SFiKV TX'GY Editor Stephen W. Osborne Indiana University of Pennsylvania (I UP) Associate Editors Prashanth Nagendra Bharadwaj Indiana University of Pennsylvania (IUP) Joette M. Wisnieski Indiana University of Pennsylvania (IUP) Editorial Assistant Julie Kocher Indiana University of Pennsylvania (IUP) Editorial Review Board Ramachandra Asundt University of Puerto Rico James Bradley Central Washington University David Brennan University of St. Thomas (St. Paul) Shawn M. Carraher Texas A & M University - Commerce Radha Chaganti Rider University J. Douglas Frazer Millersville University Joseph Geiger University of Idaho Masoud Hemmast Illinois State University Kirk Heriot Francts Marion University Lynn Hotfman University of Northern Colorado Lawrence Klatt Florida Atlantic Umversity Krish Krishnan Indiana University of Pennsylvania (IUP) Thomas J. Liesz Mesa State College Stephen Lucas University of North Carolina-Greensboro Steven J. Maranville University of St. Thomas (Houston) Thaddeus McEwen Nonh Carolina A&T University Abbas Nadim University of New Haven John E. Prescott University of Pittsburgh Neal R. Pruchansky Keene State College James A. Rodger Indiana University of Pennsylvania (IUP) C. Louise Sellaro Youngstown State University Herbert Sherman Southhampton College of Long Island Leo Simpson Western Kentucky University Joseph Singer University of Missouri —Kansas City Manhew C. Sonfield Hofstra University Pamela H. Specht University of Nebraska at Omaha Harriet Stephenson Seattle University Jude Valdez University of Texas, San Antonio Howard Van Auken lowe State Umverstty Monica Zimmerman Temple University The Journal of Small Business Strategy is a joint publication of the Small Business Institute (formerly SBIDA) and the Eberly College of Business and Information Technology, Indiana University of Pennsylvania. Send subscription request to Stephen W. Osborne, Editor, Journal of Small Business Strategy, Indiana University of Pennsylvania, 304 Eberly College of Business and information Technology, Indiana, PA 15705-1071. Annual subscriptions may be ordered at $20 each (U.S. dollars only). International subscriptions add $5 annually for postage and handling. Back issues may be ordered at $ 12. o Copyright 2003 Small Business Institute ISSN 1081-8510 2004-2005 SBI Officers Small Business Institute President Vice President -Case Competition Jnmes Brndley Leo Simpson Central Washington University Phone: (206) 439-1282 Fax (206) 439-3809 Fax: 270-745-7098 Email; bradley(t8cwu.edu President Elect Vice-President —Marketing dt Membership Joe Bell Kirk C. Heriot University of Northern Colorado Francis Marion University Phone: (970) 351-1230 Phone: (843) 661-1419 Fax: (970) 351-1097 Email: Joe.BellQaunco.edu lmntediate Past President Vice President —Development Abbot Nadim University of New Haven Office. (203) 932-7122 Fax: (203) 931-6092 Fax: 757-594-7808 Email: anadQochargcr.ncwhavcn.edu Vice President —Programs Shawn Carraher . Doug as razer Texas A&M University —Commerce Phone: 903-886-5696 Fax: 903-ggti-5702 Fax: (717) 871-2464 Email: shawn carrahcr@tamu-commerce.edu Email: dfrazerQomarauder.mtllersv.edu Vice President of Conference Arrangements Secretary —Treasurer Geralyn McClure Franklin University of Texas of the Permian Basin Texas Woman's University Phone: (915) 552-2170 OAice: (940) 898-2903 Fax: (915) 552-2174 Fax: (940) 898-2120 Email: franklin Qout b.edu E-mail:staylortNtwu.edu Vice President —Publications Ron Cook Stephen W. Osborne Rider University Indiana University of Pennsylvania Phone: 609-895-5522 Phone: (724) 357-5760 Fax: 609-896-5304 Fax: (724) 357-5743 Email: cookrINrider.edu Email: osbornetmiup.edu Vice President -Program Quality Assvronce SBI IV b Me aster Bruce Kemelgor Charles H. Matthews University of Louisville University of Cincinnati OAice: (502) 852-4788 Phone: 513-556-7123 Fax: (502) 852-7557 Fax: 513-556-4891 E-maih bhkeme01@louisvilte.edu Email: charles.matthews@uc.edu 2004-2005 SBI Officers Small Business Institute President Vice President -Case Competition James Bradley Leo Simpson Central Washington University Western Kentucky University Phone: (206) 439-1282 Phone: 270-745-6174 Fax (206) 439-3809 Fax: 270-745-7098 Email: bradley@ewe.edu President Elect Vice-President —Marheting & Membership Joe Bell Kirk C. Heriot University of Northern Colorado Francis Marion University Phone: (970) 351-1230 Phone: (843) 661-1419 Fax. (970) 351-1097 Email: Joe.Bell@unco.edu Immediate Past President Vice President -Development Abbas Nadim Stephanie Bardwell Christopher Newpon University University of New Haven Phone: 757-594-7139 Fax: 757-594-7808 Email: anadQacharger.newhaven.edu Vice President —A dmi nistrati on Vice President —Programs Shown Carraher J D I Foug as razer Texas A&M Umverstty —Commerce Mtllersville University Phone: 903-886-5696 Fax: 903-886-5702 Email: shawn carrahertamu-commerce.edu Vice President of Conference Arrangements Secretary —Treasurer Geratyn McClure Franklin University of Texas of the Permian Basin Texas Woman's University Phone: (915) 552-2170 OITice: (940) 898-2903fax: (915) 552-2174 Fax: (940) 898-2120 Email: franklin~@utpb.edu E-maik staylongatwu.edu Vice President -Publications Ron Cook Stephen W. Osborne Indiana University of Pennsylvania Rider University Phone: (724) 357-5760 Fax: (724) 357-5743 Email: cookr@rider.edu Email: osbometnuiup.edu Vice President -Program Quality Assurance SBI W 6 Me aster Bruce Kemelgor University of Louisville University of Cincinnati OAice: (502) 852-4788 Phone: 513-556-7123 fax: (502) 852-7557 Fax: 513-556-4891 E-maik bhkeme01@louisville.edu Email: charles.mauhews@uc.edu