item: #1 of 11
          id: 17374
      author: Anonymous
       title: Bank of the Manhattan Company, Chartered 1799: A Progressive Commercial Bank
        date: None
       words: 1835
      flesch: 57
     summary: Thus, at the outset, the Manhattan Company required its Directors periodically to examine its cash and securities, a safeguard which, 106 years later, the State of New York made compulsory for all State banking institutions. With a capital of $2,000,000, the project was an ambitious one for those days, and, as there was considerable uncertainty about the probable cost of the water system, a clause was inserted in the charter, permitting the Company to employ all surplus capital in the purchase of public or other stock or in any other monied transactions or operations, not inconsistent with the constitution and laws of New York or of the United States.
    keywords: april; bank; banking; capital; charter; city; committee; company; deposits; directors; illustration; john; legislature; manhattan; manhattan company; new; new york; office; present; state; stock; street; system; wall; water; years; york
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        item: #2 of 11
          id: 18981
      author: Webster, Frank V.
       title: Dick the Bank Boy; Or, A Missing Fortune
        date: None
       words: 47669
      flesch: 79
     summary: GRAYLOCK SEEMS DISAPPOINTED Somehow or other Dick did not seem to be greatly alarmed by these significant words of Mr. Goodwyn. On this particular day, which was fated to be marked with a white stone in the history of Dick Morrison, Mr. Graylock entered the bank at the time he was eating his lunch in the little room back of the offices.
    keywords: able; accident; archibald; bait; bank; bank boy; banker; bass; beginning; bessie; best; big; bookkeeper; boston; boy; boys; business; busy; cartwright; case; cashier; catch; certain; chair; chance; chapter; charles; cheever; circumstances; clever; close; coat; coming; company; contents; course; creditors; day; days; dear; department; desk; determined; dick; dick morrison; dollars; door; employ; envelope; examiner; eyes; face; fact; father; fear; feeling; fellow; ferd; fine; fire; firm; fishing; fortune; friend; future; gentleman; gibbs; girl; glad; good; goodwyn; graylock; great; guess; half; hand; head; heart; heavy; help; hold; hole; home; hope; hour; house; incident; job; kind; known; lady; later; left; letter; life; like; line; little; long; look; luck; lunch; machine; making; man; manner; matter; mean; merchant; messenger; miller; mind; minute; missing; money; morning; morrison; morrow; mother; mrs; near; necessary; need; new; news; noon; offer; office; old; open; package; packet; page; papers; pass; pay; payson; people; place; pleased; pliny; point; poor; position; possible; present; president; pretty; quick; rate; ready; richard; right; riverview; road; room; run; safe; sale; saying; school; securities; set; short; sir; small; smile; standing; start; store; sudden; sure; suspicion; talk; teller; terrible; thing; thought; time; town; trouble; truth; try; turn; usual; vault; vehicle; voice; wages; waiting; want; way; week; window; winslow; wish; woman; word; work; years; young
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        item: #3 of 11
          id: 32027
      author: Scott, William Amasa
       title: Banking
        date: None
       words: 36226
      flesch: 47
     summary: Other banks also are incorporated by our states under the terms of general laws, which are known as savings banks and trust companies. So long as the discounts are confined to commercial paper the bank's part in these transactions consists almost exclusively of bookkeeping between its customers and between itself and other banks.
    keywords: able; account; act; administration; amounts; assets; associations; available; balances; bank notes; bankers; banking; banking institutions; banking system; banks; best; bills; board; bonds; branches; business; canadian; capital; case; cash; central; central banks; certain; chapter; checking; checks; chief; cities; city; classes; clearing; coin; collateral; commerce; commercial; commercial banks; commercial paper; common; companies; competition; conditions; conduct; correspondents; countries; country; country banks; credit; currency; customers; day; degree; demand; deposits; development; different; discount; domestic; drafts; england; english; enterprises; entire; essential; estate; europe; exchange; extent; fact; federal; financial; forced; foreign; form; france; functions; funds; general; germany; gold; government; greater; group; hand; head; important; increase; independent; inflation; institutions; interest; investment; investment banking; issue; kind; land banks; large; law; laws; legislation; likely; line; liquidation; loans; local; london; long; low; machinery; making; manner; market; maturity; means; members; methods; money; mortgage; mortgage banks; national banks; nature; necessary; needs; new; notes; number; obligations; office; operations; order; organization; outside; paper; payment; people; period; persons; place; point; possible; practice; present; private; private banks; process; property; protection; public; purpose; rate; real; regulations; reserve; reserve banks; result; sale; savings banks; secretary; securities; security; services; short; silver; small; societies; special; state banks; states; stock; supply; surplus; system; terms; time; total; town; treasury; trust; united; united states; use; value; vaults; volume; world; years; york
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        item: #4 of 11
          id: 34187
      author: Spooner, Lysander
       title: A New Banking System The Needful Capital for Rebuilding the Burnt District
        date: None
       words: 17416
      flesch: 63
     summary: From the foregoing considerations, it is evident that nothing is easier than for a _good_ bank to establish its credit, _at home_; and that nothing is more certain than that a _bad_ bank would be discredited, _at home_, from the outset, and could get no circulation at all. The system would not inflate prices above their true and natural value, relatively to specie; for no possible amount of paper currency, every dollar of which is equal in value to specie, _can_ inflate prices above their true and natural value, relatively to specie.
    keywords: abundant; agricultural; average; banking; banks; bills; business; capable; capital; cent; chapter; circulation; commodities; contracts; country; credit; currency; demand; dollar; equal; estate; gold; government; great; half; hand; increase; industry; interest; labor; law; likely; little; machinery; manufactures; manufacturing; market; massachusetts; men; millions; money; months; mortgages; national; natural; necessary; need; notes; paper; paper currency; payments; people; persons; population; present; prices; productive; property; railroads; real; redemption; specie; states; stock; system; thing; time; true; united; value; wealth; world; worth
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        item: #5 of 11
          id: 35120
      author: Phillips, Chester Arthur
       title: Readings in Money and Banking Selected and Adapted
        date: None
       words: 310355
      flesch: 60
     summary: And, finally, cash items include such demands on individuals or other banks as are collectible in cash and can therefore fairly be deemed the equivalent of cash in hand. Resources_ Loans and discounts $739,743.27 Overdrafts, secured 973.08 U. S. bonds deposited to secure circulation 100,000.00 U. S. bonds pledged to secure U. S. deposits 1,000.00 Bonds other than U. S. bonds pledged to secure postal savings deposits 7,000.00 Other Securities 191,098.05 Stock of Federal Reserve bank 4,800.00 Banking House 30,000.00 Furniture and Fixtures 5,000.00 Due from Federal Reserve Bank 20,000.00 Due from approved reserve agents 89,919.25 Due from other banks 12,074.23 Checks on banks in same city 6,051.46 Outside checks and other cash items 13,171.83 Fractional currency, nickels, and cents 283.14 Notes of other national banks 1,295.00 Coin and certificates 38,604.05 Legal-tender notes 25,000.00 Redemption fund 3,500.00 ------------- $1,289,513.36 _Liabilities_ Capital stock paid in $100,000.00 Surplus fund 60,000.00 Undivided profits 40,877.46 Less current expenses, interest, and taxes paid 17,110.28 23,767.18 Circulating Notes Out-standing 98,500.00 Individual deposits subject to check 404,871.37 Certificates of deposit due in less than 30 days 596,335.82 Certified Checks 125.00 United States deposits 1,000.00 Postal savings deposits 4,913.99 ------------- $1,289,513.36 [33]~The Method and Extent of Credit Issue.--~Assume that a bank with a cash capital of $100,000 is opening for business in an isolated town and is the only bank in that town.
    keywords: 61st; absence; absolute; accepted; accommodation; accordance; account; accumulation; acting; active; activity; acts; actual; actual money; addition; adequate; adjustment; administration; advance; advantage; affairs; agent; agent banks; aggregate; agreement; agricultural bank; agricultural credit; agriculture; american banks; amounts; analysis; annual; annum; answer; application; approval; april; argument; arrangements; articles; assets; associated banks; association; attempt; attention; attitude; august; authority; authorized; available; average; away; bad; balances; bank acceptances; bank account; bank act; bank balance; bank bills; bank checks; bank circulation; bank deposits; bank directors; bank examinations; bank examiners; bank facilities; bank failures; bank funds; bank loans; bank manager; bank notes; bank officers; bank paper; bank rate; bank regulation; bank shares; bank system; bankers; banking; banking business; banking capital; banking institutions; banking laws; banking system; basis; bearing; beginning; benefit; berlin; best; better; big; big banks; bills; bimetallic; bluefield bank; body; bonds; book; borrowers; borrowing; boston banks; branch banks; branches; brazilian bank; britain; british; brokers; bullion; burden; business; business enterprises; business man; buyers; buying; california; canada; canadian banks; capacity; capital; capital stock; capitalists; capitalization; care; careful; carry; carrying; case; cash; cash reserve; cattle; causes; cent; central bank; centres; century; certain; certificates; chance; changes; chapter; character; charge; chartered; cheaper; check; cheque; chicago; chicago banks; chief; circulation; circumstances; cities; city bank; civil; claim; class; classes; clearing; clearing banks; close; co.; coffee; coin; coinage; collateral; columbia bank; combined; coming; commerce; commercial banks; commercial paper; commission; committee; commodities; commodity; common; community; companies; company; competition; complete; comptroller; concentration; concerned; concerns; conclusion; conditions; conduct; confidence; congress; connection; consequence; considerable; consideration; constant; consumers; consumption; continued; contract; contraction; contrary; control; convenience; corn; corporation; correct; correspondent; cost; cotton; counter; countries; country banks; course; court; cover; creation; credit; credit banks; credit business; credit currency; credit paper; credit system; creditors; crisis; crop; currency; currency notes; currency system; current; current money; customers; customs; daily; danger; dangerous; date; day; days; deal; dealers; dealings; dearer; debt; debtor banks; debtors; december; decline; decrease; definite; degree; delitzsch bank; demand; demand deposits; demand exchange; denominations; department; depositors; depreciated; depreciation; depression; desirable; desire; determined; deutsche bank; developed; development; differences; different; different banks; difficult; difficulties; diminished; direction; directors; disaster; discount; discounting; discussion; distinction; distribution; district; dividend; documents; dollars; domestic; domestic banks; dominion; double; doubt; drafts; drain; drawing; dresdner bank; duty; earlier; early; earnings; eastern; easy; economic; economists; economy; effect; effected; effective; efficiency; effort; elasticity; element; emergency; empire; employment; engaged; england; english banks; enormous; enterprises; entire; equal; equation; equivalent; essential; established; establishment; estate; estimated; european; european banks; events; evidence; evident; exact; examination; example; exception; excess; excessive; exchange; exchange banks; exchange business; exchange funds; exchange loans; exchange market; exchange rates; exchange standard; exchange system; exercise; existence; expansion; expected; expenditures; expenses; experience; explanation; export; exportation; extended; extension; extent; extraordinary; extreme; face; facilities; fact; factor; failed; fall; far; farmers; farming; favor; favorable; fear; features; february; federal banks; federal reserve; feeling; field; fifth; figures; final; finance; financial; financial business; financing; firms; fiscal; fisher; fixed; flow; fluctuations; following; footnotes; force; foreign banks; foreign exchange; foreign money; form; forward; foundation; fourth; france; francisco; free; french; functions; fundamental; funds; furnish; future; gain; general; general banking; general prices; german banks; germany; giving; going; gold; gold basis; gold bullion; gold certificates; gold coin; gold deposits; gold exchange; gold fund; gold order; gold production; gold reserve; gold settlement; gold standard; gold stock; gold supply; gold value; goods; government; government bank; government notes; governor; grains; granting; great; great banks; greater; greatest; greenbacks; group; growth; guarantee; guaranty; habit; half; hand; hard; head; heavy; help; high; high prices; higher; highest; history; hold; holdings; home; house; house banks; ibid; idea; idle; immediate; important; important banks; importer; imports; improvements; inability; incorporated; incorporated banks; increase; independent banks; index; india; individual; individual banks; industrial; industry; inflation; influence; information; instance; institutions; instruments; insurance; interest; interest rate; interesting; international; investment; investors; iron; issue; issue bank; issuing; italy; items; january; john; journal; judgment; july; june; keeping; kind; knowledge; known; labor; lack; lading; large; large banks; large business; large gold; largest bank; later; laughlin; law; lawful money; laws; lead; left; legal; legal reserve; legislation; lenders; lending; length; level; liabilities; liability; liable; liberal; life; like; likely; limit; limited; lines; liquidation; little; little money; loaning; loans; local banks; localities; london bank; london money; long; longer; look; loss; losses; louis; low; machinery; main; maintaining; majority; making; management; manager; manner; manufacturers; manufacturing; march; margin; marked; market rate; markets; marks; mass; material; matter; maturity; maximum; means; measure; mechanism; medium; meet; meeting; member banks; members; membership; mercantile; merchandise; merchants; mere; metal; methods; middle; millions; mind; minimum; minor; mint; moderate; modern; moment; monetary; money; money deposits; money incomes; money market; money payments; money prices; money rate; money system; money trust; money wages; monopoly; monthly; months; mortgage banks; mortgages; motive; movement; moving; mutual; mutual bank; national bank; natural; nature; near; necessary; necessity; need; needed; new; new act; new bank; new banking; new business; new capital; new currency; new demand; new england; new gold; new issue; new law; new loans; new money; new notes; new supply; new system; new york; non; normal; notice; november; number; numerous; object; obligations; obvious; occasion; october; offer; office; officers; official; offset; open; opening; operations; operative; operative banks; opinion; opportunities; opportunity; order; ordinary; organization; organized; original; ounce; output; outset; outside; outside banks; outstanding; owner; panic; paper currency; paper money; parent bank; paris; particular; parties; party; passage; past; pay; payable; paying; payment; pennsylvania; people; percentage; period; permanent; personal; persons; philippines; pieces; place; plan; point; policy; political; popular; population; position; possession; possibility; possible; postal; pound; power; powerful; practical; practice; preceding; premium; prepared; present; present time; president; pressure; previous; prices; prime; principal; principle; prior; private banks; privilege; probable; problem; proceeds; process; produce; producers; production; products; professor; profitable; profits; progress; property; proportion; providing; provision; public; publications; purchase; purchasing; purpose; quality; quantities; quantity; question; quotations; raiffeisen bank; railroad; railway; raising; rapid; rates; reach; ready; real; reason; reasonable; reasoning; receipts; recent; redeem; redemption; rediscounts; reduced; reference; regard; regional banks; regular; regulations; reichsbank; relation; relative; relief; remarkable; report; representatives; required; requirements; reserve act; reserve agent; reserve banks; reserve board; reserve cities; reserve city; reserve deposits; reserve fund; reserve money; reserve notes; reserve requirements; reserve system; reserves; resources; respect; responsibility; responsible; restricted; restriction; result; return; review; rich; right; rise; risk; royal bank; rule; run; running; rural; safety; said; sale; san; satisfactory; savings banks; savings deposits; scarcity; scheme; scotch banks; scotland; seasonal; second; secretary; sections; secured; securing; securities; security; self; sellers; selling; senate; sense; separate; september; series; service; session; settlement; settling; shareholders; shares; shawmut bank; shipments; shipping; short; shows; silver; similar; simple; single; single bank; situation; size; slight; small; small banks; smaller; smith; societies; society; south; sovereign; special; specie; specified; speculation; spirit; spite; spread; spring; stability; standard money; standard reserve; state banking; state banks; statement; states; states money; states notes; statistics; steady; step; sterling; stock banks; stock exchange; stockholders; stocks; store; strain; street; strength; striking; strong; strong banks; study; subject; success; successful; sudden; sufficient; sum; summer; sums; supervision; supplies; supply; support; surplus; surplus money; suspension; switzerland; system; task; tax; taxes; temporary; tendency; tender; tender money; terms; theory; things; thought; till; time; time credit; time deposits; time loans; title; total; total gold; total money; town banks; towns; trade; transactions; transfer; treasury; treasury notes; trouble; true; trust; trust business; trust company; trustee; trustee bank; truth; turnover; ultimate; unable; unchanged; union bank; united; united states; use; usual; valuable; value; variations; varies; vast; vaults; velocity; view; village bank; volume; vote; wages; want; war; washington; way; ways; weakness; wealth; week; weekly; weight; west; western; wheat; wide; willing; wise; words; work; working; world; worth; years; york bank; york city; york exchange; york money; | |
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        item: #6 of 11
          id: 38472
      author: Clark, Ellery H. (Ellery Harding)
       title: The Money Gods
        date: None
       words: 54498
      flesch: 80
     summary: Now, now, Mr. Atherton, he remonstrated, don't be so hasty. You young men, Mr. Atherton, he complained, are all alike.
    keywords: advanced; advantage; adventure; affair; afternoon; air; answer; arm; assented; atherton; banker; bear; beauty; bed; bellingham; best; better; big; blagden; board; boy; brain; break; breath; brooks; bull; business; butler; car; care; case; certain; chair; chance; chapter; chauffeur; city; clear; closed; coming; cotton; country; courage; course; crowd; curiosity; customers; danforth; danger; darkness; daughter; day; days; death; desk; devil; direction; doctor; dog; dollars; door; doubt; dream; drew; drop; eager; earth; easy; effort; employer; events; evident; exchange; excitement; experience; eyes; face; fact; faint; fair; fate; father; fear; feet; fellow; figure; financier; form; fortune; friend; gallery; game; gentleman; girl; glad; glance; god; golf; good; great; guess; half; hamilton; hand; hard; head; heart; helen; help; high; hold; holt; home; hope; hour; house; housebreaker; huge; idea; important; instant; jim; job; kind; knowledge; later; leave; left; length; life; like; links; little; live; long; longer; look; lose; loss; luck; man; market; marshall; martin; matter; mckay; means; meeting; men; mighty; mills; mind; minute; miss; moment; money; morning; morrow; motionless; motor; murmured; muttered; mystery; narrow; near; need; new; news; nolan; norton; o'clock; office; old; open; opportunity; order; owner; paper; past; path; perfect; picture; pine; place; plan; play; pocket; point; poor; position; possible; power; pretty; public; question; quick; race; read; real; reason; relief; rest; result; right; rise; road; room; rose; run; safe; seat; second; secretary; sell; set; short; silence; silent; sir; sky; small; sound; speed; stairs; stand; stared; start; steel; stoat; stock; stop; story; stream; street; strong; study; sudden; sure; system; table; talk; tape; task; things; think; thinking; thought; ticker; time; tone; trade; trouble; true; truth; tubby; turn; turning; union; view; voice; wall; watch; watching; way; white; window; wish; wonderful; words; work; world; worth; wrong; years; york; young
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        item: #7 of 11
          id: 38990
      author: Weyman, Stanley John
       title: Ovington's Bank
        date: None
       words: 163142
      flesch: 92
     summary: And with one hand on his stick and the other on his chair he raised himself up by his arms as old men do. But on that, with a vividness which the reflection had never assumed before--for the old man, like other old men, did not feel old--he saw that he had but a very short span to live--a year or two, or it might be three or four years.
    keywords: account; acherley; advice; afraid; afternoon; air; alarm; aldersbury; angry; answer; anxiety; anxious; arm; arms; arthur; aware; bad; bag; bags; bank; banker; battle; bear; bed; bent; best; better; betty; big; bill; birmingham; bit; black; blind; blood; blow; board; book; bourdillon; box; boy; brave; breast; breath; bridge; broken; brow; business; busy; butler; calamy; capital; care; careful; carriage; case; cash; cashier; cent; certain; chair; chaise; change; chapter; charles; cheeks; cheque; child; church; clear; clement; clerks; clever; closed; coach; coat; cold; color; comfort; coming; common; company; complete; confidence; consider; contempt; corner; cottage; counter; country; courage; course; credit; crisis; cross; crowd; cry; cupboard; cursed; customers; cut; danger; dark; darkness; daughter; day; days; deal; dean; dear; deep; demand; desk; desperate; devil; different; difficulties; difficulty; dining; dinner; distance; distant; doctor; door; doubt; doubted; dozen; drawing; drive; dull; duty; earlier; early; easy; effect; elbow; end; evening; expected; eyes; face; fact; failure; faint; fair; fall; family; fancied; fancy; far; farmer; fashion; father; favor; fear; feeling; feet; fellow; fewtrell; field; figure; fine; fingers; fire; firm; floor; folly; fool; foolish; foot; fortune; free; friends; frightened; future; gain; game; garden; garth; garthmyle; general; gentleman; girl; glad; glass; god; going; gold; golden; good; great; green; griffin; grounds; gun; half; hall; hand; hard; harm; hat; head; heart; heaven; heavy; help; hesitated; hide; high; hill; hint; hold; home; honest; honor; hope; horses; hot; hour; house; hurried; hurry; hurt; idea; idle; impossible; india; influence; inn; interest; jenkins; josina; key; knees; known; lad; lady; land; large; late; law; lay; leave; left; life; lights; like; likely; line; lips; little; live; london; long; longer; look; looking; lord; loss; lost; lot; love; luck; mad; man; manchester; manner; market; matter; mean; meeting; memory; mere; miles; mill; mind; minutes; miss; mistake; moment; monday; money; months; morning; morrow; mother; mouth; moving; mrs; muttered; narrow; natural; nature; near; need; nephew; new; news; notes; notice; o'clock; offer; officer; old; old man; open; opening; opinion; order; outside; ovington; pale; panic; paper; parlor; pass; passing; past; path; patience; paused; pay; peacock; penny; people; person; pity; place; plain; plans; play; pleased; point; poor; position; post; postboy; pounds; power; prepared; presence; present; pretty; pride; profit; prosperity; proud; public; purpose; purslow; question; quick; quiet; railroad; railway; raised; rate; reach; ready; reason; relief; return; rich; right; rise; risk; river; road; rodd; room; rose; round; ruin; run; safe; saturday; save; scene; scheme; seat; second; secret; securities; seeing; self; sense; set; shares; sharp; shock; shop; short; shoulders; shut; sign; signature; silence; silent; silly; sir; sir charles; sitting; sleep; slip; small; smile; son; sorry; spirit; spoke; squire; stage; stairs; standing; stay; step; stick; stop; story; strange; stream; street; strong; struggle; success; sudden; sum; summer; sun; support; sure; surprised; table; taking; talk; tall; task; tea; temper; thank; things; thinking; thomas; thought; thousands; till; time; tone; town; trade; transfer; trembling; trouble; true; trust; truth; turn; turning; twice; uncle; upper; usual; value; view; village; visitor; voice; wait; walk; wall; want; warning; watch; water; way; ways; weak; wealth; week; weight; welsh; white; wide; windows; wish; wolley; woman; wonder; wood; woosenham; word; work; worst; worth; wrong; yard; years; young; young man
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        item: #8 of 11
          id: 4359
      author: Bagehot, Walter
       title: Lombard Street: A Description of the Money Market
        date: None
       words: 80226
      flesch: 66
     summary: This credit was called bank money, which, as it represented money exactly according to the standard of the mint, was always of the same real value, and intrinsically worth more than current money. It was at the same time enacted, that all bills drawn upon or negotiated at Amsterdam of the value of six hundred guilders and upwards should be paid in bank money, which at once took away all uncertainty in the value of those bills.
    keywords: able; account; act; advances; advantage; affairs; alarm; apprehension; ask; augment; average; bad; bad bank; balances; bank; bank account; bank deposits; bank directors; bank governor; bank money; bank notes; bank proprietors; bank rate; bank reserve; bankers; banking; banking department; banking system; begin; beginning; best; better; bills; board; body; brokers; bullion; business; capital; care; case; cash; cash reserve; causes; cent; certain; chancellor; changes; chapter; circulation; circumstances; city; class; coin; commerce; commercial; committee; common; community; companies; company; comparison; confidence; consequence; considerable; consols; constitution; contrary; countries; country; country bank; course; court; credit; crisis; currency; daily; dangerous; day; days; deal; dealers; debts; december; demand; department; dependent; deposit banking; deposits; deputy; desirable; detail; different; difficulty; diffused; diminished; discount; dividend; doubt; drain; duty; effect; employ; england; english; established; evil; exchange; exchequer; executive; experience; extent; fact; failure; fall; fear; figures; firm; fixed; foreign; foreign money; form; france; gain; general; german; gold; good; good bank; government; governor; grave; great; great bank; greater; greatest; half; hand; having; help; high; history; holders; house; idea; idle; immense; important; income; increase; industry; interest; issue; joint; joint stock; judgment; keeping; kind; knowledge; known; labour; large; large bank; large reserve; late; law; legal; lending; liabilities; liability; life; like; likely; little; loans; lombard; london; long; look; low; magnitude; main; management; manager; manner; matter; means; meeting; mercantile; merchants; millions; mind; minimum; mode; modern; moment; money; money market; nation; national; natural; nature; necessary; necessity; need; new; new bank; new money; number; occasion; office; old; opinion; order; ordinary; panic; paper; particular; past; pay; payments; peculiar; people; period; permanent; persons; place; plain; policy; position; possible; power; practical; practice; present; price; principal; principle; private bank; produce; profit; proportion; prosperity; public; purposes; quantity; question; railway; rate; ready; real; reason; remarkable; reserve system; responsibility; result; return; revolution; rich; right; rise; risk; ruin; rule; run; safe; said; savings; scotland; securities; security; sense; similar; simple; single bank; small; smaller; sort; sound; special; state; stock bank; store; street; subject; sudden; sufficient; sums; supply; sure; system; tender; theory; things; thought; till; time; trade; transactions; true; trust; ultimate; ultimate bank; use; usual; value; want; watch; way; wealth; westminster bank; wish; work; world; worse; years
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        item: #9 of 11
          id: 43663
      author: Robinson, Humphrey
       title: A Simple Explanation of Modern Banking Customs
        date: None
       words: 14102
      flesch: 73
     summary: Banks do not like to sell their checks on other banks to strangers. The So-called Special Privileges of Banks 109 A SIMPLE EXPLANATION OF MODERN BANKING CUSTOMS I GENERAL REMARKS After some years of work in a bank, it has been impressed daily upon the writer that, if the depositors were fully informed about the details of the conduct of banks, closer and more satisfactory relations would result.
    keywords: -----------+---------------+---------------+---------------+; account; association; balance; bank; bank notes; banker; banking; bonds; books; brown; business; capital; cash; cent; certain; certified; check; circulating; cities; city; clearing; clearing house; clerk; collection; course; credit; customers; daily; date; day; days; demand; department; deposit; depositors; draft; equal; exchange; face; firm; good; house; jones; law; loans; loss; money; national; national bank; new; notes; notice; number; paper; payable; payment; people; person; possible; profit; protest; public; reason; record; reserve; right; risk; smith; states; teller; time; total; town; united; way; york; | |
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        item: #10 of 11
          id: 60029
      author: Fowler, Charles N. (Charles Newell)
       title: Seventeen Talks on the Banking Question Between Uncle Sam and Mr. Farmer, Mr. Banker, Mr. Lawyer, Mr. Laboringman, Mr. Merchant, Mr. Manufacturer
        date: None
       words: 171127
      flesch: 68
     summary: The principle of converting bank book credits into bank note credits, in accordance with the requirements of the customers of a bank, is the bank credit currency principle and there is not a single instance in the history of banking where it has ever been tried and failed. You have only to go to Scotland, and note the fact that there has been in operation there two hundred and seventeen years the vital principle involved, the conversion of bank book credits into bank note credits, and the current redemption of all bank credits in gold coin, whenever called for._
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        item: #11 of 11
          id: 61081
      author: Lang, Allen Kim
       title: Cinderella Story
        date: None
       words: 14626
      flesch: 88
     summary: ] I The First Vice-President of the William Howard Taft National Bank and Trust Company, the gentleman to whom Miss Orison McCall was applying for a job, was not at all the public picture of a banker. An odd business for a Federal Mata Hari, Orison thought, reading a nonsense story into a microphone for an invisible audience.
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