Indiana Law Review Volume 23 No. 2 1990 1989 Survey of Recent Developments in Indiana Law Contributors to this Issue Kevin W, Betz Michael O. Chenoweth Leland B. Cross, Jr. Ronald d'Avis Roger D. Ermn Robert A. Fanning Norman T. Funk .—^ Harold Greenberg ' J. Michael Grubbs Douglas Craig Haney Lawrence A. Jegen, III Richard Kammen Michael A. Klein Walter W. Krieger ; John R. Maley Thomas R. Newby '< Katharine L. Polito Stanley H. Rorick Michael Rosiello Thomas R. Ruge Michael G. Ruppert David L. Simmons Larry J. Stroble John Talley John C. Trimble C. Daniel Yates LW REVIEV\5 ^^^kHjk ^ Search thousands of law review and bar journal / ^ |\ I articles effortlessly onWESTLAW! It's like having I 11 % I a staff of experts always at your command. To f I ^1 answer your questions on Taxation, Business %. y \^ yl Regulation, Bankruptcy, Securities, and more! WESILW! Find relevant articles instantly. 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Don't miss this excep- tional opportunity to become a Gold Card member under the Special Graduate Student criteria. © 1990 American Express Travel Related Services Company. Inc. TRAVEL RELATED SERVICES Eipfesscoipa/ty Please enter my subscription to the INDIANA LAW REVIEW NAME ADDRESS Enclosed is $ for subscriptions. Bill me for subscriptions. Mail to: INDIANA LAW REVIEW INDIANA UNIVERSITY SCHOOL OF LAW -INDIANAPOLIS 735 West New York Street Indianapolis, Indiana 46202 Subscription Rates (one year): Regular, $22; Foreign, $25; Survey, $15; Single Issue, $7 Indiana l^a'w Revieiv Volume 23 1990 Number 2 Copyright © 1990 by the Trustees of Indiana University TABLE OF CONTENTS I. Business and Commercial Law A. Oral Warranties and Written Disclaimers in Consumer Transactions: Indiana Does an End Run Around the U.C.C. Parol Evidence Rule Harold Greenberg 199 B. Procedural Due Process in Postjudgment Garnishment Proceedings: Indiana Keeps Up With the Joneses . . . David L. Simmons 221 II. Civil Procedure A. Survey of Recent Developments in the Indiana Rules of Trial Procedure in Civil Matters Norman T. Funk 241 B. 1989 Developments in Federal Civil Practice Affecting Indiana Practitioners: Issues of Diversity Reform; Pendent Party Jurisdiction; Summary Judgment; Impeachment by Prior Conviction; Sanctions; and Appeal John R. Maley 261 III. Criminal Law Survey of Recent Developments in Indiana Criminal Law and Procedure Richard Kammen Katharine L. Polito 303 IV. Environmental Law Indiana Environmental Law: An Examination of 1989 Legislation Thomas R. Newby Stanley H. Rorick Kevin W. Betz Timothy L. Tyler 329 Volume 23 1990 Number 2 The INDIANA LAW REVIEW (ISSN 0090-4198) is the property of Indiana University and is published quarterly by the Indiana University School of Law—Indianapolis, which assumes complete editorial responsibility thereof. Subscription rates: one year $22; foreign $25. Please notify us one month in advance of any change in address and include both old and new addresses with zip codes to ensure delivery of all issues. Send all correspondence to Editorial Assistant, Indiana Law Review, Indiana University School of Law—Indianapohs, 735 West New York Street, Indianapolis, Indiana 46202. Publication office: 735 West New York Street, Indianapolis, Indiana 46202. Second class postage paid at Indianapolis, Indiana 46201. POSTMASTER: Send address changes to INDIANA LAW REVIEW, 735 West New York Street, Indianapolis, Indiana 46202. V. Family Law Survey of Recent Developments in Family Law Michael G. Ruppert 363 VL Health Care Law A. Health Law Update: A Survey of Recent Developments in Indiana Law Governing Health Care Providers . . /. Michael Grubbs 391 B. Survey of Recent Developments in Medical Malpractice Law Thomas R. Ruge 415 VII. Insurance Law Survey of Recent Developments in Insurance Law John C. Trimble 43 1 VIII. Labor Law Survey of Recent Developments in Indiana Labor Law . . . Leland B. Cross, Jr. Douglas Craig Haney 445 IX. Professional Responsibility Survey of Recent Developments in Professional Responsibility Roger D. Erwin 469 X. Property and Estates A. Survey of Recent Developments in Property Law . . . Walter W. Krieger 485 B. Estate Planning: The Use of Irrevocable Life Insurance Trusts C Daniel Yates Michael O. Chenoweth 517 XL Taxation A. Survey of Recent Developments in Indiana Taxation Law Lawrence A. Jegen, III John R. Maley 531 B. Indiana's New Financial Institutions Tax: An Extension of State Taxing Power Over Interstate Financial Transactions Larry J. Stroble Ronald d'Avis 551 XII. Tort Law A. Survey of Recent Developments in Tort Law John Talley 585 B. Survey of Recent Developments in Indiana Products Liability Law Michael Rosiello Michael A. Klein 617 XIII. Worker's Compensation Recent Developments in the Worker's Compensation Act. Robert A. Fanning 643 Indiana La^v Revieiv Volume 23 1989-1990 Editor-In-Chief David B. Boodt Executive Editors Articles and Production Notes and Topics Timothy N. Thomas Karen A. Jordan Articles Editors Elizabeth L. DuSold Kevin R. Knight James Scott Fanzini Deborah Wiers Vincent EHzabeth A. Gamboa Robert W. Wright Business Editor and Survey Coordinator Mark A. Drummond Note Development Editors Thomas G. Burroughs Marya D. Mernitz Emily S. Lau Katherine L. Moyer Rosemary J. Thomas Associate Editors Elizabeth Moran Behnke David S. Koenig D. Randall Brown Bruce D. Laconi Andy Detherage Neil E. Lucas Mary Kay Fleming Christopher M. Maine JuHa A. Grote William A. Morrison Amy E. Hamilton Kelly Joe Norton Lori A. Hitz JacqueHne Bowman Ponder Robert C. Hussle Lisa Tiberend-Slawson Charles D. Kirk Michelle J. Uebelhoer Editorial Assistant Amy Morrison Grubbs Faculty Advisor David P. Leonard Indiana University School of Law—Indianapolis 1989-1990 ADMINISTRATIVE OFFICERS AND FACULTY Administrative Officers Thomas M. Ehrlich, LL.B., President of the University Gerald L. Bepko, LL.M., Vice-President Norman Lefstein, LL.B., Dean James F. Bindley, J.D., Assistant Dean for Administration Debra a. Falender, J.D., Acting Assistant Dean of Administration Lawrence P. Wilkins, LL.M., Associate Dean for Academic Affairs Faculty Thomas B. Allington, Professor. B.S., University of Nebraska, 1964; J.D., 1966; LL.M., New York University, 1971. Edward P. Archer, Professor. B.M.E., Rensselaer Polytechnic Institute, 1958; J.D., Gerogetown University, 1962; LL.M., 1964. James F. Bailey, III., Professor and Director of Law Library. A.B., University of Michigan, 1961; J.D., 1964; M.A.L.S., 1970. Gerald L. Bepko, Vice President and Professor. B.S., Northern Illinois University, 1962; J.D., IIT/Chicago-Kent College of Law, 1965; LL.M., Yale University, 1972. James F. Bindley, Assistant Dean for Administration and Director of Placement & Develop- ment, B.A., Loyola University, 1969; J.D., University of Kentucky. 1972. Paul N. Cox, Professor. B.S., Utah State University, 1972; J.D., University of Utah, 1974; LL.M., University of Virginia, 1980. Clyde Harrison Crockett, Professor. A.B., University of Texas, 1962; J.D., 1965; LL.M., University of London (The London School of Economics and Political Science), 1972. Debra A. Falender, Professor & Associate Dean for Student Affairs. A.B., Mount Holyoke College, 1970; J.D., Indiana University, 1975. David A. Funk, Professor. A.B., College of Wooster, 1949; J.D., Case Western Reserve University, 1951; M.A., The Ohio State University 1968; LL.M., Case Western Reserve University, 1972; LL.M., Columbia University, 1973. Paul J. Galanti, Professor. A.B., Bowdoin College, 1960; J.D., University of Chicago, 1963. Helen P. Garheld, Professor. B.S.J., Northwestern University, 1945; J.D., University of Colorado, 1967. Harold Greenberg, Professor. A.B., Temple University, 1959; J.D., University of Pennsylvania, 1962. Jeffrey W. Grove, Professor. A.B., Juniata College, 1965; J.D., George Washington Univer- sity, 1969. Willdvm F. Harvey, Carl M. Gray Professor of Law. A.B., University of Missouri, 1954; J.D., Georgetown University, 1959; LL.M., 1961. Paul T. Hayden, Assistant Professor. B.A., Yale University, 1979; J.D., University of California, Los Angeles, 1984. W. William Hodes, Professor. A.B., Harvard College, 1966; J.D., Rugters Newark, 1969. Lisa C. Ikemoto, Assistant Professor. B.A., University of California, Los Angeles, 1984; J.D., University of California, Davis, 1987; L.L.M., Columbia, 1989. Lawrence A. Jegen, IIL, Thomas F. Sheehan Professor of Tax Law and Policy, 1982. A.B., Beloit College 1956; J.D., The University of Michigan 1959; M.B.A., 1960, LL.M., Harvard University, 1963. Henry C. Karlson, Professor. A.B., University of Illinois, 1965; J.D., 1968; LL.M., 1977. WiLLLVM Andrew Kerr, Professor. A.B., West Virginia University, 1955. J.D., 1957, LL.M., Harvard University, 1958; D.B., Duke University, 1968. Eleanor D. Kinney, Associate Professor. A.B., Duke University, 1969; M.A., University of Chicago, 1970; J.D., Duke University, 1973. Walter W. Krieger, Associate Professor. A.B., Bellarmine College, 1959; J.D., University of Louisville, 1962; LL.M., George Washington University, 1969. Norman Lefstein, Dean and Professor. LL.B., University of Illinois, 1961; LL.M., Georgetown University, 1964. David P. Leonard, Professor. B.A., University of California at San Diego, 1974; J.D., UCLA School of Law, 1977. William E. Marsh, Professor. B.S., University of Nebraska, 1965; J.D., 1958. SusanAH M. Mead, Professor. B.A., Smith College, 1969; J.D., Indiana University, 1976. Mary H. Mitchell, Professor. A.B., Butler University, 1975; J.D., Cornell Law School, 1978. James P. Nehf, Assistant Professor. B.A., Knox College, 1979; J.D., University of North Carolina, 1983. David R. Papke, Associate Professor. A.B., Harvard College, 1969; J.D., Yale Law School, 1973; M.A., in American Studies, Yale University, 1973; Ph.D., in American Studies, The University of Michigan, 1984. Ronald W. Polston, Professor. B.S., Eastern Illinois University, 1953; LL.B., University of Illinois, 1958. Kenneth M. Stroud, Professor. A.B., Indiana University, 1958; J.D., 1961. James W. Torke, Professor. B.S., University of Wisconsin, 1963; J.D., 1968. Joe a. Tucker, Assistant Professor. B.A., Houston, 1977; J.D., University of Texas, 1981. James Patrick White, Professor of Law. A.B., University of Iowa, 1953; J.D., 1956; LL.M., George Washington University, 1959. Lawrence P. Wilkins, Professor. B.A., The Ohio State University, 1968; J.D., Capital University Law School, 1973; LL.M., University of Texas School of Law, 1974. Mary Wolf, Director of Clinical Programs, B.A., Saint Xavier College, 1969; J.D., University of Iowa College of Law, 1974. Emeriti Agnes P. Barrett, Associate Professor Emeritus. B.S., Indiana University, 1942; J.D., 1964. Cleon H. Foust, Professor Emeritus. A.B., Wabash College, 1928; J.D., University of Arizona, 1933. John S. Grimes, Professor of Jurisprudence Emeritus. A.B., Indiana University. 1929; J.D., 1931. Melvin C. Poland, Cleon H. Foust Professor of Law Emeritus. B.S., Kansas State University, 1940; LL.B., Washburn University, 1949; LL.M., The University of Michigan, 1950. R. Bruce Townsend, Cleon H. Foust Professor of Law Emeritus, A.B., Coe College, 1938; J.D., University of Iowa, 1940. Legal Writing Instructors Deborah B. McGregor, B.A., University of Evansville, 1973; J.D., Georgetown University Law Center, 1983. Tracy A. Nelson, B.A., University of Denver, 1981; J.D., Indiana University, Indianapolis, 1985. David A. Reedy, Jr., B.A., DePauw University, 1984; J.D., Indiana University, Bloomington 1987. Joan Ruhtenberg, Director of Legal Writing. B.A., Mississippi University Women, 1959; J.D., Indiana University, 1980. Law Library Staff MiNDE C. Glenn, Reference Librarian, B.A., Western Michigan University, 1979; M.L.S., Indiana University, 1980. Wendell E. Johnting, Asst. Directorfor Technical Services, A.B., Taylor University, 1974; M.L.S., Indiana University, 1975. Mahnaz K, Moshfegh, Acquisitions/Serials Librarian, B.A., National University of Iran, 1966; M.S., Tehran University, 1971; M.A., Ball State University, 1977; M.L.S., Indiana University, 1983; Ph.D., Indiana University, 1988. KiYOSHi Otsu, Catalog Librarian, A.A., Parkland College, 1976; A.B., University of Illinois, 1980; M.S., 1982; C.A.S., 1983. Merlin P. WmTEMAN, Asst. Director for Readers' Services, B.A., Hope College, 1973; M.L.S., Indiana University, 1974; J.D., 1982.