SX%aVX PK Publication Staff Editor Dr. Lloyd D. Elgart Barry University Associate Editor Dr. Lil1 inn Schanfield Barry University Editorial Advisory Board Dr. David Ambrose University of Nebraska-Omaha Mr. John Bebris Small Business Administration Dr. Don B. Bradley III University of Central Arkansas Dr. Robert Brockhaus St. Louis University Dr. Stephen Brown Eastern Kentucky University Dr. Sam Bruno University of Houston-Clear I ake Dr. James Carland, Jr. Western Carolina University Dr. JoAnn C. Carland Western Carolina University Dr. Peng S. Chan California State University-Fullerton Dr. Donald Clause University of West Florida Dr. Richard Dailey University of Montana Dr. Paul Dunn Northeast Louisiana University Dr. Fred Fry Bradley University Dr. Steven Hanks Utah State University Dr. Rudy Kagerer University of Georgia Dr. Robert Kemp Drake University Dr. Lawrence Klatt Florida Atlantic University Dr. Joseph C. Latona University of Akron Dr. Binshan Lin Louisiana State University-Shreveport Dr. Inge Nickerson Barry University Dr. John Pearson Arizona State University Dr. Louis G. Pol University of Nebraska at Omaha Dr. Howard Rudd College of Charleston Dr. Homer Saunders University of Central Arkansas Dr. Pamela S. Schindler Wittenberg University Dr. Herbert Sherman Mari st College Dr. Joseph F. Singer University of Missouri Dr. George Solomon Small Business Administration Dr. Matthew C. Sonfield Hofstra University Dr. Harriet Stephenson Seattle University Dr. Howard Van Auken Iowa State University Dr. John Wallace Marshall State University 'A publication of Barry University and the Small Business Institute Directors'ssociation. Send subscription requests to Geralyn McClure Franklin, Ph.D., SBIDA Secretary-Treasurer, Stephen F. Austin State University, Department of Management and Marketing, Nacogdoches, TX 75962-9070. Annual subscriptions and back issues may be ordered at $ 15 each. oCopyright 1992 Small Business Institute Director,'ssociation SMALL BUSINESS INSTITUTE ~ r DIRECTORS'SSOCIATION SBIDA 1993-94 Officers President Vice-President Program Quality Assurance ROBERT A. KEMP RICHARD T. DAILEY Department of Management Deparunent of Management Drake University University of Montana Dcs Moines, IA 50311 Missoula, MT 59812-1216 Office: (515) 271-2807 Office: (406) 243-6644Home: (515) 223-6504 Home: (406) 549-8095FAX: (515) 271-2001 FAX: (406) 243-2086 President-Elect Secretary-Treasurer GERALYN McCLURE FRANKLIN Department of Management and Marketing Stephen F. Austin State University Oflic: (216) 972-7337 Nacogdoches, TX 75962 Home: (216) 666-4419 Ortce: (409) 568-1730 FAX: (216) 972-6588 Home: (409) 569-7267 FAX: (409) 568-1117 Vice-President Programs JOHN R. KERR Psst President College of Business LYNN HOFFMAN Borida State University Department of Management Tallshssscc. FL 32306-1042 University of Northern Colorado Office: (904) 644-7869 Greeley, CO 80639 Home: (904) 386-9406 Office: (303) 351-1224 FAX: (904) 644~8 Home: (303) 455-7814 FAX: (303) 351-2500 Vice-President Publicatioas PETER RAINSFORD School of Hotel Administration Cornell University ess Etfithaca, NY 14853-6901 ~ c oo Ofi)ce: (607) 255-8748 Home: (607) 387-6020 C) FAX: (607) 255-4179 S IB