3	with	with	ADP
inlawrev-27984	488	4	little	little	ADJ
inlawrev-27984	488	5	progress	progress	NOUN
inlawrev-27984	488	6	to	to	PART
inlawrev-27984	488	7	show	show	VERB
inlawrev-27984	488	8	from	from	ADP
inlawrev-27984	488	9	pave	pave	NOUN
inlawrev-27984	488	10	and	and	CCONJ
inlawrev-27984	488	11	countless	countless	ADJ
inlawrev-27984	488	12	appraisal	appraisal	NOUN
inlawrev-27984	488	13	bills	bill	NOUN
inlawrev-27984	488	14	stuck	stick	VERB
inlawrev-27984	488	15	in	in	ADP
inlawrev-27984	488	16	state	state	NOUN
inlawrev-27984	488	17	and	and	CCONJ
inlawrev-27984	488	18	federal	federal	ADJ
inlawrev-27984	488	19	legislatures	legislature	NOUN
inlawrev-27984	488	20	with	with	ADP
inlawrev-27984	488	21	little	little	ADJ
inlawrev-27984	488	22	to	to	ADP
inlawrev-27984	488	23	no	no	DET
inlawrev-27984	488	24	chance	chance	NOUN
inlawrev-27984	488	25	of	of	ADP
inlawrev-27984	488	26	becoming	become	VERB
inlawrev-27984	488	27	laws	law	NOUN
inlawrev-27984	488	28	,	,	PUNCT
inlawrev-27984	488	29	solutions	solution	NOUN
inlawrev-27984	488	30	must	must	AUX
inlawrev-27984	488	31	be	be	AUX
inlawrev-27984	488	32	sought	seek	VERB
inlawrev-27984	488	33	outside	outside	ADV
inlawrev-27984	488	34	of	of	ADP
inlawrev-27984	488	35	legislation	legislation	NOUN
inlawrev-27984	488	36	and	and	CCONJ
inlawrev-27984	488	37	regulation	regulation	NOUN
inlawrev-27984	488	38	.	.	PUNCT
inlawrev-27984	489	1	b.	b.	PROPN
inlawrev-27984	489	2	proposed	propose	VERB
inlawrev-27984	489	3	changes	change	NOUN
inlawrev-27984	489	4	to	to	ADP
inlawrev-27984	489	5	appraisals	appraisal	NOUN
inlawrev-27984	489	6	and	and	CCONJ
inlawrev-27984	489	7	the	the	DET
inlawrev-27984	489	8	appraisal	appraisal	NOUN
inlawrev-27984	489	9	industry	industry	NOUN
inlawrev-27984	489	10	“	"	PUNCT
inlawrev-27984	489	11	unjust	unjust	ADJ
inlawrev-27984	489	12	social	social	ADJ
inlawrev-27984	489	13	laws	law	NOUN
inlawrev-27984	489	14	and	and	CCONJ
inlawrev-27984	489	15	patterns	pattern	NOUN
inlawrev-27984	489	16	do	do	AUX
inlawrev-27984	489	17	not	not	PART
inlawrev-27984	489	18	change	change	VERB
inlawrev-27984	489	19	because	because	SCONJ
inlawrev-27984	489	20	supreme	supreme	ADJ
inlawrev-27984	489	21	courts	court	NOUN
inlawrev-27984	489	22	deliver	deliver	VERB
inlawrev-27984	489	23	just	just	ADV
inlawrev-27984	489	24	opinions	opinion	NOUN
inlawrev-27984	489	25	.	.	PUNCT
inlawrev-27984	490	1	”150	”150	PROPN
inlawrev-27984	490	2	bayard	bayard	PROPN
inlawrev-27984	490	3	rustin	rustin	PROPN
inlawrev-27984	490	4	,	,	PUNCT
inlawrev-27984	490	5	a	a	DET
inlawrev-27984	490	6	prominent	prominent	ADJ
inlawrev-27984	490	7	leader	leader	NOUN
inlawrev-27984	490	8	in	in	ADP
inlawrev-27984	490	9	the	the	DET
inlawrev-27984	490	10	early	early	ADJ
inlawrev-27984	490	11	civil	civil	ADJ
inlawrev-27984	490	12	rights	right	NOUN
inlawrev-27984	490	13	movement	movement	NOUN
inlawrev-27984	490	14	,	,	PUNCT
inlawrev-27984	490	15	wrote	write	VERB
inlawrev-27984	490	16	these	these	DET
inlawrev-27984	490	17	words	word	NOUN
inlawrev-27984	490	18	in	in	ADP
inlawrev-27984	490	19	1947	1947	NUM
inlawrev-27984	490	20	,	,	PUNCT
inlawrev-27984	490	21	but	but	CCONJ
inlawrev-27984	490	22	they	they	PRON
inlawrev-27984	490	23	still	still	ADV
inlawrev-27984	490	24	ring	ring	VERB
inlawrev-27984	490	25	true	true	ADJ
inlawrev-27984	490	26	to	to	ADP
inlawrev-27984	490	27	this	this	DET
inlawrev-27984	490	28	day	day	NOUN
inlawrev-27984	490	29	.	.	PUNCT
inlawrev-27984	491	1	whether	whether	SCONJ
inlawrev-27984	491	2	it	it	PRON
inlawrev-27984	491	3	is	be	AUX
inlawrev-27984	491	4	supreme	supreme	PROPN
inlawrev-27984	491	5	court	court	NOUN
inlawrev-27984	491	6	decisions	decision	NOUN
inlawrev-27984	491	7	or	or	CCONJ
inlawrev-27984	491	8	legislation	legislation	NOUN
inlawrev-27984	491	9	,	,	PUNCT
inlawrev-27984	491	10	there	there	PRON
inlawrev-27984	491	11	will	will	AUX
inlawrev-27984	491	12	always	always	ADV
inlawrev-27984	491	13	be	be	AUX
inlawrev-27984	491	14	limitations	limitation	NOUN
inlawrev-27984	491	15	to	to	ADP
inlawrev-27984	491	16	what	what	DET
inlawrev-27984	491	17	law	law	NOUN
inlawrev-27984	491	18	can	can	AUX
inlawrev-27984	491	19	accomplish	accomplish	VERB
inlawrev-27984	491	20	.	.	PUNCT
inlawrev-27984	492	1	laws	law	NOUN
inlawrev-27984	492	2	are	be	AUX
inlawrev-27984	492	3	crucial	crucial	ADJ
inlawrev-27984	492	4	to	to	ADP
inlawrev-27984	492	5	the	the	DET
inlawrev-27984	492	6	protection	protection	NOUN
inlawrev-27984	492	7	of	of	ADP
inlawrev-27984	492	8	people	people	NOUN
inlawrev-27984	492	9	’s	’s	PART
inlawrev-27984	492	10	rights	right	NOUN
inlawrev-27984	492	11	and	and	CCONJ
inlawrev-27984	492	12	to	to	PART
inlawrev-27984	492	13	regulate	regulate	VERB
inlawrev-27984	492	14	people	people	NOUN
inlawrev-27984	492	15	’s	’s	PART
inlawrev-27984	492	16	actions	action	NOUN
inlawrev-27984	492	17	,	,	PUNCT
inlawrev-27984	492	18	but	but	CCONJ
inlawrev-27984	492	19	they	they	PRON
inlawrev-27984	492	20	are	be	AUX
inlawrev-27984	492	21	,	,	PUNCT
inlawrev-27984	492	22	for	for	ADP
inlawrev-27984	492	23	the	the	DET
inlawrev-27984	492	24	most	most	ADJ
inlawrev-27984	492	25	part	part	NOUN
inlawrev-27984	492	26	,	,	PUNCT
inlawrev-27984	492	27	reactive	reactive	NOUN
inlawrev-27984	492	28	.	.	PUNCT
inlawrev-27984	493	1	they	they	PRON
inlawrev-27984	493	2	are	be	AUX
inlawrev-27984	493	3	not	not	PART
inlawrev-27984	493	4	the	the	DET
inlawrev-27984	493	5	principal	principal	ADJ
inlawrev-27984	493	6	driving	drive	VERB
inlawrev-27984	493	7	force	force	NOUN
inlawrev-27984	493	8	of	of	ADP
inlawrev-27984	493	9	change	change	NOUN
inlawrev-27984	493	10	.	.	PUNCT
inlawrev-27984	494	1	instead	instead	ADV
inlawrev-27984	494	2	,	,	PUNCT
inlawrev-27984	494	3	change	change	NOUN
inlawrev-27984	494	4	must	must	AUX
inlawrev-27984	494	5	be	be	AUX
inlawrev-27984	494	6	fueled	fuel	VERB
inlawrev-27984	494	7	by	by	ADP
inlawrev-27984	494	8	proactive	proactive	ADJ
inlawrev-27984	494	9	forces	force	NOUN
inlawrev-27984	494	10	that	that	PRON
inlawrev-27984	494	11	propel	propel	VERB
inlawrev-27984	494	12	society	society	NOUN
inlawrev-27984	494	13	forward	forward	ADV
inlawrev-27984	494	14	without	without	ADP
inlawrev-27984	494	15	waiting	wait	VERB
inlawrev-27984	494	16	for	for	SCONJ
inlawrev-27984	494	17	the	the	DET
inlawrev-27984	494	18	law	law	NOUN
inlawrev-27984	494	19	to	to	PART
inlawrev-27984	494	20	catch	catch	VERB
inlawrev-27984	494	21	up	up	ADP
inlawrev-27984	494	22	.	.	PUNCT
inlawrev-27984	495	1	while	while	SCONJ
inlawrev-27984	495	2	many	many	ADJ
inlawrev-27984	495	3	of	of	ADP
inlawrev-27984	495	4	the	the	DET
inlawrev-27984	495	5	laws	law	NOUN
inlawrev-27984	495	6	proposed	propose	VERB
inlawrev-27984	495	7	by	by	ADP
inlawrev-27984	495	8	states	state	NOUN
inlawrev-27984	495	9	and	and	CCONJ
inlawrev-27984	495	10	the	the	DET
inlawrev-27984	495	11	federal	federal	ADJ
inlawrev-27984	495	12	government	government	NOUN
inlawrev-27984	495	13	,	,	PUNCT
inlawrev-27984	495	14	as	as	ADV
inlawrev-27984	495	15	well	well	ADV
inlawrev-27984	495	16	pave	pave	X
inlawrev-27984	495	17	’s	’s	PART
inlawrev-27984	495	18	plans	plan	NOUN
inlawrev-27984	495	19	for	for	ADP
inlawrev-27984	495	20	federal	federal	ADJ
inlawrev-27984	495	21	agencies	agency	NOUN
inlawrev-27984	495	22	,	,	PUNCT
inlawrev-27984	495	23	could	could	AUX
inlawrev-27984	495	24	bring	bring	VERB
inlawrev-27984	495	25	about	about	ADP
inlawrev-27984	495	26	change	change	NOUN
inlawrev-27984	495	27	,	,	PUNCT
inlawrev-27984	495	28	it	it	PRON
inlawrev-27984	495	29	is	be	AUX
inlawrev-27984	495	30	imperative	imperative	ADJ
inlawrev-27984	495	31	that	that	SCONJ
inlawrev-27984	495	32	they	they	PRON
inlawrev-27984	495	33	do	do	AUX
inlawrev-27984	495	34	not	not	PART
inlawrev-27984	495	35	become	become	VERB
inlawrev-27984	495	36	the	the	DET
inlawrev-27984	495	37	only	only	ADJ
inlawrev-27984	495	38	source	source	NOUN
inlawrev-27984	495	39	of	of	ADP
inlawrev-27984	495	40	change	change	NOUN
inlawrev-27984	495	41	.	.	PUNCT
inlawrev-27984	496	1	even	even	ADV
inlawrev-27984	496	2	without	without	ADP
inlawrev-27984	496	3	legislation	legislation	NOUN
inlawrev-27984	496	4	,	,	PUNCT
inlawrev-27984	496	5	the	the	DET
inlawrev-27984	496	6	appraisal	appraisal	NOUN
inlawrev-27984	496	7	industry	industry	NOUN
inlawrev-27984	496	8	could	could	AUX
inlawrev-27984	496	9	move	move	VERB
inlawrev-27984	496	10	towards	towards	ADP
inlawrev-27984	496	11	more	more	ADV
inlawrev-27984	496	12	positive	positive	ADJ
inlawrev-27984	496	13	change	change	NOUN
inlawrev-27984	496	14	and	and	CCONJ
inlawrev-27984	496	15	re	re	NOUN
inlawrev-27984	496	16	-	-	VERB
inlawrev-27984	496	17	invent	invent	VERB
inlawrev-27984	496	18	the	the	DET
inlawrev-27984	496	19	appraisal	appraisal	NOUN
inlawrev-27984	496	20	profession	profession	NOUN
inlawrev-27984	496	21	without	without	ADP
inlawrev-27984	496	22	being	be	AUX
inlawrev-27984	496	23	required	require	VERB
inlawrev-27984	496	24	to	to	PART
inlawrev-27984	496	25	do	do	VERB
inlawrev-27984	496	26	so	so	ADV
inlawrev-27984	496	27	.	.	PUNCT
inlawrev-27984	497	1	for	for	ADP
inlawrev-27984	497	2	example	example	NOUN
inlawrev-27984	497	3	,	,	PUNCT
inlawrev-27984	497	4	the	the	DET
inlawrev-27984	497	5	appraisal	appraisal	NOUN
inlawrev-27984	497	6	foundation	foundation	NOUN
inlawrev-27984	497	7	’s	’s	PART
inlawrev-27984	497	8	new	new	ADJ
inlawrev-27984	497	9	fair	fair	ADJ
inlawrev-27984	497	10	housing	housing	NOUN
inlawrev-27984	497	11	training	training	NOUN
inlawrev-27984	497	12	course	course	NOUN
inlawrev-27984	497	13	requirement	requirement	NOUN
inlawrev-27984	497	14	reflects	reflect	VERB
inlawrev-27984	497	15	an	an	DET
inlawrev-27984	497	16	affirmative	affirmative	ADJ
inlawrev-27984	497	17	decision	decision	NOUN
inlawrev-27984	497	18	on	on	ADP
inlawrev-27984	497	19	the	the	DET
inlawrev-27984	497	20	part	part	NOUN
inlawrev-27984	497	21	of	of	ADP
inlawrev-27984	497	22	appraisal	appraisal	NOUN
inlawrev-27984	497	23	industry	industry	NOUN
inlawrev-27984	497	24	leaders	leader	NOUN
inlawrev-27984	497	25	to	to	PART
inlawrev-27984	497	26	combat	combat	VERB
inlawrev-27984	497	27	discrimination	discrimination	NOUN
inlawrev-27984	497	28	and	and	CCONJ
inlawrev-27984	497	29	biases.151	biases.151	NOUN
inlawrev-27984	497	30	appraisers	appraiser	NOUN
inlawrev-27984	497	31	must	must	AUX
inlawrev-27984	497	32	be	be	AUX
inlawrev-27984	497	33	educated	educate	VERB
inlawrev-27984	497	34	about	about	ADP
inlawrev-27984	497	35	their	their	PRON
inlawrev-27984	497	36	own	own	ADJ
inlawrev-27984	497	37	implicit	implicit	ADJ
inlawrev-27984	497	38	biases	bias	NOUN
inlawrev-27984	497	39	as	as	ADV
inlawrev-27984	497	40	well	well	ADV
inlawrev-27984	497	41	as	as	ADP
inlawrev-27984	497	42	the	the	DET
inlawrev-27984	497	43	way	way	NOUN
inlawrev-27984	497	44	discrimination	discrimination	NOUN
inlawrev-27984	497	45	has	have	AUX
inlawrev-27984	497	46	shaped	shape	VERB
inlawrev-27984	497	47	access	access	NOUN
inlawrev-27984	497	48	to	to	ADP
inlawrev-27984	497	49	housing	housing	NOUN
inlawrev-27984	497	50	in	in	ADP
inlawrev-27984	497	51	the	the	DET
inlawrev-27984	497	52	united	united	PROPN
inlawrev-27984	497	53	states	states	PROPN
inlawrev-27984	497	54	.	.	PUNCT
inlawrev-27984	498	1	otherwise	otherwise	ADV
inlawrev-27984	498	2	,	,	PUNCT
inlawrev-27984	498	3	they	they	PRON
inlawrev-27984	498	4	will	will	AUX
inlawrev-27984	498	5	be	be	AUX
inlawrev-27984	498	6	unable	unable	ADJ
inlawrev-27984	498	7	to	to	PART
inlawrev-27984	498	8	fully	fully	ADV
inlawrev-27984	498	9	understand	understand	VERB
inlawrev-27984	498	10	how	how	SCONJ
inlawrev-27984	498	11	their	their	PRON
inlawrev-27984	498	12	choices	choice	NOUN
inlawrev-27984	498	13	and	and	CCONJ
inlawrev-27984	498	14	valuations	valuation	NOUN
inlawrev-27984	498	15	affect	affect	VERB
inlawrev-27984	498	16	more	more	ADJ
inlawrev-27984	498	17	than	than	ADP
inlawrev-27984	498	18	just	just	ADV
inlawrev-27984	498	19	one	one	NUM
inlawrev-27984	498	20	homebuyer	homebuyer	PROPN
inlawrev-27984	498	21	’s	’s	PART
inlawrev-27984	498	22	experience	experience	NOUN
inlawrev-27984	498	23	.	.	PUNCT
inlawrev-27984	499	1	a	a	DET
inlawrev-27984	499	2	scientific	scientific	ADJ
inlawrev-27984	499	3	workforce	workforce	NOUN
inlawrev-27984	499	4	diversity	diversity	NOUN
inlawrev-27984	499	5	seminar	seminar	NOUN
inlawrev-27984	499	6	series	series	NOUN
inlawrev-27984	499	7	hosted	host	VERB
inlawrev-27984	499	8	by	by	ADP
inlawrev-27984	499	9	the	the	DET
inlawrev-27984	499	10	national	national	PROPN
inlawrev-27984	499	11	institute	institute	PROPN
inlawrev-27984	499	12	of	of	ADP
inlawrev-27984	499	13	health	health	PROPN
inlawrev-27984	499	14	in	in	ADP
inlawrev-27984	499	15	2021	2021	NUM
inlawrev-27984	499	16	found	find	VERB
inlawrev-27984	499	17	that	that	SCONJ
inlawrev-27984	499	18	“	"	PUNCT
inlawrev-27984	499	19	well	well	ADV
inlawrev-27984	499	20	-	-	PUNCT
inlawrev-27984	499	21	designed	design	VERB
inlawrev-27984	499	22	,	,	PUNCT
inlawrev-27984	499	23	actionable	actionable	ADJ
inlawrev-27984	499	24	implicit	implicit	ADJ
inlawrev-27984	499	25	bias	bias	NOUN
inlawrev-27984	499	26	trainings	training	NOUN
inlawrev-27984	499	27	”	"	PUNCT
inlawrev-27984	499	28	must	must	AUX
inlawrev-27984	499	29	be	be	AUX
inlawrev-27984	499	30	a	a	DET
inlawrev-27984	499	31	part	part	NOUN
inlawrev-27984	499	32	of	of	ADP
inlawrev-27984	499	33	their	their	PRON
inlawrev-27984	499	34	“	"	PUNCT
inlawrev-27984	499	35	comprehensive	comprehensive	ADJ
inlawrev-27984	499	36	institutional	institutional	ADJ
inlawrev-27984	499	37	change	change	NOUN
inlawrev-27984	499	38	strategy	strategy	NOUN
inlawrev-27984	499	39	”	"	PUNCT
inlawrev-27984	499	40	to	to	PART
inlawrev-27984	499	41	“	"	PUNCT
inlawrev-27984	499	42	eliminate	eliminate	VERB
inlawrev-27984	499	43	bias	bias	NOUN
inlawrev-27984	499	44	from	from	ADP
inlawrev-27984	499	45	individuals	individual	NOUN
inlawrev-27984	499	46	or	or	CCONJ
inlawrev-27984	499	47	workplace	workplace	ADJ
inlawrev-27984	499	48	environments	environment	NOUN
inlawrev-27984	499	49	.	.	PUNCT
inlawrev-27984	500	1	”152	”152	VERB
inlawrev-27984	500	2	although	although	SCONJ
inlawrev-27984	500	3	this	this	DET
inlawrev-27984	500	4	seminar	seminar	NOUN
inlawrev-27984	500	5	looked	look	VERB
inlawrev-27984	500	6	specifically	specifically	ADV
inlawrev-27984	500	7	at	at	ADP
inlawrev-27984	500	8	scientific	scientific	ADJ
inlawrev-27984	500	9	industries	industry	NOUN
inlawrev-27984	500	10	,	,	PUNCT
inlawrev-27984	500	11	its	its	PRON
inlawrev-27984	500	12	methods	method	NOUN
inlawrev-27984	500	13	and	and	CCONJ
inlawrev-27984	500	14	findings	finding	NOUN
inlawrev-27984	500	15	could	could	AUX
inlawrev-27984	500	16	be	be	AUX
inlawrev-27984	500	17	applied	apply	VERB
inlawrev-27984	500	18	to	to	ADP
inlawrev-27984	500	19	the	the	DET
inlawrev-27984	500	20	real	real	ADJ
inlawrev-27984	500	21	estate	estate	NOUN
inlawrev-27984	500	22	industry	industry	NOUN
inlawrev-27984	500	23	.	.	PUNCT
inlawrev-27984	501	1	in	in	ADP
inlawrev-27984	501	2	order	order	NOUN
inlawrev-27984	501	3	for	for	SCONJ
inlawrev-27984	501	4	there	there	PRON
inlawrev-27984	501	5	be	be	AUX
inlawrev-27984	501	6	a	a	DET
inlawrev-27984	501	7	more	more	ADV
inlawrev-27984	501	8	comprehensive	comprehensive	ADJ
inlawrev-27984	501	9	,	,	PUNCT
inlawrev-27984	501	10	institutional	institutional	ADJ
inlawrev-27984	501	11	change	change	NOUN
inlawrev-27984	501	12	,	,	PUNCT
inlawrev-27984	501	13	implicit	implicit	ADJ
inlawrev-27984	501	14	bias	bias	NOUN
inlawrev-27984	501	15	training	training	NOUN
inlawrev-27984	501	16	is	be	AUX
inlawrev-27984	501	17	an	an	DET
inlawrev-27984	501	18	important	important	ADJ
inlawrev-27984	501	19	step	step	NOUN
inlawrev-27984	501	20	.	.	PUNCT
inlawrev-27984	502	1	moreover	moreover	ADV
inlawrev-27984	502	2	,	,	PUNCT
inlawrev-27984	502	3	“	"	PUNCT
inlawrev-27984	502	4	[	[	X
inlawrev-27984	502	5	t]he	t]he	ADV
inlawrev-27984	502	6	ranks	rank	NOUN
inlawrev-27984	502	7	of	of	ADP
inlawrev-27984	502	8	appraisers	appraiser	NOUN
inlawrev-27984	502	9	are	be	AUX
inlawrev-27984	502	10	too	too	ADV
inlawrev-27984	502	11	old	old	ADJ
inlawrev-27984	502	12	,	,	PUNCT
inlawrev-27984	502	13	too	too	ADV
inlawrev-27984	502	14	white	white	ADJ
inlawrev-27984	502	15	and	and	CCONJ
inlawrev-27984	502	16	too	too	ADV
inlawrev-27984	502	17	male	male	ADJ
inlawrev-27984	502	18	.	.	PUNCT
inlawrev-27984	502	19	.	.	PUNCT
inlawrev-27984	503	1	.	.	PUNCT
inlawrev-27984	504	1	150	150	NUM
inlawrev-27984	504	2	.	.	PUNCT
inlawrev-27984	505	1	raymond	raymond	PROPN
inlawrev-27984	505	2	arsenault	arsenault	PROPN
inlawrev-27984	505	3	,	,	PUNCT
inlawrev-27984	505	4	freedom	freedom	NOUN
inlawrev-27984	505	5	riders	rider	NOUN
inlawrev-27984	505	6	:	:	PUNCT
inlawrev-27984	505	7	1961	1961	NUM
inlawrev-27984	505	8	and	and	CCONJ
inlawrev-27984	505	9	the	the	DET
inlawrev-27984	505	10	struggle	struggle	NOUN
inlawrev-27984	505	11	for	for	ADP
inlawrev-27984	505	12	racial	racial	ADJ
inlawrev-27984	505	13	justice	justice	NOUN
inlawrev-27984	505	14	37	37	NUM
inlawrev-27984	505	15	(	(	PUNCT
inlawrev-27984	505	16	2006	2006	NUM
inlawrev-27984	505	17	)	)	PUNCT
inlawrev-27984	505	18	.	.	PUNCT
inlawrev-27984	506	1	151	151	NUM
inlawrev-27984	506	2	.	.	PUNCT
inlawrev-27984	507	1	tim	tim	PROPN
inlawrev-27984	507	2	glaze	glaze	PROPN
inlawrev-27984	507	3	,	,	PUNCT
inlawrev-27984	507	4	appraisal	appraisal	NOUN
inlawrev-27984	507	5	foundation	foundation	NOUN
inlawrev-27984	507	6	:	:	PUNCT
inlawrev-27984	507	7	appraisers	appraiser	NOUN
inlawrev-27984	507	8	must	must	AUX
inlawrev-27984	507	9	take	take	VERB
inlawrev-27984	507	10	course	course	NOUN
inlawrev-27984	507	11	on	on	ADP
inlawrev-27984	507	12	bias	bias	NOUN
inlawrev-27984	507	13	,	,	PUNCT
inlawrev-27984	507	14	hous	hous	ADJ
inlawrev-27984	507	15	.	.	PUNCT
inlawrev-27984	508	1	wire	wire	NOUN
inlawrev-27984	508	2	(	(	PUNCT
inlawrev-27984	508	3	mar	mar	PROPN
inlawrev-27984	508	4	.	.	PROPN
inlawrev-27984	508	5	3	3	NUM
inlawrev-27984	508	6	,	,	PUNCT
inlawrev-27984	508	7	2021	2021	NUM
inlawrev-27984	508	8	,	,	PUNCT
inlawrev-27984	508	9	2:19	2:19	NUM
inlawrev-27984	508	10	pm	pm	NOUN
inlawrev-27984	508	11	)	)	PUNCT
inlawrev-27984	508	12	,	,	PUNCT
inlawrev-27984	508	13	https://www.housingwire.com/articles/appraisal-foundation-appraisersmust-take-course-on-bias/	https://www.housingwire.com/articles/appraisal-foundation-appraisersmust-take-course-on-bias/	PROPN
inlawrev-27984	509	1	[	[	X
inlawrev-27984	509	2	https://perma.cc/f4qz-748k	https://perma.cc/f4qz-748k	X
inlawrev-27984	509	3	]	]	X
inlawrev-27984	509	4	.	.	PUNCT
inlawrev-27984	510	1	152	152	NUM
inlawrev-27984	510	2	.	.	PUNCT
inlawrev-27984	510	3	nat’l	nat’l	PROPN
inlawrev-27984	510	4	inst	inst	PROPN
inlawrev-27984	510	5	.	.	PROPN
inlawrev-27984	510	6	of	of	ADP
inlawrev-27984	510	7	health	health	NOUN
inlawrev-27984	510	8	,	,	PUNCT
inlawrev-27984	510	9	scientific	scientific	ADJ
inlawrev-27984	510	10	workforce	workforce	NOUN
inlawrev-27984	510	11	diversity	diversity	NOUN
inlawrev-27984	510	12	seminar	seminar	NOUN
inlawrev-27984	510	13	series	series	NOUN
inlawrev-27984	510	14	seminar	seminar	NOUN
inlawrev-27984	510	15	proceedings	proceeding	NOUN
inlawrev-27984	510	16	:	:	PUNCT
inlawrev-27984	510	17	is	be	AUX
inlawrev-27984	510	18	implicit	implicit	ADJ
inlawrev-27984	510	19	bias	bias	NOUN
inlawrev-27984	510	20	training	training	NOUN
inlawrev-27984	510	21	effective	effective	ADJ
inlawrev-27984	510	22	7	7	NUM
inlawrev-27984	510	23	(	(	PUNCT
inlawrev-27984	510	24	2021	2021	NUM
inlawrev-27984	510	25	)	)	PUNCT
inlawrev-27984	510	26	,	,	PUNCT
inlawrev-27984	510	27	https://diversity.nih.gov/sites/coswd/	https://diversity.nih.gov/sites/coswd/	NOUN
inlawrev-27984	510	28	files	file	NOUN
inlawrev-27984	510	29	/	/	SYM
inlawrev-27984	510	30	images	image	NOUN
inlawrev-27984	510	31	/	/	SYM
inlawrev-27984	510	32	nih_coswd_swdss_implicit_bias_proceedings_508.pdf	nih_coswd_swdss_implicit_bias_proceedings_508.pdf	PROPN
inlawrev-27984	510	33	[	[	X
inlawrev-27984	510	34	https://perma.cc/ka3tfz46	https://perma.cc/ka3tfz46	NUM
inlawrev-27984	510	35	]	]	X
inlawrev-27984	510	36	.	.	PUNCT
inlawrev-27984	511	1	498	498	NUM
inlawrev-27984	511	2	indiana	indiana	PROPN
inlawrev-27984	511	3	law	law	PROPN
inlawrev-27984	511	4	review	review	NOUN
inlawrev-27984	511	5	[	[	X
inlawrev-27984	511	6	vol	vol	NOUN
inlawrev-27984	511	7	.	.	PUNCT
inlawrev-27984	512	1	57:479	57:479	NUM
inlawrev-27984	513	1	[	[	X
inlawrev-27984	513	2	a]nd	a]nd	VERB
inlawrev-27984	513	3	for	for	ADP
inlawrev-27984	513	4	banks	bank	NOUN
inlawrev-27984	513	5	and	and	CCONJ
inlawrev-27984	513	6	other	other	ADJ
inlawrev-27984	513	7	lenders	lender	NOUN
inlawrev-27984	513	8	.	.	PUNCT
inlawrev-27984	513	9	.	.	PUNCT
inlawrev-27984	513	10	.	.	PUNCT
inlawrev-27984	514	1	there	there	PRON
inlawrev-27984	514	2	are	be	VERB
inlawrev-27984	514	3	n’t	not	PART
inlawrev-27984	514	4	enough	enough	ADJ
inlawrev-27984	514	5	appraisers	appraiser	NOUN
inlawrev-27984	514	6	to	to	PART
inlawrev-27984	514	7	keep	keep	VERB
inlawrev-27984	514	8	up	up	ADP
inlawrev-27984	514	9	with	with	ADP
inlawrev-27984	514	10	demand	demand	NOUN
inlawrev-27984	514	11	.	.	PUNCT
inlawrev-27984	514	12	”153	”153	NOUN
inlawrev-27984	514	13	in	in	ADP
inlawrev-27984	514	14	2022	2022	NUM
inlawrev-27984	514	15	,	,	PUNCT
inlawrev-27984	514	16	92	92	NUM
inlawrev-27984	514	17	%	%	NOUN
inlawrev-27984	514	18	of	of	ADP
inlawrev-27984	514	19	appraisers	appraiser	NOUN
inlawrev-27984	514	20	were	be	AUX
inlawrev-27984	514	21	white,154	white,154	NOUN
inlawrev-27984	514	22	and	and	CCONJ
inlawrev-27984	514	23	in	in	ADP
inlawrev-27984	514	24	2019	2019	NUM
inlawrev-27984	514	25	,	,	PUNCT
inlawrev-27984	514	26	the	the	DET
inlawrev-27984	514	27	appraiser	appraiser	PROPN
inlawrev-27984	514	28	institute	institute	NOUN
inlawrev-27984	514	29	estimated	estimate	VERB
inlawrev-27984	514	30	that	that	SCONJ
inlawrev-27984	514	31	the	the	DET
inlawrev-27984	514	32	profession	profession	NOUN
inlawrev-27984	514	33	was	be	AUX
inlawrev-27984	514	34	shrinking	shrink	VERB
inlawrev-27984	514	35	by	by	ADP
inlawrev-27984	514	36	an	an	DET
inlawrev-27984	514	37	average	average	ADJ
inlawrev-27984	514	38	rate	rate	NOUN
inlawrev-27984	514	39	of	of	ADP
inlawrev-27984	514	40	2.6	2.6	NUM
inlawrev-27984	514	41	%	%	NOUN
inlawrev-27984	514	42	per	per	ADP
inlawrev-27984	514	43	year.155	year.155	PROPN
inlawrev-27984	514	44	one	one	NUM
inlawrev-27984	514	45	way	way	NOUN
inlawrev-27984	514	46	to	to	PART
inlawrev-27984	514	47	rectify	rectify	VERB
inlawrev-27984	514	48	both	both	PRON
inlawrev-27984	514	49	of	of	ADP
inlawrev-27984	514	50	these	these	DET
inlawrev-27984	514	51	problems	problem	NOUN
inlawrev-27984	514	52	is	be	AUX
inlawrev-27984	514	53	to	to	PART
inlawrev-27984	514	54	foster	foster	VERB
inlawrev-27984	514	55	greater	great	ADJ
inlawrev-27984	514	56	diversity	diversity	NOUN
inlawrev-27984	514	57	within	within	ADP
inlawrev-27984	514	58	the	the	DET
inlawrev-27984	514	59	appraiser	appraiser	NOUN
inlawrev-27984	514	60	profession	profession	NOUN
inlawrev-27984	514	61	.	.	PUNCT
inlawrev-27984	515	1	however	however	ADV
inlawrev-27984	515	2	,	,	PUNCT
inlawrev-27984	515	3	to	to	PART
inlawrev-27984	515	4	receive	receive	VERB
inlawrev-27984	515	5	a	a	DET
inlawrev-27984	515	6	license	license	NOUN
inlawrev-27984	515	7	under	under	ADP
inlawrev-27984	515	8	current	current	ADJ
inlawrev-27984	515	9	industry	industry	NOUN
inlawrev-27984	515	10	standards	standard	NOUN
inlawrev-27984	515	11	,	,	PUNCT
inlawrev-27984	515	12	an	an	DET
inlawrev-27984	515	13	appraiser	appraiser	NOUN
inlawrev-27984	515	14	“	"	PUNCT
inlawrev-27984	515	15	must	must	AUX
inlawrev-27984	515	16	complete	complete	VERB
inlawrev-27984	515	17	several	several	ADJ
inlawrev-27984	515	18	educational	educational	ADJ
inlawrev-27984	515	19	courses	course	NOUN
inlawrev-27984	515	20	,	,	PUNCT
inlawrev-27984	515	21	pass	pass	VERB
inlawrev-27984	515	22	an	an	DET
inlawrev-27984	515	23	entry	entry	NOUN
inlawrev-27984	515	24	exam	exam	NOUN
inlawrev-27984	515	25	and	and	CCONJ
inlawrev-27984	515	26	get	get	VERB
inlawrev-27984	515	27	2,000	2,000	NUM
inlawrev-27984	515	28	hours	hour	NOUN
inlawrev-27984	515	29	of	of	ADP
inlawrev-27984	515	30	on	on	ADP
inlawrev-27984	515	31	-	-	PUNCT
inlawrev-27984	515	32	the	the	DET
inlawrev-27984	515	33	-	-	PUNCT
inlawrev-27984	515	34	job	job	NOUN
inlawrev-27984	515	35	training	training	NOUN
inlawrev-27984	515	36	over	over	ADP
inlawrev-27984	515	37	two	two	NUM
inlawrev-27984	515	38	years	year	NOUN
inlawrev-27984	515	39	,	,	PUNCT
inlawrev-27984	515	40	often	often	ADV
inlawrev-27984	515	41	with	with	ADP
inlawrev-27984	515	42	little	little	ADJ
inlawrev-27984	515	43	to	to	PART
inlawrev-27984	515	44	no	no	DET
inlawrev-27984	515	45	pay	pay	NOUN
inlawrev-27984	515	46	because	because	SCONJ
inlawrev-27984	515	47	they	they	PRON
inlawrev-27984	515	48	can	can	AUX
inlawrev-27984	515	49	not	not	PART
inlawrev-27984	515	50	legally	legally	ADV
inlawrev-27984	515	51	appraise	appraise	VERB
inlawrev-27984	515	52	properties	property	NOUN
inlawrev-27984	515	53	.	.	PUNCT
inlawrev-27984	515	54	”156	”156	PUNCT
inlawrev-27984	515	55	additionally	additionally	ADV
inlawrev-27984	515	56	,	,	PUNCT
inlawrev-27984	515	57	as	as	SCONJ
inlawrev-27984	515	58	previously	previously	ADV
inlawrev-27984	515	59	stated	state	VERB
inlawrev-27984	515	60	,	,	PUNCT
inlawrev-27984	515	61	the	the	DET
inlawrev-27984	515	62	appraisal	appraisal	NOUN
inlawrev-27984	515	63	industry	industry	NOUN
inlawrev-27984	515	64	’s	’s	PART
inlawrev-27984	515	65	reliance	reliance	NOUN
inlawrev-27984	515	66	on	on	ADP
inlawrev-27984	515	67	the	the	DET
inlawrev-27984	515	68	supervisor	supervisor	NOUN
inlawrev-27984	515	69	-	-	PUNCT
inlawrev-27984	515	70	trainee	trainee	NOUN
inlawrev-27984	515	71	model	model	NOUN
inlawrev-27984	515	72	results	result	NOUN
inlawrev-27984	515	73	in	in	ADP
inlawrev-27984	515	74	white	white	ADJ
inlawrev-27984	515	75	appraisers	appraiser	NOUN
inlawrev-27984	515	76	supervising	supervise	VERB
inlawrev-27984	515	77	more	more	ADV
inlawrev-27984	515	78	white	white	ADJ
inlawrev-27984	515	79	trainees.157	trainees.157	NOUN
inlawrev-27984	515	80	this	this	DET
inlawrev-27984	515	81	convoluted	convoluted	ADJ
inlawrev-27984	515	82	process	process	NOUN
inlawrev-27984	515	83	,	,	PUNCT
inlawrev-27984	515	84	the	the	DET
inlawrev-27984	515	85	cost	cost	NOUN
inlawrev-27984	515	86	of	of	ADP
inlawrev-27984	515	87	application	application	NOUN
inlawrev-27984	515	88	fees	fee	NOUN
inlawrev-27984	515	89	,	,	PUNCT
inlawrev-27984	515	90	and	and	CCONJ
inlawrev-27984	515	91	an	an	DET
inlawrev-27984	515	92	overwhelmingly	overwhelmingly	ADV
inlawrev-27984	515	93	white	white	ADJ
inlawrev-27984	515	94	supervisory	supervisory	ADJ
inlawrev-27984	515	95	workforce	workforce	NOUN
inlawrev-27984	515	96	creates	create	VERB
inlawrev-27984	515	97	an	an	DET
inlawrev-27984	515	98	overwhelming	overwhelming	ADJ
inlawrev-27984	515	99	barrier	barrier	NOUN
inlawrev-27984	515	100	to	to	ADP
inlawrev-27984	515	101	entry	entry	NOUN
inlawrev-27984	515	102	for	for	ADP
inlawrev-27984	515	103	many	many	ADJ
inlawrev-27984	515	104	.	.	PUNCT
inlawrev-27984	516	1	there	there	PRON
inlawrev-27984	516	2	are	be	VERB
inlawrev-27984	516	3	currently	currently	ADV
inlawrev-27984	516	4	programs	program	NOUN
inlawrev-27984	516	5	like	like	ADP
inlawrev-27984	516	6	the	the	DET
inlawrev-27984	516	7	appraiser	appraiser	NOUN
inlawrev-27984	516	8	diversity	diversity	NOUN
inlawrev-27984	516	9	initiative	initiative	NOUN
inlawrev-27984	516	10	,	,	PUNCT
inlawrev-27984	516	11	led	lead	VERB
inlawrev-27984	516	12	by	by	ADP
inlawrev-27984	516	13	the	the	DET
inlawrev-27984	516	14	appraisal	appraisal	NOUN
inlawrev-27984	516	15	institute	institute	NOUN
inlawrev-27984	516	16	in	in	ADP
inlawrev-27984	516	17	collaboration	collaboration	NOUN
inlawrev-27984	516	18	with	with	ADP
inlawrev-27984	516	19	fannie	fannie	PROPN
inlawrev-27984	516	20	mae	mae	PROPN
inlawrev-27984	516	21	,	,	PUNCT
inlawrev-27984	516	22	freddie	freddie	PROPN
inlawrev-27984	516	23	mac	mac	PROPN
inlawrev-27984	516	24	,	,	PUNCT
inlawrev-27984	516	25	and	and	CCONJ
inlawrev-27984	516	26	the	the	DET
inlawrev-27984	516	27	national	national	ADJ
inlawrev-27984	516	28	urban	urban	PROPN
inlawrev-27984	516	29	league	league	PROPN
inlawrev-27984	516	30	,	,	PUNCT
inlawrev-27984	516	31	that	that	PRON
inlawrev-27984	516	32	provide	provide	VERB
inlawrev-27984	516	33	resources	resource	NOUN
inlawrev-27984	516	34	and	and	CCONJ
inlawrev-27984	516	35	guidance	guidance	NOUN
inlawrev-27984	516	36	for	for	ADP
inlawrev-27984	516	37	diverse	diverse	ADJ
inlawrev-27984	516	38	candidates	candidate	NOUN
inlawrev-27984	516	39	to	to	PART
inlawrev-27984	516	40	pursue	pursue	VERB
inlawrev-27984	516	41	a	a	DET
inlawrev-27984	516	42	career	career	NOUN
inlawrev-27984	516	43	as	as	ADP
inlawrev-27984	516	44	an	an	DET
inlawrev-27984	516	45	appraiser	appraiser	NOUN
inlawrev-27984	516	46	,	,	PUNCT
inlawrev-27984	516	47	but	but	CCONJ
inlawrev-27984	516	48	there	there	PRON
inlawrev-27984	516	49	could	could	AUX
inlawrev-27984	516	50	be	be	AUX
inlawrev-27984	516	51	more.158	more.158	NOUN
inlawrev-27984	516	52	colleges	college	NOUN
inlawrev-27984	516	53	and	and	CCONJ
inlawrev-27984	516	54	universities	university	NOUN
inlawrev-27984	516	55	could	could	AUX
inlawrev-27984	516	56	fund	fund	VERB
inlawrev-27984	516	57	programs	program	NOUN
inlawrev-27984	516	58	and	and	CCONJ
inlawrev-27984	516	59	scholarships	scholarship	NOUN
inlawrev-27984	516	60	designed	design	VERB
inlawrev-27984	516	61	to	to	PART
inlawrev-27984	516	62	allow	allow	VERB
inlawrev-27984	516	63	students	student	NOUN
inlawrev-27984	516	64	,	,	PUNCT
inlawrev-27984	516	65	especially	especially	ADV
inlawrev-27984	516	66	students	student	NOUN
inlawrev-27984	516	67	of	of	ADP
inlawrev-27984	516	68	color	color	NOUN
inlawrev-27984	516	69	and	and	CCONJ
inlawrev-27984	516	70	women	woman	NOUN
inlawrev-27984	516	71	,	,	PUNCT
inlawrev-27984	516	72	to	to	PART
inlawrev-27984	516	73	learn	learn	VERB
inlawrev-27984	516	74	about	about	ADP
inlawrev-27984	516	75	careers	career	NOUN
inlawrev-27984	516	76	in	in	ADP
inlawrev-27984	516	77	the	the	DET
inlawrev-27984	516	78	appraisal	appraisal	NOUN
inlawrev-27984	516	79	industry	industry	NOUN
inlawrev-27984	516	80	.	.	PUNCT
inlawrev-27984	517	1	moreover	moreover	ADV
inlawrev-27984	517	2	,	,	PUNCT
inlawrev-27984	517	3	in	in	ADP
inlawrev-27984	517	4	2022	2022	NUM
inlawrev-27984	517	5	,	,	PUNCT
inlawrev-27984	517	6	mississippi	mississippi	NOUN
inlawrev-27984	517	7	piloted	pilot	VERB
inlawrev-27984	517	8	a	a	DET
inlawrev-27984	517	9	novel	novel	ADJ
inlawrev-27984	517	10	program	program	NOUN
inlawrev-27984	517	11	in	in	ADP
inlawrev-27984	517	12	which	which	PRON
inlawrev-27984	517	13	appraiser	appraiser	NOUN
inlawrev-27984	517	14	applicants	applicant	NOUN
inlawrev-27984	517	15	had	have	VERB
inlawrev-27984	517	16	the	the	DET
inlawrev-27984	517	17	opportunity	opportunity	NOUN
inlawrev-27984	517	18	to	to	PART
inlawrev-27984	517	19	train	train	VERB
inlawrev-27984	517	20	for	for	ADP
inlawrev-27984	517	21	licensure	licensure	NOUN
inlawrev-27984	517	22	without	without	ADP
inlawrev-27984	517	23	going	go	VERB
inlawrev-27984	517	24	through	through	ADP
inlawrev-27984	517	25	the	the	DET
inlawrev-27984	517	26	traditional	traditional	ADJ
inlawrev-27984	517	27	supervisor	supervisor	NOUN
inlawrev-27984	517	28	-	-	PUNCT
inlawrev-27984	517	29	trainee	trainee	NOUN
inlawrev-27984	517	30	process.159	process.159	PROPN
inlawrev-27984	517	31	by	by	ADP
inlawrev-27984	517	32	eliminating	eliminate	VERB
inlawrev-27984	517	33	the	the	DET
inlawrev-27984	517	34	supervisor	supervisor	NOUN
inlawrev-27984	517	35	-	-	PUNCT
inlawrev-27984	517	36	trainee	trainee	NOUN
inlawrev-27984	517	37	requirement	requirement	NOUN
inlawrev-27984	517	38	of	of	ADP
inlawrev-27984	517	39	appraiser	appraiser	NOUN
inlawrev-27984	517	40	licensure	licensure	NOUN
inlawrev-27984	517	41	,	,	PUNCT
inlawrev-27984	517	42	this	this	DET
inlawrev-27984	517	43	cycle	cycle	NOUN
inlawrev-27984	517	44	of	of	ADP
inlawrev-27984	517	45	white	white	ADJ
inlawrev-27984	517	46	supervisors	supervisor	NOUN
inlawrev-27984	517	47	assisting	assist	VERB
inlawrev-27984	517	48	white	white	ADJ
inlawrev-27984	517	49	trainees	trainee	NOUN
inlawrev-27984	517	50	could	could	AUX
inlawrev-27984	517	51	be	be	AUX
inlawrev-27984	517	52	eliminated	eliminate	VERB
inlawrev-27984	517	53	as	as	ADV
inlawrev-27984	517	54	well	well	ADV
inlawrev-27984	517	55	.	.	PUNCT
inlawrev-27984	518	1	furthermore	furthermore	ADV
inlawrev-27984	518	2	,	,	PUNCT
inlawrev-27984	518	3	the	the	DET
inlawrev-27984	518	4	appraisal	appraisal	NOUN
inlawrev-27984	518	5	industry	industry	NOUN
inlawrev-27984	518	6	must	must	AUX
inlawrev-27984	518	7	be	be	AUX
inlawrev-27984	518	8	accountable	accountable	ADJ
inlawrev-27984	518	9	for	for	ADP
inlawrev-27984	518	10	its	its	PRON
inlawrev-27984	518	11	own	own	ADJ
inlawrev-27984	518	12	data	data	NOUN
inlawrev-27984	518	13	collection	collection	NOUN
inlawrev-27984	518	14	.	.	PUNCT
inlawrev-27984	519	1	the	the	DET
inlawrev-27984	519	2	“	"	PUNCT
inlawrev-27984	519	3	lack	lack	NOUN
inlawrev-27984	519	4	of	of	ADP
inlawrev-27984	519	5	access	access	NOUN
inlawrev-27984	519	6	to	to	ADP
inlawrev-27984	519	7	complete	complete	ADJ
inlawrev-27984	519	8	data	datum	NOUN
inlawrev-27984	519	9	[	[	X
inlawrev-27984	519	10	about	about	ADP
inlawrev-27984	519	11	appraisals	appraisal	NOUN
inlawrev-27984	519	12	]	]	PUNCT
inlawrev-27984	519	13	has	have	AUX
inlawrev-27984	519	14	been	be	AUX
inlawrev-27984	519	15	a	a	DET
inlawrev-27984	519	16	hindrance	hindrance	NOUN
inlawrev-27984	519	17	to	to	PART
inlawrev-27984	519	18	research	research	VERB
inlawrev-27984	519	19	on	on	ADP
inlawrev-27984	519	20	appraisal	appraisal	NOUN
inlawrev-27984	519	21	disparities	disparity	NOUN
inlawrev-27984	519	22	and	and	CCONJ
inlawrev-27984	519	23	on	on	ADP
inlawrev-27984	519	24	the	the	DET
inlawrev-27984	519	25	impact	impact	NOUN
inlawrev-27984	519	26	of	of	ADP
inlawrev-27984	519	27	racial	racial	ADJ
inlawrev-27984	519	28	and	and	CCONJ
inlawrev-27984	519	29	ethnic	ethnic	ADJ
inlawrev-27984	519	30	bias	bias	NOUN
inlawrev-27984	519	31	in	in	ADP
inlawrev-27984	519	32	appraisals	appraisal	NOUN
inlawrev-27984	519	33	.	.	PUNCT
inlawrev-27984	520	1	”160	”160	ADJ
inlawrev-27984	521	1	it	it	PRON
inlawrev-27984	521	2	has	have	AUX
inlawrev-27984	521	3	impeded	impede	VERB
inlawrev-27984	521	4	the	the	DET
inlawrev-27984	521	5	“	"	PUNCT
inlawrev-27984	521	6	establish[ment	establish[ment	NOUN
inlawrev-27984	521	7	]	]	X
inlawrev-27984	522	1	[	[	X
inlawrev-27984	522	2	of	of	ADP
inlawrev-27984	522	3	]	]	PUNCT
inlawrev-27984	522	4	metrics	metric	NOUN
inlawrev-27984	522	5	that	that	SCONJ
inlawrev-27984	522	6	153	153	NUM
inlawrev-27984	522	7	.	.	PUNCT
inlawrev-27984	522	8	kyle	kyle	PROPN
inlawrev-27984	522	9	campbell	campbell	PROPN
inlawrev-27984	522	10	,	,	PUNCT
inlawrev-27984	522	11	home	home	NOUN
inlawrev-27984	522	12	appraisers	appraiser	NOUN
inlawrev-27984	522	13	are	be	AUX
inlawrev-27984	522	14	fed	feed	VERB
inlawrev-27984	522	15	up	up	ADP
inlawrev-27984	522	16	with	with	ADP
inlawrev-27984	522	17	how	how	SCONJ
inlawrev-27984	522	18	their	their	PRON
inlawrev-27984	522	19	industry	industry	NOUN
inlawrev-27984	522	20	is	be	AUX
inlawrev-27984	522	21	run	run	VERB
inlawrev-27984	522	22	,	,	PUNCT
inlawrev-27984	522	23	american	american	ADJ
inlawrev-27984	522	24	banker	banker	NOUN
inlawrev-27984	522	25	(	(	PUNCT
inlawrev-27984	522	26	sept	sept	PROPN
inlawrev-27984	522	27	.	.	PROPN
inlawrev-27984	522	28	7	7	NUM
inlawrev-27984	522	29	,	,	PUNCT
inlawrev-27984	522	30	2022	2022	NUM
inlawrev-27984	522	31	,	,	PUNCT
inlawrev-27984	522	32	9:20	9:20	NUM
inlawrev-27984	522	33	pm	pm	NOUN
inlawrev-27984	522	34	)	)	PUNCT
inlawrev-27984	522	35	,	,	PUNCT
inlawrev-27984	522	36	https://www.americanbanker.com/news/home-appraisers-are-fedup-with-how-their-industry-is-run	https://www.americanbanker.com/news/home-appraisers-are-fedup-with-how-their-industry-is-run	PROPN
inlawrev-27984	522	37	[	[	X
inlawrev-27984	522	38	https://perma.cc/rx6j-b6b4	https://perma.cc/rx6j-b6b4	X
inlawrev-27984	522	39	]	]	X
inlawrev-27984	522	40	.	.	PUNCT
inlawrev-27984	523	1	154	154	NUM
inlawrev-27984	523	2	.	.	PUNCT
inlawrev-27984	524	1	labor	labor	NOUN
inlawrev-27984	524	2	force	force	PROPN
inlawrev-27984	524	3	statistics	statistic	NOUN
inlawrev-27984	524	4	from	from	ADP
inlawrev-27984	524	5	the	the	DET
inlawrev-27984	524	6	current	current	ADJ
inlawrev-27984	524	7	population	population	NOUN
inlawrev-27984	524	8	survey	survey	NOUN
inlawrev-27984	524	9	,	,	PUNCT
inlawrev-27984	524	10	u.s	u.s	PROPN
inlawrev-27984	524	11	.	.	PROPN
inlawrev-27984	524	12	bureau	bureau	PROPN
inlawrev-27984	524	13	of	of	ADP
inlawrev-27984	524	14	lab	lab	PROPN
inlawrev-27984	524	15	.	.	PUNCT
inlawrev-27984	525	1	stat	stat	PROPN
inlawrev-27984	525	2	.	.	PUNCT
inlawrev-27984	526	1	(	(	PUNCT
inlawrev-27984	526	2	2022	2022	NUM
inlawrev-27984	526	3	)	)	PUNCT
inlawrev-27984	526	4	,	,	PUNCT
inlawrev-27984	526	5	https://www.bls.gov/cps/cpsaat11.htm	https://www.bls.gov/cps/cpsaat11.htm	X
inlawrev-27984	527	1	[	[	X
inlawrev-27984	527	2	https://perma.cc/z6zq-3ux6	https://perma.cc/z6zq-3ux6	PROPN
inlawrev-27984	527	3	]	]	X
inlawrev-27984	527	4	.	.	PUNCT
inlawrev-27984	528	1	155	155	NUM
inlawrev-27984	528	2	.	.	PUNCT
inlawrev-27984	529	1	u.s	u.s	PROPN
inlawrev-27984	529	2	.	.	PROPN
inlawrev-27984	529	3	valuation	valuation	NOUN
inlawrev-27984	529	4	profession	profession	NOUN
inlawrev-27984	529	5	fact	fact	NOUN
inlawrev-27984	529	6	sheet	sheet	NOUN
inlawrev-27984	529	7	q1	q1	PROPN
inlawrev-27984	529	8	2019	2019	NUM
inlawrev-27984	529	9	,	,	PUNCT
inlawrev-27984	529	10	appraisal	appraisal	NOUN
inlawrev-27984	529	11	inst	inst	NOUN
inlawrev-27984	529	12	.	.	PUNCT
inlawrev-27984	530	1	(	(	PUNCT
inlawrev-27984	530	2	2019	2019	NUM
inlawrev-27984	530	3	)	)	PUNCT
inlawrev-27984	530	4	,	,	PUNCT
inlawrev-27984	530	5	https://www	https://www	PROPN
inlawrev-27984	530	6	.	.	PUNCT
inlawrev-27984	530	7	appraisalinstitute.org/file.aspx?documentid=2342	appraisalinstitute.org/file.aspx?documentid=2342	PUNCT
inlawrev-27984	531	1	[	[	X
inlawrev-27984	531	2	https://perma.cc/2l8q-yu4v	https://perma.cc/2l8q-yu4v	X
inlawrev-27984	531	3	]	]	PUNCT
inlawrev-27984	531	4	.	.	PUNCT
inlawrev-27984	532	1	156	156	NUM
inlawrev-27984	532	2	.	.	PUNCT
inlawrev-27984	533	1	campbell	campbell	PROPN
inlawrev-27984	533	2	,	,	PUNCT
inlawrev-27984	533	3	supra	supra	PROPN
inlawrev-27984	533	4	note	note	PROPN
inlawrev-27984	533	5	153	153	NUM
inlawrev-27984	533	6	.	.	PUNCT
inlawrev-27984	533	7	157	157	NUM
inlawrev-27984	533	8	.	.	PUNCT
inlawrev-27984	534	1	neal	neal	PROPN
inlawrev-27984	534	2	&	&	CCONJ
inlawrev-27984	534	3	mattingly	mattingly	PROPN
inlawrev-27984	534	4	,	,	PUNCT
inlawrev-27984	534	5	supra	supra	PROPN
inlawrev-27984	534	6	note	note	NOUN
inlawrev-27984	534	7	41	41	NUM
inlawrev-27984	534	8	.	.	PUNCT
inlawrev-27984	535	1	158	158	NUM
inlawrev-27984	535	2	.	.	PUNCT
inlawrev-27984	535	3	appraiser	appraiser	NOUN
inlawrev-27984	535	4	diversity	diversity	NOUN
inlawrev-27984	535	5	initiative	initiative	NOUN
inlawrev-27984	535	6	,	,	PUNCT
inlawrev-27984	535	7	appraisal	appraisal	NOUN
inlawrev-27984	535	8	inst	inst	NOUN
inlawrev-27984	535	9	.	.	PROPN
inlawrev-27984	535	10	,	,	PUNCT
inlawrev-27984	535	11	https://www.appraisalinstitute.org/theappraisal-profession/appraiser-diversity-initiative/	https://www.appraisalinstitute.org/theappraisal-profession/appraiser-diversity-initiative/	PROPN
inlawrev-27984	536	1	[	[	X
inlawrev-27984	536	2	https://perma.cc/b2qz-eeqp	https://perma.cc/b2qz-eeqp	NOUN
inlawrev-27984	536	3	]	]	X
inlawrev-27984	536	4	(	(	PUNCT
inlawrev-27984	536	5	last	last	ADV
inlawrev-27984	536	6	visited	visit	VERB
inlawrev-27984	536	7	feb	feb	PROPN
inlawrev-27984	536	8	.	.	PROPN
inlawrev-27984	536	9	3	3	NUM
inlawrev-27984	536	10	,	,	PUNCT
inlawrev-27984	536	11	2023	2023	NUM
inlawrev-27984	536	12	)	)	PUNCT
inlawrev-27984	536	13	.	.	PUNCT
inlawrev-27984	537	1	159	159	NUM
inlawrev-27984	537	2	.	.	PUNCT
inlawrev-27984	538	1	in	in	ADP
inlawrev-27984	538	2	mississippi	mississippi	PROPN
inlawrev-27984	538	3	pilot	pilot	NOUN
inlawrev-27984	538	4	program	program	NOUN
inlawrev-27984	538	5	increases	increase	VERB
inlawrev-27984	538	6	number	number	NOUN
inlawrev-27984	538	7	of	of	ADP
inlawrev-27984	538	8	licensed	licensed	ADJ
inlawrev-27984	538	9	,	,	PUNCT
inlawrev-27984	538	10	diverse	diverse	ADJ
inlawrev-27984	538	11	appraisers	appraiser	NOUN
inlawrev-27984	538	12	,	,	PUNCT
inlawrev-27984	538	13	u.s	u.s	PROPN
inlawrev-27984	538	14	.	.	PROPN
inlawrev-27984	538	15	dept	dept	PROPN
inlawrev-27984	538	16	.	.	PROPN
inlawrev-27984	539	1	of	of	ADP
inlawrev-27984	539	2	hous	hous	ADJ
inlawrev-27984	539	3	.	.	PUNCT
inlawrev-27984	540	1	&	&	CCONJ
inlawrev-27984	540	2	urban	urban	PROPN
inlawrev-27984	540	3	dev	dev	PROPN
inlawrev-27984	540	4	.	.	PUNCT
inlawrev-27984	541	1	(	(	PUNCT
inlawrev-27984	541	2	oct	oct	PROPN
inlawrev-27984	541	3	.	.	PROPN
inlawrev-27984	541	4	13	13	NUM
inlawrev-27984	541	5	,	,	PUNCT
inlawrev-27984	541	6	2022	2022	NUM
inlawrev-27984	541	7	)	)	PUNCT
inlawrev-27984	541	8	,	,	PUNCT
inlawrev-27984	541	9	https://www.hud.gov/states/mississippi/stories/	https://www.hud.gov/states/mississippi/stories/	PROPN
inlawrev-27984	541	10	2022	2022	NUM
inlawrev-27984	541	11	-	-	SYM
inlawrev-27984	541	12	10	10	NUM
inlawrev-27984	541	13	-	-	SYM
inlawrev-27984	541	14	13	13	NUM
inlawrev-27984	542	1	[	[	X
inlawrev-27984	542	2	https://perma.cc/9art-zw7	https://perma.cc/9art-zw7	PROPN
inlawrev-27984	542	3	m	m	PRON
inlawrev-27984	542	4	]	]	X
inlawrev-27984	542	5	.	.	PUNCT
inlawrev-27984	543	1	160	160	NUM
inlawrev-27984	543	2	.	.	PUNCT
inlawrev-27984	543	3	action	action	NOUN
inlawrev-27984	543	4	plan	plan	NOUN
inlawrev-27984	543	5	,	,	PUNCT
inlawrev-27984	543	6	supra	supra	PROPN
inlawrev-27984	543	7	note	note	NOUN
inlawrev-27984	543	8	23	23	NUM
inlawrev-27984	543	9	,	,	PUNCT
inlawrev-27984	543	10	at	at	ADP
inlawrev-27984	543	11	38	38	NUM
inlawrev-27984	543	12	.	.	PUNCT
inlawrev-27984	543	13	2023	2023	NUM
inlawrev-27984	543	14	]	]	PUNCT
inlawrev-27984	543	15	from	from	ADP
inlawrev-27984	543	16	american	american	PROPN
inlawrev-27984	543	17	nightmare	nightmare	PROPN
inlawrev-27984	543	18	to	to	ADP
inlawrev-27984	543	19	american	american	ADJ
inlawrev-27984	543	20	dream	dream	NOUN
inlawrev-27984	543	21	?	?	PUNCT
inlawrev-27984	544	1	499	499	NUM
inlawrev-27984	544	2	can	can	AUX
inlawrev-27984	544	3	be	be	AUX
inlawrev-27984	544	4	used	use	VERB
inlawrev-27984	544	5	to	to	PART
inlawrev-27984	544	6	identify	identify	VERB
inlawrev-27984	544	7	appraisal	appraisal	NOUN
inlawrev-27984	544	8	bias	bias	NOUN
inlawrev-27984	544	9	where	where	SCONJ
inlawrev-27984	544	10	it	it	PRON
inlawrev-27984	544	11	occurs	occur	VERB
inlawrev-27984	544	12	.	.	PUNCT
inlawrev-27984	545	1	”161	”161	VERB
inlawrev-27984	545	2	stakeholders	stakeholder	NOUN
inlawrev-27984	545	3	within	within	ADP
inlawrev-27984	545	4	the	the	DET
inlawrev-27984	545	5	real	real	ADJ
inlawrev-27984	545	6	estate	estate	NOUN
inlawrev-27984	545	7	industry	industry	NOUN
inlawrev-27984	545	8	should	should	AUX
inlawrev-27984	545	9	require	require	VERB
inlawrev-27984	545	10	that	that	SCONJ
inlawrev-27984	545	11	appraisers	appraiser	NOUN
inlawrev-27984	545	12	and	and	CCONJ
inlawrev-27984	545	13	creditors	creditor	NOUN
inlawrev-27984	545	14	submit	submit	VERB
inlawrev-27984	545	15	information	information	NOUN
inlawrev-27984	545	16	on	on	ADP
inlawrev-27984	545	17	the	the	DET
inlawrev-27984	545	18	appraisal	appraisal	NOUN
inlawrev-27984	545	19	and	and	CCONJ
inlawrev-27984	545	20	the	the	DET
inlawrev-27984	545	21	home	home	NOUN
inlawrev-27984	545	22	loan	loan	NOUN
inlawrev-27984	545	23	process	process	NOUN
inlawrev-27984	545	24	,	,	PUNCT
inlawrev-27984	545	25	including	include	VERB
inlawrev-27984	545	26	information	information	NOUN
inlawrev-27984	545	27	on	on	ADP
inlawrev-27984	545	28	the	the	DET
inlawrev-27984	545	29	specific	specific	ADJ
inlawrev-27984	545	30	criteria	criterion	NOUN
inlawrev-27984	545	31	used	use	VERB
inlawrev-27984	545	32	to	to	PART
inlawrev-27984	545	33	determine	determine	VERB
inlawrev-27984	545	34	the	the	DET
inlawrev-27984	545	35	home	home	NOUN
inlawrev-27984	545	36	’s	’s	PART
inlawrev-27984	545	37	value	value	NOUN
inlawrev-27984	545	38	as	as	ADV
inlawrev-27984	545	39	well	well	ADV
inlawrev-27984	545	40	as	as	ADP
inlawrev-27984	545	41	the	the	DET
inlawrev-27984	545	42	demographics	demographic	NOUN
inlawrev-27984	545	43	of	of	ADP
inlawrev-27984	545	44	the	the	DET
inlawrev-27984	545	45	homebuyer	homebuyer	PROPN
inlawrev-27984	545	46	.	.	PUNCT
inlawrev-27984	546	1	this	this	DET
inlawrev-27984	546	2	practice	practice	NOUN
inlawrev-27984	546	3	would	would	AUX
inlawrev-27984	546	4	allow	allow	VERB
inlawrev-27984	546	5	researchers	researcher	NOUN
inlawrev-27984	546	6	and	and	CCONJ
inlawrev-27984	546	7	governmental	governmental	ADJ
inlawrev-27984	546	8	agencies	agency	NOUN
inlawrev-27984	546	9	to	to	PART
inlawrev-27984	546	10	better	well	ADV
inlawrev-27984	546	11	understand	understand	VERB
inlawrev-27984	546	12	discriminatory	discriminatory	ADJ
inlawrev-27984	546	13	appraisals	appraisal	NOUN
inlawrev-27984	546	14	and	and	CCONJ
inlawrev-27984	546	15	how	how	SCONJ
inlawrev-27984	546	16	to	to	PART
inlawrev-27984	546	17	combat	combat	VERB
inlawrev-27984	546	18	them	they	PRON
inlawrev-27984	546	19	.	.	PUNCT
inlawrev-27984	547	1	in	in	ADP
inlawrev-27984	547	2	theory	theory	NOUN
inlawrev-27984	547	3	,	,	PUNCT
inlawrev-27984	547	4	a	a	DET
inlawrev-27984	547	5	law	law	NOUN
inlawrev-27984	547	6	could	could	AUX
inlawrev-27984	547	7	accomplish	accomplish	VERB
inlawrev-27984	547	8	this	this	DET
inlawrev-27984	547	9	same	same	ADJ
inlawrev-27984	547	10	goal	goal	NOUN
inlawrev-27984	547	11	by	by	ADP
inlawrev-27984	547	12	requiring	require	VERB
inlawrev-27984	547	13	the	the	DET
inlawrev-27984	547	14	industry	industry	NOUN
inlawrev-27984	547	15	to	to	PART
inlawrev-27984	547	16	comply	comply	VERB
inlawrev-27984	547	17	with	with	ADP
inlawrev-27984	547	18	agency	agency	NOUN
inlawrev-27984	547	19	requests	request	NOUN
inlawrev-27984	547	20	for	for	ADP
inlawrev-27984	547	21	data	datum	NOUN
inlawrev-27984	547	22	.	.	PUNCT
inlawrev-27984	548	1	however	however	ADV
inlawrev-27984	548	2	,	,	PUNCT
inlawrev-27984	548	3	if	if	SCONJ
inlawrev-27984	548	4	the	the	DET
inlawrev-27984	548	5	real	real	ADJ
inlawrev-27984	548	6	estate	estate	NOUN
inlawrev-27984	548	7	industry	industry	NOUN
inlawrev-27984	548	8	was	be	AUX
inlawrev-27984	548	9	responsible	responsible	ADJ
inlawrev-27984	548	10	for	for	ADP
inlawrev-27984	548	11	its	its	PRON
inlawrev-27984	548	12	own	own	ADJ
inlawrev-27984	548	13	data	data	NOUN
inlawrev-27984	548	14	collection	collection	NOUN
inlawrev-27984	548	15	,	,	PUNCT
inlawrev-27984	548	16	the	the	DET
inlawrev-27984	548	17	industry	industry	NOUN
inlawrev-27984	548	18	itself	itself	PRON
inlawrev-27984	548	19	may	may	AUX
inlawrev-27984	548	20	become	become	VERB
inlawrev-27984	548	21	more	more	ADV
inlawrev-27984	548	22	cognizant	cognizant	ADJ
inlawrev-27984	548	23	of	of	ADP
inlawrev-27984	548	24	biases	bias	NOUN
inlawrev-27984	548	25	and	and	CCONJ
inlawrev-27984	548	26	discrimination	discrimination	NOUN
inlawrev-27984	548	27	,	,	PUNCT
inlawrev-27984	548	28	rather	rather	ADV
inlawrev-27984	548	29	than	than	ADP
inlawrev-27984	548	30	relying	rely	VERB
inlawrev-27984	548	31	on	on	ADP
inlawrev-27984	548	32	or	or	CCONJ
inlawrev-27984	548	33	possibly	possibly	ADV
inlawrev-27984	548	34	ignoring	ignore	VERB
inlawrev-27984	548	35	outside	outside	ADJ
inlawrev-27984	548	36	research	research	NOUN
inlawrev-27984	548	37	telling	tell	VERB
inlawrev-27984	548	38	it	it	PRON
inlawrev-27984	548	39	the	the	DET
inlawrev-27984	548	40	same	same	ADJ
inlawrev-27984	548	41	thing	thing	NOUN
inlawrev-27984	548	42	.	.	PUNCT
inlawrev-27984	549	1	moreover	moreover	ADV
inlawrev-27984	549	2	,	,	PUNCT
inlawrev-27984	549	3	appraisals	appraisal	NOUN
inlawrev-27984	549	4	are	be	AUX
inlawrev-27984	549	5	being	be	AUX
inlawrev-27984	549	6	digitized	digitize	VERB
inlawrev-27984	549	7	,	,	PUNCT
inlawrev-27984	549	8	and	and	CCONJ
inlawrev-27984	549	9	appraisers	appraiser	NOUN
inlawrev-27984	549	10	have	have	VERB
inlawrev-27984	549	11	the	the	DET
inlawrev-27984	549	12	ability	ability	NOUN
inlawrev-27984	549	13	to	to	PART
inlawrev-27984	549	14	conduct	conduct	VERB
inlawrev-27984	549	15	remote	remote	ADJ
inlawrev-27984	549	16	or	or	CCONJ
inlawrev-27984	549	17	hybrid	hybrid	NOUN
inlawrev-27984	549	18	appraisals.162	appraisals.162	SCONJ
inlawrev-27984	549	19	this	this	DET
inlawrev-27984	549	20	digitization	digitization	NOUN
inlawrev-27984	549	21	increases	increase	VERB
inlawrev-27984	549	22	objectivity	objectivity	NOUN
inlawrev-27984	549	23	and	and	CCONJ
inlawrev-27984	549	24	can	can	AUX
inlawrev-27984	549	25	provide	provide	VERB
inlawrev-27984	549	26	additional	additional	ADJ
inlawrev-27984	549	27	levels	level	NOUN
inlawrev-27984	549	28	of	of	ADP
inlawrev-27984	549	29	anonymity	anonymity	NOUN
inlawrev-27984	549	30	for	for	ADP
inlawrev-27984	549	31	the	the	DET
inlawrev-27984	549	32	buyer.163	buyer.163	NOUN
inlawrev-27984	549	33	finally	finally	ADV
inlawrev-27984	549	34	,	,	PUNCT
inlawrev-27984	549	35	even	even	ADV
inlawrev-27984	549	36	the	the	DET
inlawrev-27984	549	37	idea	idea	NOUN
inlawrev-27984	549	38	of	of	ADP
inlawrev-27984	549	39	an	an	DET
inlawrev-27984	549	40	appraisal	appraisal	NOUN
inlawrev-27984	549	41	itself	itself	PRON
inlawrev-27984	549	42	could	could	AUX
inlawrev-27984	549	43	be	be	AUX
inlawrev-27984	549	44	fundamentally	fundamentally	ADV
inlawrev-27984	549	45	altered	alter	VERB
inlawrev-27984	549	46	.	.	PUNCT
inlawrev-27984	550	1	appraisals	appraisal	NOUN
inlawrev-27984	550	2	are	be	AUX
inlawrev-27984	550	3	not	not	PART
inlawrev-27984	550	4	required	require	VERB
inlawrev-27984	550	5	for	for	ADP
inlawrev-27984	550	6	every	every	DET
inlawrev-27984	550	7	real	real	ADJ
inlawrev-27984	550	8	estate	estate	NOUN
inlawrev-27984	550	9	transaction	transaction	NOUN
inlawrev-27984	550	10	or	or	CCONJ
inlawrev-27984	550	11	home	home	NOUN
inlawrev-27984	550	12	loan	loan	NOUN
inlawrev-27984	550	13	,	,	PUNCT
inlawrev-27984	550	14	and	and	CCONJ
inlawrev-27984	550	15	automation	automation	NOUN
inlawrev-27984	550	16	and	and	CCONJ
inlawrev-27984	550	17	technology	technology	NOUN
inlawrev-27984	550	18	could	could	AUX
inlawrev-27984	550	19	replace	replace	VERB
inlawrev-27984	550	20	the	the	DET
inlawrev-27984	550	21	person	person	NOUN
inlawrev-27984	550	22	-	-	PUNCT
inlawrev-27984	550	23	to	to	ADP
inlawrev-27984	550	24	-	-	PUNCT
inlawrev-27984	550	25	person	person	NOUN
inlawrev-27984	550	26	aspect	aspect	NOUN
inlawrev-27984	550	27	of	of	ADP
inlawrev-27984	550	28	appraising.164	appraising.164	NOUN
inlawrev-27984	550	29	moreover	moreover	ADV
inlawrev-27984	550	30	,	,	PUNCT
inlawrev-27984	550	31	through	through	ADP
inlawrev-27984	550	32	the	the	DET
inlawrev-27984	550	33	use	use	NOUN
inlawrev-27984	550	34	of	of	ADP
inlawrev-27984	550	35	comparables	comparable	NOUN
inlawrev-27984	550	36	in	in	ADP
inlawrev-27984	550	37	appraisal	appraisal	NOUN
inlawrev-27984	550	38	valuations	valuation	NOUN
inlawrev-27984	550	39	,	,	PUNCT
inlawrev-27984	550	40	“	"	PUNCT
inlawrev-27984	550	41	racist	racist	ADJ
inlawrev-27984	550	42	sale	sale	NOUN
inlawrev-27984	550	43	prices	price	NOUN
inlawrev-27984	550	44	from	from	ADP
inlawrev-27984	550	45	the	the	DET
inlawrev-27984	550	46	past	past	NOUN
inlawrev-27984	550	47	are	be	AUX
inlawrev-27984	550	48	carried	carry	VERB
inlawrev-27984	550	49	into	into	ADP
inlawrev-27984	550	50	the	the	DET
inlawrev-27984	550	51	present	present	NOUN
inlawrev-27984	550	52	and	and	CCONJ
inlawrev-27984	550	53	combined	combine	VERB
inlawrev-27984	550	54	with	with	ADP
inlawrev-27984	550	55	contemporary	contemporary	ADJ
inlawrev-27984	550	56	racist	racist	ADJ
inlawrev-27984	550	57	stereotypes	stereotype	NOUN
inlawrev-27984	550	58	to	to	PART
inlawrev-27984	550	59	further	far	ADV
inlawrev-27984	550	60	exacerbate	exacerbate	VERB
inlawrev-27984	550	61	inequality	inequality	NOUN
inlawrev-27984	550	62	.	.	PUNCT
inlawrev-27984	550	63	”165	”165	PUNCT
inlawrev-27984	551	1	indeed	indeed	ADV
inlawrev-27984	551	2	,	,	PUNCT
inlawrev-27984	551	3	“	"	PUNCT
inlawrev-27984	551	4	neighborhood	neighborhood	NOUN
inlawrev-27984	551	5	racial	racial	ADJ
inlawrev-27984	551	6	inequality	inequality	NOUN
inlawrev-27984	551	7	in	in	ADP
inlawrev-27984	551	8	appraised	appraise	VERB
inlawrev-27984	551	9	values	value	NOUN
inlawrev-27984	551	10	is	be	AUX
inlawrev-27984	551	11	largely	largely	ADV
inlawrev-27984	551	12	a	a	DET
inlawrev-27984	551	13	product	product	NOUN
inlawrev-27984	551	14	of	of	ADP
inlawrev-27984	551	15	the	the	DET
inlawrev-27984	551	16	sales	sale	NOUN
inlawrev-27984	551	17	comparison	comparison	NOUN
inlawrev-27984	551	18	approach	approach	NOUN
inlawrev-27984	551	19	.	.	PUNCT
inlawrev-27984	551	20	.	.	PUNCT
inlawrev-27984	551	21	.	.	PUNCT
inlawrev-27984	552	1	[	[	X
inlawrev-27984	552	2	a]ppraisers	a]ppraiser	NOUN
inlawrev-27984	552	3	are	be	AUX
inlawrev-27984	552	4	explicitly	explicitly	ADV
inlawrev-27984	552	5	and	and	CCONJ
inlawrev-27984	552	6	implicitly	implicitly	ADV
inlawrev-27984	552	7	trained	train	VERB
inlawrev-27984	552	8	to	to	PART
inlawrev-27984	552	9	conceptualize	conceptualize	VERB
inlawrev-27984	552	10	similar	similar	ADJ
inlawrev-27984	552	11	neighborhoods	neighborhood	NOUN
inlawrev-27984	552	12	as	as	ADP
inlawrev-27984	552	13	those	those	PRON
inlawrev-27984	552	14	with	with	ADP
inlawrev-27984	552	15	the	the	DET
inlawrev-27984	552	16	same	same	ADJ
inlawrev-27984	552	17	racial	racial	ADJ
inlawrev-27984	552	18	demographics	demographic	NOUN
inlawrev-27984	552	19	.	.	PUNCT
inlawrev-27984	552	20	”166	”166	NOUN
inlawrev-27984	553	1	if	if	SCONJ
inlawrev-27984	553	2	the	the	DET
inlawrev-27984	553	3	need	need	NOUN
inlawrev-27984	553	4	for	for	ADP
inlawrev-27984	553	5	an	an	DET
inlawrev-27984	553	6	appraisal	appraisal	NOUN
inlawrev-27984	553	7	,	,	PUNCT
inlawrev-27984	553	8	or	or	CCONJ
inlawrev-27984	553	9	at	at	ADP
inlawrev-27984	553	10	a	a	DET
inlawrev-27984	553	11	minimum	minimum	NOUN
inlawrev-27984	553	12	,	,	PUNCT
inlawrev-27984	553	13	the	the	DET
inlawrev-27984	553	14	use	use	NOUN
inlawrev-27984	553	15	of	of	ADP
inlawrev-27984	553	16	comparables	comparable	NOUN
inlawrev-27984	553	17	was	be	AUX
inlawrev-27984	553	18	eliminated	eliminate	VERB
inlawrev-27984	553	19	,	,	PUNCT
inlawrev-27984	553	20	black	black	ADJ
inlawrev-27984	553	21	homes	home	NOUN
inlawrev-27984	553	22	and	and	CCONJ
inlawrev-27984	553	23	neighborhoods	neighborhood	NOUN
inlawrev-27984	553	24	would	would	AUX
inlawrev-27984	553	25	be	be	AUX
inlawrev-27984	553	26	more	more	ADV
inlawrev-27984	553	27	likely	likely	ADJ
inlawrev-27984	553	28	to	to	PART
inlawrev-27984	553	29	be	be	AUX
inlawrev-27984	553	30	evaluated	evaluate	VERB
inlawrev-27984	553	31	without	without	ADP
inlawrev-27984	553	32	using	use	VERB
inlawrev-27984	553	33	factors	factor	NOUN
inlawrev-27984	553	34	rooted	root	VERB
inlawrev-27984	553	35	in	in	ADP
inlawrev-27984	553	36	past	past	ADJ
inlawrev-27984	553	37	discrimination	discrimination	NOUN
inlawrev-27984	553	38	and	and	CCONJ
inlawrev-27984	553	39	inequity	inequity	NOUN
inlawrev-27984	553	40	.	.	PUNCT
inlawrev-27984	554	1	there	there	PRON
inlawrev-27984	554	2	are	be	VERB
inlawrev-27984	554	3	“	"	PUNCT
inlawrev-27984	554	4	[	[	X
inlawrev-27984	554	5	n]ew	n]ew	PROPN
inlawrev-27984	554	6	methods	method	NOUN
inlawrev-27984	554	7	,	,	PUNCT
inlawrev-27984	554	8	like	like	ADP
inlawrev-27984	554	9	eruka	eruka	PROPN
inlawrev-27984	554	10	’s	’s	PART
inlawrev-27984	554	11	lifespan	lifespan	PROPN
inlawrev-27984	554	12	approach	approach	NOUN
inlawrev-27984	554	13	”	"	PUNCT
inlawrev-27984	554	14	that	that	PRON
inlawrev-27984	554	15	would	would	AUX
inlawrev-27984	554	16	“	"	PUNCT
inlawrev-27984	554	17	decouple	decouple	VERB
inlawrev-27984	554	18	the	the	DET
inlawrev-27984	554	19	value	value	NOUN
inlawrev-27984	554	20	of	of	ADP
inlawrev-27984	554	21	land	land	NOUN
inlawrev-27984	554	22	from	from	ADP
inlawrev-27984	554	23	the	the	DET
inlawrev-27984	554	24	racial	racial	ADJ
inlawrev-27984	554	25	or	or	CCONJ
inlawrev-27984	554	26	socioeconomic	socioeconomic	ADJ
inlawrev-27984	554	27	characteristics	characteristic	NOUN
inlawrev-27984	554	28	of	of	ADP
inlawrev-27984	554	29	its	its	PRON
inlawrev-27984	554	30	inhabitants	inhabitant	NOUN
inlawrev-27984	554	31	.	.	PUNCT
inlawrev-27984	555	1	”167	”167	NOUN
inlawrev-27984	555	2	this	this	DET
inlawrev-27984	555	3	approach	approach	NOUN
inlawrev-27984	555	4	would	would	AUX
inlawrev-27984	555	5	use	use	VERB
inlawrev-27984	555	6	“	"	PUNCT
inlawrev-27984	555	7	cutting	cut	VERB
inlawrev-27984	555	8	-	-	PUNCT
inlawrev-27984	555	9	edge	edge	NOUN
inlawrev-27984	555	10	technology	technology	NOUN
inlawrev-27984	555	11	and	and	CCONJ
inlawrev-27984	555	12	trained	train	VERB
inlawrev-27984	555	13	inspectors	inspector	NOUN
inlawrev-27984	555	14	to	to	PART
inlawrev-27984	555	15	estimate	estimate	VERB
inlawrev-27984	555	16	value	value	NOUN
inlawrev-27984	555	17	based	base	VERB
inlawrev-27984	555	18	on	on	ADP
inlawrev-27984	555	19	how	how	SCONJ
inlawrev-27984	555	20	long	long	ADV
inlawrev-27984	555	21	the	the	DET
inlawrev-27984	555	22	home	home	NOUN
inlawrev-27984	555	23	would	would	AUX
inlawrev-27984	555	24	last	last	VERB
inlawrev-27984	555	25	in	in	ADP
inlawrev-27984	555	26	good	good	ADJ
inlawrev-27984	555	27	condition	condition	NOUN
inlawrev-27984	555	28	.	.	PUNCT
inlawrev-27984	555	29	”168	”168	PUNCT
inlawrev-27984	556	1	thus	thus	ADV
inlawrev-27984	556	2	,	,	PUNCT
inlawrev-27984	556	3	rather	rather	ADV
inlawrev-27984	556	4	than	than	ADP
inlawrev-27984	556	5	relying	rely	VERB
inlawrev-27984	556	6	on	on	ADP
inlawrev-27984	556	7	past	past	ADJ
inlawrev-27984	556	8	sales	sale	NOUN
inlawrev-27984	556	9	,	,	PUNCT
inlawrev-27984	556	10	new	new	ADJ
inlawrev-27984	556	11	approaches	approach	NOUN
inlawrev-27984	556	12	would	would	AUX
inlawrev-27984	556	13	161	161	NUM
inlawrev-27984	556	14	.	.	PUNCT
inlawrev-27984	557	1	i	i	PRON
inlawrev-27984	557	2	d.	d.	PROPN
inlawrev-27984	557	3	at	at	ADP
inlawrev-27984	557	4	39	39	NUM
inlawrev-27984	557	5	.	.	PUNCT
inlawrev-27984	558	1	162	162	NUM
inlawrev-27984	558	2	.	.	PUNCT
inlawrev-27984	559	1	marisa	marisa	PROPN
inlawrev-27984	559	2	calderon	calderon	PROPN
inlawrev-27984	559	3	,	,	PUNCT
inlawrev-27984	559	4	unequal	unequal	ADJ
inlawrev-27984	559	5	opportunity	opportunity	NOUN
inlawrev-27984	559	6	:	:	PUNCT
inlawrev-27984	559	7	addressing	address	VERB
inlawrev-27984	559	8	appraisal	appraisal	NOUN
inlawrev-27984	559	9	bias	bias	NOUN
inlawrev-27984	559	10	is	be	AUX
inlawrev-27984	559	11	another	another	DET
inlawrev-27984	559	12	step	step	NOUN
inlawrev-27984	559	13	toward	toward	ADP
inlawrev-27984	559	14	making	make	VERB
inlawrev-27984	559	15	housing	housing	NOUN
inlawrev-27984	559	16	more	more	ADV
inlawrev-27984	559	17	equitable	equitable	ADJ
inlawrev-27984	559	18	,	,	PUNCT
inlawrev-27984	559	19	scotsman	scotsman	PROPN
inlawrev-27984	559	20	guide	guide	PROPN
inlawrev-27984	559	21	(	(	PUNCT
inlawrev-27984	559	22	oct	oct	PROPN
inlawrev-27984	559	23	.	.	PROPN
inlawrev-27984	559	24	2022	2022	NUM
inlawrev-27984	559	25	)	)	PUNCT
inlawrev-27984	559	26	,	,	PUNCT
inlawrev-27984	559	27	https://www	https://www	PROPN
inlawrev-27984	560	1	.	.	PUNCT
inlawrev-27984	560	2	scotsmanguide.com/residential/unequal-opportunity/	scotsmanguide.com/residential/unequal-opportunity/	PROPN
inlawrev-27984	561	1	[	[	X
inlawrev-27984	561	2	perma.cc/ga7g-7pkj	perma.cc/ga7g-7pkj	X
inlawrev-27984	561	3	]	]	X
inlawrev-27984	561	4	.	.	PUNCT
inlawrev-27984	562	1	163	163	NUM
inlawrev-27984	562	2	.	.	PUNCT
inlawrev-27984	563	1	i	i	PRON
inlawrev-27984	563	2	d.	d.	PROPN
inlawrev-27984	563	3	164	164	NUM
inlawrev-27984	563	4	.	.	PUNCT
inlawrev-27984	564	1	peter	peter	PROPN
inlawrev-27984	564	2	miller	miller	PROPN
inlawrev-27984	564	3	,	,	PUNCT
inlawrev-27984	564	4	how	how	SCONJ
inlawrev-27984	564	5	can	can	AUX
inlawrev-27984	564	6	i	i	PRON
inlawrev-27984	564	7	avoid	avoid	VERB
inlawrev-27984	564	8	a	a	DET
inlawrev-27984	564	9	home	home	NOUN
inlawrev-27984	564	10	appraisal	appraisal	NOUN
inlawrev-27984	564	11	when	when	SCONJ
inlawrev-27984	564	12	i	i	PRON
inlawrev-27984	564	13	apply	apply	VERB
inlawrev-27984	564	14	for	for	ADP
inlawrev-27984	564	15	a	a	DET
inlawrev-27984	564	16	mortgage	mortgage	NOUN
inlawrev-27984	564	17	,	,	PUNCT
inlawrev-27984	564	18	the	the	DET
inlawrev-27984	564	19	mortgage	mortgage	NOUN
inlawrev-27984	564	20	reports	report	NOUN
inlawrev-27984	564	21	(	(	PUNCT
inlawrev-27984	564	22	mar	mar	PROPN
inlawrev-27984	564	23	.	.	PROPN
inlawrev-27984	564	24	27	27	NUM
inlawrev-27984	564	25	,	,	PUNCT
inlawrev-27984	564	26	2017	2017	NUM
inlawrev-27984	564	27	)	)	PUNCT
inlawrev-27984	564	28	,	,	PUNCT
inlawrev-27984	564	29	https://themortgagereports.com/24596/how-can-i-avoid-ahome-appraisal-when-i-apply-for-a-mortgage	https://themortgagereports.com/24596/how-can-i-avoid-ahome-appraisal-when-i-apply-for-a-mortgage	NOUN
inlawrev-27984	565	1	[	[	X
inlawrev-27984	565	2	https://perma.cc/ljh4-s94h	https://perma.cc/ljh4-s94h	X
inlawrev-27984	565	3	]	]	X
inlawrev-27984	565	4	.	.	PUNCT
inlawrev-27984	566	1	165	165	NUM
inlawrev-27984	566	2	.	.	PUNCT
inlawrev-27984	567	1	howell	howell	PROPN
inlawrev-27984	567	2	&	&	CCONJ
inlawrev-27984	567	3	korver	korver	PROPN
inlawrev-27984	567	4	-	-	PUNCT
inlawrev-27984	567	5	glenn	glenn	PROPN
inlawrev-27984	567	6	,	,	PUNCT
inlawrev-27984	567	7	supra	supra	PROPN
inlawrev-27984	567	8	note	note	PROPN
inlawrev-27984	567	9	17	17	NUM
inlawrev-27984	567	10	,	,	PUNCT
inlawrev-27984	567	11	at	at	ADP
inlawrev-27984	567	12	21	21	NUM
inlawrev-27984	567	13	.	.	PUNCT
inlawrev-27984	567	14	166	166	NUM
inlawrev-27984	567	15	.	.	PUNCT
inlawrev-27984	568	1	i	i	PRON
inlawrev-27984	568	2	d.	d.	PROPN
inlawrev-27984	568	3	at	at	ADP
inlawrev-27984	568	4	20	20	NUM
inlawrev-27984	568	5	-	-	SYM
inlawrev-27984	568	6	21	21	NUM
inlawrev-27984	568	7	.	.	PUNCT
inlawrev-27984	569	1	167	167	NUM
inlawrev-27984	569	2	.	.	PUNCT
inlawrev-27984	570	1	i	i	PRON
inlawrev-27984	570	2	d.	d.	PROPN
inlawrev-27984	570	3	at	at	ADP
inlawrev-27984	570	4	21	21	NUM
inlawrev-27984	570	5	.	.	PUNCT
inlawrev-27984	571	1	168	168	NUM
inlawrev-27984	571	2	.	.	PUNCT
inlawrev-27984	572	1	elizabeth	elizabeth	PROPN
inlawrev-27984	572	2	korver	korver	PROPN
inlawrev-27984	572	3	-	-	PUNCT
inlawrev-27984	572	4	glenn	glenn	PROPN
inlawrev-27984	572	5	,	,	PUNCT
inlawrev-27984	572	6	opinion	opinion	NOUN
inlawrev-27984	572	7	:	:	PUNCT
inlawrev-27984	572	8	the	the	DET
inlawrev-27984	572	9	1936	1936	NUM
inlawrev-27984	572	10	manual	manual	NOUN
inlawrev-27984	572	11	that	that	PRON
inlawrev-27984	572	12	enshrined	enshrine	VERB
inlawrev-27984	572	13	racism	racism	NOUN
inlawrev-27984	572	14	in	in	ADP
inlawrev-27984	572	15	america	america	PROPN
inlawrev-27984	572	16	’s	’s	PART
inlawrev-27984	572	17	housing	housing	PROPN
inlawrev-27984	572	18	,	,	PUNCT
inlawrev-27984	572	19	cnn	cnn	PROPN
inlawrev-27984	572	20	(	(	PUNCT
inlawrev-27984	572	21	aug	aug	PROPN
inlawrev-27984	572	22	.	.	PROPN
inlawrev-27984	572	23	24	24	NUM
inlawrev-27984	572	24	,	,	PUNCT
inlawrev-27984	572	25	2022	2022	NUM
inlawrev-27984	572	26	,	,	PUNCT
inlawrev-27984	572	27	4:01	4:01	NUM
inlawrev-27984	572	28	pm	pm	NOUN
inlawrev-27984	572	29	)	)	PUNCT
inlawrev-27984	572	30	,	,	PUNCT
inlawrev-27984	572	31	https://www.cnn.com/2022/08/24/opinions/racism-inhome-appraisal-real-estate-korver-glenn/index.html	https://www.cnn.com/2022/08/24/opinions/racism-inhome-appraisal-real-estate-korver-glenn/index.html	PROPN
inlawrev-27984	573	1	[	[	X
inlawrev-27984	573	2	https://perma.cc/9vx6-stla	https://perma.cc/9vx6-stla	NOUN
inlawrev-27984	573	3	]	]	PUNCT
inlawrev-27984	573	4	.	.	PUNCT
inlawrev-27984	574	1	500	500	NUM
inlawrev-27984	574	2	indiana	indiana	PROPN
inlawrev-27984	574	3	law	law	PROPN
inlawrev-27984	574	4	review	review	NOUN
inlawrev-27984	574	5	[	[	X
inlawrev-27984	574	6	vol	vol	NOUN
inlawrev-27984	574	7	.	.	PUNCT
inlawrev-27984	575	1	57:479	57:479	NUM
inlawrev-27984	575	2	examine	examine	NOUN
inlawrev-27984	575	3	and	and	CCONJ
inlawrev-27984	575	4	“	"	PUNCT
inlawrev-27984	575	5	evaluate	evaluate	VERB
inlawrev-27984	575	6	the	the	DET
inlawrev-27984	575	7	property	property	NOUN
inlawrev-27984	575	8	’s	’s	PART
inlawrev-27984	575	9	cost	cost	NOUN
inlawrev-27984	575	10	and	and	CCONJ
inlawrev-27984	575	11	societal	societal	ADJ
inlawrev-27984	575	12	contribution	contribution	NOUN
inlawrev-27984	575	13	.	.	PUNCT
inlawrev-27984	575	14	”169	”169	PUNCT
inlawrev-27984	576	1	c.	c.	PROPN
inlawrev-27984	576	2	solutions	solution	NOUN
inlawrev-27984	576	3	outside	outside	ADP
inlawrev-27984	576	4	of	of	ADP
inlawrev-27984	576	5	the	the	DET
inlawrev-27984	576	6	appraisal	appraisal	NOUN
inlawrev-27984	576	7	industry	industry	NOUN
inlawrev-27984	576	8	beyond	beyond	ADP
inlawrev-27984	576	9	solutions	solution	NOUN
inlawrev-27984	576	10	within	within	ADP
inlawrev-27984	576	11	the	the	DET
inlawrev-27984	576	12	appraisal	appraisal	NOUN
inlawrev-27984	576	13	industry	industry	NOUN
inlawrev-27984	576	14	or	or	CCONJ
inlawrev-27984	576	15	legislation	legislation	NOUN
inlawrev-27984	576	16	,	,	PUNCT
inlawrev-27984	576	17	there	there	PRON
inlawrev-27984	576	18	must	must	AUX
inlawrev-27984	576	19	be	be	AUX
inlawrev-27984	576	20	initiatives	initiative	NOUN
inlawrev-27984	576	21	to	to	PART
inlawrev-27984	576	22	financially	financially	ADV
inlawrev-27984	576	23	support	support	VERB
inlawrev-27984	576	24	black	black	ADJ
inlawrev-27984	576	25	communities	community	NOUN
inlawrev-27984	576	26	and	and	CCONJ
inlawrev-27984	576	27	black	black	ADJ
inlawrev-27984	576	28	homeowners	homeowner	NOUN
inlawrev-27984	576	29	.	.	PUNCT
inlawrev-27984	577	1	there	there	PRON
inlawrev-27984	577	2	must	must	AUX
inlawrev-27984	577	3	be	be	AUX
inlawrev-27984	577	4	reparations	reparation	NOUN
inlawrev-27984	577	5	.	.	PUNCT
inlawrev-27984	578	1	homeownership	homeownership	NOUN
inlawrev-27984	578	2	was	be	AUX
inlawrev-27984	578	3	the	the	DET
inlawrev-27984	578	4	key	key	NOUN
inlawrev-27984	578	5	for	for	SCONJ
inlawrev-27984	578	6	generations	generation	NOUN
inlawrev-27984	578	7	of	of	ADP
inlawrev-27984	578	8	americans	americans	PROPN
inlawrev-27984	578	9	to	to	PART
inlawrev-27984	578	10	build	build	VERB
inlawrev-27984	578	11	and	and	CCONJ
inlawrev-27984	578	12	maintain	maintain	VERB
inlawrev-27984	578	13	wealth	wealth	NOUN
inlawrev-27984	578	14	,	,	PUNCT
inlawrev-27984	578	15	but	but	CCONJ
inlawrev-27984	578	16	racially	racially	ADV
inlawrev-27984	578	17	discriminatory	discriminatory	ADJ
inlawrev-27984	578	18	policies	policy	NOUN
inlawrev-27984	578	19	and	and	CCONJ
inlawrev-27984	578	20	practices	practice	NOUN
inlawrev-27984	578	21	left	leave	VERB
inlawrev-27984	578	22	african	african	ADJ
inlawrev-27984	578	23	americans	americans	PROPN
inlawrev-27984	578	24	without	without	ADP
inlawrev-27984	578	25	the	the	DET
inlawrev-27984	578	26	same	same	ADJ
inlawrev-27984	578	27	opportunities	opportunity	NOUN
inlawrev-27984	578	28	for	for	ADP
inlawrev-27984	578	29	homeownership	homeownership	NOUN
inlawrev-27984	578	30	,	,	PUNCT
inlawrev-27984	578	31	and	and	CCONJ
inlawrev-27984	578	32	in	in	ADP
inlawrev-27984	578	33	turn	turn	NOUN
inlawrev-27984	578	34	,	,	PUNCT
inlawrev-27984	578	35	the	the	DET
inlawrev-27984	578	36	same	same	ADJ
inlawrev-27984	578	37	opportunities	opportunity	NOUN
inlawrev-27984	578	38	to	to	PART
inlawrev-27984	578	39	build	build	VERB
inlawrev-27984	578	40	generational	generational	ADJ
inlawrev-27984	578	41	wealth	wealth	NOUN
inlawrev-27984	578	42	.	.	PUNCT
inlawrev-27984	579	1	today	today	NOUN
inlawrev-27984	579	2	,	,	PUNCT
inlawrev-27984	579	3	as	as	SCONJ
inlawrev-27984	579	4	these	these	DET
inlawrev-27984	579	5	problems	problem	NOUN
inlawrev-27984	579	6	persist	persist	VERB
inlawrev-27984	579	7	,	,	PUNCT
inlawrev-27984	579	8	the	the	DET
inlawrev-27984	579	9	wealth	wealth	NOUN
inlawrev-27984	579	10	and	and	CCONJ
inlawrev-27984	579	11	homeownership	homeownership	NOUN
inlawrev-27984	579	12	gaps	gap	NOUN
inlawrev-27984	579	13	will	will	AUX
inlawrev-27984	579	14	continue	continue	VERB
inlawrev-27984	579	15	to	to	PART
inlawrev-27984	579	16	increase	increase	VERB
inlawrev-27984	579	17	,	,	PUNCT
inlawrev-27984	579	18	even	even	ADV
inlawrev-27984	579	19	if	if	SCONJ
inlawrev-27984	579	20	the	the	DET
inlawrev-27984	579	21	appraisal	appraisal	NOUN
inlawrev-27984	579	22	industry	industry	NOUN
inlawrev-27984	579	23	or	or	CCONJ
inlawrev-27984	579	24	state	state	NOUN
inlawrev-27984	579	25	and	and	CCONJ
inlawrev-27984	579	26	federal	federal	ADJ
inlawrev-27984	579	27	government	government	NOUN
inlawrev-27984	579	28	take	take	VERB
inlawrev-27984	579	29	decisive	decisive	ADJ
inlawrev-27984	579	30	action	action	NOUN
inlawrev-27984	579	31	.	.	PUNCT
inlawrev-27984	580	1	indeed	indeed	ADV
inlawrev-27984	580	2	,	,	PUNCT
inlawrev-27984	580	3	the	the	DET
inlawrev-27984	580	4	2022	2022	NUM
inlawrev-27984	580	5	study	study	NOUN
inlawrev-27984	580	6	from	from	ADP
inlawrev-27984	580	7	the	the	DET
inlawrev-27984	580	8	weidenbaum	weidenbaum	NOUN
inlawrev-27984	580	9	center	center	NOUN
inlawrev-27984	580	10	at	at	ADP
inlawrev-27984	580	11	washington	washington	PROPN
inlawrev-27984	580	12	university	university	PROPN
inlawrev-27984	580	13	has	have	AUX
inlawrev-27984	580	14	suggested	suggest	VERB
inlawrev-27984	580	15	that	that	SCONJ
inlawrev-27984	580	16	with	with	ADP
inlawrev-27984	580	17	the	the	DET
inlawrev-27984	580	18	“	"	PUNCT
inlawrev-27984	580	19	uniform	uniform	ADJ
inlawrev-27984	580	20	appraisal	appraisal	NOUN
inlawrev-27984	580	21	dataset	dataset	NOUN
inlawrev-27984	580	22	and	and	CCONJ
inlawrev-27984	580	23	other	other	ADJ
inlawrev-27984	580	24	federal	federal	ADJ
inlawrev-27984	580	25	data	datum	NOUN
inlawrev-27984	580	26	sources	source	NOUN
inlawrev-27984	580	27	,	,	PUNCT
inlawrev-27984	580	28	we	we	PRON
inlawrev-27984	580	29	can	can	AUX
inlawrev-27984	580	30	estimate	estimate	VERB
inlawrev-27984	580	31	the	the	DET
inlawrev-27984	580	32	cost	cost	NOUN
inlawrev-27984	580	33	of	of	ADP
inlawrev-27984	580	34	the	the	DET
inlawrev-27984	580	35	racialized	racialize	VERB
inlawrev-27984	580	36	appraisal	appraisal	NOUN
inlawrev-27984	580	37	process	process	NOUN
inlawrev-27984	580	38	on	on	ADP
inlawrev-27984	580	39	specific	specific	ADJ
inlawrev-27984	580	40	neighborhoods	neighborhood	NOUN
inlawrev-27984	580	41	.	.	PUNCT
inlawrev-27984	580	42	”170	”170	PUNCT
inlawrev-27984	580	43	with	with	ADP
inlawrev-27984	580	44	this	this	DET
inlawrev-27984	580	45	information	information	NOUN
inlawrev-27984	580	46	,	,	PUNCT
inlawrev-27984	580	47	“	"	PUNCT
inlawrev-27984	580	48	targeted	target	VERB
inlawrev-27984	580	49	tax	tax	NOUN
inlawrev-27984	580	50	credits	credit	NOUN
inlawrev-27984	580	51	or	or	CCONJ
inlawrev-27984	580	52	stimulus	stimulus	ADJ
inlawrev-27984	580	53	programs	program	NOUN
inlawrev-27984	580	54	can	can	AUX
inlawrev-27984	580	55	redirect	redirect	VERB
inlawrev-27984	580	56	wealth	wealth	NOUN
inlawrev-27984	580	57	from	from	ADP
inlawrev-27984	580	58	communities	community	NOUN
inlawrev-27984	580	59	that	that	PRON
inlawrev-27984	580	60	have	have	AUX
inlawrev-27984	580	61	experienced	experience	VERB
inlawrev-27984	580	62	excessive	excessive	ADJ
inlawrev-27984	580	63	appreciation	appreciation	NOUN
inlawrev-27984	580	64	to	to	ADP
inlawrev-27984	580	65	those	those	PRON
inlawrev-27984	580	66	that	that	PRON
inlawrev-27984	580	67	have	have	AUX
inlawrev-27984	580	68	suffered	suffer	VERB
inlawrev-27984	580	69	from	from	ADP
inlawrev-27984	580	70	persistent	persistent	ADJ
inlawrev-27984	580	71	racism	racism	NOUN
inlawrev-27984	580	72	.	.	PUNCT
inlawrev-27984	580	73	”171	”171	PROPN
inlawrev-27984	580	74	through	through	ADP
inlawrev-27984	580	75	a	a	DET
inlawrev-27984	580	76	program	program	NOUN
inlawrev-27984	580	77	like	like	ADP
inlawrev-27984	580	78	this	this	PRON
inlawrev-27984	580	79	,	,	PUNCT
inlawrev-27984	580	80	the	the	DET
inlawrev-27984	580	81	real	real	ADJ
inlawrev-27984	580	82	estate	estate	NOUN
inlawrev-27984	580	83	industry	industry	NOUN
inlawrev-27984	580	84	and	and	CCONJ
inlawrev-27984	580	85	the	the	DET
inlawrev-27984	580	86	federal	federal	ADJ
inlawrev-27984	580	87	government	government	NOUN
inlawrev-27984	580	88	could	could	AUX
inlawrev-27984	580	89	invest	invest	VERB
inlawrev-27984	580	90	money	money	NOUN
inlawrev-27984	580	91	into	into	ADP
inlawrev-27984	580	92	communities	community	NOUN
inlawrev-27984	580	93	and	and	CCONJ
inlawrev-27984	580	94	neighborhoods	neighborhood	NOUN
inlawrev-27984	580	95	that	that	PRON
inlawrev-27984	580	96	have	have	AUX
inlawrev-27984	580	97	suffered	suffer	VERB
inlawrev-27984	580	98	from	from	ADP
inlawrev-27984	580	99	predatory	predatory	ADJ
inlawrev-27984	580	100	and	and	CCONJ
inlawrev-27984	580	101	discriminatory	discriminatory	ADJ
inlawrev-27984	580	102	housing	housing	NOUN
inlawrev-27984	580	103	practices	practice	NOUN
inlawrev-27984	580	104	.	.	PUNCT
inlawrev-27984	581	1	furthermore	furthermore	ADV
inlawrev-27984	581	2	,	,	PUNCT
inlawrev-27984	581	3	if	if	SCONJ
inlawrev-27984	581	4	new	new	ADJ
inlawrev-27984	581	5	legislation	legislation	NOUN
inlawrev-27984	581	6	is	be	AUX
inlawrev-27984	581	7	enacted	enact	VERB
inlawrev-27984	581	8	with	with	ADP
inlawrev-27984	581	9	statutory	statutory	ADJ
inlawrev-27984	581	10	fines	fine	NOUN
inlawrev-27984	581	11	for	for	ADP
inlawrev-27984	581	12	violations	violation	NOUN
inlawrev-27984	581	13	of	of	ADP
inlawrev-27984	581	14	fair	fair	ADJ
inlawrev-27984	581	15	appraisal	appraisal	NOUN
inlawrev-27984	581	16	laws	law	NOUN
inlawrev-27984	581	17	,	,	PUNCT
inlawrev-27984	581	18	this	this	DET
inlawrev-27984	581	19	money	money	NOUN
inlawrev-27984	581	20	could	could	AUX
inlawrev-27984	581	21	be	be	AUX
inlawrev-27984	581	22	directed	direct	VERB
inlawrev-27984	581	23	into	into	ADP
inlawrev-27984	581	24	community	community	NOUN
inlawrev-27984	581	25	funds	fund	NOUN
inlawrev-27984	581	26	,	,	PUNCT
inlawrev-27984	581	27	like	like	ADP
inlawrev-27984	581	28	indiana	indiana	PROPN
inlawrev-27984	581	29	’s	’s	PROPN
inlawrev-27984	581	30	h.b	h.b	PROPN
inlawrev-27984	581	31	.	.	PROPN
inlawrev-27984	581	32	1151	1151	NUM
inlawrev-27984	581	33	suggests	suggest	VERB
inlawrev-27984	581	34	,	,	PUNCT
inlawrev-27984	581	35	to	to	PART
inlawrev-27984	581	36	revitalize	revitalize	VERB
inlawrev-27984	581	37	communities	community	NOUN
inlawrev-27984	581	38	that	that	PRON
inlawrev-27984	581	39	have	have	AUX
inlawrev-27984	581	40	been	be	AUX
inlawrev-27984	581	41	disproportionately	disproportionately	ADV
inlawrev-27984	581	42	affected	affect	VERB
inlawrev-27984	581	43	by	by	ADP
inlawrev-27984	581	44	discriminatory	discriminatory	ADJ
inlawrev-27984	581	45	appraisal	appraisal	NOUN
inlawrev-27984	581	46	policies.172	policies.172	NOUN
inlawrev-27984	581	47	however	however	ADV
inlawrev-27984	581	48	,	,	PUNCT
inlawrev-27984	581	49	without	without	ADP
inlawrev-27984	581	50	greater	great	ADJ
inlawrev-27984	581	51	systemic	systemic	ADJ
inlawrev-27984	581	52	changes	change	NOUN
inlawrev-27984	581	53	within	within	ADP
inlawrev-27984	581	54	the	the	DET
inlawrev-27984	581	55	appraisal	appraisal	NOUN
inlawrev-27984	581	56	industry	industry	NOUN
inlawrev-27984	581	57	as	as	ADP
inlawrev-27984	581	58	whole	whole	ADJ
inlawrev-27984	581	59	,	,	PUNCT
inlawrev-27984	581	60	reparations	reparation	NOUN
inlawrev-27984	581	61	will	will	AUX
inlawrev-27984	581	62	not	not	PART
inlawrev-27984	581	63	allow	allow	VERB
inlawrev-27984	581	64	black	black	ADJ
inlawrev-27984	581	65	homeowners	homeowner	NOUN
inlawrev-27984	581	66	and	and	CCONJ
inlawrev-27984	581	67	neighborhoods	neighborhood	NOUN
inlawrev-27984	581	68	to	to	PART
inlawrev-27984	581	69	recover	recover	VERB
inlawrev-27984	581	70	from	from	ADP
inlawrev-27984	581	71	decades	decade	NOUN
inlawrev-27984	581	72	of	of	ADP
inlawrev-27984	581	73	inequity	inequity	NOUN
inlawrev-27984	581	74	.	.	PUNCT
inlawrev-27984	582	1	thus	thus	ADV
inlawrev-27984	582	2	,	,	PUNCT
inlawrev-27984	582	3	there	there	PRON
inlawrev-27984	582	4	must	must	AUX
inlawrev-27984	582	5	be	be	AUX
inlawrev-27984	582	6	a	a	DET
inlawrev-27984	582	7	comprehensive	comprehensive	ADJ
inlawrev-27984	582	8	approach	approach	NOUN
inlawrev-27984	582	9	that	that	PRON
inlawrev-27984	582	10	seeks	seek	VERB
inlawrev-27984	582	11	to	to	PART
inlawrev-27984	582	12	change	change	VERB
inlawrev-27984	582	13	not	not	PART
inlawrev-27984	582	14	only	only	ADV
inlawrev-27984	582	15	the	the	DET
inlawrev-27984	582	16	way	way	NOUN
inlawrev-27984	582	17	we	we	PRON
inlawrev-27984	582	18	value	value	VERB
inlawrev-27984	582	19	and	and	CCONJ
inlawrev-27984	582	20	appraise	appraise	PROPN
inlawrev-27984	582	21	homes	home	NOUN
inlawrev-27984	582	22	,	,	PUNCT
inlawrev-27984	582	23	but	but	CCONJ
inlawrev-27984	582	24	also	also	ADV
inlawrev-27984	582	25	provides	provide	VERB
inlawrev-27984	582	26	the	the	DET
inlawrev-27984	582	27	tools	tool	NOUN
inlawrev-27984	582	28	and	and	CCONJ
inlawrev-27984	582	29	financial	financial	ADJ
inlawrev-27984	582	30	support	support	NOUN
inlawrev-27984	582	31	to	to	ADP
inlawrev-27984	582	32	communities	community	NOUN
inlawrev-27984	582	33	that	that	PRON
inlawrev-27984	582	34	have	have	AUX
inlawrev-27984	582	35	suffered	suffer	VERB
inlawrev-27984	582	36	past	past	ADJ
inlawrev-27984	582	37	injustices	injustice	NOUN
inlawrev-27984	582	38	.	.	PUNCT
inlawrev-27984	583	1	conclusion	conclusion	NOUN
inlawrev-27984	583	2	in	in	ADP
inlawrev-27984	583	3	1968	1968	NUM
inlawrev-27984	583	4	,	,	PUNCT
inlawrev-27984	583	5	the	the	DET
inlawrev-27984	583	6	kerner	kerner	PROPN
inlawrev-27984	583	7	commission	commission	PROPN
inlawrev-27984	583	8	,	,	PUNCT
inlawrev-27984	583	9	established	establish	VERB
inlawrev-27984	583	10	by	by	ADP
inlawrev-27984	583	11	president	president	PROPN
inlawrev-27984	583	12	johnson	johnson	PROPN
inlawrev-27984	583	13	to	to	PART
inlawrev-27984	583	14	examine	examine	VERB
inlawrev-27984	583	15	the	the	DET
inlawrev-27984	583	16	causes	cause	NOUN
inlawrev-27984	583	17	of	of	ADP
inlawrev-27984	583	18	civil	civil	ADJ
inlawrev-27984	583	19	and	and	CCONJ
inlawrev-27984	583	20	racial	racial	ADJ
inlawrev-27984	583	21	unrest	unrest	NOUN
inlawrev-27984	583	22	during	during	ADP
inlawrev-27984	583	23	the	the	DET
inlawrev-27984	583	24	summers	summer	NOUN
inlawrev-27984	583	25	of	of	ADP
inlawrev-27984	583	26	1964	1964	NUM
inlawrev-27984	583	27	to	to	ADP
inlawrev-27984	583	28	1967	1967	NUM
inlawrev-27984	583	29	,	,	PUNCT
inlawrev-27984	583	30	concluded	conclude	VERB
inlawrev-27984	583	31	that	that	SCONJ
inlawrev-27984	583	32	the	the	DET
inlawrev-27984	583	33	united	united	PROPN
inlawrev-27984	583	34	states	states	PROPN
inlawrev-27984	583	35	was	be	AUX
inlawrev-27984	583	36	“	"	PUNCT
inlawrev-27984	583	37	moving	move	VERB
inlawrev-27984	583	38	toward	toward	ADP
inlawrev-27984	583	39	two	two	NUM
inlawrev-27984	583	40	societies	society	NOUN
inlawrev-27984	583	41	,	,	PUNCT
inlawrev-27984	583	42	one	one	NUM
inlawrev-27984	583	43	black	black	NOUN
inlawrev-27984	583	44	,	,	PUNCT
inlawrev-27984	583	45	one	one	NUM
inlawrev-27984	583	46	white	white	ADJ
inlawrev-27984	583	47	—	—	PUNCT
inlawrev-27984	583	48	separate	separate	ADJ
inlawrev-27984	583	49	and	and	CCONJ
inlawrev-27984	583	50	unequal	unequal	ADJ
inlawrev-27984	583	51	.	.	PUNCT
inlawrev-27984	583	52	”173	”173	PROPN
inlawrev-27984	584	1	now	now	ADV
inlawrev-27984	584	2	,	,	PUNCT
inlawrev-27984	584	3	more	more	ADJ
inlawrev-27984	584	4	than	than	ADP
inlawrev-27984	584	5	50	50	NUM
inlawrev-27984	584	6	years	year	NOUN
inlawrev-27984	584	7	after	after	SCONJ
inlawrev-27984	584	8	those	those	DET
inlawrev-27984	584	9	words	word	NOUN
inlawrev-27984	584	10	were	be	AUX
inlawrev-27984	584	11	written	write	VERB
inlawrev-27984	584	12	,	,	PUNCT
inlawrev-27984	584	13	the	the	DET
inlawrev-27984	584	14	society	society	NOUN
inlawrev-27984	584	15	we	we	PRON
inlawrev-27984	584	16	live	live	VERB
inlawrev-27984	584	17	in	in	ADP
inlawrev-27984	584	18	is	be	AUX
inlawrev-27984	584	19	still	still	ADV
inlawrev-27984	584	20	marked	mark	VERB
inlawrev-27984	584	21	by	by	ADP
inlawrev-27984	584	22	discriminatory	discriminatory	ADJ
inlawrev-27984	584	23	practices	practice	NOUN
inlawrev-27984	584	24	that	that	PRON
inlawrev-27984	584	25	keep	keep	VERB
inlawrev-27984	584	26	african	african	ADJ
inlawrev-27984	584	27	americans	americans	PROPN
inlawrev-27984	584	28	from	from	ADP
inlawrev-27984	584	29	buying	buy	VERB
inlawrev-27984	584	30	homes	home	NOUN
inlawrev-27984	584	31	and	and	CCONJ
inlawrev-27984	584	32	building	build	VERB
inlawrev-27984	584	33	generational	generational	ADJ
inlawrev-27984	584	34	wealth	wealth	NOUN
inlawrev-27984	584	35	on	on	ADP
inlawrev-27984	584	36	the	the	DET
inlawrev-27984	584	37	same	same	ADJ
inlawrev-27984	584	38	terms	term	NOUN
inlawrev-27984	584	39	as	as	ADP
inlawrev-27984	584	40	white	white	ADJ
inlawrev-27984	584	41	homeowners	homeowner	NOUN
inlawrev-27984	584	42	.	.	PUNCT
inlawrev-27984	585	1	there	there	PRON
inlawrev-27984	585	2	are	be	VERB
inlawrev-27984	585	3	two	two	NUM
inlawrev-27984	585	4	societies	society	NOUN
inlawrev-27984	585	5	,	,	PUNCT
inlawrev-27984	585	6	and	and	CCONJ
inlawrev-27984	585	7	the	the	DET
inlawrev-27984	585	8	american	american	ADJ
inlawrev-27984	585	9	169	169	PROPN
inlawrev-27984	585	10	.	.	PUNCT
inlawrev-27984	586	1	howell	howell	PROPN
inlawrev-27984	586	2	&	&	CCONJ
inlawrev-27984	586	3	korver	korver	PROPN
inlawrev-27984	586	4	-	-	PUNCT
inlawrev-27984	586	5	glenn	glenn	PROPN
inlawrev-27984	586	6	,	,	PUNCT
inlawrev-27984	586	7	supra	supra	PROPN
inlawrev-27984	586	8	note	note	PROPN
inlawrev-27984	586	9	17	17	NUM
inlawrev-27984	586	10	,	,	PUNCT
inlawrev-27984	586	11	at	at	ADP
inlawrev-27984	586	12	13	13	NUM
inlawrev-27984	586	13	.	.	PUNCT
inlawrev-27984	586	14	170	170	NUM
inlawrev-27984	586	15	.	.	PUNCT
inlawrev-27984	587	1	i	i	PRON
inlawrev-27984	587	2	d.	d.	PROPN
inlawrev-27984	587	3	at	at	ADP
inlawrev-27984	587	4	21	21	NUM
inlawrev-27984	587	5	.	.	PUNCT
inlawrev-27984	588	1	171	171	NUM
inlawrev-27984	588	2	.	.	PUNCT
inlawrev-27984	589	1	i	i	PRON
inlawrev-27984	589	2	d.	d.	PROPN
inlawrev-27984	589	3	172	172	NUM
inlawrev-27984	589	4	.	.	PUNCT
inlawrev-27984	590	1	see	see	PROPN
inlawrev-27984	590	2	h.b	h.b	PROPN
inlawrev-27984	590	3	.	.	PROPN
inlawrev-27984	590	4	1151	1151	NUM
inlawrev-27984	590	5	,	,	PUNCT
inlawrev-27984	590	6	123rd	123rd	PROPN
inlawrev-27984	590	7	gen	gen	PROPN
inlawrev-27984	590	8	.	.	PROPN
inlawrev-27984	590	9	assemb	assemb	PROPN
inlawrev-27984	590	10	.	.	PUNCT
inlawrev-27984	591	1	(	(	PUNCT
inlawrev-27984	591	2	ind	ind	NOUN
inlawrev-27984	591	3	.	.	PUNCT
inlawrev-27984	591	4	2023	2023	NUM
inlawrev-27984	591	5	)	)	PUNCT
inlawrev-27984	591	6	.	.	PUNCT
inlawrev-27984	592	1	173	173	NUM
inlawrev-27984	592	2	.	.	PUNCT
inlawrev-27984	593	1	the	the	DET
inlawrev-27984	593	2	essential	essential	PROPN
inlawrev-27984	593	3	kerner	kerner	PROPN
inlawrev-27984	593	4	commission	commission	PROPN
inlawrev-27984	593	5	report	report	VERB
inlawrev-27984	593	6	7	7	NUM
inlawrev-27984	593	7	(	(	PUNCT
inlawrev-27984	593	8	cobb	cobb	PROPN
inlawrev-27984	593	9	with	with	ADP
inlawrev-27984	593	10	guariglia	guariglia	PROPN
inlawrev-27984	593	11	,	,	PUNCT
inlawrev-27984	593	12	eds	ed	NOUN
inlawrev-27984	593	13	.	.	PROPN
inlawrev-27984	593	14	,	,	PUNCT
inlawrev-27984	593	15	2021	2021	NUM
inlawrev-27984	593	16	)	)	PUNCT
inlawrev-27984	593	17	.	.	PUNCT
inlawrev-27984	594	1	2023	2023	NUM
inlawrev-27984	594	2	]	]	PUNCT
inlawrev-27984	594	3	from	from	ADP
inlawrev-27984	594	4	american	american	PROPN
inlawrev-27984	594	5	nightmare	nightmare	PROPN
inlawrev-27984	594	6	to	to	ADP
inlawrev-27984	594	7	american	american	ADJ
inlawrev-27984	594	8	dream	dream	NOUN
inlawrev-27984	594	9	?	?	PUNCT
inlawrev-27984	595	1	501	501	NUM
inlawrev-27984	595	2	ideal	ideal	NOUN
inlawrev-27984	595	3	of	of	ADP
inlawrev-27984	595	4	homeownership	homeownership	NOUN
inlawrev-27984	595	5	exists	exist	VERB
inlawrev-27984	595	6	in	in	ADP
inlawrev-27984	595	7	only	only	ADV
inlawrev-27984	595	8	one	one	NUM
inlawrev-27984	595	9	.	.	PUNCT
inlawrev-27984	596	1	a	a	DET
inlawrev-27984	596	2	white	white	ADJ
inlawrev-27984	596	3	family	family	NOUN
inlawrev-27984	596	4	can	can	AUX
inlawrev-27984	596	5	have	have	VERB
inlawrev-27984	596	6	their	their	PRON
inlawrev-27984	596	7	home	home	NOUN
inlawrev-27984	596	8	appraised	appraise	VERB
inlawrev-27984	596	9	at	at	ADP
inlawrev-27984	596	10	a	a	DET
inlawrev-27984	596	11	reasonable	reasonable	ADJ
inlawrev-27984	596	12	value	value	NOUN
inlawrev-27984	596	13	,	,	PUNCT
inlawrev-27984	596	14	obtain	obtain	VERB
inlawrev-27984	596	15	a	a	DET
inlawrev-27984	596	16	loan	loan	NOUN
inlawrev-27984	596	17	on	on	ADP
inlawrev-27984	596	18	favorable	favorable	ADJ
inlawrev-27984	596	19	terms	term	NOUN
inlawrev-27984	596	20	,	,	PUNCT
inlawrev-27984	596	21	and	and	CCONJ
inlawrev-27984	596	22	build	build	VERB
inlawrev-27984	596	23	equity	equity	NOUN
inlawrev-27984	596	24	and	and	CCONJ
inlawrev-27984	596	25	wealth	wealth	NOUN
inlawrev-27984	596	26	through	through	ADP
inlawrev-27984	596	27	homeownership	homeownership	NOUN
inlawrev-27984	596	28	.	.	PUNCT
inlawrev-27984	597	1	conversely	conversely	ADV
inlawrev-27984	597	2	,	,	PUNCT
inlawrev-27984	597	3	african	african	ADJ
inlawrev-27984	597	4	american	american	ADJ
inlawrev-27984	597	5	homeowners	homeowner	NOUN
inlawrev-27984	597	6	like	like	ADP
inlawrev-27984	597	7	carlette	carlette	PROPN
inlawrev-27984	597	8	duffy	duffy	PROPN
inlawrev-27984	597	9	,	,	PUNCT
inlawrev-27984	597	10	the	the	DET
inlawrev-27984	597	11	black	black	ADJ
inlawrev-27984	597	12	homeowner	homeowner	NOUN
inlawrev-27984	597	13	from	from	ADP
inlawrev-27984	597	14	indianapolis	indianapolis	PROPN
inlawrev-27984	597	15	whose	whose	DET
inlawrev-27984	597	16	appraisal	appraisal	NOUN
inlawrev-27984	597	17	value	value	NOUN
inlawrev-27984	597	18	more	more	ADV
inlawrev-27984	597	19	than	than	ADP
inlawrev-27984	597	20	doubled	double	VERB
inlawrev-27984	597	21	when	when	SCONJ
inlawrev-27984	597	22	she	she	PRON
inlawrev-27984	597	23	hid	hide	VERB
inlawrev-27984	597	24	her	her	PRON
inlawrev-27984	597	25	racial	racial	ADJ
inlawrev-27984	597	26	identity	identity	NOUN
inlawrev-27984	597	27	,	,	PUNCT
inlawrev-27984	597	28	have	have	VERB
inlawrev-27984	597	29	their	their	PRON
inlawrev-27984	597	30	homes	home	NOUN
inlawrev-27984	597	31	appraised	appraise	VERB
inlawrev-27984	597	32	for	for	ADP
inlawrev-27984	597	33	less	less	ADJ
inlawrev-27984	597	34	than	than	ADP
inlawrev-27984	597	35	their	their	PRON
inlawrev-27984	597	36	worth	worth	NOUN
inlawrev-27984	597	37	.	.	PUNCT
inlawrev-27984	598	1	accordingly	accordingly	ADV
inlawrev-27984	598	2	,	,	PUNCT
inlawrev-27984	598	3	their	their	PRON
inlawrev-27984	598	4	chances	chance	NOUN
inlawrev-27984	598	5	to	to	PART
inlawrev-27984	598	6	obtain	obtain	VERB
inlawrev-27984	598	7	satisfactory	satisfactory	ADJ
inlawrev-27984	598	8	loans	loan	NOUN
inlawrev-27984	598	9	and	and	CCONJ
inlawrev-27984	598	10	build	build	VERB
inlawrev-27984	598	11	equity	equity	NOUN
inlawrev-27984	598	12	through	through	ADP
inlawrev-27984	598	13	homeownership	homeownership	NOUN
inlawrev-27984	598	14	slip	slip	VERB
inlawrev-27984	598	15	away	away	ADV
inlawrev-27984	598	16	.	.	PUNCT
inlawrev-27984	599	1	the	the	DET
inlawrev-27984	599	2	united	united	PROPN
inlawrev-27984	599	3	states	states	PROPN
inlawrev-27984	599	4	government	government	NOUN
inlawrev-27984	599	5	and	and	CCONJ
inlawrev-27984	599	6	various	various	ADJ
inlawrev-27984	599	7	state	state	NOUN
inlawrev-27984	599	8	governments	government	NOUN
inlawrev-27984	599	9	have	have	AUX
inlawrev-27984	599	10	recognized	recognize	VERB
inlawrev-27984	599	11	discrimination	discrimination	NOUN
inlawrev-27984	599	12	in	in	ADP
inlawrev-27984	599	13	the	the	DET
inlawrev-27984	599	14	appraisal	appraisal	NOUN
inlawrev-27984	599	15	process	process	NOUN
inlawrev-27984	599	16	as	as	ADP
inlawrev-27984	599	17	a	a	DET
inlawrev-27984	599	18	significant	significant	ADJ
inlawrev-27984	599	19	barrier	barrier	NOUN
inlawrev-27984	599	20	to	to	ADP
inlawrev-27984	599	21	african	african	ADJ
inlawrev-27984	599	22	american	american	ADJ
inlawrev-27984	599	23	homeownership	homeownership	NOUN
inlawrev-27984	599	24	and	and	CCONJ
inlawrev-27984	599	25	wealth	wealth	NOUN
inlawrev-27984	599	26	creation	creation	NOUN
inlawrev-27984	599	27	.	.	PUNCT
inlawrev-27984	600	1	however	however	ADV
inlawrev-27984	600	2	,	,	PUNCT
inlawrev-27984	600	3	under	under	ADP
inlawrev-27984	600	4	the	the	DET
inlawrev-27984	600	5	current	current	ADJ
inlawrev-27984	600	6	legislative	legislative	ADJ
inlawrev-27984	600	7	and	and	CCONJ
inlawrev-27984	600	8	administrative	administrative	ADJ
inlawrev-27984	600	9	framework	framework	NOUN
inlawrev-27984	600	10	,	,	PUNCT
inlawrev-27984	600	11	discriminatory	discriminatory	ADJ
inlawrev-27984	600	12	practices	practice	NOUN
inlawrev-27984	600	13	have	have	AUX
inlawrev-27984	600	14	continued	continue	VERB
inlawrev-27984	600	15	unabated	unabated	ADJ
inlawrev-27984	600	16	,	,	PUNCT
inlawrev-27984	600	17	and	and	CCONJ
inlawrev-27984	600	18	no	no	DET
inlawrev-27984	600	19	new	new	ADJ
inlawrev-27984	600	20	frameworks	framework	NOUN
inlawrev-27984	600	21	have	have	AUX
inlawrev-27984	600	22	proven	prove	VERB
inlawrev-27984	600	23	to	to	PART
inlawrev-27984	600	24	be	be	AUX
inlawrev-27984	600	25	effective	effective	ADJ
inlawrev-27984	600	26	,	,	PUNCT
inlawrev-27984	600	27	yet	yet	ADV
inlawrev-27984	600	28	.	.	PUNCT
inlawrev-27984	601	1	moreover	moreover	ADV
inlawrev-27984	601	2	,	,	PUNCT
inlawrev-27984	601	3	federal	federal	ADJ
inlawrev-27984	601	4	and	and	CCONJ
inlawrev-27984	601	5	state	state	NOUN
inlawrev-27984	601	6	governments	government	NOUN
inlawrev-27984	601	7	have	have	AUX
inlawrev-27984	601	8	played	play	VERB
inlawrev-27984	601	9	a	a	DET
inlawrev-27984	601	10	significant	significant	ADJ
inlawrev-27984	601	11	role	role	NOUN
inlawrev-27984	601	12	in	in	ADP
inlawrev-27984	601	13	perpetuating	perpetuate	VERB
inlawrev-27984	601	14	discriminatory	discriminatory	ADJ
inlawrev-27984	601	15	housing	housing	NOUN
inlawrev-27984	601	16	practices	practice	NOUN
inlawrev-27984	601	17	,	,	PUNCT
inlawrev-27984	601	18	and	and	CCONJ
inlawrev-27984	601	19	many	many	ADJ
inlawrev-27984	601	20	of	of	ADP
inlawrev-27984	601	21	their	their	PRON
inlawrev-27984	601	22	practices	practice	NOUN
inlawrev-27984	601	23	and	and	CCONJ
inlawrev-27984	601	24	policies	policy	NOUN
inlawrev-27984	601	25	have	have	AUX
inlawrev-27984	601	26	led	lead	VERB
inlawrev-27984	601	27	us	we	PRON
inlawrev-27984	601	28	to	to	ADP
inlawrev-27984	601	29	this	this	DET
inlawrev-27984	601	30	moment	moment	NOUN
inlawrev-27984	601	31	.	.	PUNCT
inlawrev-27984	602	1	although	although	SCONJ
inlawrev-27984	602	2	new	new	ADJ
inlawrev-27984	602	3	legislation	legislation	NOUN
inlawrev-27984	602	4	or	or	CCONJ
inlawrev-27984	602	5	administrative	administrative	ADJ
inlawrev-27984	602	6	regulations	regulation	NOUN
inlawrev-27984	602	7	will	will	AUX
inlawrev-27984	602	8	undoubtedly	undoubtedly	ADV
inlawrev-27984	602	9	play	play	VERB
inlawrev-27984	602	10	an	an	DET
inlawrev-27984	602	11	important	important	ADJ
inlawrev-27984	602	12	role	role	NOUN
inlawrev-27984	602	13	in	in	ADP
inlawrev-27984	602	14	reversing	reverse	VERB
inlawrev-27984	602	15	the	the	DET
inlawrev-27984	602	16	inequities	inequity	NOUN
inlawrev-27984	602	17	and	and	CCONJ
inlawrev-27984	602	18	injustices	injustice	NOUN
inlawrev-27984	602	19	of	of	ADP
inlawrev-27984	602	20	the	the	DET
inlawrev-27984	602	21	past	past	NOUN
inlawrev-27984	602	22	,	,	PUNCT
inlawrev-27984	602	23	they	they	PRON
inlawrev-27984	602	24	will	will	AUX
inlawrev-27984	602	25	not	not	PART
inlawrev-27984	602	26	be	be	AUX
inlawrev-27984	602	27	able	able	ADJ
inlawrev-27984	602	28	to	to	PART
inlawrev-27984	602	29	effect	effect	VERB
inlawrev-27984	602	30	change	change	NOUN
inlawrev-27984	602	31	alone	alone	ADV
inlawrev-27984	602	32	.	.	PUNCT
inlawrev-27984	603	1	without	without	ADP
inlawrev-27984	603	2	a	a	DET
inlawrev-27984	603	3	significant	significant	ADJ
inlawrev-27984	603	4	,	,	PUNCT
inlawrev-27984	603	5	practical	practical	ADJ
inlawrev-27984	603	6	change	change	NOUN
inlawrev-27984	603	7	to	to	PART
inlawrev-27984	603	8	combat	combat	VERB
inlawrev-27984	603	9	the	the	DET
inlawrev-27984	603	10	systemic	systemic	ADJ
inlawrev-27984	603	11	racial	racial	ADJ
inlawrev-27984	603	12	discrimination	discrimination	NOUN
inlawrev-27984	603	13	that	that	PRON
inlawrev-27984	603	14	exists	exist	VERB
inlawrev-27984	603	15	in	in	ADP
inlawrev-27984	603	16	the	the	DET
inlawrev-27984	603	17	appraisal	appraisal	NOUN
inlawrev-27984	603	18	industry	industry	NOUN
inlawrev-27984	603	19	,	,	PUNCT
inlawrev-27984	603	20	this	this	DET
inlawrev-27984	603	21	country	country	NOUN
inlawrev-27984	603	22	will	will	AUX
inlawrev-27984	603	23	become	become	VERB
inlawrev-27984	603	24	further	far	ADV
inlawrev-27984	603	25	divided	divide	VERB
inlawrev-27984	603	26	into	into	ADP
inlawrev-27984	603	27	two	two	NUM
inlawrev-27984	603	28	separate	separate	ADJ
inlawrev-27984	603	29	realities	reality	NOUN
inlawrev-27984	603	30	:	:	PUNCT
inlawrev-27984	603	31	one	one	NUM
inlawrev-27984	603	32	an	an	DET
inlawrev-27984	603	33	american	american	ADJ
inlawrev-27984	603	34	dream	dream	NOUN
inlawrev-27984	603	35	and	and	CCONJ
inlawrev-27984	603	36	the	the	DET
inlawrev-27984	603	37	other	other	ADJ
inlawrev-27984	603	38	an	an	DET
inlawrev-27984	603	39	american	american	ADJ
inlawrev-27984	603	40	nightmare	nightmare	NOUN
inlawrev-27984	603	41	.	.	PUNCT