2 May, 2006 HANUDIN AMIN, PHD Labuan Faculty of International Finance Jalan Sungai Pagar, 87000 Labuan Federal Territory, Malaysia Editor in Chief Dr Ascarya IJIEF, International Journal of Islamic Economics & Finance DEAR PROFESSOR SUBMISSION TO THE IJIEF I am sending herewith a research paper titled “WAQIF PREFERENCE OF WAQF-BASED QARDHUL HASSAN FINANCING IN MALAYSIA: AN ANALYTIC HIERARCHY PROCESS PERSPECTIVE” for your editorial consideration. I hope the paper would draw interest of the referee(s) as well as the editorial board and would be considered for publication in your journal.   Sincerely, (HANUDIN AMIN) Corresponding author