STm7M GY Editor '- Dr., Stephen'W. Osborne Indiana University of Pennsylvania (IUP) ' Indiana, Pennsylvania Associate Editors " Dr. Prashanth B. Nagendra Indiana University of Pennsylvania (IUP) Dr. Joette M. Wisnieski Indiana University of Pennsylvania (IUP) Editorial Assistant Julie Dobish ' Indiana University of Pennsylvania (IUP) Book Review Editor Dr. Radha Chaganti Rider University Editorial Review Board Dr. Ramachandra Asundi University of Puerto Rico Dr. David Brennan . University of St. Thomas (St. Paul) Dr. Radha Chaganti Rider University Dr. Vivek Choudhury Flonda State Untverstty Dr. Richard T. Dailey University of Montana Dr. Dale Dickson Mesa State College Dr. Terry Gaston, Southern Oregon University Dr. Masoud Hemmasi illinois State University Dr. Lynn Holfman University of Northern Colorado Dr. Lawrence Klatt Florida Atlantic University Dr. Krish Krishnan Indiana University of Pennsylvania (IUP) Mr. James Leda PricewaterhouseCoopers 'r. Thomas J. Liesz Mesa State College Dr. Stephen Lucas University of North Carolina-Greensboro Dr. Steven J. Maranville University of St. Thomas (Houston) Dr. Thaddeus McEwen North Carolina A&T University Dr. Abbas Nadim University of New Haven 'r. Inge Nickerson Bany University Dr. John E. Prescott University of Pittsburgh Dr. Neal R. Pruchansky Keene State College Dr. C. Louise Sellaro Youngstown State University Dr. Herbert Sherman South Hampton College of Long Island Dr. Leo Simpson Eastern Washington University Dr. Matthew C. Sonfield Hofstra University Dr. Pamela H. Specht University of Nebraska at Omaha Dr. Harriet Stephenson Seattle University Dr. Jude Valdez University of Texas, San Antonio Dr. John B. Wallace Marshall University The Journal of Small Business Strategy is a joint publication of the Small Business Institute Directors'ssociation (SBIDA) and the Eberly College of Business, Indiana University of Pennsylvania Send subscription request to Stephen W. Osborne, Editor, Journal of Small Business Strategy, Indiana University of Pennsylvania, 304 Eberly College of Business, 664 Pratt Drive, Indiana, PA 15705-1071. Annual subscriptions may be ordered at $20 each (U.S. dollars only). International subscriptions add $5 annually for postage and handling. Back issues may be ordered at $ 12 each. o Copyright 1999 Small Business Institute Directors'ssociation ISSN 1081-8510 . 1999-2000 SBIDA Officers 0 I ~ SmaB Business Institute Directors'ssociation Prerldenr Vice President-&are Competition J. Doaglas Frascr, Pb.D CPA Sberrln R Taylor, hLKA., SPHR Mincmviuc Univcmity Texas Woman's University Department of Business Adminisuation Small Business Institute Miuersville, PA 17551-0302 P.O. Box 425738 Onicc: (717) 871-5555 Department of Business and Economics Fax: (717) 871-2464 Denton, TX 76204 E-msik dfrazcrmamudcr.miuersv,edu Onicc: (940) 898-2903 Fax: (940) 898-2120 E-maik f taylortwu.edu Preridenr-Eisa Joseph J. Geiger. MBA, E&ik Vice President-JJevetopuaut Univemity of Idaho Bruce Kcmclgor, Ph.D. Collcgc of Business and Economics Univemity of Louisville Box 3178 lauisviue, KY 40292-0001 Moscow, ID 83844-3178 Oflice: (502) 852-4788 OAicc: (208) 885-7154 Fax: (502) 852-7557 fax: (208) 885-8939 E-maik hhkeme010ulkyvm louisville.edu E-maik jocguidaho,cdu Vice-Preridrnt-Progracrs Vice President-Marketing and Membership Jobe Wnuacc, Pb.lk Ronald G. Cook, Ph.D. Marshall Univemity Rider University Lewis College of Business Cogegc of Business 400 Hal Greet Blvd. 2083 Lawrencev inc Road Huntington, WV 25755 Lawrencev ale, NJ 08648 Office: (304) 696-2680 Oflice. (609) 895-5522 Fax. (304) 696-6013 Fax: (609) 896-5304 E-Mag: wallcc0mstsmll.cdu E-maik cookr@rider edu Vice-Prcsldem —Publications Secretary- Treasurer Edward G. Cole, IVLILA. Roosevelt D. Butler, Pb.D. St. Mary's University The Conegc of New Jersey School of Business Administration School of Business One Camino Santa Maria Box 7718 Ssn Antonio, TX 78228 Ewing NJ 08628-0718 OAicc; (210) 431-2039 Office: (609) 771-2868 Fax: (210) 431-2115 Fax. (609) 637-5129 E-maik ccolcalvin.stnuuytx.mlu E-maik rbutlmtcnj.edu Vlcc Pretld'rnt-Program ftaaflty dsruranre lnuncdiate Part President Gary L Altcbboa, Pb.ik Lloyd W. Feraald, Jr., D.LA. lowe Stan University Univemity of Central Florida 300 Carver Hall P.O. Box 161400 Ames, IA 50011 Orlando, FL 32816-1400 Onicc: (515) 294-8107 On)ca: (407) 823-5725 Fax: (515) 294-2534 Fsx: (407) 823-3725 E-maik gaitchis@iaststc.edu F mail. lloyd.femald0bus.ucf edu