STRATEGY TABLE OF CONTENTS Page Title/Author 1 "Service Characteristics and Yellow Pages Advertising Effectiveness" Kenny K. Chan Shekhar Misra 15 "Don't Mistake Business Plans for Planning" (It May Be Dangerous To Your Financial Health) Bill Parks Philip D. Olson Donald W. Bokor 25 "Pricing Strategies and Fee Structures in Franchising Organizations" Robert T. Justis Peng S. Chang Ben L. Kedia 35 "Marketing Strategies for Small Service Businesses: Application of Expectations/Performance Gaps" Timothy L. Wilson James M. Hainault 45 "Assessing the Value of Professional Practices" John Wallace George Stollings 56 "The Benefits of the SBI Program: Perceptions of Former Students" Gwen Fontenot Michelle Haarhues Lynn Hoffman 72 "Strategic Planning and the Family Firm: An SBI Consulting Perspective" Charles H. Matthews 81 "Getting Started Overseas: Eximbank Working Capital Financing for Small Business Exporters" Toni Lester