







 
   
     
       
         A proposal for raising a million on a fund of interest by setling one hundred thousand pounds yearly, to pay 8 per cent. for one million two hundred thousand pounds, of which the King to have a million.
         Neale, Thomas, d. 1699?
      
       
         
           1694
        
      
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             A proposal for raising a million on a fund of interest by setling one hundred thousand pounds yearly, to pay 8 per cent. for one million two hundred thousand pounds, of which the King to have a million.
             Neale, Thomas, d. 1699?
          
           4 p.
           
             s.n.,
             [S.l. :
             1694?]
          
           
             Caption title.
             Dated at end: January 29th 1693 [i.e. 1694?].
             Reproduction of the original in the University of London.
          
        
      
    
     
       
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         eng
      
       
         
           Finance, Public -- Great Britain -- Early works to 1800.
        
      
    
     
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           A
           PROPOSAL
           For
           Raising
           a
           MILLION
           ON
           A
           Fund
           of
           Interest
           ,
           
             By
             Setling
             one
             Hundred
             Thousand
             Pounds
             Yearly
             ,
             to
             Pay
          
           8
           per
           Cent.
           
             for
             one
             Million
             Two
             Hundred
             Thousand
             Pounds
             ,
             of
             which
             the
             King
             to
             have
             a
             Million
             .
          
        
         
           THIS
           Hundred
           Thousand
           Pounds
           yearly
           to
           be
           settled
           on
           Trustees
           ,
           who
           are
           at
           first
           to
           bring
           in
           Two
           Hundred
           Thousand
           Pounds
           to
           Circulate
           the
           rest
           ;
           for
           which
           ,
           as
           aforesaid
           ,
           8
           
             per
             Cent.
          
           is
           to
           be
           paid
           ,
           and
           8
           
             per
             Cent.
          
           for
           the
           Million
           :
           Out
           of
           which
           last
           8
           
             per
             Cent.
          
           for
           the
           Million
           ,
           the
           Trustees
           to
           have
           half
           
             per
             Cent.
          
           for
           their
           Conduct
           and
           Care
           ,
           and
           One
           and
           a
           Half
           
             per
             Cent.
          
           Pr●curation
           ;
           and
           those
           that
           advance
           the
           Money
           ,
           or
           take
           the
           Bills
           ,
           to
           have
           a
           Currant
           Interest
           on
           them
           of
           6
           
             per
             Cent.
          
           only
           ;
           and
           yet
           taking
           it
           alt●gether
           ,
           there
           must
           by
           this
           Proposition
           be
           Ninety
           Six
           Thousand
           Pounds
           yearly
           Paid
           ,
           and
           for
           it
           One
           Hundred
           Thousand
           Pounds
           yearly
           settled
           ,
           which
           brings
           this
           Million
           to
           be
           took
           up
           at
           near
           10
           
             l.
             per
             Cent.
          
           Interest
           yearly
           ,
           and
           that
           for
           Eleven
           Years
           certain
           ,
           but
           at
           Three
           Years
           Warning
           redeemable
           after
           that
           time
           .
        
         
           The
           Fund
           spoke
           of
           for
           this
           Settlement
           is
           the
           Tax
           (
           talkt
           of
           )
           on
           Salt
           for
           Four
           Years
           ,
           and
           then
           Six
           Pence
           out
           of
           one
           Nine
           Pence
           Excise
           on
           Beer
           and
           Ale
           ,
           engaged
           for
           so
           long
           ,
           and
           which
           after
           that
           time
           may
           be
           given
           and
           settled
           for
           any
           Use
           the
           King
           and
           Parliament
           shall
           think
           fit
           to
           Enact
           .
        
         
           
           
             A
             PROPOSAL
             
               for
               Raising
            
             Two
             Millions
             
               on
               part
               of
               the
               Security
               must
               be
               used
               for
               Raising
               ,
               as
               aforesaid
               ,
               One
               Million
               :
               And
               yet
               the
               People
               in
               General
               ,
               who
               are
               either
               to
               Advance
               (
               or
               be
               Paid
               with
               )
               this
               Money
               ,
               will
               have
               the
               same
               Yearly
               Profit
               and
               Interest
               by
               it
               ,
               and
               as
               much
               Security
               and
               Satisfaction
               (
               when
               well
               understood
               )
               as
               the
               other
            
             Proposal
             affords
             .
          
           
             
               The
               way
               of
               doing
               it
               thus
               :
            
          
           
             I.
             LEt
             One
             Hundred
             and
             Forty
             Thousand
             Pounds
             yearly
             ,
             that
             is
             ,
             the
             Nine
             Pence
             a
             Barrel
             Excise
             (
             agreed
             on
             all
             Hands
             to
             be
             one
             Hundred
             and
             Forty
             Thousand
             Pounds
             yearly
             )
             be
             settled
             for
             ever
             to
             pay
             the
             Interest
             of
             Two
             Millions
             and
             Three
             Hundred
             Thousand
             Pounds
             ,
             at
             6
             
               per
               Cent.
            
             yearly
             ,
             but
             redeemable
             by
             Parliament
             on
             repaying
             the
             Principal
             at
             any
             time
             after
             the
             War
             ,
             supposing
             it
             cleared
             from
             the
             present
             Incumbrance
             ,
             which
             may
             be
             paid
             off
             ,
             as
             herein
             after
             express'd
             .
          
           
             II.
             Let
             Officers
             on
             purpose
             ,
             either
             in
             or
             of
             the
             Exchequer
             ,
             or
             some
             other
             place
             as
             fit
             near
             the
             Exchange
             ,
             be
             appointed
             to
             give
             out
             Bills
             with
             a
             running
             Interest
             on
             them
             of
             6
             
               per
               Cent.
            
             to
             whoever
             will
             take
             them
             for
             such
             Money
             as
             the
             King
             is
             to
             pay
             to
             any
             Man
             on
             any
             Account
             whatsoever
             ,
             and
             at
             the
             same
             time
             and
             place
             ,
             in
             Books
             to
             be
             purposely
             kept
             .
             Let
             Credit
             be
             given
             to
             the
             Person
             receiving
             such
             Bills
             for
             the
             Money
             for
             which
             those
             Bills
             were
             then
             given
             .
          
           
             Let
             such
             Credit
             be
             made
             easie
             Assignable
             .
          
           
             Let
             it
             be
             Enacted
             ,
             That
             the
             King
             for
             his
             Custom
             ,
             Excise
             ,
             or
             for
             any
             other
             part
             of
             his
             Revenue
             ,
             shall
             accept
             of
             such
             Bills
             and
             Credit
             in
             Payment
             ,
             which
             will
             be
             no
             Inconvenience
             at
             all
             to
             the
             Crown
             ,
             because
             on
             every
             occasion
             (
             as
             they
             were
             at
             first
             )
             they
             may
             be
             again
             paid
             out
             .
          
           
             And
             let
             it
             be
             also
             Enacted
             ,
             That
             Interest
             at
             6
             
               per
               Cent
            
             ,
             shall
             be
             Yearly
             ,
             Half-yearly
             ,
             or
             Quarterly
             paid
             to
             whoever
             has
             the
             Possession
             of
             the
             Bills
             and
             Credit
             so
             given
             out
             for
             this
             Money
             .
          
           
             And
             thus
             the
             whole
             Two
             Millions
             and
             Three
             Hundred
             Thousand
             Pounds
             may
             be
             disposed
             by
             the
             Crown
             ,
             as
             occasion
             shall
             require
             ;
             and
             when
             Merchants
             and
             others
             come
             to
             see
             (
             which
             they
             'll
             presently
             do
             )
             such
             a
             safe
             Credit
             and
             Ease
             ,
             as
             this
             way
             of
             paying
             and
             receiving
             Money
             will
             give
             them
             in
             every
             Case
             ,
             answering
             Ready
             Money
             it self
             ,
             with
             this
             further
             Advantage
             ,
             That
             whereas
             Money
             kept
             by
             them
             for
             any
             occasion
             (
             which
             sometimes
             happens
             many
             Months
             together
             )
             brings
             them
             no
             Profit
             ,
             Money
             thus
             Put
             out
             is
             always
             Ready
             Money
             for
             every
             occasion
             ,
             and
             yet
             brings
             them
             in
             6
             
               per
               Cent.
            
             Interest
             till
             the
             very
             Hour
             they
             use
             it
             :
             And
             for
             these
             Reasons
             ,
             and
             the
             Reasons
             that
             follow
             ,
             both
             Userers
             ,
             Merchants
             and
             others
             will
             quickly
             be
             so
             fond
             of
             having
             thus
             Money
             in
             Bank
             ,
             that
             in
             a
             very
             short
             time
             (
             as
             in
             Holland
             it
             is
             )
             't
             will
             come
             to
             be
             One
             or
             Two
             
               per
               Cent.
            
             better
             than
             Ready
             Money
             it self
             :
             And
             as
             aforesaid
             ,
             the
             whole
             Two
             Millions
             (
             and
             the
             odd
             Money
             going
             to
             clear
             the
             Anticipation
             of
             what
             is
             owing
             now
             on
             the
             Nine
             Pence
             )
             will
             be
             ready
             Money
             to
             the
             King
             ,
             and
             cost
             the
             Nation
             less
             by
             near
             4
             
               per
               Cent
            
             than
             't
             will
             by
             the
             other
             Proposal
             ,
             and
             
             be
             Honourable
             and
             Safe
             for
             the
             King
             and
             Kingdom
             ,
             and
             to
             all
             that
             shall
             be
             in
             it
             concerned
             :
             And
             if
             instead
             of
             6
             
               per
               Cent.
            
             as
             proposed
             ,
             it
             shall
             be
             thought
             reasonable
             ,
             and
             be
             Enacted
             by
             Parliament
             ,
             That
             a
             Currant
             Interest
             of
             7
             
               per
               Cent.
            
             yearly
             shall
             be
             Quarterly
             paid
             ,
             for
             what
             Money
             soever
             there
             shall
             Credit
             be
             given
             in
             the
             Books
             to
             be
             kept
             for
             this
             Bank
             ,
             in
             such
             case
             the
             Credit
             of
             this
             Bank
             will
             answer
             just
             as
             much
             Ready
             Money
             ,
             as
             the
             Fund
             to
             be
             settled
             will
             at
             6
             or
             7
             
               per
               Cent.
            
             pay
             the
             Interest
             of
             ,
             and
             to
             shew
             this
             will
             certainly
             do
             .
          
           
             It
             cannot
             be
             denied
             ,
             but
             that
             the
             King
             may
             at
             first
             Pay
             it
             all
             out
             as
             ready
             Money
             to
             whoever
             his
             Majesty
             has
             occasion
             to
             pay
             any
             Money
             to
             ,
             who
             would
             be
             much
             more
             glad
             to
             take
             it
             than
             Tallies
             ,
             to
             be
             struck
             upon
             any
             Tax
             or
             Revenue
             ,
             not
             presently
             to
             come
             in
             ,
             whatsoever
             :
             For
             when
             any
             Tallies
             are
             struck
             (
             if
             not
             on
             a
             Land
             Tax
             )
             they
             are
             Five
             
               per
               Cent.
            
             immediately
             worse
             than
             ready
             Money
             ,
             because
             there
             is
             no
             way
             certain
             whereby
             the
             Person
             that
             has
             them
             can
             come
             to
             his
             Money
             ,
             without
             hiring
             some
             Body
             to
             pay
             it
             him
             ,
             at
             least
             till
             the
             Tally
             grows
             due
             ,
             and
             must
             stay
             longer
             if
             the
             Money
             by
             that
             time
             be
             not
             come
             in
             to
             pay
             it
             ;
             whereas
             the
             Man
             that
             takes
             this
             sort
             of
             Payment
             has
             not
             only
             as
             good
             Security
             ,
             and
             as
             good
             Interest
             for
             his
             Money
             (
             as
             the
             Man
             that
             takes
             the
             Tally
             has
             )
             but
             also
             a
             way
             certain
             of
             turning
             it
             into
             Money
             by
             finding
             a
             way
             how
             to
             pay
             it
             as
             such
             to
             the
             King
             ,
             which
             for
             a
             very
             small
             matter
             at
             any
             time
             may
             be
             easily
             found
             .
          
           
             Now
             the
             great
             Objection
             to
             this
             is
             ,
             
               A
               Supposition
               that
               the
               King
               will
               be
               paid
               his
               Revenue
               all
               in
               this
               Credit
               ,
               and
               what
               shall
               he
               do
               with
               it
               in
               Case
               it
               should
               happen
               to
               be
               so
               ?
            
          
           
             Answer
             ,
             The
             King
             may
             still
             Pay
             it
             out
             to
             others
             (
             on
             any
             occasion
             )
             as
             he
             did
             at
             the
             first
             ;
             but'tisa
             great
             mistake
             to
             think
             that
             that
             supposed
             inconvenience
             can
             in
             any
             great
             measure
             happen
             in
             this
             Case
             For
             note
             ,
          
           
             As
             Usurers
             ,
             when
             they
             have
             well
             placed
             out
             their
             Money
             at
             good
             Interest
             in
             the
             Hands
             of
             Persons
             that
             can
             pay
             it
             them
             again
             in
             a
             short
             time
             after
             't
             is
             called
             for
             ,
             they
             will
             never
             call
             for
             it
             ,
             but
             upon
             mighty
             Occasions
             ;
             so
             here
             when
             the
             Money
             for
             which
             Credit
             is
             given
             in
             the
             Books
             of
             this
             Bank
             shall
             come
             to
             belong
             to
             Rich
             Men
             ,
             (
             which
             in
             a
             very
             short
             time
             it
             will
             do
             )
             they
             seeing
             they
             have
             as
             good
             a
             Security
             ,
             and
             as
             good
             Interest
             as
             the
             Government
             gives
             ,
             besides
             a
             certain
             way
             how
             to
             come
             in
             to
             their
             Money
             at
             any
             time
             upon
             Urgent
             Occasion
             ,
             they
             will
             chuse
             rather
             to
             have
             Money
             owing
             them
             this
             way
             than
             upon
             any
             other
             Security
             whatsoever
             ,
             and
             will
             not
             part
             with
             such
             Credit
             in
             the
             said
             Bank
             to
             any
             of
             their
             Neighbours
             ,
             without
             having
             something
             more
             given
             them
             than
             Principal
             and
             Interest
             for
             so
             doing
             ,
             and
             this
             will
             be
             the
             Case
             of
             this
             Bank
             ,
             the
             Credit
             of
             which
             ,
             as
             aforesaid
             ,
             will
             answer
             full
             as
             much
             ready
             Money
             as
             the
             Fund
             to
             be
             given
             will
             at
             Six
             or
             Seven
             
               per
               Cent.
            
             Pay
             Interest
             for
             ,
             and
             Three
             Hundred
             Thousand
             Pounds
             of
             this
             Credit
             will
             doubtless
             be
             chearfully
             taken
             as
             payment
             by
             those
             who
             are
             to
             be
             paid
             in
             Four
             Years
             out
             of
             the
             Nine
             Pence
             ,
             and
             so
             the
             Nine
             Pence
             will
             be
             clear
             to
             be
             presently
             setled
             (
             if
             the
             King
             and
             Parliament
             shall
             so
             please
             )
             for
             this
             Fund
             .
          
           
             Now
             ,
             as
             aforesaid
             ,
             it
             must
             be
             agreed
             on
             all
             hands
             ,
             That
             if
             the
             King
             will
             receive
             this
             Credit
             in
             Payment
             for
             his
             Revenue
             ,
             't
             will
             answer
             all
             other
             ends
             whatsoever
             .
             And
          
           
             The
             Objection
             (
             and
             only
             one
             more
             that
             seems
             to
             have
             weight
             )
             against
             the
             King's
             being
             obliged
             to
             receive
             back
             in
             payment
             of
             any
             
             of
             his
             Revenues
             ,
             this
             Credit
             so
             before
             by
             him
             paid
             out
             ,
             raised
             by
             some
             much
             concerned
             in
             great
             Money
             Affairs
             ,
             is
             this
             ,
             say
             they
             ,
             
               The
               King's
               Revenue
               is
               greatly
               Anticipated
               ,
               and
               is
               (
               as
               it
               comes
               in
               )
               to
               be
               paid
               presently
               out
            
             in
             specie
             
               to
               those
               it
               is
               Due
               ,
               who
               have
               already
               Tallies
               for
               it
               :
               And
               suppose
               the
               Revenue
               which
               is
               to
               pay
               them
               is
               paid
               to
               the
               King
               in
               this
               Credit
               ;
               and
               that
               those
               to
               whom
               't
               is
               to
               be
               paid
               ,
               will
               expect
               to
               be
               paid
               in
               hard
               Money
               ,
               and
               will
               not
               be
               content
               with
               this
               Credit
               ,
               what
               must
               be
               done
               in
               that
               Case
               ?
            
          
           
             Note
             ,
             this
             is
             a
             Supposition
             only
             ,
             and
             it
             may
             as
             well
             be
             supposed
             (
             for
             Reasons
             aforesaid
             )
             that
             by
             the
             time
             those
             Debts
             grow
             due
             ,
             this
             Credit
             will
             ,
             even
             in
             the
             Opinion
             of
             those
             to
             whom
             't
             will
             be
             due
             ,
             come
             to
             be
             esteemed
             so
             much
             better
             than
             ready
             Money
             ,
             that
             't
             will
             be
             chosen
             before
             it
             ,
             and
             then
             the
             aforesaid
             Objection
             will
             be
             quite
             out
             of
             Doors
             ;
             but
             supposing
             those
             to
             whom
             such
             Debts
             ,
             as
             aforesaid
             ,
             are
             due
             already
             by
             Tallies
             ,
             should
             say
             ,
             they
             would
             not
             (
             when
             their
             Debt
             becomes
             due
             )
             be
             content
             to
             be
             paid
             in
             this
             Credit
             ;
             it
             cannot
             be
             supposed
             but
             that
             those
             very
             Men
             (
             unless
             out
             of
             their
             Wits
             ,
             or
             in
             Crosness
             to
             strive
             to
             ruin
             this
             Bank
             )
             who
             have
             those
             Tallies
             ,
             and
             must
             stay
             for
             payment
             till
             such
             Tallies
             are
             due
             ,
             will
             be
             glad
             if
             (
             instead
             of
             such
             Tallies
             )
             they
             may
             be
             presently
             paid
             in
             this
             Credit
             ;
             since
             the
             Objection
             they
             themselves
             make
             of
             the
             King's
             Revenue
             being
             Anticipated
             will
             be
             this
             way
             took
             off
             ;
             and
             if
             so
             ,
             they
             that
             instead
             of
             Tallies
             shall
             have
             this
             sort
             of
             Credit
             ,
             will
             have
             a
             much
             easier
             way
             of
             coming
             in
             to
             their
             Money
             than
             when
             they
             only
             had
             remote
             Tallies
             for
             it
             ;
             and
             the
             King
             being
             Capacitated
             presently
             to
             pay
             off
             those
             Anticipations
             by
             this
             sort
             of
             Credit
             ,
             may
             without
             inconvenience
             do
             it
             ,
             being
             instead
             thereof
             enabled
             to
             receive
             his
             Revenue
             so
             cleared
             ,
             as
             it
             shall
             come
             in
             by
             it
             ,
             or
             to
             engage
             it
             for
             ready
             Money
             to
             others
             again
             ,
             if
             he
             wants
             it
             before
             it
             comes
             in
             ,
             and
             if
             the
             worst
             comes
             to
             the
             worst
             that
             some
             of
             those
             that
             have
             Tallies
             will
             not
             take
             this
             Credit
             now
             ,
             and
             resolve
             to
             refuse
             it
             ,
             (
             as
             aforesaid
             out
             of
             Crosness
             )
             when
             their
             Tallies
             grow
             due
             ,
             't
             is
             much
             unlikely
             there
             should
             be
             many
             such
             ;
             and
             for
             those
             that
             are
             ,
             the
             Lords
             of
             the
             Treasury
             may
             easily
             contrive
             to
             pay
             them
             in
             Money
             ,
             having
             such
             Bills
             by
             them
             to
             turn
             into
             Money
             ,
             or
             use
             to
             pay
             others
             for
             any
             other
             Occasions
             ,
             who
             if
             this
             Credit
             were
             not
             in
             being
             ,
             must
             be
             paid
             in
             Money
             ,
             and
             who
             instead
             of
             Money
             will
             always
             be
             glad
             of
             such
             pay
             as
             this
             Credit
             will
             be
             .
          
           
             And
             if
             (
             after
             all
             has
             been
             said
             )
             the
             Wisdom
             of
             Parliament
             shall
             fear
             in
             the
             least
             the
             thus
             Present
             Supplying
             the
             Wants
             of
             the
             Publick
             with
             Two
             Millions
             of
             Money
             at
             Six
             
               per
               Cent.
            
             as
             aforesaid
             ,
             (
             it
             being
             taken
             for
             granted
             ,
             that
             the
             Charge
             of
             the
             War
             (
             when
             ended
             )
             must
             be
             paid
             by
             the
             Nation
             )
             it
             may
             be
             Enacted
             ,
             (
             if
             the
             King
             and
             Parliament
             please
             )
             that
             at
             the
             end
             of
             Seven
             Years
             a
             Tax
             of
             Two
             Shillings
             in
             the
             Pound
             for
             Two
             Years
             ,
             or
             of
             Four
             Shillings
             in
             the
             Pound
             for
             one
             Year
             shall
             be
             laid
             upon
             Land
             to
             pay
             off
             the
             Principal
             ,
             and
             so
             free
             the
             Kingdom
             from
             paying
             the
             Interest
             of
             it
             by
             the
             Nine
             Pence
             till
             that
             time
             secured
             ,
             which
             done
             ,
             and
             all
             Persons
             in
             such
             Credit
             concerned
             being
             thereby
             assured
             of
             a
             time
             certain
             when
             they
             may
             (
             if
             they
             will
             )
             see
             their
             Money
             in
             specie
             again
             ,
             there
             will
             be
             no
             room
             left
             to
             doubt
             but
             that
             this
             sort
             of
             Credit
             will
             most
             certainly
             do
             ,
             and
             answer
             Two
             Millions
             ,
             if
             so
             setled
             by
             Parliament
             as
             above
             in
             this
             Paper
             Proposed
             .
          
           
             
               
                 January
                 29th
                 .
                 1693.
                 
              
            
          
        
         
      
    
     
  

